Home > Wayne County Bank and Trust Company > Assets and Liabilities
Wayne County Bank and Trust Company, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 33 | 5,756 |
Assets and Liabilities | ||
Total Assets: | $52,338,000 | 7,291 |
Cash and due from depository institutions | $1,697,000 | 5,756 |
Interest-bearing balances | $119,000 | 4,941 |
Securities | $15,852,000 | 6,876 |
Federal funds sold & reverse repurchase agreements | $1,516,000 | 4,463 |
Net loans & leases | $30,494,000 | 6,960 |
Loan loss allowance | $1,228,000 | 2,998 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,751,000 | 4,102 |
Other real estate owned | $81,000 | 5,756 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $947,000 | 6,970 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $52,338,000 | 7,291 |
Total liabilities | $48,568,000 | 7,158 |
Total deposits | $48,037,000 | 6,993 |
Interest-bearing deposits | $43,639,000 | 6,696 |
Deposits held in domestic offices | $48,037,000 | 6,985 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $531,000 | 5,005 |
Total equity capital | $3,770,000 | 8,443 |
Total bank equity capital | $3,770,000 | 8,443 |
Perpetual preferred stock | $0 | 310 |
Common stock | $800,000 | 4,461 |
Surplus | $1,700,000 | 6,154 |
Undivided profits | $1,270,000 | 8,449 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $344,000 | 5,281 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
Income earned, not collected on loans | $375,000 | 5,475 |
Earning assets | $47,981,000 | 7,258 |
Long-term assets (5+ years) | $8,673,000 | 4,495 |
Average Assets, year-to-date | $50,325,200 | 7,364 |
Average Assets, quarterly | $52,377,000 | 7,263 |
Volatile liabilities | $3,304,000 | 8,164 |
Insider loans | $530,000 | 5,487 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $3,004,000 | 6,347 |
Tier 1 (core) risk-based capital | $4,299,000 | 7,922 |
Tier 2 risk-based capital | $433,140 | 5,886 |
Total risk weighted assets | $33,856,440 | 6,662 |
Total unused commitments | $3,004,000 | 6,358 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 35 | 5,698 |
Assets and Liabilities | ||
Total Assets: | $48,057,000 | 7,932 |
Cash and due from depository institutions | $1,483,000 | 5,698 |
Interest-bearing balances | $98,000 | 6,721 |
Securities | $20,741,000 | 5,970 |
Federal funds sold & reverse repurchase agreements | $126,000 | 10,090 |
Net loans & leases | $23,292,000 | 8,163 |
Loan loss allowance | $1,101,000 | 3,399 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,685,000 | 4,219 |
Other real estate owned | $63,000 | 5,698 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $667,000 | 8,021 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $48,057,000 | 7,932 |
Total liabilities | $44,168,000 | 7,862 |
Total deposits | $43,772,000 | 7,714 |
Interest-bearing deposits | $40,019,000 | 7,392 |
Deposits held in domestic offices | $43,772,000 | 7,705 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $396,000 | 6,327 |
Total equity capital | $3,889,000 | 8,524 |
Total bank equity capital | $3,889,000 | 8,524 |
Perpetual preferred stock | $0 | 343 |
Common stock | $800,000 | 4,638 |
Surplus | $1,700,000 | 6,170 |
Undivided profits | $1,389,000 | 8,646 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $481,000 | 5,015 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,638 |
Income earned, not collected on loans | $334,000 | 5,516 |
Earning assets | $44,257,000 | 7,896 |
Long-term assets (5+ years) | $10,630,000 | 4,190 |
Average Assets, year-to-date | $50,027,000 | 7,595 |
Average Assets, quarterly | $48,372,000 | 7,849 |
Volatile liabilities | $2,352,000 | 9,209 |
Insider loans | $899,000 | 4,025 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $2,807,000 | 6,587 |
Tier 1 (core) risk-based capital | $3,889,000 | 8,438 |
Tier 2 risk-based capital | $348,550 | 6,881 |
Total risk weighted assets | $27,131,250 | 7,738 |
Total unused commitments | $2,807,000 | 6,608 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 38 | 5,417 |
Assets and Liabilities | ||
Total Assets: | $51,627,000 | 7,688 |
Cash and due from depository institutions | $1,528,000 | 5,417 |
Interest-bearing balances | $97,000 | 7,343 |
Securities | $21,790,000 | 5,763 |
Federal funds sold & reverse repurchase agreements | $1,469,000 | 7,617 |
Net loans & leases | $23,887,000 | 8,124 |
Loan loss allowance | $981,000 | 3,797 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,781,000 | 4,008 |
Other real estate owned | $518,000 | 5,417 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $654,000 | 8,414 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $51,627,000 | 7,688 |
Total liabilities | $48,198,000 | 7,581 |
Total deposits | $47,712,000 | 7,461 |
Interest-bearing deposits | $43,421,000 | 7,203 |
Deposits held in domestic offices | $47,712,000 | 7,454 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $486,000 | 5,938 |
Total equity capital | $3,429,000 | 9,045 |
Total bank equity capital | $3,429,000 | 9,045 |
Perpetual preferred stock | $0 | 346 |
Common stock | $800,000 | 4,868 |
Surplus | $800,000 | 9,103 |
Undivided profits | $1,829,000 | 7,723 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $423,000 | 6,153 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $398,000 | 5,086 |
Earning assets | $47,243,000 | 7,672 |
Long-term assets (5+ years) | $9,776,000 | 4,396 |
Average Assets, year-to-date | $57,250,800 | 7,017 |
Average Assets, quarterly | $53,004,500 | 7,524 |
Volatile liabilities | $2,702,000 | 8,952 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,733,000 | 6,393 |
Tier 1 (core) risk-based capital | $3,429,000 | 8,973 |
Tier 2 risk-based capital | $357,140 | 6,794 |
Total risk weighted assets | $27,947,640 | 7,698 |
Total unused commitments | $2,733,000 | 6,422 |
Derivatives | $0 | 651 |