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Wayne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$95,538,000564
Total interest expense$33,473,000529
Net interest income$62,065,000567
Provision for loan and lease losses$5,549,000304
Total noninterest income$8,158,000863
Gross Fiduciary activities income$898,000525
Service charges on deposit accounts$2,247,000503
Trading account gains and feesNANA
Additional Noninterest Income$5,013,000882
Total noninterest expense$43,129,000652
Salaries and employee benefits$23,565,000646
Premises and equipment expense$5,031,000544
Additional noninterest expense$5,013,000882
Pre-tax net operating income$21,545,000645
Securities gains (losses)$-209,0003,971
Applicable income taxes$3,988,000618
Income before extraordinary items$17,348,000642
Extraordinary gains, net$054
Net income$17,348,000652
Minority interest net income$088
Net income of bank and minority interests.$17,348,000645
Net charge-offs$6,078,000218
Cash dividends$9,483,000514
Sale, conversion, retirement of capital stock, net$400,000291
Net operating income$17,517,290651
2023-09-30 (YTD Data)Rank
Total interest income$69,455,000572
Total interest expense$22,681,000537
Net interest income$46,774,000568
Provision for loan and lease losses$-568,0004,508
Total noninterest income$6,033,000876
Gross Fiduciary activities income$688,000515
Service charges on deposit accounts$1,679,000502
Trading account gains and feesNANA
Additional Noninterest Income$3,666,000907
Total noninterest expense$32,347,000651
Salaries and employee benefits$17,893,000643
Premises and equipment expense$3,775,000549
Additional noninterest expense$3,666,000907
Pre-tax net operating income$21,028,000544
Securities gains (losses)$-209,0004,199
Applicable income taxes$3,975,000539
Income before extraordinary items$16,844,000550
Extraordinary gains, net$052
Net income$16,844,000554
Minority interest net income$081
Net income of bank and minority interests.$16,844,000550
Net charge-offs$2,897,000242
Cash dividends$7,050,000467
Sale, conversion, retirement of capital stock, net$286,000290
Net operating income$17,013,290552
2023-06-30 (YTD Data)Rank
Total interest income$44,946,000555
Total interest expense$13,212,000545
Net interest income$31,734,000559
Provision for loan and lease losses$-1,450,0004,585
Total noninterest income$3,728,000879
Gross Fiduciary activities income$441,000517
Service charges on deposit accounts$1,117,000495
Trading account gains and feesNANA
Additional Noninterest Income$2,170,000908
Total noninterest expense$21,206,000641
Salaries and employee benefits$11,810,000639
Premises and equipment expense$2,548,000535
Additional noninterest expense$2,170,000907
Pre-tax net operating income$15,706,000503
Securities gains (losses)$-209,0004,342
Applicable income taxes$3,004,000495
Income before extraordinary items$12,493,000512
Extraordinary gains, net$051
Net income$12,493,000520
Minority interest net income$081
Net income of bank and minority interests.$12,493,000511
Net charge-offs$548,000413
Cash dividends$4,710,000462
Sale, conversion, retirement of capital stock, net$191,000282
Net operating income$12,662,290505
2023-03-31 (YTD Data)Rank
Total interest income$21,711,000568
Total interest expense$5,617,000554
Net interest income$16,094,000555
Provision for loan and lease losses$300,000662
Total noninterest income$1,907,000867
Gross Fiduciary activities income$212,000537
Service charges on deposit accounts$543,000517
Trading account gains and feesNANA
Additional Noninterest Income$1,152,000874
Total noninterest expense$10,444,000657
Salaries and employee benefits$5,969,000656
Premises and equipment expense$1,248,000568
Additional noninterest expense$1,152,000874
Pre-tax net operating income$7,257,000548
Securities gains (losses)$2,000837
Applicable income taxes$1,397,000535
Income before extraordinary items$5,862,000551
Extraordinary gains, net$04
Net income$5,862,000550
Minority interest net income$048
Net income of bank and minority interests.$5,862,000550
Net charge-offs$320,000353
Cash dividends$2,374,000429
Sale, conversion, retirement of capital stock, net$95,000259
Net operating income$5,860,380555
2022-12-31 (YTD Data)Rank
Total interest income$75,666,000526
Total interest expense$7,269,000591
Net interest income$68,397,000521
Provision for loan and lease losses$900,000875
Total noninterest income$9,876,000767
Gross Fiduciary activities income$845,000545
Service charges on deposit accounts$2,055,000558
Trading account gains and feesNANA
Additional Noninterest Income$6,976,000709
Total noninterest expense$41,075,000653
Salaries and employee benefits$22,071,000674
Premises and equipment expense$4,910,000558
Additional noninterest expense$6,976,000709
Pre-tax net operating income$36,298,000488
Securities gains (losses)$2,000598
Applicable income taxes$6,543,000512
Income before extraordinary items$29,757,000469
Extraordinary gains, net$05
Net income$29,757,000470
Minority interest net income$063
Net income of bank and minority interests.$29,757,000470
Net charge-offs$343,000729
Cash dividends$13,227,000380
Sale, conversion, retirement of capital stock, net$269,000377
Net operating income$29,755,360478
2022-09-30 (YTD Data)Rank
Total interest income$55,270,000510
Total interest expense$4,106,000555
Net interest income$51,164,000505
Provision for loan and lease losses$600,000860
Total noninterest income$7,949,000746
Gross Fiduciary activities income$634,000541
Service charges on deposit accounts$1,576,000550
Trading account gains and feesNANA
Additional Noninterest Income$5,739,000684
Total noninterest expense$30,721,000646
Salaries and employee benefits$16,825,000668
Premises and equipment expense$3,658,000558
Additional noninterest expense$5,739,000684
Pre-tax net operating income$27,792,000467
Securities gains (losses)$0740
Applicable income taxes$5,261,000493
Income before extraordinary items$22,531,000457
Extraordinary gains, net$04
Net income$22,531,000457
Minority interest net income$057
Net income of bank and minority interests.$22,531,000457
Net charge-offs$111,000890
Cash dividends$10,864,000331
Sale, conversion, retirement of capital stock, net$202,000348
Net operating income$22,531,000467
2022-06-30 (YTD Data)Rank
Total interest income$35,439,000508
Total interest expense$2,445,000487
Net interest income$32,994,000507
Provision for loan and lease losses$600,000609
Total noninterest income$5,764,000697
Gross Fiduciary activities income$416,000516
Service charges on deposit accounts$1,035,000557
Trading account gains and feesNANA
Additional Noninterest Income$4,313,000656
Total noninterest expense$20,456,000634
Salaries and employee benefits$11,271,000658
Premises and equipment expense$2,472,000544
Additional noninterest expense$6,713,000601
Pre-tax net operating income$17,702,000462
Securities gains (losses)$0687
Applicable income taxes$3,333,000484
Income before extraordinary items$14,369,000464
Extraordinary gains, net$04
Net income$14,369,000464
Minority interest net income$060
Net income of bank and minority interests.$14,369,000464
Net charge-offs$25,0001,244
Cash dividends$8,584,000300
Sale, conversion, retirement of capital stock, net$135,000331
Net operating income$14,369,000470
2022-03-31 (YTD Data)Rank
Total interest income$17,346,000503
Total interest expense$1,245,000449
Net interest income$16,101,000505
Provision for loan and lease losses$300,000484
Total noninterest income$3,334,000649
Gross Fiduciary activities income$202,000522
Service charges on deposit accounts$499,000567
Trading account gains and feesNANA
Additional Noninterest Income$2,633,000586
Total noninterest expense$10,027,000657
Salaries and employee benefits$5,431,000687
Premises and equipment expense$1,290,000529
Additional noninterest expense$3,306,000601
Pre-tax net operating income$9,108,000451
Securities gains (losses)$0623
Applicable income taxes$1,751,000458
Income before extraordinary items$7,357,000443
Extraordinary gains, net$04
Net income$7,357,000442
Minority interest net income$050
Net income of bank and minority interests.$7,357,000443
Net charge-offs$82,000540
Cash dividends$2,297,000428
Sale, conversion, retirement of capital stock, net$67,000304
Net operating income$7,357,000452
2021-12-31 (YTD Data)Rank
Total interest income$71,070,000494
Total interest expense$5,756,000470
Net interest income$65,314,000497
Provision for loan and lease losses$4,200,000132
Total noninterest income$8,121,000974
Gross Fiduciary activities income$748,000524
Service charges on deposit accounts$1,854,000568
Trading account gains and feesNANA
Additional Noninterest Income$5,519,000994
Total noninterest expense$38,465,000673
Salaries and employee benefits$20,608,000715
Premises and equipment expense$4,766,000554
Additional noninterest expense$13,091,000617
Pre-tax net operating income$30,770,000542
Securities gains (losses)$92,000905
Applicable income taxes$5,491,000585
Income before extraordinary items$25,371,000535
Extraordinary gains, net$010
Net income$25,371,000535
Minority interest net income$074
Net income of bank and minority interests.$25,371,000536
Net charge-offs$908,000450
Cash dividends$10,697,000454
Sale, conversion, retirement of capital stock, net$213,000402
Net operating income$25,295,560531
2021-09-30 (YTD Data)Rank
Total interest income$53,217,000501
Total interest expense$4,401,000489
Net interest income$48,816,000499
Provision for loan and lease losses$3,750,000103
Total noninterest income$6,299,000973
Gross Fiduciary activities income$550,000522
Service charges on deposit accounts$1,340,000586
Trading account gains and feesNANA
Additional Noninterest Income$4,409,000974
Total noninterest expense$28,658,000682
Salaries and employee benefits$15,616,000715
Premises and equipment expense$3,526,000571
Additional noninterest expense$9,516,000626
Pre-tax net operating income$22,707,000563
Securities gains (losses)$56,0001,015
Applicable income taxes$4,191,000600
Income before extraordinary items$18,572,000563
Extraordinary gains, net$08
Net income$18,572,000562
Minority interest net income$069
Net income of bank and minority interests.$18,572,000563
Net charge-offs$797,000381
Cash dividends$7,406,000473
Sale, conversion, retirement of capital stock, net$160,000364
Net operating income$18,526,080563
2021-06-30 (YTD Data)Rank
Total interest income$34,817,000501
Total interest expense$2,989,000503
Net interest income$31,828,000502
Provision for loan and lease losses$3,000,00090
Total noninterest income$4,176,000971
Gross Fiduciary activities income$341,000534
Service charges on deposit accounts$853,000589
Trading account gains and feesNANA
Additional Noninterest Income$2,982,000978
Total noninterest expense$18,962,000684
Salaries and employee benefits$10,124,000730
Premises and equipment expense$2,380,000564
Additional noninterest expense$6,458,000608
Pre-tax net operating income$14,042,000586
Securities gains (losses)$21,0001,163
Applicable income taxes$2,538,000634
Income before extraordinary items$11,525,000601
Extraordinary gains, net$06
Net income$11,525,000601
Minority interest net income$067
Net income of bank and minority interests.$11,525,000601
Net charge-offs$810,000300
Cash dividends$4,275,000489
Sale, conversion, retirement of capital stock, net$107,000345
Net operating income$11,507,780587
2021-03-31 (YTD Data)Rank
Total interest income$17,302,000501
Total interest expense$1,525,000523
Net interest income$15,777,000504
Provision for loan and lease losses$1,500,000117
Total noninterest income$1,968,0001,015
Gross Fiduciary activities income$160,000539
Service charges on deposit accounts$426,000585
Trading account gains and feesNANA
Additional Noninterest Income$1,382,0001,038
Total noninterest expense$9,385,000683
Salaries and employee benefits$4,953,000740
Premises and equipment expense$1,206,000560
Additional noninterest expense$3,226,000589
Pre-tax net operating income$6,860,000600
Securities gains (losses)$21,000866
Applicable income taxes$1,226,000651
Income before extraordinary items$5,655,000596
Extraordinary gains, net$03
Net income$5,655,000596
Minority interest net income$055
Net income of bank and minority interests.$5,655,000596
Net charge-offs$141,000526
Cash dividends$2,137,000436
Sale, conversion, retirement of capital stock, net$53,000318
Net operating income$5,637,780588
2020-12-31 (YTD Data)Rank
Total interest income$58,454,000584
Total interest expense$7,979,000610
Net interest income$50,475,000579
Provision for loan and lease losses$5,450,000534
Total noninterest income$7,585,000972
Gross Fiduciary activities income$682,000531
Service charges on deposit accounts$1,724,000589
Trading account gains and feesNANA
Additional Noninterest Income$5,179,000994
Total noninterest expense$32,768,000755
Salaries and employee benefits$17,121,000816
Premises and equipment expense$4,103,000640
Additional noninterest expense$11,544,000657
Pre-tax net operating income$19,842,000595
Securities gains (losses)$71,0001,545
Applicable income taxes$3,308,000649
Income before extraordinary items$16,605,000606
Extraordinary gains, net$04
Net income$16,605,000605
Minority interest net income$072
Net income of bank and minority interests.$16,605,000606
Net charge-offs$809,000737
Cash dividends$7,819,000559
Sale, conversion, retirement of capital stock, net$203,000371
Net operating income$16,546,070590
2020-09-30 (YTD Data)Rank
Total interest income$41,027,000618
Total interest expense$6,165,000633
Net interest income$34,862,000623
Provision for loan and lease losses$3,850,000603
Total noninterest income$5,076,0001,015
Gross Fiduciary activities income$533,000517
Service charges on deposit accounts$1,252,000600
Trading account gains and feesNANA
Additional Noninterest Income$3,291,0001,085
Total noninterest expense$23,107,000788
Salaries and employee benefits$11,878,000851
Premises and equipment expense$2,953,000655
Additional noninterest expense$8,276,000664
Pre-tax net operating income$12,981,000640
Securities gains (losses)$71,0001,368
Applicable income taxes$2,059,000718
Income before extraordinary items$10,993,000641
Extraordinary gains, net$04
Net income$10,993,000639
Minority interest net income$065
Net income of bank and minority interests.$10,993,000641
Net charge-offs$685,000627
Cash dividends$5,680,000531
Sale, conversion, retirement of capital stock, net$153,000347
Net operating income$10,933,360619
2020-06-30 (YTD Data)Rank
Total interest income$23,716,000722
Total interest expense$4,185,000673
Net interest income$19,531,000724
Provision for loan and lease losses$2,000,000716
Total noninterest income$3,033,0001,037
Gross Fiduciary activities income$328,000534
Service charges on deposit accounts$840,000601
Trading account gains and feesNANA
Additional Noninterest Income$1,865,0001,135
Total noninterest expense$14,022,000842
Salaries and employee benefits$7,065,000933
Premises and equipment expense$1,856,000694
Additional noninterest expense$5,101,000701
Pre-tax net operating income$6,542,000732
Securities gains (losses)$38,0001,419
Applicable income taxes$905,000894
Income before extraordinary items$5,675,000752
Extraordinary gains, net$04
Net income$5,675,000753
Minority interest net income$065
Net income of bank and minority interests.$5,675,000752
Net charge-offs$197,0001,017
Cash dividends$3,165,000586
Sale, conversion, retirement of capital stock, net$102,000328
Net operating income$5,642,320728
2020-03-31 (YTD Data)Rank
Total interest income$11,867,000721
Total interest expense$2,204,000714
Net interest income$9,663,000713
Provision for loan and lease losses$700,000738
Total noninterest income$1,624,000937
Gross Fiduciary activities income$153,000551
Service charges on deposit accounts$522,000585
Trading account gains and feesNANA
Additional Noninterest Income$949,0001,008
Total noninterest expense$6,987,000847
Salaries and employee benefits$3,776,000881
Premises and equipment expense$959,000669
Additional noninterest expense$2,252,000785
Pre-tax net operating income$3,600,000624
Securities gains (losses)$38,000937
Applicable income taxes$480,000763
Income before extraordinary items$3,158,000618
Extraordinary gains, net$04
Net income$3,158,000619
Minority interest net income$056
Net income of bank and minority interests.$3,158,000618
Net charge-offs$121,000797
Cash dividends$1,582,000590
Sale, conversion, retirement of capital stock, net$51,000315
Net operating income$3,124,940608
2019-12-31 (YTD Data)Rank
Total interest income$47,282,000729
Total interest expense$8,677,000766
Net interest income$38,605,000714
Provision for loan and lease losses$1,250,000760
Total noninterest income$6,634,000937
Gross Fiduciary activities income$610,000552
Service charges on deposit accounts$1,997,000633
Trading account gains and feesNANA
Additional Noninterest Income$4,027,000964
Total noninterest expense$26,921,000853
Salaries and employee benefits$14,655,000882
Premises and equipment expense$3,683,000690
Additional noninterest expense$8,583,000800
Pre-tax net operating income$17,068,000689
Securities gains (losses)$254,000561
Applicable income taxes$2,702,000743
Income before extraordinary items$14,620,000684
Extraordinary gains, net$011
Net income$14,620,000686
Minority interest net income$076
Net income of bank and minority interests.$14,620,000685
Net charge-offs$1,193,000585
Cash dividends$6,113,000683
Sale, conversion, retirement of capital stock, net$207,000395
Net operating income$14,406,640678
2019-09-30 (YTD Data)Rank
Total interest income$35,297,000731
Total interest expense$6,526,000777
Net interest income$28,771,000717
Provision for loan and lease losses$1,050,000660
Total noninterest income$4,927,000933
Gross Fiduciary activities income$454,000549
Service charges on deposit accounts$1,458,000643
Trading account gains and feesNANA
Additional Noninterest Income$3,015,000955
Total noninterest expense$19,991,000854
Salaries and employee benefits$10,915,000878
Premises and equipment expense$2,753,000695
Additional noninterest expense$6,323,000806
Pre-tax net operating income$12,657,000698
Securities gains (losses)$232,000486
Applicable income taxes$1,996,000766
Income before extraordinary items$10,893,000692
Extraordinary gains, net$011
Net income$10,893,000694
Minority interest net income$072
Net income of bank and minority interests.$10,893,000693
Net charge-offs$1,097,000473
Cash dividends$4,531,000661
Sale, conversion, retirement of capital stock, net$156,000365
Net operating income$10,695,800693
2019-06-30 (YTD Data)Rank
Total interest income$23,240,000738
Total interest expense$4,358,000760
Net interest income$18,882,000730
Provision for loan and lease losses$750,000613
Total noninterest income$3,209,000931
Gross Fiduciary activities income$287,000557
Service charges on deposit accounts$938,000662
Trading account gains and fees$0131
Additional Noninterest Income$1,984,000935
Total noninterest expense$13,305,000852
Salaries and employee benefits$7,248,000879
Premises and equipment expense$1,846,000696
Additional noninterest expense$4,211,000820
Pre-tax net operating income$8,036,000701
Securities gains (losses)$64,000666
Applicable income taxes$1,199,000806
Income before extraordinary items$6,901,000702
Extraordinary gains, net$011
Net income$6,901,000702
Minority interest net income$069
Net income of bank and minority interests.$6,901,000702
Net charge-offs$974,000345
Cash dividends$3,019,000629
Sale, conversion, retirement of capital stock, net$104,000350
Net operating income$6,846,600693
2019-03-31 (YTD Data)Rank
Total interest income$11,426,000743
Total interest expense$2,154,000754
Net interest income$9,272,000747
Provision for loan and lease losses$450,000501
Total noninterest income$1,570,000914
Gross Fiduciary activities income$142,000566
Service charges on deposit accounts$478,000642
Trading account gains and fees$0126
Additional Noninterest Income$950,000926
Total noninterest expense$6,554,000861
Salaries and employee benefits$3,649,000874
Premises and equipment expense$914,000712
Additional noninterest expense$1,991,000839
Pre-tax net operating income$3,838,000710
Securities gains (losses)$01,087
Applicable income taxes$555,000840
Income before extraordinary items$3,283,000715
Extraordinary gains, net$05
Net income$3,283,000716
Minority interest net income$052
Net income of bank and minority interests.$3,283,000714
Net charge-offs$553,000307
Cash dividends$1,509,000617
Sale, conversion, retirement of capital stock, net$52,000312
Net operating income$3,283,000707
2018-12-31 (YTD Data)Rank
Total interest income$42,495,000750
Total interest expense$5,657,000834
Net interest income$36,838,000725
Provision for loan and lease losses$1,725,000567
Total noninterest income$6,838,000901
Gross Fiduciary activities income$589,000566
Service charges on deposit accounts$2,013,000632
Trading account gains and fees$0126
Additional Noninterest Income$4,236,000881
Total noninterest expense$25,533,000865
Salaries and employee benefits$14,020,000889
Premises and equipment expense$3,659,000688
Additional noninterest expense$7,854,000856
Pre-tax net operating income$16,418,000693
Securities gains (losses)$213,000206
Applicable income taxes$2,580,000733
Income before extraordinary items$14,051,000683
Extraordinary gains, net$06
Net income$14,051,000681
Minority interest net income$072
Net income of bank and minority interests.$14,051,000682
Net charge-offs$907,000643
Cash dividends$5,643,000671
Sale, conversion, retirement of capital stock, net$237,000384
Net operating income$13,872,080687
2018-09-30 (YTD Data)Rank
Total interest income$31,251,000749
Total interest expense$3,841,000856
Net interest income$27,410,000726
Provision for loan and lease losses$1,350,000513
Total noninterest income$5,304,000889
Gross Fiduciary activities income$463,000551
Service charges on deposit accounts$1,514,000628
Trading account gains and fees$0138
Additional Noninterest Income$3,327,000878
Total noninterest expense$18,895,000875
Salaries and employee benefits$10,445,000898
Premises and equipment expense$2,632,000722
Additional noninterest expense$5,818,000850
Pre-tax net operating income$12,469,000688
Securities gains (losses)$213,000198
Applicable income taxes$1,976,000734
Income before extraordinary items$10,706,000672
Extraordinary gains, net$05
Net income$10,706,000671
Minority interest net income$066
Net income of bank and minority interests.$10,706,000671
Net charge-offs$704,000574
Cash dividends$4,132,000626
Sale, conversion, retirement of capital stock, net$177,000359
Net operating income$10,527,080682
2018-06-30 (YTD Data)Rank
Total interest income$20,465,000753
Total interest expense$2,444,000839
Net interest income$18,021,000733
Provision for loan and lease losses$975,000479
Total noninterest income$3,268,000925
Gross Fiduciary activities income$311,000553
Service charges on deposit accounts$1,013,000622
Trading account gains and fees$0130
Additional Noninterest Income$1,944,000953
Total noninterest expense$12,400,000895
Salaries and employee benefits$6,868,000908
Premises and equipment expense$1,730,000736
Additional noninterest expense$3,802,000872
Pre-tax net operating income$7,914,000709
Securities gains (losses)$200,000174
Applicable income taxes$1,241,000756
Income before extraordinary items$6,873,000700
Extraordinary gains, net$06
Net income$6,873,000699
Minority interest net income$065
Net income of bank and minority interests.$6,873,000699
Net charge-offs$283,000757
Cash dividends$2,753,000604
Sale, conversion, retirement of capital stock, net$119,000347
Net operating income$6,703,000708
2018-03-31 (YTD Data)Rank
Total interest income$10,029,000753
Total interest expense$1,222,000808
Net interest income$8,807,000744
Provision for loan and lease losses$550,000429
Total noninterest income$1,510,000964
Gross Fiduciary activities income$137,000585
Service charges on deposit accounts$513,000619
Trading account gains and fees$0123
Additional Noninterest Income$860,0001,025
Total noninterest expense$6,099,000912
Salaries and employee benefits$3,462,000909
Premises and equipment expense$883,000729
Additional noninterest expense$1,754,000926
Pre-tax net operating income$3,668,000728
Securities gains (losses)$142,000136
Applicable income taxes$566,000788
Income before extraordinary items$3,244,000710
Extraordinary gains, net$07
Net income$3,244,000710
Minority interest net income$052
Net income of bank and minority interests.$3,244,000710
Net charge-offs$85,000936
Cash dividends$1,376,000569
Sale, conversion, retirement of capital stock, net$59,000318
Net operating income$3,123,300730
2017-12-31 (YTD Data)Rank
Total interest income$38,980,000736
Total interest expense$4,080,000826
Net interest income$34,900,000724
Provision for loan and lease losses$2,200,000479
Total noninterest income$5,801,0001,009
Gross Fiduciary activities income$510,000583
Service charges on deposit accounts$2,101,000605
Trading account gains and fees$0151
Additional Noninterest Income$3,190,0001,113
Total noninterest expense$23,660,000908
Salaries and employee benefits$12,850,000935
Premises and equipment expense$3,325,000746
Additional noninterest expense$7,485,000871
Pre-tax net operating income$14,841,000699
Securities gains (losses)$218,000375
Applicable income taxes$6,615,000556
Income before extraordinary items$8,444,000863
Extraordinary gains, net$09
Net income$8,444,000864
Minority interest net income$076
Net income of bank and minority interests.$8,444,000863
Net charge-offs$1,029,000685
Cash dividends$5,413,000627
Sale, conversion, retirement of capital stock, net$93,000501
Net operating income$8,304,480864
2017-09-30 (YTD Data)Rank
Total interest income$28,904,000738
Total interest expense$2,889,000850
Net interest income$26,015,000733
Provision for loan and lease losses$1,800,000439
Total noninterest income$4,127,0001,065
Gross Fiduciary activities income$395,000581
Service charges on deposit accounts$1,564,000610
Trading account gains and fees$0145
Additional Noninterest Income$2,168,0001,201
Total noninterest expense$17,736,000909
Salaries and employee benefits$9,639,000936
Premises and equipment expense$2,492,000755
Additional noninterest expense$5,605,000878
Pre-tax net operating income$10,606,000722
Securities gains (losses)$90,000624
Applicable income taxes$2,454,000793
Income before extraordinary items$8,242,000743
Extraordinary gains, net$09
Net income$8,242,000743
Minority interest net income$071
Net income of bank and minority interests.$8,242,000743
Net charge-offs$503,000808
Cash dividends$4,036,000590
Sale, conversion, retirement of capital stock, net$69,000462
Net operating income$8,172,700735
2017-06-30 (YTD Data)Rank
Total interest income$19,011,000740
Total interest expense$1,864,000848
Net interest income$17,147,000733
Provision for loan and lease losses$1,200,000428
Total noninterest income$2,740,0001,067
Gross Fiduciary activities income$234,000607
Service charges on deposit accounts$1,037,000600
Trading account gains and fees$0139
Additional Noninterest Income$1,469,0001,210
Total noninterest expense$11,931,000909
Salaries and employee benefits$6,430,000942
Premises and equipment expense$1,702,000737
Additional noninterest expense$3,799,000866
Pre-tax net operating income$6,756,000736
Securities gains (losses)$37,000759
Applicable income taxes$1,502,000825
Income before extraordinary items$5,291,000761
Extraordinary gains, net$011
Net income$5,291,000760
Minority interest net income$071
Net income of bank and minority interests.$5,291,000761
Net charge-offs$244,000937
Cash dividends$2,665,000600
Sale, conversion, retirement of capital stock, net$46,000437
Net operating income$5,262,140748
2017-03-31 (YTD Data)Rank
Total interest income$9,431,000746
Total interest expense$937,000821
Net interest income$8,494,000735
Provision for loan and lease losses$600,000393
Total noninterest income$1,185,0001,165
Gross Fiduciary activities income$106,000630
Service charges on deposit accounts$509,000610
Trading account gains and fees$0142
Additional Noninterest Income$570,0001,409
Total noninterest expense$6,024,000899
Salaries and employee benefits$3,218,000947
Premises and equipment expense$902,000712
Additional noninterest expense$1,904,000852
Pre-tax net operating income$3,055,000792
Securities gains (losses)$6,000778
Applicable income taxes$596,000959
Income before extraordinary items$2,465,000787
Extraordinary gains, net$08
Net income$2,465,000787
Minority interest net income$055
Net income of bank and minority interests.$2,465,000787
Net charge-offs$162,000680
Cash dividends$1,332,000568
Sale, conversion, retirement of capital stock, net$23,000414
Net operating income$2,460,140778
2016-12-31 (YTD Data)Rank
Total interest income$32,232,000837
Total interest expense$3,610,000812
Net interest income$28,622,000829
Provision for loan and lease losses$2,050,000518
Total noninterest income$4,956,0001,156
Gross Fiduciary activities income$448,000615
Service charges on deposit accounts$1,511,000833
Trading account gains and fees$0170
Additional Noninterest Income$2,997,0001,211
Total noninterest expense$21,882,000973
Salaries and employee benefits$10,928,0001,066
Premises and equipment expense$2,625,000925
Additional noninterest expense$8,329,000798
Pre-tax net operating income$9,646,000950
Securities gains (losses)$284,000686
Applicable income taxes$2,109,0001,004
Income before extraordinary items$7,821,000956
Extraordinary gains, net$05
Net income$7,821,000955
Minority interest net income$082
Net income of bank and minority interests.$7,821,000955
Net charge-offs$2,885,000302
Cash dividends$4,898,000683
Sale, conversion, retirement of capital stock, net$71,000538
Net operating income$7,596,640961
2016-09-30 (YTD Data)Rank
Total interest income$22,779,000882
Total interest expense$2,607,000843
Net interest income$20,172,000878
Provision for loan and lease losses$1,600,000483
Total noninterest income$3,454,0001,208
Gross Fiduciary activities income$342,000609
Service charges on deposit accounts$1,005,000928
Trading account gains and fees$0169
Additional Noninterest Income$2,107,0001,260
Total noninterest expense$15,433,0001,027
Salaries and employee benefits$7,621,0001,131
Premises and equipment expense$1,736,0001,018
Additional noninterest expense$6,076,000824
Pre-tax net operating income$6,593,0001,033
Securities gains (losses)$270,000646
Applicable income taxes$1,452,0001,101
Income before extraordinary items$5,411,0001,040
Extraordinary gains, net$05
Net income$5,411,0001,040
Minority interest net income$071
Net income of bank and minority interests.$5,411,0001,040
Net charge-offs$2,734,000234
Cash dividends$3,567,000666
Sale, conversion, retirement of capital stock, net$53,000498
Net operating income$5,197,7001,051
2016-06-30 (YTD Data)Rank
Total interest income$14,254,000955
Total interest expense$1,691,000862
Net interest income$12,563,000956
Provision for loan and lease losses$1,150,000452
Total noninterest income$2,090,0001,270
Gross Fiduciary activities income$216,000629
Service charges on deposit accounts$569,0001,063
Trading account gains and fees$0157
Additional Noninterest Income$1,305,0001,305
Total noninterest expense$8,776,0001,178
Salaries and employee benefits$4,551,0001,249
Premises and equipment expense$982,0001,205
Additional noninterest expense$3,243,0001,010
Pre-tax net operating income$4,727,000974
Securities gains (losses)$270,000467
Applicable income taxes$1,135,000982
Income before extraordinary items$3,862,000944
Extraordinary gains, net$016
Net income$3,862,000943
Minority interest net income$071
Net income of bank and minority interests.$3,862,000943
Net charge-offs$2,650,000181
Cash dividends$2,288,000682
Sale, conversion, retirement of capital stock, net$36,000485
Net operating income$3,654,100979
2016-03-31 (YTD Data)Rank
Total interest income$7,023,000959
Total interest expense$851,000853
Net interest income$6,172,000966
Provision for loan and lease losses$450,000504
Total noninterest income$1,022,0001,285
Gross Fiduciary activities income$102,000635
Service charges on deposit accounts$282,0001,053
Trading account gains and fees$0142
Additional Noninterest Income$638,0001,293
Total noninterest expense$4,291,0001,203
Salaries and employee benefits$2,303,0001,238
Premises and equipment expense$495,0001,200
Additional noninterest expense$1,493,0001,098
Pre-tax net operating income$2,453,000922
Securities gains (losses)$64,000712
Applicable income taxes$593,000932
Income before extraordinary items$1,924,000931
Extraordinary gains, net$012
Net income$1,924,000932
Minority interest net income$062
Net income of bank and minority interests.$1,924,000932
Net charge-offs$106,000978
Cash dividends$1,145,000661
Sale, conversion, retirement of capital stock, net$19,000447
Net operating income$1,875,360916
2015-12-31 (YTD Data)Rank
Total interest income$27,769,000942
Total interest expense$3,258,000861
Net interest income$24,511,000933
Provision for loan and lease losses$4,580,000227
Total noninterest income$3,693,0001,372
Gross Fiduciary activities income$439,000628
Service charges on deposit accounts$1,154,0001,076
Trading account gains and fees$0159
Additional Noninterest Income$2,100,0001,472
Total noninterest expense$16,412,0001,218
Salaries and employee benefits$8,535,0001,281
Premises and equipment expense$2,082,0001,138
Additional noninterest expense$5,795,0001,117
Pre-tax net operating income$7,212,0001,171
Securities gains (losses)$626,000295
Applicable income taxes$1,731,0001,118
Income before extraordinary items$6,107,0001,146
Extraordinary gains, net$023
Net income$6,107,0001,146
Minority interest net income$081
Net income of bank and minority interests.$6,107,0001,146
Net charge-offs$3,157,000259
Cash dividends$4,574,000715
Sale, conversion, retirement of capital stock, net$65,000566
Net operating income$5,618,7201,204
2015-09-30 (YTD Data)Rank
Total interest income$20,836,000944
Total interest expense$2,434,000869
Net interest income$18,402,000935
Provision for loan and lease losses$1,760,000370
Total noninterest income$2,739,0001,407
Gross Fiduciary activities income$341,000617
Service charges on deposit accounts$873,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$1,525,0001,517
Total noninterest expense$11,957,0001,252
Salaries and employee benefits$6,383,0001,295
Premises and equipment expense$1,571,0001,153
Additional noninterest expense$4,003,0001,203
Pre-tax net operating income$7,424,000912
Securities gains (losses)$508,000303
Applicable income taxes$2,003,000845
Income before extraordinary items$5,929,000903
Extraordinary gains, net$021
Net income$5,929,000904
Minority interest net income$078
Net income of bank and minority interests.$5,929,000903
Net charge-offs$1,888,000292
Cash dividends$3,428,000646
Sale, conversion, retirement of capital stock, net$50,000533
Net operating income$5,548,000931
2015-06-30 (YTD Data)Rank
Total interest income$13,965,000931
Total interest expense$1,614,000884
Net interest income$12,351,000917
Provision for loan and lease losses$1,040,000419
Total noninterest income$1,715,0001,463
Gross Fiduciary activities income$214,000643
Service charges on deposit accounts$595,0001,023
Trading account gains and fees$0157
Additional Noninterest Income$906,0001,662
Total noninterest expense$7,922,0001,265
Salaries and employee benefits$4,208,0001,311
Premises and equipment expense$1,097,0001,101
Additional noninterest expense$2,617,0001,222
Pre-tax net operating income$5,104,000869
Securities gains (losses)$445,000276
Applicable income taxes$1,429,000801
Income before extraordinary items$4,120,000874
Extraordinary gains, net$022
Net income$4,120,000874
Minority interest net income$075
Net income of bank and minority interests.$4,120,000874
Net charge-offs$968,000360
Cash dividends$2,285,000632
Sale, conversion, retirement of capital stock, net$33,000514
Net operating income$3,790,700911
2015-03-31 (YTD Data)Rank
Total interest income$7,086,000906
Total interest expense$782,000912
Net interest income$6,304,000891
Provision for loan and lease losses$620,000330
Total noninterest income$914,0001,371
Gross Fiduciary activities income$105,000642
Service charges on deposit accounts$306,000987
Trading account gains and fees$0152
Additional Noninterest Income$503,0001,500
Total noninterest expense$4,047,0001,245
Salaries and employee benefits$2,137,0001,296
Premises and equipment expense$556,0001,095
Additional noninterest expense$1,354,0001,172
Pre-tax net operating income$2,551,000847
Securities gains (losses)$311,000256
Applicable income taxes$766,000756
Income before extraordinary items$2,096,000839
Extraordinary gains, net$013
Net income$2,096,000838
Minority interest net income$064
Net income of bank and minority interests.$2,096,000839
Net charge-offs$488,000367
Cash dividends$1,144,000589
Sale, conversion, retirement of capital stock, net$17,000491
Net operating income$1,868,970887
2014-12-31 (YTD Data)Rank
Total interest income$27,758,000915
Total interest expense$3,208,000934
Net interest income$24,550,000894
Provision for loan and lease losses$1,680,000552
Total noninterest income$3,069,0001,547
Gross Fiduciary activities income$437,000638
Service charges on deposit accounts$1,242,0001,062
Trading account gains and fees$0180
Additional Noninterest Income$1,390,0001,865
Total noninterest expense$16,529,0001,203
Salaries and employee benefits$8,616,0001,244
Premises and equipment expense$2,117,0001,129
Additional noninterest expense$5,796,0001,129
Pre-tax net operating income$9,410,000884
Securities gains (losses)$1,170,000178
Applicable income taxes$2,701,000778
Income before extraordinary items$7,879,000842
Extraordinary gains, net$017
Net income$7,879,000842
Minority interest net income$084
Net income of bank and minority interests.$7,879,000841
Net charge-offs$1,513,000648
Cash dividends$4,377,000678
Sale, conversion, retirement of capital stock, net$154,000477
Net operating income$7,013,200921
2014-09-30 (YTD Data)Rank
Total interest income$20,862,000910
Total interest expense$2,415,000940
Net interest income$18,447,000897
Provision for loan and lease losses$1,260,000535
Total noninterest income$2,735,0001,375
Gross Fiduciary activities income$328,000633
Service charges on deposit accounts$911,0001,096
Trading account gains and fees$0174
Additional Noninterest Income$1,496,0001,456
Total noninterest expense$12,327,0001,224
Salaries and employee benefits$6,365,0001,262
Premises and equipment expense$1,601,0001,134
Additional noninterest expense$4,361,0001,132
Pre-tax net operating income$7,595,000827
Securities gains (losses)$904,000173
Applicable income taxes$2,207,000739
Income before extraordinary items$6,292,000797
Extraordinary gains, net$015
Net income$6,292,000796
Minority interest net income$081
Net income of bank and minority interests.$6,292,000796
Net charge-offs$1,317,000542
Cash dividends$3,277,000623
Sale, conversion, retirement of capital stock, net$120,000429
Net operating income$5,623,040863
2014-06-30 (YTD Data)Rank
Total interest income$13,924,000904
Total interest expense$1,628,000936
Net interest income$12,296,000889
Provision for loan and lease losses$840,000535
Total noninterest income$1,783,0001,378
Gross Fiduciary activities income$203,000650
Service charges on deposit accounts$609,0001,081
Trading account gains and fees$0172
Additional Noninterest Income$971,0001,477
Total noninterest expense$8,277,0001,217
Salaries and employee benefits$4,336,0001,243
Premises and equipment expense$1,096,0001,108
Additional noninterest expense$2,845,0001,144
Pre-tax net operating income$4,962,000818
Securities gains (losses)$603,000190
Applicable income taxes$1,434,000735
Income before extraordinary items$4,131,000785
Extraordinary gains, net$020
Net income$4,131,000784
Minority interest net income$080
Net income of bank and minority interests.$4,131,000785
Net charge-offs$937,000530
Cash dividends$2,183,000603
Sale, conversion, retirement of capital stock, net$80,000414
Net operating income$3,684,780856
2014-03-31 (YTD Data)Rank
Total interest income$6,967,000906
Total interest expense$823,000930
Net interest income$6,144,000889
Provision for loan and lease losses$420,000528
Total noninterest income$951,0001,299
Gross Fiduciary activities income$104,000650
Service charges on deposit accounts$302,0001,072
Trading account gains and fees$0147
Additional Noninterest Income$545,0001,333
Total noninterest expense$4,022,0001,257
Salaries and employee benefits$2,165,0001,264
Premises and equipment expense$578,0001,080
Additional noninterest expense$1,279,0001,255
Pre-tax net operating income$2,653,000758
Securities gains (losses)$95,000461
Applicable income taxes$714,000716
Income before extraordinary items$2,034,000768
Extraordinary gains, net$016
Net income$2,034,000769
Minority interest net income$066
Net income of bank and minority interests.$2,034,000769
Net charge-offs$401,000583
Cash dividends$1,091,000571
Sale, conversion, retirement of capital stock, net$40,000390
Net operating income$1,963,700773
2013-12-31 (YTD Data)Rank
Total interest income$28,250,000883
Total interest expense$3,598,000948
Net interest income$24,652,000871
Provision for loan and lease losses$2,400,000536
Total noninterest income$4,435,0001,237
Gross Fiduciary activities income$379,000661
Service charges on deposit accounts$1,215,0001,137
Trading account gains and fees$0184
Additional Noninterest Income$2,841,0001,183
Total noninterest expense$16,160,0001,244
Salaries and employee benefits$8,447,0001,260
Premises and equipment expense$2,136,0001,118
Additional noninterest expense$5,577,0001,207
Pre-tax net operating income$10,527,000746
Securities gains (losses)$881,000269
Applicable income taxes$2,773,000705
Income before extraordinary items$8,635,000739
Extraordinary gains, net$029
Net income$8,635,000740
Minority interest net income$090
Net income of bank and minority interests.$8,635,000740
Net charge-offs$2,194,000694
Cash dividends$4,216,000655
Sale, conversion, retirement of capital stock, net$163,000468
Net operating income$7,965,440778
2013-09-30 (YTD Data)Rank
Total interest income$21,252,000895
Total interest expense$2,744,000966
Net interest income$18,508,000878
Provision for loan and lease losses$2,000,000497
Total noninterest income$3,460,0001,224
Gross Fiduciary activities income$285,000662
Service charges on deposit accounts$904,0001,150
Trading account gains and fees$0180
Additional Noninterest Income$2,271,0001,165
Total noninterest expense$12,157,0001,246
Salaries and employee benefits$6,438,0001,249
Premises and equipment expense$1,586,0001,124
Additional noninterest expense$4,133,0001,212
Pre-tax net operating income$7,811,000754
Securities gains (losses)$590,000353
Applicable income taxes$1,982,000739
Income before extraordinary items$6,419,000751
Extraordinary gains, net$025
Net income$6,419,000751
Minority interest net income$084
Net income of bank and minority interests.$6,419,000753
Net charge-offs$1,943,000607
Cash dividends$3,123,000621
Sale, conversion, retirement of capital stock, net$120,000435
Net operating income$5,970,600782
2013-06-30 (YTD Data)Rank
Total interest income$14,109,000889
Total interest expense$1,868,000975
Net interest income$12,241,000874
Provision for loan and lease losses$1,600,000444
Total noninterest income$2,618,0001,124
Gross Fiduciary activities income$174,000675
Service charges on deposit accounts$595,0001,135
Trading account gains and fees$0157
Additional Noninterest Income$1,849,0001,043
Total noninterest expense$8,213,0001,234
Salaries and employee benefits$4,335,0001,235
Premises and equipment expense$1,079,0001,099
Additional noninterest expense$2,799,0001,188
Pre-tax net operating income$5,046,000765
Securities gains (losses)$392,000456
Applicable income taxes$1,189,000812
Income before extraordinary items$4,249,000740
Extraordinary gains, net$022
Net income$4,249,000741
Minority interest net income$082
Net income of bank and minority interests.$4,249,000742
Net charge-offs$1,353,000621
Cash dividends$2,070,000604
Sale, conversion, retirement of capital stock, net$79,000409
Net operating income$3,943,240761
2013-03-31 (YTD Data)Rank
Total interest income$7,054,000891
Total interest expense$955,000981
Net interest income$6,099,000874
Provision for loan and lease losses$800,000486
Total noninterest income$1,659,000949
Gross Fiduciary activities income$85,000689
Service charges on deposit accounts$288,0001,159
Trading account gains and fees$0148
Additional Noninterest Income$1,286,000825
Total noninterest expense$4,139,0001,232
Salaries and employee benefits$2,211,0001,224
Premises and equipment expense$529,0001,151
Additional noninterest expense$1,399,0001,178
Pre-tax net operating income$2,819,000685
Securities gains (losses)$138,000586
Applicable income taxes$594,000784
Income before extraordinary items$2,363,000674
Extraordinary gains, net$010
Net income$2,363,000673
Minority interest net income$076
Net income of bank and minority interests.$2,363,000675
Net charge-offs$576,000693
Cash dividends$1,020,000519
Sale, conversion, retirement of capital stock, net$39,000372
Net operating income$2,252,600668
2012-12-31 (YTD Data)Rank
Total interest income$29,407,000887
Total interest expense$4,649,000977
Net interest income$24,758,000867
Provision for loan and lease losses$2,450,000905
Total noninterest income$3,839,0001,375
Gross Fiduciary activities income$355,000673
Service charges on deposit accounts$1,175,0001,209
Trading account gains and fees$0166
Additional Noninterest Income$2,309,0001,409
Total noninterest expense$15,873,0001,270
Salaries and employee benefits$8,403,0001,245
Premises and equipment expense$1,995,0001,183
Additional noninterest expense$5,475,0001,240
Pre-tax net operating income$10,274,000695
Securities gains (losses)$1,346,000394
Applicable income taxes$3,074,000596
Income before extraordinary items$8,546,000696
Extraordinary gains, net$029
Net income$8,546,000695
Minority interest net income$093
Net income of bank and minority interests.$8,546,000696
Net charge-offs$2,406,0001,008
Cash dividends$3,971,000701
Sale, conversion, retirement of capital stock, net$130,000516
Net operating income$7,549,960741
2012-09-30 (YTD Data)Rank
Total interest income$22,253,000894
Total interest expense$3,571,000995
Net interest income$18,682,000867
Provision for loan and lease losses$1,650,0001,004
Total noninterest income$2,828,0001,380
Gross Fiduciary activities income$273,000669
Service charges on deposit accounts$869,0001,233
Trading account gains and fees$0157
Additional Noninterest Income$1,686,0001,418
Total noninterest expense$11,886,0001,263
Salaries and employee benefits$6,300,0001,249
Premises and equipment expense$1,489,0001,196
Additional noninterest expense$4,097,0001,243
Pre-tax net operating income$7,974,000702
Securities gains (losses)$1,246,000318
Applicable income taxes$2,472,000592
Income before extraordinary items$6,748,000692
Extraordinary gains, net$020
Net income$6,748,000691
Minority interest net income$086
Net income of bank and minority interests.$6,748,000692
Net charge-offs$1,767,000996
Cash dividends$2,948,000573
Sale, conversion, retirement of capital stock, net$97,000472
Net operating income$5,838,420739
2012-06-30 (YTD Data)Rank
Total interest income$14,846,000899
Total interest expense$2,414,0001,018
Net interest income$12,432,000872
Provision for loan and lease losses$750,0001,348
Total noninterest income$1,627,0001,536
Gross Fiduciary activities income$178,000676
Service charges on deposit accounts$574,0001,235
Trading account gains and fees$0153
Additional Noninterest Income$875,0001,658
Total noninterest expense$7,762,0001,289
Salaries and employee benefits$4,198,0001,247
Premises and equipment expense$977,0001,221
Additional noninterest expense$2,587,0001,310
Pre-tax net operating income$5,547,000665
Securities gains (losses)$614,000444
Applicable income taxes$1,641,000597
Income before extraordinary items$4,520,000672
Extraordinary gains, net$019
Net income$4,520,000671
Minority interest net income$084
Net income of bank and minority interests.$4,520,000672
Net charge-offs$433,0001,921
Cash dividends$1,965,000554
Sale, conversion, retirement of capital stock, net$65,000444
Net operating income$4,071,780708
2012-03-31 (YTD Data)Rank
Total interest income$7,404,000907
Total interest expense$1,216,0001,047
Net interest income$6,188,000878
Provision for loan and lease losses$350,0001,357
Total noninterest income$777,0001,557
Gross Fiduciary activities income$98,000660
Service charges on deposit accounts$289,0001,220
Trading account gains and fees$0148
Additional Noninterest Income$390,0001,785
Total noninterest expense$3,941,0001,260
Salaries and employee benefits$2,151,0001,211
Premises and equipment expense$487,0001,230
Additional noninterest expense$1,303,0001,286
Pre-tax net operating income$2,674,000694
Securities gains (losses)$329,000411
Applicable income taxes$800,000598
Income before extraordinary items$2,203,000693
Extraordinary gains, net$019
Net income$2,203,000694
Minority interest net income$078
Net income of bank and minority interests.$2,203,000694
Net charge-offs$190,0001,898
Cash dividends$982,000494
Sale, conversion, retirement of capital stock, net$32,000401
Net operating income$1,962,830723
2011-12-31 (YTD Data)Rank
Total interest income$27,761,0001,004
Total interest expense$5,182,0001,163
Net interest income$22,579,000970
Provision for loan and lease losses$1,575,0001,831
Total noninterest income$3,233,0001,414
Gross Fiduciary activities income$409,000598
Service charges on deposit accounts$1,312,0001,119
Trading account gains and fees$0146
Additional Noninterest Income$1,512,0001,638
Total noninterest expense$14,307,0001,366
Salaries and employee benefits$7,848,0001,256
Premises and equipment expense$1,837,0001,351
Additional noninterest expense$4,622,0001,487
Pre-tax net operating income$9,930,000629
Securities gains (losses)$973,000457
Applicable income taxes$2,866,000595
Income before extraordinary items$8,037,000640
Extraordinary gains, net$029
Net income$8,037,000638
Minority interest net income$096
Net income of bank and minority interests.$8,037,000640
Net charge-offs$1,733,0001,696
Cash dividends$3,696,000561
Sale, conversion, retirement of capital stock, net$170,000556
Net operating income$7,316,980660
2011-09-30 (YTD Data)Rank
Total interest income$20,292,0001,056
Total interest expense$3,938,0001,194
Net interest income$16,354,0001,018
Provision for loan and lease losses$1,075,0001,876
Total noninterest income$2,568,0001,364
Gross Fiduciary activities income$324,000576
Service charges on deposit accounts$1,013,0001,099
Trading account gains and fees$0145
Additional Noninterest Income$1,231,0001,535
Total noninterest expense$10,584,0001,389
Salaries and employee benefits$5,712,0001,300
Premises and equipment expense$1,295,0001,457
Additional noninterest expense$3,577,0001,436
Pre-tax net operating income$7,263,000665
Securities gains (losses)$768,000445
Applicable income taxes$2,118,000592
Income before extraordinary items$5,913,000677
Extraordinary gains, net$021
Net income$5,913,000676
Minority interest net income$087
Net income of bank and minority interests.$5,913,000677
Net charge-offs$1,346,0001,606
Cash dividends$2,711,000497
Sale, conversion, retirement of capital stock, net$126,000524
Net operating income$5,344,680698
2011-06-30 (YTD Data)Rank
Total interest income$12,640,0001,148
Total interest expense$2,546,0001,291
Net interest income$10,094,0001,106
Provision for loan and lease losses$650,0001,973
Total noninterest income$1,966,0001,245
Gross Fiduciary activities income$218,000591
Service charges on deposit accounts$717,0001,018
Trading account gains and fees$0153
Additional Noninterest Income$1,031,0001,311
Total noninterest expense$6,608,0001,486
Salaries and employee benefits$3,583,0001,402
Premises and equipment expense$806,0001,563
Additional noninterest expense$2,219,0001,560
Pre-tax net operating income$4,802,000660
Securities gains (losses)$224,000676
Applicable income taxes$1,325,000604
Income before extraordinary items$3,701,000703
Extraordinary gains, net$015
Net income$3,701,000702
Minority interest net income$089
Net income of bank and minority interests.$3,701,000703
Net charge-offs$999,0001,474
Cash dividends$1,756,000482
Sale, conversion, retirement of capital stock, net$82,000438
Net operating income$3,535,240699
2011-03-31 (YTD Data)Rank
Total interest income$6,025,0001,217
Total interest expense$1,245,0001,365
Net interest income$4,780,0001,168
Provision for loan and lease losses$220,0002,338
Total noninterest income$983,0001,229
Gross Fiduciary activities income$112,000590
Service charges on deposit accounts$365,000980
Trading account gains and fees$0158
Additional Noninterest Income$506,0001,331
Total noninterest expense$3,175,0001,548
Salaries and employee benefits$1,701,0001,487
Premises and equipment expense$398,0001,610
Additional noninterest expense$1,076,0001,613
Pre-tax net operating income$2,368,000674
Securities gains (losses)$212,000325
Applicable income taxes$690,000577
Income before extraordinary items$1,890,000690
Extraordinary gains, net$09
Net income$1,890,000690
Minority interest net income$086
Net income of bank and minority interests.$1,890,000690
Net charge-offs$56,0003,252
Cash dividends$801,000478
Sale, conversion, retirement of capital stock, net$41,000386
Net operating income$1,735,240718
2010-12-31 (YTD Data)Rank
Total interest income$25,669,0001,209
Total interest expense$6,023,0001,380
Net interest income$19,646,0001,136
Provision for loan and lease losses$1,000,0003,046
Total noninterest income$3,633,0001,358
Gross Fiduciary activities income$405,000601
Service charges on deposit accounts$1,424,0001,071
Trading account gains and fees$0175
Additional Noninterest Income$1,804,0001,505
Total noninterest expense$12,458,0001,599
Salaries and employee benefits$6,507,0001,514
Premises and equipment expense$1,560,0001,650
Additional noninterest expense$4,391,0001,638
Pre-tax net operating income$9,821,000566
Securities gains (losses)$382,0001,074
Applicable income taxes$2,731,000583
Income before extraordinary items$7,472,000601
Extraordinary gains, net$029
Net income$7,472,000599
Minority interest net income$0111
Net income of bank and minority interests.$7,472,000601
Net charge-offs$837,0002,930
Cash dividends$3,121,000528
Sale, conversion, retirement of capital stock, net$162,000671
Net operating income$7,193,140592
2010-09-30 (YTD Data)Rank
Total interest income$19,402,0001,215
Total interest expense$4,667,0001,390
Net interest income$14,735,0001,139
Provision for loan and lease losses$730,0002,984
Total noninterest income$2,677,0001,355
Gross Fiduciary activities income$300,000598
Service charges on deposit accounts$1,073,0001,089
Trading account gains and fees$0165
Additional Noninterest Income$1,304,0001,491
Total noninterest expense$9,313,0001,584
Salaries and employee benefits$4,843,0001,524
Premises and equipment expense$1,190,0001,640
Additional noninterest expense$3,280,0001,617
Pre-tax net operating income$7,369,000580
Securities gains (losses)$380,000919
Applicable income taxes$2,154,000560
Income before extraordinary items$5,595,000619
Extraordinary gains, net$023
Net income$5,595,000617
Minority interest net income$0110
Net income of bank and minority interests.$5,595,000619
Net charge-offs$670,0002,695
Cash dividends$2,318,000471
Sale, conversion, retirement of capital stock, net$121,000605
Net operating income$5,321,400626
2010-06-30 (YTD Data)Rank
Total interest income$13,010,0001,225
Total interest expense$3,189,0001,409
Net interest income$9,821,0001,147
Provision for loan and lease losses$480,0002,919
Total noninterest income$1,795,0001,323
Gross Fiduciary activities income$178,000630
Service charges on deposit accounts$725,0001,080
Trading account gains and fees$0152
Additional Noninterest Income$892,0001,409
Total noninterest expense$6,221,0001,589
Salaries and employee benefits$3,187,0001,551
Premises and equipment expense$802,0001,639
Additional noninterest expense$2,232,0001,580
Pre-tax net operating income$4,915,000564
Securities gains (losses)$219,000898
Applicable income taxes$1,446,000515
Income before extraordinary items$3,688,000605
Extraordinary gains, net$019
Net income$3,688,000605
Minority interest net income$0105
Net income of bank and minority interests.$3,688,000606
Net charge-offs$512,0002,416
Cash dividends$1,545,000438
Sale, conversion, retirement of capital stock, net$78,000536
Net operating income$3,530,320614
2010-03-31 (YTD Data)Rank
Total interest income$6,637,0001,228
Total interest expense$1,644,0001,431
Net interest income$4,993,0001,130
Provision for loan and lease losses$330,0002,276
Total noninterest income$844,0001,401
Gross Fiduciary activities income$86,000643
Service charges on deposit accounts$349,0001,119
Trading account gains and fees$0175
Additional Noninterest Income$409,0001,489
Total noninterest expense$3,097,0001,622
Salaries and employee benefits$1,615,0001,545
Premises and equipment expense$395,0001,713
Additional noninterest expense$1,087,0001,615
Pre-tax net operating income$2,410,000563
Securities gains (losses)$155,000612
Applicable income taxes$729,000494
Income before extraordinary items$1,836,000612
Extraordinary gains, net$016
Net income$1,836,000616
Minority interest net income$091
Net income of bank and minority interests.$1,836,000616
Net charge-offs$421,0001,733
Cash dividends$771,000437
Sale, conversion, retirement of capital stock, net$39,000474
Net operating income$1,724,400631
2009-12-31 (YTD Data)Rank
Total interest income$26,815,0001,293
Total interest expense$7,725,0001,520
Net interest income$19,090,0001,161
Provision for loan and lease losses$1,685,0002,707
Total noninterest income$4,480,0001,195
Gross Fiduciary activities income$354,000626
Service charges on deposit accounts$1,638,0001,063
Trading account gains and fees$0211
Additional Noninterest Income$2,488,0001,175
Total noninterest expense$12,851,0001,608
Salaries and employee benefits$6,829,0001,474
Premises and equipment expense$1,591,0001,696
Additional noninterest expense$4,431,0001,670
Pre-tax net operating income$9,034,000476
Securities gains (losses)$596,000775
Applicable income taxes$2,375,000492
Income before extraordinary items$7,255,000455
Extraordinary gains, net$034
Net income$7,255,000455
Minority interest net income$0115
Net income of bank and minority interests.$7,255,000457
Net charge-offs$465,0003,890
Cash dividends$3,005,000571
Sale, conversion, retirement of capital stock, net$134,000822
Net operating income$6,808,000491
2009-09-30 (YTD Data)Rank
Total interest income$20,099,0001,313
Total interest expense$5,831,0001,586
Net interest income$14,268,0001,163
Provision for loan and lease losses$585,0003,567
Total noninterest income$2,871,0001,367
Gross Fiduciary activities income$263,000622
Service charges on deposit accounts$1,224,0001,067
Trading account gains and fees$0212
Additional Noninterest Income$1,384,0001,475
Total noninterest expense$9,467,0001,612
Salaries and employee benefits$4,820,0001,566
Premises and equipment expense$1,231,0001,663
Additional noninterest expense$3,416,0001,584
Pre-tax net operating income$7,087,000482
Securities gains (losses)$526,000672
Applicable income taxes$2,206,000431
Income before extraordinary items$5,407,000486
Extraordinary gains, net$027
Net income$5,407,000485
Minority interest net income$0118
Net income of bank and minority interests.$5,407,000487
Net charge-offs$155,0004,566
Cash dividends$2,228,000571
Sale, conversion, retirement of capital stock, net$97,000756
Net operating income$5,033,540526
2009-06-30 (YTD Data)Rank
Total interest income$13,423,0001,338
Total interest expense$3,916,0001,662
Net interest income$9,507,0001,169
Provision for loan and lease losses$445,0003,125
Total noninterest income$2,061,0001,306
Gross Fiduciary activities income$164,000645
Service charges on deposit accounts$814,0001,055
Trading account gains and fees$0193
Additional Noninterest Income$1,083,0001,353
Total noninterest expense$6,445,0001,608
Salaries and employee benefits$3,209,0001,600
Premises and equipment expense$864,0001,613
Additional noninterest expense$2,372,0001,541
Pre-tax net operating income$4,678,000476
Securities gains (losses)$436,000572
Applicable income taxes$1,501,000424
Income before extraordinary items$3,613,000482
Extraordinary gains, net$021
Net income$3,613,000479
Minority interest net income$0112
Net income of bank and minority interests.$3,613,000482
Net charge-offs$104,0004,205
Cash dividends$1,482,000614
Sale, conversion, retirement of capital stock, net$64,000738
Net operating income$3,303,440516
2009-03-31 (YTD Data)Rank
Total interest income$6,683,0001,357
Total interest expense$2,009,0001,686
Net interest income$4,674,0001,181
Provision for loan and lease losses$225,0002,683
Total noninterest income$1,060,0001,224
Gross Fiduciary activities income$82,000649
Service charges on deposit accounts$407,0001,013
Trading account gains and fees$0171
Additional Noninterest Income$571,0001,276
Total noninterest expense$3,173,0001,590
Salaries and employee benefits$1,614,0001,608
Premises and equipment expense$485,0001,465
Additional noninterest expense$1,074,0001,503
Pre-tax net operating income$2,336,000505
Securities gains (losses)$264,000553
Applicable income taxes$770,000433
Income before extraordinary items$1,830,000544
Extraordinary gains, net$015
Net income$1,830,000544
Minority interest net income$0102
Net income of bank and minority interests.$1,830,000547
Net charge-offs$45,0003,676
Cash dividends$741,000617
Sale, conversion, retirement of capital stock, net$32,000624
Net operating income$1,645,200567
2008-12-31 (YTD Data)Rank
Total interest income$28,070,0001,380
Total interest expense$9,694,0001,677
Net interest income$18,376,0001,211
Provision for loan and lease losses$735,0003,165
Total noninterest income$3,578,0001,379
Gross Fiduciary activities income$404,000614
Service charges on deposit accounts$1,806,000992
Trading account gains and fees$0154
Additional Noninterest Income$1,368,0001,706
Total noninterest expense$11,562,0001,687
Salaries and employee benefits$6,046,0001,687
Premises and equipment expense$1,625,0001,698
Additional noninterest expense$3,891,0001,595
Pre-tax net operating income$9,657,000563
Securities gains (losses)$44,0001,693
Applicable income taxes$2,891,000483
Income before extraordinary items$6,810,000579
Extraordinary gains, net$039
Net income$6,810,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,0002,593
Cash dividends$2,790,000988
Sale, conversion, retirement of capital stock, net$154,000854
Net operating income$6,779,200620
2008-09-30 (YTD Data)Rank
Total interest income$21,141,0001,408
Total interest expense$7,488,0001,686
Net interest income$13,653,0001,238
Provision for loan and lease losses$315,0003,467
Total noninterest income$2,685,0001,422
Gross Fiduciary activities income$293,000626
Service charges on deposit accounts$1,355,0001,001
Trading account gains and fees$0148
Additional Noninterest Income$1,037,0001,770
Total noninterest expense$8,650,0001,686
Salaries and employee benefits$4,521,0001,718
Premises and equipment expense$1,247,0001,671
Additional noninterest expense$2,882,0001,545
Pre-tax net operating income$7,373,000679
Securities gains (losses)$44,0001,509
Applicable income taxes$2,215,000595
Income before extraordinary items$5,202,000702
Extraordinary gains, net$031
Net income$5,202,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,414
Cash dividends$2,053,000989
Sale, conversion, retirement of capital stock, net$115,000737
Net operating income$5,171,200739
2008-06-30 (YTD Data)Rank
Total interest income$14,090,0001,430
Total interest expense$5,203,0001,685
Net interest income$8,887,0001,259
Provision for loan and lease losses$185,0003,276
Total noninterest income$2,190,0001,227
Gross Fiduciary activities income$202,000628
Service charges on deposit accounts$897,000986
Trading account gains and fees$0149
Additional Noninterest Income$1,091,0001,320
Total noninterest expense$5,823,0001,670
Salaries and employee benefits$3,044,0001,715
Premises and equipment expense$844,0001,649
Additional noninterest expense$1,935,0001,524
Pre-tax net operating income$5,069,000699
Securities gains (losses)$44,0001,531
Applicable income taxes$1,536,000645
Income before extraordinary items$3,577,000767
Extraordinary gains, net$021
Net income$3,577,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,328
Cash dividends$1,368,0001,081
Sale, conversion, retirement of capital stock, net$75,000653
Net operating income$3,546,200758
2008-03-31 (YTD Data)Rank
Total interest income$7,142,0001,443
Total interest expense$2,825,0001,664
Net interest income$4,317,0001,287
Provision for loan and lease losses$75,0003,123
Total noninterest income$1,276,0001,092
Gross Fiduciary activities income$92,000664
Service charges on deposit accounts$440,000984
Trading account gains and fees$0158
Additional Noninterest Income$744,0001,064
Total noninterest expense$2,923,0001,659
Salaries and employee benefits$1,546,0001,698
Premises and equipment expense$430,0001,623
Additional noninterest expense$947,0001,519
Pre-tax net operating income$2,595,000728
Securities gains (losses)$02,688
Applicable income taxes$784,000701
Income before extraordinary items$1,811,000829
Extraordinary gains, net$015
Net income$1,811,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$686,0001,048
Sale, conversion, retirement of capital stock, net$37,000540
Net operating income$1,811,000795
2007-12-31 (YTD Data)Rank
Total interest income$29,226,0001,465
Total interest expense$11,984,0001,669
Net interest income$17,242,0001,297
Provision for loan and lease losses$315,0003,099
Total noninterest income$3,557,0001,433
Gross Fiduciary activities income$423,000631
Service charges on deposit accounts$1,736,0001,030
Trading account gains and fees$0178
Additional Noninterest Income$1,398,0001,759
Total noninterest expense$11,234,0001,641
Salaries and employee benefits$5,825,0001,725
Premises and equipment expense$1,640,0001,617
Additional noninterest expense$3,769,0001,473
Pre-tax net operating income$9,250,000915
Securities gains (losses)$2,0001,832
Applicable income taxes$2,653,000894
Income before extraordinary items$6,599,000993
Extraordinary gains, net$039
Net income$6,599,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,378
Cash dividends$2,606,0001,330
Sale, conversion, retirement of capital stock, net$250,000687
Net operating income$6,597,580977
2007-09-30 (YTD Data)Rank
Total interest income$21,761,0001,490
Total interest expense$8,913,0001,684
Net interest income$12,848,0001,309
Provision for loan and lease losses$195,0003,051
Total noninterest income$2,699,0001,423
Gross Fiduciary activities income$335,000613
Service charges on deposit accounts$1,279,0001,029
Trading account gains and fees$0184
Additional Noninterest Income$1,085,0001,724
Total noninterest expense$8,422,0001,622
Salaries and employee benefits$4,367,0001,727
Premises and equipment expense$1,230,0001,615
Additional noninterest expense$2,825,0001,432
Pre-tax net operating income$6,930,000996
Securities gains (losses)$01,655
Applicable income taxes$2,024,000952
Income before extraordinary items$4,906,0001,072
Extraordinary gains, net$033
Net income$4,906,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,810
Cash dividends$1,918,0001,269
Sale, conversion, retirement of capital stock, net$200,000589
Net operating income$4,906,0001,052
2007-06-30 (YTD Data)Rank
Total interest income$14,309,0001,526
Total interest expense$5,947,0001,682
Net interest income$8,362,0001,361
Provision for loan and lease losses$105,0003,205
Total noninterest income$1,772,0001,459
Gross Fiduciary activities income$218,000628
Service charges on deposit accounts$846,0001,044
Trading account gains and fees$0168
Additional Noninterest Income$708,0001,762
Total noninterest expense$5,646,0001,632
Salaries and employee benefits$2,935,0001,751
Premises and equipment expense$831,0001,612
Additional noninterest expense$1,880,0001,454
Pre-tax net operating income$4,383,0001,090
Securities gains (losses)$01,444
Applicable income taxes$1,299,0001,034
Income before extraordinary items$3,084,0001,156
Extraordinary gains, net$029
Net income$3,084,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,279
Cash dividends$1,281,0001,265
Sale, conversion, retirement of capital stock, net$151,000509
Net operating income$3,084,0001,137
2007-03-31 (YTD Data)Rank
Total interest income$7,072,0001,532
Total interest expense$2,987,0001,666
Net interest income$4,085,0001,392
Provision for loan and lease losses$50,0003,068
Total noninterest income$916,0001,393
Gross Fiduciary activities income$124,000612
Service charges on deposit accounts$421,0001,019
Trading account gains and fees$0195
Additional Noninterest Income$371,0001,686
Total noninterest expense$2,842,0001,625
Salaries and employee benefits$1,497,0001,738
Premises and equipment expense$416,0001,612
Additional noninterest expense$929,0001,441
Pre-tax net operating income$2,109,0001,108
Securities gains (losses)$01,187
Applicable income taxes$620,0001,086
Income before extraordinary items$1,489,0001,190
Extraordinary gains, net$022
Net income$1,489,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$642,0001,165
Sale, conversion, retirement of capital stock, net$84,000391
Net operating income$1,489,0001,172
2006-12-31 (YTD Data)Rank
Total interest income$25,920,0001,541
Total interest expense$9,766,0001,717
Net interest income$16,154,0001,408
Provision for loan and lease losses$220,0003,350
Total noninterest income$3,584,0001,402
Gross Fiduciary activities income$355,000666
Service charges on deposit accounts$1,698,0001,038
Trading account gains and fees$0130
Additional Noninterest Income$1,531,0001,650
Total noninterest expense$10,876,0001,627
Salaries and employee benefits$5,660,0001,725
Premises and equipment expense$1,447,0001,757
Additional noninterest expense$3,769,0001,406
Pre-tax net operating income$8,642,0001,140
Securities gains (losses)$51,000678
Applicable income taxes$2,699,0001,036
Income before extraordinary items$5,994,0001,227
Extraordinary gains, net$051
Net income$5,994,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,821
Cash dividends$2,368,0001,353
Sale, conversion, retirement of capital stock, net$136,000837
Net operating income$5,958,8101,219
2006-09-30 (YTD Data)Rank
Total interest income$18,974,0001,569
Total interest expense$6,936,0001,766
Net interest income$12,038,0001,436
Provision for loan and lease losses$170,0003,189
Total noninterest income$2,701,0001,414
Gross Fiduciary activities income$262,000666
Service charges on deposit accounts$1,268,0001,049
Trading account gains and fees$0126
Additional Noninterest Income$1,171,0001,620
Total noninterest expense$8,270,0001,620
Salaries and employee benefits$4,349,0001,690
Premises and equipment expense$1,078,0001,768
Additional noninterest expense$2,843,0001,393
Pre-tax net operating income$6,299,0001,225
Securities gains (losses)$51,000555
Applicable income taxes$1,955,0001,112
Income before extraordinary items$4,395,0001,285
Extraordinary gains, net$045
Net income$4,395,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,725
Cash dividends$1,728,0001,292
Sale, conversion, retirement of capital stock, net$85,000733
Net operating income$4,359,8101,281
2006-06-30 (YTD Data)Rank
Total interest income$12,333,0001,575
Total interest expense$4,390,0001,760
Net interest income$7,943,0001,452
Provision for loan and lease losses$125,0002,925
Total noninterest income$1,855,0001,385
Gross Fiduciary activities income$172,000673
Service charges on deposit accounts$845,0001,048
Trading account gains and fees$0126
Additional Noninterest Income$838,0001,539
Total noninterest expense$5,568,0001,611
Salaries and employee benefits$2,867,0001,710
Premises and equipment expense$750,0001,706
Additional noninterest expense$1,951,0001,372
Pre-tax net operating income$4,105,0001,229
Securities gains (losses)$6,000812
Applicable income taxes$1,253,0001,155
Income before extraordinary items$2,858,0001,315
Extraordinary gains, net$039
Net income$2,858,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,143,0001,296
Sale, conversion, retirement of capital stock, net$34,000683
Net operating income$2,853,8001,299
2006-03-31 (YTD Data)Rank
Total interest income$5,989,0001,579
Total interest expense$2,069,0001,766
Net interest income$3,920,0001,462
Provision for loan and lease losses$70,0002,616
Total noninterest income$839,0001,457
Gross Fiduciary activities income$77,000712
Service charges on deposit accounts$399,0001,084
Trading account gains and fees$0115
Additional Noninterest Income$363,0001,683
Total noninterest expense$2,753,0001,635
Salaries and employee benefits$1,408,0001,740
Premises and equipment expense$380,0001,685
Additional noninterest expense$965,0001,363
Pre-tax net operating income$1,936,0001,280
Securities gains (losses)$7,000642
Applicable income taxes$585,0001,226
Income before extraordinary items$1,358,0001,352
Extraordinary gains, net$021
Net income$1,358,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$558,0001,226
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,353,1001,343
2005-12-31 (YTD Data)Rank
Total interest income$21,742,0001,537
Total interest expense$6,504,0001,749
Net interest income$15,238,0001,428
Provision for loan and lease losses$350,0002,522
Total noninterest income$3,554,0001,402
Gross Fiduciary activities income$343,000670
Service charges on deposit accounts$1,720,0001,026
Trading account gains and fees$0138
Additional Noninterest Income$1,491,0001,666
Total noninterest expense$10,513,0001,626
Salaries and employee benefits$5,426,0001,728
Premises and equipment expense$1,503,0001,626
Additional noninterest expense$3,584,0001,432
Pre-tax net operating income$7,929,0001,206
Securities gains (losses)$42,000986
Applicable income taxes$2,371,0001,189
Income before extraordinary items$5,600,0001,282
Extraordinary gains, net$046
Net income$5,600,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,933
Cash dividends$1,997,0001,487
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,570,6001,269
2005-09-30 (YTD Data)Rank
Total interest income$15,844,0001,545
Total interest expense$4,564,0001,759
Net interest income$11,280,0001,424
Provision for loan and lease losses$280,0002,309
Total noninterest income$2,650,0001,426
Gross Fiduciary activities income$254,000663
Service charges on deposit accounts$1,270,0001,040
Trading account gains and fees$0126
Additional Noninterest Income$1,126,0001,663
Total noninterest expense$7,867,0001,608
Salaries and employee benefits$4,094,0001,686
Premises and equipment expense$1,104,0001,648
Additional noninterest expense$2,669,0001,422
Pre-tax net operating income$5,783,0001,233
Securities gains (losses)$83,000714
Applicable income taxes$1,729,0001,228
Income before extraordinary items$4,137,0001,308
Extraordinary gains, net$035
Net income$4,137,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,790
Cash dividends$1,437,0001,396
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,078,0701,305
2005-06-30 (YTD Data)Rank
Total interest income$10,273,0001,545
Total interest expense$2,920,0001,731
Net interest income$7,353,0001,445
Provision for loan and lease losses$190,0002,233
Total noninterest income$1,733,0001,426
Gross Fiduciary activities income$176,000662
Service charges on deposit accounts$836,0001,033
Trading account gains and fees$0116
Additional Noninterest Income$721,0001,708
Total noninterest expense$5,245,0001,609
Salaries and employee benefits$2,730,0001,678
Premises and equipment expense$749,0001,609
Additional noninterest expense$1,766,0001,416
Pre-tax net operating income$3,651,0001,282
Securities gains (losses)$79,000644
Applicable income taxes$1,086,0001,275
Income before extraordinary items$2,644,0001,330
Extraordinary gains, net$030
Net income$2,644,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,069
Cash dividends$959,0001,373
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,587,9101,333
2005-03-31 (YTD Data)Rank
Total interest income$4,966,0001,582
Total interest expense$1,402,0001,708
Net interest income$3,564,0001,482
Provision for loan and lease losses$100,0002,031
Total noninterest income$851,0001,422
Gross Fiduciary activities income$83,000683
Service charges on deposit accounts$411,0001,004
Trading account gains and fees$0115
Additional Noninterest Income$357,0001,681
Total noninterest expense$2,627,0001,613
Salaries and employee benefits$1,392,0001,658
Premises and equipment expense$384,0001,591
Additional noninterest expense$851,0001,473
Pre-tax net operating income$1,688,0001,364
Securities gains (losses)$77,000430
Applicable income taxes$502,0001,356
Income before extraordinary items$1,263,0001,365
Extraordinary gains, net$024
Net income$1,263,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$481,0001,290
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,207,5601,379
2004-12-31 (YTD Data)Rank
Total interest income$18,987,0001,527
Total interest expense$4,993,0001,640
Net interest income$13,994,0001,441
Provision for loan and lease losses$455,0002,126
Total noninterest income$3,128,0001,545
Gross Fiduciary activities income$301,000694
Service charges on deposit accounts$1,394,0001,272
Trading account gains and fees$0138
Additional Noninterest Income$1,433,0001,698
Total noninterest expense$10,012,0001,620
Salaries and employee benefits$5,152,0001,718
Premises and equipment expense$1,355,0001,715
Additional noninterest expense$3,505,0001,413
Pre-tax net operating income$6,655,0001,295
Securities gains (losses)$458,000481
Applicable income taxes$2,032,0001,255
Income before extraordinary items$5,081,0001,283
Extraordinary gains, net$034
Net income$5,081,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,130
Cash dividends$1,830,0001,467
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,755,8201,320
2004-09-30 (YTD Data)Rank
Total interest income$14,056,0001,528
Total interest expense$3,695,0001,634
Net interest income$10,361,0001,453
Provision for loan and lease losses$390,0001,816
Total noninterest income$2,294,0001,585
Gross Fiduciary activities income$238,000674
Service charges on deposit accounts$949,0001,406
Trading account gains and fees$0134
Additional Noninterest Income$1,107,0001,651
Total noninterest expense$7,499,0001,621
Salaries and employee benefits$3,855,0001,713
Premises and equipment expense$1,025,0001,700
Additional noninterest expense$2,619,0001,410
Pre-tax net operating income$4,766,0001,361
Securities gains (losses)$313,000576
Applicable income taxes$1,379,0001,382
Income before extraordinary items$3,700,0001,333
Extraordinary gains, net$026
Net income$3,700,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,674
Cash dividends$1,351,0001,370
Sale, conversion, retirement of capital stock, net$1,000729
Net operating income$3,471,5101,372
2004-06-30 (YTD Data)Rank
Total interest income$9,280,0001,523
Total interest expense$2,471,0001,607
Net interest income$6,809,0001,466
Provision for loan and lease losses$290,0001,635
Total noninterest income$1,465,0001,638
Gross Fiduciary activities income$155,000687
Service charges on deposit accounts$563,0001,557
Trading account gains and fees$0130
Additional Noninterest Income$747,0001,635
Total noninterest expense$4,999,0001,619
Salaries and employee benefits$2,574,0001,709
Premises and equipment expense$691,0001,669
Additional noninterest expense$1,734,0001,395
Pre-tax net operating income$2,985,0001,430
Securities gains (losses)$262,000541
Applicable income taxes$877,0001,430
Income before extraordinary items$2,370,0001,364
Extraordinary gains, net$021
Net income$2,370,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,397
Cash dividends$902,0001,393
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,178,7401,422
2004-03-31 (YTD Data)Rank
Total interest income$4,687,0001,512
Total interest expense$1,257,0001,596
Net interest income$3,430,0001,450
Provision for loan and lease losses$125,0001,741
Total noninterest income$768,0001,544
Gross Fiduciary activities income$86,000672
Service charges on deposit accounts$275,0001,562
Trading account gains and fees$0121
Additional Noninterest Income$407,0001,524
Total noninterest expense$2,572,0001,582
Salaries and employee benefits$1,308,0001,698
Premises and equipment expense$352,0001,667
Additional noninterest expense$912,0001,324
Pre-tax net operating income$1,501,0001,390
Securities gains (losses)$178,000552
Applicable income taxes$460,0001,391
Income before extraordinary items$1,219,0001,320
Extraordinary gains, net$016
Net income$1,219,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,407
Cash dividends$452,0001,318
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,089,0601,392
2003-12-31 (YTD Data)Rank
Total interest income$19,344,0001,484
Total interest expense$6,023,0001,473
Net interest income$13,321,0001,459
Provision for loan and lease losses$660,0001,702
Total noninterest income$2,849,0001,761
Gross Fiduciary activities income$250,000753
Service charges on deposit accounts$1,120,0001,537
Trading account gains and fees$0160
Additional Noninterest Income$1,479,0001,843
Total noninterest expense$9,719,0001,652
Salaries and employee benefits$4,945,0001,739
Premises and equipment expense$1,401,0001,626
Additional noninterest expense$3,373,0001,460
Pre-tax net operating income$5,791,0001,427
Securities gains (losses)$692,000612
Applicable income taxes$1,738,0001,423
Income before extraordinary items$4,745,0001,348
Extraordinary gains, net$054
Net income$4,745,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,514
Cash dividends$1,693,0001,590
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,239,8401,410
2003-09-30 (YTD Data)Rank
Total interest income$14,503,0001,514
Total interest expense$4,676,0001,490
Net interest income$9,827,0001,495
Provision for loan and lease losses$495,0001,677
Total noninterest income$2,183,0001,769
Gross Fiduciary activities income$189,000749
Service charges on deposit accounts$825,0001,573
Trading account gains and fees$0153
Additional Noninterest Income$1,169,0001,841
Total noninterest expense$7,280,0001,663
Salaries and employee benefits$3,703,0001,747
Premises and equipment expense$1,060,0001,619
Additional noninterest expense$2,517,0001,466
Pre-tax net operating income$4,235,0001,499
Securities gains (losses)$542,000647
Applicable income taxes$1,275,0001,527
Income before extraordinary items$3,502,0001,420
Extraordinary gains, net$040
Net income$3,502,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,480
Cash dividends$1,249,0001,481
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,106,3401,486
2003-06-30 (YTD Data)Rank
Total interest income$9,743,0001,516
Total interest expense$3,215,0001,499
Net interest income$6,528,0001,495
Provision for loan and lease losses$330,0001,664
Total noninterest income$1,441,0001,775
Gross Fiduciary activities income$104,000799
Service charges on deposit accounts$540,0001,575
Trading account gains and fees$0150
Additional Noninterest Income$797,0001,781
Total noninterest expense$4,869,0001,652
Salaries and employee benefits$2,465,0001,741
Premises and equipment expense$713,0001,612
Additional noninterest expense$1,691,0001,458
Pre-tax net operating income$2,770,0001,516
Securities gains (losses)$386,000683
Applicable income taxes$861,0001,521
Income before extraordinary items$2,295,0001,436
Extraordinary gains, net$030
Net income$2,295,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0001,758
Cash dividends$829,0001,528
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,013,2201,510
2003-03-31 (YTD Data)Rank
Total interest income$4,926,0001,511
Total interest expense$1,647,0001,508
Net interest income$3,279,0001,480
Provision for loan and lease losses$165,0001,575
Total noninterest income$759,0001,655
Gross Fiduciary activities income$50,000815
Service charges on deposit accounts$263,0001,567
Trading account gains and fees$0134
Additional Noninterest Income$446,0001,601
Total noninterest expense$2,457,0001,632
Salaries and employee benefits$1,238,0001,723
Premises and equipment expense$356,0001,617
Additional noninterest expense$863,0001,395
Pre-tax net operating income$1,416,0001,497
Securities gains (losses)$143,000818
Applicable income taxes$431,0001,538
Income before extraordinary items$1,128,0001,448
Extraordinary gains, net$021
Net income$1,128,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$415,0001,424
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,025,0401,470
2002-12-31 (YTD Data)Rank
Total interest income$21,582,0001,423
Total interest expense$7,613,0001,489
Net interest income$13,969,0001,387
Provision for loan and lease losses$630,0001,978
Total noninterest income$2,594,0001,749
Gross Fiduciary activities income$236,000782
Service charges on deposit accounts$1,078,0001,497
Trading account gains and fees$0153
Additional Noninterest Income$1,280,0001,857
Total noninterest expense$10,313,0001,491
Salaries and employee benefits$4,888,0001,650
Premises and equipment expense$1,276,0001,733
Additional noninterest expense$4,149,0001,179
Pre-tax net operating income$5,620,0001,476
Securities gains (losses)$427,000726
Applicable income taxes$1,636,0001,530
Income before extraordinary items$4,411,0001,407
Extraordinary gains, net$070
Net income$4,411,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,0001,279
Cash dividends$1,536,0001,600
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,099,2901,453
2001-12-31 (YTD Data)Rank
Total interest income$23,795,0001,436
Total interest expense$10,209,0001,591
Net interest income$13,586,0001,306
Provision for loan and lease losses$695,0001,679
Total noninterest income$2,617,0001,636
Gross Fiduciary activities income$258,000765
Service charges on deposit accounts$947,0001,572
Trading account gains and fees$0177
Additional Noninterest Income$1,412,0001,605
Total noninterest expense$9,929,0001,482
Salaries and employee benefits$4,744,0001,590
Premises and equipment expense$1,321,0001,632
Additional noninterest expense$3,864,0001,228
Pre-tax net operating income$5,579,0001,322
Securities gains (losses)$211,0001,154
Applicable income taxes$1,583,0001,428
Income before extraordinary items$4,207,0001,296
Extraordinary gains, net$0105
Net income$4,207,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$779,0001,123
Cash dividends$1,378,0001,790
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,052,9701,289
2000-12-31 (YTD Data)Rank
Total interest income$23,969,0001,447
Total interest expense$10,877,0001,577
Net interest income$13,092,0001,340
Provision for loan and lease losses$480,0001,938
Total noninterest income$2,485,0001,597
Gross Fiduciary activities income$288,000727
Service charges on deposit accounts$856,0001,611
Trading account gains and fees$0180
Additional Noninterest Income$1,341,0001,512
Total noninterest expense$9,763,0001,422
Salaries and employee benefits$4,475,0001,588
Premises and equipment expense$1,233,0001,688
Additional noninterest expense$4,055,0001,135
Pre-tax net operating income$5,334,0001,386
Securities gains (losses)$20,000951
Applicable income taxes$1,502,0001,515
Income before extraordinary items$3,852,0001,377
Extraordinary gains, net$038
Net income$3,852,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,206
Cash dividends$1,182,0002,022
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,837,6001,370
1999-12-31 (YTD Data)Rank
Total interest income$21,266,0001,542
Total interest expense$9,115,0001,646
Net interest income$12,151,0001,441
Provision for loan and lease losses$470,0001,859
Total noninterest income$1,777,0002,014
Gross Fiduciary activities income$255,000809
Service charges on deposit accounts$751,0001,766
Trading account gains and fees$0173
Additional Noninterest Income$771,0002,207
Total noninterest expense$8,580,0001,598
Salaries and employee benefits$4,200,0001,639
Premises and equipment expense$1,176,0001,745
Additional noninterest expense$3,204,0001,438
Pre-tax net operating income$4,878,0001,544
Securities gains (losses)$59,000930
Applicable income taxes$1,485,0001,616
Income before extraordinary items$3,452,0001,551
Extraordinary gains, net$035
Net income$3,452,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,296
Cash dividends$984,0002,329
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,410,7001,537
1998-12-31 (YTD Data)Rank
Total interest income$20,199,0001,608
Total interest expense$8,476,0001,803
Net interest income$11,723,0001,430
Provision for loan and lease losses$720,0001,275
Total noninterest income$1,550,0002,216
Gross Fiduciary activities income$173,000894
Service charges on deposit accounts$780,0001,629
Trading account gains and fees$0224
Additional Noninterest Income$597,0002,659
Total noninterest expense$8,072,0001,639
Salaries and employee benefits$4,026,0001,653
Premises and equipment expense$1,231,0001,596
Additional noninterest expense$2,815,0001,537
Pre-tax net operating income$4,481,0001,648
Securities gains (losses)$48,0001,766
Applicable income taxes$1,354,0001,789
Income before extraordinary items$3,175,0001,663
Extraordinary gains, net$032
Net income$3,175,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,0001,042
Cash dividends$839,0002,523
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,141,4001,617
1997-12-31 (YTD Data)Rank
Total interest income$19,815,0001,664
Total interest expense$8,786,0001,760
Net interest income$11,029,0001,561
Provision for loan and lease losses$1,355,000783
Total noninterest income$1,267,0002,506
Gross Fiduciary activities income$165,000942
Service charges on deposit accounts$617,0002,127
Trading account gains and fees$0239
Additional Noninterest Income$485,0002,885
Total noninterest expense$7,358,0001,767
Salaries and employee benefits$3,203,0002,055
Premises and equipment expense$1,277,0001,518
Additional noninterest expense$2,878,0001,493
Pre-tax net operating income$3,583,0002,097
Securities gains (losses)$70,0001,148
Applicable income taxes$1,026,0002,382
Income before extraordinary items$2,627,0002,008
Extraordinary gains, net$044
Net income$2,627,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,0001,003
Cash dividends$724,0002,726
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,576,6002,002
1996-12-31 (YTD Data)Rank
Total interest income$18,202,0001,861
Total interest expense$8,111,0001,929
Net interest income$10,091,0001,755
Provision for loan and lease losses$1,710,000701
Total noninterest income$1,179,0002,723
Gross Fiduciary activities income$169,0001,007
Service charges on deposit accounts$512,0002,662
Trading account gains and fees$0262
Additional Noninterest Income$498,0002,931
Total noninterest expense$8,027,0001,767
Salaries and employee benefits$3,823,0001,732
Premises and equipment expense$1,100,0001,824
Additional noninterest expense$3,104,0001,681
Pre-tax net operating income$1,533,0004,260
Securities gains (losses)$870,000288
Applicable income taxes$507,0004,106
Income before extraordinary items$1,896,0002,572
Extraordinary gains, net$053
Net income$1,896,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,219,000793
Cash dividends$723,0002,685
Sale, conversion, retirement of capital stock, net$561,000447
Net operating income$1,208,7003,803
1995-12-31 (YTD Data)Rank
Total interest income$15,788,0002,135
Total interest expense$6,895,0002,263
Net interest income$8,893,0002,021
Provision for loan and lease losses$619,0001,315
Total noninterest income$796,0003,696
Gross Fiduciary activities income$124,0001,116
Service charges on deposit accounts$402,0003,353
Trading account gains and fees$0522
Additional Noninterest Income$270,0004,269
Total noninterest expense$6,762,0002,044
Salaries and employee benefits$3,288,0002,015
Premises and equipment expense$867,0002,311
Additional noninterest expense$2,607,0001,922
Pre-tax net operating income$2,308,0003,071
Securities gains (losses)$146,000789
Applicable income taxes$652,0003,438
Income before extraordinary items$1,802,0002,737
Extraordinary gains, net$065
Net income$1,802,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,643
Cash dividends$691,0002,682
Sale, conversion, retirement of capital stock, net$-556,00010,508
Net operating income$1,695,4202,869
1994-12-31 (YTD Data)Rank
Total interest income$13,024,0002,339
Total interest expense$5,373,0002,303
Net interest income$7,651,0002,357
Provision for loan and lease losses$1,070,000886
Total noninterest income$737,0003,959
Gross Fiduciary activities income$148,0001,092
Service charges on deposit accounts$331,0004,019
Trading account gains and fees$0475
Additional Noninterest Income$258,0004,494
Total noninterest expense$5,843,0002,400
Salaries and employee benefits$2,905,0002,305
Premises and equipment expense$705,0002,812
Additional noninterest expense$2,233,0002,350
Pre-tax net operating income$1,475,0004,474
Securities gains (losses)$268,000412
Applicable income taxes$391,0004,847
Income before extraordinary items$1,352,0003,473
Extraordinary gains, net$0249
Net income$1,352,0003,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,041,000845
Cash dividends$684,0002,576
Sale, conversion, retirement of capital stock, net$-6,00012,449
Net operating income$1,142,9604,078
1993-12-31 (YTD Data)Rank
Total interest income$12,688,0002,431
Total interest expense$5,591,0002,319
Net interest income$7,097,0002,528
Provision for loan and lease losses$915,0001,382
Total noninterest income$771,0004,112
Gross Fiduciary activities income$162,0001,102
Service charges on deposit accounts$265,0004,878
Trading account gains and fees$0532
Additional Noninterest Income$344,0004,149
Total noninterest expense$5,531,0002,588
Salaries and employee benefits$2,429,0002,726
Premises and equipment expense$613,0003,261
Additional noninterest expense$2,489,0002,242
Pre-tax net operating income$1,422,0004,535
Securities gains (losses)$853,000604
Applicable income taxes$579,0003,709
Income before extraordinary items$1,696,0002,899
Extraordinary gains, net$6,0003,038
Net income$1,702,0002,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,393,000908
Cash dividends$675,0002,444
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,056,2504,243
1992-12-31 (YTD Data)Rank
Total interest income$14,417,0002,436
Total interest expense$6,903,0002,439
Net interest income$7,514,0002,412
Provision for loan and lease losses$1,650,0001,316
Total noninterest income$481,0005,796
Gross Fiduciary activities income$167,0001,128
Service charges on deposit accounts$187,0006,255
Trading account gains and fees$0504
Additional Noninterest Income$127,0007,254
Total noninterest expense$4,146,0003,393
Salaries and employee benefits$2,097,0003,084
Premises and equipment expense$444,0004,399
Additional noninterest expense$1,605,0003,393
Pre-tax net operating income$2,199,0002,840
Securities gains (losses)$291,0001,561
Applicable income taxes$546,0003,714
Income before extraordinary items$1,944,0002,353
Extraordinary gains, net$01,422
Net income$1,944,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,308,0001,311
Cash dividends$603,0002,379
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,717,0202,477

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.