Home > Waverly Bank > Assets and Liabilities
Waverly Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $20,835,000 | 9,463 |
| Cash and due from depository institutions | $1,296,000 | 8,043 |
| Interest-bearing balances | $8,000 | 6,364 |
| Securities | $947,000 | 10,077 |
| Federal funds sold & reverse repurchase agreements | $2,493,000 | 5,320 |
| Net loans & leases | $14,566,000 | 8,760 |
| Loan loss allowance | $133,000 | 9,296 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $654,000 | 7,137 |
| Other real estate owned | $55,000 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $824,000 | 6,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,835,000 | 9,463 |
| Total liabilities | $19,281,000 | 9,344 |
| Total deposits | $19,089,000 | 9,268 |
| Interest-bearing deposits | $14,873,000 | 9,401 |
| Deposits held in domestic offices | $19,089,000 | 9,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $192,000 | 8,698 |
| Total equity capital | $1,554,000 | 10,025 |
| Total bank equity capital | $1,554,000 | 10,025 |
| Perpetual preferred stock | $1,000 | 192 |
| Common stock | $100,000 | 7,849 |
| Surplus | $601,000 | 8,239 |
| Undivided profits | $852,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $287,000 | 6,733 |
| Earning assets | $18,014,000 | 9,530 |
| Long-term assets (5+ years) | $440,000 | 8,808 |
| Average Assets, year-to-date | $20,345,800 | 9,389 |
| Average Assets, quarterly | $20,047,000 | 9,490 |
| Volatile liabilities | $1,741,000 | 9,214 |
| Insider loans | $222,000 | 7,015 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,744,000 | 7,731 |
| Tier 1 (core) risk-based capital | $1,554,000 | 9,998 |
| Tier 2 risk-based capital | $133,000 | 9,107 |
| Total risk weighted assets | $17,057,800 | 8,662 |
| Total unused commitments | $1,744,000 | 7,741 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $19,850,000 | 9,871 |
| Cash and due from depository institutions | $1,652,000 | 8,855 |
| Interest-bearing balances | $430,000 | 3,258 |
| Securities | $1,041,000 | 10,581 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,411 |
| Net loans & leases | $13,164,000 | 9,331 |
| Loan loss allowance | $134,000 | 9,660 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $648,000 | 7,222 |
| Other real estate owned | $68,000 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $777,000 | 7,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,850,000 | 9,871 |
| Total liabilities | $18,416,000 | 9,753 |
| Total deposits | $18,117,000 | 9,688 |
| Interest-bearing deposits | $13,351,000 | 9,917 |
| Deposits held in domestic offices | $18,117,000 | 9,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $299,000 | 7,794 |
| Total equity capital | $1,434,000 | 10,482 |
| Total bank equity capital | $1,434,000 | 10,482 |
| Perpetual preferred stock | $1,000 | 215 |
| Common stock | $100,000 | 8,205 |
| Surplus | $601,000 | 8,521 |
| Undivided profits | $732,000 | 9,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,437 |
| Income earned, not collected on loans | $329,000 | 6,452 |
| Earning assets | $17,135,000 | 9,951 |
| Long-term assets (5+ years) | $356,000 | 9,172 |
| Average Assets, year-to-date | $18,808,400 | 9,868 |
| Average Assets, quarterly | $19,733,000 | 9,836 |
| Volatile liabilities | $956,000 | 10,186 |
| Insider loans | $165,000 | 7,759 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $225,000 | 10,086 |
| Tier 1 (core) risk-based capital | $1,434,000 | 10,456 |
| Tier 2 risk-based capital | $134,000 | 9,389 |
| Total risk weighted assets | $12,787,200 | 9,570 |
| Total unused commitments | $225,000 | 10,090 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $18,584,000 | 10,438 |
| Cash and due from depository institutions | $754,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $648,000 | 11,202 |
| Federal funds sold & reverse repurchase agreements | $4,183,000 | 3,012 |
| Net loans & leases | $11,690,000 | 9,928 |
| Loan loss allowance | $73,000 | 10,871 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $614,000 | 7,536 |
| Other real estate owned | $425,000 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $270,000 | 10,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,584,000 | 10,438 |
| Total liabilities | $17,320,000 | 10,331 |
| Total deposits | $17,155,000 | 10,254 |
| Interest-bearing deposits | $14,506,000 | 10,232 |
| Deposits held in domestic offices | $17,155,000 | 10,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $165,000 | 9,748 |
| Total equity capital | $1,264,000 | 11,048 |
| Total bank equity capital | $1,264,000 | 11,048 |
| Perpetual preferred stock | $1,000 | 242 |
| Common stock | $100,000 | 8,632 |
| Surplus | $601,000 | 8,852 |
| Undivided profits | $562,000 | 9,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 7,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $224,000 | 8,060 |
| Earning assets | $16,521,000 | 10,461 |
| Long-term assets (5+ years) | $242,000 | 9,636 |
| Average Assets, year-to-date | $15,135,000 | 10,703 |
| Average Assets, quarterly | $16,905,000 | 10,579 |
| Volatile liabilities | $2,868,000 | 8,687 |
| Insider loans | $365,000 | 6,325 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $644,000 | 9,492 |
| Tier 1 (core) risk-based capital | $1,264,000 | 11,042 |
| Tier 2 risk-based capital | $73,000 | 10,729 |
| Total risk weighted assets | $11,327,200 | 10,189 |
| Total unused commitments | $644,000 | 9,502 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $13,958,000 | 11,363 |
| Cash and due from depository institutions | $896,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $472,000 | 11,767 |
| Federal funds sold & reverse repurchase agreements | $3,845,000 | 3,644 |
| Net loans & leases | $7,690,000 | 11,070 |
| Loan loss allowance | $73,000 | 11,362 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $651,000 | 7,496 |
| Other real estate owned | $213,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $191,000 | 11,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,958,000 | 11,363 |
| Total liabilities | $12,736,000 | 11,306 |
| Total deposits | $12,640,000 | 11,244 |
| Interest-bearing deposits | $9,759,000 | 11,345 |
| Deposits held in domestic offices | $12,640,000 | 11,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $96,000 | 11,194 |
| Total equity capital | $1,222,000 | 11,512 |
| Total bank equity capital | $1,222,000 | 11,512 |
| Perpetual preferred stock | $1,000 | 281 |
| Common stock | $100,000 | 9,051 |
| Surplus | $601,000 | 9,169 |
| Undivided profits | $520,000 | 10,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $161,000 | 9,498 |
| Earning assets | $12,007,000 | 11,408 |
| Long-term assets (5+ years) | $142,000 | 10,149 |
| Average Assets, year-to-date | $11,107,600 | 11,582 |
| Average Assets, quarterly | $13,125,500 | 11,421 |
| Volatile liabilities | $1,114,000 | 10,694 |
| Insider loans | $215,000 | 7,839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $325,000 | 10,417 |
| Tier 1 (core) risk-based capital | $1,222,000 | 11,505 |
| Tier 2 risk-based capital | $73,000 | 11,189 |
| Total risk weighted assets | $8,337,100 | 11,131 |
| Total unused commitments | $325,000 | 10,425 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 6 | 11,988 |
| Assets and Liabilities | ||
| Total Assets: | $9,440,000 | 12,347 |
| Cash and due from depository institutions | $694,000 | 11,988 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $699,000 | 12,379 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 4,956 |
| Net loans & leases | $6,420,000 | 11,852 |
| Loan loss allowance | $65,000 | 12,062 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $252,000 | 10,244 |
| Other real estate owned | $12,000 | 11,988 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $103,000 | 12,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,440,000 | 12,347 |
| Total liabilities | $8,573,000 | 12,324 |
| Total deposits | $8,476,000 | 12,286 |
| Interest-bearing deposits | $6,784,000 | 12,245 |
| Deposits held in domestic offices | $8,476,000 | 12,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $97,000 | 11,188 |
| Total equity capital | $867,000 | 12,334 |
| Total bank equity capital | $867,000 | 12,334 |
| Perpetual preferred stock | $1,000 | 302 |
| Common stock | $100,000 | 9,549 |
| Surplus | $271,000 | 10,856 |
| Undivided profits | $495,000 | 10,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $74,000 | 11,476 |
| Earning assets | $8,379,000 | 12,325 |
| Long-term assets (5+ years) | $333,000 | 10,368 |
| Average Assets, year-to-date | $9,013,200 | 12,377 |
| Average Assets, quarterly | $9,181,500 | 12,362 |
| Volatile liabilities | $501,000 | 11,889 |
| Insider loans | $233,000 | 7,809 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $45,000 | 11,692 |
| Tier 1 (core) risk-based capital | $867,000 | 12,354 |
| Tier 2 risk-based capital | $65,000 | 11,886 |
| Total risk weighted assets | $6,241,100 | 12,060 |
| Total unused commitments | $45,000 | 11,693 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $9,222,000 | 13,017 |
| Cash and due from depository institutions | $1,185,000 | 12,602 |
| Interest-bearing balances | $387,000 | 4,771 |
| Securities | $947,000 | 12,919 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 8,930 |
| Net loans & leases | $6,325,000 | 12,364 |
| Loan loss allowance | $66,000 | 12,655 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $103,000 | 12,185 |
| Other real estate owned | $12,000 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $90,000 | 13,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,222,000 | 13,017 |
| Total liabilities | $8,405,000 | 12,986 |
| Total deposits | $8,370,000 | 12,945 |
| Interest-bearing deposits | $6,629,000 | 12,921 |
| Deposits held in domestic offices | $8,370,000 | 12,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $35,000 | 12,996 |
| Total equity capital | $817,000 | 12,953 |
| Total bank equity capital | $817,000 | 12,953 |
| Perpetual preferred stock | $1,000 | 336 |
| Common stock | $100,000 | 10,031 |
| Surplus | $271,000 | 11,323 |
| Undivided profits | $445,000 | 10,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $61,000 | 12,154 |
| Earning assets | $8,219,000 | 12,980 |
| Long-term assets (5+ years) | $1,150,000 | 9,774 |
| Average Assets, year-to-date | $8,987,400 | 13,015 |
| Average Assets, quarterly | $8,954,500 | 13,028 |
| Volatile liabilities | $300,000 | 12,729 |
| Insider loans | $201,000 | 8,318 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $87,000 | 11,892 |
| Tier 1 (core) risk-based capital | $817,000 | 12,949 |
| Tier 2 risk-based capital | $66,000 | 12,385 |
| Total risk weighted assets | $6,287,300 | 12,615 |
| Total unused commitments | $87,000 | 11,898 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $9,097,000 | 13,596 |
| Cash and due from depository institutions | $1,351,000 | 13,177 |
| Interest-bearing balances | $774,000 | 4,270 |
| Securities | $1,460,000 | 13,299 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 9,686 |
| Net loans & leases | $5,391,000 | 13,092 |
| Loan loss allowance | $76,000 | 12,999 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $115,000 | 12,532 |
| Other real estate owned | $23,000 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $97,000 | 13,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,097,000 | 13,596 |
| Total liabilities | $8,347,000 | 13,562 |
| Total deposits | $8,240,000 | 13,534 |
| Interest-bearing deposits | $6,952,000 | 13,462 |
| Deposits held in domestic offices | $8,240,000 | 13,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $107,000 | 12,162 |
| Total equity capital | $750,000 | 13,521 |
| Total bank equity capital | $750,000 | 13,521 |
| Perpetual preferred stock | $1,000 | 338 |
| Common stock | $100,000 | 10,493 |
| Surplus | $271,000 | 11,746 |
| Undivided profits | $378,000 | 11,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $46,000 | 13,086 |
| Earning assets | $8,285,000 | 13,537 |
| Long-term assets (5+ years) | $412,000 | 11,126 |
| Average Assets, year-to-date | $8,922,800 | 13,597 |
| Average Assets, quarterly | $8,948,500 | 13,602 |
| Volatile liabilities | $200,000 | 13,472 |
| Insider loans | $74,000 | 6,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $750,000 | 13,511 |
| Tier 2 risk-based capital | $65,490 | 12,836 |
| Total risk weighted assets | $5,228,390 | 13,391 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |