Home > Waukon State Bank > Income and Expense
Waukon State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,977,000 | 2,031 |
| Total interest expense | $6,640,000 | 1,711 |
| Net interest income | $11,337,000 | 2,195 |
| Provision for loan and lease losses | $750,000 | 1,000 |
| Total noninterest income | $917,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $240,000 | 2,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,683 |
| Total noninterest expense | $6,887,000 | 2,590 |
| Salaries and employee benefits | $4,843,000 | 2,236 |
| Premises and equipment expense | $750,000 | 2,397 |
| Additional noninterest expense | $677,000 | 2,683 |
| Pre-tax net operating income | $4,617,000 | 2,017 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $207,000 | 2,431 |
| Income before extraordinary items | $4,410,000 | 1,878 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,410,000 | 1,901 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,410,000 | 1,881 |
| Net charge-offs | $482,000 | 774 |
| Cash dividends | $2,781,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,410,000 | 1,906 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,140,000 | 2,032 |
| Total interest expense | $4,697,000 | 1,648 |
| Net interest income | $8,443,000 | 2,225 |
| Provision for loan and lease losses | $250,000 | 1,476 |
| Total noninterest income | $707,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $183,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,631 |
| Total noninterest expense | $5,150,000 | 2,574 |
| Salaries and employee benefits | $3,672,000 | 2,215 |
| Premises and equipment expense | $568,000 | 2,388 |
| Additional noninterest expense | $524,000 | 2,630 |
| Pre-tax net operating income | $3,750,000 | 1,966 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $169,000 | 2,438 |
| Income before extraordinary items | $3,581,000 | 1,849 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,581,000 | 1,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,581,000 | 1,849 |
| Net charge-offs | $-19,000 | 3,984 |
| Cash dividends | $808,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,581,000 | 1,873 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 2,047 |
| Total interest expense | $2,766,000 | 1,652 |
| Net interest income | $5,680,000 | 2,224 |
| Provision for loan and lease losses | $250,000 | 1,174 |
| Total noninterest income | $444,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $123,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 2,691 |
| Total noninterest expense | $3,322,000 | 2,609 |
| Salaries and employee benefits | $2,411,000 | 2,227 |
| Premises and equipment expense | $396,000 | 2,322 |
| Additional noninterest expense | $321,000 | 2,686 |
| Pre-tax net operating income | $2,552,000 | 1,935 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $115,000 | 2,477 |
| Income before extraordinary items | $2,437,000 | 1,806 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,437,000 | 1,826 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,437,000 | 1,806 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $336,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,437,000 | 1,821 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 2,078 |
| Total interest expense | $1,206,000 | 1,630 |
| Net interest income | $2,863,000 | 2,217 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $221,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $61,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,675 |
| Total noninterest expense | $1,768,000 | 2,545 |
| Salaries and employee benefits | $1,271,000 | 2,188 |
| Premises and equipment expense | $212,000 | 2,267 |
| Additional noninterest expense | $160,000 | 2,675 |
| Pre-tax net operating income | $1,316,000 | 1,947 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $61,000 | 2,461 |
| Income before extraordinary items | $1,255,000 | 1,795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,255,000 | 1,796 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,255,000 | 1,795 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,255,000 | 1,816 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,658,000 | 2,082 |
| Total interest expense | $1,959,000 | 1,623 |
| Net interest income | $11,699,000 | 2,143 |
| Provision for loan and lease losses | $800,000 | 938 |
| Total noninterest income | $1,090,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $247,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 2,524 |
| Total noninterest expense | $6,638,000 | 2,595 |
| Salaries and employee benefits | $4,483,000 | 2,330 |
| Premises and equipment expense | $738,000 | 2,428 |
| Additional noninterest expense | $843,000 | 2,524 |
| Pre-tax net operating income | $5,351,000 | 1,959 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $246,000 | 2,537 |
| Income before extraordinary items | $5,105,000 | 1,792 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,105,000 | 1,790 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,105,000 | 1,791 |
| Net charge-offs | $-51,000 | 4,102 |
| Cash dividends | $3,503,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,105,000 | 1,828 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 2,095 |
| Total interest expense | $1,062,000 | 1,685 |
| Net interest income | $8,730,000 | 2,125 |
| Provision for loan and lease losses | $500,000 | 960 |
| Total noninterest income | $865,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $186,000 | 2,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,463 |
| Total noninterest expense | $5,021,000 | 2,568 |
| Salaries and employee benefits | $3,410,000 | 2,299 |
| Premises and equipment expense | $536,000 | 2,473 |
| Additional noninterest expense | $679,000 | 2,463 |
| Pre-tax net operating income | $4,074,000 | 1,916 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $188,000 | 2,517 |
| Income before extraordinary items | $3,886,000 | 1,764 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,886,000 | 1,764 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,886,000 | 1,763 |
| Net charge-offs | $-25,000 | 3,871 |
| Cash dividends | $1,796,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,886,000 | 1,801 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 2,123 |
| Total interest expense | $681,000 | 1,548 |
| Net interest income | $5,570,000 | 2,166 |
| Provision for loan and lease losses | $500,000 | 683 |
| Total noninterest income | $572,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $119,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 2,490 |
| Total noninterest expense | $3,375,000 | 2,550 |
| Salaries and employee benefits | $2,225,000 | 2,341 |
| Premises and equipment expense | $377,000 | 2,417 |
| Additional noninterest expense | $773,000 | 3,055 |
| Pre-tax net operating income | $2,267,000 | 2,048 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $104,000 | 2,553 |
| Income before extraordinary items | $2,163,000 | 1,907 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,163,000 | 1,907 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,163,000 | 1,907 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $1,215,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,163,000 | 1,945 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 2,131 |
| Total interest expense | $336,000 | 1,516 |
| Net interest income | $2,671,000 | 2,167 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $328,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $59,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,295 |
| Total noninterest expense | $1,757,000 | 2,489 |
| Salaries and employee benefits | $1,186,000 | 2,255 |
| Premises and equipment expense | $199,000 | 2,341 |
| Additional noninterest expense | $372,000 | 3,100 |
| Pre-tax net operating income | $1,242,000 | 1,874 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $57,000 | 2,429 |
| Income before extraordinary items | $1,185,000 | 1,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,185,000 | 1,715 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,185,000 | 1,715 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,185,000 | 1,736 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,922,000 | 2,082 |
| Total interest expense | $1,436,000 | 1,719 |
| Net interest income | $11,486,000 | 2,096 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,605,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $209,000 | 2,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,396,000 | 2,293 |
| Total noninterest expense | $6,047,000 | 2,724 |
| Salaries and employee benefits | $4,148,000 | 2,433 |
| Premises and equipment expense | $749,000 | 2,423 |
| Additional noninterest expense | $1,150,000 | 3,507 |
| Pre-tax net operating income | $7,044,000 | 1,632 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $324,000 | 2,419 |
| Income before extraordinary items | $6,720,000 | 1,546 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,720,000 | 1,546 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,720,000 | 1,546 |
| Net charge-offs | $-23,000 | 3,879 |
| Cash dividends | $6,250,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,720,000 | 1,518 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,975,000 | 2,075 |
| Total interest expense | $1,088,000 | 1,795 |
| Net interest income | $8,887,000 | 2,069 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,332,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 2,202 |
| Total noninterest expense | $4,359,000 | 2,798 |
| Salaries and employee benefits | $2,993,000 | 2,518 |
| Premises and equipment expense | $515,000 | 2,560 |
| Additional noninterest expense | $851,000 | 3,552 |
| Pre-tax net operating income | $5,860,000 | 1,581 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $270,000 | 2,382 |
| Income before extraordinary items | $5,590,000 | 1,494 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,590,000 | 1,494 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,590,000 | 1,494 |
| Net charge-offs | $-23,000 | 3,934 |
| Cash dividends | $5,736,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,590,000 | 1,463 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 2,183 |
| Total interest expense | $743,000 | 1,823 |
| Net interest income | $5,448,000 | 2,208 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $925,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $93,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $832,000 | 2,122 |
| Total noninterest expense | $2,827,000 | 2,836 |
| Salaries and employee benefits | $1,934,000 | 2,560 |
| Premises and equipment expense | $343,000 | 2,550 |
| Additional noninterest expense | $550,000 | 3,584 |
| Pre-tax net operating income | $3,546,000 | 1,654 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $163,000 | 2,440 |
| Income before extraordinary items | $3,383,000 | 1,574 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,383,000 | 1,574 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,383,000 | 1,574 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $5,115,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,383,000 | 1,543 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,347 |
| Total interest expense | $387,000 | 1,832 |
| Net interest income | $2,391,000 | 2,416 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $544,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $48,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 1,929 |
| Total noninterest expense | $1,352,000 | 2,899 |
| Salaries and employee benefits | $918,000 | 2,629 |
| Premises and equipment expense | $165,000 | 2,627 |
| Additional noninterest expense | $269,000 | 3,595 |
| Pre-tax net operating income | $1,583,000 | 1,816 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $73,000 | 2,481 |
| Income before extraordinary items | $1,510,000 | 1,715 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,510,000 | 1,715 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,510,000 | 1,715 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $3,525,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,510,000 | 1,674 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,341,000 | 2,187 |
| Total interest expense | $2,257,000 | 1,827 |
| Net interest income | $10,084,000 | 2,239 |
| Provision for loan and lease losses | $750,000 | 1,877 |
| Total noninterest income | $1,857,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $250,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,607,000 | 2,021 |
| Total noninterest expense | $5,523,000 | 2,830 |
| Salaries and employee benefits | $3,692,000 | 2,609 |
| Premises and equipment expense | $699,000 | 2,524 |
| Additional noninterest expense | $1,132,000 | 3,516 |
| Pre-tax net operating income | $5,668,000 | 1,627 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $261,000 | 2,398 |
| Income before extraordinary items | $5,407,000 | 1,542 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,407,000 | 1,542 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,407,000 | 1,542 |
| Net charge-offs | $16,000 | 2,873 |
| Cash dividends | $4,485,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,407,000 | 1,498 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 2,216 |
| Total interest expense | $1,823,000 | 1,819 |
| Net interest income | $7,355,000 | 2,284 |
| Provision for loan and lease losses | $500,000 | 1,950 |
| Total noninterest income | $1,304,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $193,000 | 2,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 2,054 |
| Total noninterest expense | $3,979,000 | 2,874 |
| Salaries and employee benefits | $2,680,000 | 2,648 |
| Premises and equipment expense | $492,000 | 2,620 |
| Additional noninterest expense | $807,000 | 3,585 |
| Pre-tax net operating income | $4,180,000 | 1,622 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $192,000 | 2,408 |
| Income before extraordinary items | $3,988,000 | 1,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,988,000 | 1,513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,988,000 | 1,514 |
| Net charge-offs | $14,000 | 2,631 |
| Cash dividends | $4,159,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,988,000 | 1,468 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 2,207 |
| Total interest expense | $1,325,000 | 1,802 |
| Net interest income | $4,949,000 | 2,294 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $780,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $137,000 | 2,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 2,109 |
| Total noninterest expense | $2,676,000 | 2,878 |
| Salaries and employee benefits | $1,817,000 | 2,629 |
| Premises and equipment expense | $348,000 | 2,524 |
| Additional noninterest expense | $511,000 | 3,674 |
| Pre-tax net operating income | $2,803,000 | 1,537 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $129,000 | 2,367 |
| Income before extraordinary items | $2,674,000 | 1,455 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,674,000 | 1,455 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,674,000 | 1,455 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $3,803,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,674,000 | 1,414 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 2,162 |
| Total interest expense | $745,000 | 1,775 |
| Net interest income | $2,439,000 | 2,265 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $272,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,486 |
| Total noninterest expense | $1,343,000 | 2,893 |
| Salaries and employee benefits | $882,000 | 2,686 |
| Premises and equipment expense | $171,000 | 2,572 |
| Additional noninterest expense | $290,000 | 3,503 |
| Pre-tax net operating income | $1,368,000 | 1,421 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $63,000 | 2,251 |
| Income before extraordinary items | $1,305,000 | 1,330 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,305,000 | 1,329 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,305,000 | 1,330 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $3,525,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,305,000 | 1,306 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,360,000 | 2,231 |
| Total interest expense | $2,878,000 | 1,862 |
| Net interest income | $9,482,000 | 2,330 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $1,472,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $390,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,082,000 | 2,161 |
| Total noninterest expense | $4,815,000 | 3,092 |
| Salaries and employee benefits | $3,305,000 | 2,759 |
| Premises and equipment expense | $513,000 | 3,053 |
| Additional noninterest expense | $997,000 | 3,797 |
| Pre-tax net operating income | $5,939,000 | 1,547 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $250,000 | 2,469 |
| Income before extraordinary items | $5,689,000 | 1,437 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,689,000 | 1,439 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,689,000 | 1,439 |
| Net charge-offs | $-27,000 | 4,652 |
| Cash dividends | $4,948,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,689,000 | 1,408 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 2,280 |
| Total interest expense | $2,092,000 | 1,910 |
| Net interest income | $7,078,000 | 2,373 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,218,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $298,000 | 2,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,022 |
| Total noninterest expense | $3,533,000 | 3,144 |
| Salaries and employee benefits | $2,399,000 | 2,833 |
| Premises and equipment expense | $370,000 | 3,148 |
| Additional noninterest expense | $764,000 | 3,794 |
| Pre-tax net operating income | $4,763,000 | 1,506 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $196,000 | 2,519 |
| Income before extraordinary items | $4,567,000 | 1,393 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,567,000 | 1,393 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,567,000 | 1,395 |
| Net charge-offs | $-26,000 | 4,671 |
| Cash dividends | $4,538,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,567,000 | 1,364 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 2,305 |
| Total interest expense | $1,319,000 | 1,966 |
| Net interest income | $4,699,000 | 2,399 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $485,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $202,000 | 2,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 2,870 |
| Total noninterest expense | $2,362,000 | 3,159 |
| Salaries and employee benefits | $1,634,000 | 2,807 |
| Premises and equipment expense | $231,000 | 3,274 |
| Additional noninterest expense | $497,000 | 3,855 |
| Pre-tax net operating income | $2,822,000 | 1,625 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $128,000 | 2,508 |
| Income before extraordinary items | $2,694,000 | 1,507 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,694,000 | 1,507 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,694,000 | 1,507 |
| Net charge-offs | $-25,000 | 4,740 |
| Cash dividends | $4,147,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,694,000 | 1,474 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 2,340 |
| Total interest expense | $620,000 | 2,015 |
| Net interest income | $2,327,000 | 2,417 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $237,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $101,000 | 2,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 2,867 |
| Total noninterest expense | $1,144,000 | 3,234 |
| Salaries and employee benefits | $779,000 | 2,907 |
| Premises and equipment expense | $97,000 | 3,596 |
| Additional noninterest expense | $268,000 | 3,754 |
| Pre-tax net operating income | $1,420,000 | 1,593 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $63,000 | 2,480 |
| Income before extraordinary items | $1,357,000 | 1,470 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,357,000 | 1,469 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,357,000 | 1,469 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $3,525,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,357,000 | 1,446 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,229,000 | 2,325 |
| Total interest expense | $1,843,000 | 2,041 |
| Net interest income | $9,386,000 | 2,366 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $898,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $264,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,781 |
| Total noninterest expense | $4,614,000 | 3,218 |
| Salaries and employee benefits | $3,234,000 | 2,819 |
| Premises and equipment expense | $360,000 | 3,726 |
| Additional noninterest expense | $1,020,000 | 3,871 |
| Pre-tax net operating income | $5,670,000 | 1,600 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $280,000 | 2,438 |
| Income before extraordinary items | $5,390,000 | 1,485 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,390,000 | 1,484 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,390,000 | 1,484 |
| Net charge-offs | $-34,000 | 4,801 |
| Cash dividends | $5,436,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,390,000 | 1,478 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,341 |
| Total interest expense | $1,291,000 | 2,060 |
| Net interest income | $7,002,000 | 2,380 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $677,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $193,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,802 |
| Total noninterest expense | $3,408,000 | 3,248 |
| Salaries and employee benefits | $2,379,000 | 2,860 |
| Premises and equipment expense | $273,000 | 3,738 |
| Additional noninterest expense | $756,000 | 3,916 |
| Pre-tax net operating income | $4,271,000 | 1,597 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $214,000 | 2,491 |
| Income before extraordinary items | $4,057,000 | 1,491 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,057,000 | 1,489 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,057,000 | 1,490 |
| Net charge-offs | $-37,000 | 4,838 |
| Cash dividends | $4,970,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,057,000 | 1,474 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 2,344 |
| Total interest expense | $805,000 | 2,073 |
| Net interest income | $4,675,000 | 2,366 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $422,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $127,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 2,915 |
| Total noninterest expense | $2,261,000 | 3,272 |
| Salaries and employee benefits | $1,621,000 | 2,852 |
| Premises and equipment expense | $192,000 | 3,668 |
| Additional noninterest expense | $448,000 | 4,127 |
| Pre-tax net operating income | $2,836,000 | 1,581 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $130,000 | 2,537 |
| Income before extraordinary items | $2,706,000 | 1,465 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,706,000 | 1,464 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,706,000 | 1,464 |
| Net charge-offs | $-14,000 | 4,630 |
| Cash dividends | $4,524,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,706,000 | 1,450 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 2,347 |
| Total interest expense | $370,000 | 2,131 |
| Net interest income | $2,354,000 | 2,361 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $201,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $63,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,949 |
| Total noninterest expense | $1,104,000 | 3,351 |
| Salaries and employee benefits | $777,000 | 2,948 |
| Premises and equipment expense | $111,000 | 3,453 |
| Additional noninterest expense | $216,000 | 4,210 |
| Pre-tax net operating income | $1,451,000 | 1,529 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $67,000 | 2,481 |
| Income before extraordinary items | $1,384,000 | 1,418 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,384,000 | 1,418 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,384,000 | 1,418 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $3,750,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,384,000 | 1,409 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,446,000 | 2,362 |
| Total interest expense | $1,130,000 | 2,336 |
| Net interest income | $9,316,000 | 2,337 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $901,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $282,000 | 2,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,886 |
| Total noninterest expense | $4,534,000 | 3,305 |
| Salaries and employee benefits | $3,111,000 | 2,912 |
| Premises and equipment expense | $385,000 | 3,726 |
| Additional noninterest expense | $1,038,000 | 3,956 |
| Pre-tax net operating income | $5,683,000 | 1,543 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $260,000 | 2,825 |
| Income before extraordinary items | $5,423,000 | 1,271 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,423,000 | 1,271 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,423,000 | 1,271 |
| Net charge-offs | $24,000 | 3,347 |
| Cash dividends | $5,800,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,423,000 | 1,258 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 2,395 |
| Total interest expense | $821,000 | 2,369 |
| Net interest income | $6,903,000 | 2,372 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $662,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $211,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 2,939 |
| Total noninterest expense | $3,381,000 | 3,330 |
| Salaries and employee benefits | $2,318,000 | 2,943 |
| Premises and equipment expense | $297,000 | 3,700 |
| Additional noninterest expense | $766,000 | 3,992 |
| Pre-tax net operating income | $4,184,000 | 1,581 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $191,000 | 2,793 |
| Income before extraordinary items | $3,993,000 | 1,376 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,993,000 | 1,376 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,993,000 | 1,376 |
| Net charge-offs | $29,000 | 2,799 |
| Cash dividends | $5,337,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,993,000 | 1,356 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 2,385 |
| Total interest expense | $539,000 | 2,357 |
| Net interest income | $4,572,000 | 2,377 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $433,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $141,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,986 |
| Total noninterest expense | $2,291,000 | 3,313 |
| Salaries and employee benefits | $1,605,000 | 2,900 |
| Premises and equipment expense | $210,000 | 3,624 |
| Additional noninterest expense | $476,000 | 4,125 |
| Pre-tax net operating income | $2,714,000 | 1,591 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $124,000 | 2,804 |
| Income before extraordinary items | $2,590,000 | 1,389 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,590,000 | 1,389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,590,000 | 1,390 |
| Net charge-offs | $32,000 | 2,314 |
| Cash dividends | $4,887,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,590,000 | 1,372 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 2,431 |
| Total interest expense | $266,000 | 2,361 |
| Net interest income | $2,227,000 | 2,422 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $239,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $69,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,773 |
| Total noninterest expense | $1,147,000 | 3,338 |
| Salaries and employee benefits | $803,000 | 2,941 |
| Premises and equipment expense | $117,000 | 3,483 |
| Additional noninterest expense | $227,000 | 4,252 |
| Pre-tax net operating income | $1,319,000 | 1,588 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $60,000 | 2,777 |
| Income before extraordinary items | $1,259,000 | 1,408 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,259,000 | 1,408 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,259,000 | 1,408 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $4,125,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,259,000 | 1,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,228,000 | 2,352 |
| Total interest expense | $1,064,000 | 2,309 |
| Net interest income | $9,164,000 | 2,347 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $914,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $312,000 | 2,881 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $602,000 | 3,010 |
| Total noninterest expense | $4,483,000 | 3,427 |
| Salaries and employee benefits | $2,996,000 | 3,023 |
| Premises and equipment expense | $435,000 | 3,640 |
| Additional noninterest expense | $1,052,000 | 4,075 |
| Pre-tax net operating income | $5,595,000 | 1,484 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $256,000 | 2,761 |
| Income before extraordinary items | $5,339,000 | 1,312 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,339,000 | 1,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,339,000 | 1,311 |
| Net charge-offs | $-47,000 | 5,350 |
| Cash dividends | $5,599,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,339,000 | 1,281 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 2,353 |
| Total interest expense | $802,000 | 2,308 |
| Net interest income | $6,885,000 | 2,343 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $687,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $235,000 | 2,889 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $452,000 | 3,023 |
| Total noninterest expense | $3,433,000 | 3,382 |
| Salaries and employee benefits | $2,309,000 | 2,971 |
| Premises and equipment expense | $334,000 | 3,601 |
| Additional noninterest expense | $790,000 | 4,105 |
| Pre-tax net operating income | $4,139,000 | 1,521 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $190,000 | 2,838 |
| Income before extraordinary items | $3,949,000 | 1,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,949,000 | 1,348 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,949,000 | 1,348 |
| Net charge-offs | $-56,000 | 5,405 |
| Cash dividends | $5,160,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,949,000 | 1,306 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 2,355 |
| Total interest expense | $540,000 | 2,304 |
| Net interest income | $4,602,000 | 2,347 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $412,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $156,000 | 2,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $256,000 | 3,244 |
| Total noninterest expense | $2,350,000 | 3,329 |
| Salaries and employee benefits | $1,610,000 | 2,923 |
| Premises and equipment expense | $232,000 | 3,563 |
| Additional noninterest expense | $508,000 | 4,200 |
| Pre-tax net operating income | $2,664,000 | 1,553 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $122,000 | 2,867 |
| Income before extraordinary items | $2,542,000 | 1,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,542,000 | 1,381 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,542,000 | 1,383 |
| Net charge-offs | $-55,000 | 5,535 |
| Cash dividends | $4,721,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,542,000 | 1,342 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 2,360 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $2,295,000 | 2,356 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $201,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $77,000 | 2,901 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $124,000 | 3,228 |
| Total noninterest expense | $1,205,000 | 3,302 |
| Salaries and employee benefits | $820,000 | 2,906 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $1,291,000 | 1,566 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $59,000 | 2,862 |
| Income before extraordinary items | $1,232,000 | 1,379 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,232,000 | 1,379 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,232,000 | 1,380 |
| Net charge-offs | $-17,000 | 5,410 |
| Cash dividends | $3,750,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,232,000 | 1,339 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 2,306 |
| Total interest expense | $1,104,000 | 2,259 |
| Net interest income | $9,236,000 | 2,300 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $978,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $318,000 | 2,919 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $660,000 | 2,915 |
| Total noninterest expense | $4,437,000 | 3,485 |
| Salaries and employee benefits | $2,989,000 | 3,034 |
| Premises and equipment expense | $410,000 | 3,861 |
| Additional noninterest expense | $1,038,000 | 4,230 |
| Pre-tax net operating income | $5,677,000 | 1,419 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $210,000 | 2,907 |
| Income before extraordinary items | $5,471,000 | 1,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,471,000 | 1,273 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,471,000 | 1,273 |
| Net charge-offs | $-15,000 | 5,278 |
| Cash dividends | $2,955,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,467,160 | 1,242 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 2,328 |
| Total interest expense | $821,000 | 2,300 |
| Net interest income | $6,910,000 | 2,323 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $786,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $241,000 | 2,920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $545,000 | 2,798 |
| Total noninterest expense | $3,450,000 | 3,433 |
| Salaries and employee benefits | $2,342,000 | 2,982 |
| Premises and equipment expense | $316,000 | 3,865 |
| Additional noninterest expense | $792,000 | 4,212 |
| Pre-tax net operating income | $4,146,000 | 1,479 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $207,000 | 2,798 |
| Income before extraordinary items | $3,943,000 | 1,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,943,000 | 1,312 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,943,000 | 1,312 |
| Net charge-offs | $-25,000 | 5,408 |
| Cash dividends | $2,530,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,939,200 | 1,284 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 2,354 |
| Total interest expense | $544,000 | 2,318 |
| Net interest income | $4,544,000 | 2,346 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $547,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $162,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 2,730 |
| Total noninterest expense | $2,177,000 | 3,580 |
| Salaries and employee benefits | $1,480,000 | 3,110 |
| Premises and equipment expense | $213,000 | 3,861 |
| Additional noninterest expense | $484,000 | 4,412 |
| Pre-tax net operating income | $2,914,000 | 1,413 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $146,000 | 2,740 |
| Income before extraordinary items | $2,768,000 | 1,254 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,768,000 | 1,256 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,768,000 | 1,255 |
| Net charge-offs | $-102,000 | 5,933 |
| Cash dividends | $2,140,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,768,000 | 1,226 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 2,394 |
| Total interest expense | $272,000 | 2,337 |
| Net interest income | $2,213,000 | 2,400 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $312,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $73,000 | 3,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $239,000 | 2,414 |
| Total noninterest expense | $1,222,000 | 3,331 |
| Salaries and employee benefits | $792,000 | 2,989 |
| Premises and equipment expense | $116,000 | 3,731 |
| Additional noninterest expense | $314,000 | 3,855 |
| Pre-tax net operating income | $1,303,000 | 1,502 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $65,000 | 2,801 |
| Income before extraordinary items | $1,238,000 | 1,335 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,238,000 | 1,336 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,238,000 | 1,337 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $1,360,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,238,000 | 1,289 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,934,000 | 2,414 |
| Total interest expense | $1,183,000 | 2,291 |
| Net interest income | $8,751,000 | 2,423 |
| Provision for loan and lease losses | $350,000 | 1,826 |
| Total noninterest income | $826,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $351,000 | 2,940 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $475,000 | 3,335 |
| Total noninterest expense | $4,118,000 | 3,764 |
| Salaries and employee benefits | $2,821,000 | 3,200 |
| Premises and equipment expense | $359,000 | 4,310 |
| Additional noninterest expense | $938,000 | 4,588 |
| Pre-tax net operating income | $5,109,000 | 1,487 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $255,000 | 2,771 |
| Income before extraordinary items | $4,854,000 | 1,339 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,854,000 | 1,339 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,854,000 | 1,338 |
| Net charge-offs | $378,000 | 1,777 |
| Cash dividends | $2,514,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,854,000 | 1,309 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,430,000 | 2,436 |
| Total interest expense | $901,000 | 2,293 |
| Net interest income | $6,529,000 | 2,447 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $614,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $265,000 | 2,959 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $349,000 | 3,405 |
| Total noninterest expense | $3,212,000 | 3,674 |
| Salaries and employee benefits | $2,244,000 | 3,105 |
| Premises and equipment expense | $281,000 | 4,278 |
| Additional noninterest expense | $687,000 | 4,653 |
| Pre-tax net operating income | $3,931,000 | 1,479 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $197,000 | 2,820 |
| Income before extraordinary items | $3,734,000 | 1,296 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,734,000 | 1,296 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,734,000 | 1,296 |
| Net charge-offs | $-55,000 | 6,062 |
| Cash dividends | $2,134,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,734,000 | 1,279 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 2,434 |
| Total interest expense | $605,000 | 2,309 |
| Net interest income | $4,329,000 | 2,457 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $392,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $214,000 | 3,523 |
| Total noninterest expense | $2,082,000 | 3,772 |
| Salaries and employee benefits | $1,460,000 | 3,175 |
| Premises and equipment expense | $197,000 | 4,208 |
| Additional noninterest expense | $425,000 | 4,831 |
| Pre-tax net operating income | $2,639,000 | 1,431 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $132,000 | 2,782 |
| Income before extraordinary items | $2,507,000 | 1,253 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,507,000 | 1,253 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,507,000 | 1,254 |
| Net charge-offs | $-53,000 | 6,163 |
| Cash dividends | $1,744,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,507,000 | 1,233 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 2,473 |
| Total interest expense | $304,000 | 2,323 |
| Net interest income | $2,126,000 | 2,487 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $204,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $118,000 | 3,331 |
| Total noninterest expense | $1,054,000 | 3,771 |
| Salaries and employee benefits | $768,000 | 3,083 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $196,000 | 5,056 |
| Pre-tax net operating income | $1,276,000 | 1,433 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $64,000 | 2,756 |
| Income before extraordinary items | $1,212,000 | 1,245 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,212,000 | 1,246 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,212,000 | 1,246 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $1,155,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,212,000 | 1,221 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 2,495 |
| Total interest expense | $1,363,000 | 2,345 |
| Net interest income | $8,311,000 | 2,514 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,189,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $372,000 | 2,981 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $817,000 | 2,648 |
| Total noninterest expense | $4,236,000 | 3,782 |
| Salaries and employee benefits | $2,941,000 | 3,159 |
| Premises and equipment expense | $392,000 | 4,261 |
| Additional noninterest expense | $903,000 | 4,808 |
| Pre-tax net operating income | $5,264,000 | 1,372 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $263,000 | 2,747 |
| Income before extraordinary items | $5,001,000 | 1,226 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,001,000 | 1,228 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,001,000 | 1,229 |
| Net charge-offs | $347,000 | 2,401 |
| Cash dividends | $2,615,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,001,000 | 1,204 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,258,000 | 2,515 |
| Total interest expense | $1,045,000 | 2,362 |
| Net interest income | $6,213,000 | 2,530 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $934,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $284,000 | 2,942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $650,000 | 2,615 |
| Total noninterest expense | $3,182,000 | 3,801 |
| Salaries and employee benefits | $2,294,000 | 3,095 |
| Premises and equipment expense | $301,000 | 4,247 |
| Additional noninterest expense | $587,000 | 5,131 |
| Pre-tax net operating income | $3,965,000 | 1,394 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $198,000 | 2,798 |
| Income before extraordinary items | $3,767,000 | 1,232 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,767,000 | 1,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,767,000 | 1,234 |
| Net charge-offs | $73,000 | 3,565 |
| Cash dividends | $2,540,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,767,000 | 1,200 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 2,517 |
| Total interest expense | $715,000 | 2,349 |
| Net interest income | $4,114,000 | 2,545 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $547,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $183,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $364,000 | 2,929 |
| Total noninterest expense | $2,075,000 | 3,876 |
| Salaries and employee benefits | $1,522,000 | 3,119 |
| Premises and equipment expense | $197,000 | 4,304 |
| Additional noninterest expense | $356,000 | 5,323 |
| Pre-tax net operating income | $2,586,000 | 1,400 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $129,000 | 2,821 |
| Income before extraordinary items | $2,457,000 | 1,237 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,457,000 | 1,239 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,457,000 | 1,240 |
| Net charge-offs | $-34,000 | 6,454 |
| Cash dividends | $2,053,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,457,000 | 1,186 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,512 |
| Total interest expense | $367,000 | 2,370 |
| Net interest income | $2,059,000 | 2,551 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $244,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 3,105 |
| Total noninterest expense | $1,071,000 | 3,830 |
| Salaries and employee benefits | $798,000 | 3,058 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $185,000 | 5,303 |
| Pre-tax net operating income | $1,232,000 | 1,439 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $62,000 | 2,839 |
| Income before extraordinary items | $1,170,000 | 1,278 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,170,000 | 1,280 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,170,000 | 1,280 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $1,010,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,170,000 | 1,221 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,289,000 | 2,502 |
| Total interest expense | $1,622,000 | 2,558 |
| Net interest income | $8,667,000 | 2,472 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,146,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $354,000 | 3,160 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $792,000 | 2,697 |
| Total noninterest expense | $4,209,000 | 3,891 |
| Salaries and employee benefits | $2,838,000 | 3,249 |
| Premises and equipment expense | $378,000 | 4,431 |
| Additional noninterest expense | $993,000 | 4,816 |
| Pre-tax net operating income | $5,604,000 | 1,239 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $253,000 | 2,808 |
| Income before extraordinary items | $5,351,000 | 1,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,351,000 | 1,104 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,351,000 | 1,104 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $2,408,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,351,000 | 1,051 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 2,585 |
| Total interest expense | $1,241,000 | 2,615 |
| Net interest income | $6,379,000 | 2,559 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $743,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $265,000 | 3,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $478,000 | 3,015 |
| Total noninterest expense | $3,067,000 | 3,999 |
| Salaries and employee benefits | $2,130,000 | 3,273 |
| Premises and equipment expense | $289,000 | 4,438 |
| Additional noninterest expense | $648,000 | 5,162 |
| Pre-tax net operating income | $4,055,000 | 1,309 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $203,000 | 2,820 |
| Income before extraordinary items | $3,852,000 | 1,175 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,852,000 | 1,175 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,852,000 | 1,175 |
| Net charge-offs | $131,000 | 3,719 |
| Cash dividends | $1,980,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,852,000 | 1,105 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 2,586 |
| Total interest expense | $843,000 | 2,655 |
| Net interest income | $4,256,000 | 2,555 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $456,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $181,000 | 3,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $275,000 | 3,193 |
| Total noninterest expense | $2,015,000 | 4,077 |
| Salaries and employee benefits | $1,387,000 | 3,347 |
| Premises and equipment expense | $198,000 | 4,392 |
| Additional noninterest expense | $430,000 | 5,196 |
| Pre-tax net operating income | $2,697,000 | 1,308 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $135,000 | 2,816 |
| Income before extraordinary items | $2,562,000 | 1,176 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,562,000 | 1,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,562,000 | 1,175 |
| Net charge-offs | $-62,000 | 7,014 |
| Cash dividends | $1,553,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,562,000 | 1,097 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,583 |
| Total interest expense | $431,000 | 2,702 |
| Net interest income | $2,143,000 | 2,549 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $243,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $85,000 | 3,261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 3,001 |
| Total noninterest expense | $995,000 | 4,114 |
| Salaries and employee benefits | $718,000 | 3,279 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $187,000 | 5,504 |
| Pre-tax net operating income | $1,391,000 | 1,258 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $70,000 | 2,762 |
| Income before extraordinary items | $1,321,000 | 1,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,321,000 | 1,121 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,321,000 | 1,120 |
| Net charge-offs | $-15,000 | 6,792 |
| Cash dividends | $750,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,321,000 | 1,055 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,528,000 | 4,293 |
| Total interest expense | $1,018,000 | 4,352 |
| Net interest income | $4,510,000 | 4,200 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $818,000 | 3,469 |
| Gross Fiduciary activities income | $34,000 | 964 |
| Service charges on deposit accounts | $216,000 | 4,243 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $568,000 | 2,941 |
| Total noninterest expense | $2,649,000 | 5,195 |
| Salaries and employee benefits | $1,689,000 | 4,627 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $760,000 | 5,507 |
| Pre-tax net operating income | $2,529,000 | 2,113 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $111,000 | 3,314 |
| Income before extraordinary items | $2,418,000 | 1,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,418,000 | 1,925 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,418,000 | 1,925 |
| Net charge-offs | $217,000 | 4,204 |
| Cash dividends | $1,163,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,418,000 | 1,840 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 4,358 |
| Total interest expense | $796,000 | 4,376 |
| Net interest income | $3,329,000 | 4,267 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $595,000 | 3,550 |
| Gross Fiduciary activities income | $28,000 | 928 |
| Service charges on deposit accounts | $165,000 | 4,228 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $402,000 | 3,035 |
| Total noninterest expense | $2,011,000 | 5,180 |
| Salaries and employee benefits | $1,305,000 | 4,556 |
| Premises and equipment expense | $154,000 | 6,002 |
| Additional noninterest expense | $552,000 | 5,633 |
| Pre-tax net operating income | $1,763,000 | 2,296 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $88,000 | 3,299 |
| Income before extraordinary items | $1,675,000 | 2,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,675,000 | 2,120 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,675,000 | 2,121 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $963,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,675,000 | 2,028 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 4,395 |
| Total interest expense | $552,000 | 4,388 |
| Net interest income | $2,201,000 | 4,307 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $389,000 | 3,607 |
| Gross Fiduciary activities income | $28,000 | 908 |
| Service charges on deposit accounts | $108,000 | 4,248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,144 |
| Total noninterest expense | $1,343,000 | 5,229 |
| Salaries and employee benefits | $849,000 | 4,659 |
| Premises and equipment expense | $104,000 | 6,026 |
| Additional noninterest expense | $390,000 | 5,587 |
| Pre-tax net operating income | $1,157,000 | 2,294 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $58,000 | 3,271 |
| Income before extraordinary items | $1,099,000 | 2,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,099,000 | 2,098 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,099,000 | 2,098 |
| Net charge-offs | $-27,000 | 7,209 |
| Cash dividends | $763,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,099,000 | 2,028 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,426 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $1,089,000 | 4,323 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $210,000 | 3,487 |
| Gross Fiduciary activities income | $28,000 | 840 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $663,000 | 5,289 |
| Salaries and employee benefits | $444,000 | 4,545 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $170,000 | 5,897 |
| Pre-tax net operating income | $576,000 | 2,297 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $27,000 | 3,254 |
| Income before extraordinary items | $549,000 | 2,078 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $549,000 | 2,077 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $549,000 | 2,078 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $549,000 | 2,042 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 4,454 |
| Total interest expense | $1,334,000 | 4,547 |
| Net interest income | $4,390,000 | 4,315 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $677,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $226,000 | 4,192 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $451,000 | 3,333 |
| Total noninterest expense | $2,452,000 | 5,547 |
| Salaries and employee benefits | $1,591,000 | 4,900 |
| Premises and equipment expense | $218,000 | 6,062 |
| Additional noninterest expense | $643,000 | 6,085 |
| Pre-tax net operating income | $2,165,000 | 2,105 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $93,000 | 3,284 |
| Income before extraordinary items | $2,072,000 | 1,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 1,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,072,000 | 1,965 |
| Net charge-offs | $714,000 | 3,144 |
| Cash dividends | $1,085,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,072,000 | 1,890 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 4,527 |
| Total interest expense | $1,020,000 | 4,647 |
| Net interest income | $3,286,000 | 4,369 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $507,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $172,000 | 4,237 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $335,000 | 3,372 |
| Total noninterest expense | $1,844,000 | 5,576 |
| Salaries and employee benefits | $1,216,000 | 4,865 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $466,000 | 6,198 |
| Pre-tax net operating income | $1,949,000 | 1,930 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $98,000 | 3,140 |
| Income before extraordinary items | $1,851,000 | 1,779 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,851,000 | 1,782 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,851,000 | 1,782 |
| Net charge-offs | $301,000 | 3,725 |
| Cash dividends | $898,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,851,000 | 1,691 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 4,557 |
| Total interest expense | $687,000 | 4,730 |
| Net interest income | $2,196,000 | 4,365 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $340,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $226,000 | 3,297 |
| Total noninterest expense | $1,210,000 | 5,643 |
| Salaries and employee benefits | $806,000 | 4,907 |
| Premises and equipment expense | $100,000 | 6,315 |
| Additional noninterest expense | $304,000 | 6,257 |
| Pre-tax net operating income | $1,326,000 | 1,893 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $66,000 | 3,110 |
| Income before extraordinary items | $1,260,000 | 1,725 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,260,000 | 1,724 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,260,000 | 1,725 |
| Net charge-offs | $282,000 | 3,125 |
| Cash dividends | $748,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,260,000 | 1,650 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,615 |
| Total interest expense | $350,000 | 4,814 |
| Net interest income | $1,092,000 | 4,419 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $157,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $614,000 | 5,671 |
| Salaries and employee benefits | $431,000 | 4,780 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $137,000 | 6,501 |
| Pre-tax net operating income | $635,000 | 2,012 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $603,000 | 1,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $603,000 | 1,817 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $603,000 | 1,819 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $444,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $603,000 | 1,743 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 4,657 |
| Total interest expense | $1,884,000 | 4,629 |
| Net interest income | $4,049,000 | 4,538 |
| Provision for loan and lease losses | $1,127,000 | 3,309 |
| Total noninterest income | $642,000 | 4,238 |
| Gross Fiduciary activities income | $6,000 | 1,232 |
| Service charges on deposit accounts | $255,000 | 4,203 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $381,000 | 3,617 |
| Total noninterest expense | $2,382,000 | 5,801 |
| Salaries and employee benefits | $1,495,000 | 5,205 |
| Premises and equipment expense | $208,000 | 6,415 |
| Additional noninterest expense | $679,000 | 6,198 |
| Pre-tax net operating income | $1,182,000 | 2,736 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $44,000 | 3,325 |
| Income before extraordinary items | $1,138,000 | 2,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,138,000 | 2,548 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,138,000 | 2,549 |
| Net charge-offs | $560,000 | 3,646 |
| Cash dividends | $1,009,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,138,000 | 2,506 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 4,708 |
| Total interest expense | $1,474,000 | 4,651 |
| Net interest income | $2,974,000 | 4,616 |
| Provision for loan and lease losses | $615,000 | 3,490 |
| Total noninterest income | $472,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $190,000 | 4,224 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $282,000 | 3,714 |
| Total noninterest expense | $1,871,000 | 5,700 |
| Salaries and employee benefits | $1,156,000 | 5,153 |
| Premises and equipment expense | $167,000 | 6,345 |
| Additional noninterest expense | $548,000 | 6,041 |
| Pre-tax net operating income | $960,000 | 2,803 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $48,000 | 3,353 |
| Income before extraordinary items | $912,000 | 2,629 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $912,000 | 2,625 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $912,000 | 2,629 |
| Net charge-offs | $110,000 | 4,969 |
| Cash dividends | $816,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $912,000 | 2,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,693 |
| Total interest expense | $1,025,000 | 4,664 |
| Net interest income | $1,986,000 | 4,603 |
| Provision for loan and lease losses | $355,000 | 3,455 |
| Total noninterest income | $303,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $123,000 | 4,258 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $180,000 | 3,813 |
| Total noninterest expense | $1,184,000 | 5,891 |
| Salaries and employee benefits | $762,000 | 5,251 |
| Premises and equipment expense | $116,000 | 6,299 |
| Additional noninterest expense | $306,000 | 6,453 |
| Pre-tax net operating income | $750,000 | 2,632 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $713,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 2,445 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $713,000 | 2,447 |
| Net charge-offs | $112,000 | 4,127 |
| Cash dividends | $632,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $713,000 | 2,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 4,744 |
| Total interest expense | $528,000 | 4,692 |
| Net interest income | $978,000 | 4,639 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $155,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $98,000 | 3,686 |
| Total noninterest expense | $544,000 | 6,056 |
| Salaries and employee benefits | $358,000 | 5,478 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $130,000 | 6,641 |
| Pre-tax net operating income | $484,000 | 2,438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $460,000 | 2,287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,287 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $460,000 | 2,289 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $244,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $460,000 | 2,153 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,746,000 | 4,588 |
| Total interest expense | $2,720,000 | 4,523 |
| Net interest income | $4,026,000 | 4,558 |
| Provision for loan and lease losses | $374,000 | 4,249 |
| Total noninterest income | $582,000 | 4,538 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $318,000 | 4,003 |
| Total noninterest expense | $2,257,000 | 5,900 |
| Salaries and employee benefits | $1,572,000 | 5,193 |
| Premises and equipment expense | $219,000 | 6,506 |
| Additional noninterest expense | $466,000 | 6,769 |
| Pre-tax net operating income | $1,977,000 | 2,467 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $96,000 | 3,412 |
| Income before extraordinary items | $1,881,000 | 2,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,881,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 3,191 |
| Cash dividends | $1,060,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,881,000 | 2,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 4,632 |
| Total interest expense | $2,113,000 | 4,545 |
| Net interest income | $3,013,000 | 4,603 |
| Provision for loan and lease losses | $129,000 | 4,833 |
| Total noninterest income | $449,000 | 4,571 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $198,000 | 4,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $250,000 | 4,027 |
| Total noninterest expense | $1,635,000 | 5,994 |
| Salaries and employee benefits | $1,160,000 | 5,271 |
| Premises and equipment expense | $159,000 | 6,604 |
| Additional noninterest expense | $316,000 | 6,941 |
| Pre-tax net operating income | $1,698,000 | 2,586 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $85,000 | 3,727 |
| Income before extraordinary items | $1,613,000 | 2,182 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,613,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,018 |
| Cash dividends | $660,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,613,000 | 2,291 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 4,649 |
| Total interest expense | $1,457,000 | 4,583 |
| Net interest income | $2,016,000 | 4,598 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $293,000 | 4,686 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $162,000 | 4,175 |
| Total noninterest expense | $1,088,000 | 6,042 |
| Salaries and employee benefits | $789,000 | 5,252 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $191,000 | 7,142 |
| Pre-tax net operating income | $1,191,000 | 2,599 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $1,132,000 | 2,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,132,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $497,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,132,000 | 2,276 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 4,697 |
| Total interest expense | $754,000 | 4,673 |
| Net interest income | $1,011,000 | 4,584 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $503,000 | 6,284 |
| Salaries and employee benefits | $375,000 | 5,439 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $80,000 | 7,424 |
| Pre-tax net operating income | $656,000 | 2,541 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $623,000 | 2,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $623,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $225,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $623,000 | 2,166 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 4,768 |
| Total interest expense | $3,267,000 | 4,529 |
| Net interest income | $3,640,000 | 4,898 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $557,000 | 4,786 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $260,000 | 4,381 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $296,000 | 4,269 |
| Total noninterest expense | $2,160,000 | 6,008 |
| Salaries and employee benefits | $1,511,000 | 5,285 |
| Premises and equipment expense | $225,000 | 6,484 |
| Additional noninterest expense | $424,000 | 6,932 |
| Pre-tax net operating income | $2,037,000 | 3,276 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $102,000 | 4,471 |
| Income before extraordinary items | $1,935,000 | 2,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,935,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $1,052,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,935,000 | 2,885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 4,813 |
| Total interest expense | $2,419,000 | 4,578 |
| Net interest income | $2,705,000 | 4,964 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $415,000 | 4,823 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $191,000 | 4,435 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,284 |
| Total noninterest expense | $1,556,000 | 6,111 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $158,000 | 6,636 |
| Additional noninterest expense | $302,000 | 7,029 |
| Pre-tax net operating income | $1,564,000 | 3,379 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $78,000 | 4,643 |
| Income before extraordinary items | $1,486,000 | 2,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,486,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $895,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,486,000 | 2,976 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,919 |
| Total interest expense | $1,546,000 | 4,699 |
| Net interest income | $1,783,000 | 5,027 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $272,000 | 4,886 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $1,017,000 | 6,210 |
| Salaries and employee benefits | $738,000 | 5,379 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $171,000 | 7,346 |
| Pre-tax net operating income | $1,038,000 | 3,446 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $986,000 | 3,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $986,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $615,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $986,000 | 3,052 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 4,970 |
| Total interest expense | $752,000 | 4,770 |
| Net interest income | $878,000 | 5,073 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $469,000 | 6,440 |
| Salaries and employee benefits | $348,000 | 5,605 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $74,000 | 7,603 |
| Pre-tax net operating income | $544,000 | 3,326 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $517,000 | 2,954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $517,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $210,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $517,000 | 2,937 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 4,913 |
| Total interest expense | $2,581,000 | 4,744 |
| Net interest income | $3,590,000 | 4,968 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $555,000 | 4,905 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $251,000 | 4,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 4,272 |
| Total noninterest expense | $2,108,000 | 6,006 |
| Salaries and employee benefits | $1,483,000 | 5,227 |
| Premises and equipment expense | $194,000 | 6,790 |
| Additional noninterest expense | $431,000 | 6,912 |
| Pre-tax net operating income | $2,037,000 | 3,597 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $102,000 | 4,945 |
| Income before extraordinary items | $1,935,000 | 3,171 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,935,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,590 |
| Cash dividends | $891,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,935,000 | 3,156 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 4,935 |
| Total interest expense | $1,835,000 | 4,800 |
| Net interest income | $2,742,000 | 4,961 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $426,000 | 4,877 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $186,000 | 4,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $239,000 | 4,172 |
| Total noninterest expense | $1,565,000 | 6,022 |
| Salaries and employee benefits | $1,100,000 | 5,246 |
| Premises and equipment expense | $143,000 | 6,849 |
| Additional noninterest expense | $322,000 | 6,944 |
| Pre-tax net operating income | $1,603,000 | 3,640 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $80,000 | 5,122 |
| Income before extraordinary items | $1,523,000 | 3,175 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,523,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-223,000 | 8,643 |
| Cash dividends | $543,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,523,000 | 3,169 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 5,144 |
| Total interest expense | $1,151,000 | 4,848 |
| Net interest income | $1,686,000 | 5,247 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $274,000 | 4,945 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $121,000 | 4,582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $978,000 | 6,231 |
| Salaries and employee benefits | $710,000 | 5,376 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $170,000 | 7,399 |
| Pre-tax net operating income | $982,000 | 3,834 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $49,000 | 5,245 |
| Income before extraordinary items | $933,000 | 3,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $933,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $255,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $933,000 | 3,362 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 5,177 |
| Total interest expense | $538,000 | 4,909 |
| Net interest income | $844,000 | 5,249 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $141,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $455,000 | 6,447 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $78,000 | 7,553 |
| Pre-tax net operating income | $530,000 | 3,602 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $503,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,092 |
| Cash dividends | $107,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $503,000 | 3,122 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 5,187 |
| Total interest expense | $1,611,000 | 5,057 |
| Net interest income | $3,330,000 | 5,160 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $515,000 | 5,178 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $236,000 | 4,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $278,000 | 4,507 |
| Total noninterest expense | $2,059,000 | 6,007 |
| Salaries and employee benefits | $1,373,000 | 5,357 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $498,000 | 6,592 |
| Pre-tax net operating income | $1,786,000 | 3,973 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $89,000 | 5,460 |
| Income before extraordinary items | $1,697,000 | 3,502 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,697,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $955,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,697,000 | 3,470 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 5,272 |
| Total interest expense | $1,122,000 | 5,123 |
| Net interest income | $2,469,000 | 5,212 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $371,000 | 5,282 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $175,000 | 4,749 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 4,652 |
| Total noninterest expense | $1,461,000 | 6,170 |
| Salaries and employee benefits | $990,000 | 5,454 |
| Premises and equipment expense | $137,000 | 6,900 |
| Additional noninterest expense | $334,000 | 6,846 |
| Pre-tax net operating income | $1,379,000 | 3,971 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $69,000 | 5,565 |
| Income before extraordinary items | $1,310,000 | 3,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,310,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $470,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,310,000 | 3,423 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 5,280 |
| Total interest expense | $689,000 | 5,200 |
| Net interest income | $1,644,000 | 5,214 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $238,000 | 5,338 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $113,000 | 4,773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $953,000 | 6,237 |
| Salaries and employee benefits | $669,000 | 5,392 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $188,000 | 7,215 |
| Pre-tax net operating income | $929,000 | 3,909 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $883,000 | 3,408 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $883,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $333,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $883,000 | 3,358 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,350 |
| Total interest expense | $320,000 | 5,312 |
| Net interest income | $809,000 | 5,303 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $445,000 | 6,461 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $92,000 | 7,317 |
| Pre-tax net operating income | $490,000 | 3,730 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $466,000 | 3,217 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $466,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $466,000 | 3,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 5,380 |
| Total interest expense | $1,162,000 | 5,204 |
| Net interest income | $3,076,000 | 5,332 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $491,000 | 5,319 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $236,000 | 4,870 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $1,862,000 | 6,257 |
| Salaries and employee benefits | $1,287,000 | 5,466 |
| Premises and equipment expense | $148,000 | 7,350 |
| Additional noninterest expense | $427,000 | 6,980 |
| Pre-tax net operating income | $1,705,000 | 3,920 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $86,000 | 5,666 |
| Income before extraordinary items | $1,619,000 | 3,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,619,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,763 |
| Cash dividends | $763,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,619,000 | 3,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 5,412 |
| Total interest expense | $844,000 | 5,292 |
| Net interest income | $2,278,000 | 5,362 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $369,000 | 5,323 |
| Gross Fiduciary activities income | $6,000 | 1,324 |
| Service charges on deposit accounts | $173,000 | 4,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 4,610 |
| Total noninterest expense | $1,335,000 | 6,362 |
| Salaries and employee benefits | $937,000 | 5,528 |
| Premises and equipment expense | $110,000 | 7,337 |
| Additional noninterest expense | $288,000 | 7,194 |
| Pre-tax net operating income | $1,312,000 | 3,926 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $66,000 | 5,756 |
| Income before extraordinary items | $1,246,000 | 3,454 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,246,000 | 3,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $346,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,246,000 | 3,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 5,459 |
| Total interest expense | $558,000 | 5,334 |
| Net interest income | $1,502,000 | 5,399 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $244,000 | 5,352 |
| Gross Fiduciary activities income | $6,000 | 1,267 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $884,000 | 6,413 |
| Salaries and employee benefits | $638,000 | 5,497 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $168,000 | 7,512 |
| Pre-tax net operating income | $862,000 | 3,920 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $43,000 | 5,769 |
| Income before extraordinary items | $819,000 | 3,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $819,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $235,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $819,000 | 3,380 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 5,488 |
| Total interest expense | $282,000 | 5,358 |
| Net interest income | $748,000 | 5,418 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $420,000 | 6,618 |
| Salaries and employee benefits | $304,000 | 5,700 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $448,000 | 3,795 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $425,000 | 3,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $425,000 | 3,228 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 5,477 |
| Total interest expense | $1,407,000 | 5,074 |
| Net interest income | $2,784,000 | 5,544 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $483,000 | 5,532 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $230,000 | 4,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $252,000 | 4,850 |
| Total noninterest expense | $1,712,000 | 6,507 |
| Salaries and employee benefits | $1,178,000 | 5,709 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $361,000 | 7,375 |
| Pre-tax net operating income | $1,555,000 | 4,032 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $78,000 | 5,957 |
| Income before extraordinary items | $1,477,000 | 3,599 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,477,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,380 |
| Cash dividends | $925,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,477,000 | 3,442 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 5,519 |
| Total interest expense | $1,104,000 | 5,066 |
| Net interest income | $2,050,000 | 5,642 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $375,000 | 5,481 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $1,257,000 | 6,558 |
| Salaries and employee benefits | $874,000 | 5,700 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $250,000 | 7,558 |
| Pre-tax net operating income | $1,168,000 | 4,148 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $1,109,000 | 3,716 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,109,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $576,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,109,000 | 3,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 5,564 |
| Total interest expense | $765,000 | 5,068 |
| Net interest income | $1,339,000 | 5,696 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $801,000 | 6,706 |
| Salaries and employee benefits | $560,000 | 5,842 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $783,000 | 4,113 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $39,000 | 6,120 |
| Income before extraordinary items | $744,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $744,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $456,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $744,000 | 3,500 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 5,623 |
| Total interest expense | $392,000 | 5,096 |
| Net interest income | $653,000 | 5,770 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $124,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $415,000 | 6,600 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $362,000 | 4,308 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $344,000 | 3,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $344,000 | 3,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,401 |
| Total interest expense | $2,000,000 | 4,792 |
| Net interest income | $2,673,000 | 5,686 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $431,000 | 5,592 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $224,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $1,633,000 | 6,598 |
| Salaries and employee benefits | $1,092,000 | 5,833 |
| Premises and equipment expense | $180,000 | 7,029 |
| Additional noninterest expense | $361,000 | 7,407 |
| Pre-tax net operating income | $1,336,000 | 4,412 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $1,251,000 | 3,969 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,251,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $798,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,251,000 | 3,867 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 5,222 |
| Total interest expense | $2,929,000 | 4,822 |
| Net interest income | $2,671,000 | 5,499 |
| Provision for loan and lease losses | $265,000 | 3,485 |
| Total noninterest income | $469,000 | 5,245 |
| Gross Fiduciary activities income | $36,000 | 1,197 |
| Service charges on deposit accounts | $228,000 | 4,852 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $205,000 | 4,874 |
| Total noninterest expense | $1,661,000 | 6,427 |
| Salaries and employee benefits | $1,065,000 | 5,765 |
| Premises and equipment expense | $211,000 | 6,642 |
| Additional noninterest expense | $385,000 | 7,268 |
| Pre-tax net operating income | $1,214,000 | 4,392 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $81,000 | 6,246 |
| Income before extraordinary items | $1,133,000 | 3,955 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,133,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,944 |
| Cash dividends | $1,685,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,133,000 | 3,825 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 5,244 |
| Total interest expense | $3,050,000 | 4,858 |
| Net interest income | $2,680,000 | 5,569 |
| Provision for loan and lease losses | $265,000 | 3,112 |
| Total noninterest income | $403,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,912 |
| Total noninterest expense | $1,509,000 | 6,728 |
| Salaries and employee benefits | $986,000 | 5,973 |
| Premises and equipment expense | $209,000 | 6,622 |
| Additional noninterest expense | $314,000 | 7,838 |
| Pre-tax net operating income | $1,309,000 | 4,481 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $81,000 | 6,783 |
| Income before extraordinary items | $1,228,000 | 3,799 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,228,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,760 |
| Cash dividends | $1,287,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,228,000 | 3,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 5,536 |
| Total interest expense | $2,583,000 | 5,100 |
| Net interest income | $2,473,000 | 5,836 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $363,000 | 5,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,532 |
| Total noninterest expense | $1,481,000 | 6,823 |
| Salaries and employee benefits | $902,000 | 6,300 |
| Premises and equipment expense | $219,000 | 6,514 |
| Additional noninterest expense | $360,000 | 7,606 |
| Pre-tax net operating income | $1,325,000 | 4,459 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $86,000 | 7,125 |
| Income before extraordinary items | $1,237,000 | 3,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $1,022,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,238,860 | 3,743 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 5,642 |
| Total interest expense | $2,580,000 | 5,249 |
| Net interest income | $2,474,000 | 5,884 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $315,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $1,434,000 | 6,869 |
| Salaries and employee benefits | $862,000 | 6,397 |
| Premises and equipment expense | $205,000 | 6,629 |
| Additional noninterest expense | $367,000 | 7,502 |
| Pre-tax net operating income | $1,325,000 | 4,558 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $1,243,000 | 3,817 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,243,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $982,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,243,000 | 3,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 5,961 |
| Total interest expense | $2,410,000 | 5,546 |
| Net interest income | $2,376,000 | 6,247 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,334,000 | 7,222 |
| Salaries and employee benefits | $821,000 | 6,676 |
| Premises and equipment expense | $210,000 | 6,667 |
| Additional noninterest expense | $303,000 | 8,290 |
| Pre-tax net operating income | $1,198,000 | 5,256 |
| Securities gains (losses) | $-52,000 | 10,655 |
| Applicable income taxes | $102,000 | 8,365 |
| Income before extraordinary items | $1,044,000 | 4,539 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,044,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $961,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,091,320 | 4,326 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 6,262 |
| Total interest expense | $2,313,000 | 5,825 |
| Net interest income | $2,317,000 | 6,538 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $308,000 | 6,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $1,295,000 | 7,674 |
| Salaries and employee benefits | $743,000 | 7,291 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $344,000 | 8,421 |
| Pre-tax net operating income | $1,330,000 | 4,758 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $369,000 | 5,144 |
| Income before extraordinary items | $961,000 | 4,636 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $961,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $965,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $961,000 | 4,584 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 6,570 |
| Total interest expense | $2,200,000 | 6,079 |
| Net interest income | $2,194,000 | 6,876 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $1,285,000 | 7,908 |
| Salaries and employee benefits | $731,000 | 7,527 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $1,180,000 | 5,303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $877,000 | 5,088 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $877,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $665,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $877,000 | 5,078 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 6,812 |
| Total interest expense | $1,806,000 | 6,055 |
| Net interest income | $2,106,000 | 7,310 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $254,000 | 7,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,240,000 | 8,464 |
| Salaries and employee benefits | $671,000 | 8,107 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $363,000 | 9,199 |
| Pre-tax net operating income | $1,120,000 | 5,498 |
| Securities gains (losses) | $-52,000 | 11,060 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $818,000 | 5,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $818,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $858,040 | 5,135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 6,983 |
| Total interest expense | $1,801,000 | 6,329 |
| Net interest income | $2,102,000 | 7,422 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,190,000 | 8,927 |
| Salaries and employee benefits | $629,000 | 8,564 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $328,000 | 10,097 |
| Pre-tax net operating income | $1,155,000 | 5,319 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $299,000 | 6,097 |
| Income before extraordinary items | $856,000 | 5,280 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $856,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $856,000 | 5,064 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 7,215 |
| Total interest expense | $2,183,000 | 6,658 |
| Net interest income | $2,036,000 | 7,652 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $1,164,000 | 9,221 |
| Salaries and employee benefits | $599,000 | 8,809 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $368,000 | 9,975 |
| Pre-tax net operating income | $1,102,000 | 5,255 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $269,000 | 6,383 |
| Income before extraordinary items | $833,000 | 5,204 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $833,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $412,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $833,000 | 4,899 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.