Home > Waukesha State Bank > Net charge- offs to loans
Waukesha State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 4,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9859% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4842% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3324% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4514% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9320% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3898% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3981% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5451% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5215% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6946% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5624% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2823% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4891% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1049% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 4,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2875% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6151% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1917% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3873% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2008% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3548% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 4,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 3,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0582% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8341% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3701% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0354% | 4,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2452% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0068% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5823% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5659% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0742% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0210% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6527% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0785% | 4,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9116% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0258% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 3,378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1087% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3138% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6274% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2858% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2273% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2639% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5002% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3831% | 4,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7376% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7185% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0736% | 4,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1396% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9673% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8348% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0989% | 4,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1875% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2590% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2298% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0250% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1480% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3708% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3507% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1042% | 5,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2623% | 5,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3425% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2417% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0603% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7093% | 5,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7100% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7122% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0983% | 5,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0618% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9787% | 5,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4443% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3842% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1517% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3676% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6656% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9210% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1794% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0578% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0312% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0119% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0296% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0701% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4494% | 5,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8169% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1712% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0137% | 3,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0849% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0515% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8245% | 5,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8506% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3182% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1689% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2263% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9103% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5116% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2707% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1193% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8507% | 5,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3350% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6271% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0521% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4258% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4787% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8736% | 5,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4177% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6404% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7799% | 5,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,948 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4455% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6911% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7105% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2273% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1654% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3701% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9667% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2567% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1472% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2565% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 4,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4260% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4066% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8561% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9402% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0704% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1839% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 4,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4226% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6213% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0056% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5162% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3508% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 5,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1365% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 5,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0140% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0052% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5528% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2949% | 6,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3227% | 6,313 |
| Percentage Net Loans Charged-off:Construction & development | 1.6132% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8845% | 6,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3140% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4087% | 5,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7848% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1186% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0269% | 5,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 2.5228% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 1,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4093% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5986% | 6,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7353% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0187% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0351% | 5,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2274% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 4.2478% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4468% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9609% | 6,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2603% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0690% | 5,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3535% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 5.5319% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5116% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8282% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2358% | 6,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1063% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9801% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1359% | 5,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5968% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6807% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 12.0944% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3549% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2530% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1672% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3010% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 5,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5645% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2772% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0634% | 3,765 |
| Percentage Net Loans Charged-off: All other loans and lease | -15.8730% | 6,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6654% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7458% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 11.1513% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4684% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2883% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2324% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6665% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6691% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0941% | 3,289 |
| Percentage Net Loans Charged-off: All other loans and lease | -13.3485% | 6,194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5023% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5274% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.1827% | 1,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6803% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2689% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3570% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2175% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1541% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3044% | 6,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.3406% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 6,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2254% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2752% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3948% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5020% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4502% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0304% | 5,388 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4306% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2871% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.8123% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4548% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 4,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1093% | 1,583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 6,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7094% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5927% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3452% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6577% | 6,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6082% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4173% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 1.0327% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5283% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2350% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 1,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3555% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5955% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4754% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5018% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0185% | 5,785 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7017% | 6,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7703% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5353% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 1.4776% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7474% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 2,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3151% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5255% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8131% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0135% | 5,627 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1491% | 6,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1236% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7843% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 3.0890% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1343% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 5,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9252% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4734% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5485% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0648% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8441% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 4.4650% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8063% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4425% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2293% | 1,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5863% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6226% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7459% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6475% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1374% | 4,075 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8072% | 6,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0691% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0890% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 6.3834% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0011% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4463% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2136% | 1,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6090% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3032% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6768% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2783% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1406% | 3,707 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9346% | 6,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3747% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4834% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 8.3971% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3543% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4446% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6161% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9673% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5127% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0228% | 6,067 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4358% | 6,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6631% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6175% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.5720% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4166% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5540% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1348% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8405% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0121% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7158% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1565% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0435% | 3,142 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6036% | 6,429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6622% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7943% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 9.1062% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6172% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3127% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6163% | 1,150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 3,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5749% | 3,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7165% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6623% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5098% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1102% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1482% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 8.8999% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4813% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3389% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7960% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 3,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5514% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5780% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9002% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8331% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2968% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3376% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 12.8148% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1841% | 2,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4028% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1914% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5342% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6827% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4396% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0976% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2604% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4485% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2987% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2983% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4293% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0764% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6409% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6387% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3761% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3824% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7878% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7795% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 6.3041% | 1,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 3,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3534% | 2,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 1,860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5176% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5059% | 3,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9696% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6769% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5811% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6240% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | 4.9770% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 2,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 2,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0600% | 1,550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3177% | 2,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2882% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2159% | 4,800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6861% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0924% | 1,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 3,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 1,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 2,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 2,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 3,828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3301% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 2,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1857% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1225% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0547% | 7,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 6,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2737% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4092% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0731% | 2,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3772% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0417% | 1,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5120% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0735% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9227% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5442% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 2,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4184% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0580% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5588% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9509% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0188% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7113% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0906% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4709% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0063% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6742% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1897% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5566% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8997% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8293% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 4,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 4,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 3,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4781% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4846% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0237% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 4,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1033% | 6,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2052% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1442% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 7,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1538% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1094% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0919% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 8,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0710% | 8,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3025% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4458% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3269% | 7,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4387% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,804 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 8,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 3,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 5,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2664% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 8,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 8,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 5,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1603% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 7,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 8,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0742% | 8,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 3,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2888% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 7,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 7,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 8,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3183% | 7,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9501% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 4,512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5813% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2105% | 4,535 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1336% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1308% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3016% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9684% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2384% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3169% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4474% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 4,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 1.1516% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0274% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2588% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4795% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4562% | 1,536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3099% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 1.6265% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 8,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6404% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3351% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9227% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4923% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 2.6700% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7062% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9043% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7744% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7817% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4086% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 5.8704% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2086% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1850% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7993% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9936% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3986% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 8,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6414% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8076% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3912% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9588% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3990% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 8,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 8,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0495% | 8,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5053% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3485% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7966% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4722% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1284% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2547% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 3,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 5,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0782% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0610% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6201% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3705% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0689% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7245% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7282% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2472% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5894% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5220% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3777% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5040% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7585% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4913% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7014% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9986% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5726% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 7,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1817% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0500% | 12,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1157% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1665% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3121% | 1,305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |