Home > Waukegan Savings Bank > Assets and Liabilities
Waukegan Savings Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 26 | 4,631 |
| Assets and Liabilities | ||
| Total Assets: | $83,679,000 | 5,337 |
| Cash and due from depository institutions | $4,184,000 | 4,631 |
| Interest-bearing balances | $3,780,000 | 4,633 |
| Securities | $9,149,000 | 5,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $62,164,000 | 4,681 |
| Loan loss allowance | $1,521,000 | 3,736 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,090,000 | 2,707 |
| Other real estate owned | $2,833,000 | 4,631 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,259,000 | 5,614 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $83,679,000 | 5,337 |
| Total liabilities | $83,638,000 | 5,058 |
| Total deposits | $73,001,000 | 5,250 |
| Interest-bearing deposits | $69,100,000 | 4,909 |
| Deposits held in domestic offices | $73,001,000 | 5,249 |
| % insured | 97.44% | 756 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $637,000 | 4,060 |
| Total equity capital | $41,000 | 7,242 |
| Total bank equity capital | $41,000 | 7,242 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $0 | 6,744 |
| Undivided profits | $41,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,898,000 | 1,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $273,000 | 6,015 |
| Earning assets | $75,093,000 | 5,367 |
| Long-term assets (5+ years) | $51,648,000 | 3,098 |
| Average Assets, year-to-date | $87,061,670 | 5,246 |
| Average Assets, quarterly | $86,310,000 | 5,276 |
| Volatile liabilities | $3,850,000 | 4,909 |
| Insider loans | $40,000 | 6,270 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $3,689,000 | 5,457 |
| Tier 1 (core) risk-based capital | $183,000 | 7,242 |
| Tier 2 risk-based capital | $183,000 | 6,721 |
| Total risk weighted assets | $56,485,000 | 5,104 |
| Total unused commitments | $3,689,000 | 5,457 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 26 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $88,941,000 | 5,259 |
| Cash and due from depository institutions | $7,312,000 | 4,653 |
| Interest-bearing balances | $6,967,000 | 3,979 |
| Securities | $9,536,000 | 5,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $63,363,000 | 4,635 |
| Loan loss allowance | $956,000 | 4,731 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,152,000 | 2,683 |
| Other real estate owned | $2,800,000 | 4,653 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,778,000 | 5,016 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $88,941,000 | 5,259 |
| Total liabilities | $87,186,000 | 5,008 |
| Total deposits | $77,497,000 | 5,179 |
| Interest-bearing deposits | $72,883,000 | 4,847 |
| Deposits held in domestic offices | $77,497,000 | 5,178 |
| % insured | 95.87% | 1,385 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $9,000,000 | 1,962 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $689,000 | 3,898 |
| Total equity capital | $1,755,000 | 7,187 |
| Total bank equity capital | $1,755,000 | 7,186 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $0 | 6,800 |
| Undivided profits | $1,755,000 | 5,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,921,000 | 2,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $290,000 | 5,919 |
| Earning assets | $79,866,000 | 5,266 |
| Long-term assets (5+ years) | $56,304,000 | 2,881 |
| Average Assets, year-to-date | $88,753,000 | 5,253 |
| Average Assets, quarterly | $88,753,000 | 5,253 |
| Volatile liabilities | $4,917,000 | 4,539 |
| Insider loans | $43,000 | 6,319 |
| FHLB advances | $9,000,000 | 1,884 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $3,892,000 | 5,467 |
| Tier 1 (core) risk-based capital | $1,890,000 | 7,150 |
| Tier 2 risk-based capital | $717,000 | 4,837 |
| Total risk weighted assets | $57,153,000 | 5,109 |
| Total unused commitments | $3,892,000 | 5,467 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 26 | 4,674 |
| Assets and Liabilities | ||
| Total Assets: | $88,565,000 | 5,261 |
| Cash and due from depository institutions | $6,892,000 | 4,674 |
| Interest-bearing balances | $6,326,000 | 3,759 |
| Securities | $9,388,000 | 5,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $63,677,000 | 4,672 |
| Loan loss allowance | $1,008,000 | 4,594 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,216,000 | 2,651 |
| Other real estate owned | $1,885,000 | 4,674 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,507,000 | 4,472 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $88,565,000 | 5,261 |
| Total liabilities | $86,000,000 | 5,036 |
| Total deposits | $76,409,000 | 5,197 |
| Interest-bearing deposits | $72,194,000 | 4,846 |
| Deposits held in domestic offices | $76,409,000 | 5,196 |
| % insured | 95.91% | 1,461 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $9,000,000 | 2,098 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $591,000 | 4,198 |
| Total equity capital | $2,565,000 | 7,090 |
| Total bank equity capital | $2,565,000 | 7,090 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $0 | 6,853 |
| Undivided profits | $2,565,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,767,000 | 2,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $285,000 | 6,074 |
| Earning assets | $79,391,000 | 5,287 |
| Long-term assets (5+ years) | $56,962,000 | 2,428 |
| Average Assets, year-to-date | $90,797,000 | 5,161 |
| Average Assets, quarterly | $88,178,000 | 5,261 |
| Volatile liabilities | $4,240,000 | 4,887 |
| Insider loans | $46,000 | 6,338 |
| FHLB advances | $9,000,000 | 2,005 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $4,556,000 | 5,199 |
| Tier 1 (core) risk-based capital | $2,513,000 | 7,076 |
| Tier 2 risk-based capital | $710,000 | 4,861 |
| Total risk weighted assets | $56,497,000 | 5,154 |
| Total unused commitments | $4,556,000 | 5,200 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 26 | 4,685 |
| Assets and Liabilities | ||
| Total Assets: | $87,791,000 | 5,304 |
| Cash and due from depository institutions | $6,399,000 | 4,685 |
| Interest-bearing balances | $5,727,000 | 3,962 |
| Securities | $9,803,000 | 5,744 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $62,420,000 | 4,761 |
| Loan loss allowance | $916,000 | 4,852 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,252,000 | 2,653 |
| Other real estate owned | $2,072,000 | 4,685 |
| Goodwill and other intangibles | $134,000 | 2,525 |
| All other assets | $2,711,000 | 4,347 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $87,791,000 | 5,304 |
| Total liabilities | $85,052,000 | 5,066 |
| Total deposits | $75,276,000 | 5,237 |
| Interest-bearing deposits | $71,274,000 | 4,905 |
| Deposits held in domestic offices | $75,276,000 | 5,236 |
| % insured | 96.14% | 1,412 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,000,000 | 2,160 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $776,000 | 3,891 |
| Total equity capital | $2,739,000 | 7,135 |
| Total bank equity capital | $2,739,000 | 7,135 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $0 | 6,919 |
| Undivided profits | $2,739,000 | 5,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,116,000 | 2,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $281,000 | 6,211 |
| Earning assets | $77,950,000 | 5,352 |
| Long-term assets (5+ years) | $58,521,000 | 2,300 |
| Average Assets, year-to-date | $91,355,000 | 5,189 |
| Average Assets, quarterly | $89,030,500 | 5,254 |
| Volatile liabilities | $4,227,000 | 4,962 |
| Insider loans | $240,000 | 5,616 |
| FHLB advances | $9,000,000 | 2,053 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $3,780,000 | 5,474 |
| Tier 1 (core) risk-based capital | $2,649,000 | 7,122 |
| Tier 2 risk-based capital | $688,000 | 4,977 |
| Total risk weighted assets | $54,950,000 | 5,264 |
| Total unused commitments | $3,780,000 | 5,477 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 26 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $90,677,000 | 5,257 |
| Cash and due from depository institutions | $5,351,000 | 4,732 |
| Interest-bearing balances | $4,689,000 | 4,082 |
| Securities | $13,273,000 | 5,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $63,155,000 | 4,782 |
| Loan loss allowance | $1,073,000 | 4,526 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,323,000 | 2,634 |
| Other real estate owned | $1,641,000 | 4,732 |
| Goodwill and other intangibles | $138,000 | 2,541 |
| All other assets | $2,796,000 | 4,320 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $90,677,000 | 5,257 |
| Total liabilities | $87,829,000 | 5,013 |
| Total deposits | $77,888,000 | 5,195 |
| Interest-bearing deposits | $73,518,000 | 4,852 |
| Deposits held in domestic offices | $77,888,000 | 5,194 |
| % insured | 96.45% | 1,317 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $9,000,000 | 2,220 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $941,000 | 3,336 |
| Total equity capital | $2,848,000 | 7,174 |
| Total bank equity capital | $2,848,000 | 7,174 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $0 | 6,993 |
| Undivided profits | $2,848,000 | 5,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,445,000 | 2,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $256,000 | 6,424 |
| Earning assets | $81,117,000 | 5,288 |
| Long-term assets (5+ years) | $61,079,000 | 2,213 |
| Average Assets, year-to-date | $93,028,330 | 5,168 |
| Average Assets, quarterly | $92,449,500 | 5,205 |
| Volatile liabilities | $4,545,000 | 4,875 |
| Insider loans | $246,000 | 5,657 |
| FHLB advances | $9,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,954,000 | 5,506 |
| Tier 1 (core) risk-based capital | $2,821,000 | 7,145 |
| Tier 2 risk-based capital | $685,000 | 5,038 |
| Total risk weighted assets | $54,417,000 | 5,336 |
| Total unused commitments | $3,954,000 | 5,507 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 26 | 4,760 |
| Assets and Liabilities | ||
| Total Assets: | $94,222,000 | 5,186 |
| Cash and due from depository institutions | $7,425,000 | 4,760 |
| Interest-bearing balances | $6,687,000 | 3,673 |
| Securities | $13,410,000 | 5,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $63,964,000 | 4,779 |
| Loan loss allowance | $916,000 | 4,905 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,410,000 | 2,623 |
| Other real estate owned | $1,970,000 | 4,760 |
| Goodwill and other intangibles | $144,000 | 2,531 |
| All other assets | $2,899,000 | 4,306 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $94,222,000 | 5,186 |
| Total liabilities | $90,796,000 | 4,958 |
| Total deposits | $78,931,000 | 5,209 |
| Interest-bearing deposits | $74,327,000 | 4,886 |
| Deposits held in domestic offices | $78,931,000 | 5,208 |
| % insured | 96.09% | 1,513 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,667,000 | 2,207 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,198,000 | 1,848 |
| Total equity capital | $3,426,000 | 7,039 |
| Total bank equity capital | $3,426,000 | 7,039 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $0 | 7,053 |
| Undivided profits | $3,426,000 | 4,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,569,000 | 3,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $296,000 | 6,174 |
| Earning assets | $84,061,000 | 5,245 |
| Long-term assets (5+ years) | $63,603,000 | 2,089 |
| Average Assets, year-to-date | $94,204,000 | 5,163 |
| Average Assets, quarterly | $94,204,000 | 5,163 |
| Volatile liabilities | $4,969,000 | 4,766 |
| Insider loans | $252,000 | 5,658 |
| FHLB advances | $9,667,000 | 2,106 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,204,000 | 5,474 |
| Tier 1 (core) risk-based capital | $3,632,000 | 6,941 |
| Tier 2 risk-based capital | $695,000 | 5,018 |
| Total risk weighted assets | $55,661,000 | 5,307 |
| Total unused commitments | $4,204,000 | 5,476 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 30 | 4,398 |
| Assets and Liabilities | ||
| Total Assets: | $94,186,000 | 5,213 |
| Cash and due from depository institutions | $7,054,000 | 4,398 |
| Interest-bearing balances | $6,444,000 | 3,508 |
| Securities | $10,810,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $67,100,000 | 4,751 |
| Loan loss allowance | $626,000 | 5,675 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,481,000 | 2,614 |
| Other real estate owned | $1,609,000 | 4,398 |
| Goodwill and other intangibles | $153,000 | 2,521 |
| All other assets | $2,979,000 | 4,340 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $94,186,000 | 5,213 |
| Total liabilities | $89,941,000 | 5,009 |
| Total deposits | $78,651,000 | 5,219 |
| Interest-bearing deposits | $75,197,000 | 4,849 |
| Deposits held in domestic offices | $78,651,000 | 5,218 |
| % insured | 96.34% | 1,378 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,667,000 | 2,373 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,623,000 | 2,348 |
| Total equity capital | $4,245,000 | 6,853 |
| Total bank equity capital | $4,245,000 | 6,853 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $0 | 7,133 |
| Undivided profits | $4,245,000 | 4,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,102,000 | 2,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $314,000 | 6,154 |
| Earning assets | $84,354,000 | 5,249 |
| Long-term assets (5+ years) | $63,654,000 | 2,061 |
| Average Assets, year-to-date | $97,509,800 | 5,061 |
| Average Assets, quarterly | $94,001,000 | 5,200 |
| Volatile liabilities | $18,380,000 | 4,906 |
| Insider loans | $429,000 | 5,242 |
| FHLB advances | $9,667,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $4,178,000 | 5,466 |
| Tier 1 (core) risk-based capital | $4,411,000 | 6,757 |
| Tier 2 risk-based capital | $626,000 | 5,304 |
| Total risk weighted assets | $58,416,000 | 5,289 |
| Total unused commitments | $4,178,000 | 5,468 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 28 | 4,666 |
| Assets and Liabilities | ||
| Total Assets: | $93,816,000 | 5,256 |
| Cash and due from depository institutions | $5,154,000 | 4,666 |
| Interest-bearing balances | $4,502,000 | 4,018 |
| Securities | $9,412,000 | 5,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $69,882,000 | 4,713 |
| Loan loss allowance | $518,000 | 6,054 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,571,000 | 2,613 |
| Other real estate owned | $1,547,000 | 4,666 |
| Goodwill and other intangibles | $173,000 | 2,468 |
| All other assets | $3,077,000 | 4,344 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $93,816,000 | 5,255 |
| Total liabilities | $89,085,000 | 5,074 |
| Total deposits | $78,153,000 | 5,251 |
| Interest-bearing deposits | $74,874,000 | 4,916 |
| Deposits held in domestic offices | $78,153,000 | 5,249 |
| % insured | 96.66% | 924 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,667,000 | 2,463 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,265,000 | 3,067 |
| Total equity capital | $4,731,000 | 6,834 |
| Total bank equity capital | $4,731,000 | 6,834 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $0 | 7,229 |
| Undivided profits | $4,731,000 | 4,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,303,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $314,000 | 6,390 |
| Earning assets | $83,796,000 | 5,307 |
| Long-term assets (5+ years) | $61,341,000 | 2,065 |
| Average Assets, year-to-date | $98,340,750 | 5,099 |
| Average Assets, quarterly | $95,241,500 | 5,210 |
| Volatile liabilities | $17,952,000 | 5,059 |
| Insider loans | $436,000 | 5,292 |
| FHLB advances | $9,667,000 | 2,358 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $4,231,000 | 5,527 |
| Tier 1 (core) risk-based capital | $4,567,000 | 6,800 |
| Tier 2 risk-based capital | $566,000 | 5,562 |
| Total risk weighted assets | $60,830,000 | 5,258 |
| Total unused commitments | $4,231,000 | 5,532 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 28 | 4,711 |
| Assets and Liabilities | ||
| Total Assets: | $96,667,000 | 5,181 |
| Cash and due from depository institutions | $5,884,000 | 4,711 |
| Interest-bearing balances | $5,399,000 | 3,628 |
| Securities | $10,972,000 | 5,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $70,608,000 | 4,728 |
| Loan loss allowance | $767,000 | 5,360 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,635,000 | 2,600 |
| Other real estate owned | $1,337,000 | 4,711 |
| Goodwill and other intangibles | $180,000 | 2,461 |
| All other assets | $3,051,000 | 4,387 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $96,667,000 | 5,181 |
| Total liabilities | $91,775,000 | 5,001 |
| Total deposits | $80,399,000 | 5,189 |
| Interest-bearing deposits | $76,876,000 | 4,866 |
| Deposits held in domestic offices | $80,399,000 | 5,188 |
| % insured | 96.32% | 1,112 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $9,667,000 | 2,563 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,709,000 | 2,369 |
| Total equity capital | $4,892,000 | 6,819 |
| Total bank equity capital | $4,892,000 | 6,819 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $0 | 7,286 |
| Undivided profits | $4,892,000 | 4,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,497,000 | 2,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $384,000 | 5,901 |
| Earning assets | $86,979,000 | 5,218 |
| Long-term assets (5+ years) | $61,741,000 | 2,027 |
| Average Assets, year-to-date | $99,849,000 | 5,078 |
| Average Assets, quarterly | $98,285,500 | 5,136 |
| Volatile liabilities | $16,707,000 | 5,222 |
| Insider loans | $442,000 | 5,337 |
| FHLB advances | $9,667,000 | 2,460 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $4,022,000 | 5,693 |
| Tier 1 (core) risk-based capital | $4,711,000 | 6,805 |
| Tier 2 risk-based capital | $749,000 | 4,978 |
| Total risk weighted assets | $59,653,000 | 5,335 |
| Total unused commitments | $4,022,000 | 5,695 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 30 | 4,535 |
| Assets and Liabilities | ||
| Total Assets: | $99,904,000 | 5,165 |
| Cash and due from depository institutions | $7,710,000 | 4,535 |
| Interest-bearing balances | $6,996,000 | 3,203 |
| Securities | $12,184,000 | 5,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $70,872,000 | 4,764 |
| Loan loss allowance | $967,000 | 4,886 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,675,000 | 2,622 |
| Other real estate owned | $1,542,000 | 4,535 |
| Goodwill and other intangibles | $186,000 | 2,473 |
| All other assets | $2,735,000 | 4,732 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $99,904,000 | 5,165 |
| Total liabilities | $94,966,000 | 4,966 |
| Total deposits | $83,370,000 | 5,157 |
| Interest-bearing deposits | $78,066,000 | 4,897 |
| Deposits held in domestic offices | $83,370,000 | 5,156 |
| % insured | 96.25% | 1,204 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,667,000 | 2,687 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,929,000 | 2,165 |
| Total equity capital | $4,938,000 | 6,852 |
| Total bank equity capital | $4,938,000 | 6,852 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $4,938,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,257,000 | 2,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $345,000 | 6,224 |
| Earning assets | $90,052,000 | 5,177 |
| Long-term assets (5+ years) | $63,150,000 | 1,999 |
| Average Assets, year-to-date | $101,440,000 | 5,106 |
| Average Assets, quarterly | $101,440,000 | 5,106 |
| Volatile liabilities | $17,637,000 | 5,178 |
| Insider loans | $302,000 | 5,814 |
| FHLB advances | $9,667,000 | 2,568 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,069,000 | 5,826 |
| Tier 1 (core) risk-based capital | $4,810,000 | 6,824 |
| Tier 2 risk-based capital | $801,000 | 4,834 |
| Total risk weighted assets | $60,683,000 | 5,358 |
| Total unused commitments | $4,069,000 | 5,829 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 30 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $102,976,000 | 5,090 |
| Cash and due from depository institutions | $6,414,000 | 4,580 |
| Interest-bearing balances | $5,735,000 | 3,118 |
| Securities | $15,641,000 | 4,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $71,948,000 | 4,782 |
| Loan loss allowance | $551,000 | 6,014 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,768,000 | 2,617 |
| Other real estate owned | $1,154,000 | 4,580 |
| Goodwill and other intangibles | $190,000 | 2,477 |
| All other assets | $2,861,000 | 4,707 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $102,976,000 | 5,090 |
| Total liabilities | $96,881,000 | 4,935 |
| Total deposits | $81,622,000 | 5,220 |
| Interest-bearing deposits | $69,353,000 | 5,214 |
| Deposits held in domestic offices | $81,622,000 | 5,220 |
| % insured | 98.77% | 400 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,833,000 | 2,350 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,426,000 | 2,752 |
| Total equity capital | $6,095,000 | 6,515 |
| Total bank equity capital | $6,095,000 | 6,515 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $6,095,000 | 3,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,662,000 | 2,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $410,000 | 5,946 |
| Earning assets | $93,324,000 | 5,093 |
| Long-term assets (5+ years) | $63,193,000 | 1,983 |
| Average Assets, year-to-date | $104,031,200 | 4,983 |
| Average Assets, quarterly | $102,613,500 | 5,078 |
| Volatile liabilities | $21,496,000 | 4,757 |
| Insider loans | $306,000 | 5,883 |
| FHLB advances | $13,833,000 | 2,243 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $4,056,000 | 5,815 |
| Tier 1 (core) risk-based capital | $5,862,000 | 6,506 |
| Tier 2 risk-based capital | $594,000 | 5,558 |
| Total risk weighted assets | $61,216,000 | 5,395 |
| Total unused commitments | $4,056,000 | 5,817 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 31 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $102,251,000 | 5,127 |
| Cash and due from depository institutions | $4,579,000 | 4,522 |
| Interest-bearing balances | $3,898,000 | 3,424 |
| Securities | $15,893,000 | 4,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $73,269,000 | 4,780 |
| Loan loss allowance | $609,000 | 5,816 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,841,000 | 2,599 |
| Other real estate owned | $1,246,000 | 4,522 |
| Goodwill and other intangibles | $196,000 | 2,500 |
| All other assets | $2,227,000 | 4,869 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $102,251,000 | 5,127 |
| Total liabilities | $95,706,000 | 4,974 |
| Total deposits | $80,202,000 | 5,248 |
| Interest-bearing deposits | $5,719,000 | 7,995 |
| Deposits held in domestic offices | $80,202,000 | 5,247 |
| % insured | 97.92% | 759 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,500,000 | 2,379 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,004,000 | 3,770 |
| Total equity capital | $6,545,000 | 6,473 |
| Total bank equity capital | $6,545,000 | 6,473 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $6,545,000 | 3,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,574,000 | 2,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $386,000 | 6,304 |
| Earning assets | $93,060,000 | 5,124 |
| Long-term assets (5+ years) | $50,355,000 | 2,366 |
| Average Assets, year-to-date | $104,295,000 | 5,007 |
| Average Assets, quarterly | $103,361,500 | 5,074 |
| Volatile liabilities | $20,439,000 | 4,929 |
| Insider loans | $311,000 | 5,897 |
| FHLB advances | $14,500,000 | 2,266 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,094,000 | 5,895 |
| Tier 1 (core) risk-based capital | $6,319,000 | 6,427 |
| Tier 2 risk-based capital | $657,000 | 5,316 |
| Total risk weighted assets | $59,794,000 | 5,486 |
| Total unused commitments | $4,094,000 | 5,895 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 31 | 4,585 |
| Assets and Liabilities | ||
| Total Assets: | $104,472,000 | 5,071 |
| Cash and due from depository institutions | $5,999,000 | 4,585 |
| Interest-bearing balances | $5,334,000 | 2,682 |
| Securities | $16,462,000 | 4,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $73,342,000 | 4,815 |
| Loan loss allowance | $670,000 | 5,588 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,883,000 | 2,608 |
| Other real estate owned | $1,246,000 | 4,585 |
| Goodwill and other intangibles | $205,000 | 2,498 |
| All other assets | $2,335,000 | 4,774 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $104,472,000 | 5,071 |
| Total liabilities | $97,915,000 | 4,929 |
| Total deposits | $82,674,000 | 5,182 |
| Interest-bearing deposits | $77,381,000 | 4,904 |
| Deposits held in domestic offices | $82,674,000 | 5,180 |
| % insured | 92.29% | 546 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,500,000 | 2,461 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $741,000 | 4,448 |
| Total equity capital | $6,557,000 | 6,484 |
| Total bank equity capital | $6,557,000 | 6,484 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $6,557,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,620,000 | 3,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $470,000 | 5,703 |
| Earning assets | $95,138,000 | 5,075 |
| Long-term assets (5+ years) | $49,900,000 | 2,345 |
| Average Assets, year-to-date | $104,976,330 | 5,017 |
| Average Assets, quarterly | $105,817,000 | 5,024 |
| Volatile liabilities | $19,628,000 | 5,017 |
| Insider loans | $315,000 | 5,952 |
| FHLB advances | $14,500,000 | 2,335 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,384,000 | 5,958 |
| Tier 1 (core) risk-based capital | $6,567,000 | 6,378 |
| Tier 2 risk-based capital | $686,000 | 5,215 |
| Total risk weighted assets | $59,218,000 | 5,539 |
| Total unused commitments | $4,384,000 | 5,960 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 34 | 4,347 |
| Assets and Liabilities | ||
| Total Assets: | $107,162,000 | 5,003 |
| Cash and due from depository institutions | $8,449,000 | 4,347 |
| Interest-bearing balances | $7,436,000 | 2,001 |
| Securities | $15,129,000 | 5,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $74,997,000 | 4,765 |
| Loan loss allowance | $644,000 | 5,625 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,929,000 | 2,613 |
| Other real estate owned | $1,246,000 | 4,347 |
| Goodwill and other intangibles | $215,000 | 2,475 |
| All other assets | $2,197,000 | 4,912 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $107,162,000 | 5,003 |
| Total liabilities | $100,381,000 | 4,854 |
| Total deposits | $81,994,000 | 5,182 |
| Interest-bearing deposits | $75,101,000 | 4,998 |
| Deposits held in domestic offices | $81,994,000 | 5,179 |
| % insured | 93.04% | 471 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $17,500,000 | 2,240 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $887,000 | 3,976 |
| Total equity capital | $6,781,000 | 6,489 |
| Total bank equity capital | $6,781,000 | 6,488 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $6,781,000 | 3,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 4,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $393,000 | 6,216 |
| Earning assets | $97,562,000 | 5,009 |
| Long-term assets (5+ years) | $51,048,000 | 2,297 |
| Average Assets, year-to-date | $105,228,500 | 5,034 |
| Average Assets, quarterly | $105,228,500 | 5,034 |
| Volatile liabilities | $19,232,000 | 5,062 |
| Insider loans | $319,000 | 5,991 |
| FHLB advances | $17,500,000 | 2,129 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,413,000 | 6,049 |
| Tier 1 (core) risk-based capital | $6,787,000 | 6,363 |
| Tier 2 risk-based capital | $643,000 | 5,356 |
| Total risk weighted assets | $63,301,000 | 5,386 |
| Total unused commitments | $4,413,000 | 6,051 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $103,295,000 | 5,081 |
| Cash and due from depository institutions | $4,111,000 | 4,134 |
| Interest-bearing balances | $2,904,000 | 2,548 |
| Securities | $13,063,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $77,322,000 | 4,710 |
| Loan loss allowance | $331,000 | 6,897 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,964,000 | 2,605 |
| Other real estate owned | $1,296,000 | 4,134 |
| Goodwill and other intangibles | $222,000 | 2,459 |
| All other assets | $2,317,000 | 4,870 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $103,295,000 | 5,081 |
| Total liabilities | $95,674,000 | 4,956 |
| Total deposits | $77,400,000 | 5,299 |
| Interest-bearing deposits | $71,701,000 | 5,049 |
| Deposits held in domestic offices | $77,400,000 | 5,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $17,500,000 | 2,387 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $774,000 | 4,313 |
| Total equity capital | $7,621,000 | 6,209 |
| Total bank equity capital | $7,621,000 | 6,209 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $7,621,000 | 3,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $484,000 | 5,850 |
| Earning assets | $93,289,000 | 5,109 |
| Long-term assets (5+ years) | $56,367,000 | 2,106 |
| Average Assets, year-to-date | $106,601,600 | 4,863 |
| Average Assets, quarterly | $103,426,000 | 5,038 |
| Volatile liabilities | $17,933,000 | 5,172 |
| Insider loans | $539,000 | 5,400 |
| FHLB advances | $17,500,000 | 2,285 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $4,558,000 | 6,004 |
| Tier 1 (core) risk-based capital | $7,477,000 | 6,136 |
| Tier 2 risk-based capital | $331,000 | 6,704 |
| Total risk weighted assets | $64,216,000 | 5,362 |
| Total unused commitments | $4,558,000 | 6,005 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $103,557,000 | 5,045 |
| Cash and due from depository institutions | $3,672,000 | 3,844 |
| Interest-bearing balances | $2,885,000 | 1,955 |
| Securities | $12,424,000 | 5,454 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $78,755,000 | 4,648 |
| Loan loss allowance | $325,000 | 6,904 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,967,000 | 2,595 |
| Other real estate owned | $1,296,000 | 3,844 |
| Goodwill and other intangibles | $229,000 | 2,500 |
| All other assets | $2,214,000 | 5,045 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $103,557,000 | 5,045 |
| Total liabilities | $95,678,000 | 4,915 |
| Total deposits | $75,945,000 | 5,311 |
| Interest-bearing deposits | $70,209,000 | 5,056 |
| Deposits held in domestic offices | $75,945,000 | 5,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $19,000,000 | 2,300 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $733,000 | 4,577 |
| Total equity capital | $7,879,000 | 6,179 |
| Total bank equity capital | $7,879,000 | 6,179 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $7,879,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $413,000 | 6,427 |
| Earning assets | $94,064,000 | 5,067 |
| Long-term assets (5+ years) | $55,848,000 | 2,072 |
| Average Assets, year-to-date | $107,428,250 | 4,860 |
| Average Assets, quarterly | $104,702,000 | 4,979 |
| Volatile liabilities | $15,932,000 | 5,353 |
| Insider loans | $539,000 | 5,397 |
| FHLB advances | $17,500,000 | 2,295 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,938,000 | 5,981 |
| Tier 1 (core) risk-based capital | $8,059,000 | 6,031 |
| Tier 2 risk-based capital | $326,000 | 6,718 |
| Total risk weighted assets | $64,506,000 | 5,369 |
| Total unused commitments | $4,938,000 | 5,983 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 39 | 4,064 |
| Assets and Liabilities | ||
| Total Assets: | $105,847,000 | 4,996 |
| Cash and due from depository institutions | $4,079,000 | 4,064 |
| Interest-bearing balances | $3,352,000 | 1,657 |
| Securities | $14,147,000 | 5,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $78,788,000 | 4,620 |
| Loan loss allowance | $335,000 | 6,866 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,959,000 | 2,599 |
| Other real estate owned | $1,296,000 | 4,064 |
| Goodwill and other intangibles | $233,000 | 2,515 |
| All other assets | $2,345,000 | 4,848 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $105,847,000 | 4,996 |
| Total liabilities | $97,357,000 | 4,877 |
| Total deposits | $79,121,000 | 5,195 |
| Interest-bearing deposits | $72,379,000 | 4,967 |
| Deposits held in domestic offices | $79,121,000 | 5,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,500,000 | 2,332 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $736,000 | 4,532 |
| Total equity capital | $8,490,000 | 5,981 |
| Total bank equity capital | $8,490,000 | 5,981 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $8,490,000 | 3,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $521,000 | 5,761 |
| Earning assets | $96,287,000 | 5,008 |
| Long-term assets (5+ years) | $55,225,000 | 2,080 |
| Average Assets, year-to-date | $108,718,670 | 4,843 |
| Average Assets, quarterly | $108,262,000 | 4,908 |
| Volatile liabilities | $11,999,000 | 5,956 |
| Insider loans | $549,000 | 5,370 |
| FHLB advances | $17,500,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,568,000 | 5,573 |
| Tier 1 (core) risk-based capital | $8,693,000 | 5,829 |
| Tier 2 risk-based capital | $335,000 | 6,679 |
| Total risk weighted assets | $66,491,000 | 5,286 |
| Total unused commitments | $6,568,000 | 5,575 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 38 | 4,139 |
| Assets and Liabilities | ||
| Total Assets: | $110,677,000 | 4,835 |
| Cash and due from depository institutions | $2,952,000 | 4,139 |
| Interest-bearing balances | $2,148,000 | 2,275 |
| Securities | $19,436,000 | 4,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $79,480,000 | 4,554 |
| Loan loss allowance | $326,000 | 6,879 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,919,000 | 2,597 |
| Other real estate owned | $1,296,000 | 4,139 |
| Goodwill and other intangibles | $242,000 | 2,511 |
| All other assets | $2,352,000 | 4,751 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $110,677,000 | 4,835 |
| Total liabilities | $101,507,000 | 4,745 |
| Total deposits | $83,670,000 | 5,056 |
| Interest-bearing deposits | $75,972,000 | 4,867 |
| Deposits held in domestic offices | $83,670,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,000,000 | 2,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $837,000 | 4,422 |
| Total equity capital | $9,170,000 | 5,818 |
| Total bank equity capital | $9,170,000 | 5,818 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $9,170,000 | 3,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $504,000 | 5,839 |
| Earning assets | $101,064,000 | 4,870 |
| Long-term assets (5+ years) | $56,262,000 | 1,974 |
| Average Assets, year-to-date | $110,154,500 | 4,808 |
| Average Assets, quarterly | $110,154,500 | 4,808 |
| Volatile liabilities | $15,096,000 | 5,442 |
| Insider loans | $495,000 | 5,503 |
| FHLB advances | $17,000,000 | 2,089 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,978,000 | 5,509 |
| Tier 1 (core) risk-based capital | $9,126,000 | 5,676 |
| Tier 2 risk-based capital | $326,000 | 6,708 |
| Total risk weighted assets | $62,645,000 | 5,391 |
| Total unused commitments | $6,978,000 | 5,513 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $109,632,000 | 4,805 |
| Cash and due from depository institutions | $4,478,000 | 3,927 |
| Interest-bearing balances | $3,686,000 | 1,368 |
| Securities | $14,784,000 | 5,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $81,548,000 | 4,470 |
| Loan loss allowance | $392,000 | 6,542 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,277,000 | 2,059 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $252,000 | 2,478 |
| All other assets | $2,293,000 | 4,853 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $109,632,000 | 4,804 |
| Total liabilities | $100,263,000 | 4,710 |
| Total deposits | $82,223,000 | 5,065 |
| Interest-bearing deposits | $76,525,000 | 4,792 |
| Deposits held in domestic offices | $82,223,000 | 5,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,000,000 | 2,075 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,040,000 | 3,901 |
| Total equity capital | $9,369,000 | 5,701 |
| Total bank equity capital | $9,369,000 | 5,701 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $9,369,000 | 3,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $436,000 | 6,422 |
| Earning assets | $100,018,000 | 4,824 |
| Long-term assets (5+ years) | $50,901,000 | 1,970 |
| Average Assets, year-to-date | $114,266,000 | 4,579 |
| Average Assets, quarterly | $109,965,000 | 4,752 |
| Volatile liabilities | $14,892,000 | 5,457 |
| Insider loans | $506,000 | 5,476 |
| FHLB advances | $17,000,000 | 1,975 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $6,520,000 | 5,570 |
| Tier 1 (core) risk-based capital | $9,301,000 | 5,608 |
| Tier 2 risk-based capital | $392,000 | 6,356 |
| Total risk weighted assets | $62,312,000 | 5,387 |
| Total unused commitments | $6,520,000 | 5,570 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $110,298,000 | 4,745 |
| Cash and due from depository institutions | $4,243,000 | 3,923 |
| Interest-bearing balances | $3,257,000 | 1,360 |
| Securities | $14,521,000 | 5,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $82,624,000 | 4,395 |
| Loan loss allowance | $295,000 | 7,105 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,343,000 | 1,983 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $258,000 | 2,470 |
| All other assets | $2,309,000 | 4,928 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $110,298,000 | 4,745 |
| Total liabilities | $100,707,000 | 4,666 |
| Total deposits | $82,770,000 | 5,006 |
| Interest-bearing deposits | $77,393,000 | 4,718 |
| Deposits held in domestic offices | $82,770,000 | 5,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $937,000 | 4,230 |
| Total equity capital | $9,591,000 | 5,611 |
| Total bank equity capital | $9,591,000 | 5,611 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $9,591,000 | 3,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 5,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $490,000 | 6,362 |
| Earning assets | $100,402,000 | 4,774 |
| Long-term assets (5+ years) | $51,586,000 | 1,888 |
| Average Assets, year-to-date | $115,424,500 | 4,562 |
| Average Assets, quarterly | $111,966,000 | 4,666 |
| Volatile liabilities | $14,137,000 | 5,534 |
| Insider loans | $456,000 | 5,623 |
| FHLB advances | $17,000,000 | 1,847 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,253,000 | 5,396 |
| Tier 1 (core) risk-based capital | $9,591,000 | 5,500 |
| Tier 2 risk-based capital | $295,000 | 6,945 |
| Total risk weighted assets | $71,846,000 | 4,954 |
| Total unused commitments | $7,253,000 | 5,397 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $113,634,000 | 4,658 |
| Cash and due from depository institutions | $5,163,000 | 4,192 |
| Interest-bearing balances | $4,287,000 | 1,180 |
| Securities | $16,319,000 | 4,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $83,150,000 | 4,350 |
| Loan loss allowance | $239,000 | 7,457 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,425,000 | 1,951 |
| Other real estate owned | $0 | 4,192 |
| Goodwill and other intangibles | $263,000 | 2,484 |
| All other assets | $2,314,000 | 4,887 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $113,634,000 | 4,658 |
| Total liabilities | $103,936,000 | 4,586 |
| Total deposits | $85,952,000 | 4,914 |
| Interest-bearing deposits | $79,321,000 | 4,630 |
| Deposits held in domestic offices | $85,952,000 | 4,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,000,000 | 1,852 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $984,000 | 3,912 |
| Total equity capital | $9,698,000 | 5,517 |
| Total bank equity capital | $9,698,000 | 5,517 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $9,698,000 | 3,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $446,000 | 6,417 |
| Earning assets | $103,756,000 | 4,671 |
| Long-term assets (5+ years) | $51,287,000 | 1,869 |
| Average Assets, year-to-date | $117,133,330 | 4,539 |
| Average Assets, quarterly | $115,619,000 | 4,613 |
| Volatile liabilities | $13,903,000 | 5,524 |
| Insider loans | $613,000 | 5,151 |
| FHLB advances | $17,000,000 | 1,751 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,345,000 | 5,668 |
| Tier 1 (core) risk-based capital | $9,717,000 | 5,441 |
| Tier 2 risk-based capital | $239,000 | 7,307 |
| Total risk weighted assets | $68,914,000 | 5,066 |
| Total unused commitments | $6,345,000 | 5,670 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $117,604,000 | 4,588 |
| Cash and due from depository institutions | $7,818,000 | 3,774 |
| Interest-bearing balances | $6,994,000 | 900 |
| Securities | $17,172,000 | 4,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $83,527,000 | 4,323 |
| Loan loss allowance | $242,000 | 7,468 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,501,000 | 1,893 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $269,000 | 2,476 |
| All other assets | $2,317,000 | 4,776 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $117,604,000 | 4,588 |
| Total liabilities | $107,684,000 | 4,493 |
| Total deposits | $86,661,000 | 4,907 |
| Interest-bearing deposits | $79,282,000 | 4,647 |
| Deposits held in domestic offices | $86,661,000 | 4,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,023,000 | 3,847 |
| Total equity capital | $9,920,000 | 5,435 |
| Total bank equity capital | $9,920,000 | 5,435 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $9,920,000 | 3,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $414,000 | 6,502 |
| Earning assets | $107,693,000 | 4,611 |
| Long-term assets (5+ years) | $50,636,000 | 1,853 |
| Average Assets, year-to-date | $118,883,000 | 4,521 |
| Average Assets, quarterly | $118,883,000 | 4,521 |
| Volatile liabilities | $14,596,000 | 5,352 |
| Insider loans | $615,000 | 5,168 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,511,000 | 5,962 |
| Tier 1 (core) risk-based capital | $9,925,000 | 5,340 |
| Tier 2 risk-based capital | $242,000 | 7,306 |
| Total risk weighted assets | $71,706,000 | 4,922 |
| Total unused commitments | $5,511,000 | 5,962 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $120,162,000 | 4,490 |
| Cash and due from depository institutions | $5,565,000 | 4,025 |
| Interest-bearing balances | $4,536,000 | 1,159 |
| Securities | $19,709,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $85,186,000 | 4,247 |
| Loan loss allowance | $199,000 | 7,723 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,926,000 | 1,745 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $277,000 | 2,454 |
| All other assets | $2,499,000 | 4,660 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $120,162,000 | 4,490 |
| Total liabilities | $109,436,000 | 4,415 |
| Total deposits | $83,709,000 | 4,975 |
| Interest-bearing deposits | $77,384,000 | 4,686 |
| Deposits held in domestic offices | $83,709,000 | 4,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,750,000 | 1,485 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $977,000 | 3,913 |
| Total equity capital | $10,726,000 | 5,126 |
| Total bank equity capital | $10,726,000 | 5,126 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $10,726,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $447,000 | 6,415 |
| Earning assets | $109,431,000 | 4,509 |
| Long-term assets (5+ years) | $57,054,000 | 1,691 |
| Average Assets, year-to-date | $121,429,200 | 4,333 |
| Average Assets, quarterly | $120,296,000 | 4,437 |
| Volatile liabilities | $17,926,000 | 4,954 |
| Insider loans | $613,000 | 5,142 |
| FHLB advances | $24,750,000 | 1,406 |
| Loans and leases held for sale | $4,635,000 | 402 |
| Unused loan commitments | $5,648,000 | 5,835 |
| Tier 1 (core) risk-based capital | $10,576,000 | 5,094 |
| Tier 2 risk-based capital | $199,000 | 7,595 |
| Total risk weighted assets | $68,973,000 | 4,992 |
| Total unused commitments | $5,648,000 | 5,837 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $120,430,000 | 4,446 |
| Cash and due from depository institutions | $3,387,000 | 4,043 |
| Interest-bearing balances | $2,457,000 | 1,588 |
| Securities | $21,571,000 | 4,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $85,404,000 | 4,239 |
| Loan loss allowance | $174,000 | 7,914 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,054,000 | 1,674 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $283,000 | 2,450 |
| All other assets | $2,731,000 | 4,488 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $120,430,000 | 4,446 |
| Total liabilities | $109,524,000 | 4,391 |
| Total deposits | $82,309,000 | 4,969 |
| Interest-bearing deposits | $76,851,000 | 4,637 |
| Deposits held in domestic offices | $82,309,000 | 4,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,250,000 | 1,483 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $965,000 | 3,930 |
| Total equity capital | $10,906,000 | 5,051 |
| Total bank equity capital | $10,906,000 | 5,051 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $10,906,000 | 2,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $462,000 | 6,402 |
| Earning assets | $109,432,000 | 4,486 |
| Long-term assets (5+ years) | $57,644,000 | 1,670 |
| Average Assets, year-to-date | $121,746,000 | 4,351 |
| Average Assets, quarterly | $120,658,500 | 4,415 |
| Volatile liabilities | $25,355,000 | 4,125 |
| Insider loans | $598,000 | 5,199 |
| FHLB advances | $26,250,000 | 1,392 |
| Loans and leases held for sale | $3,860,000 | 460 |
| Unused loan commitments | $6,522,000 | 5,598 |
| Tier 1 (core) risk-based capital | $10,902,000 | 5,004 |
| Tier 2 risk-based capital | $174,000 | 7,822 |
| Total risk weighted assets | $66,916,000 | 5,080 |
| Total unused commitments | $6,522,000 | 5,599 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $120,887,000 | 4,421 |
| Cash and due from depository institutions | $2,779,000 | 3,488 |
| Interest-bearing balances | $1,767,000 | 1,916 |
| Securities | $23,042,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $84,878,000 | 4,211 |
| Loan loss allowance | $185,000 | 7,872 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,172,000 | 1,610 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $291,000 | 2,441 |
| All other assets | $2,725,000 | 4,419 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $120,887,000 | 4,421 |
| Total liabilities | $110,050,000 | 4,363 |
| Total deposits | $84,044,000 | 4,888 |
| Interest-bearing deposits | $78,068,000 | 4,575 |
| Deposits held in domestic offices | $84,044,000 | 4,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,006,000 | 3,526 |
| Total equity capital | $10,837,000 | 4,950 |
| Total bank equity capital | $10,837,000 | 4,950 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $10,837,000 | 2,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $457,000 | 6,114 |
| Earning assets | $109,687,000 | 4,451 |
| Long-term assets (5+ years) | $57,288,000 | 1,666 |
| Average Assets, year-to-date | $122,184,670 | 4,348 |
| Average Assets, quarterly | $122,041,500 | 4,380 |
| Volatile liabilities | $24,464,000 | 4,135 |
| Insider loans | $603,000 | 5,152 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $2,799,000 | 556 |
| Unused loan commitments | $6,815,000 | 5,565 |
| Tier 1 (core) risk-based capital | $11,071,000 | 4,881 |
| Tier 2 risk-based capital | $185,000 | 7,749 |
| Total risk weighted assets | $69,547,000 | 4,939 |
| Total unused commitments | $6,815,000 | 5,567 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $123,196,000 | 4,352 |
| Cash and due from depository institutions | $3,805,000 | 3,344 |
| Interest-bearing balances | $2,651,000 | 1,687 |
| Securities | $25,507,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $83,276,000 | 4,219 |
| Loan loss allowance | $188,000 | 7,871 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,273,000 | 1,566 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $294,000 | 2,425 |
| All other assets | $3,041,000 | 4,054 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $123,196,000 | 4,352 |
| Total liabilities | $111,987,000 | 4,299 |
| Total deposits | $85,863,000 | 4,812 |
| Interest-bearing deposits | $79,122,000 | 4,524 |
| Deposits held in domestic offices | $85,863,000 | 4,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,489 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,124,000 | 3,275 |
| Total equity capital | $11,209,000 | 4,801 |
| Total bank equity capital | $11,209,000 | 4,801 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $11,209,000 | 2,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $431,000 | 6,133 |
| Earning assets | $111,434,000 | 4,403 |
| Long-term assets (5+ years) | $57,820,000 | 1,629 |
| Average Assets, year-to-date | $122,833,500 | 4,338 |
| Average Assets, quarterly | $122,833,500 | 4,338 |
| Volatile liabilities | $17,391,000 | 4,871 |
| Insider loans | $772,000 | 4,695 |
| FHLB advances | $25,000,000 | 1,401 |
| Loans and leases held for sale | $2,926,000 | 471 |
| Unused loan commitments | $7,351,000 | 5,418 |
| Tier 1 (core) risk-based capital | $11,301,000 | 4,742 |
| Tier 2 risk-based capital | $188,000 | 7,731 |
| Total risk weighted assets | $66,584,000 | 5,016 |
| Total unused commitments | $7,351,000 | 5,419 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $122,471,000 | 4,358 |
| Cash and due from depository institutions | $5,379,000 | 3,471 |
| Interest-bearing balances | $4,109,000 | 1,282 |
| Securities | $27,529,000 | 3,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $78,939,000 | 4,333 |
| Loan loss allowance | $157,000 | 8,079 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,443,000 | 1,506 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $382,000 | 2,262 |
| All other assets | $2,799,000 | 4,243 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $122,471,000 | 4,358 |
| Total liabilities | $110,683,000 | 4,312 |
| Total deposits | $83,832,000 | 4,882 |
| Interest-bearing deposits | $77,965,000 | 4,541 |
| Deposits held in domestic offices | $83,832,000 | 4,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,821 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $901,000 | 3,739 |
| Total equity capital | $11,788,000 | 4,608 |
| Total bank equity capital | $11,788,000 | 4,608 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $11,788,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $417,000 | 6,288 |
| Earning assets | $110,577,000 | 4,389 |
| Long-term assets (5+ years) | $55,348,000 | 1,650 |
| Average Assets, year-to-date | $124,840,600 | 4,146 |
| Average Assets, quarterly | $122,726,500 | 4,307 |
| Volatile liabilities | $17,373,000 | 4,785 |
| Insider loans | $762,000 | 4,709 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $3,101,000 | 451 |
| Unused loan commitments | $5,862,000 | 5,779 |
| Tier 1 (core) risk-based capital | $11,973,000 | 4,509 |
| Tier 2 risk-based capital | $157,000 | 7,992 |
| Total risk weighted assets | $61,243,000 | 5,241 |
| Total unused commitments | $5,862,000 | 5,779 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $122,982,000 | 4,285 |
| Cash and due from depository institutions | $4,050,000 | 3,586 |
| Interest-bearing balances | $2,980,000 | 1,587 |
| Securities | $31,063,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $77,061,000 | 4,368 |
| Loan loss allowance | $150,000 | 8,162 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,596,000 | 1,434 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $331,000 | 2,326 |
| All other assets | $2,881,000 | 4,121 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,982,000 | 4,285 |
| Total liabilities | $110,931,000 | 4,255 |
| Total deposits | $84,961,000 | 4,790 |
| Interest-bearing deposits | $78,960,000 | 4,452 |
| Deposits held in domestic offices | $84,961,000 | 4,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,000,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $970,000 | 3,521 |
| Total equity capital | $12,051,000 | 4,503 |
| Total bank equity capital | $12,051,000 | 4,503 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $12,051,000 | 2,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $430,000 | 6,213 |
| Earning assets | $111,104,000 | 4,350 |
| Long-term assets (5+ years) | $56,943,000 | 1,595 |
| Average Assets, year-to-date | $125,433,000 | 4,121 |
| Average Assets, quarterly | $123,537,500 | 4,237 |
| Volatile liabilities | $16,024,000 | 4,959 |
| Insider loans | $763,000 | 4,700 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $5,207,000 | 393 |
| Unused loan commitments | $7,929,000 | 5,145 |
| Tier 1 (core) risk-based capital | $11,705,000 | 4,537 |
| Tier 2 risk-based capital | $150,000 | 8,052 |
| Total risk weighted assets | $61,474,000 | 5,193 |
| Total unused commitments | $7,929,000 | 5,147 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $124,093,000 | 4,219 |
| Cash and due from depository institutions | $5,539,000 | 3,404 |
| Interest-bearing balances | $2,760,000 | 1,659 |
| Securities | $34,226,000 | 3,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $72,560,000 | 4,476 |
| Loan loss allowance | $140,000 | 8,210 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,695,000 | 1,389 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $396,000 | 2,225 |
| All other assets | $3,677,000 | 3,433 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $124,093,000 | 4,219 |
| Total liabilities | $111,791,000 | 4,181 |
| Total deposits | $85,635,000 | 4,721 |
| Interest-bearing deposits | $80,186,000 | 4,358 |
| Deposits held in domestic offices | $85,635,000 | 4,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,156,000 | 2,941 |
| Total equity capital | $12,302,000 | 4,365 |
| Total bank equity capital | $12,302,000 | 4,365 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $12,302,000 | 2,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $414,000 | 6,061 |
| Earning assets | $109,546,000 | 4,335 |
| Long-term assets (5+ years) | $55,180,000 | 1,655 |
| Average Assets, year-to-date | $126,250,000 | 4,081 |
| Average Assets, quarterly | $125,919,500 | 4,132 |
| Volatile liabilities | $17,416,000 | 4,605 |
| Insider loans | $789,000 | 4,611 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $6,244,000 | 380 |
| Unused loan commitments | $5,708,000 | 5,762 |
| Tier 1 (core) risk-based capital | $12,331,000 | 4,266 |
| Tier 2 risk-based capital | $140,000 | 8,122 |
| Total risk weighted assets | $58,343,000 | 5,268 |
| Total unused commitments | $5,708,000 | 5,763 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $127,746,000 | 4,105 |
| Cash and due from depository institutions | $6,134,000 | 3,436 |
| Interest-bearing balances | $4,830,000 | 1,126 |
| Securities | $39,111,000 | 2,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $70,690,000 | 4,509 |
| Loan loss allowance | $141,000 | 8,264 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,811,000 | 1,336 |
| Other real estate owned | $0 | 3,436 |
| Goodwill and other intangibles | $366,000 | 2,266 |
| All other assets | $3,634,000 | 3,405 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $127,746,000 | 4,105 |
| Total liabilities | $115,342,000 | 4,075 |
| Total deposits | $89,138,000 | 4,611 |
| Interest-bearing deposits | $82,667,000 | 4,297 |
| Deposits held in domestic offices | $89,138,000 | 4,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,204,000 | 2,819 |
| Total equity capital | $12,404,000 | 4,266 |
| Total bank equity capital | $12,404,000 | 4,266 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $12,404,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $444,000 | 5,738 |
| Earning assets | $114,631,000 | 4,176 |
| Long-term assets (5+ years) | $57,232,000 | 1,647 |
| Average Assets, year-to-date | $127,328,500 | 4,084 |
| Average Assets, quarterly | $127,328,500 | 4,084 |
| Volatile liabilities | $31,154,000 | 3,122 |
| Insider loans | $799,000 | 4,568 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $4,701,000 | 392 |
| Unused loan commitments | $6,090,000 | 5,650 |
| Tier 1 (core) risk-based capital | $12,025,000 | 4,311 |
| Tier 2 risk-based capital | $141,000 | 8,170 |
| Total risk weighted assets | $58,302,000 | 5,249 |
| Total unused commitments | $6,090,000 | 5,653 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $126,911,000 | 4,115 |
| Cash and due from depository institutions | $4,562,000 | 3,635 |
| Interest-bearing balances | $3,251,000 | 1,511 |
| Securities | $40,490,000 | 2,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $69,964,000 | 4,524 |
| Loan loss allowance | $141,000 | 8,294 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,968,000 | 1,282 |
| Other real estate owned | $0 | 3,635 |
| Goodwill and other intangibles | $402,000 | 2,221 |
| All other assets | $3,525,000 | 3,423 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $126,911,000 | 4,115 |
| Total liabilities | $114,066,000 | 4,107 |
| Total deposits | $87,783,000 | 4,659 |
| Interest-bearing deposits | $82,926,000 | 4,268 |
| Deposits held in domestic offices | $87,783,000 | 4,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,000,000 | 1,477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,283,000 | 2,648 |
| Total equity capital | $12,845,000 | 4,140 |
| Total bank equity capital | $12,845,000 | 4,140 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $12,845,000 | 2,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $439,000 | 5,763 |
| Earning assets | $113,705,000 | 4,204 |
| Long-term assets (5+ years) | $56,957,000 | 1,691 |
| Average Assets, year-to-date | $128,281,400 | 3,944 |
| Average Assets, quarterly | $126,393,500 | 4,086 |
| Volatile liabilities | $31,557,000 | 3,033 |
| Insider loans | $812,000 | 4,534 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $3,771,000 | 422 |
| Unused loan commitments | $5,130,000 | 5,854 |
| Tier 1 (core) risk-based capital | $12,883,000 | 4,011 |
| Tier 2 risk-based capital | $141,000 | 8,209 |
| Total risk weighted assets | $57,232,000 | 5,301 |
| Total unused commitments | $5,130,000 | 5,856 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $125,876,000 | 4,101 |
| Cash and due from depository institutions | $6,307,000 | 3,575 |
| Interest-bearing balances | $5,047,000 | 1,132 |
| Securities | $38,088,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $69,499,000 | 4,531 |
| Loan loss allowance | $144,000 | 8,307 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,066,000 | 1,230 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $421,000 | 2,160 |
| All other assets | $3,495,000 | 3,404 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $125,876,000 | 4,101 |
| Total liabilities | $112,734,000 | 4,098 |
| Total deposits | $86,828,000 | 4,648 |
| Interest-bearing deposits | $83,511,000 | 4,207 |
| Deposits held in domestic offices | $86,828,000 | 4,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,000,000 | 1,475 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $906,000 | 3,439 |
| Total equity capital | $13,142,000 | 4,050 |
| Total bank equity capital | $13,142,000 | 4,050 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $13,142,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $434,000 | 5,959 |
| Earning assets | $112,634,000 | 4,176 |
| Long-term assets (5+ years) | $59,242,000 | 1,659 |
| Average Assets, year-to-date | $128,624,000 | 3,935 |
| Average Assets, quarterly | $125,445,500 | 4,077 |
| Volatile liabilities | $33,450,000 | 2,861 |
| Insider loans | $638,000 | 4,982 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $1,651,000 | 678 |
| Unused loan commitments | $4,894,000 | 5,900 |
| Tier 1 (core) risk-based capital | $13,104,000 | 3,924 |
| Tier 2 risk-based capital | $144,000 | 8,216 |
| Total risk weighted assets | $54,852,000 | 5,391 |
| Total unused commitments | $4,894,000 | 5,905 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $125,015,000 | 4,096 |
| Cash and due from depository institutions | $4,900,000 | 3,362 |
| Interest-bearing balances | $3,732,000 | 1,447 |
| Securities | $33,691,000 | 3,357 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $75,050,000 | 4,253 |
| Loan loss allowance | $156,000 | 8,276 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,601,000 | 1,292 |
| Other real estate owned | $0 | 3,362 |
| Goodwill and other intangibles | $346,000 | 2,272 |
| All other assets | $3,427,000 | 3,439 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $125,015,000 | 4,096 |
| Total liabilities | $111,928,000 | 4,107 |
| Total deposits | $86,012,000 | 4,661 |
| Interest-bearing deposits | $81,719,000 | 4,281 |
| Deposits held in domestic offices | $86,012,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $916,000 | 3,114 |
| Total equity capital | $13,087,000 | 3,950 |
| Total bank equity capital | $13,087,000 | 3,950 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $13,087,000 | 2,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $400,000 | 6,018 |
| Earning assets | $112,473,000 | 4,155 |
| Long-term assets (5+ years) | $59,935,000 | 1,675 |
| Average Assets, year-to-date | $129,540,000 | 3,935 |
| Average Assets, quarterly | $127,918,000 | 4,005 |
| Volatile liabilities | $29,610,000 | 3,066 |
| Insider loans | $654,000 | 4,932 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $4,112,000 | 405 |
| Unused loan commitments | $5,437,000 | 5,718 |
| Tier 1 (core) risk-based capital | $13,309,000 | 3,836 |
| Tier 2 risk-based capital | $156,000 | 8,175 |
| Total risk weighted assets | $58,249,000 | 5,177 |
| Total unused commitments | $5,437,000 | 5,722 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $130,821,000 | 3,952 |
| Cash and due from depository institutions | $6,057,000 | 3,660 |
| Interest-bearing balances | $5,356,000 | 1,241 |
| Securities | $38,651,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $75,350,000 | 4,171 |
| Loan loss allowance | $146,000 | 8,357 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,905,000 | 1,405 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $363,000 | 2,230 |
| All other assets | $3,495,000 | 3,233 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $130,821,000 | 3,952 |
| Total liabilities | $117,165,000 | 3,954 |
| Total deposits | $90,819,000 | 4,478 |
| Interest-bearing deposits | $85,820,000 | 4,132 |
| Deposits held in domestic offices | $90,819,000 | 4,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,000,000 | 1,390 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,346,000 | 2,609 |
| Total equity capital | $13,656,000 | 3,907 |
| Total bank equity capital | $13,656,000 | 3,907 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $13,656,000 | 2,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $461,000 | 5,494 |
| Earning assets | $119,357,000 | 3,968 |
| Long-term assets (5+ years) | $63,247,000 | 1,588 |
| Average Assets, year-to-date | $131,802,500 | 3,905 |
| Average Assets, quarterly | $131,802,500 | 3,905 |
| Volatile liabilities | $17,049,000 | 4,346 |
| Insider loans | $655,000 | 4,908 |
| FHLB advances | $25,000,000 | 1,284 |
| Loans and leases held for sale | $3,767,000 | 479 |
| Unused loan commitments | $4,948,000 | 5,922 |
| Tier 1 (core) risk-based capital | $13,409,000 | 3,772 |
| Tier 2 risk-based capital | $146,000 | 8,259 |
| Total risk weighted assets | $58,435,000 | 5,118 |
| Total unused commitments | $4,948,000 | 5,928 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $132,784,000 | 3,886 |
| Cash and due from depository institutions | $6,673,000 | 3,755 |
| Interest-bearing balances | $5,816,000 | 1,052 |
| Securities | $39,760,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $76,581,000 | 4,104 |
| Loan loss allowance | $139,000 | 8,447 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,896,000 | 1,658 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $330,000 | 2,277 |
| All other assets | $3,544,000 | 3,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,784,000 | 3,886 |
| Total liabilities | $119,148,000 | 3,891 |
| Total deposits | $92,791,000 | 4,383 |
| Interest-bearing deposits | $88,936,000 | 3,992 |
| Deposits held in domestic offices | $92,791,000 | 4,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,357,000 | 2,514 |
| Total equity capital | $13,636,000 | 3,848 |
| Total bank equity capital | $13,636,000 | 3,848 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $13,636,000 | 2,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $470,000 | 5,563 |
| Earning assets | $122,157,000 | 3,865 |
| Long-term assets (5+ years) | $65,943,000 | 1,551 |
| Average Assets, year-to-date | $131,484,200 | 3,805 |
| Average Assets, quarterly | $133,539,500 | 3,833 |
| Volatile liabilities | $21,859,000 | 3,686 |
| Insider loans | $664,000 | 4,890 |
| FHLB advances | $25,000,000 | 1,287 |
| Loans and leases held for sale | $6,079,000 | 340 |
| Unused loan commitments | $3,276,000 | 6,597 |
| Tier 1 (core) risk-based capital | $13,546,000 | 3,712 |
| Tier 2 risk-based capital | $139,000 | 8,351 |
| Total risk weighted assets | $61,788,000 | 4,967 |
| Total unused commitments | $3,276,000 | 6,600 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $134,295,000 | 3,833 |
| Cash and due from depository institutions | $5,867,000 | 3,631 |
| Interest-bearing balances | $4,906,000 | 1,383 |
| Securities | $35,832,000 | 3,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $83,796,000 | 3,822 |
| Loan loss allowance | $142,000 | 8,483 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,067,000 | 1,940 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $226,000 | 2,466 |
| All other assets | $3,507,000 | 3,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,295,000 | 3,833 |
| Total liabilities | $120,523,000 | 3,832 |
| Total deposits | $93,767,000 | 4,321 |
| Interest-bearing deposits | $89,740,000 | 3,955 |
| Deposits held in domestic offices | $93,767,000 | 4,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,359 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,756,000 | 2,134 |
| Total equity capital | $13,772,000 | 3,799 |
| Total bank equity capital | $13,772,000 | 3,799 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $13,772,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $471,000 | 5,742 |
| Earning assets | $124,534,000 | 3,786 |
| Long-term assets (5+ years) | $75,396,000 | 1,390 |
| Average Assets, year-to-date | $131,159,250 | 3,827 |
| Average Assets, quarterly | $133,623,500 | 3,834 |
| Volatile liabilities | $21,853,000 | 3,660 |
| Insider loans | $512,000 | 5,411 |
| FHLB advances | $25,000,000 | 1,249 |
| Loans and leases held for sale | $9,071,000 | 362 |
| Unused loan commitments | $4,338,000 | 6,040 |
| Tier 1 (core) risk-based capital | $13,579,000 | 3,680 |
| Tier 2 risk-based capital | $142,000 | 8,387 |
| Total risk weighted assets | $64,939,000 | 4,792 |
| Total unused commitments | $4,338,000 | 6,045 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $132,952,000 | 3,855 |
| Cash and due from depository institutions | $10,482,000 | 3,641 |
| Interest-bearing balances | $9,755,000 | 867 |
| Securities | $25,009,000 | 4,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $88,022,000 | 3,641 |
| Loan loss allowance | $141,000 | 8,527 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,885,000 | 1,970 |
| Other real estate owned | $8,000 | 3,641 |
| Goodwill and other intangibles | $197,000 | 2,490 |
| All other assets | $4,349,000 | 2,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,952,000 | 3,855 |
| Total liabilities | $119,017,000 | 3,859 |
| Total deposits | $92,455,000 | 4,382 |
| Interest-bearing deposits | $87,138,000 | 4,039 |
| Deposits held in domestic offices | $92,455,000 | 4,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,354 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,562,000 | 2,430 |
| Total equity capital | $13,935,000 | 3,747 |
| Total bank equity capital | $13,935,000 | 3,747 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $13,935,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $455,000 | 5,737 |
| Earning assets | $122,786,000 | 3,817 |
| Long-term assets (5+ years) | $73,099,000 | 1,358 |
| Average Assets, year-to-date | $130,114,000 | 3,838 |
| Average Assets, quarterly | $131,400,500 | 3,854 |
| Volatile liabilities | $17,277,000 | 4,209 |
| Insider loans | $517,000 | 5,392 |
| FHLB advances | $25,000,000 | 1,243 |
| Loans and leases held for sale | $19,491,000 | 290 |
| Unused loan commitments | $6,286,000 | 5,256 |
| Tier 1 (core) risk-based capital | $13,661,000 | 3,600 |
| Tier 2 risk-based capital | $141,000 | 8,425 |
| Total risk weighted assets | $68,750,000 | 4,579 |
| Total unused commitments | $6,286,000 | 5,271 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $129,849,000 | 3,889 |
| Cash and due from depository institutions | $7,628,000 | 3,808 |
| Interest-bearing balances | $6,777,000 | 1,190 |
| Securities | $26,598,000 | 3,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $87,718,000 | 3,614 |
| Loan loss allowance | $150,000 | 8,482 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,599,000 | 2,052 |
| Other real estate owned | $9,000 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,297,000 | 3,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,849,000 | 3,889 |
| Total liabilities | $116,127,000 | 3,883 |
| Total deposits | $89,361,000 | 4,442 |
| Interest-bearing deposits | $84,277,000 | 4,138 |
| Deposits held in domestic offices | $89,361,000 | 4,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,000,000 | 1,297 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,766,000 | 2,251 |
| Total equity capital | $13,722,000 | 3,730 |
| Total bank equity capital | $13,722,000 | 3,730 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $13,722,000 | 2,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $485,000 | 5,476 |
| Earning assets | $121,093,000 | 3,813 |
| Long-term assets (5+ years) | $75,560,000 | 1,262 |
| Average Assets, year-to-date | $128,695,000 | 3,860 |
| Average Assets, quarterly | $128,695,000 | 3,860 |
| Volatile liabilities | $16,733,000 | 4,251 |
| Insider loans | $540,000 | 5,262 |
| FHLB advances | $25,000,000 | 1,194 |
| Loans and leases held for sale | $17,129,000 | 280 |
| Unused loan commitments | $5,687,000 | 5,410 |
| Tier 1 (core) risk-based capital | $13,389,000 | 3,616 |
| Tier 2 risk-based capital | $150,000 | 8,381 |
| Total risk weighted assets | $64,767,000 | 4,710 |
| Total unused commitments | $5,687,000 | 5,427 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $127,541,000 | 3,884 |
| Cash and due from depository institutions | $3,932,000 | 4,049 |
| Interest-bearing balances | $2,963,000 | 1,986 |
| Securities | $26,470,000 | 3,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $89,359,000 | 3,553 |
| Loan loss allowance | $147,000 | 8,546 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,329,000 | 2,163 |
| Other real estate owned | $9,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,442,000 | 3,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,541,000 | 3,884 |
| Total liabilities | $113,979,000 | 3,895 |
| Total deposits | $87,423,000 | 4,495 |
| Interest-bearing deposits | $82,931,000 | 4,127 |
| Deposits held in domestic offices | $87,423,000 | 4,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,000,000 | 1,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,556,000 | 2,456 |
| Total equity capital | $13,562,000 | 3,722 |
| Total bank equity capital | $13,562,000 | 3,722 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $13,562,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $484,000 | 5,711 |
| Earning assets | $118,792,000 | 3,823 |
| Long-term assets (5+ years) | $78,763,000 | 1,194 |
| Average Assets, year-to-date | $127,159,400 | 3,745 |
| Average Assets, quarterly | $127,863,500 | 3,853 |
| Volatile liabilities | $17,374,000 | 4,115 |
| Insider loans | $499,000 | 5,455 |
| FHLB advances | $25,000,000 | 1,195 |
| Loans and leases held for sale | $16,682,000 | 330 |
| Unused loan commitments | $5,670,000 | 5,298 |
| Tier 1 (core) risk-based capital | $13,221,000 | 3,599 |
| Tier 2 risk-based capital | $147,000 | 8,453 |
| Total risk weighted assets | $63,288,000 | 4,765 |
| Total unused commitments | $5,670,000 | 5,302 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $123,289,000 | 3,866 |
| Cash and due from depository institutions | $5,841,000 | 4,049 |
| Interest-bearing balances | $5,158,000 | 1,223 |
| Securities | $11,181,000 | 6,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $98,943,000 | 3,159 |
| Loan loss allowance | $139,000 | 8,752 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,096,000 | 2,208 |
| Other real estate owned | $156,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,072,000 | 3,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,289,000 | 3,866 |
| Total liabilities | $110,852,000 | 3,873 |
| Total deposits | $82,428,000 | 4,570 |
| Interest-bearing deposits | $78,727,000 | 4,210 |
| Deposits held in domestic offices | $82,428,000 | 4,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,145 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,424,000 | 2,646 |
| Total equity capital | $12,437,000 | 3,777 |
| Total bank equity capital | $12,437,000 | 3,777 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $12,437,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $543,000 | 5,639 |
| Earning assets | $115,282,000 | 3,786 |
| Long-term assets (5+ years) | $76,980,000 | 1,213 |
| Average Assets, year-to-date | $122,294,600 | 3,743 |
| Average Assets, quarterly | $123,089,000 | 3,837 |
| Volatile liabilities | $17,720,000 | 3,999 |
| Insider loans | $734,000 | 4,595 |
| FHLB advances | $27,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,494,000 | 7,747 |
| Tier 1 (core) risk-based capital | $12,415,000 | 3,635 |
| Tier 2 risk-based capital | $139,000 | 8,634 |
| Total risk weighted assets | $62,495,000 | 4,707 |
| Total unused commitments | $1,494,000 | 7,754 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $121,174,000 | 3,779 |
| Cash and due from depository institutions | $5,127,000 | 4,548 |
| Interest-bearing balances | $4,283,000 | 997 |
| Securities | $17,747,000 | 5,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $93,712,000 | 3,220 |
| Loan loss allowance | $129,000 | 8,979 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,854,000 | 2,287 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $734,000 | 7,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,174,000 | 3,779 |
| Total liabilities | $109,147,000 | 3,775 |
| Total deposits | $73,834,000 | 4,819 |
| Interest-bearing deposits | $70,565,000 | 4,459 |
| Deposits held in domestic offices | $73,834,000 | 4,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,993,000 | 2,279 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,000,000 | 987 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,320,000 | 2,882 |
| Total equity capital | $12,027,000 | 3,777 |
| Total bank equity capital | $12,027,000 | 3,777 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $12,027,000 | 2,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $435,000 | 5,595 |
| Earning assets | $115,742,000 | 3,649 |
| Long-term assets (5+ years) | $75,770,000 | 1,163 |
| Average Assets, year-to-date | $121,079,400 | 3,634 |
| Average Assets, quarterly | $121,643,000 | 3,724 |
| Volatile liabilities | $30,964,000 | 2,603 |
| Insider loans | $567,000 | 5,151 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $997,000 | 8,311 |
| Tier 1 (core) risk-based capital | $12,073,000 | 3,630 |
| Tier 2 risk-based capital | $129,000 | 8,868 |
| Total risk weighted assets | $66,860,900 | 4,331 |
| Total unused commitments | $997,000 | 8,316 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $118,843,000 | 3,792 |
| Cash and due from depository institutions | $5,421,000 | 4,797 |
| Interest-bearing balances | $2,504,000 | 1,472 |
| Securities | $15,237,000 | 5,753 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $96,118,000 | 3,017 |
| Loan loss allowance | $133,000 | 9,147 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,433,000 | 4,988 |
| Other real estate owned | $0 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $634,000 | 7,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,843,000 | 3,792 |
| Total liabilities | $107,203,000 | 3,786 |
| Total deposits | $70,140,000 | 5,026 |
| Interest-bearing deposits | $67,220,000 | 4,629 |
| Deposits held in domestic offices | $70,140,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,820,000 | 1,570 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,243,000 | 2,723 |
| Total equity capital | $11,640,000 | 3,741 |
| Total bank equity capital | $11,640,000 | 3,741 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $11,640,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 4,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $339,000 | 6,032 |
| Earning assets | $113,859,000 | 3,646 |
| Long-term assets (5+ years) | $78,092,000 | 1,201 |
| Average Assets, year-to-date | $113,744,400 | 3,810 |
| Average Assets, quarterly | $118,932,000 | 3,758 |
| Volatile liabilities | $19,072,000 | 3,595 |
| Insider loans | $265,000 | 6,711 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $901,000 | 8,688 |
| Tier 1 (core) risk-based capital | $11,790,000 | 3,685 |
| Tier 2 risk-based capital | $133,000 | 8,993 |
| Total risk weighted assets | $58,363,000 | 4,734 |
| Total unused commitments | $901,000 | 8,696 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $106,790,000 | 4,114 |
| Cash and due from depository institutions | $3,266,000 | 4,625 |
| Interest-bearing balances | $2,697,000 | 1,847 |
| Securities | $13,820,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $87,901,000 | 3,099 |
| Loan loss allowance | $127,000 | 9,362 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,131,000 | 5,583 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $182,000 | 2,403 |
| All other assets | $490,000 | 8,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,790,000 | 4,114 |
| Total liabilities | $95,553,000 | 4,125 |
| Total deposits | $72,389,000 | 4,931 |
| Interest-bearing deposits | $69,699,000 | 4,469 |
| Deposits held in domestic offices | $72,389,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 992 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,164,000 | 3,111 |
| Total equity capital | $11,237,000 | 3,928 |
| Total bank equity capital | $11,237,000 | 3,928 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $11,237,000 | 2,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $368,000 | 5,819 |
| Earning assets | $104,418,000 | 3,898 |
| Long-term assets (5+ years) | $71,364,000 | 1,182 |
| Average Assets, year-to-date | $103,063,000 | 4,040 |
| Average Assets, quarterly | $105,777,500 | 4,075 |
| Volatile liabilities | $13,272,000 | 4,127 |
| Insider loans | $282,000 | 6,549 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $980,000 | 8,678 |
| Tier 1 (core) risk-based capital | $11,085,000 | 3,820 |
| Tier 2 risk-based capital | $127,000 | 9,181 |
| Total risk weighted assets | $58,861,700 | 4,476 |
| Total unused commitments | $980,000 | 8,686 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $98,922,000 | 4,369 |
| Cash and due from depository institutions | $5,349,000 | 5,405 |
| Interest-bearing balances | $4,780,000 | 947 |
| Securities | $21,375,000 | 4,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $70,194,000 | 3,825 |
| Loan loss allowance | $110,000 | 9,955 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,163,000 | 5,503 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $202,000 | 2,259 |
| All other assets | $639,000 | 7,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,922,000 | 4,369 |
| Total liabilities | $88,373,000 | 4,349 |
| Total deposits | $70,268,000 | 5,028 |
| Interest-bearing deposits | $68,398,000 | 4,539 |
| Deposits held in domestic offices | $70,268,000 | 5,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $17,000,000 | 1,046 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,105,000 | 3,289 |
| Total equity capital | $10,549,000 | 4,097 |
| Total bank equity capital | $10,549,000 | 4,097 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $10,549,000 | 2,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 8,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $284,000 | 7,030 |
| Earning assets | $96,349,000 | 4,158 |
| Long-term assets (5+ years) | $61,775,000 | 1,154 |
| Average Assets, year-to-date | $92,883,800 | 4,433 |
| Average Assets, quarterly | $98,937,000 | 4,308 |
| Volatile liabilities | $17,477,000 | 3,344 |
| Insider loans | $302,000 | 6,629 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,327,000 | 8,271 |
| Tier 1 (core) risk-based capital | $10,401,000 | 4,017 |
| Tier 2 risk-based capital | $110,000 | 9,760 |
| Total risk weighted assets | $47,526,800 | 5,239 |
| Total unused commitments | $1,327,000 | 8,283 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $83,135,000 | 5,154 |
| Cash and due from depository institutions | $3,155,000 | 5,956 |
| Interest-bearing balances | $2,482,000 | 1,410 |
| Securities | $16,029,000 | 6,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $62,353,000 | 4,238 |
| Loan loss allowance | $105,000 | 10,463 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,073,000 | 5,760 |
| Other real estate owned | $40,000 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $485,000 | 8,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,135,000 | 5,154 |
| Total liabilities | $73,266,000 | 5,234 |
| Total deposits | $64,857,000 | 5,506 |
| Interest-bearing deposits | $63,374,000 | 4,977 |
| Deposits held in domestic offices | $64,857,000 | 5,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,000,000 | 1,479 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $409,000 | 6,716 |
| Total equity capital | $9,869,000 | 4,386 |
| Total bank equity capital | $9,869,000 | 4,386 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $9,869,000 | 2,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 8,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $277,000 | 7,236 |
| Earning assets | $80,864,000 | 4,921 |
| Long-term assets (5+ years) | $48,228,000 | 1,327 |
| Average Assets, year-to-date | $82,372,800 | 5,017 |
| Average Assets, quarterly | $83,047,000 | 5,102 |
| Volatile liabilities | $18,891,000 | 3,033 |
| Insider loans | $343,000 | 6,516 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,348,000 | 8,305 |
| Tier 1 (core) risk-based capital | $10,044,000 | 4,224 |
| Tier 2 risk-based capital | $105,000 | 10,225 |
| Total risk weighted assets | $41,992,400 | 5,767 |
| Total unused commitments | $1,348,000 | 8,314 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $81,749,000 | 5,273 |
| Cash and due from depository institutions | $3,059,000 | 6,632 |
| Interest-bearing balances | $2,556,000 | 1,558 |
| Securities | $22,943,000 | 5,031 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $54,112,000 | 4,696 |
| Loan loss allowance | $98,000 | 11,025 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,106,000 | 5,697 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $529,000 | 8,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,749,000 | 5,273 |
| Total liabilities | $72,181,000 | 5,336 |
| Total deposits | $64,435,000 | 5,625 |
| Interest-bearing deposits | $62,775,000 | 5,087 |
| Deposits held in domestic offices | $64,435,000 | 5,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,000,000 | 1,404 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $746,000 | 4,643 |
| Total equity capital | $9,568,000 | 4,509 |
| Total bank equity capital | $9,568,000 | 4,509 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $9,568,000 | 2,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 10,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $248,000 | 7,955 |
| Earning assets | $79,611,000 | 5,024 |
| Long-term assets (5+ years) | $40,802,000 | 1,405 |
| Average Assets, year-to-date | $83,631,000 | 4,973 |
| Average Assets, quarterly | $83,365,000 | 5,130 |
| Volatile liabilities | $13,232,000 | 3,706 |
| Insider loans | $344,000 | 6,666 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,234,000 | 7,128 |
| Tier 1 (core) risk-based capital | $9,644,000 | 4,348 |
| Tier 2 risk-based capital | $98,000 | 10,744 |
| Total risk weighted assets | $39,272,500 | 6,034 |
| Total unused commitments | $2,234,000 | 7,144 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $83,933,000 | 5,101 |
| Cash and due from depository institutions | $1,427,000 | 7,052 |
| Interest-bearing balances | $1,006,000 | 2,407 |
| Securities | $20,069,000 | 5,862 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $59,118,000 | 4,247 |
| Loan loss allowance | $104,000 | 11,479 |
| Trading account assets | $991,000 | 202 |
| Bank premises and fixed assets | $1,137,000 | 5,634 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,191,000 | 5,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,933,000 | 5,101 |
| Total liabilities | $75,768,000 | 5,091 |
| Total deposits | $66,339,000 | 5,469 |
| Interest-bearing deposits | $64,742,000 | 4,911 |
| Deposits held in domestic offices | $66,339,000 | 5,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,000,000 | 1,304 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $429,000 | 5,795 |
| Total equity capital | $8,165,000 | 4,830 |
| Total bank equity capital | $8,165,000 | 4,830 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $8,165,000 | 2,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $271,000 | 7,069 |
| Earning assets | $81,184,000 | 4,874 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $85,125,000 | 4,918 |
| Average Assets, quarterly | $83,858,500 | 5,074 |
| Volatile liabilities | $22,442,000 | 2,311 |
| Insider loans | $335,000 | 6,854 |
| FHLB advances | $9,000,000 | 488 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,286,000 | 8,585 |
| Tier 1 (core) risk-based capital | $8,781,000 | 4,621 |
| Tier 2 risk-based capital | $104,000 | 11,093 |
| Total risk weighted assets | $34,883,000 | 6,535 |
| Total unused commitments | $1,286,000 | 8,598 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $86,640,000 | 5,039 |
| Cash and due from depository institutions | $3,463,000 | 7,545 |
| Interest-bearing balances | $3,094,000 | 1,801 |
| Securities | $17,138,000 | 6,785 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $62,563,000 | 3,984 |
| Loan loss allowance | $103,000 | 12,048 |
| Trading account assets | $1,005,000 | 253 |
| Bank premises and fixed assets | $1,220,000 | 5,413 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,251,000 | 5,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,640,000 | 5,039 |
| Total liabilities | $78,827,000 | 5,035 |
| Total deposits | $68,490,000 | 5,502 |
| Interest-bearing deposits | $67,126,000 | 4,914 |
| Deposits held in domestic offices | $68,490,000 | 5,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,071,000 | 2,710 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,000,000 | 1,146 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $266,000 | 8,073 |
| Total equity capital | $7,813,000 | 5,090 |
| Total bank equity capital | $7,813,000 | 5,090 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $7,813,000 | 3,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 5,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $276,000 | 6,504 |
| Earning assets | $83,800,000 | 4,833 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $86,191,400 | 4,932 |
| Average Assets, quarterly | $85,609,000 | 5,051 |
| Volatile liabilities | $23,596,000 | 2,104 |
| Insider loans | $576,000 | 5,297 |
| FHLB advances | $9,000,000 | 425 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $7,813,000 | 5,015 |
| Tier 2 risk-based capital | $103,000 | 11,523 |
| Total risk weighted assets | $37,383,000 | 6,220 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $87,282,000 | 5,099 |
| Cash and due from depository institutions | $5,404,000 | 7,484 |
| Interest-bearing balances | $4,946,000 | 1,457 |
| Securities | $24,877,000 | 5,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $53,223,000 | 4,585 |
| Loan loss allowance | $84,000 | 12,863 |
| Trading account assets | $977,000 | 260 |
| Bank premises and fixed assets | $1,198,000 | 5,499 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,603,000 | 4,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,282,000 | 5,099 |
| Total liabilities | $80,595,000 | 5,050 |
| Total deposits | $66,240,000 | 5,763 |
| Interest-bearing deposits | $65,077,000 | 5,201 |
| Deposits held in domestic offices | $66,240,000 | 5,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,000,000 | 822 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $355,000 | 7,392 |
| Total equity capital | $6,687,000 | 5,594 |
| Total bank equity capital | $6,687,000 | 5,594 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $6,687,000 | 3,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,326,000 | 3,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $462,000 | 4,418 |
| Earning assets | $84,023,000 | 4,892 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $82,865,400 | 5,204 |
| Average Assets, quarterly | $86,707,500 | 5,085 |
| Volatile liabilities | $27,423,000 | 1,842 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $14,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $6,687,000 | 5,528 |
| Tier 2 risk-based capital | $84,000 | 12,369 |
| Total risk weighted assets | $36,179,000 | 6,409 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |