Home > Wauconda National Bank and Trust Company > Income and Expense
Wauconda National Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 4,182 |
| Total interest expense | $2,884,000 | 4,100 |
| Net interest income | $4,196,000 | 4,192 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $954,000 | 3,219 |
| Gross Fiduciary activities income | $39,000 | 1,351 |
| Service charges on deposit accounts | $548,000 | 2,490 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $367,000 | 3,600 |
| Total noninterest expense | $3,856,000 | 3,539 |
| Salaries and employee benefits | $1,955,000 | 3,359 |
| Premises and equipment expense | $439,000 | 4,245 |
| Additional noninterest expense | $1,462,000 | 3,390 |
| Pre-tax net operating income | $1,252,000 | 5,074 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $226,000 | 6,926 |
| Income before extraordinary items | $1,037,000 | 4,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,037,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $650,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,027,980 | 4,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 4,587 |
| Total interest expense | $2,972,000 | 4,142 |
| Net interest income | $3,566,000 | 4,879 |
| Provision for loan and lease losses | $126,000 | 5,087 |
| Total noninterest income | $807,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $3,302,000 | 4,125 |
| Salaries and employee benefits | $1,610,000 | 4,000 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $1,305,000 | 3,922 |
| Pre-tax net operating income | $945,000 | 6,137 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $64,000 | 10,621 |
| Income before extraordinary items | $955,000 | 4,859 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $1,080,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $885,440 | 4,938 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,959 |
| Total interest expense | $3,403,000 | 4,656 |
| Net interest income | $3,385,000 | 5,160 |
| Provision for loan and lease losses | $407,000 | 3,422 |
| Total noninterest income | $698,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,488 |
| Total noninterest expense | $2,782,000 | 4,843 |
| Salaries and employee benefits | $1,245,000 | 5,000 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,176,000 | 4,423 |
| Pre-tax net operating income | $894,000 | 6,130 |
| Securities gains (losses) | $176,000 | 2,193 |
| Applicable income taxes | $238,000 | 6,864 |
| Income before extraordinary items | $832,000 | 5,209 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $832,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,293 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $694,720 | 5,628 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.