Home > Waterville Savings and Loan Association > Income and Expense
Waterville Savings and Loan Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 9,186 |
| Total interest expense | $1,245,000 | 7,732 |
| Net interest income | $1,093,000 | 10,093 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $656,000 | 10,888 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $141,000 | 11,905 |
| Pre-tax net operating income | $491,000 | 8,719 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $320,000 | 8,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $320,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $320,000 | 8,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 9,088 |
| Total interest expense | $1,425,000 | 7,452 |
| Net interest income | $1,127,000 | 10,305 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $609,000 | 11,600 |
| Salaries and employee benefits | $326,000 | 11,393 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $131,000 | 12,644 |
| Pre-tax net operating income | $591,000 | 8,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $394,000 | 8,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 9,584 |
| Total interest expense | $1,770,000 | 7,712 |
| Net interest income | $903,000 | 11,508 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $582,000 | 12,168 |
| Salaries and employee benefits | $303,000 | 11,978 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $130,000 | 13,208 |
| Pre-tax net operating income | $387,000 | 9,361 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $244,000 | 9,998 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $244,000 | 10,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $244,000 | 9,631 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.