Home > Watertown Savings Bank > Income and Expense
Watertown Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,427,000 | 1,346 |
| Total interest expense | $1,660,000 | 3,233 |
| Net interest income | $29,767,000 | 1,047 |
| Provision for loan and lease losses | $1,029,000 | 826 |
| Total noninterest income | $5,176,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,152,000 | 900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,024,000 | 1,022 |
| Total noninterest expense | $21,752,000 | 1,128 |
| Salaries and employee benefits | $13,050,000 | 1,085 |
| Premises and equipment expense | $1,528,000 | 1,517 |
| Additional noninterest expense | $4,024,000 | 1,022 |
| Pre-tax net operating income | $12,162,000 | 998 |
| Securities gains (losses) | $-38,000 | 3,588 |
| Applicable income taxes | $2,562,000 | 821 |
| Income before extraordinary items | $9,562,000 | 1,046 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,562,000 | 1,059 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,562,000 | 1,049 |
| Net charge-offs | $356,000 | 890 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,592,020 | 1,070 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,830,000 | 1,349 |
| Total interest expense | $1,104,000 | 3,255 |
| Net interest income | $21,726,000 | 1,084 |
| Provision for loan and lease losses | $621,000 | 883 |
| Total noninterest income | $3,807,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $852,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,955,000 | 1,049 |
| Total noninterest expense | $14,681,000 | 1,226 |
| Salaries and employee benefits | $8,760,000 | 1,194 |
| Premises and equipment expense | $1,079,000 | 1,585 |
| Additional noninterest expense | $2,955,000 | 1,049 |
| Pre-tax net operating income | $10,231,000 | 952 |
| Securities gains (losses) | $-944,000 | 4,442 |
| Applicable income taxes | $1,960,000 | 835 |
| Income before extraordinary items | $7,327,000 | 1,079 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,327,000 | 1,084 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,327,000 | 1,079 |
| Net charge-offs | $375,000 | 659 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,072,760 | 1,009 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,844,000 | 1,347 |
| Total interest expense | $613,000 | 3,305 |
| Net interest income | $14,231,000 | 1,109 |
| Provision for loan and lease losses | $464,000 | 813 |
| Total noninterest income | $2,539,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $565,000 | 902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,974,000 | 982 |
| Total noninterest expense | $9,758,000 | 1,219 |
| Salaries and employee benefits | $5,894,000 | 1,170 |
| Premises and equipment expense | $721,000 | 1,583 |
| Additional noninterest expense | $1,974,000 | 981 |
| Pre-tax net operating income | $6,548,000 | 992 |
| Securities gains (losses) | $-109,000 | 4,220 |
| Applicable income taxes | $1,378,000 | 827 |
| Income before extraordinary items | $5,061,000 | 1,045 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,061,000 | 1,058 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,061,000 | 1,045 |
| Net charge-offs | $330,000 | 536 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,147,110 | 1,036 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,279,000 | 1,342 |
| Total interest expense | $227,000 | 3,446 |
| Net interest income | $7,052,000 | 1,111 |
| Provision for loan and lease losses | $307,000 | 654 |
| Total noninterest income | $1,222,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $276,000 | 929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,010 |
| Total noninterest expense | $4,831,000 | 1,243 |
| Salaries and employee benefits | $2,945,000 | 1,195 |
| Premises and equipment expense | $350,000 | 1,645 |
| Additional noninterest expense | $946,000 | 1,010 |
| Pre-tax net operating income | $3,136,000 | 1,046 |
| Securities gains (losses) | $52,000 | 259 |
| Applicable income taxes | $672,000 | 864 |
| Income before extraordinary items | $2,516,000 | 1,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,516,000 | 1,066 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,516,000 | 1,066 |
| Net charge-offs | $233,000 | 406 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,474,920 | 1,097 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $26,976,000 | 1,245 |
| Total interest expense | $632,000 | 2,975 |
| Net interest income | $26,344,000 | 1,145 |
| Provision for loan and lease losses | $450,000 | 1,285 |
| Total noninterest income | $5,653,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,127,000 | 925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,526,000 | 974 |
| Total noninterest expense | $19,863,000 | 1,183 |
| Salaries and employee benefits | $12,066,000 | 1,144 |
| Premises and equipment expense | $1,418,000 | 1,591 |
| Additional noninterest expense | $4,526,000 | 974 |
| Pre-tax net operating income | $11,684,000 | 1,138 |
| Securities gains (losses) | $-702,000 | 4,390 |
| Applicable income taxes | $2,167,000 | 1,018 |
| Income before extraordinary items | $8,815,000 | 1,215 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,815,000 | 1,214 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,815,000 | 1,215 |
| Net charge-offs | $1,506,000 | 330 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,376,600 | 1,178 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,732,000 | 1,219 |
| Total interest expense | $458,000 | 2,775 |
| Net interest income | $19,274,000 | 1,153 |
| Provision for loan and lease losses | $318,000 | 1,206 |
| Total noninterest income | $4,359,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $840,000 | 945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,519,000 | 954 |
| Total noninterest expense | $13,856,000 | 1,260 |
| Salaries and employee benefits | $8,260,000 | 1,220 |
| Premises and equipment expense | $1,028,000 | 1,646 |
| Additional noninterest expense | $3,519,000 | 954 |
| Pre-tax net operating income | $9,459,000 | 1,078 |
| Securities gains (losses) | $-632,000 | 4,513 |
| Applicable income taxes | $1,522,000 | 1,058 |
| Income before extraordinary items | $7,305,000 | 1,118 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,305,000 | 1,117 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,305,000 | 1,118 |
| Net charge-offs | $837,000 | 335 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,829,560 | 1,090 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,965,000 | 1,194 |
| Total interest expense | $310,000 | 2,614 |
| Net interest income | $12,655,000 | 1,142 |
| Provision for loan and lease losses | $10,000 | 2,402 |
| Total noninterest income | $2,699,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $534,000 | 962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,165,000 | 1,044 |
| Total noninterest expense | $9,238,000 | 1,244 |
| Salaries and employee benefits | $5,526,000 | 1,208 |
| Premises and equipment expense | $688,000 | 1,654 |
| Additional noninterest expense | $3,024,000 | 1,146 |
| Pre-tax net operating income | $6,106,000 | 1,048 |
| Securities gains (losses) | $-235,000 | 4,489 |
| Applicable income taxes | $1,113,000 | 943 |
| Income before extraordinary items | $4,758,000 | 1,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,758,000 | 1,079 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,758,000 | 1,080 |
| Net charge-offs | $92,000 | 757 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,948,350 | 1,076 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 1,212 |
| Total interest expense | $158,000 | 2,558 |
| Net interest income | $5,948,000 | 1,159 |
| Provision for loan and lease losses | $7,000 | 2,086 |
| Total noninterest income | $1,429,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $252,000 | 1,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,177,000 | 980 |
| Total noninterest expense | $4,607,000 | 1,248 |
| Salaries and employee benefits | $2,765,000 | 1,211 |
| Premises and equipment expense | $350,000 | 1,644 |
| Additional noninterest expense | $1,492,000 | 1,148 |
| Pre-tax net operating income | $2,763,000 | 1,074 |
| Securities gains (losses) | $16,000 | 321 |
| Applicable income taxes | $415,000 | 1,082 |
| Income before extraordinary items | $2,364,000 | 1,062 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,364,000 | 1,059 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,364,000 | 1,062 |
| Net charge-offs | $42,000 | 733 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,350,400 | 1,078 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,186,000 | 1,182 |
| Total interest expense | $678,000 | 2,743 |
| Net interest income | $25,508,000 | 1,114 |
| Provision for loan and lease losses | $238,000 | 1,625 |
| Total noninterest income | $5,231,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $942,000 | 1,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,289,000 | 1,186 |
| Total noninterest expense | $19,318,000 | 1,196 |
| Salaries and employee benefits | $11,821,000 | 1,139 |
| Premises and equipment expense | $1,363,000 | 1,645 |
| Additional noninterest expense | $6,134,000 | 1,121 |
| Pre-tax net operating income | $11,183,000 | 1,182 |
| Securities gains (losses) | $205,000 | 600 |
| Applicable income taxes | $2,098,000 | 1,061 |
| Income before extraordinary items | $9,290,000 | 1,208 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,290,000 | 1,208 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,290,000 | 1,208 |
| Net charge-offs | $-198,000 | 4,546 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,121,900 | 1,210 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,700,000 | 1,198 |
| Total interest expense | $521,000 | 2,810 |
| Net interest income | $19,179,000 | 1,125 |
| Provision for loan and lease losses | $231,000 | 1,344 |
| Total noninterest income | $3,996,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $680,000 | 1,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,316,000 | 1,201 |
| Total noninterest expense | $13,455,000 | 1,265 |
| Salaries and employee benefits | $8,124,000 | 1,226 |
| Premises and equipment expense | $982,000 | 1,731 |
| Additional noninterest expense | $4,349,000 | 1,169 |
| Pre-tax net operating income | $9,489,000 | 1,122 |
| Securities gains (losses) | $220,000 | 527 |
| Applicable income taxes | $1,750,000 | 1,039 |
| Income before extraordinary items | $7,959,000 | 1,136 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,959,000 | 1,137 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,959,000 | 1,137 |
| Net charge-offs | $-228,000 | 4,680 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,778,600 | 1,147 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,928,000 | 1,214 |
| Total interest expense | $351,000 | 2,861 |
| Net interest income | $12,577,000 | 1,138 |
| Provision for loan and lease losses | $246,000 | 1,046 |
| Total noninterest income | $2,561,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $412,000 | 1,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,149,000 | 1,236 |
| Total noninterest expense | $8,777,000 | 1,285 |
| Salaries and employee benefits | $5,344,000 | 1,237 |
| Premises and equipment expense | $650,000 | 1,730 |
| Additional noninterest expense | $2,783,000 | 1,197 |
| Pre-tax net operating income | $6,115,000 | 1,131 |
| Securities gains (losses) | $285,000 | 390 |
| Applicable income taxes | $1,471,000 | 903 |
| Income before extraordinary items | $4,929,000 | 1,198 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,929,000 | 1,199 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,929,000 | 1,199 |
| Net charge-offs | $-285,000 | 4,812 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,703,850 | 1,212 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 1,221 |
| Total interest expense | $175,000 | 2,949 |
| Net interest income | $6,304,000 | 1,127 |
| Provision for loan and lease losses | $205,000 | 797 |
| Total noninterest income | $1,280,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $201,000 | 1,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,079,000 | 1,210 |
| Total noninterest expense | $4,211,000 | 1,315 |
| Salaries and employee benefits | $2,581,000 | 1,257 |
| Premises and equipment expense | $317,000 | 1,774 |
| Additional noninterest expense | $1,313,000 | 1,240 |
| Pre-tax net operating income | $3,168,000 | 1,099 |
| Securities gains (losses) | $102,000 | 477 |
| Applicable income taxes | $677,000 | 943 |
| Income before extraordinary items | $2,593,000 | 1,169 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,593,000 | 1,169 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,593,000 | 1,169 |
| Net charge-offs | $73,000 | 707 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,512,420 | 1,159 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,941,000 | 1,198 |
| Total interest expense | $1,054,000 | 2,851 |
| Net interest income | $24,887,000 | 1,077 |
| Provision for loan and lease losses | $1,780,000 | 1,132 |
| Total noninterest income | $4,883,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $908,000 | 1,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,975,000 | 1,211 |
| Total noninterest expense | $18,880,000 | 1,158 |
| Salaries and employee benefits | $11,669,000 | 1,099 |
| Premises and equipment expense | $1,401,000 | 1,597 |
| Additional noninterest expense | $5,810,000 | 1,124 |
| Pre-tax net operating income | $9,110,000 | 1,143 |
| Securities gains (losses) | $104,000 | 1,362 |
| Applicable income taxes | $1,837,000 | 988 |
| Income before extraordinary items | $7,377,000 | 1,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,377,000 | 1,215 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,377,000 | 1,215 |
| Net charge-offs | $550,000 | 917 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,293,800 | 1,190 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,233,000 | 1,207 |
| Total interest expense | $845,000 | 2,850 |
| Net interest income | $18,388,000 | 1,076 |
| Provision for loan and lease losses | $1,248,000 | 1,191 |
| Total noninterest income | $3,514,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $652,000 | 1,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,862,000 | 1,204 |
| Total noninterest expense | $12,898,000 | 1,233 |
| Salaries and employee benefits | $7,953,000 | 1,180 |
| Premises and equipment expense | $1,033,000 | 1,619 |
| Additional noninterest expense | $3,912,000 | 1,205 |
| Pre-tax net operating income | $7,756,000 | 999 |
| Securities gains (losses) | $-109,000 | 4,951 |
| Applicable income taxes | $1,375,000 | 954 |
| Income before extraordinary items | $6,272,000 | 1,064 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,272,000 | 1,064 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,272,000 | 1,064 |
| Net charge-offs | $424,000 | 827 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,361,380 | 1,029 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,689,000 | 1,232 |
| Total interest expense | $614,000 | 2,839 |
| Net interest income | $12,075,000 | 1,093 |
| Provision for loan and lease losses | $607,000 | 1,438 |
| Total noninterest income | $2,121,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $447,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,674,000 | 1,231 |
| Total noninterest expense | $8,580,000 | 1,225 |
| Salaries and employee benefits | $5,337,000 | 1,168 |
| Premises and equipment expense | $692,000 | 1,605 |
| Additional noninterest expense | $2,551,000 | 1,226 |
| Pre-tax net operating income | $5,009,000 | 953 |
| Securities gains (losses) | $-150,000 | 4,969 |
| Applicable income taxes | $984,000 | 844 |
| Income before extraordinary items | $3,875,000 | 1,063 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,875,000 | 1,063 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,875,000 | 1,063 |
| Net charge-offs | $326,000 | 767 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,995,000 | 1,017 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 1,261 |
| Total interest expense | $336,000 | 2,842 |
| Net interest income | $5,867,000 | 1,097 |
| Provision for loan and lease losses | $303,000 | 1,165 |
| Total noninterest income | $1,100,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $294,000 | 965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 1,128 |
| Total noninterest expense | $4,180,000 | 1,266 |
| Salaries and employee benefits | $2,566,000 | 1,214 |
| Premises and equipment expense | $346,000 | 1,632 |
| Additional noninterest expense | $1,268,000 | 1,255 |
| Pre-tax net operating income | $2,484,000 | 890 |
| Securities gains (losses) | $-301,000 | 5,014 |
| Applicable income taxes | $361,000 | 942 |
| Income before extraordinary items | $1,822,000 | 1,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 1,010 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,822,000 | 1,010 |
| Net charge-offs | $231,000 | 586 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,071,830 | 893 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,722,000 | 1,225 |
| Total interest expense | $1,345,000 | 2,890 |
| Net interest income | $24,377,000 | 1,073 |
| Provision for loan and lease losses | $1,549,000 | 644 |
| Total noninterest income | $4,499,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,242,000 | 945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,257,000 | 1,137 |
| Total noninterest expense | $17,493,000 | 1,195 |
| Salaries and employee benefits | $10,656,000 | 1,145 |
| Premises and equipment expense | $1,374,000 | 1,613 |
| Additional noninterest expense | $5,463,000 | 1,160 |
| Pre-tax net operating income | $9,834,000 | 1,071 |
| Securities gains (losses) | $14,000 | 1,775 |
| Applicable income taxes | $2,017,000 | 891 |
| Income before extraordinary items | $7,831,000 | 1,135 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,831,000 | 1,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,831,000 | 1,137 |
| Net charge-offs | $1,092,000 | 628 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,819,800 | 1,116 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,255,000 | 1,239 |
| Total interest expense | $982,000 | 2,948 |
| Net interest income | $18,273,000 | 1,081 |
| Provision for loan and lease losses | $640,000 | 962 |
| Total noninterest income | $3,335,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $915,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,420,000 | 1,131 |
| Total noninterest expense | $11,984,000 | 1,287 |
| Salaries and employee benefits | $7,229,000 | 1,245 |
| Premises and equipment expense | $993,000 | 1,676 |
| Additional noninterest expense | $3,762,000 | 1,242 |
| Pre-tax net operating income | $8,984,000 | 921 |
| Securities gains (losses) | $14,000 | 1,557 |
| Applicable income taxes | $1,836,000 | 811 |
| Income before extraordinary items | $7,162,000 | 987 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,162,000 | 988 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,162,000 | 988 |
| Net charge-offs | $335,000 | 967 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,150,800 | 968 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,717,000 | 1,242 |
| Total interest expense | $631,000 | 2,986 |
| Net interest income | $12,086,000 | 1,087 |
| Provision for loan and lease losses | $434,000 | 952 |
| Total noninterest income | $2,186,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $603,000 | 961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,583,000 | 1,120 |
| Total noninterest expense | $7,915,000 | 1,310 |
| Salaries and employee benefits | $4,799,000 | 1,251 |
| Premises and equipment expense | $647,000 | 1,720 |
| Additional noninterest expense | $2,469,000 | 1,279 |
| Pre-tax net operating income | $5,923,000 | 913 |
| Securities gains (losses) | $-11,000 | 4,963 |
| Applicable income taxes | $1,439,000 | 713 |
| Income before extraordinary items | $4,473,000 | 1,013 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,473,000 | 1,013 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,473,000 | 1,013 |
| Net charge-offs | $174,000 | 1,077 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,481,690 | 991 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 1,249 |
| Total interest expense | $305,000 | 3,016 |
| Net interest income | $5,967,000 | 1,099 |
| Provision for loan and lease losses | $275,000 | 750 |
| Total noninterest income | $1,064,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $300,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $764,000 | 1,096 |
| Total noninterest expense | $3,927,000 | 1,316 |
| Salaries and employee benefits | $2,404,000 | 1,253 |
| Premises and equipment expense | $315,000 | 1,774 |
| Additional noninterest expense | $1,208,000 | 1,290 |
| Pre-tax net operating income | $2,829,000 | 909 |
| Securities gains (losses) | $-5,000 | 5,012 |
| Applicable income taxes | $699,000 | 705 |
| Income before extraordinary items | $2,125,000 | 1,031 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,125,000 | 1,030 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,125,000 | 1,030 |
| Net charge-offs | $151,000 | 727 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,128,950 | 1,008 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,928,000 | 1,234 |
| Total interest expense | $1,174,000 | 2,701 |
| Net interest income | $22,754,000 | 1,113 |
| Provision for loan and lease losses | $855,000 | 1,003 |
| Total noninterest income | $4,410,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,247,000 | 962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,163,000 | 1,102 |
| Total noninterest expense | $16,637,000 | 1,230 |
| Salaries and employee benefits | $9,894,000 | 1,183 |
| Premises and equipment expense | $1,381,000 | 1,622 |
| Additional noninterest expense | $5,362,000 | 1,177 |
| Pre-tax net operating income | $9,672,000 | 1,060 |
| Securities gains (losses) | $-122,000 | 5,060 |
| Applicable income taxes | $1,994,000 | 874 |
| Income before extraordinary items | $7,556,000 | 1,139 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,556,000 | 1,138 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,556,000 | 1,138 |
| Net charge-offs | $1,039,000 | 563 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,652,380 | 1,125 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,581,000 | 1,243 |
| Total interest expense | $872,000 | 2,648 |
| Net interest income | $16,709,000 | 1,127 |
| Provision for loan and lease losses | $396,000 | 1,342 |
| Total noninterest income | $3,277,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $907,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,370,000 | 1,122 |
| Total noninterest expense | $11,465,000 | 1,327 |
| Salaries and employee benefits | $6,860,000 | 1,261 |
| Premises and equipment expense | $983,000 | 1,705 |
| Additional noninterest expense | $3,622,000 | 1,284 |
| Pre-tax net operating income | $8,125,000 | 986 |
| Securities gains (losses) | $-35,000 | 5,059 |
| Applicable income taxes | $1,723,000 | 804 |
| Income before extraordinary items | $6,367,000 | 1,056 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,367,000 | 1,055 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,367,000 | 1,055 |
| Net charge-offs | $700,000 | 576 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,394,650 | 1,047 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 1,232 |
| Total interest expense | $592,000 | 2,538 |
| Net interest income | $11,015,000 | 1,133 |
| Provision for loan and lease losses | $166,000 | 1,705 |
| Total noninterest income | $2,144,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $590,000 | 1,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,554,000 | 1,132 |
| Total noninterest expense | $7,675,000 | 1,319 |
| Salaries and employee benefits | $4,624,000 | 1,250 |
| Premises and equipment expense | $667,000 | 1,697 |
| Additional noninterest expense | $2,384,000 | 1,308 |
| Pre-tax net operating income | $5,318,000 | 981 |
| Securities gains (losses) | $-35,000 | 5,212 |
| Applicable income taxes | $1,065,000 | 848 |
| Income before extraordinary items | $4,218,000 | 1,041 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,218,000 | 1,040 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,218,000 | 1,040 |
| Net charge-offs | $541,000 | 495 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,246,000 | 1,029 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 1,236 |
| Total interest expense | $293,000 | 2,498 |
| Net interest income | $5,435,000 | 1,150 |
| Provision for loan and lease losses | $83,000 | 1,631 |
| Total noninterest income | $1,052,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $297,000 | 1,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 1,133 |
| Total noninterest expense | $3,864,000 | 1,316 |
| Salaries and employee benefits | $2,317,000 | 1,262 |
| Premises and equipment expense | $350,000 | 1,646 |
| Additional noninterest expense | $1,197,000 | 1,285 |
| Pre-tax net operating income | $2,540,000 | 997 |
| Securities gains (losses) | $-10,000 | 5,219 |
| Applicable income taxes | $424,000 | 970 |
| Income before extraordinary items | $2,106,000 | 1,025 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,106,000 | 1,024 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,106,000 | 1,025 |
| Net charge-offs | $25,000 | 1,552 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,114,300 | 1,013 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,258,000 | 1,233 |
| Total interest expense | $1,111,000 | 2,376 |
| Net interest income | $21,147,000 | 1,153 |
| Provision for loan and lease losses | $2,716,000 | 396 |
| Total noninterest income | $4,482,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,294,000 | 945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,188,000 | 1,114 |
| Total noninterest expense | $15,213,000 | 1,302 |
| Salaries and employee benefits | $9,005,000 | 1,259 |
| Premises and equipment expense | $1,263,000 | 1,766 |
| Additional noninterest expense | $4,945,000 | 1,260 |
| Pre-tax net operating income | $7,700,000 | 1,211 |
| Securities gains (losses) | $766,000 | 172 |
| Applicable income taxes | $3,462,000 | 866 |
| Income before extraordinary items | $5,004,000 | 1,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,004,000 | 1,343 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,004,000 | 1,343 |
| Net charge-offs | $2,430,000 | 347 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,513,760 | 1,445 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,564,000 | 1,246 |
| Total interest expense | $829,000 | 2,351 |
| Net interest income | $15,735,000 | 1,166 |
| Provision for loan and lease losses | $1,962,000 | 404 |
| Total noninterest income | $3,393,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $962,000 | 952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,431,000 | 1,111 |
| Total noninterest expense | $10,781,000 | 1,375 |
| Salaries and employee benefits | $6,406,000 | 1,325 |
| Premises and equipment expense | $929,000 | 1,811 |
| Additional noninterest expense | $3,446,000 | 1,329 |
| Pre-tax net operating income | $6,385,000 | 1,146 |
| Securities gains (losses) | $766,000 | 157 |
| Applicable income taxes | $2,003,000 | 909 |
| Income before extraordinary items | $5,148,000 | 1,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,148,000 | 1,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,148,000 | 1,127 |
| Net charge-offs | $691,000 | 638 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,596,480 | 1,221 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 1,292 |
| Total interest expense | $544,000 | 2,345 |
| Net interest income | $9,982,000 | 1,214 |
| Provision for loan and lease losses | $417,000 | 960 |
| Total noninterest income | $2,246,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $637,000 | 947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,609,000 | 1,131 |
| Total noninterest expense | $7,240,000 | 1,365 |
| Salaries and employee benefits | $4,323,000 | 1,316 |
| Premises and equipment expense | $633,000 | 1,779 |
| Additional noninterest expense | $2,284,000 | 1,333 |
| Pre-tax net operating income | $4,571,000 | 1,061 |
| Securities gains (losses) | $779,000 | 108 |
| Applicable income taxes | $1,682,000 | 755 |
| Income before extraordinary items | $3,668,000 | 1,059 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,668,000 | 1,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,668,000 | 1,059 |
| Net charge-offs | $411,000 | 669 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,130,490 | 1,183 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 1,295 |
| Total interest expense | $271,000 | 2,326 |
| Net interest income | $4,889,000 | 1,227 |
| Provision for loan and lease losses | $84,000 | 1,627 |
| Total noninterest income | $1,116,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $315,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $801,000 | 1,121 |
| Total noninterest expense | $3,710,000 | 1,349 |
| Salaries and employee benefits | $2,193,000 | 1,314 |
| Premises and equipment expense | $325,000 | 1,751 |
| Additional noninterest expense | $1,192,000 | 1,287 |
| Pre-tax net operating income | $2,211,000 | 1,076 |
| Securities gains (losses) | $273,000 | 131 |
| Applicable income taxes | $825,000 | 757 |
| Income before extraordinary items | $1,659,000 | 1,132 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,659,000 | 1,131 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,659,000 | 1,132 |
| Net charge-offs | $112,000 | 870 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,476,090 | 1,214 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,572,000 | 1,269 |
| Total interest expense | $1,087,000 | 2,280 |
| Net interest income | $19,485,000 | 1,205 |
| Provision for loan and lease losses | $462,000 | 1,556 |
| Total noninterest income | $4,783,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,310,000 | 944 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,473,000 | 1,090 |
| Total noninterest expense | $15,088,000 | 1,315 |
| Salaries and employee benefits | $8,876,000 | 1,260 |
| Premises and equipment expense | $1,174,000 | 1,903 |
| Additional noninterest expense | $5,038,000 | 1,250 |
| Pre-tax net operating income | $8,718,000 | 1,031 |
| Securities gains (losses) | $178,000 | 945 |
| Applicable income taxes | $3,067,000 | 766 |
| Income before extraordinary items | $5,829,000 | 1,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,829,000 | 1,227 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,829,000 | 1,227 |
| Net charge-offs | $199,000 | 1,935 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,711,520 | 1,215 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,230,000 | 1,290 |
| Total interest expense | $810,000 | 2,295 |
| Net interest income | $14,420,000 | 1,222 |
| Provision for loan and lease losses | $377,000 | 1,397 |
| Total noninterest income | $3,698,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $971,000 | 947 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,727,000 | 1,059 |
| Total noninterest expense | $10,558,000 | 1,382 |
| Salaries and employee benefits | $6,186,000 | 1,338 |
| Premises and equipment expense | $887,000 | 1,892 |
| Additional noninterest expense | $3,485,000 | 1,344 |
| Pre-tax net operating income | $7,183,000 | 972 |
| Securities gains (losses) | $73,000 | 1,480 |
| Applicable income taxes | $2,506,000 | 744 |
| Income before extraordinary items | $4,750,000 | 1,156 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,750,000 | 1,156 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,750,000 | 1,156 |
| Net charge-offs | $174,000 | 1,569 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,702,550 | 1,137 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 1,298 |
| Total interest expense | $536,000 | 2,318 |
| Net interest income | $9,563,000 | 1,224 |
| Provision for loan and lease losses | $293,000 | 1,312 |
| Total noninterest income | $2,499,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $630,000 | 959 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,869,000 | 1,014 |
| Total noninterest expense | $6,901,000 | 1,425 |
| Salaries and employee benefits | $4,086,000 | 1,355 |
| Premises and equipment expense | $492,000 | 2,179 |
| Additional noninterest expense | $2,323,000 | 1,345 |
| Pre-tax net operating income | $4,868,000 | 951 |
| Securities gains (losses) | $15,000 | 2,089 |
| Applicable income taxes | $1,804,000 | 700 |
| Income before extraordinary items | $3,079,000 | 1,174 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,079,000 | 1,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,079,000 | 1,174 |
| Net charge-offs | $137,000 | 1,386 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,069,400 | 1,139 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 1,304 |
| Total interest expense | $268,000 | 2,327 |
| Net interest income | $4,720,000 | 1,236 |
| Provision for loan and lease losses | $109,000 | 1,444 |
| Total noninterest income | $1,078,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $310,000 | 973 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $768,000 | 1,131 |
| Total noninterest expense | $3,416,000 | 1,437 |
| Salaries and employee benefits | $2,041,000 | 1,363 |
| Premises and equipment expense | $246,000 | 2,186 |
| Additional noninterest expense | $1,129,000 | 1,370 |
| Pre-tax net operating income | $2,273,000 | 973 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $889,000 | 690 |
| Income before extraordinary items | $1,385,000 | 1,263 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,385,000 | 1,265 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,385,000 | 1,264 |
| Net charge-offs | $44,000 | 1,519 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,384,360 | 1,228 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,705,000 | 1,291 |
| Total interest expense | $1,045,000 | 2,345 |
| Net interest income | $18,660,000 | 1,226 |
| Provision for loan and lease losses | $375,000 | 1,656 |
| Total noninterest income | $4,372,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,346,000 | 942 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,026,000 | 1,153 |
| Total noninterest expense | $14,248,000 | 1,374 |
| Salaries and employee benefits | $8,248,000 | 1,315 |
| Premises and equipment expense | $984,000 | 2,199 |
| Additional noninterest expense | $5,016,000 | 1,265 |
| Pre-tax net operating income | $8,409,000 | 1,031 |
| Securities gains (losses) | $202,000 | 740 |
| Applicable income taxes | $3,059,000 | 739 |
| Income before extraordinary items | $5,552,000 | 1,255 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,552,000 | 1,255 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,552,000 | 1,255 |
| Net charge-offs | $215,000 | 1,918 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,422,720 | 1,251 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,670,000 | 1,310 |
| Total interest expense | $782,000 | 2,379 |
| Net interest income | $13,888,000 | 1,243 |
| Provision for loan and lease losses | $248,000 | 1,721 |
| Total noninterest income | $3,276,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $995,000 | 958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,281,000 | 1,167 |
| Total noninterest expense | $10,015,000 | 1,460 |
| Salaries and employee benefits | $5,805,000 | 1,398 |
| Premises and equipment expense | $763,000 | 2,180 |
| Additional noninterest expense | $3,447,000 | 1,363 |
| Pre-tax net operating income | $6,901,000 | 972 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $2,519,000 | 716 |
| Income before extraordinary items | $4,446,000 | 1,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,446,000 | 1,196 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,446,000 | 1,197 |
| Net charge-offs | $110,000 | 2,067 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,405,040 | 1,174 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 1,339 |
| Total interest expense | $519,000 | 2,404 |
| Net interest income | $9,073,000 | 1,264 |
| Provision for loan and lease losses | $163,000 | 1,704 |
| Total noninterest income | $2,149,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $659,000 | 953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,490,000 | 1,191 |
| Total noninterest expense | $6,691,000 | 1,462 |
| Salaries and employee benefits | $3,897,000 | 1,393 |
| Premises and equipment expense | $523,000 | 2,147 |
| Additional noninterest expense | $2,271,000 | 1,382 |
| Pre-tax net operating income | $4,368,000 | 1,013 |
| Securities gains (losses) | $78,000 | 958 |
| Applicable income taxes | $1,611,000 | 741 |
| Income before extraordinary items | $2,835,000 | 1,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,835,000 | 1,231 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,835,000 | 1,230 |
| Net charge-offs | $79,000 | 1,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,785,080 | 1,221 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,737,000 | 1,347 |
| Total interest expense | $255,000 | 2,452 |
| Net interest income | $4,482,000 | 1,267 |
| Provision for loan and lease losses | $84,000 | 1,621 |
| Total noninterest income | $1,095,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $319,000 | 959 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $776,000 | 1,118 |
| Total noninterest expense | $3,322,000 | 1,469 |
| Salaries and employee benefits | $1,953,000 | 1,397 |
| Premises and equipment expense | $282,000 | 2,043 |
| Additional noninterest expense | $1,087,000 | 1,415 |
| Pre-tax net operating income | $2,171,000 | 995 |
| Securities gains (losses) | $19,000 | 1,251 |
| Applicable income taxes | $802,000 | 735 |
| Income before extraordinary items | $1,388,000 | 1,216 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,388,000 | 1,216 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,388,000 | 1,217 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,375,840 | 1,182 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,305,000 | 1,385 |
| Total interest expense | $1,050,000 | 2,506 |
| Net interest income | $17,255,000 | 1,298 |
| Provision for loan and lease losses | $329,000 | 1,889 |
| Total noninterest income | $4,752,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,406,000 | 942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,346,000 | 1,020 |
| Total noninterest expense | $13,680,000 | 1,405 |
| Salaries and employee benefits | $7,950,000 | 1,327 |
| Premises and equipment expense | $1,146,000 | 2,003 |
| Additional noninterest expense | $4,584,000 | 1,400 |
| Pre-tax net operating income | $7,998,000 | 1,028 |
| Securities gains (losses) | $235,000 | 731 |
| Applicable income taxes | $3,029,000 | 706 |
| Income before extraordinary items | $5,204,000 | 1,255 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,204,000 | 1,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,204,000 | 1,254 |
| Net charge-offs | $165,000 | 2,678 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,053,600 | 1,263 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,577,000 | 1,401 |
| Total interest expense | $785,000 | 2,546 |
| Net interest income | $12,792,000 | 1,310 |
| Provision for loan and lease losses | $244,000 | 1,849 |
| Total noninterest income | $3,555,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,045,000 | 957 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,510,000 | 1,034 |
| Total noninterest expense | $9,741,000 | 1,476 |
| Salaries and employee benefits | $5,668,000 | 1,404 |
| Premises and equipment expense | $860,000 | 2,019 |
| Additional noninterest expense | $3,213,000 | 1,481 |
| Pre-tax net operating income | $6,362,000 | 988 |
| Securities gains (losses) | $98,000 | 1,009 |
| Applicable income taxes | $2,400,000 | 699 |
| Income before extraordinary items | $4,060,000 | 1,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,060,000 | 1,203 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,060,000 | 1,205 |
| Net charge-offs | $60,000 | 3,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,997,280 | 1,199 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,981,000 | 1,410 |
| Total interest expense | $523,000 | 2,559 |
| Net interest income | $8,458,000 | 1,313 |
| Provision for loan and lease losses | $159,000 | 1,842 |
| Total noninterest income | $2,469,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $686,000 | 957 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,783,000 | 978 |
| Total noninterest expense | $6,420,000 | 1,491 |
| Salaries and employee benefits | $3,692,000 | 1,425 |
| Premises and equipment expense | $596,000 | 1,957 |
| Additional noninterest expense | $2,132,000 | 1,478 |
| Pre-tax net operating income | $4,348,000 | 939 |
| Securities gains (losses) | $69,000 | 990 |
| Applicable income taxes | $1,602,000 | 686 |
| Income before extraordinary items | $2,815,000 | 1,138 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,815,000 | 1,139 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,815,000 | 1,139 |
| Net charge-offs | $38,000 | 3,009 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,770,840 | 1,128 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 1,418 |
| Total interest expense | $258,000 | 2,610 |
| Net interest income | $4,202,000 | 1,318 |
| Provision for loan and lease losses | $87,000 | 1,728 |
| Total noninterest income | $1,371,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $337,000 | 958 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,034,000 | 823 |
| Total noninterest expense | $3,205,000 | 1,501 |
| Salaries and employee benefits | $1,823,000 | 1,448 |
| Premises and equipment expense | $318,000 | 1,883 |
| Additional noninterest expense | $1,064,000 | 1,475 |
| Pre-tax net operating income | $2,281,000 | 871 |
| Securities gains (losses) | $26,000 | 872 |
| Applicable income taxes | $864,000 | 631 |
| Income before extraordinary items | $1,443,000 | 1,083 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,443,000 | 1,084 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,443,000 | 1,084 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,426,360 | 1,074 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,063,000 | 1,414 |
| Total interest expense | $1,125,000 | 2,697 |
| Net interest income | $16,938,000 | 1,295 |
| Provision for loan and lease losses | $333,000 | 2,322 |
| Total noninterest income | $4,516,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,555,000 | 892 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,961,000 | 1,157 |
| Total noninterest expense | $13,201,000 | 1,477 |
| Salaries and employee benefits | $7,519,000 | 1,397 |
| Premises and equipment expense | $1,036,000 | 2,180 |
| Additional noninterest expense | $4,646,000 | 1,432 |
| Pre-tax net operating income | $7,920,000 | 977 |
| Securities gains (losses) | $-162,000 | 6,598 |
| Applicable income taxes | $2,746,000 | 708 |
| Income before extraordinary items | $5,012,000 | 1,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,012,000 | 1,223 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,012,000 | 1,224 |
| Net charge-offs | $103,000 | 3,708 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,117,300 | 1,175 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,791,000 | 1,484 |
| Total interest expense | $857,000 | 2,755 |
| Net interest income | $11,934,000 | 1,362 |
| Provision for loan and lease losses | $227,000 | 2,396 |
| Total noninterest income | $3,421,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,164,000 | 894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,257,000 | 1,172 |
| Total noninterest expense | $9,359,000 | 1,549 |
| Salaries and employee benefits | $5,264,000 | 1,481 |
| Premises and equipment expense | $779,000 | 2,201 |
| Additional noninterest expense | $3,316,000 | 1,496 |
| Pre-tax net operating income | $5,769,000 | 1,006 |
| Securities gains (losses) | $80,000 | 1,368 |
| Applicable income taxes | $2,014,000 | 726 |
| Income before extraordinary items | $3,835,000 | 1,208 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,835,000 | 1,208 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,835,000 | 1,210 |
| Net charge-offs | $91,000 | 3,346 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,782,200 | 1,195 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 1,492 |
| Total interest expense | $569,000 | 2,823 |
| Net interest income | $7,852,000 | 1,371 |
| Provision for loan and lease losses | $164,000 | 2,348 |
| Total noninterest income | $2,294,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $769,000 | 882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,525,000 | 1,191 |
| Total noninterest expense | $6,165,000 | 1,566 |
| Salaries and employee benefits | $3,509,000 | 1,484 |
| Premises and equipment expense | $546,000 | 2,098 |
| Additional noninterest expense | $2,110,000 | 1,550 |
| Pre-tax net operating income | $3,817,000 | 991 |
| Securities gains (losses) | $50,000 | 1,522 |
| Applicable income taxes | $1,325,000 | 742 |
| Income before extraordinary items | $2,542,000 | 1,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,542,000 | 1,203 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,542,000 | 1,204 |
| Net charge-offs | $85,000 | 2,906 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,509,000 | 1,167 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 1,514 |
| Total interest expense | $287,000 | 2,880 |
| Net interest income | $3,903,000 | 1,374 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $1,193,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $378,000 | 885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $815,000 | 1,136 |
| Total noninterest expense | $3,103,000 | 1,574 |
| Salaries and employee benefits | $1,764,000 | 1,501 |
| Premises and equipment expense | $312,000 | 1,896 |
| Additional noninterest expense | $1,027,000 | 1,578 |
| Pre-tax net operating income | $1,913,000 | 968 |
| Securities gains (losses) | $-9,000 | 6,796 |
| Applicable income taxes | $639,000 | 746 |
| Income before extraordinary items | $1,265,000 | 1,180 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,265,000 | 1,182 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,265,000 | 1,182 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,270,940 | 1,124 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,448,000 | 1,507 |
| Total interest expense | $1,489,000 | 2,733 |
| Net interest income | $15,959,000 | 1,368 |
| Provision for loan and lease losses | $813,000 | 2,049 |
| Total noninterest income | $5,400,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,686,000 | 835 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,714,000 | 1,017 |
| Total noninterest expense | $12,539,000 | 1,554 |
| Salaries and employee benefits | $6,741,000 | 1,506 |
| Premises and equipment expense | $1,127,000 | 2,054 |
| Additional noninterest expense | $4,671,000 | 1,448 |
| Pre-tax net operating income | $8,007,000 | 885 |
| Securities gains (losses) | $-166,000 | 6,948 |
| Applicable income taxes | $2,705,000 | 677 |
| Income before extraordinary items | $5,136,000 | 1,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,136,000 | 1,146 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,136,000 | 1,146 |
| Net charge-offs | $59,000 | 4,813 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,245,560 | 1,071 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,618,000 | 1,616 |
| Total interest expense | $1,166,000 | 2,742 |
| Net interest income | $11,452,000 | 1,450 |
| Provision for loan and lease losses | $344,000 | 2,801 |
| Total noninterest income | $4,040,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,247,000 | 854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,793,000 | 994 |
| Total noninterest expense | $8,814,000 | 1,645 |
| Salaries and employee benefits | $4,713,000 | 1,609 |
| Premises and equipment expense | $811,000 | 2,147 |
| Additional noninterest expense | $3,290,000 | 1,534 |
| Pre-tax net operating income | $6,334,000 | 880 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $2,202,000 | 643 |
| Income before extraordinary items | $4,156,000 | 1,098 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,156,000 | 1,099 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,156,000 | 1,099 |
| Net charge-offs | $45,000 | 4,583 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,140,400 | 1,037 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 1,644 |
| Total interest expense | $824,000 | 2,710 |
| Net interest income | $7,482,000 | 1,493 |
| Provision for loan and lease losses | $236,000 | 2,784 |
| Total noninterest income | $2,655,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $813,000 | 865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,842,000 | 981 |
| Total noninterest expense | $5,834,000 | 1,663 |
| Salaries and employee benefits | $3,161,000 | 1,604 |
| Premises and equipment expense | $551,000 | 2,102 |
| Additional noninterest expense | $2,122,000 | 1,588 |
| Pre-tax net operating income | $4,067,000 | 894 |
| Securities gains (losses) | $27,000 | 2,373 |
| Applicable income taxes | $1,430,000 | 669 |
| Income before extraordinary items | $2,664,000 | 1,131 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,664,000 | 1,131 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,664,000 | 1,131 |
| Net charge-offs | $34,000 | 4,320 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,646,450 | 1,062 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 1,693 |
| Total interest expense | $433,000 | 2,688 |
| Net interest income | $3,619,000 | 1,546 |
| Provision for loan and lease losses | $157,000 | 2,259 |
| Total noninterest income | $1,322,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $388,000 | 894 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $934,000 | 951 |
| Total noninterest expense | $2,889,000 | 1,670 |
| Salaries and employee benefits | $1,588,000 | 1,591 |
| Premises and equipment expense | $277,000 | 2,107 |
| Additional noninterest expense | $1,024,000 | 1,616 |
| Pre-tax net operating income | $1,895,000 | 937 |
| Securities gains (losses) | $-7,000 | 7,026 |
| Applicable income taxes | $653,000 | 703 |
| Income before extraordinary items | $1,235,000 | 1,183 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,235,000 | 1,183 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,235,000 | 1,183 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,239,550 | 1,122 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,493,000 | 1,709 |
| Total interest expense | $2,098,000 | 2,667 |
| Net interest income | $14,395,000 | 1,548 |
| Provision for loan and lease losses | $735,000 | 2,869 |
| Total noninterest income | $4,172,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,612,000 | 916 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,560,000 | 1,149 |
| Total noninterest expense | $12,074,000 | 1,624 |
| Salaries and employee benefits | $6,517,000 | 1,514 |
| Premises and equipment expense | $1,216,000 | 2,041 |
| Additional noninterest expense | $4,341,000 | 1,571 |
| Pre-tax net operating income | $5,758,000 | 1,041 |
| Securities gains (losses) | $-132,000 | 7,111 |
| Applicable income taxes | $1,755,000 | 880 |
| Income before extraordinary items | $3,871,000 | 1,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,871,000 | 1,287 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,871,000 | 1,287 |
| Net charge-offs | $137,000 | 4,688 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,962,080 | 1,186 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,075,000 | 1,769 |
| Total interest expense | $1,638,000 | 2,679 |
| Net interest income | $10,437,000 | 1,615 |
| Provision for loan and lease losses | $546,000 | 2,753 |
| Total noninterest income | $3,035,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,170,000 | 946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,865,000 | 1,175 |
| Total noninterest expense | $8,576,000 | 1,693 |
| Salaries and employee benefits | $4,606,000 | 1,609 |
| Premises and equipment expense | $915,000 | 2,043 |
| Additional noninterest expense | $3,055,000 | 1,672 |
| Pre-tax net operating income | $4,350,000 | 1,058 |
| Securities gains (losses) | $100,000 | 1,791 |
| Applicable income taxes | $1,371,000 | 854 |
| Income before extraordinary items | $3,079,000 | 1,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,079,000 | 1,262 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,079,000 | 1,262 |
| Net charge-offs | $70,000 | 4,732 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,010,000 | 1,217 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 1,794 |
| Total interest expense | $1,153,000 | 2,641 |
| Net interest income | $6,842,000 | 1,641 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $1,934,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $742,000 | 982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,192,000 | 1,188 |
| Total noninterest expense | $5,737,000 | 1,705 |
| Salaries and employee benefits | $3,075,000 | 1,611 |
| Premises and equipment expense | $640,000 | 1,969 |
| Additional noninterest expense | $2,022,000 | 1,698 |
| Pre-tax net operating income | $2,844,000 | 1,059 |
| Securities gains (losses) | $17,000 | 2,165 |
| Applicable income taxes | $1,021,000 | 751 |
| Income before extraordinary items | $1,840,000 | 1,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,840,000 | 1,351 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,840,000 | 1,351 |
| Net charge-offs | $48,000 | 4,483 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,829,120 | 1,301 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 1,826 |
| Total interest expense | $599,000 | 2,642 |
| Net interest income | $3,344,000 | 1,674 |
| Provision for loan and lease losses | $82,000 | 3,611 |
| Total noninterest income | $925,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $354,000 | 1,017 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $571,000 | 1,225 |
| Total noninterest expense | $2,859,000 | 1,725 |
| Salaries and employee benefits | $1,533,000 | 1,622 |
| Premises and equipment expense | $326,000 | 1,977 |
| Additional noninterest expense | $1,000,000 | 1,713 |
| Pre-tax net operating income | $1,328,000 | 1,105 |
| Securities gains (losses) | $15,000 | 1,187 |
| Applicable income taxes | $478,000 | 779 |
| Income before extraordinary items | $865,000 | 1,395 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $865,000 | 1,396 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $865,000 | 1,396 |
| Net charge-offs | $31,000 | 3,744 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $855,400 | 1,367 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,910,000 | 1,905 |
| Total interest expense | $3,201,000 | 2,461 |
| Net interest income | $12,709,000 | 1,744 |
| Provision for loan and lease losses | $282,000 | 4,937 |
| Total noninterest income | $3,622,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,353,000 | 1,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,269,000 | 1,294 |
| Total noninterest expense | $12,425,000 | 1,603 |
| Salaries and employee benefits | $6,639,000 | 1,484 |
| Premises and equipment expense | $1,239,000 | 2,043 |
| Additional noninterest expense | $4,547,000 | 1,584 |
| Pre-tax net operating income | $3,624,000 | 1,375 |
| Securities gains (losses) | $459,000 | 952 |
| Applicable income taxes | $1,382,000 | 959 |
| Income before extraordinary items | $2,701,000 | 1,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,701,000 | 1,531 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,701,000 | 1,532 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,398,060 | 1,651 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,839,000 | 1,962 |
| Total interest expense | $2,534,000 | 2,439 |
| Net interest income | $9,305,000 | 1,807 |
| Provision for loan and lease losses | $165,000 | 5,139 |
| Total noninterest income | $2,547,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $978,000 | 1,195 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,569,000 | 1,300 |
| Total noninterest expense | $9,083,000 | 1,622 |
| Salaries and employee benefits | $4,725,000 | 1,559 |
| Premises and equipment expense | $929,000 | 2,068 |
| Additional noninterest expense | $3,429,000 | 1,545 |
| Pre-tax net operating income | $2,604,000 | 1,518 |
| Securities gains (losses) | $486,000 | 756 |
| Applicable income taxes | $1,024,000 | 984 |
| Income before extraordinary items | $2,066,000 | 1,599 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,066,000 | 1,602 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,066,000 | 1,602 |
| Net charge-offs | $60,000 | 5,373 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,740,380 | 1,798 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 1,958 |
| Total interest expense | $1,700,000 | 2,520 |
| Net interest income | $6,277,000 | 1,783 |
| Provision for loan and lease losses | $94,000 | 5,229 |
| Total noninterest income | $1,571,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $634,000 | 1,234 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $937,000 | 1,355 |
| Total noninterest expense | $5,929,000 | 1,661 |
| Salaries and employee benefits | $3,080,000 | 1,606 |
| Premises and equipment expense | $629,000 | 2,057 |
| Additional noninterest expense | $2,220,000 | 1,586 |
| Pre-tax net operating income | $1,825,000 | 1,423 |
| Securities gains (losses) | $257,000 | 791 |
| Applicable income taxes | $778,000 | 862 |
| Income before extraordinary items | $1,304,000 | 1,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,304,000 | 1,677 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,304,000 | 1,678 |
| Net charge-offs | $20,000 | 5,512 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,139,520 | 1,797 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 2,013 |
| Total interest expense | $856,000 | 2,612 |
| Net interest income | $3,123,000 | 1,816 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $745,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $290,000 | 1,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $455,000 | 1,391 |
| Total noninterest expense | $2,967,000 | 1,684 |
| Salaries and employee benefits | $1,542,000 | 1,629 |
| Premises and equipment expense | $325,000 | 2,054 |
| Additional noninterest expense | $1,100,000 | 1,598 |
| Pre-tax net operating income | $869,000 | 1,502 |
| Securities gains (losses) | $133,000 | 677 |
| Applicable income taxes | $380,000 | 872 |
| Income before extraordinary items | $622,000 | 1,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 1,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $622,000 | 1,773 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $536,880 | 1,942 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,049,000 | 2,114 |
| Total interest expense | $4,459,000 | 2,502 |
| Net interest income | $11,590,000 | 1,912 |
| Provision for loan and lease losses | $279,000 | 5,381 |
| Total noninterest income | $3,236,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,379,000 | 1,248 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,857,000 | 1,446 |
| Total noninterest expense | $11,770,000 | 1,734 |
| Salaries and employee benefits | $6,495,000 | 1,537 |
| Premises and equipment expense | $1,123,000 | 2,344 |
| Additional noninterest expense | $4,152,000 | 1,794 |
| Pre-tax net operating income | $2,777,000 | 1,438 |
| Securities gains (losses) | $406,000 | 1,007 |
| Applicable income taxes | $679,000 | 1,273 |
| Income before extraordinary items | $2,504,000 | 1,340 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,504,000 | 1,338 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,504,000 | 1,339 |
| Net charge-offs | $115,000 | 5,568 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,183,260 | 1,498 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 2,148 |
| Total interest expense | $3,484,000 | 2,514 |
| Net interest income | $8,554,000 | 1,933 |
| Provision for loan and lease losses | $228,000 | 4,974 |
| Total noninterest income | $2,506,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,045,000 | 1,236 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,461,000 | 1,421 |
| Total noninterest expense | $8,589,000 | 1,761 |
| Salaries and employee benefits | $4,700,000 | 1,599 |
| Premises and equipment expense | $844,000 | 2,362 |
| Additional noninterest expense | $3,045,000 | 1,764 |
| Pre-tax net operating income | $2,243,000 | 1,438 |
| Securities gains (losses) | $247,000 | 1,150 |
| Applicable income taxes | $392,000 | 1,656 |
| Income before extraordinary items | $2,098,000 | 1,276 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,098,000 | 1,275 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,098,000 | 1,276 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,890,520 | 1,386 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 2,189 |
| Total interest expense | $2,385,000 | 2,548 |
| Net interest income | $5,613,000 | 1,953 |
| Provision for loan and lease losses | $77,000 | 5,613 |
| Total noninterest income | $1,488,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $689,000 | 1,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $799,000 | 1,650 |
| Total noninterest expense | $5,780,000 | 1,772 |
| Salaries and employee benefits | $3,214,000 | 1,599 |
| Premises and equipment expense | $496,000 | 2,660 |
| Additional noninterest expense | $2,070,000 | 1,759 |
| Pre-tax net operating income | $1,244,000 | 1,774 |
| Securities gains (losses) | $183,000 | 1,064 |
| Applicable income taxes | $392,000 | 1,283 |
| Income before extraordinary items | $1,035,000 | 1,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 1,792 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,035,000 | 1,794 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $901,410 | 1,955 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,203 |
| Total interest expense | $1,230,000 | 2,571 |
| Net interest income | $2,782,000 | 1,961 |
| Provision for loan and lease losses | $32,000 | 5,364 |
| Total noninterest income | $708,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $317,000 | 1,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $391,000 | 1,641 |
| Total noninterest expense | $2,796,000 | 1,769 |
| Salaries and employee benefits | $1,617,000 | 1,607 |
| Premises and equipment expense | $276,000 | 2,474 |
| Additional noninterest expense | $903,000 | 1,785 |
| Pre-tax net operating income | $662,000 | 1,892 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $231,000 | 1,295 |
| Income before extraordinary items | $446,000 | 2,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $446,000 | 2,343 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $446,000 | 2,345 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $436,100 | 2,256 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 2,346 |
| Total interest expense | $5,561,000 | 2,694 |
| Net interest income | $10,328,000 | 2,153 |
| Provision for loan and lease losses | $391,000 | 4,172 |
| Total noninterest income | $2,780,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,263,000 | 1,422 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,517,000 | 1,580 |
| Total noninterest expense | $10,047,000 | 1,920 |
| Salaries and employee benefits | $5,984,000 | 1,712 |
| Premises and equipment expense | $1,019,000 | 2,586 |
| Additional noninterest expense | $3,044,000 | 1,986 |
| Pre-tax net operating income | $2,670,000 | 1,989 |
| Securities gains (losses) | $159,000 | 838 |
| Applicable income taxes | $829,000 | 1,367 |
| Income before extraordinary items | $2,000,000 | 2,000 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,057 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,887,110 | 2,219 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 2,470 |
| Total interest expense | $4,156,000 | 2,814 |
| Net interest income | $7,318,000 | 2,282 |
| Provision for loan and lease losses | $353,000 | 3,287 |
| Total noninterest income | $2,049,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $913,000 | 1,483 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,136,000 | 1,665 |
| Total noninterest expense | $6,829,000 | 2,110 |
| Salaries and employee benefits | $4,078,000 | 1,899 |
| Premises and equipment expense | $731,000 | 2,697 |
| Additional noninterest expense | $2,020,000 | 2,145 |
| Pre-tax net operating income | $2,185,000 | 2,158 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $637,000 | 1,632 |
| Income before extraordinary items | $1,548,000 | 2,265 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,548,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,479 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,548,000 | 2,382 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 2,672 |
| Total interest expense | $2,594,000 | 3,083 |
| Net interest income | $4,544,000 | 2,404 |
| Provision for loan and lease losses | $351,000 | 2,321 |
| Total noninterest income | $1,270,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $544,000 | 1,626 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $726,000 | 1,743 |
| Total noninterest expense | $3,973,000 | 2,389 |
| Salaries and employee benefits | $2,458,000 | 2,110 |
| Premises and equipment expense | $434,000 | 2,986 |
| Additional noninterest expense | $1,081,000 | 2,562 |
| Pre-tax net operating income | $1,490,000 | 2,213 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $435,000 | 1,769 |
| Income before extraordinary items | $1,055,000 | 2,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,055,000 | 2,415 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 2,758 |
| Total interest expense | $1,323,000 | 3,203 |
| Net interest income | $2,223,000 | 2,461 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $608,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $256,000 | 1,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $352,000 | 1,772 |
| Total noninterest expense | $2,079,000 | 2,293 |
| Salaries and employee benefits | $1,221,000 | 2,148 |
| Premises and equipment expense | $219,000 | 2,978 |
| Additional noninterest expense | $639,000 | 2,189 |
| Pre-tax net operating income | $750,000 | 2,285 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $212,000 | 1,891 |
| Income before extraordinary items | $538,000 | 2,534 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $538,000 | 2,459 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,859,000 | 2,554 |
| Total interest expense | $5,370,000 | 3,289 |
| Net interest income | $10,489,000 | 2,162 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $2,271,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,071,000 | 1,667 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,200,000 | 1,976 |
| Total noninterest expense | $8,671,000 | 2,123 |
| Salaries and employee benefits | $5,015,000 | 1,998 |
| Premises and equipment expense | $780,000 | 3,145 |
| Additional noninterest expense | $2,876,000 | 1,912 |
| Pre-tax net operating income | $3,849,000 | 2,045 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $1,301,000 | 1,565 |
| Income before extraordinary items | $2,553,000 | 2,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,553,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,549,700 | 2,308 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,811,000 | 2,789 |
| Total interest expense | $3,985,000 | 3,297 |
| Net interest income | $6,826,000 | 2,446 |
| Provision for loan and lease losses | $33,000 | 5,491 |
| Total noninterest income | $1,653,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $772,000 | 1,699 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $881,000 | 1,999 |
| Total noninterest expense | $6,097,000 | 2,229 |
| Salaries and employee benefits | $3,511,000 | 2,148 |
| Premises and equipment expense | $572,000 | 3,194 |
| Additional noninterest expense | $2,014,000 | 1,989 |
| Pre-tax net operating income | $2,349,000 | 2,537 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $679,000 | 2,125 |
| Income before extraordinary items | $1,675,000 | 2,743 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,675,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,671,450 | 2,730 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 2,827 |
| Total interest expense | $2,593,000 | 3,354 |
| Net interest income | $4,518,000 | 2,491 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $1,076,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $499,000 | 1,752 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $577,000 | 2,040 |
| Total noninterest expense | $4,013,000 | 2,271 |
| Salaries and employee benefits | $2,349,000 | 2,180 |
| Premises and equipment expense | $381,000 | 3,209 |
| Additional noninterest expense | $1,283,000 | 2,089 |
| Pre-tax net operating income | $1,557,000 | 2,615 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $435,000 | 2,263 |
| Income before extraordinary items | $1,122,000 | 2,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,122,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,122,000 | 2,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 2,862 |
| Total interest expense | $1,256,000 | 3,423 |
| Net interest income | $2,246,000 | 2,505 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $517,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $245,000 | 1,739 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $272,000 | 2,097 |
| Total noninterest expense | $1,978,000 | 2,307 |
| Salaries and employee benefits | $1,166,000 | 2,210 |
| Premises and equipment expense | $198,000 | 3,140 |
| Additional noninterest expense | $614,000 | 2,145 |
| Pre-tax net operating income | $770,000 | 2,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $206,000 | 2,363 |
| Income before extraordinary items | $564,000 | 2,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $564,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $564,000 | 2,758 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,917,000 | 2,561 |
| Total interest expense | $4,225,000 | 3,461 |
| Net interest income | $10,692,000 | 2,163 |
| Provision for loan and lease losses | $297,000 | 2,830 |
| Total noninterest income | $2,414,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,117,000 | 1,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,297,000 | 1,847 |
| Total noninterest expense | $8,787,000 | 2,007 |
| Salaries and employee benefits | $4,984,000 | 1,948 |
| Premises and equipment expense | $862,000 | 2,815 |
| Additional noninterest expense | $2,941,000 | 1,791 |
| Pre-tax net operating income | $4,022,000 | 2,250 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,511,000 | 1,651 |
| Income before extraordinary items | $2,511,000 | 2,611 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,511,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,511,000 | 2,597 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,047,000 | 2,787 |
| Total interest expense | $3,038,000 | 3,477 |
| Net interest income | $7,009,000 | 2,454 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $1,852,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $835,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,017,000 | 1,796 |
| Total noninterest expense | $6,306,000 | 2,094 |
| Salaries and employee benefits | $3,592,000 | 2,035 |
| Premises and equipment expense | $608,000 | 2,974 |
| Additional noninterest expense | $2,106,000 | 1,845 |
| Pre-tax net operating income | $2,476,000 | 2,674 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $845,000 | 2,121 |
| Income before extraordinary items | $1,631,000 | 3,010 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,631,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,631,000 | 3,001 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 2,769 |
| Total interest expense | $1,956,000 | 3,447 |
| Net interest income | $4,697,000 | 2,442 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $1,227,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $546,000 | 1,612 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $681,000 | 1,798 |
| Total noninterest expense | $4,179,000 | 2,113 |
| Salaries and employee benefits | $2,424,000 | 2,014 |
| Premises and equipment expense | $410,000 | 2,940 |
| Additional noninterest expense | $1,345,000 | 1,953 |
| Pre-tax net operating income | $1,693,000 | 2,626 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $511,000 | 2,271 |
| Income before extraordinary items | $1,182,000 | 2,827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,182,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,182,000 | 2,816 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 2,716 |
| Total interest expense | $950,000 | 3,380 |
| Net interest income | $2,378,000 | 2,419 |
| Provision for loan and lease losses | $26,000 | 4,229 |
| Total noninterest income | $636,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $259,000 | 1,638 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $377,000 | 1,637 |
| Total noninterest expense | $2,114,000 | 2,091 |
| Salaries and employee benefits | $1,218,000 | 2,020 |
| Premises and equipment expense | $212,000 | 2,866 |
| Additional noninterest expense | $684,000 | 1,913 |
| Pre-tax net operating income | $874,000 | 2,522 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $272,000 | 2,140 |
| Income before extraordinary items | $602,000 | 2,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $602,000 | 2,716 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,346,000 | 2,475 |
| Total interest expense | $3,368,000 | 3,038 |
| Net interest income | $9,978,000 | 2,221 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $2,886,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $921,000 | 1,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,965,000 | 1,380 |
| Total noninterest expense | $9,063,000 | 1,870 |
| Salaries and employee benefits | $5,411,000 | 1,730 |
| Premises and equipment expense | $876,000 | 2,658 |
| Additional noninterest expense | $2,776,000 | 1,822 |
| Pre-tax net operating income | $3,637,000 | 2,384 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,160,000 | 2,053 |
| Income before extraordinary items | $2,477,000 | 2,622 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,477,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,235 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,477,000 | 2,597 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 2,545 |
| Total interest expense | $2,447,000 | 2,980 |
| Net interest income | $7,029,000 | 2,334 |
| Provision for loan and lease losses | $99,000 | 4,204 |
| Total noninterest income | $2,192,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $630,000 | 2,024 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,562,000 | 1,320 |
| Total noninterest expense | $6,581,000 | 1,907 |
| Salaries and employee benefits | $3,936,000 | 1,764 |
| Premises and equipment expense | $638,000 | 2,713 |
| Additional noninterest expense | $2,007,000 | 1,861 |
| Pre-tax net operating income | $2,541,000 | 2,545 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $752,000 | 2,297 |
| Income before extraordinary items | $1,789,000 | 2,708 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,789,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,789,000 | 2,674 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 2,509 |
| Total interest expense | $1,591,000 | 2,919 |
| Net interest income | $4,664,000 | 2,320 |
| Provision for loan and lease losses | $41,000 | 4,838 |
| Total noninterest income | $1,366,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $364,000 | 2,239 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,002,000 | 1,345 |
| Total noninterest expense | $4,380,000 | 1,890 |
| Salaries and employee benefits | $2,668,000 | 1,726 |
| Premises and equipment expense | $423,000 | 2,701 |
| Additional noninterest expense | $1,289,000 | 1,907 |
| Pre-tax net operating income | $1,609,000 | 2,615 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $454,000 | 2,405 |
| Income before extraordinary items | $1,155,000 | 2,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,155,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,155,000 | 2,700 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 2,516 |
| Total interest expense | $777,000 | 2,866 |
| Net interest income | $2,298,000 | 2,335 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $657,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $529,000 | 1,275 |
| Total noninterest expense | $2,161,000 | 1,923 |
| Salaries and employee benefits | $1,339,000 | 1,725 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $623,000 | 1,972 |
| Pre-tax net operating income | $778,000 | 2,634 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $206,000 | 2,545 |
| Income before extraordinary items | $572,000 | 2,716 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $572,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $572,000 | 2,670 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 2,208 |
| Total interest expense | $3,343,000 | 2,394 |
| Net interest income | $9,687,000 | 2,099 |
| Provision for loan and lease losses | $157,000 | 4,163 |
| Total noninterest income | $2,795,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $569,000 | 2,830 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,226,000 | 1,227 |
| Total noninterest expense | $8,817,000 | 1,835 |
| Salaries and employee benefits | $5,279,000 | 1,668 |
| Premises and equipment expense | $1,211,000 | 1,900 |
| Additional noninterest expense | $2,327,000 | 2,093 |
| Pre-tax net operating income | $3,508,000 | 2,272 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $1,121,000 | 1,995 |
| Income before extraordinary items | $2,401,000 | 2,519 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,401,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,750 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,391,480 | 2,470 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 2,340 |
| Total interest expense | $2,545,000 | 2,317 |
| Net interest income | $6,536,000 | 2,311 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $2,113,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $428,000 | 2,833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,685,000 | 1,216 |
| Total noninterest expense | $6,439,000 | 1,859 |
| Salaries and employee benefits | $3,813,000 | 1,729 |
| Premises and equipment expense | $874,000 | 1,982 |
| Additional noninterest expense | $1,752,000 | 2,062 |
| Pre-tax net operating income | $2,144,000 | 2,715 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $621,000 | 2,512 |
| Income before extraordinary items | $1,537,000 | 2,891 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,537,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,527,060 | 2,839 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 2,346 |
| Total interest expense | $1,716,000 | 2,275 |
| Net interest income | $4,298,000 | 2,322 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $1,414,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $276,000 | 2,899 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,138,000 | 1,208 |
| Total noninterest expense | $4,198,000 | 1,906 |
| Salaries and employee benefits | $2,474,000 | 1,771 |
| Premises and equipment expense | $565,000 | 2,036 |
| Additional noninterest expense | $1,159,000 | 2,087 |
| Pre-tax net operating income | $1,459,000 | 2,641 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $450,000 | 2,363 |
| Income before extraordinary items | $1,023,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,023,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,013,340 | 2,820 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 2,342 |
| Total interest expense | $868,000 | 2,273 |
| Net interest income | $2,145,000 | 2,324 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $739,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $134,000 | 2,908 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $605,000 | 1,133 |
| Total noninterest expense | $2,112,000 | 1,899 |
| Salaries and employee benefits | $1,241,000 | 1,784 |
| Premises and equipment expense | $280,000 | 2,073 |
| Additional noninterest expense | $591,000 | 1,999 |
| Pre-tax net operating income | $760,000 | 2,527 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $229,000 | 2,342 |
| Income before extraordinary items | $545,000 | 2,736 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $545,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $535,200 | 2,681 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,407,000 | 2,320 |
| Total interest expense | $4,179,000 | 2,128 |
| Net interest income | $8,228,000 | 2,372 |
| Provision for loan and lease losses | $116,000 | 5,097 |
| Total noninterest income | $3,560,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $565,000 | 2,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,995,000 | 1,095 |
| Total noninterest expense | $8,781,000 | 1,806 |
| Salaries and employee benefits | $5,028,000 | 1,711 |
| Premises and equipment expense | $1,214,000 | 1,884 |
| Additional noninterest expense | $2,539,000 | 1,897 |
| Pre-tax net operating income | $2,891,000 | 2,586 |
| Securities gains (losses) | $256,000 | 1,156 |
| Applicable income taxes | $927,000 | 2,285 |
| Income before extraordinary items | $2,220,000 | 2,636 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,220,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,038,240 | 2,696 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,354,000 | 2,344 |
| Total interest expense | $3,285,000 | 2,115 |
| Net interest income | $6,069,000 | 2,419 |
| Provision for loan and lease losses | $91,000 | 4,804 |
| Total noninterest income | $2,584,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $409,000 | 2,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,175,000 | 1,162 |
| Total noninterest expense | $6,367,000 | 1,865 |
| Salaries and employee benefits | $3,605,000 | 1,806 |
| Premises and equipment expense | $908,000 | 1,887 |
| Additional noninterest expense | $1,854,000 | 1,926 |
| Pre-tax net operating income | $2,195,000 | 2,649 |
| Securities gains (losses) | $255,000 | 1,069 |
| Applicable income taxes | $721,000 | 2,347 |
| Income before extraordinary items | $1,729,000 | 2,647 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,729,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,249 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,547,950 | 2,752 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 2,303 |
| Total interest expense | $2,296,000 | 2,091 |
| Net interest income | $4,082,000 | 2,379 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $1,655,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $262,000 | 2,954 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,393,000 | 1,197 |
| Total noninterest expense | $4,198,000 | 1,881 |
| Salaries and employee benefits | $2,380,000 | 1,805 |
| Premises and equipment expense | $624,000 | 1,826 |
| Additional noninterest expense | $1,194,000 | 2,002 |
| Pre-tax net operating income | $1,515,000 | 2,567 |
| Securities gains (losses) | $247,000 | 925 |
| Applicable income taxes | $619,000 | 2,004 |
| Income before extraordinary items | $1,143,000 | 2,687 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,143,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $982,450 | 2,858 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 2,331 |
| Total interest expense | $1,154,000 | 2,119 |
| Net interest income | $2,016,000 | 2,407 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $732,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $602,000 | 1,302 |
| Total noninterest expense | $2,042,000 | 1,916 |
| Salaries and employee benefits | $1,136,000 | 1,883 |
| Premises and equipment expense | $319,000 | 1,794 |
| Additional noninterest expense | $587,000 | 2,002 |
| Pre-tax net operating income | $682,000 | 2,788 |
| Securities gains (losses) | $236,000 | 599 |
| Applicable income taxes | $308,000 | 2,010 |
| Income before extraordinary items | $610,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $454,240 | 2,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,075,000 | 2,184 |
| Total interest expense | $5,110,000 | 2,195 |
| Net interest income | $8,965,000 | 2,162 |
| Provision for loan and lease losses | $172,000 | 4,677 |
| Total noninterest income | $2,504,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $523,000 | 2,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,981,000 | 1,317 |
| Total noninterest expense | $8,324,000 | 1,819 |
| Salaries and employee benefits | $4,889,000 | 1,649 |
| Premises and equipment expense | $1,175,000 | 1,891 |
| Additional noninterest expense | $2,260,000 | 2,039 |
| Pre-tax net operating income | $2,973,000 | 2,520 |
| Securities gains (losses) | $418,000 | 737 |
| Applicable income taxes | $1,114,000 | 2,042 |
| Income before extraordinary items | $2,277,000 | 2,529 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,277,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,996,940 | 2,726 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,922,000 | 2,298 |
| Total interest expense | $6,657,000 | 2,407 |
| Net interest income | $8,265,000 | 2,164 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $2,329,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $408,000 | 3,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,921,000 | 1,281 |
| Total noninterest expense | $7,408,000 | 1,941 |
| Salaries and employee benefits | $4,467,000 | 1,690 |
| Premises and equipment expense | $962,000 | 2,226 |
| Additional noninterest expense | $1,979,000 | 2,265 |
| Pre-tax net operating income | $3,066,000 | 2,217 |
| Securities gains (losses) | $55,000 | 2,257 |
| Applicable income taxes | $1,079,000 | 1,964 |
| Income before extraordinary items | $2,042,000 | 2,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,042,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,135 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,006,250 | 2,436 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,251,000 | 2,298 |
| Total interest expense | $6,583,000 | 2,544 |
| Net interest income | $8,668,000 | 2,047 |
| Provision for loan and lease losses | $430,000 | 2,132 |
| Total noninterest income | $2,020,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $379,000 | 3,387 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,641,000 | 1,283 |
| Total noninterest expense | $6,889,000 | 2,008 |
| Salaries and employee benefits | $4,042,000 | 1,785 |
| Premises and equipment expense | $877,000 | 2,358 |
| Additional noninterest expense | $1,970,000 | 2,196 |
| Pre-tax net operating income | $3,369,000 | 2,151 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,150,000 | 1,885 |
| Income before extraordinary items | $2,219,000 | 2,316 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,219,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,219,000 | 2,325 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,118,000 | 2,163 |
| Total interest expense | $6,522,000 | 2,260 |
| Net interest income | $8,596,000 | 2,057 |
| Provision for loan and lease losses | $222,000 | 3,341 |
| Total noninterest income | $2,507,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $357,000 | 3,518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,150,000 | 1,097 |
| Total noninterest expense | $6,924,000 | 1,977 |
| Salaries and employee benefits | $4,202,000 | 1,637 |
| Premises and equipment expense | $825,000 | 2,460 |
| Additional noninterest expense | $1,897,000 | 2,308 |
| Pre-tax net operating income | $3,957,000 | 1,854 |
| Securities gains (losses) | $914,000 | 232 |
| Applicable income taxes | $1,810,000 | 1,348 |
| Income before extraordinary items | $3,061,000 | 1,737 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,061,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,240 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,476,040 | 2,083 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,686,000 | 2,226 |
| Total interest expense | $7,107,000 | 2,130 |
| Net interest income | $7,579,000 | 2,254 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $2,569,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $316,000 | 3,783 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,253,000 | 1,077 |
| Total noninterest expense | $6,406,000 | 2,048 |
| Salaries and employee benefits | $4,089,000 | 1,630 |
| Premises and equipment expense | $665,000 | 2,901 |
| Additional noninterest expense | $1,652,000 | 2,529 |
| Pre-tax net operating income | $3,642,000 | 1,989 |
| Securities gains (losses) | $1,417,000 | 300 |
| Applicable income taxes | $2,046,000 | 1,237 |
| Income before extraordinary items | $3,013,000 | 1,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,013,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,106,120 | 2,359 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,977,000 | 2,337 |
| Total interest expense | $6,461,000 | 2,323 |
| Net interest income | $7,516,000 | 2,328 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $1,535,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $328,000 | 3,796 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,207,000 | 1,549 |
| Total noninterest expense | $5,880,000 | 2,187 |
| Salaries and employee benefits | $3,676,000 | 1,779 |
| Premises and equipment expense | $618,000 | 3,061 |
| Additional noninterest expense | $1,586,000 | 2,588 |
| Pre-tax net operating income | $3,165,000 | 2,369 |
| Securities gains (losses) | $720,000 | 343 |
| Applicable income taxes | $1,459,000 | 1,749 |
| Income before extraordinary items | $2,426,000 | 2,168 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,426,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,965,200 | 2,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,960,000 | 2,393 |
| Total interest expense | $7,098,000 | 2,187 |
| Net interest income | $6,862,000 | 2,572 |
| Provision for loan and lease losses | $183,000 | 3,607 |
| Total noninterest income | $1,624,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,323,000 | 1,491 |
| Total noninterest expense | $5,356,000 | 2,547 |
| Salaries and employee benefits | $3,458,000 | 1,904 |
| Premises and equipment expense | $525,000 | 3,632 |
| Additional noninterest expense | $1,373,000 | 3,366 |
| Pre-tax net operating income | $2,947,000 | 2,412 |
| Securities gains (losses) | $237,000 | 633 |
| Applicable income taxes | $1,143,000 | 2,088 |
| Income before extraordinary items | $2,041,000 | 2,414 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,041,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,889,320 | 2,530 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,660,000 | 2,446 |
| Total interest expense | $6,764,000 | 2,303 |
| Net interest income | $6,896,000 | 2,601 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $2,032,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $268,000 | 4,701 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,764,000 | 1,230 |
| Total noninterest expense | $5,740,000 | 2,373 |
| Salaries and employee benefits | $3,466,000 | 1,912 |
| Premises and equipment expense | $454,000 | 4,087 |
| Additional noninterest expense | $1,820,000 | 2,608 |
| Pre-tax net operating income | $3,157,000 | 2,329 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $1,178,000 | 2,062 |
| Income before extraordinary items | $2,008,000 | 2,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,008,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,989,440 | 2,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,895,000 | 2,355 |
| Total interest expense | $5,878,000 | 2,127 |
| Net interest income | $7,017,000 | 2,569 |
| Provision for loan and lease losses | $255,000 | 2,547 |
| Total noninterest income | $813,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $580,000 | 2,652 |
| Total noninterest expense | $5,065,000 | 2,748 |
| Salaries and employee benefits | $2,808,000 | 2,384 |
| Premises and equipment expense | $374,000 | 4,847 |
| Additional noninterest expense | $1,883,000 | 2,713 |
| Pre-tax net operating income | $2,510,000 | 2,817 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $833,000 | 2,678 |
| Income before extraordinary items | $1,634,000 | 2,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,634,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,634 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,662,380 | 2,928 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,555,000 | 2,453 |
| Total interest expense | $6,541,000 | 1,981 |
| Net interest income | $6,014,000 | 3,022 |
| Provision for loan and lease losses | $211,000 | 3,785 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $237,000 | 5,305 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $4,894,000 | 2,907 |
| Salaries and employee benefits | $1,981,000 | 3,314 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $2,559,000 | 2,181 |
| Pre-tax net operating income | $1,305,000 | 4,854 |
| Securities gains (losses) | $1,343,000 | 427 |
| Applicable income taxes | $1,094,000 | 2,080 |
| Income before extraordinary items | $1,554,000 | 3,137 |
| Extraordinary gains, net | $46,000 | 2,238 |
| Net income | $1,600,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 3,040 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $694,480 | 5,880 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,493,000 | 2,806 |
| Total interest expense | $7,846,000 | 2,168 |
| Net interest income | $4,647,000 | 3,881 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $204,000 | 5,921 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $3,380,000 | 4,061 |
| Salaries and employee benefits | $1,753,000 | 3,650 |
| Premises and equipment expense | $343,000 | 5,446 |
| Additional noninterest expense | $1,284,000 | 4,085 |
| Pre-tax net operating income | $1,553,000 | 3,926 |
| Securities gains (losses) | $605,000 | 930 |
| Applicable income taxes | $746,000 | 2,791 |
| Income before extraordinary items | $1,412,000 | 3,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,412,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,018,750 | 4,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.