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WaterStone Bank, SSB, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$100,310,000	541
Total interest expense	$49,317,000	390
Net interest income	$50,993,000	655
Provision for loan and lease losses	$656,000	1,088
Total noninterest income	$79,729,000	177
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$179,000	2,807
Trading account gains and fees	$0	123
Additional Noninterest Income	$79,550,000	130
Total noninterest expense	$119,578,000	276
Salaries and employee benefits	$84,969,000	214
Premises and equipment expense	$7,427,000	396
Additional noninterest expense	$79,550,000	130
Pre-tax net operating income	$10,488,000	1,117
Securities gains (losses)	$1,000	952
Applicable income taxes	$1,525,000	1,170
Income before extraordinary items	$8,964,000	1,108
Extraordinary gains, net	$0	54
Net income	$8,964,000	1,121
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,964,000	1,111
Net charge-offs	$135,000	1,338
Cash dividends	$14,754,000	373
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,963,150	1,127
2023-09-30 (YTD Data)		Rank
Total interest income	$73,399,000	543
Total interest expense	$34,323,000	391
Net interest income	$39,076,000	656
Provision for loan and lease losses	$1,091,000	619
Total noninterest income	$63,121,000	177
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$134,000	2,821
Trading account gains and fees	$0	125
Additional Noninterest Income	$62,987,000	127
Total noninterest expense	$89,869,000	275
Salaries and employee benefits	$64,688,000	214
Premises and equipment expense	$5,645,000	388
Additional noninterest expense	$62,987,000	127
Pre-tax net operating income	$11,237,000	891
Securities gains (losses)	$1,000	805
Applicable income taxes	$2,118,000	810
Income before extraordinary items	$9,120,000	896
Extraordinary gains, net	$0	52
Net income	$9,120,000	901
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,120,000	896
Net charge-offs	$33,000	1,664
Cash dividends	$13,183,000	317
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,119,190	911
2023-06-30 (YTD Data)		Rank
Total interest income	$46,746,000	539
Total interest expense	$19,858,000	397
Net interest income	$26,888,000	640
Provision for loan and lease losses	$646,000	660
Total noninterest income	$41,170,000	178
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$97,000	2,726
Trading account gains and fees	$0	112
Additional Noninterest Income	$41,073,000	125
Total noninterest expense	$59,783,000	267
Salaries and employee benefits	$42,893,000	214
Premises and equipment expense	$3,833,000	374
Additional noninterest expense	$41,073,000	125
Pre-tax net operating income	$7,629,000	890
Securities gains (losses)	$4,000	768
Applicable income taxes	$1,655,000	741
Income before extraordinary items	$5,978,000	920
Extraordinary gains, net	$0	51
Net income	$5,978,000	932
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,978,000	920
Net charge-offs	$6,000	1,974
Cash dividends	$11,226,000	260
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,974,840	931
2023-03-31 (YTD Data)		Rank
Total interest income	$22,113,000	562
Total interest expense	$8,194,000	415
Net interest income	$13,919,000	635
Provision for loan and lease losses	$460,000	535
Total noninterest income	$18,216,000	182
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$61,000	2,468
Trading account gains and fees	$0	97
Additional Noninterest Income	$18,155,000	132
Total noninterest expense	$29,012,000	286
Salaries and employee benefits	$20,277,000	231
Premises and equipment expense	$1,993,000	376
Additional noninterest expense	$18,155,000	132
Pre-tax net operating income	$2,663,000	1,177
Securities gains (losses)	$1,000	883
Applicable income taxes	$599,000	928
Income before extraordinary items	$2,065,000	1,249
Extraordinary gains, net	$0	4
Net income	$2,065,000	1,249
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,065,000	1,249
Net charge-offs	$-12,000	4,101
Cash dividends	$10,194,000	168
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,064,210	1,274
2022-12-31 (YTD Data)		Rank
Total interest income	$71,662,000	552
Total interest expense	$13,426,000	362
Net interest income	$58,236,000	594
Provision for loan and lease losses	$968,000	840
Total noninterest income	$103,939,000	156
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$570,000	1,548
Trading account gains and fees	$0	116
Additional Noninterest Income	$103,369,000	112
Total noninterest expense	$136,672,000	245
Salaries and employee benefits	$100,252,000	187
Premises and equipment expense	$7,483,000	384
Additional noninterest expense	$103,369,000	112
Pre-tax net operating income	$24,535,000	653
Securities gains (losses)	$-29,000	3,646
Applicable income taxes	$4,999,000	605
Income before extraordinary items	$19,507,000	658
Extraordinary gains, net	$0	5
Net income	$19,507,000	659
Minority interest net income	$0	63
Net income of bank and minority interests.	$19,507,000	659
Net charge-offs	$-519,000	4,600
Cash dividends	$55,594,000	155
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$19,530,200	665
2022-09-30 (YTD Data)		Rank
Total interest income	$50,736,000	547
Total interest expense	$8,294,000	302
Net interest income	$42,442,000	593
Provision for loan and lease losses	$304,000	1,225
Total noninterest income	$87,205,000	143
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$493,000	1,417
Trading account gains and fees	$0	111
Additional Noninterest Income	$86,712,000	105
Total noninterest expense	$105,402,000	242
Salaries and employee benefits	$77,988,000	180
Premises and equipment expense	$5,556,000	383
Additional noninterest expense	$86,712,000	105
Pre-tax net operating income	$23,941,000	533
Securities gains (losses)	$-23,000	3,969
Applicable income taxes	$5,293,000	489
Income before extraordinary items	$18,625,000	536
Extraordinary gains, net	$0	4
Net income	$18,625,000	536
Minority interest net income	$0	57
Net income of bank and minority interests.	$18,625,000	536
Net charge-offs	$-544,000	4,643
Cash dividends	$52,951,000	124
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$18,643,170	546
2022-06-30 (YTD Data)		Rank
Total interest income	$32,290,000	541
Total interest expense	$5,542,000	240
Net interest income	$26,748,000	603
Provision for loan and lease losses	$-28,000	4,400
Total noninterest income	$60,272,000	134
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$383,000	1,235
Trading account gains and fees	$0	108
Additional Noninterest Income	$59,889,000	105
Total noninterest expense	$69,909,000	228
Salaries and employee benefits	$51,636,000	174
Premises and equipment expense	$3,629,000	385
Additional noninterest expense	$14,644,000	328
Pre-tax net operating income	$17,139,000	477
Securities gains (losses)	$-19,000	4,078
Applicable income taxes	$3,781,000	443
Income before extraordinary items	$13,339,000	489
Extraordinary gains, net	$0	4
Net income	$13,339,000	488
Minority interest net income	$0	60
Net income of bank and minority interests.	$13,339,000	489
Net charge-offs	$-723,000	4,711
Cash dividends	$46,281,000	108
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$13,354,010	492
2022-03-31 (YTD Data)		Rank
Total interest income	$15,412,000	551
Total interest expense	$3,191,000	191
Net interest income	$12,221,000	634
Provision for loan and lease losses	$-76,000	4,499
Total noninterest income	$29,417,000	138
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$110,000	1,821
Trading account gains and fees	$0	103
Additional Noninterest Income	$29,307,000	107
Total noninterest expense	$34,833,000	232
Salaries and employee benefits	$25,668,000	178
Premises and equipment expense	$1,868,000	377
Additional noninterest expense	$7,297,000	329
Pre-tax net operating income	$6,881,000	546
Securities gains (losses)	$-6,000	4,184
Applicable income taxes	$1,544,000	487
Income before extraordinary items	$5,331,000	559
Extraordinary gains, net	$0	4
Net income	$5,331,000	559
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,331,000	559
Net charge-offs	$-616,000	4,752
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,335,740	565
2021-12-31 (YTD Data)		Rank
Total interest income	$72,294,000	485
Total interest expense	$14,459,000	202
Net interest income	$57,835,000	551
Provision for loan and lease losses	$-3,990,000	4,655
Total noninterest income	$197,477,000	106
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$267,000	2,322
Trading account gains and fees	$0	132
Additional Noninterest Income	$197,210,000	84
Total noninterest expense	$167,099,000	199
Salaries and employee benefits	$135,491,000	139
Premises and equipment expense	$8,206,000	346
Additional noninterest expense	$23,402,000	373
Pre-tax net operating income	$92,203,000	247
Securities gains (losses)	$-4,000	4,315
Applicable income taxes	$21,337,000	244
Income before extraordinary items	$70,862,000	257
Extraordinary gains, net	$0	10
Net income	$70,862,000	257
Minority interest net income	$0	74
Net income of bank and minority interests.	$70,862,000	257
Net charge-offs	$-945,000	4,777
Cash dividends	$63,564,000	153
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$70,865,160	251
2021-09-30 (YTD Data)		Rank
Total interest income	$55,102,000	483
Total interest expense	$11,023,000	206
Net interest income	$44,079,000	550
Provision for loan and lease losses	$-2,520,000	4,707
Total noninterest income	$156,367,000	103
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$193,000	2,363
Trading account gains and fees	$0	132
Additional Noninterest Income	$156,174,000	80
Total noninterest expense	$126,461,000	195
Salaries and employee benefits	$102,549,000	138
Premises and equipment expense	$6,229,000	346
Additional noninterest expense	$17,683,000	369
Pre-tax net operating income	$76,505,000	229
Securities gains (losses)	$-1,000	4,431
Applicable income taxes	$18,204,000	222
Income before extraordinary items	$58,300,000	241
Extraordinary gains, net	$0	8
Net income	$58,300,000	242
Minority interest net income	$0	69
Net income of bank and minority interests.	$58,300,000	242
Net charge-offs	$-487,000	4,805
Cash dividends	$33,565,000	175
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$58,300,790	238
2021-06-30 (YTD Data)		Rank
Total interest income	$36,707,000	484
Total interest expense	$7,610,000	213
Net interest income	$29,097,000	541
Provision for loan and lease losses	$-1,820,000	4,733
Total noninterest income	$105,133,000	103
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$128,000	2,334
Trading account gains and fees	$0	133
Additional Noninterest Income	$105,005,000	84
Total noninterest expense	$83,994,000	196
Salaries and employee benefits	$68,222,000	140
Premises and equipment expense	$4,124,000	349
Additional noninterest expense	$11,648,000	369
Pre-tax net operating income	$52,056,000	224
Securities gains (losses)	$-3,000	4,550
Applicable income taxes	$12,772,000	211
Income before extraordinary items	$39,281,000	238
Extraordinary gains, net	$0	6
Net income	$39,281,000	239
Minority interest net income	$0	67
Net income of bank and minority interests.	$39,281,000	239
Net charge-offs	$-407,000	4,851
Cash dividends	$24,603,000	154
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$39,283,370	234
2021-03-31 (YTD Data)		Rank
Total interest income	$18,459,000	477
Total interest expense	$4,039,000	213
Net interest income	$14,420,000	544
Provision for loan and lease losses	$-1,070,000	4,803
Total noninterest income	$54,564,000	108
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$60,000	2,397
Trading account gains and fees	$0	127
Additional Noninterest Income	$54,504,000	89
Total noninterest expense	$41,810,000	198
Salaries and employee benefits	$34,213,000	142
Premises and equipment expense	$2,181,000	345
Additional noninterest expense	$5,416,000	375
Pre-tax net operating income	$28,244,000	223
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$6,882,000	208
Income before extraordinary items	$21,359,000	230
Extraordinary gains, net	$0	3
Net income	$21,359,000	230
Minority interest net income	$0	55
Net income of bank and minority interests.	$21,359,000	230
Net charge-offs	$-27,000	4,445
Cash dividends	$13,924,000	125
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$21,361,370	225
2020-12-31 (YTD Data)		Rank
Total interest income	$80,968,000	433
Total interest expense	$25,047,000	229
Net interest income	$55,921,000	531
Provision for loan and lease losses	$6,340,000	481
Total noninterest income	$238,725,000	97
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$234,000	2,558
Trading account gains and fees	$0	133
Additional Noninterest Income	$238,491,000	75
Total noninterest expense	$180,233,000	187
Salaries and employee benefits	$139,587,000	128
Premises and equipment expense	$8,638,000	333
Additional noninterest expense	$32,008,000	297
Pre-tax net operating income	$108,073,000	159
Securities gains (losses)	$11,000	2,286
Applicable income taxes	$26,963,000	147
Income before extraordinary items	$81,121,000	171
Extraordinary gains, net	$0	4
Net income	$81,121,000	171
Minority interest net income	$0	72
Net income of bank and minority interests.	$81,121,000	171
Net charge-offs	$-96,000	4,740
Cash dividends	$52,151,000	155
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$81,112,310	168
2020-09-30 (YTD Data)		Rank
Total interest income	$60,468,000	430
Total interest expense	$19,722,000	234
Net interest income	$40,746,000	543
Provision for loan and lease losses	$6,310,000	419
Total noninterest income	$170,732,000	97
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,587
Trading account gains and fees	$0	125
Additional Noninterest Income	$170,560,000	79
Total noninterest expense	$134,122,000	185
Salaries and employee benefits	$101,094,000	132
Premises and equipment expense	$6,566,000	325
Additional noninterest expense	$26,462,000	266
Pre-tax net operating income	$71,046,000	158
Securities gains (losses)	$11,000	2,100
Applicable income taxes	$17,784,000	140
Income before extraordinary items	$53,273,000	178
Extraordinary gains, net	$0	4
Net income	$53,273,000	178
Minority interest net income	$0	65
Net income of bank and minority interests.	$53,273,000	178
Net charge-offs	$-147,000	4,877
Cash dividends	$25,515,000	188
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$53,264,310	171
2020-06-30 (YTD Data)		Rank
Total interest income	$40,496,000	439
Total interest expense	$13,572,000	247
Net interest income	$26,924,000	536
Provision for loan and lease losses	$5,285,000	387
Total noninterest income	$96,442,000	106
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$112,000	2,663
Trading account gains and fees	$0	123
Additional Noninterest Income	$96,330,000	80
Total noninterest expense	$82,164,000	194
Salaries and employee benefits	$61,558,000	142
Premises and equipment expense	$4,477,000	316
Additional noninterest expense	$16,129,000	279
Pre-tax net operating income	$35,917,000	173
Securities gains (losses)	$10,000	1,872
Applicable income taxes	$8,936,000	148
Income before extraordinary items	$26,991,000	198
Extraordinary gains, net	$0	4
Net income	$26,991,000	198
Minority interest net income	$0	65
Net income of bank and minority interests.	$26,991,000	198
Net charge-offs	$-62,000	4,799
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$26,983,100	185
2020-03-31 (YTD Data)		Rank
Total interest income	$19,740,000	453
Total interest expense	$6,950,000	279
Net interest income	$12,790,000	553
Provision for loan and lease losses	$785,000	696
Total noninterest income	$30,895,000	122
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$64,000	2,747
Trading account gains and fees	$0	106
Additional Noninterest Income	$30,831,000	91
Total noninterest expense	$34,935,000	222
Salaries and employee benefits	$24,534,000	176
Premises and equipment expense	$2,326,000	313
Additional noninterest expense	$8,075,000	281
Pre-tax net operating income	$7,965,000	319
Securities gains (losses)	$6,000	1,418
Applicable income taxes	$1,922,000	269
Income before extraordinary items	$6,049,000	342
Extraordinary gains, net	$0	4
Net income	$6,049,000	342
Minority interest net income	$0	56
Net income of bank and minority interests.	$6,049,000	342
Net charge-offs	$-54,000	4,879
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$6,044,260	337
2019-12-31 (YTD Data)		Rank
Total interest income	$80,828,000	447
Total interest expense	$27,608,000	304
Net interest income	$53,220,000	516
Provision for loan and lease losses	$-900,000	5,122
Total noninterest income	$129,076,000	120
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$286,000	2,693
Trading account gains and fees	$0	135
Additional Noninterest Income	$128,790,000	94
Total noninterest expense	$135,795,000	220
Salaries and employee benefits	$102,387,000	166
Premises and equipment expense	$9,132,000	317
Additional noninterest expense	$24,276,000	335
Pre-tax net operating income	$47,401,000	326
Securities gains (losses)	$15,000	1,739
Applicable income taxes	$11,632,000	294
Income before extraordinary items	$35,784,000	345
Extraordinary gains, net	$0	11
Net income	$35,784,000	346
Minority interest net income	$0	76
Net income of bank and minority interests.	$35,784,000	346
Net charge-offs	$-38,000	4,719
Cash dividends	$78,456,000	142
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$35,772,150	339
2019-09-30 (YTD Data)		Rank
Total interest income	$60,191,000	453
Total interest expense	$20,433,000	313
Net interest income	$39,758,000	523
Provision for loan and lease losses	$-730,000	5,201
Total noninterest income	$95,598,000	120
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$214,000	2,729
Trading account gains and fees	$0	129
Additional Noninterest Income	$95,384,000	93
Total noninterest expense	$100,371,000	222
Salaries and employee benefits	$75,723,000	168
Premises and equipment expense	$6,985,000	314
Additional noninterest expense	$17,663,000	339
Pre-tax net operating income	$35,715,000	325
Securities gains (losses)	$14,000	1,557
Applicable income taxes	$8,678,000	302
Income before extraordinary items	$27,051,000	345
Extraordinary gains, net	$0	11
Net income	$27,051,000	346
Minority interest net income	$0	72
Net income of bank and minority interests.	$27,051,000	346
Net charge-offs	$-28,000	4,688
Cash dividends	$68,187,000	127
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$27,039,940	340
2019-06-30 (YTD Data)		Rank
Total interest income	$39,516,000	460
Total interest expense	$13,184,000	318
Net interest income	$26,332,000	528
Provision for loan and lease losses	$-650,000	5,259
Total noninterest income	$58,626,000	123
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$136,000	2,789
Trading account gains and fees	$0	131
Additional Noninterest Income	$58,490,000	91
Total noninterest expense	$64,358,000	228
Salaries and employee benefits	$48,078,000	173
Premises and equipment expense	$4,733,000	311
Additional noninterest expense	$11,547,000	349
Pre-tax net operating income	$21,250,000	343
Securities gains (losses)	$11,000	1,200
Applicable income taxes	$5,113,000	326
Income before extraordinary items	$16,148,000	363
Extraordinary gains, net	$0	11
Net income	$16,148,000	364
Minority interest net income	$0	69
Net income of bank and minority interests.	$16,148,000	364
Net charge-offs	$-18,000	4,642
Cash dividends	$68,187,000	95
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$16,139,310	356
2019-03-31 (YTD Data)		Rank
Total interest income	$19,368,000	462
Total interest expense	$6,244,000	325
Net interest income	$13,124,000	528
Provision for loan and lease losses	$-680,000	5,329
Total noninterest income	$23,822,000	139
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$72,000	2,700
Trading account gains and fees	$0	126
Additional Noninterest Income	$23,750,000	102
Total noninterest expense	$29,145,000	242
Salaries and employee benefits	$20,828,000	201
Premises and equipment expense	$2,403,000	308
Additional noninterest expense	$5,914,000	340
Pre-tax net operating income	$8,481,000	399
Securities gains (losses)	$5,000	841
Applicable income taxes	$1,973,000	364
Income before extraordinary items	$6,513,000	424
Extraordinary gains, net	$0	5
Net income	$6,513,000	424
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,513,000	424
Net charge-offs	$8,000	2,054
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$6,509,050	418
2018-12-31 (YTD Data)		Rank
Total interest income	$74,659,000	439
Total interest expense	$19,578,000	320
Net interest income	$55,081,000	496
Provision for loan and lease losses	$-1,060,000	5,345
Total noninterest income	$116,621,000	123
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$261,000	2,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$116,360,000	95
Total noninterest expense	$132,524,000	223
Salaries and employee benefits	$98,469,000	166
Premises and equipment expense	$9,128,000	316
Additional noninterest expense	$24,927,000	321
Pre-tax net operating income	$40,238,000	362
Securities gains (losses)	$0	1,125
Applicable income taxes	$9,516,000	319
Income before extraordinary items	$30,722,000	370
Extraordinary gains, net	$0	6
Net income	$30,722,000	370
Minority interest net income	$0	72
Net income of bank and minority interests.	$30,722,000	370
Net charge-offs	$-232,000	5,194
Cash dividends	$36,535,000	187
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$30,722,000	373
2018-09-30 (YTD Data)		Rank
Total interest income	$55,183,000	437
Total interest expense	$13,704,000	318
Net interest income	$41,479,000	491
Provision for loan and lease losses	$-1,060,000	5,423
Total noninterest income	$91,296,000	123
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$188,000	3,017
Trading account gains and fees	$0	138
Additional Noninterest Income	$91,108,000	92
Total noninterest expense	$100,817,000	217
Salaries and employee benefits	$75,147,000	161
Premises and equipment expense	$6,663,000	322
Additional noninterest expense	$19,007,000	315
Pre-tax net operating income	$33,018,000	337
Securities gains (losses)	$0	1,118
Applicable income taxes	$7,947,000	297
Income before extraordinary items	$25,071,000	358
Extraordinary gains, net	$0	5
Net income	$25,071,000	358
Minority interest net income	$0	66
Net income of bank and minority interests.	$25,071,000	358
Net charge-offs	$-209,000	5,260
Cash dividends	$32,187,000	157
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$25,071,000	354
2018-06-30 (YTD Data)		Rank
Total interest income	$35,880,000	440
Total interest expense	$8,495,000	320
Net interest income	$27,385,000	494
Provision for loan and lease losses	$-1,100,000	5,497
Total noninterest income	$57,496,000	126
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$117,000	3,124
Trading account gains and fees	$0	130
Additional Noninterest Income	$57,379,000	97
Total noninterest expense	$64,402,000	223
Salaries and employee benefits	$47,563,000	168
Premises and equipment expense	$4,323,000	329
Additional noninterest expense	$12,516,000	319
Pre-tax net operating income	$21,579,000	332
Securities gains (losses)	$0	961
Applicable income taxes	$5,205,000	293
Income before extraordinary items	$16,374,000	351
Extraordinary gains, net	$0	6
Net income	$16,374,000	351
Minority interest net income	$0	65
Net income of bank and minority interests.	$16,374,000	351
Net charge-offs	$-147,000	5,290
Cash dividends	$27,474,000	128
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$16,374,000	349
2018-03-31 (YTD Data)		Rank
Total interest income	$17,203,000	457
Total interest expense	$3,838,000	333
Net interest income	$13,365,000	511
Provision for loan and lease losses	$-880,000	5,571
Total noninterest income	$24,519,000	141
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$57,000	3,182
Trading account gains and fees	$0	123
Additional Noninterest Income	$24,462,000	106
Total noninterest expense	$29,712,000	235
Salaries and employee benefits	$21,180,000	180
Premises and equipment expense	$2,177,000	331
Additional noninterest expense	$6,355,000	311
Pre-tax net operating income	$9,052,000	375
Securities gains (losses)	$0	735
Applicable income taxes	$2,103,000	341
Income before extraordinary items	$6,949,000	394
Extraordinary gains, net	$0	7
Net income	$6,949,000	394
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,949,000	394
Net charge-offs	$7,000	2,089
Cash dividends	$24,000,000	84
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$6,949,000	394
2017-12-31 (YTD Data)		Rank
Total interest income	$67,830,000	432
Total interest expense	$16,406,000	251
Net interest income	$51,424,000	496
Provision for loan and lease losses	$-1,166,000	5,606
Total noninterest income	$122,631,000	119
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$240,000	3,203
Trading account gains and fees	$0	151
Additional Noninterest Income	$122,391,000	92
Total noninterest expense	$130,723,000	214
Salaries and employee benefits	$97,552,000	151
Premises and equipment expense	$8,531,000	328
Additional noninterest expense	$24,640,000	321
Pre-tax net operating income	$44,498,000	313
Securities gains (losses)	$-107,000	5,421
Applicable income taxes	$18,453,000	280
Income before extraordinary items	$25,938,000	340
Extraordinary gains, net	$0	9
Net income	$25,938,000	341
Minority interest net income	$0	76
Net income of bank and minority interests.	$25,938,000	341
Net charge-offs	$786,000	823
Cash dividends	$14,698,000	289
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$26,006,480	337
2017-09-30 (YTD Data)		Rank
Total interest income	$50,229,000	436
Total interest expense	$12,403,000	243
Net interest income	$37,826,000	509
Provision for loan and lease losses	$-1,167,000	5,679
Total noninterest income	$94,789,000	116
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$180,000	3,215
Trading account gains and fees	$0	145
Additional Noninterest Income	$94,609,000	89
Total noninterest expense	$98,487,000	211
Salaries and employee benefits	$75,551,000	150
Premises and equipment expense	$6,413,000	331
Additional noninterest expense	$16,523,000	349
Pre-tax net operating income	$35,295,000	303
Securities gains (losses)	$-107,000	5,634
Applicable income taxes	$12,375,000	273
Income before extraordinary items	$22,813,000	325
Extraordinary gains, net	$0	9
Net income	$22,813,000	325
Minority interest net income	$0	71
Net income of bank and minority interests.	$22,813,000	325
Net charge-offs	$799,000	577
Cash dividends	$11,002,000	269
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$22,882,550	322
2017-06-30 (YTD Data)		Rank
Total interest income	$32,681,000	443
Total interest expense	$7,972,000	243
Net interest income	$24,709,000	512
Provision for loan and lease losses	$-1,186,000	5,744
Total noninterest income	$61,995,000	117
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$116,000	3,281
Trading account gains and fees	$0	139
Additional Noninterest Income	$61,879,000	90
Total noninterest expense	$64,353,000	213
Salaries and employee benefits	$48,847,000	154
Premises and equipment expense	$4,308,000	327
Additional noninterest expense	$11,198,000	348
Pre-tax net operating income	$23,537,000	302
Securities gains (losses)	$-107,000	5,708
Applicable income taxes	$8,010,000	275
Income before extraordinary items	$15,420,000	320
Extraordinary gains, net	$0	11
Net income	$15,420,000	320
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,420,000	320
Net charge-offs	$231,000	965
Cash dividends	$6,562,000	282
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$15,490,620	318
2017-03-31 (YTD Data)		Rank
Total interest income	$15,894,000	452
Total interest expense	$3,904,000	237
Net interest income	$11,990,000	522
Provision for loan and lease losses	$-1,211,000	5,829
Total noninterest income	$25,099,000	132
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$61,000	3,198
Trading account gains and fees	$0	142
Additional Noninterest Income	$25,038,000	101
Total noninterest expense	$28,366,000	236
Salaries and employee benefits	$20,643,000	170
Premises and equipment expense	$2,162,000	329
Additional noninterest expense	$5,561,000	345
Pre-tax net operating income	$9,934,000	337
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,393,000	310
Income before extraordinary items	$6,541,000	367
Extraordinary gains, net	$0	8
Net income	$6,541,000	368
Minority interest net income	$0	55
Net income of bank and minority interests.	$6,541,000	367
Net charge-offs	$88,000	1,000
Cash dividends	$3,292,000	270
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$6,541,000	362
2016-12-31 (YTD Data)		Rank
Total interest income	$64,931,000	423
Total interest expense	$20,327,000	181
Net interest income	$44,604,000	536
Provision for loan and lease losses	$380,000	1,751
Total noninterest income	$123,496,000	117
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$243,000	3,316
Trading account gains and fees	$0	170
Additional Noninterest Income	$123,253,000	87
Total noninterest expense	$125,877,000	214
Salaries and employee benefits	$97,180,000	140
Premises and equipment expense	$8,341,000	328
Additional noninterest expense	$20,356,000	369
Pre-tax net operating income	$41,843,000	292
Securities gains (losses)	$23,000	2,295
Applicable income taxes	$15,556,000	262
Income before extraordinary items	$26,310,000	328
Extraordinary gains, net	$0	5
Net income	$26,310,000	327
Minority interest net income	$0	82
Net income of bank and minority interests.	$26,310,000	327
Net charge-offs	$536,000	1,033
Cash dividends	$12,783,000	303
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$26,295,280	325
2016-09-30 (YTD Data)		Rank
Total interest income	$48,651,000	422
Total interest expense	$16,228,000	171
Net interest income	$32,423,000	551
Provision for loan and lease losses	$340,000	1,502
Total noninterest income	$93,008,000	112
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$167,000	3,457
Trading account gains and fees	$0	169
Additional Noninterest Income	$92,841,000	83
Total noninterest expense	$93,858,000	212
Salaries and employee benefits	$72,452,000	139
Premises and equipment expense	$6,283,000	322
Additional noninterest expense	$15,123,000	372
Pre-tax net operating income	$31,233,000	291
Securities gains (losses)	$0	3,160
Applicable income taxes	$11,507,000	262
Income before extraordinary items	$19,726,000	323
Extraordinary gains, net	$0	5
Net income	$19,726,000	323
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,726,000	323
Net charge-offs	$892,000	527
Cash dividends	$8,715,000	332
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$19,726,000	318
2016-06-30 (YTD Data)		Rank
Total interest income	$31,791,000	428
Total interest expense	$11,213,000	165
Net interest income	$20,578,000	580
Provision for loan and lease losses	$205,000	1,590
Total noninterest income	$56,616,000	119
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$109,000	3,490
Trading account gains and fees	$0	157
Additional Noninterest Income	$56,507,000	91
Total noninterest expense	$58,765,000	219
Salaries and employee benefits	$44,259,000	149
Premises and equipment expense	$4,169,000	329
Additional noninterest expense	$10,337,000	366
Pre-tax net operating income	$18,224,000	318
Securities gains (losses)	$0	2,835
Applicable income taxes	$6,634,000	274
Income before extraordinary items	$11,590,000	353
Extraordinary gains, net	$0	16
Net income	$11,590,000	351
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,590,000	352
Net charge-offs	$685,000	463
Cash dividends	$2,920,000	577
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$11,590,000	348
2016-03-31 (YTD Data)		Rank
Total interest income	$15,685,000	431
Total interest expense	$5,622,000	164
Net interest income	$10,063,000	593
Provision for loan and lease losses	$205,000	944
Total noninterest income	$21,053,000	141
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$55,000	3,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$20,998,000	105
Total noninterest expense	$24,947,000	253
Salaries and employee benefits	$18,117,000	182
Premises and equipment expense	$2,042,000	338
Additional noninterest expense	$4,788,000	381
Pre-tax net operating income	$5,964,000	421
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,126,000	372
Income before extraordinary items	$3,838,000	490
Extraordinary gains, net	$0	12
Net income	$3,838,000	488
Minority interest net income	$0	62
Net income of bank and minority interests.	$3,838,000	490
Net charge-offs	$585,000	302
Cash dividends	$1,470,000	555
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,838,000	480
2015-12-31 (YTD Data)		Rank
Total interest income	$62,593,000	416
Total interest expense	$23,213,000	147
Net interest income	$39,380,000	580
Provision for loan and lease losses	$1,965,000	463
Total noninterest income	$102,213,000	125
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$239,000	3,425
Trading account gains and fees	$0	159
Additional Noninterest Income	$101,974,000	100
Total noninterest expense	$114,013,000	216
Salaries and employee benefits	$81,544,000	157
Premises and equipment expense	$7,898,000	345
Additional noninterest expense	$24,571,000	310
Pre-tax net operating income	$25,615,000	395
Securities gains (losses)	$44,000	1,732
Applicable income taxes	$9,146,000	337
Income before extraordinary items	$16,513,000	455
Extraordinary gains, net	$0	23
Net income	$16,513,000	454
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,513,000	456
Net charge-offs	$4,486,000	205
Cash dividends	$4,679,000	703
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$16,484,840	448
2015-09-30 (YTD Data)		Rank
Total interest income	$46,999,000	417
Total interest expense	$17,235,000	145
Net interest income	$29,764,000	577
Provision for loan and lease losses	$1,720,000	379
Total noninterest income	$80,148,000	120
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$176,000	3,472
Trading account gains and fees	$0	153
Additional Noninterest Income	$79,972,000	97
Total noninterest expense	$87,209,000	218
Salaries and employee benefits	$62,365,000	154
Premises and equipment expense	$5,859,000	355
Additional noninterest expense	$18,985,000	313
Pre-tax net operating income	$20,983,000	382
Securities gains (losses)	$44,000	1,560
Applicable income taxes	$7,562,000	326
Income before extraordinary items	$13,465,000	428
Extraordinary gains, net	$0	21
Net income	$13,465,000	427
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,465,000	428
Net charge-offs	$3,498,000	186
Cash dividends	$3,207,000	674
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$13,436,840	422
2015-06-30 (YTD Data)		Rank
Total interest income	$31,088,000	418
Total interest expense	$11,338,000	143
Net interest income	$19,750,000	579
Provision for loan and lease losses	$1,140,000	385
Total noninterest income	$51,962,000	125
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$115,000	3,493
Trading account gains and fees	$0	157
Additional Noninterest Income	$51,847,000	97
Total noninterest expense	$57,638,000	222
Salaries and employee benefits	$41,124,000	157
Premises and equipment expense	$3,937,000	348
Additional noninterest expense	$12,577,000	317
Pre-tax net operating income	$12,934,000	398
Securities gains (losses)	$44,000	1,311
Applicable income taxes	$4,683,000	344
Income before extraordinary items	$8,295,000	455
Extraordinary gains, net	$0	22
Net income	$8,295,000	454
Minority interest net income	$0	75
Net income of bank and minority interests.	$8,295,000	455
Net charge-offs	$1,486,000	271
Cash dividends	$1,717,000	809
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$8,266,840	446
2015-03-31 (YTD Data)		Rank
Total interest income	$15,171,000	428
Total interest expense	$5,627,000	144
Net interest income	$9,544,000	593
Provision for loan and lease losses	$335,000	575
Total noninterest income	$21,686,000	138
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$55,000	3,545
Trading account gains and fees	$0	152
Additional Noninterest Income	$21,631,000	105
Total noninterest expense	$26,317,000	247
Salaries and employee benefits	$17,843,000	182
Premises and equipment expense	$2,046,000	344
Additional noninterest expense	$6,428,000	306
Pre-tax net operating income	$4,578,000	521
Securities gains (losses)	$44,000	896
Applicable income taxes	$1,654,000	439
Income before extraordinary items	$2,968,000	608
Extraordinary gains, net	$0	13
Net income	$2,968,000	605
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,968,000	608
Net charge-offs	$1,274,000	179
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,939,840	596
2014-12-31 (YTD Data)		Rank
Total interest income	$63,877,000	404
Total interest expense	$22,523,000	143
Net interest income	$41,354,000	536
Provision for loan and lease losses	$1,150,000	776
Total noninterest income	$82,329,000	130
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$238,000	3,631
Trading account gains and fees	$0	180
Additional Noninterest Income	$82,091,000	101
Total noninterest expense	$103,262,000	233
Salaries and employee benefits	$69,243,000	175
Premises and equipment expense	$8,784,000	305
Additional noninterest expense	$25,235,000	314
Pre-tax net operating income	$19,271,000	466
Securities gains (losses)	$-17,000	6,111
Applicable income taxes	$6,822,000	408
Income before extraordinary items	$12,432,000	552
Extraordinary gains, net	$0	17
Net income	$12,432,000	550
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,432,000	552
Net charge-offs	$6,708,000	183
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$12,443,050	541
2014-09-30 (YTD Data)		Rank
Total interest income	$47,757,000	403
Total interest expense	$16,720,000	143
Net interest income	$31,037,000	533
Provision for loan and lease losses	$850,000	772
Total noninterest income	$62,724,000	130
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$171,000	3,752
Trading account gains and fees	$0	174
Additional Noninterest Income	$62,553,000	100
Total noninterest expense	$77,044,000	232
Salaries and employee benefits	$51,371,000	174
Premises and equipment expense	$6,788,000	291
Additional noninterest expense	$18,885,000	306
Pre-tax net operating income	$15,867,000	436
Securities gains (losses)	$-17,000	6,227
Applicable income taxes	$5,627,000	384
Income before extraordinary items	$10,223,000	498
Extraordinary gains, net	$0	15
Net income	$10,223,000	496
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,223,000	498
Net charge-offs	$4,675,000	187
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$10,233,880	487
2014-06-30 (YTD Data)		Rank
Total interest income	$31,168,000	407
Total interest expense	$10,986,000	140
Net interest income	$20,182,000	544
Provision for loan and lease losses	$535,000	791
Total noninterest income	$39,280,000	133
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$111,000	3,771
Trading account gains and fees	$0	172
Additional Noninterest Income	$39,169,000	105
Total noninterest expense	$50,267,000	237
Salaries and employee benefits	$33,104,000	176
Premises and equipment expense	$4,563,000	286
Additional noninterest expense	$12,600,000	302
Pre-tax net operating income	$8,660,000	507
Securities gains (losses)	$-17,000	6,356
Applicable income taxes	$3,059,000	434
Income before extraordinary items	$5,584,000	591
Extraordinary gains, net	$0	20
Net income	$5,584,000	591
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,584,000	591
Net charge-offs	$3,572,000	177
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,595,050	583
2014-03-31 (YTD Data)		Rank
Total interest income	$15,019,000	419
Total interest expense	$5,399,000	144
Net interest income	$9,620,000	572
Provision for loan and lease losses	$250,000	826
Total noninterest income	$16,779,000	154
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$51,000	3,887
Trading account gains and fees	$0	147
Additional Noninterest Income	$16,728,000	111
Total noninterest expense	$23,350,000	253
Salaries and employee benefits	$14,981,000	194
Premises and equipment expense	$2,373,000	283
Additional noninterest expense	$5,996,000	314
Pre-tax net operating income	$2,799,000	717
Securities gains (losses)	$0	1,715
Applicable income taxes	$951,000	587
Income before extraordinary items	$1,848,000	847
Extraordinary gains, net	$0	16
Net income	$1,848,000	848
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,848,000	848
Net charge-offs	$1,123,000	277
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,848,000	827
2013-12-31 (YTD Data)		Rank
Total interest income	$62,941,000	403
Total interest expense	$23,631,000	148
Net interest income	$39,310,000	549
Provision for loan and lease losses	$4,532,000	293
Total noninterest income	$87,316,000	134
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$249,000	3,716
Trading account gains and fees	$0	184
Additional Noninterest Income	$87,067,000	105
Total noninterest expense	$99,158,000	239
Salaries and employee benefits	$68,773,000	168
Premises and equipment expense	$7,086,000	371
Additional noninterest expense	$23,299,000	331
Pre-tax net operating income	$22,936,000	389
Securities gains (losses)	$-9,000	6,245
Applicable income taxes	$8,459,000	305
Income before extraordinary items	$14,468,000	472
Extraordinary gains, net	$0	29
Net income	$14,468,000	472
Minority interest net income	$0	90
Net income of bank and minority interests.	$14,468,000	473
Net charge-offs	$11,311,000	159
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$14,473,760	462
2013-09-30 (YTD Data)		Rank
Total interest income	$47,707,000	401
Total interest expense	$17,952,000	149
Net interest income	$29,755,000	542
Provision for loan and lease losses	$3,960,000	258
Total noninterest income	$70,605,000	129
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$188,000	3,734
Trading account gains and fees	$0	180
Additional Noninterest Income	$70,417,000	100
Total noninterest expense	$75,992,000	231
Salaries and employee benefits	$53,021,000	163
Premises and equipment expense	$5,192,000	376
Additional noninterest expense	$17,779,000	326
Pre-tax net operating income	$20,408,000	345
Securities gains (losses)	$-9,000	6,495
Applicable income taxes	$7,831,000	275
Income before extraordinary items	$12,568,000	417
Extraordinary gains, net	$0	25
Net income	$12,568,000	416
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,568,000	418
Net charge-offs	$10,295,000	142
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$12,573,760	413
2013-06-30 (YTD Data)		Rank
Total interest income	$32,184,000	397
Total interest expense	$12,004,000	149
Net interest income	$20,180,000	525
Provision for loan and lease losses	$2,960,000	256
Total noninterest income	$49,638,000	126
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$120,000	3,780
Trading account gains and fees	$0	157
Additional Noninterest Income	$49,518,000	101
Total noninterest expense	$51,562,000	225
Salaries and employee benefits	$36,483,000	162
Premises and equipment expense	$3,262,000	394
Additional noninterest expense	$11,817,000	322
Pre-tax net operating income	$15,296,000	312
Securities gains (losses)	$-9,000	6,654
Applicable income taxes	$5,901,000	258
Income before extraordinary items	$9,386,000	374
Extraordinary gains, net	$0	22
Net income	$9,386,000	376
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,386,000	376
Net charge-offs	$6,236,000	158
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$9,391,760	362
2013-03-31 (YTD Data)		Rank
Total interest income	$16,242,000	395
Total interest expense	$6,034,000	150
Net interest income	$10,208,000	523
Provision for loan and lease losses	$1,760,000	232
Total noninterest income	$23,068,000	133
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$59,000	3,789
Trading account gains and fees	$0	148
Additional Noninterest Income	$23,009,000	106
Total noninterest expense	$24,107,000	250
Salaries and employee benefits	$16,517,000	173
Premises and equipment expense	$1,660,000	388
Additional noninterest expense	$5,930,000	334
Pre-tax net operating income	$7,409,000	321
Securities gains (losses)	$-9,000	6,796
Applicable income taxes	$2,898,000	263
Income before extraordinary items	$4,502,000	377
Extraordinary gains, net	$0	10
Net income	$4,502,000	378
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,502,000	378
Net charge-offs	$3,505,000	159
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$4,507,760	371
2012-12-31 (YTD Data)		Rank
Total interest income	$69,928,000	385
Total interest expense	$27,871,000	154
Net interest income	$42,057,000	525
Provision for loan and lease losses	$8,300,000	323
Total noninterest income	$84,819,000	140
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$255,000	3,799
Trading account gains and fees	$0	166
Additional Noninterest Income	$84,564,000	115
Total noninterest expense	$97,062,000	244
Salaries and employee benefits	$63,878,000	169
Premises and equipment expense	$6,102,000	408
Additional noninterest expense	$27,082,000	308
Pre-tax net operating income	$21,514,000	412
Securities gains (losses)	$310,000	1,343
Applicable income taxes	$-11,624,000	7,060
Income before extraordinary items	$33,448,000	243
Extraordinary gains, net	$0	29
Net income	$33,448,000	242
Minority interest net income	$0	93
Net income of bank and minority interests.	$33,448,000	243
Net charge-offs	$9,687,000	328
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$33,138,000	235
2012-09-30 (YTD Data)		Rank
Total interest income	$53,296,000	384
Total interest expense	$21,492,000	160
Net interest income	$31,804,000	524
Provision for loan and lease losses	$7,100,000	303
Total noninterest income	$62,022,000	138
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$190,000	3,865
Trading account gains and fees	$0	157
Additional Noninterest Income	$61,832,000	112
Total noninterest expense	$70,405,000	250
Salaries and employee benefits	$43,837,000	188
Premises and equipment expense	$4,584,000	408
Additional noninterest expense	$21,984,000	286
Pre-tax net operating income	$16,321,000	411
Securities gains (losses)	$28,000	2,738
Applicable income taxes	$-64,000	6,873
Income before extraordinary items	$16,413,000	326
Extraordinary gains, net	$0	20
Net income	$16,413,000	326
Minority interest net income	$0	86
Net income of bank and minority interests.	$16,413,000	326
Net charge-offs	$8,563,000	299
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$16,385,000	312
2012-06-30 (YTD Data)		Rank
Total interest income	$35,946,000	385
Total interest expense	$14,862,000	159
Net interest income	$21,084,000	530
Provision for loan and lease losses	$5,100,000	290
Total noninterest income	$35,747,000	154
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$128,000	3,835
Trading account gains and fees	$0	153
Additional Noninterest Income	$35,619,000	123
Total noninterest expense	$43,898,000	267
Salaries and employee benefits	$25,902,000	207
Premises and equipment expense	$3,046,000	415
Additional noninterest expense	$14,950,000	283
Pre-tax net operating income	$7,833,000	511
Securities gains (losses)	$136,000	1,383
Applicable income taxes	$-124,000	7,036
Income before extraordinary items	$8,093,000	410
Extraordinary gains, net	$0	19
Net income	$8,093,000	409
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,093,000	409
Net charge-offs	$4,872,000	342
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$7,957,000	397
2012-03-31 (YTD Data)		Rank
Total interest income	$18,095,000	384
Total interest expense	$7,708,000	158
Net interest income	$10,387,000	539
Provision for loan and lease losses	$3,675,000	216
Total noninterest income	$14,434,000	176
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$64,000	3,833
Trading account gains and fees	$0	148
Additional Noninterest Income	$14,370,000	137
Total noninterest expense	$19,420,000	288
Salaries and employee benefits	$10,813,000	249
Premises and equipment expense	$1,532,000	409
Additional noninterest expense	$7,075,000	283
Pre-tax net operating income	$1,726,000	1,018
Securities gains (losses)	$236,000	536
Applicable income taxes	$30,000	3,433
Income before extraordinary items	$1,932,000	778
Extraordinary gains, net	$0	19
Net income	$1,932,000	777
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,932,000	779
Net charge-offs	$3,058,000	282
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,700,720	826
2011-12-31 (YTD Data)		Rank
Total interest income	$79,202,000	360
Total interest expense	$32,801,000	171
Net interest income	$46,401,000	473
Provision for loan and lease losses	$22,077,000	211
Total noninterest income	$38,873,000	231
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$301,000	3,586
Trading account gains and fees	$0	146
Additional Noninterest Income	$38,572,000	171
Total noninterest expense	$70,482,000	311
Salaries and employee benefits	$39,629,000	256
Premises and equipment expense	$5,770,000	451
Additional noninterest expense	$25,083,000	331
Pre-tax net operating income	$-7,285,000	7,151
Securities gains (losses)	$-403,000	7,220
Applicable income taxes	$562,000	1,922
Income before extraordinary items	$-8,250,000	7,181
Extraordinary gains, net	$0	29
Net income	$-8,250,000	7,180
Minority interest net income	$0	96
Net income of bank and minority interests.	$-8,250,000	7,181
Net charge-offs	$18,822,000	267
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-7,847,000	7,160
2011-09-30 (YTD Data)		Rank
Total interest income	$59,664,000	362
Total interest expense	$24,644,000	177
Net interest income	$35,020,000	471
Provision for loan and lease losses	$16,162,000	218
Total noninterest income	$28,724,000	233
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$231,000	3,557
Trading account gains and fees	$0	145
Additional Noninterest Income	$28,493,000	173
Total noninterest expense	$51,144,000	313
Salaries and employee benefits	$28,343,000	265
Premises and equipment expense	$4,365,000	447
Additional noninterest expense	$18,436,000	329
Pre-tax net operating income	$-3,562,000	7,148
Securities gains (losses)	$-51,000	7,151
Applicable income taxes	$-672,000	7,257
Income before extraordinary items	$-2,941,000	7,145
Extraordinary gains, net	$0	21
Net income	$-2,941,000	7,145
Minority interest net income	$0	87
Net income of bank and minority interests.	$-2,941,000	7,146
Net charge-offs	$10,568,000	335
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-2,899,690	7,126
2011-06-30 (YTD Data)		Rank
Total interest income	$40,120,000	358
Total interest expense	$16,559,000	184
Net interest income	$23,561,000	468
Provision for loan and lease losses	$10,156,000	233
Total noninterest income	$16,116,000	255
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$147,000	3,631
Trading account gains and fees	$0	153
Additional Noninterest Income	$15,969,000	188
Total noninterest expense	$32,678,000	327
Salaries and employee benefits	$17,568,000	282
Premises and equipment expense	$2,900,000	456
Additional noninterest expense	$12,210,000	330
Pre-tax net operating income	$-3,157,000	7,286
Securities gains (losses)	$-52,000	7,241
Applicable income taxes	$-736,000	7,391
Income before extraordinary items	$-2,473,000	7,253
Extraordinary gains, net	$0	15
Net income	$-2,473,000	7,253
Minority interest net income	$0	89
Net income of bank and minority interests.	$-2,473,000	7,254
Net charge-offs	$5,345,000	439
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-2,432,960	7,238
2011-03-31 (YTD Data)		Rank
Total interest income	$20,290,000	361
Total interest expense	$8,400,000	187
Net interest income	$11,890,000	463
Provision for loan and lease losses	$4,875,000	250
Total noninterest income	$6,819,000	302
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$77,000	3,505
Trading account gains and fees	$0	158
Additional Noninterest Income	$6,742,000	217
Total noninterest expense	$15,427,000	347
Salaries and employee benefits	$8,044,000	314
Premises and equipment expense	$1,437,000	467
Additional noninterest expense	$5,946,000	337
Pre-tax net operating income	$-1,593,000	7,361
Securities gains (losses)	$0	1,772
Applicable income taxes	$39,000	3,012
Income before extraordinary items	$-1,632,000	7,374
Extraordinary gains, net	$0	9
Net income	$-1,632,000	7,375
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,632,000	7,375
Net charge-offs	$1,956,000	552
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-1,632,000	7,373
2010-12-31 (YTD Data)		Rank
Total interest income	$89,769,000	340
Total interest expense	$40,210,000	190
Net interest income	$49,559,000	450
Provision for loan and lease losses	$25,832,000	291
Total noninterest income	$39,584,000	241
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$589,000	2,319
Trading account gains and fees	$0	175
Additional Noninterest Income	$38,995,000	183
Total noninterest expense	$66,104,000	333
Salaries and employee benefits	$36,796,000	260
Premises and equipment expense	$5,043,000	507
Additional noninterest expense	$24,265,000	347
Pre-tax net operating income	$-2,793,000	6,891
Securities gains (losses)	$55,000	2,599
Applicable income taxes	$52,000	3,615
Income before extraordinary items	$-2,790,000	6,969
Extraordinary gains, net	$0	29
Net income	$-2,790,000	6,969
Minority interest net income	$0	111
Net income of bank and minority interests.	$-2,790,000	6,970
Net charge-offs	$25,151,000	281
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-2,845,000	6,956
2010-09-30 (YTD Data)		Rank
Total interest income	$67,406,000	343
Total interest expense	$30,555,000	191
Net interest income	$36,851,000	448
Provision for loan and lease losses	$18,737,000	292
Total noninterest income	$21,113,000	303
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$271,000	3,348
Trading account gains and fees	$0	165
Additional Noninterest Income	$20,842,000	223
Total noninterest expense	$41,334,000	384
Salaries and employee benefits	$22,279,000	327
Premises and equipment expense	$3,683,000	521
Additional noninterest expense	$15,372,000	380
Pre-tax net operating income	$-2,107,000	7,084
Securities gains (losses)	$9,000	3,136
Applicable income taxes	$21,000	3,981
Income before extraordinary items	$-2,119,000	7,155
Extraordinary gains, net	$0	23
Net income	$-2,119,000	7,153
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,119,000	7,155
Net charge-offs	$14,771,000	324
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-2,128,000	7,134
2010-06-30 (YTD Data)		Rank
Total interest income	$44,987,000	348
Total interest expense	$20,634,000	199
Net interest income	$24,353,000	452
Provision for loan and lease losses	$12,488,000	297
Total noninterest income	$10,626,000	359
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$183,000	3,329
Trading account gains and fees	$0	152
Additional Noninterest Income	$10,443,000	259
Total noninterest expense	$23,916,000	429
Salaries and employee benefits	$11,419,000	420
Premises and equipment expense	$2,345,000	547
Additional noninterest expense	$10,152,000	373
Pre-tax net operating income	$-1,425,000	7,142
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$21,000	3,764
Income before extraordinary items	$-1,439,000	7,227
Extraordinary gains, net	$0	19
Net income	$-1,439,000	7,226
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,439,000	7,227
Net charge-offs	$6,608,000	462
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,446,000	7,217
2010-03-31 (YTD Data)		Rank
Total interest income	$23,027,000	349
Total interest expense	$10,598,000	211
Net interest income	$12,429,000	453
Provision for loan and lease losses	$5,457,000	352
Total noninterest income	$4,318,000	415
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$97,000	3,206
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,221,000	300
Total noninterest expense	$11,326,000	460
Salaries and employee benefits	$5,254,000	461
Premises and equipment expense	$1,117,000	596
Additional noninterest expense	$4,955,000	381
Pre-tax net operating income	$-36,000	6,446
Securities gains (losses)	$-11,000	7,510
Applicable income taxes	$0	4,611
Income before extraordinary items	$-47,000	6,608
Extraordinary gains, net	$0	16
Net income	$-47,000	6,610
Minority interest net income	$0	91
Net income of bank and minority interests.	$-47,000	6,609
Net charge-offs	$2,321,000	586
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-36,000	6,482
2009-12-31 (YTD Data)		Rank
Total interest income	$98,419,000	340
Total interest expense	$54,494,000	206
Net interest income	$43,925,000	492
Provision for loan and lease losses	$26,687,000	402
Total noninterest income	$10,022,000	639
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$413,000	3,270
Trading account gains and fees	$0	211
Additional Noninterest Income	$9,609,000	460
Total noninterest expense	$38,746,000	551
Salaries and employee benefits	$17,893,000	537
Premises and equipment expense	$4,078,000	651
Additional noninterest expense	$16,775,000	501
Pre-tax net operating income	$-11,486,000	7,540
Securities gains (losses)	$-1,100,000	7,725
Applicable income taxes	$-1,385,000	7,394
Income before extraordinary items	$-11,201,000	7,591
Extraordinary gains, net	$0	34
Net income	$-11,201,000	7,590
Minority interest net income	$0	115
Net income of bank and minority interests.	$-11,201,000	7,590
Net charge-offs	$23,360,000	359
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-10,222,000	7,568
2009-09-30 (YTD Data)		Rank
Total interest income	$74,425,000	355
Total interest expense	$42,427,000	215
Net interest income	$31,998,000	511
Provision for loan and lease losses	$19,055,000	400
Total noninterest income	$8,590,000	591
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$303,000	3,327
Trading account gains and fees	$0	212
Additional Noninterest Income	$8,287,000	423
Total noninterest expense	$27,194,000	583
Salaries and employee benefits	$13,789,000	541
Premises and equipment expense	$3,045,000	672
Additional noninterest expense	$10,360,000	568
Pre-tax net operating income	$-5,661,000	7,548
Securities gains (losses)	$-1,112,000	7,872
Applicable income taxes	$-84,000	6,907
Income before extraordinary items	$-6,689,000	7,674
Extraordinary gains, net	$0	27
Net income	$-6,689,000	7,674
Minority interest net income	$0	118
Net income of bank and minority interests.	$-6,689,000	7,674
Net charge-offs	$12,724,000	433
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-5,588,120	7,631
2009-06-30 (YTD Data)		Rank
Total interest income	$49,772,000	363
Total interest expense	$29,023,000	226
Net interest income	$20,749,000	523
Provision for loan and lease losses	$10,202,000	439
Total noninterest income	$5,383,000	626
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$196,000	3,358
Trading account gains and fees	$0	193
Additional Noninterest Income	$5,187,000	447
Total noninterest expense	$17,807,000	606
Salaries and employee benefits	$8,737,000	568
Premises and equipment expense	$1,980,000	709
Additional noninterest expense	$7,090,000	561
Pre-tax net operating income	$-1,877,000	7,353
Securities gains (losses)	$-1,112,000	8,012
Applicable income taxes	$-84,000	7,099
Income before extraordinary items	$-2,905,000	7,628
Extraordinary gains, net	$0	21
Net income	$-2,905,000	7,627
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,905,000	7,627
Net charge-offs	$9,731,000	382
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,826,360	7,431
2009-03-31 (YTD Data)		Rank
Total interest income	$24,981,000	369
Total interest expense	$14,683,000	239
Net interest income	$10,298,000	522
Provision for loan and lease losses	$7,201,000	319
Total noninterest income	$1,263,000	1,066
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$96,000	3,335
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,167,000	747
Total noninterest expense	$7,838,000	655
Salaries and employee benefits	$3,990,000	615
Premises and equipment expense	$1,019,000	701
Additional noninterest expense	$2,829,000	608
Pre-tax net operating income	$-3,478,000	7,972
Securities gains (losses)	$-907,000	8,130
Applicable income taxes	$-577,000	7,904
Income before extraordinary items	$-3,808,000	8,015
Extraordinary gains, net	$0	15
Net income	$-3,808,000	8,016
Minority interest net income	$0	102
Net income of bank and minority interests.	$-3,808,000	8,016
Net charge-offs	$3,529,000	408
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-3,018,910	7,980
2008-12-31 (YTD Data)		Rank
Total interest income	$104,597,000	375
Total interest expense	$63,328,000	268
Net interest income	$41,269,000	531
Provision for loan and lease losses	$37,377,000	235
Total noninterest income	$5,470,000	981
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$512,000	2,957
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,958,000	656
Total noninterest expense	$31,730,000	629
Salaries and employee benefits	$17,199,000	562
Premises and equipment expense	$3,979,000	691
Additional noninterest expense	$10,552,000	652
Pre-tax net operating income	$-22,368,000	8,117
Securities gains (losses)	$-1,997,000	7,902
Applicable income taxes	$855,000	1,339
Income before extraordinary items	$-25,220,000	8,128
Extraordinary gains, net	$0	39
Net income	$-25,220,000	8,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,772,000	219
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-23,223,000	8,138
2008-09-30 (YTD Data)		Rank
Total interest income	$78,469,000	392
Total interest expense	$47,666,000	281
Net interest income	$30,803,000	550
Provision for loan and lease losses	$34,326,000	175
Total noninterest income	$4,373,000	973
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$381,000	3,005
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,992,000	660
Total noninterest expense	$23,245,000	631
Salaries and employee benefits	$12,826,000	584
Premises and equipment expense	$3,021,000	688
Additional noninterest expense	$7,398,000	651
Pre-tax net operating income	$-22,395,000	8,295
Securities gains (losses)	$-1,997,000	8,058
Applicable income taxes	$2,891,000	481
Income before extraordinary items	$-27,283,000	8,297
Extraordinary gains, net	$0	31
Net income	$-27,283,000	8,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,679,000	173
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-25,286,000	8,305
2008-06-30 (YTD Data)		Rank
Total interest income	$50,333,000	410
Total interest expense	$31,849,000	288
Net interest income	$18,484,000	597
Provision for loan and lease losses	$11,025,000	252
Total noninterest income	$2,870,000	997
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$249,000	3,029
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,621,000	680
Total noninterest expense	$14,916,000	653
Salaries and employee benefits	$8,052,000	621
Premises and equipment expense	$2,035,000	683
Additional noninterest expense	$4,829,000	642
Pre-tax net operating income	$-4,587,000	8,284
Securities gains (losses)	$0	3,233
Applicable income taxes	$-2,936,000	8,358
Income before extraordinary items	$-1,651,000	8,176
Extraordinary gains, net	$0	21
Net income	$-1,651,000	8,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,973,000	362
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-1,651,000	8,168
2008-03-31 (YTD Data)		Rank
Total interest income	$24,907,000	427
Total interest expense	$16,258,000	304
Net interest income	$8,649,000	637
Provision for loan and lease losses	$2,699,000	324
Total noninterest income	$1,375,000	1,037
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$122,000	3,018
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,253,000	708
Total noninterest expense	$6,963,000	684
Salaries and employee benefits	$3,707,000	676
Premises and equipment expense	$1,062,000	664
Additional noninterest expense	$2,194,000	666
Pre-tax net operating income	$362,000	3,756
Securities gains (losses)	$0	2,688
Applicable income taxes	$-162,000	8,225
Income before extraordinary items	$524,000	2,578
Extraordinary gains, net	$0	15
Net income	$524,000	2,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$757,000	555
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$524,000	2,509
2007-12-31 (YTD Data)		Rank
Total interest income	$96,809,000	454
Total interest expense	$62,543,000	337
Net interest income	$34,266,000	656
Provision for loan and lease losses	$11,427,000	225
Total noninterest income	$4,927,000	1,119
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$544,000	2,870
Trading account gains and fees	$0	178
Additional Noninterest Income	$4,383,000	772
Total noninterest expense	$27,362,000	690
Salaries and employee benefits	$14,712,000	653
Premises and equipment expense	$4,405,000	601
Additional noninterest expense	$8,245,000	693
Pre-tax net operating income	$404,000	6,262
Securities gains (losses)	$0	2,146
Applicable income taxes	$-766,000	8,375
Income before extraordinary items	$1,170,000	3,994
Extraordinary gains, net	$0	39
Net income	$1,170,000	3,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,049,000	267
Cash dividends	$30,000,000	183
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,170,000	3,984
2007-09-30 (YTD Data)		Rank
Total interest income	$71,889,000	458
Total interest expense	$46,231,000	345
Net interest income	$25,658,000	653
Provision for loan and lease losses	$8,581,000	174
Total noninterest income	$4,267,000	993
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$415,000	2,824
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,852,000	675
Total noninterest expense	$20,464,000	675
Salaries and employee benefits	$11,390,000	638
Premises and equipment expense	$3,359,000	586
Additional noninterest expense	$5,715,000	740
Pre-tax net operating income	$880,000	4,647
Securities gains (losses)	$0	1,655
Applicable income taxes	$171,000	3,896
Income before extraordinary items	$709,000	4,622
Extraordinary gains, net	$0	33
Net income	$709,000	4,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,562,000	209
Cash dividends	$30,000,000	154
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$709,000	4,613
2007-06-30 (YTD Data)		Rank
Total interest income	$47,568,000	472
Total interest expense	$30,147,000	360
Net interest income	$17,421,000	656
Provision for loan and lease losses	$5,755,000	157
Total noninterest income	$2,697,000	1,057
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$280,000	2,802
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,417,000	722
Total noninterest expense	$13,508,000	699
Salaries and employee benefits	$7,643,000	647
Premises and equipment expense	$2,233,000	604
Additional noninterest expense	$3,632,000	780
Pre-tax net operating income	$855,000	3,870
Securities gains (losses)	$0	1,444
Applicable income taxes	$226,000	3,104
Income before extraordinary items	$629,000	4,068
Extraordinary gains, net	$0	29
Net income	$629,000	4,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,650,000	183
Cash dividends	$30,000,000	129
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$629,000	4,056
2007-03-31 (YTD Data)		Rank
Total interest income	$23,247,000	483
Total interest expense	$14,764,000	364
Net interest income	$8,483,000	661
Provision for loan and lease losses	$401,000	617
Total noninterest income	$1,279,000	1,079
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$133,000	2,858
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,146,000	739
Total noninterest expense	$6,667,000	704
Salaries and employee benefits	$3,846,000	651
Premises and equipment expense	$1,099,000	618
Additional noninterest expense	$1,722,000	800
Pre-tax net operating income	$2,694,000	875
Securities gains (losses)	$0	1,187
Applicable income taxes	$920,000	780
Income before extraordinary items	$1,774,000	991
Extraordinary gains, net	$0	22
Net income	$1,774,000	990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$301,000	572
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,774,000	977
2006-12-31 (YTD Data)		Rank
Total interest income	$91,425,000	454
Total interest expense	$53,847,000	338
Net interest income	$37,578,000	609
Provision for loan and lease losses	$2,030,000	557
Total noninterest income	$4,498,000	1,198
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$510,000	3,014
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,988,000	817
Total noninterest expense	$27,763,000	638
Salaries and employee benefits	$16,197,000	581
Premises and equipment expense	$3,728,000	690
Additional noninterest expense	$7,838,000	693
Pre-tax net operating income	$12,283,000	812
Securities gains (losses)	$-819,000	8,561
Applicable income taxes	$4,052,000	749
Income before extraordinary items	$7,412,000	1,011
Extraordinary gains, net	$0	51
Net income	$7,412,000	1,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$286,000	1,736
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,944,350	926
2006-09-30 (YTD Data)		Rank
Total interest income	$67,031,000	471
Total interest expense	$38,780,000	353
Net interest income	$28,251,000	623
Provision for loan and lease losses	$1,677,000	479
Total noninterest income	$3,505,000	1,162
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$378,000	3,053
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,127,000	789
Total noninterest expense	$21,002,000	647
Salaries and employee benefits	$12,535,000	580
Premises and equipment expense	$2,699,000	729
Additional noninterest expense	$5,768,000	713
Pre-tax net operating income	$9,077,000	861
Securities gains (losses)	$-783,000	8,661
Applicable income taxes	$3,404,000	715
Income before extraordinary items	$4,890,000	1,168
Extraordinary gains, net	$0	45
Net income	$4,890,000	1,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,707
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,391,120	1,065
2006-06-30 (YTD Data)		Rank
Total interest income	$44,008,000	465
Total interest expense	$24,679,000	356
Net interest income	$19,329,000	606
Provision for loan and lease losses	$493,000	995
Total noninterest income	$1,996,000	1,312
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$250,000	3,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,746,000	918
Total noninterest expense	$13,529,000	676
Salaries and employee benefits	$8,181,000	598
Premises and equipment expense	$1,724,000	754
Additional noninterest expense	$3,624,000	750
Pre-tax net operating income	$7,303,000	739
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,866,000	609
Income before extraordinary items	$4,437,000	882
Extraordinary gains, net	$0	39
Net income	$4,437,000	883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,405
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,437,000	865
2006-03-31 (YTD Data)		Rank
Total interest income	$21,904,000	454
Total interest expense	$11,822,000	353
Net interest income	$10,082,000	580
Provision for loan and lease losses	$307,000	756
Total noninterest income	$687,000	1,726
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$124,000	3,011
Trading account gains and fees	$0	115
Additional Noninterest Income	$563,000	1,229
Total noninterest expense	$6,556,000	685
Salaries and employee benefits	$3,923,000	626
Premises and equipment expense	$847,000	766
Additional noninterest expense	$1,786,000	753
Pre-tax net operating income	$3,906,000	681
Securities gains (losses)	$0	955
Applicable income taxes	$1,572,000	569
Income before extraordinary items	$2,334,000	817
Extraordinary gains, net	$0	21
Net income	$2,334,000	816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	1,755
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,334,000	803
2005-12-31 (YTD Data)		Rank
Total interest income	$80,915,000	443
Total interest expense	$39,635,000	332
Net interest income	$41,280,000	541
Provision for loan and lease losses	$2,281,000	470
Total noninterest income	$2,149,000	2,101
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$482,000	3,128
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,667,000	1,538
Total noninterest expense	$23,521,000	729
Salaries and employee benefits	$13,176,000	684
Premises and equipment expense	$3,216,000	751
Additional noninterest expense	$7,129,000	739
Pre-tax net operating income	$17,627,000	589
Securities gains (losses)	$12,000	1,423
Applicable income taxes	$7,944,000	455
Income before extraordinary items	$9,695,000	746
Extraordinary gains, net	$0	46
Net income	$9,695,000	748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$582,000	1,023
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$9,687,320	734
2005-09-30 (YTD Data)		Rank
Total interest income	$59,085,000	439
Total interest expense	$29,094,000	322
Net interest income	$29,991,000	549
Provision for loan and lease losses	$1,420,000	538
Total noninterest income	$1,222,000	2,540
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$354,000	3,180
Trading account gains and fees	$0	126
Additional Noninterest Income	$868,000	2,004
Total noninterest expense	$16,457,000	768
Salaries and employee benefits	$8,762,000	764
Premises and equipment expense	$2,369,000	758
Additional noninterest expense	$5,326,000	738
Pre-tax net operating income	$13,336,000	586
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$6,596,000	434
Income before extraordinary items	$6,752,000	795
Extraordinary gains, net	$0	35
Net income	$6,752,000	796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,669
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,744,320	780
2005-06-30 (YTD Data)		Rank
Total interest income	$38,207,000	441
Total interest expense	$18,842,000	314
Net interest income	$19,365,000	551
Provision for loan and lease losses	$1,211,000	410
Total noninterest income	$642,000	2,947
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$231,000	3,200
Trading account gains and fees	$0	116
Additional Noninterest Income	$411,000	2,492
Total noninterest expense	$10,822,000	774
Salaries and employee benefits	$5,750,000	772
Premises and equipment expense	$1,613,000	742
Additional noninterest expense	$3,459,000	753
Pre-tax net operating income	$7,974,000	625
Securities gains (losses)	$12,000	1,290
Applicable income taxes	$4,656,000	424
Income before extraordinary items	$3,330,000	1,049
Extraordinary gains, net	$0	30
Net income	$3,330,000	1,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,236
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,322,320	1,032
2005-03-31 (YTD Data)		Rank
Total interest income	$18,700,000	438
Total interest expense	$9,057,000	308
Net interest income	$9,643,000	549
Provision for loan and lease losses	$1,037,000	252
Total noninterest income	$230,000	3,656
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$108,000	3,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$122,000	3,360
Total noninterest expense	$5,244,000	790
Salaries and employee benefits	$2,905,000	767
Premises and equipment expense	$839,000	711
Additional noninterest expense	$1,500,000	833
Pre-tax net operating income	$3,592,000	686
Securities gains (losses)	$60,000	498
Applicable income taxes	$3,062,000	348
Income before extraordinary items	$590,000	2,654
Extraordinary gains, net	$0	24
Net income	$590,000	2,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	886
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$551,600	2,750
2004-12-31 (YTD Data)		Rank
Total interest income	$71,559,000	415
Total interest expense	$33,550,000	281
Net interest income	$38,009,000	540
Provision for loan and lease losses	$1,099,000	967
Total noninterest income	$1,992,000	2,206
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$438,000	3,438
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,554,000	1,600
Total noninterest expense	$22,529,000	723
Salaries and employee benefits	$11,608,000	729
Premises and equipment expense	$3,239,000	715
Additional noninterest expense	$7,682,000	681
Pre-tax net operating income	$16,373,000	573
Securities gains (losses)	$0	3,819
Applicable income taxes	$5,350,000	577
Income before extraordinary items	$11,023,000	619
Extraordinary gains, net	$0	34
Net income	$11,023,000	620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$555,000	1,238
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$11,023,000	593
2004-09-30 (YTD Data)		Rank
Total interest income	$52,248,000	416
Total interest expense	$24,678,000	282
Net interest income	$27,570,000	553
Provision for loan and lease losses	$835,000	922
Total noninterest income	$1,611,000	2,100
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$318,000	3,519
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,293,000	1,487
Total noninterest expense	$15,375,000	780
Salaries and employee benefits	$8,503,000	747
Premises and equipment expense	$2,498,000	694
Additional noninterest expense	$4,374,000	846
Pre-tax net operating income	$12,971,000	551
Securities gains (losses)	$0	3,710
Applicable income taxes	$4,280,000	546
Income before extraordinary items	$8,691,000	600
Extraordinary gains, net	$0	26
Net income	$8,691,000	601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$386,000	1,201
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$8,691,000	573
2004-06-30 (YTD Data)		Rank
Total interest income	$34,184,000	423
Total interest expense	$16,207,000	285
Net interest income	$17,977,000	557
Provision for loan and lease losses	$717,000	710
Total noninterest income	$742,000	2,726
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$206,000	3,565
Trading account gains and fees	$0	130
Additional Noninterest Income	$536,000	2,085
Total noninterest expense	$10,279,000	784
Salaries and employee benefits	$5,745,000	732
Premises and equipment expense	$1,659,000	700
Additional noninterest expense	$2,875,000	865
Pre-tax net operating income	$7,723,000	591
Securities gains (losses)	$0	3,413
Applicable income taxes	$2,486,000	614
Income before extraordinary items	$5,237,000	640
Extraordinary gains, net	$0	21
Net income	$5,237,000	640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$381,000	874
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$5,237,000	609
2004-03-31 (YTD Data)		Rank
Total interest income	$16,802,000	436
Total interest expense	$8,085,000	288
Net interest income	$8,717,000	574
Provision for loan and lease losses	$380,000	657
Total noninterest income	$380,000	2,622
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$100,000	3,583
Trading account gains and fees	$0	121
Additional Noninterest Income	$280,000	1,971
Total noninterest expense	$5,201,000	774
Salaries and employee benefits	$2,920,000	735
Premises and equipment expense	$859,000	686
Additional noninterest expense	$1,422,000	871
Pre-tax net operating income	$3,516,000	636
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,105,000	680
Income before extraordinary items	$2,411,000	692
Extraordinary gains, net	$0	16
Net income	$2,411,000	692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	1,973
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,411,000	640
2003-12-31 (YTD Data)		Rank
Total interest income	$66,673,000	442
Total interest expense	$33,056,000	299
Net interest income	$33,617,000	570
Provision for loan and lease losses	$370,000	2,731
Total noninterest income	$1,614,000	2,685
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$423,000	3,530
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,191,000	2,130
Total noninterest expense	$19,153,000	838
Salaries and employee benefits	$10,110,000	846
Premises and equipment expense	$2,995,000	758
Additional noninterest expense	$6,048,000	847
Pre-tax net operating income	$15,708,000	578
Securities gains (losses)	$47,000	2,570
Applicable income taxes	$5,063,000	612
Income before extraordinary items	$10,692,000	620
Extraordinary gains, net	$0	54
Net income	$10,692,000	622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,706
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$10,660,040	583
2003-09-30 (YTD Data)		Rank
Total interest income	$50,118,000	450
Total interest expense	$25,017,000	313
Net interest income	$25,101,000	582
Provision for loan and lease losses	$243,000	2,906
Total noninterest income	$1,225,000	2,735
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$313,000	3,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$912,000	2,179
Total noninterest expense	$13,781,000	880
Salaries and employee benefits	$7,271,000	888
Premises and equipment expense	$2,219,000	777
Additional noninterest expense	$4,291,000	897
Pre-tax net operating income	$12,302,000	570
Securities gains (losses)	$0	4,204
Applicable income taxes	$3,991,000	614
Income before extraordinary items	$8,311,000	623
Extraordinary gains, net	$0	40
Net income	$8,311,000	624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,109
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$8,311,000	576
2003-06-30 (YTD Data)		Rank
Total interest income	$33,187,000	463
Total interest expense	$16,829,000	318
Net interest income	$16,358,000	592
Provision for loan and lease losses	$189,000	2,612
Total noninterest income	$749,000	2,881
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$206,000	3,556
Trading account gains and fees	$0	150
Additional Noninterest Income	$543,000	2,328
Total noninterest expense	$8,887,000	921
Salaries and employee benefits	$4,662,000	924
Premises and equipment expense	$1,375,000	827
Additional noninterest expense	$2,850,000	907
Pre-tax net operating income	$8,031,000	579
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,686,000	603
Income before extraordinary items	$5,345,000	649
Extraordinary gains, net	$0	30
Net income	$5,345,000	649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,047
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$5,345,000	600
2003-03-31 (YTD Data)		Rank
Total interest income	$16,465,000	474
Total interest expense	$8,442,000	325
Net interest income	$8,023,000	607
Provision for loan and lease losses	$134,000	1,941
Total noninterest income	$356,000	2,886
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	3,626
Trading account gains and fees	$0	134
Additional Noninterest Income	$259,000	2,319
Total noninterest expense	$4,336,000	943
Salaries and employee benefits	$2,348,000	919
Premises and equipment expense	$608,000	948
Additional noninterest expense	$1,380,000	907
Pre-tax net operating income	$3,909,000	595
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,360,000	603
Income before extraordinary items	$2,549,000	676
Extraordinary gains, net	$0	21
Net income	$2,549,000	675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,549,000	626
2002-12-31 (YTD Data)		Rank
Total interest income	$70,120,000	468
Total interest expense	$36,734,000	352
Net interest income	$33,386,000	575
Provision for loan and lease losses	$914,000	1,456
Total noninterest income	$1,057,000	3,356
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$413,000	3,458
Trading account gains and fees	$0	153
Additional Noninterest Income	$644,000	2,849
Total noninterest expense	$16,164,000	969
Salaries and employee benefits	$8,627,000	936
Premises and equipment expense	$1,929,000	1,143
Additional noninterest expense	$5,608,000	895
Pre-tax net operating income	$17,365,000	522
Securities gains (losses)	$30,000	2,835
Applicable income taxes	$5,465,000	549
Income before extraordinary items	$11,930,000	557
Extraordinary gains, net	$0	70
Net income	$11,930,000	559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$441,000	1,825
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$11,909,300	530
2001-12-31 (YTD Data)		Rank
Total interest income	$71,457,000	507
Total interest expense	$47,247,000	395
Net interest income	$24,210,000	733
Provision for loan and lease losses	$1,305,000	1,011
Total noninterest income	$1,188,000	2,951
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$399,000	3,407
Trading account gains and fees	$0	177
Additional Noninterest Income	$789,000	2,411
Total noninterest expense	$12,880,000	1,144
Salaries and employee benefits	$7,235,000	1,029
Premises and equipment expense	$1,845,000	1,149
Additional noninterest expense	$3,800,000	1,247
Pre-tax net operating income	$11,213,000	690
Securities gains (losses)	$0	4,612
Applicable income taxes	$3,813,000	680
Income before extraordinary items	$7,400,000	754
Extraordinary gains, net	$0	105
Net income	$7,400,000	755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$860,000	1,043
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$7,400,000	723
2000-12-31 (YTD Data)		Rank
Total interest income	$65,183,000	582
Total interest expense	$45,543,000	448
Net interest income	$19,640,000	886
Provision for loan and lease losses	$1,407,000	808
Total noninterest income	$1,488,000	2,360
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$331,000	3,760
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,157,000	1,685
Total noninterest expense	$12,055,000	1,155
Salaries and employee benefits	$6,706,000	1,047
Premises and equipment expense	$1,067,000	1,952
Additional noninterest expense	$4,282,000	1,091
Pre-tax net operating income	$7,666,000	1,004
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,425,000	987
Income before extraordinary items	$5,241,000	1,022
Extraordinary gains, net	$0	38
Net income	$5,241,000	1,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$813,000	867
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,241,000	1,017
1999-12-31 (YTD Data)		Rank
Total interest income	$58,378,000	613
Total interest expense	$37,670,000	473
Net interest income	$20,708,000	854
Provision for loan and lease losses	$650,000	1,398
Total noninterest income	$1,070,000	2,943
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$287,000	4,107
Trading account gains and fees	$0	173
Additional Noninterest Income	$783,000	2,186
Total noninterest expense	$11,185,000	1,235
Salaries and employee benefits	$6,044,000	1,139
Premises and equipment expense	$925,000	2,205
Additional noninterest expense	$4,216,000	1,115
Pre-tax net operating income	$9,943,000	829
Securities gains (losses)	$0	3,155
Applicable income taxes	$3,243,000	831
Income before extraordinary items	$6,700,000	849
Extraordinary gains, net	$0	35
Net income	$6,700,000	849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	1,171
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$6,700,000	842
1998-12-31 (YTD Data)		Rank
Total interest income	$53,982,000	643
Total interest expense	$34,951,000	510
Net interest income	$19,031,000	903
Provision for loan and lease losses	$315,000	2,500
Total noninterest income	$1,148,000	2,783
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$298,000	3,963
Trading account gains and fees	$0	224
Additional Noninterest Income	$850,000	2,075
Total noninterest expense	$10,043,000	1,314
Salaries and employee benefits	$5,775,000	1,134
Premises and equipment expense	$1,056,000	1,872
Additional noninterest expense	$3,212,000	1,367
Pre-tax net operating income	$9,821,000	791
Securities gains (losses)	$0	4,449
Applicable income taxes	$3,417,000	778
Income before extraordinary items	$6,404,000	850
Extraordinary gains, net	$0	32
Net income	$6,404,000	850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	9,971
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$6,404,000	817
1997-12-31 (YTD Data)		Rank
Total interest income	$48,611,000	707
Total interest expense	$30,838,000	568
Net interest income	$17,773,000	998
Provision for loan and lease losses	$170,000	3,857
Total noninterest income	$915,000	3,271
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$317,000	3,896
Trading account gains and fees	$0	239
Additional Noninterest Income	$598,000	2,480
Total noninterest expense	$9,309,000	1,408
Salaries and employee benefits	$5,272,000	1,249
Premises and equipment expense	$931,000	2,114
Additional noninterest expense	$3,106,000	1,403
Pre-tax net operating income	$9,209,000	872
Securities gains (losses)	$0	3,944
Applicable income taxes	$3,507,000	820
Income before extraordinary items	$5,702,000	979
Extraordinary gains, net	$0	44
Net income	$5,702,000	980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,506
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,702,000	952
1996-12-31 (YTD Data)		Rank
Total interest income	$41,661,000	843
Total interest expense	$26,053,000	686
Net interest income	$15,608,000	1,156
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$743,000	3,905
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$268,000	4,572
Trading account gains and fees	$0	262
Additional Noninterest Income	$475,000	3,036
Total noninterest expense	$11,063,000	1,299
Salaries and employee benefits	$4,317,000	1,538
Premises and equipment expense	$741,000	2,634
Additional noninterest expense	$6,005,000	986
Pre-tax net operating income	$5,168,000	1,400
Securities gains (losses)	$0	4,148
Applicable income taxes	$2,012,000	1,224
Income before extraordinary items	$3,156,000	1,573
Extraordinary gains, net	$0	53
Net income	$3,156,000	1,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,503
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,156,000	1,540
1995-12-31 (YTD Data)		Rank
Total interest income	$37,795,000	946
Total interest expense	$24,290,000	754
Net interest income	$13,505,000	1,329
Provision for loan and lease losses	$212,000	2,892
Total noninterest income	$525,000	5,006
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$181,000	6,040
Trading account gains and fees	$0	522
Additional Noninterest Income	$344,000	3,660
Total noninterest expense	$8,676,000	1,633
Salaries and employee benefits	$5,027,000	1,316
Premises and equipment expense	$750,000	2,640
Additional noninterest expense	$2,899,000	1,751
Pre-tax net operating income	$5,142,000	1,467
Securities gains (losses)	$46,000	1,362
Applicable income taxes	$2,033,000	1,257
Income before extraordinary items	$3,155,000	1,617
Extraordinary gains, net	$0	65
Net income	$3,155,000	1,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,097
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,125,560	1,608
1994-12-31 (YTD Data)		Rank
Total interest income	$33,713,000	943
Total interest expense	$18,034,000	783
Net interest income	$15,679,000	1,162
Provision for loan and lease losses	$215,000	2,891
Total noninterest income	$759,000	3,882
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$193,000	6,007
Trading account gains and fees	$0	475
Additional Noninterest Income	$566,000	2,707
Total noninterest expense	$8,881,000	1,656
Salaries and employee benefits	$5,462,000	1,230
Premises and equipment expense	$849,000	2,387
Additional noninterest expense	$2,570,000	2,092
Pre-tax net operating income	$7,342,000	1,038
Securities gains (losses)	$-40,000	10,871
Applicable income taxes	$2,696,000	952
Income before extraordinary items	$4,607,000	1,102
Extraordinary gains, net	$0	249
Net income	$4,607,000	1,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,341
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,632,600	1,102
1993-12-31 (YTD Data)		Rank
Total interest income	$33,115,000	972
Total interest expense	$17,085,000	821
Net interest income	$16,030,000	1,140
Provision for loan and lease losses	$400,000	2,455
Total noninterest income	$903,000	3,623
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$903,000	2,196
Total noninterest expense	$9,042,000	1,675
Salaries and employee benefits	$5,287,000	1,268
Premises and equipment expense	$705,000	2,857
Additional noninterest expense	$3,050,000	1,890
Pre-tax net operating income	$7,491,000	960
Securities gains (losses)	$40,000	3,728
Applicable income taxes	$2,774,000	924
Income before extraordinary items	$4,757,000	1,094
Extraordinary gains, net	$0	3,149
Net income	$4,757,000	1,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	12,663
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$4,731,400	1,023
1992-12-31 (YTD Data)		Rank
Total interest income	$33,950,000	1,074
Total interest expense	$19,539,000	928
Net interest income	$14,411,000	1,291
Provision for loan and lease losses	$105,000	7,133
Total noninterest income	$1,261,000	2,753
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,261,000	1,712
Total noninterest expense	$7,361,000	1,999
Salaries and employee benefits	$4,199,000	1,585
Premises and equipment expense	$1,074,000	1,972
Additional noninterest expense	$2,088,000	2,698
Pre-tax net operating income	$8,206,000	783
Securities gains (losses)	$108,000	2,882
Applicable income taxes	$3,522,000	667
Income before extraordinary items	$4,792,000	991
Extraordinary gains, net	$0	1,422
Net income	$4,792,000	996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	7,980
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$4,722,880	913

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.