Home > WaterStone Bank, SSB > Net charge- offs to loans
WaterStone Bank, SSB, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 884 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 3,979 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4114% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5656% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,014 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2805% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6607% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0799% | 4,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0497% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3078% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1612% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8598% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7417% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1220% | 4,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1992% | 4,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9763% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2529% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1684% | 4,742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2113% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0062% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2889% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0994% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1015% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 3,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2592% | 3,875 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2307% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2642% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4444% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1711% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1738% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,328 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4225% | 3,888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2319% | 3,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5785% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0578% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0602% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0561% | 4,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 3,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1119% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1552% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1113% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5231% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 80.3571% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0784% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 3,957 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0760% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1494% | 3,548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0749% | 4,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8812% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 50.7924% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0479% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.1561% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 3,970 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0818% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1446% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0809% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 3,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2393% | 4,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -46.3768% | 4,808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0943% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,417 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,996 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9302% | 4,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -7.1217% | 4,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 4,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3242% | 4,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -17.3160% | 4,947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,083 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1582% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2856% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,164 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,562 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0567% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.2800% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 4,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1713% | 3,902 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0188% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.3673% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 4,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1639% | 3,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.4885% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,472 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0241% | 4,353 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1787% | 3,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1897% | 4,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.8195% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 4,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1687% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3587% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5848% | 5,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 977 |
| Percentage Net Loans Charged-off:Construction & development | -0.4997% | 5,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1800% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.2890% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2175% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.2661% | 5,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 4,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1773% | 4,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.3894% | 5,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0614% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4653% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.4165% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0864% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3071% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 975 |
| Percentage Net Loans Charged-off:Construction & development | -0.3684% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1417% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5157% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1905% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.3249% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3040% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1422% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1444% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3635% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.1604% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2444% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5408% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1922% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5664% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7187% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9265% | 5,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3735% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3802% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.3361% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1817% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6221% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1889% | 4,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6514% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5458% | 6,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9661% | 6,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2376% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2419% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.1844% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2114% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2963% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4444% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3235% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3413% | 6,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6667% | 6,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4161% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4230% | 399 |
| Percentage Net Loans Charged-off:Construction & development | -0.3381% | 5,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1598% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5605% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3641% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2193% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3870% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3403% | 6,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.2117% | 6,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5441% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5285% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 1.5698% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1975% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9627% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7089% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4311% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6897% | 6,192 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5310% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | -10.9890% | 6,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5043% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4802% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 1.6180% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2553% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8714% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9410% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8896% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0350% | 6,296 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8251% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | -18.0270% | 6,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5811% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5501% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.5135% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0176% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2520% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3549% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5665% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4504% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | -18.1818% | 6,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2984% | 918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 5,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6501% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1333% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9674% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1250% | 6,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -14.2857% | 6,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9249% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9388% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 4.2821% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2671% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4300% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0637% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3970% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.5386% | 6,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -17.7515% | 6,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1149% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1318% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 5.1968% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2427% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2742% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7542% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2988% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7261% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0626% | 6,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -19.1942% | 6,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0017% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0173% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.4786% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2673% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2058% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8282% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0646% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7646% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 5,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0458% | 6,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -11.6516% | 6,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1232% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1413% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0835% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0498% | 5,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3364% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0066% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4056% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 4,994 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1538% | 6,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -21.6216% | 6,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7515% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7826% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 3.8039% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7580% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1970% | 690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9966% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4216% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9735% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1195% | 6,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0075% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.4388% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8821% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9211% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 4.9323% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6077% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2432% | 589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1856% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4831% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1692% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5030% | 6,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0000% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8776% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7508% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7588% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.9013% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1289% | 1,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2211% | 487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2842% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8895% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3060% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3031% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9423% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9629% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 1.2159% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2153% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3221% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5923% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6965% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5864% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2185% | 6,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3613% | 7,103 |
| Percentage Net Loans Charged-off: Credit card loans | -4.7904% | 1,350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4185% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4001% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 3.6500% | 1,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2643% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7261% | 682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8159% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6066% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8291% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1765% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8864% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8483% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0575% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0477% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 3.8611% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4243% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5790% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2830% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4634% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2713% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4168% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1141% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6647% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8009% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7695% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.6470% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6671% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5837% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9374% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6768% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8884% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1703% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7070% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 19.2008% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5783% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5322% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0229% | 1,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3808% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3793% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6291% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6626% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6269% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5367% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.1453% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | 39.0244% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7411% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6751% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 3.9530% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1665% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6214% | 812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2870% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3594% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3457% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4574% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7067% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3383% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3535% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2458% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.1517% | 2,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5201% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6191% | 665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7577% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0993% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7992% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7848% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6912% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 15.5078% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9091% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8205% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 6,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7039% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3842% | 579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2026% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2693% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4813% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6735% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 22.2222% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6378% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6525% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 6,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9555% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4330% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8404% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8946% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 2,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 2,372 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1746% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5346% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5003% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 4.4466% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7672% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6280% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7237% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8631% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7154% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9413% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6593% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1656% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1041% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1275% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.7995% | 2,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7280% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3855% | 533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5850% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7450% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5757% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1532% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2562% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2825% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 1.2555% | 1,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5525% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5203% | 376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6654% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1995% | 1,093 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7494% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9001% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9184% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 1.0537% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2212% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2976% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0631% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1234% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6430% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6692% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 4.0603% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3904% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9187% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0431% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9628% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0473% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5956% | 7,995 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6026% | 1,839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8487% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8763% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 4.4943% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5398% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9815% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2239% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1719% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2266% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8134% | 8,072 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0819% | 1,841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5413% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5489% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.4720% | 1,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2733% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7691% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8092% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2539% | 8,164 |
| Percentage Net Loans Charged-off: Credit card loans | -3.0769% | 1,834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2140% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.7873% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0109% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2634% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6578% | 8,235 |
| Percentage Net Loans Charged-off: Credit card loans | -6.0837% | 1,822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4408% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4428% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 2.9532% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1383% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2955% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0776% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4327% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4471% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4483% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 3.2482% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0921% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1861% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6636% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9037% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5401% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5402% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 4.1924% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0963% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1617% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7972% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7972% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1768% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2716% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 6,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7728% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3878% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0301% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0514% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0514% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 7,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5899% | 8,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0312% | 6,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6217% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6217% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 3,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2022% | 8,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0792% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2646% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0416% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 20.8044% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 20.8044% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 5,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.1092% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4454% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4454% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.1727% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6667% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6667% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.3655% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 10.6667% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6667% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 5,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0372% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3371% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3371% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0509% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4101% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4101% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0787% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7135% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7135% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7561% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7561% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 6,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6030% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6784% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 6,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0368% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1587% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 6,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0564% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3023% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8182% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1006% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 6,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0576% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0849% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2147% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6108% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 8,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1903% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.1153% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3045% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2133% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 9,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3279% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0342% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 8,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2127% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0387% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 8,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0997% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 6,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2028% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 7,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5795% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0143% | 11,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 10,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |