Home > Watermark Bank > Assets and Liabilities
Watermark Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 33 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $371,128,000 | 2,207 |
| Cash and due from depository institutions | $7,692,000 | 2,871 |
| Interest-bearing balances | $4,018,000 | 3,521 |
| Securities | $12,640,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $48,202,000 | 89 |
| Net loans & leases | $292,860,000 | 1,907 |
| Loan loss allowance | $3,650,000 | 1,867 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,130,000 | 1,888 |
| Other real estate owned | $0 | 2,871 |
| Goodwill and other intangibles | $0 | 2,242 |
| All other assets | $3,604,000 | 3,302 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $371,128,000 | 2,182 |
| Total liabilities | $321,377,000 | 2,226 |
| Total deposits | $315,336,000 | 2,194 |
| Interest-bearing deposits | $260,154,000 | 2,087 |
| Deposits held in domestic offices | $315,336,000 | 2,193 |
| % insured | 61.28% | 3,750 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $6,041,000 | 1,357 |
| Total equity capital | $49,751,000 | 1,780 |
| Total bank equity capital | $49,751,000 | 1,804 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $37,000 | 3,798 |
| Surplus | $39,741,000 | 925 |
| Undivided profits | $9,973,000 | 3,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $1,200,000 | 2,824 |
| Earning assets | $357,720,000 | 2,134 |
| Long-term assets (5+ years) | $36,062,000 | 3,160 |
| Average Assets, year-to-date | $366,482,000 | 2,184 |
| Average Assets, quarterly | $366,482,000 | 2,184 |
| Volatile liabilities | $33,562,000 | 2,148 |
| Insider loans | $1,464,000 | 2,151 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $79,655,000 | 1,358 |
| Tier 1 (core) risk-based capital | $50,346,000 | 1,927 |
| Tier 2 risk-based capital | $3,948,000 | 1,288 |
| Total risk weighted assets | $331,539,000 | 1,378 |
| Total unused commitments | $79,655,000 | 1,358 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 33 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $361,836,000 | 2,226 |
| Cash and due from depository institutions | $6,323,000 | 2,872 |
| Interest-bearing balances | $4,506,000 | 3,349 |
| Securities | $12,864,000 | 3,768 |
| Federal funds sold & reverse repurchase agreements | $48,298,000 | 75 |
| Net loans & leases | $284,466,000 | 1,934 |
| Loan loss allowance | $3,834,000 | 1,813 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $6,299,000 | 1,856 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $3,586,000 | 3,342 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $361,836,000 | 2,208 |
| Total liabilities | $313,527,000 | 2,251 |
| Total deposits | $307,897,000 | 2,211 |
| Interest-bearing deposits | $255,953,000 | 2,088 |
| Deposits held in domestic offices | $307,897,000 | 2,210 |
| % insured | 62.05% | 3,726 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $5,630,000 | 1,440 |
| Total equity capital | $48,309,000 | 1,792 |
| Total bank equity capital | $48,309,000 | 1,807 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $37,000 | 3,821 |
| Surplus | $39,625,000 | 933 |
| Undivided profits | $8,647,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $1,206,000 | 2,878 |
| Earning assets | $350,134,000 | 2,150 |
| Long-term assets (5+ years) | $37,993,000 | 3,141 |
| Average Assets, year-to-date | $341,019,800 | 2,273 |
| Average Assets, quarterly | $364,715,500 | 2,193 |
| Volatile liabilities | $35,907,000 | 2,083 |
| Insider loans | $1,471,000 | 2,124 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $68,577,000 | 1,478 |
| Tier 1 (core) risk-based capital | $47,667,000 | 1,987 |
| Tier 2 risk-based capital | $3,834,000 | 1,319 |
| Total risk weighted assets | $311,695,000 | 1,435 |
| Total unused commitments | $68,577,000 | 1,479 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 34 | 2,844 |
| Assets and Liabilities | ||
| Total Assets: | $367,595,000 | 2,199 |
| Cash and due from depository institutions | $5,366,000 | 2,844 |
| Interest-bearing balances | $4,756,000 | 3,355 |
| Securities | $13,521,000 | 3,760 |
| Federal funds sold & reverse repurchase agreements | $40,593,000 | 82 |
| Net loans & leases | $298,478,000 | 1,858 |
| Loan loss allowance | $3,836,000 | 1,811 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,183,000 | 1,868 |
| Other real estate owned | $0 | 2,844 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $3,454,000 | 3,367 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $367,595,000 | 2,176 |
| Total liabilities | $320,577,000 | 2,216 |
| Total deposits | $314,908,000 | 2,172 |
| Interest-bearing deposits | $263,497,000 | 2,027 |
| Deposits held in domestic offices | $314,908,000 | 2,171 |
| % insured | 59.91% | 3,905 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $5,669,000 | 1,483 |
| Total equity capital | $47,018,000 | 1,861 |
| Total bank equity capital | $47,018,000 | 1,879 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $37,000 | 3,855 |
| Surplus | $39,358,000 | 929 |
| Undivided profits | $7,623,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $1,269,000 | 2,810 |
| Earning assets | $357,348,000 | 2,110 |
| Long-term assets (5+ years) | $38,011,000 | 3,169 |
| Average Assets, year-to-date | $335,815,750 | 2,287 |
| Average Assets, quarterly | $355,351,500 | 2,215 |
| Volatile liabilities | $38,069,000 | 2,032 |
| Insider loans | $1,479,000 | 2,119 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $75,717,000 | 1,396 |
| Tier 1 (core) risk-based capital | $46,600,000 | 2,006 |
| Tier 2 risk-based capital | $3,836,000 | 1,327 |
| Total risk weighted assets | $328,503,000 | 1,400 |
| Total unused commitments | $75,717,000 | 1,396 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 33 | 2,885 |
| Assets and Liabilities | ||
| Total Assets: | $343,108,000 | 2,285 |
| Cash and due from depository institutions | $6,062,000 | 2,885 |
| Interest-bearing balances | $5,443,000 | 3,154 |
| Securities | $13,286,000 | 3,770 |
| Federal funds sold & reverse repurchase agreements | $41,449,000 | 84 |
| Net loans & leases | $272,659,000 | 1,955 |
| Loan loss allowance | $3,409,000 | 1,935 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $6,296,000 | 1,834 |
| Other real estate owned | $0 | 2,885 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $3,356,000 | 3,415 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $343,108,000 | 2,257 |
| Total liabilities | $297,377,000 | 2,303 |
| Total deposits | $292,168,000 | 2,257 |
| Interest-bearing deposits | $250,180,000 | 2,065 |
| Deposits held in domestic offices | $292,168,000 | 2,255 |
| % insured | 65.68% | 3,573 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $5,209,000 | 1,497 |
| Total equity capital | $45,731,000 | 1,818 |
| Total bank equity capital | $45,731,000 | 1,839 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $37,000 | 3,865 |
| Surplus | $39,329,000 | 937 |
| Undivided profits | $6,365,000 | 3,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $1,217,000 | 2,837 |
| Earning assets | $332,837,000 | 2,199 |
| Long-term assets (5+ years) | $41,446,000 | 3,086 |
| Average Assets, year-to-date | $325,222,667 | 2,314 |
| Average Assets, quarterly | $330,904,500 | 2,300 |
| Volatile liabilities | $33,505,000 | 2,202 |
| Insider loans | $1,485,000 | 2,118 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $84,161,000 | 1,309 |
| Tier 1 (core) risk-based capital | $45,650,000 | 2,012 |
| Tier 2 risk-based capital | $3,409,000 | 1,406 |
| Total risk weighted assets | $309,124,000 | 1,437 |
| Total unused commitments | $84,161,000 | 1,309 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 31 | 2,982 |
| Assets and Liabilities | ||
| Total Assets: | $318,701,000 | 2,391 |
| Cash and due from depository institutions | $8,151,000 | 2,982 |
| Interest-bearing balances | $5,155,000 | 3,309 |
| Securities | $13,400,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $23,559,000 | 183 |
| Net loans & leases | $263,959,000 | 1,982 |
| Loan loss allowance | $4,766,000 | 1,562 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,401,000 | 1,809 |
| Other real estate owned | $0 | 2,982 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $3,231,000 | 3,439 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $318,701,000 | 2,361 |
| Total liabilities | $273,786,000 | 2,446 |
| Total deposits | $268,647,000 | 2,397 |
| Interest-bearing deposits | $225,085,000 | 2,220 |
| Deposits held in domestic offices | $268,647,000 | 2,396 |
| % insured | 69.30% | 3,258 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $5,139,000 | 1,499 |
| Total equity capital | $44,915,000 | 1,850 |
| Total bank equity capital | $44,915,000 | 1,837 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $37,000 | 3,892 |
| Surplus | $39,299,000 | 931 |
| Undivided profits | $5,579,000 | 3,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $4,968,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $1,102,000 | 2,890 |
| Earning assets | $306,073,000 | 2,310 |
| Long-term assets (5+ years) | $64,335,000 | 2,670 |
| Average Assets, year-to-date | $316,280,000 | 2,371 |
| Average Assets, quarterly | $316,280,000 | 2,371 |
| Volatile liabilities | $33,951,000 | 2,096 |
| Insider loans | $1,492,000 | 2,111 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $71,409,000 | 1,479 |
| Tier 1 (core) risk-based capital | $44,583,000 | 2,023 |
| Tier 2 risk-based capital | $3,631,000 | 1,351 |
| Total risk weighted assets | $289,377,000 | 1,481 |
| Total unused commitments | $71,409,000 | 1,479 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 31 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $313,859,000 | 2,412 |
| Cash and due from depository institutions | $10,154,000 | 2,989 |
| Interest-bearing balances | $5,106,000 | 3,142 |
| Securities | $13,524,000 | 3,844 |
| Federal funds sold & reverse repurchase agreements | $18,689,000 | 200 |
| Net loans & leases | $261,734,000 | 1,988 |
| Loan loss allowance | $4,316,000 | 1,664 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $3,345,000 | 2,552 |
| Other real estate owned | $0 | 2,989 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $6,413,000 | 2,711 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $313,859,000 | 2,387 |
| Total liabilities | $269,373,000 | 2,461 |
| Total deposits | $264,228,000 | 2,404 |
| Interest-bearing deposits | $222,740,000 | 2,210 |
| Deposits held in domestic offices | $264,228,000 | 2,404 |
| % insured | 64.53% | 3,657 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $5,145,000 | 1,490 |
| Total equity capital | $44,486,000 | 1,857 |
| Total bank equity capital | $44,486,000 | 1,844 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $38,000 | 3,899 |
| Surplus | $39,268,000 | 928 |
| Undivided profits | $5,180,000 | 3,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $1,225,000 | 2,773 |
| Earning assets | $299,053,000 | 2,342 |
| Long-term assets (5+ years) | $49,144,000 | 3,008 |
| Average Assets, year-to-date | $291,726,000 | 2,460 |
| Average Assets, quarterly | $312,715,500 | 2,380 |
| Volatile liabilities | $36,555,000 | 1,989 |
| Insider loans | $1,499,000 | 2,124 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $63,882,000 | 1,565 |
| Tier 1 (core) risk-based capital | $44,208,000 | 2,029 |
| Tier 2 risk-based capital | $3,601,000 | 1,364 |
| Total risk weighted assets | $287,384,000 | 1,494 |
| Total unused commitments | $63,882,000 | 1,565 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 28 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $311,572,000 | 2,408 |
| Cash and due from depository institutions | $8,341,000 | 3,158 |
| Interest-bearing balances | $5,129,000 | 3,141 |
| Securities | $13,187,000 | 3,878 |
| Federal funds sold & reverse repurchase agreements | $19,262,000 | 202 |
| Net loans & leases | $265,204,000 | 1,956 |
| Loan loss allowance | $3,866,000 | 1,771 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,576,000 | 2,824 |
| Other real estate owned | $0 | 3,158 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $3,002,000 | 3,572 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $311,572,000 | 2,381 |
| Total liabilities | $268,015,000 | 2,456 |
| Total deposits | $267,453,000 | 2,384 |
| Interest-bearing deposits | $222,999,000 | 2,188 |
| Deposits held in domestic offices | $267,453,000 | 2,383 |
| % insured | 65.86% | 3,588 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $562,000 | 3,687 |
| Total equity capital | $43,557,000 | 1,787 |
| Total bank equity capital | $43,557,000 | 1,772 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $38,000 | 3,926 |
| Surplus | $39,238,000 | 918 |
| Undivided profits | $4,281,000 | 3,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $1,089,000 | 2,910 |
| Earning assets | $302,782,000 | 2,305 |
| Long-term assets (5+ years) | $51,929,000 | 2,967 |
| Average Assets, year-to-date | $286,192,750 | 2,493 |
| Average Assets, quarterly | $300,952,000 | 2,435 |
| Volatile liabilities | $31,202,000 | 2,073 |
| Insider loans | $5,413,000 | 1,040 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $73,731,000 | 1,449 |
| Tier 1 (core) risk-based capital | $43,515,000 | 2,051 |
| Tier 2 risk-based capital | $3,866,000 | 1,298 |
| Total risk weighted assets | $310,349,000 | 1,426 |
| Total unused commitments | $73,731,000 | 1,449 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 28 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $290,332,000 | 2,511 |
| Cash and due from depository institutions | $7,826,000 | 3,176 |
| Interest-bearing balances | $5,304,000 | 3,097 |
| Securities | $13,165,000 | 3,923 |
| Federal funds sold & reverse repurchase agreements | $26,138,000 | 139 |
| Net loans & leases | $238,231,000 | 2,070 |
| Loan loss allowance | $3,716,000 | 1,805 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $1,711,000 | 3,230 |
| Other real estate owned | $0 | 3,176 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $3,261,000 | 3,429 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $290,332,000 | 2,484 |
| Total liabilities | $247,597,000 | 2,565 |
| Total deposits | $242,796,000 | 2,523 |
| Interest-bearing deposits | $201,626,000 | 2,341 |
| Deposits held in domestic offices | $242,796,000 | 2,521 |
| % insured | 61.89% | 3,906 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $4,000,000 | 2,493 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $801,000 | 3,236 |
| Total equity capital | $42,735,000 | 1,837 |
| Total bank equity capital | $42,735,000 | 1,826 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $38,000 | 3,949 |
| Surplus | $39,208,000 | 918 |
| Undivided profits | $3,489,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $918,000 | 3,016 |
| Earning assets | $282,838,000 | 2,411 |
| Long-term assets (5+ years) | $55,470,000 | 2,942 |
| Average Assets, year-to-date | $277,733,000 | 2,544 |
| Average Assets, quarterly | $282,655,500 | 2,522 |
| Volatile liabilities | $26,661,000 | 2,192 |
| Insider loans | $5,439,000 | 1,026 |
| FHLB advances | $4,000,000 | 2,182 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $73,878,000 | 1,464 |
| Tier 1 (core) risk-based capital | $42,787,000 | 2,057 |
| Tier 2 risk-based capital | $3,314,000 | 1,403 |
| Total risk weighted assets | $264,746,000 | 1,541 |
| Total unused commitments | $73,878,000 | 1,465 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 24 | 3,406 |
| Assets and Liabilities | ||
| Total Assets: | $274,979,000 | 2,590 |
| Cash and due from depository institutions | $7,067,000 | 3,406 |
| Interest-bearing balances | $5,284,000 | 3,283 |
| Securities | $14,436,000 | 3,943 |
| Federal funds sold & reverse repurchase agreements | $36,811,000 | 103 |
| Net loans & leases | $213,746,000 | 2,202 |
| Loan loss allowance | $3,466,000 | 1,893 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $302,000 | 4,224 |
| Other real estate owned | $0 | 3,406 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $2,617,000 | 3,629 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $274,979,000 | 2,590 |
| Total liabilities | $232,878,000 | 2,678 |
| Total deposits | $232,310,000 | 2,608 |
| Interest-bearing deposits | $183,324,000 | 2,497 |
| Deposits held in domestic offices | $232,310,000 | 2,607 |
| % insured | 54.38% | 4,253 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $568,000 | 3,480 |
| Total equity capital | $42,101,000 | 1,858 |
| Total bank equity capital | $42,101,000 | 1,857 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $37,000 | 3,963 |
| Surplus | $39,179,000 | 941 |
| Undivided profits | $2,885,000 | 3,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $745,000 | 3,201 |
| Earning assets | $270,277,000 | 2,513 |
| Long-term assets (5+ years) | $64,725,000 | 2,829 |
| Average Assets, year-to-date | $271,433,500 | 2,604 |
| Average Assets, quarterly | $271,433,500 | 2,604 |
| Volatile liabilities | $20,191,000 | 2,359 |
| Insider loans | $5,464,000 | 1,007 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $69,345,000 | 1,554 |
| Tier 1 (core) risk-based capital | $42,034,000 | 2,100 |
| Tier 2 risk-based capital | $3,205,000 | 1,441 |
| Total risk weighted assets | $256,210,000 | 1,572 |
| Total unused commitments | $69,345,000 | 1,554 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 22 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $267,888,000 | 2,647 |
| Cash and due from depository institutions | $14,947,000 | 3,543 |
| Interest-bearing balances | $13,431,000 | 2,064 |
| Securities | $14,446,000 | 3,968 |
| Federal funds sold & reverse repurchase agreements | $20,428,000 | 207 |
| Net loans & leases | $215,317,000 | 2,192 |
| Loan loss allowance | $3,291,000 | 1,943 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $291,000 | 4,272 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $2,459,000 | 3,734 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $267,888,000 | 2,647 |
| Total liabilities | $226,588,000 | 2,737 |
| Total deposits | $226,193,000 | 2,674 |
| Interest-bearing deposits | $175,087,000 | 2,568 |
| Deposits held in domestic offices | $226,193,000 | 2,672 |
| % insured | 50.36% | 4,286 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $395,000 | 3,635 |
| Total equity capital | $41,300,000 | 1,846 |
| Total bank equity capital | $41,300,000 | 1,844 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $37,000 | 3,990 |
| Surplus | $39,149,000 | 941 |
| Undivided profits | $2,114,000 | 3,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $807,000 | 3,177 |
| Earning assets | $263,622,000 | 2,546 |
| Long-term assets (5+ years) | $54,676,000 | 3,068 |
| Average Assets, year-to-date | $245,119,800 | 2,755 |
| Average Assets, quarterly | $260,387,500 | 2,685 |
| Volatile liabilities | $14,207,000 | 2,591 |
| Insider loans | $151,000 | 3,580 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $63,611,000 | 1,628 |
| Tier 1 (core) risk-based capital | $41,274,000 | 2,116 |
| Tier 2 risk-based capital | $0 | 2,975 |
| Total risk weighted assets | $0 | 3,055 |
| Total unused commitments | $63,611,000 | 1,628 |
| Derivatives | $0 | 1,127 |
| 2022-09-30 | Rank | |
| # of Employees: | 21 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $252,887,000 | 2,740 |
| Cash and due from depository institutions | $15,559,000 | 3,636 |
| Interest-bearing balances | $14,236,000 | 2,247 |
| Securities | $12,727,000 | 4,075 |
| Federal funds sold & reverse repurchase agreements | $17,563,000 | 270 |
| Net loans & leases | $204,497,000 | 2,251 |
| Loan loss allowance | $3,121,000 | 2,022 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $312,000 | 4,264 |
| Other real estate owned | $0 | 3,636 |
| Goodwill and other intangibles | $0 | 2,377 |
| All other assets | $2,229,000 | 3,816 |
| Life insurance assets | $0 | 3,189 |
| Total liabilities and capital | $252,887,000 | 2,740 |
| Total liabilities | $212,556,000 | 2,844 |
| Total deposits | $212,034,000 | 2,776 |
| Interest-bearing deposits | $153,448,000 | 2,764 |
| Deposits held in domestic offices | $212,034,000 | 2,774 |
| % insured | 53.28% | 4,221 |
| Federal funds purchased & repurchase agreements | $0 | 1,224 |
| Trading liabilities | $0 | 179 |
| Other borrowed funds | $0 | 2,496 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $522,000 | 3,474 |
| Total equity capital | $40,331,000 | 1,836 |
| Total bank equity capital | $40,331,000 | 1,836 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $36,000 | 4,029 |
| Surplus | $39,021,000 | 939 |
| Undivided profits | $1,274,000 | 3,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
| Income earned, not collected on loans | $554,000 | 3,585 |
| Earning assets | $249,023,000 | 2,641 |
| Long-term assets (5+ years) | $59,541,000 | 2,999 |
| Average Assets, year-to-date | $239,427,750 | 2,808 |
| Average Assets, quarterly | $247,410,000 | 2,774 |
| Volatile liabilities | $8,704,000 | 2,964 |
| Insider loans | $151,000 | 3,618 |
| FHLB advances | $0 | 2,270 |
| Loans and leases held for sale | $0 | 1,234 |
| Unused loan commitments | $60,139,000 | 1,697 |
| Tier 1 (core) risk-based capital | $40,097,000 | 2,147 |
| Tier 2 risk-based capital | $0 | 3,044 |
| Total risk weighted assets | $0 | 3,120 |
| Total unused commitments | $60,139,000 | 1,697 |
| Derivatives | $0 | 1,203 |
| 2022-06-30 | Rank | |
| # of Employees: | 21 | 3,685 |
| Assets and Liabilities | ||
| Total Assets: | $241,933,000 | 2,823 |
| Cash and due from depository institutions | $13,666,000 | 3,685 |
| Interest-bearing balances | $12,467,000 | 2,667 |
| Securities | $10,346,000 | 4,213 |
| Federal funds sold & reverse repurchase agreements | $8,468,000 | 621 |
| Net loans & leases | $206,917,000 | 2,206 |
| Loan loss allowance | $2,971,000 | 2,092 |
| Trading account assets | $0 | 253 |
| Bank premises and fixed assets | $335,000 | 4,282 |
| Other real estate owned | $0 | 3,685 |
| Goodwill and other intangibles | $0 | 2,393 |
| All other assets | $2,201,000 | 3,805 |
| Life insurance assets | $0 | 3,216 |
| Total liabilities and capital | $241,933,000 | 2,823 |
| Total liabilities | $202,405,000 | 2,930 |
| Total deposits | $201,981,000 | 2,892 |
| Interest-bearing deposits | $148,438,000 | 2,849 |
| Deposits held in domestic offices | $201,981,000 | 2,892 |
| % insured | 58.01% | 4,085 |
| Federal funds purchased & repurchase agreements | $0 | 1,064 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,406 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $424,000 | 3,530 |
| Total equity capital | $39,528,000 | 1,913 |
| Total bank equity capital | $39,528,000 | 1,912 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $36,000 | 4,045 |
| Surplus | $38,993,000 | 926 |
| Undivided profits | $499,000 | 4,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
| Income earned, not collected on loans | $553,000 | 3,535 |
| Earning assets | $238,198,000 | 2,738 |
| Long-term assets (5+ years) | $48,869,000 | 3,270 |
| Average Assets, year-to-date | $234,941,333 | 2,860 |
| Average Assets, quarterly | $236,147,000 | 2,859 |
| Volatile liabilities | $5,438,000 | 3,374 |
| Insider loans | $155,000 | 3,676 |
| FHLB advances | $0 | 2,168 |
| Loans and leases held for sale | $0 | 1,335 |
| Unused loan commitments | $54,423,000 | 1,819 |
| Tier 1 (core) risk-based capital | $39,224,000 | 2,154 |
| Tier 2 risk-based capital | $2,605,000 | 1,602 |
| Total risk weighted assets | $208,089,000 | 1,760 |
| Total unused commitments | $54,423,000 | 1,819 |
| Derivatives | $0 | 1,253 |
| 2022-03-31 | Rank | |
| # of Employees: | 21 | 3,691 |
| Assets and Liabilities | ||
| Total Assets: | $230,361,000 | 2,908 |
| Cash and due from depository institutions | $8,211,000 | 3,691 |
| Interest-bearing balances | $7,754,000 | 3,623 |
| Securities | $11,015,000 | 4,147 |
| Federal funds sold & reverse repurchase agreements | $9,469,000 | 658 |
| Net loans & leases | $199,222,000 | 2,220 |
| Loan loss allowance | $2,691,000 | 2,212 |
| Trading account assets | $0 | 254 |
| Bank premises and fixed assets | $354,000 | 4,284 |
| Other real estate owned | $0 | 3,691 |
| Goodwill and other intangibles | $0 | 2,403 |
| All other assets | $2,090,000 | 3,784 |
| Life insurance assets | $0 | 3,230 |
| Total liabilities and capital | $230,361,000 | 2,908 |
| Total liabilities | $191,093,000 | 3,035 |
| Total deposits | $190,367,000 | 2,989 |
| Interest-bearing deposits | $153,595,000 | 2,810 |
| Deposits held in domestic offices | $190,367,000 | 2,989 |
| % insured | 56.19% | 4,178 |
| Federal funds purchased & repurchase agreements | $0 | 970 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,426 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $726,000 | 3,014 |
| Total equity capital | $39,268,000 | 2,013 |
| Total bank equity capital | $39,268,000 | 2,012 |
| Perpetual preferred stock | $0 | 68 |
| Common stock | $36,000 | 4,063 |
| Surplus | $38,964,000 | 921 |
| Undivided profits | $268,000 | 4,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 644 |
| Income earned, not collected on loans | $483,000 | 3,617 |
| Earning assets | $227,460,000 | 2,832 |
| Long-term assets (5+ years) | $54,815,000 | 3,169 |
| Average Assets, year-to-date | $231,445,500 | 2,891 |
| Average Assets, quarterly | $231,445,500 | 2,891 |
| Volatile liabilities | $5,175,000 | 3,445 |
| Insider loans | $10,855,000 | 573 |
| FHLB advances | $0 | 2,169 |
| Loans and leases held for sale | $0 | 1,440 |
| Unused loan commitments | $48,337,000 | 1,920 |
| Tier 1 (core) risk-based capital | $38,736,000 | 2,144 |
| Tier 2 risk-based capital | $0 | 3,058 |
| Total risk weighted assets | $0 | 3,097 |
| Total unused commitments | $48,337,000 | 1,920 |
| Derivatives | $0 | 1,294 |
| 2021-12-31 | Rank | |
| # of Employees: | 21 | 3,722 |
| Assets and Liabilities | ||
| Total Assets: | $232,530,000 | 2,898 |
| Cash and due from depository institutions | $9,239,000 | 3,722 |
| Interest-bearing balances | $8,552,000 | 3,544 |
| Securities | $11,497,000 | 4,067 |
| Federal funds sold & reverse repurchase agreements | $18,087,000 | 419 |
| Net loans & leases | $191,218,000 | 2,290 |
| Loan loss allowance | $2,691,000 | 2,224 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $345,000 | 4,308 |
| Other real estate owned | $0 | 3,722 |
| Goodwill and other intangibles | $0 | 2,413 |
| All other assets | $2,144,000 | 3,721 |
| Life insurance assets | $0 | 3,241 |
| Total liabilities and capital | $232,530,000 | 2,898 |
| Total liabilities | $193,488,000 | 2,998 |
| Total deposits | $192,564,000 | 2,957 |
| Interest-bearing deposits | $157,935,000 | 2,765 |
| Deposits held in domestic offices | $192,564,000 | 2,957 |
| % insured | 47.41% | 4,543 |
| Federal funds purchased & repurchase agreements | $0 | 1,011 |
| Trading liabilities | $0 | 189 |
| Other borrowed funds | $0 | 2,536 |
| Subordinated debt | $0 | 74 |
| All other liabilities | $924,000 | 2,823 |
| Total equity capital | $39,042,000 | 2,168 |
| Total bank equity capital | $39,042,000 | 2,168 |
| Perpetual preferred stock | $0 | 69 |
| Common stock | $36,000 | 4,101 |
| Surplus | $38,935,000 | 924 |
| Undivided profits | $71,000 | 4,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 114 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 691 |
| Income earned, not collected on loans | $524,000 | 3,585 |
| Earning assets | $229,354,000 | 2,821 |
| Long-term assets (5+ years) | $61,672,000 | 3,027 |
| Average Assets, year-to-date | $212,226,000 | 2,967 |
| Average Assets, quarterly | $239,074,000 | 2,847 |
| Volatile liabilities | $5,169,000 | 3,515 |
| Insider loans | $10,855,000 | 569 |
| FHLB advances | $0 | 2,266 |
| Loans and leases held for sale | $0 | 1,515 |
| Unused loan commitments | $49,100,000 | 1,866 |
| Tier 1 (core) risk-based capital | $38,144,000 | 2,157 |
| Tier 2 risk-based capital | $0 | 3,044 |
| Total risk weighted assets | $0 | 3,091 |
| Total unused commitments | $49,100,000 | 1,866 |
| Derivatives | $0 | 1,308 |
| 2021-09-30 | Rank | |
| # of Employees: | 21 | 3,787 |
| Assets and Liabilities | ||
| Total Assets: | $245,618,000 | 2,822 |
| Cash and due from depository institutions | $5,783,000 | 3,787 |
| Interest-bearing balances | $5,316,000 | 3,940 |
| Securities | $11,665,000 | 4,055 |
| Federal funds sold & reverse repurchase agreements | $38,536,000 | 199 |
| Net loans & leases | $187,426,000 | 2,339 |
| Loan loss allowance | $2,589,000 | 2,317 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $354,000 | 4,357 |
| Other real estate owned | $0 | 3,787 |
| Goodwill and other intangibles | $0 | 2,440 |
| All other assets | $1,854,000 | 3,887 |
| Life insurance assets | $0 | 3,251 |
| Total liabilities and capital | $245,618,000 | 2,822 |
| Total liabilities | $207,203,000 | 2,902 |
| Total deposits | $206,408,000 | 2,849 |
| Interest-bearing deposits | $169,780,000 | 2,656 |
| Deposits held in domestic offices | $206,408,000 | 2,849 |
| % insured | 47.07% | 4,650 |
| Federal funds purchased & repurchase agreements | $0 | 1,041 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,649 |
| Subordinated debt | $0 | 79 |
| All other liabilities | $795,000 | 3,212 |
| Total equity capital | $38,415,000 | 2,221 |
| Total bank equity capital | $38,415,000 | 2,219 |
| Perpetual preferred stock | $0 | 73 |
| Common stock | $36,000 | 4,175 |
| Surplus | $38,908,000 | 934 |
| Undivided profits | $-529,000 | 4,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 696 |
| Income earned, not collected on loans | $490,000 | 3,771 |
| Earning assets | $242,943,000 | 2,732 |
| Long-term assets (5+ years) | $58,564,000 | 3,088 |
| Average Assets, year-to-date | $207,150,000 | 3,041 |
| Average Assets, quarterly | $228,691,000 | 2,917 |
| Volatile liabilities | $5,156,000 | 3,559 |
| Insider loans | $10,855,000 | 576 |
| FHLB advances | $0 | 2,353 |
| Loans and leases held for sale | $0 | 1,588 |
| Unused loan commitments | $41,334,000 | 2,039 |
| Tier 1 (core) risk-based capital | $37,559,000 | 2,200 |
| Tier 2 risk-based capital | $0 | 3,084 |
| Total risk weighted assets | $0 | 3,123 |
| Total unused commitments | $41,334,000 | 2,039 |
| Derivatives | $0 | 1,359 |
| 2021-06-30 | Rank | |
| # of Employees: | 18 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $211,764,000 | 3,045 |
| Cash and due from depository institutions | $5,558,000 | 3,997 |
| Interest-bearing balances | $5,088,000 | 4,001 |
| Securities | $10,636,000 | 4,094 |
| Federal funds sold & reverse repurchase agreements | $19,602,000 | 399 |
| Net loans & leases | $173,924,000 | 2,481 |
| Loan loss allowance | $2,476,000 | 2,365 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $371,000 | 4,369 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 2,457 |
| All other assets | $1,673,000 | 3,982 |
| Life insurance assets | $0 | 3,269 |
| Total liabilities and capital | $211,764,000 | 3,045 |
| Total liabilities | $174,377,000 | 3,167 |
| Total deposits | $173,540,000 | 3,110 |
| Interest-bearing deposits | $133,819,000 | 2,998 |
| Deposits held in domestic offices | $173,540,000 | 3,110 |
| % insured | 45.44% | 4,733 |
| Federal funds purchased & repurchase agreements | $0 | 1,047 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,737 |
| Subordinated debt | $0 | 86 |
| All other liabilities | $837,000 | 3,160 |
| Total equity capital | $37,387,000 | 2,237 |
| Total bank equity capital | $37,387,000 | 2,235 |
| Perpetual preferred stock | $0 | 78 |
| Common stock | $36,000 | 4,209 |
| Surplus | $38,880,000 | 909 |
| Undivided profits | $-1,529,000 | 4,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 117 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 727 |
| Income earned, not collected on loans | $538,000 | 3,635 |
| Earning assets | $209,250,000 | 2,952 |
| Long-term assets (5+ years) | $44,000,000 | 3,401 |
| Average Assets, year-to-date | $194,327,333 | 3,143 |
| Average Assets, quarterly | $208,927,500 | 3,060 |
| Volatile liabilities | $5,696,000 | 3,507 |
| Insider loans | $12,825,000 | 499 |
| FHLB advances | $0 | 2,425 |
| Loans and leases held for sale | $0 | 1,646 |
| Unused loan commitments | $36,847,000 | 2,169 |
| Tier 1 (core) risk-based capital | $36,821,000 | 2,203 |
| Tier 2 risk-based capital | $0 | 3,065 |
| Total risk weighted assets | $0 | 3,105 |
| Total unused commitments | $36,847,000 | 2,169 |
| Derivatives | $0 | 1,374 |
| 2021-03-31 | Rank | |
| # of Employees: | 18 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $206,091,000 | 3,070 |
| Cash and due from depository institutions | $6,886,000 | 4,006 |
| Interest-bearing balances | $5,596,000 | 4,085 |
| Securities | $8,243,000 | 4,202 |
| Federal funds sold & reverse repurchase agreements | $23,070,000 | 383 |
| Net loans & leases | $166,043,000 | 2,544 |
| Loan loss allowance | $2,443,000 | 2,384 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $394,000 | 4,374 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 2,467 |
| All other assets | $1,455,000 | 4,096 |
| Life insurance assets | $0 | 3,266 |
| Total liabilities and capital | $206,092,000 | 3,070 |
| Total liabilities | $169,593,000 | 3,189 |
| Total deposits | $168,636,000 | 3,130 |
| Interest-bearing deposits | $137,690,000 | 2,942 |
| Deposits held in domestic offices | $168,636,000 | 3,129 |
| % insured | 45.39% | 4,779 |
| Federal funds purchased & repurchase agreements | $0 | 1,025 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,835 |
| Subordinated debt | $0 | 88 |
| All other liabilities | $957,000 | 3,002 |
| Total equity capital | $36,499,000 | 2,240 |
| Total bank equity capital | $36,499,000 | 2,239 |
| Perpetual preferred stock | $0 | 79 |
| Common stock | $36,000 | 4,234 |
| Surplus | $38,854,000 | 894 |
| Undivided profits | $-2,391,000 | 4,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 740 |
| Income earned, not collected on loans | $517,000 | 3,668 |
| Earning assets | $202,952,000 | 2,997 |
| Long-term assets (5+ years) | $33,560,000 | 3,621 |
| Average Assets, year-to-date | $185,609,000 | 3,198 |
| Average Assets, quarterly | $185,609,000 | 3,198 |
| Volatile liabilities | $5,939,000 | 3,488 |
| Insider loans | $12,825,000 | 485 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,699 |
| Unused loan commitments | $32,208,000 | 2,286 |
| Tier 1 (core) risk-based capital | $36,488,000 | 2,187 |
| Tier 2 risk-based capital | $2,098,000 | 1,711 |
| Total risk weighted assets | $167,495,000 | 1,825 |
| Total unused commitments | $32,208,000 | 2,286 |
| Derivatives | $0 | 1,388 |
| 2020-12-31 | Rank | |
| # of Employees: | 18 | 4,020 |
| Assets and Liabilities | ||
| Total Assets: | $165,127,000 | 3,354 |
| Cash and due from depository institutions | $5,869,000 | 4,020 |
| Interest-bearing balances | $5,618,000 | 3,953 |
| Securities | $8,401,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,230 |
| Net loans & leases | $149,455,000 | 2,674 |
| Loan loss allowance | $2,308,000 | 2,441 |
| Trading account assets | $0 | 229 |
| Bank premises and fixed assets | $420,000 | 4,361 |
| Other real estate owned | $0 | 4,020 |
| Goodwill and other intangibles | $0 | 2,475 |
| All other assets | $982,000 | 4,415 |
| Life insurance assets | $0 | 3,272 |
| Total liabilities and capital | $165,126,000 | 3,354 |
| Total liabilities | $139,793,000 | 3,420 |
| Total deposits | $130,919,000 | 3,465 |
| Interest-bearing deposits | $86,275,000 | 3,612 |
| Deposits held in domestic offices | $130,919,000 | 3,465 |
| % insured | 45.03% | 4,803 |
| Federal funds purchased & repurchase agreements | $6,360,000 | 628 |
| Trading liabilities | $0 | 184 |
| Other borrowed funds | $1,500,000 | 2,603 |
| Subordinated debt | $0 | 91 |
| All other liabilities | $1,014,000 | 2,885 |
| Total equity capital | $25,333,000 | 2,858 |
| Total bank equity capital | $25,333,000 | 2,857 |
| Perpetual preferred stock | $0 | 76 |
| Common stock | $28,000 | 4,267 |
| Surplus | $28,017,000 | 1,127 |
| Undivided profits | $-2,712,000 | 4,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 122 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 760 |
| Income earned, not collected on loans | $509,000 | 3,827 |
| Earning assets | $163,474,000 | 3,237 |
| Long-term assets (5+ years) | $27,580,000 | 3,737 |
| Average Assets, year-to-date | $133,513,800 | 3,582 |
| Average Assets, quarterly | $164,754,000 | 3,331 |
| Volatile liabilities | $14,317,000 | 2,460 |
| Insider loans | $10,455,000 | 617 |
| FHLB advances | $1,500,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,713 |
| Unused loan commitments | $48,839,000 | 1,765 |
| Tier 1 (core) risk-based capital | $25,202,000 | 2,766 |
| Tier 2 risk-based capital | $2,073,000 | 1,716 |
| Total risk weighted assets | $165,620,000 | 1,838 |
| Total unused commitments | $48,839,000 | 1,765 |
| Derivatives | $0 | 1,387 |
| 2020-09-30 | Rank | |
| # of Employees: | 18 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $164,381,000 | 3,327 |
| Cash and due from depository institutions | $6,736,000 | 4,033 |
| Interest-bearing balances | $4,881,000 | 3,987 |
| Securities | $3,314,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $21,376,000 | 273 |
| Net loans & leases | $131,552,000 | 2,905 |
| Loan loss allowance | $1,843,000 | 2,724 |
| Trading account assets | $0 | 229 |
| Bank premises and fixed assets | $442,000 | 4,370 |
| Other real estate owned | $0 | 4,033 |
| Goodwill and other intangibles | $0 | 2,486 |
| All other assets | $961,000 | 4,483 |
| Life insurance assets | $0 | 3,271 |
| Total liabilities and capital | $164,380,000 | 3,327 |
| Total liabilities | $139,596,000 | 3,386 |
| Total deposits | $138,730,000 | 3,314 |
| Interest-bearing deposits | $110,837,000 | 3,178 |
| Deposits held in domestic offices | $138,730,000 | 3,313 |
| % insured | 41.78% | 4,905 |
| Federal funds purchased & repurchase agreements | $0 | 1,115 |
| Trading liabilities | $0 | 176 |
| Other borrowed funds | $0 | 3,152 |
| Subordinated debt | $0 | 94 |
| All other liabilities | $866,000 | 3,233 |
| Total equity capital | $24,784,000 | 2,882 |
| Total bank equity capital | $24,784,000 | 2,881 |
| Perpetual preferred stock | $0 | 75 |
| Common stock | $28,000 | 4,295 |
| Surplus | $27,989,000 | 1,120 |
| Undivided profits | $-3,233,000 | 4,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 118 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 766 |
| Income earned, not collected on loans | $467,000 | 4,031 |
| Earning assets | $161,123,000 | 3,246 |
| Long-term assets (5+ years) | $11,920,000 | 4,355 |
| Average Assets, year-to-date | $125,610,500 | 3,671 |
| Average Assets, quarterly | $150,638,500 | 3,462 |
| Volatile liabilities | $6,426,000 | 3,530 |
| Insider loans | $12,675,000 | 493 |
| FHLB advances | $0 | 2,839 |
| Loans and leases held for sale | $0 | 1,754 |
| Unused loan commitments | $47,815,000 | 1,746 |
| Tier 1 (core) risk-based capital | $24,665,000 | 2,783 |
| Tier 2 risk-based capital | $1,701,000 | 1,863 |
| Total risk weighted assets | $135,975,000 | 1,989 |
| Total unused commitments | $47,815,000 | 1,746 |
| Derivatives | $0 | 1,374 |
| 2020-06-30 | Rank | |
| # of Employees: | 18 | 4,052 |
| Assets and Liabilities | ||
| Total Assets: | $136,896,000 | 3,620 |
| Cash and due from depository institutions | $7,020,000 | 4,052 |
| Interest-bearing balances | $4,151,000 | 4,142 |
| Securities | $3,258,000 | 4,547 |
| Federal funds sold & reverse repurchase agreements | $13,045,000 | 512 |
| Net loans & leases | $112,354,000 | 3,124 |
| Loan loss allowance | $1,493,000 | 3,002 |
| Trading account assets | $0 | 229 |
| Bank premises and fixed assets | $460,000 | 4,376 |
| Other real estate owned | $0 | 4,052 |
| Goodwill and other intangibles | $0 | 2,499 |
| All other assets | $759,000 | 4,619 |
| Life insurance assets | $0 | 3,288 |
| Total liabilities and capital | $136,895,000 | 3,620 |
| Total liabilities | $112,097,000 | 3,734 |
| Total deposits | $111,304,000 | 3,651 |
| Interest-bearing deposits | $85,696,000 | 3,592 |
| Deposits held in domestic offices | $111,304,000 | 3,651 |
| % insured | 45.16% | 4,914 |
| Federal funds purchased & repurchase agreements | $0 | 1,107 |
| Trading liabilities | $0 | 175 |
| Other borrowed funds | $0 | 3,222 |
| Subordinated debt | $0 | 94 |
| All other liabilities | $793,000 | 3,325 |
| Total equity capital | $24,798,000 | 2,857 |
| Total bank equity capital | $24,798,000 | 2,856 |
| Perpetual preferred stock | $0 | 76 |
| Common stock | $28,000 | 4,328 |
| Surplus | $27,960,000 | 1,111 |
| Undivided profits | $-3,190,000 | 4,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 793 |
| Income earned, not collected on loans | $320,000 | 4,433 |
| Earning assets | $132,808,000 | 3,547 |
| Long-term assets (5+ years) | $7,165,000 | 4,603 |
| Average Assets, year-to-date | $112,687,000 | 3,822 |
| Average Assets, quarterly | $123,659,500 | 3,707 |
| Volatile liabilities | $6,143,000 | 3,630 |
| Insider loans | $10,455,000 | 595 |
| FHLB advances | $0 | 2,916 |
| Loans and leases held for sale | $0 | 1,700 |
| Unused loan commitments | $43,818,000 | 1,807 |
| Tier 1 (core) risk-based capital | $24,691,000 | 2,755 |
| Tier 2 risk-based capital | $1,465,000 | 1,993 |
| Total risk weighted assets | $117,176,000 | 2,148 |
| Total unused commitments | $43,818,000 | 1,807 |
| Derivatives | $0 | 1,380 |
| 2020-03-31 | Rank | |
| # of Employees: | 14 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $110,423,000 | 3,847 |
| Cash and due from depository institutions | $6,078,000 | 4,409 |
| Interest-bearing balances | $3,822,000 | 3,975 |
| Securities | $3,321,000 | 4,579 |
| Federal funds sold & reverse repurchase agreements | $22,285,000 | 227 |
| Net loans & leases | $77,581,000 | 3,598 |
| Loan loss allowance | $1,147,000 | 3,334 |
| Trading account assets | $0 | 217 |
| Bank premises and fixed assets | $459,000 | 4,421 |
| Other real estate owned | $0 | 4,409 |
| Goodwill and other intangibles | $0 | 2,518 |
| All other assets | $699,000 | 4,688 |
| Life insurance assets | $0 | 3,312 |
| Total liabilities and capital | $110,423,000 | 3,847 |
| Total liabilities | $85,524,000 | 4,016 |
| Total deposits | $84,922,000 | 3,965 |
| Interest-bearing deposits | $70,761,000 | 3,820 |
| Deposits held in domestic offices | $84,922,000 | 3,965 |
| % insured | 45.64% | 4,961 |
| Federal funds purchased & repurchase agreements | $0 | 1,226 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 2,977 |
| Subordinated debt | $0 | 94 |
| All other liabilities | $602,000 | 3,427 |
| Total equity capital | $24,899,000 | 2,793 |
| Total bank equity capital | $24,899,000 | 2,792 |
| Perpetual preferred stock | $0 | 75 |
| Common stock | $28,000 | 4,361 |
| Surplus | $27,933,000 | 1,114 |
| Undivided profits | $-3,062,000 | 4,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 120 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 794 |
| Income earned, not collected on loans | $226,000 | 4,667 |
| Earning assets | $107,009,000 | 3,778 |
| Long-term assets (5+ years) | $3,158,000 | 4,860 |
| Average Assets, year-to-date | $100,582,500 | 3,979 |
| Average Assets, quarterly | $100,582,500 | 3,979 |
| Volatile liabilities | $6,361,000 | 3,547 |
| Insider loans | $10,455,000 | 589 |
| FHLB advances | $0 | 2,774 |
| Loans and leases held for sale | $0 | 1,618 |
| Unused loan commitments | $34,383,000 | 2,039 |
| Tier 1 (core) risk-based capital | $24,857,000 | 2,730 |
| Tier 2 risk-based capital | $1,051,000 | 2,315 |
| Total risk weighted assets | $83,985,000 | 2,496 |
| Total unused commitments | $34,383,000 | 2,039 |
| Derivatives | $0 | 1,364 |
| 2019-12-31 | Rank | |
| # of Employees: | 13 | 4,536 |
| Assets and Liabilities | ||
| Total Assets: | $90,742,000 | 4,155 |
| Cash and due from depository institutions | $2,767,000 | 4,536 |
| Interest-bearing balances | $2,008,000 | 4,392 |
| Securities | $5,120,000 | 4,485 |
| Federal funds sold & reverse repurchase agreements | $21,395,000 | 240 |
| Net loans & leases | $60,331,000 | 3,983 |
| Loan loss allowance | $616,000 | 4,136 |
| Trading account assets | $0 | 219 |
| Bank premises and fixed assets | $467,000 | 4,461 |
| Other real estate owned | $0 | 4,536 |
| Goodwill and other intangibles | $0 | 2,531 |
| All other assets | $662,000 | 4,793 |
| Life insurance assets | $0 | 3,348 |
| Total liabilities and capital | $90,742,000 | 4,155 |
| Total liabilities | $65,399,000 | 4,363 |
| Total deposits | $64,644,000 | 4,337 |
| Interest-bearing deposits | $53,774,000 | 4,231 |
| Deposits held in domestic offices | $64,644,000 | 4,337 |
| % insured | 48.82% | 4,963 |
| Federal funds purchased & repurchase agreements | $0 | 1,302 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,965 |
| Subordinated debt | $0 | 94 |
| All other liabilities | $755,000 | 3,189 |
| Total equity capital | $25,343,000 | 2,767 |
| Total bank equity capital | $25,343,000 | 2,766 |
| Perpetual preferred stock | $0 | 76 |
| Common stock | $28,000 | 4,416 |
| Surplus | $27,907,000 | 1,104 |
| Undivided profits | $-2,592,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 123 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 766 |
| Income earned, not collected on loans | $172,000 | 4,904 |
| Earning assets | $88,854,000 | 4,079 |
| Long-term assets (5+ years) | $3,945,000 | 4,848 |
| Average Assets, year-to-date | $66,136,250 | 4,495 |
| Average Assets, quarterly | $84,875,000 | 4,239 |
| Volatile liabilities | $4,840,000 | 3,858 |
| Insider loans | $10,455,000 | 594 |
| FHLB advances | $0 | 2,722 |
| Loans and leases held for sale | $0 | 1,576 |
| Unused loan commitments | $35,606,000 | 1,984 |
| Tier 1 (core) risk-based capital | $25,309,000 | 2,701 |
| Tier 2 risk-based capital | $616,000 | 4,005 |
| Total risk weighted assets | $66,119,000 | 3,926 |
| Total unused commitments | $35,606,000 | 1,984 |
| Derivatives | $0 | 1,328 |
| 2019-09-30 | Rank | |
| # of Employees: | 14 | 4,524 |
| Assets and Liabilities | ||
| Total Assets: | $79,008,000 | 4,369 |
| Cash and due from depository institutions | $1,501,000 | 4,524 |
| Interest-bearing balances | $274,000 | 4,965 |
| Securities | $6,396,000 | 4,449 |
| Federal funds sold & reverse repurchase agreements | $20,446,000 | 232 |
| Net loans & leases | $49,538,000 | 4,246 |
| Loan loss allowance | $512,000 | 4,360 |
| Trading account assets | $0 | 223 |
| Bank premises and fixed assets | $483,000 | 4,498 |
| Other real estate owned | $0 | 4,524 |
| Goodwill and other intangibles | $0 | 2,555 |
| All other assets | $644,000 | 4,889 |
| Life insurance assets | $0 | 3,382 |
| Total liabilities and capital | $79,009,000 | 4,369 |
| Total liabilities | $53,486,000 | 4,620 |
| Total deposits | $52,789,000 | 4,586 |
| Interest-bearing deposits | $41,565,000 | 4,560 |
| Deposits held in domestic offices | $52,789,000 | 4,586 |
| % insured | 47.35% | 5,090 |
| Federal funds purchased & repurchase agreements | $0 | 1,334 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,065 |
| Subordinated debt | $0 | 95 |
| All other liabilities | $697,000 | 3,484 |
| Total equity capital | $25,523,000 | 2,776 |
| Total bank equity capital | $25,523,000 | 2,775 |
| Perpetual preferred stock | $0 | 79 |
| Common stock | $28,000 | 4,487 |
| Surplus | $28,115,000 | 1,094 |
| Undivided profits | $-2,620,000 | 5,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 123 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 791 |
| Income earned, not collected on loans | $162,000 | 5,026 |
| Earning assets | $76,654,000 | 4,311 |
| Long-term assets (5+ years) | $3,753,000 | 4,916 |
| Average Assets, year-to-date | $57,934,330 | 4,692 |
| Average Assets, quarterly | $66,051,000 | 4,556 |
| Volatile liabilities | $4,560,000 | 3,959 |
| Insider loans | $10,456,000 | 586 |
| FHLB advances | $0 | 2,816 |
| Loans and leases held for sale | $0 | 1,664 |
| Unused loan commitments | $16,952,000 | 2,916 |
| Tier 1 (core) risk-based capital | $25,449,000 | 2,708 |
| Tier 2 risk-based capital | $512,000 | 4,254 |
| Total risk weighted assets | $55,236,000 | 4,187 |
| Total unused commitments | $16,952,000 | 2,916 |
| Derivatives | $0 | 1,338 |
| 2019-06-30 | Rank | |
| # of Employees: | 14 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $53,094,000 | 4,802 |
| Cash and due from depository institutions | $935,000 | 4,565 |
| Interest-bearing balances | $272,000 | 5,008 |
| Securities | $6,371,000 | 4,509 |
| Federal funds sold & reverse repurchase agreements | $19,215,000 | 216 |
| Net loans & leases | $25,456,000 | 4,845 |
| Loan loss allowance | $265,000 | 4,881 |
| Trading account assets | $0 | 225 |
| Bank premises and fixed assets | $499,000 | 4,507 |
| Other real estate owned | $0 | 4,565 |
| Goodwill and other intangibles | $0 | 2,567 |
| All other assets | $618,000 | 4,934 |
| Life insurance assets | $0 | 3,407 |
| Total liabilities and capital | $53,094,000 | 4,802 |
| Total liabilities | $27,408,000 | 5,105 |
| Total deposits | $26,780,000 | 5,090 |
| Interest-bearing deposits | $15,630,000 | 5,154 |
| Deposits held in domestic offices | $26,780,000 | 5,090 |
| % insured | 39.69% | 5,224 |
| Federal funds purchased & repurchase agreements | $0 | 1,374 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,108 |
| Subordinated debt | $0 | 95 |
| All other liabilities | $628,000 | 3,453 |
| Total equity capital | $25,686,000 | 2,737 |
| Total bank equity capital | $25,686,000 | 2,735 |
| Perpetual preferred stock | $0 | 81 |
| Common stock | $28,000 | 4,528 |
| Surplus | $27,762,000 | 1,109 |
| Undivided profits | $-2,104,000 | 5,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 125 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 800 |
| Income earned, not collected on loans | $100,000 | 5,187 |
| Earning assets | $51,314,000 | 4,764 |
| Long-term assets (5+ years) | $8,037,000 | 4,670 |
| Average Assets, year-to-date | $47,397,500 | 4,901 |
| Average Assets, quarterly | $47,397,500 | 4,903 |
| Volatile liabilities | $1,733,000 | 4,641 |
| Insider loans | $6,655,000 | 895 |
| FHLB advances | $0 | 2,856 |
| Loans and leases held for sale | $0 | 1,610 |
| Unused loan commitments | $13,301,000 | 3,234 |
| Tier 1 (core) risk-based capital | $25,635,000 | 2,679 |
| Tier 2 risk-based capital | $265,000 | 4,830 |
| Total risk weighted assets | $37,557,000 | 4,639 |
| Total unused commitments | $13,301,000 | 3,234 |
| Derivatives | $0 | 1,343 |
| 2019-03-31 | Rank | |
| # of Employees: | 12 | 4,744 |
| Assets and Liabilities | ||
| Total Assets: | $41,701,000 | 5,034 |
| Cash and due from depository institutions | $3,069,000 | 4,744 |
| Interest-bearing balances | $25,000 | 5,217 |
| Securities | $994,000 | 5,073 |
| Federal funds sold & reverse repurchase agreements | $23,725,000 | 166 |
| Net loans & leases | $12,829,000 | 5,185 |
| Loan loss allowance | $131,000 | 5,171 |
| Trading account assets | $0 | 226 |
| Bank premises and fixed assets | $508,000 | 4,526 |
| Other real estate owned | $0 | 4,744 |
| Goodwill and other intangibles | $0 | 2,584 |
| All other assets | $576,000 | 5,019 |
| Life insurance assets | $0 | 3,441 |
| Total liabilities and capital | $41,701,000 | 5,034 |
| Total liabilities | $15,597,000 | 5,304 |
| Total deposits | $15,029,000 | 5,294 |
| Interest-bearing deposits | $12,398,000 | 5,269 |
| Deposits held in domestic offices | $15,029,000 | 5,294 |
| % insured | 34.46% | 5,311 |
| Federal funds purchased & repurchase agreements | $0 | 1,342 |
| Trading liabilities | $0 | 170 |
| Other borrowed funds | $0 | 3,091 |
| Subordinated debt | $0 | 98 |
| All other liabilities | $568,000 | 3,503 |
| Total equity capital | $26,104,000 | 2,666 |
| Total bank equity capital | $26,104,000 | 2,664 |
| Perpetual preferred stock | $0 | 83 |
| Common stock | $28,000 | 4,578 |
| Surplus | $27,662,000 | 1,112 |
| Undivided profits | $-1,586,000 | 5,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 124 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 779 |
| Income earned, not collected on loans | $22,000 | 5,337 |
| Earning assets | $37,573,000 | 5,036 |
| Long-term assets (5+ years) | $1,021,000 | 5,241 |
| Average Assets, year-to-date | $41,701,000 | 5,037 |
| Average Assets, quarterly | $41,701,000 | 5,037 |
| Volatile liabilities | $753,000 | 5,002 |
| Insider loans | $0 | 4,817 |
| FHLB advances | $0 | 2,833 |
| Loans and leases held for sale | $0 | 1,471 |
| Unused loan commitments | $2,503,000 | 4,738 |
| Tier 1 (core) risk-based capital | $26,104,000 | 2,627 |
| Tier 2 risk-based capital | $131,000 | 5,150 |
| Total risk weighted assets | $20,732,000 | 5,080 |
| Total unused commitments | $2,503,000 | 4,738 |
| Derivatives | $0 | 1,321 |