Home > Waterman Bank > Income and Expense
Waterman Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 2,929 |
| Total interest expense | $988,000 | 2,746 |
| Net interest income | $1,748,000 | 3,001 |
| Provision for loan and lease losses | $50,000 | 1,896 |
| Total noninterest income | $347,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $8,000 | 3,923 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $339,000 | 1,866 |
| Total noninterest expense | $1,869,000 | 2,544 |
| Salaries and employee benefits | $1,058,000 | 2,529 |
| Premises and equipment expense | $124,000 | 2,989 |
| Additional noninterest expense | $339,000 | 1,866 |
| Pre-tax net operating income | $176,000 | 3,743 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $54,000 | 2,371 |
| Income before extraordinary items | $122,000 | 3,816 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $122,000 | 3,855 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $122,000 | 3,816 |
| Net charge-offs | $264,000 | 543 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $122,000 | 3,829 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,059,000 | 2,888 |
| Total interest expense | $3,662,000 | 2,864 |
| Net interest income | $7,397,000 | 2,832 |
| Provision for loan and lease losses | $124,000 | 2,376 |
| Total noninterest income | $1,600,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $29,000 | 3,987 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,571,000 | 1,808 |
| Total noninterest expense | $7,285,000 | 2,545 |
| Salaries and employee benefits | $4,766,000 | 2,317 |
| Premises and equipment expense | $104,000 | 4,228 |
| Additional noninterest expense | $1,571,000 | 1,808 |
| Pre-tax net operating income | $1,588,000 | 3,092 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $484,000 | 1,863 |
| Income before extraordinary items | $1,104,000 | 3,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,104,000 | 3,322 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,104,000 | 3,290 |
| Net charge-offs | $-76,000 | 4,260 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,104,000 | 3,310 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 2,888 |
| Total interest expense | $2,687,000 | 2,873 |
| Net interest income | $5,527,000 | 2,827 |
| Provision for loan and lease losses | $64,000 | 2,445 |
| Total noninterest income | $1,082,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $22,000 | 4,010 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,060,000 | 1,898 |
| Total noninterest expense | $5,310,000 | 2,575 |
| Salaries and employee benefits | $3,501,000 | 2,328 |
| Premises and equipment expense | $75,000 | 4,261 |
| Additional noninterest expense | $1,060,000 | 1,898 |
| Pre-tax net operating income | $1,235,000 | 3,087 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $377,000 | 1,852 |
| Income before extraordinary items | $858,000 | 3,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $858,000 | 3,315 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $858,000 | 3,281 |
| Net charge-offs | $-76,000 | 4,316 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $858,000 | 3,285 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 2,894 |
| Total interest expense | $1,755,000 | 2,873 |
| Net interest income | $3,657,000 | 2,835 |
| Provision for loan and lease losses | $4,000 | 2,875 |
| Total noninterest income | $534,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $15,000 | 4,017 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $519,000 | 2,166 |
| Total noninterest expense | $3,509,000 | 2,576 |
| Salaries and employee benefits | $2,275,000 | 2,369 |
| Premises and equipment expense | $42,000 | 4,314 |
| Additional noninterest expense | $519,000 | 2,166 |
| Pre-tax net operating income | $678,000 | 3,238 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $207,000 | 1,964 |
| Income before extraordinary items | $471,000 | 3,411 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $471,000 | 3,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $471,000 | 3,414 |
| Net charge-offs | $-76,000 | 4,367 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $471,000 | 3,428 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,927 |
| Total interest expense | $840,000 | 2,893 |
| Net interest income | $1,745,000 | 2,892 |
| Provision for loan and lease losses | $-56,000 | 4,301 |
| Total noninterest income | $143,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $7,000 | 4,035 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $136,000 | 2,753 |
| Total noninterest expense | $1,795,000 | 2,531 |
| Salaries and employee benefits | $1,131,000 | 2,379 |
| Premises and equipment expense | $22,000 | 4,306 |
| Additional noninterest expense | $136,000 | 2,753 |
| Pre-tax net operating income | $149,000 | 3,751 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $45,000 | 2,370 |
| Income before extraordinary items | $104,000 | 3,855 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $104,000 | 3,892 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $104,000 | 3,855 |
| Net charge-offs | $-77,000 | 4,453 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $104,000 | 3,858 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,817 |
| Total interest expense | $2,704,000 | 2,747 |
| Net interest income | $7,486,000 | 2,790 |
| Provision for loan and lease losses | $160,000 | 2,160 |
| Total noninterest income | $1,030,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $156,000 | 2,952 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $874,000 | 2,417 |
| Total noninterest expense | $6,146,000 | 2,744 |
| Salaries and employee benefits | $3,920,000 | 2,545 |
| Premises and equipment expense | $282,000 | 3,640 |
| Additional noninterest expense | $874,000 | 2,417 |
| Pre-tax net operating income | $2,210,000 | 2,853 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $717,000 | 1,662 |
| Income before extraordinary items | $1,493,000 | 3,081 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,493,000 | 3,115 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,493,000 | 3,083 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $3,100,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,493,000 | 3,114 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 2,946 |
| Total interest expense | $1,867,000 | 2,727 |
| Net interest income | $4,919,000 | 3,001 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $961,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $41,000 | 3,793 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $920,000 | 2,081 |
| Total noninterest expense | $4,266,000 | 2,857 |
| Salaries and employee benefits | $2,284,000 | 2,902 |
| Premises and equipment expense | $171,000 | 3,849 |
| Additional noninterest expense | $920,000 | 2,081 |
| Pre-tax net operating income | $1,524,000 | 3,007 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $465,000 | 1,803 |
| Income before extraordinary items | $1,059,000 | 3,233 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,059,000 | 3,266 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,059,000 | 3,234 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $3,100,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,059,000 | 3,254 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 2,982 |
| Total interest expense | $1,149,000 | 2,672 |
| Net interest income | $3,184,000 | 3,061 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $908,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $25,000 | 3,851 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $883,000 | 1,650 |
| Total noninterest expense | $2,772,000 | 2,886 |
| Salaries and employee benefits | $1,466,000 | 2,958 |
| Premises and equipment expense | $106,000 | 3,924 |
| Additional noninterest expense | $883,000 | 1,648 |
| Pre-tax net operating income | $1,260,000 | 2,783 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $384,000 | 1,678 |
| Income before extraordinary items | $876,000 | 3,019 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $876,000 | 3,052 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $876,000 | 3,018 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $3,100,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $876,000 | 3,040 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,196 |
| Total interest expense | $507,000 | 2,628 |
| Net interest income | $1,337,000 | 3,312 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $481,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $8,000 | 4,103 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $473,000 | 1,568 |
| Total noninterest expense | $1,213,000 | 3,116 |
| Salaries and employee benefits | $678,000 | 3,105 |
| Premises and equipment expense | $55,000 | 3,945 |
| Additional noninterest expense | $473,000 | 1,568 |
| Pre-tax net operating income | $575,000 | 2,945 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $175,000 | 1,765 |
| Income before extraordinary items | $400,000 | 3,175 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $400,000 | 3,174 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $400,000 | 3,175 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $400,000 | 3,200 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 3,431 |
| Total interest expense | $1,004,000 | 2,415 |
| Net interest income | $4,162,000 | 3,560 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,720,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $41,000 | 4,050 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,679,000 | 1,794 |
| Total noninterest expense | $4,754,000 | 3,120 |
| Salaries and employee benefits | $2,813,000 | 3,035 |
| Premises and equipment expense | $180,000 | 4,113 |
| Additional noninterest expense | $1,679,000 | 1,794 |
| Pre-tax net operating income | $1,008,000 | 3,769 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $127,000 | 2,888 |
| Income before extraordinary items | $881,000 | 3,759 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $881,000 | 3,758 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $881,000 | 3,759 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $881,000 | 3,779 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 3,783 |
| Total interest expense | $576,000 | 2,475 |
| Net interest income | $2,208,000 | 3,918 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $2,007,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $22,000 | 4,232 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,985,000 | 1,378 |
| Total noninterest expense | $3,523,000 | 3,132 |
| Salaries and employee benefits | $2,087,000 | 3,049 |
| Premises and equipment expense | $305,000 | 3,279 |
| Additional noninterest expense | $1,985,000 | 1,378 |
| Pre-tax net operating income | $602,000 | 3,924 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,000 | 3,546 |
| Income before extraordinary items | $599,000 | 3,817 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $599,000 | 3,816 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $599,000 | 3,816 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $599,000 | 3,849 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 3,972 |
| Total interest expense | $345,000 | 2,472 |
| Net interest income | $1,211,000 | 4,103 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $1,219,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $14,000 | 4,301 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,205,000 | 1,493 |
| Total noninterest expense | $2,166,000 | 3,232 |
| Salaries and employee benefits | $1,334,000 | 3,105 |
| Premises and equipment expense | $89,000 | 4,153 |
| Additional noninterest expense | $743,000 | 3,107 |
| Pre-tax net operating income | $204,000 | 4,206 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $62,000 | 2,820 |
| Income before extraordinary items | $142,000 | 4,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $142,000 | 4,236 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $142,000 | 4,236 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $142,000 | 4,269 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 4,053 |
| Total interest expense | $165,000 | 2,499 |
| Net interest income | $531,000 | 4,202 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $432,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $7,000 | 4,296 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $425,000 | 1,854 |
| Total noninterest expense | $1,129,000 | 3,179 |
| Salaries and employee benefits | $688,000 | 3,066 |
| Premises and equipment expense | $41,000 | 4,222 |
| Additional noninterest expense | $400,000 | 2,968 |
| Pre-tax net operating income | $-196,000 | 4,716 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-60,000 | 4,710 |
| Income before extraordinary items | $-136,000 | 4,677 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-136,000 | 4,676 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-136,000 | 4,677 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-136,000 | 4,693 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,055 |
| Total interest expense | $411,000 | 3,413 |
| Net interest income | $2,628,000 | 4,083 |
| Provision for loan and lease losses | $120,000 | 2,036 |
| Total noninterest income | $8,396,000 | 951 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $12,000 | 4,561 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $8,384,000 | 755 |
| Total noninterest expense | $8,682,000 | 2,169 |
| Salaries and employee benefits | $6,542,000 | 1,807 |
| Premises and equipment expense | $717,000 | 2,479 |
| Additional noninterest expense | $1,423,000 | 3,178 |
| Pre-tax net operating income | $2,222,000 | 3,013 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $678,000 | 1,893 |
| Income before extraordinary items | $1,544,000 | 3,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,544,000 | 3,310 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,544,000 | 3,310 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,544,000 | 3,294 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,473 |
| Total interest expense | $286,000 | 3,582 |
| Net interest income | $1,180,000 | 4,523 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $7,942,000 | 821 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $9,000 | 4,637 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $7,933,000 | 662 |
| Total noninterest expense | $7,045,000 | 2,069 |
| Salaries and employee benefits | $5,416,000 | 1,684 |
| Premises and equipment expense | $544,000 | 2,482 |
| Additional noninterest expense | $1,085,000 | 3,176 |
| Pre-tax net operating income | $1,987,000 | 2,943 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $606,000 | 1,841 |
| Income before extraordinary items | $1,381,000 | 3,234 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,381,000 | 3,233 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,381,000 | 3,234 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,381,000 | 3,215 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 4,535 |
| Total interest expense | $173,000 | 3,769 |
| Net interest income | $756,000 | 4,589 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $5,830,000 | 767 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $4,000 | 4,708 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $5,826,000 | 631 |
| Total noninterest expense | $4,808,000 | 2,034 |
| Salaries and employee benefits | $3,827,000 | 1,615 |
| Premises and equipment expense | $370,000 | 2,435 |
| Additional noninterest expense | $611,000 | 3,421 |
| Pre-tax net operating income | $1,718,000 | 2,611 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $524,000 | 1,631 |
| Income before extraordinary items | $1,194,000 | 2,934 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,194,000 | 2,933 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,194,000 | 2,934 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,194,000 | 2,914 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 4,625 |
| Total interest expense | $76,000 | 3,972 |
| Net interest income | $336,000 | 4,654 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $3,137,000 | 730 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $2,000 | 4,722 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $3,135,000 | 607 |
| Total noninterest expense | $2,562,000 | 1,929 |
| Salaries and employee benefits | $2,116,000 | 1,479 |
| Premises and equipment expense | $177,000 | 2,523 |
| Additional noninterest expense | $269,000 | 3,595 |
| Pre-tax net operating income | $881,000 | 2,547 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $269,000 | 1,594 |
| Income before extraordinary items | $612,000 | 2,879 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $612,000 | 2,878 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $612,000 | 2,879 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $612,000 | 2,839 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 4,618 |
| Total interest expense | $234,000 | 4,467 |
| Net interest income | $1,557,000 | 4,603 |
| Provision for loan and lease losses | $102,000 | 3,516 |
| Total noninterest income | $2,942,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $13,000 | 4,712 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,929,000 | 1,455 |
| Total noninterest expense | $3,063,000 | 3,784 |
| Salaries and employee benefits | $2,007,000 | 3,568 |
| Premises and equipment expense | $440,000 | 3,251 |
| Additional noninterest expense | $616,000 | 4,272 |
| Pre-tax net operating income | $1,334,000 | 3,403 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $407,000 | 2,090 |
| Income before extraordinary items | $927,000 | 3,729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $927,000 | 3,729 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $927,000 | 3,729 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $927,000 | 3,665 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 4,748 |
| Total interest expense | $180,000 | 4,513 |
| Net interest income | $953,000 | 4,746 |
| Provision for loan and lease losses | $72,000 | 3,526 |
| Total noninterest income | $1,002,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $10,000 | 4,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $992,000 | 2,151 |
| Total noninterest expense | $1,292,000 | 4,424 |
| Salaries and employee benefits | $718,000 | 4,430 |
| Premises and equipment expense | $257,000 | 3,655 |
| Additional noninterest expense | $317,000 | 4,610 |
| Pre-tax net operating income | $591,000 | 3,922 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $591,000 | 3,880 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $591,000 | 3,879 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $591,000 | 3,880 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $591,000 | 3,833 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 4,811 |
| Total interest expense | $147,000 | 4,453 |
| Net interest income | $568,000 | 4,823 |
| Provision for loan and lease losses | $42,000 | 3,542 |
| Total noninterest income | $289,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $7,000 | 4,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,967 |
| Total noninterest expense | $584,000 | 4,758 |
| Salaries and employee benefits | $269,000 | 4,832 |
| Premises and equipment expense | $127,000 | 4,035 |
| Additional noninterest expense | $188,000 | 4,697 |
| Pre-tax net operating income | $231,000 | 4,269 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $231,000 | 4,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $231,000 | 4,246 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $231,000 | 4,246 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $231,000 | 4,195 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 4,927 |
| Total interest expense | $71,000 | 4,563 |
| Net interest income | $222,000 | 4,951 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $19,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,572 |
| Total noninterest expense | $219,000 | 4,931 |
| Salaries and employee benefits | $96,000 | 4,999 |
| Premises and equipment expense | $48,000 | 4,354 |
| Additional noninterest expense | $75,000 | 4,858 |
| Pre-tax net operating income | $16,000 | 4,684 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $16,000 | 4,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,000 | 4,672 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $16,000 | 4,672 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $16,000 | 4,682 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 4,975 |
| Total interest expense | $275,000 | 4,615 |
| Net interest income | $968,000 | 5,002 |
| Provision for loan and lease losses | $-42,000 | 4,945 |
| Total noninterest income | $100,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $11,000 | 4,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,475 |
| Total noninterest expense | $1,047,000 | 4,909 |
| Salaries and employee benefits | $543,000 | 4,946 |
| Premises and equipment expense | $253,000 | 4,125 |
| Additional noninterest expense | $251,000 | 5,015 |
| Pre-tax net operating income | $63,000 | 4,923 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $63,000 | 4,935 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $63,000 | 4,936 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $63,000 | 4,937 |
| Net charge-offs | $1,000 | 3,665 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $63,000 | 4,920 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,049 |
| Total interest expense | $202,000 | 4,690 |
| Net interest income | $731,000 | 5,076 |
| Provision for loan and lease losses | $-42,000 | 5,075 |
| Total noninterest income | $75,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $8,000 | 5,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,521 |
| Total noninterest expense | $782,000 | 4,973 |
| Salaries and employee benefits | $389,000 | 5,022 |
| Premises and equipment expense | $193,000 | 4,160 |
| Additional noninterest expense | $200,000 | 5,046 |
| Pre-tax net operating income | $66,000 | 5,001 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $66,000 | 5,004 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $66,000 | 5,003 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $66,000 | 5,004 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $66,000 | 4,992 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 5,096 |
| Total interest expense | $132,000 | 4,717 |
| Net interest income | $495,000 | 5,121 |
| Provision for loan and lease losses | $-42,000 | 5,147 |
| Total noninterest income | $52,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $6,000 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,548 |
| Total noninterest expense | $535,000 | 5,008 |
| Salaries and employee benefits | $265,000 | 5,058 |
| Premises and equipment expense | $134,000 | 4,134 |
| Additional noninterest expense | $136,000 | 5,080 |
| Pre-tax net operating income | $54,000 | 5,024 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $54,000 | 5,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $54,000 | 5,020 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $54,000 | 5,020 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $54,000 | 5,014 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 5,161 |
| Total interest expense | $65,000 | 4,754 |
| Net interest income | $244,000 | 5,184 |
| Provision for loan and lease losses | $6,000 | 3,205 |
| Total noninterest income | $26,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $3,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,561 |
| Total noninterest expense | $259,000 | 5,073 |
| Salaries and employee benefits | $127,000 | 5,129 |
| Premises and equipment expense | $64,000 | 4,233 |
| Additional noninterest expense | $68,000 | 5,135 |
| Pre-tax net operating income | $5,000 | 5,127 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $5,000 | 5,133 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,000 | 5,132 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $5,000 | 5,132 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $5,000 | 5,129 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,174 |
| Total interest expense | $236,000 | 4,717 |
| Net interest income | $1,003,000 | 5,204 |
| Provision for loan and lease losses | $-392,000 | 5,277 |
| Total noninterest income | $96,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $20,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,733 |
| Total noninterest expense | $1,098,000 | 5,090 |
| Salaries and employee benefits | $576,000 | 5,119 |
| Premises and equipment expense | $257,000 | 4,249 |
| Additional noninterest expense | $265,000 | 5,191 |
| Pre-tax net operating income | $393,000 | 4,769 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $393,000 | 4,715 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $393,000 | 4,714 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $393,000 | 4,714 |
| Net charge-offs | $-247,000 | 5,205 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $393,000 | 4,716 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 5,245 |
| Total interest expense | $163,000 | 4,793 |
| Net interest income | $750,000 | 5,272 |
| Provision for loan and lease losses | $-364,000 | 5,362 |
| Total noninterest income | $73,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $14,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $796,000 | 5,149 |
| Salaries and employee benefits | $387,000 | 5,224 |
| Premises and equipment expense | $198,000 | 4,246 |
| Additional noninterest expense | $211,000 | 5,217 |
| Pre-tax net operating income | $391,000 | 4,708 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $391,000 | 4,619 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $391,000 | 4,617 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $391,000 | 4,618 |
| Net charge-offs | $-241,000 | 5,280 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $391,000 | 4,621 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 5,296 |
| Total interest expense | $96,000 | 4,902 |
| Net interest income | $519,000 | 5,317 |
| Provision for loan and lease losses | $-326,000 | 5,442 |
| Total noninterest income | $50,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $10,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,814 |
| Total noninterest expense | $536,000 | 5,199 |
| Salaries and employee benefits | $262,000 | 5,279 |
| Premises and equipment expense | $135,000 | 4,225 |
| Additional noninterest expense | $139,000 | 5,282 |
| Pre-tax net operating income | $359,000 | 4,456 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $359,000 | 4,333 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $359,000 | 4,332 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $359,000 | 4,332 |
| Net charge-offs | $-334,000 | 5,420 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $359,000 | 4,331 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 5,376 |
| Total interest expense | $39,000 | 5,057 |
| Net interest income | $253,000 | 5,382 |
| Provision for loan and lease losses | $62,000 | 1,867 |
| Total noninterest income | $26,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $5,000 | 5,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,812 |
| Total noninterest expense | $262,000 | 5,278 |
| Salaries and employee benefits | $125,000 | 5,349 |
| Premises and equipment expense | $59,000 | 4,461 |
| Additional noninterest expense | $78,000 | 5,279 |
| Pre-tax net operating income | $-45,000 | 5,467 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-45,000 | 5,450 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-45,000 | 5,451 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-45,000 | 5,450 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-45,000 | 5,457 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,420 |
| Total interest expense | $164,000 | 5,022 |
| Net interest income | $1,016,000 | 5,431 |
| Provision for loan and lease losses | $429,000 | 1,590 |
| Total noninterest income | $105,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $24,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,905 |
| Total noninterest expense | $1,074,000 | 5,319 |
| Salaries and employee benefits | $514,000 | 5,397 |
| Premises and equipment expense | $266,000 | 4,350 |
| Additional noninterest expense | $294,000 | 5,376 |
| Pre-tax net operating income | $-382,000 | 5,554 |
| Securities gains (losses) | $27,000 | 1,202 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-355,000 | 5,498 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-355,000 | 5,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-355,000 | 5,498 |
| Net charge-offs | $640,000 | 938 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-382,000 | 5,504 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,471 |
| Total interest expense | $125,000 | 5,054 |
| Net interest income | $766,000 | 5,487 |
| Provision for loan and lease losses | $406,000 | 1,340 |
| Total noninterest income | $80,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $18,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,961 |
| Total noninterest expense | $784,000 | 5,381 |
| Salaries and employee benefits | $374,000 | 5,467 |
| Premises and equipment expense | $201,000 | 4,367 |
| Additional noninterest expense | $209,000 | 5,452 |
| Pre-tax net operating income | $-344,000 | 5,631 |
| Securities gains (losses) | $27,000 | 1,186 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-317,000 | 5,630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-317,000 | 5,630 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-317,000 | 5,630 |
| Net charge-offs | $298,000 | 1,121 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-344,000 | 5,632 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 5,520 |
| Total interest expense | $84,000 | 5,064 |
| Net interest income | $517,000 | 5,526 |
| Provision for loan and lease losses | $455,000 | 910 |
| Total noninterest income | $56,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $14,000 | 5,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,973 |
| Total noninterest expense | $538,000 | 5,410 |
| Salaries and employee benefits | $254,000 | 5,512 |
| Premises and equipment expense | $92,000 | 4,873 |
| Additional noninterest expense | $192,000 | 5,290 |
| Pre-tax net operating income | $-420,000 | 5,714 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-417,000 | 5,710 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-417,000 | 5,710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-417,000 | 5,710 |
| Net charge-offs | $298,000 | 834 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-420,000 | 5,708 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 5,576 |
| Total interest expense | $41,000 | 5,111 |
| Net interest income | $258,000 | 5,589 |
| Provision for loan and lease losses | $8,000 | 3,248 |
| Total noninterest income | $30,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $7,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,953 |
| Total noninterest expense | $270,000 | 5,467 |
| Salaries and employee benefits | $123,000 | 5,584 |
| Premises and equipment expense | $27,000 | 5,373 |
| Additional noninterest expense | $120,000 | 5,153 |
| Pre-tax net operating income | $10,000 | 5,557 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $10,000 | 5,559 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,000 | 5,559 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $10,000 | 5,559 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $10,000 | 5,551 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,594 |
| Total interest expense | $172,000 | 5,120 |
| Net interest income | $1,084,000 | 5,609 |
| Provision for loan and lease losses | $904,000 | 984 |
| Total noninterest income | $114,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $32,000 | 5,414 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $82,000 | 5,086 |
| Total noninterest expense | $1,131,000 | 5,496 |
| Salaries and employee benefits | $515,000 | 5,623 |
| Premises and equipment expense | $307,000 | 4,274 |
| Additional noninterest expense | $309,000 | 5,584 |
| Pre-tax net operating income | $-837,000 | 5,817 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-837,000 | 5,826 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-837,000 | 5,825 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-837,000 | 5,825 |
| Net charge-offs | $593,000 | 973 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-837,000 | 5,820 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $953,000 | 5,645 |
| Total interest expense | $128,000 | 5,181 |
| Net interest income | $825,000 | 5,669 |
| Provision for loan and lease losses | $824,000 | 806 |
| Total noninterest income | $88,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $25,000 | 5,455 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $63,000 | 5,130 |
| Total noninterest expense | $860,000 | 5,520 |
| Salaries and employee benefits | $378,000 | 5,680 |
| Premises and equipment expense | $238,000 | 4,227 |
| Additional noninterest expense | $244,000 | 5,604 |
| Pre-tax net operating income | $-771,000 | 5,909 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-771,000 | 5,912 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-771,000 | 5,912 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-771,000 | 5,912 |
| Net charge-offs | $480,000 | 821 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-771,000 | 5,908 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 5,703 |
| Total interest expense | $85,000 | 5,242 |
| Net interest income | $567,000 | 5,715 |
| Provision for loan and lease losses | $784,000 | 609 |
| Total noninterest income | $59,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $16,000 | 5,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,149 |
| Total noninterest expense | $610,000 | 5,547 |
| Salaries and employee benefits | $266,000 | 5,715 |
| Premises and equipment expense | $162,000 | 4,218 |
| Additional noninterest expense | $182,000 | 5,594 |
| Pre-tax net operating income | $-768,000 | 6,006 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-768,000 | 6,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-768,000 | 6,004 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-768,000 | 6,004 |
| Net charge-offs | $480,000 | 615 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-768,000 | 6,002 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 5,743 |
| Total interest expense | $42,000 | 5,287 |
| Net interest income | $296,000 | 5,747 |
| Provision for loan and lease losses | $4,000 | 3,524 |
| Total noninterest income | $31,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $8,000 | 5,546 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $23,000 | 5,136 |
| Total noninterest expense | $294,000 | 5,620 |
| Salaries and employee benefits | $127,000 | 5,791 |
| Premises and equipment expense | $78,000 | 4,321 |
| Additional noninterest expense | $89,000 | 5,668 |
| Pre-tax net operating income | $29,000 | 5,620 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $29,000 | 5,632 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $29,000 | 5,631 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $29,000 | 5,631 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $29,000 | 5,592 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 5,732 |
| Total interest expense | $167,000 | 5,362 |
| Net interest income | $1,280,000 | 5,736 |
| Provision for loan and lease losses | $44,000 | 3,710 |
| Total noninterest income | $36,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $29,000 | 5,706 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,000 | 5,934 |
| Total noninterest expense | $1,336,000 | 5,565 |
| Salaries and employee benefits | $530,000 | 5,824 |
| Premises and equipment expense | $304,000 | 4,455 |
| Additional noninterest expense | $502,000 | 5,389 |
| Pre-tax net operating income | $-64,000 | 5,918 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-64,000 | 5,940 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-64,000 | 5,942 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-64,000 | 5,942 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-64,000 | 5,918 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,812 |
| Total interest expense | $123,000 | 5,461 |
| Net interest income | $959,000 | 5,810 |
| Provision for loan and lease losses | $44,000 | 3,422 |
| Total noninterest income | $8,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-12,000 | 6,160 |
| Total noninterest expense | $973,000 | 5,647 |
| Salaries and employee benefits | $399,000 | 5,882 |
| Premises and equipment expense | $217,000 | 4,580 |
| Additional noninterest expense | $357,000 | 5,497 |
| Pre-tax net operating income | $-50,000 | 6,003 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-50,000 | 6,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-50,000 | 6,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-50,000 | 6,028 |
| Net charge-offs | $46,000 | 2,832 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-50,000 | 6,002 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 5,859 |
| Total interest expense | $81,000 | 5,512 |
| Net interest income | $646,000 | 5,862 |
| Provision for loan and lease losses | $44,000 | 3,015 |
| Total noninterest income | $-22,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-34,000 | 6,268 |
| Total noninterest expense | $656,000 | 5,688 |
| Salaries and employee benefits | $260,000 | 5,961 |
| Premises and equipment expense | $147,000 | 4,589 |
| Additional noninterest expense | $249,000 | 5,496 |
| Pre-tax net operating income | $-76,000 | 6,098 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-76,000 | 6,124 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-76,000 | 6,125 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-76,000 | 6,125 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-76,000 | 6,101 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 5,894 |
| Total interest expense | $37,000 | 5,652 |
| Net interest income | $336,000 | 5,882 |
| Provision for loan and lease losses | $42,000 | 2,285 |
| Total noninterest income | $15,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $318,000 | 5,778 |
| Salaries and employee benefits | $132,000 | 6,009 |
| Premises and equipment expense | $61,000 | 4,935 |
| Additional noninterest expense | $125,000 | 5,529 |
| Pre-tax net operating income | $-9,000 | 6,064 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-9,000 | 6,100 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-9,000 | 6,101 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-9,000 | 6,101 |
| Net charge-offs | $50,000 | 1,563 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-9,000 | 6,063 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 5,996 |
| Total interest expense | $158,000 | 5,731 |
| Net interest income | $1,302,000 | 5,986 |
| Provision for loan and lease losses | $267,000 | 2,132 |
| Total noninterest income | $116,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $79,000 | 5,441 |
| Total noninterest expense | $1,338,000 | 5,816 |
| Salaries and employee benefits | $573,000 | 6,051 |
| Premises and equipment expense | $291,000 | 4,731 |
| Additional noninterest expense | $474,000 | 5,708 |
| Pre-tax net operating income | $-187,000 | 6,214 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-174,000 | 6,218 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-174,000 | 6,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-174,000 | 6,219 |
| Net charge-offs | $563,000 | 1,357 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-187,000 | 6,223 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 6,077 |
| Total interest expense | $117,000 | 5,827 |
| Net interest income | $967,000 | 6,067 |
| Provision for loan and lease losses | $207,000 | 2,037 |
| Total noninterest income | $146,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $27,000 | 5,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $119,000 | 4,851 |
| Total noninterest expense | $1,025,000 | 5,845 |
| Salaries and employee benefits | $433,000 | 6,088 |
| Premises and equipment expense | $221,000 | 4,752 |
| Additional noninterest expense | $371,000 | 5,705 |
| Pre-tax net operating income | $-119,000 | 6,270 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $-120,000 | 6,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-120,000 | 6,289 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-120,000 | 6,289 |
| Net charge-offs | $541,000 | 1,081 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-120,000 | 6,278 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,131 |
| Total interest expense | $78,000 | 5,873 |
| Net interest income | $637,000 | 6,126 |
| Provision for loan and lease losses | $207,000 | 1,611 |
| Total noninterest income | $108,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $92,000 | 4,684 |
| Total noninterest expense | $684,000 | 5,882 |
| Salaries and employee benefits | $288,000 | 6,137 |
| Premises and equipment expense | $150,000 | 4,755 |
| Additional noninterest expense | $246,000 | 5,740 |
| Pre-tax net operating income | $-146,000 | 6,371 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-146,000 | 6,379 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-146,000 | 6,380 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-146,000 | 6,381 |
| Net charge-offs | $506,000 | 858 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-146,000 | 6,369 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 6,197 |
| Total interest expense | $40,000 | 5,931 |
| Net interest income | $316,000 | 6,194 |
| Provision for loan and lease losses | $207,000 | 966 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $63,000 | 4,256 |
| Total noninterest expense | $350,000 | 5,920 |
| Salaries and employee benefits | $151,000 | 6,155 |
| Premises and equipment expense | $77,000 | 4,762 |
| Additional noninterest expense | $122,000 | 5,803 |
| Pre-tax net operating income | $-170,000 | 6,509 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-170,000 | 6,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-170,000 | 6,514 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-170,000 | 6,514 |
| Net charge-offs | $496,000 | 506 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-170,000 | 6,512 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 6,276 |
| Total interest expense | $278,000 | 5,516 |
| Net interest income | $1,136,000 | 6,333 |
| Provision for loan and lease losses | $461,000 | 1,946 |
| Total noninterest income | $169,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $62,000 | 5,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $107,000 | 5,317 |
| Total noninterest expense | $1,452,000 | 5,960 |
| Salaries and employee benefits | $564,000 | 6,315 |
| Premises and equipment expense | $305,000 | 4,818 |
| Additional noninterest expense | $583,000 | 5,627 |
| Pre-tax net operating income | $-608,000 | 6,496 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $-579,000 | 6,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-579,000 | 6,506 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-579,000 | 6,506 |
| Net charge-offs | $784,000 | 1,512 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-610,000 | 6,499 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 6,363 |
| Total interest expense | $229,000 | 5,457 |
| Net interest income | $807,000 | 6,440 |
| Provision for loan and lease losses | $339,000 | 1,952 |
| Total noninterest income | $108,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $62,000 | 5,611 |
| Total noninterest expense | $1,095,000 | 5,981 |
| Salaries and employee benefits | $434,000 | 6,325 |
| Premises and equipment expense | $228,000 | 4,852 |
| Additional noninterest expense | $433,000 | 5,663 |
| Pre-tax net operating income | $-519,000 | 6,620 |
| Securities gains (losses) | $30,000 | 1,995 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $-491,000 | 6,631 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-491,000 | 6,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-491,000 | 6,632 |
| Net charge-offs | $786,000 | 1,192 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-521,000 | 6,624 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 6,407 |
| Total interest expense | $151,000 | 5,538 |
| Net interest income | $537,000 | 6,484 |
| Provision for loan and lease losses | $339,000 | 1,534 |
| Total noninterest income | $84,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,427 |
| Total noninterest expense | $755,000 | 5,948 |
| Salaries and employee benefits | $295,000 | 6,349 |
| Premises and equipment expense | $101,000 | 5,593 |
| Additional noninterest expense | $359,000 | 5,310 |
| Pre-tax net operating income | $-473,000 | 6,676 |
| Securities gains (losses) | $30,000 | 1,819 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $-445,000 | 6,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-445,000 | 6,706 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-445,000 | 6,706 |
| Net charge-offs | $786,000 | 917 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-475,000 | 6,696 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 6,462 |
| Total interest expense | $81,000 | 5,506 |
| Net interest income | $264,000 | 6,553 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $38,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $353,000 | 6,111 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $149,000 | 5,682 |
| Pre-tax net operating income | $-51,000 | 6,536 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $-53,000 | 6,598 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-53,000 | 6,599 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-53,000 | 6,599 |
| Net charge-offs | $272,000 | 1,133 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-53,000 | 6,553 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 6,341 |
| Total interest expense | $383,000 | 5,614 |
| Net interest income | $1,325,000 | 6,426 |
| Provision for loan and lease losses | $405,000 | 3,004 |
| Total noninterest income | $103,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $76,000 | 5,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,000 | 6,160 |
| Total noninterest expense | $1,420,000 | 6,191 |
| Salaries and employee benefits | $601,000 | 6,459 |
| Premises and equipment expense | $194,000 | 5,751 |
| Additional noninterest expense | $625,000 | 5,737 |
| Pre-tax net operating income | $-397,000 | 6,458 |
| Securities gains (losses) | $150,000 | 1,946 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-247,000 | 6,483 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-247,000 | 6,478 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-247,000 | 6,480 |
| Net charge-offs | $44,000 | 5,007 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-397,000 | 6,484 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 6,388 |
| Total interest expense | $295,000 | 5,708 |
| Net interest income | $1,041,000 | 6,468 |
| Provision for loan and lease losses | $108,000 | 4,278 |
| Total noninterest income | $34,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $58,000 | 5,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-24,000 | 6,778 |
| Total noninterest expense | $1,081,000 | 6,213 |
| Salaries and employee benefits | $436,000 | 6,556 |
| Premises and equipment expense | $149,000 | 5,794 |
| Additional noninterest expense | $496,000 | 5,689 |
| Pre-tax net operating income | $-114,000 | 6,446 |
| Securities gains (losses) | $107,000 | 1,922 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $-11,000 | 6,427 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-11,000 | 6,426 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-11,000 | 6,426 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-118,000 | 6,463 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 6,435 |
| Total interest expense | $201,000 | 5,770 |
| Net interest income | $699,000 | 6,503 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $41,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $718,000 | 6,268 |
| Salaries and employee benefits | $296,000 | 6,588 |
| Premises and equipment expense | $100,000 | 5,807 |
| Additional noninterest expense | $322,000 | 5,789 |
| Pre-tax net operating income | $-73,000 | 6,485 |
| Securities gains (losses) | $97,000 | 1,623 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $21,000 | 6,377 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $21,000 | 6,376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $21,000 | 6,377 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-63,390 | 6,492 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 6,521 |
| Total interest expense | $100,000 | 5,871 |
| Net interest income | $341,000 | 6,584 |
| Provision for loan and lease losses | $83,000 | 3,104 |
| Total noninterest income | $11,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,932 |
| Total noninterest expense | $350,000 | 6,351 |
| Salaries and employee benefits | $169,000 | 6,477 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $128,000 | 6,184 |
| Pre-tax net operating income | $-81,000 | 6,687 |
| Securities gains (losses) | $55,000 | 1,179 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $-28,000 | 6,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-28,000 | 6,657 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-28,000 | 6,657 |
| Net charge-offs | $48,000 | 3,050 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-83,000 | 6,713 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 6,380 |
| Total interest expense | $523,000 | 5,762 |
| Net interest income | $1,563,000 | 6,475 |
| Provision for loan and lease losses | $49,000 | 5,878 |
| Total noninterest income | $77,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $18,000 | 6,416 |
| Total noninterest expense | $1,211,000 | 6,623 |
| Salaries and employee benefits | $607,000 | 6,682 |
| Premises and equipment expense | $224,000 | 5,821 |
| Additional noninterest expense | $380,000 | 6,601 |
| Pre-tax net operating income | $380,000 | 5,028 |
| Securities gains (losses) | $114,000 | 1,957 |
| Applicable income taxes | $9,000 | 4,328 |
| Income before extraordinary items | $485,000 | 4,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $485,000 | 4,701 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $485,000 | 4,700 |
| Net charge-offs | $13,000 | 6,026 |
| Cash dividends | $195,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $373,280 | 4,893 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,406 |
| Total interest expense | $408,000 | 5,810 |
| Net interest income | $1,196,000 | 6,507 |
| Provision for loan and lease losses | $8,000 | 6,246 |
| Total noninterest income | $62,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $19,000 | 6,416 |
| Total noninterest expense | $926,000 | 6,623 |
| Salaries and employee benefits | $461,000 | 6,684 |
| Premises and equipment expense | $167,000 | 5,861 |
| Additional noninterest expense | $298,000 | 6,608 |
| Pre-tax net operating income | $324,000 | 5,027 |
| Securities gains (losses) | $105,000 | 1,749 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $425,000 | 4,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 4,574 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $425,000 | 4,573 |
| Net charge-offs | $9,000 | 5,809 |
| Cash dividends | $90,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $321,050 | 4,854 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 6,475 |
| Total interest expense | $277,000 | 5,884 |
| Net interest income | $785,000 | 6,567 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $624,000 | 6,683 |
| Salaries and employee benefits | $304,000 | 6,775 |
| Premises and equipment expense | $110,000 | 5,921 |
| Additional noninterest expense | $210,000 | 6,610 |
| Pre-tax net operating income | $199,000 | 5,111 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $220,000 | 4,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,874 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $220,000 | 4,875 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $60,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $196,240 | 4,955 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 6,554 |
| Total interest expense | $140,000 | 5,969 |
| Net interest income | $381,000 | 6,634 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $330,000 | 6,659 |
| Salaries and employee benefits | $163,000 | 6,697 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $110,000 | 6,615 |
| Pre-tax net operating income | $74,000 | 5,449 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $80,000 | 5,289 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $80,000 | 5,287 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $80,000 | 5,289 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $30,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $73,070 | 5,324 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,638 |
| Total interest expense | $601,000 | 6,257 |
| Net interest income | $1,534,000 | 6,692 |
| Provision for loan and lease losses | $369,000 | 4,561 |
| Total noninterest income | $72,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 6,156 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $1,242,000 | 6,817 |
| Salaries and employee benefits | $570,000 | 6,990 |
| Premises and equipment expense | $223,000 | 6,011 |
| Additional noninterest expense | $449,000 | 6,665 |
| Pre-tax net operating income | $-5,000 | 5,787 |
| Securities gains (losses) | $106,000 | 2,117 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $96,000 | 5,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $96,000 | 5,634 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $96,000 | 5,634 |
| Net charge-offs | $177,000 | 4,881 |
| Cash dividends | $90,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,700 | 5,841 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,738 |
| Total interest expense | $455,000 | 6,377 |
| Net interest income | $1,148,000 | 6,782 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $56,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $42,000 | 6,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $911,000 | 6,906 |
| Salaries and employee benefits | $446,000 | 6,990 |
| Premises and equipment expense | $176,000 | 5,981 |
| Additional noninterest expense | $289,000 | 6,903 |
| Pre-tax net operating income | $203,000 | 5,243 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $280,000 | 4,959 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $280,000 | 4,962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $280,000 | 4,963 |
| Net charge-offs | $176,000 | 4,351 |
| Cash dividends | $90,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $200,800 | 5,139 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,817 |
| Total interest expense | $306,000 | 6,453 |
| Net interest income | $745,000 | 6,859 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $42,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $601,000 | 6,973 |
| Salaries and employee benefits | $296,000 | 7,049 |
| Premises and equipment expense | $125,000 | 5,884 |
| Additional noninterest expense | $180,000 | 7,031 |
| Pre-tax net operating income | $161,000 | 5,153 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $171,000 | 5,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 5,091 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $171,000 | 5,090 |
| Net charge-offs | $177,000 | 3,665 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $160,110 | 5,008 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 6,864 |
| Total interest expense | $157,000 | 6,526 |
| Net interest income | $379,000 | 6,897 |
| Provision for loan and lease losses | $13,000 | 6,045 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $304,000 | 7,059 |
| Salaries and employee benefits | $156,000 | 7,058 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $85,000 | 7,187 |
| Pre-tax net operating income | $87,000 | 5,202 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $90,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $90,000 | 5,113 |
| Net charge-offs | $21,000 | 4,393 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $86,040 | 5,047 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 6,961 |
| Total interest expense | $684,000 | 6,722 |
| Net interest income | $1,448,000 | 6,961 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $89,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,000 | 6,936 |
| Total noninterest expense | $1,150,000 | 7,220 |
| Salaries and employee benefits | $542,000 | 7,334 |
| Premises and equipment expense | $249,000 | 6,071 |
| Additional noninterest expense | $359,000 | 7,227 |
| Pre-tax net operating income | $337,000 | 4,399 |
| Securities gains (losses) | $66,000 | 2,441 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $401,000 | 4,173 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $401,000 | 4,173 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $401,000 | 4,173 |
| Net charge-offs | $62,000 | 6,077 |
| Cash dividends | $120,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $335,000 | 4,286 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 7,026 |
| Total interest expense | $512,000 | 6,842 |
| Net interest income | $1,105,000 | 6,980 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $69,000 | 7,180 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $865,000 | 7,255 |
| Salaries and employee benefits | $411,000 | 7,372 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $267,000 | 7,264 |
| Pre-tax net operating income | $264,000 | 4,666 |
| Securities gains (losses) | $36,000 | 2,456 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $298,000 | 4,432 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $298,000 | 4,429 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $298,000 | 4,432 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $90,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $262,360 | 4,507 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 7,126 |
| Total interest expense | $340,000 | 6,966 |
| Net interest income | $720,000 | 7,047 |
| Provision for loan and lease losses | $10,000 | 6,907 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $560,000 | 7,362 |
| Salaries and employee benefits | $264,000 | 7,498 |
| Premises and equipment expense | $151,000 | 5,736 |
| Additional noninterest expense | $145,000 | 7,564 |
| Pre-tax net operating income | $198,000 | 4,662 |
| Securities gains (losses) | $26,000 | 2,222 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $222,000 | 4,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 4,408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $222,000 | 4,408 |
| Net charge-offs | $55,000 | 4,825 |
| Cash dividends | $60,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $196,260 | 4,465 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,173 |
| Total interest expense | $166,000 | 7,083 |
| Net interest income | $365,000 | 7,046 |
| Provision for loan and lease losses | $5,000 | 6,536 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $274,000 | 7,405 |
| Salaries and employee benefits | $132,000 | 7,552 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $112,000 | 4,900 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $120,000 | 4,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 4,688 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $120,000 | 4,687 |
| Net charge-offs | $62,000 | 3,352 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,090 | 4,634 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 7,399 |
| Total interest expense | $632,000 | 7,444 |
| Net interest income | $1,265,000 | 7,287 |
| Provision for loan and lease losses | $52,000 | 6,552 |
| Total noninterest income | $98,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $998,000 | 7,542 |
| Salaries and employee benefits | $497,000 | 7,673 |
| Premises and equipment expense | $204,000 | 6,652 |
| Additional noninterest expense | $297,000 | 7,472 |
| Pre-tax net operating income | $313,000 | 5,402 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $338,000 | 4,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $338,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $195,000 | 4,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $310,280 | 5,230 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 7,536 |
| Total interest expense | $502,000 | 7,499 |
| Net interest income | $865,000 | 7,492 |
| Provision for loan and lease losses | $4,000 | 6,911 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $54,000 | 6,347 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $739,000 | 7,591 |
| Salaries and employee benefits | $367,000 | 7,715 |
| Premises and equipment expense | $145,000 | 6,774 |
| Additional noninterest expense | $227,000 | 7,463 |
| Pre-tax net operating income | $198,000 | 6,045 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $219,000 | 5,602 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $219,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $160,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $198,000 | 5,880 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 7,611 |
| Total interest expense | $344,000 | 7,577 |
| Net interest income | $569,000 | 7,531 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $479,000 | 7,685 |
| Salaries and employee benefits | $241,000 | 7,793 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $150,000 | 7,512 |
| Pre-tax net operating income | $146,000 | 6,139 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $162,000 | 5,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $75,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $146,000 | 5,945 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,689 |
| Total interest expense | $175,000 | 7,652 |
| Net interest income | $282,000 | 7,589 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $232,000 | 7,757 |
| Salaries and employee benefits | $120,000 | 7,847 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $74,000 | 7,542 |
| Pre-tax net operating income | $76,000 | 6,300 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $76,000 | 6,089 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,821 |
| Total interest expense | $730,000 | 7,603 |
| Net interest income | $911,000 | 7,852 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $74,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $65,000 | 6,517 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $773,000 | 7,975 |
| Salaries and employee benefits | $454,000 | 7,918 |
| Premises and equipment expense | $107,000 | 7,673 |
| Additional noninterest expense | $212,000 | 7,968 |
| Pre-tax net operating income | $197,000 | 6,875 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $198,000 | 6,796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $198,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $161,000 | 5,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $197,000 | 6,783 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,884 |
| Total interest expense | $553,000 | 7,635 |
| Net interest income | $667,000 | 7,933 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $62,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $585,000 | 7,939 |
| Salaries and employee benefits | $369,000 | 7,802 |
| Premises and equipment expense | $76,000 | 7,719 |
| Additional noninterest expense | $140,000 | 8,066 |
| Pre-tax net operating income | $129,000 | 7,213 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $129,000 | 7,132 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $129,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $124,000 | 4,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $129,000 | 7,117 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 7,926 |
| Total interest expense | $368,000 | 7,671 |
| Net interest income | $445,000 | 7,987 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $386,000 | 8,008 |
| Salaries and employee benefits | $242,000 | 7,870 |
| Premises and equipment expense | $49,000 | 7,801 |
| Additional noninterest expense | $95,000 | 8,095 |
| Pre-tax net operating income | $90,000 | 7,303 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $90,000 | 7,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $90,000 | 7,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $111,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $90,000 | 7,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,961 |
| Total interest expense | $179,000 | 7,725 |
| Net interest income | $231,000 | 8,016 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $189,000 | 8,071 |
| Salaries and employee benefits | $118,000 | 7,946 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $60,000 | 7,160 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $55,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $60,000 | 7,006 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 7,845 |
| Total interest expense | $648,000 | 7,610 |
| Net interest income | $959,000 | 7,896 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $108,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 7,566 |
| Total noninterest expense | $739,000 | 8,108 |
| Salaries and employee benefits | $425,000 | 8,086 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $214,000 | 8,035 |
| Pre-tax net operating income | $303,000 | 7,108 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $295,000 | 6,934 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $295,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $290,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $300,940 | 6,917 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 7,924 |
| Total interest expense | $462,000 | 7,691 |
| Net interest income | $724,000 | 7,968 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $88,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $556,000 | 8,119 |
| Salaries and employee benefits | $318,000 | 8,098 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $155,000 | 8,100 |
| Pre-tax net operating income | $231,000 | 7,296 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $225,000 | 7,085 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $225,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $167,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $231,000 | 7,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 7,992 |
| Total interest expense | $279,000 | 7,796 |
| Net interest income | $484,000 | 8,000 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $354,000 | 8,197 |
| Salaries and employee benefits | $207,000 | 8,165 |
| Premises and equipment expense | $57,000 | 7,687 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $183,000 | 7,192 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $183,000 | 6,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $183,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $111,000 | 4,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $183,000 | 6,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,023 |
| Total interest expense | $127,000 | 7,874 |
| Net interest income | $246,000 | 7,998 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $175,000 | 8,227 |
| Salaries and employee benefits | $102,000 | 8,193 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $91,000 | 7,154 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $56,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $91,000 | 6,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 8,020 |
| Total interest expense | $382,000 | 7,947 |
| Net interest income | $988,000 | 7,954 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $87,000 | 6,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $683,000 | 8,271 |
| Salaries and employee benefits | $382,000 | 8,267 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $201,000 | 8,221 |
| Pre-tax net operating income | $388,000 | 7,105 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $388,000 | 6,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $388,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $346,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $388,000 | 6,797 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 8,073 |
| Total interest expense | $266,000 | 8,022 |
| Net interest income | $736,000 | 8,011 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $83,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $491,000 | 8,298 |
| Salaries and employee benefits | $273,000 | 8,298 |
| Premises and equipment expense | $73,000 | 7,911 |
| Additional noninterest expense | $145,000 | 8,246 |
| Pre-tax net operating income | $313,000 | 7,150 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $313,000 | 6,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $166,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $313,000 | 6,803 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 8,117 |
| Total interest expense | $164,000 | 8,073 |
| Net interest income | $487,000 | 8,039 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $59,000 | 7,792 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $48,000 | 6,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $311,000 | 8,358 |
| Salaries and employee benefits | $177,000 | 8,341 |
| Premises and equipment expense | $49,000 | 7,887 |
| Additional noninterest expense | $85,000 | 8,380 |
| Pre-tax net operating income | $225,000 | 7,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $111,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,198 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $240,000 | 8,136 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $159,000 | 8,419 |
| Salaries and employee benefits | $91,000 | 8,381 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $105,000 | 7,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $55,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 8,111 |
| Total interest expense | $298,000 | 8,117 |
| Net interest income | $996,000 | 8,024 |
| Provision for loan and lease losses | $93,000 | 5,137 |
| Total noninterest income | $110,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $97,000 | 6,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $668,000 | 8,374 |
| Salaries and employee benefits | $380,000 | 8,368 |
| Premises and equipment expense | $97,000 | 8,004 |
| Additional noninterest expense | $191,000 | 8,354 |
| Pre-tax net operating income | $345,000 | 7,290 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $349,000 | 7,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $349,000 | 7,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $332,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $345,000 | 6,987 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,146 |
| Total interest expense | $223,000 | 8,144 |
| Net interest income | $748,000 | 8,056 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $87,000 | 7,968 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $510,000 | 8,368 |
| Salaries and employee benefits | $291,000 | 8,326 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $148,000 | 8,321 |
| Pre-tax net operating income | $235,000 | 7,527 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $236,000 | 7,271 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $236,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $166,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $235,000 | 7,215 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,193 |
| Total interest expense | $150,000 | 8,191 |
| Net interest income | $500,000 | 8,099 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $56,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $46,000 | 6,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $203,000 | 8,322 |
| Premises and equipment expense | $46,000 | 8,103 |
| Additional noninterest expense | $98,000 | 8,377 |
| Pre-tax net operating income | $209,000 | 7,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $209,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $111,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $209,000 | 6,722 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,206 |
| Total interest expense | $77,000 | 8,233 |
| Net interest income | $257,000 | 8,093 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $169,000 | 8,472 |
| Salaries and employee benefits | $101,000 | 8,369 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $120,000 | 6,855 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $55,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 8,198 |
| Total interest expense | $391,000 | 8,140 |
| Net interest income | $984,000 | 8,123 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $90,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $631,000 | 8,588 |
| Salaries and employee benefits | $352,000 | 8,579 |
| Premises and equipment expense | $92,000 | 8,167 |
| Additional noninterest expense | $187,000 | 8,527 |
| Pre-tax net operating income | $434,000 | 6,904 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $444,000 | 6,597 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $444,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $347,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $434,000 | 6,483 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 8,273 |
| Total interest expense | $308,000 | 8,199 |
| Net interest income | $737,000 | 8,192 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $64,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 7,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $458,000 | 8,640 |
| Salaries and employee benefits | $256,000 | 8,630 |
| Premises and equipment expense | $67,000 | 8,235 |
| Additional noninterest expense | $135,000 | 8,593 |
| Pre-tax net operating income | $343,000 | 6,982 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $353,000 | 6,648 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $353,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $166,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $343,000 | 6,511 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,277 |
| Total interest expense | $219,000 | 8,207 |
| Net interest income | $497,000 | 8,216 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $44,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $305,000 | 8,659 |
| Salaries and employee benefits | $173,000 | 8,634 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $89,000 | 8,606 |
| Pre-tax net operating income | $236,000 | 6,939 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $111,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $236,000 | 6,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,323 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $249,000 | 8,253 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $154,000 | 8,697 |
| Salaries and employee benefits | $90,000 | 8,635 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $42,000 | 8,723 |
| Pre-tax net operating income | $119,000 | 6,916 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $127,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $56,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 8,251 |
| Total interest expense | $604,000 | 8,079 |
| Net interest income | $1,014,000 | 8,241 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $742,000 | 8,465 |
| Salaries and employee benefits | $450,000 | 8,329 |
| Premises and equipment expense | $95,000 | 8,237 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $348,000 | 7,363 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $348,000 | 7,078 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $348,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $346,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $348,000 | 6,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 8,434 |
| Total interest expense | $796,000 | 8,435 |
| Net interest income | $992,000 | 8,304 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $732,000 | 8,603 |
| Salaries and employee benefits | $461,000 | 8,354 |
| Premises and equipment expense | $92,000 | 8,424 |
| Additional noninterest expense | $179,000 | 8,829 |
| Pre-tax net operating income | $329,000 | 7,276 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $368,000 | 6,746 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $368,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $346,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $329,000 | 6,836 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 8,553 |
| Total interest expense | $798,000 | 8,652 |
| Net interest income | $1,064,000 | 8,359 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $76,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $691,000 | 8,840 |
| Salaries and employee benefits | $440,000 | 8,552 |
| Premises and equipment expense | $91,000 | 8,596 |
| Additional noninterest expense | $160,000 | 9,161 |
| Pre-tax net operating income | $429,000 | 7,320 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $421,000 | 6,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $421,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $347,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $429,000 | 6,698 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 8,623 |
| Total interest expense | $865,000 | 8,531 |
| Net interest income | $1,030,000 | 8,560 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $83,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $653,000 | 9,161 |
| Salaries and employee benefits | $404,000 | 8,863 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $144,000 | 9,568 |
| Pre-tax net operating income | $436,000 | 7,430 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $434,000 | 6,796 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $434,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $332,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $436,000 | 6,757 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 8,775 |
| Total interest expense | $984,000 | 8,465 |
| Net interest income | $938,000 | 8,937 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $71,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $687,000 | 9,138 |
| Salaries and employee benefits | $451,000 | 8,649 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $139,000 | 9,764 |
| Pre-tax net operating income | $322,000 | 8,271 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $256,000 | 8,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $256,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $182,000 | 5,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $253,630 | 8,155 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 9,122 |
| Total interest expense | $950,000 | 8,827 |
| Net interest income | $963,000 | 9,271 |
| Provision for loan and lease losses | $23,000 | 7,798 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $683,000 | 9,443 |
| Salaries and employee benefits | $459,000 | 8,891 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $132,000 | 10,207 |
| Pre-tax net operating income | $347,000 | 8,743 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $264,000 | 8,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $264,000 | 8,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $211,000 | 5,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $261,000 | 8,628 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 9,506 |
| Total interest expense | $941,000 | 9,205 |
| Net interest income | $958,000 | 9,672 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $668,000 | 9,918 |
| Salaries and employee benefits | $442,000 | 9,309 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $126,000 | 10,842 |
| Pre-tax net operating income | $612,000 | 7,354 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $422,000 | 7,437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $422,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $308,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $422,000 | 7,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 9,968 |
| Total interest expense | $866,000 | 9,746 |
| Net interest income | $983,000 | 9,986 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $99,000 | 10,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $679,000 | 10,269 |
| Salaries and employee benefits | $436,000 | 9,649 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $156,000 | 10,983 |
| Pre-tax net operating income | $375,000 | 9,231 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $262,000 | 9,308 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $262,000 | 9,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $211,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $259,930 | 9,306 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 10,307 |
| Total interest expense | $763,000 | 9,785 |
| Net interest income | $966,000 | 10,499 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $660,000 | 10,864 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $177,000 | 11,439 |
| Pre-tax net operating income | $385,000 | 9,476 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $264,000 | 9,549 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $264,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $213,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $259,920 | 9,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 10,641 |
| Total interest expense | $834,000 | 9,866 |
| Net interest income | $941,000 | 10,992 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $120,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $692,000 | 11,209 |
| Salaries and employee benefits | $420,000 | 10,445 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $194,000 | 11,817 |
| Pre-tax net operating income | $360,000 | 9,729 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $124,000 | 9,218 |
| Income before extraordinary items | $239,000 | 10,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $239,000 | 10,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,020 | 9,942 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 10,889 |
| Total interest expense | $1,032,000 | 10,259 |
| Net interest income | $969,000 | 11,215 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $141,000 | 10,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $680,000 | 11,621 |
| Salaries and employee benefits | $386,000 | 11,030 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $298,000 | 9,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $298,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $283,480 | 9,128 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.