Home > Waterford Village Bank > Net Loans and Leases
Waterford Village Bank, Net Loans and Leases
| 2009-06-30 | Rank | |
| Net loans and leases | $42,637,000 | 6,086 |
| Loan loss allowance | $421,000 | 6,500 |
| Total loans and leases | $43,058,000 | 6,098 |
| Unearned income | $0 | 1,988 |
| Loans and leases, gross | $43,058,000 | 6,099 |
| All real estate loans | $37,573,000 | 5,520 |
| Real estate loans in domestic offices | $37,573,000 | 5,520 |
| Construction and development loans | $1,948,000 | 5,481 |
| Commercial RE | $13,651,000 | 4,939 |
| Commercial real estate owner-occupied | $6,886,000 | 4,356 |
| Commercial real estate other non-farm non-residential | $6,765,000 | 4,156 |
| Multifamily residential real estate | $4,152,000 | 2,395 |
| 1-4 family residential loans | $17,822,000 | 4,839 |
| Farmland loans | $0 | 5,782 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 4,994 |
| Commercial and industrial loans | $2,714,000 | 6,471 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,219,000 | 5,090 |
| Credit card loans | $0 | 1,631 |
| Related Plans | $1,069,000 | 711 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,150,000 | 6,082 |
| All other loans & leases | $552,000 | 3,351 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,363 |
| Other loans | $552,000 | 1,531 |
| Lease financing receivables | $0 | 1,304 |
| Loans to depository institutions and acceptances of other banks | $0 | 317 |
| Memoranda: | ||
| Loans not secured by real estate | $799,000 | 901 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,716 |
| Non 1-4 family restructured loans & leases | $0 | 2,284 |
| Residential 1-4 family construction | $946,000 | 4,728 |
| Other construction, all land development and other land | $1,002,000 | 5,329 |
| Allowance for loan and lease losses in tier 2 | $421,000 | 6,260 |
| Total loans and leases | NA | NA |
| 2009-03-31 | Rank | |
| Net loans and leases | $47,221,000 | 5,899 |
| Loan loss allowance | $522,000 | 6,095 |
| Total loans and leases | $47,743,000 | 5,901 |
| Unearned income | $0 | 2,035 |
| Loans and leases, gross | $47,743,000 | 5,903 |
| All real estate loans | $41,554,000 | 5,327 |
| Real estate loans in domestic offices | $41,554,000 | 5,327 |
| Construction and development loans | $3,894,000 | 4,776 |
| Commercial RE | $14,756,000 | 4,784 |
| Commercial real estate owner-occupied | $7,936,000 | 4,148 |
| Commercial real estate other non-farm non-residential | $6,820,000 | 4,135 |
| Multifamily residential real estate | $4,123,000 | 2,387 |
| 1-4 family residential loans | $18,781,000 | 4,711 |
| Farmland loans | $0 | 5,805 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,018 |
| Commercial and industrial loans | $3,357,000 | 6,210 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,238,000 | 5,106 |
| Credit card loans | $0 | 1,668 |
| Related Plans | $1,198,000 | 665 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,040,000 | 6,300 |
| All other loans & leases | $594,000 | 3,246 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,359 |
| Other loans | $594,000 | 1,493 |
| Lease financing receivables | $0 | 1,296 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $799,000 | 911 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,408 |
| Non 1-4 family restructured loans & leases | $0 | 2,015 |
| Residential 1-4 family construction | $2,159,000 | 3,759 |
| Other construction, all land development and other land | $1,735,000 | 4,933 |
| Allowance for loan and lease losses in tier 2 | $522,000 | 5,834 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $44,197,000 | 6,056 |
| Loan loss allowance | $479,000 | 6,251 |
| Total loans and leases | $44,676,000 | 6,061 |
| Unearned income | $0 | 2,062 |
| Loans and leases, gross | $44,676,000 | 6,061 |
| All real estate loans | $38,524,000 | 5,488 |
| Real estate loans in domestic offices | $38,524,000 | 5,488 |
| Construction and development loans | $4,976,000 | 4,531 |
| Commercial RE | $13,504,000 | 4,932 |
| Commercial real estate owner-occupied | $7,465,000 | 4,186 |
| Commercial real estate other non-farm non-residential | $6,039,000 | 4,301 |
| Multifamily residential real estate | $3,695,000 | 2,481 |
| 1-4 family residential loans | $16,349,000 | 4,992 |
| Farmland loans | $0 | 5,820 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,039 |
| Commercial and industrial loans | $3,428,000 | 6,236 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,183,000 | 5,263 |
| Credit card loans | $0 | 1,704 |
| Related Plans | $1,246,000 | 663 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $937,000 | 6,545 |
| All other loans & leases | $540,000 | 3,371 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,362 |
| Other loans | $540,000 | 1,591 |
| Lease financing receivables | $0 | 1,317 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $799,000 | 944 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,145 |
| Non 1-4 family restructured loans & leases | $0 | 1,840 |
| Residential 1-4 family construction | $2,111,000 | 3,975 |
| Other construction, all land development and other land | $2,865,000 | 4,485 |
| Allowance for loan and lease losses in tier 2 | $479,000 | 6,008 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $38,006,000 | 6,377 |
| Loan loss allowance | $396,000 | 6,558 |
| Total loans and leases | $38,402,000 | 6,380 |
| Unearned income | $0 | 2,087 |
| Loans and leases, gross | $38,402,000 | 6,380 |
| All real estate loans | $31,489,000 | 5,895 |
| Real estate loans in domestic offices | $31,489,000 | 5,895 |
| Construction and development loans | $3,924,000 | 4,889 |
| Commercial RE | $11,409,000 | 5,175 |
| Commercial real estate owner-occupied | $6,239,000 | 4,382 |
| Commercial real estate other non-farm non-residential | $5,170,000 | 4,473 |
| Multifamily residential real estate | $2,565,000 | 2,961 |
| 1-4 family residential loans | $13,591,000 | 5,338 |
| Farmland loans | $0 | 5,856 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,085 |
| Commercial and industrial loans | $3,932,000 | 6,059 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,327,000 | 5,199 |
| Credit card loans | $0 | 1,740 |
| Related Plans | $1,312,000 | 633 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,015,000 | 6,501 |
| All other loans & leases | $654,000 | 3,174 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,383 |
| Other loans | $654,000 | 1,468 |
| Lease financing receivables | $0 | 1,328 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $799,000 | 932 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,958 |
| Non 1-4 family restructured loans & leases | $0 | 1,688 |
| Residential 1-4 family construction | $1,400,000 | 4,649 |
| Other construction, all land development and other land | $2,524,000 | 4,619 |
| Allowance for loan and lease losses in tier 2 | $396,000 | 6,347 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $30,971,000 | 6,768 |
| Loan loss allowance | $308,000 | 7,000 |
| Total loans and leases | $31,279,000 | 6,773 |
| Unearned income | $0 | 2,087 |
| Loans and leases, gross | $31,279,000 | 6,773 |
| All real estate loans | $25,515,000 | 6,254 |
| Real estate loans in domestic offices | $25,515,000 | 6,254 |
| Construction and development loans | $4,478,000 | 4,717 |
| Commercial RE | $11,291,000 | 5,145 |
| Commercial real estate owner-occupied | $0 | 6,333 |
| Commercial real estate other non-farm non-residential | $11,291,000 | 3,276 |
| Multifamily residential real estate | $1,228,000 | 3,788 |
| 1-4 family residential loans | $8,518,000 | 6,155 |
| Farmland loans | $0 | 5,890 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,128 |
| Commercial and industrial loans | $3,610,000 | 6,238 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,007,000 | 5,591 |
| Credit card loans | $0 | 1,773 |
| Related Plans | $1,170,000 | 665 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $837,000 | 6,830 |
| All other loans & leases | $147,000 | 4,703 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,405 |
| Other loans | $147,000 | 2,861 |
| Lease financing receivables | $0 | 1,336 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $799,000 | 923 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,734 |
| Non 1-4 family restructured loans & leases | $0 | 1,490 |
| Residential 1-4 family construction | $976,000 | 5,118 |
| Other construction, all land development and other land | $3,502,000 | 4,245 |
| Allowance for loan and lease losses in tier 2 | $308,000 | 6,812 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $22,302,000 | 7,273 |
| Loan loss allowance | $221,000 | 7,473 |
| Total loans and leases | $22,523,000 | 7,281 |
| Unearned income | $0 | 2,119 |
| Loans and leases, gross | $22,523,000 | 7,284 |
| All real estate loans | $17,974,000 | 6,771 |
| Real estate loans in domestic offices | $17,974,000 | 6,771 |
| Construction and development loans | $2,152,000 | 5,608 |
| Commercial RE | $8,845,000 | 5,479 |
| Commercial real estate owner-occupied | $0 | 6,257 |
| Commercial real estate other non-farm non-residential | $8,845,000 | 3,600 |
| Multifamily residential real estate | $240,000 | 5,311 |
| 1-4 family residential loans | $6,737,000 | 6,474 |
| Farmland loans | $0 | 5,908 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,124 |
| Commercial and industrial loans | $2,412,000 | 6,796 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,016,000 | 5,578 |
| Credit card loans | $0 | 1,808 |
| Related Plans | $1,046,000 | 696 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $970,000 | 6,664 |
| All other loans & leases | $121,000 | 4,871 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $121,000 | 3,068 |
| Lease financing receivables | $0 | 1,359 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $991,000 | 843 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,522 |
| Non 1-4 family restructured loans & leases | $0 | 1,306 |
| Residential 1-4 family construction | $350,000 | 6,114 |
| Other construction, all land development and other land | $1,802,000 | 4,849 |
| Allowance for loan and lease losses in tier 2 | $221,000 | 7,317 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $15,247,000 | 7,767 |
| Loan loss allowance | $151,000 | 7,876 |
| Total loans and leases | $15,398,000 | 7,778 |
| Unearned income | $0 | 2,146 |
| Loans and leases, gross | $15,398,000 | 7,778 |
| All real estate loans | $10,752,000 | 7,392 |
| Real estate loans in domestic offices | $10,752,000 | 7,392 |
| Construction and development loans | $1,162,000 | 6,186 |
| Commercial RE | $4,696,000 | 6,290 |
| Commercial real estate owner-occupied | $0 | 3,993 |
| Commercial real estate other non-farm non-residential | $0 | 4,342 |
| Multifamily residential real estate | $191,000 | 5,389 |
| 1-4 family residential loans | $4,703,000 | 6,935 |
| Farmland loans | $0 | 5,933 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,168 |
| Commercial and industrial loans | $3,140,000 | 6,462 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,418,000 | 6,345 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $715,000 | 925 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $703,000 | 7,111 |
| All other loans & leases | $88,000 | 5,222 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $88,000 | 3,528 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $690,000 | 897 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $0 | 4,803 |
| Other construction, all land development and other land | $0 | 4,856 |
| Allowance for loan and lease losses in tier 2 | $151,000 | 7,782 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $7,297,000 | 8,272 |
| Loan loss allowance | $73,000 | 8,257 |
| Total loans and leases | $7,370,000 | 8,273 |
| Unearned income | $0 | 2,181 |
| Loans and leases, gross | $7,370,000 | 8,273 |
| All real estate loans | $5,442,000 | 7,969 |
| Real estate loans in domestic offices | $5,442,000 | 7,969 |
| Construction and development loans | $804,000 | 6,517 |
| Commercial RE | $1,720,000 | 7,200 |
| Commercial real estate owner-occupied | $0 | 4,049 |
| Commercial real estate other non-farm non-residential | $0 | 4,347 |
| Multifamily residential real estate | $192,000 | 5,386 |
| 1-4 family residential loans | $2,726,000 | 7,495 |
| Farmland loans | $0 | 5,948 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,211 |
| Commercial and industrial loans | $1,028,000 | 7,565 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $900,000 | 7,086 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $397,000 | 1,237 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $503,000 | 7,432 |
| All other loans & leases | $0 | 6,931 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $0 | 6,195 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $975,000 | 793 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $0 | 4,858 |
| Other construction, all land development and other land | $0 | 4,875 |
| Allowance for loan and lease losses in tier 2 | $73,000 | 8,232 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $4,189,000 | 8,465 |
| Loan loss allowance | $42,000 | 8,422 |
| Total loans and leases | $4,231,000 | 8,466 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $4,231,000 | 8,466 |
| All real estate loans | $3,564,000 | 8,233 |
| Real estate loans in domestic offices | $3,564,000 | 8,233 |
| Construction and development loans | $0 | 7,686 |
| Commercial RE | $2,698,000 | 6,859 |
| Commercial real estate owner-occupied | $0 | 4,095 |
| Commercial real estate other non-farm non-residential | $0 | 4,379 |
| Multifamily residential real estate | $0 | 6,065 |
| 1-4 family residential loans | $866,000 | 8,143 |
| Farmland loans | $0 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $257,000 | 8,026 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $410,000 | 7,793 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $396,000 | 1,241 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,000 | 8,297 |
| All other loans & leases | $0 | 6,945 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $0 | 6,210 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $0 | 4,912 |
| Other construction, all land development and other land | $0 | 4,905 |
| Allowance for loan and lease losses in tier 2 | $42,000 | 8,407 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $875,000 | 8,564 |
| Loan loss allowance | $8,000 | 8,542 |
| Total loans and leases | $883,000 | 8,565 |
| Unearned income | $0 | 2,239 |
| Loans and leases, gross | $883,000 | 8,565 |
| All real estate loans | $608,000 | 8,494 |
| Real estate loans in domestic offices | $608,000 | 8,494 |
| Construction and development loans | $0 | 7,696 |
| Commercial RE | $0 | 8,340 |
| Commercial real estate owner-occupied | $0 | 4,083 |
| Commercial real estate other non-farm non-residential | $0 | 4,400 |
| Multifamily residential real estate | $0 | 6,075 |
| 1-4 family residential loans | $608,000 | 8,265 |
| Farmland loans | $0 | 5,972 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $85,000 | 8,161 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $190,000 | 8,115 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $0 | 4,251 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $190,000 | 7,977 |
| All other loans & leases | $0 | 6,988 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $0 | 6,224 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $0 | 4,940 |
| Other construction, all land development and other land | $0 | 4,935 |
| Allowance for loan and lease losses in tier 2 | $8,000 | 8,531 |
| Total loans and leases | NA | NA |