Home > Waterford Village Bank > Assets and Liabilities
Waterford Village Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 13 | 6,878 |
| Assets and Liabilities | ||
| Total Assets: | $55,707,000 | 6,623 |
| Cash and due from depository institutions | $822,000 | 6,878 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $464,000 | 7,758 |
| Federal funds sold & reverse repurchase agreements | $7,814,000 | 1,299 |
| Net loans & leases | $42,637,000 | 6,086 |
| Loan loss allowance | $421,000 | 6,500 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,091,000 | 3,590 |
| Other real estate owned | $470,000 | 6,878 |
| Goodwill and other intangibles | $45,000 | 2,920 |
| All other assets | $364,000 | 7,767 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $55,707,000 | 6,623 |
| Total liabilities | $56,392,000 | 6,317 |
| Total deposits | $56,145,000 | 6,173 |
| Interest-bearing deposits | $54,276,000 | 5,855 |
| Deposits held in domestic offices | $56,145,000 | 6,172 |
| % insured | 69.47% | 6,140 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $247,000 | 6,690 |
| Total equity capital | $-685,000 | 8,186 |
| Total bank equity capital | $-685,000 | 8,186 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $4,360,000 | 4,318 |
| Undivided profits | $-10,045,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $189,000 | 7,483 |
| Earning assets | $50,915,000 | 6,627 |
| Long-term assets (5+ years) | $26,835,000 | 3,566 |
| Average Assets, year-to-date | $58,270,670 | 6,504 |
| Average Assets, quarterly | $57,203,500 | 6,566 |
| Volatile liabilities | $17,988,000 | 5,202 |
| Insider loans | $423,000 | 5,632 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,697,000 | 5,499 |
| Tier 1 (core) risk-based capital | $-718,000 | 8,187 |
| Tier 2 risk-based capital | $0 | 8,089 |
| Total risk weighted assets | $40,960,000 | 6,350 |
| Total unused commitments | $5,697,000 | 5,505 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 15 | 6,612 |
| Assets and Liabilities | ||
| Total Assets: | $58,700,000 | 6,547 |
| Cash and due from depository institutions | $1,347,000 | 6,612 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $2,030,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $4,317,000 | 2,549 |
| Net loans & leases | $47,221,000 | 5,899 |
| Loan loss allowance | $522,000 | 6,095 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,169,000 | 3,578 |
| Other real estate owned | $0 | 6,612 |
| Goodwill and other intangibles | $45,000 | 2,937 |
| All other assets | $571,000 | 7,379 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $58,700,000 | 6,547 |
| Total liabilities | $58,027,000 | 6,270 |
| Total deposits | $57,654,000 | 6,131 |
| Interest-bearing deposits | $55,905,000 | 5,785 |
| Deposits held in domestic offices | $57,654,000 | 6,131 |
| % insured | 87.88% | 1,495 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $373,000 | 5,882 |
| Total equity capital | $673,000 | 8,225 |
| Total bank equity capital | $673,000 | 8,225 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $4,360,000 | 4,330 |
| Undivided profits | $-8,687,000 | 7,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 4,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $190,000 | 7,525 |
| Earning assets | $53,568,000 | 6,543 |
| Long-term assets (5+ years) | $28,788,000 | 3,354 |
| Average Assets, year-to-date | $59,552,500 | 6,486 |
| Average Assets, quarterly | $59,552,500 | 6,486 |
| Volatile liabilities | $19,435,000 | 5,031 |
| Insider loans | $429,000 | 5,642 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,122,000 | 5,450 |
| Tier 1 (core) risk-based capital | $647,000 | 8,226 |
| Tier 2 risk-based capital | $522,000 | 5,839 |
| Total risk weighted assets | $48,360,000 | 6,014 |
| Total unused commitments | $6,122,000 | 5,451 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 16 | 6,502 |
| Assets and Liabilities | ||
| Total Assets: | $60,405,000 | 6,483 |
| Cash and due from depository institutions | $1,516,000 | 6,502 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $2,679,000 | 7,438 |
| Federal funds sold & reverse repurchase agreements | $8,375,000 | 1,177 |
| Net loans & leases | $44,197,000 | 6,056 |
| Loan loss allowance | $479,000 | 6,251 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,244,000 | 3,558 |
| Other real estate owned | $0 | 6,502 |
| Goodwill and other intangibles | $45,000 | 2,948 |
| All other assets | $349,000 | 7,927 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $60,405,000 | 6,483 |
| Total liabilities | $59,205,000 | 6,213 |
| Total deposits | $58,439,000 | 6,045 |
| Interest-bearing deposits | $56,298,000 | 5,729 |
| Deposits held in domestic offices | $58,439,000 | 6,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $766,000 | 4,336 |
| Total equity capital | $1,200,000 | 8,240 |
| Total bank equity capital | $1,200,000 | 8,240 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $4,360,000 | 4,315 |
| Undivided profits | $-8,160,000 | 8,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 4,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $168,000 | 7,739 |
| Earning assets | $55,251,000 | 6,469 |
| Long-term assets (5+ years) | $26,973,000 | 3,472 |
| Average Assets, year-to-date | $54,333,000 | 6,609 |
| Average Assets, quarterly | $57,109,500 | 6,573 |
| Volatile liabilities | $16,168,000 | 5,401 |
| Insider loans | $413,000 | 5,773 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $7,485,000 | 5,072 |
| Tier 1 (core) risk-based capital | $1,163,000 | 8,240 |
| Tier 2 risk-based capital | $479,000 | 6,014 |
| Total risk weighted assets | $44,198,000 | 6,220 |
| Total unused commitments | $7,485,000 | 5,075 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $53,814,000 | 6,722 |
| Cash and due from depository institutions | $2,483,000 | 6,387 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $4,106,000 | 7,117 |
| Federal funds sold & reverse repurchase agreements | $2,777,000 | 3,245 |
| Net loans & leases | $38,006,000 | 6,377 |
| Loan loss allowance | $396,000 | 6,558 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,345,000 | 3,479 |
| Other real estate owned | $0 | 6,387 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,097,000 | 4,264 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $53,814,000 | 6,722 |
| Total liabilities | $49,196,000 | 6,598 |
| Total deposits | $48,321,000 | 6,465 |
| Interest-bearing deposits | $44,900,000 | 6,234 |
| Deposits held in domestic offices | $48,321,000 | 6,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $875,000 | 4,151 |
| Total equity capital | $4,618,000 | 7,336 |
| Total bank equity capital | $4,618,000 | 7,336 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,332,000 | 957 |
| Surplus | $4,809,000 | 4,154 |
| Undivided profits | $-5,523,000 | 8,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $164,000 | 7,833 |
| Earning assets | $44,889,000 | 6,914 |
| Long-term assets (5+ years) | $20,313,000 | 3,944 |
| Average Assets, year-to-date | $52,815,000 | 6,697 |
| Average Assets, quarterly | $58,790,000 | 6,496 |
| Volatile liabilities | $12,006,000 | 5,954 |
| Insider loans | $948,000 | 4,514 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $17,676,000 | 3,468 |
| Tier 1 (core) risk-based capital | $2,306,000 | 8,101 |
| Tier 2 risk-based capital | $396,000 | 6,360 |
| Total risk weighted assets | $38,982,000 | 6,498 |
| Total unused commitments | $17,676,000 | 3,470 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 30 | 4,858 |
| Assets and Liabilities | ||
| Total Assets: | $63,766,000 | 6,355 |
| Cash and due from depository institutions | $4,460,000 | 4,858 |
| Interest-bearing balances | $3,105,000 | 1,729 |
| Securities | $17,763,000 | 4,728 |
| Federal funds sold & reverse repurchase agreements | $4,274,000 | 2,516 |
| Net loans & leases | $30,971,000 | 6,768 |
| Loan loss allowance | $308,000 | 7,000 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,453,000 | 3,399 |
| Other real estate owned | $0 | 4,858 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,845,000 | 4,396 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $63,766,000 | 6,355 |
| Total liabilities | $58,473,000 | 6,225 |
| Total deposits | $58,274,000 | 6,053 |
| Interest-bearing deposits | $55,966,000 | 5,719 |
| Deposits held in domestic offices | $58,274,000 | 6,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $199,000 | 7,194 |
| Total equity capital | $5,293,000 | 7,128 |
| Total bank equity capital | $5,293,000 | 7,128 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,098,000 | 978 |
| Surplus | $4,481,000 | 4,282 |
| Undivided profits | $-4,286,000 | 8,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $351,000 | 6,753 |
| Earning assets | $56,113,000 | 6,452 |
| Long-term assets (5+ years) | $20,254,000 | 3,939 |
| Average Assets, year-to-date | $52,482,000 | 6,743 |
| Average Assets, quarterly | $58,366,000 | 6,520 |
| Volatile liabilities | $15,434,000 | 5,426 |
| Insider loans | $897,000 | 4,583 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,673,000 | 4,265 |
| Tier 1 (core) risk-based capital | $3,781,000 | 7,641 |
| Tier 2 risk-based capital | $308,000 | 6,832 |
| Total risk weighted assets | $37,584,000 | 6,569 |
| Total unused commitments | $12,673,000 | 4,265 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $52,966,000 | 6,767 |
| Cash and due from depository institutions | $2,736,000 | 5,682 |
| Interest-bearing balances | $1,105,000 | 2,910 |
| Securities | $19,188,000 | 4,533 |
| Federal funds sold & reverse repurchase agreements | $3,140,000 | 4,180 |
| Net loans & leases | $22,302,000 | 7,273 |
| Loan loss allowance | $221,000 | 7,473 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,490,000 | 3,361 |
| Other real estate owned | $0 | 5,682 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,110,000 | 5,000 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $52,966,000 | 6,767 |
| Total liabilities | $47,049,000 | 6,710 |
| Total deposits | $46,806,000 | 6,563 |
| Interest-bearing deposits | $44,692,000 | 6,269 |
| Deposits held in domestic offices | $46,806,000 | 6,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $243,000 | 7,064 |
| Total equity capital | $5,917,000 | 6,972 |
| Total bank equity capital | $5,917,000 | 6,972 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $4,344,000 | 4,322 |
| Undivided profits | $-3,427,000 | 8,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $366,000 | 6,624 |
| Earning assets | $45,735,000 | 6,904 |
| Long-term assets (5+ years) | $14,087,000 | 4,541 |
| Average Assets, year-to-date | $46,840,000 | 6,994 |
| Average Assets, quarterly | $46,840,000 | 6,994 |
| Volatile liabilities | $12,643,000 | 5,801 |
| Insider loans | $283,000 | 6,178 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $9,336,000 | 4,967 |
| Tier 1 (core) risk-based capital | $4,289,000 | 7,473 |
| Tier 2 risk-based capital | $221,000 | 7,335 |
| Total risk weighted assets | $29,277,000 | 7,020 |
| Total unused commitments | $9,336,000 | 4,969 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $40,714,000 | 7,296 |
| Cash and due from depository institutions | $2,969,000 | 5,690 |
| Interest-bearing balances | $2,104,000 | 1,861 |
| Securities | $13,094,000 | 5,482 |
| Federal funds sold & reverse repurchase agreements | $4,241,000 | 2,842 |
| Net loans & leases | $15,247,000 | 7,767 |
| Loan loss allowance | $151,000 | 7,876 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,547,000 | 3,304 |
| Other real estate owned | $0 | 5,690 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,616,000 | 5,687 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $40,714,000 | 7,296 |
| Total liabilities | $34,338,000 | 7,315 |
| Total deposits | $34,116,000 | 7,213 |
| Interest-bearing deposits | $33,052,000 | 6,887 |
| Deposits held in domestic offices | $34,116,000 | 7,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $222,000 | 7,208 |
| Total equity capital | $6,376,000 | 6,783 |
| Total bank equity capital | $6,376,000 | 6,783 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $4,344,000 | 4,299 |
| Undivided profits | $-2,968,000 | 8,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $219,000 | 7,697 |
| Earning assets | $34,686,000 | 7,423 |
| Long-term assets (5+ years) | $6,243,000 | 5,716 |
| Average Assets, year-to-date | $26,251,500 | 7,887 |
| Average Assets, quarterly | $36,155,500 | 7,472 |
| Volatile liabilities | $9,764,000 | 6,285 |
| Insider loans | $504,000 | 5,485 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,623,000 | 5,286 |
| Tier 1 (core) risk-based capital | $5,107,000 | 7,178 |
| Tier 2 risk-based capital | $151,000 | 7,803 |
| Total risk weighted assets | $22,258,000 | 7,488 |
| Total unused commitments | $7,623,000 | 5,286 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $31,597,000 | 7,707 |
| Cash and due from depository institutions | $1,514,000 | 6,225 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $9,524,000 | 6,167 |
| Federal funds sold & reverse repurchase agreements | $8,736,000 | 1,679 |
| Net loans & leases | $7,297,000 | 8,272 |
| Loan loss allowance | $73,000 | 8,257 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,533,000 | 3,266 |
| Other real estate owned | $0 | 6,225 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $993,000 | 6,816 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $31,597,000 | 7,707 |
| Total liabilities | $24,853,000 | 7,782 |
| Total deposits | $24,615,000 | 7,704 |
| Interest-bearing deposits | $23,632,000 | 7,489 |
| Deposits held in domestic offices | $24,615,000 | 7,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $238,000 | 7,247 |
| Total equity capital | $6,744,000 | 6,653 |
| Total bank equity capital | $6,744,000 | 6,653 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $4,579,000 | 4,174 |
| Undivided profits | $-2,835,000 | 8,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $132,000 | 8,177 |
| Earning assets | $25,657,000 | 7,858 |
| Long-term assets (5+ years) | $5,863,000 | 5,732 |
| Average Assets, year-to-date | $21,430,670 | 8,122 |
| Average Assets, quarterly | $26,616,500 | 7,911 |
| Volatile liabilities | $6,494,000 | 6,971 |
| Insider loans | $200,000 | 6,529 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $743,000 | 7,909 |
| Tier 1 (core) risk-based capital | $6,034,000 | 6,839 |
| Tier 2 risk-based capital | $73,000 | 8,246 |
| Total risk weighted assets | $10,100,000 | 8,240 |
| Total unused commitments | $743,000 | 7,911 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $21,636,000 | 8,188 |
| Cash and due from depository institutions | $621,000 | 6,276 |
| Interest-bearing balances | $100,000 | 4,642 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $13,962,000 | 1,133 |
| Net loans & leases | $4,189,000 | 8,465 |
| Loan loss allowance | $42,000 | 8,422 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,211,000 | 4,338 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $653,000 | 7,493 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $21,636,000 | 8,188 |
| Total liabilities | $14,454,000 | 8,299 |
| Total deposits | $14,307,000 | 8,256 |
| Interest-bearing deposits | $13,957,000 | 8,115 |
| Deposits held in domestic offices | $14,307,000 | 8,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $147,000 | 7,768 |
| Total equity capital | $7,182,000 | 6,440 |
| Total bank equity capital | $7,182,000 | 6,440 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $4,579,000 | 4,173 |
| Undivided profits | $-2,397,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $38,000 | 8,484 |
| Earning assets | $18,251,000 | 8,233 |
| Long-term assets (5+ years) | $1,415,000 | 7,036 |
| Average Assets, year-to-date | $16,347,500 | 8,361 |
| Average Assets, quarterly | $16,347,500 | 8,363 |
| Volatile liabilities | $4,283,000 | 7,501 |
| Insider loans | $100,000 | 7,031 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $383,000 | 8,179 |
| Tier 1 (core) risk-based capital | $6,707,000 | 6,595 |
| Tier 2 risk-based capital | $42,000 | 8,415 |
| Total risk weighted assets | $7,037,000 | 8,440 |
| Total unused commitments | $383,000 | 8,181 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $11,059,000 | 8,558 |
| Cash and due from depository institutions | $348,000 | 6,556 |
| Interest-bearing balances | $238,000 | 3,831 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $8,345,000 | 2,319 |
| Net loans & leases | $875,000 | 8,564 |
| Loan loss allowance | $8,000 | 8,542 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,207,000 | 5,607 |
| Other real estate owned | $0 | 6,556 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $284,000 | 8,289 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $11,059,000 | 8,558 |
| Total liabilities | $3,441,000 | 8,603 |
| Total deposits | $3,245,000 | 8,577 |
| Interest-bearing deposits | $3,039,000 | 8,539 |
| Deposits held in domestic offices | $3,245,000 | 8,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $196,000 | 7,386 |
| Total equity capital | $7,618,000 | 6,264 |
| Total bank equity capital | $7,618,000 | 6,264 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $4,579,000 | 4,134 |
| Undivided profits | $-1,961,000 | 8,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $7,000 | 8,598 |
| Earning assets | $9,458,000 | 8,552 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $11,059,000 | 8,550 |
| Average Assets, quarterly | $11,059,000 | 8,550 |
| Volatile liabilities | $1,483,000 | 8,220 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,942,000 | 6,171 |
| Tier 1 (core) risk-based capital | $7,368,000 | 6,280 |
| Tier 2 risk-based capital | $8,000 | 8,535 |
| Total risk weighted assets | $2,600,000 | 8,616 |
| Total unused commitments | $4,942,000 | 6,172 |
| Derivatives | $0 | 1,065 |