Home > Waterfield Bank > Assets and Liabilities
Waterfield Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 34 | 4,208 |
| Assets and Liabilities | ||
| Total Assets: | $155,566,000 | 3,936 |
| Cash and due from depository institutions | $794,000 | 4,208 |
| Interest-bearing balances | $341,000 | 5,847 |
| Securities | $71,122,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $74,567,000 | 4,686 |
| Loan loss allowance | $701,000 | 5,575 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,604,000 | 4,839 |
| Other real estate owned | $1,718,000 | 4,208 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,761,000 | 3,155 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $155,566,000 | 3,936 |
| Total liabilities | $164,033,000 | 3,460 |
| Total deposits | $156,188,000 | 3,360 |
| Interest-bearing deposits | $149,956,000 | 3,081 |
| Deposits held in domestic offices | $156,188,000 | 3,359 |
| % insured | 92.08% | 2,936 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,845,000 | 1,617 |
| Total equity capital | $-8,467,000 | 8,016 |
| Total bank equity capital | $-8,467,000 | 8,016 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000 | 7,004 |
| Surplus | $22,981,000 | 1,398 |
| Undivided profits | $-31,458,000 | 7,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,144,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $596,000 | 4,904 |
| Earning assets | $146,030,000 | 3,853 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $219,209,000 | 2,954 |
| Average Assets, quarterly | $176,041,500 | 3,551 |
| Volatile liabilities | $14,192,000 | 5,645 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,065,000 | 6,228 |
| Tier 1 (core) risk-based capital | $-8,051,000 | 8,017 |
| Tier 2 risk-based capital | $0 | 7,922 |
| Total risk weighted assets | $94,651,000 | 4,254 |
| Total unused commitments | $3,065,000 | 6,230 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $196,517,000 | 3,297 |
| Cash and due from depository institutions | $8,272,000 | 2,626 |
| Interest-bearing balances | $7,927,000 | 2,381 |
| Securities | $86,363,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $88,426,000 | 4,291 |
| Loan loss allowance | $850,000 | 5,113 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,984,000 | 4,460 |
| Other real estate owned | $1,782,000 | 2,626 |
| Goodwill and other intangibles | $1,838,000 | 1,326 |
| All other assets | $7,852,000 | 2,259 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $196,517,000 | 3,297 |
| Total liabilities | $195,543,000 | 3,033 |
| Total deposits | $185,540,000 | 2,922 |
| Interest-bearing deposits | $180,081,000 | 2,613 |
| Deposits held in domestic offices | $185,540,000 | 2,920 |
| % insured | 86.85% | 4,964 |
| Federal funds purchased & repurchase agreements | $223,000 | 2,714 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,500,000 | 3,438 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,280,000 | 1,571 |
| Total equity capital | $974,000 | 8,047 |
| Total bank equity capital | $974,000 | 8,047 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000 | 7,082 |
| Surplus | $22,981,000 | 1,400 |
| Undivided profits | $-22,017,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,241,000 | 2,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $698,000 | 4,669 |
| Earning assets | $182,716,000 | 3,250 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $235,119,750 | 2,782 |
| Average Assets, quarterly | $206,922,500 | 3,145 |
| Volatile liabilities | $17,678,000 | 5,237 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $6,500,000 | 3,300 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,971,000 | 6,387 |
| Tier 1 (core) risk-based capital | $8,741,000 | 5,598 |
| Tier 2 risk-based capital | $850,000 | 4,722 |
| Total risk weighted assets | $125,457,000 | 3,520 |
| Total unused commitments | $2,971,000 | 6,389 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 116 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $217,328,000 | 3,039 |
| Cash and due from depository institutions | $7,719,000 | 1,400 |
| Interest-bearing balances | $5,788,000 | 2,567 |
| Securities | $93,415,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $3,995,000 | 2,263 |
| Net loans & leases | $99,630,000 | 4,002 |
| Loan loss allowance | $661,000 | 5,620 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,057,000 | 4,438 |
| Other real estate owned | $1,365,000 | 1,400 |
| Goodwill and other intangibles | $1,860,000 | 1,350 |
| All other assets | $7,287,000 | 2,414 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $217,328,000 | 3,039 |
| Total liabilities | $216,285,000 | 2,765 |
| Total deposits | $206,391,000 | 2,625 |
| Interest-bearing deposits | $203,676,000 | 2,327 |
| Deposits held in domestic offices | $206,391,000 | 2,623 |
| % insured | 92.75% | 480 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,894,000 | 1,191 |
| Total equity capital | $1,043,000 | 8,124 |
| Total bank equity capital | $1,043,000 | 8,124 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000 | 7,163 |
| Surplus | $22,981,000 | 1,411 |
| Undivided profits | $-21,948,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,343,000 | 1,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $731,000 | 4,425 |
| Earning assets | $202,828,000 | 2,997 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $247,987,330 | 2,654 |
| Average Assets, quarterly | $228,237,000 | 2,895 |
| Volatile liabilities | $19,569,000 | 5,026 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $61,905,000 | 1,235 |
| Tier 1 (core) risk-based capital | $12,207,000 | 4,641 |
| Tier 2 risk-based capital | $661,000 | 5,299 |
| Total risk weighted assets | $137,603,000 | 3,302 |
| Total unused commitments | $61,905,000 | 1,238 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 119 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $239,146,000 | 2,795 |
| Cash and due from depository institutions | $14,311,000 | 1,377 |
| Interest-bearing balances | $7,552,000 | 1,978 |
| Securities | $103,625,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $109,827,000 | 3,768 |
| Loan loss allowance | $656,000 | 5,582 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,899,000 | 4,617 |
| Other real estate owned | $601,000 | 1,377 |
| Goodwill and other intangibles | $1,881,000 | 1,353 |
| All other assets | $7,002,000 | 2,479 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $239,146,000 | 2,795 |
| Total liabilities | $236,350,000 | 2,542 |
| Total deposits | $222,080,000 | 2,441 |
| Interest-bearing deposits | $212,944,000 | 2,226 |
| Deposits held in domestic offices | $222,080,000 | 2,439 |
| % insured | 87.47% | 1,604 |
| Federal funds purchased & repurchase agreements | $962,000 | 2,384 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,965,000 | 3,530 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,343,000 | 946 |
| Total equity capital | $2,796,000 | 7,832 |
| Total bank equity capital | $2,796,000 | 7,832 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 7,204 |
| Surplus | $22,981,000 | 1,392 |
| Undivided profits | $-20,195,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,292,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $874,000 | 3,858 |
| Earning assets | $221,004,000 | 2,774 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $263,317,000 | 2,521 |
| Average Assets, quarterly | $263,317,000 | 2,521 |
| Volatile liabilities | $24,337,000 | 4,502 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $6,750,000 | 3,419 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $64,206,000 | 1,252 |
| Tier 1 (core) risk-based capital | $15,963,000 | 3,826 |
| Tier 2 risk-based capital | $656,000 | 5,310 |
| Total risk weighted assets | $140,896,000 | 3,251 |
| Total unused commitments | $64,206,000 | 1,255 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 151 | 1,075 |
| Assets and Liabilities | ||
| Total Assets: | $287,488,000 | 2,346 |
| Cash and due from depository institutions | $17,054,000 | 1,075 |
| Interest-bearing balances | $10,735,000 | 1,018 |
| Securities | $109,943,000 | 1,107 |
| Federal funds sold & reverse repurchase agreements | $3,163,000 | 2,558 |
| Net loans & leases | $147,845,000 | 3,032 |
| Loan loss allowance | $696,000 | 5,403 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,857,000 | 4,693 |
| Other real estate owned | $273,000 | 1,075 |
| Goodwill and other intangibles | $1,902,000 | 1,361 |
| All other assets | $5,451,000 | 2,954 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $287,488,000 | 2,346 |
| Total liabilities | $286,626,000 | 2,154 |
| Total deposits | $213,429,000 | 2,489 |
| Interest-bearing deposits | $210,993,000 | 2,199 |
| Deposits held in domestic offices | $213,429,000 | 2,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $68,784,000 | 883 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,413,000 | 1,276 |
| Total equity capital | $862,000 | 8,271 |
| Total bank equity capital | $862,000 | 8,271 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 7,249 |
| Surplus | $22,981,000 | 1,359 |
| Undivided profits | $-22,129,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,305,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $990,000 | 3,711 |
| Earning assets | $271,686,000 | 2,284 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $240,161,400 | 2,654 |
| Average Assets, quarterly | $284,771,000 | 2,343 |
| Volatile liabilities | $80,971,000 | 1,843 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $39,500,000 | 1,308 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $118,741,000 | 787 |
| Tier 1 (core) risk-based capital | $15,689,000 | 3,849 |
| Tier 2 risk-based capital | $696,000 | 5,152 |
| Total risk weighted assets | $146,880,000 | 3,171 |
| Total unused commitments | $118,741,000 | 787 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 141 | 1,180 |
| Assets and Liabilities | ||
| Total Assets: | $282,054,000 | 2,372 |
| Cash and due from depository institutions | $5,547,000 | 1,180 |
| Interest-bearing balances | $5,132,000 | 1,322 |
| Securities | $125,018,000 | 958 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $141,495,000 | 3,133 |
| Loan loss allowance | $595,000 | 5,707 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,540,000 | 5,096 |
| Other real estate owned | $1,177,000 | 1,180 |
| Goodwill and other intangibles | $3,540,000 | 1,082 |
| All other assets | $3,737,000 | 3,830 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $282,054,000 | 2,372 |
| Total liabilities | $266,358,000 | 2,273 |
| Total deposits | $198,442,000 | 2,636 |
| Interest-bearing deposits | $197,297,000 | 2,301 |
| Deposits held in domestic offices | $198,442,000 | 2,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,281 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $55,245,000 | 1,094 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,671,000 | 1,852 |
| Total equity capital | $15,696,000 | 4,024 |
| Total bank equity capital | $15,696,000 | 4,024 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000 | 7,312 |
| Surplus | $22,981,000 | 1,342 |
| Undivided profits | $-7,295,000 | 8,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,496,000 | 1,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $968,000 | 3,953 |
| Earning assets | $271,645,000 | 2,276 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $228,329,750 | 2,792 |
| Average Assets, quarterly | $284,300,500 | 2,327 |
| Volatile liabilities | $81,596,000 | 1,747 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $19,046,000 | 2,195 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $98,987,000 | 963 |
| Tier 1 (core) risk-based capital | $15,509,000 | 3,965 |
| Tier 2 risk-based capital | $595,000 | 5,477 |
| Total risk weighted assets | $124,663,000 | 3,588 |
| Total unused commitments | $98,987,000 | 964 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 145 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $286,547,000 | 2,320 |
| Cash and due from depository institutions | $30,043,000 | 1,167 |
| Interest-bearing balances | $26,703,000 | 225 |
| Securities | $120,686,000 | 1,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $127,199,000 | 3,364 |
| Loan loss allowance | $621,000 | 5,561 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,226,000 | 5,528 |
| Other real estate owned | $698,000 | 1,167 |
| Goodwill and other intangibles | $3,532,000 | 1,095 |
| All other assets | $3,163,000 | 4,162 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $286,547,000 | 2,320 |
| Total liabilities | $268,020,000 | 2,240 |
| Total deposits | $215,237,000 | 2,424 |
| Interest-bearing deposits | $214,394,000 | 2,127 |
| Deposits held in domestic offices | $215,237,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $50,115,000 | 1,148 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,668,000 | 1,864 |
| Total equity capital | $18,527,000 | 3,510 |
| Total bank equity capital | $18,527,000 | 3,510 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000 | 7,374 |
| Surplus | $22,981,000 | 1,323 |
| Undivided profits | $-4,464,000 | 8,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,007,000 | 2,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $993,000 | 3,790 |
| Earning assets | $274,588,000 | 2,235 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $210,421,670 | 3,010 |
| Average Assets, quarterly | $235,622,500 | 2,745 |
| Volatile liabilities | $75,544,000 | 1,877 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $101,961,000 | 971 |
| Tier 1 (core) risk-based capital | $16,749,000 | 3,751 |
| Tier 2 risk-based capital | $621,000 | 5,342 |
| Total risk weighted assets | $119,747,000 | 3,682 |
| Total unused commitments | $101,961,000 | 971 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 129 | 1,317 |
| Assets and Liabilities | ||
| Total Assets: | $184,698,000 | 3,402 |
| Cash and due from depository institutions | $44,299,000 | 1,317 |
| Interest-bearing balances | $44,087,000 | 164 |
| Securities | $14,017,000 | 5,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $120,719,000 | 3,456 |
| Loan loss allowance | $677,000 | 5,324 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $931,000 | 5,970 |
| Other real estate owned | $0 | 1,317 |
| Goodwill and other intangibles | $2,986,000 | 1,202 |
| All other assets | $1,746,000 | 5,428 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $184,698,000 | 3,402 |
| Total liabilities | $163,971,000 | 3,404 |
| Total deposits | $113,423,000 | 4,133 |
| Interest-bearing deposits | $112,698,000 | 3,732 |
| Deposits held in domestic offices | $113,423,000 | 4,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $47,926,000 | 1,130 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,622,000 | 2,013 |
| Total equity capital | $20,727,000 | 3,247 |
| Total bank equity capital | $20,727,000 | 3,247 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000 | 7,407 |
| Surplus | $22,981,000 | 1,310 |
| Undivided profits | $-2,264,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,139,000 | 1,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $460,000 | 6,074 |
| Earning assets | $178,823,000 | 3,257 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $172,359,000 | 3,570 |
| Average Assets, quarterly | $172,359,000 | 3,570 |
| Volatile liabilities | $76,463,000 | 1,821 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $131,743,000 | 811 |
| Tier 1 (core) risk-based capital | $18,638,000 | 3,396 |
| Tier 2 risk-based capital | $677,000 | 5,102 |
| Total risk weighted assets | $97,559,000 | 4,181 |
| Total unused commitments | $131,743,000 | 811 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 90 | 1,907 |
| Assets and Liabilities | ||
| Total Assets: | $160,020,000 | 3,745 |
| Cash and due from depository institutions | $24,499,000 | 1,907 |
| Interest-bearing balances | $24,322,000 | 239 |
| Securities | $353,000 | 8,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $132,664,000 | 3,213 |
| Loan loss allowance | $846,000 | 4,705 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $972,000 | 5,924 |
| Other real estate owned | $0 | 1,907 |
| Goodwill and other intangibles | $210,000 | 2,581 |
| All other assets | $1,322,000 | 6,102 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $160,020,000 | 3,745 |
| Total liabilities | $157,711,000 | 3,463 |
| Total deposits | $104,360,000 | 4,360 |
| Interest-bearing deposits | $103,791,000 | 3,901 |
| Deposits held in domestic offices | $104,360,000 | 4,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,094,000 | 1,985 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $35,257,000 | 295 |
| Total equity capital | $2,309,000 | 8,250 |
| Total bank equity capital | $2,309,000 | 8,250 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $15,943,000 | 1,789 |
| Undivided profits | $-13,635,000 | 8,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $527,000 | 5,963 |
| Earning assets | $157,339,000 | 3,547 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $142,471,400 | 3,957 |
| Average Assets, quarterly | $143,555,500 | 4,019 |
| Volatile liabilities | $50,342,000 | 2,591 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $108,250,000 | 946 |
| Tier 1 (core) risk-based capital | $2,178,000 | 8,263 |
| Tier 2 risk-based capital | $846,000 | 4,516 |
| Total risk weighted assets | $97,851,000 | 4,140 |
| Total unused commitments | $108,250,000 | 946 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 93 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $127,091,000 | 4,355 |
| Cash and due from depository institutions | $20,434,000 | 1,846 |
| Interest-bearing balances | $20,251,000 | 272 |
| Securities | $1,663,000 | 7,898 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $100,481,000 | 3,893 |
| Loan loss allowance | $608,000 | 5,560 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,004,000 | 5,877 |
| Other real estate owned | $0 | 1,846 |
| Goodwill and other intangibles | $2,304,000 | 1,309 |
| All other assets | $1,205,000 | 6,429 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $127,091,000 | 4,355 |
| Total liabilities | $119,668,000 | 4,184 |
| Total deposits | $99,045,000 | 4,471 |
| Interest-bearing deposits | $98,522,000 | 4,040 |
| Deposits held in domestic offices | $99,045,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,492,000 | 1,802 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,131,000 | 3,785 |
| Total equity capital | $7,423,000 | 6,398 |
| Total bank equity capital | $7,423,000 | 6,398 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $15,943,000 | 1,751 |
| Undivided profits | $-8,521,000 | 8,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,578,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $628,000 | 5,708 |
| Earning assets | $122,395,000 | 4,227 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $138,084,250 | 4,049 |
| Average Assets, quarterly | $132,482,500 | 4,203 |
| Volatile liabilities | $53,854,000 | 2,402 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $101,976,000 | 1,018 |
| Tier 1 (core) risk-based capital | $5,348,000 | 7,105 |
| Tier 2 risk-based capital | $608,000 | 5,354 |
| Total risk weighted assets | $83,968,000 | 4,531 |
| Total unused commitments | $101,976,000 | 1,018 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 92 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $137,874,000 | 4,129 |
| Cash and due from depository institutions | $25,377,000 | 1,894 |
| Interest-bearing balances | $25,224,000 | 251 |
| Securities | $1,847,000 | 7,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $105,770,000 | 3,740 |
| Loan loss allowance | $724,000 | 5,113 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,047,000 | 5,847 |
| Other real estate owned | $0 | 1,894 |
| Goodwill and other intangibles | $2,326,000 | 1,311 |
| All other assets | $1,507,000 | 5,852 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $137,876,000 | 4,129 |
| Total liabilities | $129,606,000 | 3,969 |
| Total deposits | $127,527,000 | 3,768 |
| Interest-bearing deposits | $126,570,000 | 3,355 |
| Deposits held in domestic offices | $127,527,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $909,000 | 4,878 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,170,000 | 3,500 |
| Total equity capital | $8,270,000 | 6,012 |
| Total bank equity capital | $8,270,000 | 6,012 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $15,943,000 | 1,756 |
| Undivided profits | $-7,674,000 | 8,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $773,000 | 4,825 |
| Earning assets | $132,841,000 | 3,990 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $141,748,670 | 3,998 |
| Average Assets, quarterly | $142,539,500 | 4,001 |
| Volatile liabilities | $38,445,000 | 3,115 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $650,000 | 4,751 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $89,213,000 | 1,164 |
| Tier 1 (core) risk-based capital | $6,240,000 | 6,757 |
| Tier 2 risk-based capital | $724,000 | 4,907 |
| Total risk weighted assets | $100,257,000 | 4,035 |
| Total unused commitments | $89,213,000 | 1,165 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 90 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $147,205,000 | 3,941 |
| Cash and due from depository institutions | $41,417,000 | 1,945 |
| Interest-bearing balances | $41,277,000 | 157 |
| Securities | $2,239,000 | 7,852 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $98,564,000 | 3,882 |
| Loan loss allowance | $693,000 | 5,231 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,107,000 | 5,768 |
| Other real estate owned | $0 | 1,945 |
| Goodwill and other intangibles | $2,348,000 | 1,289 |
| All other assets | $1,530,000 | 5,766 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $147,205,000 | 3,941 |
| Total liabilities | $138,574,000 | 3,788 |
| Total deposits | $136,684,000 | 3,595 |
| Interest-bearing deposits | $135,977,000 | 3,146 |
| Deposits held in domestic offices | $136,684,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $650,000 | 4,948 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,240,000 | 3,433 |
| Total equity capital | $8,631,000 | 5,864 |
| Total bank equity capital | $8,631,000 | 5,864 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $15,943,000 | 1,737 |
| Undivided profits | $-7,313,000 | 8,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $779,000 | 4,659 |
| Earning assets | $142,080,000 | 3,808 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $143,686,000 | 3,979 |
| Average Assets, quarterly | $143,686,000 | 3,979 |
| Volatile liabilities | $38,587,000 | 3,054 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $650,000 | 4,731 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $100,556,000 | 1,046 |
| Tier 1 (core) risk-based capital | $6,587,000 | 6,612 |
| Tier 2 risk-based capital | $693,000 | 5,012 |
| Total risk weighted assets | $96,357,000 | 4,101 |
| Total unused commitments | $100,556,000 | 1,046 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $140,167,000 | 4,046 |
| Cash and due from depository institutions | $12,865,000 | 2,040 |
| Interest-bearing balances | $11,628,000 | 506 |
| Securities | $2,809,000 | 7,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $119,662,000 | 3,368 |
| Loan loss allowance | $686,000 | 5,246 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,112,000 | 5,745 |
| Other real estate owned | $0 | 2,040 |
| Goodwill and other intangibles | $2,366,000 | 1,275 |
| All other assets | $1,353,000 | 6,093 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $140,167,000 | 4,046 |
| Total liabilities | $131,212,000 | 3,918 |
| Total deposits | $128,956,000 | 3,720 |
| Interest-bearing deposits | $128,416,000 | 3,273 |
| Deposits held in domestic offices | $128,956,000 | 3,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $900,000 | 5,002 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,356,000 | 3,175 |
| Total equity capital | $8,955,000 | 5,711 |
| Total bank equity capital | $8,955,000 | 5,711 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $15,943,000 | 1,693 |
| Undivided profits | $-6,989,000 | 8,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,420,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $660,000 | 5,324 |
| Earning assets | $134,099,000 | 3,945 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $108,649,800 | 4,644 |
| Average Assets, quarterly | $139,484,500 | 4,022 |
| Volatile liabilities | $46,781,000 | 2,783 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $900,000 | 4,795 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $47,906,000 | 1,884 |
| Tier 1 (core) risk-based capital | $6,926,000 | 6,426 |
| Tier 2 risk-based capital | $686,000 | 5,023 |
| Total risk weighted assets | $87,080,000 | 4,352 |
| Total unused commitments | $47,906,000 | 1,884 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 57 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $138,802,000 | 4,042 |
| Cash and due from depository institutions | $34,693,000 | 3,030 |
| Interest-bearing balances | $34,642,000 | 147 |
| Securities | $5,057,000 | 7,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $94,666,000 | 3,969 |
| Loan loss allowance | $683,000 | 5,251 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $956,000 | 6,005 |
| Other real estate owned | $0 | 3,030 |
| Goodwill and other intangibles | $2,324,000 | 1,275 |
| All other assets | $1,106,000 | 6,580 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $138,802,000 | 4,042 |
| Total liabilities | $129,315,000 | 3,925 |
| Total deposits | $125,867,000 | 3,738 |
| Interest-bearing deposits | $125,156,000 | 3,284 |
| Deposits held in domestic offices | $125,867,000 | 3,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,151,000 | 4,574 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,297,000 | 3,235 |
| Total equity capital | $9,487,000 | 5,512 |
| Total bank equity capital | $9,487,000 | 5,512 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $15,943,000 | 1,670 |
| Undivided profits | $-6,457,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $572,000 | 5,818 |
| Earning assets | $134,365,000 | 3,904 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $100,770,500 | 4,905 |
| Average Assets, quarterly | $119,644,000 | 4,438 |
| Volatile liabilities | $51,439,000 | 2,562 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $2,151,000 | 4,388 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $34,156,000 | 2,391 |
| Tier 1 (core) risk-based capital | $7,484,000 | 6,218 |
| Tier 2 risk-based capital | $683,000 | 5,042 |
| Total risk weighted assets | $79,565,000 | 4,602 |
| Total unused commitments | $34,156,000 | 2,392 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $100,486,000 | 4,971 |
| Cash and due from depository institutions | $18,436,000 | 4,042 |
| Interest-bearing balances | $18,385,000 | 301 |
| Securities | $5,137,000 | 7,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $73,143,000 | 4,636 |
| Loan loss allowance | $640,000 | 5,412 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $544,000 | 6,898 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $2,278,000 | 1,267 |
| All other assets | $948,000 | 6,847 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $100,486,000 | 4,971 |
| Total liabilities | $90,039,000 | 4,952 |
| Total deposits | $86,342,000 | 4,797 |
| Interest-bearing deposits | $85,775,000 | 4,292 |
| Deposits held in domestic offices | $86,342,000 | 4,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,653,000 | 4,455 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,044,000 | 3,434 |
| Total equity capital | $10,447,000 | 5,072 |
| Total bank equity capital | $10,447,000 | 5,072 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $15,943,000 | 1,625 |
| Undivided profits | $-5,497,000 | 8,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $385,000 | 6,595 |
| Earning assets | $96,665,000 | 4,823 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $88,093,330 | 5,337 |
| Average Assets, quarterly | $92,442,000 | 5,227 |
| Volatile liabilities | $36,170,000 | 3,245 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $2,653,000 | 4,265 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $40,497,000 | 2,133 |
| Tier 1 (core) risk-based capital | $8,495,000 | 5,725 |
| Tier 2 risk-based capital | $640,000 | 5,185 |
| Total risk weighted assets | $62,979,000 | 5,222 |
| Total unused commitments | $40,497,000 | 2,134 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $84,398,000 | 5,513 |
| Cash and due from depository institutions | $8,562,000 | 3,300 |
| Interest-bearing balances | $8,511,000 | 699 |
| Securities | $5,471,000 | 7,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $66,905,000 | 4,815 |
| Loan loss allowance | $617,000 | 5,509 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $316,000 | 7,565 |
| Other real estate owned | $0 | 3,300 |
| Goodwill and other intangibles | $2,250,000 | 1,251 |
| All other assets | $894,000 | 6,879 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $84,398,000 | 5,513 |
| Total liabilities | $72,549,000 | 5,617 |
| Total deposits | $69,349,000 | 5,492 |
| Interest-bearing deposits | $68,853,000 | 4,956 |
| Deposits held in domestic offices | $69,349,000 | 5,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,652,000 | 4,326 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $548,000 | 4,931 |
| Total equity capital | $11,849,000 | 4,615 |
| Total bank equity capital | $11,849,000 | 4,615 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $15,943,000 | 1,568 |
| Undivided profits | $-4,095,000 | 8,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $358,000 | 6,641 |
| Earning assets | $80,887,000 | 5,381 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $81,897,000 | 5,575 |
| Average Assets, quarterly | $81,897,000 | 5,575 |
| Volatile liabilities | $27,724,000 | 3,711 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $2,652,000 | 4,177 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,031,000 | 3,425 |
| Tier 1 (core) risk-based capital | $9,878,000 | 5,159 |
| Tier 2 risk-based capital | $617,000 | 5,253 |
| Total risk weighted assets | $56,209,000 | 5,478 |
| Total unused commitments | $19,031,000 | 3,426 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $79,396,000 | 5,694 |
| Cash and due from depository institutions | $26,681,000 | 4,024 |
| Interest-bearing balances | $26,630,000 | 188 |
| Securities | $5,770,000 | 7,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $43,709,000 | 5,950 |
| Loan loss allowance | $507,000 | 6,016 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $254,000 | 7,803 |
| Other real estate owned | $0 | 4,024 |
| Goodwill and other intangibles | $2,143,000 | 1,250 |
| All other assets | $839,000 | 7,048 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $79,396,000 | 5,694 |
| Total liabilities | $66,351,000 | 5,875 |
| Total deposits | $60,090,000 | 5,934 |
| Interest-bearing deposits | $59,490,000 | 5,384 |
| Deposits held in domestic offices | $60,090,000 | 5,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,652,000 | 3,478 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $609,000 | 4,621 |
| Total equity capital | $13,045,000 | 4,265 |
| Total bank equity capital | $13,045,000 | 4,265 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $15,793,000 | 1,561 |
| Undivided profits | $-2,749,000 | 8,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $280,000 | 7,290 |
| Earning assets | $76,109,000 | 5,552 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $51,757,400 | 6,775 |
| Average Assets, quarterly | $66,575,500 | 6,175 |
| Volatile liabilities | $29,412,000 | 3,517 |
| Insider loans | $624,000 | 5,034 |
| FHLB advances | $5,652,000 | 3,331 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,935,000 | 4,740 |
| Tier 1 (core) risk-based capital | $10,943,000 | 4,813 |
| Tier 2 risk-based capital | $507,000 | 5,763 |
| Total risk weighted assets | $41,040,000 | 6,299 |
| Total unused commitments | $9,935,000 | 4,740 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $53,755,000 | 6,743 |
| Cash and due from depository institutions | $6,353,000 | 5,543 |
| Interest-bearing balances | $6,302,000 | 902 |
| Securities | $6,452,000 | 7,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $39,451,000 | 6,226 |
| Loan loss allowance | $482,000 | 6,176 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $125,000 | 8,299 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $694,000 | 1,889 |
| All other assets | $680,000 | 7,427 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $53,755,000 | 6,743 |
| Total liabilities | $40,671,000 | 7,106 |
| Total deposits | $34,814,000 | 7,270 |
| Interest-bearing deposits | $34,498,000 | 6,864 |
| Deposits held in domestic offices | $34,814,000 | 7,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,652,000 | 3,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $205,000 | 7,182 |
| Total equity capital | $13,084,000 | 4,219 |
| Total bank equity capital | $13,084,000 | 4,219 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $14,613,000 | 1,610 |
| Undivided profits | $-1,530,000 | 8,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $222,000 | 7,759 |
| Earning assets | $52,205,000 | 6,603 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $44,847,750 | 7,109 |
| Average Assets, quarterly | $51,790,500 | 6,831 |
| Volatile liabilities | $16,098,000 | 4,946 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $5,652,000 | 3,369 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,207,000 | 4,414 |
| Tier 1 (core) risk-based capital | $12,450,000 | 4,312 |
| Tier 2 risk-based capital | $414,000 | 6,290 |
| Total risk weighted assets | $37,515,000 | 6,504 |
| Total unused commitments | $11,207,000 | 4,416 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 13 | 7,370 |
| Assets and Liabilities | ||
| Total Assets: | $49,826,000 | 6,918 |
| Cash and due from depository institutions | $9,619,000 | 7,370 |
| Interest-bearing balances | $9,568,000 | 573 |
| Securities | $4,743,000 | 7,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $34,003,000 | 6,518 |
| Loan loss allowance | $432,000 | 6,425 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $98,000 | 8,404 |
| Other real estate owned | $0 | 7,370 |
| Goodwill and other intangibles | $726,000 | 1,860 |
| All other assets | $637,000 | 7,437 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $49,826,000 | 6,918 |
| Total liabilities | $35,925,000 | 7,324 |
| Total deposits | $32,538,000 | 7,397 |
| Interest-bearing deposits | $32,190,000 | 7,035 |
| Deposits held in domestic offices | $32,538,000 | 7,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,153,000 | 4,208 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $234,000 | 6,731 |
| Total equity capital | $13,901,000 | 3,975 |
| Total bank equity capital | $13,901,000 | 3,975 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $14,613,000 | 1,568 |
| Undivided profits | $-713,000 | 8,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $181,000 | 7,962 |
| Earning assets | $48,314,000 | 6,779 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $41,878,670 | 7,261 |
| Average Assets, quarterly | $43,964,000 | 7,167 |
| Volatile liabilities | $15,107,000 | 4,953 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $3,153,000 | 4,053 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,338,000 | 5,260 |
| Tier 1 (core) risk-based capital | $13,205,000 | 4,033 |
| Tier 2 risk-based capital | $376,000 | 6,510 |
| Total risk weighted assets | $30,034,000 | 6,982 |
| Total unused commitments | $7,338,000 | 5,260 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 10 | 7,909 |
| Assets and Liabilities | ||
| Total Assets: | $38,102,000 | 7,558 |
| Cash and due from depository institutions | $627,000 | 7,909 |
| Interest-bearing balances | $576,000 | 3,284 |
| Securities | $4,843,000 | 7,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $31,938,000 | 6,641 |
| Loan loss allowance | $429,000 | 6,479 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $99,000 | 8,463 |
| Other real estate owned | $0 | 7,909 |
| Goodwill and other intangibles | $52,000 | 3,004 |
| All other assets | $543,000 | 7,731 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $38,102,000 | 7,558 |
| Total liabilities | $31,821,000 | 7,634 |
| Total deposits | $28,441,000 | 7,729 |
| Interest-bearing deposits | $28,366,000 | 7,363 |
| Deposits held in domestic offices | $28,441,000 | 7,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,150,000 | 4,096 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $230,000 | 6,622 |
| Total equity capital | $6,281,000 | 6,573 |
| Total bank equity capital | $6,281,000 | 6,573 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $12,433,000 | 1,754 |
| Undivided profits | $-6,153,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $152,000 | 8,169 |
| Earning assets | $37,357,000 | 7,409 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $37,905,000 | 7,557 |
| Average Assets, quarterly | $37,905,000 | 7,557 |
| Volatile liabilities | $14,697,000 | 4,918 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $3,150,000 | 3,942 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,187,000 | 5,618 |
| Tier 1 (core) risk-based capital | $6,281,000 | 6,522 |
| Tier 2 risk-based capital | $331,000 | 6,835 |
| Total risk weighted assets | $26,512,000 | 7,262 |
| Total unused commitments | $6,187,000 | 5,621 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 10 | 7,943 |
| Assets and Liabilities | ||
| Total Assets: | $37,708,000 | 7,603 |
| Cash and due from depository institutions | $955,000 | 7,943 |
| Interest-bearing balances | $924,000 | 2,890 |
| Securities | $4,840,000 | 7,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $31,307,000 | 6,720 |
| Loan loss allowance | $422,000 | 6,510 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $111,000 | 8,434 |
| Other real estate owned | $0 | 7,943 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $495,000 | 7,895 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $37,708,000 | 7,603 |
| Total liabilities | $31,116,000 | 7,724 |
| Total deposits | $27,782,000 | 7,802 |
| Interest-bearing deposits | $27,711,000 | 7,427 |
| Deposits held in domestic offices | $27,782,000 | 7,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,150,000 | 4,115 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $184,000 | 7,020 |
| Total equity capital | $6,592,000 | 6,433 |
| Total bank equity capital | $6,592,000 | 6,433 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $12,433,000 | 1,731 |
| Undivided profits | $-5,842,000 | 8,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $134,000 | 8,319 |
| Earning assets | $37,071,000 | 7,441 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $36,668,200 | 7,583 |
| Average Assets, quarterly | $39,072,000 | 7,494 |
| Volatile liabilities | $15,031,000 | 4,823 |
| Insider loans | $10,000 | 7,937 |
| FHLB advances | $3,150,000 | 3,948 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,803,000 | 5,978 |
| Tier 1 (core) risk-based capital | $6,608,000 | 6,316 |
| Tier 2 risk-based capital | $324,000 | 6,891 |
| Total risk weighted assets | $26,263,000 | 7,308 |
| Total unused commitments | $4,903,000 | 5,952 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 10 | 7,973 |
| Assets and Liabilities | ||
| Total Assets: | $40,436,000 | 7,451 |
| Cash and due from depository institutions | $5,073,000 | 7,973 |
| Interest-bearing balances | $5,042,000 | 1,136 |
| Securities | $3,982,000 | 7,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $30,742,000 | 6,760 |
| Loan loss allowance | $446,000 | 6,389 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $119,000 | 8,431 |
| Other real estate owned | $-5,000 | 7,973 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $525,000 | 7,879 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $40,436,000 | 7,451 |
| Total liabilities | $33,784,000 | 7,545 |
| Total deposits | $30,339,000 | 7,633 |
| Interest-bearing deposits | $30,152,000 | 7,262 |
| Deposits held in domestic offices | $30,339,000 | 7,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,150,000 | 4,138 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $295,000 | 6,246 |
| Total equity capital | $6,652,000 | 6,423 |
| Total bank equity capital | $6,652,000 | 6,423 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $12,433,000 | 1,703 |
| Undivided profits | $-5,782,000 | 8,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $137,000 | 8,384 |
| Earning assets | $39,766,000 | 7,281 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $36,408,250 | 7,635 |
| Average Assets, quarterly | $38,622,500 | 7,530 |
| Volatile liabilities | $16,846,000 | 4,514 |
| Insider loans | $10,000 | 7,961 |
| FHLB advances | $3,150,000 | 3,973 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,907,000 | 5,175 |
| Tier 1 (core) risk-based capital | $6,645,000 | 6,302 |
| Tier 2 risk-based capital | $328,000 | 6,885 |
| Total risk weighted assets | $26,788,000 | 7,276 |
| Total unused commitments | $7,307,000 | 5,068 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 8 | 8,343 |
| Assets and Liabilities | ||
| Total Assets: | $36,809,000 | 7,696 |
| Cash and due from depository institutions | $2,609,000 | 8,343 |
| Interest-bearing balances | $2,578,000 | 1,812 |
| Securities | $2,761,000 | 8,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $30,809,000 | 6,746 |
| Loan loss allowance | $453,000 | 6,346 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $128,000 | 8,431 |
| Other real estate owned | $0 | 8,343 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $502,000 | 7,926 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $36,809,000 | 7,696 |
| Total liabilities | $29,968,000 | 7,828 |
| Total deposits | $26,215,000 | 7,947 |
| Interest-bearing deposits | $26,071,000 | 7,622 |
| Deposits held in domestic offices | $26,215,000 | 7,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,989 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $253,000 | 6,271 |
| Total equity capital | $6,841,000 | 6,194 |
| Total bank equity capital | $6,841,000 | 6,194 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $12,433,000 | 1,654 |
| Undivided profits | $-5,593,000 | 9,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $112,000 | 8,543 |
| Earning assets | $36,148,000 | 7,528 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $35,065,670 | 7,759 |
| Average Assets, quarterly | $36,792,500 | 7,680 |
| Volatile liabilities | $12,886,000 | 5,157 |
| Insider loans | $17,000 | 7,974 |
| FHLB advances | $3,500,000 | 3,833 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,361,000 | 5,753 |
| Tier 1 (core) risk-based capital | $6,860,000 | 6,139 |
| Tier 2 risk-based capital | $325,000 | 6,903 |
| Total risk weighted assets | $26,014,000 | 7,337 |
| Total unused commitments | $5,361,000 | 5,756 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $36,776,000 | 7,712 |
| Cash and due from depository institutions | $4,480,000 | 8,203 |
| Interest-bearing balances | $4,449,000 | 1,428 |
| Securities | $2,243,000 | 8,410 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,139 |
| Net loans & leases | $28,911,000 | 6,850 |
| Loan loss allowance | $422,000 | 6,536 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $134,000 | 8,438 |
| Other real estate owned | $0 | 8,203 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $508,000 | 7,839 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $36,776,000 | 7,712 |
| Total liabilities | $29,706,000 | 7,879 |
| Total deposits | $25,983,000 | 7,989 |
| Interest-bearing deposits | $25,562,000 | 7,708 |
| Deposits held in domestic offices | $25,983,000 | 7,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,500,000 | 3,856 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $223,000 | 6,837 |
| Total equity capital | $7,070,000 | 6,168 |
| Total bank equity capital | $7,070,000 | 6,168 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $12,433,000 | 1,628 |
| Undivided profits | $-5,364,000 | 9,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $105,000 | 8,586 |
| Earning assets | $36,103,000 | 7,551 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $34,194,000 | 7,839 |
| Average Assets, quarterly | $34,194,000 | 7,839 |
| Volatile liabilities | $11,446,000 | 5,351 |
| Insider loans | $19,000 | 7,960 |
| FHLB advances | $3,500,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,023,000 | 4,886 |
| Tier 1 (core) risk-based capital | $7,060,000 | 6,001 |
| Tier 2 risk-based capital | $300,000 | 7,078 |
| Total risk weighted assets | $24,216,000 | 7,467 |
| Total unused commitments | $8,498,000 | 4,772 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 9 | 8,271 |
| Assets and Liabilities | ||
| Total Assets: | $31,612,000 | 8,020 |
| Cash and due from depository institutions | $1,367,000 | 8,271 |
| Interest-bearing balances | $1,337,000 | 2,621 |
| Securities | $1,658,000 | 8,623 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,575 |
| Net loans & leases | $27,488,000 | 6,998 |
| Loan loss allowance | $413,000 | 6,601 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $145,000 | 8,458 |
| Other real estate owned | $0 | 8,271 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $454,000 | 8,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,612,000 | 8,020 |
| Total liabilities | $24,357,000 | 8,239 |
| Total deposits | $20,629,000 | 8,377 |
| Interest-bearing deposits | $20,418,000 | 8,111 |
| Deposits held in domestic offices | $20,629,000 | 8,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 3,832 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $228,000 | 6,736 |
| Total equity capital | $7,255,000 | 6,016 |
| Total bank equity capital | $7,255,000 | 6,016 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $12,433,000 | 1,603 |
| Undivided profits | $-5,179,000 | 9,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $94,000 | 8,730 |
| Earning assets | $30,983,000 | 7,868 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $31,725,400 | 7,950 |
| Average Assets, quarterly | $31,714,000 | 7,995 |
| Volatile liabilities | $7,757,000 | 6,342 |
| Insider loans | $20,000 | 8,006 |
| FHLB advances | $3,500,000 | 3,682 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,831,000 | 4,826 |
| Tier 1 (core) risk-based capital | $7,252,000 | 5,841 |
| Tier 2 risk-based capital | $258,000 | 7,422 |
| Total risk weighted assets | $20,636,000 | 7,834 |
| Total unused commitments | $7,831,000 | 4,829 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 10 | 8,126 |
| Assets and Liabilities | ||
| Total Assets: | $31,816,000 | 8,037 |
| Cash and due from depository institutions | $3,634,000 | 8,126 |
| Interest-bearing balances | $3,607,000 | 1,710 |
| Securities | $1,737,000 | 8,627 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,329 |
| Net loans & leases | $24,833,000 | 7,266 |
| Loan loss allowance | $412,000 | 6,643 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $155,000 | 8,465 |
| Other real estate owned | $0 | 8,126 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $457,000 | 8,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,816,000 | 8,037 |
| Total liabilities | $24,325,000 | 8,259 |
| Total deposits | $20,577,000 | 8,420 |
| Interest-bearing deposits | $20,404,000 | 8,150 |
| Deposits held in domestic offices | $20,577,000 | 8,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 3,794 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $248,000 | 6,861 |
| Total equity capital | $7,491,000 | 5,867 |
| Total bank equity capital | $7,491,000 | 5,867 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $12,433,000 | 1,577 |
| Undivided profits | $-4,943,000 | 9,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $88,000 | 8,845 |
| Earning assets | $31,177,000 | 7,899 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $31,753,750 | 8,003 |
| Average Assets, quarterly | $32,939,500 | 7,972 |
| Volatile liabilities | $8,459,000 | 6,138 |
| Insider loans | $21,000 | 8,058 |
| FHLB advances | $3,500,000 | 3,625 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,331,000 | 4,429 |
| Tier 1 (core) risk-based capital | $7,491,000 | 5,709 |
| Tier 2 risk-based capital | $0 | 9,129 |
| Total risk weighted assets | $19,488,000 | 7,992 |
| Total unused commitments | $9,331,000 | 4,434 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $34,063,000 | 7,945 |
| Cash and due from depository institutions | $8,548,000 | 8,514 |
| Interest-bearing balances | $8,515,000 | 971 |
| Securities | $2,467,000 | 8,469 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,758 |
| Net loans & leases | $21,484,000 | 7,573 |
| Loan loss allowance | $416,000 | 6,595 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $129,000 | 8,616 |
| Other real estate owned | $0 | 8,514 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $435,000 | 8,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,063,000 | 7,945 |
| Total liabilities | $26,378,000 | 8,140 |
| Total deposits | $22,292,000 | 8,338 |
| Interest-bearing deposits | $21,605,000 | 8,098 |
| Deposits held in domestic offices | $22,292,000 | 8,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,850,000 | 3,684 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $236,000 | 7,051 |
| Total equity capital | $7,685,000 | 5,774 |
| Total bank equity capital | $7,685,000 | 5,774 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $12,433,000 | 1,540 |
| Undivided profits | $-4,749,000 | 9,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $85,000 | 8,872 |
| Earning assets | $33,466,000 | 7,787 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $31,733,000 | 8,035 |
| Average Assets, quarterly | $32,518,000 | 8,011 |
| Volatile liabilities | $11,299,000 | 5,365 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $3,850,000 | 3,518 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,438,000 | 4,887 |
| Tier 1 (core) risk-based capital | $7,674,000 | 5,547 |
| Tier 2 risk-based capital | $11,000 | 9,154 |
| Total risk weighted assets | $18,332,000 | 8,117 |
| Total unused commitments | $7,438,000 | 4,898 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 11 | 7,987 |
| Assets and Liabilities | ||
| Total Assets: | $30,973,000 | 8,123 |
| Cash and due from depository institutions | $5,614,000 | 7,987 |
| Interest-bearing balances | $5,584,000 | 1,402 |
| Securities | $2,748,000 | 8,445 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,230 |
| Net loans & leases | $21,025,000 | 7,631 |
| Loan loss allowance | $375,000 | 6,880 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $138,000 | 8,593 |
| Other real estate owned | $0 | 7,987 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $448,000 | 8,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,973,000 | 8,123 |
| Total liabilities | $23,070,000 | 8,396 |
| Total deposits | $19,005,000 | 8,574 |
| Interest-bearing deposits | $18,985,000 | 8,331 |
| Deposits held in domestic offices | $19,005,000 | 8,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,850,000 | 3,599 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $215,000 | 7,291 |
| Total equity capital | $7,903,000 | 5,571 |
| Total bank equity capital | $7,903,000 | 5,571 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $12,433,000 | 1,511 |
| Undivided profits | $-4,531,000 | 9,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $101,000 | 8,822 |
| Earning assets | $30,357,000 | 8,001 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $30,568,000 | 8,142 |
| Average Assets, quarterly | $30,568,000 | 8,142 |
| Volatile liabilities | $11,002,000 | 5,408 |
| Insider loans | $239,000 | 6,634 |
| FHLB advances | $3,850,000 | 3,435 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,275,000 | 4,868 |
| Tier 1 (core) risk-based capital | $7,885,000 | 5,398 |
| Tier 2 risk-based capital | $236,000 | 7,650 |
| Total risk weighted assets | $17,536,000 | 8,207 |
| Total unused commitments | $7,275,000 | 4,881 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 11 | 8,007 |
| Assets and Liabilities | ||
| Total Assets: | $30,163,000 | 8,196 |
| Cash and due from depository institutions | $4,175,000 | 8,007 |
| Interest-bearing balances | $4,148,000 | 1,601 |
| Securities | $2,477,000 | 8,563 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,839 |
| Net loans & leases | $21,934,000 | 7,579 |
| Loan loss allowance | $342,000 | 7,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $147,000 | 8,590 |
| Other real estate owned | $0 | 8,007 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $430,000 | 8,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,163,000 | 8,196 |
| Total liabilities | $21,969,000 | 8,482 |
| Total deposits | $17,893,000 | 8,685 |
| Interest-bearing deposits | $17,845,000 | 8,443 |
| Deposits held in domestic offices | $17,893,000 | 8,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,850,000 | 3,655 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $226,000 | 7,284 |
| Total equity capital | $8,194,000 | 5,411 |
| Total bank equity capital | $8,194,000 | 5,411 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $12,433,000 | 1,478 |
| Undivided profits | $-4,240,000 | 9,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $90,000 | 8,947 |
| Earning assets | $29,559,000 | 8,064 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $23,552,400 | 8,540 |
| Average Assets, quarterly | $29,290,000 | 8,219 |
| Volatile liabilities | $10,565,000 | 5,531 |
| Insider loans | $99,000 | 7,550 |
| FHLB advances | $3,850,000 | 3,463 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,576,000 | 5,326 |
| Tier 1 (core) risk-based capital | $8,172,000 | 5,217 |
| Tier 2 risk-based capital | $235,000 | 7,682 |
| Total risk weighted assets | $17,405,000 | 8,250 |
| Total unused commitments | $5,576,000 | 5,330 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $17,081,000 | 9,142 |
| Cash and due from depository institutions | $1,673,000 | 8,376 |
| Interest-bearing balances | $1,648,000 | 2,486 |
| Securities | $3,682,000 | 8,360 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,430 |
| Net loans & leases | $10,703,000 | 8,850 |
| Loan loss allowance | $125,000 | 8,842 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $186,000 | 8,613 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $337,000 | 8,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,081,000 | 9,142 |
| Total liabilities | $7,773,000 | 9,445 |
| Total deposits | $6,180,000 | 9,468 |
| Interest-bearing deposits | $6,041,000 | 9,388 |
| Deposits held in domestic offices | $6,180,000 | 9,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,250,000 | 4,497 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $343,000 | 6,524 |
| Total equity capital | $9,308,000 | 4,767 |
| Total bank equity capital | $9,308,000 | 4,767 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $12,433,000 | 1,410 |
| Undivided profits | $-3,126,000 | 9,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $48,000 | 9,391 |
| Earning assets | $16,533,000 | 9,062 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $13,903,800 | 9,265 |
| Average Assets, quarterly | $15,415,000 | 9,211 |
| Volatile liabilities | $2,870,000 | 8,323 |
| Insider loans | $81,000 | 7,861 |
| FHLB advances | $1,250,000 | 4,261 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,739,000 | 6,163 |
| Tier 1 (core) risk-based capital | $9,119,000 | 4,690 |
| Tier 2 risk-based capital | $132,000 | 8,697 |
| Total risk weighted assets | $9,951,000 | 9,073 |
| Total unused commitments | $3,739,000 | 6,168 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 8 | 9,017 |
| Assets and Liabilities | ||
| Total Assets: | $12,253,000 | 9,615 |
| Cash and due from depository institutions | $3,005,000 | 9,017 |
| Interest-bearing balances | $2,974,000 | 1,292 |
| Securities | $5,730,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,649 |
| Net loans & leases | $1,311,000 | 9,786 |
| Loan loss allowance | $15,000 | 9,757 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $219,000 | 8,670 |
| Other real estate owned | $0 | 9,017 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $388,000 | 8,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,253,000 | 9,615 |
| Total liabilities | $1,741,000 | 9,870 |
| Total deposits | $1,582,000 | 9,830 |
| Interest-bearing deposits | $1,577,000 | 9,785 |
| Deposits held in domestic offices | $1,582,000 | 9,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $159,000 | 8,715 |
| Total equity capital | $10,512,000 | 4,215 |
| Total bank equity capital | $10,512,000 | 4,215 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $12,433,000 | 1,371 |
| Undivided profits | $-1,922,000 | 9,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $6,000 | 9,721 |
| Earning assets | $11,615,000 | 9,561 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $11,754,330 | 9,616 |
| Average Assets, quarterly | $12,031,500 | 9,613 |
| Volatile liabilities | $203,000 | 9,768 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,410,000 | 7,880 |
| Tier 1 (core) risk-based capital | $10,331,000 | 4,163 |
| Tier 2 risk-based capital | $15,000 | 9,759 |
| Total risk weighted assets | $3,521,000 | 9,792 |
| Total unused commitments | $1,410,000 | 7,883 |
| Derivatives | $0 | 481 |