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Waterfall Bank, Net Loans and Leases

2025-03-31Rank
Net loans and leases$259,994,0002,050
Loan loss allowance$2,154,0002,521
Total loans and leases$262,148,0002,061
Unearned income$5,000720
Loans and leases, gross$262,153,0002,061
All real estate loans$220,921,0001,943
Real estate loans in domestic offices$220,921,0001,943
Construction and development loans$30,742,0001,448
Commercial RE$147,511,0001,308
Commercial real estate owner-occupied$18,356,0002,420
Commercial real estate other non-farm non-residential$129,155,000981
Multifamily residential real estate$15,537,0001,501
1-4 family residential loans$27,131,0003,076
Farmland loans$03,558
Loans held in foreign officesNANA
Farm loans$03,099
Commercial and industrial loans$40,882,0001,478
To non-U.S. addresseesNANA
Loans to individuals$349,0003,920
Credit card loans$0733
Related Plans$02,384
Consumer Loans - Auto$52,0003,666
Other loans to individuals$297,0003,619
All other loans & leases$1,0003,619
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,174
Other loans$1,0003,163
Lease financing receivables$0754
Loans to depository institutions and acceptances of other banks$0186
Memoranda:
Loans not secured by real estate$0975
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,847
Non 1-4 family restructured loans & leases$0522
Residential 1-4 family construction$3,391,0002,255
Other construction, all land development and other land$27,351,0001,226
Allowance for loan and lease losses in tier 2$2,180,0001,698
Total loans and leasesNANA
2024-12-31Rank
Net loans and leases$251,534,0002,103
Loan loss allowance$1,784,0002,767
Total loans and leases$253,318,0002,106
Unearned income$15,000700
Loans and leases, gross$253,333,0002,106
All real estate loans$210,056,0002,008
Real estate loans in domestic offices$210,056,0002,009
Construction and development loans$30,944,0001,452
Commercial RE$137,671,0001,358
Commercial real estate owner-occupied$18,667,0002,404
Commercial real estate other non-farm non-residential$119,004,0001,036
Multifamily residential real estate$15,758,0001,479
1-4 family residential loans$25,683,0003,139
Farmland loans$03,590
Loans held in foreign officesNANA
Farm loans$03,130
Commercial and industrial loans$42,911,0001,440
To non-U.S. addresseesNANA
Loans to individuals$366,0003,938
Credit card loans$0744
Related Plans$02,396
Consumer Loans - Auto$56,0003,682
Other loans to individuals$310,0003,620
All other loans & leases$03,685
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,209
Other loans$03,220
Lease financing receivables$0768
Loans to depository institutions and acceptances of other banks$0190
Memoranda:
Loans not secured by real estate$0965
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,963
Non 1-4 family restructured loans & leases$01,539
Residential 1-4 family construction$4,070,0002,090
Other construction, all land development and other land$26,874,0001,248
Allowance for loan and lease losses in tier 2$1,809,0001,851
Total loans and leasesNANA
2024-09-30Rank
Net loans and leases$229,496,0002,187
Loan loss allowance$1,655,0002,850
Total loans and leases$231,151,0002,196
Unearned income$16,000695
Loans and leases, gross$231,167,0002,196
All real estate loans$190,681,0002,096
Real estate loans in domestic offices$190,681,0002,096
Construction and development loans$27,788,0001,548
Commercial RE$128,938,0001,409
Commercial real estate owner-occupied$15,631,0002,555
Commercial real estate other non-farm non-residential$113,307,0001,054
Multifamily residential real estate$8,809,0001,868
1-4 family residential loans$25,146,0003,156
Farmland loans$03,612
Loans held in foreign officesNANA
Farm loans$03,161
Commercial and industrial loans$40,044,0001,509
To non-U.S. addresseesNANA
Loans to individuals$442,0003,920
Credit card loans$0757
Related Plans$02,416
Consumer Loans - Auto$117,0003,580
Other loans to individuals$325,0003,622
All other loans & leases$1,0003,656
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,233
Other loans$1,0003,164
Lease financing receivables$0771
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0972
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,888
Non 1-4 family restructured loans & leases$0514
Residential 1-4 family construction$2,462,0002,510
Other construction, all land development and other land$25,326,0001,276
Allowance for loan and lease losses in tier 2$1,681,0001,897
Total loans and leasesNANA
2024-06-30Rank
Net loans and leases$196,389,0002,389
Loan loss allowance$1,504,0002,963
Total loans and leases$197,893,0002,396
Unearned income$13,000745
Loans and leases, gross$197,906,0002,396
All real estate loans$169,292,0002,205
Real estate loans in domestic offices$169,292,0002,205
Construction and development loans$24,483,0001,652
Commercial RE$112,154,0001,517
Commercial real estate owner-occupied$14,087,0002,643
Commercial real estate other non-farm non-residential$98,067,0001,154
Multifamily residential real estate$4,845,0002,249
1-4 family residential loans$27,810,0003,048
Farmland loans$03,626
Loans held in foreign officesNANA
Farm loans$03,178
Commercial and industrial loans$28,372,0001,870
To non-U.S. addresseesNANA
Loans to individuals$242,0004,048
Credit card loans$0774
Related Plans$02,433
Consumer Loans - Auto$118,0003,599
Other loans to individuals$124,0003,952
All other loans & leases$03,703
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,246
Other loans$03,226
Lease financing receivables$0770
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0972
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,921
Non 1-4 family restructured loans & leases$01,505
Residential 1-4 family construction$5,678,0001,772
Other construction, all land development and other land$18,805,0001,514
Allowance for loan and lease losses in tier 2$1,536,0001,960
Total loans and leasesNANA
2024-03-31Rank
Net loans and leases$185,983,0002,443
Loan loss allowance$1,405,0003,055
Total loans and leases$187,388,0002,452
Unearned income$0832
Loans and leases, gross$187,388,0002,461
All real estate loans$155,013,0002,299
Real estate loans in domestic offices$155,013,0002,299
Construction and development loans$19,643,0001,816
Commercial RE$109,054,0001,540
Commercial real estate owner-occupied$21,975,0002,220
Commercial real estate other non-farm non-residential$87,079,0001,220
Multifamily residential real estate$4,869,0002,238
1-4 family residential loans$21,447,0003,281
Farmland loans$03,635
Loans held in foreign officesNANA
Farm loans$03,193
Commercial and industrial loans$32,101,0001,708
To non-U.S. addresseesNANA
Loans to individuals$274,0004,059
Credit card loans$0770
Related Plans$02,453
Consumer Loans - Auto$142,0003,584
Other loans to individuals$132,0003,966
All other loans & leases$03,738
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,256
Other loans$03,255
Lease financing receivables$0773
Loans to depository institutions and acceptances of other banks$0194
Memoranda:
Loans not secured by real estate$0938
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,810
Non 1-4 family restructured loans & leases$0486
Residential 1-4 family construction$03,782
Other construction, all land development and other land$19,643,0001,442
Allowance for loan and lease losses in tier 2$1,429,0002,003
Total loans and leasesNANA
2023-12-31Rank
Net loans and leases$169,271,0002,567
Loan loss allowance$1,352,0003,097
Total loans and leases$170,623,0002,572
Unearned income$0817
Loans and leases, gross$170,623,0002,583
All real estate loans$145,322,0002,365
Real estate loans in domestic offices$145,322,0002,365
Construction and development loans$16,905,0001,956
Commercial RE$104,963,0001,567
Commercial real estate owner-occupied$22,040,0002,221
Commercial real estate other non-farm non-residential$82,923,0001,253
Multifamily residential real estate$4,896,0002,221
1-4 family residential loans$18,558,0003,421
Farmland loans$03,657
Loans held in foreign officesNANA
Farm loans$03,205
Commercial and industrial loans$25,007,0001,986
To non-U.S. addresseesNANA
Loans to individuals$295,0004,063
Credit card loans$0772
Related Plans$02,462
Consumer Loans - Auto$158,0003,560
Other loans to individuals$137,0003,982
All other loans & leases$03,748
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,262
Other loans$03,249
Lease financing receivables$0782
Loans to depository institutions and acceptances of other banks$0193
Memoranda:
Loans not secured by real estate$0932
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,987
Non 1-4 family restructured loans & leases$01,547
Residential 1-4 family construction$03,808
Other construction, all land development and other land$16,905,0001,539
Allowance for loan and lease losses in tier 2$1,352,0002,050
Total loans and leasesNANA
2023-09-30Rank
Net loans and leases$144,733,0002,740
Loan loss allowance$1,247,0003,196
Total loans and leases$145,980,0002,741
Unearned income$0833
Loans and leases, gross$145,980,0002,747
All real estate loans$129,002,0002,512
Real estate loans in domestic offices$129,002,0002,513
Construction and development loans$15,483,0002,031
Commercial RE$76,669,0001,846
Commercial real estate owner-occupied$6,202,0003,219
Commercial real estate other non-farm non-residential$70,467,0001,358
Multifamily residential real estate$17,218,0001,377
1-4 family residential loans$19,632,0003,357
Farmland loans$03,688
Loans held in foreign officesNANA
Farm loans$03,219
Commercial and industrial loans$16,669,0002,435
To non-U.S. addresseesNANA
Loans to individuals$310,0004,091
Credit card loans$0784
Related Plans$02,499
Consumer Loans - Auto$167,0003,582
Other loans to individuals$143,0004,004
All other loans & leases$03,766
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,284
Other loans$03,248
Lease financing receivables$0784
Loans to depository institutions and acceptances of other banks$0189
Memoranda:
Loans not secured by real estate$0935
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,010
Non 1-4 family restructured loans & leases$0529
Residential 1-4 family construction$03,841
Other construction, all land development and other land$15,483,0001,590
Allowance for loan and lease losses in tier 2$1,247,0002,105
Total loans and leasesNANA
2023-06-30Rank
Net loans and leases$133,704,0002,841
Loan loss allowance$1,137,0003,296
Total loans and leases$134,841,0002,845
Unearned income$0848
Loans and leases, gross$134,841,0002,855
All real estate loans$119,472,0002,595
Real estate loans in domestic offices$119,472,0002,595
Construction and development loans$11,395,0002,256
Commercial RE$71,548,0001,885
Commercial real estate owner-occupied$6,599,0003,180
Commercial real estate other non-farm non-residential$64,949,0001,410
Multifamily residential real estate$17,304,0001,359
1-4 family residential loans$19,225,0003,358
Farmland loans$03,702
Loans held in foreign officesNANA
Farm loans$03,233
Commercial and industrial loans$15,025,0002,553
To non-U.S. addresseesNANA
Loans to individuals$334,0004,082
Credit card loans$0798
Related Plans$02,503
Consumer Loans - Auto$184,0003,556
Other loans to individuals$150,0004,006
All other loans & leases$9,0003,529
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,287
Other loans$9,0002,871
Lease financing receivables$0792
Loans to depository institutions and acceptances of other banks$0202
Memoranda:
Loans not secured by real estate$0934
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,128
Non 1-4 family restructured loans & leases$01,681
Residential 1-4 family construction$03,850
Other construction, all land development and other land$11,395,0001,812
Allowance for loan and lease losses in tier 2$1,136,0002,164
Total loans and leasesNANA
2023-03-31Rank
Net loans and leases$86,148,0003,373
Loan loss allowance$776,0003,713
Total loans and leases$86,924,0003,377
Unearned income$0835
Loans and leases, gross$86,924,0003,377
All real estate loans$73,258,0003,177
Real estate loans in domestic offices$73,258,0003,177
Construction and development loans$10,028,0002,415
Commercial RE$48,408,0002,250
Commercial real estate owner-occupied$5,706,0003,306
Commercial real estate other non-farm non-residential$42,702,0001,743
Multifamily residential real estate$6,224,0002,056
1-4 family residential loans$8,598,0003,940
Farmland loans$03,740
Loans held in foreign officesNANA
Farm loans$03,236
Commercial and industrial loans$13,450,0002,701
To non-U.S. addresseesNANA
Loans to individuals$216,0004,244
Credit card loans$0782
Related Plans$02,544
Consumer Loans - Auto$83,0003,773
Other loans to individuals$133,0004,094
All other loans & leases$03,825
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,322
Other loans$03,279
Lease financing receivables$0768
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0931
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,137
Non 1-4 family restructured loans & leases$0547
Residential 1-4 family construction$03,861
Other construction, all land development and other land$10,028,0001,930
Allowance for loan and lease losses in tier 2$776,0002,428
Total loans and leasesNANA
2022-12-31Rank
Net loans and leases$83,543,0003,432
Loan loss allowance$622,0003,887
Total loans and leases$84,165,0003,436
Unearned income$0859
Loans and leases, gross$84,165,0003,436
All real estate loans$71,355,0003,216
Real estate loans in domestic offices$71,355,0003,216
Construction and development loans$7,684,0002,638
Commercial RE$48,884,0002,236
Commercial real estate owner-occupied$5,734,0003,321
Commercial real estate other non-farm non-residential$43,150,0001,735
Multifamily residential real estate$6,163,0002,035
1-4 family residential loans$8,624,0003,958
Farmland loans$03,779
Loans held in foreign officesNANA
Farm loans$03,258
Commercial and industrial loans$12,658,0002,780
To non-U.S. addresseesNANA
Loans to individuals$152,0004,329
Credit card loans$0792
Related Plans$02,574
Consumer Loans - Auto$64,0003,815
Other loans to individuals$88,0004,204
All other loans & leases$03,873
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,351
Other loans$03,330
Lease financing receivables$0778
Loans to depository institutions and acceptances of other banks$0202
Memoranda:
Loans not secured by real estate$0925
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,494
Non 1-4 family restructured loans & leases$01,996
Residential 1-4 family construction$03,892
Other construction, all land development and other land$7,684,0002,140
Allowance for loan and lease losses in tier 2$622,0002,549
Total loans and leasesNANA
2022-09-30Rank
Net loans and leases$70,380,0003,613
Loan loss allowance$524,0004,039
Total loans and leases$70,904,0003,621
Unearned income$0854
Loans and leases, gross$70,904,0003,621
All real estate loans$58,778,0003,417
Real estate loans in domestic offices$58,778,0003,417
Construction and development loans$6,874,0002,695
Commercial RE$42,266,0002,377
Commercial real estate owner-occupied$1,685,0003,903
Commercial real estate other non-farm non-residential$40,581,0001,773
Multifamily residential real estate$5,636,0002,107
1-4 family residential loans$4,002,0004,267
Farmland loans$03,817
Loans held in foreign officesNANA
Farm loans$03,282
Commercial and industrial loans$11,963,0002,829
To non-U.S. addresseesNANA
Loans to individuals$160,0004,357
Credit card loans$0807
Related Plans$02,583
Consumer Loans - Auto$68,0003,830
Other loans to individuals$92,0004,239
All other loans & leases$3,0003,784
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,381
Other loans$3,0003,169
Lease financing receivables$0794
Loans to depository institutions and acceptances of other banks$0204
Memoranda:
Loans not secured by real estate$0931
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,514
Non 1-4 family restructured loans & leases$0696
Residential 1-4 family construction$03,930
Other construction, all land development and other land$6,874,0002,213
Allowance for loan and lease losses in tier 2$524,0002,667
Total loans and leasesNANA
2022-06-30Rank
Net loans and leases$57,078,0003,851
Loan loss allowance$425,0004,219
Total loans and leases$57,503,0003,857
Unearned income$15,000775
Loans and leases, gross$57,518,0003,856
All real estate loans$46,989,0003,664
Real estate loans in domestic offices$46,989,0003,664
Construction and development loans$04,335
Commercial RE$37,766,0002,488
Commercial real estate owner-occupied$1,096,0004,070
Commercial real estate other non-farm non-residential$36,670,0001,855
Multifamily residential real estate$5,687,0002,096
1-4 family residential loans$3,536,0004,351
Farmland loans$03,874
Loans held in foreign officesNANA
Farm loans$03,340
Commercial and industrial loans$10,458,0003,003
To non-U.S. addresseesNANA
Loans to individuals$71,0004,508
Credit card loans$0823
Related Plans$02,613
Consumer Loans - Auto$71,0003,881
Other loans to individuals$04,553
All other loans & leases$03,969
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,415
Other loans$03,411
Lease financing receivables$0801
Loans to depository institutions and acceptances of other banks$0201
Memoranda:
Loans not secured by real estate$0960
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,582
Non 1-4 family restructured loans & leases$02,092
Residential 1-4 family construction$03,976
Other construction, all land development and other land$04,001
Allowance for loan and lease losses in tier 2$425,0002,749
Total loans and leasesNANA
2022-03-31Rank
Net loans and leases$24,266,0004,429
Loan loss allowance$181,0004,588
Total loans and leases$24,447,0004,432
Unearned income$0907
Loans and leases, gross$24,447,0004,432
All real estate loans$21,704,0004,228
Real estate loans in domestic offices$21,704,0004,228
Construction and development loans$04,352
Commercial RE$15,805,0003,250
Commercial real estate owner-occupied$1,105,0004,094
Commercial real estate other non-farm non-residential$14,700,0002,603
Multifamily residential real estate$4,649,0002,216
1-4 family residential loans$1,250,0004,539
Farmland loans$03,902
Loans held in foreign officesNANA
Farm loans$03,348
Commercial and industrial loans$2,667,0004,101
To non-U.S. addresseesNANA
Loans to individuals$76,0004,535
Credit card loans$0832
Related Plans$02,629
Consumer Loans - Auto$76,0003,884
Other loans to individuals$04,578
All other loans & leases$03,981
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,418
Other loans$03,414
Lease financing receivables$0809
Loans to depository institutions and acceptances of other banks$0197
Memoranda:
Loans not secured by real estate$0953
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,507
Non 1-4 family restructured loans & leases$0711
Residential 1-4 family construction$04,000
Other construction, all land development and other land$04,017
Allowance for loan and lease losses in tier 2$181,0002,953
Total loans and leasesNANA
2021-12-31Rank
Net loans and leases$5,302,0004,789
Loan loss allowance$40,0004,765
Total loans and leases$5,342,0004,789
Unearned income$0978
Loans and leases, gross$5,342,0004,789
All real estate loans$2,621,0004,729
Real estate loans in domestic offices$2,621,0004,729
Construction and development loans$04,399
Commercial RE$1,958,0004,336
Commercial real estate owner-occupied$751,0004,196
Commercial real estate other non-farm non-residential$1,207,0004,061
Multifamily residential real estate$03,907
1-4 family residential loans$663,0004,629
Farmland loans$03,937
Loans held in foreign officesNANA
Farm loans$03,385
Commercial and industrial loans$2,658,0004,154
To non-U.S. addresseesNANA
Loans to individuals$63,0004,599
Credit card loans$0839
Related Plans$02,643
Consumer Loans - Auto$63,0003,959
Other loans to individuals$04,625
All other loans & leases$04,029
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,449
Other loans$03,465
Lease financing receivables$0822
Loans to depository institutions and acceptances of other banks$0198
Memoranda:
Loans not secured by real estate$0969
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,710
Non 1-4 family restructured loans & leases$02,199
Residential 1-4 family construction$04,039
Other construction, all land development and other land$04,058
Allowance for loan and lease losses in tier 2$40,0003,033
Total loans and leasesNANA
2021-09-30Rank
Net loans and leases$66,0004,882
Loan loss allowance$04,866
Total loans and leases$66,0004,882
Unearned income$01,042
Loans and leases, gross$66,0004,882
All real estate loans$04,855
Real estate loans in domestic offices$04,855
Construction and development loans$04,462
Commercial RE$04,794
Commercial real estate owner-occupied$04,519
Commercial real estate other non-farm non-residential$04,556
Multifamily residential real estate$03,972
1-4 family residential loans$04,812
Farmland loans$04,006
Loans held in foreign officesNANA
Farm loans$03,444
Commercial and industrial loans$04,746
To non-U.S. addresseesNANA
Loans to individuals$66,0004,664
Credit card loans$0863
Related Plans$02,697
Consumer Loans - Auto$66,0004,019
Other loans to individuals$04,695
All other loans & leases$04,095
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$02,481
Other loans$03,518
Lease financing receivables$0848
Loans to depository institutions and acceptances of other banks$0194
Memoranda:
Loans not secured by real estate$0998
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,744
Non 1-4 family restructured loans & leases$0777
Residential 1-4 family construction$04,081
Other construction, all land development and other land$04,107
Allowance for loan and lease losses in tier 2$03,085
Total loans and leasesNANA