Home > Waterfall Bank > Assets and Liabilities
Waterfall Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 35 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $314,876,000 | 2,458 |
| Cash and due from depository institutions | $40,116,000 | 2,789 |
| Interest-bearing balances | $37,979,000 | 1,428 |
| Securities | $10,288,000 | 3,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,907 |
| Net loans & leases | $259,994,000 | 2,050 |
| Loan loss allowance | $2,154,000 | 2,521 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,688,000 | 3,194 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $0 | 2,242 |
| All other assets | $2,790,000 | 3,519 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $314,876,000 | 2,433 |
| Total liabilities | $273,033,000 | 2,471 |
| Total deposits | $271,198,000 | 2,433 |
| Interest-bearing deposits | $245,396,000 | 2,164 |
| Deposits held in domestic offices | $271,198,000 | 2,432 |
| % insured | 34.55% | 4,362 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $1,835,000 | 2,564 |
| Total equity capital | $41,843,000 | 1,994 |
| Total bank equity capital | $41,843,000 | 2,018 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $22,500,000 | 209 |
| Surplus | $22,761,000 | 1,376 |
| Undivided profits | $-3,418,000 | 4,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $960,000 | 3,076 |
| Earning assets | $308,261,000 | 2,345 |
| Long-term assets (5+ years) | $55,252,000 | 2,756 |
| Average Assets, year-to-date | $299,621,500 | 2,480 |
| Average Assets, quarterly | $299,621,500 | 2,480 |
| Volatile liabilities | $38,428,000 | 1,971 |
| Insider loans | $5,890,000 | 1,005 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $44,433,000 | 1,934 |
| Tier 1 (core) risk-based capital | $41,980,000 | 2,147 |
| Tier 2 risk-based capital | $2,180,000 | 1,696 |
| Total risk weighted assets | $279,298,000 | 1,497 |
| Total unused commitments | $44,433,000 | 1,934 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 32 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $284,367,000 | 2,571 |
| Cash and due from depository institutions | $17,998,000 | 2,918 |
| Interest-bearing balances | $16,062,000 | 2,138 |
| Securities | $10,238,000 | 3,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,818 |
| Net loans & leases | $251,534,000 | 2,103 |
| Loan loss allowance | $1,784,000 | 2,767 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $1,769,000 | 3,155 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $2,828,000 | 3,552 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $284,367,000 | 2,552 |
| Total liabilities | $242,657,000 | 2,618 |
| Total deposits | $240,752,000 | 2,573 |
| Interest-bearing deposits | $217,946,000 | 2,314 |
| Deposits held in domestic offices | $240,752,000 | 2,573 |
| % insured | 36.42% | 4,374 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $1,905,000 | 2,518 |
| Total equity capital | $41,710,000 | 1,954 |
| Total bank equity capital | $41,710,000 | 1,971 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $22,500,000 | 201 |
| Surplus | $22,741,000 | 1,377 |
| Undivided profits | $-3,531,000 | 4,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $998,000 | 3,103 |
| Earning assets | $277,834,000 | 2,490 |
| Long-term assets (5+ years) | $56,265,000 | 2,765 |
| Average Assets, year-to-date | $234,657,000 | 2,788 |
| Average Assets, quarterly | $274,688,500 | 2,592 |
| Volatile liabilities | $37,394,000 | 2,032 |
| Insider loans | $6,435,000 | 939 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $47,970,000 | 1,838 |
| Tier 1 (core) risk-based capital | $42,554,000 | 2,122 |
| Tier 2 risk-based capital | $1,809,000 | 1,848 |
| Total risk weighted assets | $271,988,000 | 1,531 |
| Total unused commitments | $47,970,000 | 1,839 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 30 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $265,010,000 | 2,665 |
| Cash and due from depository institutions | $20,216,000 | 3,021 |
| Interest-bearing balances | $18,134,000 | 2,022 |
| Securities | $10,976,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,851 |
| Net loans & leases | $229,496,000 | 2,187 |
| Loan loss allowance | $1,655,000 | 2,850 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,702,000 | 3,195 |
| Other real estate owned | $0 | 3,021 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $2,620,000 | 3,607 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $265,010,000 | 2,635 |
| Total liabilities | $223,187,000 | 2,717 |
| Total deposits | $221,410,000 | 2,672 |
| Interest-bearing deposits | $201,955,000 | 2,397 |
| Deposits held in domestic offices | $221,410,000 | 2,671 |
| % insured | 35.03% | 4,418 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,777,000 | 2,708 |
| Total equity capital | $41,823,000 | 1,997 |
| Total bank equity capital | $41,823,000 | 2,017 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $22,500,000 | 202 |
| Surplus | $22,720,000 | 1,373 |
| Undivided profits | $-3,397,000 | 4,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $818,000 | 3,348 |
| Earning assets | $258,606,000 | 2,577 |
| Long-term assets (5+ years) | $57,718,000 | 2,773 |
| Average Assets, year-to-date | $222,229,500 | 2,859 |
| Average Assets, quarterly | $248,088,000 | 2,720 |
| Volatile liabilities | $25,676,000 | 2,524 |
| Insider loans | $5,946,000 | 1,003 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $49,457,000 | 1,825 |
| Tier 1 (core) risk-based capital | $42,187,000 | 2,128 |
| Tier 2 risk-based capital | $1,681,000 | 1,893 |
| Total risk weighted assets | $245,349,000 | 1,606 |
| Total unused commitments | $49,457,000 | 1,826 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 29 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $231,166,000 | 2,848 |
| Cash and due from depository institutions | $19,506,000 | 3,079 |
| Interest-bearing balances | $16,996,000 | 1,993 |
| Securities | $10,744,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,862 |
| Net loans & leases | $196,389,000 | 2,389 |
| Loan loss allowance | $1,504,000 | 2,963 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $1,772,000 | 3,171 |
| Other real estate owned | $0 | 3,079 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $2,755,000 | 3,602 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $231,166,000 | 2,815 |
| Total liabilities | $189,967,000 | 2,922 |
| Total deposits | $188,147,000 | 2,876 |
| Interest-bearing deposits | $170,086,000 | 2,605 |
| Deposits held in domestic offices | $188,147,000 | 2,876 |
| % insured | 32.32% | 4,446 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $1,820,000 | 2,582 |
| Total equity capital | $41,199,000 | 1,935 |
| Total bank equity capital | $41,199,000 | 1,958 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $22,500,000 | 201 |
| Surplus | $22,697,000 | 1,367 |
| Undivided profits | $-3,998,000 | 4,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $847,000 | 3,292 |
| Earning assets | $224,129,000 | 2,767 |
| Long-term assets (5+ years) | $62,827,000 | 2,671 |
| Average Assets, year-to-date | $207,969,333 | 2,943 |
| Average Assets, quarterly | $218,532,500 | 2,885 |
| Volatile liabilities | $24,506,000 | 2,567 |
| Insider loans | $5,855,000 | 1,019 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $41,814,000 | 1,997 |
| Tier 1 (core) risk-based capital | $41,837,000 | 2,114 |
| Tier 2 risk-based capital | $1,536,000 | 1,955 |
| Total risk weighted assets | $207,813,000 | 1,732 |
| Total unused commitments | $41,814,000 | 1,997 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 26 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $205,899,000 | 3,000 |
| Cash and due from depository institutions | $4,138,000 | 3,237 |
| Interest-bearing balances | $2,537,000 | 3,764 |
| Securities | $10,903,000 | 3,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,910 |
| Net loans & leases | $185,983,000 | 2,443 |
| Loan loss allowance | $1,405,000 | 3,055 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,824,000 | 3,159 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $3,051,000 | 3,495 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $205,899,000 | 2,965 |
| Total liabilities | $164,800,000 | 3,106 |
| Total deposits | $154,973,000 | 3,142 |
| Interest-bearing deposits | $137,578,000 | 2,868 |
| Deposits held in domestic offices | $154,973,000 | 3,141 |
| % insured | 30.37% | 4,452 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $8,000,000 | 2,083 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $1,827,000 | 2,556 |
| Total equity capital | $41,099,000 | 1,953 |
| Total bank equity capital | $41,099,000 | 1,940 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $22,500,000 | 159 |
| Surplus | $22,680,000 | 1,363 |
| Undivided profits | $-4,081,000 | 4,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $765,000 | 3,350 |
| Earning assets | $199,423,000 | 2,906 |
| Long-term assets (5+ years) | $55,587,000 | 2,856 |
| Average Assets, year-to-date | $196,371,000 | 3,024 |
| Average Assets, quarterly | $196,371,000 | 3,024 |
| Volatile liabilities | $28,052,000 | 2,310 |
| Insider loans | $4,480,000 | 1,205 |
| FHLB advances | $8,000,000 | 1,658 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $37,774,000 | 2,110 |
| Tier 1 (core) risk-based capital | $41,814,000 | 2,103 |
| Tier 2 risk-based capital | $1,429,000 | 2,000 |
| Total risk weighted assets | $188,179,000 | 1,802 |
| Total unused commitments | $37,774,000 | 2,110 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 27 | 3,198 |
| Assets and Liabilities | ||
| Total Assets: | $186,843,000 | 3,136 |
| Cash and due from depository institutions | $1,160,000 | 3,198 |
| Interest-bearing balances | $277,000 | 4,289 |
| Securities | $11,218,000 | 3,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
| Net loans & leases | $169,271,000 | 2,567 |
| Loan loss allowance | $1,352,000 | 3,097 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $1,923,000 | 3,117 |
| Other real estate owned | $0 | 3,198 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $3,271,000 | 3,437 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $186,843,000 | 3,106 |
| Total liabilities | $145,733,000 | 3,272 |
| Total deposits | $128,406,000 | 3,392 |
| Interest-bearing deposits | $117,478,000 | 3,067 |
| Deposits held in domestic offices | $128,406,000 | 3,392 |
| % insured | 30.80% | 4,499 |
| Federal funds purchased & repurchase agreements | $525,000 | 1,053 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $15,000,000 | 1,759 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,802,000 | 2,522 |
| Total equity capital | $41,110,000 | 1,951 |
| Total bank equity capital | $41,110,000 | 1,939 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $22,500,000 | 157 |
| Surplus | $22,663,000 | 1,368 |
| Undivided profits | $-4,053,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $688,000 | 3,532 |
| Earning assets | $180,766,000 | 3,040 |
| Long-term assets (5+ years) | $59,363,000 | 2,818 |
| Average Assets, year-to-date | $147,953,800 | 3,386 |
| Average Assets, quarterly | $175,646,500 | 3,176 |
| Volatile liabilities | $33,317,000 | 2,102 |
| Insider loans | $4,604,000 | 1,187 |
| FHLB advances | $15,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $39,110,000 | 2,049 |
| Tier 1 (core) risk-based capital | $41,243,000 | 2,111 |
| Tier 2 risk-based capital | $1,352,000 | 2,046 |
| Total risk weighted assets | $175,734,000 | 1,862 |
| Total unused commitments | $39,110,000 | 2,049 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 25 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $164,450,000 | 3,286 |
| Cash and due from depository institutions | $4,449,000 | 3,314 |
| Interest-bearing balances | $3,445,000 | 3,476 |
| Securities | $10,815,000 | 3,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,844 |
| Net loans & leases | $144,733,000 | 2,740 |
| Loan loss allowance | $1,247,000 | 3,196 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $1,840,000 | 3,162 |
| Other real estate owned | $0 | 3,314 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $2,613,000 | 3,684 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $164,450,000 | 3,251 |
| Total liabilities | $123,861,000 | 3,480 |
| Total deposits | $122,291,000 | 3,450 |
| Interest-bearing deposits | $108,930,000 | 3,156 |
| Deposits held in domestic offices | $122,291,000 | 3,450 |
| % insured | 30.27% | 4,486 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,570,000 | 2,720 |
| Total equity capital | $40,589,000 | 1,881 |
| Total bank equity capital | $40,589,000 | 1,872 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $22,500,000 | 161 |
| Surplus | $22,647,000 | 1,363 |
| Undivided profits | $-4,558,000 | 4,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $527,000 | 3,786 |
| Earning assets | $158,993,000 | 3,191 |
| Long-term assets (5+ years) | $57,667,000 | 2,859 |
| Average Assets, year-to-date | $138,231,500 | 3,483 |
| Average Assets, quarterly | $159,221,500 | 3,297 |
| Volatile liabilities | $17,245,000 | 2,791 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $40,802,000 | 2,045 |
| Tier 1 (core) risk-based capital | $41,661,000 | 2,099 |
| Tier 2 risk-based capital | $1,247,000 | 2,101 |
| Total risk weighted assets | $145,980,000 | 2,005 |
| Total unused commitments | $40,802,000 | 2,045 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 24 | 3,385 |
| Assets and Liabilities | ||
| Total Assets: | $153,993,000 | 3,381 |
| Cash and due from depository institutions | $3,920,000 | 3,385 |
| Interest-bearing balances | $2,886,000 | 3,594 |
| Securities | $11,554,000 | 4,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,868 |
| Net loans & leases | $133,704,000 | 2,841 |
| Loan loss allowance | $1,137,000 | 3,296 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $1,891,000 | 3,147 |
| Other real estate owned | $0 | 3,385 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $2,924,000 | 3,531 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $153,993,000 | 3,344 |
| Total liabilities | $113,095,000 | 3,603 |
| Total deposits | $97,498,000 | 3,729 |
| Interest-bearing deposits | $83,372,000 | 3,491 |
| Deposits held in domestic offices | $97,498,000 | 3,728 |
| % insured | 31.56% | 4,515 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $14,000,000 | 1,753 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $1,597,000 | 2,536 |
| Total equity capital | $40,898,000 | 1,900 |
| Total bank equity capital | $40,898,000 | 1,890 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $22,500,000 | 162 |
| Surplus | $22,630,000 | 1,362 |
| Undivided profits | $-4,232,000 | 4,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $411,000 | 3,928 |
| Earning assets | $148,144,000 | 3,293 |
| Long-term assets (5+ years) | $72,309,000 | 2,636 |
| Average Assets, year-to-date | $129,492,000 | 3,575 |
| Average Assets, quarterly | $134,525,000 | 3,529 |
| Volatile liabilities | $21,872,000 | 2,423 |
| Insider loans | $360,000 | 3,191 |
| FHLB advances | $14,000,000 | 1,476 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $36,653,000 | 2,166 |
| Tier 1 (core) risk-based capital | $41,566,000 | 2,098 |
| Tier 2 risk-based capital | $1,136,000 | 2,159 |
| Total risk weighted assets | $144,809,000 | 2,008 |
| Total unused commitments | $36,653,000 | 2,167 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 24 | 3,406 |
| Assets and Liabilities | ||
| Total Assets: | $115,057,000 | 3,779 |
| Cash and due from depository institutions | $12,954,000 | 3,406 |
| Interest-bearing balances | $10,216,000 | 2,548 |
| Securities | $11,814,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,938 |
| Net loans & leases | $86,148,000 | 3,373 |
| Loan loss allowance | $776,000 | 3,713 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,957,000 | 3,121 |
| Other real estate owned | $0 | 3,406 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $2,184,000 | 3,799 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $115,057,000 | 3,779 |
| Total liabilities | $74,043,000 | 4,054 |
| Total deposits | $72,393,000 | 4,030 |
| Interest-bearing deposits | $58,336,000 | 3,910 |
| Deposits held in domestic offices | $72,393,000 | 4,029 |
| % insured | 36.33% | 4,563 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $1,650,000 | 2,456 |
| Total equity capital | $41,014,000 | 1,900 |
| Total bank equity capital | $41,014,000 | 1,899 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $22,500,000 | 159 |
| Surplus | $22,613,000 | 1,382 |
| Undivided profits | $-4,099,000 | 4,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $280,000 | 4,209 |
| Earning assets | $108,178,000 | 3,741 |
| Long-term assets (5+ years) | $43,603,000 | 3,249 |
| Average Assets, year-to-date | $117,241,500 | 3,750 |
| Average Assets, quarterly | $117,241,500 | 3,750 |
| Volatile liabilities | $2,924,000 | 3,988 |
| Insider loans | $360,000 | 3,200 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $44,509,000 | 2,012 |
| Tier 1 (core) risk-based capital | $41,370,000 | 2,118 |
| Tier 2 risk-based capital | $776,000 | 2,428 |
| Total risk weighted assets | $96,683,000 | 2,294 |
| Total unused commitments | $44,509,000 | 2,012 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 23 | 3,485 |
| Assets and Liabilities | ||
| Total Assets: | $119,426,000 | 3,754 |
| Cash and due from depository institutions | $19,859,000 | 3,485 |
| Interest-bearing balances | $18,989,000 | 1,706 |
| Securities | $11,834,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,839 |
| Net loans & leases | $83,543,000 | 3,432 |
| Loan loss allowance | $622,000 | 3,887 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $2,023,000 | 3,094 |
| Other real estate owned | $0 | 3,485 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $2,167,000 | 3,834 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $119,426,000 | 3,754 |
| Total liabilities | $78,498,000 | 4,035 |
| Total deposits | $76,909,000 | 3,995 |
| Interest-bearing deposits | $57,624,000 | 3,949 |
| Deposits held in domestic offices | $76,909,000 | 3,995 |
| % insured | 33.40% | 4,572 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,589,000 | 2,387 |
| Total equity capital | $40,928,000 | 1,861 |
| Total bank equity capital | $40,928,000 | 1,859 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $22,500,000 | 160 |
| Surplus | $22,596,000 | 1,378 |
| Undivided profits | $-4,168,000 | 4,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $276,000 | 4,251 |
| Earning assets | $114,366,000 | 3,688 |
| Long-term assets (5+ years) | $46,275,000 | 3,235 |
| Average Assets, year-to-date | $101,649,400 | 3,911 |
| Average Assets, quarterly | $122,631,500 | 3,713 |
| Volatile liabilities | $2,559,000 | 4,009 |
| Insider loans | $360,000 | 3,226 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $34,789,000 | 2,249 |
| Tier 1 (core) risk-based capital | $40,917,000 | 2,126 |
| Tier 2 risk-based capital | $622,000 | 2,548 |
| Total risk weighted assets | $93,946,000 | 2,344 |
| Total unused commitments | $34,789,000 | 2,249 |
| Derivatives | $0 | 1,127 |
| 2022-09-30 | Rank | |
| # of Employees: | 21 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $125,837,000 | 3,701 |
| Cash and due from depository institutions | $40,917,000 | 3,636 |
| Interest-bearing balances | $39,978,000 | 1,232 |
| Securities | $11,722,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,881 |
| Net loans & leases | $70,380,000 | 3,613 |
| Loan loss allowance | $524,000 | 4,039 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $573,000 | 4,008 |
| Other real estate owned | $0 | 3,636 |
| Goodwill and other intangibles | $0 | 2,377 |
| All other assets | $2,245,000 | 3,811 |
| Life insurance assets | $0 | 3,189 |
| Total liabilities and capital | $125,837,000 | 3,701 |
| Total liabilities | $85,260,000 | 3,989 |
| Total deposits | $85,133,000 | 3,942 |
| Interest-bearing deposits | $69,743,000 | 3,809 |
| Deposits held in domestic offices | $85,133,000 | 3,942 |
| % insured | 27.53% | 4,652 |
| Federal funds purchased & repurchase agreements | $0 | 1,224 |
| Trading liabilities | $0 | 179 |
| Other borrowed funds | $0 | 2,496 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $127,000 | 4,372 |
| Total equity capital | $40,577,000 | 1,823 |
| Total bank equity capital | $40,577,000 | 1,823 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $22,500,000 | 166 |
| Surplus | $22,577,000 | 1,379 |
| Undivided profits | $-4,500,000 | 4,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
| Income earned, not collected on loans | $225,000 | 4,375 |
| Earning assets | $122,080,000 | 3,620 |
| Long-term assets (5+ years) | $42,518,000 | 3,373 |
| Average Assets, year-to-date | $97,205,250 | 3,979 |
| Average Assets, quarterly | $115,355,000 | 3,797 |
| Volatile liabilities | $2,557,000 | 3,974 |
| Insider loans | $1,285,000 | 2,279 |
| FHLB advances | $0 | 2,270 |
| Loans and leases held for sale | $0 | 1,234 |
| Unused loan commitments | $27,348,000 | 2,562 |
| Tier 1 (core) risk-based capital | $40,695,000 | 2,130 |
| Tier 2 risk-based capital | $524,000 | 2,668 |
| Total risk weighted assets | $87,194,000 | 2,418 |
| Total unused commitments | $27,348,000 | 2,562 |
| Derivatives | $0 | 1,203 |
| 2022-06-30 | Rank | |
| # of Employees: | 20 | 3,740 |
| Assets and Liabilities | ||
| Total Assets: | $104,873,000 | 3,954 |
| Cash and due from depository institutions | $32,700,000 | 3,740 |
| Interest-bearing balances | $31,873,000 | 1,674 |
| Securities | $12,694,000 | 4,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,944 |
| Net loans & leases | $57,078,000 | 3,851 |
| Loan loss allowance | $425,000 | 4,219 |
| Trading account assets | $0 | 253 |
| Bank premises and fixed assets | $524,000 | 4,115 |
| Other real estate owned | $0 | 3,740 |
| Goodwill and other intangibles | $0 | 2,393 |
| All other assets | $1,877,000 | 3,939 |
| Life insurance assets | $0 | 3,216 |
| Total liabilities and capital | $104,873,000 | 3,954 |
| Total liabilities | $63,640,000 | 4,283 |
| Total deposits | $63,523,000 | 4,259 |
| Interest-bearing deposits | $55,346,000 | 4,074 |
| Deposits held in domestic offices | $63,523,000 | 4,259 |
| % insured | 29.50% | 4,714 |
| Federal funds purchased & repurchase agreements | $0 | 1,064 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,406 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $117,000 | 4,353 |
| Total equity capital | $41,233,000 | 1,857 |
| Total bank equity capital | $41,233,000 | 1,856 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $22,500,000 | 165 |
| Surplus | $22,559,000 | 1,369 |
| Undivided profits | $-3,826,000 | 4,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
| Income earned, not collected on loans | $163,000 | 4,541 |
| Earning assets | $101,645,000 | 3,904 |
| Long-term assets (5+ years) | $43,393,000 | 3,406 |
| Average Assets, year-to-date | $87,661,333 | 4,106 |
| Average Assets, quarterly | $96,012,500 | 4,033 |
| Volatile liabilities | $2,303,000 | 4,049 |
| Insider loans | $2,793,000 | 1,611 |
| FHLB advances | $0 | 2,168 |
| Loans and leases held for sale | $0 | 1,335 |
| Unused loan commitments | $20,081,000 | 2,937 |
| Tier 1 (core) risk-based capital | $40,937,000 | 2,095 |
| Tier 2 risk-based capital | $425,000 | 2,749 |
| Total risk weighted assets | $68,591,000 | 2,562 |
| Total unused commitments | $20,081,000 | 2,937 |
| Derivatives | $0 | 1,253 |
| 2022-03-31 | Rank | |
| # of Employees: | 21 | 3,691 |
| Assets and Liabilities | ||
| Total Assets: | $87,152,000 | 4,141 |
| Cash and due from depository institutions | $51,512,000 | 3,691 |
| Interest-bearing balances | $50,655,000 | 1,585 |
| Securities | $9,342,000 | 4,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,021 |
| Net loans & leases | $24,266,000 | 4,429 |
| Loan loss allowance | $181,000 | 4,588 |
| Trading account assets | $0 | 254 |
| Bank premises and fixed assets | $494,000 | 4,149 |
| Other real estate owned | $0 | 3,691 |
| Goodwill and other intangibles | $0 | 2,403 |
| All other assets | $1,538,000 | 4,028 |
| Life insurance assets | $0 | 3,230 |
| Total liabilities and capital | $87,152,000 | 4,141 |
| Total liabilities | $45,011,000 | 4,521 |
| Total deposits | $44,905,000 | 4,509 |
| Interest-bearing deposits | $40,472,000 | 4,354 |
| Deposits held in domestic offices | $44,905,000 | 4,509 |
| % insured | 34.32% | 4,700 |
| Federal funds purchased & repurchase agreements | $0 | 970 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,426 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $106,000 | 4,382 |
| Total equity capital | $42,141,000 | 1,910 |
| Total bank equity capital | $42,141,000 | 1,909 |
| Perpetual preferred stock | $0 | 68 |
| Common stock | $22,500,000 | 164 |
| Surplus | $22,541,000 | 1,350 |
| Undivided profits | $-2,900,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 644 |
| Income earned, not collected on loans | $83,000 | 4,687 |
| Earning assets | $84,263,000 | 4,098 |
| Long-term assets (5+ years) | $23,827,000 | 3,945 |
| Average Assets, year-to-date | $79,055,500 | 4,237 |
| Average Assets, quarterly | $79,055,500 | 4,237 |
| Volatile liabilities | $2,300,000 | 4,064 |
| Insider loans | $1,302,000 | 2,299 |
| FHLB advances | $0 | 2,169 |
| Loans and leases held for sale | $0 | 1,440 |
| Unused loan commitments | $9,011,000 | 3,702 |
| Tier 1 (core) risk-based capital | $41,726,000 | 2,047 |
| Tier 2 risk-based capital | $181,000 | 2,950 |
| Total risk weighted assets | $31,352,000 | 2,879 |
| Total unused commitments | $9,011,000 | 3,702 |
| Derivatives | $0 | 1,294 |
| 2021-12-31 | Rank | |
| # of Employees: | 21 | 3,722 |
| Assets and Liabilities | ||
| Total Assets: | $70,960,000 | 4,355 |
| Cash and due from depository institutions | $61,186,000 | 3,722 |
| Interest-bearing balances | $60,783,000 | 1,496 |
| Securities | $3,014,000 | 4,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,022 |
| Net loans & leases | $5,302,000 | 4,789 |
| Loan loss allowance | $40,000 | 4,765 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $408,000 | 4,253 |
| Other real estate owned | $0 | 3,722 |
| Goodwill and other intangibles | $0 | 2,413 |
| All other assets | $1,050,000 | 4,251 |
| Life insurance assets | $0 | 3,241 |
| Total liabilities and capital | $70,960,000 | 4,355 |
| Total liabilities | $27,442,000 | 4,721 |
| Total deposits | $27,364,000 | 4,708 |
| Interest-bearing deposits | $24,425,000 | 4,649 |
| Deposits held in domestic offices | $27,364,000 | 4,708 |
| % insured | 32.47% | 4,753 |
| Federal funds purchased & repurchase agreements | $0 | 1,011 |
| Trading liabilities | $0 | 189 |
| Other borrowed funds | $0 | 2,536 |
| Subordinated debt | $0 | 74 |
| All other liabilities | $78,000 | 4,519 |
| Total equity capital | $43,518,000 | 2,004 |
| Total bank equity capital | $43,518,000 | 2,003 |
| Perpetual preferred stock | $0 | 69 |
| Common stock | $22,500,000 | 167 |
| Surplus | $22,525,000 | 1,356 |
| Undivided profits | $-1,507,000 | 4,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 114 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 691 |
| Income earned, not collected on loans | $18,000 | 4,806 |
| Earning assets | $69,099,000 | 4,301 |
| Long-term assets (5+ years) | $6,101,000 | 4,589 |
| Average Assets, year-to-date | $68,215,500 | 4,355 |
| Average Assets, quarterly | $68,215,500 | 4,372 |
| Volatile liabilities | $0 | 4,708 |
| Insider loans | $950,000 | 2,617 |
| FHLB advances | $0 | 2,266 |
| Loans and leases held for sale | $0 | 1,515 |
| Unused loan commitments | $4,860,000 | 4,084 |
| Tier 1 (core) risk-based capital | $42,993,000 | 2,004 |
| Tier 2 risk-based capital | $40,000 | 3,030 |
| Total risk weighted assets | $8,894,000 | 3,060 |
| Total unused commitments | $4,860,000 | 4,084 |
| Derivatives | $0 | 1,308 |
| 2021-09-30 | Rank | |
| # of Employees: | 22 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $65,471,000 | 4,460 |
| Cash and due from depository institutions | $64,456,000 | 3,715 |
| Interest-bearing balances | $53,025,000 | 1,687 |
| Securities | $0 | 4,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,071 |
| Net loans & leases | $66,000 | 4,882 |
| Loan loss allowance | $0 | 4,866 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $389,000 | 4,320 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $0 | 2,440 |
| All other assets | $560,000 | 4,638 |
| Life insurance assets | $0 | 3,251 |
| Total liabilities and capital | $65,471,000 | 4,460 |
| Total liabilities | $21,286,000 | 4,836 |
| Total deposits | $19,723,000 | 4,838 |
| Interest-bearing deposits | $18,970,000 | 4,781 |
| Deposits held in domestic offices | $19,723,000 | 4,838 |
| % insured | 6.50% | 4,909 |
| Federal funds purchased & repurchase agreements | $0 | 1,041 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,649 |
| Subordinated debt | $0 | 79 |
| All other liabilities | $1,563,000 | 2,492 |
| Total equity capital | $44,185,000 | 2,014 |
| Total bank equity capital | $44,185,000 | 2,013 |
| Perpetual preferred stock | $0 | 73 |
| Common stock | $22,500,000 | 172 |
| Surplus | $22,500,000 | 1,360 |
| Undivided profits | $-815,000 | 4,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 696 |
| Income earned, not collected on loans | $0 | 4,904 |
| Earning assets | $53,091,000 | 4,547 |
| Long-term assets (5+ years) | $66,000 | 4,881 |
| Average Assets, year-to-date | $65,471,000 | 4,444 |
| Average Assets, quarterly | $65,471,000 | 4,456 |
| Volatile liabilities | $0 | 4,772 |
| Insider loans | $0 | 4,337 |
| FHLB advances | $0 | 2,353 |
| Loans and leases held for sale | $0 | 1,588 |
| Unused loan commitments | $0 | 4,829 |
| Tier 1 (core) risk-based capital | $44,185,000 | 1,958 |
| Tier 2 risk-based capital | $0 | 3,084 |
| Total risk weighted assets | $3,238,000 | 3,114 |
| Total unused commitments | $0 | 4,829 |
| Derivatives | $0 | 1,359 |