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Water Tower Bank, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $6,858,000 | 5,413 |
| Restatements from amended reports of income, net | $0 | 175 |
| Net income | $652,000 | 5,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 426 |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $967,000 | 2,282 |
| Other comprehensive income | $0 | 6,065 |
| Other transactions with parent holding company | $5,589,000 | 149 |
| Bank equity capital | $12,132,000 | 3,670 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $6,418,000 | 5,658 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $769,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $329,000 | 4,327 |
| Other comprehensive income | $0 | 7,431 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $6,858,000 | 5,854 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $5,645,000 | 6,358 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $823,000 | 5,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $50,000 | 7,431 |
| Other comprehensive income | $0 | 1,699 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $6,418,000 | 6,177 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $4,775,000 | 6,913 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $870,000 | 5,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | $0 | 9,058 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $5,645,000 | 6,826 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $3,488,000 | 8,595 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $-225,000 | 12,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $236,000 | 411 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $0 | 346 |
| Other transactions with parent holding company | $1,276,000 | 225 |
| Bank equity capital | $4,775,000 | 7,361 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $1,368,000 | 12,038 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $120,000 | 11,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $2,000,000 | 180 |
| Bank equity capital | $3,488,000 | 9,080 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $1,389,000 | 12,302 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $-21,000 | 12,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $1,368,000 | 12,609 |