Home > Watauga State Bank > Assets and Liabilities
Watauga State Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $28,281,000 | 10,688 |
| Cash and due from depository institutions | $1,965,000 | 8,886 |
| Interest-bearing balances | $396,000 | 5,287 |
| Securities | $11,683,000 | 8,512 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,207 |
| Net loans & leases | $6,246,000 | 12,848 |
| Loan loss allowance | $174,000 | 11,026 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $381,000 | 9,813 |
| Other real estate owned | $269,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $237,000 | 12,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,281,000 | 10,688 |
| Total liabilities | $26,093,000 | 10,599 |
| Total deposits | $26,003,000 | 10,480 |
| Interest-bearing deposits | $20,651,000 | 10,818 |
| Deposits held in domestic offices | $26,003,000 | 10,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $90,000 | 12,580 |
| Total equity capital | $2,188,000 | 11,126 |
| Total bank equity capital | $2,188,000 | 11,126 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $900,000 | 8,743 |
| Undivided profits | $688,000 | 10,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 5,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $54,000 | 12,884 |
| Earning assets | $25,825,000 | 10,636 |
| Long-term assets (5+ years) | $924,000 | 10,363 |
| Average Assets, year-to-date | $27,333,400 | 10,687 |
| Average Assets, quarterly | $28,237,000 | 10,642 |
| Volatile liabilities | $3,357,000 | 8,139 |
| Insider loans | $182,000 | 4,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $159,000 | 11,865 |
| Tier 1 (core) risk-based capital | $2,188,000 | 11,081 |
| Tier 2 risk-based capital | $129,240 | 11,200 |
| Total risk weighted assets | $10,294,140 | 11,988 |
| Total unused commitments | $159,000 | 11,878 |
| Derivatives | $0 | 651 |