Home > Washington State Bank > Income and Expense
Washington State Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,899 |
| Total interest expense | $324,000 | 6,224 |
| Net interest income | $753,000 | 5,587 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $669,000 | 5,274 |
| Salaries and employee benefits | $261,000 | 6,341 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $312,000 | 3,792 |
| Pre-tax net operating income | $129,000 | 6,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $92,000 | 6,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $45,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $92,000 | 6,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 5,750 |
| Total interest expense | $1,126,000 | 5,986 |
| Net interest income | $2,978,000 | 5,531 |
| Provision for loan and lease losses | $-28,000 | 8,539 |
| Total noninterest income | $199,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $151,000 | 5,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,428 |
| Total noninterest expense | $2,196,000 | 5,785 |
| Salaries and employee benefits | $909,000 | 6,613 |
| Premises and equipment expense | $389,000 | 4,940 |
| Additional noninterest expense | $898,000 | 4,777 |
| Pre-tax net operating income | $1,009,000 | 5,340 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $332,000 | 3,989 |
| Income before extraordinary items | $668,000 | 5,762 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $668,000 | 5,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,238 |
| Cash dividends | $90,000 | 5,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $674,030 | 5,723 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 5,760 |
| Total interest expense | $824,000 | 5,938 |
| Net interest income | $2,211,000 | 5,571 |
| Provision for loan and lease losses | $-28,000 | 8,633 |
| Total noninterest income | $137,000 | 7,237 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $1,626,000 | 5,797 |
| Salaries and employee benefits | $672,000 | 6,651 |
| Premises and equipment expense | $293,000 | 4,921 |
| Additional noninterest expense | $661,000 | 4,797 |
| Pre-tax net operating income | $750,000 | 5,504 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $254,000 | 4,070 |
| Income before extraordinary items | $487,000 | 5,966 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $487,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $45,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $492,940 | 5,899 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 5,811 |
| Total interest expense | $524,000 | 5,912 |
| Net interest income | $1,430,000 | 5,643 |
| Provision for loan and lease losses | $-28,000 | 8,670 |
| Total noninterest income | $87,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $1,067,000 | 5,847 |
| Salaries and employee benefits | $439,000 | 6,707 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $432,000 | 4,851 |
| Pre-tax net operating income | $478,000 | 5,571 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $160,000 | 4,150 |
| Income before extraordinary items | $309,000 | 6,058 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $309,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $45,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $314,940 | 5,968 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,825 |
| Total interest expense | $251,000 | 5,957 |
| Net interest income | $716,000 | 5,670 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $509,000 | 6,039 |
| Salaries and employee benefits | $209,000 | 6,871 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $202,000 | 5,032 |
| Pre-tax net operating income | $229,000 | 5,651 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $76,000 | 4,184 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $45,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,280 | 6,052 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,852 |
| Total interest expense | $978,000 | 5,724 |
| Net interest income | $2,664,000 | 5,800 |
| Provision for loan and lease losses | $211,000 | 3,597 |
| Total noninterest income | $207,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $154,000 | 5,727 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $2,080,000 | 5,883 |
| Salaries and employee benefits | $883,000 | 6,669 |
| Premises and equipment expense | $398,000 | 4,779 |
| Additional noninterest expense | $799,000 | 5,095 |
| Pre-tax net operating income | $580,000 | 6,450 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $383,000 | 6,867 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $383,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $383,000 | 6,807 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 5,966 |
| Total interest expense | $737,000 | 5,679 |
| Net interest income | $1,887,000 | 5,990 |
| Provision for loan and lease losses | $465,000 | 1,538 |
| Total noninterest income | $145,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $117,000 | 5,757 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,549,000 | 5,863 |
| Salaries and employee benefits | $636,000 | 6,753 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $609,000 | 5,003 |
| Pre-tax net operating income | $18,000 | 8,417 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $18,000 | 8,448 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $18,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $135,000 | 4,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $18,000 | 8,406 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 5,992 |
| Total interest expense | $483,000 | 5,744 |
| Net interest income | $1,256,000 | 6,013 |
| Provision for loan and lease losses | $466,000 | 1,075 |
| Total noninterest income | $100,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,063,000 | 5,802 |
| Salaries and employee benefits | $417,000 | 6,837 |
| Premises and equipment expense | $203,000 | 4,713 |
| Additional noninterest expense | $443,000 | 4,730 |
| Pre-tax net operating income | $-173,000 | 8,750 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-173,000 | 8,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-173,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $90,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-173,000 | 8,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,931 |
| Total interest expense | $253,000 | 5,678 |
| Net interest income | $644,000 | 5,903 |
| Provision for loan and lease losses | $466,000 | 551 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $505,000 | 6,017 |
| Salaries and employee benefits | $200,000 | 6,988 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $-276,000 | 8,951 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-276,000 | 8,980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-276,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $45,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-276,000 | 8,957 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 5,982 |
| Total interest expense | $1,129,000 | 5,770 |
| Net interest income | $2,443,000 | 5,986 |
| Provision for loan and lease losses | $156,000 | 4,510 |
| Total noninterest income | $219,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $2,106,000 | 5,813 |
| Salaries and employee benefits | $768,000 | 7,041 |
| Premises and equipment expense | $420,000 | 4,572 |
| Additional noninterest expense | $918,000 | 4,559 |
| Pre-tax net operating income | $400,000 | 7,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $122,000 | 5,513 |
| Income before extraordinary items | $278,000 | 7,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $278,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,052 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $278,000 | 7,243 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 6,114 |
| Total interest expense | $862,000 | 5,856 |
| Net interest income | $1,765,000 | 6,112 |
| Provision for loan and lease losses | $71,000 | 5,312 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $128,000 | 5,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $1,582,000 | 5,800 |
| Salaries and employee benefits | $591,000 | 6,957 |
| Premises and equipment expense | $314,000 | 4,572 |
| Additional noninterest expense | $677,000 | 4,573 |
| Pre-tax net operating income | $267,000 | 7,346 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $191,000 | 7,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $191,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $191,000 | 7,493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 6,147 |
| Total interest expense | $585,000 | 5,930 |
| Net interest income | $1,168,000 | 6,142 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $1,072,000 | 5,746 |
| Salaries and employee benefits | $394,000 | 6,979 |
| Premises and equipment expense | $213,000 | 4,529 |
| Additional noninterest expense | $465,000 | 4,482 |
| Pre-tax net operating income | $177,000 | 7,407 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $46,000 | 5,986 |
| Income before extraordinary items | $131,000 | 7,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $131,000 | 7,466 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 6,197 |
| Total interest expense | $294,000 | 5,992 |
| Net interest income | $578,000 | 6,172 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $536,000 | 5,749 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $109,000 | 4,452 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $74,000 | 7,624 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 6,252 |
| Total interest expense | $1,460,000 | 5,820 |
| Net interest income | $2,136,000 | 6,416 |
| Provision for loan and lease losses | $214,000 | 4,227 |
| Total noninterest income | $159,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-7,000 | 9,284 |
| Total noninterest expense | $2,113,000 | 5,682 |
| Salaries and employee benefits | $800,000 | 6,879 |
| Premises and equipment expense | $467,000 | 4,152 |
| Additional noninterest expense | $846,000 | 4,742 |
| Pre-tax net operating income | $-32,000 | 8,689 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-29,000 | 8,940 |
| Income before extraordinary items | $-3,000 | 8,733 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-3,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,654 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,720,000 | 317 |
| Net operating income | $-3,000 | 8,651 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 6,407 |
| Total interest expense | $2,085,000 | 5,967 |
| Net interest income | $1,851,000 | 6,705 |
| Provision for loan and lease losses | $555,000 | 2,027 |
| Total noninterest income | $283,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $188,000 | 5,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $2,101,000 | 5,560 |
| Salaries and employee benefits | $800,000 | 6,771 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $824,000 | 4,694 |
| Pre-tax net operating income | $-522,000 | 9,178 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-80,000 | 9,223 |
| Income before extraordinary items | $-442,000 | 9,205 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-442,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,279 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-442,000 | 9,164 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 6,174 |
| Total interest expense | $2,104,000 | 6,121 |
| Net interest income | $2,289,000 | 6,131 |
| Provision for loan and lease losses | $228,000 | 3,468 |
| Total noninterest income | $258,000 | 6,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $2,142,000 | 5,429 |
| Salaries and employee benefits | $799,000 | 6,732 |
| Premises and equipment expense | $450,000 | 4,129 |
| Additional noninterest expense | $893,000 | 4,364 |
| Pre-tax net operating income | $177,000 | 8,461 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $117,000 | 8,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $117,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,362 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 768 |
| Net operating income | $117,000 | 8,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 6,670 |
| Total interest expense | $1,539,000 | 6,884 |
| Net interest income | $2,112,000 | 6,440 |
| Provision for loan and lease losses | $354,000 | 2,331 |
| Total noninterest income | $373,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,068 |
| Total noninterest expense | $2,125,000 | 5,447 |
| Salaries and employee benefits | $877,000 | 6,415 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $881,000 | 4,452 |
| Pre-tax net operating income | $6,000 | 9,387 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $6,000 | 9,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,633 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 604 |
| Net operating income | $6,000 | 9,397 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 7,202 |
| Total interest expense | $1,418,000 | 7,382 |
| Net interest income | $1,855,000 | 6,937 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $617,000 | 4,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 3,216 |
| Total noninterest expense | $2,110,000 | 5,381 |
| Salaries and employee benefits | $811,000 | 6,641 |
| Premises and equipment expense | $364,000 | 4,752 |
| Additional noninterest expense | $935,000 | 4,167 |
| Pre-tax net operating income | $306,000 | 8,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $60,000 | 8,159 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $246,000 | 8,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 8,050 |
| Total interest expense | $1,181,000 | 8,174 |
| Net interest income | $1,582,000 | 7,815 |
| Provision for loan and lease losses | $178,000 | 3,774 |
| Total noninterest income | $273,000 | 6,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $1,516,000 | 6,747 |
| Salaries and employee benefits | $679,000 | 7,442 |
| Premises and equipment expense | $212,000 | 6,635 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $161,000 | 9,786 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $161,000 | 9,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $161,000 | 9,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $161,000 | 9,444 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 8,892 |
| Total interest expense | $978,000 | 9,089 |
| Net interest income | $1,380,000 | 8,568 |
| Provision for loan and lease losses | $109,000 | 4,905 |
| Total noninterest income | $203,000 | 8,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $1,443,000 | 7,276 |
| Salaries and employee benefits | $647,000 | 7,862 |
| Premises and equipment expense | $219,000 | 6,706 |
| Additional noninterest expense | $577,000 | 6,504 |
| Pre-tax net operating income | $31,000 | 10,674 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $10,000 | 10,369 |
| Income before extraordinary items | $21,000 | 10,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,000 | 10,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 696 |
| Net operating income | $21,000 | 10,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 9,640 |
| Total interest expense | $753,000 | 10,113 |
| Net interest income | $1,294,000 | 9,094 |
| Provision for loan and lease losses | $139,000 | 3,796 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,887 |
| Total noninterest expense | $1,357,000 | 7,720 |
| Salaries and employee benefits | $586,000 | 8,448 |
| Premises and equipment expense | $243,000 | 6,462 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $43,000 | 11,335 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-55,000 | 11,652 |
| Income before extraordinary items | $98,000 | 10,948 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $98,000 | 10,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $98,000 | 10,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 11,148 |
| Total interest expense | $328,000 | 11,913 |
| Net interest income | $966,000 | 10,499 |
| Provision for loan and lease losses | $52,000 | 6,028 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $950,000 | 9,551 |
| Salaries and employee benefits | $347,000 | 10,772 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $426,000 | 8,568 |
| Pre-tax net operating income | $134,000 | 11,383 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $134,000 | 11,015 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $134,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $134,000 | 11,070 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 12,809 |
| Total interest expense | $140,000 | 13,125 |
| Net interest income | $560,000 | 12,364 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $784,000 | 10,744 |
| Salaries and employee benefits | $370,000 | 10,938 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $280,000 | 10,687 |
| Pre-tax net operating income | $-266,000 | 12,743 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-266,000 | 12,806 |
| Extraordinary gains, net | $60,000 | 2,033 |
| Net income | $-206,000 | 12,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-266,000 | 12,730 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 13,915 |
| Total interest expense | $11,000 | 13,886 |
| Net interest income | $34,000 | 13,887 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $442,000 | 12,953 |
| Salaries and employee benefits | $107,000 | 13,768 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $-412,000 | 13,237 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-412,000 | 13,333 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-412,000 | 13,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 267 |
| Net operating income | $-412,000 | 13,225 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.