Home > Washington Savings Bank > Income and Expense
Washington Savings Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,479 |
| Total interest expense | $420,000 | 2,560 |
| Net interest income | $989,000 | 3,750 |
| Provision for loan and lease losses | $12,000 | 3,361 |
| Total noninterest income | $112,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $10,000 | 4,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,152 |
| Total noninterest expense | $1,256,000 | 3,014 |
| Salaries and employee benefits | $465,000 | 3,711 |
| Premises and equipment expense | $222,000 | 2,197 |
| Additional noninterest expense | $569,000 | 2,328 |
| Pre-tax net operating income | $-167,000 | 4,911 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $-172,000 | 4,881 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-172,000 | 4,880 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-172,000 | 4,881 |
| Net charge-offs | $53,000 | 1,179 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-172,000 | 4,911 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 3,418 |
| Total interest expense | $1,827,000 | 2,491 |
| Net interest income | $4,235,000 | 3,697 |
| Provision for loan and lease losses | $156,000 | 2,569 |
| Total noninterest income | $457,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $47,000 | 4,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,256 |
| Total noninterest expense | $5,035,000 | 2,994 |
| Salaries and employee benefits | $2,309,000 | 3,371 |
| Premises and equipment expense | $898,000 | 2,189 |
| Additional noninterest expense | $1,828,000 | 2,714 |
| Pre-tax net operating income | $-499,000 | 5,066 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $20,000 | 3,553 |
| Income before extraordinary items | $-519,000 | 5,067 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-519,000 | 5,068 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-519,000 | 5,068 |
| Net charge-offs | $11,000 | 3,294 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-519,000 | 5,061 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 3,447 |
| Total interest expense | $1,375,000 | 2,491 |
| Net interest income | $3,224,000 | 3,729 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $338,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $34,000 | 4,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,275 |
| Total noninterest expense | $3,882,000 | 2,966 |
| Salaries and employee benefits | $1,822,000 | 3,301 |
| Premises and equipment expense | $684,000 | 2,176 |
| Additional noninterest expense | $1,376,000 | 2,720 |
| Pre-tax net operating income | $-440,000 | 5,150 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $25,000 | 3,497 |
| Income before extraordinary items | $-465,000 | 5,162 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-465,000 | 5,162 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-465,000 | 5,162 |
| Net charge-offs | $11,000 | 2,925 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-465,000 | 5,151 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 3,436 |
| Total interest expense | $907,000 | 2,479 |
| Net interest income | $2,193,000 | 3,714 |
| Provision for loan and lease losses | $84,000 | 2,379 |
| Total noninterest income | $216,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $22,000 | 4,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,297 |
| Total noninterest expense | $2,632,000 | 2,945 |
| Salaries and employee benefits | $1,175,000 | 3,368 |
| Premises and equipment expense | $471,000 | 2,142 |
| Additional noninterest expense | $986,000 | 2,606 |
| Pre-tax net operating income | $-307,000 | 5,200 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $60,000 | 2,995 |
| Income before extraordinary items | $-367,000 | 5,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-367,000 | 5,214 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-367,000 | 5,214 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-367,000 | 5,210 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 3,441 |
| Total interest expense | $443,000 | 2,474 |
| Net interest income | $1,119,000 | 3,708 |
| Provision for loan and lease losses | $42,000 | 2,243 |
| Total noninterest income | $103,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $12,000 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,340 |
| Total noninterest expense | $1,532,000 | 2,711 |
| Salaries and employee benefits | $697,000 | 3,111 |
| Premises and equipment expense | $251,000 | 2,075 |
| Additional noninterest expense | $584,000 | 2,319 |
| Pre-tax net operating income | $-352,000 | 5,302 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-101,000 | 5,300 |
| Income before extraordinary items | $-251,000 | 5,280 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-251,000 | 5,278 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-251,000 | 5,278 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-251,000 | 5,281 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 3,455 |
| Total interest expense | $1,541,000 | 2,297 |
| Net interest income | $4,364,000 | 3,738 |
| Provision for loan and lease losses | $81,000 | 3,215 |
| Total noninterest income | $518,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $47,000 | 4,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 3,145 |
| Total noninterest expense | $5,048,000 | 3,036 |
| Salaries and employee benefits | $2,217,000 | 3,498 |
| Premises and equipment expense | $922,000 | 2,167 |
| Additional noninterest expense | $1,909,000 | 2,663 |
| Pre-tax net operating income | $-247,000 | 5,298 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-82,000 | 5,295 |
| Income before extraordinary items | $-165,000 | 5,281 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-165,000 | 5,280 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-165,000 | 5,280 |
| Net charge-offs | $86,000 | 2,257 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-165,000 | 5,284 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 3,490 |
| Total interest expense | $1,121,000 | 2,268 |
| Net interest income | $3,264,000 | 3,774 |
| Provision for loan and lease losses | $51,000 | 3,163 |
| Total noninterest income | $358,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $33,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,293 |
| Total noninterest expense | $3,655,000 | 3,111 |
| Salaries and employee benefits | $1,653,000 | 3,519 |
| Premises and equipment expense | $689,000 | 2,174 |
| Additional noninterest expense | $1,313,000 | 2,836 |
| Pre-tax net operating income | $-84,000 | 5,353 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-42,000 | 5,391 |
| Income before extraordinary items | $-42,000 | 5,326 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-42,000 | 5,325 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-42,000 | 5,325 |
| Net charge-offs | $29,000 | 2,523 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-42,000 | 5,331 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 3,503 |
| Total interest expense | $723,000 | 2,230 |
| Net interest income | $2,165,000 | 3,798 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $253,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $24,000 | 4,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,198 |
| Total noninterest expense | $2,432,000 | 3,140 |
| Salaries and employee benefits | $1,107,000 | 3,529 |
| Premises and equipment expense | $469,000 | 2,165 |
| Additional noninterest expense | $856,000 | 2,911 |
| Pre-tax net operating income | $-44,000 | 5,400 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-39,000 | 5,452 |
| Income before extraordinary items | $-5,000 | 5,347 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-5,000 | 5,345 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-5,000 | 5,346 |
| Net charge-offs | $30,000 | 2,032 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-5,000 | 5,351 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 3,542 |
| Total interest expense | $347,000 | 2,225 |
| Net interest income | $1,079,000 | 3,815 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $118,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $13,000 | 4,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,286 |
| Total noninterest expense | $1,241,000 | 3,121 |
| Salaries and employee benefits | $559,000 | 3,546 |
| Premises and equipment expense | $250,000 | 2,113 |
| Additional noninterest expense | $432,000 | 2,920 |
| Pre-tax net operating income | $-59,000 | 5,474 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-36,000 | 5,527 |
| Income before extraordinary items | $-23,000 | 5,429 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-23,000 | 5,429 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-23,000 | 5,429 |
| Net charge-offs | $10,000 | 1,963 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-23,000 | 5,436 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,521 |
| Total interest expense | $1,291,000 | 2,149 |
| Net interest income | $4,400,000 | 3,772 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $1,106,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $49,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,057,000 | 2,225 |
| Total noninterest expense | $4,866,000 | 3,137 |
| Salaries and employee benefits | $2,225,000 | 3,543 |
| Premises and equipment expense | $924,000 | 2,229 |
| Additional noninterest expense | $1,717,000 | 2,942 |
| Pre-tax net operating income | $580,000 | 4,621 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $195,000 | 2,980 |
| Income before extraordinary items | $385,000 | 4,692 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $385,000 | 4,692 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $385,000 | 4,692 |
| Net charge-offs | $58,000 | 2,865 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $385,000 | 4,675 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 3,548 |
| Total interest expense | $947,000 | 2,161 |
| Net interest income | $3,307,000 | 3,801 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $418,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $35,000 | 5,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,152 |
| Total noninterest expense | $3,614,000 | 3,176 |
| Salaries and employee benefits | $1,618,000 | 3,622 |
| Premises and equipment expense | $690,000 | 2,237 |
| Additional noninterest expense | $1,306,000 | 2,920 |
| Pre-tax net operating income | $66,000 | 5,413 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $34,000 | 3,569 |
| Income before extraordinary items | $32,000 | 5,474 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $32,000 | 5,473 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $32,000 | 5,473 |
| Net charge-offs | $21,000 | 2,958 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $32,000 | 5,468 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 3,552 |
| Total interest expense | $616,000 | 2,169 |
| Net interest income | $2,219,000 | 3,790 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $148,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $21,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,052 |
| Total noninterest expense | $2,387,000 | 3,215 |
| Salaries and employee benefits | $1,076,000 | 3,643 |
| Premises and equipment expense | $469,000 | 2,229 |
| Additional noninterest expense | $842,000 | 3,002 |
| Pre-tax net operating income | $-50,000 | 5,606 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $3,000 | 4,027 |
| Income before extraordinary items | $-53,000 | 5,606 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-53,000 | 5,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-53,000 | 5,606 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-53,000 | 5,605 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 3,554 |
| Total interest expense | $298,000 | 2,194 |
| Net interest income | $1,122,000 | 3,781 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $3,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $11,000 | 5,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-8,000 | 5,806 |
| Total noninterest expense | $1,198,000 | 3,234 |
| Salaries and employee benefits | $544,000 | 3,663 |
| Premises and equipment expense | $248,000 | 2,160 |
| Additional noninterest expense | $406,000 | 3,090 |
| Pre-tax net operating income | $-88,000 | 5,723 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $-91,000 | 5,725 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-91,000 | 5,724 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-91,000 | 5,725 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-91,000 | 5,727 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,590 |
| Total interest expense | $1,160,000 | 2,192 |
| Net interest income | $4,402,000 | 3,826 |
| Provision for loan and lease losses | $109,000 | 3,053 |
| Total noninterest income | $628,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $54,000 | 5,116 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $574,000 | 3,065 |
| Total noninterest expense | $4,795,000 | 3,264 |
| Salaries and employee benefits | $2,177,000 | 3,662 |
| Premises and equipment expense | $950,000 | 2,232 |
| Additional noninterest expense | $1,668,000 | 3,117 |
| Pre-tax net operating income | $126,000 | 5,445 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $38,000 | 3,686 |
| Income before extraordinary items | $88,000 | 5,535 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $88,000 | 5,533 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $88,000 | 5,534 |
| Net charge-offs | $31,000 | 3,435 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $88,000 | 5,498 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 3,598 |
| Total interest expense | $867,000 | 2,195 |
| Net interest income | $3,318,000 | 3,836 |
| Provision for loan and lease losses | $94,000 | 2,798 |
| Total noninterest income | $512,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $41,000 | 5,154 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $471,000 | 2,979 |
| Total noninterest expense | $3,615,000 | 3,256 |
| Salaries and employee benefits | $1,655,000 | 3,636 |
| Premises and equipment expense | $713,000 | 2,229 |
| Additional noninterest expense | $1,247,000 | 3,134 |
| Pre-tax net operating income | $121,000 | 5,467 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $38,000 | 3,671 |
| Income before extraordinary items | $83,000 | 5,568 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $83,000 | 5,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $83,000 | 5,568 |
| Net charge-offs | $31,000 | 2,887 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $83,000 | 5,529 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 3,600 |
| Total interest expense | $568,000 | 2,230 |
| Net interest income | $2,242,000 | 3,833 |
| Provision for loan and lease losses | $69,000 | 2,633 |
| Total noninterest income | $359,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $28,000 | 5,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $331,000 | 2,902 |
| Total noninterest expense | $2,424,000 | 3,271 |
| Salaries and employee benefits | $1,098,000 | 3,679 |
| Premises and equipment expense | $478,000 | 2,223 |
| Additional noninterest expense | $848,000 | 3,103 |
| Pre-tax net operating income | $108,000 | 5,445 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $34,000 | 3,578 |
| Income before extraordinary items | $74,000 | 5,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $74,000 | 5,562 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $74,000 | 5,518 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 3,633 |
| Total interest expense | $278,000 | 2,264 |
| Net interest income | $1,111,000 | 3,863 |
| Provision for loan and lease losses | $39,000 | 2,394 |
| Total noninterest income | $218,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $204,000 | 2,591 |
| Total noninterest expense | $1,222,000 | 3,276 |
| Salaries and employee benefits | $546,000 | 3,721 |
| Premises and equipment expense | $246,000 | 2,186 |
| Additional noninterest expense | $430,000 | 3,068 |
| Pre-tax net operating income | $68,000 | 5,325 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $28,000 | 3,322 |
| Income before extraordinary items | $40,000 | 5,544 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $40,000 | 5,544 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $40,000 | 5,544 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $40,000 | 5,498 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,532,000 | 3,617 |
| Total interest expense | $1,094,000 | 2,273 |
| Net interest income | $4,438,000 | 3,848 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $511,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $54,000 | 5,324 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $457,000 | 3,419 |
| Total noninterest expense | $4,864,000 | 3,288 |
| Salaries and employee benefits | $2,123,000 | 3,774 |
| Premises and equipment expense | $905,000 | 2,331 |
| Additional noninterest expense | $1,836,000 | 2,973 |
| Pre-tax net operating income | $-65,000 | 5,919 |
| Securities gains (losses) | $189,000 | 781 |
| Applicable income taxes | $-7,000 | 5,868 |
| Income before extraordinary items | $131,000 | 5,627 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $131,000 | 5,629 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $131,000 | 5,630 |
| Net charge-offs | $173,000 | 2,127 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-58,000 | 5,913 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 3,653 |
| Total interest expense | $823,000 | 2,295 |
| Net interest income | $3,325,000 | 3,885 |
| Provision for loan and lease losses | $111,000 | 2,565 |
| Total noninterest income | $347,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,561 |
| Total noninterest expense | $3,676,000 | 3,283 |
| Salaries and employee benefits | $1,614,000 | 3,762 |
| Premises and equipment expense | $688,000 | 2,336 |
| Additional noninterest expense | $1,374,000 | 2,983 |
| Pre-tax net operating income | $-115,000 | 6,047 |
| Securities gains (losses) | $189,000 | 675 |
| Applicable income taxes | $-6,000 | 6,049 |
| Income before extraordinary items | $80,000 | 5,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 5,786 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $80,000 | 5,786 |
| Net charge-offs | $107,000 | 2,094 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-109,000 | 6,047 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 3,664 |
| Total interest expense | $551,000 | 2,298 |
| Net interest income | $2,225,000 | 3,893 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $266,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,359 |
| Total noninterest expense | $2,451,000 | 3,309 |
| Salaries and employee benefits | $1,076,000 | 3,799 |
| Premises and equipment expense | $474,000 | 2,307 |
| Additional noninterest expense | $901,000 | 3,043 |
| Pre-tax net operating income | $-20,000 | 6,030 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-11,000 | 6,155 |
| Income before extraordinary items | $-9,000 | 6,040 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-9,000 | 6,041 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-9,000 | 6,041 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-9,000 | 6,010 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 3,679 |
| Total interest expense | $278,000 | 2,299 |
| Net interest income | $1,109,000 | 3,916 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $145,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 3,204 |
| Total noninterest expense | $1,254,000 | 3,277 |
| Salaries and employee benefits | $539,000 | 3,830 |
| Premises and equipment expense | $259,000 | 2,182 |
| Additional noninterest expense | $456,000 | 3,002 |
| Pre-tax net operating income | $-30,000 | 6,120 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-10,000 | 6,254 |
| Income before extraordinary items | $-20,000 | 6,129 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-20,000 | 6,130 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-20,000 | 6,130 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-20,000 | 6,097 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 3,680 |
| Total interest expense | $1,203,000 | 2,256 |
| Net interest income | $4,412,000 | 3,957 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $446,000 | 4,458 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $51,000 | 5,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $395,000 | 3,621 |
| Total noninterest expense | $5,039,000 | 3,293 |
| Salaries and employee benefits | $2,258,000 | 3,731 |
| Premises and equipment expense | $903,000 | 2,437 |
| Additional noninterest expense | $1,878,000 | 3,030 |
| Pre-tax net operating income | $-301,000 | 6,251 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $-124,000 | 6,280 |
| Income before extraordinary items | $-164,000 | 6,214 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-164,000 | 6,214 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-164,000 | 6,215 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-172,320 | 6,214 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 3,714 |
| Total interest expense | $907,000 | 2,279 |
| Net interest income | $3,305,000 | 3,996 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $301,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $38,000 | 5,774 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $263,000 | 3,828 |
| Total noninterest expense | $3,831,000 | 3,285 |
| Salaries and employee benefits | $1,709,000 | 3,725 |
| Premises and equipment expense | $694,000 | 2,415 |
| Additional noninterest expense | $1,428,000 | 2,998 |
| Pre-tax net operating income | $-315,000 | 6,343 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-127,000 | 6,426 |
| Income before extraordinary items | $-188,000 | 6,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-188,000 | 6,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-188,000 | 6,314 |
| Net charge-offs | $16,000 | 3,939 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-188,000 | 6,312 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 3,719 |
| Total interest expense | $605,000 | 2,309 |
| Net interest income | $2,195,000 | 4,011 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $181,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $26,000 | 5,771 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $155,000 | 4,003 |
| Total noninterest expense | $2,607,000 | 3,256 |
| Salaries and employee benefits | $1,149,000 | 3,719 |
| Premises and equipment expense | $483,000 | 2,347 |
| Additional noninterest expense | $975,000 | 2,948 |
| Pre-tax net operating income | $-291,000 | 6,437 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-119,000 | 6,519 |
| Income before extraordinary items | $-172,000 | 6,392 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-172,000 | 6,393 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-172,000 | 6,394 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-172,000 | 6,384 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 3,753 |
| Total interest expense | $304,000 | 2,323 |
| Net interest income | $1,084,000 | 4,054 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $78,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $1,348,000 | 3,201 |
| Salaries and employee benefits | $584,000 | 3,702 |
| Premises and equipment expense | $266,000 | 2,184 |
| Additional noninterest expense | $498,000 | 2,898 |
| Pre-tax net operating income | $-216,000 | 6,539 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-91,000 | 6,618 |
| Income before extraordinary items | $-125,000 | 6,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-125,000 | 6,477 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-125,000 | 6,478 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-125,000 | 6,474 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 3,796 |
| Total interest expense | $1,295,000 | 2,429 |
| Net interest income | $4,302,000 | 4,095 |
| Provision for loan and lease losses | $128,000 | 3,422 |
| Total noninterest income | $468,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $409,000 | 3,640 |
| Total noninterest expense | $4,810,000 | 3,503 |
| Salaries and employee benefits | $2,108,000 | 3,955 |
| Premises and equipment expense | $881,000 | 2,513 |
| Additional noninterest expense | $1,821,000 | 3,191 |
| Pre-tax net operating income | $-168,000 | 6,339 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-15,000 | 6,321 |
| Income before extraordinary items | $-153,000 | 6,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-153,000 | 6,376 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-153,000 | 6,377 |
| Net charge-offs | $128,000 | 3,492 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-153,000 | 6,352 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 3,838 |
| Total interest expense | $986,000 | 2,471 |
| Net interest income | $3,202,000 | 4,140 |
| Provision for loan and lease losses | $98,000 | 3,402 |
| Total noninterest income | $367,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $323,000 | 3,630 |
| Total noninterest expense | $3,560,000 | 3,548 |
| Salaries and employee benefits | $1,553,000 | 4,018 |
| Premises and equipment expense | $651,000 | 2,567 |
| Additional noninterest expense | $1,356,000 | 3,202 |
| Pre-tax net operating income | $-89,000 | 6,402 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-17,000 | 6,559 |
| Income before extraordinary items | $-72,000 | 6,435 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-72,000 | 6,437 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-72,000 | 6,436 |
| Net charge-offs | $122,000 | 3,071 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-72,000 | 6,398 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 3,860 |
| Total interest expense | $666,000 | 2,498 |
| Net interest income | $2,107,000 | 4,178 |
| Provision for loan and lease losses | $68,000 | 3,318 |
| Total noninterest income | $270,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,513 |
| Total noninterest expense | $2,373,000 | 3,567 |
| Salaries and employee benefits | $1,013,000 | 4,076 |
| Premises and equipment expense | $446,000 | 2,507 |
| Additional noninterest expense | $914,000 | 3,170 |
| Pre-tax net operating income | $-64,000 | 6,431 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-7,000 | 6,572 |
| Income before extraordinary items | $-57,000 | 6,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-57,000 | 6,472 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-57,000 | 6,472 |
| Net charge-offs | $106,000 | 2,701 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-57,000 | 6,427 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,865 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $1,061,000 | 4,175 |
| Provision for loan and lease losses | $38,000 | 3,071 |
| Total noninterest income | $131,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 3,555 |
| Total noninterest expense | $1,201,000 | 3,552 |
| Salaries and employee benefits | $506,000 | 4,127 |
| Premises and equipment expense | $229,000 | 2,476 |
| Additional noninterest expense | $466,000 | 3,137 |
| Pre-tax net operating income | $-47,000 | 6,522 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-47,000 | 6,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-47,000 | 6,585 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-47,000 | 6,585 |
| Net charge-offs | $106,000 | 1,848 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-47,000 | 6,534 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 3,856 |
| Total interest expense | $1,648,000 | 2,529 |
| Net interest income | $4,313,000 | 4,214 |
| Provision for loan and lease losses | $69,000 | 4,995 |
| Total noninterest income | $660,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $582,000 | 3,145 |
| Total noninterest expense | $4,820,000 | 3,564 |
| Salaries and employee benefits | $2,166,000 | 3,939 |
| Premises and equipment expense | $859,000 | 2,588 |
| Additional noninterest expense | $1,795,000 | 3,347 |
| Pre-tax net operating income | $84,000 | 5,953 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $82,000 | 6,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 6,102 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $82,000 | 6,105 |
| Net charge-offs | $92,000 | 4,485 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $82,000 | 5,950 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 3,890 |
| Total interest expense | $1,286,000 | 2,548 |
| Net interest income | $3,242,000 | 4,272 |
| Provision for loan and lease losses | $51,000 | 4,915 |
| Total noninterest income | $461,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $58,000 | 5,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $403,000 | 3,261 |
| Total noninterest expense | $3,582,000 | 3,615 |
| Salaries and employee benefits | $1,610,000 | 3,967 |
| Premises and equipment expense | $640,000 | 2,637 |
| Additional noninterest expense | $1,332,000 | 3,395 |
| Pre-tax net operating income | $70,000 | 6,095 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $70,000 | 6,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $70,000 | 6,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 6,208 |
| Net charge-offs | $74,000 | 4,249 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $70,000 | 6,075 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 3,905 |
| Total interest expense | $894,000 | 2,535 |
| Net interest income | $2,137,000 | 4,311 |
| Provision for loan and lease losses | $33,000 | 4,837 |
| Total noninterest income | $385,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 2,853 |
| Total noninterest expense | $2,440,000 | 3,565 |
| Salaries and employee benefits | $1,079,000 | 3,975 |
| Premises and equipment expense | $471,000 | 2,422 |
| Additional noninterest expense | $890,000 | 3,412 |
| Pre-tax net operating income | $49,000 | 6,102 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $48,000 | 6,239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 6,239 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $48,000 | 6,239 |
| Net charge-offs | $78,000 | 3,649 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $48,000 | 6,097 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 3,856 |
| Total interest expense | $476,000 | 2,478 |
| Net interest income | $1,092,000 | 4,276 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $158,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,165 |
| Total noninterest expense | $1,204,000 | 3,622 |
| Salaries and employee benefits | $561,000 | 3,895 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $383,000 | 3,744 |
| Pre-tax net operating income | $31,000 | 6,116 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $31,000 | 6,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,207 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $31,000 | 6,209 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $31,000 | 6,082 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 3,731 |
| Total interest expense | $2,368,000 | 2,429 |
| Net interest income | $4,454,000 | 4,237 |
| Provision for loan and lease losses | $58,000 | 5,771 |
| Total noninterest income | $616,000 | 4,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $616,000 | 2,823 |
| Total noninterest expense | $5,081,000 | 3,495 |
| Salaries and employee benefits | $2,248,000 | 3,854 |
| Premises and equipment expense | $1,548,000 | 1,599 |
| Additional noninterest expense | $1,285,000 | 4,264 |
| Pre-tax net operating income | $-69,000 | 6,107 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-56,000 | 6,748 |
| Income before extraordinary items | $-13,000 | 6,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,000 | 6,181 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-13,000 | 6,181 |
| Net charge-offs | $79,000 | 5,175 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-13,000 | 6,063 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 3,711 |
| Total interest expense | $1,842,000 | 2,436 |
| Net interest income | $3,416,000 | 4,194 |
| Provision for loan and lease losses | $43,000 | 5,673 |
| Total noninterest income | $415,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $415,000 | 2,976 |
| Total noninterest expense | $3,901,000 | 3,429 |
| Salaries and employee benefits | $1,709,000 | 3,818 |
| Premises and equipment expense | $1,156,000 | 1,625 |
| Additional noninterest expense | $1,036,000 | 4,077 |
| Pre-tax net operating income | $-113,000 | 6,310 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-69,000 | 6,963 |
| Income before extraordinary items | $-44,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-44,000 | 6,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-44,000 | 6,344 |
| Net charge-offs | $46,000 | 5,029 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-44,000 | 6,239 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 3,715 |
| Total interest expense | $1,278,000 | 2,441 |
| Net interest income | $2,278,000 | 4,216 |
| Provision for loan and lease losses | $28,000 | 5,552 |
| Total noninterest income | $287,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 2,946 |
| Total noninterest expense | $2,691,000 | 3,389 |
| Salaries and employee benefits | $1,135,000 | 3,865 |
| Premises and equipment expense | $765,000 | 1,658 |
| Additional noninterest expense | $791,000 | 3,777 |
| Pre-tax net operating income | $-154,000 | 6,510 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-81,000 | 7,079 |
| Income before extraordinary items | $-73,000 | 6,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-73,000 | 6,465 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-73,000 | 6,465 |
| Net charge-offs | $28,000 | 4,871 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-73,000 | 6,419 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 3,700 |
| Total interest expense | $663,000 | 2,436 |
| Net interest income | $1,130,000 | 4,222 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,667 |
| Total noninterest expense | $1,473,000 | 3,151 |
| Salaries and employee benefits | $577,000 | 3,849 |
| Premises and equipment expense | $396,000 | 1,621 |
| Additional noninterest expense | $500,000 | 3,183 |
| Pre-tax net operating income | $-182,000 | 6,809 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-84,000 | 7,261 |
| Income before extraordinary items | $-98,000 | 6,716 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-98,000 | 6,716 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-98,000 | 6,716 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-98,000 | 6,705 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 3,538 |
| Total interest expense | $3,287,000 | 2,399 |
| Net interest income | $4,762,000 | 4,091 |
| Provision for loan and lease losses | $160,000 | 5,579 |
| Total noninterest income | $494,000 | 4,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $494,000 | 3,210 |
| Total noninterest expense | $4,925,000 | 3,658 |
| Salaries and employee benefits | $2,161,000 | 4,015 |
| Premises and equipment expense | $1,556,000 | 1,656 |
| Additional noninterest expense | $1,208,000 | 4,589 |
| Pre-tax net operating income | $171,000 | 5,275 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $143,000 | 5,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $143,000 | 5,480 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $143,000 | 5,481 |
| Net charge-offs | $50,000 | 5,913 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $143,000 | 5,346 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 3,546 |
| Total interest expense | $2,543,000 | 2,426 |
| Net interest income | $3,634,000 | 4,099 |
| Provision for loan and lease losses | $130,000 | 5,437 |
| Total noninterest income | $343,000 | 4,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $343,000 | 3,333 |
| Total noninterest expense | $3,725,000 | 3,631 |
| Salaries and employee benefits | $1,622,000 | 4,047 |
| Premises and equipment expense | $1,173,000 | 1,669 |
| Additional noninterest expense | $930,000 | 4,511 |
| Pre-tax net operating income | $122,000 | 5,534 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $100,000 | 5,725 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $100,000 | 5,728 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $100,000 | 5,727 |
| Net charge-offs | $34,000 | 5,758 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $100,000 | 5,574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 3,515 |
| Total interest expense | $1,756,000 | 2,444 |
| Net interest income | $2,458,000 | 4,060 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $225,000 | 4,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $225,000 | 3,304 |
| Total noninterest expense | $2,547,000 | 3,576 |
| Salaries and employee benefits | $1,076,000 | 4,084 |
| Premises and equipment expense | $780,000 | 1,688 |
| Additional noninterest expense | $691,000 | 4,208 |
| Pre-tax net operating income | $46,000 | 5,836 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,000 | 6,857 |
| Income before extraordinary items | $48,000 | 5,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,913 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $48,000 | 5,912 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $48,000 | 5,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,526 |
| Total interest expense | $910,000 | 2,470 |
| Net interest income | $1,234,000 | 4,072 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $1,216,000 | 3,725 |
| Salaries and employee benefits | $539,000 | 4,130 |
| Premises and equipment expense | $395,000 | 1,713 |
| Additional noninterest expense | $282,000 | 4,760 |
| Pre-tax net operating income | $89,000 | 5,178 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $49,000 | 5,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 5,711 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $49,000 | 5,710 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $49,000 | 5,615 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 3,526 |
| Total interest expense | $4,229,000 | 2,620 |
| Net interest income | $4,725,000 | 4,086 |
| Provision for loan and lease losses | $133,000 | 6,168 |
| Total noninterest income | $368,000 | 5,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $368,000 | 3,676 |
| Total noninterest expense | $4,917,000 | 3,740 |
| Salaries and employee benefits | $2,151,000 | 4,134 |
| Premises and equipment expense | $1,632,000 | 1,657 |
| Additional noninterest expense | $1,134,000 | 4,883 |
| Pre-tax net operating income | $43,000 | 5,276 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-5,000 | 6,195 |
| Income before extraordinary items | $48,000 | 5,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $48,000 | 5,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $48,000 | 5,355 |
| Net charge-offs | $69,000 | 5,996 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $48,000 | 5,296 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 3,569 |
| Total interest expense | $3,240,000 | 2,677 |
| Net interest income | $3,479,000 | 4,140 |
| Provision for loan and lease losses | $70,000 | 6,311 |
| Total noninterest income | $267,000 | 5,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $267,000 | 3,795 |
| Total noninterest expense | $3,704,000 | 3,733 |
| Salaries and employee benefits | $1,619,000 | 4,148 |
| Premises and equipment expense | $1,237,000 | 1,649 |
| Additional noninterest expense | $848,000 | 4,894 |
| Pre-tax net operating income | $-28,000 | 5,736 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-24,000 | 6,729 |
| Income before extraordinary items | $-4,000 | 5,779 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,000 | 5,779 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,000 | 5,779 |
| Net charge-offs | $53,000 | 5,634 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,000 | 5,715 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,595 |
| Total interest expense | $2,184,000 | 2,757 |
| Net interest income | $2,302,000 | 4,144 |
| Provision for loan and lease losses | $44,000 | 6,202 |
| Total noninterest income | $173,000 | 5,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $173,000 | 3,878 |
| Total noninterest expense | $2,472,000 | 3,764 |
| Salaries and employee benefits | $1,068,000 | 4,236 |
| Premises and equipment expense | $840,000 | 1,647 |
| Additional noninterest expense | $564,000 | 4,902 |
| Pre-tax net operating income | $-41,000 | 5,937 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-15,000 | 6,838 |
| Income before extraordinary items | $-26,000 | 6,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,000 | 5,999 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-26,000 | 5,999 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-26,000 | 5,933 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,602 |
| Total interest expense | $1,109,000 | 2,814 |
| Net interest income | $1,157,000 | 4,126 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $1,196,000 | 3,770 |
| Salaries and employee benefits | $541,000 | 4,207 |
| Premises and equipment expense | $431,000 | 1,644 |
| Additional noninterest expense | $224,000 | 5,279 |
| Pre-tax net operating income | $26,000 | 5,941 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $20,000 | 6,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 6,150 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $20,000 | 6,150 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $20,000 | 5,994 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 3,702 |
| Total interest expense | $4,788,000 | 3,078 |
| Net interest income | $4,593,000 | 4,176 |
| Provision for loan and lease losses | $91,000 | 6,138 |
| Total noninterest income | $397,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $397,000 | 3,603 |
| Total noninterest expense | $4,787,000 | 3,689 |
| Salaries and employee benefits | $2,215,000 | 4,117 |
| Premises and equipment expense | $1,635,000 | 1,686 |
| Additional noninterest expense | $937,000 | 5,025 |
| Pre-tax net operating income | $112,000 | 5,983 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $68,000 | 3,665 |
| Income before extraordinary items | $44,000 | 6,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $44,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,806 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $44,000 | 6,189 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 3,757 |
| Total interest expense | $3,609,000 | 3,164 |
| Net interest income | $3,427,000 | 4,214 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $301,000 | 5,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $301,000 | 3,684 |
| Total noninterest expense | $3,595,000 | 3,676 |
| Salaries and employee benefits | $1,689,000 | 4,105 |
| Premises and equipment expense | $1,223,000 | 1,700 |
| Additional noninterest expense | $683,000 | 5,029 |
| Pre-tax net operating income | $78,000 | 6,486 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $56,000 | 4,035 |
| Income before extraordinary items | $22,000 | 6,525 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $22,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $22,000 | 6,688 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 3,827 |
| Total interest expense | $2,421,000 | 3,267 |
| Net interest income | $2,233,000 | 4,276 |
| Provision for loan and lease losses | $31,000 | 5,563 |
| Total noninterest income | $199,000 | 5,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $199,000 | 3,776 |
| Total noninterest expense | $2,392,000 | 3,714 |
| Salaries and employee benefits | $1,124,000 | 4,142 |
| Premises and equipment expense | $808,000 | 1,708 |
| Additional noninterest expense | $460,000 | 4,992 |
| Pre-tax net operating income | $9,000 | 6,890 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $21,000 | 4,649 |
| Income before extraordinary items | $-12,000 | 7,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-12,000 | 7,011 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 3,907 |
| Total interest expense | $1,251,000 | 3,348 |
| Net interest income | $1,077,000 | 4,381 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,193,000 | 3,715 |
| Salaries and employee benefits | $551,000 | 4,217 |
| Premises and equipment expense | $411,000 | 1,684 |
| Additional noninterest expense | $231,000 | 4,937 |
| Pre-tax net operating income | $-34,000 | 7,346 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-34,000 | 7,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-34,000 | 7,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-34,000 | 7,380 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,975,000 | 4,044 |
| Total interest expense | $5,037,000 | 3,450 |
| Net interest income | $3,938,000 | 4,665 |
| Provision for loan and lease losses | $38,000 | 5,914 |
| Total noninterest income | $431,000 | 5,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $431,000 | 3,590 |
| Total noninterest expense | $4,460,000 | 3,785 |
| Salaries and employee benefits | $2,019,000 | 4,362 |
| Premises and equipment expense | $1,581,000 | 1,674 |
| Additional noninterest expense | $860,000 | 5,109 |
| Pre-tax net operating income | $-129,000 | 7,584 |
| Securities gains (losses) | $123,000 | 557 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $-17,000 | 7,528 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-17,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-140,000 | 7,644 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 4,099 |
| Total interest expense | $3,709,000 | 3,496 |
| Net interest income | $2,934,000 | 4,701 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $335,000 | 5,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $335,000 | 3,543 |
| Total noninterest expense | $3,346,000 | 3,770 |
| Salaries and employee benefits | $1,503,000 | 4,370 |
| Premises and equipment expense | $1,192,000 | 1,651 |
| Additional noninterest expense | $651,000 | 5,027 |
| Pre-tax net operating income | $-107,000 | 7,811 |
| Securities gains (losses) | $123,000 | 451 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $8,000 | 7,649 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-70,720 | 7,800 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 4,172 |
| Total interest expense | $2,381,000 | 3,587 |
| Net interest income | $1,960,000 | 4,726 |
| Provision for loan and lease losses | $17,000 | 5,470 |
| Total noninterest income | $239,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $239,000 | 3,437 |
| Total noninterest expense | $2,254,000 | 3,763 |
| Salaries and employee benefits | $1,002,000 | 4,406 |
| Premises and equipment expense | $798,000 | 1,666 |
| Additional noninterest expense | $454,000 | 4,889 |
| Pre-tax net operating income | $-72,000 | 7,928 |
| Securities gains (losses) | $123,000 | 378 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $37,000 | 7,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-52,790 | 7,907 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 4,252 |
| Total interest expense | $1,130,000 | 3,690 |
| Net interest income | $973,000 | 4,754 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $93,000 | 5,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $1,143,000 | 3,711 |
| Salaries and employee benefits | $498,000 | 4,452 |
| Premises and equipment expense | $402,000 | 1,661 |
| Additional noninterest expense | $243,000 | 4,627 |
| Pre-tax net operating income | $-87,000 | 8,122 |
| Securities gains (losses) | $123,000 | 274 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $26,000 | 7,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-62,560 | 8,078 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 4,164 |
| Total interest expense | $4,059,000 | 3,561 |
| Net interest income | $4,033,000 | 4,638 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $357,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 3,956 |
| Total noninterest expense | $4,658,000 | 3,540 |
| Salaries and employee benefits | $2,230,000 | 3,940 |
| Premises and equipment expense | $1,557,000 | 1,645 |
| Additional noninterest expense | $871,000 | 4,970 |
| Pre-tax net operating income | $-279,000 | 8,156 |
| Securities gains (losses) | $320,000 | 311 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $9,000 | 7,955 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-195,800 | 8,138 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 4,166 |
| Total interest expense | $2,959,000 | 3,543 |
| Net interest income | $3,075,000 | 4,625 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $258,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,038 |
| Total noninterest expense | $3,497,000 | 3,532 |
| Salaries and employee benefits | $1,676,000 | 3,920 |
| Premises and equipment expense | $1,160,000 | 1,657 |
| Additional noninterest expense | $661,000 | 4,907 |
| Pre-tax net operating income | $-170,000 | 8,280 |
| Securities gains (losses) | $151,000 | 366 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-19,000 | 8,159 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-19,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-170,000 | 8,294 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 4,145 |
| Total interest expense | $1,907,000 | 3,513 |
| Net interest income | $2,078,000 | 4,604 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $163,000 | 6,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,143 |
| Total noninterest expense | $2,373,000 | 3,481 |
| Salaries and employee benefits | $1,146,000 | 3,871 |
| Premises and equipment expense | $765,000 | 1,672 |
| Additional noninterest expense | $462,000 | 4,737 |
| Pre-tax net operating income | $-132,000 | 8,363 |
| Securities gains (losses) | $151,000 | 301 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $6,000 | 8,151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-90,640 | 8,338 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 4,124 |
| Total interest expense | $924,000 | 3,461 |
| Net interest income | $1,048,000 | 4,576 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $1,227,000 | 3,404 |
| Salaries and employee benefits | $591,000 | 3,807 |
| Premises and equipment expense | $390,000 | 1,653 |
| Additional noninterest expense | $246,000 | 4,529 |
| Pre-tax net operating income | $-102,000 | 8,447 |
| Securities gains (losses) | $151,000 | 208 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-69,640 | 8,405 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 3,941 |
| Total interest expense | $3,346,000 | 3,052 |
| Net interest income | $4,179,000 | 4,484 |
| Provision for loan and lease losses | $2,000 | 7,079 |
| Total noninterest income | $297,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $4,571,000 | 3,474 |
| Salaries and employee benefits | $2,166,000 | 3,892 |
| Premises and equipment expense | $1,485,000 | 1,647 |
| Additional noninterest expense | $920,000 | 4,689 |
| Pre-tax net operating income | $-97,000 | 8,333 |
| Securities gains (losses) | $127,000 | 630 |
| Applicable income taxes | $57,000 | 5,782 |
| Income before extraordinary items | $-27,000 | 8,309 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-27,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-108,280 | 8,342 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 3,925 |
| Total interest expense | $2,457,000 | 2,967 |
| Net interest income | $3,110,000 | 4,519 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $200,000 | 6,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 4,607 |
| Total noninterest expense | $3,353,000 | 3,519 |
| Salaries and employee benefits | $1,555,000 | 3,979 |
| Premises and equipment expense | $1,102,000 | 1,652 |
| Additional noninterest expense | $696,000 | 4,639 |
| Pre-tax net operating income | $-43,000 | 8,381 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $-66,000 | 8,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-66,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-66,000 | 8,397 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 3,885 |
| Total interest expense | $1,593,000 | 2,915 |
| Net interest income | $2,090,000 | 4,482 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $130,000 | 6,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $130,000 | 4,617 |
| Total noninterest expense | $2,245,000 | 3,486 |
| Salaries and employee benefits | $1,047,000 | 3,938 |
| Premises and equipment expense | $724,000 | 1,652 |
| Additional noninterest expense | $474,000 | 4,557 |
| Pre-tax net operating income | $-25,000 | 8,402 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,850 |
| Income before extraordinary items | $-56,000 | 8,474 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-56,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-56,000 | 8,444 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,844 |
| Total interest expense | $781,000 | 2,853 |
| Net interest income | $1,055,000 | 4,449 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $1,093,000 | 3,583 |
| Salaries and employee benefits | $530,000 | 3,911 |
| Premises and equipment expense | $345,000 | 1,739 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $28,000 | 8,168 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $-22,000 | 8,532 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-22,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-22,000 | 8,507 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 3,608 |
| Total interest expense | $3,186,000 | 2,488 |
| Net interest income | $4,282,000 | 4,278 |
| Provision for loan and lease losses | $3,000 | 7,246 |
| Total noninterest income | $282,000 | 6,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $282,000 | 4,385 |
| Total noninterest expense | $3,966,000 | 3,771 |
| Salaries and employee benefits | $2,032,000 | 3,947 |
| Premises and equipment expense | $1,177,000 | 1,951 |
| Additional noninterest expense | $757,000 | 5,279 |
| Pre-tax net operating income | $595,000 | 6,398 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $219,000 | 4,638 |
| Income before extraordinary items | $376,000 | 6,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $376,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $376,000 | 6,840 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 3,567 |
| Total interest expense | $2,378,000 | 2,465 |
| Net interest income | $3,256,000 | 4,213 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $217,000 | 6,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $217,000 | 4,348 |
| Total noninterest expense | $2,972,000 | 3,739 |
| Salaries and employee benefits | $1,516,000 | 3,918 |
| Premises and equipment expense | $873,000 | 1,984 |
| Additional noninterest expense | $583,000 | 5,134 |
| Pre-tax net operating income | $498,000 | 6,330 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $195,000 | 4,473 |
| Income before extraordinary items | $303,000 | 6,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $303,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $303,000 | 6,803 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,526 |
| Total interest expense | $1,583,000 | 2,450 |
| Net interest income | $2,203,000 | 4,182 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $145,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 4,372 |
| Total noninterest expense | $1,990,000 | 3,748 |
| Salaries and employee benefits | $1,030,000 | 3,892 |
| Premises and equipment expense | $579,000 | 1,988 |
| Additional noninterest expense | $381,000 | 5,234 |
| Pre-tax net operating income | $357,000 | 6,140 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $158,000 | 4,169 |
| Income before extraordinary items | $199,000 | 6,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $199,000 | 6,828 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 3,510 |
| Total interest expense | $805,000 | 2,428 |
| Net interest income | $1,107,000 | 4,164 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $995,000 | 3,773 |
| Salaries and employee benefits | $513,000 | 3,922 |
| Premises and equipment expense | $307,000 | 1,890 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $182,000 | 6,038 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $84,000 | 7,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $84,000 | 7,075 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,190,000 | 3,369 |
| Total interest expense | $3,934,000 | 2,241 |
| Net interest income | $4,256,000 | 4,170 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $329,000 | 6,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $329,000 | 4,316 |
| Total noninterest expense | $3,890,000 | 3,791 |
| Salaries and employee benefits | $1,942,000 | 4,022 |
| Premises and equipment expense | $1,209,000 | 1,894 |
| Additional noninterest expense | $739,000 | 5,325 |
| Pre-tax net operating income | $690,000 | 6,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $223,000 | 4,760 |
| Income before extraordinary items | $467,000 | 6,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $467,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $467,000 | 6,331 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 3,357 |
| Total interest expense | $3,056,000 | 2,255 |
| Net interest income | $3,218,000 | 4,173 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $247,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,401 |
| Total noninterest expense | $2,916,000 | 3,778 |
| Salaries and employee benefits | $1,443,000 | 4,046 |
| Premises and equipment expense | $911,000 | 1,879 |
| Additional noninterest expense | $562,000 | 5,243 |
| Pre-tax net operating income | $547,000 | 6,090 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $179,000 | 4,831 |
| Income before extraordinary items | $368,000 | 6,550 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $368,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $368,000 | 6,379 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 3,303 |
| Total interest expense | $2,088,000 | 2,265 |
| Net interest income | $2,200,000 | 4,090 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $167,000 | 6,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $167,000 | 4,364 |
| Total noninterest expense | $1,968,000 | 3,747 |
| Salaries and employee benefits | $975,000 | 3,998 |
| Premises and equipment expense | $604,000 | 1,888 |
| Additional noninterest expense | $389,000 | 5,107 |
| Pre-tax net operating income | $399,000 | 5,866 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $256,000 | 6,260 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,260 |
| Total interest expense | $1,073,000 | 2,265 |
| Net interest income | $1,109,000 | 4,077 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $1,001,000 | 3,664 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $319,000 | 1,794 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $192,000 | 5,935 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,250,000 | 3,224 |
| Total interest expense | $5,136,000 | 2,185 |
| Net interest income | $4,114,000 | 4,259 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $387,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $387,000 | 3,771 |
| Total noninterest expense | $3,757,000 | 3,734 |
| Salaries and employee benefits | $1,898,000 | 3,917 |
| Premises and equipment expense | $1,098,000 | 2,000 |
| Additional noninterest expense | $761,000 | 5,116 |
| Pre-tax net operating income | $742,000 | 5,954 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $262,000 | 4,677 |
| Income before extraordinary items | $480,000 | 6,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $480,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $480,000 | 6,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,371,000 | 3,507 |
| Total interest expense | $6,064,000 | 2,637 |
| Net interest income | $3,307,000 | 4,741 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $341,000 | 6,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $341,000 | 3,858 |
| Total noninterest expense | $3,394,000 | 3,926 |
| Salaries and employee benefits | $1,672,000 | 4,159 |
| Premises and equipment expense | $987,000 | 2,165 |
| Additional noninterest expense | $735,000 | 5,093 |
| Pre-tax net operating income | $254,000 | 7,617 |
| Securities gains (losses) | $85,000 | 1,883 |
| Applicable income taxes | $171,000 | 5,270 |
| Income before extraordinary items | $168,000 | 7,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $168,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $113,600 | 8,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 3,910 |
| Total interest expense | $5,347,000 | 3,120 |
| Net interest income | $3,227,000 | 4,895 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $222,000 | 4,551 |
| Total noninterest expense | $2,932,000 | 4,311 |
| Salaries and employee benefits | $1,487,000 | 4,384 |
| Premises and equipment expense | $749,000 | 2,727 |
| Additional noninterest expense | $696,000 | 5,201 |
| Pre-tax net operating income | $517,000 | 6,919 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $397,000 | 6,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $397,000 | 6,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,500 | 6,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 3,858 |
| Total interest expense | $5,027,000 | 2,908 |
| Net interest income | $3,085,000 | 5,041 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $185,000 | 7,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $185,000 | 5,124 |
| Total noninterest expense | $2,577,000 | 4,765 |
| Salaries and employee benefits | $1,282,000 | 4,919 |
| Premises and equipment expense | $650,000 | 3,066 |
| Additional noninterest expense | $645,000 | 5,544 |
| Pre-tax net operating income | $653,000 | 6,504 |
| Securities gains (losses) | $205,000 | 538 |
| Applicable income taxes | $255,000 | 5,153 |
| Income before extraordinary items | $603,000 | 5,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $603,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,856 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $459,500 | 6,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 3,957 |
| Total interest expense | $4,965,000 | 3,014 |
| Net interest income | $2,985,000 | 5,148 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $178,000 | 7,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $178,000 | 5,261 |
| Total noninterest expense | $2,720,000 | 4,486 |
| Salaries and employee benefits | $1,420,000 | 4,446 |
| Premises and equipment expense | $637,000 | 3,001 |
| Additional noninterest expense | $663,000 | 5,375 |
| Pre-tax net operating income | $407,000 | 7,839 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $83,000 | 7,783 |
| Income before extraordinary items | $326,000 | 7,672 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $326,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $324,400 | 7,605 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 4,197 |
| Total interest expense | $4,703,000 | 3,157 |
| Net interest income | $2,855,000 | 5,506 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $160,000 | 5,533 |
| Total noninterest expense | $2,301,000 | 5,100 |
| Salaries and employee benefits | $1,132,000 | 5,344 |
| Premises and equipment expense | $592,000 | 3,194 |
| Additional noninterest expense | $577,000 | 5,955 |
| Pre-tax net operating income | $662,000 | 7,151 |
| Securities gains (losses) | $142,000 | 839 |
| Applicable income taxes | $274,000 | 5,980 |
| Income before extraordinary items | $530,000 | 6,799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $530,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $436,280 | 7,348 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 4,689 |
| Total interest expense | $4,098,000 | 3,626 |
| Net interest income | $2,700,000 | 5,879 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $2,871,000 | 4,441 |
| Salaries and employee benefits | $1,129,000 | 5,483 |
| Premises and equipment expense | $506,000 | 3,743 |
| Additional noninterest expense | $1,236,000 | 3,692 |
| Pre-tax net operating income | $-21,000 | 10,847 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-16,000 | 10,977 |
| Income before extraordinary items | $-5,000 | 10,831 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-5,000 | 10,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-5,000 | 10,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 4,677 |
| Total interest expense | $3,955,000 | 3,714 |
| Net interest income | $2,855,000 | 5,723 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $187,000 | 5,316 |
| Total noninterest expense | $2,034,000 | 5,912 |
| Salaries and employee benefits | $1,071,000 | 5,725 |
| Premises and equipment expense | $421,000 | 4,333 |
| Additional noninterest expense | $542,000 | 6,929 |
| Pre-tax net operating income | $986,000 | 6,050 |
| Securities gains (losses) | $75,000 | 1,081 |
| Applicable income taxes | $356,000 | 5,372 |
| Income before extraordinary items | $705,000 | 5,964 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $705,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $655,500 | 6,249 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 4,528 |
| Total interest expense | $3,554,000 | 3,406 |
| Net interest income | $2,936,000 | 5,693 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $142,000 | 9,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $142,000 | 6,367 |
| Total noninterest expense | $1,974,000 | 6,270 |
| Salaries and employee benefits | $1,028,000 | 5,956 |
| Premises and equipment expense | $417,000 | 4,424 |
| Additional noninterest expense | $529,000 | 7,605 |
| Pre-tax net operating income | $1,062,000 | 5,713 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $382,000 | 4,925 |
| Income before extraordinary items | $680,000 | 6,021 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $680,000 | 6,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $680,000 | 6,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,746,000 | 4,461 |
| Total interest expense | $3,787,000 | 3,323 |
| Net interest income | $2,959,000 | 5,717 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $2,013,000 | 6,305 |
| Salaries and employee benefits | $1,073,000 | 5,776 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $522,000 | 8,013 |
| Pre-tax net operating income | $1,008,000 | 5,866 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $358,000 | 5,405 |
| Income before extraordinary items | $650,000 | 6,427 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $650,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $650,000 | 6,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,891 |
| Total interest expense | $4,351,000 | 3,771 |
| Net interest income | $2,543,000 | 6,510 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $1,900,000 | 6,658 |
| Salaries and employee benefits | $1,024,000 | 5,906 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $459,000 | 8,878 |
| Pre-tax net operating income | $736,000 | 6,910 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $280,000 | 6,218 |
| Income before extraordinary items | $467,000 | 7,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $467,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $459,960 | 7,304 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.