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Washington Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,558,000 | 1,680 |
| Total interest expense | $8,813,000 | 1,515 |
| Net interest income | $9,745,000 | 1,849 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $1,569,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,383,000 | 1,646 |
| Total noninterest expense | $9,410,000 | 1,608 |
| Salaries and employee benefits | $3,468,000 | 1,926 |
| Premises and equipment expense | $797,000 | 2,562 |
| Additional noninterest expense | $5,145,000 | 1,253 |
| Pre-tax net operating income | $1,484,000 | 4,363 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $-1,018,000 | 13,180 |
| Income before extraordinary items | $2,524,000 | 1,979 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $2,824,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,174 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,502,000 | 1,882 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,878,000 | 1,638 |
| Total interest expense | $12,191,000 | 1,449 |
| Net interest income | $9,687,000 | 1,889 |
| Provision for loan and lease losses | $1,100,000 | 1,726 |
| Total noninterest income | $1,458,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,276,000 | 1,687 |
| Total noninterest expense | $9,499,000 | 1,615 |
| Salaries and employee benefits | $3,520,000 | 1,869 |
| Premises and equipment expense | $1,011,000 | 2,072 |
| Additional noninterest expense | $4,968,000 | 1,330 |
| Pre-tax net operating income | $546,000 | 8,092 |
| Securities gains (losses) | $1,638,000 | 463 |
| Applicable income taxes | $628,000 | 3,302 |
| Income before extraordinary items | $1,556,000 | 2,959 |
| Extraordinary gains, net | $539,000 | 199 |
| Net income | $2,095,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 2,460 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $393,020 | 7,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.