Home > Washington Mutual Bank > Net charge- offs to loans
Washington Mutual Bank, Net charge- offs to loans
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8815% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7142% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.6231% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0440% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3320% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0646% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0443% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8666% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6399% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6126% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1923% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0367% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.7895% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0529% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4786% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2296% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1903% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3592% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1919% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2027% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8709% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4979% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0197% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 8,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0176% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6044% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8300% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5397% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1535% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8167% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9382% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7129% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3230% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0982% | 749 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 8,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3910% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4833% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3665% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7639% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0395% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2388% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5423% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 7,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0061% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2680% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3278% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2534% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1908% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3529% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5686% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5037% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 7,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 6,108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7122% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1240% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4409% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3405% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.2261% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 8,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 6,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1218% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9177% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8730% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1363% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.1229% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0054% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1006% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7919% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7053% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9672% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8397% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6192% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7620% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 967 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 7,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2559% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1024% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0642% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3078% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | -0.0724% | 7,840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0268% | 6,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7956% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0865% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2426% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.0771% | 7,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1040% | 8,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0399% | 6,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5248% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0313% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0814% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0651% | 8,282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 6,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5594% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3044% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 7,704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0978% | 8,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0019% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0477% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2023% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | -0.0958% | 7,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0129% | 6,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0171% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5328% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8882% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.1501% | 7,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0205% | 6,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8062% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6561% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.1097% | 7,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0263% | 6,326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1861% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7243% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.1472% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3170% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0486% | 6,275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0002% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9030% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 6,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.3226% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2085% | 8,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0063% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0075% | 8,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6307% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9931% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 5,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.3581% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2485% | 8,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0133% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3853% | 2,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7652% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0506% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.3140% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3184% | 8,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6703% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7297% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8114% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.8448% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7311% | 8,926 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 6,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 5,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8993% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6474% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4584% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.2022% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0805% | 8,802 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0136% | 6,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0142% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6755% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2004% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5230% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.1208% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3303% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0056% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6300% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1776% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3420% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0616% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0302% | 1,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9718% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4781% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4687% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 6,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1533% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1538% | 1,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7009% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2050% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5175% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0204% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0333% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4179% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2147% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9823% | 83 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0475% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8703% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 6,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 474 |
| Percentage Net Loans Charged-off:Construction & development | -1.0546% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.2826% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0412% | 1,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1812% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3025% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1803% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0966% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9891% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9174% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4561% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4435% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4865% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0113% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1206% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5776% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5368% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0180% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0460% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4045% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4060% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3659% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3630% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9596% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9088% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4694% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9162% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9310% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9366% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4026% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9886% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1959% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0640% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5820% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5015% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2435% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 119.5040% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3166% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6594% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1256% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7018% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8985% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1572% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1289% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1409% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5129% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4790% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |