Home > Washington First International Bank > Income and Expense
Washington First International Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 1,539 |
| Total interest expense | $2,956,000 | 771 |
| Net interest income | $2,351,000 | 2,400 |
| Provision for loan and lease losses | $3,822,000 | 471 |
| Total noninterest income | $-137,000 | 7,822 |
| Gross Fiduciary activities income | $11,000 | 971 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-246,000 | 7,824 |
| Total noninterest expense | $3,179,000 | 1,577 |
| Salaries and employee benefits | $1,058,000 | 2,329 |
| Premises and equipment expense | $212,000 | 2,990 |
| Additional noninterest expense | $1,909,000 | 934 |
| Pre-tax net operating income | $-4,787,000 | 7,754 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-118,000 | 7,470 |
| Income before extraordinary items | $-4,669,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,669,000 | 7,784 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,669,000 | 7,784 |
| Net charge-offs | $1,732,000 | 722 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $-4,669,000 | 7,774 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,041,000 | 1,371 |
| Total interest expense | $16,489,000 | 697 |
| Net interest income | $8,552,000 | 2,533 |
| Provision for loan and lease losses | $62,670,000 | 202 |
| Total noninterest income | $-4,344,000 | 7,992 |
| Gross Fiduciary activities income | $54,000 | 952 |
| Service charges on deposit accounts | $294,000 | 3,904 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,692,000 | 7,988 |
| Total noninterest expense | $12,207,000 | 1,673 |
| Salaries and employee benefits | $4,332,000 | 2,272 |
| Premises and equipment expense | $824,000 | 3,059 |
| Additional noninterest expense | $7,051,000 | 1,106 |
| Pre-tax net operating income | $-70,669,000 | 7,901 |
| Securities gains (losses) | $533,000 | 842 |
| Applicable income taxes | $-12,189,000 | 7,886 |
| Income before extraordinary items | $-57,947,000 | 7,882 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-57,947,000 | 7,881 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-57,947,000 | 7,881 |
| Net charge-offs | $67,735,000 | 159 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 866 |
| Net operating income | $-58,389,390 | 7,887 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,427,000 | 1,351 |
| Total interest expense | $13,168,000 | 694 |
| Net interest income | $6,259,000 | 2,621 |
| Provision for loan and lease losses | $39,693,000 | 242 |
| Total noninterest income | $-232,000 | 7,963 |
| Gross Fiduciary activities income | $39,000 | 946 |
| Service charges on deposit accounts | $212,000 | 4,017 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-483,000 | 7,956 |
| Total noninterest expense | $8,446,000 | 1,794 |
| Salaries and employee benefits | $3,277,000 | 2,275 |
| Premises and equipment expense | $616,000 | 3,089 |
| Additional noninterest expense | $4,553,000 | 1,232 |
| Pre-tax net operating income | $-42,112,000 | 7,964 |
| Securities gains (losses) | $304,000 | 990 |
| Applicable income taxes | $-14,395,000 | 8,003 |
| Income before extraordinary items | $-27,413,000 | 7,932 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,413,000 | 7,932 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,413,000 | 7,932 |
| Net charge-offs | $37,291,000 | 201 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,094,000 | 145 |
| Net operating income | $-27,613,640 | 7,935 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,759,000 | 1,310 |
| Total interest expense | $9,279,000 | 698 |
| Net interest income | $4,480,000 | 2,407 |
| Provision for loan and lease losses | $21,318,000 | 274 |
| Total noninterest income | $504,000 | 3,403 |
| Gross Fiduciary activities income | $23,000 | 968 |
| Service charges on deposit accounts | $139,000 | 4,032 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $342,000 | 2,781 |
| Total noninterest expense | $5,448,000 | 1,888 |
| Salaries and employee benefits | $2,238,000 | 2,253 |
| Premises and equipment expense | $369,000 | 3,391 |
| Additional noninterest expense | $2,841,000 | 1,308 |
| Pre-tax net operating income | $-21,782,000 | 8,031 |
| Securities gains (losses) | $134,000 | 1,273 |
| Applicable income taxes | $-7,405,000 | 8,072 |
| Income before extraordinary items | $-14,243,000 | 8,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,243,000 | 8,001 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-14,243,000 | 8,002 |
| Net charge-offs | $23,729,000 | 207 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,079,000 | 102 |
| Net operating income | $-14,331,440 | 7,998 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 1,280 |
| Total interest expense | $4,817,000 | 693 |
| Net interest income | $2,255,000 | 2,402 |
| Provision for loan and lease losses | $14,974,000 | 196 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $9,000 | 1,001 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $166,000 | 2,791 |
| Total noninterest expense | $2,590,000 | 1,911 |
| Salaries and employee benefits | $1,171,000 | 2,178 |
| Premises and equipment expense | $188,000 | 3,400 |
| Additional noninterest expense | $1,231,000 | 1,328 |
| Pre-tax net operating income | $-15,059,000 | 8,137 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $-5,148,000 | 8,158 |
| Income before extraordinary items | $-9,907,000 | 8,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,907,000 | 8,124 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-9,907,000 | 8,124 |
| Net charge-offs | $16,674,000 | 141 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 438 |
| Net operating income | $-9,909,640 | 8,120 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,187,000 | 951 |
| Total interest expense | $20,618,000 | 762 |
| Net interest income | $18,569,000 | 1,193 |
| Provision for loan and lease losses | $24,236,000 | 323 |
| Total noninterest income | $707,000 | 4,115 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $8,740,000 | 2,187 |
| Salaries and employee benefits | $5,081,000 | 1,986 |
| Premises and equipment expense | $652,000 | 3,681 |
| Additional noninterest expense | $3,007,000 | 2,005 |
| Pre-tax net operating income | $-13,700,000 | 8,043 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $-4,960,000 | 8,105 |
| Income before extraordinary items | $-8,741,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,741,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,977,000 | 407 |
| Cash dividends | $3,820,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $8,245,000 | 179 |
| Net operating income | $-8,740,360 | 8,004 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,521,000 | 947 |
| Total interest expense | $15,513,000 | 787 |
| Net interest income | $15,008,000 | 1,109 |
| Provision for loan and lease losses | $4,486,000 | 692 |
| Total noninterest income | $787,000 | 3,376 |
| Gross Fiduciary activities income | $7,000 | 1,205 |
| Service charges on deposit accounts | $172,000 | 4,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $608,000 | 2,516 |
| Total noninterest expense | $6,393,000 | 2,235 |
| Salaries and employee benefits | $3,838,000 | 2,000 |
| Premises and equipment expense | $437,000 | 4,029 |
| Additional noninterest expense | $2,118,000 | 2,055 |
| Pre-tax net operating income | $4,916,000 | 1,038 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $1,512,000 | 832 |
| Income before extraordinary items | $3,403,000 | 1,091 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,403,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $3,820,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 535 |
| Net operating income | $3,403,690 | 1,148 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,601,000 | 949 |
| Total interest expense | $10,399,000 | 815 |
| Net interest income | $10,202,000 | 1,069 |
| Provision for loan and lease losses | $1,686,000 | 877 |
| Total noninterest income | $568,000 | 3,244 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $449,000 | 2,409 |
| Total noninterest expense | $4,365,000 | 2,193 |
| Salaries and employee benefits | $2,724,000 | 1,914 |
| Premises and equipment expense | $291,000 | 4,047 |
| Additional noninterest expense | $1,350,000 | 2,102 |
| Pre-tax net operating income | $4,719,000 | 745 |
| Securities gains (losses) | $-3,000 | 8,017 |
| Applicable income taxes | $1,459,000 | 680 |
| Income before extraordinary items | $3,257,000 | 834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,257,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $3,820,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 401 |
| Net operating income | $3,259,070 | 823 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 947 |
| Total interest expense | $5,246,000 | 868 |
| Net interest income | $5,421,000 | 988 |
| Provision for loan and lease losses | $484,000 | 1,020 |
| Total noninterest income | $274,000 | 3,312 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $222,000 | 2,418 |
| Total noninterest expense | $2,331,000 | 2,050 |
| Salaries and employee benefits | $1,546,000 | 1,698 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $634,000 | 2,204 |
| Pre-tax net operating income | $2,880,000 | 674 |
| Securities gains (losses) | $159,000 | 520 |
| Applicable income taxes | $993,000 | 582 |
| Income before extraordinary items | $2,046,000 | 744 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,046,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $3,820,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 223 |
| Net operating income | $1,939,470 | 743 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $43,220,000 | 975 |
| Total interest expense | $21,221,000 | 936 |
| Net interest income | $21,999,000 | 1,007 |
| Provision for loan and lease losses | $1,821,000 | 907 |
| Total noninterest income | $1,117,000 | 3,303 |
| Gross Fiduciary activities income | $7,000 | 1,300 |
| Service charges on deposit accounts | $178,000 | 5,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $932,000 | 2,319 |
| Total noninterest expense | $9,048,000 | 2,033 |
| Salaries and employee benefits | $5,853,000 | 1,719 |
| Premises and equipment expense | $590,000 | 3,884 |
| Additional noninterest expense | $2,605,000 | 2,104 |
| Pre-tax net operating income | $12,247,000 | 703 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $3,932,000 | 642 |
| Income before extraordinary items | $8,316,000 | 781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,316,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 672 |
| Net operating income | $8,315,320 | 771 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,013,000 | 991 |
| Total interest expense | $15,835,000 | 941 |
| Net interest income | $16,178,000 | 1,026 |
| Provision for loan and lease losses | $576,000 | 1,389 |
| Total noninterest income | $815,000 | 3,349 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $138,000 | 5,088 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $673,000 | 2,389 |
| Total noninterest expense | $6,934,000 | 1,980 |
| Salaries and employee benefits | $4,381,000 | 1,714 |
| Premises and equipment expense | $441,000 | 3,886 |
| Additional noninterest expense | $2,112,000 | 1,911 |
| Pre-tax net operating income | $9,483,000 | 732 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $2,949,000 | 701 |
| Income before extraordinary items | $6,535,000 | 802 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,535,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 900 |
| Net operating income | $6,534,310 | 791 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,674,000 | 1,040 |
| Total interest expense | $10,368,000 | 963 |
| Net interest income | $10,306,000 | 1,099 |
| Provision for loan and lease losses | $255,000 | 1,760 |
| Total noninterest income | $540,000 | 3,392 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $441,000 | 2,439 |
| Total noninterest expense | $4,551,000 | 2,032 |
| Salaries and employee benefits | $2,965,000 | 1,733 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $1,309,000 | 2,060 |
| Pre-tax net operating income | $6,040,000 | 799 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $1,877,000 | 770 |
| Income before extraordinary items | $4,161,000 | 878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,161,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 814 |
| Net operating income | $4,162,380 | 869 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 1,080 |
| Total interest expense | $5,061,000 | 975 |
| Net interest income | $4,827,000 | 1,167 |
| Provision for loan and lease losses | $155,000 | 1,401 |
| Total noninterest income | $321,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $262,000 | 2,149 |
| Total noninterest expense | $2,290,000 | 2,025 |
| Salaries and employee benefits | $1,532,000 | 1,699 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $623,000 | 2,106 |
| Pre-tax net operating income | $2,703,000 | 872 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $840,000 | 825 |
| Income before extraordinary items | $1,864,000 | 943 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,864,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 701 |
| Net operating income | $1,863,310 | 930 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,172,000 | 1,060 |
| Total interest expense | $18,475,000 | 901 |
| Net interest income | $18,697,000 | 1,205 |
| Provision for loan and lease losses | $196,000 | 3,577 |
| Total noninterest income | $1,105,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $165,000 | 5,353 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $940,000 | 2,325 |
| Total noninterest expense | $7,703,000 | 2,297 |
| Salaries and employee benefits | $4,765,000 | 2,053 |
| Premises and equipment expense | $457,000 | 4,517 |
| Additional noninterest expense | $2,481,000 | 2,119 |
| Pre-tax net operating income | $11,903,000 | 833 |
| Securities gains (losses) | $-60,000 | 8,005 |
| Applicable income taxes | $3,906,000 | 769 |
| Income before extraordinary items | $7,937,000 | 938 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,937,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,977,200 | 922 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,448,000 | 1,077 |
| Total interest expense | $13,468,000 | 908 |
| Net interest income | $13,980,000 | 1,220 |
| Provision for loan and lease losses | $440,000 | 1,570 |
| Total noninterest income | $886,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $763,000 | 2,198 |
| Total noninterest expense | $5,511,000 | 2,401 |
| Salaries and employee benefits | $3,358,000 | 2,183 |
| Premises and equipment expense | $341,000 | 4,540 |
| Additional noninterest expense | $1,812,000 | 2,152 |
| Pre-tax net operating income | $8,915,000 | 874 |
| Securities gains (losses) | $-60,000 | 8,245 |
| Applicable income taxes | $2,791,000 | 839 |
| Income before extraordinary items | $6,064,000 | 955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,064,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,104,800 | 937 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,873,000 | 1,076 |
| Total interest expense | $8,553,000 | 902 |
| Net interest income | $9,320,000 | 1,220 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $587,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $504,000 | 2,200 |
| Total noninterest expense | $3,619,000 | 2,448 |
| Salaries and employee benefits | $2,142,000 | 2,283 |
| Premises and equipment expense | $281,000 | 3,972 |
| Additional noninterest expense | $1,196,000 | 2,181 |
| Pre-tax net operating income | $5,988,000 | 863 |
| Securities gains (losses) | $-63,000 | 8,425 |
| Applicable income taxes | $1,858,000 | 841 |
| Income before extraordinary items | $4,067,000 | 945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,067,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,110,470 | 919 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 1,094 |
| Total interest expense | $4,035,000 | 903 |
| Net interest income | $4,559,000 | 1,250 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $230,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,579 |
| Total noninterest expense | $1,670,000 | 2,634 |
| Salaries and employee benefits | $963,000 | 2,535 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $554,000 | 2,313 |
| Pre-tax net operating income | $2,959,000 | 859 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $920,000 | 843 |
| Income before extraordinary items | $2,039,000 | 935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,039,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,039,000 | 914 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,750,000 | 1,109 |
| Total interest expense | $12,556,000 | 895 |
| Net interest income | $17,194,000 | 1,266 |
| Provision for loan and lease losses | $520,000 | 1,829 |
| Total noninterest income | $784,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $170,000 | 5,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $614,000 | 3,013 |
| Total noninterest expense | $6,407,000 | 2,589 |
| Salaries and employee benefits | $3,845,000 | 2,380 |
| Premises and equipment expense | $563,000 | 3,845 |
| Additional noninterest expense | $1,999,000 | 2,495 |
| Pre-tax net operating income | $11,051,000 | 899 |
| Securities gains (losses) | $58,000 | 872 |
| Applicable income taxes | $3,415,000 | 873 |
| Income before extraordinary items | $7,694,000 | 936 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,694,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,653,980 | 921 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,431,000 | 1,117 |
| Total interest expense | $8,781,000 | 899 |
| Net interest income | $12,650,000 | 1,274 |
| Provision for loan and lease losses | $285,000 | 2,280 |
| Total noninterest income | $708,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 5,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $569,000 | 2,637 |
| Total noninterest expense | $4,619,000 | 2,647 |
| Salaries and employee benefits | $2,702,000 | 2,496 |
| Premises and equipment expense | $453,000 | 3,638 |
| Additional noninterest expense | $1,464,000 | 2,516 |
| Pre-tax net operating income | $8,454,000 | 874 |
| Securities gains (losses) | $58,000 | 824 |
| Applicable income taxes | $2,613,000 | 865 |
| Income before extraordinary items | $5,899,000 | 914 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,899,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,858,980 | 903 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,819,000 | 1,131 |
| Total interest expense | $5,486,000 | 906 |
| Net interest income | $8,333,000 | 1,285 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $473,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $101,000 | 5,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $2,958,000 | 2,733 |
| Salaries and employee benefits | $1,741,000 | 2,557 |
| Premises and equipment expense | $305,000 | 3,577 |
| Additional noninterest expense | $912,000 | 2,663 |
| Pre-tax net operating income | $5,608,000 | 855 |
| Securities gains (losses) | $58,000 | 739 |
| Applicable income taxes | $1,737,000 | 852 |
| Income before extraordinary items | $3,929,000 | 888 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,929,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,888,980 | 877 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 1,113 |
| Total interest expense | $2,610,000 | 905 |
| Net interest income | $4,226,000 | 1,255 |
| Provision for loan and lease losses | $220,000 | 1,052 |
| Total noninterest income | $277,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,319 |
| Total noninterest expense | $1,481,000 | 2,746 |
| Salaries and employee benefits | $893,000 | 2,510 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $435,000 | 2,788 |
| Pre-tax net operating income | $2,802,000 | 838 |
| Securities gains (losses) | $43,000 | 587 |
| Applicable income taxes | $862,000 | 854 |
| Income before extraordinary items | $1,983,000 | 875 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,983,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,952,900 | 870 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,345,000 | 1,122 |
| Total interest expense | $9,064,000 | 889 |
| Net interest income | $16,281,000 | 1,236 |
| Provision for loan and lease losses | $2,211,000 | 494 |
| Total noninterest income | $1,097,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $182,000 | 5,412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $915,000 | 2,278 |
| Total noninterest expense | $5,369,000 | 2,920 |
| Salaries and employee benefits | $3,090,000 | 2,772 |
| Premises and equipment expense | $571,000 | 3,684 |
| Additional noninterest expense | $1,708,000 | 2,798 |
| Pre-tax net operating income | $9,798,000 | 900 |
| Securities gains (losses) | $267,000 | 695 |
| Applicable income taxes | $3,066,000 | 893 |
| Income before extraordinary items | $6,999,000 | 948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,999,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 878 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,812,100 | 932 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,468,000 | 1,135 |
| Total interest expense | $6,594,000 | 902 |
| Net interest income | $11,874,000 | 1,266 |
| Provision for loan and lease losses | $951,000 | 811 |
| Total noninterest income | $705,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $127,000 | 5,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $578,000 | 2,558 |
| Total noninterest expense | $3,929,000 | 2,953 |
| Salaries and employee benefits | $2,242,000 | 2,823 |
| Premises and equipment expense | $447,000 | 3,560 |
| Additional noninterest expense | $1,240,000 | 2,842 |
| Pre-tax net operating income | $7,699,000 | 869 |
| Securities gains (losses) | $262,000 | 655 |
| Applicable income taxes | $2,407,000 | 881 |
| Income before extraordinary items | $5,554,000 | 895 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,554,000 | 896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 636 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,370,600 | 886 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,886,000 | 1,160 |
| Total interest expense | $4,296,000 | 914 |
| Net interest income | $7,590,000 | 1,307 |
| Provision for loan and lease losses | $696,000 | 736 |
| Total noninterest income | $505,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $424,000 | 2,424 |
| Total noninterest expense | $2,683,000 | 2,899 |
| Salaries and employee benefits | $1,466,000 | 2,893 |
| Premises and equipment expense | $297,000 | 3,583 |
| Additional noninterest expense | $920,000 | 2,571 |
| Pre-tax net operating income | $4,716,000 | 923 |
| Securities gains (losses) | $240,000 | 579 |
| Applicable income taxes | $1,477,000 | 926 |
| Income before extraordinary items | $3,479,000 | 943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,479,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 492 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,311,000 | 948 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 1,171 |
| Total interest expense | $2,096,000 | 956 |
| Net interest income | $3,874,000 | 1,285 |
| Provision for loan and lease losses | $396,000 | 633 |
| Total noninterest income | $247,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $205,000 | 2,439 |
| Total noninterest expense | $1,407,000 | 2,795 |
| Salaries and employee benefits | $824,000 | 2,615 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $2,318,000 | 925 |
| Securities gains (losses) | $238,000 | 440 |
| Applicable income taxes | $761,000 | 929 |
| Income before extraordinary items | $1,795,000 | 905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,795,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 995 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,628,400 | 951 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,480,000 | 1,215 |
| Total interest expense | $9,980,000 | 888 |
| Net interest income | $13,500,000 | 1,436 |
| Provision for loan and lease losses | $850,000 | 1,382 |
| Total noninterest income | $1,141,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $175,000 | 5,547 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $966,000 | 2,442 |
| Total noninterest expense | $5,142,000 | 2,982 |
| Salaries and employee benefits | $2,764,000 | 2,984 |
| Premises and equipment expense | $613,000 | 3,453 |
| Additional noninterest expense | $1,765,000 | 2,678 |
| Pre-tax net operating income | $8,649,000 | 971 |
| Securities gains (losses) | $431,000 | 833 |
| Applicable income taxes | $2,803,000 | 972 |
| Income before extraordinary items | $6,277,000 | 1,021 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,277,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,086 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,979,610 | 1,016 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,600,000 | 1,247 |
| Total interest expense | $7,683,000 | 902 |
| Net interest income | $9,917,000 | 1,483 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $843,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $714,000 | 2,525 |
| Total noninterest expense | $3,718,000 | 3,061 |
| Salaries and employee benefits | $1,963,000 | 3,149 |
| Premises and equipment expense | $436,000 | 3,613 |
| Additional noninterest expense | $1,319,000 | 2,668 |
| Pre-tax net operating income | $6,502,000 | 1,006 |
| Securities gains (losses) | $315,000 | 930 |
| Applicable income taxes | $2,018,000 | 1,055 |
| Income before extraordinary items | $4,799,000 | 1,049 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,799,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,578,500 | 1,025 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,742,000 | 1,255 |
| Total interest expense | $5,259,000 | 906 |
| Net interest income | $6,483,000 | 1,507 |
| Provision for loan and lease losses | $415,000 | 1,349 |
| Total noninterest income | $580,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $495,000 | 2,452 |
| Total noninterest expense | $2,502,000 | 3,042 |
| Salaries and employee benefits | $1,314,000 | 3,123 |
| Premises and equipment expense | $303,000 | 3,453 |
| Additional noninterest expense | $885,000 | 2,655 |
| Pre-tax net operating income | $4,146,000 | 1,043 |
| Securities gains (losses) | $195,000 | 1,060 |
| Applicable income taxes | $1,291,000 | 1,114 |
| Income before extraordinary items | $3,050,000 | 1,098 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,050,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,913,500 | 1,071 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 1,251 |
| Total interest expense | $2,612,000 | 939 |
| Net interest income | $3,313,000 | 1,466 |
| Provision for loan and lease losses | $215,000 | 1,290 |
| Total noninterest income | $280,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $1,315,000 | 2,904 |
| Salaries and employee benefits | $687,000 | 3,008 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $457,000 | 2,532 |
| Pre-tax net operating income | $2,063,000 | 1,053 |
| Securities gains (losses) | $85,000 | 1,087 |
| Applicable income taxes | $644,000 | 1,131 |
| Income before extraordinary items | $1,504,000 | 1,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,504,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,444,500 | 1,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,428,000 | 1,258 |
| Total interest expense | $12,769,000 | 887 |
| Net interest income | $11,659,000 | 1,664 |
| Provision for loan and lease losses | $1,369,000 | 1,019 |
| Total noninterest income | $981,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $858,000 | 2,395 |
| Total noninterest expense | $4,316,000 | 3,345 |
| Salaries and employee benefits | $2,391,000 | 3,231 |
| Premises and equipment expense | $399,000 | 4,662 |
| Additional noninterest expense | $1,526,000 | 2,924 |
| Pre-tax net operating income | $6,955,000 | 1,213 |
| Securities gains (losses) | $492,000 | 666 |
| Applicable income taxes | $2,236,000 | 1,179 |
| Income before extraordinary items | $5,211,000 | 1,199 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,211,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 1,313 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,866,600 | 1,245 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,636,000 | 1,242 |
| Total interest expense | $18,610,000 | 880 |
| Net interest income | $9,026,000 | 1,968 |
| Provision for loan and lease losses | $1,023,000 | 1,218 |
| Total noninterest income | $963,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $883,000 | 2,237 |
| Total noninterest expense | $4,035,000 | 3,401 |
| Salaries and employee benefits | $2,250,000 | 3,259 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $1,507,000 | 2,857 |
| Pre-tax net operating income | $4,931,000 | 1,454 |
| Securities gains (losses) | $524,000 | 597 |
| Applicable income taxes | $1,610,000 | 1,407 |
| Income before extraordinary items | $3,845,000 | 1,413 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,845,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-216,000 | 9,559 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $941,000 | 427 |
| Net operating income | $3,478,200 | 1,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,928,000 | 1,399 |
| Total interest expense | $14,923,000 | 1,162 |
| Net interest income | $10,005,000 | 1,755 |
| Provision for loan and lease losses | $1,455,000 | 788 |
| Total noninterest income | $1,315,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $161,000 | 5,613 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,154,000 | 1,690 |
| Total noninterest expense | $4,604,000 | 2,934 |
| Salaries and employee benefits | $2,263,000 | 3,101 |
| Premises and equipment expense | $388,000 | 4,606 |
| Additional noninterest expense | $1,953,000 | 2,222 |
| Pre-tax net operating income | $5,261,000 | 1,407 |
| Securities gains (losses) | $33,000 | 819 |
| Applicable income taxes | $1,575,000 | 1,447 |
| Income before extraordinary items | $3,719,000 | 1,424 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,719,000 | 1,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,570,000 | 549 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 573 |
| Net operating income | $3,695,900 | 1,425 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,272,000 | 1,600 |
| Total interest expense | $11,626,000 | 1,300 |
| Net interest income | $8,646,000 | 2,044 |
| Provision for loan and lease losses | $630,000 | 1,445 |
| Total noninterest income | $1,196,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,025,000 | 1,834 |
| Total noninterest expense | $4,373,000 | 3,052 |
| Salaries and employee benefits | $2,324,000 | 3,004 |
| Premises and equipment expense | $361,000 | 4,864 |
| Additional noninterest expense | $1,688,000 | 2,556 |
| Pre-tax net operating income | $4,839,000 | 1,554 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,414,000 | 1,669 |
| Income before extraordinary items | $3,426,000 | 1,560 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,426,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,640 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 800 |
| Net operating income | $3,425,290 | 1,529 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,599,000 | 1,842 |
| Total interest expense | $9,567,000 | 1,606 |
| Net interest income | $8,032,000 | 2,123 |
| Provision for loan and lease losses | $504,000 | 1,706 |
| Total noninterest income | $944,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $789,000 | 2,192 |
| Total noninterest expense | $3,796,000 | 3,379 |
| Salaries and employee benefits | $2,189,000 | 3,066 |
| Premises and equipment expense | $333,000 | 5,056 |
| Additional noninterest expense | $1,274,000 | 3,203 |
| Pre-tax net operating income | $4,676,000 | 1,584 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $1,388,000 | 1,748 |
| Income before extraordinary items | $3,299,000 | 1,592 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,299,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 701 |
| Net operating income | $3,291,300 | 1,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,083,000 | 2,163 |
| Total interest expense | $8,299,000 | 1,860 |
| Net interest income | $6,784,000 | 2,559 |
| Provision for loan and lease losses | $499,000 | 1,785 |
| Total noninterest income | $791,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $690,000 | 2,237 |
| Total noninterest expense | $3,411,000 | 3,686 |
| Salaries and employee benefits | $1,964,000 | 3,361 |
| Premises and equipment expense | $334,000 | 5,078 |
| Additional noninterest expense | $1,113,000 | 3,568 |
| Pre-tax net operating income | $3,665,000 | 2,050 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $1,039,000 | 2,357 |
| Income before extraordinary items | $2,615,000 | 2,018 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,615,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 849 |
| Net operating income | $2,622,920 | 1,959 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,691,000 | 2,824 |
| Total interest expense | $7,013,000 | 2,214 |
| Net interest income | $4,678,000 | 3,766 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $570,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $99,000 | 7,516 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $471,000 | 3,052 |
| Total noninterest expense | $3,014,000 | 4,296 |
| Salaries and employee benefits | $1,620,000 | 4,018 |
| Premises and equipment expense | $454,000 | 4,079 |
| Additional noninterest expense | $940,000 | 4,623 |
| Pre-tax net operating income | $2,014,000 | 3,404 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $548,000 | 3,857 |
| Income before extraordinary items | $1,461,000 | 3,274 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,461,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 423 |
| Net operating income | $1,464,650 | 3,230 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 4,014 |
| Total interest expense | $4,615,000 | 3,246 |
| Net interest income | $3,391,000 | 4,992 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $590,000 | 4,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 2,777 |
| Total noninterest expense | $2,576,000 | 4,864 |
| Salaries and employee benefits | $1,373,000 | 4,641 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $865,000 | 4,924 |
| Pre-tax net operating income | $1,285,000 | 5,008 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $931,000 | 4,862 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $931,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $945,060 | 4,799 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 5,124 |
| Total interest expense | $2,733,000 | 4,293 |
| Net interest income | $2,920,000 | 5,712 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $396,000 | 6,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,763 |
| Total noninterest expense | $2,387,000 | 5,373 |
| Salaries and employee benefits | $1,226,000 | 5,148 |
| Premises and equipment expense | $356,000 | 5,034 |
| Additional noninterest expense | $805,000 | 5,682 |
| Pre-tax net operating income | $819,000 | 6,780 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $613,000 | 6,439 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $613,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 873 |
| Net operating income | $611,500 | 6,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,597 |
| Total interest expense | $2,323,000 | 5,118 |
| Net interest income | $2,860,000 | 5,862 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $352,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,529 |
| Total noninterest expense | $2,125,000 | 6,043 |
| Salaries and employee benefits | $1,040,000 | 5,931 |
| Premises and equipment expense | $344,000 | 5,303 |
| Additional noninterest expense | $741,000 | 6,289 |
| Pre-tax net operating income | $937,000 | 6,180 |
| Securities gains (losses) | $207,000 | 1,651 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $768,000 | 5,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,125 |
| Net operating income | $629,310 | 6,330 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 6,783 |
| Total interest expense | $2,245,000 | 6,518 |
| Net interest income | $2,343,000 | 6,910 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $378,000 | 6,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 4,207 |
| Total noninterest expense | $1,688,000 | 7,288 |
| Salaries and employee benefits | $817,000 | 7,153 |
| Premises and equipment expense | $278,000 | 6,313 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $913,000 | 6,023 |
| Securities gains (losses) | $102,000 | 2,973 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $994,000 | 4,534 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $994,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 929 |
| Net operating income | $894,040 | 4,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.