Home > Washington First International Bank > Assets and Liabilities
Washington First International Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $520,887,000 | 1,342 |
| Cash and due from depository institutions | $20,833,000 | 2,291 |
| Interest-bearing balances | $17,137,000 | 1,844 |
| Securities | $47,215,000 | 2,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $397,188,000 | 1,155 |
| Loan loss allowance | $19,700,000 | 469 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,785,000 | 2,561 |
| Other real estate owned | $24,604,000 | 2,291 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $26,262,000 | 914 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $520,887,000 | 1,342 |
| Total liabilities | $510,646,000 | 1,232 |
| Total deposits | $441,362,000 | 1,275 |
| Interest-bearing deposits | $409,635,000 | 1,196 |
| Deposits held in domestic offices | $441,362,000 | 1,274 |
| % insured | 89.08% | 4,030 |
| Federal funds purchased & repurchase agreements | $5,080,000 | 1,357 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $56,454,000 | 763 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,750,000 | 732 |
| Total equity capital | $10,241,000 | 5,194 |
| Total bank equity capital | $10,241,000 | 5,193 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $11,922,000 | 438 |
| Surplus | $19,372,000 | 1,634 |
| Undivided profits | $-21,053,000 | 7,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $69,178,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,843,000 | 1,757 |
| Earning assets | $461,540,000 | 1,381 |
| Long-term assets (5+ years) | $34,713,000 | 3,118 |
| Average Assets, year-to-date | $534,688,500 | 1,306 |
| Average Assets, quarterly | $534,688,500 | 1,306 |
| Volatile liabilities | $276,232,000 | 530 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $56,454,000 | 697 |
| Loans and leases held for sale | $3,912,000 | 438 |
| Unused loan commitments | $33,502,000 | 1,848 |
| Tier 1 (core) risk-based capital | $9,742,000 | 5,204 |
| Tier 2 risk-based capital | $6,004,000 | 1,000 |
| Total risk weighted assets | $466,711,000 | 1,043 |
| Total unused commitments | $33,502,000 | 1,851 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 67 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $548,490,000 | 1,277 |
| Cash and due from depository institutions | $25,504,000 | 2,418 |
| Interest-bearing balances | $21,640,000 | 1,293 |
| Securities | $57,027,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $408,517,000 | 1,149 |
| Loan loss allowance | $17,610,000 | 516 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,743,000 | 2,628 |
| Other real estate owned | $26,790,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $25,909,000 | 950 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $548,490,000 | 1,277 |
| Total liabilities | $533,790,000 | 1,173 |
| Total deposits | $477,418,000 | 1,174 |
| Interest-bearing deposits | $440,119,000 | 1,110 |
| Deposits held in domestic offices | $477,418,000 | 1,172 |
| % insured | 85.59% | 5,147 |
| Federal funds purchased & repurchase agreements | $5,946,000 | 1,347 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,121,000 | 1,050 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,305,000 | 688 |
| Total equity capital | $14,700,000 | 4,073 |
| Total bank equity capital | $14,700,000 | 4,073 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $11,922,000 | 432 |
| Surplus | $19,354,000 | 1,630 |
| Undivided profits | $-16,576,000 | 7,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $78,115,000 | 277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,784,000 | 1,902 |
| Earning assets | $487,184,000 | 1,318 |
| Long-term assets (5+ years) | $42,794,000 | 2,686 |
| Average Assets, year-to-date | $623,307,800 | 1,111 |
| Average Assets, quarterly | $579,222,000 | 1,207 |
| Volatile liabilities | $290,346,000 | 519 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $42,121,000 | 977 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $35,665,000 | 1,772 |
| Tier 1 (core) risk-based capital | $14,392,000 | 3,989 |
| Tier 2 risk-based capital | $6,227,000 | 981 |
| Total risk weighted assets | $486,788,000 | 1,031 |
| Total unused commitments | $35,665,000 | 1,773 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $609,954,000 | 1,161 |
| Cash and due from depository institutions | $25,709,000 | 2,400 |
| Interest-bearing balances | $21,861,000 | 1,140 |
| Securities | $82,763,000 | 1,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $451,276,000 | 1,067 |
| Loan loss allowance | $25,077,000 | 381 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,793,000 | 2,619 |
| Other real estate owned | $17,143,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $28,270,000 | 770 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $609,954,000 | 1,161 |
| Total liabilities | $564,477,000 | 1,131 |
| Total deposits | $505,898,000 | 1,105 |
| Interest-bearing deposits | $468,496,000 | 1,036 |
| Deposits held in domestic offices | $505,898,000 | 1,102 |
| % insured | 82.83% | 5,989 |
| Federal funds purchased & repurchase agreements | $11,110,000 | 1,027 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,288,000 | 1,151 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,181,000 | 837 |
| Total equity capital | $45,477,000 | 1,522 |
| Total bank equity capital | $45,477,000 | 1,522 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $11,922,000 | 427 |
| Surplus | $19,338,000 | 1,637 |
| Undivided profits | $14,217,000 | 2,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $131,617,000 | 191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,040,000 | 1,773 |
| Earning assets | $555,900,000 | 1,163 |
| Long-term assets (5+ years) | $51,141,000 | 2,335 |
| Average Assets, year-to-date | $642,012,250 | 1,093 |
| Average Assets, quarterly | $626,851,500 | 1,136 |
| Volatile liabilities | $311,113,000 | 523 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $40,288,000 | 1,072 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $46,262,000 | 1,508 |
| Tier 1 (core) risk-based capital | $29,823,000 | 2,165 |
| Tier 2 risk-based capital | $6,830,000 | 905 |
| Total risk weighted assets | $528,185,000 | 965 |
| Total unused commitments | $46,262,000 | 1,510 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $643,749,000 | 1,110 |
| Cash and due from depository institutions | $20,338,000 | 2,382 |
| Interest-bearing balances | $15,109,000 | 1,364 |
| Securities | $86,321,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $501,244,000 | 980 |
| Loan loss allowance | $20,264,000 | 446 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,850,000 | 2,626 |
| Other real estate owned | $4,874,000 | 2,382 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $26,122,000 | 857 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $643,749,000 | 1,110 |
| Total liabilities | $585,424,000 | 1,106 |
| Total deposits | $522,406,000 | 1,080 |
| Interest-bearing deposits | $492,349,000 | 992 |
| Deposits held in domestic offices | $522,406,000 | 1,079 |
| % insured | 65.27% | 6,725 |
| Federal funds purchased & repurchase agreements | $11,321,000 | 1,012 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $44,454,000 | 1,102 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,243,000 | 859 |
| Total equity capital | $58,325,000 | 1,160 |
| Total bank equity capital | $58,325,000 | 1,159 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $11,922,000 | 426 |
| Surplus | $19,323,000 | 1,641 |
| Undivided profits | $27,080,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $115,858,000 | 209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,025,000 | 1,704 |
| Earning assets | $602,674,000 | 1,073 |
| Long-term assets (5+ years) | $50,657,000 | 2,325 |
| Average Assets, year-to-date | $652,698,330 | 1,097 |
| Average Assets, quarterly | $652,023,000 | 1,101 |
| Volatile liabilities | $325,831,000 | 512 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $43,454,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,233,000 | 1,519 |
| Tier 1 (core) risk-based capital | $58,066,000 | 1,092 |
| Tier 2 risk-based capital | $7,420,000 | 832 |
| Total risk weighted assets | $580,746,000 | 903 |
| Total unused commitments | $48,233,000 | 1,521 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 70 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $660,297,000 | 1,086 |
| Cash and due from depository institutions | $18,418,000 | 2,386 |
| Interest-bearing balances | $7,562,000 | 1,976 |
| Securities | $105,481,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $504,825,000 | 979 |
| Loan loss allowance | $20,975,000 | 402 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,905,000 | 2,626 |
| Other real estate owned | $2,284,000 | 2,386 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $24,384,000 | 899 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $660,297,000 | 1,086 |
| Total liabilities | $603,121,000 | 1,070 |
| Total deposits | $531,072,000 | 1,053 |
| Interest-bearing deposits | $502,640,000 | 968 |
| Deposits held in domestic offices | $531,072,000 | 1,052 |
| % insured | 63.50% | 6,953 |
| Federal funds purchased & repurchase agreements | $6,879,000 | 1,330 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $56,619,000 | 960 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,551,000 | 753 |
| Total equity capital | $57,176,000 | 1,191 |
| Total bank equity capital | $57,176,000 | 1,191 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,922,000 | 420 |
| Surplus | $14,308,000 | 2,042 |
| Undivided profits | $30,946,000 | 1,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $119,423,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 870 |
| Income earned, not collected on loans | $2,307,000 | 1,521 |
| Earning assets | $617,868,000 | 1,054 |
| Long-term assets (5+ years) | $54,898,000 | 2,170 |
| Average Assets, year-to-date | $657,173,000 | 1,082 |
| Average Assets, quarterly | $657,173,000 | 1,082 |
| Volatile liabilities | $336,922,000 | 506 |
| Insider loans | $500,000 | 5,440 |
| FHLB advances | $45,621,000 | 1,046 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $65,221,000 | 1,237 |
| Tier 1 (core) risk-based capital | $57,386,000 | 1,105 |
| Tier 2 risk-based capital | $7,800,000 | 793 |
| Total risk weighted assets | $610,797,000 | 857 |
| Total unused commitments | $65,221,000 | 1,240 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $654,049,000 | 1,072 |
| Cash and due from depository institutions | $20,231,000 | 2,194 |
| Interest-bearing balances | $9,317,000 | 1,159 |
| Securities | $84,538,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $522,885,000 | 939 |
| Loan loss allowance | $22,675,000 | 369 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,959,000 | 2,608 |
| Other real estate owned | $2,284,000 | 2,194 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $19,152,000 | 1,128 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $654,049,000 | 1,072 |
| Total liabilities | $586,847,000 | 1,088 |
| Total deposits | $517,232,000 | 1,043 |
| Interest-bearing deposits | $488,305,000 | 956 |
| Deposits held in domestic offices | $517,232,000 | 1,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,499,000 | 1,325 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $52,388,000 | 1,119 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $8,728,000 | 751 |
| Total equity capital | $67,202,000 | 988 |
| Total bank equity capital | $67,202,000 | 988 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,922,000 | 418 |
| Surplus | $14,244,000 | 2,024 |
| Undivided profits | $41,036,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,557,000 | 307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,686,000 | 1,344 |
| Earning assets | $616,740,000 | 1,031 |
| Long-term assets (5+ years) | $48,967,000 | 2,337 |
| Average Assets, year-to-date | $619,315,600 | 1,081 |
| Average Assets, quarterly | $651,858,500 | 1,061 |
| Volatile liabilities | $325,284,000 | 520 |
| Insider loans | $720,000 | 4,965 |
| FHLB advances | $45,788,000 | 1,156 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $75,937,000 | 1,132 |
| Tier 1 (core) risk-based capital | $67,229,000 | 927 |
| Tier 2 risk-based capital | $7,836,000 | 775 |
| Total risk weighted assets | $612,038,000 | 841 |
| Total unused commitments | $75,937,000 | 1,133 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 75 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $649,668,000 | 1,061 |
| Cash and due from depository institutions | $10,803,000 | 2,275 |
| Interest-bearing balances | $4,628,000 | 1,428 |
| Securities | $86,179,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $220,000 | 5,436 |
| Net loans & leases | $532,491,000 | 924 |
| Loan loss allowance | $12,900,000 | 534 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,042,000 | 2,551 |
| Other real estate owned | $1,851,000 | 2,275 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,082,000 | 1,524 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $649,668,000 | 1,061 |
| Total liabilities | $579,209,000 | 1,079 |
| Total deposits | $511,339,000 | 1,029 |
| Interest-bearing deposits | $482,930,000 | 947 |
| Deposits held in domestic offices | $511,339,000 | 1,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,746,000 | 1,659 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $53,657,000 | 1,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,467,000 | 746 |
| Total equity capital | $70,459,000 | 961 |
| Total bank equity capital | $70,459,000 | 961 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $11,922,000 | 412 |
| Surplus | $6,228,000 | 3,616 |
| Undivided profits | $52,309,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,963,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,402,000 | 1,087 |
| Earning assets | $623,518,000 | 1,002 |
| Long-term assets (5+ years) | $53,451,000 | 2,146 |
| Average Assets, year-to-date | $610,632,250 | 1,101 |
| Average Assets, quarterly | $643,653,500 | 1,065 |
| Volatile liabilities | $317,140,000 | 513 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $53,654,000 | 1,046 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $111,092,000 | 883 |
| Tier 1 (core) risk-based capital | $71,354,000 | 871 |
| Tier 2 risk-based capital | $7,854,000 | 752 |
| Total risk weighted assets | $623,289,000 | 829 |
| Total unused commitments | $111,092,000 | 883 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 76 | 2,296 |
| Assets and Liabilities | ||
| Total Assets: | $637,639,000 | 1,076 |
| Cash and due from depository institutions | $13,558,000 | 2,296 |
| Interest-bearing balances | $6,295,000 | 1,023 |
| Securities | $92,871,000 | 1,306 |
| Federal funds sold & reverse repurchase agreements | $2,005,000 | 3,847 |
| Net loans & leases | $510,802,000 | 947 |
| Loan loss allowance | $10,100,000 | 628 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,116,000 | 2,521 |
| Other real estate owned | $1,851,000 | 2,296 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,436,000 | 1,654 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $637,639,000 | 1,076 |
| Total liabilities | $566,662,000 | 1,093 |
| Total deposits | $514,573,000 | 1,001 |
| Interest-bearing deposits | $482,912,000 | 924 |
| Deposits held in domestic offices | $514,573,000 | 998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,451,000 | 2,118 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $41,347,000 | 1,327 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,291,000 | 845 |
| Total equity capital | $70,977,000 | 954 |
| Total bank equity capital | $70,977,000 | 954 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $11,922,000 | 407 |
| Surplus | $6,207,000 | 3,615 |
| Undivided profits | $52,848,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,514,000 | 1,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,313,000 | 1,092 |
| Earning assets | $611,973,000 | 1,008 |
| Long-term assets (5+ years) | $51,034,000 | 2,203 |
| Average Assets, year-to-date | $597,620,330 | 1,129 |
| Average Assets, quarterly | $610,713,000 | 1,118 |
| Volatile liabilities | $303,778,000 | 526 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $41,000,000 | 1,262 |
| Loans and leases held for sale | $10,000 | 1,715 |
| Unused loan commitments | $130,297,000 | 805 |
| Tier 1 (core) risk-based capital | $71,185,000 | 872 |
| Tier 2 risk-based capital | $7,702,000 | 742 |
| Total risk weighted assets | $613,786,000 | 834 |
| Total unused commitments | $130,297,000 | 805 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 72 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $583,787,000 | 1,168 |
| Cash and due from depository institutions | $12,185,000 | 2,387 |
| Interest-bearing balances | $5,734,000 | 1,263 |
| Securities | $75,291,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $643,000 | 6,019 |
| Net loans & leases | $478,210,000 | 993 |
| Loan loss allowance | $8,900,000 | 652 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,194,000 | 2,459 |
| Other real estate owned | $1,851,000 | 2,387 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,413,000 | 1,725 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $583,787,000 | 1,168 |
| Total liabilities | $513,738,000 | 1,187 |
| Total deposits | $448,048,000 | 1,164 |
| Interest-bearing deposits | $422,497,000 | 1,076 |
| Deposits held in domestic offices | $448,048,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,123,000 | 1,649 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $47,457,000 | 1,137 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,110,000 | 576 |
| Total equity capital | $70,049,000 | 985 |
| Total bank equity capital | $70,049,000 | 985 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $11,922,000 | 407 |
| Surplus | $6,187,000 | 3,603 |
| Undivided profits | $51,940,000 | 706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,033,000 | 1,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,536,000 | 1,044 |
| Earning assets | $559,878,000 | 1,116 |
| Long-term assets (5+ years) | $44,303,000 | 2,352 |
| Average Assets, year-to-date | $577,611,000 | 1,167 |
| Average Assets, quarterly | $577,611,000 | 1,167 |
| Volatile liabilities | $287,485,000 | 536 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $47,000,000 | 1,068 |
| Loans and leases held for sale | $13,000 | 1,791 |
| Unused loan commitments | $132,902,000 | 808 |
| Tier 1 (core) risk-based capital | $69,959,000 | 879 |
| Tier 2 risk-based capital | $7,293,000 | 760 |
| Total risk weighted assets | $581,804,000 | 869 |
| Total unused commitments | $132,902,000 | 808 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $571,435,000 | 1,179 |
| Cash and due from depository institutions | $8,343,000 | 2,365 |
| Interest-bearing balances | $1,838,000 | 2,025 |
| Securities | $90,615,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $455,537,000 | 1,036 |
| Loan loss allowance | $8,416,000 | 675 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,265,000 | 2,407 |
| Other real estate owned | $1,852,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,823,000 | 1,812 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $571,435,000 | 1,179 |
| Total liabilities | $500,029,000 | 1,208 |
| Total deposits | $443,469,000 | 1,177 |
| Interest-bearing deposits | $419,382,000 | 1,079 |
| Deposits held in domestic offices | $443,469,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,789,000 | 1,972 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,333,000 | 1,131 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,438,000 | 716 |
| Total equity capital | $71,406,000 | 970 |
| Total bank equity capital | $71,406,000 | 970 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,922,000 | 404 |
| Surplus | $5,999,000 | 3,652 |
| Undivided profits | $53,485,000 | 700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,016,000 | 962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,811,000 | 1,062 |
| Earning assets | $547,990,000 | 1,126 |
| Long-term assets (5+ years) | $31,394,000 | 2,801 |
| Average Assets, year-to-date | $552,680,200 | 1,180 |
| Average Assets, quarterly | $567,875,000 | 1,185 |
| Volatile liabilities | $277,280,000 | 572 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $43,000,000 | 1,059 |
| Loans and leases held for sale | $16,000 | 1,733 |
| Unused loan commitments | $122,369,000 | 873 |
| Tier 1 (core) risk-based capital | $71,545,000 | 878 |
| Tier 2 risk-based capital | $6,882,000 | 798 |
| Total risk weighted assets | $549,016,000 | 916 |
| Total unused commitments | $122,369,000 | 873 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $564,315,000 | 1,179 |
| Cash and due from depository institutions | $7,935,000 | 2,403 |
| Interest-bearing balances | $1,999,000 | 1,788 |
| Securities | $105,218,000 | 1,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $434,183,000 | 1,068 |
| Loan loss allowance | $7,171,000 | 764 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,346,000 | 2,322 |
| Other real estate owned | $1,852,000 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,781,000 | 1,810 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $564,315,000 | 1,179 |
| Total liabilities | $494,970,000 | 1,207 |
| Total deposits | $445,208,000 | 1,156 |
| Interest-bearing deposits | $419,674,000 | 1,065 |
| Deposits held in domestic offices | $445,208,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,539,000 | 1,789 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,014,000 | 1,142 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,209,000 | 787 |
| Total equity capital | $69,345,000 | 988 |
| Total bank equity capital | $69,345,000 | 988 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,922,000 | 385 |
| Surplus | $5,783,000 | 3,685 |
| Undivided profits | $51,640,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,226,000 | 1,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,162,000 | 1,011 |
| Earning assets | $541,400,000 | 1,121 |
| Long-term assets (5+ years) | $30,945,000 | 2,721 |
| Average Assets, year-to-date | $547,991,500 | 1,188 |
| Average Assets, quarterly | $558,432,500 | 1,186 |
| Volatile liabilities | $285,684,000 | 530 |
| Insider loans | $650,000 | 5,048 |
| FHLB advances | $36,200,000 | 1,086 |
| Loans and leases held for sale | $20,000 | 1,737 |
| Unused loan commitments | $145,208,000 | 775 |
| Tier 1 (core) risk-based capital | $69,547,000 | 899 |
| Tier 2 risk-based capital | $6,641,000 | 816 |
| Total risk weighted assets | $530,762,000 | 934 |
| Total unused commitments | $145,208,000 | 775 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 71 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $552,550,000 | 1,220 |
| Cash and due from depository institutions | $8,334,000 | 2,482 |
| Interest-bearing balances | $1,101,000 | 2,348 |
| Securities | $108,071,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $6,840,000 | 2,136 |
| Net loans & leases | $412,580,000 | 1,129 |
| Loan loss allowance | $6,850,000 | 785 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,394,000 | 2,299 |
| Other real estate owned | $2,328,000 | 2,482 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,003,000 | 1,941 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $552,550,000 | 1,220 |
| Total liabilities | $486,029,000 | 1,235 |
| Total deposits | $444,047,000 | 1,177 |
| Interest-bearing deposits | $416,855,000 | 1,089 |
| Deposits held in domestic offices | $444,047,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,194,000 | 1,972 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $32,000,000 | 1,222 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,788,000 | 899 |
| Total equity capital | $66,521,000 | 1,023 |
| Total bank equity capital | $66,521,000 | 1,023 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,922,000 | 386 |
| Surplus | $5,770,000 | 3,688 |
| Undivided profits | $48,829,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 2,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,618,000 | 1,113 |
| Earning assets | $528,592,000 | 1,163 |
| Long-term assets (5+ years) | $32,287,000 | 2,591 |
| Average Assets, year-to-date | $542,550,330 | 1,221 |
| Average Assets, quarterly | $551,312,000 | 1,213 |
| Volatile liabilities | $277,258,000 | 545 |
| Insider loans | $650,000 | 5,054 |
| FHLB advances | $32,000,000 | 1,146 |
| Loans and leases held for sale | $23,000 | 1,791 |
| Unused loan commitments | $144,585,000 | 788 |
| Tier 1 (core) risk-based capital | $67,153,000 | 940 |
| Tier 2 risk-based capital | $6,340,000 | 863 |
| Total risk weighted assets | $506,707,000 | 979 |
| Total unused commitments | $144,585,000 | 788 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $550,074,000 | 1,216 |
| Cash and due from depository institutions | $17,080,000 | 2,391 |
| Interest-bearing balances | $10,725,000 | 596 |
| Securities | $122,899,000 | 987 |
| Federal funds sold & reverse repurchase agreements | $5,873,000 | 2,993 |
| Net loans & leases | $387,253,000 | 1,186 |
| Loan loss allowance | $6,750,000 | 774 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,390,000 | 2,280 |
| Other real estate owned | $2,800,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,779,000 | 1,914 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $550,074,000 | 1,216 |
| Total liabilities | $485,580,000 | 1,239 |
| Total deposits | $450,204,000 | 1,162 |
| Interest-bearing deposits | $423,863,000 | 1,056 |
| Deposits held in domestic offices | $450,204,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,971,000 | 1,699 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $22,500,000 | 1,511 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,905,000 | 747 |
| Total equity capital | $64,494,000 | 1,036 |
| Total bank equity capital | $64,494,000 | 1,036 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,922,000 | 372 |
| Surplus | $5,752,000 | 3,649 |
| Undivided profits | $46,820,000 | 800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,346,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,744,000 | 1,027 |
| Earning assets | $526,750,000 | 1,160 |
| Long-term assets (5+ years) | $44,099,000 | 2,032 |
| Average Assets, year-to-date | $537,550,500 | 1,232 |
| Average Assets, quarterly | $537,550,500 | 1,232 |
| Volatile liabilities | $273,551,000 | 544 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $22,500,000 | 1,433 |
| Loans and leases held for sale | $26,000 | 1,790 |
| Unused loan commitments | $102,605,000 | 1,024 |
| Tier 1 (core) risk-based capital | $64,845,000 | 950 |
| Tier 2 risk-based capital | $5,844,000 | 913 |
| Total risk weighted assets | $466,650,000 | 1,028 |
| Total unused commitments | $102,605,000 | 1,024 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $525,027,000 | 1,251 |
| Cash and due from depository institutions | $14,891,000 | 2,431 |
| Interest-bearing balances | $7,631,000 | 764 |
| Securities | $130,478,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $6,524,000 | 2,406 |
| Net loans & leases | $353,897,000 | 1,295 |
| Loan loss allowance | $6,600,000 | 780 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,383,000 | 2,244 |
| Other real estate owned | $4,678,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,176,000 | 1,854 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $525,027,000 | 1,251 |
| Total liabilities | $462,653,000 | 1,278 |
| Total deposits | $426,891,000 | 1,200 |
| Interest-bearing deposits | $402,304,000 | 1,091 |
| Deposits held in domestic offices | $426,891,000 | 1,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,459,000 | 1,885 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,500,000 | 1,456 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,803,000 | 900 |
| Total equity capital | $62,374,000 | 1,054 |
| Total bank equity capital | $62,374,000 | 1,054 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $11,922,000 | 367 |
| Surplus | $5,736,000 | 3,603 |
| Undivided profits | $44,716,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 1,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,261,000 | 1,226 |
| Earning assets | $498,530,000 | 1,201 |
| Long-term assets (5+ years) | $36,812,000 | 2,282 |
| Average Assets, year-to-date | $522,481,600 | 1,195 |
| Average Assets, quarterly | $524,053,500 | 1,230 |
| Volatile liabilities | $270,446,000 | 620 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $25,500,000 | 1,372 |
| Loans and leases held for sale | $29,000 | 1,750 |
| Unused loan commitments | $87,660,000 | 1,146 |
| Tier 1 (core) risk-based capital | $62,963,000 | 962 |
| Tier 2 risk-based capital | $5,124,000 | 1,000 |
| Total risk weighted assets | $408,434,000 | 1,164 |
| Total unused commitments | $87,660,000 | 1,146 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $523,080,000 | 1,245 |
| Cash and due from depository institutions | $8,521,000 | 2,378 |
| Interest-bearing balances | $1,119,000 | 2,293 |
| Securities | $118,846,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $10,292,000 | 1,361 |
| Net loans & leases | $366,153,000 | 1,240 |
| Loan loss allowance | $6,844,000 | 760 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,529,000 | 2,148 |
| Other real estate owned | $4,652,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,087,000 | 1,885 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $523,080,000 | 1,245 |
| Total liabilities | $462,756,000 | 1,268 |
| Total deposits | $428,100,000 | 1,181 |
| Interest-bearing deposits | $401,504,000 | 1,078 |
| Deposits held in domestic offices | $428,100,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,298,000 | 2,009 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,500,000 | 1,521 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,858,000 | 971 |
| Total equity capital | $60,324,000 | 1,087 |
| Total bank equity capital | $60,324,000 | 1,087 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,922,000 | 354 |
| Surplus | $5,736,000 | 3,570 |
| Undivided profits | $42,666,000 | 853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,420,000 | 1,151 |
| Earning assets | $496,410,000 | 1,206 |
| Long-term assets (5+ years) | $33,991,000 | 2,411 |
| Average Assets, year-to-date | $521,845,250 | 1,212 |
| Average Assets, quarterly | $524,742,000 | 1,233 |
| Volatile liabilities | $270,697,000 | 635 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $25,500,000 | 1,425 |
| Loans and leases held for sale | $32,000 | 1,754 |
| Unused loan commitments | $89,435,000 | 1,141 |
| Tier 1 (core) risk-based capital | $61,094,000 | 994 |
| Tier 2 risk-based capital | $5,184,000 | 997 |
| Total risk weighted assets | $413,061,000 | 1,146 |
| Total unused commitments | $89,435,000 | 1,143 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $526,404,000 | 1,228 |
| Cash and due from depository institutions | $6,642,000 | 2,566 |
| Interest-bearing balances | $470,000 | 3,178 |
| Securities | $119,767,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $21,856,000 | 555 |
| Net loans & leases | $359,752,000 | 1,240 |
| Loan loss allowance | $6,704,000 | 765 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,606,000 | 2,075 |
| Other real estate owned | $5,290,000 | 2,566 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,491,000 | 2,176 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $526,404,000 | 1,228 |
| Total liabilities | $468,704,000 | 1,235 |
| Total deposits | $439,589,000 | 1,134 |
| Interest-bearing deposits | $413,161,000 | 1,020 |
| Deposits held in domestic offices | $439,589,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,232,000 | 2,361 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $22,500,000 | 1,664 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,383,000 | 1,161 |
| Total equity capital | $57,700,000 | 1,096 |
| Total bank equity capital | $57,700,000 | 1,096 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $11,922,000 | 340 |
| Surplus | $5,736,000 | 3,525 |
| Undivided profits | $40,042,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,849,000 | 1,246 |
| Earning assets | $501,845,000 | 1,178 |
| Long-term assets (5+ years) | $35,613,000 | 2,296 |
| Average Assets, year-to-date | $521,433,670 | 1,208 |
| Average Assets, quarterly | $524,703,500 | 1,219 |
| Volatile liabilities | $274,462,000 | 627 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $22,500,000 | 1,566 |
| Loans and leases held for sale | $35,000 | 1,738 |
| Unused loan commitments | $81,279,000 | 1,229 |
| Tier 1 (core) risk-based capital | $59,096,000 | 1,003 |
| Tier 2 risk-based capital | $5,075,000 | 998 |
| Total risk weighted assets | $404,401,000 | 1,154 |
| Total unused commitments | $81,279,000 | 1,230 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $523,003,000 | 1,211 |
| Cash and due from depository institutions | $8,239,000 | 2,475 |
| Interest-bearing balances | $177,000 | 4,324 |
| Securities | $116,426,000 | 1,078 |
| Federal funds sold & reverse repurchase agreements | $12,723,000 | 1,174 |
| Net loans & leases | $369,282,000 | 1,164 |
| Loan loss allowance | $6,564,000 | 767 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,717,000 | 2,400 |
| Other real estate owned | $5,056,000 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,560,000 | 2,352 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $523,003,000 | 1,211 |
| Total liabilities | $467,157,000 | 1,226 |
| Total deposits | $433,213,000 | 1,129 |
| Interest-bearing deposits | $410,156,000 | 1,005 |
| Deposits held in domestic offices | $433,213,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,843,000 | 1,997 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,500,000 | 1,424 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,601,000 | 1,109 |
| Total equity capital | $55,846,000 | 1,115 |
| Total bank equity capital | $55,846,000 | 1,115 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,922,000 | 328 |
| Surplus | $5,736,000 | 3,457 |
| Undivided profits | $38,188,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,994,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,092,000 | 1,079 |
| Earning assets | $498,608,000 | 1,153 |
| Long-term assets (5+ years) | $36,764,000 | 2,237 |
| Average Assets, year-to-date | $518,948,500 | 1,209 |
| Average Assets, quarterly | $518,948,500 | 1,209 |
| Volatile liabilities | $266,083,000 | 609 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $26,500,000 | 1,345 |
| Loans and leases held for sale | $38,000 | 1,695 |
| Unused loan commitments | $87,900,000 | 1,133 |
| Tier 1 (core) risk-based capital | $57,069,000 | 1,021 |
| Tier 2 risk-based capital | $5,165,000 | 967 |
| Total risk weighted assets | $411,818,000 | 1,095 |
| Total unused commitments | $87,900,000 | 1,133 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $514,894,000 | 1,208 |
| Cash and due from depository institutions | $8,252,000 | 2,774 |
| Interest-bearing balances | $290,000 | 3,884 |
| Securities | $112,721,000 | 1,115 |
| Federal funds sold & reverse repurchase agreements | $14,401,000 | 937 |
| Net loans & leases | $363,149,000 | 1,168 |
| Loan loss allowance | $6,404,000 | 764 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,781,000 | 2,337 |
| Other real estate owned | $4,934,000 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,656,000 | 2,313 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $514,894,000 | 1,208 |
| Total liabilities | $460,735,000 | 1,216 |
| Total deposits | $420,798,000 | 1,147 |
| Interest-bearing deposits | $392,110,000 | 1,031 |
| Deposits held in domestic offices | $420,798,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,242,000 | 2,233 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,000,000 | 1,263 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,695,000 | 1,076 |
| Total equity capital | $54,159,000 | 1,128 |
| Total bank equity capital | $54,159,000 | 1,128 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $11,922,000 | 318 |
| Surplus | $5,737,000 | 3,421 |
| Undivided profits | $36,500,000 | 943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,811,000 | 1,177 |
| Earning assets | $490,561,000 | 1,160 |
| Long-term assets (5+ years) | $35,715,000 | 2,255 |
| Average Assets, year-to-date | $488,451,000 | 1,216 |
| Average Assets, quarterly | $510,824,000 | 1,210 |
| Volatile liabilities | $246,727,000 | 639 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $33,000,000 | 1,174 |
| Loans and leases held for sale | $40,000 | 1,717 |
| Unused loan commitments | $74,011,000 | 1,279 |
| Tier 1 (core) risk-based capital | $55,030,000 | 1,038 |
| Tier 2 risk-based capital | $5,070,000 | 962 |
| Total risk weighted assets | $404,266,000 | 1,095 |
| Total unused commitments | $74,011,000 | 1,279 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $506,754,000 | 1,202 |
| Cash and due from depository institutions | $29,916,000 | 2,799 |
| Interest-bearing balances | $20,203,000 | 279 |
| Securities | $104,723,000 | 1,189 |
| Federal funds sold & reverse repurchase agreements | $10,159,000 | 1,274 |
| Net loans & leases | $346,159,000 | 1,195 |
| Loan loss allowance | $6,200,000 | 785 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,816,000 | 2,271 |
| Other real estate owned | $4,730,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,251,000 | 2,382 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $506,753,000 | 1,202 |
| Total liabilities | $454,217,000 | 1,204 |
| Total deposits | $416,312,000 | 1,120 |
| Interest-bearing deposits | $390,144,000 | 1,016 |
| Deposits held in domestic offices | $416,312,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,000,000 | 1,220 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,905,000 | 1,227 |
| Total equity capital | $52,536,000 | 1,147 |
| Total bank equity capital | $52,536,000 | 1,147 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,922,000 | 303 |
| Surplus | $5,736,000 | 3,367 |
| Undivided profits | $34,878,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,666,000 | 1,198 |
| Earning assets | $481,244,000 | 1,156 |
| Long-term assets (5+ years) | $43,448,000 | 1,969 |
| Average Assets, year-to-date | $481,840,250 | 1,223 |
| Average Assets, quarterly | $494,173,500 | 1,219 |
| Volatile liabilities | $239,423,000 | 637 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $34,000,000 | 1,135 |
| Loans and leases held for sale | $43,000 | 1,817 |
| Unused loan commitments | $89,117,000 | 1,090 |
| Tier 1 (core) risk-based capital | $53,234,000 | 1,062 |
| Tier 2 risk-based capital | $4,877,000 | 980 |
| Total risk weighted assets | $388,870,000 | 1,111 |
| Total unused commitments | $89,117,000 | 1,092 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $481,593,000 | 1,243 |
| Cash and due from depository institutions | $26,407,000 | 2,851 |
| Interest-bearing balances | $18,248,000 | 305 |
| Securities | $93,260,000 | 1,322 |
| Federal funds sold & reverse repurchase agreements | $1,505,000 | 3,862 |
| Net loans & leases | $345,054,000 | 1,169 |
| Loan loss allowance | $6,155,000 | 790 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,861,000 | 2,216 |
| Other real estate owned | $4,437,000 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,069,000 | 2,346 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $481,593,000 | 1,243 |
| Total liabilities | $430,627,000 | 1,243 |
| Total deposits | $392,995,000 | 1,177 |
| Interest-bearing deposits | $369,082,000 | 1,046 |
| Deposits held in domestic offices | $392,995,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $34,000,000 | 1,227 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,632,000 | 1,225 |
| Total equity capital | $50,966,000 | 1,164 |
| Total bank equity capital | $50,966,000 | 1,164 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,922,000 | 285 |
| Surplus | $5,736,000 | 3,321 |
| Undivided profits | $33,308,000 | 1,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $746,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,157,000 | 1,382 |
| Earning assets | $458,067,000 | 1,190 |
| Long-term assets (5+ years) | $34,790,000 | 2,327 |
| Average Assets, year-to-date | $473,535,670 | 1,232 |
| Average Assets, quarterly | $475,088,000 | 1,245 |
| Volatile liabilities | $232,579,000 | 640 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $34,000,000 | 1,138 |
| Loans and leases held for sale | $46,000 | 1,784 |
| Unused loan commitments | $71,726,000 | 1,237 |
| Tier 1 (core) risk-based capital | $51,264,000 | 1,071 |
| Tier 2 risk-based capital | $4,715,000 | 989 |
| Total risk weighted assets | $375,796,000 | 1,128 |
| Total unused commitments | $71,726,000 | 1,237 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $468,583,000 | 1,264 |
| Cash and due from depository institutions | $5,873,000 | 3,017 |
| Interest-bearing balances | $184,000 | 4,475 |
| Securities | $97,504,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $66,000 | 6,218 |
| Net loans & leases | $349,381,000 | 1,121 |
| Loan loss allowance | $6,184,000 | 767 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,926,000 | 2,161 |
| Other real estate owned | $4,198,000 | 3,017 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,635,000 | 2,176 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $468,583,000 | 1,264 |
| Total liabilities | $419,946,000 | 1,254 |
| Total deposits | $381,445,000 | 1,205 |
| Interest-bearing deposits | $361,460,000 | 1,056 |
| Deposits held in domestic offices | $381,445,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,000,000 | 1,201 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,501,000 | 873 |
| Total equity capital | $48,637,000 | 1,190 |
| Total bank equity capital | $48,637,000 | 1,190 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,922,000 | 274 |
| Surplus | $5,736,000 | 3,288 |
| Undivided profits | $30,979,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 2,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,623,000 | 1,056 |
| Earning assets | $447,135,000 | 1,201 |
| Long-term assets (5+ years) | $42,656,000 | 2,049 |
| Average Assets, year-to-date | $469,507,000 | 1,246 |
| Average Assets, quarterly | $469,507,000 | 1,246 |
| Volatile liabilities | $230,465,000 | 614 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $33,000,000 | 1,115 |
| Loans and leases held for sale | $49,000 | 1,724 |
| Unused loan commitments | $61,636,000 | 1,388 |
| Tier 1 (core) risk-based capital | $49,318,000 | 1,101 |
| Tier 2 risk-based capital | $4,788,000 | 958 |
| Total risk weighted assets | $381,678,000 | 1,085 |
| Total unused commitments | $61,636,000 | 1,388 |
| Derivatives | $5,326,000 | 473 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $470,431,000 | 1,244 |
| Cash and due from depository institutions | $4,485,000 | 2,928 |
| Interest-bearing balances | $100,000 | 5,072 |
| Securities | $96,429,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $11,110,000 | 1,065 |
| Net loans & leases | $344,224,000 | 1,126 |
| Loan loss allowance | $5,965,000 | 806 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,000,000 | 2,104 |
| Other real estate owned | $4,189,000 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,994,000 | 2,665 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $470,431,000 | 1,244 |
| Total liabilities | $423,186,000 | 1,243 |
| Total deposits | $383,985,000 | 1,168 |
| Interest-bearing deposits | $366,495,000 | 1,026 |
| Deposits held in domestic offices | $383,985,000 | 1,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $35,000,000 | 1,174 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,201,000 | 1,051 |
| Total equity capital | $47,245,000 | 1,215 |
| Total bank equity capital | $47,245,000 | 1,215 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,922,000 | 265 |
| Surplus | $5,736,000 | 3,239 |
| Undivided profits | $29,587,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,190,000 | 1,269 |
| Earning assets | $451,863,000 | 1,182 |
| Long-term assets (5+ years) | $41,346,000 | 2,133 |
| Average Assets, year-to-date | $448,766,000 | 1,237 |
| Average Assets, quarterly | $468,459,000 | 1,234 |
| Volatile liabilities | $223,572,000 | 603 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $35,000,000 | 1,080 |
| Loans and leases held for sale | $52,000 | 1,716 |
| Unused loan commitments | $72,133,000 | 1,188 |
| Tier 1 (core) risk-based capital | $47,334,000 | 1,119 |
| Tier 2 risk-based capital | $4,782,000 | 967 |
| Total risk weighted assets | $381,389,000 | 1,070 |
| Total unused commitments | $72,133,000 | 1,189 |
| Derivatives | $5,326,000 | 464 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $466,487,000 | 1,231 |
| Cash and due from depository institutions | $8,048,000 | 3,024 |
| Interest-bearing balances | $185,000 | 4,576 |
| Securities | $94,349,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $13,579,000 | 839 |
| Net loans & leases | $336,416,000 | 1,135 |
| Loan loss allowance | $4,705,000 | 993 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,078,000 | 2,043 |
| Other real estate owned | $3,977,000 | 3,024 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,040,000 | 2,597 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $466,487,000 | 1,231 |
| Total liabilities | $420,493,000 | 1,228 |
| Total deposits | $381,713,000 | 1,157 |
| Interest-bearing deposits | $360,624,000 | 1,027 |
| Deposits held in domestic offices | $381,713,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,000,000 | 1,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,780,000 | 1,157 |
| Total equity capital | $45,994,000 | 1,234 |
| Total bank equity capital | $45,994,000 | 1,234 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,922,000 | 260 |
| Surplus | $5,736,000 | 3,190 |
| Undivided profits | $28,336,000 | 1,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,386,000 | 1,166 |
| Earning assets | $444,529,000 | 1,178 |
| Long-term assets (5+ years) | $42,930,000 | 2,105 |
| Average Assets, year-to-date | $443,349,750 | 1,241 |
| Average Assets, quarterly | $456,481,500 | 1,238 |
| Volatile liabilities | $214,942,000 | 612 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $54,000 | 1,763 |
| Unused loan commitments | $77,421,000 | 1,121 |
| Tier 1 (core) risk-based capital | $45,889,000 | 1,143 |
| Tier 2 risk-based capital | $4,603,000 | 981 |
| Total risk weighted assets | $368,120,000 | 1,082 |
| Total unused commitments | $77,421,000 | 1,122 |
| Derivatives | $5,326,000 | 473 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $446,476,000 | 1,258 |
| Cash and due from depository institutions | $4,151,000 | 3,050 |
| Interest-bearing balances | $173,000 | 4,689 |
| Securities | $90,126,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $7,790,000 | 1,377 |
| Net loans & leases | $329,927,000 | 1,115 |
| Loan loss allowance | $4,476,000 | 1,035 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,118,000 | 2,002 |
| Other real estate owned | $4,056,000 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,308,000 | 2,512 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $446,476,000 | 1,258 |
| Total liabilities | $402,907,000 | 1,261 |
| Total deposits | $363,035,000 | 1,209 |
| Interest-bearing deposits | $343,107,000 | 1,069 |
| Deposits held in domestic offices | $363,035,000 | 1,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,500,000 | 1,136 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,372,000 | 1,179 |
| Total equity capital | $43,569,000 | 1,245 |
| Total bank equity capital | $43,569,000 | 1,245 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,922,000 | 257 |
| Surplus | $5,736,000 | 3,145 |
| Undivided profits | $25,911,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,913,000 | 1,412 |
| Earning assets | $428,016,000 | 1,198 |
| Long-term assets (5+ years) | $51,617,000 | 1,869 |
| Average Assets, year-to-date | $435,637,330 | 1,254 |
| Average Assets, quarterly | $437,107,000 | 1,275 |
| Volatile liabilities | $206,955,000 | 617 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $36,500,000 | 1,044 |
| Loans and leases held for sale | $57,000 | 1,773 |
| Unused loan commitments | $78,278,000 | 1,088 |
| Tier 1 (core) risk-based capital | $43,814,000 | 1,175 |
| Tier 2 risk-based capital | $4,476,000 | 1,000 |
| Total risk weighted assets | $361,295,000 | 1,072 |
| Total unused commitments | $78,278,000 | 1,088 |
| Derivatives | $5,326,000 | 467 |
| 2004-03-31 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $427,738,000 | 1,305 |
| Cash and due from depository institutions | $6,027,000 | 3,036 |
| Interest-bearing balances | $161,000 | 4,862 |
| Securities | $82,387,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,263 |
| Net loans & leases | $321,850,000 | 1,118 |
| Loan loss allowance | $4,864,000 | 955 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,065,000 | 1,980 |
| Other real estate owned | $597,000 | 3,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,312,000 | 2,374 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $427,738,000 | 1,305 |
| Total liabilities | $385,071,000 | 1,300 |
| Total deposits | $345,802,000 | 1,262 |
| Interest-bearing deposits | $330,220,000 | 1,111 |
| Deposits held in domestic offices | $345,802,000 | 1,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,000,000 | 1,094 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,269,000 | 1,094 |
| Total equity capital | $42,667,000 | 1,307 |
| Total bank equity capital | $42,667,000 | 1,307 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $11,922,000 | 249 |
| Surplus | $5,736,000 | 3,111 |
| Undivided profits | $25,009,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,556,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,214,000 | 1,190 |
| Earning assets | $410,898,000 | 1,235 |
| Long-term assets (5+ years) | $50,434,000 | 1,882 |
| Average Assets, year-to-date | $430,218,000 | 1,276 |
| Average Assets, quarterly | $430,218,000 | 1,276 |
| Volatile liabilities | $193,134,000 | 629 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $35,000,000 | 999 |
| Loans and leases held for sale | $60,000 | 1,846 |
| Unused loan commitments | $70,215,000 | 1,158 |
| Tier 1 (core) risk-based capital | $42,130,000 | 1,210 |
| Tier 2 risk-based capital | $4,368,000 | 1,007 |
| Total risk weighted assets | $348,965,000 | 1,096 |
| Total unused commitments | $70,215,000 | 1,162 |
| Derivatives | $21,782,000 | 324 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $432,698,000 | 1,280 |
| Cash and due from depository institutions | $9,930,000 | 3,152 |
| Interest-bearing balances | $176,000 | 4,725 |
| Securities | $94,574,000 | 1,422 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,219 |
| Net loans & leases | $315,134,000 | 1,134 |
| Loan loss allowance | $4,614,000 | 1,003 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,080,000 | 1,948 |
| Other real estate owned | $349,000 | 3,152 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,531,000 | 2,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,698,000 | 1,280 |
| Total liabilities | $391,914,000 | 1,278 |
| Total deposits | $359,092,000 | 1,200 |
| Interest-bearing deposits | $345,474,000 | 1,054 |
| Deposits held in domestic offices | $359,092,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,100,000 | 1,276 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,722,000 | 1,163 |
| Total equity capital | $40,784,000 | 1,336 |
| Total bank equity capital | $40,784,000 | 1,336 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,922,000 | 248 |
| Surplus | $5,736,000 | 3,074 |
| Undivided profits | $23,126,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,037,000 | 625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,070,000 | 1,333 |
| Earning assets | $412,984,000 | 1,222 |
| Long-term assets (5+ years) | $47,586,000 | 1,991 |
| Average Assets, year-to-date | $418,612,600 | 1,286 |
| Average Assets, quarterly | $427,746,500 | 1,286 |
| Volatile liabilities | $195,365,000 | 627 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $29,100,000 | 1,172 |
| Loans and leases held for sale | $62,000 | 1,743 |
| Unused loan commitments | $60,492,000 | 1,248 |
| Tier 1 (core) risk-based capital | $40,335,000 | 1,254 |
| Tier 2 risk-based capital | $4,275,000 | 1,025 |
| Total risk weighted assets | $341,683,000 | 1,108 |
| Total unused commitments | $60,492,000 | 1,250 |
| Derivatives | $21,782,000 | 308 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $422,795,000 | 1,317 |
| Cash and due from depository institutions | $5,616,000 | 2,970 |
| Interest-bearing balances | $827,000 | 3,273 |
| Securities | $98,743,000 | 1,352 |
| Federal funds sold & reverse repurchase agreements | $6,860,000 | 2,015 |
| Net loans & leases | $301,065,000 | 1,175 |
| Loan loss allowance | $4,633,000 | 1,009 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,982,000 | 1,967 |
| Other real estate owned | $0 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,529,000 | 2,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $422,795,000 | 1,317 |
| Total liabilities | $383,200,000 | 1,317 |
| Total deposits | $355,321,000 | 1,233 |
| Interest-bearing deposits | $339,414,000 | 1,097 |
| Deposits held in domestic offices | $355,321,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,500,000 | 1,429 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,379,000 | 1,072 |
| Total equity capital | $39,595,000 | 1,387 |
| Total bank equity capital | $39,595,000 | 1,387 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,922,000 | 248 |
| Surplus | $5,736,000 | 3,008 |
| Undivided profits | $21,937,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,479,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,159,000 | 1,329 |
| Earning assets | $407,495,000 | 1,250 |
| Long-term assets (5+ years) | $44,650,000 | 2,058 |
| Average Assets, year-to-date | $415,091,250 | 1,307 |
| Average Assets, quarterly | $421,628,000 | 1,327 |
| Volatile liabilities | $190,518,000 | 645 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $23,500,000 | 1,315 |
| Loans and leases held for sale | $65,000 | 1,926 |
| Unused loan commitments | $50,770,000 | 1,435 |
| Tier 1 (core) risk-based capital | $38,857,000 | 1,319 |
| Tier 2 risk-based capital | $4,200,000 | 1,047 |
| Total risk weighted assets | $335,587,000 | 1,129 |
| Total unused commitments | $50,770,000 | 1,441 |
| Derivatives | $21,782,000 | 314 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $420,461,000 | 1,322 |
| Cash and due from depository institutions | $4,804,000 | 2,929 |
| Interest-bearing balances | $765,000 | 3,497 |
| Securities | $81,994,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $14,050,000 | 1,107 |
| Net loans & leases | $309,310,000 | 1,136 |
| Loan loss allowance | $4,522,000 | 1,015 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,011,000 | 1,921 |
| Other real estate owned | $72,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,220,000 | 2,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,461,000 | 1,322 |
| Total liabilities | $382,331,000 | 1,303 |
| Total deposits | $355,026,000 | 1,219 |
| Interest-bearing deposits | $341,688,000 | 1,078 |
| Deposits held in domestic offices | $355,026,000 | 1,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,500,000 | 1,414 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,805,000 | 1,234 |
| Total equity capital | $38,130,000 | 1,436 |
| Total bank equity capital | $38,130,000 | 1,436 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,922,000 | 243 |
| Surplus | $5,736,000 | 2,977 |
| Undivided profits | $20,472,000 | 1,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,632,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,908,000 | 1,493 |
| Earning assets | $406,119,000 | 1,235 |
| Long-term assets (5+ years) | $42,504,000 | 2,027 |
| Average Assets, year-to-date | $412,523,330 | 1,307 |
| Average Assets, quarterly | $416,963,000 | 1,315 |
| Volatile liabilities | $215,762,000 | 583 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $23,500,000 | 1,303 |
| Loans and leases held for sale | $96,000 | 1,982 |
| Unused loan commitments | $51,115,000 | 1,412 |
| Tier 1 (core) risk-based capital | $37,109,000 | 1,350 |
| Tier 2 risk-based capital | $4,193,000 | 1,016 |
| Total risk weighted assets | $335,072,000 | 1,111 |
| Total unused commitments | $51,115,000 | 1,423 |
| Derivatives | $21,782,000 | 326 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $413,465,000 | 1,320 |
| Cash and due from depository institutions | $4,801,000 | 3,047 |
| Interest-bearing balances | $811,000 | 3,381 |
| Securities | $78,523,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $19,870,000 | 808 |
| Net loans & leases | $299,299,000 | 1,157 |
| Loan loss allowance | $4,320,000 | 1,053 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,924,000 | 1,908 |
| Other real estate owned | $138,000 | 3,047 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,910,000 | 2,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,465,000 | 1,320 |
| Total liabilities | $376,970,000 | 1,299 |
| Total deposits | $347,219,000 | 1,233 |
| Interest-bearing deposits | $329,845,000 | 1,115 |
| Deposits held in domestic offices | $347,219,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,000,000 | 1,297 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,751,000 | 1,065 |
| Total equity capital | $36,495,000 | 1,455 |
| Total bank equity capital | $36,495,000 | 1,455 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,922,000 | 241 |
| Surplus | $5,736,000 | 2,935 |
| Undivided profits | $18,837,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,260,000 | 1,250 |
| Earning assets | $398,503,000 | 1,241 |
| Long-term assets (5+ years) | $26,902,000 | 2,784 |
| Average Assets, year-to-date | $408,554,500 | 1,318 |
| Average Assets, quarterly | $408,554,500 | 1,318 |
| Volatile liabilities | $204,170,000 | 595 |
| Insider loans | $210,000 | 6,773 |
| FHLB advances | $25,000,000 | 1,194 |
| Loans and leases held for sale | $101,000 | 1,883 |
| Unused loan commitments | $52,845,000 | 1,323 |
| Tier 1 (core) risk-based capital | $35,562,000 | 1,387 |
| Tier 2 risk-based capital | $4,072,000 | 1,032 |
| Total risk weighted assets | $325,481,000 | 1,123 |
| Total unused commitments | $52,845,000 | 1,335 |
| Derivatives | $21,782,000 | 318 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $403,644,000 | 1,330 |
| Cash and due from depository institutions | $5,458,000 | 3,209 |
| Interest-bearing balances | $773,000 | 3,360 |
| Securities | $84,704,000 | 1,456 |
| Federal funds sold & reverse repurchase agreements | $3,970,000 | 3,321 |
| Net loans & leases | $298,973,000 | 1,147 |
| Loan loss allowance | $4,103,000 | 1,077 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,823,000 | 1,915 |
| Other real estate owned | $273,000 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,443,000 | 2,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,644,000 | 1,330 |
| Total liabilities | $368,611,000 | 1,308 |
| Total deposits | $338,980,000 | 1,234 |
| Interest-bearing deposits | $326,197,000 | 1,104 |
| Deposits held in domestic offices | $338,980,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,000,000 | 1,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,631,000 | 1,047 |
| Total equity capital | $35,033,000 | 1,494 |
| Total bank equity capital | $35,033,000 | 1,494 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,922,000 | 238 |
| Surplus | $5,736,000 | 2,893 |
| Undivided profits | $17,375,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,351,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,228,000 | 1,330 |
| Earning assets | $388,420,000 | 1,258 |
| Long-term assets (5+ years) | $25,374,000 | 2,853 |
| Average Assets, year-to-date | $392,570,200 | 1,303 |
| Average Assets, quarterly | $401,456,000 | 1,324 |
| Volatile liabilities | $200,660,000 | 600 |
| Insider loans | $355,000 | 6,056 |
| FHLB advances | $25,000,000 | 1,195 |
| Loans and leases held for sale | $179,000 | 1,777 |
| Unused loan commitments | $52,644,000 | 1,285 |
| Tier 1 (core) risk-based capital | $34,059,000 | 1,416 |
| Tier 2 risk-based capital | $4,012,000 | 1,021 |
| Total risk weighted assets | $320,848,000 | 1,116 |
| Total unused commitments | $52,644,000 | 1,286 |
| Derivatives | $21,782,000 | 298 |
| 2001-12-31 | Rank | |
| # of Employees: | 52 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $385,011,000 | 1,325 |
| Cash and due from depository institutions | $3,762,000 | 3,227 |
| Interest-bearing balances | $246,000 | 4,293 |
| Securities | $117,366,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,179 |
| Net loans & leases | $250,298,000 | 1,324 |
| Loan loss allowance | $3,421,000 | 1,202 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,711,000 | 1,912 |
| Other real estate owned | $1,075,000 | 3,227 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,199,000 | 1,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,011,000 | 1,325 |
| Total liabilities | $354,514,000 | 1,299 |
| Total deposits | $326,149,000 | 1,211 |
| Interest-bearing deposits | $317,272,000 | 1,084 |
| Deposits held in domestic offices | $326,149,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,021,000 | 1,288 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,344,000 | 945 |
| Total equity capital | $30,497,000 | 1,606 |
| Total bank equity capital | $30,497,000 | 1,606 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $11,922,000 | 234 |
| Surplus | $5,736,000 | 2,784 |
| Undivided profits | $12,839,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,875,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,082,000 | 997 |
| Earning assets | $369,510,000 | 1,267 |
| Long-term assets (5+ years) | $33,991,000 | 2,280 |
| Average Assets, year-to-date | $373,013,600 | 1,297 |
| Average Assets, quarterly | $386,652,500 | 1,302 |
| Volatile liabilities | $203,118,000 | 565 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $23,021,000 | 1,174 |
| Loans and leases held for sale | $241,000 | 1,583 |
| Unused loan commitments | $50,895,000 | 1,239 |
| Tier 1 (core) risk-based capital | $30,048,000 | 1,533 |
| Tier 2 risk-based capital | $3,421,000 | 1,131 |
| Total risk weighted assets | $292,720,000 | 1,169 |
| Total unused commitments | $50,895,000 | 1,244 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $337,767,000 | 1,429 |
| Cash and due from depository institutions | $5,568,000 | 3,349 |
| Interest-bearing balances | $227,000 | 3,726 |
| Securities | $90,029,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $16,930,000 | 723 |
| Net loans & leases | $214,081,000 | 1,494 |
| Loan loss allowance | $2,182,000 | 1,765 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,882,000 | 1,786 |
| Other real estate owned | $2,353,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,924,000 | 2,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,767,000 | 1,429 |
| Total liabilities | $312,817,000 | 1,385 |
| Total deposits | $286,407,000 | 1,325 |
| Interest-bearing deposits | $274,904,000 | 1,204 |
| Deposits held in domestic offices | $286,407,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,095,000 | 1,295 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,315,000 | 947 |
| Total equity capital | $24,950,000 | 1,844 |
| Total bank equity capital | $24,950,000 | 1,844 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,508,000 | 328 |
| Surplus | $5,222,000 | 2,909 |
| Undivided profits | $10,220,000 | 2,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,514,000 | 1,727 |
| Earning assets | $321,267,000 | 1,374 |
| Long-term assets (5+ years) | $21,885,000 | 2,982 |
| Average Assets, year-to-date | $306,881,800 | 1,490 |
| Average Assets, quarterly | $326,550,500 | 1,459 |
| Volatile liabilities | $184,286,000 | 624 |
| Insider loans | $75,000 | 8,086 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $263,000 | 1,125 |
| Unused loan commitments | $49,118,000 | 1,182 |
| Tier 1 (core) risk-based capital | $25,310,000 | 1,733 |
| Tier 2 risk-based capital | $2,184,700 | 1,646 |
| Total risk weighted assets | $239,941,700 | 1,360 |
| Total unused commitments | $49,118,000 | 1,184 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $283,467,000 | 1,664 |
| Cash and due from depository institutions | $4,626,000 | 3,591 |
| Interest-bearing balances | $660,000 | 2,862 |
| Securities | $92,212,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $3,430,000 | 2,617 |
| Net loans & leases | $170,937,000 | 1,762 |
| Loan loss allowance | $2,297,000 | 1,619 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,092,000 | 1,664 |
| Other real estate owned | $2,430,000 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,740,000 | 1,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,467,000 | 1,664 |
| Total liabilities | $263,387,000 | 1,618 |
| Total deposits | $252,987,000 | 1,487 |
| Interest-bearing deposits | $244,538,000 | 1,328 |
| Deposits held in domestic offices | $252,987,000 | 1,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,700,000 | 2,676 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,700,000 | 984 |
| Total equity capital | $20,080,000 | 2,216 |
| Total bank equity capital | $20,080,000 | 2,216 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,795,000 | 440 |
| Surplus | $4,979,000 | 3,028 |
| Undivided profits | $7,306,000 | 3,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,776,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,023,000 | 2,201 |
| Earning assets | $267,239,000 | 1,613 |
| Long-term assets (5+ years) | $29,049,000 | 2,616 |
| Average Assets, year-to-date | $266,379,400 | 1,707 |
| Average Assets, quarterly | $282,233,500 | 1,656 |
| Volatile liabilities | $144,974,000 | 749 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $275,000 | 1,111 |
| Unused loan commitments | $40,531,000 | 1,401 |
| Tier 1 (core) risk-based capital | $21,201,000 | 2,104 |
| Tier 2 risk-based capital | $2,304,650 | 1,482 |
| Total risk weighted assets | $220,136,550 | 1,427 |
| Total unused commitments | $40,531,000 | 1,405 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $245,207,000 | 1,882 |
| Cash and due from depository institutions | $3,985,000 | 3,552 |
| Interest-bearing balances | $313,000 | 3,899 |
| Securities | $66,022,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $13,820,000 | 1,206 |
| Net loans & leases | $151,649,000 | 1,852 |
| Loan loss allowance | $2,010,000 | 1,756 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,277,000 | 1,513 |
| Other real estate owned | $0 | 3,552 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,454,000 | 1,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,207,000 | 1,882 |
| Total liabilities | $227,590,000 | 1,821 |
| Total deposits | $213,720,000 | 1,771 |
| Interest-bearing deposits | $205,457,000 | 1,563 |
| Deposits held in domestic offices | $213,720,000 | 1,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,969,000 | 1,683 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,901,000 | 998 |
| Total equity capital | $17,617,000 | 2,536 |
| Total bank equity capital | $17,617,000 | 2,536 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,475,000 | 534 |
| Surplus | $4,911,000 | 2,909 |
| Undivided profits | $6,231,000 | 3,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,580,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,260 |
| Income earned, not collected on loans | $953,000 | 2,364 |
| Earning assets | $231,804,000 | 1,847 |
| Long-term assets (5+ years) | $31,358,000 | 2,300 |
| Average Assets, year-to-date | $217,335,200 | 2,009 |
| Average Assets, quarterly | $236,141,000 | 1,926 |
| Volatile liabilities | $109,435,000 | 778 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $406,000 | 1,322 |
| Unused loan commitments | $28,743,000 | 1,720 |
| Tier 1 (core) risk-based capital | $17,683,000 | 2,424 |
| Tier 2 risk-based capital | $2,019,900 | 1,605 |
| Total risk weighted assets | $173,795,100 | 1,656 |
| Total unused commitments | $28,743,000 | 1,728 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $195,417,000 | 2,322 |
| Cash and due from depository institutions | $2,779,000 | 3,937 |
| Interest-bearing balances | $112,000 | 4,416 |
| Securities | $54,523,000 | 2,117 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,827 |
| Net loans & leases | $127,638,000 | 2,183 |
| Loan loss allowance | $1,510,000 | 2,324 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,040,000 | 1,566 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,337,000 | 2,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,417,000 | 2,322 |
| Total liabilities | $181,285,000 | 2,264 |
| Total deposits | $170,357,000 | 2,203 |
| Interest-bearing deposits | $163,213,000 | 1,989 |
| Deposits held in domestic offices | $170,357,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,064,000 | 1,667 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,864,000 | 1,220 |
| Total equity capital | $14,132,000 | 3,141 |
| Total bank equity capital | $14,132,000 | 3,141 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,325,000 | 666 |
| Surplus | $4,827,000 | 2,870 |
| Undivided profits | $3,980,000 | 5,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $873,000 | 2,627 |
| Earning assets | $184,373,000 | 2,277 |
| Long-term assets (5+ years) | $30,278,000 | 2,054 |
| Average Assets, year-to-date | $182,772,800 | 2,347 |
| Average Assets, quarterly | $192,755,500 | 2,317 |
| Volatile liabilities | $91,172,000 | 894 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $663,000 | 959 |
| Unused loan commitments | $25,951,000 | 1,741 |
| Tier 1 (core) risk-based capital | $14,214,000 | 2,983 |
| Tier 2 risk-based capital | $1,510,000 | 1,987 |
| Total risk weighted assets | $136,341,100 | 2,051 |
| Total unused commitments | $25,951,000 | 1,745 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $165,012,000 | 2,798 |
| Cash and due from depository institutions | $3,129,000 | 4,676 |
| Interest-bearing balances | $301,000 | 3,518 |
| Securities | $56,881,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $1,490,000 | 5,629 |
| Net loans & leases | $101,642,000 | 2,743 |
| Loan loss allowance | $1,011,000 | 3,471 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $439,000 | 8,395 |
| Other real estate owned | $0 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,431,000 | 4,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,012,000 | 2,798 |
| Total liabilities | $153,666,000 | 2,708 |
| Total deposits | $148,162,000 | 2,611 |
| Interest-bearing deposits | $143,014,000 | 2,336 |
| Deposits held in domestic offices | $148,162,000 | 2,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,407,000 | 1,978 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,097,000 | 3,298 |
| Total equity capital | $11,346,000 | 3,868 |
| Total bank equity capital | $11,346,000 | 3,868 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,438,000 | 880 |
| Surplus | $4,782,000 | 2,970 |
| Undivided profits | $2,126,000 | 7,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $621,000 | 3,721 |
| Earning assets | $160,314,000 | 2,643 |
| Long-term assets (5+ years) | $21,776,000 | 2,510 |
| Average Assets, year-to-date | $153,582,200 | 2,854 |
| Average Assets, quarterly | $161,981,500 | 2,808 |
| Volatile liabilities | $73,362,000 | 1,070 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $880,000 | 794 |
| Unused loan commitments | $18,095,000 | 2,209 |
| Tier 1 (core) risk-based capital | $11,553,000 | 3,711 |
| Tier 2 risk-based capital | $1,011,000 | 2,933 |
| Total risk weighted assets | $100,279,200 | 2,777 |
| Total unused commitments | $18,095,000 | 2,225 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $129,852,000 | 3,469 |
| Cash and due from depository institutions | $2,192,000 | 4,916 |
| Interest-bearing balances | $203,000 | 4,161 |
| Securities | $54,582,000 | 2,301 |
| Federal funds sold & reverse repurchase agreements | $1,830,000 | 5,822 |
| Net loans & leases | $69,610,000 | 3,765 |
| Loan loss allowance | $801,000 | 4,239 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $515,000 | 8,206 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,123,000 | 5,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,852,000 | 3,469 |
| Total liabilities | $120,372,000 | 3,385 |
| Total deposits | $114,291,000 | 3,349 |
| Interest-bearing deposits | $109,191,000 | 3,023 |
| Deposits held in domestic offices | $114,291,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,260,000 | 1,593 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $821,000 | 4,297 |
| Total equity capital | $9,480,000 | 4,536 |
| Total bank equity capital | $9,480,000 | 4,536 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,362,000 | 1,151 |
| Surplus | $4,428,000 | 3,167 |
| Undivided profits | $1,690,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 9,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $474,000 | 4,975 |
| Earning assets | $126,225,000 | 3,273 |
| Long-term assets (5+ years) | $13,812,000 | 3,264 |
| Average Assets, year-to-date | $104,098,200 | 4,097 |
| Average Assets, quarterly | $122,500,500 | 3,635 |
| Volatile liabilities | $58,470,000 | 1,157 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $818,000 | 878 |
| Unused loan commitments | $13,924,000 | 2,572 |
| Tier 1 (core) risk-based capital | $9,393,000 | 4,442 |
| Tier 2 risk-based capital | $801,000 | 3,581 |
| Total risk weighted assets | $87,969,100 | 3,061 |
| Total unused commitments | $13,924,000 | 2,583 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $86,069,000 | 4,985 |
| Cash and due from depository institutions | $2,026,000 | 5,617 |
| Interest-bearing balances | $143,000 | 4,846 |
| Securities | $29,862,000 | 4,279 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $52,501,000 | 4,723 |
| Loan loss allowance | $689,000 | 4,885 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $450,000 | 8,806 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,230,000 | 5,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,069,000 | 4,985 |
| Total liabilities | $78,136,000 | 4,959 |
| Total deposits | $69,848,000 | 5,230 |
| Interest-bearing deposits | $67,130,000 | 4,740 |
| Deposits held in domestic offices | $69,848,000 | 5,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 3,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,847,000 | 1,513 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $391,000 | 6,180 |
| Total equity capital | $7,933,000 | 4,966 |
| Total bank equity capital | $7,933,000 | 4,966 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,802,000 | 1,420 |
| Surplus | $4,428,000 | 3,066 |
| Undivided profits | $703,000 | 9,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $326,000 | 6,141 |
| Earning assets | $82,506,000 | 4,799 |
| Long-term assets (5+ years) | $14,480,000 | 3,235 |
| Average Assets, year-to-date | $81,752,600 | 5,110 |
| Average Assets, quarterly | $84,867,500 | 5,026 |
| Volatile liabilities | $36,609,000 | 1,556 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $992,000 | 644 |
| Unused loan commitments | $13,038,000 | 2,600 |
| Tier 1 (core) risk-based capital | $8,462,000 | 4,763 |
| Tier 2 risk-based capital | $689,000 | 4,049 |
| Total risk weighted assets | $61,894,100 | 4,120 |
| Total unused commitments | $13,038,000 | 2,610 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $76,963,000 | 5,623 |
| Cash and due from depository institutions | $1,787,000 | 6,938 |
| Interest-bearing balances | $170,000 | 5,886 |
| Securities | $18,670,000 | 6,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,336,000 | 4,398 |
| Loan loss allowance | $580,000 | 5,731 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $455,000 | 9,010 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $715,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,963,000 | 5,623 |
| Total liabilities | $69,183,000 | 5,651 |
| Total deposits | $65,578,000 | 5,711 |
| Interest-bearing deposits | $62,774,000 | 5,238 |
| Deposits held in domestic offices | $65,578,000 | 5,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $510,000 | 3,227 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,596,000 | 1,962 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $499,000 | 5,340 |
| Total equity capital | $7,780,000 | 5,114 |
| Total bank equity capital | $7,780,000 | 5,114 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,774,000 | 1,451 |
| Surplus | $3,695,000 | 3,538 |
| Undivided profits | $1,311,000 | 8,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $475,000 | 3,929 |
| Earning assets | $74,176,000 | 5,382 |
| Long-term assets (5+ years) | $13,711,000 | 3,522 |
| Average Assets, year-to-date | $70,961,400 | 5,865 |
| Average Assets, quarterly | $75,318,000 | 5,668 |
| Volatile liabilities | $30,366,000 | 1,727 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,510,000 | 519 |
| Unused loan commitments | $10,622,000 | 2,971 |
| Tier 1 (core) risk-based capital | $7,780,000 | 5,039 |
| Tier 2 risk-based capital | $580,000 | 4,645 |
| Total risk weighted assets | $56,694,200 | 4,388 |
| Total unused commitments | $10,622,000 | 2,990 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $66,238,000 | 6,409 |
| Cash and due from depository institutions | $2,399,000 | 7,704 |
| Interest-bearing balances | $137,000 | 6,539 |
| Securities | $18,331,000 | 6,453 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $42,828,000 | 5,456 |
| Loan loss allowance | $490,000 | 6,578 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $497,000 | 8,934 |
| Other real estate owned | $0 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $683,000 | 8,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,238,000 | 6,409 |
| Total liabilities | $59,238,000 | 6,505 |
| Total deposits | $57,457,000 | 6,486 |
| Interest-bearing deposits | $55,137,000 | 5,975 |
| Deposits held in domestic offices | $57,457,000 | 6,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,469,000 | 2,225 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $312,000 | 8,031 |
| Total equity capital | $7,000,000 | 5,374 |
| Total bank equity capital | $7,000,000 | 5,374 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,769,000 | 1,486 |
| Surplus | $3,338,000 | 3,709 |
| Undivided profits | $893,000 | 9,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $499,000 | 4,092 |
| Earning assets | $62,796,000 | 6,217 |
| Long-term assets (5+ years) | $5,741,000 | 6,047 |
| Average Assets, year-to-date | $56,552,400 | 7,076 |
| Average Assets, quarterly | $62,366,000 | 6,674 |
| Volatile liabilities | $23,277,000 | 2,083 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,493,000 | 630 |
| Unused loan commitments | $15,223,000 | 2,184 |
| Tier 1 (core) risk-based capital | $7,000,000 | 5,314 |
| Tier 2 risk-based capital | $490,000 | 5,311 |
| Total risk weighted assets | $44,050,200 | 5,518 |
| Total unused commitments | $15,223,000 | 2,201 |
| Derivatives | $0 | 651 |