Home > Washington Federal Savings Bank > Income and Expense
Washington Federal Savings Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,527 |
| Total interest expense | $813,000 | 2,896 |
| Net interest income | $632,000 | 5,890 |
| Provision for loan and lease losses | $817,000 | 442 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 3,454 |
| Total noninterest expense | $640,000 | 5,121 |
| Salaries and employee benefits | $351,000 | 5,074 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $-694,000 | 9,244 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-275,000 | 9,264 |
| Income before extraordinary items | $-419,000 | 9,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-419,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 488 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-419,000 | 9,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 4,431 |
| Total interest expense | $3,532,000 | 3,068 |
| Net interest income | $2,725,000 | 5,624 |
| Provision for loan and lease losses | $690,000 | 1,859 |
| Total noninterest income | $596,000 | 4,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $596,000 | 2,972 |
| Total noninterest expense | $2,504,000 | 5,086 |
| Salaries and employee benefits | $1,437,000 | 4,847 |
| Premises and equipment expense | $485,000 | 4,028 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $127,000 | 8,209 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $173,000 | 7,983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $173,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 1,313 |
| Cash dividends | $906,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $105,770 | 8,212 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 4,418 |
| Total interest expense | $4,119,000 | 3,707 |
| Net interest income | $2,921,000 | 5,165 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $630,000 | 2,753 |
| Total noninterest expense | $1,923,000 | 5,888 |
| Salaries and employee benefits | $1,108,000 | 5,627 |
| Premises and equipment expense | $337,000 | 5,164 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $1,468,000 | 3,918 |
| Securities gains (losses) | $124,000 | 1,577 |
| Applicable income taxes | $581,000 | 3,027 |
| Income before extraordinary items | $1,011,000 | 4,257 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,011,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $931,640 | 4,354 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 4,581 |
| Total interest expense | $4,394,000 | 3,698 |
| Net interest income | $2,625,000 | 5,629 |
| Provision for loan and lease losses | $136,000 | 4,597 |
| Total noninterest income | $527,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $527,000 | 2,866 |
| Total noninterest expense | $1,589,000 | 6,514 |
| Salaries and employee benefits | $877,000 | 6,397 |
| Premises and equipment expense | $336,000 | 5,081 |
| Additional noninterest expense | $376,000 | 7,353 |
| Pre-tax net operating income | $1,427,000 | 4,203 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $555,000 | 3,264 |
| Income before extraordinary items | $863,000 | 4,808 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $863,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $380,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $868,760 | 4,798 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 4,947 |
| Total interest expense | $3,542,000 | 4,007 |
| Net interest income | $2,467,000 | 5,847 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $459,000 | 5,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $459,000 | 3,120 |
| Total noninterest expense | $1,652,000 | 6,401 |
| Salaries and employee benefits | $886,000 | 6,374 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $427,000 | 7,068 |
| Pre-tax net operating income | $1,202,000 | 4,762 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $435,000 | 3,947 |
| Income before extraordinary items | $767,000 | 5,209 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $767,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $293,000 | 4,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $767,000 | 5,176 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 5,265 |
| Total interest expense | $3,198,000 | 4,478 |
| Net interest income | $2,352,000 | 6,060 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $298,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $298,000 | 4,048 |
| Total noninterest expense | $1,501,000 | 6,688 |
| Salaries and employee benefits | $827,000 | 6,567 |
| Premises and equipment expense | $314,000 | 5,245 |
| Additional noninterest expense | $360,000 | 7,574 |
| Pre-tax net operating income | $1,077,000 | 5,194 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $386,000 | 4,520 |
| Income before extraordinary items | $691,000 | 5,661 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $691,000 | 5,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $3,325,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $691,000 | 5,552 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,708 |
| Total interest expense | $2,652,000 | 5,180 |
| Net interest income | $2,450,000 | 6,134 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $285,000 | 4,051 |
| Total noninterest expense | $1,401,000 | 7,030 |
| Salaries and employee benefits | $773,000 | 6,912 |
| Premises and equipment expense | $262,000 | 5,895 |
| Additional noninterest expense | $366,000 | 7,658 |
| Pre-tax net operating income | $1,247,000 | 5,108 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $454,000 | 4,502 |
| Income before extraordinary items | $793,000 | 5,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $793,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $793,000 | 5,436 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 6,379 |
| Total interest expense | $2,464,000 | 5,566 |
| Net interest income | $2,055,000 | 7,034 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $1,597,000 | 6,851 |
| Salaries and employee benefits | $621,000 | 7,996 |
| Premises and equipment expense | $230,000 | 6,529 |
| Additional noninterest expense | $746,000 | 5,478 |
| Pre-tax net operating income | $646,000 | 7,200 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $231,000 | 6,694 |
| Income before extraordinary items | $429,000 | 7,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $429,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $419,900 | 7,404 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 6,963 |
| Total interest expense | $2,468,000 | 5,631 |
| Net interest income | $1,560,000 | 8,363 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $1,169,000 | 8,325 |
| Salaries and employee benefits | $569,000 | 8,570 |
| Premises and equipment expense | $221,000 | 6,820 |
| Additional noninterest expense | $379,000 | 8,411 |
| Pre-tax net operating income | $504,000 | 8,414 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $302,040 | 8,890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 6,875 |
| Total interest expense | $2,035,000 | 5,540 |
| Net interest income | $1,825,000 | 7,974 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $1,164,000 | 8,751 |
| Salaries and employee benefits | $548,000 | 8,973 |
| Premises and equipment expense | $227,000 | 6,931 |
| Additional noninterest expense | $389,000 | 8,932 |
| Pre-tax net operating income | $835,000 | 6,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $291,000 | 5,991 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 7,076 |
| Total interest expense | $2,117,000 | 5,569 |
| Net interest income | $1,717,000 | 8,450 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $1,050,000 | 9,523 |
| Salaries and employee benefits | $484,000 | 9,832 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $342,000 | 9,932 |
| Pre-tax net operating income | $768,000 | 6,983 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $284,000 | 6,283 |
| Income before extraordinary items | $542,000 | 7,213 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $542,000 | 7,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $503,720 | 7,268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 7,667 |
| Total interest expense | $2,402,000 | 6,177 |
| Net interest income | $1,478,000 | 9,344 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $99,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $984,000 | 10,050 |
| Salaries and employee benefits | $393,000 | 10,951 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $593,000 | 7,760 |
| Securities gains (losses) | $-50,000 | 13,676 |
| Applicable income taxes | $87,000 | 10,252 |
| Income before extraordinary items | $456,000 | 7,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $456,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $498,000 | 6,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.