Home > Washington Business Bank > Income and Expense

Washington Business Bank, Income and Expense

2024-09-30 (YTD Data)		Rank
Total interest income	$4,908,000	3,464
Total interest expense	$1,411,000	3,516
Net interest income	$3,497,000	3,403
Provision for loan and lease losses	$-70,000	4,274
Total noninterest income	$88,000	4,156
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$13,000	4,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,929
Total noninterest expense	$2,206,000	3,696
Salaries and employee benefits	$1,231,000	3,654
Premises and equipment expense	$100,000	4,155
Additional noninterest expense	$75,000	3,929
Pre-tax net operating income	$1,449,000	2,925
Securities gains (losses)	$0	930
Applicable income taxes	$304,000	2,005
Income before extraordinary items	$1,145,000	3,003
Extraordinary gains, net	$0	51
Net income	$1,145,000	3,036
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,145,000	3,006
Net charge-offs	$-1,000	3,537
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$329,000	297
Net operating income	$1,145,000	3,012
2024-06-30 (YTD Data)		Rank
Total interest income	$3,335,000	3,452
Total interest expense	$961,000	3,476
Net interest income	$2,374,000	3,378
Provision for loan and lease losses	$60,000	2,141
Total noninterest income	$60,000	4,152
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$9,000	4,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	3,917
Total noninterest expense	$1,538,000	3,642
Salaries and employee benefits	$838,000	3,632
Premises and equipment expense	$67,000	4,163
Additional noninterest expense	$51,000	3,917
Pre-tax net operating income	$836,000	3,040
Securities gains (losses)	$0	628
Applicable income taxes	$176,000	2,057
Income before extraordinary items	$660,000	3,137
Extraordinary gains, net	$0	52
Net income	$660,000	3,173
Minority interest net income	$0	84
Net income of bank and minority interests.	$660,000	3,140
Net charge-offs	$-1,000	3,466
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$306,000	252
Net operating income	$660,000	3,145
2024-03-31 (YTD Data)		Rank
Total interest income	$1,661,000	3,447
Total interest expense	$472,000	3,473
Net interest income	$1,189,000	3,384
Provision for loan and lease losses	$3,000	2,501
Total noninterest income	$30,000	4,155
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$4,000	4,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	3,898
Total noninterest expense	$821,000	3,578
Salaries and employee benefits	$446,000	3,575
Premises and equipment expense	$35,000	4,136
Additional noninterest expense	$26,000	3,898
Pre-tax net operating income	$395,000	3,052
Securities gains (losses)	$0	689
Applicable income taxes	$83,000	2,057
Income before extraordinary items	$312,000	3,150
Extraordinary gains, net	$0	51
Net income	$312,000	3,184
Minority interest net income	$0	72
Net income of bank and minority interests.	$312,000	3,151
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$50,000	300
Net operating income	$312,000	3,158
2023-12-31 (YTD Data)		Rank
Total interest income	$5,896,000	3,507
Total interest expense	$1,150,000	3,595
Net interest income	$4,746,000	3,403
Provision for loan and lease losses	$15,000	3,112
Total noninterest income	$142,000	4,165
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$17,000	4,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,921
Total noninterest expense	$2,884,000	3,745
Salaries and employee benefits	$1,746,000	3,607
Premises and equipment expense	$136,000	4,187
Additional noninterest expense	$125,000	3,921
Pre-tax net operating income	$1,989,000	2,968
Securities gains (losses)	$0	988
Applicable income taxes	$418,000	2,024
Income before extraordinary items	$1,571,000	3,031
Extraordinary gains, net	$0	54
Net income	$1,571,000	3,064
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,571,000	3,033
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$-94,000	4,553
Net operating income	$1,571,000	3,065
2023-09-30 (YTD Data)		Rank
Total interest income	$4,253,000	3,533
Total interest expense	$755,000	3,622
Net interest income	$3,498,000	3,458
Provision for loan and lease losses	$8,000	2,969
Total noninterest income	$88,000	4,244
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$13,000	4,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	4,012
Total noninterest expense	$2,144,000	3,736
Salaries and employee benefits	$1,304,000	3,602
Premises and equipment expense	$100,000	4,211
Additional noninterest expense	$75,000	4,009
Pre-tax net operating income	$1,434,000	3,071
Securities gains (losses)	$0	849
Applicable income taxes	$301,000	2,109
Income before extraordinary items	$1,133,000	3,150
Extraordinary gains, net	$0	52
Net income	$1,133,000	3,183
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,133,000	3,151
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$-110,000	4,587
Net operating income	$1,133,000	3,181
2023-06-30 (YTD Data)		Rank
Total interest income	$2,736,000	3,557
Total interest expense	$402,000	3,694
Net interest income	$2,334,000	3,478
Provision for loan and lease losses	$8,000	2,796
Total noninterest income	$59,000	4,259
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$9,000	4,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	4,046
Total noninterest expense	$1,416,000	3,750
Salaries and employee benefits	$870,000	3,620
Premises and equipment expense	$66,000	4,234
Additional noninterest expense	$50,000	4,025
Pre-tax net operating income	$969,000	3,076
Securities gains (losses)	$0	938
Applicable income taxes	$203,000	2,130
Income before extraordinary items	$766,000	3,166
Extraordinary gains, net	$0	51
Net income	$766,000	3,199
Minority interest net income	$0	81
Net income of bank and minority interests.	$766,000	3,165
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$-171,000	4,621
Net operating income	$766,000	3,178
2023-03-31 (YTD Data)		Rank
Total interest income	$1,305,000	3,617
Total interest expense	$133,000	3,872
Net interest income	$1,172,000	3,492
Provision for loan and lease losses	$0	2,612
Total noninterest income	$30,000	4,284
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$4,000	4,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	4,028
Total noninterest expense	$711,000	3,790
Salaries and employee benefits	$433,000	3,667
Premises and equipment expense	$35,000	4,263
Additional noninterest expense	$26,000	4,028
Pre-tax net operating income	$491,000	3,120
Securities gains (losses)	$0	950
Applicable income taxes	$103,000	2,118
Income before extraordinary items	$388,000	3,210
Extraordinary gains, net	$0	4
Net income	$388,000	3,209
Minority interest net income	$0	48
Net income of bank and minority interests.	$388,000	3,210
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$388,000	3,232
2022-12-31 (YTD Data)		Rank
Total interest income	$4,525,000	3,595
Total interest expense	$278,000	3,821
Net interest income	$4,247,000	3,543
Provision for loan and lease losses	$0	3,012
Total noninterest income	$124,000	4,343
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$19,000	4,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	4,134
Total noninterest expense	$2,888,000	3,760
Salaries and employee benefits	$1,684,000	3,695
Premises and equipment expense	$133,000	4,312
Additional noninterest expense	$105,000	4,134
Pre-tax net operating income	$1,483,000	3,442
Securities gains (losses)	$0	691
Applicable income taxes	$311,000	2,388
Income before extraordinary items	$1,172,000	3,517
Extraordinary gains, net	$0	5
Net income	$1,172,000	3,515
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,172,000	3,516
Net charge-offs	$0	2,620
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$167,000	420
Net operating income	$1,172,000	3,535
2022-09-30 (YTD Data)		Rank
Total interest income	$3,270,000	3,607
Total interest expense	$211,000	3,667
Net interest income	$3,059,000	3,573
Provision for loan and lease losses	$0	2,835
Total noninterest income	$95,000	4,371
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$14,000	4,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	4,145
Total noninterest expense	$2,193,000	3,739
Salaries and employee benefits	$1,268,000	3,672
Premises and equipment expense	$102,000	4,318
Additional noninterest expense	$81,000	4,145
Pre-tax net operating income	$961,000	3,585
Securities gains (losses)	$0	740
Applicable income taxes	$202,000	2,470
Income before extraordinary items	$759,000	3,638
Extraordinary gains, net	$0	4
Net income	$759,000	3,637
Minority interest net income	$0	57
Net income of bank and minority interests.	$759,000	3,637
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$151,000	370
Net operating income	$759,000	3,663
2022-06-30 (YTD Data)		Rank
Total interest income	$2,089,000	3,648
Total interest expense	$144,000	3,576
Net interest income	$1,945,000	3,626
Provision for loan and lease losses	$0	2,599
Total noninterest income	$64,000	4,369
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$8,000	4,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	4,166
Total noninterest expense	$1,411,000	3,795
Salaries and employee benefits	$847,000	3,688
Premises and equipment expense	$67,000	4,342
Additional noninterest expense	$497,000	3,660
Pre-tax net operating income	$598,000	3,539
Securities gains (losses)	$0	687
Applicable income taxes	$126,000	2,451
Income before extraordinary items	$472,000	3,595
Extraordinary gains, net	$0	4
Net income	$472,000	3,593
Minority interest net income	$0	60
Net income of bank and minority interests.	$472,000	3,595
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$134,000	333
Net operating income	$472,000	3,625
2022-03-31 (YTD Data)		Rank
Total interest income	$1,034,000	3,622
Total interest expense	$72,000	3,577
Net interest income	$962,000	3,607
Provision for loan and lease losses	$0	2,285
Total noninterest income	$31,000	4,382
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$4,000	4,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	4,154
Total noninterest expense	$671,000	3,860
Salaries and employee benefits	$433,000	3,671
Premises and equipment expense	$35,000	4,330
Additional noninterest expense	$203,000	3,880
Pre-tax net operating income	$322,000	3,343
Securities gains (losses)	$0	623
Applicable income taxes	$68,000	2,325
Income before extraordinary items	$254,000	3,427
Extraordinary gains, net	$0	4
Net income	$254,000	3,426
Minority interest net income	$0	50
Net income of bank and minority interests.	$254,000	3,427
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$-8,000	4,756
Net operating income	$254,000	3,450
2021-12-31 (YTD Data)		Rank
Total interest income	$4,560,000	3,600
Total interest expense	$390,000	3,463
Net interest income	$4,170,000	3,595
Provision for loan and lease losses	$0	3,064
Total noninterest income	$127,000	4,480
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$15,000	4,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	4,308
Total noninterest expense	$2,504,000	3,985
Salaries and employee benefits	$1,491,000	3,887
Premises and equipment expense	$132,000	4,417
Additional noninterest expense	$881,000	3,834
Pre-tax net operating income	$1,793,000	3,283
Securities gains (losses)	$0	2,062
Applicable income taxes	$377,000	2,296
Income before extraordinary items	$1,416,000	3,407
Extraordinary gains, net	$0	10
Net income	$1,416,000	3,407
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,416,000	3,407
Net charge-offs	$-1,000	3,238
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$13,000	554
Net operating income	$1,416,000	3,388
2021-09-30 (YTD Data)		Rank
Total interest income	$3,482,000	3,654
Total interest expense	$312,000	3,483
Net interest income	$3,170,000	3,650
Provision for loan and lease losses	$0	2,963
Total noninterest income	$100,000	4,527
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$11,000	4,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	4,318
Total noninterest expense	$1,870,000	4,016
Salaries and employee benefits	$1,107,000	3,936
Premises and equipment expense	$99,000	4,476
Additional noninterest expense	$664,000	3,850
Pre-tax net operating income	$1,400,000	3,344
Securities gains (losses)	$0	2,015
Applicable income taxes	$294,000	2,323
Income before extraordinary items	$1,106,000	3,481
Extraordinary gains, net	$0	8
Net income	$1,106,000	3,481
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,106,000	3,481
Net charge-offs	$-1,000	3,099
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$170,000	358
Net operating income	$1,106,000	3,459
2021-06-30 (YTD Data)		Rank
Total interest income	$2,354,000	3,658
Total interest expense	$228,000	3,453
Net interest income	$2,126,000	3,656
Provision for loan and lease losses	$0	2,862
Total noninterest income	$72,000	4,515
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$7,000	4,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	4,292
Total noninterest expense	$1,214,000	4,067
Salaries and employee benefits	$712,000	4,002
Premises and equipment expense	$68,000	4,473
Additional noninterest expense	$434,000	3,878
Pre-tax net operating income	$984,000	3,273
Securities gains (losses)	$0	1,818
Applicable income taxes	$207,000	2,283
Income before extraordinary items	$777,000	3,430
Extraordinary gains, net	$0	6
Net income	$777,000	3,429
Minority interest net income	$0	67
Net income of bank and minority interests.	$777,000	3,430
Net charge-offs	$-3,000	3,379
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$149,000	311
Net operating income	$777,000	3,408
2021-03-31 (YTD Data)		Rank
Total interest income	$1,219,000	3,607
Total interest expense	$129,000	3,377
Net interest income	$1,090,000	3,600
Provision for loan and lease losses	$0	2,741
Total noninterest income	$31,000	4,563
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$3,000	4,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	4,334
Total noninterest expense	$584,000	4,125
Salaries and employee benefits	$325,000	4,095
Premises and equipment expense	$34,000	4,489
Additional noninterest expense	$225,000	3,829
Pre-tax net operating income	$537,000	3,160
Securities gains (losses)	$0	1,392
Applicable income taxes	$113,000	2,202
Income before extraordinary items	$424,000	3,311
Extraordinary gains, net	$0	3
Net income	$424,000	3,312
Minority interest net income	$0	55
Net income of bank and minority interests.	$424,000	3,311
Net charge-offs	$-3,000	3,553
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$53,000	318
Net operating income	$424,000	3,280
2020-12-31 (YTD Data)		Rank
Total interest income	$4,685,000	3,669
Total interest expense	$747,000	3,354
Net interest income	$3,938,000	3,712
Provision for loan and lease losses	$30,000	4,023
Total noninterest income	$103,000	4,641
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$18,000	4,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	4,448
Total noninterest expense	$2,300,000	4,139
Salaries and employee benefits	$1,372,000	4,073
Premises and equipment expense	$135,000	4,538
Additional noninterest expense	$793,000	3,970
Pre-tax net operating income	$1,711,000	3,118
Securities gains (losses)	$0	2,675
Applicable income taxes	$359,000	2,169
Income before extraordinary items	$1,352,000	3,299
Extraordinary gains, net	$0	4
Net income	$1,352,000	3,298
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,352,000	3,299
Net charge-offs	$0	3,443
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-291,000	4,959
Net operating income	$1,352,000	3,238
2020-09-30 (YTD Data)		Rank
Total interest income	$3,499,000	3,715
Total interest expense	$590,000	3,378
Net interest income	$2,909,000	3,749
Provision for loan and lease losses	$0	4,239
Total noninterest income	$78,000	4,646
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$14,000	4,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	4,444
Total noninterest expense	$1,677,000	4,173
Salaries and employee benefits	$985,000	4,124
Premises and equipment expense	$101,000	4,567
Additional noninterest expense	$591,000	3,977
Pre-tax net operating income	$1,310,000	3,134
Securities gains (losses)	$0	2,494
Applicable income taxes	$275,000	2,165
Income before extraordinary items	$1,035,000	3,316
Extraordinary gains, net	$0	4
Net income	$1,035,000	3,316
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,035,000	3,316
Net charge-offs	$0	3,243
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$-280,000	4,999
Net operating income	$1,035,000	3,258
2020-06-30 (YTD Data)		Rank
Total interest income	$2,354,000	3,745
Total interest expense	$413,000	3,417
Net interest income	$1,941,000	3,773
Provision for loan and lease losses	$0	4,134
Total noninterest income	$53,000	4,649
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$10,000	4,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	4,431
Total noninterest expense	$1,060,000	4,248
Salaries and employee benefits	$598,000	4,248
Premises and equipment expense	$65,000	4,597
Additional noninterest expense	$397,000	3,988
Pre-tax net operating income	$934,000	3,023
Securities gains (losses)	$0	2,249
Applicable income taxes	$196,000	2,077
Income before extraordinary items	$738,000	3,209
Extraordinary gains, net	$0	4
Net income	$738,000	3,208
Minority interest net income	$0	65
Net income of bank and minority interests.	$738,000	3,209
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$-202,000	5,033
Net operating income	$738,000	3,152
2020-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	3,725
Total interest expense	$219,000	3,478
Net interest income	$995,000	3,739
Provision for loan and lease losses	$0	3,711
Total noninterest income	$31,000	4,624
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$6,000	4,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	4,327
Total noninterest expense	$628,000	4,091
Salaries and employee benefits	$394,000	3,944
Premises and equipment expense	$33,000	4,622
Additional noninterest expense	$201,000	4,035
Pre-tax net operating income	$398,000	3,074
Securities gains (losses)	$0	1,705
Applicable income taxes	$84,000	2,078
Income before extraordinary items	$314,000	3,231
Extraordinary gains, net	$0	4
Net income	$314,000	3,231
Minority interest net income	$0	56
Net income of bank and minority interests.	$314,000	3,232
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$-181,000	5,086
Net operating income	$314,000	3,204
2019-12-31 (YTD Data)		Rank
Total interest income	$4,695,000	3,847
Total interest expense	$1,021,000	3,276
Net interest income	$3,674,000	3,913
Provision for loan and lease losses	$20,000	3,719
Total noninterest income	$112,000	4,747
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$28,000	4,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	4,505
Total noninterest expense	$2,408,000	4,200
Salaries and employee benefits	$1,475,000	4,071
Premises and equipment expense	$126,000	4,727
Additional noninterest expense	$807,000	4,092
Pre-tax net operating income	$1,358,000	3,519
Securities gains (losses)	$0	2,379
Applicable income taxes	$285,000	2,406
Income before extraordinary items	$1,073,000	3,688
Extraordinary gains, net	$0	11
Net income	$1,073,000	3,688
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,073,000	3,689
Net charge-offs	$-7,000	4,388
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$-132,000	5,116
Net operating income	$1,073,000	3,657
2019-09-30 (YTD Data)		Rank
Total interest income	$3,506,000	3,897
Total interest expense	$791,000	3,257
Net interest income	$2,715,000	3,983
Provision for loan and lease losses	$0	3,836
Total noninterest income	$86,000	4,800
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$22,000	4,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	4,545
Total noninterest expense	$1,805,000	4,234
Salaries and employee benefits	$1,112,000	4,095
Premises and equipment expense	$96,000	4,769
Additional noninterest expense	$597,000	4,146
Pre-tax net operating income	$996,000	3,635
Securities gains (losses)	$0	2,167
Applicable income taxes	$209,000	2,472
Income before extraordinary items	$787,000	3,810
Extraordinary gains, net	$0	11
Net income	$787,000	3,809
Minority interest net income	$0	72
Net income of bank and minority interests.	$787,000	3,810
Net charge-offs	$-7,000	4,332
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$-165,000	5,208
Net operating income	$787,000	3,777
2019-06-30 (YTD Data)		Rank
Total interest income	$2,321,000	3,931
Total interest expense	$549,000	3,192
Net interest income	$1,772,000	4,041
Provision for loan and lease losses	$0	3,685
Total noninterest income	$63,000	4,790
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$15,000	4,832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	4,526
Total noninterest expense	$1,209,000	4,267
Salaries and employee benefits	$744,000	4,118
Premises and equipment expense	$63,000	4,819
Additional noninterest expense	$402,000	4,161
Pre-tax net operating income	$626,000	3,722
Securities gains (losses)	$0	1,702
Applicable income taxes	$131,000	2,496
Income before extraordinary items	$495,000	3,873
Extraordinary gains, net	$0	11
Net income	$495,000	3,871
Minority interest net income	$0	69
Net income of bank and minority interests.	$495,000	3,872
Net charge-offs	$-7,000	4,387
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$-88,000	5,266
Net operating income	$495,000	3,864
2019-03-31 (YTD Data)		Rank
Total interest income	$1,161,000	3,948
Total interest expense	$302,000	3,031
Net interest income	$859,000	4,125
Provision for loan and lease losses	$0	3,406
Total noninterest income	$28,000	4,881
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$8,000	4,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	4,623
Total noninterest expense	$622,000	4,253
Salaries and employee benefits	$390,000	4,098
Premises and equipment expense	$31,000	4,876
Additional noninterest expense	$201,000	4,187
Pre-tax net operating income	$265,000	3,919
Securities gains (losses)	$0	1,087
Applicable income taxes	$56,000	2,553
Income before extraordinary items	$209,000	4,053
Extraordinary gains, net	$0	5
Net income	$209,000	4,051
Minority interest net income	$0	52
Net income of bank and minority interests.	$209,000	4,052
Net charge-offs	$-7,000	4,527
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$55,000	307
Net operating income	$209,000	4,048
2018-12-31 (YTD Data)		Rank
Total interest income	$4,269,000	4,027
Total interest expense	$859,000	3,159
Net interest income	$3,410,000	4,138
Provision for loan and lease losses	$100,000	3,044
Total noninterest income	$267,000	4,426
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$29,000	4,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,916
Total noninterest expense	$2,594,000	4,204
Salaries and employee benefits	$1,483,000	4,188
Premises and equipment expense	$238,000	4,340
Additional noninterest expense	$873,000	4,086
Pre-tax net operating income	$983,000	4,047
Securities gains (losses)	$0	1,125
Applicable income taxes	$206,000	2,660
Income before extraordinary items	$777,000	4,167
Extraordinary gains, net	$0	6
Net income	$777,000	4,166
Minority interest net income	$0	72
Net income of bank and minority interests.	$777,000	4,166
Net charge-offs	$-5,000	4,397
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$-78,000	5,357
Net operating income	$777,000	4,175
2018-09-30 (YTD Data)		Rank
Total interest income	$3,120,000	4,094
Total interest expense	$586,000	3,234
Net interest income	$2,534,000	4,191
Provision for loan and lease losses	$70,000	2,956
Total noninterest income	$95,000	4,972
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$22,000	5,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	4,656
Total noninterest expense	$1,879,000	4,291
Salaries and employee benefits	$1,109,000	4,210
Premises and equipment expense	$179,000	4,366
Additional noninterest expense	$591,000	4,263
Pre-tax net operating income	$680,000	4,212
Securities gains (losses)	$0	1,118
Applicable income taxes	$143,000	2,781
Income before extraordinary items	$537,000	4,323
Extraordinary gains, net	$0	5
Net income	$537,000	4,322
Minority interest net income	$0	66
Net income of bank and minority interests.	$537,000	4,322
Net charge-offs	$-5,000	4,302
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$-125,000	5,443
Net operating income	$537,000	4,327
2018-06-30 (YTD Data)		Rank
Total interest income	$2,018,000	4,157
Total interest expense	$361,000	3,279
Net interest income	$1,657,000	4,248
Provision for loan and lease losses	$45,000	2,895
Total noninterest income	$62,000	5,033
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$16,000	5,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,729
Total noninterest expense	$1,239,000	4,349
Salaries and employee benefits	$731,000	4,266
Premises and equipment expense	$120,000	4,398
Additional noninterest expense	$388,000	4,308
Pre-tax net operating income	$435,000	4,269
Securities gains (losses)	$0	961
Applicable income taxes	$91,000	2,795
Income before extraordinary items	$344,000	4,375
Extraordinary gains, net	$0	6
Net income	$344,000	4,374
Minority interest net income	$0	65
Net income of bank and minority interests.	$344,000	4,374
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$-101,000	5,506
Net operating income	$344,000	4,384
2018-03-31 (YTD Data)		Rank
Total interest income	$982,000	4,218
Total interest expense	$166,000	3,367
Net interest income	$816,000	4,295
Provision for loan and lease losses	$25,000	2,657
Total noninterest income	$35,000	5,018
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$8,000	5,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	4,666
Total noninterest expense	$612,000	4,412
Salaries and employee benefits	$368,000	4,302
Premises and equipment expense	$62,000	4,400
Additional noninterest expense	$182,000	4,458
Pre-tax net operating income	$214,000	4,270
Securities gains (losses)	$0	735
Applicable income taxes	$45,000	2,770
Income before extraordinary items	$169,000	4,368
Extraordinary gains, net	$0	7
Net income	$169,000	4,366
Minority interest net income	$0	52
Net income of bank and minority interests.	$169,000	4,368
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$169,000	4,374
2017-12-31 (YTD Data)		Rank
Total interest income	$3,620,000	4,323
Total interest expense	$490,000	3,699
Net interest income	$3,130,000	4,351
Provision for loan and lease losses	$16,000	4,013
Total noninterest income	$127,000	5,142
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$44,000	5,045
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	4,895
Total noninterest expense	$2,406,000	4,474
Salaries and employee benefits	$1,414,000	4,392
Premises and equipment expense	$238,000	4,521
Additional noninterest expense	$754,000	4,474
Pre-tax net operating income	$835,000	4,270
Securities gains (losses)	$0	2,243
Applicable income taxes	$284,000	2,781
Income before extraordinary items	$551,000	4,406
Extraordinary gains, net	$0	9
Net income	$551,000	4,406
Minority interest net income	$0	76
Net income of bank and minority interests.	$551,000	4,406
Net charge-offs	$118,000	2,282
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$-299,000	5,636
Net operating income	$551,000	4,397
2017-09-30 (YTD Data)		Rank
Total interest income	$2,666,000	4,390
Total interest expense	$342,000	3,836
Net interest income	$2,324,000	4,413
Provision for loan and lease losses	$0	4,088
Total noninterest income	$100,000	5,179
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$35,000	5,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	4,928
Total noninterest expense	$1,809,000	4,491
Salaries and employee benefits	$1,066,000	4,403
Premises and equipment expense	$178,000	4,553
Additional noninterest expense	$565,000	4,507
Pre-tax net operating income	$615,000	4,371
Securities gains (losses)	$0	2,274
Applicable income taxes	$209,000	2,732
Income before extraordinary items	$406,000	4,632
Extraordinary gains, net	$0	9
Net income	$406,000	4,632
Minority interest net income	$0	71
Net income of bank and minority interests.	$406,000	4,632
Net charge-offs	$118,000	1,791
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$-296,000	5,705
Net operating income	$406,000	4,624
2017-06-30 (YTD Data)		Rank
Total interest income	$1,750,000	4,426
Total interest expense	$215,000	3,901
Net interest income	$1,535,000	4,450
Provision for loan and lease losses	$0	3,871
Total noninterest income	$71,000	5,176
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$26,000	5,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,935
Total noninterest expense	$1,194,000	4,537
Salaries and employee benefits	$708,000	4,443
Premises and equipment expense	$116,000	4,594
Additional noninterest expense	$370,000	4,558
Pre-tax net operating income	$412,000	4,359
Securities gains (losses)	$0	1,906
Applicable income taxes	$140,000	2,716
Income before extraordinary items	$272,000	4,610
Extraordinary gains, net	$0	11
Net income	$272,000	4,609
Minority interest net income	$0	71
Net income of bank and minority interests.	$272,000	4,610
Net charge-offs	$125,000	1,357
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$-239,000	5,755
Net operating income	$272,000	4,598
2017-03-31 (YTD Data)		Rank
Total interest income	$867,000	4,462
Total interest expense	$104,000	3,955
Net interest income	$763,000	4,471
Provision for loan and lease losses	$0	3,537
Total noninterest income	$33,000	5,263
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$11,000	5,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,979
Total noninterest expense	$596,000	4,603
Salaries and employee benefits	$359,000	4,475
Premises and equipment expense	$56,000	4,682
Additional noninterest expense	$181,000	4,643
Pre-tax net operating income	$200,000	4,345
Securities gains (losses)	$0	1,153
Applicable income taxes	$68,000	2,699
Income before extraordinary items	$132,000	4,618
Extraordinary gains, net	$0	8
Net income	$132,000	4,618
Minority interest net income	$0	55
Net income of bank and minority interests.	$132,000	4,618
Net charge-offs	$125,000	806
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$6,000	558
Net operating income	$132,000	4,601
2016-12-31 (YTD Data)		Rank
Total interest income	$3,260,000	4,581
Total interest expense	$352,000	4,239
Net interest income	$2,908,000	4,579
Provision for loan and lease losses	$0	4,332
Total noninterest income	$118,000	5,404
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$32,000	5,414
Trading account gains and fees	$0	170
Additional Noninterest Income	$86,000	5,055
Total noninterest expense	$2,340,000	4,662
Salaries and employee benefits	$1,402,000	4,515
Premises and equipment expense	$226,000	4,744
Additional noninterest expense	$712,000	4,751
Pre-tax net operating income	$686,000	4,530
Securities gains (losses)	$0	3,212
Applicable income taxes	$233,000	2,826
Income before extraordinary items	$453,000	4,815
Extraordinary gains, net	$0	5
Net income	$453,000	4,814
Minority interest net income	$0	82
Net income of bank and minority interests.	$453,000	4,814
Net charge-offs	$36,000	3,356
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$-320,000	5,851
Net operating income	$453,000	4,774
2016-09-30 (YTD Data)		Rank
Total interest income	$2,418,000	4,639
Total interest expense	$260,000	4,302
Net interest income	$2,158,000	4,637
Provision for loan and lease losses	$0	4,186
Total noninterest income	$92,000	5,447
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$25,000	5,455
Trading account gains and fees	$0	169
Additional Noninterest Income	$67,000	5,093
Total noninterest expense	$1,760,000	4,675
Salaries and employee benefits	$1,070,000	4,506
Premises and equipment expense	$169,000	4,776
Additional noninterest expense	$521,000	4,814
Pre-tax net operating income	$490,000	4,655
Securities gains (losses)	$0	3,160
Applicable income taxes	$167,000	2,925
Income before extraordinary items	$323,000	4,930
Extraordinary gains, net	$0	5
Net income	$323,000	4,930
Minority interest net income	$0	71
Net income of bank and minority interests.	$323,000	4,930
Net charge-offs	$36,000	2,795
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$-296,000	5,923
Net operating income	$323,000	4,880
2016-06-30 (YTD Data)		Rank
Total interest income	$1,602,000	4,691
Total interest expense	$167,000	4,379
Net interest income	$1,435,000	4,676
Provision for loan and lease losses	$0	4,017
Total noninterest income	$61,000	5,476
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$16,000	5,529
Trading account gains and fees	$0	157
Additional Noninterest Income	$45,000	5,122
Total noninterest expense	$1,193,000	4,700
Salaries and employee benefits	$721,000	4,520
Premises and equipment expense	$113,000	4,807
Additional noninterest expense	$359,000	4,823
Pre-tax net operating income	$303,000	4,747
Securities gains (losses)	$0	2,835
Applicable income taxes	$103,000	2,976
Income before extraordinary items	$200,000	5,012
Extraordinary gains, net	$0	16
Net income	$200,000	5,011
Minority interest net income	$0	71
Net income of bank and minority interests.	$200,000	5,011
Net charge-offs	$45,000	2,224
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$-252,000	6,007
Net operating income	$200,000	4,953
2016-03-31 (YTD Data)		Rank
Total interest income	$836,000	4,645
Total interest expense	$87,000	4,352
Net interest income	$749,000	4,634
Provision for loan and lease losses	$0	3,656
Total noninterest income	$29,000	5,532
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$8,000	5,546
Trading account gains and fees	$0	142
Additional Noninterest Income	$21,000	5,191
Total noninterest expense	$608,000	4,685
Salaries and employee benefits	$371,000	4,501
Premises and equipment expense	$57,000	4,833
Additional noninterest expense	$180,000	4,862
Pre-tax net operating income	$170,000	4,616
Securities gains (losses)	$0	2,077
Applicable income taxes	$58,000	2,869
Income before extraordinary items	$112,000	4,906
Extraordinary gains, net	$0	12
Net income	$112,000	4,906
Minority interest net income	$0	62
Net income of bank and minority interests.	$112,000	4,906
Net charge-offs	$20,000	1,985
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$-162,000	6,086
Net operating income	$112,000	4,848
2015-12-31 (YTD Data)		Rank
Total interest income	$3,520,000	4,552
Total interest expense	$332,000	4,462
Net interest income	$3,188,000	4,514
Provision for loan and lease losses	$0	4,380
Total noninterest income	$107,000	5,655
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$29,000	5,706
Trading account gains and fees	$0	159
Additional Noninterest Income	$78,000	5,265
Total noninterest expense	$2,500,000	4,695
Salaries and employee benefits	$1,461,000	4,556
Premises and equipment expense	$222,000	4,942
Additional noninterest expense	$817,000	4,657
Pre-tax net operating income	$795,000	4,422
Securities gains (losses)	$0	3,216
Applicable income taxes	$270,000	2,748
Income before extraordinary items	$525,000	4,767
Extraordinary gains, net	$0	23
Net income	$525,000	4,768
Minority interest net income	$0	81
Net income of bank and minority interests.	$525,000	4,768
Net charge-offs	$142,000	2,309
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-387,000	6,127
Net operating income	$525,000	4,723
2015-09-30 (YTD Data)		Rank
Total interest income	$2,626,000	4,616
Total interest expense	$247,000	4,527
Net interest income	$2,379,000	4,577
Provision for loan and lease losses	$0	4,232
Total noninterest income	$83,000	5,717
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$23,000	5,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	5,296
Total noninterest expense	$1,938,000	4,668
Salaries and employee benefits	$1,101,000	4,571
Premises and equipment expense	$165,000	5,009
Additional noninterest expense	$672,000	4,523
Pre-tax net operating income	$524,000	4,678
Securities gains (losses)	$0	3,031
Applicable income taxes	$178,000	2,907
Income before extraordinary items	$346,000	4,999
Extraordinary gains, net	$0	21
Net income	$346,000	5,002
Minority interest net income	$0	78
Net income of bank and minority interests.	$346,000	5,004
Net charge-offs	$143,000	1,839
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$-347,000	6,228
Net operating income	$346,000	4,949
2015-06-30 (YTD Data)		Rank
Total interest income	$1,719,000	4,692
Total interest expense	$164,000	4,574
Net interest income	$1,555,000	4,651
Provision for loan and lease losses	$0	4,069
Total noninterest income	$58,000	5,740
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$16,000	5,797
Trading account gains and fees	$0	157
Additional Noninterest Income	$42,000	5,306
Total noninterest expense	$1,293,000	4,715
Salaries and employee benefits	$730,000	4,635
Premises and equipment expense	$111,000	5,039
Additional noninterest expense	$452,000	4,536
Pre-tax net operating income	$320,000	4,782
Securities gains (losses)	$0	2,636
Applicable income taxes	$109,000	2,968
Income before extraordinary items	$211,000	5,078
Extraordinary gains, net	$0	22
Net income	$211,000	5,080
Minority interest net income	$0	75
Net income of bank and minority interests.	$211,000	5,082
Net charge-offs	$187,000	1,229
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$-13,000	6,280
Net operating income	$211,000	5,028
2015-03-31 (YTD Data)		Rank
Total interest income	$844,000	4,757
Total interest expense	$83,000	4,598
Net interest income	$761,000	4,722
Provision for loan and lease losses	$0	3,703
Total noninterest income	$28,000	5,790
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$8,000	5,829
Trading account gains and fees	$0	152
Additional Noninterest Income	$20,000	5,398
Total noninterest expense	$636,000	4,778
Salaries and employee benefits	$368,000	4,643
Premises and equipment expense	$56,000	5,069
Additional noninterest expense	$212,000	4,686
Pre-tax net operating income	$153,000	4,814
Securities gains (losses)	$0	2,027
Applicable income taxes	$52,000	2,960
Income before extraordinary items	$101,000	5,115
Extraordinary gains, net	$0	13
Net income	$101,000	5,117
Minority interest net income	$0	64
Net income of bank and minority interests.	$101,000	5,119
Net charge-offs	$66,000	1,372
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$25,000	448
Net operating income	$101,000	5,048
2014-12-31 (YTD Data)		Rank
Total interest income	$3,548,000	4,727
Total interest expense	$315,000	4,874
Net interest income	$3,233,000	4,653
Provision for loan and lease losses	$50,000	3,764
Total noninterest income	$210,000	5,379
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$35,000	5,942
Trading account gains and fees	$0	180
Additional Noninterest Income	$175,000	4,692
Total noninterest expense	$2,415,000	4,949
Salaries and employee benefits	$1,361,000	4,848
Premises and equipment expense	$252,000	4,978
Additional noninterest expense	$802,000	4,907
Pre-tax net operating income	$978,000	4,180
Securities gains (losses)	$0	3,259
Applicable income taxes	$233,000	2,837
Income before extraordinary items	$745,000	4,408
Extraordinary gains, net	$0	17
Net income	$745,000	4,408
Minority interest net income	$0	84
Net income of bank and minority interests.	$745,000	4,409
Net charge-offs	$47,000	3,811
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-31,000	6,417
Net operating income	$745,000	4,355
2014-09-30 (YTD Data)		Rank
Total interest income	$2,665,000	4,764
Total interest expense	$230,000	4,989
Net interest income	$2,435,000	4,694
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$188,000	5,260
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$27,000	5,995
Trading account gains and fees	$0	174
Additional Noninterest Income	$161,000	4,480
Total noninterest expense	$1,760,000	5,027
Salaries and employee benefits	$1,002,000	4,902
Premises and equipment expense	$186,000	5,054
Additional noninterest expense	$572,000	5,040
Pre-tax net operating income	$813,000	4,103
Securities gains (losses)	$0	2,980
Applicable income taxes	$177,000	2,903
Income before extraordinary items	$636,000	4,273
Extraordinary gains, net	$0	15
Net income	$636,000	4,274
Minority interest net income	$0	81
Net income of bank and minority interests.	$636,000	4,274
Net charge-offs	$47,000	3,303
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-60,000	6,527
Net operating income	$636,000	4,219
2014-06-30 (YTD Data)		Rank
Total interest income	$1,788,000	4,779
Total interest expense	$154,000	5,030
Net interest income	$1,634,000	4,683
Provision for loan and lease losses	$0	4,196
Total noninterest income	$53,000	6,057
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$18,000	6,033
Trading account gains and fees	$0	172
Additional Noninterest Income	$35,000	5,619
Total noninterest expense	$1,240,000	4,970
Salaries and employee benefits	$642,000	5,008
Premises and equipment expense	$94,000	5,535
Additional noninterest expense	$504,000	4,466
Pre-tax net operating income	$447,000	4,357
Securities gains (losses)	$0	2,580
Applicable income taxes	$52,000	3,421
Income before extraordinary items	$395,000	4,330
Extraordinary gains, net	$0	20
Net income	$395,000	4,334
Minority interest net income	$0	80
Net income of bank and minority interests.	$395,000	4,335
Net charge-offs	$-19,000	5,867
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$-21,000	6,594
Net operating income	$395,000	4,287
2014-03-31 (YTD Data)		Rank
Total interest income	$882,000	4,849
Total interest expense	$78,000	5,075
Net interest income	$804,000	4,757
Provision for loan and lease losses	$0	3,817
Total noninterest income	$30,000	5,986
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$9,000	6,059
Trading account gains and fees	$0	147
Additional Noninterest Income	$21,000	5,497
Total noninterest expense	$596,000	5,101
Salaries and employee benefits	$323,000	5,066
Premises and equipment expense	$45,000	5,638
Additional noninterest expense	$228,000	4,698
Pre-tax net operating income	$238,000	4,184
Securities gains (losses)	$0	1,715
Applicable income taxes	$81,000	2,540
Income before extraordinary items	$157,000	4,625
Extraordinary gains, net	$0	16
Net income	$157,000	4,628
Minority interest net income	$0	66
Net income of bank and minority interests.	$157,000	4,628
Net charge-offs	$-19,000	6,020
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$22,000	457
Net operating income	$157,000	4,575
2013-12-31 (YTD Data)		Rank
Total interest income	$3,409,000	4,998
Total interest expense	$367,000	5,067
Net interest income	$3,042,000	4,902
Provision for loan and lease losses	$80,000	3,888
Total noninterest income	$91,000	6,248
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$38,000	6,160
Trading account gains and fees	$0	184
Additional Noninterest Income	$53,000	5,823
Total noninterest expense	$2,396,000	5,134
Salaries and employee benefits	$1,232,000	5,207
Premises and equipment expense	$172,000	5,749
Additional noninterest expense	$992,000	4,592
Pre-tax net operating income	$657,000	4,682
Securities gains (losses)	$1,000	3,056
Applicable income taxes	$223,000	2,870
Income before extraordinary items	$435,000	5,057
Extraordinary gains, net	$0	29
Net income	$435,000	5,060
Minority interest net income	$0	90
Net income of bank and minority interests.	$435,000	5,060
Net charge-offs	$95,000	3,789
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$-5,000	6,703
Net operating income	$434,340	5,001
2013-09-30 (YTD Data)		Rank
Total interest income	$2,571,000	5,029
Total interest expense	$287,000	5,092
Net interest income	$2,284,000	4,941
Provision for loan and lease losses	$80,000	3,586
Total noninterest income	$69,000	6,334
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$29,000	6,223
Trading account gains and fees	$0	180
Additional Noninterest Income	$40,000	5,911
Total noninterest expense	$1,840,000	5,104
Salaries and employee benefits	$941,000	5,191
Premises and equipment expense	$130,000	5,802
Additional noninterest expense	$769,000	4,570
Pre-tax net operating income	$433,000	4,935
Securities gains (losses)	$0	3,040
Applicable income taxes	$147,000	3,033
Income before extraordinary items	$286,000	5,319
Extraordinary gains, net	$0	25
Net income	$286,000	5,320
Minority interest net income	$0	84
Net income of bank and minority interests.	$286,000	5,321
Net charge-offs	$96,000	3,296
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-1,000	6,793
Net operating income	$286,000	5,231
2013-06-30 (YTD Data)		Rank
Total interest income	$1,717,000	5,036
Total interest expense	$198,000	5,085
Net interest income	$1,519,000	4,950
Provision for loan and lease losses	$80,000	3,162
Total noninterest income	$54,000	6,271
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$20,000	6,227
Trading account gains and fees	$0	157
Additional Noninterest Income	$34,000	5,788
Total noninterest expense	$1,179,000	5,200
Salaries and employee benefits	$616,000	5,247
Premises and equipment expense	$87,000	5,820
Additional noninterest expense	$476,000	4,724
Pre-tax net operating income	$314,000	4,809
Securities gains (losses)	$0	2,791
Applicable income taxes	$107,000	2,964
Income before extraordinary items	$207,000	5,218
Extraordinary gains, net	$0	22
Net income	$207,000	5,220
Minority interest net income	$0	82
Net income of bank and minority interests.	$207,000	5,221
Net charge-offs	$101,000	2,750
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$51,000	468
Net operating income	$207,000	5,096
2013-03-31 (YTD Data)		Rank
Total interest income	$865,000	5,052
Total interest expense	$100,000	5,145
Net interest income	$765,000	4,958
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$22,000	6,429
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$10,000	6,250
Trading account gains and fees	$0	148
Additional Noninterest Income	$12,000	6,037
Total noninterest expense	$593,000	5,225
Salaries and employee benefits	$305,000	5,311
Premises and equipment expense	$39,000	5,996
Additional noninterest expense	$249,000	4,655
Pre-tax net operating income	$144,000	4,902
Securities gains (losses)	$0	1,966
Applicable income taxes	$49,000	3,004
Income before extraordinary items	$95,000	5,310
Extraordinary gains, net	$0	10
Net income	$95,000	5,312
Minority interest net income	$0	76
Net income of bank and minority interests.	$95,000	5,312
Net charge-offs	$78,000	2,088
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$24,000	446
Net operating income	$95,000	5,212
2012-12-31 (YTD Data)		Rank
Total interest income	$3,536,000	5,155
Total interest expense	$483,000	5,187
Net interest income	$3,053,000	5,056
Provision for loan and lease losses	$101,000	4,645
Total noninterest income	$-45,000	6,880
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$57,000	6,104
Trading account gains and fees	$0	166
Additional Noninterest Income	$-102,000	6,733
Total noninterest expense	$2,550,000	5,132
Salaries and employee benefits	$1,165,000	5,446
Premises and equipment expense	$212,000	5,635
Additional noninterest expense	$1,173,000	4,414
Pre-tax net operating income	$357,000	5,260
Securities gains (losses)	$0	3,810
Applicable income taxes	$122,000	3,373
Income before extraordinary items	$235,000	5,677
Extraordinary gains, net	$0	29
Net income	$235,000	5,674
Minority interest net income	$0	93
Net income of bank and minority interests.	$235,000	5,675
Net charge-offs	$278,000	3,396
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$95,000	585
Net operating income	$235,000	5,492
2012-09-30 (YTD Data)		Rank
Total interest income	$2,661,000	5,228
Total interest expense	$374,000	5,251
Net interest income	$2,287,000	5,136
Provision for loan and lease losses	$61,000	4,800
Total noninterest income	$5,000	6,903
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$43,000	6,181
Trading account gains and fees	$0	157
Additional Noninterest Income	$-38,000	6,811
Total noninterest expense	$1,887,000	5,198
Salaries and employee benefits	$895,000	5,430
Premises and equipment expense	$156,000	5,718
Additional noninterest expense	$836,000	4,561
Pre-tax net operating income	$344,000	5,149
Securities gains (losses)	$0	3,575
Applicable income taxes	$120,000	3,242
Income before extraordinary items	$224,000	5,624
Extraordinary gains, net	$0	20
Net income	$224,000	5,623
Minority interest net income	$0	86
Net income of bank and minority interests.	$224,000	5,623
Net charge-offs	$38,000	4,705
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$72,000	528
Net operating income	$224,000	5,448
2012-06-30 (YTD Data)		Rank
Total interest income	$1,773,000	5,267
Total interest expense	$258,000	5,289
Net interest income	$1,515,000	5,179
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$-3,000	7,012
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$28,000	6,232
Trading account gains and fees	$0	153
Additional Noninterest Income	$-31,000	6,921
Total noninterest expense	$1,213,000	5,308
Salaries and employee benefits	$601,000	5,458
Premises and equipment expense	$105,000	5,725
Additional noninterest expense	$507,000	4,829
Pre-tax net operating income	$269,000	4,975
Securities gains (losses)	$0	3,178
Applicable income taxes	$89,000	3,152
Income before extraordinary items	$180,000	5,452
Extraordinary gains, net	$0	19
Net income	$180,000	5,452
Minority interest net income	$0	84
Net income of bank and minority interests.	$180,000	5,452
Net charge-offs	$38,000	4,248
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$46,000	514
Net operating income	$180,000	5,260
2012-03-31 (YTD Data)		Rank
Total interest income	$895,000	5,295
Total interest expense	$133,000	5,330
Net interest income	$762,000	5,195
Provision for loan and lease losses	$0	5,254
Total noninterest income	$-23,000	7,146
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$14,000	6,234
Trading account gains and fees	$0	148
Additional Noninterest Income	$-37,000	7,064
Total noninterest expense	$589,000	5,418
Salaries and employee benefits	$329,000	5,279
Premises and equipment expense	$52,000	5,787
Additional noninterest expense	$208,000	5,263
Pre-tax net operating income	$150,000	4,931
Securities gains (losses)	$0	2,210
Applicable income taxes	$51,000	3,059
Income before extraordinary items	$99,000	5,373
Extraordinary gains, net	$0	19
Net income	$99,000	5,374
Minority interest net income	$0	78
Net income of bank and minority interests.	$99,000	5,374
Net charge-offs	$-11,000	6,688
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$21,000	477
Net operating income	$99,000	5,220
2011-12-31 (YTD Data)		Rank
Total interest income	$3,740,000	5,290
Total interest expense	$617,000	5,459
Net interest income	$3,123,000	5,162
Provision for loan and lease losses	$485,000	3,493
Total noninterest income	$236,000	5,529
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$77,000	5,860
Trading account gains and fees	$0	146
Additional Noninterest Income	$159,000	4,785
Total noninterest expense	$2,707,000	5,143
Salaries and employee benefits	$1,202,000	5,517
Premises and equipment expense	$364,000	4,779
Additional noninterest expense	$1,141,000	4,595
Pre-tax net operating income	$167,000	5,578
Securities gains (losses)	$0	3,838
Applicable income taxes	$57,000	3,695
Income before extraordinary items	$110,000	5,836
Extraordinary gains, net	$0	29
Net income	$110,000	5,838
Minority interest net income	$0	96
Net income of bank and minority interests.	$110,000	5,838
Net charge-offs	$542,000	3,085
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$70,000	745
Net operating income	$110,000	5,722
2011-09-30 (YTD Data)		Rank
Total interest income	$2,841,000	5,325
Total interest expense	$481,000	5,491
Net interest income	$2,360,000	5,195
Provision for loan and lease losses	$405,000	3,191
Total noninterest income	$448,000	4,095
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$54,000	5,973
Trading account gains and fees	$0	145
Additional Noninterest Income	$394,000	3,066
Total noninterest expense	$2,250,000	4,886
Salaries and employee benefits	$928,000	5,465
Premises and equipment expense	$265,000	4,913
Additional noninterest expense	$1,057,000	4,022
Pre-tax net operating income	$153,000	5,635
Securities gains (losses)	$0	3,555
Applicable income taxes	$52,000	3,605
Income before extraordinary items	$101,000	5,887
Extraordinary gains, net	$0	21
Net income	$101,000	5,888
Minority interest net income	$0	87
Net income of bank and minority interests.	$101,000	5,888
Net charge-offs	$453,000	2,776
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$48,000	716
Net operating income	$101,000	5,769
2011-06-30 (YTD Data)		Rank
Total interest income	$1,891,000	5,383
Total interest expense	$333,000	5,524
Net interest income	$1,558,000	5,245
Provision for loan and lease losses	$275,000	3,128
Total noninterest income	$330,000	3,928
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$34,000	6,037
Trading account gains and fees	$0	153
Additional Noninterest Income	$296,000	2,893
Total noninterest expense	$1,554,000	4,849
Salaries and employee benefits	$629,000	5,465
Premises and equipment expense	$184,000	4,849
Additional noninterest expense	$741,000	3,931
Pre-tax net operating income	$59,000	5,900
Securities gains (losses)	$0	2,914
Applicable income taxes	$18,000	3,877
Income before extraordinary items	$41,000	6,066
Extraordinary gains, net	$0	15
Net income	$41,000	6,065
Minority interest net income	$0	89
Net income of bank and minority interests.	$41,000	6,066
Net charge-offs	$306,000	2,663
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$27,000	693
Net operating income	$41,000	5,980
2011-03-31 (YTD Data)		Rank
Total interest income	$944,000	5,416
Total interest expense	$175,000	5,527
Net interest income	$769,000	5,273
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$251,000	3,150
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$18,000	5,934
Trading account gains and fees	$0	158
Additional Noninterest Income	$233,000	2,256
Total noninterest expense	$749,000	4,982
Salaries and employee benefits	$322,000	5,444
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$332,000	4,241
Pre-tax net operating income	$196,000	4,272
Securities gains (losses)	$0	1,772
Applicable income taxes	$67,000	2,595
Income before extraordinary items	$129,000	4,671
Extraordinary gains, net	$0	9
Net income	$129,000	4,670
Minority interest net income	$0	86
Net income of bank and minority interests.	$129,000	4,671
Net charge-offs	$-1,000	6,209
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$10,000	697
Net operating income	$129,000	4,612
2010-12-31 (YTD Data)		Rank
Total interest income	$4,134,000	5,324
Total interest expense	$920,000	5,419
Net interest income	$3,214,000	5,175
Provision for loan and lease losses	$1,215,000	2,760
Total noninterest income	$399,000	4,965
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$49,000	6,246
Trading account gains and fees	$0	175
Additional Noninterest Income	$350,000	3,715
Total noninterest expense	$2,708,000	5,299
Salaries and employee benefits	$1,265,000	5,522
Premises and equipment expense	$383,000	4,843
Additional noninterest expense	$1,060,000	4,938
Pre-tax net operating income	$-310,000	6,122
Securities gains (losses)	$13,000	3,237
Applicable income taxes	$-233,000	6,997
Income before extraordinary items	$-64,000	6,034
Extraordinary gains, net	$0	29
Net income	$-64,000	6,034
Minority interest net income	$0	111
Net income of bank and minority interests.	$-64,000	6,034
Net charge-offs	$1,023,000	2,648
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$41,000	987
Net operating income	$-72,320	5,963
2010-09-30 (YTD Data)		Rank
Total interest income	$3,156,000	5,377
Total interest expense	$726,000	5,451
Net interest income	$2,430,000	5,208
Provision for loan and lease losses	$890,000	2,695
Total noninterest income	$271,000	5,203
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$34,000	6,369
Trading account gains and fees	$0	165
Additional Noninterest Income	$237,000	3,920
Total noninterest expense	$2,089,000	5,240
Salaries and employee benefits	$973,000	5,491
Premises and equipment expense	$289,000	4,914
Additional noninterest expense	$827,000	4,826
Pre-tax net operating income	$-278,000	6,376
Securities gains (losses)	$13,000	3,034
Applicable income taxes	$-1,000	6,769
Income before extraordinary items	$-264,000	6,503
Extraordinary gains, net	$0	23
Net income	$-264,000	6,504
Minority interest net income	$0	110
Net income of bank and minority interests.	$-264,000	6,503
Net charge-offs	$698,000	2,643
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$44,000	850
Net operating income	$-277,000	6,425
2010-06-30 (YTD Data)		Rank
Total interest income	$2,108,000	5,404
Total interest expense	$495,000	5,506
Net interest income	$1,613,000	5,236
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$190,000	5,106
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$20,000	6,495
Trading account gains and fees	$0	152
Additional Noninterest Income	$170,000	3,780
Total noninterest expense	$1,454,000	5,152
Salaries and employee benefits	$702,000	5,304
Premises and equipment expense	$195,000	4,937
Additional noninterest expense	$557,000	4,792
Pre-tax net operating income	$229,000	4,767
Securities gains (losses)	$13,000	2,514
Applicable income taxes	$82,000	2,951
Income before extraordinary items	$160,000	5,154
Extraordinary gains, net	$0	19
Net income	$160,000	5,157
Minority interest net income	$0	105
Net income of bank and minority interests.	$160,000	5,156
Net charge-offs	$59,000	4,734
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$30,000	787
Net operating income	$151,420	5,067
2010-03-31 (YTD Data)		Rank
Total interest income	$1,078,000	5,408
Total interest expense	$226,000	5,838
Net interest income	$852,000	5,133
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$74,000	5,551
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$10,000	6,536
Trading account gains and fees	$0	175
Additional Noninterest Income	$64,000	4,285
Total noninterest expense	$701,000	5,296
Salaries and employee benefits	$339,000	5,465
Premises and equipment expense	$100,000	4,948
Additional noninterest expense	$262,000	4,984
Pre-tax net operating income	$165,000	4,398
Securities gains (losses)	$13,000	1,658
Applicable income taxes	$60,000	2,647
Income before extraordinary items	$118,000	4,757
Extraordinary gains, net	$0	16
Net income	$118,000	4,757
Minority interest net income	$0	91
Net income of bank and minority interests.	$118,000	4,756
Net charge-offs	$7,000	5,008
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$11,000	794
Net operating income	$109,420	4,750
2009-12-31 (YTD Data)		Rank
Total interest income	$4,229,000	5,568
Total interest expense	$1,315,000	5,464
Net interest income	$2,914,000	5,460
Provision for loan and lease losses	$1,085,000	3,373
Total noninterest income	$303,000	5,584
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$52,000	6,437
Trading account gains and fees	$0	211
Additional Noninterest Income	$251,000	4,270
Total noninterest expense	$3,170,000	5,020
Salaries and employee benefits	$1,318,000	5,570
Premises and equipment expense	$444,000	4,721
Additional noninterest expense	$1,408,000	4,254
Pre-tax net operating income	$-1,038,000	6,271
Securities gains (losses)	$0	3,754
Applicable income taxes	$-676,000	7,141
Income before extraordinary items	$-362,000	5,983
Extraordinary gains, net	$0	34
Net income	$-362,000	5,981
Minority interest net income	$0	115
Net income of bank and minority interests.	$-362,000	5,981
Net charge-offs	$1,363,000	2,496
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$59,000	1,026
Net operating income	$-362,000	5,982
2009-09-30 (YTD Data)		Rank
Total interest income	$3,152,000	5,653
Total interest expense	$1,080,000	5,381
Net interest income	$2,072,000	5,615
Provision for loan and lease losses	$1,040,000	2,727
Total noninterest income	$136,000	6,470
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$38,000	6,502
Trading account gains and fees	$0	212
Additional Noninterest Income	$98,000	5,419
Total noninterest expense	$2,322,000	5,102
Salaries and employee benefits	$1,019,000	5,532
Premises and equipment expense	$336,000	4,733
Additional noninterest expense	$967,000	4,496
Pre-tax net operating income	$-1,154,000	6,731
Securities gains (losses)	$0	3,497
Applicable income taxes	$-737,000	7,464
Income before extraordinary items	$-417,000	6,349
Extraordinary gains, net	$0	27
Net income	$-417,000	6,350
Minority interest net income	$0	118
Net income of bank and minority interests.	$-417,000	6,349
Net charge-offs	$1,253,000	1,953
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$40,000	970
Net operating income	$-417,000	6,345
2009-06-30 (YTD Data)		Rank
Total interest income	$2,104,000	5,697
Total interest expense	$766,000	5,368
Net interest income	$1,338,000	5,699
Provision for loan and lease losses	$565,000	2,797
Total noninterest income	$85,000	6,612
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$30,000	6,417
Trading account gains and fees	$0	193
Additional Noninterest Income	$55,000	5,710
Total noninterest expense	$1,550,000	5,147
Salaries and employee benefits	$693,000	5,525
Premises and equipment expense	$228,000	4,711
Additional noninterest expense	$629,000	4,585
Pre-tax net operating income	$-692,000	6,802
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-692,000	6,942
Extraordinary gains, net	$0	21
Net income	$-692,000	6,942
Minority interest net income	$0	112
Net income of bank and minority interests.	$-692,000	6,942
Net charge-offs	$1,053,000	1,596
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$20,000	993
Net operating income	$-692,000	6,922
2009-03-31 (YTD Data)		Rank
Total interest income	$1,052,000	5,749
Total interest expense	$391,000	5,436
Net interest income	$661,000	5,735
Provision for loan and lease losses	$190,000	2,929
Total noninterest income	$21,000	7,376
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$17,000	6,257
Trading account gains and fees	$0	171
Additional Noninterest Income	$4,000	7,406
Total noninterest expense	$767,000	5,106
Salaries and employee benefits	$372,000	5,375
Premises and equipment expense	$115,000	4,747
Additional noninterest expense	$280,000	4,620
Pre-tax net operating income	$-275,000	7,022
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-275,000	7,158
Extraordinary gains, net	$0	15
Net income	$-275,000	7,158
Minority interest net income	$0	102
Net income of bank and minority interests.	$-275,000	7,159
Net charge-offs	$236,000	2,006
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$9,000	897
Net operating income	$-275,000	7,099
2008-12-31 (YTD Data)		Rank
Total interest income	$4,712,000	5,621
Total interest expense	$1,991,000	5,314
Net interest income	$2,721,000	5,684
Provision for loan and lease losses	$0	7,334
Total noninterest income	$146,000	6,913
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$94,000	5,981
Trading account gains and fees	$0	154
Additional Noninterest Income	$52,000	6,724
Total noninterest expense	$2,770,000	5,361
Salaries and employee benefits	$1,281,000	5,792
Premises and equipment expense	$413,000	4,998
Additional noninterest expense	$1,076,000	4,608
Pre-tax net operating income	$97,000	6,030
Securities gains (losses)	$51,000	1,583
Applicable income taxes	$0	4,979
Income before extraordinary items	$148,000	5,679
Extraordinary gains, net	$0	39
Net income	$148,000	5,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	4,805
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$160,000	841
Net operating income	$97,000	6,022
2008-09-30 (YTD Data)		Rank
Total interest income	$3,543,000	5,693
Total interest expense	$1,516,000	5,403
Net interest income	$2,027,000	5,759
Provision for loan and lease losses	$0	6,991
Total noninterest income	$110,000	7,025
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$71,000	6,004
Trading account gains and fees	$0	148
Additional Noninterest Income	$39,000	6,860
Total noninterest expense	$2,075,000	5,352
Salaries and employee benefits	$1,004,000	5,678
Premises and equipment expense	$296,000	5,143
Additional noninterest expense	$775,000	4,633
Pre-tax net operating income	$62,000	6,550
Securities gains (losses)	$50,000	1,422
Applicable income taxes	$0	5,372
Income before extraordinary items	$112,000	6,107
Extraordinary gains, net	$0	31
Net income	$112,000	6,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,791
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$144,000	673
Net operating income	$62,000	6,515
2008-06-30 (YTD Data)		Rank
Total interest income	$2,399,000	5,725
Total interest expense	$1,037,000	5,487
Net interest income	$1,362,000	5,757
Provision for loan and lease losses	$0	6,671
Total noninterest income	$65,000	7,215
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$44,000	6,115
Trading account gains and fees	$0	149
Additional Noninterest Income	$21,000	7,150
Total noninterest expense	$1,365,000	5,426
Salaries and employee benefits	$662,000	5,757
Premises and equipment expense	$193,000	5,239
Additional noninterest expense	$510,000	4,678
Pre-tax net operating income	$62,000	6,615
Securities gains (losses)	$30,000	1,782
Applicable income taxes	$0	5,627
Income before extraordinary items	$92,000	6,402
Extraordinary gains, net	$0	21
Net income	$92,000	6,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	2,922
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$134,000	509
Net operating income	$62,000	6,544
2008-03-31 (YTD Data)		Rank
Total interest income	$1,259,000	5,687
Total interest expense	$567,000	5,442
Net interest income	$692,000	5,728
Provision for loan and lease losses	$0	6,080
Total noninterest income	$40,000	6,960
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$21,000	6,186
Trading account gains and fees	$0	158
Additional Noninterest Income	$19,000	6,522
Total noninterest expense	$665,000	5,515
Salaries and employee benefits	$324,000	5,873
Premises and equipment expense	$94,000	5,338
Additional noninterest expense	$247,000	4,727
Pre-tax net operating income	$67,000	6,392
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$67,000	6,312
Extraordinary gains, net	$0	15
Net income	$67,000	6,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,919
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$2,000	964
Net operating income	$67,000	6,219
2007-12-31 (YTD Data)		Rank
Total interest income	$6,275,000	5,070
Total interest expense	$3,433,000	4,386
Net interest income	$2,842,000	5,640
Provision for loan and lease losses	$478,000	2,411
Total noninterest income	$125,000	7,328
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$66,000	6,500
Trading account gains and fees	$0	178
Additional Noninterest Income	$59,000	6,922
Total noninterest expense	$2,725,000	5,323
Salaries and employee benefits	$1,228,000	5,910
Premises and equipment expense	$379,000	5,192
Additional noninterest expense	$1,118,000	4,284
Pre-tax net operating income	$-236,000	7,674
Securities gains (losses)	$-5,000	7,390
Applicable income taxes	$0	6,070
Income before extraordinary items	$-241,000	7,738
Extraordinary gains, net	$0	39
Net income	$-241,000	7,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$8,000	1,250
Net operating income	$-236,000	7,716
2007-09-30 (YTD Data)		Rank
Total interest income	$4,905,000	4,956
Total interest expense	$2,747,000	4,238
Net interest income	$2,158,000	5,640
Provision for loan and lease losses	$403,000	1,855
Total noninterest income	$87,000	7,453
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$44,000	6,646
Trading account gains and fees	$0	184
Additional Noninterest Income	$43,000	6,975
Total noninterest expense	$1,875,000	5,568
Salaries and employee benefits	$793,000	6,308
Premises and equipment expense	$282,000	5,185
Additional noninterest expense	$800,000	4,362
Pre-tax net operating income	$-33,000	7,709
Securities gains (losses)	$-5,000	7,616
Applicable income taxes	$0	6,220
Income before extraordinary items	$-38,000	7,758
Extraordinary gains, net	$0	33
Net income	$-38,000	7,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,926
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$6,000	1,103
Net operating income	$-33,000	7,726
2007-06-30 (YTD Data)		Rank
Total interest income	$3,477,000	4,781
Total interest expense	$2,058,000	3,945
Net interest income	$1,419,000	5,716
Provision for loan and lease losses	$366,000	1,320
Total noninterest income	$60,000	7,472
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$29,000	6,696
Trading account gains and fees	$0	168
Additional Noninterest Income	$31,000	6,942
Total noninterest expense	$1,186,000	5,766
Salaries and employee benefits	$481,000	6,582
Premises and equipment expense	$187,000	5,229
Additional noninterest expense	$518,000	4,466
Pre-tax net operating income	$-73,000	7,930
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-73,000	7,946
Extraordinary gains, net	$0	29
Net income	$-73,000	7,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$4,000	1,011
Net operating income	$-73,000	7,940
2007-03-31 (YTD Data)		Rank
Total interest income	$1,791,000	4,707
Total interest expense	$1,102,000	3,758
Net interest income	$689,000	5,798
Provision for loan and lease losses	$21,000	4,310
Total noninterest income	$26,000	7,612
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$15,000	6,674
Trading account gains and fees	$0	195
Additional Noninterest Income	$11,000	7,311
Total noninterest expense	$568,000	5,922
Salaries and employee benefits	$234,000	6,692
Premises and equipment expense	$90,000	5,373
Additional noninterest expense	$244,000	4,618
Pre-tax net operating income	$126,000	6,337
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$126,000	5,995
Extraordinary gains, net	$0	22
Net income	$126,000	5,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$2,000	852
Net operating income	$126,000	5,979
2006-12-31 (YTD Data)		Rank
Total interest income	$5,081,000	5,512
Total interest expense	$2,399,000	4,927
Net interest income	$2,682,000	5,823
Provision for loan and lease losses	$593,000	1,650
Total noninterest income	$81,000	7,931
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$36,000	7,090
Trading account gains and fees	$0	130
Additional Noninterest Income	$45,000	7,356
Total noninterest expense	$2,034,000	6,118
Salaries and employee benefits	$888,000	6,688
Premises and equipment expense	$231,000	6,401
Additional noninterest expense	$915,000	4,805
Pre-tax net operating income	$136,000	7,600
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$136,000	7,539
Extraordinary gains, net	$0	51
Net income	$136,000	7,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$477,000	1,214
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$37,000	1,049
Net operating income	$136,000	7,531
2006-09-30 (YTD Data)		Rank
Total interest income	$3,381,000	5,838
Total interest expense	$1,373,000	5,581
Net interest income	$2,008,000	5,887
Provision for loan and lease losses	$260,000	2,394
Total noninterest income	$59,000	8,037
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$25,000	7,196
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,000	7,391
Total noninterest expense	$1,462,000	6,224
Salaries and employee benefits	$638,000	6,788
Premises and equipment expense	$167,000	6,509
Additional noninterest expense	$657,000	4,926
Pre-tax net operating income	$345,000	6,803
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$345,000	6,478
Extraordinary gains, net	$0	45
Net income	$345,000	6,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	2,342
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$29,000	879
Net operating income	$345,000	6,484
2006-06-30 (YTD Data)		Rank
Total interest income	$2,117,000	5,988
Total interest expense	$781,000	5,867
Net interest income	$1,336,000	5,938
Provision for loan and lease losses	$14,000	5,836
Total noninterest income	$36,000	8,152
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$15,000	7,286
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,503
Total noninterest expense	$984,000	6,213
Salaries and employee benefits	$419,000	6,862
Premises and equipment expense	$109,000	6,577
Additional noninterest expense	$456,000	4,775
Pre-tax net operating income	$374,000	6,027
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$374,000	5,541
Extraordinary gains, net	$0	39
Net income	$374,000	5,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$29,000	708
Net operating income	$374,000	5,541
2006-03-31 (YTD Data)		Rank
Total interest income	$1,014,000	6,061
Total interest expense	$360,000	5,966
Net interest income	$654,000	6,011
Provision for loan and lease losses	$0	6,013
Total noninterest income	$18,000	8,147
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$7,000	7,331
Trading account gains and fees	$0	115
Additional Noninterest Income	$11,000	7,462
Total noninterest expense	$413,000	6,692
Salaries and employee benefits	$189,000	7,130
Premises and equipment expense	$50,000	6,755
Additional noninterest expense	$174,000	5,609
Pre-tax net operating income	$259,000	5,297
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$259,000	4,781
Extraordinary gains, net	$0	21
Net income	$259,000	4,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$9,000	558
Net operating income	$259,000	4,758
2005-12-31 (YTD Data)		Rank
Total interest income	$3,113,000	6,505
Total interest expense	$999,000	6,294
Net interest income	$2,114,000	6,507
Provision for loan and lease losses	$222,000	3,415
Total noninterest income	$70,000	8,253
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$30,000	7,354
Trading account gains and fees	$0	138
Additional Noninterest Income	$40,000	7,623
Total noninterest expense	$1,471,000	6,937
Salaries and employee benefits	$644,000	7,466
Premises and equipment expense	$145,000	7,330
Additional noninterest expense	$682,000	5,666
Pre-tax net operating income	$491,000	6,777
Securities gains (losses)	$-37,000	8,074
Applicable income taxes	$0	6,964
Income before extraordinary items	$454,000	6,557
Extraordinary gains, net	$0	46
Net income	$454,000	6,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$2,631,000	368
Net operating income	$491,000	6,378
2005-09-30 (YTD Data)		Rank
Total interest income	$2,199,000	6,643
Total interest expense	$693,000	6,385
Net interest income	$1,506,000	6,667
Provision for loan and lease losses	$175,000	3,250
Total noninterest income	$48,000	8,350
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$18,000	7,477
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,649
Total noninterest expense	$1,050,000	7,054
Salaries and employee benefits	$477,000	7,473
Premises and equipment expense	$109,000	7,341
Additional noninterest expense	$464,000	5,927
Pre-tax net operating income	$329,000	7,074
Securities gains (losses)	$4,000	1,810
Applicable income taxes	$0	6,976
Income before extraordinary items	$333,000	6,751
Extraordinary gains, net	$0	35
Net income	$333,000	6,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$329,000	6,729
2005-06-30 (YTD Data)		Rank
Total interest income	$1,359,000	6,785
Total interest expense	$409,000	6,554
Net interest income	$950,000	6,792
Provision for loan and lease losses	$108,000	3,253
Total noninterest income	$31,000	8,369
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$12,000	7,482
Trading account gains and fees	$0	116
Additional Noninterest Income	$19,000	7,696
Total noninterest expense	$691,000	7,093
Salaries and employee benefits	$312,000	7,513
Premises and equipment expense	$77,000	7,225
Additional noninterest expense	$302,000	5,980
Pre-tax net operating income	$182,000	7,324
Securities gains (losses)	$4,000	1,659
Applicable income taxes	$0	6,961
Income before extraordinary items	$186,000	7,032
Extraordinary gains, net	$0	30
Net income	$186,000	7,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$182,000	7,037
2005-03-31 (YTD Data)		Rank
Total interest income	$633,000	6,977
Total interest expense	$186,000	6,720
Net interest income	$447,000	6,999
Provision for loan and lease losses	$68,000	2,703
Total noninterest income	$14,000	8,474
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$8,000	7,454
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	8,110
Total noninterest expense	$346,000	7,131
Salaries and employee benefits	$155,000	7,590
Premises and equipment expense	$46,000	6,938
Additional noninterest expense	$145,000	6,118
Pre-tax net operating income	$47,000	7,929
Securities gains (losses)	$4,000	1,261
Applicable income taxes	$0	6,892
Income before extraordinary items	$51,000	7,750
Extraordinary gains, net	$0	24
Net income	$51,000	7,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$47,000	7,787
2004-12-31 (YTD Data)		Rank
Total interest income	$2,005,000	7,377
Total interest expense	$627,000	6,854
Net interest income	$1,378,000	7,485
Provision for loan and lease losses	$267,000	3,133
Total noninterest income	$26,000	8,745
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$15,000	7,722
Trading account gains and fees	$0	138
Additional Noninterest Income	$11,000	8,496
Total noninterest expense	$1,150,000	7,530
Salaries and employee benefits	$502,000	7,973
Premises and equipment expense	$175,000	7,036
Additional noninterest expense	$473,000	6,718
Pre-tax net operating income	$-13,000	8,410
Securities gains (losses)	$-4,000	8,021
Applicable income taxes	$0	7,185
Income before extraordinary items	$-17,000	8,460
Extraordinary gains, net	$0	34
Net income	$-17,000	8,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,810
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-13,000	8,418
2004-09-30 (YTD Data)		Rank
Total interest income	$1,417,000	7,524
Total interest expense	$450,000	6,956
Net interest income	$967,000	7,639
Provision for loan and lease losses	$147,000	3,580
Total noninterest income	$18,000	8,822
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$10,000	7,785
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,000	8,558
Total noninterest expense	$868,000	7,480
Salaries and employee benefits	$380,000	7,935
Premises and equipment expense	$136,000	6,942
Additional noninterest expense	$352,000	6,704
Pre-tax net operating income	$-30,000	8,526
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$0	7,220
Income before extraordinary items	$-29,000	8,551
Extraordinary gains, net	$0	26
Net income	$-29,000	8,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,696
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-30,000	8,526
2004-06-30 (YTD Data)		Rank
Total interest income	$884,000	7,694
Total interest expense	$283,000	7,112
Net interest income	$601,000	7,817
Provision for loan and lease losses	$86,000	3,821
Total noninterest income	$11,000	8,887
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$6,000	7,847
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,000	8,618
Total noninterest expense	$582,000	7,531
Salaries and employee benefits	$254,000	7,996
Premises and equipment expense	$88,000	7,035
Additional noninterest expense	$240,000	6,668
Pre-tax net operating income	$-56,000	8,637
Securities gains (losses)	$-6,000	8,606
Applicable income taxes	$0	7,214
Income before extraordinary items	$-62,000	8,679
Extraordinary gains, net	$0	21
Net income	$-62,000	8,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,314
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-56,000	8,640
2004-03-31 (YTD Data)		Rank
Total interest income	$406,000	7,878
Total interest expense	$134,000	7,289
Net interest income	$272,000	8,015
Provision for loan and lease losses	$31,000	4,037
Total noninterest income	$6,000	8,907
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,000	7,856
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$303,000	7,480
Salaries and employee benefits	$130,000	7,977
Premises and equipment expense	$43,000	7,106
Additional noninterest expense	$130,000	6,436
Pre-tax net operating income	$-56,000	8,736
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-56,000	8,765
Extraordinary gains, net	$0	16
Net income	$-56,000	8,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-56,000	8,732
2003-12-31 (YTD Data)		Rank
Total interest income	$1,177,000	8,419
Total interest expense	$420,000	8,042
Net interest income	$757,000	8,477
Provision for loan and lease losses	$184,000	4,174
Total noninterest income	$20,000	9,009
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$15,000	7,882
Trading account gains and fees	$0	160
Additional Noninterest Income	$5,000	8,909
Total noninterest expense	$927,000	8,026
Salaries and employee benefits	$405,000	8,393
Premises and equipment expense	$157,000	7,305
Additional noninterest expense	$365,000	7,354
Pre-tax net operating income	$-334,000	8,755
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-334,000	8,834
Extraordinary gains, net	$0	54
Net income	$-334,000	8,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,681
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-334,000	8,771
2003-09-30 (YTD Data)		Rank
Total interest income	$824,000	8,591
Total interest expense	$303,000	8,223
Net interest income	$521,000	8,638
Provision for loan and lease losses	$143,000	4,000
Total noninterest income	$14,000	9,084
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$11,000	7,946
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,000	9,005
Total noninterest expense	$681,000	8,062
Salaries and employee benefits	$305,000	8,396
Premises and equipment expense	$115,000	7,361
Additional noninterest expense	$261,000	7,464
Pre-tax net operating income	$-289,000	8,861
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-289,000	8,939
Extraordinary gains, net	$0	40
Net income	$-289,000	8,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,724
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-289,000	8,875
2003-06-30 (YTD Data)		Rank
Total interest income	$510,000	8,703
Total interest expense	$194,000	8,372
Net interest income	$316,000	8,758
Provision for loan and lease losses	$65,000	4,607
Total noninterest income	$9,000	9,120
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$8,000	7,962
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,000	9,074
Total noninterest expense	$435,000	8,171
Salaries and employee benefits	$192,000	8,507
Premises and equipment expense	$76,000	7,385
Additional noninterest expense	$167,000	7,552
Pre-tax net operating income	$-175,000	8,905
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-175,000	8,992
Extraordinary gains, net	$0	30
Net income	$-175,000	8,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-175,000	8,916
2003-03-31 (YTD Data)		Rank
Total interest income	$233,000	8,836
Total interest expense	$91,000	8,542
Net interest income	$142,000	8,896
Provision for loan and lease losses	$42,000	4,061
Total noninterest income	$5,000	9,143
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$4,000	7,983
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,000	9,034
Total noninterest expense	$193,000	8,399
Salaries and employee benefits	$88,000	8,659
Premises and equipment expense	$37,000	7,479
Additional noninterest expense	$68,000	7,999
Pre-tax net operating income	$-88,000	8,962
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-88,000	9,022
Extraordinary gains, net	$0	21
Net income	$-88,000	9,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-88,000	8,948
2002-12-31 (YTD Data)		Rank
Total interest income	$319,000	9,227
Total interest expense	$120,000	9,177
Net interest income	$199,000	9,240
Provision for loan and lease losses	$96,000	5,792
Total noninterest income	$6,000	9,253
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$5,000	8,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$1,253,000	7,356
Salaries and employee benefits	$326,000	8,798
Premises and equipment expense	$117,000	7,917
Additional noninterest expense	$810,000	4,881
Pre-tax net operating income	$-1,144,000	9,151
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-1,144,000	9,208
Extraordinary gains, net	$0	70
Net income	$-1,144,000	9,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$5,381,000	146
Net operating income	$-1,144,000	9,170

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.