Home > Warren Five Cents Savings Bank > Net charge- offs to loans
Warren Five Cents Savings Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0883% | 9,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 9,191 |
| Percentage Net Loans Charged-off:Construction & development | -1.0017% | 8,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2062% | 6,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 8,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 8,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 8,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6771% | 9,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 8,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.1990% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0358% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3332% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 9,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | -5.7756% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0560% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1520% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6481% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 9,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3176% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1120% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6673% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 6,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 285 |
| Percentage Net Loans Charged-off:Construction & development | -1.6204% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0790% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6936% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3851% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 6,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1498% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2159% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2999% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5472% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8090% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 7,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1550% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1749% | 1,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3002% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0740% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5362% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3930% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7950% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3538% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1296% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3913% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2628% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4913% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4836% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.4693% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0322% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3376% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3916% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6278% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0938% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9643% | 265 |
| Percentage Net Loans Charged-off:Construction & development | -0.7162% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7448% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4031% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5617% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0959% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6214% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1415% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1341% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |