Home > Warren Bank > Assets and Liabilities
Warren Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 109 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $504,816,000 | 1,403 |
| Cash and due from depository institutions | $6,558,000 | 1,471 |
| Interest-bearing balances | $3,471,000 | 3,608 |
| Securities | $65,052,000 | 1,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $362,746,000 | 1,315 |
| Loan loss allowance | $16,356,000 | 543 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $12,350,000 | 1,015 |
| Other real estate owned | $26,366,000 | 1,471 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $31,744,000 | 693 |
| Life insurance assets | $13,011,000 | 501 |
| Total liabilities and capital | $504,816,000 | 1,403 |
| Total liabilities | $497,485,000 | 1,292 |
| Total deposits | $467,767,000 | 1,205 |
| Interest-bearing deposits | $456,846,000 | 1,065 |
| Deposits held in domestic offices | $467,767,000 | 1,202 |
| % insured | 85.28% | 5,381 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $27,317,000 | 1,530 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,401,000 | 2,027 |
| Total equity capital | $7,331,000 | 6,210 |
| Total bank equity capital | $7,331,000 | 6,209 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,000,000 | 1,008 |
| Surplus | $50,000,000 | 700 |
| Undivided profits | $-47,669,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $71,026,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,896,000 | 1,937 |
| Earning assets | $431,269,000 | 1,508 |
| Long-term assets (5+ years) | $132,508,000 | 1,052 |
| Average Assets, year-to-date | $560,487,750 | 1,244 |
| Average Assets, quarterly | $526,776,000 | 1,331 |
| Volatile liabilities | $177,351,000 | 858 |
| Insider loans | $10,295,000 | 703 |
| FHLB advances | $27,317,000 | 1,439 |
| Loans and leases held for sale | $4,616,000 | 410 |
| Unused loan commitments | $35,357,000 | 1,894 |
| Tier 1 (core) risk-based capital | $5,694,000 | 6,660 |
| Tier 2 risk-based capital | $5,583,000 | 1,100 |
| Total risk weighted assets | $435,154,000 | 1,178 |
| Total unused commitments | $35,357,000 | 1,896 |
| Derivatives | $314,000 | 1,078 |
| 2009-06-30 | Rank | |
| # of Employees: | 109 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $548,736,000 | 1,302 |
| Cash and due from depository institutions | $19,324,000 | 1,505 |
| Interest-bearing balances | $11,334,000 | 1,694 |
| Securities | $82,889,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $379,193,000 | 1,290 |
| Loan loss allowance | $16,251,000 | 523 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,497,000 | 1,015 |
| Other real estate owned | $22,899,000 | 1,505 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $31,934,000 | 715 |
| Life insurance assets | $12,884,000 | 515 |
| Total liabilities and capital | $548,736,000 | 1,302 |
| Total liabilities | $538,177,000 | 1,200 |
| Total deposits | $505,652,000 | 1,116 |
| Interest-bearing deposits | $491,877,000 | 994 |
| Deposits held in domestic offices | $505,652,000 | 1,115 |
| % insured | 73.87% | 5,295 |
| Federal funds purchased & repurchase agreements | $2,702,000 | 1,845 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $27,317,000 | 1,607 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,506,000 | 2,007 |
| Total equity capital | $10,559,000 | 5,182 |
| Total bank equity capital | $10,559,000 | 5,181 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $50,000,000 | 716 |
| Undivided profits | $-44,441,000 | 8,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $65,724,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,907,000 | 1,832 |
| Earning assets | $473,416,000 | 1,388 |
| Long-term assets (5+ years) | $121,808,000 | 1,125 |
| Average Assets, year-to-date | $579,045,000 | 1,226 |
| Average Assets, quarterly | $566,374,000 | 1,260 |
| Volatile liabilities | $182,701,000 | 843 |
| Insider loans | $13,670,000 | 508 |
| FHLB advances | $27,317,000 | 1,509 |
| Loans and leases held for sale | $21,595,000 | 218 |
| Unused loan commitments | $39,027,000 | 1,815 |
| Tier 1 (core) risk-based capital | $8,989,000 | 5,559 |
| Tier 2 risk-based capital | $5,653,000 | 1,090 |
| Total risk weighted assets | $441,373,000 | 1,187 |
| Total unused commitments | $39,027,000 | 1,817 |
| Derivatives | $9,470,000 | 586 |
| 2009-03-31 | Rank | |
| # of Employees: | 106 | 1,557 |
| Assets and Liabilities | ||
| Total Assets: | $584,012,000 | 1,227 |
| Cash and due from depository institutions | $7,782,000 | 1,557 |
| Interest-bearing balances | $3,941,000 | 2,860 |
| Securities | $121,952,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $385,631,000 | 1,276 |
| Loan loss allowance | $15,788,000 | 509 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,685,000 | 1,000 |
| Other real estate owned | $23,400,000 | 1,557 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $32,562,000 | 688 |
| Life insurance assets | $12,759,000 | 520 |
| Total liabilities and capital | $584,012,000 | 1,227 |
| Total liabilities | $570,455,000 | 1,141 |
| Total deposits | $512,865,000 | 1,091 |
| Interest-bearing deposits | $498,464,000 | 978 |
| Deposits held in domestic offices | $512,865,000 | 1,090 |
| % insured | 74.16% | 5,312 |
| Federal funds purchased & repurchase agreements | $4,804,000 | 1,550 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $49,817,000 | 1,073 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,969,000 | 1,723 |
| Total equity capital | $13,557,000 | 4,458 |
| Total bank equity capital | $13,557,000 | 4,458 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $50,000,000 | 708 |
| Undivided profits | $-41,443,000 | 8,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $63,289,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,462,000 | 1,407 |
| Earning assets | $511,524,000 | 1,280 |
| Long-term assets (5+ years) | $129,384,000 | 1,044 |
| Average Assets, year-to-date | $594,199,500 | 1,202 |
| Average Assets, quarterly | $594,199,500 | 1,202 |
| Volatile liabilities | $211,475,000 | 744 |
| Insider loans | $14,612,000 | 473 |
| FHLB advances | $49,817,000 | 989 |
| Loans and leases held for sale | $30,683,000 | 148 |
| Unused loan commitments | $43,234,000 | 1,746 |
| Tier 1 (core) risk-based capital | $11,084,000 | 4,975 |
| Tier 2 risk-based capital | $5,673,000 | 1,069 |
| Total risk weighted assets | $443,418,000 | 1,191 |
| Total unused commitments | $43,234,000 | 1,747 |
| Derivatives | $40,582,000 | 352 |
| 2008-12-31 | Rank | |
| # of Employees: | 110 | 1,511 |
| Assets and Liabilities | ||
| Total Assets: | $604,387,000 | 1,167 |
| Cash and due from depository institutions | $4,623,000 | 1,511 |
| Interest-bearing balances | $1,210,000 | 3,513 |
| Securities | $130,651,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $411,785,000 | 1,218 |
| Loan loss allowance | $19,104,000 | 416 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,662,000 | 998 |
| Other real estate owned | $11,687,000 | 1,511 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $32,979,000 | 691 |
| Life insurance assets | $12,641,000 | 523 |
| Total liabilities and capital | $604,387,000 | 1,167 |
| Total liabilities | $572,218,000 | 1,117 |
| Total deposits | $499,391,000 | 1,086 |
| Interest-bearing deposits | $486,084,000 | 964 |
| Deposits held in domestic offices | $499,391,000 | 1,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,797,000 | 1,587 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $60,350,000 | 983 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,680,000 | 913 |
| Total equity capital | $32,169,000 | 2,103 |
| Total bank equity capital | $32,169,000 | 2,103 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $50,000,000 | 689 |
| Undivided profits | $-22,831,000 | 8,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,494,000 | 200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,322,000 | 1,583 |
| Earning assets | $543,646,000 | 1,186 |
| Long-term assets (5+ years) | $135,619,000 | 987 |
| Average Assets, year-to-date | $609,206,600 | 1,114 |
| Average Assets, quarterly | $616,230,500 | 1,134 |
| Volatile liabilities | $226,959,000 | 687 |
| Insider loans | $17,470,000 | 394 |
| FHLB advances | $60,350,000 | 889 |
| Loans and leases held for sale | $26,484,000 | 133 |
| Unused loan commitments | $48,036,000 | 1,626 |
| Tier 1 (core) risk-based capital | $28,887,000 | 2,238 |
| Tier 2 risk-based capital | $6,029,000 | 986 |
| Total risk weighted assets | $469,211,000 | 1,112 |
| Total unused commitments | $48,036,000 | 1,627 |
| Derivatives | $47,206,000 | 288 |
| 2008-09-30 | Rank | |
| # of Employees: | 105 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $628,074,000 | 1,106 |
| Cash and due from depository institutions | $6,154,000 | 1,612 |
| Interest-bearing balances | $334,000 | 4,036 |
| Securities | $157,643,000 | 745 |
| Federal funds sold & reverse repurchase agreements | $5,845,000 | 2,002 |
| Net loans & leases | $404,309,000 | 1,225 |
| Loan loss allowance | $17,606,000 | 407 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,730,000 | 993 |
| Other real estate owned | $7,634,000 | 1,612 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $33,759,000 | 652 |
| Life insurance assets | $12,520,000 | 527 |
| Total liabilities and capital | $628,074,000 | 1,106 |
| Total liabilities | $582,258,000 | 1,075 |
| Total deposits | $507,449,000 | 1,038 |
| Interest-bearing deposits | $491,721,000 | 929 |
| Deposits held in domestic offices | $507,449,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,551,000 | 1,561 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $61,161,000 | 989 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,097,000 | 851 |
| Total equity capital | $45,816,000 | 1,493 |
| Total bank equity capital | $45,816,000 | 1,493 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $50,000,000 | 680 |
| Undivided profits | $-9,184,000 | 8,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,421,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,179,000 | 1,181 |
| Earning assets | $568,131,000 | 1,122 |
| Long-term assets (5+ years) | $158,356,000 | 844 |
| Average Assets, year-to-date | $610,411,500 | 1,102 |
| Average Assets, quarterly | $624,960,500 | 1,098 |
| Volatile liabilities | $207,840,000 | 738 |
| Insider loans | $15,742,000 | 434 |
| FHLB advances | $61,161,000 | 911 |
| Loans and leases held for sale | $9,521,000 | 217 |
| Unused loan commitments | $62,315,000 | 1,400 |
| Tier 1 (core) risk-based capital | $53,593,000 | 1,191 |
| Tier 2 risk-based capital | $6,236,000 | 915 |
| Total risk weighted assets | $487,450,000 | 1,066 |
| Total unused commitments | $62,315,000 | 1,403 |
| Derivatives | $11,406,000 | 444 |
| 2008-06-30 | Rank | |
| # of Employees: | 96 | 1,782 |
| Assets and Liabilities | ||
| Total Assets: | $621,847,000 | 1,110 |
| Cash and due from depository institutions | $7,221,000 | 1,782 |
| Interest-bearing balances | $418,000 | 3,719 |
| Securities | $128,702,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $17,600,000 | 649 |
| Net loans & leases | $421,522,000 | 1,154 |
| Loan loss allowance | $22,866,000 | 320 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,887,000 | 969 |
| Other real estate owned | $2,931,000 | 1,782 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $30,984,000 | 684 |
| Life insurance assets | $12,837,000 | 517 |
| Total liabilities and capital | $621,847,000 | 1,110 |
| Total liabilities | $569,181,000 | 1,089 |
| Total deposits | $501,307,000 | 1,026 |
| Interest-bearing deposits | $484,607,000 | 916 |
| Deposits held in domestic offices | $501,307,000 | 1,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,905,000 | 1,831 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $56,161,000 | 1,050 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,808,000 | 888 |
| Total equity capital | $52,666,000 | 1,298 |
| Total bank equity capital | $52,666,000 | 1,298 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $50,000,000 | 675 |
| Undivided profits | $-2,334,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,225,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,667,000 | 1,381 |
| Earning assets | $568,242,000 | 1,104 |
| Long-term assets (5+ years) | $121,194,000 | 1,064 |
| Average Assets, year-to-date | $604,524,000 | 1,117 |
| Average Assets, quarterly | $599,864,500 | 1,145 |
| Volatile liabilities | $192,602,000 | 795 |
| Insider loans | $17,400,000 | 387 |
| FHLB advances | $56,161,000 | 978 |
| Loans and leases held for sale | $13,735,000 | 196 |
| Unused loan commitments | $68,944,000 | 1,323 |
| Tier 1 (core) risk-based capital | $55,566,000 | 1,140 |
| Tier 2 risk-based capital | $6,662,000 | 852 |
| Total risk weighted assets | $516,668,000 | 1,000 |
| Total unused commitments | $68,944,000 | 1,324 |
| Derivatives | $13,228,000 | 425 |
| 2008-03-31 | Rank | |
| # of Employees: | 95 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $577,882,000 | 1,183 |
| Cash and due from depository institutions | $4,346,000 | 1,781 |
| Interest-bearing balances | $419,000 | 3,792 |
| Securities | $88,000,000 | 1,372 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,642 |
| Net loans & leases | $426,913,000 | 1,107 |
| Loan loss allowance | $26,529,000 | 266 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,962,000 | 957 |
| Other real estate owned | $2,963,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $31,998,000 | 636 |
| Life insurance assets | $12,715,000 | 516 |
| Total liabilities and capital | $577,882,000 | 1,183 |
| Total liabilities | $533,732,000 | 1,137 |
| Total deposits | $464,454,000 | 1,118 |
| Interest-bearing deposits | $448,595,000 | 1,004 |
| Deposits held in domestic offices | $464,454,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,497,000 | 1,512 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $56,161,000 | 991 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,620,000 | 955 |
| Total equity capital | $44,150,000 | 1,599 |
| Total bank equity capital | $44,150,000 | 1,599 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $39,000,000 | 819 |
| Undivided profits | $150,000 | 7,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,470,000 | 169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,128,000 | 1,204 |
| Earning assets | $526,032,000 | 1,191 |
| Long-term assets (5+ years) | $85,018,000 | 1,403 |
| Average Assets, year-to-date | $595,862,500 | 1,135 |
| Average Assets, quarterly | $595,862,500 | 1,135 |
| Volatile liabilities | $148,352,000 | 995 |
| Insider loans | $16,156,000 | 419 |
| FHLB advances | $56,161,000 | 923 |
| Loans and leases held for sale | $27,068,000 | 140 |
| Unused loan commitments | $70,790,000 | 1,350 |
| Tier 1 (core) risk-based capital | $44,835,000 | 1,449 |
| Tier 2 risk-based capital | $6,600,000 | 831 |
| Total risk weighted assets | $508,016,000 | 997 |
| Total unused commitments | $70,790,000 | 1,350 |
| Derivatives | $24,036,000 | 363 |
| 2007-12-31 | Rank | |
| # of Employees: | 89 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $613,843,000 | 1,089 |
| Cash and due from depository institutions | $4,008,000 | 1,929 |
| Interest-bearing balances | $161,000 | 4,216 |
| Securities | $134,806,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $427,209,000 | 1,109 |
| Loan loss allowance | $26,144,000 | 261 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $13,055,000 | 955 |
| Other real estate owned | $3,330,000 | 1,929 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $31,435,000 | 639 |
| Life insurance assets | $11,857,000 | 542 |
| Total liabilities and capital | $613,843,000 | 1,089 |
| Total liabilities | $569,006,000 | 1,054 |
| Total deposits | $493,006,000 | 1,037 |
| Interest-bearing deposits | $475,074,000 | 935 |
| Deposits held in domestic offices | $493,006,000 | 1,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,697,000 | 943 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $51,670,000 | 986 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,633,000 | 949 |
| Total equity capital | $44,837,000 | 1,556 |
| Total bank equity capital | $44,837,000 | 1,556 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $39,000,000 | 806 |
| Undivided profits | $837,000 | 6,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,618,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,680,000 | 1,096 |
| Earning assets | $562,176,000 | 1,096 |
| Long-term assets (5+ years) | $127,162,000 | 930 |
| Average Assets, year-to-date | $632,179,600 | 1,021 |
| Average Assets, quarterly | $624,560,000 | 1,060 |
| Volatile liabilities | $158,124,000 | 947 |
| Insider loans | $14,566,000 | 473 |
| FHLB advances | $51,670,000 | 918 |
| Loans and leases held for sale | $18,735,000 | 163 |
| Unused loan commitments | $79,280,000 | 1,243 |
| Tier 1 (core) risk-based capital | $44,480,000 | 1,456 |
| Tier 2 risk-based capital | $6,765,000 | 806 |
| Total risk weighted assets | $521,706,000 | 956 |
| Total unused commitments | $79,280,000 | 1,243 |
| Derivatives | $15,495,000 | 409 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $635,277,000 | 1,029 |
| Cash and due from depository institutions | $6,463,000 | 1,994 |
| Interest-bearing balances | $119,000 | 4,379 |
| Securities | $154,176,000 | 770 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $437,367,000 | 1,060 |
| Loan loss allowance | $7,706,000 | 707 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,242,000 | 909 |
| Other real estate owned | $2,059,000 | 1,994 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $21,970,000 | 878 |
| Life insurance assets | $11,700,000 | 535 |
| Total liabilities and capital | $635,277,000 | 1,029 |
| Total liabilities | $575,885,000 | 1,019 |
| Total deposits | $535,911,000 | 947 |
| Interest-bearing deposits | $518,928,000 | 850 |
| Deposits held in domestic offices | $535,911,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,758,000 | 956 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,443,000 | 1,918 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,773,000 | 915 |
| Total equity capital | $59,392,000 | 1,151 |
| Total bank equity capital | $59,392,000 | 1,151 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $39,000,000 | 789 |
| Undivided profits | $15,392,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,349,000 | 162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,369,000 | 955 |
| Earning assets | $591,662,000 | 1,019 |
| Long-term assets (5+ years) | $134,078,000 | 863 |
| Average Assets, year-to-date | $636,763,750 | 1,012 |
| Average Assets, quarterly | $635,730,000 | 1,027 |
| Volatile liabilities | $156,767,000 | 919 |
| Insider loans | $15,812,000 | 421 |
| FHLB advances | $17,443,000 | 1,821 |
| Loans and leases held for sale | $9,805,000 | 227 |
| Unused loan commitments | $84,220,000 | 1,209 |
| Tier 1 (core) risk-based capital | $61,169,000 | 1,024 |
| Tier 2 risk-based capital | $6,724,000 | 807 |
| Total risk weighted assets | $536,867,000 | 921 |
| Total unused commitments | $84,220,000 | 1,210 |
| Derivatives | $9,231,000 | 488 |
| 2007-06-30 | Rank | |
| # of Employees: | 87 | 2,012 |
| Assets and Liabilities | ||
| Total Assets: | $636,183,000 | 1,044 |
| Cash and due from depository institutions | $6,093,000 | 2,012 |
| Interest-bearing balances | $86,000 | 4,947 |
| Securities | $158,778,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $434,644,000 | 1,064 |
| Loan loss allowance | $7,011,000 | 770 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,258,000 | 896 |
| Other real estate owned | $1,778,000 | 2,012 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $21,632,000 | 897 |
| Life insurance assets | $11,590,000 | 532 |
| Total liabilities and capital | $636,183,000 | 1,044 |
| Total liabilities | $577,890,000 | 1,031 |
| Total deposits | $545,631,000 | 953 |
| Interest-bearing deposits | $525,729,000 | 850 |
| Deposits held in domestic offices | $545,631,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,640,000 | 1,288 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,443,000 | 1,838 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,176,000 | 964 |
| Total equity capital | $58,293,000 | 1,164 |
| Total bank equity capital | $58,293,000 | 1,164 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $39,000,000 | 798 |
| Undivided profits | $14,293,000 | 2,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,118,000 | 170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,205,000 | 939 |
| Earning assets | $593,508,000 | 1,030 |
| Long-term assets (5+ years) | $131,193,000 | 876 |
| Average Assets, year-to-date | $637,259,330 | 1,026 |
| Average Assets, quarterly | $636,881,000 | 1,041 |
| Volatile liabilities | $144,988,000 | 984 |
| Insider loans | $17,099,000 | 374 |
| FHLB advances | $17,443,000 | 1,736 |
| Loans and leases held for sale | $8,566,000 | 297 |
| Unused loan commitments | $90,209,000 | 1,148 |
| Tier 1 (core) risk-based capital | $61,091,000 | 1,033 |
| Tier 2 risk-based capital | $6,663,000 | 825 |
| Total risk weighted assets | $532,528,000 | 926 |
| Total unused commitments | $90,209,000 | 1,150 |
| Derivatives | $8,509,000 | 547 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $637,579,000 | 1,045 |
| Cash and due from depository institutions | $4,438,000 | 2,062 |
| Interest-bearing balances | $228,000 | 3,868 |
| Securities | $162,921,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $435,338,000 | 1,040 |
| Loan loss allowance | $6,885,000 | 765 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,144,000 | 870 |
| Other real estate owned | $1,142,000 | 2,062 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $20,596,000 | 897 |
| Life insurance assets | $11,481,000 | 522 |
| Total liabilities and capital | $637,579,000 | 1,045 |
| Total liabilities | $577,173,000 | 1,031 |
| Total deposits | $542,614,000 | 944 |
| Interest-bearing deposits | $522,126,000 | 852 |
| Deposits held in domestic offices | $542,614,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,380,000 | 879 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,443,000 | 2,171 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,736,000 | 1,032 |
| Total equity capital | $60,406,000 | 1,103 |
| Total bank equity capital | $60,406,000 | 1,103 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $39,000,000 | 781 |
| Undivided profits | $16,406,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,126,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,353,000 | 876 |
| Earning assets | $598,487,000 | 1,017 |
| Long-term assets (5+ years) | $132,682,000 | 841 |
| Average Assets, year-to-date | $637,797,500 | 1,027 |
| Average Assets, quarterly | $637,797,500 | 1,027 |
| Volatile liabilities | $157,376,000 | 889 |
| Insider loans | $16,192,000 | 385 |
| FHLB advances | $12,443,000 | 2,068 |
| Loans and leases held for sale | $8,277,000 | 289 |
| Unused loan commitments | $94,605,000 | 1,118 |
| Tier 1 (core) risk-based capital | $61,082,000 | 1,013 |
| Tier 2 risk-based capital | $6,738,000 | 798 |
| Total risk weighted assets | $532,315,000 | 904 |
| Total unused commitments | $94,605,000 | 1,118 |
| Derivatives | $6,000,000 | 588 |
| 2006-12-31 | Rank | |
| # of Employees: | 88 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $638,016,000 | 1,022 |
| Cash and due from depository institutions | $7,827,000 | 1,971 |
| Interest-bearing balances | $314,000 | 3,565 |
| Securities | $155,421,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $19,065,000 | 860 |
| Net loans & leases | $420,804,000 | 1,063 |
| Loan loss allowance | $7,030,000 | 732 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,009,000 | 860 |
| Other real estate owned | $1,528,000 | 1,971 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,362,000 | 923 |
| Life insurance assets | $11,374,000 | 515 |
| Total liabilities and capital | $638,016,000 | 1,022 |
| Total liabilities | $579,408,000 | 1,019 |
| Total deposits | $554,777,000 | 919 |
| Interest-bearing deposits | $530,175,000 | 813 |
| Deposits held in domestic offices | $554,777,000 | 916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,560,000 | 1,434 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,929,000 | 2,204 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,142,000 | 1,113 |
| Total equity capital | $58,608,000 | 1,115 |
| Total bank equity capital | $58,608,000 | 1,115 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $39,000,000 | 769 |
| Undivided profits | $14,608,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,529,000 | 308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,070,000 | 964 |
| Earning assets | $595,604,000 | 998 |
| Long-term assets (5+ years) | $123,436,000 | 885 |
| Average Assets, year-to-date | $615,428,600 | 1,013 |
| Average Assets, quarterly | $638,353,500 | 1,010 |
| Volatile liabilities | $149,137,000 | 1,047 |
| Insider loans | $15,474,000 | 402 |
| FHLB advances | $12,929,000 | 2,100 |
| Loans and leases held for sale | $3,339,000 | 514 |
| Unused loan commitments | $101,073,000 | 1,013 |
| Tier 1 (core) risk-based capital | $59,514,000 | 1,020 |
| Tier 2 risk-based capital | $6,609,000 | 803 |
| Total risk weighted assets | $523,341,000 | 897 |
| Total unused commitments | $101,073,000 | 1,013 |
| Derivatives | $3,819,000 | 644 |
| 2006-09-30 | Rank | |
| # of Employees: | 85 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $638,691,000 | 1,013 |
| Cash and due from depository institutions | $8,221,000 | 2,071 |
| Interest-bearing balances | $411,000 | 3,293 |
| Securities | $150,635,000 | 831 |
| Federal funds sold & reverse repurchase agreements | $16,255,000 | 857 |
| Net loans & leases | $430,192,000 | 1,030 |
| Loan loss allowance | $7,339,000 | 713 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,481,000 | 896 |
| Other real estate owned | $1,432,000 | 2,071 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $19,475,000 | 955 |
| Life insurance assets | $11,218,000 | 501 |
| Total liabilities and capital | $638,691,000 | 1,013 |
| Total liabilities | $581,813,000 | 1,012 |
| Total deposits | $545,650,000 | 924 |
| Interest-bearing deposits | $520,934,000 | 826 |
| Deposits held in domestic offices | $545,650,000 | 923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,719,000 | 861 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,665,000 | 2,224 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,779,000 | 1,166 |
| Total equity capital | $56,878,000 | 1,157 |
| Total bank equity capital | $56,878,000 | 1,157 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $35,000,000 | 831 |
| Undivided profits | $16,878,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,995,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,826,000 | 1,013 |
| Earning assets | $597,493,000 | 993 |
| Long-term assets (5+ years) | $121,564,000 | 899 |
| Average Assets, year-to-date | $609,781,750 | 1,030 |
| Average Assets, quarterly | $626,749,000 | 1,023 |
| Volatile liabilities | $156,629,000 | 1,016 |
| Insider loans | $15,494,000 | 400 |
| FHLB advances | $13,665,000 | 2,115 |
| Loans and leases held for sale | $4,301,000 | 423 |
| Unused loan commitments | $102,742,000 | 1,034 |
| Tier 1 (core) risk-based capital | $57,912,000 | 1,051 |
| Tier 2 risk-based capital | $6,644,000 | 796 |
| Total risk weighted assets | $530,829,000 | 878 |
| Total unused commitments | $102,742,000 | 1,035 |
| Derivatives | $3,706,000 | 660 |
| 2006-06-30 | Rank | |
| # of Employees: | 84 | 2,104 |
| Assets and Liabilities | ||
| Total Assets: | $614,807,000 | 1,044 |
| Cash and due from depository institutions | $7,208,000 | 2,104 |
| Interest-bearing balances | $291,000 | 3,686 |
| Securities | $146,473,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $428,475,000 | 1,023 |
| Loan loss allowance | $7,289,000 | 704 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,579,000 | 868 |
| Other real estate owned | $625,000 | 2,104 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $19,447,000 | 949 |
| Life insurance assets | $11,115,000 | 501 |
| Total liabilities and capital | $614,807,000 | 1,044 |
| Total liabilities | $562,032,000 | 1,032 |
| Total deposits | $527,859,000 | 936 |
| Interest-bearing deposits | $503,021,000 | 836 |
| Deposits held in domestic offices | $527,859,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,395,000 | 927 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,665,000 | 2,258 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,113,000 | 1,229 |
| Total equity capital | $52,775,000 | 1,186 |
| Total bank equity capital | $52,775,000 | 1,186 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $35,000,000 | 817 |
| Undivided profits | $12,775,000 | 2,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,709,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,711,000 | 944 |
| Earning assets | $575,239,000 | 1,016 |
| Long-term assets (5+ years) | $113,309,000 | 940 |
| Average Assets, year-to-date | $600,145,330 | 1,047 |
| Average Assets, quarterly | $611,348,500 | 1,041 |
| Volatile liabilities | $140,538,000 | 1,080 |
| Insider loans | $15,215,000 | 399 |
| FHLB advances | $13,665,000 | 2,142 |
| Loans and leases held for sale | $6,907,000 | 331 |
| Unused loan commitments | $95,120,000 | 1,090 |
| Tier 1 (core) risk-based capital | $55,838,000 | 1,060 |
| Tier 2 risk-based capital | $6,540,000 | 794 |
| Total risk weighted assets | $522,474,000 | 887 |
| Total unused commitments | $95,120,000 | 1,090 |
| Derivatives | $6,000,000 | 564 |
| 2006-03-31 | Rank | |
| # of Employees: | 82 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $607,890,000 | 1,038 |
| Cash and due from depository institutions | $8,579,000 | 2,128 |
| Interest-bearing balances | $202,000 | 4,154 |
| Securities | $125,030,000 | 991 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,336 |
| Net loans & leases | $431,667,000 | 984 |
| Loan loss allowance | $7,609,000 | 661 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,953,000 | 896 |
| Other real estate owned | $564,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $18,897,000 | 940 |
| Life insurance assets | $11,009,000 | 487 |
| Total liabilities and capital | $607,890,000 | 1,038 |
| Total liabilities | $555,469,000 | 1,021 |
| Total deposits | $526,074,000 | 925 |
| Interest-bearing deposits | $500,015,000 | 830 |
| Deposits held in domestic offices | $526,074,000 | 922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,283,000 | 1,073 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,665,000 | 2,148 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,447,000 | 1,144 |
| Total equity capital | $52,421,000 | 1,179 |
| Total bank equity capital | $52,421,000 | 1,179 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $35,000,000 | 795 |
| Undivided profits | $12,421,000 | 2,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,610,000 | 735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,354,000 | 987 |
| Earning assets | $568,099,000 | 1,016 |
| Long-term assets (5+ years) | $90,744,000 | 1,127 |
| Average Assets, year-to-date | $592,814,500 | 1,050 |
| Average Assets, quarterly | $592,814,500 | 1,050 |
| Volatile liabilities | $137,504,000 | 1,063 |
| Insider loans | $15,731,000 | 379 |
| FHLB advances | $13,665,000 | 2,054 |
| Loans and leases held for sale | $5,057,000 | 337 |
| Unused loan commitments | $100,316,000 | 1,024 |
| Tier 1 (core) risk-based capital | $54,243,000 | 1,075 |
| Tier 2 risk-based capital | $6,473,000 | 786 |
| Total risk weighted assets | $516,728,000 | 872 |
| Total unused commitments | $100,316,000 | 1,024 |
| Derivatives | $4,500,000 | 608 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $577,739,000 | 1,083 |
| Cash and due from depository institutions | $8,918,000 | 2,111 |
| Interest-bearing balances | $224,000 | 4,129 |
| Securities | $90,231,000 | 1,361 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,249 |
| Net loans & leases | $436,668,000 | 961 |
| Loan loss allowance | $7,436,000 | 660 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,009,000 | 861 |
| Other real estate owned | $579,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,334,000 | 962 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $577,739,000 | 1,083 |
| Total liabilities | $526,064,000 | 1,066 |
| Total deposits | $498,701,000 | 961 |
| Interest-bearing deposits | $467,584,000 | 877 |
| Deposits held in domestic offices | $498,701,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,652,000 | 1,186 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,129,000 | 2,186 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,582,000 | 1,352 |
| Total equity capital | $51,675,000 | 1,181 |
| Total bank equity capital | $51,675,000 | 1,181 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $35,000,000 | 774 |
| Undivided profits | $11,675,000 | 2,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,037,000 | 863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,866,000 | 1,160 |
| Earning assets | $538,123,000 | 1,056 |
| Long-term assets (5+ years) | $64,598,000 | 1,466 |
| Average Assets, year-to-date | $545,056,800 | 1,087 |
| Average Assets, quarterly | $568,297,500 | 1,089 |
| Volatile liabilities | $143,517,000 | 1,010 |
| Insider loans | $16,184,000 | 344 |
| FHLB advances | $14,129,000 | 2,062 |
| Loans and leases held for sale | $3,447,000 | 425 |
| Unused loan commitments | $94,253,000 | 1,058 |
| Tier 1 (core) risk-based capital | $52,658,000 | 1,090 |
| Tier 2 risk-based capital | $6,420,000 | 773 |
| Total risk weighted assets | $512,597,000 | 864 |
| Total unused commitments | $94,253,000 | 1,058 |
| Derivatives | $625,000 | 797 |
| 2005-09-30 | Rank | |
| # of Employees: | 79 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $558,856,000 | 1,093 |
| Cash and due from depository institutions | $7,097,000 | 2,189 |
| Interest-bearing balances | $51,000 | 5,657 |
| Securities | $63,543,000 | 1,893 |
| Federal funds sold & reverse repurchase agreements | $16,300,000 | 802 |
| Net loans & leases | $442,005,000 | 926 |
| Loan loss allowance | $7,571,000 | 648 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,741,000 | 873 |
| Other real estate owned | $783,000 | 2,189 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $17,387,000 | 990 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $558,856,000 | 1,093 |
| Total liabilities | $508,882,000 | 1,081 |
| Total deposits | $485,554,000 | 966 |
| Interest-bearing deposits | $456,304,000 | 868 |
| Deposits held in domestic offices | $485,554,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,176,000 | 1,765 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $14,830,000 | 2,148 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,322,000 | 1,108 |
| Total equity capital | $49,974,000 | 1,208 |
| Total bank equity capital | $49,974,000 | 1,208 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $35,000,000 | 751 |
| Undivided profits | $9,974,000 | 3,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,659,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,426,000 | 1,332 |
| Earning assets | $521,899,000 | 1,062 |
| Long-term assets (5+ years) | $46,765,000 | 1,857 |
| Average Assets, year-to-date | $536,886,250 | 1,089 |
| Average Assets, quarterly | $552,603,000 | 1,089 |
| Volatile liabilities | $135,595,000 | 1,016 |
| Insider loans | $20,092,000 | 253 |
| FHLB advances | $14,830,000 | 2,023 |
| Loans and leases held for sale | $3,140,000 | 537 |
| Unused loan commitments | $91,639,000 | 1,060 |
| Tier 1 (core) risk-based capital | $50,569,000 | 1,124 |
| Tier 2 risk-based capital | $6,228,000 | 786 |
| Total risk weighted assets | $496,860,000 | 872 |
| Total unused commitments | $91,639,000 | 1,062 |
| Derivatives | $488,000 | 812 |
| 2005-06-30 | Rank | |
| # of Employees: | 74 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $546,350,000 | 1,088 |
| Cash and due from depository institutions | $10,410,000 | 2,353 |
| Interest-bearing balances | $176,000 | 4,440 |
| Securities | $45,575,000 | 2,557 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 818 |
| Net loans & leases | $446,233,000 | 901 |
| Loan loss allowance | $7,811,000 | 614 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,493,000 | 873 |
| Other real estate owned | $139,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,900,000 | 933 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $546,350,000 | 1,088 |
| Total liabilities | $497,603,000 | 1,072 |
| Total deposits | $473,022,000 | 967 |
| Interest-bearing deposits | $440,636,000 | 863 |
| Deposits held in domestic offices | $473,022,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,255,000 | 1,471 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,830,000 | 2,127 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,496,000 | 1,260 |
| Total equity capital | $48,747,000 | 1,224 |
| Total bank equity capital | $48,747,000 | 1,224 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $31,000,000 | 822 |
| Undivided profits | $12,747,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,325,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,078,000 | 923 |
| Earning assets | $506,584,000 | 1,077 |
| Long-term assets (5+ years) | $51,316,000 | 1,746 |
| Average Assets, year-to-date | $529,563,000 | 1,086 |
| Average Assets, quarterly | $536,464,500 | 1,092 |
| Volatile liabilities | $136,799,000 | 970 |
| Insider loans | $17,630,000 | 270 |
| FHLB advances | $14,830,000 | 2,016 |
| Loans and leases held for sale | $1,816,000 | 750 |
| Unused loan commitments | $104,209,000 | 937 |
| Tier 1 (core) risk-based capital | $48,950,000 | 1,119 |
| Tier 2 risk-based capital | $6,341,000 | 762 |
| Total risk weighted assets | $505,843,000 | 846 |
| Total unused commitments | $104,209,000 | 938 |
| Derivatives | $154,000 | 829 |
| 2005-03-31 | Rank | |
| # of Employees: | 66 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $526,579,000 | 1,107 |
| Cash and due from depository institutions | $9,358,000 | 2,595 |
| Interest-bearing balances | $117,000 | 4,864 |
| Securities | $39,746,000 | 2,902 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,288 |
| Net loans & leases | $444,926,000 | 874 |
| Loan loss allowance | $7,670,000 | 619 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,876,000 | 1,025 |
| Other real estate owned | $182,000 | 2,595 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $17,391,000 | 943 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $526,579,000 | 1,107 |
| Total liabilities | $479,850,000 | 1,099 |
| Total deposits | $456,582,000 | 978 |
| Interest-bearing deposits | $427,465,000 | 878 |
| Deposits held in domestic offices | $456,582,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,936,000 | 1,587 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,830,000 | 2,050 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,502,000 | 1,249 |
| Total equity capital | $46,729,000 | 1,236 |
| Total bank equity capital | $46,729,000 | 1,236 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $31,000,000 | 799 |
| Undivided profits | $10,729,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,936,000 | 884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,628,000 | 1,052 |
| Earning assets | $489,889,000 | 1,097 |
| Long-term assets (5+ years) | $50,209,000 | 1,825 |
| Average Assets, year-to-date | $521,169,500 | 1,110 |
| Average Assets, quarterly | $521,169,500 | 1,110 |
| Volatile liabilities | $140,658,000 | 915 |
| Insider loans | $16,534,000 | 288 |
| FHLB advances | $14,830,000 | 1,942 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $100,083,000 | 947 |
| Tier 1 (core) risk-based capital | $47,488,000 | 1,136 |
| Tier 2 risk-based capital | $6,233,000 | 767 |
| Total risk weighted assets | $497,239,000 | 837 |
| Total unused commitments | $100,083,000 | 947 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 63 | 2,728 |
| Assets and Liabilities | ||
| Total Assets: | $515,760,000 | 1,119 |
| Cash and due from depository institutions | $6,719,000 | 2,728 |
| Interest-bearing balances | $82,000 | 5,410 |
| Securities | $42,489,000 | 2,750 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,652 |
| Net loans & leases | $436,171,000 | 886 |
| Loan loss allowance | $7,280,000 | 653 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,178,000 | 1,103 |
| Other real estate owned | $182,000 | 2,728 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,021,000 | 950 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $515,760,000 | 1,119 |
| Total liabilities | $469,835,000 | 1,110 |
| Total deposits | $441,300,000 | 998 |
| Interest-bearing deposits | $411,575,000 | 913 |
| Deposits held in domestic offices | $441,300,000 | 997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,870,000 | 1,795 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,274,000 | 1,601 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,391,000 | 1,657 |
| Total equity capital | $45,925,000 | 1,254 |
| Total bank equity capital | $45,925,000 | 1,254 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $27,000,000 | 900 |
| Undivided profits | $13,925,000 | 2,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,367,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,389,000 | 1,154 |
| Earning assets | $482,742,000 | 1,103 |
| Long-term assets (5+ years) | $50,073,000 | 1,863 |
| Average Assets, year-to-date | $474,566,600 | 1,157 |
| Average Assets, quarterly | $512,338,000 | 1,114 |
| Volatile liabilities | $143,934,000 | 882 |
| Insider loans | $16,592,000 | 297 |
| FHLB advances | $22,274,000 | 1,501 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $101,368,000 | 920 |
| Tier 1 (core) risk-based capital | $46,125,000 | 1,154 |
| Tier 2 risk-based capital | $6,115,000 | 782 |
| Total risk weighted assets | $488,020,000 | 844 |
| Total unused commitments | $101,368,000 | 920 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 61 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $508,916,000 | 1,121 |
| Cash and due from depository institutions | $15,393,000 | 2,805 |
| Interest-bearing balances | $180,000 | 4,595 |
| Securities | $57,015,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $414,848,000 | 911 |
| Loan loss allowance | $6,443,000 | 726 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,111,000 | 1,081 |
| Other real estate owned | $142,000 | 2,805 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,407,000 | 1,230 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $508,916,000 | 1,121 |
| Total liabilities | $464,501,000 | 1,101 |
| Total deposits | $409,303,000 | 1,057 |
| Interest-bearing deposits | $376,909,000 | 978 |
| Deposits held in domestic offices | $409,303,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,058,000 | 633 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,941,000 | 1,579 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,199,000 | 883 |
| Total equity capital | $44,415,000 | 1,283 |
| Total bank equity capital | $44,415,000 | 1,283 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $27,000,000 | 872 |
| Undivided profits | $12,415,000 | 2,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,560,000 | 1,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,943,000 | 1,528 |
| Earning assets | $472,043,000 | 1,111 |
| Long-term assets (5+ years) | $61,188,000 | 1,619 |
| Average Assets, year-to-date | $464,268,250 | 1,176 |
| Average Assets, quarterly | $488,070,000 | 1,155 |
| Volatile liabilities | $156,631,000 | 799 |
| Insider loans | $16,594,000 | 294 |
| FHLB advances | $22,941,000 | 1,471 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $94,345,000 | 970 |
| Tier 1 (core) risk-based capital | $44,455,000 | 1,186 |
| Tier 2 risk-based capital | $5,799,000 | 802 |
| Total risk weighted assets | $462,108,000 | 865 |
| Total unused commitments | $94,345,000 | 972 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $467,224,000 | 1,208 |
| Cash and due from depository institutions | $12,617,000 | 2,954 |
| Interest-bearing balances | $119,000 | 5,002 |
| Securities | $57,156,000 | 2,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $376,518,000 | 980 |
| Loan loss allowance | $6,417,000 | 730 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,741,000 | 1,109 |
| Other real estate owned | $143,000 | 2,954 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,049,000 | 1,263 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $467,224,000 | 1,208 |
| Total liabilities | $425,226,000 | 1,193 |
| Total deposits | $384,598,000 | 1,126 |
| Interest-bearing deposits | $353,569,000 | 1,034 |
| Deposits held in domestic offices | $384,598,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,811,000 | 1,010 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,941,000 | 1,552 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,876,000 | 880 |
| Total equity capital | $41,998,000 | 1,297 |
| Total bank equity capital | $41,998,000 | 1,297 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $25,500,000 | 887 |
| Undivided profits | $11,498,000 | 2,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,121,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,712,000 | 1,612 |
| Earning assets | $433,793,000 | 1,187 |
| Long-term assets (5+ years) | $70,094,000 | 1,488 |
| Average Assets, year-to-date | $449,385,670 | 1,217 |
| Average Assets, quarterly | $459,647,000 | 1,206 |
| Volatile liabilities | $137,594,000 | 850 |
| Insider loans | $15,149,000 | 318 |
| FHLB advances | $22,941,000 | 1,450 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $82,390,000 | 1,045 |
| Tier 1 (core) risk-based capital | $42,969,000 | 1,202 |
| Tier 2 risk-based capital | $5,286,000 | 864 |
| Total risk weighted assets | $421,715,000 | 928 |
| Total unused commitments | $82,390,000 | 1,045 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $452,070,000 | 1,222 |
| Cash and due from depository institutions | $18,213,000 | 3,077 |
| Interest-bearing balances | $3,961,000 | 1,557 |
| Securities | $44,526,000 | 2,703 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,467 |
| Net loans & leases | $357,141,000 | 1,008 |
| Loan loss allowance | $6,434,000 | 733 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,219,000 | 1,169 |
| Other real estate owned | $1,989,000 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,982,000 | 1,213 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $452,070,000 | 1,222 |
| Total liabilities | $410,292,000 | 1,208 |
| Total deposits | $374,705,000 | 1,147 |
| Interest-bearing deposits | $349,110,000 | 1,044 |
| Deposits held in domestic offices | $374,705,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,984,000 | 1,204 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,941,000 | 1,471 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,662,000 | 1,016 |
| Total equity capital | $41,778,000 | 1,333 |
| Total bank equity capital | $41,778,000 | 1,333 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $25,500,000 | 876 |
| Undivided profits | $11,278,000 | 2,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,784,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,626,000 | 1,713 |
| Earning assets | $415,628,000 | 1,225 |
| Long-term assets (5+ years) | $56,024,000 | 1,744 |
| Average Assets, year-to-date | $440,466,500 | 1,243 |
| Average Assets, quarterly | $440,466,500 | 1,243 |
| Volatile liabilities | $136,404,000 | 824 |
| Insider loans | $16,167,000 | 278 |
| FHLB advances | $22,941,000 | 1,370 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $85,982,000 | 984 |
| Tier 1 (core) risk-based capital | $41,647,000 | 1,230 |
| Tier 2 risk-based capital | $5,121,000 | 879 |
| Total risk weighted assets | $403,854,000 | 953 |
| Total unused commitments | $85,982,000 | 985 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $428,863,000 | 1,299 |
| Cash and due from depository institutions | $12,990,000 | 3,096 |
| Interest-bearing balances | $396,000 | 3,919 |
| Securities | $50,105,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $346,347,000 | 1,040 |
| Loan loss allowance | $6,449,000 | 725 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,741,000 | 1,228 |
| Other real estate owned | $219,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,461,000 | 1,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,863,000 | 1,299 |
| Total liabilities | $386,499,000 | 1,294 |
| Total deposits | $346,669,000 | 1,258 |
| Interest-bearing deposits | $321,338,000 | 1,153 |
| Deposits held in domestic offices | $346,669,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,331,000 | 908 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,365,000 | 1,467 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,134,000 | 1,780 |
| Total equity capital | $42,364,000 | 1,278 |
| Total bank equity capital | $42,364,000 | 1,278 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $25,500,000 | 865 |
| Undivided profits | $11,864,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,547,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,744,000 | 1,643 |
| Earning assets | $396,848,000 | 1,274 |
| Long-term assets (5+ years) | $55,156,000 | 1,778 |
| Average Assets, year-to-date | $406,935,400 | 1,331 |
| Average Assets, quarterly | $428,949,000 | 1,282 |
| Volatile liabilities | $125,409,000 | 890 |
| Insider loans | $17,465,000 | 252 |
| FHLB advances | $23,365,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $82,515,000 | 988 |
| Tier 1 (core) risk-based capital | $42,681,000 | 1,177 |
| Tier 2 risk-based capital | $4,897,000 | 916 |
| Total risk weighted assets | $388,803,000 | 975 |
| Total unused commitments | $82,515,000 | 989 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $429,035,000 | 1,295 |
| Cash and due from depository institutions | $16,071,000 | 3,166 |
| Interest-bearing balances | $814,000 | 3,286 |
| Securities | $59,135,000 | 2,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $334,413,000 | 1,061 |
| Loan loss allowance | $6,205,000 | 771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,791,000 | 1,211 |
| Other real estate owned | $378,000 | 3,166 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $11,247,000 | 1,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,035,000 | 1,295 |
| Total liabilities | $387,896,000 | 1,297 |
| Total deposits | $357,273,000 | 1,224 |
| Interest-bearing deposits | $329,114,000 | 1,136 |
| Deposits held in domestic offices | $357,273,000 | 1,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,189,000 | 1,655 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,405 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,434,000 | 1,661 |
| Total equity capital | $41,139,000 | 1,331 |
| Total bank equity capital | $41,139,000 | 1,331 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $25,500,000 | 867 |
| Undivided profits | $10,639,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,434,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,844,000 | 1,635 |
| Earning assets | $394,362,000 | 1,287 |
| Long-term assets (5+ years) | $63,812,000 | 1,586 |
| Average Assets, year-to-date | $401,453,500 | 1,370 |
| Average Assets, quarterly | $430,368,000 | 1,290 |
| Volatile liabilities | $121,138,000 | 905 |
| Insider loans | $16,491,000 | 265 |
| FHLB advances | $24,000,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $74,351,000 | 1,094 |
| Tier 1 (core) risk-based capital | $41,542,000 | 1,221 |
| Tier 2 risk-based capital | $4,864,000 | 920 |
| Total risk weighted assets | $385,603,000 | 981 |
| Total unused commitments | $74,351,000 | 1,095 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $431,701,000 | 1,279 |
| Cash and due from depository institutions | $15,563,000 | 3,162 |
| Interest-bearing balances | $2,390,000 | 2,297 |
| Securities | $40,890,000 | 2,821 |
| Federal funds sold & reverse repurchase agreements | $39,000,000 | 399 |
| Net loans & leases | $322,740,000 | 1,091 |
| Loan loss allowance | $6,118,000 | 770 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,947,000 | 1,168 |
| Other real estate owned | $585,000 | 3,162 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,976,000 | 2,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,701,000 | 1,279 |
| Total liabilities | $399,650,000 | 1,248 |
| Total deposits | $368,092,000 | 1,162 |
| Interest-bearing deposits | $339,250,000 | 1,086 |
| Deposits held in domestic offices | $368,092,000 | 1,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,356,000 | 1,432 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,000,000 | 1,395 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,202,000 | 1,868 |
| Total equity capital | $32,051,000 | 1,708 |
| Total bank equity capital | $32,051,000 | 1,708 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $19,500,000 | 1,053 |
| Undivided profits | $7,551,000 | 3,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,989,000 | 821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,766,000 | 1,613 |
| Earning assets | $405,020,000 | 1,240 |
| Long-term assets (5+ years) | $39,512,000 | 2,135 |
| Average Assets, year-to-date | $392,259,670 | 1,388 |
| Average Assets, quarterly | $411,278,000 | 1,332 |
| Volatile liabilities | $125,827,000 | 876 |
| Insider loans | $14,106,000 | 321 |
| FHLB advances | $24,000,000 | 1,284 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $64,664,000 | 1,172 |
| Tier 1 (core) risk-based capital | $32,129,000 | 1,566 |
| Tier 2 risk-based capital | $4,674,000 | 921 |
| Total risk weighted assets | $365,423,000 | 1,019 |
| Total unused commitments | $64,664,000 | 1,182 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $390,855,000 | 1,394 |
| Cash and due from depository institutions | $8,744,000 | 3,142 |
| Interest-bearing balances | $49,000 | 5,884 |
| Securities | $47,252,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,371 |
| Net loans & leases | $309,100,000 | 1,113 |
| Loan loss allowance | $5,764,000 | 808 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,074,000 | 1,127 |
| Other real estate owned | $460,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,025,000 | 2,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,855,000 | 1,394 |
| Total liabilities | $361,127,000 | 1,357 |
| Total deposits | $326,004,000 | 1,319 |
| Interest-bearing deposits | $307,071,000 | 1,214 |
| Deposits held in domestic offices | $326,004,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,269,000 | 1,041 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,000,000 | 1,346 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,854,000 | 2,167 |
| Total equity capital | $29,728,000 | 1,797 |
| Total bank equity capital | $29,728,000 | 1,797 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $18,500,000 | 1,084 |
| Undivided profits | $6,228,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,893,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,762,000 | 1,675 |
| Earning assets | $368,601,000 | 1,358 |
| Long-term assets (5+ years) | $33,464,000 | 2,378 |
| Average Assets, year-to-date | $372,539,000 | 1,455 |
| Average Assets, quarterly | $372,539,000 | 1,455 |
| Volatile liabilities | $126,640,000 | 849 |
| Insider loans | $13,500,000 | 335 |
| FHLB advances | $24,000,000 | 1,244 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $69,382,000 | 1,096 |
| Tier 1 (core) risk-based capital | $30,446,000 | 1,624 |
| Tier 2 risk-based capital | $4,410,000 | 956 |
| Total risk weighted assets | $346,471,000 | 1,048 |
| Total unused commitments | $69,382,000 | 1,105 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $354,223,000 | 1,515 |
| Cash and due from depository institutions | $8,628,000 | 3,068 |
| Interest-bearing balances | $30,000 | 6,127 |
| Securities | $51,540,000 | 2,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $282,059,000 | 1,218 |
| Loan loss allowance | $5,317,000 | 841 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,757,000 | 1,164 |
| Other real estate owned | $0 | 3,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,239,000 | 2,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,223,000 | 1,515 |
| Total liabilities | $325,533,000 | 1,492 |
| Total deposits | $306,785,000 | 1,380 |
| Interest-bearing deposits | $287,880,000 | 1,275 |
| Deposits held in domestic offices | $306,785,000 | 1,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,209,000 | 1,081 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,000,000 | 2,574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,539,000 | 2,485 |
| Total equity capital | $28,690,000 | 1,829 |
| Total bank equity capital | $28,690,000 | 1,829 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $18,000,000 | 1,087 |
| Undivided profits | $5,690,000 | 4,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,060,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,613,000 | 1,927 |
| Earning assets | $333,629,000 | 1,472 |
| Long-term assets (5+ years) | $38,346,000 | 2,100 |
| Average Assets, year-to-date | $330,454,200 | 1,544 |
| Average Assets, quarterly | $347,617,500 | 1,524 |
| Volatile liabilities | $113,433,000 | 911 |
| Insider loans | $7,677,000 | 643 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $71,804,000 | 1,026 |
| Tier 1 (core) risk-based capital | $28,991,000 | 1,671 |
| Tier 2 risk-based capital | $4,033,000 | 1,016 |
| Total risk weighted assets | $319,086,000 | 1,122 |
| Total unused commitments | $71,804,000 | 1,026 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $300,795,000 | 1,696 |
| Cash and due from depository institutions | $6,381,000 | 3,815 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $38,988,000 | 2,715 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,128 |
| Net loans & leases | $234,907,000 | 1,414 |
| Loan loss allowance | $4,108,000 | 1,015 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,566,000 | 2,538 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,953,000 | 2,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,795,000 | 1,696 |
| Total liabilities | $275,033,000 | 1,669 |
| Total deposits | $251,950,000 | 1,611 |
| Interest-bearing deposits | $236,227,000 | 1,482 |
| Deposits held in domestic offices | $251,950,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,233,000 | 725 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,850,000 | 2,126 |
| Total equity capital | $25,762,000 | 1,909 |
| Total bank equity capital | $25,762,000 | 1,909 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $18,000,000 | 1,035 |
| Undivided profits | $2,762,000 | 5,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,141,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,496,000 | 2,263 |
| Earning assets | $286,895,000 | 1,623 |
| Long-term assets (5+ years) | $31,380,000 | 2,418 |
| Average Assets, year-to-date | $265,940,600 | 1,822 |
| Average Assets, quarterly | $296,181,500 | 1,686 |
| Volatile liabilities | $108,498,000 | 930 |
| Insider loans | $6,718,000 | 695 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $53,715,000 | 1,198 |
| Tier 1 (core) risk-based capital | $25,743,000 | 1,785 |
| Tier 2 risk-based capital | $3,332,000 | 1,167 |
| Total risk weighted assets | $263,607,000 | 1,303 |
| Total unused commitments | $53,715,000 | 1,203 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $220,337,000 | 2,209 |
| Cash and due from depository institutions | $3,322,000 | 4,548 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $35,122,000 | 3,032 |
| Federal funds sold & reverse repurchase agreements | $27,086,000 | 446 |
| Net loans & leases | $148,675,000 | 2,137 |
| Loan loss allowance | $2,700,000 | 1,433 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,722,000 | 2,357 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,410,000 | 3,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,337,000 | 2,209 |
| Total liabilities | $197,495,000 | 2,210 |
| Total deposits | $192,127,000 | 2,045 |
| Interest-bearing deposits | $180,271,000 | 1,867 |
| Deposits held in domestic offices | $192,127,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,301,000 | 1,888 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,067,000 | 2,011 |
| Total equity capital | $22,842,000 | 2,048 |
| Total bank equity capital | $22,842,000 | 2,048 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $17,000,000 | 1,046 |
| Undivided profits | $842,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,715,000 | 1,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $902,000 | 3,049 |
| Earning assets | $210,883,000 | 2,128 |
| Long-term assets (5+ years) | $32,640,000 | 2,252 |
| Average Assets, year-to-date | $183,543,000 | 2,517 |
| Average Assets, quarterly | $216,281,500 | 2,216 |
| Volatile liabilities | $62,646,000 | 1,439 |
| Insider loans | $8,660,000 | 505 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $40,972,000 | 1,355 |
| Tier 1 (core) risk-based capital | $22,741,000 | 1,962 |
| Tier 2 risk-based capital | $2,167,020 | 1,665 |
| Total risk weighted assets | $172,828,320 | 1,867 |
| Total unused commitments | $40,972,000 | 1,356 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $141,894,000 | 3,255 |
| Cash and due from depository institutions | $1,433,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $29,042,000 | 3,683 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 615 |
| Net loans & leases | $90,819,000 | 3,190 |
| Loan loss allowance | $1,700,000 | 2,142 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,824,000 | 3,009 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,276,000 | 5,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,894,000 | 3,255 |
| Total liabilities | $127,403,000 | 3,275 |
| Total deposits | $123,392,000 | 3,079 |
| Interest-bearing deposits | $112,878,000 | 2,902 |
| Deposits held in domestic offices | $123,392,000 | 3,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,940,000 | 2,154 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,071,000 | 3,095 |
| Total equity capital | $14,491,000 | 3,047 |
| Total bank equity capital | $14,491,000 | 3,047 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $10,980,000 | 1,508 |
| Undivided profits | $-1,489,000 | 9,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $468,000 | 4,812 |
| Earning assets | $136,361,000 | 3,109 |
| Long-term assets (5+ years) | $28,483,000 | 2,644 |
| Average Assets, year-to-date | $84,909,800 | 4,872 |
| Average Assets, quarterly | $127,777,000 | 3,543 |
| Volatile liabilities | $36,971,000 | 2,141 |
| Insider loans | $5,251,000 | 886 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $22,888,000 | 2,136 |
| Tier 1 (core) risk-based capital | $14,982,000 | 2,922 |
| Tier 2 risk-based capital | $1,319,550 | 2,445 |
| Total risk weighted assets | $105,183,650 | 2,854 |
| Total unused commitments | $22,888,000 | 2,140 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $31,668,000 | 8,495 |
| Cash and due from depository institutions | $1,159,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,487,000 | 8,206 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,757 |
| Net loans & leases | $11,505,000 | 9,244 |
| Loan loss allowance | $200,000 | 8,547 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,446,000 | 3,285 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $271,000 | 9,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,668,000 | 8,495 |
| Total liabilities | $21,648,000 | 9,104 |
| Total deposits | $21,536,000 | 9,000 |
| Interest-bearing deposits | $19,430,000 | 8,849 |
| Deposits held in domestic offices | $21,536,000 | 8,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $112,000 | 9,609 |
| Total equity capital | $10,020,000 | 4,329 |
| Total bank equity capital | $10,020,000 | 4,329 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $5,500,000 | 2,600 |
| Undivided profits | $-480,000 | 10,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $64,000 | 9,792 |
| Earning assets | $27,792,000 | 8,589 |
| Long-term assets (5+ years) | $12,214,000 | 4,259 |
| Average Assets, year-to-date | $31,668,000 | 8,317 |
| Average Assets, quarterly | $31,668,000 | 8,429 |
| Volatile liabilities | $9,010,000 | 5,297 |
| Insider loans | $2,367,000 | 1,816 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,085,000 | 7,380 |
| Tier 1 (core) risk-based capital | $9,994,000 | 4,174 |
| Tier 2 risk-based capital | $191,740 | 8,355 |
| Total risk weighted assets | $15,330,740 | 8,927 |
| Total unused commitments | $2,085,000 | 7,392 |
| Derivatives | $0 | 527 |