Home > Walthall Citizens Bank > Income and Expense
Walthall Citizens Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 5,008 |
| Total interest expense | $3,261,000 | 4,419 |
| Net interest income | $2,722,000 | 5,523 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $576,000 | 4,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 2,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $2,379,000 | 4,935 |
| Salaries and employee benefits | $1,135,000 | 5,279 |
| Premises and equipment expense | $410,000 | 4,344 |
| Additional noninterest expense | $834,000 | 4,545 |
| Pre-tax net operating income | $919,000 | 5,676 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $275,000 | 5,413 |
| Income before extraordinary items | $674,000 | 5,715 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $674,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,213 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $652,700 | 5,697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 4,540 |
| Total interest expense | $3,440,000 | 4,199 |
| Net interest income | $3,479,000 | 4,754 |
| Provision for loan and lease losses | $2,268,000 | 528 |
| Total noninterest income | $1,020,000 | 2,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,355 |
| Total noninterest expense | $2,547,000 | 4,721 |
| Salaries and employee benefits | $1,344,000 | 4,655 |
| Premises and equipment expense | $410,000 | 4,364 |
| Additional noninterest expense | $793,000 | 4,761 |
| Pre-tax net operating income | $-316,000 | 10,644 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-120,000 | 10,724 |
| Income before extraordinary items | $-196,000 | 10,606 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-196,000 | 10,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,743 |
| Cash dividends | $241,000 | 5,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-196,000 | 10,577 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 5,012 |
| Total interest expense | $2,701,000 | 5,222 |
| Net interest income | $3,585,000 | 4,727 |
| Provision for loan and lease losses | $534,000 | 1,655 |
| Total noninterest income | $599,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,905 |
| Total noninterest expense | $2,291,000 | 5,358 |
| Salaries and employee benefits | $1,254,000 | 5,004 |
| Premises and equipment expense | $287,000 | 5,753 |
| Additional noninterest expense | $750,000 | 5,458 |
| Pre-tax net operating income | $1,359,000 | 4,685 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $484,000 | 4,251 |
| Income before extraordinary items | $875,000 | 4,964 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $875,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,142 |
| Cash dividends | $333,000 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $875,000 | 4,920 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 6,061 |
| Total interest expense | $2,025,000 | 6,407 |
| Net interest income | $2,894,000 | 5,657 |
| Provision for loan and lease losses | $198,000 | 3,052 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,038 |
| Total noninterest expense | $1,808,000 | 6,436 |
| Salaries and employee benefits | $924,000 | 6,439 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $668,000 | 6,075 |
| Pre-tax net operating income | $1,359,000 | 4,804 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $515,000 | 4,109 |
| Income before extraordinary items | $845,000 | 5,238 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $845,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $197,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $844,360 | 5,225 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 7,613 |
| Total interest expense | $1,198,000 | 7,908 |
| Net interest income | $2,104,000 | 7,316 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $263,000 | 7,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,293,000 | 8,272 |
| Salaries and employee benefits | $622,000 | 8,471 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $958,000 | 6,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $623,000 | 6,376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $623,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $283,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $623,000 | 6,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 8,848 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,662,000 | 8,604 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $1,111,000 | 9,289 |
| Salaries and employee benefits | $491,000 | 9,757 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $490,000 | 8,325 |
| Pre-tax net operating income | $743,000 | 7,128 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $508,000 | 7,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $508,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $269,000 | 4,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,840 | 7,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 9,253 |
| Total interest expense | $1,290,000 | 9,279 |
| Net interest income | $1,553,000 | 9,107 |
| Provision for loan and lease losses | $295,000 | 4,193 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $995,000 | 10,005 |
| Salaries and employee benefits | $447,000 | 10,340 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $540,000 | 8,136 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $368,000 | 8,525 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $368,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,167 |
| Cash dividends | $263,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $359,290 | 8,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.