Home > Walthall Citizens Bank > Assets and Liabilities
Walthall Citizens Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $71,196,000 | 5,652 |
| Cash and due from depository institutions | $2,372,000 | 4,361 |
| Interest-bearing balances | $146,000 | 4,551 |
| Securities | $18,733,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $3,866,000 | 4,137 |
| Net loans & leases | $42,003,000 | 5,528 |
| Loan loss allowance | $2,232,000 | 1,601 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,736,000 | 4,334 |
| Other real estate owned | $763,000 | 4,361 |
| Goodwill and other intangibles | $131,000 | 2,562 |
| All other assets | $1,592,000 | 4,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,196,000 | 5,652 |
| Total liabilities | $65,574,000 | 5,537 |
| Total deposits | $64,977,000 | 5,337 |
| Interest-bearing deposits | $57,883,000 | 5,166 |
| Deposits held in domestic offices | $64,977,000 | 5,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $597,000 | 5,136 |
| Total equity capital | $5,622,000 | 6,635 |
| Total bank equity capital | $5,622,000 | 6,635 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $385,000 | 5,496 |
| Surplus | $3,422,000 | 3,871 |
| Undivided profits | $1,815,000 | 7,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,679,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $43,000 | 10,004 |
| Earning assets | $64,748,000 | 5,670 |
| Long-term assets (5+ years) | $13,330,000 | 4,041 |
| Average Assets, year-to-date | $74,363,200 | 5,258 |
| Average Assets, quarterly | $70,722,500 | 5,588 |
| Volatile liabilities | $12,215,000 | 4,391 |
| Insider loans | $1,153,000 | 3,226 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,362,000 | 6,306 |
| Tier 1 (core) risk-based capital | $5,496,000 | 6,549 |
| Tier 2 risk-based capital | $584,280 | 4,683 |
| Total risk weighted assets | $45,094,680 | 5,459 |
| Total unused commitments | $3,362,000 | 6,312 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $76,815,000 | 5,336 |
| Cash and due from depository institutions | $3,704,000 | 5,530 |
| Interest-bearing balances | $1,122,000 | 2,327 |
| Securities | $10,437,000 | 7,274 |
| Federal funds sold & reverse repurchase agreements | $6,665,000 | 2,081 |
| Net loans & leases | $51,827,000 | 4,832 |
| Loan loss allowance | $2,754,000 | 1,346 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,026,000 | 3,809 |
| Other real estate owned | $126,000 | 5,530 |
| Goodwill and other intangibles | $141,000 | 2,450 |
| All other assets | $1,889,000 | 3,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,815,000 | 5,336 |
| Total liabilities | $71,850,000 | 5,177 |
| Total deposits | $71,268,000 | 4,974 |
| Interest-bearing deposits | $64,539,000 | 4,773 |
| Deposits held in domestic offices | $71,268,000 | 4,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $582,000 | 5,311 |
| Total equity capital | $4,965,000 | 7,198 |
| Total bank equity capital | $4,965,000 | 7,198 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $385,000 | 5,734 |
| Surplus | $3,422,000 | 3,800 |
| Undivided profits | $1,158,000 | 8,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,568,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $713,000 | 3,289 |
| Earning assets | $70,051,000 | 5,378 |
| Long-term assets (5+ years) | $5,425,000 | 5,789 |
| Average Assets, year-to-date | $76,305,200 | 5,177 |
| Average Assets, quarterly | $77,321,000 | 5,250 |
| Volatile liabilities | $13,313,000 | 4,110 |
| Insider loans | $678,000 | 4,595 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,824,000 | 5,884 |
| Tier 1 (core) risk-based capital | $4,812,000 | 7,180 |
| Tier 2 risk-based capital | $681,950 | 4,076 |
| Total risk weighted assets | $52,483,550 | 4,852 |
| Total unused commitments | $3,824,000 | 5,893 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $73,172,000 | 5,678 |
| Cash and due from depository institutions | $3,931,000 | 3,657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,479,000 | 8,450 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,705 |
| Net loans & leases | $55,248,000 | 4,665 |
| Loan loss allowance | $978,000 | 3,581 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,003,000 | 3,770 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $205,000 | 2,124 |
| All other assets | $1,156,000 | 5,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,172,000 | 5,678 |
| Total liabilities | $67,800,000 | 5,553 |
| Total deposits | $65,079,000 | 5,490 |
| Interest-bearing deposits | $57,535,000 | 5,386 |
| Deposits held in domestic offices | $65,079,000 | 5,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,250,000 | 2,572 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $471,000 | 6,184 |
| Total equity capital | $5,372,000 | 6,922 |
| Total bank equity capital | $5,372,000 | 6,922 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $385,000 | 6,081 |
| Surplus | $3,422,000 | 3,885 |
| Undivided profits | $1,565,000 | 7,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $718,000 | 3,194 |
| Earning assets | $65,877,000 | 5,762 |
| Long-term assets (5+ years) | $56,000 | 9,873 |
| Average Assets, year-to-date | $64,554,400 | 6,054 |
| Average Assets, quarterly | $69,769,500 | 5,842 |
| Volatile liabilities | $14,126,000 | 3,781 |
| Insider loans | $2,156,000 | 1,971 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,437,000 | 5,417 |
| Tier 1 (core) risk-based capital | $5,185,000 | 6,986 |
| Tier 2 risk-based capital | $689,380 | 4,116 |
| Total risk weighted assets | $54,861,480 | 4,737 |
| Total unused commitments | $4,437,000 | 5,427 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $60,065,000 | 6,640 |
| Cash and due from depository institutions | $3,125,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,538,000 | 8,438 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 7,013 |
| Net loans & leases | $43,985,000 | 5,441 |
| Loan loss allowance | $732,000 | 4,565 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,135,000 | 5,617 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $153,000 | 2,161 |
| All other assets | $979,000 | 6,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,065,000 | 6,640 |
| Total liabilities | $55,745,000 | 6,472 |
| Total deposits | $54,099,000 | 6,407 |
| Interest-bearing deposits | $47,356,000 | 6,313 |
| Deposits held in domestic offices | $54,099,000 | 6,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $646,000 | 5,163 |
| Total equity capital | $4,320,000 | 8,013 |
| Total bank equity capital | $4,320,000 | 8,013 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $385,000 | 6,414 |
| Surplus | $2,922,000 | 4,320 |
| Undivided profits | $1,013,000 | 9,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $566,000 | 4,219 |
| Earning assets | $54,673,000 | 6,670 |
| Long-term assets (5+ years) | $2,005,000 | 7,898 |
| Average Assets, year-to-date | $51,122,800 | 7,136 |
| Average Assets, quarterly | $56,735,000 | 6,836 |
| Volatile liabilities | $10,297,000 | 4,483 |
| Insider loans | $1,482,000 | 2,801 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,198,000 | 7,166 |
| Tier 1 (core) risk-based capital | $4,195,000 | 8,010 |
| Tier 2 risk-based capital | $542,620 | 4,949 |
| Total risk weighted assets | $43,220,220 | 5,630 |
| Total unused commitments | $2,198,000 | 7,182 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $43,510,000 | 8,139 |
| Cash and due from depository institutions | $2,637,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,321,000 | 9,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $31,081,000 | 6,883 |
| Loan loss allowance | $626,000 | 5,233 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $652,000 | 7,633 |
| Other real estate owned | $16,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $803,000 | 7,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,510,000 | 8,139 |
| Total liabilities | $40,576,000 | 7,977 |
| Total deposits | $40,137,000 | 7,809 |
| Interest-bearing deposits | $34,016,000 | 7,846 |
| Deposits held in domestic offices | $40,137,000 | 7,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $2,934,000 | 9,571 |
| Total bank equity capital | $2,934,000 | 9,571 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $385,000 | 6,780 |
| Surplus | $1,672,000 | 6,235 |
| Undivided profits | $877,000 | 9,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 6,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $299,000 | 6,580 |
| Earning assets | $39,402,000 | 8,172 |
| Long-term assets (5+ years) | $7,659,000 | 4,832 |
| Average Assets, year-to-date | $40,249,600 | 8,419 |
| Average Assets, quarterly | $42,927,000 | 8,183 |
| Volatile liabilities | $9,588,000 | 4,483 |
| Insider loans | $728,000 | 4,558 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,348,000 | 8,485 |
| Tier 1 (core) risk-based capital | $3,200,000 | 9,306 |
| Tier 2 risk-based capital | $385,310 | 6,405 |
| Total risk weighted assets | $30,583,710 | 7,155 |
| Total unused commitments | $1,348,000 | 8,497 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $35,523,000 | 9,418 |
| Cash and due from depository institutions | $1,761,000 | 8,423 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $7,108,000 | 10,271 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 7,190 |
| Net loans & leases | $24,133,000 | 7,996 |
| Loan loss allowance | $558,000 | 5,893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $582,000 | 8,218 |
| Other real estate owned | $190,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $499,000 | 9,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,523,000 | 9,418 |
| Total liabilities | $32,663,000 | 9,311 |
| Total deposits | $32,404,000 | 9,180 |
| Interest-bearing deposits | $28,155,000 | 9,108 |
| Deposits held in domestic offices | $32,404,000 | 9,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $259,000 | 8,194 |
| Total equity capital | $2,860,000 | 10,003 |
| Total bank equity capital | $2,860,000 | 10,003 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $385,000 | 7,115 |
| Surplus | $1,672,000 | 6,248 |
| Undivided profits | $803,000 | 10,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $243,000 | 7,125 |
| Earning assets | $32,591,000 | 9,373 |
| Long-term assets (5+ years) | $5,900,000 | 5,933 |
| Average Assets, year-to-date | $35,796,600 | 9,213 |
| Average Assets, quarterly | $35,815,500 | 9,326 |
| Volatile liabilities | $5,255,000 | 6,349 |
| Insider loans | $705,000 | 4,707 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $835,000 | 9,630 |
| Tier 1 (core) risk-based capital | $2,860,000 | 9,953 |
| Tier 2 risk-based capital | $288,580 | 7,774 |
| Total risk weighted assets | $22,817,180 | 8,566 |
| Total unused commitments | $835,000 | 9,654 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $34,106,000 | 9,819 |
| Cash and due from depository institutions | $1,991,000 | 9,137 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $8,742,000 | 9,692 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 10,364 |
| Net loans & leases | $21,710,000 | 8,527 |
| Loan loss allowance | $438,000 | 7,077 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $610,000 | 8,187 |
| Other real estate owned | $155,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $498,000 | 9,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,106,000 | 9,819 |
| Total liabilities | $31,485,000 | 9,716 |
| Total deposits | $31,315,000 | 9,595 |
| Interest-bearing deposits | $27,799,000 | 9,415 |
| Deposits held in domestic offices | $31,315,000 | 9,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $170,000 | 10,713 |
| Total equity capital | $2,621,000 | 10,371 |
| Total bank equity capital | $2,621,000 | 10,371 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $385,000 | 7,487 |
| Surplus | $1,580,000 | 6,408 |
| Undivided profits | $656,000 | 10,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 6,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $250,000 | 7,530 |
| Earning assets | $30,952,000 | 9,794 |
| Long-term assets (5+ years) | $5,219,000 | 6,363 |
| Average Assets, year-to-date | $34,351,600 | 9,633 |
| Average Assets, quarterly | $34,887,500 | 9,638 |
| Volatile liabilities | $5,199,000 | 6,413 |
| Insider loans | $1,021,000 | 820 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,621,000 | 10,318 |
| Tier 2 risk-based capital | $266,550 | 8,140 |
| Total risk weighted assets | $21,152,250 | 9,047 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |