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Wallis Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$91,612,000584
Total interest expense$21,990,000735
Net interest income$69,622,000517
Provision for loan and lease losses$785,000973
Total noninterest income$13,193,000620
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,292,000306
Trading account gains and feesNANA
Additional Noninterest Income$8,901,000581
Total noninterest expense$36,174,000757
Salaries and employee benefits$23,791,000640
Premises and equipment expense$4,155,000650
Additional noninterest expense$8,901,000581
Pre-tax net operating income$45,856,000372
Securities gains (losses)$-16,0003,444
Applicable income taxes$03,369
Income before extraordinary items$45,840,000306
Extraordinary gains, net$054
Net income$45,840,000310
Minority interest net income$088
Net income of bank and minority interests.$45,840,000308
Net charge-offs$-65,0004,242
Cash dividends$37,300,000215
Sale, conversion, retirement of capital stock, net$0540
Net operating income$45,856,000317
2023-09-30 (YTD Data)Rank
Total interest income$67,262,000582
Total interest expense$14,662,000753
Net interest income$52,600,000520
Provision for loan and lease losses$1,050,000632
Total noninterest income$10,291,000606
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,157,000307
Trading account gains and feesNANA
Additional Noninterest Income$7,134,000569
Total noninterest expense$26,800,000769
Salaries and employee benefits$17,587,000654
Premises and equipment expense$3,185,000641
Additional noninterest expense$7,134,000569
Pre-tax net operating income$35,041,000379
Securities gains (losses)$-27,0003,689
Applicable income taxes$03,407
Income before extraordinary items$35,014,000314
Extraordinary gains, net$052
Net income$35,014,000318
Minority interest net income$081
Net income of bank and minority interests.$35,014,000315
Net charge-offs$-86,0004,335
Cash dividends$28,000,000208
Sale, conversion, retirement of capital stock, net$0507
Net operating income$35,041,000321
2023-06-30 (YTD Data)Rank
Total interest income$43,525,000571
Total interest expense$8,883,000741
Net interest income$34,642,000520
Provision for loan and lease losses$1,050,000498
Total noninterest income$6,456,000620
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,062,000304
Trading account gains and feesNANA
Additional Noninterest Income$4,394,000580
Total noninterest expense$17,304,000768
Salaries and employee benefits$11,286,000666
Premises and equipment expense$2,212,000612
Additional noninterest expense$4,394,000580
Pre-tax net operating income$22,744,000394
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$22,744,000320
Extraordinary gains, net$051
Net income$22,744,000326
Minority interest net income$081
Net income of bank and minority interests.$22,744,000321
Net charge-offs$149,000783
Cash dividends$18,500,000201
Sale, conversion, retirement of capital stock, net$0486
Net operating income$22,744,000326
2023-03-31 (YTD Data)Rank
Total interest income$20,842,000584
Total interest expense$3,751,000762
Net interest income$17,091,000537
Provision for loan and lease losses$1,050,000340
Total noninterest income$3,247,000610
Gross Fiduciary activities income$0913
Service charges on deposit accounts$983,000332
Trading account gains and feesNANA
Additional Noninterest Income$2,264,000560
Total noninterest expense$8,863,000768
Salaries and employee benefits$5,848,000665
Premises and equipment expense$1,093,000643
Additional noninterest expense$2,264,000560
Pre-tax net operating income$10,425,000427
Securities gains (losses)$14,000508
Applicable income taxes$03,388
Income before extraordinary items$10,439,000355
Extraordinary gains, net$04
Net income$10,439,000356
Minority interest net income$048
Net income of bank and minority interests.$10,439,000356
Net charge-offs$21,0001,099
Cash dividends$8,500,000204
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,425,000361
2022-12-31 (YTD Data)Rank
Total interest income$60,151,000644
Total interest expense$4,936,000796
Net interest income$55,215,000622
Provision for loan and lease losses$353,0001,432
Total noninterest income$14,049,000613
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,936,000344
Trading account gains and feesNANA
Additional Noninterest Income$10,113,000556
Total noninterest expense$31,094,000851
Salaries and employee benefits$20,574,000730
Premises and equipment expense$3,811,000694
Additional noninterest expense$10,113,000556
Pre-tax net operating income$37,817,000465
Securities gains (losses)$-171,0004,067
Applicable income taxes$03,596
Income before extraordinary items$37,646,000389
Extraordinary gains, net$05
Net income$37,646,000390
Minority interest net income$063
Net income of bank and minority interests.$37,646,000390
Net charge-offs$-62,0004,156
Cash dividends$31,400,000221
Sale, conversion, retirement of capital stock, net$0568
Net operating income$37,817,000397
2022-09-30 (YTD Data)Rank
Total interest income$41,621,000661
Total interest expense$2,778,000777
Net interest income$38,843,000647
Provision for loan and lease losses$353,0001,155
Total noninterest income$11,493,000579
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,937,000349
Trading account gains and feesNANA
Additional Noninterest Income$8,556,000526
Total noninterest expense$23,734,000830
Salaries and employee benefits$15,477,000724
Premises and equipment expense$2,944,000680
Additional noninterest expense$8,556,000526
Pre-tax net operating income$26,249,000496
Securities gains (losses)$-173,0004,335
Applicable income taxes$03,603
Income before extraordinary items$26,076,000409
Extraordinary gains, net$04
Net income$26,076,000409
Minority interest net income$057
Net income of bank and minority interests.$26,076,000409
Net charge-offs$-88,0004,258
Cash dividends$21,500,000218
Sale, conversion, retirement of capital stock, net$0519
Net operating income$26,249,000415
2022-06-30 (YTD Data)Rank
Total interest income$26,038,000662
Total interest expense$1,452,000788
Net interest income$24,586,000656
Provision for loan and lease losses$353,000849
Total noninterest income$8,383,000540
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,913,000353
Trading account gains and feesNANA
Additional Noninterest Income$6,470,000495
Total noninterest expense$15,519,000823
Salaries and employee benefits$10,021,000729
Premises and equipment expense$1,886,000697
Additional noninterest expense$3,612,0001,014
Pre-tax net operating income$17,097,000479
Securities gains (losses)$-77,0004,318
Applicable income taxes$03,564
Income before extraordinary items$17,020,000404
Extraordinary gains, net$04
Net income$17,020,000404
Minority interest net income$060
Net income of bank and minority interests.$17,020,000404
Net charge-offs$-75,0004,314
Cash dividends$14,500,000213
Sale, conversion, retirement of capital stock, net$0494
Net operating income$17,097,000411
2022-03-31 (YTD Data)Rank
Total interest income$13,018,000646
Total interest expense$645,000850
Net interest income$12,373,000625
Provision for loan and lease losses$353,000437
Total noninterest income$5,984,000428
Gross Fiduciary activities income$0892
Service charges on deposit accounts$937,000362
Trading account gains and feesNANA
Additional Noninterest Income$5,047,000379
Total noninterest expense$8,014,000801
Salaries and employee benefits$5,332,000697
Premises and equipment expense$831,000784
Additional noninterest expense$1,851,000983
Pre-tax net operating income$9,990,000422
Securities gains (losses)$-46,0004,438
Applicable income taxes$03,450
Income before extraordinary items$9,944,000362
Extraordinary gains, net$04
Net income$9,944,000362
Minority interest net income$050
Net income of bank and minority interests.$9,944,000362
Net charge-offs$11,0001,153
Cash dividends$8,000,000192
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,990,000367
2021-12-31 (YTD Data)Rank
Total interest income$56,599,000603
Total interest expense$3,267,000838
Net interest income$53,332,000589
Provision for loan and lease losses$1,325,000441
Total noninterest income$27,563,000418
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,541,000357
Trading account gains and fees$0132
Additional Noninterest Income$24,022,000372
Total noninterest expense$30,465,000837
Salaries and employee benefits$21,243,000690
Premises and equipment expense$3,171,000817
Additional noninterest expense$6,051,0001,132
Pre-tax net operating income$49,105,000394
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$49,105,000337
Extraordinary gains, net$010
Net income$49,105,000337
Minority interest net income$074
Net income of bank and minority interests.$49,105,000337
Net charge-offs$524,000619
Cash dividends$34,500,000214
Sale, conversion, retirement of capital stock, net$0582
Net operating income$49,105,000332
2021-09-30 (YTD Data)Rank
Total interest income$43,227,000607
Total interest expense$2,586,000845
Net interest income$40,641,000592
Provision for loan and lease losses$1,225,000355
Total noninterest income$20,305,000429
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,596,000359
Trading account gains and fees$0132
Additional Noninterest Income$17,709,000383
Total noninterest expense$22,638,000851
Salaries and employee benefits$15,600,000716
Premises and equipment expense$2,488,000799
Additional noninterest expense$4,550,0001,140
Pre-tax net operating income$37,083,000402
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$37,083,000341
Extraordinary gains, net$08
Net income$37,083,000340
Minority interest net income$069
Net income of bank and minority interests.$37,083,000341
Net charge-offs$457,000533
Cash dividends$23,200,000214
Sale, conversion, retirement of capital stock, net$0543
Net operating income$37,083,000335
2021-06-30 (YTD Data)Rank
Total interest income$28,470,000608
Total interest expense$1,858,000824
Net interest income$26,612,000591
Provision for loan and lease losses$1,075,000287
Total noninterest income$13,064,000442
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,661,000361
Trading account gains and fees$0133
Additional Noninterest Income$11,403,000400
Total noninterest expense$14,746,000865
Salaries and employee benefits$10,112,000732
Premises and equipment expense$1,646,000805
Additional noninterest expense$2,988,0001,134
Pre-tax net operating income$23,855,000407
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$23,855,000342
Extraordinary gains, net$06
Net income$23,855,000341
Minority interest net income$067
Net income of bank and minority interests.$23,855,000342
Net charge-offs$431,000445
Cash dividends$13,000,000228
Sale, conversion, retirement of capital stock, net$0517
Net operating income$23,855,000333
2021-03-31 (YTD Data)Rank
Total interest income$13,742,000626
Total interest expense$1,001,000808
Net interest income$12,741,000616
Provision for loan and lease losses$375,000456
Total noninterest income$4,231,000604
Gross Fiduciary activities income$0922
Service charges on deposit accounts$811,000362
Trading account gains and fees$0127
Additional Noninterest Income$3,420,000576
Total noninterest expense$7,487,000843
Salaries and employee benefits$5,248,000695
Premises and equipment expense$839,000799
Additional noninterest expense$1,400,0001,172
Pre-tax net operating income$9,110,000483
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$9,110,000430
Extraordinary gains, net$03
Net income$9,110,000428
Minority interest net income$055
Net income of bank and minority interests.$9,110,000430
Net charge-offs$131,000549
Cash dividends$5,800,000222
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,110,000418
2020-12-31 (YTD Data)Rank
Total interest income$46,374,000729
Total interest expense$5,984,000799
Net interest income$40,390,000715
Provision for loan and lease losses$3,985,000674
Total noninterest income$17,265,000552
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,000,000382
Trading account gains and fees$0133
Additional Noninterest Income$14,265,000509
Total noninterest expense$28,637,000849
Salaries and employee benefits$19,531,000732
Premises and equipment expense$3,304,000782
Additional noninterest expense$5,802,0001,126
Pre-tax net operating income$25,033,000487
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$25,033,000440
Extraordinary gains, net$04
Net income$25,033,000439
Minority interest net income$072
Net income of bank and minority interests.$25,033,000440
Net charge-offs$3,255,000298
Cash dividends$20,700,000278
Sale, conversion, retirement of capital stock, net$0566
Net operating income$25,033,000424
2020-09-30 (YTD Data)Rank
Total interest income$33,377,000754
Total interest expense$4,806,000800
Net interest income$28,571,000750
Provision for loan and lease losses$3,685,000616
Total noninterest income$8,800,000693
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,172,000389
Trading account gains and fees$0125
Additional Noninterest Income$6,628,000674
Total noninterest expense$21,759,000826
Salaries and employee benefits$14,733,000715
Premises and equipment expense$2,478,000770
Additional noninterest expense$4,548,0001,069
Pre-tax net operating income$11,927,000680
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$11,927,000606
Extraordinary gains, net$04
Net income$11,927,000605
Minority interest net income$065
Net income of bank and minority interests.$11,927,000606
Net charge-offs$3,300,000228
Cash dividends$9,900,000362
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,927,000583
2020-06-30 (YTD Data)Rank
Total interest income$21,063,000805
Total interest expense$3,456,000800
Net interest income$17,607,000805
Provision for loan and lease losses$3,310,000527
Total noninterest income$5,032,000720
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,454,000385
Trading account gains and fees$0123
Additional Noninterest Income$3,578,000719
Total noninterest expense$14,176,000834
Salaries and employee benefits$9,615,000727
Premises and equipment expense$1,622,000787
Additional noninterest expense$2,939,0001,086
Pre-tax net operating income$5,153,000928
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$5,153,000829
Extraordinary gains, net$04
Net income$5,153,000829
Minority interest net income$065
Net income of bank and minority interests.$5,153,000829
Net charge-offs$3,216,000188
Cash dividends$3,900,000525
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,153,000790
2020-03-31 (YTD Data)Rank
Total interest income$9,881,000858
Total interest expense$1,909,000825
Net interest income$7,972,000863
Provision for loan and lease losses$1,060,000589
Total noninterest income$3,407,000558
Gross Fiduciary activities income$0941
Service charges on deposit accounts$824,000385
Trading account gains and fees$0106
Additional Noninterest Income$2,583,000489
Total noninterest expense$6,418,000912
Salaries and employee benefits$4,254,000803
Premises and equipment expense$770,000831
Additional noninterest expense$1,394,0001,160
Pre-tax net operating income$3,901,000577
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,901,000509
Extraordinary gains, net$04
Net income$3,901,000509
Minority interest net income$056
Net income of bank and minority interests.$3,901,000509
Net charge-offs$1,226,000211
Cash dividends$3,900,000345
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,901,000493
2019-12-31 (YTD Data)Rank
Total interest income$43,748,000774
Total interest expense$8,110,000816
Net interest income$35,638,000769
Provision for loan and lease losses$750,0001,132
Total noninterest income$9,491,000726
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,326,000388
Trading account gains and fees$0135
Additional Noninterest Income$6,165,000717
Total noninterest expense$24,249,000935
Salaries and employee benefits$16,411,000803
Premises and equipment expense$2,925,000879
Additional noninterest expense$4,913,0001,267
Pre-tax net operating income$20,130,000609
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$20,130,000541
Extraordinary gains, net$011
Net income$20,130,000541
Minority interest net income$076
Net income of bank and minority interests.$20,130,000542
Net charge-offs$475,0001,071
Cash dividends$11,500,000436
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,130,000531
2019-09-30 (YTD Data)Rank
Total interest income$33,324,000770
Total interest expense$6,027,000826
Net interest income$27,297,000762
Provision for loan and lease losses$600,0001,007
Total noninterest income$6,360,000776
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,436,000392
Trading account gains and fees$0129
Additional Noninterest Income$3,924,000799
Total noninterest expense$18,126,000932
Salaries and employee benefits$12,179,000807
Premises and equipment expense$2,197,000876
Additional noninterest expense$3,750,0001,246
Pre-tax net operating income$14,931,000625
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$14,931,000550
Extraordinary gains, net$011
Net income$14,931,000548
Minority interest net income$072
Net income of bank and minority interests.$14,931,000550
Net charge-offs$340,000960
Cash dividends$6,500,000494
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,931,000542
2019-06-30 (YTD Data)Rank
Total interest income$22,167,000772
Total interest expense$3,909,000831
Net interest income$18,258,000755
Provision for loan and lease losses$600,000719
Total noninterest income$4,506,000738
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,581,000401
Trading account gains and fees$0131
Additional Noninterest Income$2,925,000720
Total noninterest expense$12,222,000922
Salaries and employee benefits$8,274,000787
Premises and equipment expense$1,466,000875
Additional noninterest expense$2,482,0001,274
Pre-tax net operating income$9,942,000605
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$9,942,000536
Extraordinary gains, net$011
Net income$9,942,000536
Minority interest net income$069
Net income of bank and minority interests.$9,942,000536
Net charge-offs$306,000775
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,942,000523
2019-03-31 (YTD Data)Rank
Total interest income$10,938,000782
Total interest expense$1,828,000862
Net interest income$9,110,000757
Provision for loan and lease losses$375,000582
Total noninterest income$1,542,000925
Gross Fiduciary activities income$0972
Service charges on deposit accounts$763,000408
Trading account gains and fees$0126
Additional Noninterest Income$779,0001,079
Total noninterest expense$5,935,000937
Salaries and employee benefits$3,853,000833
Premises and equipment expense$737,000877
Additional noninterest expense$1,345,0001,172
Pre-tax net operating income$4,342,000653
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$4,342,000583
Extraordinary gains, net$05
Net income$4,342,000581
Minority interest net income$052
Net income of bank and minority interests.$4,342,000582
Net charge-offs$184,000653
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,342,000569
2018-12-31 (YTD Data)Rank
Total interest income$38,570,000818
Total interest expense$4,722,000971
Net interest income$33,848,000787
Provision for loan and lease losses$1,700,000572
Total noninterest income$8,987,000740
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,789,000460
Trading account gains and fees$0126
Additional Noninterest Income$6,198,000702
Total noninterest expense$21,654,000999
Salaries and employee benefits$14,656,000851
Premises and equipment expense$2,791,000897
Additional noninterest expense$4,207,0001,444
Pre-tax net operating income$19,481,000604
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$19,481,000531
Extraordinary gains, net$06
Net income$19,481,000529
Minority interest net income$072
Net income of bank and minority interests.$19,481,000530
Net charge-offs$1,061,000556
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,481,000529
2018-09-30 (YTD Data)Rank
Total interest income$28,109,000830
Total interest expense$3,208,0001,002
Net interest income$24,901,000795
Provision for loan and lease losses$1,150,000585
Total noninterest income$6,746,000749
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,080,000464
Trading account gains and fees$0138
Additional Noninterest Income$4,666,000709
Total noninterest expense$15,968,0001,008
Salaries and employee benefits$10,633,000877
Premises and equipment expense$2,059,000908
Additional noninterest expense$3,276,0001,401
Pre-tax net operating income$14,529,000605
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$14,529,000529
Extraordinary gains, net$05
Net income$14,529,000527
Minority interest net income$066
Net income of bank and minority interests.$14,529,000528
Net charge-offs$633,000619
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,529,000530
2018-06-30 (YTD Data)Rank
Total interest income$17,801,000860
Total interest expense$1,985,0001,010
Net interest income$15,816,000829
Provision for loan and lease losses$900,000507
Total noninterest income$4,284,000778
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,399,000457
Trading account gains and fees$0130
Additional Noninterest Income$2,885,000739
Total noninterest expense$10,481,0001,024
Salaries and employee benefits$6,998,000894
Premises and equipment expense$1,371,000910
Additional noninterest expense$2,112,0001,445
Pre-tax net operating income$8,719,000658
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$8,719,000567
Extraordinary gains, net$06
Net income$8,719,000567
Minority interest net income$065
Net income of bank and minority interests.$8,719,000566
Net charge-offs$687,000421
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,719,000566
2018-03-31 (YTD Data)Rank
Total interest income$8,509,000892
Total interest expense$916,0001,029
Net interest income$7,593,000858
Provision for loan and lease losses$375,000579
Total noninterest income$2,138,000748
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$708,000454
Trading account gains and fees$0123
Additional Noninterest Income$1,430,000731
Total noninterest expense$4,949,0001,077
Salaries and employee benefits$3,251,000954
Premises and equipment expense$709,000888
Additional noninterest expense$989,0001,522
Pre-tax net operating income$4,407,000642
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,407,000551
Extraordinary gains, net$07
Net income$4,407,000551
Minority interest net income$052
Net income of bank and minority interests.$4,407,000551
Net charge-offs$244,000500
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,407,000552
2017-12-31 (YTD Data)Rank
Total interest income$29,640,000971
Total interest expense$3,066,0001,061
Net interest income$26,574,000947
Provision for loan and lease losses$1,500,000638
Total noninterest income$8,793,000760
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,694,000484
Trading account gains and fees$0151
Additional Noninterest Income$6,099,000726
Total noninterest expense$19,327,0001,083
Salaries and employee benefits$12,578,000949
Premises and equipment expense$2,682,000908
Additional noninterest expense$4,067,0001,500
Pre-tax net operating income$14,540,000707
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$14,540,000541
Extraordinary gains, net$09
Net income$14,540,000540
Minority interest net income$076
Net income of bank and minority interests.$14,540,000541
Net charge-offs$652,000924
Cash dividends$6,850,000505
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,540,000534
2017-09-30 (YTD Data)Rank
Total interest income$21,584,000988
Total interest expense$2,263,0001,061
Net interest income$19,321,000978
Provision for loan and lease losses$1,200,000591
Total noninterest income$6,500,000777
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,030,000483
Trading account gains and fees$0145
Additional Noninterest Income$4,470,000746
Total noninterest expense$14,254,0001,104
Salaries and employee benefits$9,094,000989
Premises and equipment expense$2,033,000912
Additional noninterest expense$3,127,0001,463
Pre-tax net operating income$10,367,000740
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$10,367,000604
Extraordinary gains, net$09
Net income$10,367,000604
Minority interest net income$071
Net income of bank and minority interests.$10,367,000604
Net charge-offs$715,000621
Cash dividends$5,050,000492
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,367,000594
2017-06-30 (YTD Data)Rank
Total interest income$13,854,0001,025
Total interest expense$1,450,0001,074
Net interest income$12,404,0001,009
Provision for loan and lease losses$900,000532
Total noninterest income$4,630,000733
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,388,000467
Trading account gains and fees$0139
Additional Noninterest Income$3,242,000698
Total noninterest expense$9,595,0001,102
Salaries and employee benefits$6,225,000972
Premises and equipment expense$1,352,000914
Additional noninterest expense$2,018,0001,500
Pre-tax net operating income$6,539,000767
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,539,000621
Extraordinary gains, net$011
Net income$6,539,000621
Minority interest net income$071
Net income of bank and minority interests.$6,539,000621
Net charge-offs$362,000728
Cash dividends$3,250,000508
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,539,000610
2017-03-31 (YTD Data)Rank
Total interest income$6,667,0001,048
Total interest expense$691,0001,103
Net interest income$5,976,0001,035
Provision for loan and lease losses$200,000923
Total noninterest income$2,396,000702
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$692,000471
Trading account gains and fees$0142
Additional Noninterest Income$1,704,000663
Total noninterest expense$4,764,0001,112
Salaries and employee benefits$3,051,0001,000
Premises and equipment expense$740,000848
Additional noninterest expense$973,0001,547
Pre-tax net operating income$3,408,000727
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,408,000599
Extraordinary gains, net$08
Net income$3,408,000599
Minority interest net income$055
Net income of bank and minority interests.$3,408,000599
Net charge-offs$414,000383
Cash dividends$1,700,000467
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,408,000584
2016-12-31 (YTD Data)Rank
Total interest income$24,317,0001,092
Total interest expense$2,367,0001,225
Net interest income$21,950,0001,074
Provision for loan and lease losses$900,000986
Total noninterest income$8,252,000801
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,409,000548
Trading account gains and fees$0170
Additional Noninterest Income$5,843,000748
Total noninterest expense$18,184,0001,144
Salaries and employee benefits$11,728,0001,002
Premises and equipment expense$2,678,000915
Additional noninterest expense$3,778,0001,616
Pre-tax net operating income$11,118,000850
Securities gains (losses)$135,0001,123
Applicable income taxes$04,278
Income before extraordinary items$11,253,000686
Extraordinary gains, net$05
Net income$11,253,000685
Minority interest net income$082
Net income of bank and minority interests.$11,253,000685
Net charge-offs$253,0001,698
Cash dividends$3,750,000871
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,118,000684
2016-09-30 (YTD Data)Rank
Total interest income$17,735,0001,118
Total interest expense$1,778,0001,217
Net interest income$15,957,0001,114
Provision for loan and lease losses$650,000956
Total noninterest income$6,077,000818
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,764,000556
Trading account gains and fees$0169
Additional Noninterest Income$4,313,000758
Total noninterest expense$13,042,0001,183
Salaries and employee benefits$8,202,0001,064
Premises and equipment expense$1,948,000936
Additional noninterest expense$2,892,0001,587
Pre-tax net operating income$8,342,000845
Securities gains (losses)$135,0001,061
Applicable income taxes$04,325
Income before extraordinary items$8,477,000687
Extraordinary gains, net$05
Net income$8,477,000687
Minority interest net income$071
Net income of bank and minority interests.$8,477,000687
Net charge-offs$223,0001,368
Cash dividends$3,500,000674
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,342,000679
2016-06-30 (YTD Data)Rank
Total interest income$11,667,0001,132
Total interest expense$1,185,0001,210
Net interest income$10,482,0001,128
Provision for loan and lease losses$500,000847
Total noninterest income$3,963,000821
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,153,000562
Trading account gains and fees$0157
Additional Noninterest Income$2,810,000766
Total noninterest expense$8,321,0001,222
Salaries and employee benefits$5,117,0001,131
Premises and equipment expense$1,277,000960
Additional noninterest expense$1,927,0001,586
Pre-tax net operating income$5,624,000833
Securities gains (losses)$135,000789
Applicable income taxes$04,338
Income before extraordinary items$5,759,000664
Extraordinary gains, net$016
Net income$5,759,000662
Minority interest net income$071
Net income of bank and minority interests.$5,759,000663
Net charge-offs$27,0002,572
Cash dividends$1,750,000862
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,624,000662
2016-03-31 (YTD Data)Rank
Total interest income$5,736,0001,152
Total interest expense$589,0001,210
Net interest income$5,147,0001,144
Provision for loan and lease losses$300,000670
Total noninterest income$1,644,000900
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$578,000550
Trading account gains and fees$0142
Additional Noninterest Income$1,066,000892
Total noninterest expense$4,133,0001,230
Salaries and employee benefits$2,525,0001,151
Premises and equipment expense$621,000988
Additional noninterest expense$987,0001,540
Pre-tax net operating income$2,358,000949
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,358,000784
Extraordinary gains, net$012
Net income$2,358,000783
Minority interest net income$062
Net income of bank and minority interests.$2,358,000784
Net charge-offs$-5,0004,858
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,358,000756
2015-12-31 (YTD Data)Rank
Total interest income$21,280,0001,203
Total interest expense$2,259,0001,224
Net interest income$19,021,0001,205
Provision for loan and lease losses$850,000929
Total noninterest income$8,147,000786
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,985,000664
Trading account gains and fees$0159
Additional Noninterest Income$6,162,000693
Total noninterest expense$17,149,0001,175
Salaries and employee benefits$10,747,0001,056
Premises and equipment expense$2,698,000910
Additional noninterest expense$3,704,0001,641
Pre-tax net operating income$9,169,000959
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$9,169,000795
Extraordinary gains, net$023
Net income$9,169,000794
Minority interest net income$081
Net income of bank and minority interests.$9,169,000795
Net charge-offs$130,0002,409
Cash dividends$5,750,000587
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,169,000772
2015-09-30 (YTD Data)Rank
Total interest income$15,746,0001,218
Total interest expense$1,669,0001,260
Net interest income$14,077,0001,224
Provision for loan and lease losses$550,000966
Total noninterest income$5,924,000824
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,392,000708
Trading account gains and fees$0153
Additional Noninterest Income$4,532,000708
Total noninterest expense$12,447,0001,209
Salaries and employee benefits$7,741,0001,092
Premises and equipment expense$2,019,000916
Additional noninterest expense$2,687,0001,687
Pre-tax net operating income$7,004,000953
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$7,004,000787
Extraordinary gains, net$021
Net income$7,004,000786
Minority interest net income$078
Net income of bank and minority interests.$7,004,000787
Net charge-offs$75,0002,423
Cash dividends$3,450,000641
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,004,000769
2015-06-30 (YTD Data)Rank
Total interest income$10,291,0001,240
Total interest expense$1,082,0001,298
Net interest income$9,209,0001,241
Provision for loan and lease losses$250,0001,275
Total noninterest income$4,119,000798
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$842,000767
Trading account gains and fees$0157
Additional Noninterest Income$3,277,000670
Total noninterest expense$8,255,0001,225
Salaries and employee benefits$5,176,0001,089
Premises and equipment expense$1,351,000915
Additional noninterest expense$1,728,0001,754
Pre-tax net operating income$4,823,000921
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$4,823,000765
Extraordinary gains, net$022
Net income$4,823,000764
Minority interest net income$075
Net income of bank and minority interests.$4,823,000765
Net charge-offs$25,0002,802
Cash dividends$2,300,000627
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,823,000741
2015-03-31 (YTD Data)Rank
Total interest income$4,952,0001,283
Total interest expense$512,0001,374
Net interest income$4,440,0001,278
Provision for loan and lease losses$50,0002,062
Total noninterest income$1,716,000885
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$379,000819
Trading account gains and fees$0152
Additional Noninterest Income$1,337,000742
Total noninterest expense$4,074,0001,240
Salaries and employee benefits$2,547,0001,116
Premises and equipment expense$704,000891
Additional noninterest expense$823,0001,824
Pre-tax net operating income$2,032,0001,044
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,032,000860
Extraordinary gains, net$013
Net income$2,032,000860
Minority interest net income$064
Net income of bank and minority interests.$2,032,000860
Net charge-offs$-11,0005,460
Cash dividends$900,000731
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,032,000830
2014-12-31 (YTD Data)Rank
Total interest income$18,093,0001,399
Total interest expense$1,981,0001,495
Net interest income$16,112,0001,386
Provision for loan and lease losses$169,0002,665
Total noninterest income$8,889,000700
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,396,000949
Trading account gains and fees$0180
Additional Noninterest Income$7,493,000565
Total noninterest expense$15,879,0001,253
Salaries and employee benefits$10,181,0001,076
Premises and equipment expense$2,707,000901
Additional noninterest expense$2,991,0002,039
Pre-tax net operating income$8,953,000930
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$8,953,000759
Extraordinary gains, net$017
Net income$8,953,000757
Minority interest net income$084
Net income of bank and minority interests.$8,953,000758
Net charge-offs$-8,0005,632
Cash dividends$6,595,000473
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,953,000745
2014-09-30 (YTD Data)Rank
Total interest income$13,350,0001,427
Total interest expense$1,491,0001,508
Net interest income$11,859,0001,416
Provision for loan and lease losses$169,0002,284
Total noninterest income$6,945,000676
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,064,000938
Trading account gains and fees$0174
Additional Noninterest Income$5,881,000547
Total noninterest expense$11,520,0001,298
Salaries and employee benefits$7,393,0001,111
Premises and equipment expense$1,893,000969
Additional noninterest expense$2,234,0002,042
Pre-tax net operating income$7,115,000887
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$7,115,000714
Extraordinary gains, net$015
Net income$7,115,000711
Minority interest net income$081
Net income of bank and minority interests.$7,115,000712
Net charge-offs$-33,0005,924
Cash dividends$4,895,000464
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,115,000701
2014-06-30 (YTD Data)Rank
Total interest income$8,566,0001,467
Total interest expense$996,0001,512
Net interest income$7,570,0001,458
Provision for loan and lease losses$300,0001,222
Total noninterest income$4,675,000666
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$718,000916
Trading account gains and fees$0172
Additional Noninterest Income$3,957,000535
Total noninterest expense$7,647,0001,305
Salaries and employee benefits$4,707,0001,160
Premises and equipment expense$1,280,000960
Additional noninterest expense$1,660,0001,845
Pre-tax net operating income$4,298,000949
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,298,000762
Extraordinary gains, net$020
Net income$4,298,000761
Minority interest net income$080
Net income of bank and minority interests.$4,298,000762
Net charge-offs$169,0001,743
Cash dividends$3,845,000393
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,298,000740
2014-03-31 (YTD Data)Rank
Total interest income$4,233,0001,482
Total interest expense$501,0001,523
Net interest income$3,732,0001,468
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,283,0001,031
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$331,000976
Trading account gains and fees$0147
Additional Noninterest Income$952,000881
Total noninterest expense$3,652,0001,360
Salaries and employee benefits$2,177,0001,258
Premises and equipment expense$614,0001,017
Additional noninterest expense$861,0001,766
Pre-tax net operating income$1,213,0001,500
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,213,0001,244
Extraordinary gains, net$016
Net income$1,213,0001,245
Minority interest net income$066
Net income of bank and minority interests.$1,213,0001,245
Net charge-offs$147,0001,135
Cash dividends$1,520,000411
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,213,0001,220
2013-12-31 (YTD Data)Rank
Total interest income$17,244,0001,466
Total interest expense$2,079,0001,642
Net interest income$15,165,0001,430
Provision for loan and lease losses$375,0002,178
Total noninterest income$7,362,000852
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,376,0001,005
Trading account gains and fees$0184
Additional Noninterest Income$5,986,000702
Total noninterest expense$14,676,0001,346
Salaries and employee benefits$9,024,0001,202
Premises and equipment expense$2,189,0001,087
Additional noninterest expense$3,463,0001,841
Pre-tax net operating income$7,476,0001,024
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$7,476,000835
Extraordinary gains, net$029
Net income$7,476,000837
Minority interest net income$090
Net income of bank and minority interests.$7,476,000837
Net charge-offs$647,0001,723
Cash dividends$3,660,000749
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,476,000826
2013-09-30 (YTD Data)Rank
Total interest income$12,909,0001,473
Total interest expense$1,552,0001,686
Net interest income$11,357,0001,428
Provision for loan and lease losses$375,0001,842
Total noninterest income$5,332,000891
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,055,000985
Trading account gains and fees$0180
Additional Noninterest Income$4,277,000750
Total noninterest expense$10,575,0001,398
Salaries and employee benefits$6,584,0001,228
Premises and equipment expense$1,563,0001,148
Additional noninterest expense$2,428,0001,929
Pre-tax net operating income$5,739,0001,012
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$5,739,000830
Extraordinary gains, net$025
Net income$5,739,000832
Minority interest net income$084
Net income of bank and minority interests.$5,739,000832
Net charge-offs$300,0002,113
Cash dividends$3,660,000549
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,739,000811
2013-06-30 (YTD Data)Rank
Total interest income$8,482,0001,486
Total interest expense$1,030,0001,735
Net interest income$7,452,0001,438
Provision for loan and lease losses$275,0001,759
Total noninterest income$3,764,000855
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$731,000922
Trading account gains and fees$0157
Additional Noninterest Income$3,033,000712
Total noninterest expense$6,929,0001,423
Salaries and employee benefits$4,350,0001,231
Premises and equipment expense$960,0001,245
Additional noninterest expense$1,619,0001,929
Pre-tax net operating income$4,012,000943
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$4,012,000776
Extraordinary gains, net$022
Net income$4,012,000778
Minority interest net income$082
Net income of bank and minority interests.$4,012,000778
Net charge-offs$116,0002,609
Cash dividends$2,360,000547
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,012,000746
2013-03-31 (YTD Data)Rank
Total interest income$4,235,0001,503
Total interest expense$521,0001,767
Net interest income$3,714,0001,444
Provision for loan and lease losses$125,0001,855
Total noninterest income$1,504,0001,021
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$376,000890
Trading account gains and fees$0148
Additional Noninterest Income$1,128,000912
Total noninterest expense$3,337,0001,484
Salaries and employee benefits$2,048,0001,310
Premises and equipment expense$466,0001,302
Additional noninterest expense$823,0001,901
Pre-tax net operating income$1,756,0001,048
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,756,000873
Extraordinary gains, net$010
Net income$1,756,000874
Minority interest net income$076
Net income of bank and minority interests.$1,756,000875
Net charge-offs$111,0001,804
Cash dividends$760,000680
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,756,000831
2012-12-31 (YTD Data)Rank
Total interest income$17,271,0001,532
Total interest expense$2,856,0001,554
Net interest income$14,415,0001,525
Provision for loan and lease losses$975,0001,795
Total noninterest income$5,414,0001,090
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,372,0001,043
Trading account gains and fees$0166
Additional Noninterest Income$4,042,000955
Total noninterest expense$12,796,0001,524
Salaries and employee benefits$7,770,0001,330
Premises and equipment expense$1,676,0001,422
Additional noninterest expense$3,350,0001,956
Pre-tax net operating income$6,058,0001,170
Securities gains (losses)$689,000738
Applicable income taxes$04,751
Income before extraordinary items$6,747,000891
Extraordinary gains, net$029
Net income$6,747,000891
Minority interest net income$093
Net income of bank and minority interests.$6,747,000891
Net charge-offs$1,736,0001,290
Cash dividends$3,645,000747
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,058,000934
2012-09-30 (YTD Data)Rank
Total interest income$12,906,0001,573
Total interest expense$2,169,0001,608
Net interest income$10,737,0001,548
Provision for loan and lease losses$775,0001,740
Total noninterest income$3,900,0001,110
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,008,0001,060
Trading account gains and fees$0157
Additional Noninterest Income$2,892,000960
Total noninterest expense$9,361,0001,560
Salaries and employee benefits$5,608,0001,372
Premises and equipment expense$1,198,0001,498
Additional noninterest expense$2,555,0001,932
Pre-tax net operating income$4,501,0001,191
Securities gains (losses)$184,0001,500
Applicable income taxes$04,802
Income before extraordinary items$4,685,000989
Extraordinary gains, net$020
Net income$4,685,000989
Minority interest net income$086
Net income of bank and minority interests.$4,685,000989
Net charge-offs$1,547,0001,091
Cash dividends$2,595,000624
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,501,000970
2012-06-30 (YTD Data)Rank
Total interest income$8,543,0001,601
Total interest expense$1,475,0001,632
Net interest income$7,068,0001,570
Provision for loan and lease losses$450,0001,913
Total noninterest income$2,338,0001,183
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$673,0001,048
Trading account gains and fees$0153
Additional Noninterest Income$1,665,0001,056
Total noninterest expense$5,923,0001,636
Salaries and employee benefits$3,574,0001,434
Premises and equipment expense$777,0001,532
Additional noninterest expense$1,572,0002,077
Pre-tax net operating income$3,033,0001,173
Securities gains (losses)$184,0001,164
Applicable income taxes$04,770
Income before extraordinary items$3,217,000942
Extraordinary gains, net$019
Net income$3,217,000941
Minority interest net income$084
Net income of bank and minority interests.$3,217,000942
Net charge-offs$1,159,0001,021
Cash dividends$1,595,000650
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,033,000946
2012-03-31 (YTD Data)Rank
Total interest income$4,301,0001,604
Total interest expense$773,0001,619
Net interest income$3,528,0001,586
Provision for loan and lease losses$225,0001,839
Total noninterest income$1,014,0001,310
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$339,0001,035
Trading account gains and fees$0148
Additional Noninterest Income$675,0001,210
Total noninterest expense$2,833,0001,701
Salaries and employee benefits$1,749,0001,465
Premises and equipment expense$394,0001,511
Additional noninterest expense$690,0002,314
Pre-tax net operating income$1,484,0001,177
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,484,0001,002
Extraordinary gains, net$019
Net income$1,484,0001,004
Minority interest net income$078
Net income of bank and minority interests.$1,484,0001,003
Net charge-offs$22,0003,626
Cash dividends$925,000514
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,484,000938
2011-12-31 (YTD Data)Rank
Total interest income$17,919,0001,583
Total interest expense$3,277,0001,802
Net interest income$14,642,0001,527
Provision for loan and lease losses$900,0002,561
Total noninterest income$3,164,0001,443
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,356,0001,087
Trading account gains and fees$0146
Additional Noninterest Income$1,808,0001,462
Total noninterest expense$11,535,0001,678
Salaries and employee benefits$6,636,0001,487
Premises and equipment expense$1,514,0001,642
Additional noninterest expense$3,385,0001,981
Pre-tax net operating income$5,371,0001,109
Securities gains (losses)$253,0001,269
Applicable income taxes$04,719
Income before extraordinary items$5,624,000890
Extraordinary gains, net$029
Net income$5,624,000888
Minority interest net income$096
Net income of bank and minority interests.$5,624,000890
Net charge-offs$599,0002,957
Cash dividends$3,175,000630
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,371,000899
2011-09-30 (YTD Data)Rank
Total interest income$13,550,0001,587
Total interest expense$2,473,0001,867
Net interest income$11,077,0001,515
Provision for loan and lease losses$825,0002,227
Total noninterest income$2,149,0001,537
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,011,0001,101
Trading account gains and fees$0145
Additional Noninterest Income$1,138,0001,610
Total noninterest expense$8,615,0001,684
Salaries and employee benefits$4,799,0001,543
Premises and equipment expense$1,131,0001,663
Additional noninterest expense$2,685,0001,893
Pre-tax net operating income$3,786,0001,216
Securities gains (losses)$253,0001,032
Applicable income taxes$04,740
Income before extraordinary items$4,039,000954
Extraordinary gains, net$021
Net income$4,039,000951
Minority interest net income$087
Net income of bank and minority interests.$4,039,000954
Net charge-offs$174,0003,869
Cash dividends$1,375,000903
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,786,000972
2011-06-30 (YTD Data)Rank
Total interest income$9,088,0001,595
Total interest expense$1,657,0001,934
Net interest income$7,431,0001,503
Provision for loan and lease losses$750,0001,800
Total noninterest income$1,415,0001,542
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$669,0001,100
Trading account gains and fees$0153
Additional Noninterest Income$746,0001,641
Total noninterest expense$5,723,0001,708
Salaries and employee benefits$3,077,0001,609
Premises and equipment expense$753,0001,679
Additional noninterest expense$1,893,0001,810
Pre-tax net operating income$2,373,0001,251
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,373,0001,046
Extraordinary gains, net$015
Net income$2,373,0001,043
Minority interest net income$089
Net income of bank and minority interests.$2,373,0001,046
Net charge-offs$141,0003,483
Cash dividends$650,0001,164
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,373,0001,012
2011-03-31 (YTD Data)Rank
Total interest income$4,222,0001,724
Total interest expense$838,0001,969
Net interest income$3,384,0001,650
Provision for loan and lease losses$450,0001,516
Total noninterest income$611,0001,730
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$339,0001,063
Trading account gains and fees$0158
Additional Noninterest Income$272,0002,036
Total noninterest expense$2,900,0001,708
Salaries and employee benefits$1,505,0001,650
Premises and equipment expense$369,0001,749
Additional noninterest expense$1,026,0001,677
Pre-tax net operating income$645,0002,099
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$645,0001,801
Extraordinary gains, net$09
Net income$645,0001,800
Minority interest net income$086
Net income of bank and minority interests.$645,0001,801
Net charge-offs$124,0002,534
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$645,0001,749
2010-12-31 (YTD Data)Rank
Total interest income$16,531,0001,830
Total interest expense$3,981,0002,006
Net interest income$12,550,0001,768
Provision for loan and lease losses$2,400,0001,847
Total noninterest income$2,563,0001,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,535,000982
Trading account gains and fees$0175
Additional Noninterest Income$1,028,0002,150
Total noninterest expense$10,420,0001,884
Salaries and employee benefits$5,883,0001,657
Premises and equipment expense$1,295,0001,964
Additional noninterest expense$3,242,0002,146
Pre-tax net operating income$2,293,0002,016
Securities gains (losses)$293,0001,284
Applicable income taxes$04,655
Income before extraordinary items$2,586,0001,593
Extraordinary gains, net$029
Net income$2,586,0001,593
Minority interest net income$0111
Net income of bank and minority interests.$2,586,0001,595
Net charge-offs$1,902,0001,919
Cash dividends$2,450,000679
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,293,0001,722
2010-09-30 (YTD Data)Rank
Total interest income$12,238,0001,896
Total interest expense$3,147,0001,992
Net interest income$9,091,0001,843
Provision for loan and lease losses$1,075,0002,418
Total noninterest income$1,931,0001,737
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,174,000997
Trading account gains and fees$0165
Additional Noninterest Income$757,0002,145
Total noninterest expense$7,640,0001,909
Salaries and employee benefits$4,295,0001,712
Premises and equipment expense$964,0002,003
Additional noninterest expense$2,381,0002,156
Pre-tax net operating income$2,307,0001,701
Securities gains (losses)$293,0001,097
Applicable income taxes$04,726
Income before extraordinary items$2,600,0001,282
Extraordinary gains, net$023
Net income$2,600,0001,286
Minority interest net income$0110
Net income of bank and minority interests.$2,600,0001,286
Net charge-offs$1,602,0001,722
Cash dividends$1,950,000555
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,307,0001,385
2010-06-30 (YTD Data)Rank
Total interest income$8,154,0001,922
Total interest expense$2,205,0001,971
Net interest income$5,949,0001,882
Provision for loan and lease losses$575,0002,656
Total noninterest income$1,271,0001,700
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$781,0001,008
Trading account gains and fees$0152
Additional Noninterest Income$490,0002,124
Total noninterest expense$5,018,0001,958
Salaries and employee benefits$2,800,0001,754
Premises and equipment expense$640,0002,031
Additional noninterest expense$1,578,0002,161
Pre-tax net operating income$1,627,0001,593
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,627,0001,359
Extraordinary gains, net$019
Net income$1,627,0001,359
Minority interest net income$0105
Net income of bank and minority interests.$1,627,0001,360
Net charge-offs$1,257,0001,516
Cash dividends$1,150,000613
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,627,0001,310
2010-03-31 (YTD Data)Rank
Total interest income$4,017,0001,994
Total interest expense$1,159,0001,978
Net interest income$2,858,0001,974
Provision for loan and lease losses$225,0002,809
Total noninterest income$631,0001,722
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$389,0001,014
Trading account gains and fees$0175
Additional Noninterest Income$242,0002,114
Total noninterest expense$2,457,0002,008
Salaries and employee benefits$1,398,0001,793
Premises and equipment expense$314,0002,127
Additional noninterest expense$745,0002,272
Pre-tax net operating income$807,0001,602
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$807,0001,358
Extraordinary gains, net$016
Net income$807,0001,362
Minority interest net income$091
Net income of bank and minority interests.$807,0001,361
Net charge-offs$866,0001,148
Cash dividends$900,000379
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$807,0001,315
2009-12-31 (YTD Data)Rank
Total interest income$16,375,0002,077
Total interest expense$5,447,0002,090
Net interest income$10,928,0002,010
Provision for loan and lease losses$1,225,0003,180
Total noninterest income$2,158,0002,010
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,584,0001,097
Trading account gains and fees$0211
Additional Noninterest Income$574,0002,965
Total noninterest expense$10,705,0001,901
Salaries and employee benefits$5,088,0001,937
Premises and equipment expense$1,313,0002,032
Additional noninterest expense$4,304,0001,733
Pre-tax net operating income$1,156,0002,769
Securities gains (losses)$1,206,000418
Applicable income taxes$04,388
Income before extraordinary items$2,362,0001,413
Extraordinary gains, net$034
Net income$2,362,0001,411
Minority interest net income$0115
Net income of bank and minority interests.$2,362,0001,412
Net charge-offs$915,0002,973
Cash dividends$1,500,0001,182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,156,0002,482
2009-09-30 (YTD Data)Rank
Total interest income$12,050,0002,146
Total interest expense$4,126,0002,163
Net interest income$7,924,0002,075
Provision for loan and lease losses$775,0003,145
Total noninterest income$1,636,0002,036
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,189,0001,092
Trading account gains and fees$0212
Additional Noninterest Income$447,0003,010
Total noninterest expense$7,707,0001,951
Salaries and employee benefits$3,740,0001,993
Premises and equipment expense$979,0002,062
Additional noninterest expense$2,988,0001,790
Pre-tax net operating income$1,078,0002,610
Securities gains (losses)$666,000553
Applicable income taxes$04,592
Income before extraordinary items$1,744,0001,538
Extraordinary gains, net$027
Net income$1,744,0001,535
Minority interest net income$0118
Net income of bank and minority interests.$1,744,0001,538
Net charge-offs$954,0002,247
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,078,0002,307
2009-06-30 (YTD Data)Rank
Total interest income$7,972,0002,196
Total interest expense$2,761,0002,237
Net interest income$5,211,0002,105
Provision for loan and lease losses$500,0002,961
Total noninterest income$1,041,0002,110
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$786,0001,089
Trading account gains and fees$0193
Additional Noninterest Income$255,0003,264
Total noninterest expense$5,253,0001,942
Salaries and employee benefits$2,477,0002,036
Premises and equipment expense$682,0002,016
Additional noninterest expense$2,094,0001,741
Pre-tax net operating income$499,0003,304
Securities gains (losses)$392,000620
Applicable income taxes$04,657
Income before extraordinary items$891,0002,045
Extraordinary gains, net$021
Net income$891,0002,042
Minority interest net income$0112
Net income of bank and minority interests.$891,0002,044
Net charge-offs$811,0001,823
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$499,0002,994
2009-03-31 (YTD Data)Rank
Total interest income$3,941,0002,235
Total interest expense$1,399,0002,281
Net interest income$2,542,0002,153
Provision for loan and lease losses$275,0002,441
Total noninterest income$529,0002,047
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$390,0001,064
Trading account gains and fees$0171
Additional Noninterest Income$139,0003,091
Total noninterest expense$2,522,0001,973
Salaries and employee benefits$1,291,0001,991
Premises and equipment expense$352,0001,989
Additional noninterest expense$879,0001,831
Pre-tax net operating income$274,0003,484
Securities gains (losses)$392,000423
Applicable income taxes$04,835
Income before extraordinary items$666,0001,617
Extraordinary gains, net$015
Net income$666,0001,618
Minority interest net income$0102
Net income of bank and minority interests.$666,0001,619
Net charge-offs$473,0001,401
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$274,0003,143
2008-12-31 (YTD Data)Rank
Total interest income$16,244,0002,307
Total interest expense$6,385,0002,383
Net interest income$9,859,0002,257
Provision for loan and lease losses$600,0003,490
Total noninterest income$2,304,0001,927
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,548,0001,158
Trading account gains and fees$0154
Additional Noninterest Income$756,0002,518
Total noninterest expense$9,997,0001,930
Salaries and employee benefits$5,368,0001,884
Premises and equipment expense$1,358,0002,011
Additional noninterest expense$3,271,0001,869
Pre-tax net operating income$1,566,0002,941
Securities gains (losses)$127,000961
Applicable income taxes$04,979
Income before extraordinary items$1,693,0002,310
Extraordinary gains, net$039
Net income$1,693,0002,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0003,703
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,566,0002,583
2008-09-30 (YTD Data)Rank
Total interest income$12,344,0002,334
Total interest expense$4,937,0002,405
Net interest income$7,407,0002,264
Provision for loan and lease losses$300,0003,542
Total noninterest income$1,744,0001,978
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,160,0001,174
Trading account gains and fees$0148
Additional Noninterest Income$584,0002,569
Total noninterest expense$7,697,0001,866
Salaries and employee benefits$4,106,0001,883
Premises and equipment expense$1,044,0001,958
Additional noninterest expense$2,547,0001,747
Pre-tax net operating income$1,154,0003,391
Securities gains (losses)$127,000831
Applicable income taxes$05,372
Income before extraordinary items$1,281,0002,632
Extraordinary gains, net$031
Net income$1,281,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0003,092
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,154,0002,965
2008-06-30 (YTD Data)Rank
Total interest income$8,389,0002,333
Total interest expense$3,348,0002,455
Net interest income$5,041,0002,207
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,249,0001,871
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$783,0001,138
Trading account gains and fees$0149
Additional Noninterest Income$466,0002,354
Total noninterest expense$5,168,0001,859
Salaries and employee benefits$2,768,0001,887
Premises and equipment expense$730,0001,867
Additional noninterest expense$1,670,0001,751
Pre-tax net operating income$972,0003,005
Securities gains (losses)$127,000816
Applicable income taxes$05,627
Income before extraordinary items$1,099,0002,378
Extraordinary gains, net$021
Net income$1,099,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,515
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$972,0002,582
2008-03-31 (YTD Data)Rank
Total interest income$4,370,0002,307
Total interest expense$1,758,0002,492
Net interest income$2,612,0002,126
Provision for loan and lease losses$150,0002,123
Total noninterest income$524,0002,173
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$391,0001,114
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$2,576,0001,860
Salaries and employee benefits$1,384,0001,906
Premises and equipment expense$387,0001,772
Additional noninterest expense$805,0001,764
Pre-tax net operating income$410,0003,492
Securities gains (losses)$127,000612
Applicable income taxes$05,622
Income before extraordinary items$537,0002,537
Extraordinary gains, net$015
Net income$537,0002,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$410,0003,062
2007-12-31 (YTD Data)Rank
Total interest income$18,802,0002,192
Total interest expense$6,992,0002,634
Net interest income$11,810,0001,919
Provision for loan and lease losses$750,0001,744
Total noninterest income$2,093,0002,145
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,634,0001,083
Trading account gains and fees$0178
Additional Noninterest Income$459,0003,478
Total noninterest expense$8,166,0002,241
Salaries and employee benefits$4,651,0002,164
Premises and equipment expense$1,103,0002,358
Additional noninterest expense$2,412,0002,248
Pre-tax net operating income$4,987,0001,642
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,987,0001,288
Extraordinary gains, net$039
Net income$4,987,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0001,460
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,987,0001,272
2007-09-30 (YTD Data)Rank
Total interest income$14,181,0002,181
Total interest expense$5,203,0002,643
Net interest income$8,978,0001,907
Provision for loan and lease losses$600,0001,345
Total noninterest income$1,601,0002,121
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,250,0001,053
Trading account gains and fees$0184
Additional Noninterest Income$351,0003,452
Total noninterest expense$5,875,0002,313
Salaries and employee benefits$3,349,0002,252
Premises and equipment expense$819,0002,358
Additional noninterest expense$1,707,0002,322
Pre-tax net operating income$4,104,0001,633
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,104,0001,255
Extraordinary gains, net$033
Net income$4,104,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,361
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,104,0001,240
2007-06-30 (YTD Data)Rank
Total interest income$9,309,0002,238
Total interest expense$3,336,0002,731
Net interest income$5,973,0001,936
Provision for loan and lease losses$450,0001,118
Total noninterest income$1,100,0002,084
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$854,0001,033
Trading account gains and fees$0168
Additional Noninterest Income$246,0003,380
Total noninterest expense$3,889,0002,353
Salaries and employee benefits$2,188,0002,329
Premises and equipment expense$543,0002,381
Additional noninterest expense$1,158,0002,297
Pre-tax net operating income$2,734,0001,679
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,734,0001,309
Extraordinary gains, net$029
Net income$2,734,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,080
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,734,0001,289
2007-03-31 (YTD Data)Rank
Total interest income$4,504,0002,306
Total interest expense$1,558,0002,887
Net interest income$2,946,0001,965
Provision for loan and lease losses$300,000788
Total noninterest income$593,0001,967
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$437,000984
Trading account gains and fees$0195
Additional Noninterest Income$156,0002,940
Total noninterest expense$1,896,0002,410
Salaries and employee benefits$1,052,0002,445
Premises and equipment expense$259,0002,501
Additional noninterest expense$585,0002,236
Pre-tax net operating income$1,343,0001,698
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,343,0001,305
Extraordinary gains, net$022
Net income$1,343,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,343,0001,294
2006-12-31 (YTD Data)Rank
Total interest income$17,040,0002,294
Total interest expense$5,624,0002,744
Net interest income$11,416,0002,036
Provision for loan and lease losses$925,0001,114
Total noninterest income$2,351,0001,971
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,900,000929
Trading account gains and fees$0130
Additional Noninterest Income$451,0003,527
Total noninterest expense$7,864,0002,246
Salaries and employee benefits$4,059,0002,417
Premises and equipment expense$1,118,0002,225
Additional noninterest expense$2,687,0001,970
Pre-tax net operating income$4,978,0001,888
Securities gains (losses)$01,687
Applicable income taxes$587,0002,913
Income before extraordinary items$4,391,0001,644
Extraordinary gains, net$051
Net income$4,391,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,000825
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,391,0001,630
2006-09-30 (YTD Data)Rank
Total interest income$12,480,0002,325
Total interest expense$4,091,0002,722
Net interest income$8,389,0002,091
Provision for loan and lease losses$375,0001,792
Total noninterest income$1,765,0001,981
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,443,000922
Trading account gains and fees$0126
Additional Noninterest Income$322,0003,616
Total noninterest expense$5,810,0002,278
Salaries and employee benefits$2,986,0002,447
Premises and equipment expense$849,0002,196
Additional noninterest expense$1,975,0001,973
Pre-tax net operating income$3,969,0001,853
Securities gains (losses)$01,388
Applicable income taxes$587,0002,629
Income before extraordinary items$3,382,0001,641
Extraordinary gains, net$045
Net income$3,382,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,375
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,382,0001,627
2006-06-30 (YTD Data)Rank
Total interest income$7,993,0002,371
Total interest expense$2,598,0002,730
Net interest income$5,395,0002,166
Provision for loan and lease losses$275,0001,625
Total noninterest income$1,177,0001,988
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$956,000917
Trading account gains and fees$0126
Additional Noninterest Income$221,0003,549
Total noninterest expense$3,859,0002,292
Salaries and employee benefits$1,976,0002,464
Premises and equipment expense$556,0002,235
Additional noninterest expense$1,327,0001,977
Pre-tax net operating income$2,438,0001,993
Securities gains (losses)$01,185
Applicable income taxes$587,0002,089
Income before extraordinary items$1,851,0001,967
Extraordinary gains, net$039
Net income$1,851,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,474
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,851,0001,950
2006-03-31 (YTD Data)Rank
Total interest income$3,834,0002,413
Total interest expense$1,215,0002,768
Net interest income$2,619,0002,225
Provision for loan and lease losses$225,0001,018
Total noninterest income$582,0001,976
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$469,000902
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$1,852,0002,385
Salaries and employee benefits$1,009,0002,426
Premises and equipment expense$289,0002,170
Additional noninterest expense$554,0002,313
Pre-tax net operating income$1,124,0002,087
Securities gains (losses)$0955
Applicable income taxes$587,0001,222
Income before extraordinary items$537,0002,990
Extraordinary gains, net$021
Net income$537,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$537,0002,971
2005-12-31 (YTD Data)Rank
Total interest income$11,881,0002,738
Total interest expense$3,058,0003,278
Net interest income$8,823,0002,471
Provision for loan and lease losses$725,0001,375
Total noninterest income$3,390,0001,453
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,785,000982
Trading account gains and fees$0138
Additional Noninterest Income$1,605,0001,581
Total noninterest expense$7,514,0002,232
Salaries and employee benefits$4,320,0002,133
Premises and equipment expense$1,088,0002,200
Additional noninterest expense$2,106,0002,369
Pre-tax net operating income$3,974,0002,235
Securities gains (losses)$-166,0008,545
Applicable income taxes$1,225,0001,975
Income before extraordinary items$2,583,0002,533
Extraordinary gains, net$046
Net income$2,583,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,291
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,695,8802,413
2005-09-30 (YTD Data)Rank
Total interest income$8,344,0002,831
Total interest expense$1,966,0003,558
Net interest income$6,378,0002,539
Provision for loan and lease losses$400,0001,715
Total noninterest income$2,831,0001,347
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,319,000996
Trading account gains and fees$0126
Additional Noninterest Income$1,512,0001,356
Total noninterest expense$5,798,0002,134
Salaries and employee benefits$3,330,0002,052
Premises and equipment expense$835,0002,141
Additional noninterest expense$1,633,0002,259
Pre-tax net operating income$3,011,0002,234
Securities gains (losses)$02,317
Applicable income taxes$988,0001,895
Income before extraordinary items$2,023,0002,464
Extraordinary gains, net$035
Net income$2,023,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,063
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,023,0002,435
2005-06-30 (YTD Data)Rank
Total interest income$5,211,0002,929
Total interest expense$1,139,0003,772
Net interest income$4,072,0002,609
Provision for loan and lease losses$200,0002,158
Total noninterest income$1,729,0001,431
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$850,0001,012
Trading account gains and fees$0116
Additional Noninterest Income$879,0001,480
Total noninterest expense$3,802,0002,150
Salaries and employee benefits$2,197,0002,065
Premises and equipment expense$550,0002,155
Additional noninterest expense$1,055,0002,307
Pre-tax net operating income$1,799,0002,375
Securities gains (losses)$02,146
Applicable income taxes$592,0002,031
Income before extraordinary items$1,207,0002,639
Extraordinary gains, net$030
Net income$1,207,0002,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,000906
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,207,0002,597
2005-03-31 (YTD Data)Rank
Total interest income$2,457,0003,031
Total interest expense$522,0003,904
Net interest income$1,935,0002,732
Provision for loan and lease losses$75,0002,455
Total noninterest income$817,0001,469
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$400,0001,034
Trading account gains and fees$0115
Additional Noninterest Income$417,0001,509
Total noninterest expense$1,864,0002,221
Salaries and employee benefits$1,073,0002,125
Premises and equipment expense$279,0002,142
Additional noninterest expense$512,0002,376
Pre-tax net operating income$813,0002,540
Securities gains (losses)$01,685
Applicable income taxes$266,0002,170
Income before extraordinary items$547,0002,821
Extraordinary gains, net$024
Net income$547,0002,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,000904
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$547,0002,769
2004-12-31 (YTD Data)Rank
Total interest income$8,254,0003,331
Total interest expense$1,460,0004,594
Net interest income$6,794,0002,971
Provision for loan and lease losses$75,0005,393
Total noninterest income$3,295,0001,484
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,694,0001,061
Trading account gains and fees$0138
Additional Noninterest Income$1,601,0001,563
Total noninterest expense$7,093,0002,249
Salaries and employee benefits$4,266,0002,039
Premises and equipment expense$970,0002,355
Additional noninterest expense$1,857,0002,587
Pre-tax net operating income$2,921,0002,653
Securities gains (losses)$6,0003,079
Applicable income taxes$957,0002,241
Income before extraordinary items$1,970,0002,958
Extraordinary gains, net$034
Net income$1,970,0002,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,787
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,965,9802,904
2004-09-30 (YTD Data)Rank
Total interest income$5,930,0003,418
Total interest expense$1,015,0004,749
Net interest income$4,915,0003,052
Provision for loan and lease losses$75,0004,788
Total noninterest income$2,560,0001,464
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,286,0001,045
Trading account gains and fees$0134
Additional Noninterest Income$1,274,0001,494
Total noninterest expense$5,352,0002,213
Salaries and employee benefits$3,188,0002,045
Premises and equipment expense$730,0002,343
Additional noninterest expense$1,434,0002,485
Pre-tax net operating income$2,048,0002,817
Securities gains (losses)$6,0002,970
Applicable income taxes$670,0002,392
Income before extraordinary items$1,384,0003,176
Extraordinary gains, net$026
Net income$1,384,0003,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,796
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,379,9803,107
2004-06-30 (YTD Data)Rank
Total interest income$3,835,0003,489
Total interest expense$644,0004,891
Net interest income$3,191,0003,103
Provision for loan and lease losses$75,0003,988
Total noninterest income$1,669,0001,477
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$864,0001,021
Trading account gains and fees$0130
Additional Noninterest Income$805,0001,544
Total noninterest expense$3,518,0002,248
Salaries and employee benefits$2,064,0002,115
Premises and equipment expense$475,0002,388
Additional noninterest expense$979,0002,435
Pre-tax net operating income$1,267,0002,977
Securities gains (losses)$6,0002,670
Applicable income taxes$416,0002,495
Income before extraordinary items$857,0003,340
Extraordinary gains, net$021
Net income$857,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,426
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$852,9803,256
2004-03-31 (YTD Data)Rank
Total interest income$1,876,0003,566
Total interest expense$308,0005,082
Net interest income$1,568,0003,155
Provision for loan and lease losses$75,0002,550
Total noninterest income$875,0001,392
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$444,000948
Trading account gains and fees$0121
Additional Noninterest Income$431,0001,446
Total noninterest expense$1,732,0002,298
Salaries and employee benefits$980,0002,237
Premises and equipment expense$242,0002,382
Additional noninterest expense$510,0002,317
Pre-tax net operating income$636,0002,935
Securities gains (losses)$02,934
Applicable income taxes$210,0002,492
Income before extraordinary items$426,0003,336
Extraordinary gains, net$016
Net income$426,0003,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,707
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$426,0003,221
2003-12-31 (YTD Data)Rank
Total interest income$7,287,0003,696
Total interest expense$1,455,0004,962
Net interest income$5,832,0003,262
Provision for loan and lease losses$250,0003,535
Total noninterest income$3,266,0001,566
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,747,000991
Trading account gains and fees$0160
Additional Noninterest Income$1,519,0001,806
Total noninterest expense$6,329,0002,484
Salaries and employee benefits$3,375,0002,491
Premises and equipment expense$945,0002,384
Additional noninterest expense$2,009,0002,392
Pre-tax net operating income$2,519,0002,867
Securities gains (losses)$04,500
Applicable income taxes$812,0002,508
Income before extraordinary items$1,707,0003,225
Extraordinary gains, net$054
Net income$1,707,0003,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,797
Cash dividends$66,0005,810
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,707,0003,091
2003-09-30 (YTD Data)Rank
Total interest income$5,433,0003,754
Total interest expense$1,136,0004,972
Net interest income$4,297,0003,326
Provision for loan and lease losses$125,0004,278
Total noninterest income$2,481,0001,596
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,281,0001,021
Trading account gains and fees$0153
Additional Noninterest Income$1,200,0001,805
Total noninterest expense$4,669,0002,526
Salaries and employee benefits$2,470,0002,555
Premises and equipment expense$709,0002,377
Additional noninterest expense$1,490,0002,415
Pre-tax net operating income$1,984,0002,874
Securities gains (losses)$04,204
Applicable income taxes$643,0002,538
Income before extraordinary items$1,341,0003,216
Extraordinary gains, net$040
Net income$1,341,0003,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,696
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,341,0003,066
2003-06-30 (YTD Data)Rank
Total interest income$3,615,0003,792
Total interest expense$794,0004,948
Net interest income$2,821,0003,353
Provision for loan and lease losses$125,0003,389
Total noninterest income$1,678,0001,571
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$842,0001,021
Trading account gains and fees$0150
Additional Noninterest Income$836,0001,728
Total noninterest expense$3,029,0002,571
Salaries and employee benefits$1,630,0002,570
Premises and equipment expense$464,0002,405
Additional noninterest expense$935,0002,527
Pre-tax net operating income$1,345,0002,832
Securities gains (losses)$03,782
Applicable income taxes$438,0002,515
Income before extraordinary items$907,0003,192
Extraordinary gains, net$030
Net income$907,0003,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,004
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$907,0003,020
2003-03-31 (YTD Data)Rank
Total interest income$1,800,0003,821
Total interest expense$419,0004,898
Net interest income$1,381,0003,402
Provision for loan and lease losses$100,0002,353
Total noninterest income$758,0001,658
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$401,0001,039
Trading account gains and fees$0134
Additional Noninterest Income$357,0001,874
Total noninterest expense$1,450,0002,665
Salaries and employee benefits$802,0002,617
Premises and equipment expense$227,0002,452
Additional noninterest expense$421,0002,728
Pre-tax net operating income$589,0003,130
Securities gains (losses)$02,891
Applicable income taxes$189,0002,797
Income before extraordinary items$400,0003,453
Extraordinary gains, net$021
Net income$400,0003,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,197
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$400,0003,290
2002-12-31 (YTD Data)Rank
Total interest income$7,779,0003,730
Total interest expense$2,032,0004,742
Net interest income$5,747,0003,256
Provision for loan and lease losses$08,089
Total noninterest income$2,665,0001,707
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,452,0001,109
Trading account gains and fees$0153
Additional Noninterest Income$1,213,0001,925
Total noninterest expense$6,073,0002,431
Salaries and employee benefits$3,114,0002,532
Premises and equipment expense$899,0002,413
Additional noninterest expense$2,060,0002,241
Pre-tax net operating income$2,339,0003,045
Securities gains (losses)$234,0001,069
Applicable income taxes$872,0002,441
Income before extraordinary items$1,701,0003,181
Extraordinary gains, net$070
Net income$1,701,0003,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0002,096
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,546,5603,312
2001-12-31 (YTD Data)Rank
Total interest income$8,982,0003,656
Total interest expense$3,444,0004,258
Net interest income$5,538,0003,162
Provision for loan and lease losses$-45,0009,494
Total noninterest income$2,008,0002,007
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,132,0001,320
Trading account gains and fees$0177
Additional Noninterest Income$876,0002,247
Total noninterest expense$5,920,0002,406
Salaries and employee benefits$3,066,0002,463
Premises and equipment expense$856,0002,475
Additional noninterest expense$1,998,0002,244
Pre-tax net operating income$1,671,0003,599
Securities gains (losses)$04,612
Applicable income taxes$568,0003,064
Income before extraordinary items$1,103,0004,023
Extraordinary gains, net$0105
Net income$1,103,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,629
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,103,0003,899
2000-12-31 (YTD Data)Rank
Total interest income$11,109,0003,111
Total interest expense$4,639,0003,524
Net interest income$6,470,0002,748
Provision for loan and lease losses$115,0005,030
Total noninterest income$1,736,0002,081
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,028,0001,319
Trading account gains and fees$0180
Additional Noninterest Income$708,0002,346
Total noninterest expense$5,849,0002,336
Salaries and employee benefits$3,012,0002,381
Premises and equipment expense$788,0002,612
Additional noninterest expense$2,049,0002,105
Pre-tax net operating income$2,242,0003,045
Securities gains (losses)$01,956
Applicable income taxes$760,0002,617
Income before extraordinary items$1,482,0003,290
Extraordinary gains, net$038
Net income$1,482,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-407,0009,873
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,482,0003,281
1999-12-31 (YTD Data)Rank
Total interest income$10,225,0003,164
Total interest expense$4,406,0003,303
Net interest income$5,819,0003,002
Provision for loan and lease losses$2,400,000485
Total noninterest income$1,459,0002,343
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,143,0001,164
Trading account gains and fees$0173
Additional Noninterest Income$316,0003,900
Total noninterest expense$5,461,0002,480
Salaries and employee benefits$2,695,0002,611
Premises and equipment expense$661,0003,012
Additional noninterest expense$2,105,0002,066
Pre-tax net operating income$-583,0009,901
Securities gains (losses)$03,155
Applicable income taxes$-202,00010,031
Income before extraordinary items$-381,0009,827
Extraordinary gains, net$035
Net income$-381,0009,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,344,000588
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-381,0009,806
1998-12-31 (YTD Data)Rank
Total interest income$9,022,0003,535
Total interest expense$4,073,0003,626
Net interest income$4,949,0003,426
Provision for loan and lease losses$400,0002,051
Total noninterest income$1,218,0002,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$983,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$235,0004,550
Total noninterest expense$3,892,0003,289
Salaries and employee benefits$2,014,0003,306
Premises and equipment expense$477,0003,824
Additional noninterest expense$1,401,0002,955
Pre-tax net operating income$1,875,0003,517
Securities gains (losses)$04,449
Applicable income taxes$671,0003,132
Income before extraordinary items$1,204,0003,921
Extraordinary gains, net$032
Net income$1,204,0003,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,149
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,204,0003,832
1997-12-31 (YTD Data)Rank
Total interest income$7,663,0004,131
Total interest expense$3,630,0004,022
Net interest income$4,033,0004,210
Provision for loan and lease losses$500,0001,761
Total noninterest income$777,0003,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$632,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$145,0005,788
Total noninterest expense$2,734,0004,433
Salaries and employee benefits$1,416,0004,462
Premises and equipment expense$345,0004,951
Additional noninterest expense$973,0004,010
Pre-tax net operating income$1,576,0004,290
Securities gains (losses)$03,944
Applicable income taxes$543,0003,972
Income before extraordinary items$1,033,0004,592
Extraordinary gains, net$044
Net income$1,033,0004,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,624
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,033,0004,528
1996-12-31 (YTD Data)Rank
Total interest income$6,495,0004,865
Total interest expense$3,150,0004,574
Net interest income$3,345,0005,016
Provision for loan and lease losses$450,0001,887
Total noninterest income$651,0004,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$496,0002,743
Trading account gains and feesNANA
Additional Noninterest Income$155,0005,886
Total noninterest expense$2,375,0005,219
Salaries and employee benefits$1,177,0005,289
Premises and equipment expense$305,0005,523
Additional noninterest expense$893,0004,786
Pre-tax net operating income$1,171,0005,209
Securities gains (losses)$04,148
Applicable income taxes$400,0004,887
Income before extraordinary items$771,0005,430
Extraordinary gains, net$053
Net income$771,0005,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,755
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$771,0005,380
1995-12-31 (YTD Data)Rank
Total interest income$4,806,0006,163
Total interest expense$2,246,0005,983
Net interest income$2,560,0006,205
Provision for loan and lease losses$200,0002,992
Total noninterest income$524,0005,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$344,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,433
Total noninterest expense$1,935,0006,140
Salaries and employee benefits$910,0006,514
Premises and equipment expense$241,0006,490
Additional noninterest expense$784,0005,337
Pre-tax net operating income$949,0006,195
Securities gains (losses)$03,831
Applicable income taxes$320,0005,779
Income before extraordinary items$629,0006,435
Extraordinary gains, net$065
Net income$629,0006,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,805
Cash dividends$105,0006,676
Sale, conversion, retirement of capital stock, net$1,251,000269
Net operating income$629,0006,422
1994-12-31 (YTD Data)Rank
Total interest income$3,044,0007,964
Total interest expense$1,149,0008,108
Net interest income$1,895,0007,818
Provision for loan and lease losses$100,0004,522
Total noninterest income$290,0007,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,476
Trading account gains and feesNANA
Additional Noninterest Income$68,0008,738
Total noninterest expense$1,525,0007,525
Salaries and employee benefits$739,0007,607
Premises and equipment expense$225,0006,963
Additional noninterest expense$561,0007,339
Pre-tax net operating income$560,0008,247
Securities gains (losses)$21,0001,738
Applicable income taxes$192,0007,478
Income before extraordinary items$389,0008,287
Extraordinary gains, net$0249
Net income$389,0008,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$374,9308,459
1993-12-31 (YTD Data)Rank
Total interest income$2,055,00010,065
Total interest expense$808,00010,015
Net interest income$1,247,0009,917
Provision for loan and lease losses$53,0007,335
Total noninterest income$237,0008,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,877
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$1,361,0008,298
Salaries and employee benefits$616,0008,665
Premises and equipment expense$194,0007,809
Additional noninterest expense$551,0007,760
Pre-tax net operating income$70,00012,053
Securities gains (losses)$64,0003,088
Applicable income taxes$8,00011,870
Income before extraordinary items$126,00011,503
Extraordinary gains, net$03,149
Net income$126,00011,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0009,554
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$65,84011,985
1992-12-31 (YTD Data)Rank
Total interest income$1,975,00010,944
Total interest expense$916,00010,785
Net interest income$1,059,00010,858
Provision for loan and lease losses$85,0007,723
Total noninterest income$214,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,757
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,399
Total noninterest expense$1,032,0009,841
Salaries and employee benefits$377,00011,128
Premises and equipment expense$100,00010,743
Additional noninterest expense$555,0007,934
Pre-tax net operating income$156,00011,467
Securities gains (losses)$43,0004,369
Applicable income taxes$64,00010,889
Income before extraordinary items$135,00011,473
Extraordinary gains, net$01,422
Net income$135,00011,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0005,042
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$105,76011,579

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.