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Walden Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,320,0001,257
Total interest expense$6,807,0001,676
Net interest income$27,513,0001,120
Provision for loan and lease losses$1,064,000803
Total noninterest income$6,121,0001,033
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,395,000769
Trading account gains and feesNANA
Additional Noninterest Income$4,726,000916
Total noninterest expense$24,304,0001,035
Salaries and employee benefits$13,564,0001,039
Premises and equipment expense$3,450,000770
Additional noninterest expense$4,726,000916
Pre-tax net operating income$8,266,0001,361
Securities gains (losses)$0988
Applicable income taxes$1,597,0001,135
Income before extraordinary items$6,669,0001,397
Extraordinary gains, net$054
Net income$6,669,0001,413
Minority interest net income$088
Net income of bank and minority interests.$6,669,0001,400
Net charge-offs$90,0001,557
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,669,0001,417
2023-09-30 (YTD Data)Rank
Total interest income$25,139,0001,263
Total interest expense$4,447,0001,716
Net interest income$20,692,0001,127
Provision for loan and lease losses$796,000764
Total noninterest income$4,604,0001,049
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,043,000770
Trading account gains and feesNANA
Additional Noninterest Income$3,561,000922
Total noninterest expense$18,268,0001,032
Salaries and employee benefits$10,236,0001,042
Premises and equipment expense$2,634,000759
Additional noninterest expense$3,561,000922
Pre-tax net operating income$6,232,0001,407
Securities gains (losses)$0849
Applicable income taxes$1,203,0001,147
Income before extraordinary items$5,029,0001,441
Extraordinary gains, net$052
Net income$5,029,0001,451
Minority interest net income$081
Net income of bank and minority interests.$5,029,0001,440
Net charge-offs$-39,0004,168
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,029,0001,463
2023-06-30 (YTD Data)Rank
Total interest income$16,204,0001,263
Total interest expense$2,648,0001,694
Net interest income$13,556,0001,143
Provision for loan and lease losses$568,000727
Total noninterest income$3,026,000997
Gross Fiduciary activities income$0931
Service charges on deposit accounts$684,000767
Trading account gains and feesNANA
Additional Noninterest Income$2,342,000867
Total noninterest expense$12,299,0001,020
Salaries and employee benefits$6,838,0001,031
Premises and equipment expense$1,804,000726
Additional noninterest expense$2,342,000866
Pre-tax net operating income$3,715,0001,516
Securities gains (losses)$0938
Applicable income taxes$715,0001,246
Income before extraordinary items$3,000,0001,580
Extraordinary gains, net$051
Net income$3,000,0001,600
Minority interest net income$081
Net income of bank and minority interests.$3,000,0001,580
Net charge-offs$-31,0004,214
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,000,0001,595
2023-03-31 (YTD Data)Rank
Total interest income$7,887,0001,272
Total interest expense$1,076,0001,748
Net interest income$6,811,0001,146
Provision for loan and lease losses$273,000736
Total noninterest income$1,424,0001,040
Gross Fiduciary activities income$0913
Service charges on deposit accounts$311,000841
Trading account gains and feesNANA
Additional Noninterest Income$1,113,000892
Total noninterest expense$6,271,0001,019
Salaries and employee benefits$3,518,0001,034
Premises and equipment expense$993,000700
Additional noninterest expense$1,113,000892
Pre-tax net operating income$1,691,0001,647
Securities gains (losses)$0950
Applicable income taxes$324,0001,322
Income before extraordinary items$1,367,0001,699
Extraordinary gains, net$04
Net income$1,367,0001,698
Minority interest net income$048
Net income of bank and minority interests.$1,367,0001,699
Net charge-offs$-21,0004,245
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,367,0001,719
2022-12-31 (YTD Data)Rank
Total interest income$25,115,0001,305
Total interest expense$698,0002,853
Net interest income$24,417,0001,223
Provision for loan and lease losses$319,0001,491
Total noninterest income$6,006,0001,056
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$995,0001,022
Trading account gains and feesNANA
Additional Noninterest Income$5,011,000912
Total noninterest expense$22,958,0001,062
Salaries and employee benefits$13,269,0001,065
Premises and equipment expense$3,368,000761
Additional noninterest expense$5,011,000912
Pre-tax net operating income$7,146,0001,618
Securities gains (losses)$63,000214
Applicable income taxes$1,243,0001,400
Income before extraordinary items$5,966,0001,633
Extraordinary gains, net$05
Net income$5,966,0001,631
Minority interest net income$063
Net income of bank and minority interests.$5,966,0001,632
Net charge-offs$-174,0004,410
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,913,7101,671
2022-09-30 (YTD Data)Rank
Total interest income$17,705,0001,320
Total interest expense$412,0002,906
Net interest income$17,293,0001,251
Provision for loan and lease losses$100,0001,857
Total noninterest income$4,552,0001,076
Gross Fiduciary activities income$0968
Service charges on deposit accounts$729,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$3,823,000911
Total noninterest expense$17,094,0001,067
Salaries and employee benefits$10,041,0001,048
Premises and equipment expense$2,533,000765
Additional noninterest expense$3,823,000911
Pre-tax net operating income$4,651,0001,783
Securities gains (losses)$0740
Applicable income taxes$758,0001,554
Income before extraordinary items$3,893,0001,761
Extraordinary gains, net$04
Net income$3,893,0001,761
Minority interest net income$057
Net income of bank and minority interests.$3,893,0001,760
Net charge-offs$-83,0004,239
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,893,0001,796
2022-06-30 (YTD Data)Rank
Total interest income$11,101,0001,350
Total interest expense$267,0002,812
Net interest income$10,834,0001,297
Provision for loan and lease losses$-83,0004,462
Total noninterest income$3,115,0001,044
Gross Fiduciary activities income$0925
Service charges on deposit accounts$463,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$2,652,000907
Total noninterest expense$11,456,0001,049
Salaries and employee benefits$6,808,0001,035
Premises and equipment expense$1,675,000762
Additional noninterest expense$2,973,0001,160
Pre-tax net operating income$2,576,0001,902
Securities gains (losses)$0687
Applicable income taxes$369,0001,708
Income before extraordinary items$2,207,0001,871
Extraordinary gains, net$04
Net income$2,207,0001,872
Minority interest net income$060
Net income of bank and minority interests.$2,207,0001,871
Net charge-offs$-61,0004,246
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,207,0001,914
2022-03-31 (YTD Data)Rank
Total interest income$5,343,0001,354
Total interest expense$133,0002,798
Net interest income$5,210,0001,299
Provision for loan and lease losses$-4,0004,396
Total noninterest income$1,788,000957
Gross Fiduciary activities income$0892
Service charges on deposit accounts$223,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$1,565,000809
Total noninterest expense$6,136,000999
Salaries and employee benefits$3,733,000948
Premises and equipment expense$874,000740
Additional noninterest expense$1,529,0001,125
Pre-tax net operating income$866,0002,298
Securities gains (losses)$0623
Applicable income taxes$48,0002,529
Income before extraordinary items$818,0002,164
Extraordinary gains, net$04
Net income$818,0002,164
Minority interest net income$050
Net income of bank and minority interests.$818,0002,164
Net charge-offs$-7,0003,791
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$818,0002,183
2021-12-31 (YTD Data)Rank
Total interest income$21,589,0001,383
Total interest expense$773,0002,562
Net interest income$20,816,0001,312
Provision for loan and lease losses$-222,0004,326
Total noninterest income$6,256,0001,138
Gross Fiduciary activities income$0994
Service charges on deposit accounts$840,0001,093
Trading account gains and feesNANA
Additional Noninterest Income$5,416,0001,014
Total noninterest expense$21,022,0001,125
Salaries and employee benefits$12,179,0001,111
Premises and equipment expense$2,894,000887
Additional noninterest expense$5,949,0001,145
Pre-tax net operating income$6,272,0001,773
Securities gains (losses)$329,000460
Applicable income taxes$1,320,0001,418
Income before extraordinary items$5,281,0001,817
Extraordinary gains, net$010
Net income$5,281,0001,817
Minority interest net income$074
Net income of bank and minority interests.$5,281,0001,818
Net charge-offs$-211,0004,564
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,017,8001,860
2021-09-30 (YTD Data)Rank
Total interest income$16,156,0001,416
Total interest expense$633,0002,536
Net interest income$15,523,0001,344
Provision for loan and lease losses$-120,0004,394
Total noninterest income$4,952,0001,125
Gross Fiduciary activities income$0957
Service charges on deposit accounts$612,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$4,340,000983
Total noninterest expense$15,652,0001,141
Salaries and employee benefits$9,056,0001,126
Premises and equipment expense$2,159,000907
Additional noninterest expense$4,437,0001,160
Pre-tax net operating income$4,943,0001,779
Securities gains (losses)$329,000431
Applicable income taxes$1,070,0001,418
Income before extraordinary items$4,202,0001,811
Extraordinary gains, net$08
Net income$4,202,0001,810
Minority interest net income$069
Net income of bank and minority interests.$4,202,0001,811
Net charge-offs$-160,0004,597
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,938,8001,871
2021-06-30 (YTD Data)Rank
Total interest income$10,758,0001,412
Total interest expense$470,0002,458
Net interest income$10,288,0001,342
Provision for loan and lease losses$154,0001,346
Total noninterest income$3,547,0001,074
Gross Fiduciary activities income$0951
Service charges on deposit accounts$387,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$3,160,000931
Total noninterest expense$10,456,0001,132
Salaries and employee benefits$5,934,0001,131
Premises and equipment expense$1,483,000890
Additional noninterest expense$3,039,0001,114
Pre-tax net operating income$3,225,0001,783
Securities gains (losses)$329,000360
Applicable income taxes$717,0001,403
Income before extraordinary items$2,837,0001,772
Extraordinary gains, net$06
Net income$2,837,0001,772
Minority interest net income$067
Net income of bank and minority interests.$2,837,0001,772
Net charge-offs$-142,0004,679
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,573,8001,867
2021-03-31 (YTD Data)Rank
Total interest income$5,272,0001,433
Total interest expense$251,0002,438
Net interest income$5,021,0001,365
Provision for loan and lease losses$121,0001,132
Total noninterest income$1,671,0001,118
Gross Fiduciary activities income$0922
Service charges on deposit accounts$186,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$1,485,000986
Total noninterest expense$5,328,0001,103
Salaries and employee benefits$2,959,0001,128
Premises and equipment expense$783,000856
Additional noninterest expense$1,586,0001,071
Pre-tax net operating income$1,243,0002,107
Securities gains (losses)$109,000459
Applicable income taxes$261,0001,613
Income before extraordinary items$1,091,0002,101
Extraordinary gains, net$03
Net income$1,091,0002,102
Minority interest net income$055
Net income of bank and minority interests.$1,091,0002,101
Net charge-offs$-123,0004,801
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,002,7102,175
2020-12-31 (YTD Data)Rank
Total interest income$21,118,0001,433
Total interest expense$1,480,0002,404
Net interest income$19,638,0001,309
Provision for loan and lease losses$1,301,0001,349
Total noninterest income$6,070,0001,115
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$791,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$5,279,000981
Total noninterest expense$19,576,0001,137
Salaries and employee benefits$11,495,0001,113
Premises and equipment expense$2,786,000909
Additional noninterest expense$5,295,0001,211
Pre-tax net operating income$4,831,0001,828
Securities gains (losses)$651,000507
Applicable income taxes$1,085,0001,370
Income before extraordinary items$4,397,0001,797
Extraordinary gains, net$04
Net income$4,397,0001,797
Minority interest net income$072
Net income of bank and minority interests.$4,397,0001,797
Net charge-offs$487,000987
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,876,2001,911
2020-09-30 (YTD Data)Rank
Total interest income$15,856,0001,430
Total interest expense$1,192,0002,388
Net interest income$14,664,0001,300
Provision for loan and lease losses$1,346,0001,148
Total noninterest income$4,300,0001,132
Gross Fiduciary activities income$0981
Service charges on deposit accounts$591,0001,146
Trading account gains and feesNANA
Additional Noninterest Income$3,709,000996
Total noninterest expense$14,289,0001,140
Salaries and employee benefits$8,552,0001,099
Premises and equipment expense$2,019,000920
Additional noninterest expense$3,718,0001,263
Pre-tax net operating income$3,329,0001,912
Securities gains (losses)$651,000419
Applicable income taxes$788,0001,365
Income before extraordinary items$3,192,0001,811
Extraordinary gains, net$04
Net income$3,192,0001,811
Minority interest net income$065
Net income of bank and minority interests.$3,192,0001,811
Net charge-offs$512,000748
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,671,2002,000
2020-06-30 (YTD Data)Rank
Total interest income$10,746,0001,426
Total interest expense$846,0002,403
Net interest income$9,900,0001,283
Provision for loan and lease losses$985,0001,110
Total noninterest income$2,537,0001,161
Gross Fiduciary activities income$0970
Service charges on deposit accounts$414,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$2,123,0001,043
Total noninterest expense$9,465,0001,137
Salaries and employee benefits$5,671,0001,100
Premises and equipment expense$1,368,000913
Additional noninterest expense$2,426,0001,282
Pre-tax net operating income$1,987,0002,017
Securities gains (losses)$651,000306
Applicable income taxes$523,0001,303
Income before extraordinary items$2,115,0001,762
Extraordinary gains, net$04
Net income$2,115,0001,763
Minority interest net income$065
Net income of bank and minority interests.$2,115,0001,763
Net charge-offs$12,0002,384
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,594,2002,109
2020-03-31 (YTD Data)Rank
Total interest income$5,651,0001,356
Total interest expense$447,0002,469
Net interest income$5,204,0001,204
Provision for loan and lease losses$601,000789
Total noninterest income$1,018,0001,271
Gross Fiduciary activities income$0941
Service charges on deposit accounts$271,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$747,0001,187
Total noninterest expense$4,738,0001,148
Salaries and employee benefits$2,924,0001,084
Premises and equipment expense$706,000904
Additional noninterest expense$1,108,0001,398
Pre-tax net operating income$883,0002,014
Securities gains (losses)$119,000548
Applicable income taxes$202,0001,395
Income before extraordinary items$800,0001,983
Extraordinary gains, net$04
Net income$800,0001,983
Minority interest net income$056
Net income of bank and minority interests.$800,0001,983
Net charge-offs$17,0001,650
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$704,8002,127
2019-12-31 (YTD Data)Rank
Total interest income$23,195,0001,337
Total interest expense$1,784,0002,521
Net interest income$21,411,0001,186
Provision for loan and lease losses$864,0001,012
Total noninterest income$5,370,0001,077
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,227,000953
Trading account gains and feesNANA
Additional Noninterest Income$4,143,000940
Total noninterest expense$19,180,0001,125
Salaries and employee benefits$11,032,0001,118
Premises and equipment expense$2,663,000930
Additional noninterest expense$5,485,0001,156
Pre-tax net operating income$6,737,0001,409
Securities gains (losses)$326,000486
Applicable income taxes$1,384,0001,170
Income before extraordinary items$5,679,0001,438
Extraordinary gains, net$011
Net income$5,679,0001,440
Minority interest net income$076
Net income of bank and minority interests.$5,679,0001,440
Net charge-offs$104,0002,183
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,418,2001,473
2019-09-30 (YTD Data)Rank
Total interest income$17,437,0001,348
Total interest expense$1,323,0002,553
Net interest income$16,114,0001,197
Provision for loan and lease losses$365,0001,418
Total noninterest income$3,936,0001,083
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$906,000962
Trading account gains and feesNANA
Additional Noninterest Income$3,030,000951
Total noninterest expense$14,470,0001,117
Salaries and employee benefits$8,207,0001,125
Premises and equipment expense$2,061,000916
Additional noninterest expense$4,202,0001,142
Pre-tax net operating income$5,215,0001,399
Securities gains (losses)$326,000394
Applicable income taxes$1,086,0001,167
Income before extraordinary items$4,455,0001,416
Extraordinary gains, net$011
Net income$4,455,0001,416
Minority interest net income$072
Net income of bank and minority interests.$4,455,0001,418
Net charge-offs$-20,0004,606
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,194,2001,459
2019-06-30 (YTD Data)Rank
Total interest income$11,479,0001,361
Total interest expense$856,0002,572
Net interest income$10,623,0001,206
Provision for loan and lease losses$216,0001,495
Total noninterest income$2,545,0001,076
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$591,000971
Trading account gains and feesNANA
Additional Noninterest Income$1,954,000943
Total noninterest expense$9,662,0001,114
Salaries and employee benefits$5,390,0001,141
Premises and equipment expense$1,361,000923
Additional noninterest expense$2,911,0001,118
Pre-tax net operating income$3,290,0001,435
Securities gains (losses)$77,000616
Applicable income taxes$652,0001,231
Income before extraordinary items$2,715,0001,496
Extraordinary gains, net$011
Net income$2,715,0001,496
Minority interest net income$069
Net income of bank and minority interests.$2,715,0001,496
Net charge-offs$-12,0004,531
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,652,6301,496
2019-03-31 (YTD Data)Rank
Total interest income$5,561,0001,385
Total interest expense$405,0002,625
Net interest income$5,156,0001,229
Provision for loan and lease losses$168,0001,072
Total noninterest income$1,167,0001,113
Gross Fiduciary activities income$0972
Service charges on deposit accounts$294,000974
Trading account gains and feesNANA
Additional Noninterest Income$873,000988
Total noninterest expense$4,848,0001,105
Salaries and employee benefits$2,713,0001,138
Premises and equipment expense$658,000948
Additional noninterest expense$1,477,0001,087
Pre-tax net operating income$1,307,0001,698
Securities gains (losses)$23,000544
Applicable income taxes$253,0001,403
Income before extraordinary items$1,077,0001,763
Extraordinary gains, net$05
Net income$1,077,0001,761
Minority interest net income$052
Net income of bank and minority interests.$1,077,0001,762
Net charge-offs$6,0002,153
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,058,3701,771
2018-12-31 (YTD Data)Rank
Total interest income$20,706,0001,399
Total interest expense$1,109,0002,774
Net interest income$19,597,0001,268
Provision for loan and lease losses$-96,0005,174
Total noninterest income$4,592,0001,149
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,215,000983
Trading account gains and feesNANA
Additional Noninterest Income$3,377,0001,045
Total noninterest expense$17,253,0001,191
Salaries and employee benefits$9,893,0001,185
Premises and equipment expense$2,520,000969
Additional noninterest expense$4,840,0001,274
Pre-tax net operating income$7,032,0001,344
Securities gains (losses)$01,125
Applicable income taxes$1,264,0001,187
Income before extraordinary items$5,768,0001,399
Extraordinary gains, net$06
Net income$5,768,0001,398
Minority interest net income$072
Net income of bank and minority interests.$5,768,0001,398
Net charge-offs$127,0001,973
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,768,0001,390
2018-09-30 (YTD Data)Rank
Total interest income$15,250,0001,404
Total interest expense$762,0002,829
Net interest income$14,488,0001,278
Provision for loan and lease losses$-33,0005,235
Total noninterest income$3,472,0001,154
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$893,000997
Trading account gains and feesNANA
Additional Noninterest Income$2,579,0001,043
Total noninterest expense$13,182,0001,177
Salaries and employee benefits$7,312,0001,191
Premises and equipment expense$1,906,000956
Additional noninterest expense$3,964,0001,192
Pre-tax net operating income$4,811,0001,465
Securities gains (losses)$01,118
Applicable income taxes$825,0001,348
Income before extraordinary items$3,986,0001,520
Extraordinary gains, net$05
Net income$3,986,0001,519
Minority interest net income$066
Net income of bank and minority interests.$3,986,0001,519
Net charge-offs$248,0001,106
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,986,0001,506
2018-06-30 (YTD Data)Rank
Total interest income$9,885,0001,428
Total interest expense$451,0002,948
Net interest income$9,434,0001,301
Provision for loan and lease losses$-225,0005,419
Total noninterest income$2,115,0001,224
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$591,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$1,524,0001,148
Total noninterest expense$8,787,0001,181
Salaries and employee benefits$4,875,0001,193
Premises and equipment expense$1,295,000944
Additional noninterest expense$2,617,0001,198
Pre-tax net operating income$2,987,0001,518
Securities gains (losses)$0961
Applicable income taxes$546,0001,336
Income before extraordinary items$2,441,0001,605
Extraordinary gains, net$06
Net income$2,441,0001,604
Minority interest net income$065
Net income of bank and minority interests.$2,441,0001,604
Net charge-offs$72,0001,526
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,441,0001,591
2018-03-31 (YTD Data)Rank
Total interest income$4,772,0001,465
Total interest expense$198,0003,089
Net interest income$4,574,0001,331
Provision for loan and lease losses$-262,0005,539
Total noninterest income$846,0001,432
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$283,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$563,0001,396
Total noninterest expense$4,462,0001,166
Salaries and employee benefits$2,436,0001,203
Premises and equipment expense$651,000945
Additional noninterest expense$1,375,0001,148
Pre-tax net operating income$1,220,0001,765
Securities gains (losses)$0735
Applicable income taxes$243,0001,390
Income before extraordinary items$977,0001,873
Extraordinary gains, net$07
Net income$977,0001,872
Minority interest net income$052
Net income of bank and minority interests.$977,0001,873
Net charge-offs$49,0001,211
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$977,0001,862
2017-12-31 (YTD Data)Rank
Total interest income$18,084,0001,477
Total interest expense$779,0002,963
Net interest income$17,305,0001,357
Provision for loan and lease losses$1,219,000764
Total noninterest income$4,563,0001,185
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,031,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$3,532,0001,041
Total noninterest expense$16,124,0001,240
Salaries and employee benefits$9,058,0001,252
Premises and equipment expense$2,346,0001,018
Additional noninterest expense$4,720,0001,302
Pre-tax net operating income$4,525,0001,865
Securities gains (losses)$2,0001,996
Applicable income taxes$2,796,0001,012
Income before extraordinary items$1,731,0002,918
Extraordinary gains, net$09
Net income$1,731,0002,917
Minority interest net income$076
Net income of bank and minority interests.$1,731,0002,918
Net charge-offs$496,0001,098
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,729,7202,902
2017-09-30 (YTD Data)Rank
Total interest income$13,436,0001,494
Total interest expense$587,0002,939
Net interest income$12,849,0001,380
Provision for loan and lease losses$1,090,000648
Total noninterest income$3,381,0001,218
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$758,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$2,623,0001,069
Total noninterest expense$11,990,0001,261
Salaries and employee benefits$6,731,0001,272
Premises and equipment expense$1,754,0001,025
Additional noninterest expense$3,505,0001,306
Pre-tax net operating income$3,150,0001,987
Securities gains (losses)$02,274
Applicable income taxes$1,208,0001,293
Income before extraordinary items$1,942,0002,458
Extraordinary gains, net$09
Net income$1,942,0002,457
Minority interest net income$071
Net income of bank and minority interests.$1,942,0002,458
Net charge-offs$388,000952
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,942,0002,430
2017-06-30 (YTD Data)Rank
Total interest income$8,816,0001,497
Total interest expense$392,0002,911
Net interest income$8,424,0001,396
Provision for loan and lease losses$816,000576
Total noninterest income$2,164,0001,244
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$484,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$1,680,0001,099
Total noninterest expense$7,857,0001,283
Salaries and employee benefits$4,434,0001,284
Premises and equipment expense$1,211,000990
Additional noninterest expense$2,212,0001,378
Pre-tax net operating income$1,915,0002,093
Securities gains (losses)$01,906
Applicable income taxes$816,0001,261
Income before extraordinary items$1,099,0002,671
Extraordinary gains, net$011
Net income$1,099,0002,669
Minority interest net income$071
Net income of bank and minority interests.$1,099,0002,671
Net charge-offs$237,000948
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,099,0002,654
2017-03-31 (YTD Data)Rank
Total interest income$4,338,0001,504
Total interest expense$195,0002,901
Net interest income$4,143,0001,411
Provision for loan and lease losses$172,0001,042
Total noninterest income$1,059,0001,267
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$232,0001,259
Trading account gains and feesNANA
Additional Noninterest Income$827,0001,101
Total noninterest expense$4,060,0001,266
Salaries and employee benefits$2,230,0001,295
Premises and equipment expense$644,000955
Additional noninterest expense$1,186,0001,297
Pre-tax net operating income$970,0001,999
Securities gains (losses)$01,153
Applicable income taxes$410,0001,224
Income before extraordinary items$560,0002,579
Extraordinary gains, net$08
Net income$560,0002,579
Minority interest net income$055
Net income of bank and minority interests.$560,0002,579
Net charge-offs$185,000635
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$560,0002,559
2016-12-31 (YTD Data)Rank
Total interest income$16,394,0001,546
Total interest expense$857,0002,689
Net interest income$15,537,0001,451
Provision for loan and lease losses$786,0001,116
Total noninterest income$4,304,0001,275
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$950,0001,264
Trading account gains and fees$0170
Additional Noninterest Income$3,354,0001,118
Total noninterest expense$15,743,0001,274
Salaries and employee benefits$8,395,0001,322
Premises and equipment expense$2,323,0001,017
Additional noninterest expense$5,025,0001,253
Pre-tax net operating income$3,312,0002,225
Securities gains (losses)$72,0001,583
Applicable income taxes$1,164,0001,505
Income before extraordinary items$2,220,0002,612
Extraordinary gains, net$05
Net income$2,220,0002,610
Minority interest net income$082
Net income of bank and minority interests.$2,220,0002,611
Net charge-offs$176,0002,061
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,172,4802,595
2016-09-30 (YTD Data)Rank
Total interest income$12,162,0001,563
Total interest expense$658,0002,638
Net interest income$11,504,0001,464
Provision for loan and lease losses$366,0001,425
Total noninterest income$3,162,0001,285
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$707,0001,269
Trading account gains and fees$0169
Additional Noninterest Income$2,455,0001,139
Total noninterest expense$11,819,0001,281
Salaries and employee benefits$6,266,0001,322
Premises and equipment expense$1,697,0001,048
Additional noninterest expense$3,856,0001,231
Pre-tax net operating income$2,481,0002,263
Securities gains (losses)$53,0001,726
Applicable income taxes$871,0001,547
Income before extraordinary items$1,663,0002,641
Extraordinary gains, net$05
Net income$1,663,0002,641
Minority interest net income$071
Net income of bank and minority interests.$1,663,0002,641
Net charge-offs$167,0001,600
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,628,0202,625
2016-06-30 (YTD Data)Rank
Total interest income$8,058,0001,572
Total interest expense$455,0002,589
Net interest income$7,603,0001,486
Provision for loan and lease losses$125,0002,071
Total noninterest income$2,008,0001,316
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$466,0001,259
Trading account gains and fees$0157
Additional Noninterest Income$1,542,0001,167
Total noninterest expense$7,852,0001,284
Salaries and employee benefits$4,154,0001,337
Premises and equipment expense$1,146,0001,036
Additional noninterest expense$2,552,0001,245
Pre-tax net operating income$1,634,0002,252
Securities gains (losses)$21,0001,915
Applicable income taxes$564,0001,550
Income before extraordinary items$1,091,0002,655
Extraordinary gains, net$016
Net income$1,091,0002,654
Minority interest net income$071
Net income of bank and minority interests.$1,091,0002,654
Net charge-offs$93,0001,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,077,1402,607
2016-03-31 (YTD Data)Rank
Total interest income$3,972,0001,603
Total interest expense$228,0002,594
Net interest income$3,744,0001,504
Provision for loan and lease losses$51,0002,123
Total noninterest income$950,0001,344
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$240,0001,224
Trading account gains and fees$0142
Additional Noninterest Income$710,0001,191
Total noninterest expense$3,896,0001,294
Salaries and employee benefits$2,072,0001,345
Premises and equipment expense$582,0001,035
Additional noninterest expense$1,242,0001,269
Pre-tax net operating income$747,0002,369
Securities gains (losses)$15,0001,354
Applicable income taxes$236,0001,702
Income before extraordinary items$526,0002,667
Extraordinary gains, net$012
Net income$526,0002,667
Minority interest net income$062
Net income of bank and minority interests.$526,0002,667
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$515,6502,653
2015-12-31 (YTD Data)Rank
Total interest income$15,392,0001,611
Total interest expense$899,0002,614
Net interest income$14,493,0001,523
Provision for loan and lease losses$201,0002,304
Total noninterest income$4,127,0001,270
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,011,0001,208
Trading account gains and fees$0159
Additional Noninterest Income$3,116,0001,135
Total noninterest expense$15,427,0001,280
Salaries and employee benefits$8,119,0001,336
Premises and equipment expense$2,409,000997
Additional noninterest expense$4,899,0001,290
Pre-tax net operating income$2,992,0002,330
Securities gains (losses)$4,0002,883
Applicable income taxes$1,062,0001,541
Income before extraordinary items$1,934,0002,797
Extraordinary gains, net$023
Net income$1,934,0002,799
Minority interest net income$081
Net income of bank and minority interests.$1,934,0002,800
Net charge-offs$277,0001,679
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,931,4002,745
2015-09-30 (YTD Data)Rank
Total interest income$11,506,0001,635
Total interest expense$672,0002,654
Net interest income$10,834,0001,539
Provision for loan and lease losses$-9,0005,804
Total noninterest income$3,048,0001,315
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$753,0001,223
Trading account gains and fees$0153
Additional Noninterest Income$2,295,0001,162
Total noninterest expense$11,470,0001,291
Salaries and employee benefits$6,097,0001,344
Premises and equipment expense$1,804,0001,015
Additional noninterest expense$3,569,0001,319
Pre-tax net operating income$2,421,0002,239
Securities gains (losses)$4,0002,687
Applicable income taxes$661,0001,752
Income before extraordinary items$1,764,0002,476
Extraordinary gains, net$021
Net income$1,764,0002,477
Minority interest net income$078
Net income of bank and minority interests.$1,764,0002,477
Net charge-offs$82,0002,352
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,761,0802,436
2015-06-30 (YTD Data)Rank
Total interest income$7,640,0001,637
Total interest expense$447,0002,662
Net interest income$7,193,0001,548
Provision for loan and lease losses$-109,0006,067
Total noninterest income$2,069,0001,294
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$499,0001,208
Trading account gains and fees$0157
Additional Noninterest Income$1,570,0001,148
Total noninterest expense$7,683,0001,293
Salaries and employee benefits$4,080,0001,343
Premises and equipment expense$1,230,000997
Additional noninterest expense$2,373,0001,327
Pre-tax net operating income$1,688,0002,155
Securities gains (losses)$1,0002,511
Applicable income taxes$423,0001,795
Income before extraordinary items$1,266,0002,337
Extraordinary gains, net$022
Net income$1,266,0002,339
Minority interest net income$075
Net income of bank and minority interests.$1,266,0002,339
Net charge-offs$-13,0005,334
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,265,2502,294
2015-03-31 (YTD Data)Rank
Total interest income$3,829,0001,622
Total interest expense$225,0002,670
Net interest income$3,604,0001,530
Provision for loan and lease losses$240,000785
Total noninterest income$1,070,0001,226
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$245,0001,206
Trading account gains and fees$0152
Additional Noninterest Income$825,0001,070
Total noninterest expense$3,866,0001,292
Salaries and employee benefits$2,054,0001,349
Premises and equipment expense$646,000962
Additional noninterest expense$1,166,0001,324
Pre-tax net operating income$568,0002,793
Securities gains (losses)$02,027
Applicable income taxes$147,0002,113
Income before extraordinary items$421,0003,033
Extraordinary gains, net$013
Net income$421,0003,036
Minority interest net income$064
Net income of bank and minority interests.$421,0003,036
Net charge-offs$108,0001,059
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$421,0002,971
2014-12-31 (YTD Data)Rank
Total interest income$15,533,0001,604
Total interest expense$996,0002,575
Net interest income$14,537,0001,519
Provision for loan and lease losses$369,0001,769
Total noninterest income$4,278,0001,224
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,067,0001,217
Trading account gains and fees$0180
Additional Noninterest Income$3,211,0001,049
Total noninterest expense$15,851,0001,255
Salaries and employee benefits$8,260,0001,292
Premises and equipment expense$2,417,000995
Additional noninterest expense$5,174,0001,258
Pre-tax net operating income$2,595,0002,508
Securities gains (losses)$87,0001,360
Applicable income taxes$595,0002,044
Income before extraordinary items$2,087,0002,625
Extraordinary gains, net$017
Net income$2,087,0002,623
Minority interest net income$084
Net income of bank and minority interests.$2,087,0002,625
Net charge-offs$1,072,000835
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,019,1402,642
2014-09-30 (YTD Data)Rank
Total interest income$11,634,0001,611
Total interest expense$763,0002,585
Net interest income$10,871,0001,535
Provision for loan and lease losses$208,0002,035
Total noninterest income$3,147,0001,248
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$795,0001,236
Trading account gains and fees$0174
Additional Noninterest Income$2,352,0001,073
Total noninterest expense$11,835,0001,265
Salaries and employee benefits$6,250,0001,285
Premises and equipment expense$1,822,000997
Additional noninterest expense$3,763,0001,293
Pre-tax net operating income$1,975,0002,535
Securities gains (losses)$60,0001,334
Applicable income taxes$403,0002,184
Income before extraordinary items$1,632,0002,571
Extraordinary gains, net$015
Net income$1,632,0002,572
Minority interest net income$081
Net income of bank and minority interests.$1,632,0002,571
Net charge-offs$763,000835
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,584,0002,582
2014-06-30 (YTD Data)Rank
Total interest income$7,736,0001,610
Total interest expense$514,0002,589
Net interest income$7,222,0001,526
Provision for loan and lease losses$116,0002,228
Total noninterest income$2,187,0001,202
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$524,0001,230
Trading account gains and fees$0172
Additional Noninterest Income$1,663,0001,016
Total noninterest expense$7,927,0001,260
Salaries and employee benefits$4,265,0001,259
Premises and equipment expense$1,274,000966
Additional noninterest expense$2,388,0001,345
Pre-tax net operating income$1,366,0002,414
Securities gains (losses)$61,0001,060
Applicable income taxes$261,0002,160
Income before extraordinary items$1,166,0002,379
Extraordinary gains, net$020
Net income$1,166,0002,383
Minority interest net income$080
Net income of bank and minority interests.$1,166,0002,383
Net charge-offs$518,000848
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,115,9802,419
2014-03-31 (YTD Data)Rank
Total interest income$3,892,0001,593
Total interest expense$256,0002,629
Net interest income$3,636,0001,508
Provision for loan and lease losses$225,000909
Total noninterest income$954,0001,294
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$265,0001,208
Trading account gains and fees$0147
Additional Noninterest Income$689,0001,142
Total noninterest expense$3,876,0001,294
Salaries and employee benefits$2,037,0001,324
Premises and equipment expense$694,000909
Additional noninterest expense$1,145,0001,390
Pre-tax net operating income$489,0002,939
Securities gains (losses)$01,715
Applicable income taxes$90,0002,440
Income before extraordinary items$399,0003,003
Extraordinary gains, net$016
Net income$399,0003,006
Minority interest net income$066
Net income of bank and minority interests.$399,0003,006
Net charge-offs$330,000670
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$399,0002,970
2013-12-31 (YTD Data)Rank
Total interest income$16,060,0001,556
Total interest expense$1,180,0002,598
Net interest income$14,880,0001,465
Provision for loan and lease losses$1,464,000810
Total noninterest income$4,481,0001,227
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,176,0001,174
Trading account gains and fees$0184
Additional Noninterest Income$3,305,0001,079
Total noninterest expense$14,602,0001,354
Salaries and employee benefits$7,745,0001,368
Premises and equipment expense$2,276,0001,047
Additional noninterest expense$4,581,0001,452
Pre-tax net operating income$3,295,0002,012
Securities gains (losses)$03,182
Applicable income taxes$1,107,0001,383
Income before extraordinary items$2,188,0002,442
Extraordinary gains, net$029
Net income$2,188,0002,446
Minority interest net income$090
Net income of bank and minority interests.$2,188,0002,445
Net charge-offs$1,583,000910
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,188,0002,384
2013-09-30 (YTD Data)Rank
Total interest income$12,135,0001,559
Total interest expense$925,0002,585
Net interest income$11,210,0001,458
Provision for loan and lease losses$1,234,000757
Total noninterest income$3,414,0001,234
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$882,0001,174
Trading account gains and fees$0180
Additional Noninterest Income$2,532,0001,094
Total noninterest expense$10,862,0001,372
Salaries and employee benefits$5,798,0001,368
Premises and equipment expense$1,703,0001,061
Additional noninterest expense$3,361,0001,474
Pre-tax net operating income$2,528,0002,036
Securities gains (losses)$03,040
Applicable income taxes$779,0001,474
Income before extraordinary items$1,749,0002,358
Extraordinary gains, net$025
Net income$1,749,0002,363
Minority interest net income$084
Net income of bank and minority interests.$1,749,0002,363
Net charge-offs$1,020,000983
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,749,0002,291
2013-06-30 (YTD Data)Rank
Total interest income$8,034,0001,561
Total interest expense$645,0002,562
Net interest income$7,389,0001,456
Provision for loan and lease losses$684,000892
Total noninterest income$2,376,0001,207
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$576,0001,176
Trading account gains and fees$0157
Additional Noninterest Income$1,800,0001,062
Total noninterest expense$7,206,0001,370
Salaries and employee benefits$3,856,0001,369
Premises and equipment expense$1,160,0001,033
Additional noninterest expense$2,190,0001,492
Pre-tax net operating income$1,875,0001,824
Securities gains (losses)$02,791
Applicable income taxes$579,0001,384
Income before extraordinary items$1,296,0002,169
Extraordinary gains, net$022
Net income$1,296,0002,177
Minority interest net income$082
Net income of bank and minority interests.$1,296,0002,175
Net charge-offs$794,000911
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,296,0002,082
2013-03-31 (YTD Data)Rank
Total interest income$4,029,0001,569
Total interest expense$335,0002,548
Net interest income$3,694,0001,451
Provision for loan and lease losses$230,0001,215
Total noninterest income$1,064,0001,308
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$278,0001,202
Trading account gains and fees$0148
Additional Noninterest Income$786,0001,167
Total noninterest expense$3,596,0001,389
Salaries and employee benefits$1,958,0001,362
Premises and equipment expense$598,0001,028
Additional noninterest expense$1,040,0001,560
Pre-tax net operating income$932,0001,817
Securities gains (losses)$01,966
Applicable income taxes$307,0001,300
Income before extraordinary items$625,0002,187
Extraordinary gains, net$010
Net income$625,0002,189
Minority interest net income$076
Net income of bank and minority interests.$625,0002,189
Net charge-offs$421,000858
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$625,0002,102
2012-12-31 (YTD Data)Rank
Total interest income$17,172,0001,544
Total interest expense$1,615,0002,571
Net interest income$15,557,0001,414
Provision for loan and lease losses$1,486,0001,339
Total noninterest income$4,150,0001,295
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,179,0001,203
Trading account gains and fees$0166
Additional Noninterest Income$2,971,0001,167
Total noninterest expense$14,000,0001,411
Salaries and employee benefits$7,330,0001,390
Premises and equipment expense$2,193,0001,086
Additional noninterest expense$4,477,0001,506
Pre-tax net operating income$4,221,0001,586
Securities gains (losses)$297,0001,373
Applicable income taxes$1,524,0001,088
Income before extraordinary items$2,994,0001,869
Extraordinary gains, net$029
Net income$2,994,0001,867
Minority interest net income$093
Net income of bank and minority interests.$2,994,0001,869
Net charge-offs$3,007,000841
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,797,9801,873
2012-09-30 (YTD Data)Rank
Total interest income$13,026,0001,557
Total interest expense$1,246,0002,602
Net interest income$11,780,0001,407
Provision for loan and lease losses$1,312,0001,204
Total noninterest income$2,993,0001,336
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$874,0001,228
Trading account gains and fees$0157
Additional Noninterest Income$2,119,0001,216
Total noninterest expense$10,385,0001,422
Salaries and employee benefits$5,454,0001,396
Premises and equipment expense$1,609,0001,113
Additional noninterest expense$3,322,0001,521
Pre-tax net operating income$3,076,0001,658
Securities gains (losses)$297,0001,130
Applicable income taxes$1,143,0001,108
Income before extraordinary items$2,230,0001,908
Extraordinary gains, net$020
Net income$2,230,0001,907
Minority interest net income$086
Net income of bank and minority interests.$2,230,0001,909
Net charge-offs$805,0001,671
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,033,9801,956
2012-06-30 (YTD Data)Rank
Total interest income$8,794,0001,555
Total interest expense$868,0002,614
Net interest income$7,926,0001,393
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$1,980,0001,336
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$572,0001,237
Trading account gains and fees$0153
Additional Noninterest Income$1,408,0001,188
Total noninterest expense$7,023,0001,402
Salaries and employee benefits$3,670,0001,401
Premises and equipment expense$1,080,0001,112
Additional noninterest expense$2,273,0001,491
Pre-tax net operating income$1,883,0001,766
Securities gains (losses)$03,178
Applicable income taxes$623,0001,287
Income before extraordinary items$1,260,0002,183
Extraordinary gains, net$019
Net income$1,260,0002,184
Minority interest net income$084
Net income of bank and minority interests.$1,260,0002,184
Net charge-offs$761,0001,370
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,260,0002,066
2012-03-31 (YTD Data)Rank
Total interest income$4,492,0001,538
Total interest expense$436,0002,679
Net interest income$4,056,0001,362
Provision for loan and lease losses$375,0001,298
Total noninterest income$997,0001,328
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$299,0001,180
Trading account gains and fees$0148
Additional Noninterest Income$698,0001,185
Total noninterest expense$3,770,0001,318
Salaries and employee benefits$1,909,0001,354
Premises and equipment expense$560,0001,067
Additional noninterest expense$1,301,0001,292
Pre-tax net operating income$908,0001,824
Securities gains (losses)$02,210
Applicable income taxes$299,0001,302
Income before extraordinary items$609,0002,224
Extraordinary gains, net$019
Net income$609,0002,226
Minority interest net income$078
Net income of bank and minority interests.$609,0002,227
Net charge-offs$326,0001,412
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$609,0002,118
2011-12-31 (YTD Data)Rank
Total interest income$18,404,0001,551
Total interest expense$2,265,0002,517
Net interest income$16,139,0001,378
Provision for loan and lease losses$2,231,0001,450
Total noninterest income$4,507,0001,129
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,408,0001,052
Trading account gains and fees$-10,0007,282
Additional Noninterest Income$3,109,0001,015
Total noninterest expense$15,069,0001,304
Salaries and employee benefits$8,946,0001,096
Premises and equipment expense$2,158,0001,156
Additional noninterest expense$3,965,0001,714
Pre-tax net operating income$3,346,0001,663
Securities gains (losses)$03,838
Applicable income taxes$657,0001,746
Income before extraordinary items$2,689,0001,766
Extraordinary gains, net$029
Net income$2,689,0001,768
Minority interest net income$096
Net income of bank and minority interests.$2,689,0001,768
Net charge-offs$2,240,0001,451
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,689,0001,689
2011-09-30 (YTD Data)Rank
Total interest income$13,835,0001,563
Total interest expense$1,808,0002,473
Net interest income$12,027,0001,394
Provision for loan and lease losses$1,300,0001,655
Total noninterest income$3,469,0001,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,046,0001,067
Trading account gains and fees$-89,0007,388
Additional Noninterest Income$2,512,000955
Total noninterest expense$11,671,0001,266
Salaries and employee benefits$7,042,0001,044
Premises and equipment expense$1,621,0001,172
Additional noninterest expense$3,008,0001,690
Pre-tax net operating income$2,525,0001,716
Securities gains (losses)$03,555
Applicable income taxes$391,0001,969
Income before extraordinary items$2,134,0001,741
Extraordinary gains, net$021
Net income$2,134,0001,742
Minority interest net income$087
Net income of bank and minority interests.$2,134,0001,742
Net charge-offs$1,484,0001,496
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,134,0001,665
2011-06-30 (YTD Data)Rank
Total interest income$9,252,0001,571
Total interest expense$1,285,0002,430
Net interest income$7,967,0001,405
Provision for loan and lease losses$900,0001,580
Total noninterest income$1,689,0001,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$687,0001,070
Trading account gains and fees$61,000115
Additional Noninterest Income$941,0001,403
Total noninterest expense$6,704,0001,470
Salaries and employee benefits$3,618,0001,383
Premises and equipment expense$1,110,0001,156
Additional noninterest expense$1,976,0001,736
Pre-tax net operating income$2,052,0001,416
Securities gains (losses)$02,914
Applicable income taxes$698,0001,030
Income before extraordinary items$1,354,0001,763
Extraordinary gains, net$015
Net income$1,354,0001,763
Minority interest net income$089
Net income of bank and minority interests.$1,354,0001,763
Net charge-offs$574,0002,003
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,354,0001,690
2011-03-31 (YTD Data)Rank
Total interest income$4,612,0001,588
Total interest expense$663,0002,436
Net interest income$3,949,0001,409
Provision for loan and lease losses$450,0001,516
Total noninterest income$818,0001,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0001,035
Trading account gains and fees$45,000111
Additional Noninterest Income$425,0001,505
Total noninterest expense$3,438,0001,441
Salaries and employee benefits$1,826,0001,385
Premises and equipment expense$594,0001,097
Additional noninterest expense$1,018,0001,687
Pre-tax net operating income$879,0001,627
Securities gains (losses)$01,772
Applicable income taxes$297,0001,132
Income before extraordinary items$582,0001,964
Extraordinary gains, net$09
Net income$582,0001,963
Minority interest net income$086
Net income of bank and minority interests.$582,0001,964
Net charge-offs$391,0001,541
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$582,0001,912
2010-12-31 (YTD Data)Rank
Total interest income$18,452,0001,643
Total interest expense$3,052,0002,576
Net interest income$15,400,0001,455
Provision for loan and lease losses$2,050,0002,036
Total noninterest income$3,668,0001,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$138,000118
Additional Noninterest Income$3,530,000950
Total noninterest expense$12,758,0001,548
Salaries and employee benefits$7,055,0001,397
Premises and equipment expense$1,973,0001,311
Additional noninterest expense$3,730,0001,906
Pre-tax net operating income$4,260,0001,194
Securities gains (losses)$2,0003,620
Applicable income taxes$1,444,000930
Income before extraordinary items$2,818,0001,478
Extraordinary gains, net$029
Net income$2,818,0001,480
Minority interest net income$0111
Net income of bank and minority interests.$2,818,0001,481
Net charge-offs$2,475,0001,639
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,816,6801,432
2010-09-30 (YTD Data)Rank
Total interest income$13,736,0001,686
Total interest expense$2,373,0002,578
Net interest income$11,363,0001,503
Provision for loan and lease losses$1,475,0001,996
Total noninterest income$2,639,0001,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$58,000121
Additional Noninterest Income$2,581,000928
Total noninterest expense$9,411,0001,571
Salaries and employee benefits$5,191,0001,430
Premises and equipment expense$1,472,0001,330
Additional noninterest expense$2,748,0001,897
Pre-tax net operating income$3,116,0001,275
Securities gains (losses)$3,0003,393
Applicable income taxes$1,051,000960
Income before extraordinary items$2,068,0001,597
Extraordinary gains, net$023
Net income$2,068,0001,600
Minority interest net income$0110
Net income of bank and minority interests.$2,068,0001,600
Net charge-offs$2,258,0001,397
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,066,0201,526
2010-06-30 (YTD Data)Rank
Total interest income$9,076,0001,726
Total interest expense$1,613,0002,636
Net interest income$7,463,0001,520
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$1,588,0001,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-61,0007,785
Additional Noninterest Income$1,649,000917
Total noninterest expense$6,168,0001,600
Salaries and employee benefits$3,320,0001,497
Premises and equipment expense$991,0001,338
Additional noninterest expense$1,857,0001,870
Pre-tax net operating income$1,883,0001,379
Securities gains (losses)$3,0002,902
Applicable income taxes$624,0001,027
Income before extraordinary items$1,262,0001,720
Extraordinary gains, net$019
Net income$1,262,0001,719
Minority interest net income$0105
Net income of bank and minority interests.$1,262,0001,720
Net charge-offs$114,0004,110
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,259,9901,653
2010-03-31 (YTD Data)Rank
Total interest income$4,517,0001,776
Total interest expense$803,0002,754
Net interest income$3,714,0001,542
Provision for loan and lease losses$625,0001,578
Total noninterest income$958,0001,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$55,000105
Additional Noninterest Income$903,000867
Total noninterest expense$3,078,0001,632
Salaries and employee benefits$1,699,0001,478
Premises and equipment expense$509,0001,337
Additional noninterest expense$870,0001,952
Pre-tax net operating income$969,0001,342
Securities gains (losses)$02,284
Applicable income taxes$320,0001,001
Income before extraordinary items$649,0001,692
Extraordinary gains, net$016
Net income$649,0001,693
Minority interest net income$091
Net income of bank and minority interests.$649,0001,694
Net charge-offs$17,0004,530
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$649,0001,621
2009-12-31 (YTD Data)Rank
Total interest income$17,547,0001,924
Total interest expense$3,956,0002,768
Net interest income$13,591,0001,654
Provision for loan and lease losses$1,100,0003,352
Total noninterest income$4,052,0001,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$217,000129
Additional Noninterest Income$3,835,000882
Total noninterest expense$12,560,0001,631
Salaries and employee benefits$6,842,0001,471
Premises and equipment expense$1,968,0001,389
Additional noninterest expense$3,750,0001,957
Pre-tax net operating income$3,983,0001,044
Securities gains (losses)$98,0002,159
Applicable income taxes$1,360,000758
Income before extraordinary items$2,721,0001,216
Extraordinary gains, net$034
Net income$2,721,0001,215
Minority interest net income$0115
Net income of bank and minority interests.$2,721,0001,215
Net charge-offs$170,0005,185
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,655,3401,240
2009-09-30 (YTD Data)Rank
Total interest income$13,072,0001,974
Total interest expense$3,081,0002,797
Net interest income$9,991,0001,681
Provision for loan and lease losses$825,0003,064
Total noninterest income$3,074,0001,293
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$187,000129
Additional Noninterest Income$2,887,000884
Total noninterest expense$9,254,0001,645
Salaries and employee benefits$4,984,0001,520
Premises and equipment expense$1,493,0001,377
Additional noninterest expense$2,777,0001,908
Pre-tax net operating income$2,986,0001,095
Securities gains (losses)$98,0001,856
Applicable income taxes$1,030,000830
Income before extraordinary items$2,054,0001,305
Extraordinary gains, net$027
Net income$2,054,0001,304
Minority interest net income$0118
Net income of bank and minority interests.$2,054,0001,305
Net charge-offs$53,0005,634
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,988,3401,312
2009-06-30 (YTD Data)Rank
Total interest income$8,698,0002,017
Total interest expense$2,176,0002,764
Net interest income$6,522,0001,709
Provision for loan and lease losses$550,0002,834
Total noninterest income$1,887,0001,399
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$67,000139
Additional Noninterest Income$1,820,000953
Total noninterest expense$6,102,0001,689
Salaries and employee benefits$3,248,0001,576
Premises and equipment expense$1,021,0001,357
Additional noninterest expense$1,833,0001,948
Pre-tax net operating income$1,757,0001,309
Securities gains (losses)$98,0001,509
Applicable income taxes$611,000914
Income before extraordinary items$1,244,0001,494
Extraordinary gains, net$021
Net income$1,244,0001,492
Minority interest net income$0112
Net income of bank and minority interests.$1,244,0001,494
Net charge-offs$22,0005,547
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,178,3401,559
2009-03-31 (YTD Data)Rank
Total interest income$4,289,0002,072
Total interest expense$1,158,0002,712
Net interest income$3,131,0001,773
Provision for loan and lease losses$175,0003,026
Total noninterest income$723,0001,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-110,0008,202
Additional Noninterest Income$833,000980
Total noninterest expense$2,752,0001,803
Salaries and employee benefits$1,476,0001,760
Premises and equipment expense$538,0001,330
Additional noninterest expense$738,0002,127
Pre-tax net operating income$927,0001,393
Securities gains (losses)$98,0001,009
Applicable income taxes$342,000941
Income before extraordinary items$683,0001,578
Extraordinary gains, net$015
Net income$683,0001,579
Minority interest net income$0102
Net income of bank and minority interests.$683,0001,580
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$617,3401,655
2008-12-31 (YTD Data)Rank
Total interest income$16,890,0002,242
Total interest expense$5,291,0002,832
Net interest income$11,599,0001,922
Provision for loan and lease losses$450,0003,957
Total noninterest income$3,329,0001,455
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-415,0008,233
Additional Noninterest Income$3,744,000811
Total noninterest expense$11,026,0001,757
Salaries and employee benefits$6,036,0001,692
Premises and equipment expense$2,022,0001,359
Additional noninterest expense$2,968,0002,027
Pre-tax net operating income$3,452,0001,577
Securities gains (losses)$126,000967
Applicable income taxes$1,170,0001,062
Income before extraordinary items$2,408,0001,663
Extraordinary gains, net$039
Net income$2,408,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0005,185
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,323,5801,836
2008-09-30 (YTD Data)Rank
Total interest income$12,498,0002,312
Total interest expense$4,115,0002,838
Net interest income$8,383,0002,009
Provision for loan and lease losses$200,0004,198
Total noninterest income$2,629,0001,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-216,0008,305
Additional Noninterest Income$2,845,000851
Total noninterest expense$8,092,0001,788
Salaries and employee benefits$4,414,0001,755
Premises and equipment expense$1,526,0001,360
Additional noninterest expense$2,152,0002,025
Pre-tax net operating income$2,720,0001,796
Securities gains (losses)$109,000909
Applicable income taxes$932,0001,220
Income before extraordinary items$1,897,0001,866
Extraordinary gains, net$031
Net income$1,897,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,323
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,823,9702,041
2008-06-30 (YTD Data)Rank
Total interest income$8,283,0002,354
Total interest expense$2,920,0002,771
Net interest income$5,363,0002,072
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,799,0001,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-56,0008,372
Additional Noninterest Income$1,855,000892
Total noninterest expense$5,515,0001,746
Salaries and employee benefits$3,027,0001,724
Premises and equipment expense$1,037,0001,334
Additional noninterest expense$1,451,0001,980
Pre-tax net operating income$1,497,0002,203
Securities gains (losses)$95,0001,008
Applicable income taxes$511,0001,576
Income before extraordinary items$1,081,0002,419
Extraordinary gains, net$021
Net income$1,081,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,637
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,016,4002,496
2008-03-31 (YTD Data)Rank
Total interest income$4,157,0002,404
Total interest expense$1,614,0002,696
Net interest income$2,543,0002,174
Provision for loan and lease losses$50,0003,776
Total noninterest income$804,0001,561
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-118,0008,435
Additional Noninterest Income$922,000902
Total noninterest expense$2,648,0001,806
Salaries and employee benefits$1,395,0001,893
Premises and equipment expense$546,0001,258
Additional noninterest expense$707,0001,993
Pre-tax net operating income$649,0002,559
Securities gains (losses)$68,000921
Applicable income taxes$226,0001,811
Income before extraordinary items$491,0002,739
Extraordinary gains, net$015
Net income$491,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,006
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$444,7602,869
2007-12-31 (YTD Data)Rank
Total interest income$16,168,0002,516
Total interest expense$6,404,0002,855
Net interest income$9,764,0002,291
Provision for loan and lease losses$340,0002,967
Total noninterest income$3,847,0001,338
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$552,0002,843
Trading account gains and fees$-39,0008,470
Additional Noninterest Income$3,334,000933
Total noninterest expense$10,758,0001,720
Salaries and employee benefits$5,978,0001,678
Premises and equipment expense$1,913,0001,392
Additional noninterest expense$2,867,0001,921
Pre-tax net operating income$2,513,0002,815
Securities gains (losses)$42,000853
Applicable income taxes$744,0002,225
Income before extraordinary items$1,811,0003,034
Extraordinary gains, net$039
Net income$1,811,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,490
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,781,1803,056
2007-09-30 (YTD Data)Rank
Total interest income$11,886,0002,560
Total interest expense$4,666,0002,920
Net interest income$7,220,0002,329
Provision for loan and lease losses$333,0002,159
Total noninterest income$2,899,0001,339
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$552,0002,256
Trading account gains and fees$0184
Additional Noninterest Income$2,347,000980
Total noninterest expense$7,905,0001,741
Salaries and employee benefits$4,367,0001,727
Premises and equipment expense$1,387,0001,432
Additional noninterest expense$2,151,0001,871
Pre-tax net operating income$1,881,0002,970
Securities gains (losses)$29,000745
Applicable income taxes$543,0002,428
Income before extraordinary items$1,367,0003,162
Extraordinary gains, net$033
Net income$1,367,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,724
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,346,1203,193
2007-06-30 (YTD Data)Rank
Total interest income$7,718,0002,634
Total interest expense$3,029,0002,984
Net interest income$4,689,0002,410
Provision for loan and lease losses$250,0001,793
Total noninterest income$1,938,0001,364
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$552,0001,591
Trading account gains and fees$0168
Additional Noninterest Income$1,386,0001,114
Total noninterest expense$5,268,0001,751
Salaries and employee benefits$2,844,0001,806
Premises and equipment expense$906,0001,474
Additional noninterest expense$1,518,0001,792
Pre-tax net operating income$1,109,0003,292
Securities gains (losses)$20,000710
Applicable income taxes$297,0002,747
Income before extraordinary items$832,0003,437
Extraordinary gains, net$029
Net income$832,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$817,2003,454
2007-03-31 (YTD Data)Rank
Total interest income$3,777,0002,673
Total interest expense$1,480,0003,018
Net interest income$2,297,0002,459
Provision for loan and lease losses$125,0001,705
Total noninterest income$1,000,0001,314
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$552,000768
Trading account gains and fees$0195
Additional Noninterest Income$448,0001,476
Total noninterest expense$2,631,0001,765
Salaries and employee benefits$1,310,0001,960
Premises and equipment expense$451,0001,478
Additional noninterest expense$870,0001,534
Pre-tax net operating income$541,0003,342
Securities gains (losses)$01,187
Applicable income taxes$119,0003,045
Income before extraordinary items$422,0003,367
Extraordinary gains, net$022
Net income$422,0003,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,284
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$422,0003,343
2006-12-31 (YTD Data)Rank
Total interest income$13,616,0002,775
Total interest expense$4,129,0003,518
Net interest income$9,487,0002,398
Provision for loan and lease losses$520,0001,835
Total noninterest income$3,586,0001,401
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,223,000795
Trading account gains and fees$0130
Additional Noninterest Income$1,363,0001,783
Total noninterest expense$9,642,0001,853
Salaries and employee benefits$5,267,0001,850
Premises and equipment expense$1,684,0001,532
Additional noninterest expense$2,691,0001,965
Pre-tax net operating income$2,911,0002,826
Securities gains (losses)$01,687
Applicable income taxes$985,0002,214
Income before extraordinary items$1,926,0003,184
Extraordinary gains, net$051
Net income$1,926,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,906
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,926,0003,166
2006-09-30 (YTD Data)Rank
Total interest income$9,934,0002,807
Total interest expense$2,786,0003,693
Net interest income$7,148,0002,413
Provision for loan and lease losses$315,0002,065
Total noninterest income$2,662,0001,434
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,668,000796
Trading account gains and fees$0126
Additional Noninterest Income$994,0001,832
Total noninterest expense$6,858,0001,926
Salaries and employee benefits$3,721,0001,955
Premises and equipment expense$1,248,0001,561
Additional noninterest expense$1,889,0002,079
Pre-tax net operating income$2,637,0002,557
Securities gains (losses)$01,388
Applicable income taxes$912,0002,005
Income before extraordinary items$1,725,0002,890
Extraordinary gains, net$045
Net income$1,725,0002,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,116
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,725,0002,879
2006-06-30 (YTD Data)Rank
Total interest income$6,439,0002,847
Total interest expense$1,700,0003,803
Net interest income$4,739,0002,425
Provision for loan and lease losses$210,0002,022
Total noninterest income$1,772,0001,427
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,128,000777
Trading account gains and fees$0126
Additional Noninterest Income$644,0001,872
Total noninterest expense$4,498,0001,969
Salaries and employee benefits$2,427,0002,011
Premises and equipment expense$815,0001,591
Additional noninterest expense$1,256,0002,085
Pre-tax net operating income$1,803,0002,514
Securities gains (losses)$01,185
Applicable income taxes$618,0002,011
Income before extraordinary items$1,185,0002,818
Extraordinary gains, net$039
Net income$1,185,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,664
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,185,0002,807
2006-03-31 (YTD Data)Rank
Total interest income$3,139,0002,866
Total interest expense$807,0003,794
Net interest income$2,332,0002,451
Provision for loan and lease losses$105,0001,911
Total noninterest income$871,0001,411
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$528,000802
Trading account gains and fees$0115
Additional Noninterest Income$343,0001,754
Total noninterest expense$2,245,0001,975
Salaries and employee benefits$1,224,0002,001
Premises and equipment expense$416,0001,567
Additional noninterest expense$605,0002,138
Pre-tax net operating income$853,0002,579
Securities gains (losses)$0955
Applicable income taxes$295,0002,050
Income before extraordinary items$558,0002,900
Extraordinary gains, net$021
Net income$558,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$558,0002,885
2005-12-31 (YTD Data)Rank
Total interest income$10,895,0002,923
Total interest expense$1,867,0004,643
Net interest income$9,028,0002,432
Provision for loan and lease losses$536,0001,794
Total noninterest income$2,674,0001,776
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,486,0001,199
Trading account gains and fees$0138
Additional Noninterest Income$1,188,0001,982
Total noninterest expense$8,356,0001,998
Salaries and employee benefits$4,438,0002,080
Premises and equipment expense$1,594,0001,530
Additional noninterest expense$2,324,0002,149
Pre-tax net operating income$2,810,0002,914
Securities gains (losses)$5,0001,712
Applicable income taxes$1,052,0002,198
Income before extraordinary items$1,763,0003,414
Extraordinary gains, net$046
Net income$1,763,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,642
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,759,8003,390
2005-09-30 (YTD Data)Rank
Total interest income$7,922,0002,951
Total interest expense$1,209,0004,919
Net interest income$6,713,0002,434
Provision for loan and lease losses$252,0002,533
Total noninterest income$1,791,0001,942
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$955,0001,367
Trading account gains and fees$0126
Additional Noninterest Income$836,0002,062
Total noninterest expense$6,069,0002,046
Salaries and employee benefits$3,165,0002,155
Premises and equipment expense$1,199,0001,520
Additional noninterest expense$1,705,0002,174
Pre-tax net operating income$2,183,0002,861
Securities gains (losses)$-11,0007,939
Applicable income taxes$812,0002,179
Income before extraordinary items$1,360,0003,377
Extraordinary gains, net$035
Net income$1,360,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,996
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,367,0403,323
2005-06-30 (YTD Data)Rank
Total interest income$5,135,0002,964
Total interest expense$720,0005,058
Net interest income$4,415,0002,442
Provision for loan and lease losses$168,0002,458
Total noninterest income$1,118,0002,012
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$619,0001,371
Trading account gains and fees$0116
Additional Noninterest Income$499,0002,183
Total noninterest expense$4,028,0002,044
Salaries and employee benefits$2,089,0002,165
Premises and equipment expense$794,0001,518
Additional noninterest expense$1,145,0002,148
Pre-tax net operating income$1,337,0003,006
Securities gains (losses)$5,0001,582
Applicable income taxes$507,0002,262
Income before extraordinary items$835,0003,543
Extraordinary gains, net$030
Net income$835,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,586
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$831,8003,504
2005-03-31 (YTD Data)Rank
Total interest income$2,487,0003,006
Total interest expense$316,0005,330
Net interest income$2,171,0002,458
Provision for loan and lease losses$84,0002,355
Total noninterest income$525,0002,070
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$311,0001,319
Trading account gains and fees$0115
Additional Noninterest Income$214,0002,380
Total noninterest expense$2,040,0002,030
Salaries and employee benefits$1,055,0002,158
Premises and equipment expense$421,0001,441
Additional noninterest expense$564,0002,167
Pre-tax net operating income$572,0003,342
Securities gains (losses)$01,685
Applicable income taxes$218,0002,461
Income before extraordinary items$354,0003,931
Extraordinary gains, net$024
Net income$354,0003,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$354,0003,884
2004-12-31 (YTD Data)Rank
Total interest income$9,233,0003,039
Total interest expense$1,315,0004,859
Net interest income$7,918,0002,566
Provision for loan and lease losses$400,0002,359
Total noninterest income$2,530,0001,849
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,164,0001,512
Trading account gains and fees$0138
Additional Noninterest Income$1,366,0001,745
Total noninterest expense$7,878,0002,033
Salaries and employee benefits$4,209,0002,076
Premises and equipment expense$1,416,0001,640
Additional noninterest expense$2,253,0002,165
Pre-tax net operating income$2,170,0003,333
Securities gains (losses)$21,0002,362
Applicable income taxes$821,0002,486
Income before extraordinary items$1,370,0003,856
Extraordinary gains, net$034
Net income$1,370,0003,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,756
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,356,5603,823
2004-09-30 (YTD Data)Rank
Total interest income$6,787,0003,059
Total interest expense$1,004,0004,781
Net interest income$5,783,0002,597
Provision for loan and lease losses$252,0002,558
Total noninterest income$1,927,0001,842
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$842,0001,565
Trading account gains and fees$0134
Additional Noninterest Income$1,085,0001,672
Total noninterest expense$5,752,0002,082
Salaries and employee benefits$3,041,0002,140
Premises and equipment expense$1,056,0001,656
Additional noninterest expense$1,655,0002,182
Pre-tax net operating income$1,706,0003,283
Securities gains (losses)$25,0002,158
Applicable income taxes$651,0002,430
Income before extraordinary items$1,080,0003,826
Extraordinary gains, net$026
Net income$1,080,0003,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,900
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,064,0003,784
2004-06-30 (YTD Data)Rank
Total interest income$4,421,0003,110
Total interest expense$677,0004,766
Net interest income$3,744,0002,645
Provision for loan and lease losses$168,0002,528
Total noninterest income$1,056,0002,113
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$502,0001,744
Trading account gains and fees$0130
Additional Noninterest Income$554,0002,031
Total noninterest expense$3,774,0002,122
Salaries and employee benefits$2,013,0002,162
Premises and equipment expense$715,0001,617
Additional noninterest expense$1,046,0002,303
Pre-tax net operating income$858,0003,927
Securities gains (losses)$03,413
Applicable income taxes$314,0003,003
Income before extraordinary items$544,0004,506
Extraordinary gains, net$021
Net income$544,0004,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,843
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$544,0004,425
2004-03-31 (YTD Data)Rank
Total interest income$2,188,0003,141
Total interest expense$352,0004,690
Net interest income$1,836,0002,700
Provision for loan and lease losses$84,0002,431
Total noninterest income$450,0002,341
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$215,0001,949
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$1,843,0002,174
Salaries and employee benefits$988,0002,219
Premises and equipment expense$368,0001,599
Additional noninterest expense$487,0002,425
Pre-tax net operating income$359,0004,359
Securities gains (losses)$02,934
Applicable income taxes$129,0003,364
Income before extraordinary items$230,0004,977
Extraordinary gains, net$016
Net income$230,0004,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$230,0004,853
2003-12-31 (YTD Data)Rank
Total interest income$8,800,0003,167
Total interest expense$1,873,0004,224
Net interest income$6,927,0002,780
Provision for loan and lease losses$270,0003,394
Total noninterest income$2,294,0002,097
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$877,0001,957
Trading account gains and fees$159,000117
Additional Noninterest Income$1,258,0002,053
Total noninterest expense$7,007,0002,253
Salaries and employee benefits$3,768,0002,258
Premises and equipment expense$1,174,0001,945
Additional noninterest expense$2,065,0002,337
Pre-tax net operating income$1,944,0003,452
Securities gains (losses)$04,500
Applicable income taxes$713,0002,758
Income before extraordinary items$1,231,0004,072
Extraordinary gains, net$054
Net income$1,231,0004,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,231,0003,890
2003-09-30 (YTD Data)Rank
Total interest income$6,632,0003,200
Total interest expense$1,500,0004,140
Net interest income$5,132,0002,826
Provision for loan and lease losses$210,0003,249
Total noninterest income$1,661,0002,192
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$632,0002,044
Trading account gains and fees$0153
Additional Noninterest Income$1,029,0002,014
Total noninterest expense$4,849,0002,439
Salaries and employee benefits$2,605,0002,430
Premises and equipment expense$870,0001,966
Additional noninterest expense$1,374,0002,584
Pre-tax net operating income$1,734,0003,168
Securities gains (losses)$04,204
Applicable income taxes$643,0002,538
Income before extraordinary items$1,091,0003,770
Extraordinary gains, net$040
Net income$1,091,0003,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,831
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,091,0003,597
2003-06-30 (YTD Data)Rank
Total interest income$4,467,0003,187
Total interest expense$1,071,0004,028
Net interest income$3,396,0002,846
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,022,0002,323
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$408,0002,064
Trading account gains and fees$0150
Additional Noninterest Income$614,0002,163
Total noninterest expense$3,196,0002,461
Salaries and employee benefits$1,724,0002,441
Premises and equipment expense$578,0001,973
Additional noninterest expense$894,0002,635
Pre-tax net operating income$1,072,0003,349
Securities gains (losses)$03,782
Applicable income taxes$396,0002,713
Income before extraordinary items$676,0003,965
Extraordinary gains, net$030
Net income$676,0003,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,677
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$676,0003,784
2003-03-31 (YTD Data)Rank
Total interest income$2,255,0003,180
Total interest expense$549,0004,049
Net interest income$1,706,0002,827
Provision for loan and lease losses$75,0002,805
Total noninterest income$468,0002,406
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$207,0001,965
Trading account gains and fees$0134
Additional Noninterest Income$261,0002,304
Total noninterest expense$1,571,0002,473
Salaries and employee benefits$866,0002,439
Premises and equipment expense$304,0001,879
Additional noninterest expense$401,0002,859
Pre-tax net operating income$528,0003,368
Securities gains (losses)$02,891
Applicable income taxes$195,0002,740
Income before extraordinary items$333,0003,949
Extraordinary gains, net$021
Net income$333,0003,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,840
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$333,0003,768
2002-12-31 (YTD Data)Rank
Total interest income$9,577,0003,135
Total interest expense$2,626,0003,942
Net interest income$6,951,0002,758
Provision for loan and lease losses$325,0003,273
Total noninterest income$1,216,0003,049
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$655,0002,386
Trading account gains and fees$0153
Additional Noninterest Income$561,0003,076
Total noninterest expense$5,157,0002,848
Salaries and employee benefits$2,860,0002,757
Premises and equipment expense$841,0002,566
Additional noninterest expense$1,456,0003,019
Pre-tax net operating income$2,685,0002,740
Securities gains (losses)$04,537
Applicable income taxes$917,0002,365
Income before extraordinary items$1,768,0003,085
Extraordinary gains, net$070
Net income$1,768,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,760
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,768,0002,986
2001-12-31 (YTD Data)Rank
Total interest income$9,860,0003,354
Total interest expense$3,495,0004,215
Net interest income$6,365,0002,794
Provision for loan and lease losses$280,0003,357
Total noninterest income$1,410,0002,631
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$581,0002,494
Trading account gains and fees$0177
Additional Noninterest Income$829,0002,335
Total noninterest expense$5,811,0002,450
Salaries and employee benefits$3,234,0002,319
Premises and equipment expense$809,0002,606
Additional noninterest expense$1,768,0002,513
Pre-tax net operating income$1,684,0003,579
Securities gains (losses)$04,612
Applicable income taxes$648,0002,824
Income before extraordinary items$1,036,0004,187
Extraordinary gains, net$0105
Net income$1,036,0004,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,295
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,036,0004,072
2000-12-31 (YTD Data)Rank
Total interest income$9,251,0003,646
Total interest expense$3,056,0004,852
Net interest income$6,195,0002,858
Provision for loan and lease losses$100,0005,274
Total noninterest income$904,0003,381
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$566,0002,415
Trading account gains and fees$0180
Additional Noninterest Income$338,0003,680
Total noninterest expense$4,836,0002,802
Salaries and employee benefits$2,536,0002,796
Premises and equipment expense$863,0002,391
Additional noninterest expense$1,437,0002,926
Pre-tax net operating income$2,163,0003,123
Securities gains (losses)$-16,0008,617
Applicable income taxes$811,0002,495
Income before extraordinary items$1,336,0003,563
Extraordinary gains, net$038
Net income$1,336,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,205
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,346,2403,527
1999-12-31 (YTD Data)Rank
Total interest income$8,508,0003,691
Total interest expense$3,000,0004,606
Net interest income$5,508,0003,153
Provision for loan and lease losses$100,0005,206
Total noninterest income$852,0003,470
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$500,0002,634
Trading account gains and fees$0173
Additional Noninterest Income$352,0003,686
Total noninterest expense$4,656,0002,906
Salaries and employee benefits$2,450,0002,862
Premises and equipment expense$847,0002,376
Additional noninterest expense$1,359,0003,103
Pre-tax net operating income$1,604,0003,924
Securities gains (losses)$44,0001,029
Applicable income taxes$630,0003,112
Income before extraordinary items$1,018,0004,377
Extraordinary gains, net$035
Net income$1,018,0004,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,094
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$989,8404,425
1998-12-31 (YTD Data)Rank
Total interest income$8,178,0003,863
Total interest expense$3,229,0004,449
Net interest income$4,949,0003,426
Provision for loan and lease losses$-70,00010,292
Total noninterest income$650,0004,167
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$346,0003,530
Trading account gains and fees$0224
Additional Noninterest Income$304,0003,992
Total noninterest expense$4,596,0002,816
Salaries and employee benefits$2,051,0003,254
Premises and equipment expense$867,0002,245
Additional noninterest expense$1,678,0002,484
Pre-tax net operating income$1,073,0005,204
Securities gains (losses)$04,449
Applicable income taxes$402,0004,401
Income before extraordinary items$671,0005,726
Extraordinary gains, net$032
Net income$671,0005,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$671,0005,627
1997-12-31 (YTD Data)Rank
Total interest income$7,580,0004,181
Total interest expense$3,165,0004,493
Net interest income$4,415,0003,867
Provision for loan and lease losses$145,0004,221
Total noninterest income$649,0004,193
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$356,0003,559
Trading account gains and fees$0239
Additional Noninterest Income$293,0003,988
Total noninterest expense$3,685,0003,433
Salaries and employee benefits$1,878,0003,496
Premises and equipment expense$844,0002,314
Additional noninterest expense$963,0004,042
Pre-tax net operating income$1,234,0005,149
Securities gains (losses)$-4,0009,548
Applicable income taxes$410,0004,808
Income before extraordinary items$820,0005,375
Extraordinary gains, net$044
Net income$820,0005,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$822,6805,314
1996-12-31 (YTD Data)Rank
Total interest income$7,190,0004,464
Total interest expense$3,057,0004,710
Net interest income$4,133,0004,202
Provision for loan and lease losses$30,0007,397
Total noninterest income$571,0004,718
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$354,0003,716
Trading account gains and fees$0262
Additional Noninterest Income$217,0004,953
Total noninterest expense$3,408,0003,870
Salaries and employee benefits$1,727,0003,808
Premises and equipment expense$777,0002,522
Additional noninterest expense$904,0004,731
Pre-tax net operating income$1,266,0004,933
Securities gains (losses)$3,0003,304
Applicable income taxes$516,0004,051
Income before extraordinary items$753,0005,515
Extraordinary gains, net$053
Net income$753,0005,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,473
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$751,0805,468
1995-12-31 (YTD Data)Rank
Total interest income$6,671,0004,752
Total interest expense$2,908,0004,901
Net interest income$3,763,0004,552
Provision for loan and lease losses$75,0005,235
Total noninterest income$523,0005,025
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$323,0004,031
Trading account gains and fees$0522
Additional Noninterest Income$200,0005,136
Total noninterest expense$3,335,0003,916
Salaries and employee benefits$1,710,0003,806
Premises and equipment expense$761,0002,612
Additional noninterest expense$864,0004,930
Pre-tax net operating income$876,0006,529
Securities gains (losses)$-101,00011,487
Applicable income taxes$313,0005,852
Income before extraordinary items$462,0007,537
Extraordinary gains, net$065
Net income$462,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,304
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$526,6407,032
1994-12-31 (YTD Data)Rank
Total interest income$6,362,0004,610
Total interest expense$2,560,0004,550
Net interest income$3,802,0004,583
Provision for loan and lease losses$140,0003,750
Total noninterest income$490,0005,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,352
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,455
Total noninterest expense$3,164,0004,214
Salaries and employee benefits$1,487,0004,303
Premises and equipment expense$584,0003,351
Additional noninterest expense$1,093,0004,379
Pre-tax net operating income$988,0006,015
Securities gains (losses)$-4,0009,291
Applicable income taxes$400,0004,767
Income before extraordinary items$584,0006,665
Extraordinary gains, net$0249
Net income$584,0006,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,588
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$586,5606,714
1993-12-31 (YTD Data)Rank
Total interest income$6,216,0004,804
Total interest expense$2,495,0004,816
Net interest income$3,721,0004,707
Provision for loan and lease losses$176,0004,253
Total noninterest income$403,0006,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0005,182
Trading account gains and feesNANA
Additional Noninterest Income$157,0006,409
Total noninterest expense$2,871,0004,688
Salaries and employee benefits$1,313,0004,834
Premises and equipment expense$506,0003,823
Additional noninterest expense$1,052,0004,712
Pre-tax net operating income$1,077,0005,586
Securities gains (losses)$49,0003,427
Applicable income taxes$503,0004,162
Income before extraordinary items$623,0006,611
Extraordinary gains, net$03,149
Net income$623,0006,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$591,6406,603
1992-12-31 (YTD Data)Rank
Total interest income$6,622,0005,060
Total interest expense$3,097,0005,018
Net interest income$3,525,0004,975
Provision for loan and lease losses$154,0006,013
Total noninterest income$361,0006,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,417
Trading account gains and feesNANA
Additional Noninterest Income$130,0007,163
Total noninterest expense$2,769,0004,873
Salaries and employee benefits$1,316,0004,766
Premises and equipment expense$496,0003,998
Additional noninterest expense$957,0005,236
Pre-tax net operating income$963,0005,790
Securities gains (losses)$81,0003,352
Applicable income taxes$421,0004,603
Income before extraordinary items$623,0006,412
Extraordinary gains, net$01,422
Net income$623,0006,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0004,574
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$571,1606,428

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.