Home > Walden Mutual Bank > Income and Expense
Walden Mutual Bank, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $1,956,000 | 3,310 |
Total interest expense | $734,000 | 3,053 |
Net interest income | $1,222,000 | 3,394 |
Provision for loan and lease losses | $113,000 | 1,370 |
Total noninterest income | $20,000 | 4,188 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $3,000 | 4,106 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 3,970 |
Total noninterest expense | $1,333,000 | 3,012 |
Salaries and employee benefits | $683,000 | 3,088 |
Premises and equipment expense | $40,000 | 4,013 |
Additional noninterest expense | $17,000 | 3,970 |
Pre-tax net operating income | $-204,000 | 4,347 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $-204,000 | 4,332 |
Extraordinary gains, net | $0 | 47 |
Net income | $-204,000 | 4,330 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $-204,000 | 4,332 |
Net charge-offs | $33,000 | 1,199 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $0 | 467 |
Net operating income | $-204,000 | 4,346 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $6,619,000 | 3,457 |
Total interest expense | $2,733,000 | 3,148 |
Net interest income | $3,886,000 | 3,608 |
Provision for loan and lease losses | $2,663,000 | 522 |
Total noninterest income | $73,000 | 4,255 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $12,000 | 4,158 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $61,000 | 4,081 |
Total noninterest expense | $4,621,000 | 3,182 |
Salaries and employee benefits | $2,162,000 | 3,366 |
Premises and equipment expense | $151,000 | 4,065 |
Additional noninterest expense | $61,000 | 4,081 |
Pre-tax net operating income | $-3,325,000 | 4,446 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $30,000 | 3,040 |
Income before extraordinary items | $-3,355,000 | 4,427 |
Extraordinary gains, net | $0 | 53 |
Net income | $-3,355,000 | 4,427 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-3,355,000 | 4,427 |
Net charge-offs | $2,553,000 | 425 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $0 | 564 |
Net operating income | $-3,355,000 | 4,439 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $4,674,000 | 3,526 |
Total interest expense | $1,943,000 | 3,190 |
Net interest income | $2,731,000 | 3,678 |
Provision for loan and lease losses | $1,978,000 | 494 |
Total noninterest income | $51,000 | 4,294 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $9,000 | 4,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 4,119 |
Total noninterest expense | $3,410,000 | 3,183 |
Salaries and employee benefits | $1,520,000 | 3,432 |
Premises and equipment expense | $118,000 | 4,059 |
Additional noninterest expense | $42,000 | 4,119 |
Pre-tax net operating income | $-2,606,000 | 4,486 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $30,000 | 2,990 |
Income before extraordinary items | $-2,636,000 | 4,475 |
Extraordinary gains, net | $0 | 51 |
Net income | $-2,636,000 | 4,476 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-2,636,000 | 4,476 |
Net charge-offs | $0 | 2,823 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $0 | 527 |
Net operating income | $-2,636,000 | 4,483 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $2,989,000 | 3,572 |
Total interest expense | $1,167,000 | 3,272 |
Net interest income | $1,822,000 | 3,686 |
Provision for loan and lease losses | $131,000 | 1,661 |
Total noninterest income | $32,000 | 4,317 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $5,000 | 4,220 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 4,134 |
Total noninterest expense | $2,212,000 | 3,216 |
Salaries and employee benefits | $937,000 | 3,519 |
Premises and equipment expense | $70,000 | 4,134 |
Additional noninterest expense | $27,000 | 4,136 |
Pre-tax net operating income | $-489,000 | 4,433 |
Securities gains (losses) | $0 | 628 |
Applicable income taxes | $30,000 | 2,888 |
Income before extraordinary items | $-519,000 | 4,425 |
Extraordinary gains, net | $0 | 52 |
Net income | $-519,000 | 4,426 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-519,000 | 4,427 |
Net charge-offs | $0 | 2,587 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $0 | 496 |
Net operating income | $-519,000 | 4,437 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $1,355,000 | 3,672 |
Total interest expense | $499,000 | 3,412 |
Net interest income | $856,000 | 3,757 |
Provision for loan and lease losses | $138,000 | 1,043 |
Total noninterest income | $14,000 | 4,349 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $2,000 | 4,251 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,168 |
Total noninterest expense | $1,083,000 | 3,254 |
Salaries and employee benefits | $437,000 | 3,595 |
Premises and equipment expense | $34,000 | 4,155 |
Additional noninterest expense | $12,000 | 4,192 |
Pre-tax net operating income | $-351,000 | 4,474 |
Securities gains (losses) | $0 | 689 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $-351,000 | 4,457 |
Extraordinary gains, net | $0 | 51 |
Net income | $-351,000 | 4,457 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $-351,000 | 4,457 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $0 | 434 |
Net operating income | $-351,000 | 4,464 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $3,033,000 | 4,095 |
Total interest expense | $786,000 | 3,867 |
Net interest income | $2,247,000 | 4,119 |
Provision for loan and lease losses | $414,000 | 1,412 |
Total noninterest income | $26,000 | 4,480 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $5,000 | 4,338 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 4,348 |
Total noninterest expense | $4,125,000 | 3,307 |
Salaries and employee benefits | $1,851,000 | 3,549 |
Premises and equipment expense | $133,000 | 4,203 |
Additional noninterest expense | $21,000 | 4,348 |
Pre-tax net operating income | $-2,266,000 | 4,538 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $9,000 | 3,295 |
Income before extraordinary items | $-2,275,000 | 4,518 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,275,000 | 4,517 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,275,000 | 4,518 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $-2,275,000 | 4,530 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $1,883,000 | 4,214 |
Total interest expense | $420,000 | 4,015 |
Net interest income | $1,463,000 | 4,228 |
Provision for loan and lease losses | $343,000 | 1,257 |
Total noninterest income | $12,000 | 4,521 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,396 |
Total noninterest expense | $2,971,000 | 3,349 |
Salaries and employee benefits | $1,339,000 | 3,572 |
Premises and equipment expense | $100,000 | 4,211 |
Additional noninterest expense | $12,000 | 4,406 |
Pre-tax net operating income | $-1,839,000 | 4,535 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $9,000 | 3,303 |
Income before extraordinary items | $-1,848,000 | 4,552 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,848,000 | 4,550 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,848,000 | 4,552 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $-1,848,000 | 4,560 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $1,002,000 | 4,334 |
Total interest expense | $173,000 | 4,190 |
Net interest income | $829,000 | 4,345 |
Provision for loan and lease losses | $154,000 | 1,500 |
Total noninterest income | $5,000 | 4,565 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $0 | 4,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 4,492 |
Total noninterest expense | $1,803,000 | 3,465 |
Salaries and employee benefits | $820,000 | 3,685 |
Premises and equipment expense | $68,000 | 4,220 |
Additional noninterest expense | $5,000 | 4,490 |
Pre-tax net operating income | $-1,123,000 | 4,565 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $9,000 | 3,302 |
Income before extraordinary items | $-1,132,000 | 4,593 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,132,000 | 4,591 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,132,000 | 4,592 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $-1,132,000 | 4,594 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $343,000 | 4,502 |
Total interest expense | $33,000 | 4,446 |
Net interest income | $310,000 | 4,477 |
Provision for loan and lease losses | $76,000 | 1,412 |
Total noninterest income | $1,000 | 4,631 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $0 | 4,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 4,554 |
Total noninterest expense | $924,000 | 3,474 |
Salaries and employee benefits | $391,000 | 3,789 |
Premises and equipment expense | $36,000 | 4,239 |
Additional noninterest expense | $1,000 | 4,554 |
Pre-tax net operating income | $-689,000 | 4,627 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-689,000 | 4,607 |
Extraordinary gains, net | $0 | 4 |
Net income | $-689,000 | 4,606 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-689,000 | 4,607 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $-689,000 | 4,617 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $284,000 | 4,663 |
Total interest expense | $0 | 4,649 |
Net interest income | $284,000 | 4,661 |
Provision for loan and lease losses | $51,000 | 2,538 |
Total noninterest income | $0 | 4,677 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $0 | 4,545 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,616 |
Total noninterest expense | $3,066,000 | 3,694 |
Salaries and employee benefits | $1,800,000 | 3,610 |
Premises and equipment expense | $146,000 | 4,244 |
Additional noninterest expense | $0 | 4,616 |
Pre-tax net operating income | $-2,833,000 | 4,691 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-2,833,000 | 4,672 |
Extraordinary gains, net | $0 | 5 |
Net income | $-2,833,000 | 4,671 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-2,833,000 | 4,672 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $24,375,000 | 42 |
Net operating income | $-2,833,000 | 4,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.