Home > Wakulla Bank > Assets and Liabilities
Wakulla Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 129 | 1,181 |
| Assets and Liabilities | ||
| Total Assets: | $402,205,000 | 1,673 |
| Cash and due from depository institutions | $11,542,000 | 1,181 |
| Interest-bearing balances | $172,000 | 6,429 |
| Securities | $50,729,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $24,948,000 | 272 |
| Net loans & leases | $257,591,000 | 1,708 |
| Loan loss allowance | $20,022,000 | 433 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,032,000 | 605 |
| Other real estate owned | $27,119,000 | 1,181 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,244,000 | 1,792 |
| Life insurance assets | $62,000 | 3,719 |
| Total liabilities and capital | $402,205,000 | 1,673 |
| Total liabilities | $389,665,000 | 1,561 |
| Total deposits | $367,228,000 | 1,510 |
| Interest-bearing deposits | $323,731,000 | 1,481 |
| Deposits held in domestic offices | $367,228,000 | 1,508 |
| % insured | 93.30% | 2,234 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,000,000 | 1,503 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,437,000 | 2,802 |
| Total equity capital | $12,540,000 | 4,596 |
| Total bank equity capital | $12,540,000 | 4,596 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $350,000 | 4,298 |
| Surplus | $9,520,000 | 2,751 |
| Undivided profits | $2,670,000 | 5,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $40,600,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,675,000 | 1,946 |
| Earning assets | $333,440,000 | 1,830 |
| Long-term assets (5+ years) | $141,365,000 | 987 |
| Average Assets, year-to-date | $437,190,000 | 1,548 |
| Average Assets, quarterly | $413,171,500 | 1,630 |
| Volatile liabilities | $92,661,000 | 1,501 |
| Insider loans | $651,000 | 4,767 |
| FHLB advances | $21,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,555,000 | 3,201 |
| Tier 1 (core) risk-based capital | $3,359,000 | 7,203 |
| Tier 2 risk-based capital | $3,359,000 | 1,642 |
| Total risk weighted assets | $300,052,000 | 1,542 |
| Total unused commitments | $14,555,000 | 3,204 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 135 | 1,140 |
| Assets and Liabilities | ||
| Total Assets: | $424,138,000 | 1,609 |
| Cash and due from depository institutions | $14,673,000 | 1,140 |
| Interest-bearing balances | $4,063,000 | 3,998 |
| Securities | $56,784,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $27,801,000 | 225 |
| Net loans & leases | $279,950,000 | 1,600 |
| Loan loss allowance | $22,300,000 | 400 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,290,000 | 596 |
| Other real estate owned | $13,880,000 | 1,140 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $11,760,000 | 1,757 |
| Life insurance assets | $63,000 | 3,726 |
| Total liabilities and capital | $424,138,000 | 1,609 |
| Total liabilities | $411,338,000 | 1,501 |
| Total deposits | $386,294,000 | 1,454 |
| Interest-bearing deposits | $337,267,000 | 1,439 |
| Deposits held in domestic offices | $386,294,000 | 1,453 |
| % insured | 90.81% | 3,315 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $24,000,000 | 1,438 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,044,000 | 3,343 |
| Total equity capital | $12,800,000 | 4,526 |
| Total bank equity capital | $12,800,000 | 4,525 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $350,000 | 4,339 |
| Surplus | $9,520,000 | 2,756 |
| Undivided profits | $2,930,000 | 5,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $46,510,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,048,000 | 1,513 |
| Earning assets | $368,598,000 | 1,677 |
| Long-term assets (5+ years) | $152,761,000 | 910 |
| Average Assets, year-to-date | $448,851,670 | 1,521 |
| Average Assets, quarterly | $439,337,500 | 1,558 |
| Volatile liabilities | $101,575,000 | 1,406 |
| Insider loans | $702,000 | 4,716 |
| FHLB advances | $24,000,000 | 1,359 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,508,000 | 2,991 |
| Tier 1 (core) risk-based capital | $4,069,000 | 7,023 |
| Tier 2 risk-based capital | $4,069,000 | 1,398 |
| Total risk weighted assets | $311,237,000 | 1,512 |
| Total unused commitments | $16,508,000 | 2,996 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 138 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $454,537,000 | 1,549 |
| Cash and due from depository institutions | $11,732,000 | 1,124 |
| Interest-bearing balances | $362,000 | 5,991 |
| Securities | $65,853,000 | 1,906 |
| Federal funds sold & reverse repurchase agreements | $18,349,000 | 477 |
| Net loans & leases | $299,246,000 | 1,538 |
| Loan loss allowance | $19,510,000 | 471 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $19,542,000 | 602 |
| Other real estate owned | $11,151,000 | 1,124 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $28,664,000 | 841 |
| Life insurance assets | $9,145,000 | 746 |
| Total liabilities and capital | $454,537,000 | 1,549 |
| Total liabilities | $433,941,000 | 1,472 |
| Total deposits | $401,600,000 | 1,409 |
| Interest-bearing deposits | $355,918,000 | 1,399 |
| Deposits held in domestic offices | $401,600,000 | 1,408 |
| % insured | 89.65% | 3,841 |
| Federal funds purchased & repurchase agreements | $2,285,000 | 1,762 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $29,000,000 | 1,288 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,056,000 | 3,295 |
| Total equity capital | $20,596,000 | 3,144 |
| Total bank equity capital | $20,596,000 | 3,143 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $350,000 | 4,407 |
| Surplus | $9,520,000 | 2,788 |
| Undivided profits | $10,726,000 | 2,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $48,851,000 | 419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,099,000 | 1,505 |
| Earning assets | $383,810,000 | 1,658 |
| Long-term assets (5+ years) | $157,944,000 | 879 |
| Average Assets, year-to-date | $461,208,500 | 1,523 |
| Average Assets, quarterly | $461,208,500 | 1,523 |
| Volatile liabilities | $114,489,000 | 1,293 |
| Insider loans | $756,000 | 4,682 |
| FHLB advances | $29,000,000 | 1,219 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,580,000 | 3,356 |
| Tier 1 (core) risk-based capital | $13,789,000 | 4,133 |
| Tier 2 risk-based capital | $4,532,000 | 1,310 |
| Total risk weighted assets | $347,560,000 | 1,407 |
| Total unused commitments | $14,580,000 | 3,362 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 142 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $467,880,000 | 1,508 |
| Cash and due from depository institutions | $10,307,000 | 1,101 |
| Interest-bearing balances | $263,000 | 6,002 |
| Securities | $70,442,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $18,059,000 | 440 |
| Net loans & leases | $313,110,000 | 1,501 |
| Loan loss allowance | $13,007,000 | 674 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $19,741,000 | 595 |
| Other real estate owned | $9,755,000 | 1,101 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $26,466,000 | 934 |
| Life insurance assets | $9,059,000 | 750 |
| Total liabilities and capital | $467,880,000 | 1,508 |
| Total liabilities | $441,817,000 | 1,445 |
| Total deposits | $406,860,000 | 1,388 |
| Interest-bearing deposits | $362,834,000 | 1,362 |
| Deposits held in domestic offices | $406,860,000 | 1,387 |
| % insured | 90.17% | 3,650 |
| Federal funds purchased & repurchase agreements | $2,969,000 | 1,720 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $29,000,000 | 1,404 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,988,000 | 1,556 |
| Total equity capital | $26,063,000 | 2,501 |
| Total bank equity capital | $26,063,000 | 2,498 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $350,000 | 4,457 |
| Surplus | $8,500,000 | 3,013 |
| Undivided profits | $17,213,000 | 1,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $51,583,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,395,000 | 1,370 |
| Earning assets | $401,874,000 | 1,590 |
| Long-term assets (5+ years) | $159,664,000 | 881 |
| Average Assets, year-to-date | $494,099,000 | 1,400 |
| Average Assets, quarterly | $471,261,500 | 1,495 |
| Volatile liabilities | $109,705,000 | 1,366 |
| Insider loans | $810,000 | 4,625 |
| FHLB advances | $29,000,000 | 1,322 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,492,000 | 3,017 |
| Tier 1 (core) risk-based capital | $23,101,000 | 2,665 |
| Tier 2 risk-based capital | $4,621,000 | 1,304 |
| Total risk weighted assets | $361,294,000 | 1,391 |
| Total unused commitments | $17,492,000 | 3,018 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 140 | 1,138 |
| Assets and Liabilities | ||
| Total Assets: | $474,643,000 | 1,495 |
| Cash and due from depository institutions | $9,835,000 | 1,138 |
| Interest-bearing balances | $1,002,000 | 5,004 |
| Securities | $77,222,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $4,614,000 | 1,858 |
| Net loans & leases | $327,877,000 | 1,462 |
| Loan loss allowance | $11,450,000 | 739 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $19,963,000 | 587 |
| Other real estate owned | $10,430,000 | 1,138 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $24,702,000 | 893 |
| Life insurance assets | $8,967,000 | 753 |
| Total liabilities and capital | $474,643,000 | 1,495 |
| Total liabilities | $442,034,000 | 1,448 |
| Total deposits | $407,211,000 | 1,384 |
| Interest-bearing deposits | $360,213,000 | 1,374 |
| Deposits held in domestic offices | $407,211,000 | 1,378 |
| % insured | 88.98% | 4,311 |
| Federal funds purchased & repurchase agreements | $2,318,000 | 1,896 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $29,000,000 | 1,465 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,505,000 | 1,498 |
| Total equity capital | $32,609,000 | 2,116 |
| Total bank equity capital | $32,609,000 | 2,116 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $350,000 | 4,517 |
| Surplus | $8,500,000 | 3,006 |
| Undivided profits | $23,759,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $32,618,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,922,000 | 827 |
| Earning assets | $410,715,000 | 1,586 |
| Long-term assets (5+ years) | $159,176,000 | 877 |
| Average Assets, year-to-date | $500,653,750 | 1,394 |
| Average Assets, quarterly | $494,173,000 | 1,425 |
| Volatile liabilities | $115,226,000 | 1,325 |
| Insider loans | $862,000 | 4,531 |
| FHLB advances | $29,000,000 | 1,374 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,289,000 | 2,932 |
| Tier 1 (core) risk-based capital | $30,577,000 | 2,113 |
| Tier 2 risk-based capital | $4,763,000 | 1,274 |
| Total risk weighted assets | $374,320,000 | 1,361 |
| Total unused commitments | $19,289,000 | 2,933 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 142 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $513,703,000 | 1,396 |
| Cash and due from depository institutions | $12,831,000 | 1,159 |
| Interest-bearing balances | $4,147,000 | 3,040 |
| Securities | $81,753,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $27,364,000 | 309 |
| Net loans & leases | $341,594,000 | 1,444 |
| Loan loss allowance | $8,745,000 | 918 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $20,057,000 | 592 |
| Other real estate owned | $9,087,000 | 1,159 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,017,000 | 1,044 |
| Life insurance assets | $8,877,000 | 764 |
| Total liabilities and capital | $513,703,000 | 1,396 |
| Total liabilities | $475,219,000 | 1,357 |
| Total deposits | $437,999,000 | 1,302 |
| Interest-bearing deposits | $388,458,000 | 1,274 |
| Deposits held in domestic offices | $437,999,000 | 1,298 |
| % insured | 80.68% | 3,525 |
| Federal funds purchased & repurchase agreements | $4,568,000 | 1,554 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,000,000 | 1,539 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,652,000 | 1,500 |
| Total equity capital | $38,484,000 | 1,782 |
| Total bank equity capital | $38,484,000 | 1,780 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $350,000 | 4,575 |
| Surplus | $8,500,000 | 3,017 |
| Undivided profits | $29,634,000 | 1,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $26,835,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,049,000 | 798 |
| Earning assets | $454,858,000 | 1,437 |
| Long-term assets (5+ years) | $156,537,000 | 893 |
| Average Assets, year-to-date | $509,324,000 | 1,386 |
| Average Assets, quarterly | $513,793,000 | 1,392 |
| Volatile liabilities | $105,942,000 | 1,448 |
| Insider loans | $1,017,000 | 4,275 |
| FHLB advances | $29,000,000 | 1,444 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,618,000 | 2,636 |
| Tier 1 (core) risk-based capital | $38,360,000 | 1,699 |
| Tier 2 risk-based capital | $4,850,000 | 1,258 |
| Total risk weighted assets | $384,100,000 | 1,361 |
| Total unused commitments | $23,618,000 | 2,640 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 148 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $513,883,000 | 1,399 |
| Cash and due from depository institutions | $13,611,000 | 1,104 |
| Interest-bearing balances | $4,545,000 | 2,675 |
| Securities | $84,202,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $21,226,000 | 523 |
| Net loans & leases | $349,432,000 | 1,420 |
| Loan loss allowance | $3,757,000 | 1,810 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $20,309,000 | 584 |
| Other real estate owned | $6,728,000 | 1,104 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $18,375,000 | 1,153 |
| Life insurance assets | $8,791,000 | 770 |
| Total liabilities and capital | $513,883,000 | 1,399 |
| Total liabilities | $470,019,000 | 1,383 |
| Total deposits | $431,415,000 | 1,311 |
| Interest-bearing deposits | $385,314,000 | 1,286 |
| Deposits held in domestic offices | $431,415,000 | 1,307 |
| % insured | 79.71% | 3,862 |
| Federal funds purchased & repurchase agreements | $6,023,000 | 1,393 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $29,000,000 | 1,575 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,581,000 | 1,483 |
| Total equity capital | $43,864,000 | 1,565 |
| Total bank equity capital | $43,864,000 | 1,565 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $350,000 | 4,601 |
| Surplus | $8,500,000 | 2,996 |
| Undivided profits | $35,014,000 | 975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,033,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,402,000 | 728 |
| Earning assets | $459,405,000 | 1,431 |
| Long-term assets (5+ years) | $144,340,000 | 941 |
| Average Assets, year-to-date | $507,134,500 | 1,402 |
| Average Assets, quarterly | $507,134,500 | 1,402 |
| Volatile liabilities | $111,796,000 | 1,390 |
| Insider loans | $1,096,000 | 4,188 |
| FHLB advances | $29,000,000 | 1,485 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $28,424,000 | 2,382 |
| Tier 1 (core) risk-based capital | $43,216,000 | 1,506 |
| Tier 2 risk-based capital | $3,757,000 | 1,547 |
| Total risk weighted assets | $390,966,000 | 1,348 |
| Total unused commitments | $28,424,000 | 2,385 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 148 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $500,386,000 | 1,402 |
| Cash and due from depository institutions | $16,349,000 | 1,104 |
| Interest-bearing balances | $8,103,000 | 1,304 |
| Securities | $83,049,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $6,159,000 | 1,565 |
| Net loans & leases | $351,347,000 | 1,424 |
| Loan loss allowance | $3,677,000 | 1,796 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $20,517,000 | 578 |
| Other real estate owned | $5,551,000 | 1,104 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $17,414,000 | 1,211 |
| Life insurance assets | $8,704,000 | 776 |
| Total liabilities and capital | $500,386,000 | 1,402 |
| Total liabilities | $457,348,000 | 1,391 |
| Total deposits | $418,698,000 | 1,312 |
| Interest-bearing deposits | $374,503,000 | 1,285 |
| Deposits held in domestic offices | $418,698,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,140,000 | 1,548 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $29,000,000 | 1,735 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,510,000 | 1,520 |
| Total equity capital | $43,038,000 | 1,573 |
| Total bank equity capital | $43,038,000 | 1,573 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $350,000 | 4,632 |
| Surplus | $8,500,000 | 2,977 |
| Undivided profits | $34,188,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,572,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,894,000 | 882 |
| Earning assets | $448,658,000 | 1,432 |
| Long-term assets (5+ years) | $133,644,000 | 999 |
| Average Assets, year-to-date | $477,644,200 | 1,441 |
| Average Assets, quarterly | $488,279,500 | 1,430 |
| Volatile liabilities | $104,152,000 | 1,464 |
| Insider loans | $1,143,000 | 4,151 |
| FHLB advances | $29,000,000 | 1,631 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $29,962,000 | 2,359 |
| Tier 1 (core) risk-based capital | $42,700,000 | 1,502 |
| Tier 2 risk-based capital | $3,677,000 | 1,566 |
| Total risk weighted assets | $392,057,000 | 1,335 |
| Total unused commitments | $29,962,000 | 2,360 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 150 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $476,173,000 | 1,485 |
| Cash and due from depository institutions | $10,090,000 | 1,098 |
| Interest-bearing balances | $381,000 | 3,937 |
| Securities | $65,627,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $8,380,000 | 1,458 |
| Net loans & leases | $349,718,000 | 1,420 |
| Loan loss allowance | $3,513,000 | 1,710 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $20,679,000 | 570 |
| Other real estate owned | $4,610,000 | 1,098 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $17,069,000 | 1,210 |
| Life insurance assets | $8,613,000 | 771 |
| Total liabilities and capital | $476,173,000 | 1,485 |
| Total liabilities | $433,242,000 | 1,462 |
| Total deposits | $393,667,000 | 1,375 |
| Interest-bearing deposits | $346,466,000 | 1,359 |
| Deposits held in domestic offices | $393,667,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,604,000 | 1,556 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $29,000,000 | 1,747 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,971,000 | 1,360 |
| Total equity capital | $42,931,000 | 1,583 |
| Total bank equity capital | $42,931,000 | 1,583 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $350,000 | 4,673 |
| Surplus | $8,500,000 | 2,977 |
| Undivided profits | $34,081,000 | 1,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,678,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,456,000 | 1,065 |
| Earning assets | $424,106,000 | 1,508 |
| Long-term assets (5+ years) | $114,528,000 | 1,129 |
| Average Assets, year-to-date | $471,958,750 | 1,460 |
| Average Assets, quarterly | $477,701,000 | 1,470 |
| Volatile liabilities | $121,481,000 | 1,244 |
| Insider loans | $1,208,000 | 4,070 |
| FHLB advances | $29,000,000 | 1,658 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,468,000 | 2,355 |
| Tier 1 (core) risk-based capital | $43,579,000 | 1,487 |
| Tier 2 risk-based capital | $3,513,000 | 1,585 |
| Total risk weighted assets | $386,388,000 | 1,349 |
| Total unused commitments | $31,468,000 | 2,357 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 154 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $479,229,000 | 1,474 |
| Cash and due from depository institutions | $11,165,000 | 1,083 |
| Interest-bearing balances | $247,000 | 4,168 |
| Securities | $68,053,000 | 1,755 |
| Federal funds sold & reverse repurchase agreements | $9,006,000 | 1,342 |
| Net loans & leases | $349,253,000 | 1,412 |
| Loan loss allowance | $3,678,000 | 1,588 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,688,000 | 559 |
| Other real estate owned | $3,493,000 | 1,083 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,571,000 | 1,148 |
| Life insurance assets | $8,524,000 | 776 |
| Total liabilities and capital | $479,229,000 | 1,474 |
| Total liabilities | $436,788,000 | 1,449 |
| Total deposits | $403,087,000 | 1,332 |
| Interest-bearing deposits | $348,488,000 | 1,338 |
| Deposits held in domestic offices | $403,087,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,171,000 | 2,836 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $29,000,000 | 1,693 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,530,000 | 1,487 |
| Total equity capital | $42,441,000 | 1,617 |
| Total bank equity capital | $42,441,000 | 1,617 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $350,000 | 4,711 |
| Surplus | $8,500,000 | 2,962 |
| Undivided profits | $33,591,000 | 1,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,776,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,494,000 | 1,030 |
| Earning assets | $426,559,000 | 1,501 |
| Long-term assets (5+ years) | $106,195,000 | 1,194 |
| Average Assets, year-to-date | $470,554,000 | 1,465 |
| Average Assets, quarterly | $473,164,500 | 1,476 |
| Volatile liabilities | $115,047,000 | 1,294 |
| Insider loans | $1,260,000 | 4,005 |
| FHLB advances | $29,000,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $29,713,000 | 2,555 |
| Tier 1 (core) risk-based capital | $42,837,000 | 1,531 |
| Tier 2 risk-based capital | $3,678,000 | 1,493 |
| Total risk weighted assets | $388,122,000 | 1,341 |
| Total unused commitments | $29,713,000 | 2,556 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 157 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $467,100,000 | 1,500 |
| Cash and due from depository institutions | $10,622,000 | 1,065 |
| Interest-bearing balances | $610,000 | 3,452 |
| Securities | $48,836,000 | 2,353 |
| Federal funds sold & reverse repurchase agreements | $16,597,000 | 1,016 |
| Net loans & leases | $352,380,000 | 1,369 |
| Loan loss allowance | $4,239,000 | 1,340 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,802,000 | 545 |
| Other real estate owned | $1,511,000 | 1,065 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $16,352,000 | 1,183 |
| Life insurance assets | $8,438,000 | 771 |
| Total liabilities and capital | $467,100,000 | 1,500 |
| Total liabilities | $424,369,000 | 1,480 |
| Total deposits | $391,141,000 | 1,369 |
| Interest-bearing deposits | $334,680,000 | 1,398 |
| Deposits held in domestic offices | $391,141,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $894,000 | 2,641 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $29,000,000 | 1,582 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,334,000 | 1,668 |
| Total equity capital | $42,731,000 | 1,646 |
| Total bank equity capital | $42,731,000 | 1,646 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $350,000 | 4,725 |
| Surplus | $8,500,000 | 2,942 |
| Undivided profits | $33,881,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,894,000 | 814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,282,000 | 1,150 |
| Earning assets | $418,423,000 | 1,530 |
| Long-term assets (5+ years) | $74,303,000 | 1,589 |
| Average Assets, year-to-date | $466,216,500 | 1,477 |
| Average Assets, quarterly | $466,216,500 | 1,477 |
| Volatile liabilities | $99,618,000 | 1,450 |
| Insider loans | $1,310,000 | 3,887 |
| FHLB advances | $29,000,000 | 1,503 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $33,747,000 | 2,373 |
| Tier 1 (core) risk-based capital | $42,266,000 | 1,547 |
| Tier 2 risk-based capital | $4,239,000 | 1,274 |
| Total risk weighted assets | $383,582,000 | 1,334 |
| Total unused commitments | $33,747,000 | 2,374 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 160 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $465,333,000 | 1,462 |
| Cash and due from depository institutions | $12,168,000 | 1,056 |
| Interest-bearing balances | $517,000 | 3,115 |
| Securities | $57,902,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $3,604,000 | 3,146 |
| Net loans & leases | $354,321,000 | 1,359 |
| Loan loss allowance | $4,543,000 | 1,216 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $20,800,000 | 540 |
| Other real estate owned | $228,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $16,310,000 | 1,176 |
| Life insurance assets | $8,354,000 | 772 |
| Total liabilities and capital | $465,333,000 | 1,462 |
| Total liabilities | $423,252,000 | 1,449 |
| Total deposits | $390,086,000 | 1,357 |
| Interest-bearing deposits | $333,344,000 | 1,379 |
| Deposits held in domestic offices | $390,086,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,185,000 | 2,686 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $29,000,000 | 1,483 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,981,000 | 1,800 |
| Total equity capital | $42,081,000 | 1,655 |
| Total bank equity capital | $42,081,000 | 1,655 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $350,000 | 4,751 |
| Surplus | $8,500,000 | 2,912 |
| Undivided profits | $33,231,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,245,000 | 1,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,696,000 | 1,094 |
| Earning assets | $416,344,000 | 1,501 |
| Long-term assets (5+ years) | $69,407,000 | 1,544 |
| Average Assets, year-to-date | $461,924,200 | 1,399 |
| Average Assets, quarterly | $468,946,500 | 1,431 |
| Volatile liabilities | $93,365,000 | 1,537 |
| Insider loans | $1,355,000 | 3,808 |
| FHLB advances | $29,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $32,477,000 | 2,451 |
| Tier 1 (core) risk-based capital | $41,877,000 | 1,554 |
| Tier 2 risk-based capital | $4,543,000 | 1,178 |
| Total risk weighted assets | $385,491,000 | 1,314 |
| Total unused commitments | $32,477,000 | 2,453 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 155 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $472,560,000 | 1,405 |
| Cash and due from depository institutions | $12,042,000 | 1,086 |
| Interest-bearing balances | $1,947,000 | 1,822 |
| Securities | $58,762,000 | 1,964 |
| Federal funds sold & reverse repurchase agreements | $14,851,000 | 938 |
| Net loans & leases | $350,157,000 | 1,341 |
| Loan loss allowance | $4,524,000 | 1,162 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,265,000 | 542 |
| Other real estate owned | $228,000 | 1,086 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,255,000 | 1,157 |
| Life insurance assets | $8,270,000 | 758 |
| Total liabilities and capital | $472,560,000 | 1,405 |
| Total liabilities | $431,266,000 | 1,380 |
| Total deposits | $397,561,000 | 1,317 |
| Interest-bearing deposits | $337,245,000 | 1,362 |
| Deposits held in domestic offices | $397,561,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,072,000 | 2,692 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $29,000,000 | 1,382 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,633,000 | 1,528 |
| Total equity capital | $41,294,000 | 1,661 |
| Total bank equity capital | $41,294,000 | 1,661 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $350,000 | 4,750 |
| Surplus | $8,500,000 | 2,853 |
| Undivided profits | $32,444,000 | 1,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,037,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,612,000 | 1,195 |
| Earning assets | $425,717,000 | 1,435 |
| Long-term assets (5+ years) | $69,838,000 | 1,506 |
| Average Assets, year-to-date | $461,072,000 | 1,398 |
| Average Assets, quarterly | $474,987,500 | 1,383 |
| Volatile liabilities | $90,249,000 | 1,569 |
| Insider loans | $1,398,000 | 3,710 |
| FHLB advances | $29,000,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $33,958,000 | 2,395 |
| Tier 1 (core) risk-based capital | $41,483,000 | 1,550 |
| Tier 2 risk-based capital | $4,524,000 | 1,155 |
| Total risk weighted assets | $382,020,000 | 1,311 |
| Total unused commitments | $33,958,000 | 2,395 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 155 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $477,415,000 | 1,403 |
| Cash and due from depository institutions | $15,332,000 | 1,113 |
| Interest-bearing balances | $141,000 | 4,318 |
| Securities | $54,798,000 | 2,092 |
| Federal funds sold & reverse repurchase agreements | $14,832,000 | 1,065 |
| Net loans & leases | $356,202,000 | 1,315 |
| Loan loss allowance | $4,376,000 | 1,200 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,676,000 | 553 |
| Other real estate owned | $228,000 | 1,113 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $16,347,000 | 1,153 |
| Life insurance assets | $8,191,000 | 759 |
| Total liabilities and capital | $477,415,000 | 1,403 |
| Total liabilities | $437,721,000 | 1,371 |
| Total deposits | $404,883,000 | 1,294 |
| Interest-bearing deposits | $340,803,000 | 1,351 |
| Deposits held in domestic offices | $404,883,000 | 1,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,171,000 | 2,602 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $29,000,000 | 1,321 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,667,000 | 1,890 |
| Total equity capital | $39,694,000 | 1,716 |
| Total bank equity capital | $39,694,000 | 1,716 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $350,000 | 4,779 |
| Surplus | $8,500,000 | 2,846 |
| Undivided profits | $30,844,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,032,000 | 990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,275,000 | 1,222 |
| Earning assets | $425,973,000 | 1,423 |
| Long-term assets (5+ years) | $71,256,000 | 1,463 |
| Average Assets, year-to-date | $457,242,670 | 1,437 |
| Average Assets, quarterly | $464,382,000 | 1,421 |
| Volatile liabilities | $87,552,000 | 1,581 |
| Insider loans | $1,356,000 | 3,733 |
| FHLB advances | $29,000,000 | 1,241 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,459,000 | 2,399 |
| Tier 1 (core) risk-based capital | $40,359,000 | 1,599 |
| Tier 2 risk-based capital | $4,376,000 | 1,196 |
| Total risk weighted assets | $385,601,000 | 1,296 |
| Total unused commitments | $34,459,000 | 2,399 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 147 | 1,156 |
| Assets and Liabilities | ||
| Total Assets: | $451,349,000 | 1,474 |
| Cash and due from depository institutions | $9,647,000 | 1,156 |
| Interest-bearing balances | $398,000 | 3,363 |
| Securities | $56,035,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $2,055,000 | 5,001 |
| Net loans & leases | $348,356,000 | 1,332 |
| Loan loss allowance | $4,207,000 | 1,242 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,513,000 | 552 |
| Other real estate owned | $228,000 | 1,156 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $15,515,000 | 1,166 |
| Life insurance assets | $8,113,000 | 753 |
| Total liabilities and capital | $451,349,000 | 1,474 |
| Total liabilities | $412,247,000 | 1,437 |
| Total deposits | $373,651,000 | 1,423 |
| Interest-bearing deposits | $309,230,000 | 1,497 |
| Deposits held in domestic offices | $373,651,000 | 1,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,808,000 | 2,151 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,000,000 | 1,139 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,788,000 | 1,883 |
| Total equity capital | $39,102,000 | 1,745 |
| Total bank equity capital | $39,102,000 | 1,745 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $350,000 | 4,790 |
| Surplus | $8,500,000 | 2,802 |
| Undivided profits | $30,252,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,107,000 | 1,249 |
| Earning assets | $406,844,000 | 1,510 |
| Long-term assets (5+ years) | $75,919,000 | 1,366 |
| Average Assets, year-to-date | $447,156,500 | 1,488 |
| Average Assets, quarterly | $447,156,500 | 1,488 |
| Volatile liabilities | $90,622,000 | 1,496 |
| Insider loans | $1,401,000 | 3,640 |
| FHLB advances | $34,000,000 | 1,068 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $35,312,000 | 2,351 |
| Tier 1 (core) risk-based capital | $39,171,000 | 1,636 |
| Tier 2 risk-based capital | $4,207,000 | 1,239 |
| Total risk weighted assets | $373,839,000 | 1,320 |
| Total unused commitments | $35,312,000 | 2,351 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 152 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $442,964,000 | 1,492 |
| Cash and due from depository institutions | $9,471,000 | 1,121 |
| Interest-bearing balances | $236,000 | 3,853 |
| Securities | $56,588,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 4,590 |
| Net loans & leases | $340,589,000 | 1,344 |
| Loan loss allowance | $3,966,000 | 1,318 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,752,000 | 564 |
| Other real estate owned | $228,000 | 1,121 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,511,000 | 1,175 |
| Life insurance assets | $8,036,000 | 734 |
| Total liabilities and capital | $442,964,000 | 1,492 |
| Total liabilities | $405,267,000 | 1,457 |
| Total deposits | $360,720,000 | 1,456 |
| Interest-bearing deposits | $293,715,000 | 1,557 |
| Deposits held in domestic offices | $360,720,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,663,000 | 2,373 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,000,000 | 1,020 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,884,000 | 2,504 |
| Total equity capital | $37,697,000 | 1,768 |
| Total bank equity capital | $37,697,000 | 1,768 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $350,000 | 4,812 |
| Surplus | $8,500,000 | 2,753 |
| Undivided profits | $28,847,000 | 1,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,209,000 | 1,245 |
| Earning assets | $399,238,000 | 1,511 |
| Long-term assets (5+ years) | $79,762,000 | 1,301 |
| Average Assets, year-to-date | $431,257,600 | 1,455 |
| Average Assets, quarterly | $439,383,000 | 1,482 |
| Volatile liabilities | $93,751,000 | 1,592 |
| Insider loans | $1,443,000 | 3,574 |
| FHLB advances | $41,000,000 | 952 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $33,396,000 | 2,423 |
| Tier 1 (core) risk-based capital | $37,868,000 | 1,660 |
| Tier 2 risk-based capital | $3,966,000 | 1,309 |
| Total risk weighted assets | $368,579,000 | 1,323 |
| Total unused commitments | $33,396,000 | 2,424 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 152 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $435,802,000 | 1,497 |
| Cash and due from depository institutions | $13,090,000 | 1,146 |
| Interest-bearing balances | $1,329,000 | 2,145 |
| Securities | $56,716,000 | 2,097 |
| Federal funds sold & reverse repurchase agreements | $7,396,000 | 1,834 |
| Net loans & leases | $325,560,000 | 1,400 |
| Loan loss allowance | $3,818,000 | 1,362 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,207,000 | 575 |
| Other real estate owned | $228,000 | 1,146 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $14,605,000 | 1,239 |
| Life insurance assets | $7,957,000 | 719 |
| Total liabilities and capital | $435,802,000 | 1,497 |
| Total liabilities | $399,018,000 | 1,462 |
| Total deposits | $366,179,000 | 1,403 |
| Interest-bearing deposits | $303,643,000 | 1,476 |
| Deposits held in domestic offices | $366,179,000 | 1,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,797,000 | 2,440 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,000,000 | 1,399 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,042,000 | 2,301 |
| Total equity capital | $36,784,000 | 1,796 |
| Total bank equity capital | $36,784,000 | 1,796 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,847 |
| Surplus | $8,500,000 | 2,726 |
| Undivided profits | $27,934,000 | 1,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,820,000 | 1,402 |
| Earning assets | $391,001,000 | 1,536 |
| Long-term assets (5+ years) | $84,446,000 | 1,241 |
| Average Assets, year-to-date | $428,331,000 | 1,468 |
| Average Assets, quarterly | $433,479,500 | 1,489 |
| Volatile liabilities | $74,035,000 | 1,927 |
| Insider loans | $1,541,000 | 3,438 |
| FHLB advances | $29,000,000 | 1,314 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $36,297,000 | 2,296 |
| Tier 1 (core) risk-based capital | $37,164,000 | 1,686 |
| Tier 2 risk-based capital | $3,818,000 | 1,357 |
| Total risk weighted assets | $355,739,000 | 1,362 |
| Total unused commitments | $36,297,000 | 2,297 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 147 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $431,157,000 | 1,503 |
| Cash and due from depository institutions | $13,743,000 | 1,183 |
| Interest-bearing balances | $835,000 | 2,623 |
| Securities | $55,022,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $3,648,000 | 2,728 |
| Net loans & leases | $327,229,000 | 1,368 |
| Loan loss allowance | $3,671,000 | 1,400 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $16,960,000 | 610 |
| Other real estate owned | $0 | 1,183 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,555,000 | 1,237 |
| Life insurance assets | $7,881,000 | 713 |
| Total liabilities and capital | $431,157,000 | 1,503 |
| Total liabilities | $396,282,000 | 1,462 |
| Total deposits | $358,797,000 | 1,428 |
| Interest-bearing deposits | $286,675,000 | 1,548 |
| Deposits held in domestic offices | $358,797,000 | 1,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,584,000 | 2,610 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,000,000 | 1,240 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,901,000 | 2,240 |
| Total equity capital | $34,875,000 | 1,822 |
| Total bank equity capital | $34,875,000 | 1,822 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $350,000 | 4,848 |
| Surplus | $8,500,000 | 2,662 |
| Undivided profits | $26,025,000 | 1,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,577,000 | 1,388 |
| Earning assets | $386,734,000 | 1,532 |
| Long-term assets (5+ years) | $93,776,000 | 1,116 |
| Average Assets, year-to-date | $425,840,670 | 1,477 |
| Average Assets, quarterly | $437,424,500 | 1,452 |
| Volatile liabilities | $77,823,000 | 1,826 |
| Insider loans | $1,700,000 | 3,215 |
| FHLB advances | $34,000,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $37,964,000 | 2,231 |
| Tier 1 (core) risk-based capital | $35,819,000 | 1,727 |
| Tier 2 risk-based capital | $3,671,000 | 1,382 |
| Total risk weighted assets | $353,963,000 | 1,349 |
| Total unused commitments | $37,964,000 | 2,232 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $443,692,000 | 1,420 |
| Cash and due from depository institutions | $23,071,000 | 1,141 |
| Interest-bearing balances | $12,678,000 | 467 |
| Securities | $49,176,000 | 2,397 |
| Federal funds sold & reverse repurchase agreements | $22,354,000 | 626 |
| Net loans & leases | $319,326,000 | 1,355 |
| Loan loss allowance | $3,378,000 | 1,501 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,221,000 | 621 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $13,544,000 | 1,294 |
| Life insurance assets | $7,806,000 | 699 |
| Total liabilities and capital | $443,692,000 | 1,420 |
| Total liabilities | $409,752,000 | 1,383 |
| Total deposits | $377,080,000 | 1,315 |
| Interest-bearing deposits | $305,000,000 | 1,410 |
| Deposits held in domestic offices | $377,080,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 2,381 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,000,000 | 1,353 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,122,000 | 2,082 |
| Total equity capital | $33,940,000 | 1,860 |
| Total bank equity capital | $33,940,000 | 1,860 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,842 |
| Surplus | $8,500,000 | 2,596 |
| Undivided profits | $25,090,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 4,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,378,000 | 1,419 |
| Earning assets | $403,534,000 | 1,436 |
| Long-term assets (5+ years) | $105,343,000 | 986 |
| Average Assets, year-to-date | $423,182,500 | 1,478 |
| Average Assets, quarterly | $423,182,500 | 1,478 |
| Volatile liabilities | $75,514,000 | 1,785 |
| Insider loans | $1,901,000 | 2,951 |
| FHLB advances | $29,000,000 | 1,276 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,924,000 | 2,376 |
| Tier 1 (core) risk-based capital | $34,411,000 | 1,758 |
| Tier 2 risk-based capital | $3,378,000 | 1,474 |
| Total risk weighted assets | $347,610,000 | 1,333 |
| Total unused commitments | $33,924,000 | 2,378 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 145 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $402,673,000 | 1,570 |
| Cash and due from depository institutions | $10,713,000 | 1,159 |
| Interest-bearing balances | $682,000 | 3,023 |
| Securities | $45,985,000 | 2,549 |
| Federal funds sold & reverse repurchase agreements | $12,379,000 | 1,096 |
| Net loans & leases | $304,814,000 | 1,411 |
| Loan loss allowance | $3,196,000 | 1,566 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,016,000 | 659 |
| Other real estate owned | $0 | 1,159 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,766,000 | 1,258 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $402,673,000 | 1,570 |
| Total liabilities | $370,077,000 | 1,528 |
| Total deposits | $338,350,000 | 1,464 |
| Interest-bearing deposits | $254,472,000 | 1,687 |
| Deposits held in domestic offices | $338,350,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,514,000 | 2,502 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,000,000 | 1,377 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,213,000 | 3,065 |
| Total equity capital | $32,596,000 | 1,912 |
| Total bank equity capital | $32,596,000 | 1,912 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $350,000 | 4,868 |
| Surplus | $8,500,000 | 2,566 |
| Undivided profits | $23,746,000 | 1,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,261,000 | 1,523 |
| Earning assets | $363,860,000 | 1,592 |
| Long-term assets (5+ years) | $121,014,000 | 857 |
| Average Assets, year-to-date | $372,128,000 | 1,635 |
| Average Assets, quarterly | $398,951,500 | 1,569 |
| Volatile liabilities | $75,886,000 | 1,742 |
| Insider loans | $1,358,000 | 3,598 |
| FHLB advances | $29,000,000 | 1,283 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,381,000 | 2,358 |
| Tier 1 (core) risk-based capital | $32,959,000 | 1,810 |
| Tier 2 risk-based capital | $3,196,000 | 1,533 |
| Total risk weighted assets | $327,216,000 | 1,390 |
| Total unused commitments | $33,381,000 | 2,358 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 136 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $395,230,000 | 1,575 |
| Cash and due from depository institutions | $11,043,000 | 1,242 |
| Interest-bearing balances | $659,000 | 3,123 |
| Securities | $43,682,000 | 2,628 |
| Federal funds sold & reverse repurchase agreements | $21,053,000 | 629 |
| Net loans & leases | $293,788,000 | 1,431 |
| Loan loss allowance | $2,972,000 | 1,642 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,376,000 | 820 |
| Other real estate owned | $160,000 | 1,242 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $13,128,000 | 1,277 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $395,230,000 | 1,575 |
| Total liabilities | $362,907,000 | 1,534 |
| Total deposits | $331,038,000 | 1,469 |
| Interest-bearing deposits | $255,859,000 | 1,639 |
| Deposits held in domestic offices | $331,038,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,703,000 | 2,462 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $29,000,000 | 1,370 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,166,000 | 3,103 |
| Total equity capital | $32,323,000 | 1,893 |
| Total bank equity capital | $32,323,000 | 1,893 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,875 |
| Surplus | $8,500,000 | 2,508 |
| Undivided profits | $23,473,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 3,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,192,000 | 1,496 |
| Earning assets | $359,182,000 | 1,572 |
| Long-term assets (5+ years) | $127,403,000 | 806 |
| Average Assets, year-to-date | $364,491,750 | 1,654 |
| Average Assets, quarterly | $384,442,500 | 1,610 |
| Volatile liabilities | $83,224,000 | 1,540 |
| Insider loans | $1,411,000 | 3,456 |
| FHLB advances | $29,000,000 | 1,277 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,833,000 | 2,693 |
| Tier 1 (core) risk-based capital | $32,341,000 | 1,803 |
| Tier 2 risk-based capital | $2,972,000 | 1,598 |
| Total risk weighted assets | $316,793,000 | 1,402 |
| Total unused commitments | $26,833,000 | 2,694 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 134 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $373,655,000 | 1,645 |
| Cash and due from depository institutions | $13,550,000 | 1,264 |
| Interest-bearing balances | $633,000 | 3,159 |
| Securities | $43,195,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $16,017,000 | 741 |
| Net loans & leases | $277,089,000 | 1,482 |
| Loan loss allowance | $2,787,000 | 1,719 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,998,000 | 923 |
| Other real estate owned | $160,000 | 1,264 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $12,646,000 | 1,288 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $373,655,000 | 1,645 |
| Total liabilities | $342,367,000 | 1,609 |
| Total deposits | $310,809,000 | 1,535 |
| Interest-bearing deposits | $234,331,000 | 1,738 |
| Deposits held in domestic offices | $310,809,000 | 1,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,739,000 | 2,469 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,076,000 | 1,375 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $743,000 | 3,931 |
| Total equity capital | $31,288,000 | 1,922 |
| Total bank equity capital | $31,288,000 | 1,922 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,868 |
| Surplus | $8,500,000 | 2,458 |
| Undivided profits | $22,438,000 | 1,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,985,000 | 1,531 |
| Earning assets | $336,934,000 | 1,657 |
| Long-term assets (5+ years) | $133,109,000 | 767 |
| Average Assets, year-to-date | $354,245,670 | 1,685 |
| Average Assets, quarterly | $361,800,500 | 1,667 |
| Volatile liabilities | $69,937,000 | 1,730 |
| Insider loans | $1,543,000 | 3,277 |
| FHLB advances | $29,076,000 | 1,291 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $30,825,000 | 2,395 |
| Tier 1 (core) risk-based capital | $31,236,000 | 1,821 |
| Tier 2 risk-based capital | $2,787,000 | 1,665 |
| Total risk weighted assets | $301,041,000 | 1,429 |
| Total unused commitments | $30,825,000 | 2,397 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 136 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $349,946,000 | 1,714 |
| Cash and due from depository institutions | $8,140,000 | 1,235 |
| Interest-bearing balances | $253,000 | 4,120 |
| Securities | $53,625,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 964 |
| Net loans & leases | $254,389,000 | 1,572 |
| Loan loss allowance | $2,614,000 | 1,814 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,301,000 | 981 |
| Other real estate owned | $716,000 | 1,235 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,875,000 | 1,590 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $349,946,000 | 1,714 |
| Total liabilities | $320,202,000 | 1,686 |
| Total deposits | $300,574,000 | 1,579 |
| Interest-bearing deposits | $228,898,000 | 1,766 |
| Deposits held in domestic offices | $300,574,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,654,000 | 2,312 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,868 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $974,000 | 3,256 |
| Total equity capital | $29,744,000 | 1,955 |
| Total bank equity capital | $29,744,000 | 1,955 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,899 |
| Surplus | $8,500,000 | 2,409 |
| Undivided profits | $20,894,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,889,000 | 1,557 |
| Earning assets | $321,167,000 | 1,706 |
| Long-term assets (5+ years) | $136,272,000 | 762 |
| Average Assets, year-to-date | $344,541,000 | 1,721 |
| Average Assets, quarterly | $344,541,000 | 1,721 |
| Volatile liabilities | $53,497,000 | 2,056 |
| Insider loans | $1,595,000 | 3,204 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $36,931,000 | 2,076 |
| Tier 1 (core) risk-based capital | $29,950,000 | 1,862 |
| Tier 2 risk-based capital | $2,614,000 | 1,736 |
| Total risk weighted assets | $279,805,000 | 1,514 |
| Total unused commitments | $36,931,000 | 2,080 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 134 | 1,253 |
| Assets and Liabilities | ||
| Total Assets: | $339,136,000 | 1,747 |
| Cash and due from depository institutions | $12,206,000 | 1,253 |
| Interest-bearing balances | $361,000 | 3,788 |
| Securities | $52,975,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $15,785,000 | 748 |
| Net loans & leases | $238,152,000 | 1,652 |
| Loan loss allowance | $2,408,000 | 1,962 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,030,000 | 992 |
| Other real estate owned | $559,000 | 1,253 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,429,000 | 1,615 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $339,136,000 | 1,747 |
| Total liabilities | $309,867,000 | 1,733 |
| Total deposits | $290,350,000 | 1,624 |
| Interest-bearing deposits | $224,236,000 | 1,777 |
| Deposits held in domestic offices | $290,350,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,848,000 | 2,338 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,074,000 | 1,899 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $595,000 | 4,315 |
| Total equity capital | $29,269,000 | 1,985 |
| Total bank equity capital | $29,269,000 | 1,985 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,912 |
| Surplus | $8,500,000 | 2,362 |
| Undivided profits | $20,419,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,959,000 | 1,469 |
| Earning assets | $307,273,000 | 1,762 |
| Long-term assets (5+ years) | $132,598,000 | 794 |
| Average Assets, year-to-date | $312,552,600 | 1,806 |
| Average Assets, quarterly | $332,182,000 | 1,764 |
| Volatile liabilities | $53,503,000 | 2,010 |
| Insider loans | $4,385,000 | 1,390 |
| FHLB advances | $17,074,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $30,096,000 | 2,303 |
| Tier 1 (core) risk-based capital | $29,024,000 | 1,897 |
| Tier 2 risk-based capital | $2,408,000 | 1,876 |
| Total risk weighted assets | $263,042,000 | 1,576 |
| Total unused commitments | $30,096,000 | 2,303 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 128 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $325,228,000 | 1,801 |
| Cash and due from depository institutions | $14,670,000 | 1,340 |
| Interest-bearing balances | $826,000 | 3,041 |
| Securities | $52,745,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $6,295,000 | 1,743 |
| Net loans & leases | $232,323,000 | 1,665 |
| Loan loss allowance | $2,276,000 | 2,054 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,848,000 | 982 |
| Other real estate owned | $591,000 | 1,340 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,756,000 | 1,673 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $325,228,000 | 1,801 |
| Total liabilities | $296,290,000 | 1,770 |
| Total deposits | $275,990,000 | 1,669 |
| Interest-bearing deposits | $215,294,000 | 1,808 |
| Deposits held in domestic offices | $275,990,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,363,000 | 2,228 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,071,000 | 1,889 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $866,000 | 3,541 |
| Total equity capital | $28,938,000 | 1,985 |
| Total bank equity capital | $28,938,000 | 1,985 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $350,000 | 4,930 |
| Surplus | $8,500,000 | 2,329 |
| Undivided profits | $20,088,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,875,000 | 1,600 |
| Earning assets | $292,189,000 | 1,831 |
| Long-term assets (5+ years) | $135,533,000 | 782 |
| Average Assets, year-to-date | $305,906,750 | 1,849 |
| Average Assets, quarterly | $321,690,000 | 1,789 |
| Volatile liabilities | $52,680,000 | 2,010 |
| Insider loans | $1,285,000 | 3,570 |
| FHLB advances | $17,071,000 | 1,768 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,639,000 | 2,540 |
| Tier 1 (core) risk-based capital | $28,543,000 | 1,908 |
| Tier 2 risk-based capital | $2,276,000 | 1,928 |
| Total risk weighted assets | $254,763,000 | 1,598 |
| Total unused commitments | $25,639,000 | 2,544 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 125 | 1,382 |
| Assets and Liabilities | ||
| Total Assets: | $318,152,000 | 1,808 |
| Cash and due from depository institutions | $9,434,000 | 1,382 |
| Interest-bearing balances | $4,310,000 | 1,290 |
| Securities | $55,132,000 | 2,243 |
| Federal funds sold & reverse repurchase agreements | $19,270,000 | 549 |
| Net loans & leases | $215,737,000 | 1,749 |
| Loan loss allowance | $2,001,000 | 2,284 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,164,000 | 1,053 |
| Other real estate owned | $593,000 | 1,382 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,822,000 | 1,667 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $318,152,000 | 1,808 |
| Total liabilities | $291,251,000 | 1,785 |
| Total deposits | $271,579,000 | 1,682 |
| Interest-bearing deposits | $208,527,000 | 1,851 |
| Deposits held in domestic offices | $271,579,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,126,000 | 2,338 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,071,000 | 1,878 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $475,000 | 4,696 |
| Total equity capital | $26,901,000 | 2,054 |
| Total bank equity capital | $26,901,000 | 2,054 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $350,000 | 4,962 |
| Surplus | $8,500,000 | 2,294 |
| Undivided profits | $18,051,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,716,000 | 1,607 |
| Earning assets | $294,449,000 | 1,781 |
| Long-term assets (5+ years) | $133,803,000 | 825 |
| Average Assets, year-to-date | $299,466,330 | 1,880 |
| Average Assets, quarterly | $308,898,500 | 1,839 |
| Volatile liabilities | $53,440,000 | 1,937 |
| Insider loans | $1,605,000 | 3,123 |
| FHLB advances | $17,071,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,581,000 | 2,769 |
| Tier 1 (core) risk-based capital | $27,338,000 | 1,952 |
| Tier 2 risk-based capital | $2,001,000 | 2,140 |
| Total risk weighted assets | $240,245,000 | 1,644 |
| Total unused commitments | $22,581,000 | 2,772 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 119 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $299,645,000 | 1,891 |
| Cash and due from depository institutions | $10,854,000 | 1,441 |
| Interest-bearing balances | $4,293,000 | 1,471 |
| Securities | $52,629,000 | 2,330 |
| Federal funds sold & reverse repurchase agreements | $18,418,000 | 786 |
| Net loans & leases | $200,398,000 | 1,822 |
| Loan loss allowance | $1,828,000 | 2,440 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,437,000 | 1,135 |
| Other real estate owned | $565,000 | 1,441 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,344,000 | 1,647 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $299,645,000 | 1,891 |
| Total liabilities | $277,644,000 | 1,833 |
| Total deposits | $257,810,000 | 1,761 |
| Interest-bearing deposits | $201,287,000 | 1,918 |
| Deposits held in domestic offices | $257,810,000 | 1,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,534,000 | 2,273 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,074,000 | 1,782 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,226,000 | 2,797 |
| Total equity capital | $22,001,000 | 2,553 |
| Total bank equity capital | $22,001,000 | 2,553 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $350,000 | 4,973 |
| Surplus | $3,350,000 | 4,408 |
| Undivided profits | $18,301,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,657,000 | 1,677 |
| Earning assets | $275,738,000 | 1,873 |
| Long-term assets (5+ years) | $127,202,000 | 842 |
| Average Assets, year-to-date | $290,123,500 | 1,931 |
| Average Assets, quarterly | $290,123,500 | 1,931 |
| Volatile liabilities | $53,012,000 | 1,876 |
| Insider loans | $1,785,000 | 2,873 |
| FHLB advances | $17,074,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,414,000 | 2,889 |
| Tier 1 (core) risk-based capital | $21,184,000 | 2,469 |
| Tier 2 risk-based capital | $1,828,000 | 2,276 |
| Total risk weighted assets | $222,806,000 | 1,724 |
| Total unused commitments | $20,414,000 | 2,896 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 120 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $280,602,000 | 2,000 |
| Cash and due from depository institutions | $17,118,000 | 1,442 |
| Interest-bearing balances | $4,275,000 | 1,358 |
| Securities | $50,701,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $9,240,000 | 1,283 |
| Net loans & leases | $186,324,000 | 1,928 |
| Loan loss allowance | $1,826,000 | 2,441 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,411,000 | 1,126 |
| Other real estate owned | $567,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,241,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,602,000 | 2,000 |
| Total liabilities | $260,048,000 | 1,944 |
| Total deposits | $241,662,000 | 1,877 |
| Interest-bearing deposits | $192,548,000 | 1,994 |
| Deposits held in domestic offices | $241,662,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $677,000 | 2,893 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,074,000 | 1,797 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $635,000 | 4,135 |
| Total equity capital | $20,554,000 | 2,651 |
| Total bank equity capital | $20,554,000 | 2,651 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $350,000 | 5,012 |
| Surplus | $3,350,000 | 4,385 |
| Undivided profits | $16,854,000 | 1,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,619,000 | 1,794 |
| Earning assets | $250,540,000 | 2,053 |
| Long-term assets (5+ years) | $121,746,000 | 897 |
| Average Assets, year-to-date | $252,396,800 | 2,131 |
| Average Assets, quarterly | $275,124,000 | 2,018 |
| Volatile liabilities | $50,928,000 | 1,931 |
| Insider loans | $1,808,000 | 2,810 |
| FHLB advances | $17,074,000 | 1,685 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,997,000 | 3,306 |
| Tier 1 (core) risk-based capital | $20,211,000 | 2,548 |
| Tier 2 risk-based capital | $1,826,000 | 2,265 |
| Total risk weighted assets | $205,656,000 | 1,841 |
| Total unused commitments | $15,997,000 | 3,308 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 109 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $269,646,000 | 2,076 |
| Cash and due from depository institutions | $12,484,000 | 1,615 |
| Interest-bearing balances | $4,259,000 | 1,533 |
| Securities | $41,339,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $18,583,000 | 784 |
| Net loans & leases | $180,326,000 | 1,968 |
| Loan loss allowance | $1,742,000 | 2,537 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,216,000 | 1,145 |
| Other real estate owned | $569,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,129,000 | 1,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,646,000 | 2,076 |
| Total liabilities | $249,748,000 | 2,019 |
| Total deposits | $230,625,000 | 1,970 |
| Interest-bearing deposits | $185,073,000 | 2,098 |
| Deposits held in domestic offices | $230,625,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,453,000 | 2,375 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,070,000 | 1,743 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $600,000 | 4,530 |
| Total equity capital | $19,898,000 | 2,726 |
| Total bank equity capital | $19,898,000 | 2,726 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $350,000 | 5,044 |
| Surplus | $3,350,000 | 4,333 |
| Undivided profits | $16,198,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $820,000 | 3,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,514,000 | 2,057 |
| Earning assets | $244,507,000 | 2,098 |
| Long-term assets (5+ years) | $108,704,000 | 1,000 |
| Average Assets, year-to-date | $245,345,500 | 2,212 |
| Average Assets, quarterly | $262,112,500 | 2,116 |
| Volatile liabilities | $51,070,000 | 1,862 |
| Insider loans | $1,793,000 | 2,819 |
| FHLB advances | $17,070,000 | 1,622 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,309,000 | 3,368 |
| Tier 1 (core) risk-based capital | $19,747,000 | 2,606 |
| Tier 2 risk-based capital | $1,742,000 | 2,328 |
| Total risk weighted assets | $199,694,000 | 1,891 |
| Total unused commitments | $15,309,000 | 3,372 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 102 | 1,711 |
| Assets and Liabilities | ||
| Total Assets: | $254,579,000 | 2,165 |
| Cash and due from depository institutions | $14,418,000 | 1,711 |
| Interest-bearing balances | $4,241,000 | 1,683 |
| Securities | $37,753,000 | 3,009 |
| Federal funds sold & reverse repurchase agreements | $16,562,000 | 937 |
| Net loans & leases | $174,079,000 | 2,003 |
| Loan loss allowance | $1,798,000 | 2,427 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,246,000 | 1,118 |
| Other real estate owned | $571,000 | 1,711 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,950,000 | 3,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,579,000 | 2,165 |
| Total liabilities | $234,292,000 | 2,118 |
| Total deposits | $215,413,000 | 2,082 |
| Interest-bearing deposits | $173,776,000 | 2,198 |
| Deposits held in domestic offices | $215,413,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $918,000 | 2,558 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,070,000 | 1,723 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $891,000 | 3,570 |
| Total equity capital | $20,287,000 | 2,668 |
| Total bank equity capital | $20,287,000 | 2,668 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $350,000 | 5,055 |
| Surplus | $3,350,000 | 4,293 |
| Undivided profits | $16,587,000 | 1,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,438,000 | 2,082 |
| Earning assets | $232,635,000 | 2,178 |
| Long-term assets (5+ years) | $38,892,000 | 2,165 |
| Average Assets, year-to-date | $237,245,330 | 2,283 |
| Average Assets, quarterly | $246,207,000 | 2,217 |
| Volatile liabilities | $49,033,000 | 1,917 |
| Insider loans | $2,394,000 | 2,237 |
| FHLB advances | $17,070,000 | 1,601 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,656,000 | 3,551 |
| Tier 1 (core) risk-based capital | $19,508,000 | 2,591 |
| Tier 2 risk-based capital | $1,798,000 | 2,221 |
| Total risk weighted assets | $190,174,000 | 1,945 |
| Total unused commitments | $13,656,000 | 3,565 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 106 | 1,631 |
| Assets and Liabilities | ||
| Total Assets: | $237,835,000 | 2,295 |
| Cash and due from depository institutions | $11,824,000 | 1,631 |
| Interest-bearing balances | $4,219,000 | 1,725 |
| Securities | $31,286,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $16,279,000 | 989 |
| Net loans & leases | $167,386,000 | 2,048 |
| Loan loss allowance | $1,653,000 | 2,577 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,014,000 | 1,306 |
| Other real estate owned | $996,000 | 1,631 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,050,000 | 3,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,835,000 | 2,295 |
| Total liabilities | $218,441,000 | 2,260 |
| Total deposits | $199,012,000 | 2,222 |
| Interest-bearing deposits | $158,996,000 | 2,397 |
| Deposits held in domestic offices | $199,012,000 | 2,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,026,000 | 2,332 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,071,000 | 1,667 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,332,000 | 2,756 |
| Total equity capital | $19,394,000 | 2,724 |
| Total bank equity capital | $19,394,000 | 2,724 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $350,000 | 5,070 |
| Surplus | $3,350,000 | 4,256 |
| Undivided profits | $15,694,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,386,000 | 2,189 |
| Earning assets | $219,170,000 | 2,290 |
| Long-term assets (5+ years) | $29,496,000 | 2,606 |
| Average Assets, year-to-date | $228,578,500 | 2,368 |
| Average Assets, quarterly | $228,578,500 | 2,368 |
| Volatile liabilities | $42,595,000 | 2,104 |
| Insider loans | $2,469,000 | 2,138 |
| FHLB advances | $17,071,000 | 1,557 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,223,000 | 3,562 |
| Tier 1 (core) risk-based capital | $18,703,000 | 2,645 |
| Tier 2 risk-based capital | $1,653,000 | 2,355 |
| Total risk weighted assets | $177,507,000 | 2,021 |
| Total unused commitments | $13,223,000 | 3,576 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 103 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $219,322,000 | 2,462 |
| Cash and due from depository institutions | $12,649,000 | 1,664 |
| Interest-bearing balances | $4,196,000 | 1,582 |
| Securities | $32,404,000 | 3,323 |
| Federal funds sold & reverse repurchase agreements | $7,721,000 | 1,894 |
| Net loans & leases | $155,721,000 | 2,174 |
| Loan loss allowance | $1,587,000 | 2,616 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,808,000 | 1,341 |
| Other real estate owned | $1,034,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,985,000 | 3,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,322,000 | 2,462 |
| Total liabilities | $200,751,000 | 2,414 |
| Total deposits | $182,230,000 | 2,395 |
| Interest-bearing deposits | $145,094,000 | 2,569 |
| Deposits held in domestic offices | $182,230,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $567,000 | 2,757 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,073,000 | 1,689 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $881,000 | 3,699 |
| Total equity capital | $18,571,000 | 2,808 |
| Total bank equity capital | $18,571,000 | 2,808 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $350,000 | 5,083 |
| Surplus | $3,350,000 | 4,203 |
| Undivided profits | $14,871,000 | 2,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,309,000 | 2,456 |
| Earning assets | $200,042,000 | 2,456 |
| Long-term assets (5+ years) | $30,971,000 | 2,481 |
| Average Assets, year-to-date | $207,928,200 | 2,461 |
| Average Assets, quarterly | $216,980,000 | 2,457 |
| Volatile liabilities | $35,916,000 | 2,423 |
| Insider loans | $2,322,000 | 2,225 |
| FHLB advances | $17,073,000 | 1,560 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,142,000 | 3,646 |
| Tier 1 (core) risk-based capital | $17,951,000 | 2,712 |
| Tier 2 risk-based capital | $1,587,000 | 2,419 |
| Total risk weighted assets | $165,712,000 | 2,120 |
| Total unused commitments | $12,142,000 | 3,651 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 98 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $196,020,000 | 2,585 |
| Cash and due from depository institutions | $15,192,000 | 1,718 |
| Interest-bearing balances | $4,082,000 | 1,473 |
| Securities | $33,236,000 | 3,091 |
| Federal funds sold & reverse repurchase agreements | $2,380,000 | 4,461 |
| Net loans & leases | $134,844,000 | 2,394 |
| Loan loss allowance | $1,343,000 | 2,834 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,553,000 | 1,354 |
| Other real estate owned | $849,000 | 1,718 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,966,000 | 3,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,020,000 | 2,585 |
| Total liabilities | $179,801,000 | 2,558 |
| Total deposits | $161,106,000 | 2,544 |
| Interest-bearing deposits | $127,948,000 | 2,743 |
| Deposits held in domestic offices | $161,106,000 | 2,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $583,000 | 2,910 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,070,000 | 1,543 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,042,000 | 3,356 |
| Total equity capital | $16,219,000 | 2,968 |
| Total bank equity capital | $16,219,000 | 2,968 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $350,000 | 5,196 |
| Surplus | $3,350,000 | 4,109 |
| Undivided profits | $12,519,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 2,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,277,000 | 2,709 |
| Earning assets | $174,542,000 | 2,658 |
| Long-term assets (5+ years) | $24,486,000 | 2,884 |
| Average Assets, year-to-date | $188,586,800 | 2,571 |
| Average Assets, quarterly | $195,887,000 | 2,570 |
| Volatile liabilities | $34,080,000 | 2,438 |
| Insider loans | $2,436,000 | 2,010 |
| FHLB advances | $17,070,000 | 1,413 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,404,000 | 3,850 |
| Tier 1 (core) risk-based capital | $16,078,000 | 2,860 |
| Tier 2 risk-based capital | $1,343,000 | 2,638 |
| Total risk weighted assets | $142,267,000 | 2,343 |
| Total unused commitments | $10,404,000 | 3,861 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 96 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $177,328,000 | 2,714 |
| Cash and due from depository institutions | $6,916,000 | 1,730 |
| Interest-bearing balances | $1,000 | 6,769 |
| Securities | $33,849,000 | 3,129 |
| Federal funds sold & reverse repurchase agreements | $6,628,000 | 1,829 |
| Net loans & leases | $121,208,000 | 2,577 |
| Loan loss allowance | $1,051,000 | 3,338 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,198,000 | 1,373 |
| Other real estate owned | $688,000 | 1,730 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,841,000 | 4,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,328,000 | 2,714 |
| Total liabilities | $162,450,000 | 2,673 |
| Total deposits | $144,372,000 | 2,694 |
| Interest-bearing deposits | $120,636,000 | 2,787 |
| Deposits held in domestic offices | $144,372,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $287,000 | 3,408 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,071,000 | 1,470 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $720,000 | 4,591 |
| Total equity capital | $14,878,000 | 3,098 |
| Total bank equity capital | $14,878,000 | 3,098 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $350,000 | 5,360 |
| Surplus | $3,350,000 | 4,055 |
| Undivided profits | $11,178,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $952,000 | 2,888 |
| Earning assets | $161,686,000 | 2,732 |
| Long-term assets (5+ years) | $23,643,000 | 2,841 |
| Average Assets, year-to-date | $170,651,200 | 2,677 |
| Average Assets, quarterly | $174,643,000 | 2,712 |
| Volatile liabilities | $28,930,000 | 2,740 |
| Insider loans | $2,170,000 | 2,168 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,692,000 | 3,823 |
| Tier 1 (core) risk-based capital | $14,892,000 | 2,993 |
| Tier 2 risk-based capital | $1,051,000 | 3,140 |
| Total risk weighted assets | $129,299,400 | 2,449 |
| Total unused commitments | $9,692,000 | 3,826 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 88 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $166,058,000 | 2,820 |
| Cash and due from depository institutions | $19,033,000 | 1,963 |
| Interest-bearing balances | $10,008,000 | 394 |
| Securities | $30,670,000 | 3,518 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,212 |
| Net loans & leases | $104,074,000 | 2,815 |
| Loan loss allowance | $1,046,000 | 3,303 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,094,000 | 1,660 |
| Other real estate owned | $919,000 | 1,963 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,068,000 | 3,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,058,000 | 2,820 |
| Total liabilities | $153,062,000 | 2,771 |
| Total deposits | $142,039,000 | 2,676 |
| Interest-bearing deposits | $121,529,000 | 2,711 |
| Deposits held in domestic offices | $142,039,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $371,000 | 3,635 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,046,000 | 1,996 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $606,000 | 4,728 |
| Total equity capital | $12,996,000 | 3,407 |
| Total bank equity capital | $12,996,000 | 3,407 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $350,000 | 5,535 |
| Surplus | $3,350,000 | 4,051 |
| Undivided profits | $9,296,000 | 2,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $735,000 | 3,211 |
| Earning assets | $148,952,000 | 2,858 |
| Long-term assets (5+ years) | $22,412,000 | 3,086 |
| Average Assets, year-to-date | $150,058,400 | 2,975 |
| Average Assets, quarterly | $156,631,000 | 2,935 |
| Volatile liabilities | $34,197,000 | 2,291 |
| Insider loans | $2,301,000 | 1,976 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,451,000 | 3,853 |
| Tier 1 (core) risk-based capital | $13,913,000 | 3,145 |
| Tier 2 risk-based capital | $1,046,000 | 3,030 |
| Total risk weighted assets | $112,542,100 | 2,687 |
| Total unused commitments | $9,451,000 | 3,856 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 86 | 2,008 |
| Assets and Liabilities | ||
| Total Assets: | $143,691,000 | 3,142 |
| Cash and due from depository institutions | $8,599,000 | 2,008 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,387,000 | 3,591 |
| Federal funds sold & reverse repurchase agreements | $7,610,000 | 2,264 |
| Net loans & leases | $90,655,000 | 3,003 |
| Loan loss allowance | $912,000 | 3,607 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,165,000 | 1,933 |
| Other real estate owned | $679,000 | 2,008 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,596,000 | 4,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,691,000 | 3,142 |
| Total liabilities | $130,373,000 | 3,121 |
| Total deposits | $129,541,000 | 2,925 |
| Interest-bearing deposits | $109,677,000 | 2,966 |
| Deposits held in domestic offices | $129,541,000 | 2,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $235,000 | 2,983 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $597,000 | 5,136 |
| Total equity capital | $13,318,000 | 3,364 |
| Total bank equity capital | $13,318,000 | 3,364 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $350,000 | 5,605 |
| Surplus | $3,350,000 | 3,918 |
| Undivided profits | $9,618,000 | 2,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $692,000 | 3,378 |
| Earning assets | $128,652,000 | 3,241 |
| Long-term assets (5+ years) | $14,716,000 | 3,808 |
| Average Assets, year-to-date | $135,002,800 | 3,168 |
| Average Assets, quarterly | $143,578,000 | 3,090 |
| Volatile liabilities | $24,283,000 | 2,554 |
| Insider loans | $1,390,000 | 2,803 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,067,000 | 5,310 |
| Tier 1 (core) risk-based capital | $13,175,000 | 3,235 |
| Tier 2 risk-based capital | $912,000 | 3,285 |
| Total risk weighted assets | $97,389,900 | 2,895 |
| Total unused commitments | $5,067,000 | 5,320 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $122,709,000 | 3,593 |
| Cash and due from depository institutions | $4,685,000 | 2,424 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $22,312,000 | 4,548 |
| Federal funds sold & reverse repurchase agreements | $12,705,000 | 1,043 |
| Net loans & leases | $77,497,000 | 3,466 |
| Loan loss allowance | $852,000 | 3,854 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,384,000 | 2,352 |
| Other real estate owned | $666,000 | 2,424 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,460,000 | 4,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,709,000 | 3,593 |
| Total liabilities | $113,407,000 | 3,494 |
| Total deposits | $112,868,000 | 3,287 |
| Interest-bearing deposits | $96,500,000 | 3,297 |
| Deposits held in domestic offices | $112,868,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $539,000 | 5,633 |
| Total equity capital | $9,302,000 | 4,589 |
| Total bank equity capital | $9,302,000 | 4,589 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $350,000 | 5,844 |
| Surplus | $350,000 | 9,313 |
| Undivided profits | $8,602,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $617,000 | 3,857 |
| Earning assets | $112,514,000 | 3,605 |
| Long-term assets (5+ years) | $13,154,000 | 3,668 |
| Average Assets, year-to-date | $117,526,600 | 3,573 |
| Average Assets, quarterly | $121,513,000 | 3,576 |
| Volatile liabilities | $23,262,000 | 2,647 |
| Insider loans | $1,519,000 | 2,595 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,921,000 | 6,592 |
| Tier 1 (core) risk-based capital | $9,183,000 | 4,494 |
| Tier 2 risk-based capital | $852,000 | 3,390 |
| Total risk weighted assets | $81,655,100 | 3,347 |
| Total unused commitments | $2,921,000 | 6,599 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $110,281,000 | 4,034 |
| Cash and due from depository institutions | $6,965,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,101,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $7,375,000 | 1,770 |
| Net loans & leases | $71,739,000 | 3,760 |
| Loan loss allowance | $939,000 | 3,711 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,379,000 | 2,339 |
| Other real estate owned | $263,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,459,000 | 4,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,281,000 | 4,034 |
| Total liabilities | $101,913,000 | 3,946 |
| Total deposits | $101,182,000 | 3,734 |
| Interest-bearing deposits | $86,682,000 | 3,759 |
| Deposits held in domestic offices | $101,182,000 | 3,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $731,000 | 4,515 |
| Total equity capital | $8,368,000 | 5,043 |
| Total bank equity capital | $8,368,000 | 5,043 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $350,000 | 6,195 |
| Surplus | $350,000 | 9,746 |
| Undivided profits | $7,668,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 2,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $252,000 | 7,620 |
| Earning assets | $98,215,000 | 4,171 |
| Long-term assets (5+ years) | $11,538,000 | 3,868 |
| Average Assets, year-to-date | $103,666,400 | 4,115 |
| Average Assets, quarterly | $109,068,000 | 4,035 |
| Volatile liabilities | $16,850,000 | 3,334 |
| Insider loans | $1,550,000 | 2,619 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,216,000 | 6,233 |
| Tier 1 (core) risk-based capital | $8,335,000 | 4,953 |
| Tier 2 risk-based capital | $928,570 | 3,190 |
| Total risk weighted assets | $74,274,770 | 3,661 |
| Total unused commitments | $3,216,000 | 6,250 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $96,085,000 | 4,579 |
| Cash and due from depository institutions | $4,174,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,731,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $4,080,000 | 3,464 |
| Net loans & leases | $61,427,000 | 4,189 |
| Loan loss allowance | $1,013,000 | 3,489 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,257,000 | 2,369 |
| Other real estate owned | $166,000 | 3,045 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,250,000 | 5,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,085,000 | 4,579 |
| Total liabilities | $89,005,000 | 4,473 |
| Total deposits | $88,469,000 | 4,279 |
| Interest-bearing deposits | $76,023,000 | 4,289 |
| Deposits held in domestic offices | $88,469,000 | 4,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $536,000 | 5,930 |
| Total equity capital | $7,080,000 | 5,812 |
| Total bank equity capital | $7,080,000 | 5,812 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $350,000 | 6,539 |
| Surplus | $350,000 | 10,142 |
| Undivided profits | $6,380,000 | 3,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $550,000 | 4,333 |
| Earning assets | $87,238,000 | 4,630 |
| Long-term assets (5+ years) | $11,852,000 | 3,624 |
| Average Assets, year-to-date | $89,967,200 | 4,658 |
| Average Assets, quarterly | $94,863,500 | 4,577 |
| Volatile liabilities | $13,261,000 | 3,699 |
| Insider loans | $1,834,000 | 2,311 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,171,000 | 6,200 |
| Tier 1 (core) risk-based capital | $7,019,000 | 5,717 |
| Tier 2 risk-based capital | $792,390 | 3,613 |
| Total risk weighted assets | $63,170,890 | 4,125 |
| Total unused commitments | $3,171,000 | 6,216 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $78,449,000 | 5,411 |
| Cash and due from depository institutions | $4,459,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,858,000 | 5,701 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $48,515,000 | 5,020 |
| Loan loss allowance | $891,000 | 3,988 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,483,000 | 2,975 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,234,000 | 5,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,449,000 | 5,411 |
| Total liabilities | $72,564,000 | 5,316 |
| Total deposits | $72,308,000 | 5,089 |
| Interest-bearing deposits | $59,087,000 | 5,310 |
| Deposits held in domestic offices | $72,308,000 | 5,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $256,000 | 7,990 |
| Total equity capital | $5,885,000 | 6,367 |
| Total bank equity capital | $5,885,000 | 6,367 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $350,000 | 6,917 |
| Surplus | $350,000 | 10,576 |
| Undivided profits | $5,185,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $361,000 | 5,667 |
| Earning assets | $70,273,000 | 5,520 |
| Long-term assets (5+ years) | $12,591,000 | 3,559 |
| Average Assets, year-to-date | $75,594,400 | 5,461 |
| Average Assets, quarterly | $78,280,000 | 5,384 |
| Volatile liabilities | $13,148,000 | 3,538 |
| Insider loans | $386,000 | 6,443 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,962,000 | 7,521 |
| Tier 1 (core) risk-based capital | $6,271,000 | 6,156 |
| Tier 2 risk-based capital | $642,390 | 4,284 |
| Total risk weighted assets | $51,142,790 | 4,844 |
| Total unused commitments | $1,962,000 | 7,534 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $70,655,000 | 6,026 |
| Cash and due from depository institutions | $4,401,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,951,000 | 6,840 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,978 |
| Net loans & leases | $43,104,000 | 5,388 |
| Loan loss allowance | $806,000 | 4,442 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,612,000 | 4,402 |
| Other real estate owned | $397,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $790,000 | 7,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,655,000 | 6,026 |
| Total liabilities | $65,272,000 | 5,924 |
| Total deposits | $64,894,000 | 5,751 |
| Interest-bearing deposits | $54,467,000 | 5,908 |
| Deposits held in domestic offices | $64,894,000 | 5,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $378,000 | 6,544 |
| Total equity capital | $5,383,000 | 6,887 |
| Total bank equity capital | $5,383,000 | 6,887 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $350,000 | 7,267 |
| Surplus | $350,000 | 11,025 |
| Undivided profits | $4,683,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 5,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $314,000 | 5,848 |
| Earning assets | $63,455,000 | 6,127 |
| Long-term assets (5+ years) | $26,359,000 | 2,121 |
| Average Assets, year-to-date | $66,899,400 | 6,166 |
| Average Assets, quarterly | $70,112,000 | 6,001 |
| Volatile liabilities | $9,451,000 | 4,266 |
| Insider loans | $731,000 | 4,599 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,294,000 | 8,657 |
| Tier 1 (core) risk-based capital | $5,383,000 | 6,794 |
| Tier 2 risk-based capital | $543,840 | 4,895 |
| Total risk weighted assets | $43,244,640 | 5,540 |
| Total unused commitments | $1,294,000 | 8,683 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $63,354,000 | 6,653 |
| Cash and due from depository institutions | $3,215,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,398,000 | 7,537 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 4,525 |
| Net loans & leases | $40,131,000 | 5,722 |
| Loan loss allowance | $615,000 | 5,538 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,155,000 | 5,636 |
| Other real estate owned | $218,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $787,000 | 7,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,354,000 | 6,653 |
| Total liabilities | $58,660,000 | 6,557 |
| Total deposits | $58,086,000 | 6,429 |
| Interest-bearing deposits | $48,925,000 | 6,602 |
| Deposits held in domestic offices | $58,086,000 | 6,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $574,000 | 5,197 |
| Total equity capital | $4,694,000 | 7,394 |
| Total bank equity capital | $4,694,000 | 7,394 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $350,000 | 7,647 |
| Surplus | $350,000 | 11,385 |
| Undivided profits | $3,994,000 | 4,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 5,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $326,000 | 6,096 |
| Earning assets | $57,979,000 | 6,635 |
| Long-term assets (5+ years) | $20,116,000 | 2,596 |
| Average Assets, year-to-date | $59,883,400 | 6,785 |
| Average Assets, quarterly | $62,576,500 | 6,654 |
| Volatile liabilities | $8,067,000 | 4,794 |
| Insider loans | $952,000 | 897 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $825,000 | 9,601 |
| Tier 1 (core) risk-based capital | $4,694,000 | 7,325 |
| Tier 2 risk-based capital | $545,390 | 4,866 |
| Total risk weighted assets | $43,561,890 | 5,566 |
| Total unused commitments | $825,000 | 9,629 |
| Derivatives | $0 | 651 |