Home > Wainwright Bank & Trust Company > Income and Expense
Wainwright Bank & Trust Company, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 4,570 |
| Total interest expense | $800,000 | 5,706 |
| Net interest income | $4,663,000 | 4,145 |
| Provision for loan and lease losses | $13,000,000 | 532 |
| Total noninterest income | $504,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $295,000 | 3,668 |
| Trading account gains and fees | $17,000 | 157 |
| Additional Noninterest Income | $192,000 | 4,652 |
| Total noninterest expense | $3,707,000 | 4,425 |
| Salaries and employee benefits | $2,209,000 | 3,945 |
| Premises and equipment expense | $758,000 | 3,098 |
| Additional noninterest expense | $740,000 | 5,781 |
| Pre-tax net operating income | $-11,540,000 | 7,388 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-4,779,000 | 7,580 |
| Income before extraordinary items | $-6,761,000 | 7,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,770,000 | 7,266 |
| Minority interest net income | $9,000 | 102 |
| Net income of bank and minority interests. | $-6,761,000 | 7,265 |
| Net charge-offs | $160,000 | 4,993 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,761,000 | 7,252 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,061,000 | 588 |
| Total interest expense | $10,947,000 | 565 |
| Net interest income | $27,114,000 | 598 |
| Provision for loan and lease losses | $200,000 | 4,881 |
| Total noninterest income | $3,824,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,863,000 | 607 |
| Trading account gains and fees | $109,000 | 106 |
| Additional Noninterest Income | $1,852,000 | 1,169 |
| Total noninterest expense | $22,874,000 | 657 |
| Salaries and employee benefits | $12,450,000 | 563 |
| Premises and equipment expense | $3,689,000 | 518 |
| Additional noninterest expense | $6,735,000 | 811 |
| Pre-tax net operating income | $7,864,000 | 542 |
| Securities gains (losses) | $850,000 | 469 |
| Applicable income taxes | $1,895,000 | 615 |
| Income before extraordinary items | $6,819,000 | 500 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,442,000 | 532 |
| Minority interest net income | $377,000 | 48 |
| Net income of bank and minority interests. | $6,819,000 | 503 |
| Net charge-offs | $176,000 | 4,351 |
| Cash dividends | $1,988,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 514 |
| Net operating income | $6,156,000 | 532 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,097,000 | 602 |
| Total interest expense | $7,455,000 | 569 |
| Net interest income | $17,642,000 | 611 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $3,136,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,234,000 | 618 |
| Trading account gains and fees | $-44,000 | 7,780 |
| Additional Noninterest Income | $1,946,000 | 820 |
| Total noninterest expense | $15,228,000 | 653 |
| Salaries and employee benefits | $8,368,000 | 558 |
| Premises and equipment expense | $2,417,000 | 528 |
| Additional noninterest expense | $4,443,000 | 811 |
| Pre-tax net operating income | $5,350,000 | 517 |
| Securities gains (losses) | $503,000 | 470 |
| Applicable income taxes | $1,177,000 | 627 |
| Income before extraordinary items | $4,676,000 | 468 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,308,000 | 510 |
| Minority interest net income | $368,000 | 39 |
| Net income of bank and minority interests. | $4,676,000 | 469 |
| Net charge-offs | $173,000 | 3,682 |
| Cash dividends | $1,331,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 486 |
| Net operating income | $4,273,600 | 499 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,699,000 | 604 |
| Total interest expense | $3,838,000 | 583 |
| Net interest income | $8,861,000 | 618 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $1,335,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $590,000 | 651 |
| Trading account gains and fees | $157,000 | 87 |
| Additional Noninterest Income | $588,000 | 1,146 |
| Total noninterest expense | $7,378,000 | 677 |
| Salaries and employee benefits | $4,332,000 | 558 |
| Premises and equipment expense | $1,274,000 | 520 |
| Additional noninterest expense | $1,772,000 | 991 |
| Pre-tax net operating income | $2,618,000 | 522 |
| Securities gains (losses) | $195,000 | 525 |
| Applicable income taxes | $704,000 | 508 |
| Income before extraordinary items | $2,109,000 | 526 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,109,000 | 528 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,109,000 | 528 |
| Net charge-offs | $308,000 | 2,007 |
| Cash dividends | $661,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 457 |
| Net operating income | $1,962,750 | 548 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $50,258,000 | 647 |
| Total interest expense | $18,352,000 | 623 |
| Net interest income | $31,906,000 | 667 |
| Provision for loan and lease losses | $2,450,000 | 2,211 |
| Total noninterest income | $5,868,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,350,000 | 715 |
| Trading account gains and fees | $640,000 | 106 |
| Additional Noninterest Income | $2,878,000 | 1,077 |
| Total noninterest expense | $28,866,000 | 731 |
| Salaries and employee benefits | $15,847,000 | 596 |
| Premises and equipment expense | $4,500,000 | 587 |
| Additional noninterest expense | $8,519,000 | 926 |
| Pre-tax net operating income | $6,458,000 | 665 |
| Securities gains (losses) | $1,152,000 | 432 |
| Applicable income taxes | $1,115,000 | 883 |
| Income before extraordinary items | $6,495,000 | 535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,319,000 | 541 |
| Minority interest net income | $176,000 | 59 |
| Net income of bank and minority interests. | $6,495,000 | 536 |
| Net charge-offs | $872,000 | 3,048 |
| Cash dividends | $3,519,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $-22,503,000 | 8,008 |
| Net operating income | $5,515,800 | 609 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $37,864,000 | 659 |
| Total interest expense | $14,259,000 | 638 |
| Net interest income | $23,605,000 | 678 |
| Provision for loan and lease losses | $1,950,000 | 1,938 |
| Total noninterest income | $4,710,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,724,000 | 730 |
| Trading account gains and fees | $687,000 | 104 |
| Additional Noninterest Income | $2,299,000 | 1,046 |
| Total noninterest expense | $21,483,000 | 731 |
| Salaries and employee benefits | $11,875,000 | 614 |
| Premises and equipment expense | $3,286,000 | 614 |
| Additional noninterest expense | $6,322,000 | 890 |
| Pre-tax net operating income | $4,882,000 | 693 |
| Securities gains (losses) | $455,000 | 743 |
| Applicable income taxes | $620,000 | 1,203 |
| Income before extraordinary items | $4,717,000 | 569 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,540,000 | 597 |
| Minority interest net income | $177,000 | 57 |
| Net income of bank and minority interests. | $4,717,000 | 571 |
| Net charge-offs | $706,000 | 2,625 |
| Cash dividends | $2,698,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 612 |
| Net operating income | $4,316,600 | 622 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $25,281,000 | 671 |
| Total interest expense | $9,877,000 | 656 |
| Net interest income | $15,404,000 | 700 |
| Provision for loan and lease losses | $1,000,000 | 2,058 |
| Total noninterest income | $3,077,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,118,000 | 739 |
| Trading account gains and fees | $479,000 | 97 |
| Additional Noninterest Income | $1,480,000 | 1,113 |
| Total noninterest expense | $14,317,000 | 742 |
| Salaries and employee benefits | $7,785,000 | 634 |
| Premises and equipment expense | $2,212,000 | 630 |
| Additional noninterest expense | $4,320,000 | 880 |
| Pre-tax net operating income | $3,164,000 | 741 |
| Securities gains (losses) | $397,000 | 610 |
| Applicable income taxes | $429,000 | 1,209 |
| Income before extraordinary items | $3,132,000 | 577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,955,000 | 617 |
| Minority interest net income | $177,000 | 51 |
| Net income of bank and minority interests. | $3,132,000 | 577 |
| Net charge-offs | $263,000 | 3,097 |
| Cash dividends | $1,763,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 525 |
| Net operating income | $2,782,640 | 642 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 668 |
| Total interest expense | $5,107,000 | 655 |
| Net interest income | $7,760,000 | 683 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $989,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $549,000 | 729 |
| Trading account gains and fees | $-30,000 | 8,191 |
| Additional Noninterest Income | $470,000 | 1,444 |
| Total noninterest expense | $6,768,000 | 739 |
| Salaries and employee benefits | $3,843,000 | 652 |
| Premises and equipment expense | $1,117,000 | 633 |
| Additional noninterest expense | $1,808,000 | 923 |
| Pre-tax net operating income | $1,481,000 | 861 |
| Securities gains (losses) | $397,000 | 417 |
| Applicable income taxes | $320,000 | 1,008 |
| Income before extraordinary items | $1,558,000 | 654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,558,000 | 653 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,558,000 | 656 |
| Net charge-offs | $127,000 | 2,603 |
| Cash dividends | $938,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 262 |
| Net operating income | $1,228,490 | 792 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $52,845,000 | 702 |
| Total interest expense | $23,536,000 | 674 |
| Net interest income | $29,309,000 | 740 |
| Provision for loan and lease losses | $1,800,000 | 1,925 |
| Total noninterest income | $3,424,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,277,000 | 770 |
| Trading account gains and fees | $-1,191,000 | 8,249 |
| Additional Noninterest Income | $2,338,000 | 1,167 |
| Total noninterest expense | $25,522,000 | 780 |
| Salaries and employee benefits | $14,596,000 | 671 |
| Premises and equipment expense | $4,373,000 | 637 |
| Additional noninterest expense | $6,553,000 | 976 |
| Pre-tax net operating income | $5,411,000 | 1,024 |
| Securities gains (losses) | $-1,938,000 | 7,890 |
| Applicable income taxes | $129,000 | 3,183 |
| Income before extraordinary items | $3,344,000 | 1,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,344,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 2,363 |
| Cash dividends | $2,645,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $18,813,000 | 90 |
| Net operating income | $5,204,480 | 836 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,371,000 | 730 |
| Total interest expense | $17,921,000 | 693 |
| Net interest income | $21,450,000 | 774 |
| Provision for loan and lease losses | $1,400,000 | 1,494 |
| Total noninterest income | $3,149,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,699,000 | 779 |
| Trading account gains and fees | $-136,000 | 8,298 |
| Additional Noninterest Income | $1,586,000 | 1,307 |
| Total noninterest expense | $18,876,000 | 774 |
| Salaries and employee benefits | $11,028,000 | 683 |
| Premises and equipment expense | $3,180,000 | 656 |
| Additional noninterest expense | $4,668,000 | 981 |
| Pre-tax net operating income | $4,323,000 | 1,170 |
| Securities gains (losses) | $-2,038,000 | 8,067 |
| Applicable income taxes | $169,000 | 3,092 |
| Income before extraordinary items | $2,116,000 | 1,686 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,116,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 1,645 |
| Cash dividends | $1,989,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $-3,235,000 | 8,379 |
| Net operating income | $4,011,340 | 975 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,081,000 | 742 |
| Total interest expense | $12,059,000 | 715 |
| Net interest income | $14,022,000 | 781 |
| Provision for loan and lease losses | $1,000,000 | 1,220 |
| Total noninterest income | $2,081,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,132,000 | 771 |
| Trading account gains and fees | $-105,000 | 8,381 |
| Additional Noninterest Income | $1,054,000 | 1,346 |
| Total noninterest expense | $12,327,000 | 788 |
| Salaries and employee benefits | $7,354,000 | 687 |
| Premises and equipment expense | $2,077,000 | 672 |
| Additional noninterest expense | $2,896,000 | 1,033 |
| Pre-tax net operating income | $2,776,000 | 1,270 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $452,000 | 1,723 |
| Income before extraordinary items | $2,336,000 | 1,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,336,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,292 |
| Cash dividends | $1,335,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $-2,962,000 | 8,445 |
| Net operating income | $2,325,920 | 1,170 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,159,000 | 762 |
| Total interest expense | $6,354,000 | 722 |
| Net interest income | $6,805,000 | 805 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $1,112,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $555,000 | 777 |
| Trading account gains and fees | $17,000 | 129 |
| Additional Noninterest Income | $540,000 | 1,333 |
| Total noninterest expense | $6,288,000 | 766 |
| Salaries and employee benefits | $3,659,000 | 689 |
| Premises and equipment expense | $1,039,000 | 676 |
| Additional noninterest expense | $1,590,000 | 903 |
| Pre-tax net operating income | $1,379,000 | 1,362 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $210,000 | 1,901 |
| Income before extraordinary items | $1,184,000 | 1,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,184,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,065 |
| Cash dividends | $676,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $-2,897,000 | 8,486 |
| Net operating income | $1,171,250 | 1,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $52,746,000 | 791 |
| Total interest expense | $26,332,000 | 742 |
| Net interest income | $26,414,000 | 823 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $5,287,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,374,000 | 748 |
| Trading account gains and fees | $-280,000 | 8,490 |
| Additional Noninterest Income | $3,193,000 | 963 |
| Total noninterest expense | $23,385,000 | 784 |
| Salaries and employee benefits | $13,468,000 | 720 |
| Premises and equipment expense | $4,000,000 | 666 |
| Additional noninterest expense | $5,917,000 | 956 |
| Pre-tax net operating income | $7,616,000 | 1,108 |
| Securities gains (losses) | $-27,000 | 7,838 |
| Applicable income taxes | $1,553,000 | 1,388 |
| Income before extraordinary items | $6,036,000 | 1,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,036,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $2,660,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $-838,000 | 8,489 |
| Net operating income | $6,057,600 | 1,057 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,242,000 | 797 |
| Total interest expense | $19,387,000 | 755 |
| Net interest income | $19,855,000 | 826 |
| Provision for loan and lease losses | $500,000 | 1,569 |
| Total noninterest income | $4,157,000 | 1,012 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,799,000 | 733 |
| Trading account gains and fees | $-227,000 | 8,528 |
| Additional Noninterest Income | $2,585,000 | 919 |
| Total noninterest expense | $17,217,000 | 795 |
| Salaries and employee benefits | $10,015,000 | 725 |
| Premises and equipment expense | $2,938,000 | 674 |
| Additional noninterest expense | $4,264,000 | 963 |
| Pre-tax net operating income | $6,295,000 | 1,094 |
| Securities gains (losses) | $-30,000 | 8,064 |
| Applicable income taxes | $1,394,000 | 1,297 |
| Income before extraordinary items | $4,871,000 | 1,082 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,871,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $1,983,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $-855,000 | 8,527 |
| Net operating income | $4,894,400 | 1,055 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,600,000 | 825 |
| Total interest expense | $12,310,000 | 804 |
| Net interest income | $13,290,000 | 841 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $3,158,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,191,000 | 736 |
| Trading account gains and fees | $-39,000 | 8,567 |
| Additional Noninterest Income | $2,006,000 | 852 |
| Total noninterest expense | $11,481,000 | 809 |
| Salaries and employee benefits | $6,713,000 | 742 |
| Premises and equipment expense | $1,963,000 | 698 |
| Additional noninterest expense | $2,805,000 | 993 |
| Pre-tax net operating income | $4,717,000 | 1,018 |
| Securities gains (losses) | $-30,000 | 8,213 |
| Applicable income taxes | $1,130,000 | 1,167 |
| Income before extraordinary items | $3,557,000 | 1,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,557,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $1,304,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $-531,000 | 8,587 |
| Net operating income | $3,579,800 | 995 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,618,000 | 827 |
| Total interest expense | $5,936,000 | 821 |
| Net interest income | $6,682,000 | 840 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $1,896,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $582,000 | 725 |
| Trading account gains and fees | $-121,000 | 8,636 |
| Additional Noninterest Income | $1,435,000 | 620 |
| Total noninterest expense | $5,813,000 | 805 |
| Salaries and employee benefits | $3,436,000 | 732 |
| Premises and equipment expense | $979,000 | 695 |
| Additional noninterest expense | $1,398,000 | 976 |
| Pre-tax net operating income | $2,515,000 | 939 |
| Securities gains (losses) | $-30,000 | 8,431 |
| Applicable income taxes | $646,000 | 1,043 |
| Income before extraordinary items | $1,839,000 | 957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,839,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $653,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 462 |
| Net operating income | $1,861,200 | 934 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,981,000 | 833 |
| Total interest expense | $18,279,000 | 916 |
| Net interest income | $27,702,000 | 800 |
| Provision for loan and lease losses | $875,000 | 1,178 |
| Total noninterest income | $6,319,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,459,000 | 724 |
| Trading account gains and fees | $277,000 | 87 |
| Additional Noninterest Income | $3,583,000 | 879 |
| Total noninterest expense | $23,470,000 | 754 |
| Salaries and employee benefits | $12,890,000 | 726 |
| Premises and equipment expense | $4,270,000 | 599 |
| Additional noninterest expense | $6,310,000 | 847 |
| Pre-tax net operating income | $9,676,000 | 1,004 |
| Securities gains (losses) | $-70,000 | 8,064 |
| Applicable income taxes | $2,632,000 | 1,054 |
| Income before extraordinary items | $6,974,000 | 1,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,974,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,375 |
| Cash dividends | $2,298,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $-1,785,000 | 8,668 |
| Net operating income | $7,025,100 | 1,047 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,846,000 | 853 |
| Total interest expense | $12,694,000 | 960 |
| Net interest income | $21,152,000 | 803 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $4,325,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,848,000 | 724 |
| Trading account gains and fees | $153,000 | 91 |
| Additional Noninterest Income | $2,324,000 | 991 |
| Total noninterest expense | $17,562,000 | 764 |
| Salaries and employee benefits | $9,687,000 | 739 |
| Premises and equipment expense | $3,180,000 | 611 |
| Additional noninterest expense | $4,695,000 | 863 |
| Pre-tax net operating income | $7,240,000 | 1,058 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,992,000 | 1,102 |
| Income before extraordinary items | $5,248,000 | 1,101 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,248,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,369 |
| Cash dividends | $1,715,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $-1,266,000 | 8,732 |
| Net operating income | $5,248,000 | 1,090 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,187,000 | 843 |
| Total interest expense | $8,015,000 | 964 |
| Net interest income | $14,172,000 | 800 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $2,695,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,252,000 | 695 |
| Trading account gains and fees | $19,000 | 104 |
| Additional Noninterest Income | $1,424,000 | 1,050 |
| Total noninterest expense | $11,954,000 | 750 |
| Salaries and employee benefits | $6,563,000 | 727 |
| Premises and equipment expense | $2,138,000 | 600 |
| Additional noninterest expense | $3,253,000 | 835 |
| Pre-tax net operating income | $4,688,000 | 1,082 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,295,000 | 1,124 |
| Income before extraordinary items | $3,393,000 | 1,139 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,393,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $1,130,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $-965,000 | 8,766 |
| Net operating income | $3,393,000 | 1,119 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 840 |
| Total interest expense | $3,891,000 | 938 |
| Net interest income | $7,009,000 | 802 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $1,464,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $632,000 | 652 |
| Trading account gains and fees | $4,000 | 105 |
| Additional Noninterest Income | $828,000 | 939 |
| Total noninterest expense | $6,016,000 | 744 |
| Salaries and employee benefits | $3,291,000 | 724 |
| Premises and equipment expense | $1,015,000 | 638 |
| Additional noninterest expense | $1,710,000 | 782 |
| Pre-tax net operating income | $2,332,000 | 1,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $647,000 | 1,123 |
| Income before extraordinary items | $1,685,000 | 1,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,685,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $566,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $-190,000 | 8,762 |
| Net operating income | $1,685,000 | 1,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $39,092,000 | 832 |
| Total interest expense | $11,994,000 | 930 |
| Net interest income | $27,098,000 | 781 |
| Provision for loan and lease losses | $650,000 | 1,533 |
| Total noninterest income | $4,991,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,715,000 | 635 |
| Trading account gains and fees | $66,000 | 108 |
| Additional Noninterest Income | $2,210,000 | 1,263 |
| Total noninterest expense | $22,497,000 | 767 |
| Salaries and employee benefits | $12,014,000 | 745 |
| Premises and equipment expense | $3,714,000 | 667 |
| Additional noninterest expense | $6,769,000 | 778 |
| Pre-tax net operating income | $8,942,000 | 1,080 |
| Securities gains (losses) | $167,000 | 556 |
| Applicable income taxes | $2,297,000 | 1,217 |
| Income before extraordinary items | $6,812,000 | 1,059 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,812,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,785 |
| Cash dividends | $1,926,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $-2,514,000 | 8,821 |
| Net operating income | $6,686,750 | 1,063 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $28,588,000 | 833 |
| Total interest expense | $8,248,000 | 959 |
| Net interest income | $20,340,000 | 768 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $3,647,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000,000 | 644 |
| Trading account gains and fees | $29,000 | 105 |
| Additional Noninterest Income | $1,618,000 | 1,282 |
| Total noninterest expense | $16,301,000 | 781 |
| Salaries and employee benefits | $8,837,000 | 757 |
| Premises and equipment expense | $2,535,000 | 717 |
| Additional noninterest expense | $4,929,000 | 785 |
| Pre-tax net operating income | $7,286,000 | 1,005 |
| Securities gains (losses) | $167,000 | 521 |
| Applicable income taxes | $2,268,000 | 961 |
| Income before extraordinary items | $5,185,000 | 1,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,185,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $1,419,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $-240,000 | 8,826 |
| Net operating income | $5,068,100 | 1,044 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,839,000 | 812 |
| Total interest expense | $5,207,000 | 942 |
| Net interest income | $13,632,000 | 756 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $2,262,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,321,000 | 631 |
| Trading account gains and fees | $-5,000 | 8,835 |
| Additional Noninterest Income | $946,000 | 1,406 |
| Total noninterest expense | $10,855,000 | 771 |
| Salaries and employee benefits | $5,932,000 | 746 |
| Premises and equipment expense | $1,626,000 | 734 |
| Additional noninterest expense | $3,297,000 | 786 |
| Pre-tax net operating income | $4,639,000 | 1,018 |
| Securities gains (losses) | $63,000 | 717 |
| Applicable income taxes | $1,331,000 | 1,059 |
| Income before extraordinary items | $3,371,000 | 1,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,371,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $910,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 486 |
| Net operating income | $3,325,640 | 1,029 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 810 |
| Total interest expense | $2,570,000 | 913 |
| Net interest income | $6,707,000 | 764 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,060,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $663,000 | 602 |
| Trading account gains and fees | $-81,000 | 8,910 |
| Additional Noninterest Income | $478,000 | 1,366 |
| Total noninterest expense | $5,549,000 | 754 |
| Salaries and employee benefits | $2,994,000 | 740 |
| Premises and equipment expense | $791,000 | 761 |
| Additional noninterest expense | $1,764,000 | 725 |
| Pre-tax net operating income | $2,068,000 | 1,120 |
| Securities gains (losses) | $63,000 | 486 |
| Applicable income taxes | $607,000 | 1,136 |
| Income before extraordinary items | $1,524,000 | 1,132 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,524,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $420,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 396 |
| Net operating income | $1,478,640 | 1,148 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,245,000 | 830 |
| Total interest expense | $8,754,000 | 932 |
| Net interest income | $24,491,000 | 816 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $5,168,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,801,000 | 624 |
| Trading account gains and fees | $462,000 | 82 |
| Additional Noninterest Income | $1,905,000 | 1,372 |
| Total noninterest expense | $20,635,000 | 781 |
| Salaries and employee benefits | $11,294,000 | 755 |
| Premises and equipment expense | $3,270,000 | 705 |
| Additional noninterest expense | $6,071,000 | 826 |
| Pre-tax net operating income | $8,674,000 | 1,004 |
| Securities gains (losses) | $186,000 | 862 |
| Applicable income taxes | $2,479,000 | 1,056 |
| Income before extraordinary items | $6,381,000 | 1,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,381,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-254,000 | 8,895 |
| Cash dividends | $1,552,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $14,124,000 | 57 |
| Net operating income | $6,247,080 | 1,018 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,449,000 | 841 |
| Total interest expense | $6,334,000 | 947 |
| Net interest income | $18,115,000 | 817 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $3,821,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,102,000 | 633 |
| Trading account gains and fees | $260,000 | 83 |
| Additional Noninterest Income | $1,459,000 | 1,357 |
| Total noninterest expense | $14,971,000 | 798 |
| Salaries and employee benefits | $8,224,000 | 782 |
| Premises and equipment expense | $2,354,000 | 732 |
| Additional noninterest expense | $4,393,000 | 845 |
| Pre-tax net operating income | $6,715,000 | 981 |
| Securities gains (losses) | $190,000 | 784 |
| Applicable income taxes | $2,071,000 | 986 |
| Income before extraordinary items | $4,834,000 | 1,029 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,834,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-258,000 | 8,939 |
| Cash dividends | $1,133,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $14,051,000 | 48 |
| Net operating income | $4,701,000 | 1,015 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,968,000 | 852 |
| Total interest expense | $4,159,000 | 947 |
| Net interest income | $11,809,000 | 829 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $2,551,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,391,000 | 628 |
| Trading account gains and fees | $210,000 | 88 |
| Additional Noninterest Income | $950,000 | 1,378 |
| Total noninterest expense | $10,034,000 | 797 |
| Salaries and employee benefits | $5,520,000 | 773 |
| Premises and equipment expense | $1,585,000 | 730 |
| Additional noninterest expense | $2,929,000 | 843 |
| Pre-tax net operating income | $4,076,000 | 1,066 |
| Securities gains (losses) | $190,000 | 668 |
| Applicable income taxes | $1,237,000 | 1,084 |
| Income before extraordinary items | $3,029,000 | 1,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,029,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $716,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $14,038,000 | 30 |
| Net operating income | $2,894,100 | 1,088 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 878 |
| Total interest expense | $2,070,000 | 971 |
| Net interest income | $5,724,000 | 867 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,215,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $683,000 | 627 |
| Trading account gains and fees | $117,000 | 78 |
| Additional Noninterest Income | $415,000 | 1,495 |
| Total noninterest expense | $5,114,000 | 791 |
| Salaries and employee benefits | $2,833,000 | 756 |
| Premises and equipment expense | $848,000 | 698 |
| Additional noninterest expense | $1,433,000 | 862 |
| Pre-tax net operating income | $1,825,000 | 1,151 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $480,000 | 1,339 |
| Income before extraordinary items | $1,347,000 | 1,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,347,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $333,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $1,106,000 | 113 |
| Net operating income | $1,345,520 | 1,148 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,627,000 | 913 |
| Total interest expense | $8,445,000 | 1,061 |
| Net interest income | $22,182,000 | 877 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $4,959,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,727,000 | 629 |
| Trading account gains and fees | $488,000 | 98 |
| Additional Noninterest Income | $1,744,000 | 1,619 |
| Total noninterest expense | $20,528,000 | 784 |
| Salaries and employee benefits | $11,181,000 | 764 |
| Premises and equipment expense | $3,547,000 | 643 |
| Additional noninterest expense | $5,800,000 | 886 |
| Pre-tax net operating income | $5,813,000 | 1,420 |
| Securities gains (losses) | $387,000 | 899 |
| Applicable income taxes | $1,493,000 | 1,629 |
| Income before extraordinary items | $4,707,000 | 1,355 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,707,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,820 |
| Cash dividends | $1,038,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $2,787,000 | 296 |
| Net operating income | $4,412,880 | 1,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,118,000 | 926 |
| Total interest expense | $6,325,000 | 1,108 |
| Net interest income | $16,793,000 | 869 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $3,415,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,036,000 | 640 |
| Trading account gains and fees | $204,000 | 107 |
| Additional Noninterest Income | $1,175,000 | 1,838 |
| Total noninterest expense | $15,173,000 | 803 |
| Salaries and employee benefits | $8,171,000 | 789 |
| Premises and equipment expense | $2,638,000 | 655 |
| Additional noninterest expense | $4,364,000 | 887 |
| Pre-tax net operating income | $4,485,000 | 1,435 |
| Securities gains (losses) | $400,000 | 794 |
| Applicable income taxes | $1,296,000 | 1,498 |
| Income before extraordinary items | $3,589,000 | 1,386 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,589,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,801 |
| Cash dividends | $713,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 576 |
| Net operating income | $3,297,000 | 1,414 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,801,000 | 924 |
| Total interest expense | $4,225,000 | 1,132 |
| Net interest income | $11,576,000 | 842 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $2,249,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,320,000 | 643 |
| Trading account gains and fees | $136,000 | 102 |
| Additional Noninterest Income | $793,000 | 1,793 |
| Total noninterest expense | $10,133,000 | 802 |
| Salaries and employee benefits | $5,405,000 | 798 |
| Premises and equipment expense | $1,753,000 | 665 |
| Additional noninterest expense | $2,975,000 | 871 |
| Pre-tax net operating income | $3,242,000 | 1,320 |
| Securities gains (losses) | $348,000 | 733 |
| Applicable income taxes | $1,018,000 | 1,351 |
| Income before extraordinary items | $2,572,000 | 1,282 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,572,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,733 |
| Cash dividends | $405,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 530 |
| Net operating income | $2,321,440 | 1,331 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,932,000 | 923 |
| Total interest expense | $2,076,000 | 1,176 |
| Net interest income | $5,856,000 | 833 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $960,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $609,000 | 681 |
| Trading account gains and fees | $-30,000 | 9,278 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $5,047,000 | 805 |
| Salaries and employee benefits | $2,701,000 | 799 |
| Premises and equipment expense | $846,000 | 689 |
| Additional noninterest expense | $1,500,000 | 838 |
| Pre-tax net operating income | $1,619,000 | 1,315 |
| Securities gains (losses) | $288,000 | 522 |
| Applicable income taxes | $966,000 | 822 |
| Income before extraordinary items | $941,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $202,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 349 |
| Net operating income | $756,680 | 1,954 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,091,000 | 976 |
| Total interest expense | $9,390,000 | 1,200 |
| Net interest income | $21,701,000 | 901 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $3,014,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,920,000 | 838 |
| Trading account gains and fees | $-575,000 | 9,334 |
| Additional Noninterest Income | $1,669,000 | 1,512 |
| Total noninterest expense | $19,227,000 | 819 |
| Salaries and employee benefits | $9,970,000 | 808 |
| Premises and equipment expense | $3,379,000 | 659 |
| Additional noninterest expense | $5,878,000 | 846 |
| Pre-tax net operating income | $5,388,000 | 1,519 |
| Securities gains (losses) | $493,000 | 664 |
| Applicable income taxes | $1,634,000 | 1,533 |
| Income before extraordinary items | $4,247,000 | 1,466 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,247,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 9,162 |
| Cash dividends | $707,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,198 |
| Net operating income | $3,892,040 | 1,512 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,668,000 | 1,011 |
| Total interest expense | $15,251,000 | 1,058 |
| Net interest income | $18,417,000 | 978 |
| Provision for loan and lease losses | $1,800,000 | 767 |
| Total noninterest income | $3,068,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,056,000 | 1,416 |
| Trading account gains and fees | $-26,000 | 9,568 |
| Additional Noninterest Income | $2,038,000 | 1,231 |
| Total noninterest expense | $16,106,000 | 923 |
| Salaries and employee benefits | $8,305,000 | 896 |
| Premises and equipment expense | $2,809,000 | 756 |
| Additional noninterest expense | $4,992,000 | 981 |
| Pre-tax net operating income | $3,579,000 | 1,943 |
| Securities gains (losses) | $320,000 | 865 |
| Applicable income taxes | $1,094,000 | 1,950 |
| Income before extraordinary items | $2,805,000 | 1,879 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,805,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,844,000 | 372 |
| Cash dividends | $594,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 9,492 |
| Net operating income | $2,574,600 | 1,953 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $32,585,000 | 1,079 |
| Total interest expense | $15,910,000 | 1,100 |
| Net interest income | $16,675,000 | 1,054 |
| Provision for loan and lease losses | $700,000 | 1,410 |
| Total noninterest income | $2,479,000 | 1,599 |
| Gross Fiduciary activities income | $1,132,000 | 399 |
| Service charges on deposit accounts | $619,000 | 2,223 |
| Trading account gains and fees | $-403,000 | 4,529 |
| Additional Noninterest Income | $1,131,000 | 1,714 |
| Total noninterest expense | $13,839,000 | 1,016 |
| Salaries and employee benefits | $7,274,000 | 963 |
| Premises and equipment expense | $2,329,000 | 852 |
| Additional noninterest expense | $4,238,000 | 1,101 |
| Pre-tax net operating income | $4,615,000 | 1,599 |
| Securities gains (losses) | $-693,000 | 9,736 |
| Applicable income taxes | $1,073,000 | 2,000 |
| Income before extraordinary items | $2,849,000 | 1,829 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,849,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 9,831 |
| Cash dividends | $584,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $-1,023,000 | 9,854 |
| Net operating income | $3,354,890 | 1,566 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,898,000 | 1,216 |
| Total interest expense | $11,688,000 | 1,290 |
| Net interest income | $15,210,000 | 1,159 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $2,064,000 | 1,821 |
| Gross Fiduciary activities income | $1,055,000 | 458 |
| Service charges on deposit accounts | $372,000 | 3,403 |
| Trading account gains and fees | $29,000 | 143 |
| Additional Noninterest Income | $608,000 | 2,601 |
| Total noninterest expense | $11,630,000 | 1,192 |
| Salaries and employee benefits | $6,178,000 | 1,118 |
| Premises and equipment expense | $1,975,000 | 1,023 |
| Additional noninterest expense | $3,477,000 | 1,325 |
| Pre-tax net operating income | $5,544,000 | 1,374 |
| Securities gains (losses) | $-165,000 | 10,020 |
| Applicable income taxes | $1,663,000 | 1,443 |
| Income before extraordinary items | $3,716,000 | 1,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,716,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-556,000 | 10,189 |
| Cash dividends | $601,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $-2,491,000 | 10,194 |
| Net operating income | $3,829,850 | 1,375 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,644,000 | 1,214 |
| Total interest expense | $12,537,000 | 1,247 |
| Net interest income | $14,107,000 | 1,201 |
| Provision for loan and lease losses | $400,000 | 2,051 |
| Total noninterest income | $834,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $324,000 | 3,696 |
| Trading account gains and fees | $153,000 | 140 |
| Additional Noninterest Income | $357,000 | 3,667 |
| Total noninterest expense | $10,292,000 | 1,290 |
| Salaries and employee benefits | $5,283,000 | 1,247 |
| Premises and equipment expense | $1,759,000 | 1,096 |
| Additional noninterest expense | $3,250,000 | 1,354 |
| Pre-tax net operating income | $4,249,000 | 1,731 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $1,275,000 | 1,885 |
| Income before extraordinary items | $3,004,000 | 1,748 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,004,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $643,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $-2,476,000 | 10,444 |
| Net operating income | $2,983,000 | 1,691 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,358,000 | 1,361 |
| Total interest expense | $11,523,000 | 1,364 |
| Net interest income | $12,835,000 | 1,356 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $778,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $583,000 | 2,536 |
| Total noninterest expense | $11,003,000 | 1,200 |
| Salaries and employee benefits | $4,854,000 | 1,358 |
| Premises and equipment expense | $1,869,000 | 1,059 |
| Additional noninterest expense | $4,280,000 | 1,083 |
| Pre-tax net operating income | $2,210,000 | 3,238 |
| Securities gains (losses) | $63,000 | 1,207 |
| Applicable income taxes | $-341,000 | 10,838 |
| Income before extraordinary items | $2,614,000 | 2,019 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,614,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 984 |
| Cash dividends | $554,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 723 |
| Net operating income | $2,551,000 | 2,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,502,000 | 1,503 |
| Total interest expense | $11,183,000 | 1,445 |
| Net interest income | $11,319,000 | 1,572 |
| Provision for loan and lease losses | $1,000,000 | 1,019 |
| Total noninterest income | $495,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | $-112,000 | 4,680 |
| Additional Noninterest Income | $359,000 | 3,633 |
| Total noninterest expense | $9,771,000 | 1,459 |
| Salaries and employee benefits | $4,365,000 | 1,524 |
| Premises and equipment expense | $1,956,000 | 1,081 |
| Additional noninterest expense | $3,450,000 | 1,534 |
| Pre-tax net operating income | $1,043,000 | 5,589 |
| Securities gains (losses) | $129,000 | 859 |
| Applicable income taxes | $-1,089,000 | 11,393 |
| Income before extraordinary items | $2,261,000 | 2,185 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,261,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,437,000 | 707 |
| Cash dividends | $567,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $-2,810,000 | 11,441 |
| Net operating income | $2,132,000 | 2,254 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,147,000 | 1,603 |
| Total interest expense | $10,564,000 | 1,528 |
| Net interest income | $10,583,000 | 1,691 |
| Provision for loan and lease losses | $350,000 | 2,061 |
| Total noninterest income | $805,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $370,000 | 3,586 |
| Trading account gains and fees | $43,000 | 336 |
| Additional Noninterest Income | $392,000 | 3,347 |
| Total noninterest expense | $9,371,000 | 1,513 |
| Salaries and employee benefits | $4,283,000 | 1,556 |
| Premises and equipment expense | $1,730,000 | 1,203 |
| Additional noninterest expense | $3,358,000 | 1,538 |
| Pre-tax net operating income | $1,667,000 | 4,086 |
| Securities gains (losses) | $343,000 | 467 |
| Applicable income taxes | $-78,000 | 11,686 |
| Income before extraordinary items | $2,088,000 | 2,404 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,088,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $948,000 | 908 |
| Cash dividends | $495,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 10,427 |
| Net operating income | $1,745,000 | 2,786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,080,000 | 1,702 |
| Total interest expense | $7,563,000 | 1,659 |
| Net interest income | $10,517,000 | 1,715 |
| Provision for loan and lease losses | $350,000 | 2,026 |
| Total noninterest income | $1,125,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $912,000 | 1,959 |
| Total noninterest expense | $8,850,000 | 1,663 |
| Salaries and employee benefits | $3,749,000 | 1,796 |
| Premises and equipment expense | $1,282,000 | 1,608 |
| Additional noninterest expense | $3,819,000 | 1,470 |
| Pre-tax net operating income | $2,442,000 | 2,891 |
| Securities gains (losses) | $-172,000 | 11,874 |
| Applicable income taxes | $-22,000 | 12,133 |
| Income before extraordinary items | $2,292,000 | 2,125 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,292,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,018 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,464,000 | 1,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,188,000 | 1,930 |
| Total interest expense | $6,830,000 | 1,902 |
| Net interest income | $9,358,000 | 1,933 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $359,000 | 4,049 |
| Total noninterest expense | $10,004,000 | 1,525 |
| Salaries and employee benefits | $3,343,000 | 1,994 |
| Premises and equipment expense | $1,267,000 | 1,650 |
| Additional noninterest expense | $5,394,000 | 1,195 |
| Pre-tax net operating income | $-404,000 | 12,812 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $-420,000 | 13,119 |
| Income before extraordinary items | $9,000 | 12,487 |
| Extraordinary gains, net | $600,000 | 372 |
| Net income | $609,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 934 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $484,000 | 610 |
| Net operating income | $13,480 | 12,323 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,591,000 | 2,021 |
| Total interest expense | $8,666,000 | 1,960 |
| Net interest income | $8,925,000 | 2,048 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $599,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $541,000 | 3,027 |
| Total noninterest expense | $9,597,000 | 1,597 |
| Salaries and employee benefits | $3,120,000 | 2,107 |
| Premises and equipment expense | $1,225,000 | 1,726 |
| Additional noninterest expense | $5,252,000 | 1,262 |
| Pre-tax net operating income | $-423,000 | 13,243 |
| Securities gains (losses) | $1,270,000 | 548 |
| Applicable income taxes | $413,000 | 4,665 |
| Income before extraordinary items | $434,000 | 7,896 |
| Extraordinary gains, net | $184,000 | 462 |
| Net income | $618,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,684,000 | 794 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 824 |
| Net operating income | $-378,800 | 13,210 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.