Home > Wadena State Bank > Income and Expense
Wadena State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,914 |
| Total interest expense | $723,000 | 3,073 |
| Net interest income | $2,037,000 | 2,773 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $152,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $38,000 | 2,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 2,917 |
| Total noninterest expense | $1,348,000 | 2,997 |
| Salaries and employee benefits | $775,000 | 2,948 |
| Premises and equipment expense | $86,000 | 3,409 |
| Additional noninterest expense | $114,000 | 2,917 |
| Pre-tax net operating income | $841,000 | 2,425 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $120,000 | 1,935 |
| Income before extraordinary items | $721,000 | 2,424 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $721,000 | 2,452 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $721,000 | 2,424 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $2,331,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $721,000 | 2,441 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,257,000 | 2,864 |
| Total interest expense | $2,794,000 | 3,133 |
| Net interest income | $8,463,000 | 2,637 |
| Provision for loan and lease losses | $75,000 | 2,655 |
| Total noninterest income | $566,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $156,000 | 2,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,106 |
| Total noninterest expense | $4,989,000 | 3,092 |
| Salaries and employee benefits | $2,841,000 | 3,026 |
| Premises and equipment expense | $318,000 | 3,509 |
| Additional noninterest expense | $410,000 | 3,106 |
| Pre-tax net operating income | $3,965,000 | 2,142 |
| Securities gains (losses) | $-1,000 | 3,346 |
| Applicable income taxes | $328,000 | 2,105 |
| Income before extraordinary items | $3,636,000 | 2,062 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,636,000 | 2,084 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,636,000 | 2,062 |
| Net charge-offs | $3,000 | 2,907 |
| Cash dividends | $4,148,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,636,920 | 2,074 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,356,000 | 2,862 |
| Total interest expense | $2,053,000 | 3,148 |
| Net interest income | $6,303,000 | 2,639 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $399,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $120,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 3,168 |
| Total noninterest expense | $3,612,000 | 3,106 |
| Salaries and employee benefits | $2,170,000 | 2,993 |
| Premises and equipment expense | $242,000 | 3,491 |
| Additional noninterest expense | $279,000 | 3,168 |
| Pre-tax net operating income | $3,090,000 | 2,098 |
| Securities gains (losses) | $-1,000 | 3,562 |
| Applicable income taxes | $223,000 | 2,184 |
| Income before extraordinary items | $2,866,000 | 2,007 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,866,000 | 2,027 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,866,000 | 2,008 |
| Net charge-offs | $3,000 | 2,635 |
| Cash dividends | $4,149,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,866,930 | 2,007 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 2,872 |
| Total interest expense | $1,342,000 | 3,147 |
| Net interest income | $4,140,000 | 2,636 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $316,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $77,000 | 2,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,916 |
| Total noninterest expense | $2,398,000 | 3,116 |
| Salaries and employee benefits | $1,430,000 | 3,014 |
| Premises and equipment expense | $157,000 | 3,513 |
| Additional noninterest expense | $239,000 | 2,916 |
| Pre-tax net operating income | $2,058,000 | 2,069 |
| Securities gains (losses) | $-1,000 | 3,490 |
| Applicable income taxes | $155,000 | 2,131 |
| Income before extraordinary items | $1,902,000 | 1,983 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,902,000 | 2,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,902,000 | 1,984 |
| Net charge-offs | $3,000 | 2,350 |
| Cash dividends | $2,796,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,902,920 | 1,986 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 2,852 |
| Total interest expense | $673,000 | 3,121 |
| Net interest income | $2,081,000 | 2,634 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $153,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $38,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 2,921 |
| Total noninterest expense | $1,253,000 | 3,055 |
| Salaries and employee benefits | $771,000 | 2,933 |
| Premises and equipment expense | $84,000 | 3,449 |
| Additional noninterest expense | $115,000 | 2,921 |
| Pre-tax net operating income | $981,000 | 2,083 |
| Securities gains (losses) | $-1,000 | 3,860 |
| Applicable income taxes | $87,000 | 2,024 |
| Income before extraordinary items | $893,000 | 2,031 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $893,000 | 2,055 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $893,000 | 2,031 |
| Net charge-offs | $3,000 | 1,876 |
| Cash dividends | $2,400,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $893,910 | 2,037 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 2,771 |
| Total interest expense | $2,245,000 | 2,917 |
| Net interest income | $8,239,000 | 2,653 |
| Provision for loan and lease losses | $105,000 | 2,406 |
| Total noninterest income | $690,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $175,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,940 |
| Total noninterest expense | $5,360,000 | 2,955 |
| Salaries and employee benefits | $3,373,000 | 2,770 |
| Premises and equipment expense | $346,000 | 3,438 |
| Additional noninterest expense | $515,000 | 2,940 |
| Pre-tax net operating income | $3,464,000 | 2,342 |
| Securities gains (losses) | $-132,000 | 3,848 |
| Applicable income taxes | $260,000 | 2,320 |
| Income before extraordinary items | $3,072,000 | 2,308 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,072,000 | 2,332 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,072,000 | 2,311 |
| Net charge-offs | $19,000 | 2,230 |
| Cash dividends | $2,344,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,193,440 | 2,275 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 2,766 |
| Total interest expense | $1,627,000 | 2,858 |
| Net interest income | $6,129,000 | 2,682 |
| Provision for loan and lease losses | $105,000 | 2,098 |
| Total noninterest income | $524,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $133,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,920 |
| Total noninterest expense | $3,954,000 | 2,966 |
| Salaries and employee benefits | $2,520,000 | 2,770 |
| Premises and equipment expense | $278,000 | 3,361 |
| Additional noninterest expense | $391,000 | 2,919 |
| Pre-tax net operating income | $2,594,000 | 2,403 |
| Securities gains (losses) | $-132,000 | 4,071 |
| Applicable income taxes | $175,000 | 2,418 |
| Income before extraordinary items | $2,287,000 | 2,346 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,287,000 | 2,369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,287,000 | 2,348 |
| Net charge-offs | $19,000 | 1,924 |
| Cash dividends | $1,491,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,409,760 | 2,315 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 2,773 |
| Total interest expense | $1,047,000 | 2,765 |
| Net interest income | $4,005,000 | 2,740 |
| Provision for loan and lease losses | $105,000 | 1,785 |
| Total noninterest income | $357,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $91,000 | 2,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 2,865 |
| Total noninterest expense | $2,597,000 | 2,977 |
| Salaries and employee benefits | $1,654,000 | 2,794 |
| Premises and equipment expense | $179,000 | 3,404 |
| Additional noninterest expense | $266,000 | 2,859 |
| Pre-tax net operating income | $1,660,000 | 2,482 |
| Securities gains (losses) | $-132,000 | 4,254 |
| Applicable income taxes | $116,000 | 2,472 |
| Income before extraordinary items | $1,412,000 | 2,467 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,412,000 | 2,496 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,412,000 | 2,467 |
| Net charge-offs | $19,000 | 1,563 |
| Cash dividends | $1,350,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,533,440 | 2,398 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 2,814 |
| Total interest expense | $470,000 | 2,704 |
| Net interest income | $1,953,000 | 2,777 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $162,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $44,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 2,984 |
| Total noninterest expense | $1,355,000 | 2,953 |
| Salaries and employee benefits | $867,000 | 2,765 |
| Premises and equipment expense | $103,000 | 3,274 |
| Additional noninterest expense | $118,000 | 2,984 |
| Pre-tax net operating income | $760,000 | 2,609 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $58,000 | 2,492 |
| Income before extraordinary items | $702,000 | 2,528 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $702,000 | 2,529 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $702,000 | 2,528 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $1,200,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $702,000 | 2,553 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,088,000 | 2,845 |
| Total interest expense | $771,000 | 2,733 |
| Net interest income | $7,317,000 | 2,809 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $634,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $147,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 3,075 |
| Total noninterest expense | $5,110,000 | 3,006 |
| Salaries and employee benefits | $3,211,000 | 2,838 |
| Premises and equipment expense | $339,000 | 3,510 |
| Additional noninterest expense | $487,000 | 3,075 |
| Pre-tax net operating income | $2,841,000 | 2,723 |
| Securities gains (losses) | $-5,000 | 3,305 |
| Applicable income taxes | $257,000 | 2,516 |
| Income before extraordinary items | $2,579,000 | 2,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,579,000 | 2,638 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,579,000 | 2,640 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $2,018,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,583,550 | 2,674 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 2,847 |
| Total interest expense | $466,000 | 2,748 |
| Net interest income | $5,366,000 | 2,824 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $468,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $108,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,127 |
| Total noninterest expense | $3,720,000 | 3,042 |
| Salaries and employee benefits | $2,319,000 | 2,881 |
| Premises and equipment expense | $267,000 | 3,462 |
| Additional noninterest expense | $360,000 | 3,127 |
| Pre-tax net operating income | $2,114,000 | 2,714 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $257,000 | 2,327 |
| Income before extraordinary items | $1,857,000 | 2,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,857,000 | 2,680 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,857,000 | 2,681 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,618,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,857,000 | 2,714 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 2,883 |
| Total interest expense | $266,000 | 2,817 |
| Net interest income | $3,438,000 | 2,864 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $306,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $69,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,160 |
| Total noninterest expense | $2,537,000 | 3,000 |
| Salaries and employee benefits | $1,534,000 | 2,906 |
| Premises and equipment expense | $168,000 | 3,547 |
| Additional noninterest expense | $835,000 | 2,915 |
| Pre-tax net operating income | $1,207,000 | 2,798 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $182,000 | 2,203 |
| Income before extraordinary items | $1,025,000 | 2,801 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,025,000 | 2,799 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,025,000 | 2,801 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,402,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,025,000 | 2,829 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 2,919 |
| Total interest expense | $121,000 | 2,926 |
| Net interest income | $1,634,000 | 2,895 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $148,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $33,000 | 3,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,139 |
| Total noninterest expense | $1,175,000 | 3,113 |
| Salaries and employee benefits | $698,000 | 3,048 |
| Premises and equipment expense | $85,000 | 3,556 |
| Additional noninterest expense | $392,000 | 3,006 |
| Pre-tax net operating income | $607,000 | 2,701 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $107,000 | 2,025 |
| Income before extraordinary items | $500,000 | 2,749 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $500,000 | 2,747 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $500,000 | 2,749 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $970,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $500,000 | 2,772 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,429,000 | 2,732 |
| Total interest expense | $614,000 | 2,870 |
| Net interest income | $7,815,000 | 2,688 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $540,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $113,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,398 |
| Total noninterest expense | $4,956,000 | 3,037 |
| Salaries and employee benefits | $3,061,000 | 2,898 |
| Premises and equipment expense | $309,000 | 3,690 |
| Additional noninterest expense | $1,586,000 | 3,009 |
| Pre-tax net operating income | $3,399,000 | 2,534 |
| Securities gains (losses) | $25,000 | 1,416 |
| Applicable income taxes | $272,000 | 2,536 |
| Income before extraordinary items | $3,152,000 | 2,480 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,152,000 | 2,480 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,152,000 | 2,481 |
| Net charge-offs | $-71,000 | 4,249 |
| Cash dividends | $1,910,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,129,000 | 2,463 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 2,730 |
| Total interest expense | $482,000 | 2,900 |
| Net interest income | $6,029,000 | 2,689 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $388,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $81,000 | 3,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,492 |
| Total noninterest expense | $3,601,000 | 3,095 |
| Salaries and employee benefits | $2,113,000 | 3,039 |
| Premises and equipment expense | $223,000 | 3,785 |
| Additional noninterest expense | $1,265,000 | 2,893 |
| Pre-tax net operating income | $2,816,000 | 2,508 |
| Securities gains (losses) | $25,000 | 1,323 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $2,839,000 | 2,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,839,000 | 2,334 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,839,000 | 2,335 |
| Net charge-offs | $-71,000 | 4,339 |
| Cash dividends | $1,910,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,814,000 | 2,323 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 2,644 |
| Total interest expense | $339,000 | 2,908 |
| Net interest income | $4,261,000 | 2,593 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $275,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $51,000 | 3,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,398 |
| Total noninterest expense | $2,518,000 | 3,011 |
| Salaries and employee benefits | $1,435,000 | 3,013 |
| Premises and equipment expense | $143,000 | 3,836 |
| Additional noninterest expense | $940,000 | 2,699 |
| Pre-tax net operating income | $2,018,000 | 2,382 |
| Securities gains (losses) | $25,000 | 1,111 |
| Applicable income taxes | $2,000 | 3,608 |
| Income before extraordinary items | $2,041,000 | 2,198 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,041,000 | 2,197 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,041,000 | 2,198 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $1,040,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,016,000 | 2,187 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 2,530 |
| Total interest expense | $179,000 | 2,917 |
| Net interest income | $2,280,000 | 2,478 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $134,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,442 |
| Total noninterest expense | $1,133,000 | 3,179 |
| Salaries and employee benefits | $695,000 | 3,052 |
| Premises and equipment expense | $73,000 | 3,843 |
| Additional noninterest expense | $365,000 | 3,098 |
| Pre-tax net operating income | $1,281,000 | 2,063 |
| Securities gains (losses) | $25,000 | 828 |
| Applicable income taxes | $2,000 | 3,502 |
| Income before extraordinary items | $1,304,000 | 1,888 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,304,000 | 1,887 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,304,000 | 1,888 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,279,000 | 1,880 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 2,819 |
| Total interest expense | $988,000 | 2,957 |
| Net interest income | $7,312,000 | 2,755 |
| Provision for loan and lease losses | $166,000 | 3,200 |
| Total noninterest income | $576,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $136,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,277 |
| Total noninterest expense | $4,594,000 | 3,153 |
| Salaries and employee benefits | $2,964,000 | 2,961 |
| Premises and equipment expense | $302,000 | 3,806 |
| Additional noninterest expense | $1,328,000 | 3,242 |
| Pre-tax net operating income | $3,128,000 | 2,378 |
| Securities gains (losses) | $-8,000 | 4,802 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $3,118,000 | 2,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,118,000 | 2,259 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,118,000 | 2,259 |
| Net charge-offs | $295,000 | 1,300 |
| Cash dividends | $2,660,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,126,000 | 2,195 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,826 |
| Total interest expense | $780,000 | 2,975 |
| Net interest income | $5,489,000 | 2,752 |
| Provision for loan and lease losses | $66,000 | 3,575 |
| Total noninterest income | $445,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,201 |
| Total noninterest expense | $3,178,000 | 3,270 |
| Salaries and employee benefits | $2,045,000 | 3,068 |
| Premises and equipment expense | $217,000 | 3,883 |
| Additional noninterest expense | $916,000 | 3,361 |
| Pre-tax net operating income | $2,690,000 | 2,193 |
| Securities gains (losses) | $-4,000 | 4,701 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $2,684,000 | 2,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,684,000 | 2,050 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,684,000 | 2,050 |
| Net charge-offs | $73,000 | 1,849 |
| Cash dividends | $2,660,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,688,000 | 1,992 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 2,812 |
| Total interest expense | $536,000 | 3,040 |
| Net interest income | $3,760,000 | 2,730 |
| Provision for loan and lease losses | $66,000 | 3,265 |
| Total noninterest income | $318,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $68,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,085 |
| Total noninterest expense | $2,132,000 | 3,264 |
| Salaries and employee benefits | $1,392,000 | 3,047 |
| Premises and equipment expense | $143,000 | 3,897 |
| Additional noninterest expense | $597,000 | 3,411 |
| Pre-tax net operating income | $1,880,000 | 2,090 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $2,000 | 3,555 |
| Income before extraordinary items | $1,877,000 | 1,918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,877,000 | 1,919 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,877,000 | 1,919 |
| Net charge-offs | $73,000 | 1,514 |
| Cash dividends | $1,400,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,878,000 | 1,884 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 2,944 |
| Total interest expense | $277,000 | 3,120 |
| Net interest income | $1,700,000 | 2,859 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $131,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $44,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,329 |
| Total noninterest expense | $1,068,000 | 3,295 |
| Salaries and employee benefits | $660,000 | 3,148 |
| Premises and equipment expense | $82,000 | 3,735 |
| Additional noninterest expense | $326,000 | 3,307 |
| Pre-tax net operating income | $763,000 | 2,218 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $760,000 | 2,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $760,000 | 2,055 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $760,000 | 2,056 |
| Net charge-offs | $73,000 | 1,028 |
| Cash dividends | $1,150,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $761,000 | 2,021 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 3,003 |
| Total interest expense | $1,192,000 | 3,066 |
| Net interest income | $6,602,000 | 2,935 |
| Provision for loan and lease losses | $177,000 | 2,475 |
| Total noninterest income | $589,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $213,000 | 3,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,336 |
| Total noninterest expense | $4,179,000 | 3,342 |
| Salaries and employee benefits | $2,586,000 | 3,174 |
| Premises and equipment expense | $311,000 | 3,845 |
| Additional noninterest expense | $1,282,000 | 3,366 |
| Pre-tax net operating income | $2,835,000 | 2,548 |
| Securities gains (losses) | $66,000 | 1,126 |
| Applicable income taxes | $2,000 | 3,780 |
| Income before extraordinary items | $2,899,000 | 2,341 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,899,000 | 2,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,899,000 | 2,343 |
| Net charge-offs | $31,000 | 2,913 |
| Cash dividends | $2,500,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,833,000 | 2,335 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 3,070 |
| Total interest expense | $897,000 | 3,081 |
| Net interest income | $4,825,000 | 3,011 |
| Provision for loan and lease losses | $160,000 | 2,198 |
| Total noninterest income | $445,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $161,000 | 3,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 3,351 |
| Total noninterest expense | $3,079,000 | 3,392 |
| Salaries and employee benefits | $1,893,000 | 3,238 |
| Premises and equipment expense | $235,000 | 3,894 |
| Additional noninterest expense | $951,000 | 3,423 |
| Pre-tax net operating income | $2,031,000 | 2,703 |
| Securities gains (losses) | $70,000 | 939 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $2,099,000 | 2,453 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,099,000 | 2,454 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,099,000 | 2,454 |
| Net charge-offs | $-79,000 | 4,912 |
| Cash dividends | $2,500,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,029,000 | 2,475 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 3,062 |
| Total interest expense | $587,000 | 3,090 |
| Net interest income | $3,262,000 | 3,007 |
| Provision for loan and lease losses | $160,000 | 1,743 |
| Total noninterest income | $293,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $105,000 | 3,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,337 |
| Total noninterest expense | $2,158,000 | 3,323 |
| Salaries and employee benefits | $1,282,000 | 3,222 |
| Premises and equipment expense | $162,000 | 3,859 |
| Additional noninterest expense | $714,000 | 3,231 |
| Pre-tax net operating income | $1,237,000 | 2,816 |
| Securities gains (losses) | $44,000 | 779 |
| Applicable income taxes | $2,000 | 3,806 |
| Income before extraordinary items | $1,279,000 | 2,555 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,279,000 | 2,554 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,279,000 | 2,554 |
| Net charge-offs | $40,000 | 1,988 |
| Cash dividends | $2,250,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,235,000 | 2,593 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 3,120 |
| Total interest expense | $277,000 | 3,158 |
| Net interest income | $1,606,000 | 3,054 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $134,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,477 |
| Total noninterest expense | $1,033,000 | 3,432 |
| Salaries and employee benefits | $610,000 | 3,352 |
| Premises and equipment expense | $84,000 | 3,833 |
| Additional noninterest expense | $339,000 | 3,328 |
| Pre-tax net operating income | $707,000 | 2,564 |
| Securities gains (losses) | $44,000 | 411 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $749,000 | 2,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $749,000 | 2,269 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $749,000 | 2,269 |
| Net charge-offs | $-182,000 | 5,265 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $705,000 | 2,342 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,529,000 | 3,035 |
| Total interest expense | $901,000 | 3,090 |
| Net interest income | $6,628,000 | 2,988 |
| Provision for loan and lease losses | $171,000 | 2,533 |
| Total noninterest income | $593,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $231,000 | 3,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $362,000 | 3,473 |
| Total noninterest expense | $4,019,000 | 3,484 |
| Salaries and employee benefits | $2,464,000 | 3,304 |
| Premises and equipment expense | $275,000 | 4,150 |
| Additional noninterest expense | $1,280,000 | 3,461 |
| Pre-tax net operating income | $3,031,000 | 2,487 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $3,026,000 | 2,308 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,026,000 | 2,307 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,026,000 | 2,307 |
| Net charge-offs | $-17,000 | 4,639 |
| Cash dividends | $1,175,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,029,000 | 2,305 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 3,042 |
| Total interest expense | $629,000 | 3,132 |
| Net interest income | $4,985,000 | 3,008 |
| Provision for loan and lease losses | $105,000 | 2,550 |
| Total noninterest income | $440,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $177,000 | 3,126 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 3,528 |
| Total noninterest expense | $2,960,000 | 3,529 |
| Salaries and employee benefits | $1,754,000 | 3,416 |
| Premises and equipment expense | $239,000 | 3,972 |
| Additional noninterest expense | $967,000 | 3,468 |
| Pre-tax net operating income | $2,360,000 | 2,476 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $2,357,000 | 2,265 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,357,000 | 2,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,357,000 | 2,264 |
| Net charge-offs | $-21,000 | 4,677 |
| Cash dividends | $1,175,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,358,000 | 2,263 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,047 |
| Total interest expense | $391,000 | 3,165 |
| Net interest income | $3,336,000 | 2,999 |
| Provision for loan and lease losses | $85,000 | 2,347 |
| Total noninterest income | $296,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $119,000 | 3,098 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $177,000 | 3,537 |
| Total noninterest expense | $2,045,000 | 3,461 |
| Salaries and employee benefits | $1,178,000 | 3,410 |
| Premises and equipment expense | $157,000 | 4,011 |
| Additional noninterest expense | $710,000 | 3,296 |
| Pre-tax net operating income | $1,502,000 | 2,518 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $1,500,000 | 2,311 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,500,000 | 2,309 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,500,000 | 2,310 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $100,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,500,000 | 2,312 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 2,993 |
| Total interest expense | $195,000 | 3,123 |
| Net interest income | $1,737,000 | 2,950 |
| Provision for loan and lease losses | $64,000 | 1,854 |
| Total noninterest income | $145,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $84,000 | 3,568 |
| Total noninterest expense | $950,000 | 3,653 |
| Salaries and employee benefits | $552,000 | 3,573 |
| Premises and equipment expense | $85,000 | 3,922 |
| Additional noninterest expense | $313,000 | 3,564 |
| Pre-tax net operating income | $868,000 | 2,250 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $866,000 | 2,053 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $866,000 | 2,052 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $866,000 | 2,053 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $866,000 | 2,044 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 3,256 |
| Total interest expense | $743,000 | 3,045 |
| Net interest income | $5,762,000 | 3,261 |
| Provision for loan and lease losses | $48,000 | 3,600 |
| Total noninterest income | $552,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $232,000 | 3,249 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $320,000 | 3,733 |
| Total noninterest expense | $4,449,000 | 3,343 |
| Salaries and employee benefits | $2,182,000 | 3,583 |
| Premises and equipment expense | $399,000 | 3,658 |
| Additional noninterest expense | $1,868,000 | 2,778 |
| Pre-tax net operating income | $1,817,000 | 3,257 |
| Securities gains (losses) | $-24,000 | 5,194 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $1,791,000 | 2,870 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,791,000 | 2,869 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,791,000 | 2,870 |
| Net charge-offs | $-62,000 | 5,195 |
| Cash dividends | $6,498,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,815,000 | 2,829 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,356 |
| Total interest expense | $524,000 | 3,140 |
| Net interest income | $4,150,000 | 3,359 |
| Provision for loan and lease losses | $28,000 | 3,574 |
| Total noninterest income | $401,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $172,000 | 3,294 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $229,000 | 3,813 |
| Total noninterest expense | $3,086,000 | 3,511 |
| Salaries and employee benefits | $1,540,000 | 3,720 |
| Premises and equipment expense | $293,000 | 3,727 |
| Additional noninterest expense | $1,253,000 | 3,007 |
| Pre-tax net operating income | $1,437,000 | 3,254 |
| Securities gains (losses) | $-7,000 | 5,348 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $1,428,000 | 2,933 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,428,000 | 2,932 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,428,000 | 2,933 |
| Net charge-offs | $-60,000 | 5,212 |
| Cash dividends | $6,230,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,435,000 | 2,903 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 3,497 |
| Total interest expense | $310,000 | 3,307 |
| Net interest income | $2,602,000 | 3,485 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $219,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $111,000 | 3,334 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $108,000 | 4,204 |
| Total noninterest expense | $2,145,000 | 3,443 |
| Salaries and employee benefits | $992,000 | 3,797 |
| Premises and equipment expense | $210,000 | 3,624 |
| Additional noninterest expense | $943,000 | 2,784 |
| Pre-tax net operating income | $676,000 | 3,713 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $674,000 | 3,472 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $674,000 | 3,471 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $674,000 | 3,472 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $5,635,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $674,000 | 3,449 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,763 |
| Total interest expense | $136,000 | 3,520 |
| Net interest income | $1,146,000 | 3,742 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $102,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $50,000 | 4,287 |
| Total noninterest expense | $960,000 | 3,692 |
| Salaries and employee benefits | $451,000 | 4,042 |
| Premises and equipment expense | $131,000 | 3,259 |
| Additional noninterest expense | $378,000 | 3,225 |
| Pre-tax net operating income | $288,000 | 3,896 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $286,000 | 3,682 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $286,000 | 3,681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $286,000 | 3,682 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $286,000 | 3,663 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 3,802 |
| Total interest expense | $499,000 | 3,645 |
| Net interest income | $4,508,000 | 3,773 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $471,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $204,000 | 3,550 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $267,000 | 4,062 |
| Total noninterest expense | $3,032,000 | 4,210 |
| Salaries and employee benefits | $1,747,000 | 4,078 |
| Premises and equipment expense | $335,000 | 4,117 |
| Additional noninterest expense | $950,000 | 4,250 |
| Pre-tax net operating income | $1,947,000 | 3,108 |
| Securities gains (losses) | $74,000 | 1,565 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $2,019,000 | 2,768 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,019,000 | 2,766 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,019,000 | 2,767 |
| Net charge-offs | $-61,000 | 5,410 |
| Cash dividends | $1,228,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,945,000 | 2,797 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 3,816 |
| Total interest expense | $374,000 | 3,670 |
| Net interest income | $3,392,000 | 3,792 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $304,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $149,000 | 3,607 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $155,000 | 4,369 |
| Total noninterest expense | $2,317,000 | 4,179 |
| Salaries and employee benefits | $1,303,000 | 4,104 |
| Premises and equipment expense | $260,000 | 4,068 |
| Additional noninterest expense | $754,000 | 4,176 |
| Pre-tax net operating income | $1,379,000 | 3,242 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $1,377,000 | 2,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,377,000 | 2,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,377,000 | 2,951 |
| Net charge-offs | $-40,000 | 5,304 |
| Cash dividends | $1,054,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,377,000 | 2,900 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 3,873 |
| Total interest expense | $253,000 | 3,663 |
| Net interest income | $2,215,000 | 3,854 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $197,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $95,000 | 3,673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 4,404 |
| Total noninterest expense | $1,541,000 | 4,224 |
| Salaries and employee benefits | $860,000 | 4,155 |
| Premises and equipment expense | $174,000 | 4,080 |
| Additional noninterest expense | $507,000 | 4,204 |
| Pre-tax net operating income | $871,000 | 3,319 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $869,000 | 3,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $869,000 | 3,026 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $869,000 | 3,027 |
| Net charge-offs | $-33,000 | 5,384 |
| Cash dividends | $310,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $869,000 | 2,967 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 3,916 |
| Total interest expense | $130,000 | 3,643 |
| Net interest income | $1,088,000 | 3,906 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $89,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $43,000 | 4,555 |
| Total noninterest expense | $804,000 | 4,169 |
| Salaries and employee benefits | $466,000 | 4,038 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $228,000 | 4,421 |
| Pre-tax net operating income | $373,000 | 3,518 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $371,000 | 3,267 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $371,000 | 3,264 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $371,000 | 3,265 |
| Net charge-offs | $-20,000 | 5,466 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $371,000 | 3,197 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 3,804 |
| Total interest expense | $514,000 | 3,675 |
| Net interest income | $4,583,000 | 3,774 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $464,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $208,000 | 3,650 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $256,000 | 4,161 |
| Total noninterest expense | $3,215,000 | 4,178 |
| Salaries and employee benefits | $1,765,000 | 4,168 |
| Premises and equipment expense | $351,000 | 4,178 |
| Additional noninterest expense | $1,099,000 | 4,101 |
| Pre-tax net operating income | $1,832,000 | 3,167 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,831,000 | 2,886 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,831,000 | 2,889 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,831,000 | 2,889 |
| Net charge-offs | $-43,000 | 5,523 |
| Cash dividends | $1,212,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,832,000 | 2,842 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 3,821 |
| Total interest expense | $384,000 | 3,733 |
| Net interest income | $3,485,000 | 3,796 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $341,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $153,000 | 3,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 4,219 |
| Total noninterest expense | $2,272,000 | 4,346 |
| Salaries and employee benefits | $1,265,000 | 4,267 |
| Premises and equipment expense | $282,000 | 4,072 |
| Additional noninterest expense | $725,000 | 4,381 |
| Pre-tax net operating income | $1,554,000 | 3,011 |
| Securities gains (losses) | $-6,000 | 5,959 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,546,000 | 2,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,546,000 | 2,706 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,546,000 | 2,707 |
| Net charge-offs | $-56,000 | 5,644 |
| Cash dividends | $337,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,552,000 | 2,649 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 3,849 |
| Total interest expense | $257,000 | 3,757 |
| Net interest income | $2,295,000 | 3,835 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $233,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $98,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,150 |
| Total noninterest expense | $1,513,000 | 4,380 |
| Salaries and employee benefits | $812,000 | 4,384 |
| Premises and equipment expense | $183,000 | 4,166 |
| Additional noninterest expense | $518,000 | 4,277 |
| Pre-tax net operating income | $1,015,000 | 3,042 |
| Securities gains (losses) | $-6,000 | 6,065 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $1,007,000 | 2,740 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,007,000 | 2,741 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,007,000 | 2,742 |
| Net charge-offs | $-48,000 | 5,743 |
| Cash dividends | $242,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,013,000 | 2,680 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 3,938 |
| Total interest expense | $130,000 | 3,760 |
| Net interest income | $1,105,000 | 3,923 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $110,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $756,000 | 4,412 |
| Salaries and employee benefits | $430,000 | 4,296 |
| Premises and equipment expense | $124,000 | 3,584 |
| Additional noninterest expense | $202,000 | 4,784 |
| Pre-tax net operating income | $459,000 | 3,159 |
| Securities gains (losses) | $-6,000 | 6,202 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $451,000 | 2,913 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $451,000 | 2,916 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $451,000 | 2,916 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $95,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $457,000 | 2,817 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,993,000 | 3,960 |
| Total interest expense | $581,000 | 3,706 |
| Net interest income | $4,412,000 | 3,957 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $406,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $224,000 | 3,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $182,000 | 4,653 |
| Total noninterest expense | $3,113,000 | 4,391 |
| Salaries and employee benefits | $1,642,000 | 4,429 |
| Premises and equipment expense | $446,000 | 3,874 |
| Additional noninterest expense | $1,025,000 | 4,401 |
| Pre-tax net operating income | $1,705,000 | 3,256 |
| Securities gains (losses) | $-57,000 | 6,275 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $1,646,000 | 3,076 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,646,000 | 3,076 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,646,000 | 3,077 |
| Net charge-offs | $-47,000 | 5,980 |
| Cash dividends | $2,480,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,703,000 | 2,959 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 4,029 |
| Total interest expense | $442,000 | 3,732 |
| Net interest income | $3,255,000 | 4,033 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $299,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $169,000 | 3,771 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $130,000 | 4,754 |
| Total noninterest expense | $2,219,000 | 4,537 |
| Salaries and employee benefits | $1,242,000 | 4,420 |
| Premises and equipment expense | $339,000 | 3,906 |
| Additional noninterest expense | $638,000 | 4,807 |
| Pre-tax net operating income | $1,335,000 | 3,252 |
| Securities gains (losses) | $-50,000 | 6,360 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,283,000 | 3,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,283,000 | 3,011 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,283,000 | 3,012 |
| Net charge-offs | $-67,000 | 6,119 |
| Cash dividends | $480,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,333,000 | 2,897 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 4,026 |
| Total interest expense | $299,000 | 3,740 |
| Net interest income | $2,180,000 | 4,031 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $193,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $116,000 | 3,689 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $77,000 | 4,875 |
| Total noninterest expense | $1,506,000 | 4,533 |
| Salaries and employee benefits | $808,000 | 4,510 |
| Premises and equipment expense | $232,000 | 3,877 |
| Additional noninterest expense | $466,000 | 4,634 |
| Pre-tax net operating income | $867,000 | 3,225 |
| Securities gains (losses) | $-35,000 | 6,444 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $830,000 | 3,008 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $830,000 | 3,014 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $830,000 | 3,014 |
| Net charge-offs | $-65,000 | 6,216 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $865,000 | 2,882 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 4,121 |
| Total interest expense | $153,000 | 3,746 |
| Net interest income | $1,049,000 | 4,136 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $111,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $54,000 | 4,450 |
| Total noninterest expense | $772,000 | 4,507 |
| Salaries and employee benefits | $431,000 | 4,404 |
| Premises and equipment expense | $146,000 | 3,410 |
| Additional noninterest expense | $195,000 | 5,071 |
| Pre-tax net operating income | $388,000 | 3,339 |
| Securities gains (losses) | $-20,000 | 6,508 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $366,000 | 3,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 3,186 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $366,000 | 3,186 |
| Net charge-offs | $16,000 | 2,612 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $385,800 | 3,035 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 4,047 |
| Total interest expense | $646,000 | 3,925 |
| Net interest income | $4,409,000 | 4,027 |
| Provision for loan and lease losses | $-133,000 | 6,412 |
| Total noninterest income | $544,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $259,000 | 3,642 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 4,158 |
| Total noninterest expense | $3,349,000 | 4,363 |
| Salaries and employee benefits | $1,654,000 | 4,524 |
| Premises and equipment expense | $479,000 | 3,820 |
| Additional noninterest expense | $1,216,000 | 4,174 |
| Pre-tax net operating income | $1,737,000 | 3,125 |
| Securities gains (losses) | $-63,000 | 6,483 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,672,000 | 2,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,672,000 | 2,947 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,672,000 | 2,948 |
| Net charge-offs | $133,000 | 3,454 |
| Cash dividends | $1,822,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,735,000 | 2,814 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 4,086 |
| Total interest expense | $490,000 | 3,992 |
| Net interest income | $3,290,000 | 4,069 |
| Provision for loan and lease losses | $-133,000 | 6,591 |
| Total noninterest income | $412,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $196,000 | 3,642 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $216,000 | 4,216 |
| Total noninterest expense | $2,388,000 | 4,491 |
| Salaries and employee benefits | $1,246,000 | 4,522 |
| Premises and equipment expense | $377,000 | 3,754 |
| Additional noninterest expense | $765,000 | 4,581 |
| Pre-tax net operating income | $1,447,000 | 2,979 |
| Securities gains (losses) | $-57,000 | 6,671 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,388,000 | 2,801 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,388,000 | 2,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,388,000 | 2,805 |
| Net charge-offs | $133,000 | 2,986 |
| Cash dividends | $1,222,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,445,000 | 2,648 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 3,975 |
| Total interest expense | $333,000 | 4,010 |
| Net interest income | $2,310,000 | 3,917 |
| Provision for loan and lease losses | $-133,000 | 6,702 |
| Total noninterest income | $235,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 4,680 |
| Total noninterest expense | $1,788,000 | 4,228 |
| Salaries and employee benefits | $828,000 | 4,555 |
| Premises and equipment expense | $257,000 | 3,714 |
| Additional noninterest expense | $703,000 | 3,823 |
| Pre-tax net operating income | $890,000 | 3,118 |
| Securities gains (losses) | $-54,000 | 6,804 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $834,000 | 2,982 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $834,000 | 2,984 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $834,000 | 2,985 |
| Net charge-offs | $133,000 | 2,484 |
| Cash dividends | $712,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $888,000 | 2,771 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 4,043 |
| Total interest expense | $173,000 | 4,012 |
| Net interest income | $1,135,000 | 3,976 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $111,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $61,000 | 3,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $973,000 | 4,059 |
| Salaries and employee benefits | $446,000 | 4,426 |
| Premises and equipment expense | $154,000 | 3,327 |
| Additional noninterest expense | $373,000 | 3,688 |
| Pre-tax net operating income | $273,000 | 3,973 |
| Securities gains (losses) | $-49,000 | 6,925 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $222,000 | 4,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $222,000 | 4,096 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $222,000 | 4,096 |
| Net charge-offs | $116,000 | 1,773 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $270,510 | 3,654 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,121 |
| Total interest expense | $765,000 | 4,215 |
| Net interest income | $4,640,000 | 3,996 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $596,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $253,000 | 3,819 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $343,000 | 3,858 |
| Total noninterest expense | $3,277,000 | 4,530 |
| Salaries and employee benefits | $1,677,000 | 4,569 |
| Premises and equipment expense | $467,000 | 3,982 |
| Additional noninterest expense | $1,133,000 | 4,493 |
| Pre-tax net operating income | $1,959,000 | 2,851 |
| Securities gains (losses) | $-130,000 | 6,918 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,827,000 | 2,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,827,000 | 2,755 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,827,000 | 2,754 |
| Net charge-offs | $18,000 | 5,440 |
| Cash dividends | $1,165,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,957,000 | 2,506 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 4,210 |
| Total interest expense | $582,000 | 4,305 |
| Net interest income | $3,447,000 | 4,090 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $458,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $190,000 | 3,865 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $268,000 | 3,842 |
| Total noninterest expense | $2,294,000 | 4,727 |
| Salaries and employee benefits | $1,240,000 | 4,622 |
| Premises and equipment expense | $345,000 | 4,075 |
| Additional noninterest expense | $709,000 | 4,968 |
| Pre-tax net operating income | $1,611,000 | 2,753 |
| Securities gains (losses) | $-86,000 | 7,005 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,523,000 | 2,614 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,523,000 | 2,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,523,000 | 2,615 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $695,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,609,000 | 2,388 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 4,220 |
| Total interest expense | $395,000 | 4,358 |
| Net interest income | $2,308,000 | 4,092 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $354,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $125,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,472 |
| Total noninterest expense | $1,541,000 | 4,739 |
| Salaries and employee benefits | $805,000 | 4,718 |
| Premises and equipment expense | $233,000 | 4,056 |
| Additional noninterest expense | $503,000 | 4,850 |
| Pre-tax net operating income | $1,121,000 | 2,639 |
| Securities gains (losses) | $-52,000 | 7,049 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $1,067,000 | 2,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,067,000 | 2,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,067,000 | 2,491 |
| Net charge-offs | $14,000 | 4,811 |
| Cash dividends | $580,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,119,000 | 2,265 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,252 |
| Total interest expense | $201,000 | 4,443 |
| Net interest income | $1,152,000 | 4,123 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $229,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $815,000 | 4,610 |
| Salaries and employee benefits | $424,000 | 4,631 |
| Premises and equipment expense | $142,000 | 3,600 |
| Additional noninterest expense | $249,000 | 4,879 |
| Pre-tax net operating income | $566,000 | 2,628 |
| Securities gains (losses) | $-32,000 | 7,132 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $532,000 | 2,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 2,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $532,000 | 2,482 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $564,000 | 2,258 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 4,241 |
| Total interest expense | $952,000 | 4,517 |
| Net interest income | $4,702,000 | 4,075 |
| Provision for loan and lease losses | $202,000 | 4,623 |
| Total noninterest income | $543,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $342,000 | 3,344 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $201,000 | 4,459 |
| Total noninterest expense | $3,102,000 | 4,793 |
| Salaries and employee benefits | $1,662,000 | 4,667 |
| Premises and equipment expense | $389,000 | 4,631 |
| Additional noninterest expense | $1,051,000 | 4,791 |
| Pre-tax net operating income | $1,941,000 | 2,570 |
| Securities gains (losses) | $-130,000 | 7,107 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,809,000 | 2,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,809,000 | 2,446 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,809,000 | 2,447 |
| Net charge-offs | $483,000 | 3,219 |
| Cash dividends | $719,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,939,000 | 2,238 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 4,284 |
| Total interest expense | $734,000 | 4,565 |
| Net interest income | $3,506,000 | 4,108 |
| Provision for loan and lease losses | $202,000 | 4,136 |
| Total noninterest income | $432,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $259,000 | 3,338 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $173,000 | 4,307 |
| Total noninterest expense | $2,267,000 | 4,872 |
| Salaries and employee benefits | $1,262,000 | 4,646 |
| Premises and equipment expense | $294,000 | 4,662 |
| Additional noninterest expense | $711,000 | 5,048 |
| Pre-tax net operating income | $1,469,000 | 2,621 |
| Securities gains (losses) | $-86,000 | 7,209 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,381,000 | 2,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,381,000 | 2,476 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,381,000 | 2,476 |
| Net charge-offs | $451,000 | 2,782 |
| Cash dividends | $363,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,467,000 | 2,261 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 4,340 |
| Total interest expense | $502,000 | 4,620 |
| Net interest income | $2,316,000 | 4,159 |
| Provision for loan and lease losses | $188,000 | 3,621 |
| Total noninterest income | $262,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $167,000 | 3,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 4,630 |
| Total noninterest expense | $1,504,000 | 4,937 |
| Salaries and employee benefits | $827,000 | 4,735 |
| Premises and equipment expense | $191,000 | 4,769 |
| Additional noninterest expense | $486,000 | 5,063 |
| Pre-tax net operating income | $886,000 | 2,739 |
| Securities gains (losses) | $-60,000 | 7,254 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $824,000 | 2,622 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $824,000 | 2,622 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $824,000 | 2,622 |
| Net charge-offs | $295,000 | 2,705 |
| Cash dividends | $220,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $884,000 | 2,416 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,380 |
| Total interest expense | $259,000 | 4,663 |
| Net interest income | $1,138,000 | 4,203 |
| Provision for loan and lease losses | $188,000 | 2,521 |
| Total noninterest income | $131,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $727,000 | 5,056 |
| Salaries and employee benefits | $394,000 | 4,905 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $218,000 | 5,320 |
| Pre-tax net operating income | $354,000 | 3,225 |
| Securities gains (losses) | $-20,000 | 7,240 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $332,000 | 3,031 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $332,000 | 3,030 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $332,000 | 3,031 |
| Net charge-offs | $248,000 | 1,929 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $351,800 | 2,873 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,303 |
| Total interest expense | $1,302,000 | 4,606 |
| Net interest income | $4,746,000 | 4,101 |
| Provision for loan and lease losses | $307,000 | 4,811 |
| Total noninterest income | $634,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $397,000 | 3,098 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $237,000 | 4,328 |
| Total noninterest expense | $3,409,000 | 4,668 |
| Salaries and employee benefits | $1,662,000 | 4,765 |
| Premises and equipment expense | $487,000 | 4,251 |
| Additional noninterest expense | $1,260,000 | 4,479 |
| Pre-tax net operating income | $1,664,000 | 2,569 |
| Securities gains (losses) | $-213,000 | 7,316 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,449,000 | 2,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,449,000 | 2,567 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,449,000 | 2,573 |
| Net charge-offs | $325,000 | 4,202 |
| Cash dividends | $690,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,662,000 | 2,243 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,399 |
| Total interest expense | $1,006,000 | 4,685 |
| Net interest income | $3,523,000 | 4,185 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $487,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $311,000 | 3,083 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $176,000 | 4,396 |
| Total noninterest expense | $2,243,000 | 5,053 |
| Salaries and employee benefits | $1,212,000 | 4,876 |
| Premises and equipment expense | $350,000 | 4,431 |
| Additional noninterest expense | $681,000 | 5,339 |
| Pre-tax net operating income | $1,757,000 | 2,101 |
| Securities gains (losses) | $-136,000 | 7,432 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,619,000 | 2,017 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,619,000 | 2,018 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,619,000 | 2,019 |
| Net charge-offs | $57,000 | 5,408 |
| Cash dividends | $390,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,755,000 | 1,781 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 4,419 |
| Total interest expense | $685,000 | 4,735 |
| Net interest income | $2,347,000 | 4,195 |
| Provision for loan and lease losses | $10,000 | 6,617 |
| Total noninterest income | $338,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $1,521,000 | 5,030 |
| Salaries and employee benefits | $831,000 | 4,816 |
| Premises and equipment expense | $239,000 | 4,383 |
| Additional noninterest expense | $451,000 | 5,363 |
| Pre-tax net operating income | $1,154,000 | 2,114 |
| Securities gains (losses) | $-100,000 | 7,513 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $1,052,000 | 2,022 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,052,000 | 2,021 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,052,000 | 2,022 |
| Net charge-offs | $-12,000 | 7,511 |
| Cash dividends | $280,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,152,000 | 1,785 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,469 |
| Total interest expense | $352,000 | 4,802 |
| Net interest income | $1,166,000 | 4,239 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $148,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $741,000 | 5,145 |
| Salaries and employee benefits | $394,000 | 5,046 |
| Premises and equipment expense | $134,000 | 4,186 |
| Additional noninterest expense | $213,000 | 5,534 |
| Pre-tax net operating income | $563,000 | 2,205 |
| Securities gains (losses) | $-80,000 | 7,679 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $481,000 | 2,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $481,000 | 2,213 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $481,000 | 2,214 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $57,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $561,000 | 1,867 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 4,223 |
| Total interest expense | $1,932,000 | 4,552 |
| Net interest income | $4,949,000 | 3,972 |
| Provision for loan and lease losses | $1,239,000 | 3,168 |
| Total noninterest income | $693,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $491,000 | 2,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $202,000 | 4,617 |
| Total noninterest expense | $3,350,000 | 4,855 |
| Salaries and employee benefits | $1,569,000 | 5,067 |
| Premises and equipment expense | $525,000 | 4,246 |
| Additional noninterest expense | $1,256,000 | 4,613 |
| Pre-tax net operating income | $1,053,000 | 2,910 |
| Securities gains (losses) | $-17,000 | 7,050 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,034,000 | 2,713 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,034,000 | 2,712 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,034,000 | 2,713 |
| Net charge-offs | $1,100,000 | 2,749 |
| Cash dividends | $886,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,051,000 | 2,643 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 4,212 |
| Total interest expense | $1,531,000 | 4,545 |
| Net interest income | $3,743,000 | 3,958 |
| Provision for loan and lease losses | $1,236,000 | 2,483 |
| Total noninterest income | $512,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $368,000 | 2,943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $144,000 | 4,845 |
| Total noninterest expense | $2,310,000 | 5,120 |
| Salaries and employee benefits | $1,196,000 | 5,053 |
| Premises and equipment expense | $409,000 | 4,191 |
| Additional noninterest expense | $705,000 | 5,392 |
| Pre-tax net operating income | $709,000 | 3,308 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $707,000 | 3,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $707,000 | 3,099 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $707,000 | 3,102 |
| Net charge-offs | $918,000 | 2,290 |
| Cash dividends | $886,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $707,000 | 3,018 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 4,153 |
| Total interest expense | $1,080,000 | 4,505 |
| Net interest income | $2,581,000 | 3,850 |
| Provision for loan and lease losses | $966,000 | 2,109 |
| Total noninterest income | $337,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $239,000 | 2,956 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $1,561,000 | 5,128 |
| Salaries and employee benefits | $811,000 | 5,056 |
| Premises and equipment expense | $278,000 | 4,161 |
| Additional noninterest expense | $472,000 | 5,404 |
| Pre-tax net operating income | $391,000 | 3,721 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $389,000 | 3,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 3,520 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $389,000 | 3,521 |
| Net charge-offs | $660,000 | 2,039 |
| Cash dividends | $806,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $389,000 | 3,407 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 4,210 |
| Total interest expense | $546,000 | 4,598 |
| Net interest income | $1,268,000 | 3,894 |
| Provision for loan and lease losses | $685,000 | 1,491 |
| Total noninterest income | $161,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $114,000 | 3,008 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $723,000 | 5,289 |
| Salaries and employee benefits | $387,000 | 5,252 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $181,000 | 5,842 |
| Pre-tax net operating income | $21,000 | 6,010 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $99,000 | 2,882 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,000 | 6,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 4,267 |
| Total interest expense | $2,782,000 | 4,470 |
| Net interest income | $4,830,000 | 4,046 |
| Provision for loan and lease losses | $746,000 | 3,149 |
| Total noninterest income | $724,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $536,000 | 2,860 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $188,000 | 4,942 |
| Total noninterest expense | $2,896,000 | 5,236 |
| Salaries and employee benefits | $1,572,000 | 5,193 |
| Premises and equipment expense | $513,000 | 4,383 |
| Additional noninterest expense | $811,000 | 5,437 |
| Pre-tax net operating income | $1,912,000 | 2,540 |
| Securities gains (losses) | $48,000 | 1,634 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $1,958,000 | 2,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,958,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 2,973 |
| Cash dividends | $985,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,910,000 | 2,192 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 4,306 |
| Total interest expense | $2,156,000 | 4,489 |
| Net interest income | $3,614,000 | 4,068 |
| Provision for loan and lease losses | $506,000 | 2,709 |
| Total noninterest income | $550,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $400,000 | 2,889 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 4,951 |
| Total noninterest expense | $2,090,000 | 5,336 |
| Salaries and employee benefits | $1,157,000 | 5,278 |
| Premises and equipment expense | $402,000 | 4,302 |
| Additional noninterest expense | $531,000 | 5,749 |
| Pre-tax net operating income | $1,568,000 | 2,751 |
| Securities gains (losses) | $48,000 | 1,457 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $1,614,000 | 2,180 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,614,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $836,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,566,000 | 2,355 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 4,368 |
| Total interest expense | $1,459,000 | 4,579 |
| Net interest income | $2,379,000 | 4,105 |
| Provision for loan and lease losses | $355,000 | 2,305 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $91,000 | 5,205 |
| Total noninterest expense | $1,380,000 | 5,389 |
| Salaries and employee benefits | $782,000 | 5,292 |
| Premises and equipment expense | $248,000 | 4,531 |
| Additional noninterest expense | $350,000 | 5,775 |
| Pre-tax net operating income | $989,000 | 2,979 |
| Securities gains (losses) | $48,000 | 1,469 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $1,035,000 | 2,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $741,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $987,000 | 2,552 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 4,480 |
| Total interest expense | $765,000 | 4,638 |
| Net interest income | $1,135,000 | 4,244 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $174,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $683,000 | 5,447 |
| Salaries and employee benefits | $373,000 | 5,451 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $169,000 | 5,842 |
| Pre-tax net operating income | $608,000 | 2,675 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $606,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $606,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $606,000 | 2,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 4,520 |
| Total interest expense | $3,237,000 | 4,566 |
| Net interest income | $4,343,000 | 4,389 |
| Provision for loan and lease losses | $816,000 | 1,656 |
| Total noninterest income | $748,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $507,000 | 3,027 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $241,000 | 4,669 |
| Total noninterest expense | $2,810,000 | 5,208 |
| Salaries and employee benefits | $1,549,000 | 5,209 |
| Premises and equipment expense | $440,000 | 4,750 |
| Additional noninterest expense | $821,000 | 5,264 |
| Pre-tax net operating income | $1,465,000 | 3,945 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $1,469,000 | 3,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,469,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $847,000 | 1,159 |
| Cash dividends | $1,156,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,463,000 | 3,491 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,558 |
| Total interest expense | $2,412,000 | 4,593 |
| Net interest income | $3,230,000 | 4,439 |
| Provision for loan and lease losses | $604,000 | 1,340 |
| Total noninterest income | $487,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,463 |
| Total noninterest expense | $2,029,000 | 5,316 |
| Salaries and employee benefits | $1,144,000 | 5,244 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $598,000 | 5,306 |
| Pre-tax net operating income | $1,084,000 | 4,172 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $1,088,000 | 3,688 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,088,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 921 |
| Cash dividends | $1,070,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,082,000 | 3,686 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,610 |
| Total interest expense | $1,575,000 | 4,637 |
| Net interest income | $2,143,000 | 4,489 |
| Provision for loan and lease losses | $437,000 | 1,157 |
| Total noninterest income | $308,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $77,000 | 5,595 |
| Total noninterest expense | $1,340,000 | 5,380 |
| Salaries and employee benefits | $770,000 | 5,252 |
| Premises and equipment expense | $188,000 | 5,213 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $674,000 | 4,405 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $678,000 | 3,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $678,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 770 |
| Cash dividends | $869,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $672,000 | 3,905 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 4,654 |
| Total interest expense | $774,000 | 4,662 |
| Net interest income | $1,060,000 | 4,524 |
| Provision for loan and lease losses | $342,000 | 714 |
| Total noninterest income | $150,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $671,000 | 5,395 |
| Salaries and employee benefits | $367,000 | 5,443 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $198,000 | 5,084 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $198,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $52,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $195,030 | 5,109 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 4,471 |
| Total interest expense | $2,939,000 | 4,364 |
| Net interest income | $4,316,000 | 4,454 |
| Provision for loan and lease losses | $183,000 | 3,678 |
| Total noninterest income | $660,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $496,000 | 3,074 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $164,000 | 5,462 |
| Total noninterest expense | $2,627,000 | 5,322 |
| Salaries and employee benefits | $1,496,000 | 5,195 |
| Premises and equipment expense | $389,000 | 5,018 |
| Additional noninterest expense | $742,000 | 5,474 |
| Pre-tax net operating income | $2,166,000 | 3,471 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $2,164,000 | 2,933 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,164,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,884 |
| Cash dividends | $1,885,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,164,000 | 2,923 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 4,528 |
| Total interest expense | $2,122,000 | 4,387 |
| Net interest income | $3,188,000 | 4,527 |
| Provision for loan and lease losses | $89,000 | 4,402 |
| Total noninterest income | $486,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $368,000 | 3,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $1,924,000 | 5,381 |
| Salaries and employee benefits | $1,100,000 | 5,246 |
| Premises and equipment expense | $286,000 | 5,100 |
| Additional noninterest expense | $538,000 | 5,548 |
| Pre-tax net operating income | $1,661,000 | 3,542 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,659,000 | 2,968 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,659,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $1,790,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,659,000 | 2,957 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 4,593 |
| Total interest expense | $1,292,000 | 4,494 |
| Net interest income | $2,110,000 | 4,552 |
| Provision for loan and lease losses | $27,000 | 5,285 |
| Total noninterest income | $323,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $1,271,000 | 5,421 |
| Salaries and employee benefits | $739,000 | 5,234 |
| Premises and equipment expense | $178,000 | 5,284 |
| Additional noninterest expense | $354,000 | 5,576 |
| Pre-tax net operating income | $1,135,000 | 3,486 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $1,133,000 | 2,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,133,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $1,220,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,133,000 | 2,907 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 4,634 |
| Total interest expense | $598,000 | 4,581 |
| Net interest income | $1,048,000 | 4,576 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $629,000 | 5,465 |
| Salaries and employee benefits | $354,000 | 5,407 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $183,000 | 5,453 |
| Pre-tax net operating income | $578,000 | 3,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $576,000 | 2,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $576,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $680,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $576,000 | 2,815 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 4,542 |
| Total interest expense | $2,021,000 | 4,401 |
| Net interest income | $4,127,000 | 4,519 |
| Provision for loan and lease losses | $101,000 | 4,790 |
| Total noninterest income | $648,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $506,000 | 3,031 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,824 |
| Total noninterest expense | $2,670,000 | 5,157 |
| Salaries and employee benefits | $1,458,000 | 5,140 |
| Premises and equipment expense | $432,000 | 4,628 |
| Additional noninterest expense | $780,000 | 5,254 |
| Pre-tax net operating income | $2,004,000 | 3,684 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $2,005,000 | 3,092 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,005,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $1,480,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,001,000 | 3,058 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 4,577 |
| Total interest expense | $1,450,000 | 4,391 |
| Net interest income | $3,037,000 | 4,599 |
| Provision for loan and lease losses | $101,000 | 4,139 |
| Total noninterest income | $486,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $372,000 | 3,064 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $1,916,000 | 5,284 |
| Salaries and employee benefits | $1,065,000 | 5,211 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $1,506,000 | 3,737 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $1,507,000 | 3,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,507,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,503,000 | 3,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 4,602 |
| Total interest expense | $917,000 | 4,396 |
| Net interest income | $1,985,000 | 4,643 |
| Provision for loan and lease losses | $101,000 | 3,328 |
| Total noninterest income | $292,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $231,000 | 3,200 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $61,000 | 6,101 |
| Total noninterest expense | $1,240,000 | 5,362 |
| Salaries and employee benefits | $673,000 | 5,369 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $378,000 | 5,281 |
| Pre-tax net operating income | $936,000 | 3,888 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $933,000 | 3,261 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $933,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $1,241,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $933,000 | 3,214 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,679 |
| Total interest expense | $431,000 | 4,444 |
| Net interest income | $975,000 | 4,699 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $622,000 | 5,401 |
| Salaries and employee benefits | $343,000 | 5,358 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $451,000 | 3,952 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $448,000 | 3,326 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $448,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $850,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $448,000 | 3,292 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 4,715 |
| Total interest expense | $1,538,000 | 4,447 |
| Net interest income | $3,664,000 | 4,759 |
| Provision for loan and lease losses | $41,000 | 6,153 |
| Total noninterest income | $599,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $421,000 | 3,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $178,000 | 5,349 |
| Total noninterest expense | $2,657,000 | 5,082 |
| Salaries and employee benefits | $1,474,000 | 5,015 |
| Premises and equipment expense | $421,000 | 4,609 |
| Additional noninterest expense | $762,000 | 5,261 |
| Pre-tax net operating income | $1,565,000 | 4,141 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,572,000 | 3,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,572,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $795,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,565,000 | 3,459 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 4,760 |
| Total interest expense | $1,130,000 | 4,465 |
| Net interest income | $2,701,000 | 4,794 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $448,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 5,198 |
| Total noninterest expense | $1,945,000 | 5,129 |
| Salaries and employee benefits | $1,084,000 | 5,025 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $557,000 | 5,298 |
| Pre-tax net operating income | $1,169,000 | 4,221 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,175,000 | 3,597 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,175,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $716,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,169,000 | 3,539 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 4,799 |
| Total interest expense | $741,000 | 4,512 |
| Net interest income | $1,792,000 | 4,823 |
| Provision for loan and lease losses | $31,000 | 5,281 |
| Total noninterest income | $298,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $186,000 | 3,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $1,294,000 | 5,156 |
| Salaries and employee benefits | $716,000 | 5,083 |
| Premises and equipment expense | $215,000 | 4,547 |
| Additional noninterest expense | $363,000 | 5,402 |
| Pre-tax net operating income | $765,000 | 4,227 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $771,000 | 3,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $771,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $655,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $765,000 | 3,542 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 4,879 |
| Total interest expense | $376,000 | 4,498 |
| Net interest income | $868,000 | 4,921 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $74,000 | 4,326 |
| Total noninterest expense | $677,000 | 5,022 |
| Salaries and employee benefits | $378,000 | 4,925 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $353,000 | 4,415 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $359,000 | 3,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $359,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 4,800 |
| Total interest expense | $1,800,000 | 4,348 |
| Net interest income | $3,335,000 | 4,956 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $486,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $355,000 | 3,910 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $2,518,000 | 5,187 |
| Salaries and employee benefits | $1,421,000 | 5,035 |
| Premises and equipment expense | $354,000 | 5,125 |
| Additional noninterest expense | $743,000 | 5,306 |
| Pre-tax net operating income | $1,295,000 | 4,491 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,297,000 | 3,930 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,297,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $711,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,295,000 | 3,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 4,838 |
| Total interest expense | $1,390,000 | 4,387 |
| Net interest income | $2,474,000 | 5,007 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $352,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $262,000 | 3,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,265 |
| Total noninterest expense | $1,854,000 | 5,234 |
| Salaries and employee benefits | $1,060,000 | 5,052 |
| Premises and equipment expense | $255,000 | 5,266 |
| Additional noninterest expense | $539,000 | 5,386 |
| Pre-tax net operating income | $972,000 | 4,625 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $972,000 | 4,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $972,000 | 4,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $710,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $972,000 | 3,881 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,872 |
| Total interest expense | $949,000 | 4,423 |
| Net interest income | $1,639,000 | 5,024 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $235,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $174,000 | 3,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $1,181,000 | 5,379 |
| Salaries and employee benefits | $684,000 | 5,170 |
| Premises and equipment expense | $169,000 | 5,253 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $693,000 | 4,453 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $693,000 | 3,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $693,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $650,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $693,000 | 3,704 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 4,878 |
| Total interest expense | $485,000 | 4,430 |
| Net interest income | $814,000 | 5,031 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $621,000 | 5,226 |
| Salaries and employee benefits | $362,000 | 4,964 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $300,000 | 4,784 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $300,000 | 4,049 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 4,992 |
| Total interest expense | $2,086,000 | 4,659 |
| Net interest income | $3,188,000 | 5,093 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $448,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $312,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,810 |
| Total noninterest expense | $2,135,000 | 5,639 |
| Salaries and employee benefits | $1,214,000 | 5,441 |
| Premises and equipment expense | $293,000 | 5,667 |
| Additional noninterest expense | $628,000 | 5,771 |
| Pre-tax net operating income | $1,444,000 | 4,217 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,455,000 | 3,579 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,455,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $1,915,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,444,000 | 3,499 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 5,492 |
| Total interest expense | $2,464,000 | 5,448 |
| Net interest income | $2,723,000 | 5,416 |
| Provision for loan and lease losses | $139,000 | 4,953 |
| Total noninterest income | $450,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $276,000 | 4,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $174,000 | 5,222 |
| Total noninterest expense | $1,781,000 | 6,173 |
| Salaries and employee benefits | $1,067,000 | 5,758 |
| Premises and equipment expense | $253,000 | 6,053 |
| Additional noninterest expense | $461,000 | 6,702 |
| Pre-tax net operating income | $1,253,000 | 4,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $1,231,000 | 3,729 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,231,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,480 |
| Cash dividends | $754,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,231,000 | 3,618 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 5,754 |
| Total interest expense | $2,347,000 | 5,769 |
| Net interest income | $2,628,000 | 5,625 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $336,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $1,655,000 | 6,355 |
| Salaries and employee benefits | $1,002,000 | 5,907 |
| Premises and equipment expense | $219,000 | 6,471 |
| Additional noninterest expense | $434,000 | 6,893 |
| Pre-tax net operating income | $1,309,000 | 4,481 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $129,000 | 6,182 |
| Income before extraordinary items | $1,176,000 | 3,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,176,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,375 |
| Cash dividends | $904,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,179,600 | 3,895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 5,990 |
| Total interest expense | $2,022,000 | 5,964 |
| Net interest income | $2,415,000 | 5,931 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $639,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,167 |
| Total noninterest expense | $1,532,000 | 6,696 |
| Salaries and employee benefits | $946,000 | 6,115 |
| Premises and equipment expense | $213,000 | 6,603 |
| Additional noninterest expense | $373,000 | 7,514 |
| Pre-tax net operating income | $1,490,000 | 4,113 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $127,000 | 6,556 |
| Income before extraordinary items | $1,352,000 | 3,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,352,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,813 |
| Cash dividends | $789,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,362,010 | 3,462 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 6,202 |
| Total interest expense | $1,995,000 | 6,200 |
| Net interest income | $2,337,000 | 6,082 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $289,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,437,000 | 6,861 |
| Salaries and employee benefits | $827,000 | 6,567 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $429,000 | 6,987 |
| Pre-tax net operating income | $1,093,000 | 5,154 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $109,000 | 7,396 |
| Income before extraordinary items | $980,000 | 4,587 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $980,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,715 |
| Cash dividends | $1,013,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $983,600 | 4,483 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 6,508 |
| Total interest expense | $1,863,000 | 6,541 |
| Net interest income | $2,297,000 | 6,368 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $265,000 | 7,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,276,000 | 7,425 |
| Salaries and employee benefits | $771,000 | 6,928 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $331,000 | 8,002 |
| Pre-tax net operating income | $1,240,000 | 5,130 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $1,117,000 | 4,307 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,117,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $755,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,116,100 | 4,245 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,929 |
| Total interest expense | $1,735,000 | 6,993 |
| Net interest income | $2,200,000 | 6,767 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $237,000 | 7,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,223,000 | 7,923 |
| Salaries and employee benefits | $754,000 | 7,232 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $295,000 | 8,937 |
| Pre-tax net operating income | $1,212,000 | 5,091 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $399,000 | 4,901 |
| Income before extraordinary items | $810,000 | 5,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $810,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $812,010 | 5,181 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 7,267 |
| Total interest expense | $1,682,000 | 7,184 |
| Net interest income | $2,057,000 | 7,178 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $267,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,204,000 | 8,193 |
| Salaries and employee benefits | $701,000 | 7,710 |
| Premises and equipment expense | $184,000 | 7,520 |
| Additional noninterest expense | $319,000 | 9,046 |
| Pre-tax net operating income | $1,120,000 | 5,523 |
| Securities gains (losses) | $-184,000 | 11,655 |
| Applicable income taxes | $285,000 | 6,195 |
| Income before extraordinary items | $651,000 | 6,306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $651,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $258,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $779,800 | 5,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 7,306 |
| Total interest expense | $1,315,000 | 7,499 |
| Net interest income | $2,197,000 | 7,095 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,479,000 | 7,662 |
| Salaries and employee benefits | $911,000 | 6,560 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $950,000 | 6,170 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $659,000 | 6,151 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $659,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $3,775,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $663,200 | 6,198 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 7,434 |
| Total interest expense | $1,312,000 | 7,830 |
| Net interest income | $2,259,000 | 7,015 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $228,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,440,000 | 8,045 |
| Salaries and employee benefits | $834,000 | 7,113 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $444,000 | 8,785 |
| Pre-tax net operating income | $1,047,000 | 5,712 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $673,000 | 6,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $673,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $672,360 | 6,043 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 7,775 |
| Total interest expense | $1,683,000 | 7,944 |
| Net interest income | $2,118,000 | 7,453 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $227,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,340,000 | 8,522 |
| Salaries and employee benefits | $815,000 | 7,173 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $1,005,000 | 5,596 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $315,000 | 5,736 |
| Income before extraordinary items | $708,000 | 5,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $708,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $695,580 | 5,618 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.