Home > Wachovia Bank of South Carolina > Loan Charge- Offs and Recoveries
Wachovia Bank of South Carolina, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,791,000 | 289 |
| Loans secured by real estate, total | $1,399,000 | 309 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,399,000 | 309 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $137,000 | 809 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,262,000 | 157 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $127,000 | 2,034 |
| Loans to individuals | $7,258,000 | 204 |
| Credit card loan charge offs | $2,131,000 | 212 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,127,000 | 138 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $7,000 | 272 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,443,000 | 111 |
| Loans secured by real estate, total | $5,860,000 | 33 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $5,860,000 | 33 |
| Construction and land development | $81,000 | 142 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $137,000 | 296 |
| Secured by multifamily residential properties | $349,000 | 45 |
| Secured by nonfarm nonresidential properties | $5,293,000 | 17 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $45,000 | 17 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 197 |
| Commercial and industrial loans | $2,523,000 | 97 |
| Loans to individuals | $863,000 | 304 |
| Credit card loan recoveries | $291,000 | 211 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $572,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $148,000 | 88 |
| Lease financing receivables | $1,000 | 269 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-652,000 | 11,426 |
| Loans secured by real estate, total | $-4,461,000 | 11,448 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-4,461,000 | 11,473 |
| Construction and land development | $-81,000 | 11,366 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $-349,000 | 11,434 |
| Secured by nonfarm nonresidential properties | $-4,031,000 | 11,446 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $-45,000 | 1,196 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 1,122 |
| Commercial and industrial loans | $-2,396,000 | 11,443 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $6,395,000 | 196 |
| Credit card loan net charge offs | $1,840,000 | 208 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,555,000 | 109 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-141,000 | 1,181 |
| Lease financing receivables | $-1,000 | 10,039 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,280,000 | 270 |
| Loans secured by real estate, total | $3,267,000 | 205 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,267,000 | 204 |
| Construction and land development | $186,000 | 227 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $319,000 | 497 |
| Secured by multifamily residential properties | $101,000 | 300 |
| Secured by nonfarm nonresidential properties | $2,661,000 | 123 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $608,000 | 528 |
| Loans to individuals | $4,893,000 | 226 |
| Credit card loan charge offs | $1,223,000 | 266 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,670,000 | 148 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $512,000 | 49 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,605,000 | 119 |
| Loans secured by real estate, total | $6,500,000 | 42 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,500,000 | 40 |
| Construction and land development | $736,000 | 42 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $339,000 | 143 |
| Secured by multifamily residential properties | $435,000 | 43 |
| Secured by nonfarm nonresidential properties | $4,990,000 | 27 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $11,000 | 27 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 191 |
| Commercial and industrial loans | $2,250,000 | 126 |
| Loans to individuals | $814,000 | 315 |
| Credit card loan recoveries | $263,000 | 236 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $551,000 | 293 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $24,000 | 195 |
| Lease financing receivables | $3,000 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-325,000 | 11,907 |
| Loans secured by real estate, total | $-3,233,000 | 11,962 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-3,233,000 | 11,993 |
| Construction and land development | $-550,000 | 11,945 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-20,000 | 11,578 |
| Secured by multifamily residential properties | $-334,000 | 11,952 |
| Secured by nonfarm nonresidential properties | $-2,329,000 | 11,955 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $-11,000 | 1,208 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 1,112 |
| Commercial and industrial loans | $-1,642,000 | 11,936 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,079,000 | 205 |
| Credit card loan net charge offs | $960,000 | 266 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,119,000 | 117 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-24,000 | 1,163 |
| Lease financing receivables | $509,000 | 36 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,170,000 | 282 |
| Loans secured by real estate, total | $3,328,000 | 247 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,328,000 | 247 |
| Construction and land development | $460,000 | 162 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $943,000 | 232 |
| Secured by multifamily residential properties | $475,000 | 159 |
| Secured by nonfarm nonresidential properties | $1,449,000 | 221 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 143 |
| Commercial and industrial loans | $1,858,000 | 247 |
| Loans to individuals | $3,965,000 | 221 |
| Credit card loan charge offs | $1,154,000 | 252 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,811,000 | 152 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $8,000 | 303 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,360,000 | 130 |
| Loans secured by real estate, total | $5,753,000 | 53 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $5,753,000 | 53 |
| Construction and land development | $245,000 | 130 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $271,000 | 194 |
| Secured by multifamily residential properties | $319,000 | 52 |
| Secured by nonfarm nonresidential properties | $4,918,000 | 29 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $53,000 | 20 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 180 |
| Commercial and industrial loans | $2,666,000 | 127 |
| Loans to individuals | $809,000 | 318 |
| Credit card loan recoveries | $275,000 | 237 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $534,000 | 290 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $68,000 | 130 |
| Lease financing receivables | $7,000 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-190,000 | 12,404 |
| Loans secured by real estate, total | $-2,425,000 | 12,595 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-2,425,000 | 12,634 |
| Construction and land development | $215,000 | 219 |
| Secured by farmland | $1,000 | 367 |
| Secured by 1-4 family residential properties- net charge-offs | $672,000 | 254 |
| Secured by multifamily residential properties | $156,000 | 268 |
| Secured by nonfarm nonresidential properties | $-3,469,000 | 12,602 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $-53,000 | 1,172 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 106 |
| Commercial and industrial loans | $-808,000 | 12,521 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,156,000 | 201 |
| Credit card loan net charge offs | $879,000 | 252 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,277,000 | 92 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-60,000 | 1,132 |
| Lease financing receivables | $-7,000 | 10,952 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,549,000 | 266 |
| Loans secured by real estate, total | $6,993,000 | 194 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,993,000 | 194 |
| Construction and land development | $174,000 | 470 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $775,000 | 334 |
| Secured by multifamily residential properties | $13,000 | 651 |
| Secured by nonfarm nonresidential properties | $6,031,000 | 116 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 165 |
| Commercial and industrial loans | $2,824,000 | 259 |
| Loans to individuals | $3,548,000 | 268 |
| Credit card loan charge offs | $1,459,000 | 228 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,089,000 | 220 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $179,000 | 138 |
| Lease financing receivables | $3,000 | 346 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,242,000 | 159 |
| Loans secured by real estate, total | $3,791,000 | 69 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $3,791,000 | 69 |
| Construction and land development | $432,000 | 108 |
| Secured by farmland | $26,000 | 197 |
| Secured by 1-4 family residential properties - total recoveries | $208,000 | 225 |
| Secured by multifamily residential properties | $707,000 | 32 |
| Secured by nonfarm nonresidential properties | $2,418,000 | 44 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $87,000 | 27 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 125 |
| Commercial and industrial loans | $1,604,000 | 186 |
| Loans to individuals | $881,000 | 301 |
| Credit card loan recoveries | $255,000 | 236 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $626,000 | 267 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $855,000 | 22 |
| Lease financing receivables | $5,000 | 271 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,307,000 | 344 |
| Loans secured by real estate, total | $3,202,000 | 293 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,202,000 | 293 |
| Construction and land development | $-258,000 | 13,234 |
| Secured by farmland | $-26,000 | 11,412 |
| Secured by 1-4 family residential properties- net charge-offs | $567,000 | 374 |
| Secured by multifamily residential properties | $-694,000 | 13,279 |
| Secured by nonfarm nonresidential properties | $3,613,000 | 156 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $-87,000 | 1,154 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-17,000 | 1,100 |
| Commercial and industrial loans | $1,220,000 | 365 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,667,000 | 243 |
| Credit card loan net charge offs | $1,204,000 | 225 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,463,000 | 175 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-676,000 | 1,163 |
| Lease financing receivables | $-2,000 | 11,431 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $30,962,000 | 164 |
| Loans secured by real estate, total | $14,884,000 | 132 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $14,884,000 | 130 |
| Construction and land development | $944,000 | 275 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,584,000 | 184 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $12,356,000 | 73 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $6,215,000 | 201 |
| Loans to individuals | $7,663,000 | 188 |
| Credit card loan charge offs | $4,160,000 | 150 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,503,000 | 184 |
| Loans to foreign governments and official institutions | $960,000 | 22 |
| Other loans | $1,194,000 | 62 |
| Lease financing receivables | $46,000 | 257 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,451,000 | 92 |
| Loans secured by real estate, total | $3,971,000 | 39 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,971,000 | 39 |
| Construction and land development | $263,000 | 119 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $209,000 | 206 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $3,499,000 | 14 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $5,976,000 | 52 |
| Loans to individuals | $1,315,000 | 237 |
| Credit card loan recoveries | $378,000 | 192 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $937,000 | 215 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $157,000 | 87 |
| Lease financing receivables | $32,000 | 167 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $19,511,000 | 215 |
| Loans secured by real estate, total | $10,913,000 | 151 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $10,913,000 | 150 |
| Construction and land development | $681,000 | 316 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,375,000 | 184 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $8,857,000 | 94 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $239,000 | 1,989 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $6,348,000 | 171 |
| Credit card loan net charge offs | $3,782,000 | 147 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,566,000 | 163 |
| Loans to foreign governments and official institutions | $960,000 | 19 |
| Other loans | $1,037,000 | 58 |
| Lease financing receivables | $14,000 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.