Home > Wachovia Bank of South Carolina > Net charge- offs to loans
Wachovia Bank of South Carolina, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 10,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2525% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.1085% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4492% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8527% | 1,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2759% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0749% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6281% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0933% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 10,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2072% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | -1.0238% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2854% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9246% | 1,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2067% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3790% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2439% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 10,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1635% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.6716% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4245% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3352% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1163% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1366% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5438% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2225% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0631% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8801% | 535 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 5,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2086% | 557 |
| Percentage Net Loans Charged-off:Construction & development | -0.5735% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4331% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3249% | 1,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1234% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5683% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3425% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5906% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6167% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.8390% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9804% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2064% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1489% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1287% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6194% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |