Home > Wachovia Bank of Georgia > Loan Charge- Offs and Recoveries
Wachovia Bank of Georgia, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $154,525,000 | 31 |
| Loans secured by real estate, total | $496,000 | 623 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $496,000 | 623 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $3,000 | 338 |
| Total charge-offs secured by 1-4 family residential properties | $360,000 | 416 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $133,000 | 631 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $2,612,000 | 164 |
| Loans to individuals | $150,732,000 | 24 |
| Credit card loan charge offs | $146,054,000 | 21 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,678,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $685,000 | 60 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $23,321,000 | 50 |
| Loans secured by real estate, total | $2,746,000 | 75 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,746,000 | 74 |
| Construction and land development | $17,000 | 308 |
| Secured by farmland | $13,000 | 249 |
| Secured by 1-4 family residential properties - total recoveries | $228,000 | 187 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $2,488,000 | 50 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $711,000 | 239 |
| Loans to individuals | $19,719,000 | 29 |
| Credit card loan recoveries | $17,647,000 | 23 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,072,000 | 112 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $17,000 | 214 |
| Lease financing receivables | $128,000 | 62 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $131,204,000 | 28 |
| Loans secured by real estate, total | $-2,250,000 | 11,437 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-2,250,000 | 11,462 |
| Construction and land development | $-17,000 | 11,260 |
| Secured by farmland | $-10,000 | 9,878 |
| Secured by 1-4 family residential properties- net charge-offs | $132,000 | 688 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-2,355,000 | 11,437 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,901,000 | 150 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $131,013,000 | 23 |
| Credit card loan net charge offs | $128,407,000 | 21 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,606,000 | 169 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-17,000 | 1,143 |
| Lease financing receivables | $557,000 | 56 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $112,322,000 | 34 |
| Loans secured by real estate, total | $3,884,000 | 178 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,884,000 | 177 |
| Construction and land development | $8,000 | 715 |
| Secured by farmland | $68,000 | 88 |
| Total charge-offs secured by 1-4 family residential properties | $182,000 | 714 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,626,000 | 95 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,653,000 | 233 |
| Loans to individuals | $106,489,000 | 21 |
| Credit card loan charge offs | $102,419,000 | 20 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,070,000 | 137 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,000 | 350 |
| Lease financing receivables | $295,000 | 76 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,477,000 | 69 |
| Loans secured by real estate, total | $934,000 | 197 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $934,000 | 194 |
| Construction and land development | $20,000 | 326 |
| Secured by farmland | $30,000 | 136 |
| Secured by 1-4 family residential properties - total recoveries | $310,000 | 149 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $574,000 | 172 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 212 |
| Commercial and industrial loans | $1,905,000 | 145 |
| Loans to individuals | $14,496,000 | 33 |
| Credit card loan recoveries | $12,696,000 | 26 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,800,000 | 116 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $13,000 | 242 |
| Lease financing receivables | $128,000 | 65 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $94,845,000 | 30 |
| Loans secured by real estate, total | $2,950,000 | 175 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,950,000 | 175 |
| Construction and land development | $-12,000 | 11,738 |
| Secured by farmland | $38,000 | 118 |
| Secured by 1-4 family residential properties- net charge-offs | $-128,000 | 11,919 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $3,052,000 | 88 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,095 |
| Commercial and industrial loans | $-252,000 | 11,800 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $91,993,000 | 19 |
| Credit card loan net charge offs | $89,723,000 | 19 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,270,000 | 147 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-12,000 | 1,146 |
| Lease financing receivables | $167,000 | 74 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $76,674,000 | 47 |
| Loans secured by real estate, total | $423,000 | 880 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $423,000 | 880 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $361,000 | 501 |
| Secured by multifamily residential properties | $51,000 | 429 |
| Secured by nonfarm nonresidential properties | $11,000 | 2,100 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 137 |
| Commercial and industrial loans | $5,960,000 | 107 |
| Loans to individuals | $70,128,000 | 22 |
| Credit card loan charge offs | $67,289,000 | 21 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,839,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $147,000 | 89 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $15,373,000 | 77 |
| Loans secured by real estate, total | $1,447,000 | 159 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,447,000 | 157 |
| Construction and land development | $2,000 | 680 |
| Secured by farmland | $13,000 | 314 |
| Secured by 1-4 family residential properties - total recoveries | $523,000 | 111 |
| Secured by multifamily residential properties | $1,000 | 466 |
| Secured by nonfarm nonresidential properties | $908,000 | 128 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,112,000 | 233 |
| Loans to individuals | $12,648,000 | 35 |
| Credit card loan recoveries | $11,047,000 | 23 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,601,000 | 145 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $17,000 | 212 |
| Lease financing receivables | $149,000 | 72 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $61,301,000 | 43 |
| Loans secured by real estate, total | $-1,024,000 | 12,567 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-1,024,000 | 12,605 |
| Construction and land development | $-2,000 | 12,167 |
| Secured by farmland | $-13,000 | 10,816 |
| Secured by 1-4 family residential properties- net charge-offs | $-162,000 | 12,568 |
| Secured by multifamily residential properties | $50,000 | 399 |
| Secured by nonfarm nonresidential properties | $-897,000 | 12,570 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 87 |
| Commercial and industrial loans | $4,848,000 | 65 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $57,480,000 | 23 |
| Credit card loan net charge offs | $56,242,000 | 22 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,238,000 | 178 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-17,000 | 1,106 |
| Lease financing receivables | $-2,000 | 10,907 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $67,285,000 | 78 |
| Loans secured by real estate, total | $2,358,000 | 408 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,358,000 | 407 |
| Construction and land development | $158,000 | 491 |
| Secured by farmland | $102,000 | 80 |
| Total charge-offs secured by 1-4 family residential properties | $1,042,000 | 255 |
| Secured by multifamily residential properties | $176,000 | 321 |
| Secured by nonfarm nonresidential properties | $880,000 | 410 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,577,000 | 401 |
| Loans to individuals | $63,060,000 | 23 |
| Credit card loan charge offs | $60,814,000 | 23 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,246,000 | 211 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $7,000 | 339 |
| Lease financing receivables | $283,000 | 90 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,449,000 | 81 |
| Loans secured by real estate, total | $1,381,000 | 160 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,381,000 | 159 |
| Construction and land development | $6,000 | 660 |
| Secured by farmland | $104,000 | 44 |
| Secured by 1-4 family residential properties - total recoveries | $568,000 | 81 |
| Secured by multifamily residential properties | $36,000 | 220 |
| Secured by nonfarm nonresidential properties | $667,000 | 150 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 143 |
| Commercial and industrial loans | $639,000 | 340 |
| Loans to individuals | $12,220,000 | 30 |
| Credit card loan recoveries | $10,157,000 | 24 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,063,000 | 116 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $21,000 | 187 |
| Lease financing receivables | $175,000 | 68 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $52,836,000 | 73 |
| Loans secured by real estate, total | $977,000 | 624 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $977,000 | 623 |
| Construction and land development | $152,000 | 454 |
| Secured by farmland | $-2,000 | 11,013 |
| Secured by 1-4 family residential properties- net charge-offs | $474,000 | 419 |
| Secured by multifamily residential properties | $140,000 | 327 |
| Secured by nonfarm nonresidential properties | $213,000 | 782 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-13,000 | 1,092 |
| Commercial and industrial loans | $938,000 | 445 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $50,840,000 | 22 |
| Credit card loan net charge offs | $50,657,000 | 21 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $183,000 | 886 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-14,000 | 1,100 |
| Lease financing receivables | $108,000 | 108 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $77,957,000 | 86 |
| Loans secured by real estate, total | $8,271,000 | 191 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $8,271,000 | 190 |
| Construction and land development | $2,646,000 | 143 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,030,000 | 153 |
| Secured by multifamily residential properties | $108,000 | 460 |
| Secured by nonfarm nonresidential properties | $3,487,000 | 200 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 161 |
| Commercial and industrial loans | $1,722,000 | 515 |
| Loans to individuals | $67,478,000 | 25 |
| Credit card loan charge offs | $63,089,000 | 23 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,389,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $12,000 | 324 |
| Lease financing receivables | $461,000 | 92 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,633,000 | 53 |
| Loans secured by real estate, total | $1,250,000 | 137 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,250,000 | 137 |
| Construction and land development | $211,000 | 144 |
| Secured by farmland | $82,000 | 60 |
| Secured by 1-4 family residential properties - total recoveries | $278,000 | 168 |
| Secured by multifamily residential properties | $1,000 | 435 |
| Secured by nonfarm nonresidential properties | $678,000 | 113 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 206 |
| Commercial and industrial loans | $3,193,000 | 102 |
| Loans to individuals | $12,948,000 | 27 |
| Credit card loan recoveries | $10,491,000 | 22 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,457,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $20,000 | 213 |
| Lease financing receivables | $221,000 | 68 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $60,324,000 | 88 |
| Loans secured by real estate, total | $7,021,000 | 201 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $7,021,000 | 200 |
| Construction and land development | $2,435,000 | 143 |
| Secured by farmland | $-82,000 | 11,950 |
| Secured by 1-4 family residential properties- net charge-offs | $1,752,000 | 149 |
| Secured by multifamily residential properties | $107,000 | 445 |
| Secured by nonfarm nonresidential properties | $2,809,000 | 224 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 122 |
| Commercial and industrial loans | $-1,471,000 | 13,927 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $54,530,000 | 25 |
| Credit card loan net charge offs | $52,598,000 | 22 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,932,000 | 205 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-8,000 | 1,124 |
| Lease financing receivables | $240,000 | 99 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.