Home > Wachovia Bank of Georgia > Net charge- offs to loans
Wachovia Bank of Georgia, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9865% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0934% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3020% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6386% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1339% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1352% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7804% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4497% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9953% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3295% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6209% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0543% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 1,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1474% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0404% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3692% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6396% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6629% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.1064% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1472% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5623% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9971% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0200% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9506% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4027% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 1.5880% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5055% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1365% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0846% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2126% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4219% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2241% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0595% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |