Home > Wachovia Bank of Delaware > Income and Expense

Wachovia Bank of Delaware, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$154,409,000234
Total interest expense$26,767,000418
Net interest income$127,642,000194
Provision for loan and lease losses$44,460,000269
Total noninterest income$26,436,000323
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$19,112,000107
Trading account gains and fees$0211
Additional Noninterest Income$7,324,000551
Total noninterest expense$42,077,000515
Salaries and employee benefits$3,161,0003,032
Premises and equipment expense$4,147,000641
Additional noninterest expense$34,769,000291
Pre-tax net operating income$67,541,00099
Securities gains (losses)$03,754
Applicable income taxes$26,903,00084
Income before extraordinary items$40,638,000115
Extraordinary gains, net$034
Net income$40,638,000113
Minority interest net income$0115
Net income of bank and minority interests.$40,638,000114
Net charge-offs$68,250,000157
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$40,638,000117
2009-09-30 (YTD Data)Rank
Total interest income$118,783,000236
Total interest expense$20,285,000443
Net interest income$98,498,000194
Provision for loan and lease losses$56,837,000188
Total noninterest income$20,209,000326
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$14,303,000105
Trading account gains and fees$0212
Additional Noninterest Income$5,906,000525
Total noninterest expense$33,620,000478
Salaries and employee benefits$2,633,0002,797
Premises and equipment expense$3,067,000667
Additional noninterest expense$27,920,000278
Pre-tax net operating income$28,250,000149
Securities gains (losses)$03,497
Applicable income taxes$12,923,000124
Income before extraordinary items$15,327,000189
Extraordinary gains, net$027
Net income$15,327,000189
Minority interest net income$0118
Net income of bank and minority interests.$15,327,000189
Net charge-offs$54,673,000150
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$15,327,000187
2009-06-30 (YTD Data)Rank
Total interest income$80,328,000243
Total interest expense$12,896,000496
Net interest income$67,432,000193
Provision for loan and lease losses$50,678,000161
Total noninterest income$13,595,000324
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$9,481,000109
Trading account gains and fees$0193
Additional Noninterest Income$4,114,000512
Total noninterest expense$23,513,000471
Salaries and employee benefits$2,072,0002,443
Premises and equipment expense$2,014,000696
Additional noninterest expense$19,427,000270
Pre-tax net operating income$6,836,000325
Securities gains (losses)$03,136
Applicable income taxes$4,560,000180
Income before extraordinary items$2,276,000819
Extraordinary gains, net$021
Net income$2,276,000818
Minority interest net income$0112
Net income of bank and minority interests.$2,276,000819
Net charge-offs$38,369,000148
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,276,000791
2009-03-31 (YTD Data)Rank
Total interest income$42,760,000234
Total interest expense$5,479,000606
Net interest income$37,281,000180
Provision for loan and lease losses$59,975,00089
Total noninterest income$7,733,000267
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,637,000110
Trading account gains and fees$0171
Additional Noninterest Income$3,096,000357
Total noninterest expense$10,807,000484
Salaries and employee benefits$1,521,0001,698
Premises and equipment expense$1,101,000643
Additional noninterest expense$8,185,000268
Pre-tax net operating income$-25,768,0008,161
Securities gains (losses)$02,434
Applicable income taxes$-8,707,0008,178
Income before extraordinary items$-17,061,0008,149
Extraordinary gains, net$015
Net income$-17,061,0008,149
Minority interest net income$0102
Net income of bank and minority interests.$-17,061,0008,149
Net charge-offs$18,177,000129
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-17,061,0008,146
2008-12-31 (YTD Data)Rank
Total interest income$08,298
Total interest expense$08,290
Net interest income$08,294
Provision for loan and lease losses$5,0007,260
Total noninterest income$08,110
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$08,298
Salaries and employee benefits$08,276
Premises and equipment expense$08,269
Additional noninterest expense$08,296
Pre-tax net operating income$-5,0006,331
Securities gains (losses)$03,220
Applicable income taxes$-2,0006,731
Income before extraordinary items$-3,0006,242
Extraordinary gains, net$039
Net income$-3,0006,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,0006,376
2008-09-30 (YTD Data)Rank
Total interest income$139,835,000239
Total interest expense$86,718,000179
Net interest income$53,117,000339
Provision for loan and lease losses$78,741,000107
Total noninterest income$24,931,000256
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$15,008,000110
Trading account gains and fees$0148
Additional Noninterest Income$9,923,000341
Total noninterest expense$23,317,000629
Salaries and employee benefits$4,013,0001,925
Premises and equipment expense$3,062,000678
Additional noninterest expense$16,242,000348
Pre-tax net operating income$-24,010,0008,299
Securities gains (losses)$03,106
Applicable income taxes$-8,638,0008,305
Income before extraordinary items$-15,372,0008,259
Extraordinary gains, net$031
Net income$-15,372,0008,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,455,000135
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-15,372,0008,278
2008-06-30 (YTD Data)Rank
Total interest income$99,705,000234
Total interest expense$60,681,000183
Net interest income$39,024,000317
Provision for loan and lease losses$129,875,00068
Total noninterest income$16,807,000264
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$9,905,000108
Trading account gains and fees$0149
Additional Noninterest Income$6,902,000344
Total noninterest expense$15,246,000636
Salaries and employee benefits$1,293,0003,746
Premises and equipment expense$1,927,000718
Additional noninterest expense$12,026,000318
Pre-tax net operating income$-89,290,0008,428
Securities gains (losses)$03,233
Applicable income taxes$-33,053,0008,427
Income before extraordinary items$-56,237,0008,413
Extraordinary gains, net$021
Net income$-56,237,0008,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,792,000312
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-56,237,0008,413
2008-03-31 (YTD Data)Rank
Total interest income$56,030,000216
Total interest expense$35,502,000172
Net interest income$20,528,000312
Provision for loan and lease losses$2,940,000311
Total noninterest income$9,213,000251
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,884,000109
Trading account gains and fees$0158
Additional Noninterest Income$4,329,000297
Total noninterest expense$7,929,000608
Salaries and employee benefits$761,0003,313
Premises and equipment expense$984,000708
Additional noninterest expense$6,184,000297
Pre-tax net operating income$18,872,000147
Securities gains (losses)$02,688
Applicable income taxes$7,516,000126
Income before extraordinary items$11,356,000170
Extraordinary gains, net$015
Net income$11,356,000170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,589,000251
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$11,356,000165
2007-12-31 (YTD Data)Rank
Total interest income$208,886,000235
Total interest expense$92,271,000252
Net interest income$116,615,000217
Provision for loan and lease losses$27,406,000125
Total noninterest income$32,873,000255
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$18,813,000115
Trading account gains and fees$0178
Additional Noninterest Income$14,060,000324
Total noninterest expense$27,849,000677
Salaries and employee benefits$4,431,0002,273
Premises and equipment expense$4,409,000600
Additional noninterest expense$19,009,000359
Pre-tax net operating income$94,233,000140
Securities gains (losses)$02,146
Applicable income taxes$36,229,000126
Income before extraordinary items$58,004,000158
Extraordinary gains, net$039
Net income$58,004,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,149,000175
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$58,004,000156
2007-09-30 (YTD Data)Rank
Total interest income$144,603,000248
Total interest expense$52,581,000310
Net interest income$92,022,000210
Provision for loan and lease losses$15,623,000117
Total noninterest income$23,618,000269
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$13,778,000117
Trading account gains and fees$0184
Additional Noninterest Income$9,840,000348
Total noninterest expense$20,307,000684
Salaries and employee benefits$3,828,0001,965
Premises and equipment expense$3,341,000588
Additional noninterest expense$13,138,000367
Pre-tax net operating income$79,710,000142
Securities gains (losses)$01,655
Applicable income taxes$30,835,000127
Income before extraordinary items$48,875,000158
Extraordinary gains, net$033
Net income$48,875,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,320,000145
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$48,875,000155
2007-06-30 (YTD Data)Rank
Total interest income$98,212,000257
Total interest expense$34,590,000318
Net interest income$63,622,000218
Provision for loan and lease losses$2,457,000273
Total noninterest income$16,091,000281
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$8,938,000121
Trading account gains and fees$0168
Additional Noninterest Income$7,153,000343
Total noninterest expense$13,533,000698
Salaries and employee benefits$3,084,0001,663
Premises and equipment expense$2,236,000603
Additional noninterest expense$8,213,000396
Pre-tax net operating income$63,723,000141
Securities gains (losses)$01,444
Applicable income taxes$24,519,000131
Income before extraordinary items$39,204,000150
Extraordinary gains, net$029
Net income$39,204,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,142,000164
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$39,204,000149
2007-03-31 (YTD Data)Rank
Total interest income$48,891,000258
Total interest expense$17,849,000312
Net interest income$31,042,000221
Provision for loan and lease losses$731,000378
Total noninterest income$8,014,000277
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$4,327,000121
Trading account gains and fees$0195
Additional Noninterest Income$3,687,000333
Total noninterest expense$8,065,000584
Salaries and employee benefits$2,466,0001,036
Premises and equipment expense$1,099,000618
Additional noninterest expense$4,500,000361
Pre-tax net operating income$30,260,000142
Securities gains (losses)$01,187
Applicable income taxes$11,551,000133
Income before extraordinary items$18,709,000150
Extraordinary gains, net$022
Net income$18,709,000150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,069,000154
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$18,709,000148
2006-12-31 (YTD Data)Rank
Total interest income$185,039,000253
Total interest expense$65,507,000293
Net interest income$119,532,000224
Provision for loan and lease losses$-57,352,0008,680
Total noninterest income$54,649,000186
Gross Fiduciary activities income$461,000604
Service charges on deposit accounts$16,401,000125
Trading account gains and fees$0130
Additional Noninterest Income$37,787,000175
Total noninterest expense$33,334,000549
Salaries and employee benefits$7,135,0001,368
Premises and equipment expense$6,069,000424
Additional noninterest expense$20,130,000322
Pre-tax net operating income$198,199,000105
Securities gains (losses)$01,687
Applicable income taxes$76,802,00093
Income before extraordinary items$121,397,000112
Extraordinary gains, net$051
Net income$121,397,000114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,553,000112
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$121,397,000110
2006-09-30 (YTD Data)Rank
Total interest income$129,026,000279
Total interest expense$47,864,000303
Net interest income$81,162,000256
Provision for loan and lease losses$-48,337,0008,743
Total noninterest income$39,951,000203
Gross Fiduciary activities income$369,000589
Service charges on deposit accounts$12,075,000131
Trading account gains and fees$0126
Additional Noninterest Income$27,507,000194
Total noninterest expense$25,335,000552
Salaries and employee benefits$5,700,0001,293
Premises and equipment expense$4,908,000410
Additional noninterest expense$14,727,000336
Pre-tax net operating income$144,115,000117
Securities gains (losses)$01,388
Applicable income taxes$54,900,000112
Income before extraordinary items$89,215,000123
Extraordinary gains, net$045
Net income$89,215,000124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,202,000111
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$89,215,000121
2006-06-30 (YTD Data)Rank
Total interest income$80,051,000293
Total interest expense$29,907,000310
Net interest income$50,144,000269
Provision for loan and lease losses$-45,530,0008,777
Total noninterest income$27,890,000199
Gross Fiduciary activities income$256,000588
Service charges on deposit accounts$7,795,000138
Trading account gains and fees$0126
Additional Noninterest Income$19,839,000186
Total noninterest expense$18,214,000528
Salaries and employee benefits$4,155,0001,195
Premises and equipment expense$3,402,000390
Additional noninterest expense$10,657,000322
Pre-tax net operating income$105,350,000116
Securities gains (losses)$01,185
Applicable income taxes$42,067,000108
Income before extraordinary items$63,283,000124
Extraordinary gains, net$039
Net income$63,283,000125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,251,000116
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$63,283,000123
2006-03-31 (YTD Data)Rank
Total interest income$35,986,000317
Total interest expense$14,482,000306
Net interest income$21,504,000308
Provision for loan and lease losses$-27,804,0008,789
Total noninterest income$14,878,000192
Gross Fiduciary activities income$110,000625
Service charges on deposit accounts$3,689,000139
Trading account gains and fees$0115
Additional Noninterest Income$11,079,000176
Total noninterest expense$9,636,000506
Salaries and employee benefits$2,617,000935
Premises and equipment expense$1,815,000372
Additional noninterest expense$5,204,000321
Pre-tax net operating income$54,550,000110
Securities gains (losses)$0955
Applicable income taxes$20,739,000104
Income before extraordinary items$33,811,000117
Extraordinary gains, net$021
Net income$33,811,000118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,433,000106
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$33,811,000115
2005-12-31 (YTD Data)Rank
Total interest income$112,835,000334
Total interest expense$41,135,000324
Net interest income$71,700,000342
Provision for loan and lease losses$71,828,00045
Total noninterest income$65,167,000186
Gross Fiduciary activities income$18,640,00079
Service charges on deposit accounts$13,638,000145
Trading account gains and fees$0138
Additional Noninterest Income$32,889,000208
Total noninterest expense$38,223,000487
Salaries and employee benefits$8,915,0001,039
Premises and equipment expense$4,823,000509
Additional noninterest expense$24,485,000290
Pre-tax net operating income$26,816,000442
Securities gains (losses)$02,296
Applicable income taxes$9,486,000411
Income before extraordinary items$17,330,000461
Extraordinary gains, net$046
Net income$17,330,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,784,00078
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,330,000450
2005-09-30 (YTD Data)Rank
Total interest income$79,471,000344
Total interest expense$27,367,000333
Net interest income$52,104,000348
Provision for loan and lease losses$28,767,00062
Total noninterest income$50,842,000186
Gross Fiduciary activities income$13,615,00080
Service charges on deposit accounts$9,946,000145
Trading account gains and fees$0126
Additional Noninterest Income$27,281,000204
Total noninterest expense$29,717,000471
Salaries and employee benefits$7,334,000922
Premises and equipment expense$3,446,000533
Additional noninterest expense$18,937,000285
Pre-tax net operating income$44,462,000245
Securities gains (losses)$02,317
Applicable income taxes$16,465,000231
Income before extraordinary items$27,997,000258
Extraordinary gains, net$035
Net income$27,997,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,321,00072
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$27,997,000255
2005-06-30 (YTD Data)Rank
Total interest income$49,589,000348
Total interest expense$15,885,000351
Net interest income$33,704,000353
Provision for loan and lease losses$29,675,00050
Total noninterest income$36,402,000179
Gross Fiduciary activities income$9,057,00079
Service charges on deposit accounts$6,273,000146
Trading account gains and fees$0116
Additional Noninterest Income$21,072,000188
Total noninterest expense$20,975,000445
Salaries and employee benefits$5,576,000800
Premises and equipment expense$2,154,000554
Additional noninterest expense$13,245,000269
Pre-tax net operating income$19,456,000332
Securities gains (losses)$02,146
Applicable income taxes$7,418,000303
Income before extraordinary items$12,038,000360
Extraordinary gains, net$030
Net income$12,038,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,820,00067
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,038,000349
2005-03-31 (YTD Data)Rank
Total interest income$23,091,000359
Total interest expense$6,278,000406
Net interest income$16,813,000351
Provision for loan and lease losses$14,559,00051
Total noninterest income$18,193,000181
Gross Fiduciary activities income$4,261,00082
Service charges on deposit accounts$2,968,000152
Trading account gains and fees$0115
Additional Noninterest Income$10,964,000185
Total noninterest expense$11,385,000406
Salaries and employee benefits$3,542,000624
Premises and equipment expense$1,357,000452
Additional noninterest expense$6,486,000268
Pre-tax net operating income$9,062,000340
Securities gains (losses)$01,685
Applicable income taxes$3,420,000323
Income before extraordinary items$5,642,000371
Extraordinary gains, net$024
Net income$5,642,000371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,405,00075
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,642,000363
2004-12-31 (YTD Data)Rank
Total interest income$88,574,000348
Total interest expense$27,471,000324
Net interest income$61,103,000367
Provision for loan and lease losses$25,531,00094
Total noninterest income$95,492,000158
Gross Fiduciary activities income$14,082,00085
Service charges on deposit accounts$12,208,000160
Trading account gains and fees$0138
Additional Noninterest Income$69,202,000144
Total noninterest expense$49,464,000372
Salaries and employee benefits$11,372,000750
Premises and equipment expense$4,764,000493
Additional noninterest expense$33,328,000245
Pre-tax net operating income$81,600,000182
Securities gains (losses)$03,819
Applicable income taxes$31,922,000171
Income before extraordinary items$49,678,000205
Extraordinary gains, net$034
Net income$49,678,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,043,00072
Cash dividends$25,000,000188
Sale, conversion, retirement of capital stock, net$0872
Net operating income$49,678,000199
2004-09-30 (YTD Data)Rank
Total interest income$66,078,000349
Total interest expense$20,555,000319
Net interest income$45,523,000366
Provision for loan and lease losses$19,304,00097
Total noninterest income$76,008,000152
Gross Fiduciary activities income$10,118,00087
Service charges on deposit accounts$9,054,000167
Trading account gains and fees$0134
Additional Noninterest Income$56,836,000143
Total noninterest expense$38,182,000363
Salaries and employee benefits$8,887,000710
Premises and equipment expense$3,471,000513
Additional noninterest expense$25,824,000236
Pre-tax net operating income$64,045,000177
Securities gains (losses)$03,710
Applicable income taxes$24,121,000170
Income before extraordinary items$39,924,000193
Extraordinary gains, net$026
Net income$39,924,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,592,00085
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$39,924,000189
2004-06-30 (YTD Data)Rank
Total interest income$44,426,000343
Total interest expense$13,479,000323
Net interest income$30,947,000356
Provision for loan and lease losses$10,792,000110
Total noninterest income$70,234,000136
Gross Fiduciary activities income$13,277,00070
Service charges on deposit accounts$5,716,000166
Trading account gains and fees$0130
Additional Noninterest Income$51,241,000121
Total noninterest expense$25,410,000363
Salaries and employee benefits$7,230,000588
Premises and equipment expense$3,348,000352
Additional noninterest expense$14,832,000251
Pre-tax net operating income$64,979,000146
Securities gains (losses)$03,413
Applicable income taxes$23,968,000143
Income before extraordinary items$41,011,000152
Extraordinary gains, net$021
Net income$41,011,000153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,011,00096
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$41,011,000146
2004-03-31 (YTD Data)Rank
Total interest income$21,934,000353
Total interest expense$6,356,000345
Net interest income$15,578,000361
Provision for loan and lease losses$4,440,000122
Total noninterest income$32,754,000136
Gross Fiduciary activities income$7,450,00064
Service charges on deposit accounts$2,633,000175
Trading account gains and fees$0121
Additional Noninterest Income$22,671,000120
Total noninterest expense$13,395,000342
Salaries and employee benefits$4,200,000534
Premises and equipment expense$1,545,000392
Additional noninterest expense$7,650,000248
Pre-tax net operating income$30,497,000144
Securities gains (losses)$02,934
Applicable income taxes$11,256,000141
Income before extraordinary items$19,241,000155
Extraordinary gains, net$016
Net income$19,241,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,813,00093
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$19,241,000144
2003-12-31 (YTD Data)Rank
Total interest income$89,126,000347
Total interest expense$24,019,000385
Net interest income$65,107,000338
Provision for loan and lease losses$88,436,00063
Total noninterest income$167,378,000124
Gross Fiduciary activities income$26,622,00067
Service charges on deposit accounts$9,447,000192
Trading account gains and fees$0160
Additional Noninterest Income$131,309,000109
Total noninterest expense$61,055,000319
Salaries and employee benefits$12,723,000668
Premises and equipment expense$6,696,000364
Additional noninterest expense$41,636,000219
Pre-tax net operating income$82,994,000175
Securities gains (losses)$04,500
Applicable income taxes$32,231,000166
Income before extraordinary items$50,763,000197
Extraordinary gains, net$054
Net income$50,763,000199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,820,00096
Cash dividends$25,061,000196
Sale, conversion, retirement of capital stock, net$0868
Net operating income$50,763,000182
2003-09-30 (YTD Data)Rank
Total interest income$67,485,000357
Total interest expense$17,883,000408
Net interest income$49,602,000343
Provision for loan and lease losses$67,629,00062
Total noninterest income$131,752,000120
Gross Fiduciary activities income$18,581,00071
Service charges on deposit accounts$7,073,000201
Trading account gains and fees$0153
Additional Noninterest Income$106,098,000102
Total noninterest expense$48,655,000315
Salaries and employee benefits$10,521,000632
Premises and equipment expense$5,294,000352
Additional noninterest expense$32,840,000205
Pre-tax net operating income$65,070,000171
Securities gains (losses)$04,204
Applicable income taxes$25,648,000167
Income before extraordinary items$39,422,000198
Extraordinary gains, net$040
Net income$39,422,000199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,749,000101
Cash dividends$25,061,000162
Sale, conversion, retirement of capital stock, net$0722
Net operating income$39,422,000186
2003-06-30 (YTD Data)Rank
Total interest income$45,036,000361
Total interest expense$12,269,000412
Net interest income$32,767,000345
Provision for loan and lease losses$43,344,00062
Total noninterest income$77,224,000128
Gross Fiduciary activities income$11,875,00073
Service charges on deposit accounts$4,704,000201
Trading account gains and fees$0150
Additional Noninterest Income$60,645,000108
Total noninterest expense$36,118,000284
Salaries and employee benefits$8,199,000539
Premises and equipment expense$3,742,000343
Additional noninterest expense$24,177,000199
Pre-tax net operating income$30,529,000220
Securities gains (losses)$03,782
Applicable income taxes$11,642,000213
Income before extraordinary items$18,887,000253
Extraordinary gains, net$030
Net income$18,887,000253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,774,000139
Cash dividends$2,760,000562
Sale, conversion, retirement of capital stock, net$0589
Net operating income$18,887,000233
2003-03-31 (YTD Data)Rank
Total interest income$21,880,000367
Total interest expense$6,249,000416
Net interest income$15,631,000359
Provision for loan and lease losses$20,403,00066
Total noninterest income$39,196,000123
Gross Fiduciary activities income$5,408,00078
Service charges on deposit accounts$2,347,000203
Trading account gains and fees$0134
Additional Noninterest Income$31,441,000106
Total noninterest expense$18,604,000275
Salaries and employee benefits$4,753,000484
Premises and equipment expense$2,258,000305
Additional noninterest expense$11,593,000204
Pre-tax net operating income$15,820,000220
Securities gains (losses)$02,891
Applicable income taxes$5,979,000216
Income before extraordinary items$9,841,000247
Extraordinary gains, net$021
Net income$9,841,000247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,846,000171
Cash dividends$2,760,000309
Sale, conversion, retirement of capital stock, net$0419
Net operating income$9,841,000226
2002-12-31 (YTD Data)Rank
Total interest income$97,575,000362
Total interest expense$39,262,000335
Net interest income$58,313,000382
Provision for loan and lease losses$14,394,000197
Total noninterest income$211,515,000101
Gross Fiduciary activities income$23,656,00075
Service charges on deposit accounts$9,401,000198
Trading account gains and fees$0153
Additional Noninterest Income$178,458,00080
Total noninterest expense$140,362,000181
Salaries and employee benefits$51,803,000191
Premises and equipment expense$13,928,000205
Additional noninterest expense$74,631,000152
Pre-tax net operating income$115,072,000146
Securities gains (losses)$04,537
Applicable income taxes$45,629,000142
Income before extraordinary items$69,443,000160
Extraordinary gains, net$070
Net income$69,443,000160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,023,000197
Cash dividends$67,187,000116
Sale, conversion, retirement of capital stock, net$0862
Net operating income$69,443,000150
2001-12-31 (YTD Data)Rank
Total interest income$140,973,000307
Total interest expense$80,388,000260
Net interest income$60,585,000348
Provision for loan and lease losses$48,982,000106
Total noninterest income$163,641,000117
Gross Fiduciary activities income$22,896,00076
Service charges on deposit accounts$9,518,000185
Trading account gains and fees$-835,0009,588
Additional Noninterest Income$132,062,000110
Total noninterest expense$149,458,000168
Salaries and employee benefits$56,161,000166
Premises and equipment expense$11,588,000224
Additional noninterest expense$81,709,000155
Pre-tax net operating income$25,786,000354
Securities gains (losses)$04,612
Applicable income taxes$9,798,000337
Income before extraordinary items$15,988,000385
Extraordinary gains, net$0105
Net income$15,988,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,582,00092
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$15,988,000369
2000-12-31 (YTD Data)Rank
Total interest income$156,414,000302
Total interest expense$86,160,000286
Net interest income$70,254,000324
Provision for loan and lease losses$8,766,000221
Total noninterest income$173,380,000112
Gross Fiduciary activities income$11,213,000111
Service charges on deposit accounts$8,752,000186
Trading account gains and fees$-750,0004,532
Additional Noninterest Income$154,165,00098
Total noninterest expense$137,430,000184
Salaries and employee benefits$60,312,000164
Premises and equipment expense$13,367,000197
Additional noninterest expense$63,751,000180
Pre-tax net operating income$97,438,000157
Securities gains (losses)$01,956
Applicable income taxes$38,451,000135
Income before extraordinary items$58,987,000159
Extraordinary gains, net$038
Net income$58,987,000158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,767,000231
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$58,987,000163
1999-12-31 (YTD Data)Rank
Total interest income$132,951,000326
Total interest expense$40,945,000445
Net interest income$92,006,000249
Provision for loan and lease losses$4,099,000342
Total noninterest income$36,792,000272
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$36,792,000211
Total noninterest expense$97,762,000222
Salaries and employee benefits$48,242,000185
Premises and equipment expense$7,862,000313
Additional noninterest expense$41,658,000224
Pre-tax net operating income$26,937,000389
Securities gains (losses)$03,155
Applicable income taxes$10,633,000358
Income before extraordinary items$16,304,000425
Extraordinary gains, net$035
Net income$16,304,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,968,000457
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$16,304,000417
1998-12-31 (YTD Data)Rank
Total interest income$145,953,000288
Total interest expense$44,826,000433
Net interest income$101,127,000221
Provision for loan and lease losses$1,017,000959
Total noninterest income$23,165,000339
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$23,165,000264
Total noninterest expense$82,992,000254
Salaries and employee benefits$45,028,000189
Premises and equipment expense$8,000,000289
Additional noninterest expense$29,964,000283
Pre-tax net operating income$40,283,000258
Securities gains (losses)$04,449
Applicable income taxes$16,000,000248
Income before extraordinary items$24,283,000291
Extraordinary gains, net$032
Net income$24,283,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,182,000668
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$24,283,000280
1997-12-31 (YTD Data)Rank
Total interest income$135,518,000312
Total interest expense$42,955,000444
Net interest income$92,563,000251
Provision for loan and lease losses$105,0005,052
Total noninterest income$17,191,000393
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$17,191,000287
Total noninterest expense$68,987,000273
Salaries and employee benefits$40,802,000205
Premises and equipment expense$7,506,000308
Additional noninterest expense$20,679,000330
Pre-tax net operating income$40,662,000268
Securities gains (losses)$03,944
Applicable income taxes$16,116,000252
Income before extraordinary items$24,546,000292
Extraordinary gains, net$044
Net income$24,546,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,845
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$24,546,000281
1996-12-31 (YTD Data)Rank
Total interest income$120,036,000381
Total interest expense$39,788,000506
Net interest income$80,248,000304
Provision for loan and lease losses$2,200,000569
Total noninterest income$10,480,000568
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$10,480,000413
Total noninterest expense$57,614,000352
Salaries and employee benefits$33,845,000252
Premises and equipment expense$7,318,000352
Additional noninterest expense$16,451,000468
Pre-tax net operating income$30,914,000334
Securities gains (losses)$04,148
Applicable income taxes$12,228,000313
Income before extraordinary items$18,686,000359
Extraordinary gains, net$053
Net income$18,686,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,343
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$18,686,000355
1995-12-31 (YTD Data)Rank
Total interest income$89,762,000489
Total interest expense$33,160,000604
Net interest income$56,602,000414
Provision for loan and lease losses$1,630,000670
Total noninterest income$11,926,000535
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$010,339
Trading account gains and fees$0522
Additional Noninterest Income$11,926,000385
Total noninterest expense$51,277,000391
Salaries and employee benefits$29,852,000298
Premises and equipment expense$6,608,000406
Additional noninterest expense$14,817,000516
Pre-tax net operating income$15,621,000571
Securities gains (losses)$03,831
Applicable income taxes$6,207,000529
Income before extraordinary items$9,414,000622
Extraordinary gains, net$065
Net income$9,414,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,432,000506
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,414,000618
1994-12-31 (YTD Data)Rank
Total interest income$20,627,0001,503
Total interest expense$6,545,0001,905
Net interest income$14,082,0001,286
Provision for loan and lease losses$529,0001,478
Total noninterest income$8,872,000645
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$8,872,000447
Total noninterest expense$15,290,000993
Salaries and employee benefits$10,134,000696
Premises and equipment expense$1,936,0001,097
Additional noninterest expense$3,220,0001,700
Pre-tax net operating income$7,135,0001,059
Securities gains (losses)$03,600
Applicable income taxes$2,818,000926
Income before extraordinary items$4,317,0001,179
Extraordinary gains, net$0249
Net income$4,317,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,326
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,317,0001,189

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.