Home > Wachovia Bank > Net charge- offs to loans
Wachovia Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 3,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0411% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4986% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 6,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 3,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3622% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2569% | 5,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1325% | 1,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6970% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0066% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7283% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1513% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8637% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0364% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6150% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 1,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0439% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2535% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3729% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9612% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0626% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6558% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1025% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1181% | 1,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7208% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2632% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0470% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6041% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1506% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1393% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4045% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5078% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1065% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 6,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1011% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6154% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0499% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0216% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 7,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1038% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5878% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0072% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 6,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1471% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0217% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2390% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5528% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0001% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 8,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1013% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0172% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2026% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5470% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 9,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2291% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 1,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0601% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4662% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -19.5573% | 560 |