Home > Wachovia Bank > Total Unused Commitments

Wachovia Bank, Total Unused Commitments

2009-12-31Rank
Total unused commitments$173,644,000,0009
Loan commitments-revolving, open-end lines secured by 1-4's$50,238,000,0003
Credit card lines$13,462,000,00026
Commercial real estate, construction & land development$6,024,000,0004
Commitments secured by real estate$6,024,000,0002
Commitments not secured by real estate$0837
Securities underwriting$05
Other unused commitments$103,920,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$84,132,000,0004
Securities lent$17,747,000,0007
All other off-balance sheet liabilities$0626
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2009-09-30Rank
Total unused commitments$185,141,000,0009
Loan commitments-revolving, open-end lines secured by 1-4's$52,073,000,0003
Credit card lines$15,038,000,00026
Commercial real estate, construction & land development$7,112,000,0003
Commitments secured by real estate$7,112,000,0002
Commitments not secured by real estate$0873
Securities underwriting$06
Other unused commitments$110,918,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$87,907,000,0004
Securities lent$21,847,000,0007
All other off-balance sheet liabilities$0624
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$07
2009-06-30Rank
Total unused commitments$191,779,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$53,562,000,0003
Credit card lines$16,752,000,00024
Commercial real estate, construction & land development$6,636,000,0003
Commitments secured by real estate$6,636,000,0003
Commitments not secured by real estate$0904
Securities underwriting$05
Other unused commitments$114,829,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$90,630,000,0004
Securities lent$21,381,000,0007
All other off-balance sheet liabilities$0638
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$09
2009-03-31Rank
Total unused commitments$204,478,000,0007
Loan commitments-revolving, open-end lines secured by 1-4's$55,698,000,0003
Credit card lines$17,167,000,00025
Commercial real estate, construction & land development$8,004,000,0004
Commitments secured by real estate$8,004,000,0003
Commitments not secured by real estate$0964
Securities underwriting$06
Other unused commitments$123,609,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$96,179,000,0004
Securities lent$22,655,000,0006
All other off-balance sheet liabilities$0614
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-12-31Rank
Total unused commitments$218,432,000,0007
Loan commitments-revolving, open-end lines secured by 1-4's$60,685,000,0003
Credit card lines$16,997,000,00025
Commercial real estate, construction & land development$10,013,000,0003
Commitments secured by real estate$10,013,000,0003
Commitments not secured by real estate$0982
Securities underwriting$07
Other unused commitments$130,737,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$101,425,000,0004
Securities lent$30,080,000,0006
All other off-balance sheet liabilities$0596
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$09
2008-09-30Rank
Total unused commitments$232,443,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$63,215,000,0003
Credit card lines$17,081,000,00026
Commercial real estate, construction & land development$12,349,000,0003
Commitments secured by real estate$12,349,000,0002
Commitments not secured by real estate$0994
Securities underwriting$010
Other unused commitments$139,798,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$110,580,000,0004
Securities lent$37,652,000,0006
All other off-balance sheet liabilities$0565
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-06-30Rank
Total unused commitments$251,954,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$65,448,000,0003
Credit card lines$16,647,000,00027
Commercial real estate, construction & land development$18,840,000,0002
Commitments secured by real estate$17,690,000,0002
Commitments not secured by real estate$1,150,000,0009
Securities underwriting$010
Other unused commitments$151,019,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$124,507,000,0004
Securities lent$48,042,000,0007
All other off-balance sheet liabilities$0574
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2008-03-31Rank
Total unused commitments$254,867,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$66,756,000,0003
Credit card lines$15,179,000,00028
Commercial real estate, construction & land development$18,346,000,0003
Commitments secured by real estate$18,346,000,0002
Commitments not secured by real estate$0986
Securities underwriting$07
Other unused commitments$154,586,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$127,485,000,0004
Securities lent$53,132,000,0007
All other off-balance sheet liabilities$0562
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-12-31Rank
Total unused commitments$275,903,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$67,307,000,0003
Credit card lines$12,341,000,00029
Commercial real estate, construction & land development$20,260,000,0002
Commitments secured by real estate$20,260,000,0001
Commitments not secured by real estate$0975
Securities underwriting$06
Other unused commitments$175,995,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$148,403,000,0004
Securities lent$59,238,000,0007
All other off-balance sheet liabilities$0527
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$07
2007-09-30Rank
Total unused commitments$274,749,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$65,739,000,0003
Credit card lines$11,197,000,00031
Commercial real estate, construction & land development$20,823,000,0002
Commitments secured by real estate$20,823,000,0001
Commitments not secured by real estate$0942
Securities underwriting$06
Other unused commitments$176,990,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$147,702,000,0004
Securities lent$62,154,000,0007
All other off-balance sheet liabilities$0505
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$08
2007-06-30Rank
Total unused commitments$263,713,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$64,258,000,0003
Credit card lines$9,979,000,00031
Commercial real estate, construction & land development$20,905,000,0002
Commitments secured by real estate$20,905,000,0001
Commitments not secured by real estate$0963
Securities underwriting$07
Other unused commitments$168,571,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$143,648,000,0004
Securities lent$69,838,000,0007
All other off-balance sheet liabilities$0513
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2007-03-31Rank
Total unused commitments$252,188,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$62,142,000,0003
Credit card lines$9,425,000,00032
Commercial real estate, construction & land development$20,606,000,0002
Commitments secured by real estate$20,606,000,0001
Commitments not secured by real estate$0923
Securities underwriting$06
Other unused commitments$160,015,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$133,075,000,0004
Securities lent$62,482,000,0007
All other off-balance sheet liabilities$0487
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$6,000,0005
2006-12-31Rank
Total unused commitments$244,915,000,0008
Loan commitments-revolving, open-end lines secured by 1-4's$59,429,000,0003
Credit card lines$7,751,000,00034
Commercial real estate, construction & land development$20,890,000,0002
Commitments secured by real estate$20,890,000,0001
Commitments not secured by real estate$0874
Securities underwriting$07
Other unused commitments$156,845,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$130,727,000,0004
Securities lent$61,709,000,0007
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$6,000,0005
2006-09-30Rank
Total unused commitments$231,125,000,00011
Loan commitments-revolving, open-end lines secured by 1-4's$57,521,000,0003
Credit card lines$4,135,000,00047
Commercial real estate, construction & land development$20,075,000,0002
Commitments secured by real estate$20,075,000,0001
Commitments not secured by real estate$0840
Securities underwriting$07
Other unused commitments$149,394,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$118,956,000,0004
Securities lent$54,607,000,0007
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$1,000,0008
2006-06-30Rank
Total unused commitments$227,179,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$55,685,000,0003
Credit card lines$649,000,00075
Commercial real estate, construction & land development$19,736,000,0002
Commitments secured by real estate$19,736,000,0001
Commitments not secured by real estate$0846
Securities underwriting$07
Other unused commitments$151,109,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$119,566,000,0004
Securities lent$64,793,000,0007
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$1,000,0006
2006-03-31Rank
Total unused commitments$222,327,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$53,676,000,0003
Credit card lines$351,000,00092
Commercial real estate, construction & land development$19,846,000,0002
Commitments secured by real estate$19,846,000,0002
Commitments not secured by real estate$0816
Securities underwriting$07
Other unused commitments$148,454,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$116,565,000,0004
Securities lent$64,502,000,0007
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$45,000,0001
2005-12-31Rank
Total unused commitments$214,047,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$51,013,000,0003
Credit card lines$01,992
Commercial real estate, construction & land development$19,449,000,0002
Commitments secured by real estate$19,449,000,0002
Commitments not secured by real estate$0803
Securities underwriting$07
Other unused commitments$143,585,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$115,232,000,0004
Securities lent$62,281,000,0007
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$1,000,00033
Acquired by reporting bank$140,000,0001
2005-09-30Rank
Total unused commitments$197,779,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$49,057,000,0003
Credit card lines$02,022
Commercial real estate, construction & land development$18,150,000,0002
Commitments secured by real estate$18,150,000,0002
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$130,572,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$102,860,000,0004
Securities lent$55,484,000,0007
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$1,000,00036
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$197,266,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$47,010,000,0002
Credit card lines$02,052
Commercial real estate, construction & land development$17,112,000,0002
Commitments secured by real estate$17,112,000,0002
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$133,144,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$98,748,000,0004
Securities lent$54,651,000,0007
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$5,000,00017
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$183,977,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$45,363,000,0002
Credit card lines$02,078
Commercial real estate, construction & land development$16,477,000,0002
Commitments secured by real estate$16,477,000,0001
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$122,137,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$90,404,000,0004
Securities lent$52,368,000,0007
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$4,000,00025
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$163,912,000,00011
Loan commitments-revolving, open-end lines secured by 1-4's$40,050,000,0002
Credit card lines$02,092
Commercial real estate, construction & land development$11,063,000,0003
Commitments secured by real estate$11,063,000,0002
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$112,799,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$82,518,000,0004
Securities lent$48,879,000,0007
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$3,000,00027
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$154,522,000,00011
Loan commitments-revolving, open-end lines secured by 1-4's$38,564,000,0002
Credit card lines$02,153
Commercial real estate, construction & land development$9,997,000,0003
Commitments secured by real estate$9,997,000,0002
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$105,961,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$73,444,000,0004
Securities lent$45,313,000,0007
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$20,000,0006
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$129,124,000,00014
Loan commitments-revolving, open-end lines secured by 1-4's$36,926,000,0001
Credit card lines$02,201
Commercial real estate, construction & land development$9,047,000,0002
Commitments secured by real estate$9,047,000,0001
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$83,151,000,0004
Memoranda:
Commitments with an original maturity exceeding 1 yr$63,007,000,0004
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$22,000,0008
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$125,047,000,00015
Loan commitments-revolving, open-end lines secured by 1-4's$34,980,000,0001
Credit card lines$02,253
Commercial real estate, construction & land development$8,260,000,0002
Commitments secured by real estate$8,260,000,0001
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$81,807,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$59,371,000,0004
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$11,000,00011
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$121,944,000,00013
Loan commitments-revolving, open-end lines secured by 1-4's$33,110,000,0001
Credit card lines$02,174
Commercial real estate, construction & land development$8,401,000,0002
Commitments secured by real estate$8,401,000,0001
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$80,433,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$57,600,000,0004
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$16,000,0009
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$121,070,000,00014
Loan commitments-revolving, open-end lines secured by 1-4's$31,634,000,0001
Credit card lines$02,194
Commercial real estate, construction & land development$7,697,000,0002
Commitments secured by real estate$7,694,000,0001
Commitments not secured by real estate$3,000,000171
Securities underwriting$06
Other unused commitments$81,739,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$57,187,000,0004
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$34,000,0005
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$123,879,000,00013
Loan commitments-revolving, open-end lines secured by 1-4's$30,383,000,0001
Credit card lines$1,000,0001,417
Commercial real estate, construction & land development$7,279,000,0003
Commitments secured by real estate$7,279,000,0001
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$86,216,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$59,216,000,0004
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$186,000,0002
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$123,033,000,00012
Loan commitments-revolving, open-end lines secured by 1-4's$28,938,000,0001
Credit card lines$1,000,0001,448
Commercial real estate, construction & land development$7,547,000,0002
Commitments secured by real estate$7,546,000,0001
Commitments not secured by real estate$1,000,000292
Securities underwriting$07
Other unused commitments$86,547,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$58,762,000,0004
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$40,000,0006
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$148,668,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$27,360,000,0001
Credit card lines$1,000,0001,455
Commercial real estate, construction & land development$7,762,000,0002
Commitments secured by real estate$7,762,000,0001
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$113,545,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$59,059,000,0004
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$120,176,000,00012
Loan commitments-revolving, open-end lines secured by 1-4's$34,187,000,0001
Credit card lines$3,000,000743
Commercial real estate, construction & land development$4,677,000,0007
Commitments secured by real estate$4,673,000,0002
Commitments not secured by real estate$4,000,000178
Securities underwriting$08
Other unused commitments$81,309,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$48,494,000,0005
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$123,832,000,00010
Loan commitments-revolving, open-end lines secured by 1-4's$24,765,000,0002
Credit card lines$51,000,000164
Commercial real estate, construction & land development$7,502,000,0001
Commitments secured by real estate$5,228,000,0001
Commitments not secured by real estate$2,274,000,0003
Securities underwriting$09
Other unused commitments$91,514,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$47,268,000,0006
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$133,446,000,0006
Loan commitments-revolving, open-end lines secured by 1-4's$18,842,000,0002
Credit card lines$21,392,000,00018
Commercial real estate, construction & land development$6,142,000,0001
Commitments secured by real estate$5,982,000,0001
Commitments not secured by real estate$160,000,00029
Securities underwriting$012
Other unused commitments$87,070,000,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$49,016,000,0004
Securities lent$086
All other off-balance sheet liabilities$4,782,000,0003
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$126,614,289,0006
Loan commitments-revolving, open-end lines secured by 1-4's$8,595,837,0002
Credit card lines$26,181,791,00019
Commercial real estate, construction & land development$7,614,767,0002
Commitments secured by real estate$7,331,321,0002
Commitments not secured by real estate$283,446,00017
Securities underwriting$013
Other unused commitments$84,221,894,0005
Memoranda:
Commitments with an original maturity exceeding 1 yr$57,450,830,0004
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$5,501,006,00087
Loan commitments-revolving, open-end lines secured by 1-4's$1,987,503,00010
Credit card lines$03,666
Commercial real estate, construction & land development$255,397,00063
Commitments secured by real estate$254,897,00054
Commitments not secured by real estate$500,000498
Securities underwriting$016
Other unused commitments$3,258,106,00049
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,730,635,00043
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$24,773,00010
Acquired by reporting bank$729,00026
1996-12-31Rank
Total unused commitments$4,910,104,00091
Loan commitments-revolving, open-end lines secured by 1-4's$1,455,539,0009
Credit card lines$03,827
Commercial real estate, construction & land development$219,790,00069
Commitments secured by real estate$217,773,00061
Commitments not secured by real estate$2,017,000280
Securities underwriting$014
Other unused commitments$3,234,775,00049
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,665,827,00040
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$6,523,578,00072
Loan commitments-revolving, open-end lines secured by 1-4's$1,864,530,0006
Credit card lines$1,567,515,00079
Commercial real estate, construction & land development$233,799,00064
Commitments secured by real estate$221,395,00054
Commitments not secured by real estate$12,404,000107
Securities underwriting$019
Other unused commitments$2,857,734,00051
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,430,748,00046
Securities lent$2,587,000136
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$17,928,0004
1994-12-31Rank
Total unused commitments$6,022,134,00067
Loan commitments-revolving, open-end lines secured by 1-4's$1,874,954,0004
Credit card lines$1,322,687,00079
Commercial real estate, construction & land development$148,656,00085
Commitments secured by real estate$148,656,00073
Commitments not secured by real estate$01,346
Securities underwriting$330,00018
Other unused commitments$2,675,507,00053
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,857,135,00052
Securities lent$1,156,599,00016
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095