Home > Waccamaw Bank > Assets and Liabilities
Waccamaw Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 124 | 1,181 |
| Assets and Liabilities | ||
| Total Assets: | $533,114,000 | 1,281 |
| Cash and due from depository institutions | $94,050,000 | 1,181 |
| Interest-bearing balances | $90,464,000 | 471 |
| Securities | $70,645,000 | 2,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $314,065,000 | 1,318 |
| Loan loss allowance | $13,710,000 | 578 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $15,594,000 | 740 |
| Other real estate owned | $9,655,000 | 1,181 |
| Goodwill and other intangibles | $123,000 | 2,543 |
| All other assets | $28,982,000 | 758 |
| Life insurance assets | $19,008,000 | 373 |
| Total liabilities and capital | $533,114,000 | 1,281 |
| Total liabilities | $529,877,000 | 1,145 |
| Total deposits | $472,704,000 | 1,191 |
| Interest-bearing deposits | $429,330,000 | 1,080 |
| Deposits held in domestic offices | $472,704,000 | 1,187 |
| % insured | 94.63% | 1,916 |
| Federal funds purchased & repurchase agreements | $17,026,000 | 638 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $35,000,000 | 770 |
| Subordinated debt | $3,000,000 | 139 |
| All other liabilities | $2,147,000 | 1,951 |
| Total equity capital | $3,237,000 | 6,913 |
| Total bank equity capital | $3,237,000 | 6,913 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,237,000 | 737 |
| Surplus | $35,073,000 | 968 |
| Undivided profits | $-38,073,000 | 7,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $41,236,000 | 361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,692,000 | 1,614 |
| Earning assets | $475,174,000 | 1,319 |
| Long-term assets (5+ years) | $211,869,000 | 942 |
| Average Assets, year-to-date | $545,390,000 | 1,248 |
| Average Assets, quarterly | $545,390,000 | 1,248 |
| Volatile liabilities | $86,640,000 | 587 |
| Insider loans | $4,797,000 | 1,321 |
| FHLB advances | $35,000,000 | 715 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $43,647,000 | 1,440 |
| Tier 1 (core) risk-based capital | $4,599,000 | 6,476 |
| Tier 2 risk-based capital | $4,599,000 | 1,161 |
| Total risk weighted assets | $369,794,000 | 1,197 |
| Total unused commitments | $43,647,000 | 1,440 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 138 | 1,074 |
| Assets and Liabilities | ||
| Total Assets: | $562,002,000 | 1,200 |
| Cash and due from depository institutions | $99,255,000 | 1,074 |
| Interest-bearing balances | $60,679,000 | 630 |
| Securities | $74,262,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 3,590 |
| Net loans & leases | $328,461,000 | 1,277 |
| Loan loss allowance | $13,687,000 | 584 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $15,713,000 | 732 |
| Other real estate owned | $13,088,000 | 1,074 |
| Goodwill and other intangibles | $130,000 | 2,525 |
| All other assets | $31,078,000 | 722 |
| Life insurance assets | $18,867,000 | 368 |
| Total liabilities and capital | $562,002,000 | 1,200 |
| Total liabilities | $550,853,000 | 1,088 |
| Total deposits | $492,729,000 | 1,106 |
| Interest-bearing deposits | $454,240,000 | 1,014 |
| Deposits held in domestic offices | $492,729,000 | 1,102 |
| % insured | 86.15% | 5,038 |
| Federal funds purchased & repurchase agreements | $17,404,000 | 660 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $35,000,000 | 820 |
| Subordinated debt | $3,000,000 | 143 |
| All other liabilities | $2,720,000 | 1,636 |
| Total equity capital | $11,149,000 | 4,807 |
| Total bank equity capital | $11,149,000 | 4,806 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,237,000 | 740 |
| Surplus | $35,073,000 | 973 |
| Undivided profits | $-30,161,000 | 7,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $45,699,000 | 335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,694,000 | 1,703 |
| Earning assets | $463,417,000 | 1,337 |
| Long-term assets (5+ years) | $224,142,000 | 709 |
| Average Assets, year-to-date | $573,629,000 | 1,148 |
| Average Assets, quarterly | $573,890,000 | 1,166 |
| Volatile liabilities | $112,251,000 | 510 |
| Insider loans | $4,797,000 | 1,353 |
| FHLB advances | $35,000,000 | 758 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $49,368,000 | 1,296 |
| Tier 1 (core) risk-based capital | $12,450,000 | 4,355 |
| Tier 2 risk-based capital | $7,285,000 | 731 |
| Total risk weighted assets | $389,641,000 | 1,143 |
| Total unused commitments | $49,368,000 | 1,296 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 138 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $582,495,000 | 1,157 |
| Cash and due from depository institutions | $105,500,000 | 1,089 |
| Interest-bearing balances | $72,335,000 | 589 |
| Securities | $77,068,000 | 1,778 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 3,810 |
| Net loans & leases | $336,875,000 | 1,243 |
| Loan loss allowance | $17,041,000 | 480 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $15,772,000 | 720 |
| Other real estate owned | $15,279,000 | 1,089 |
| Goodwill and other intangibles | $140,000 | 2,513 |
| All other assets | $31,846,000 | 717 |
| Life insurance assets | $2,294,000 | 2,197 |
| Total liabilities and capital | $582,495,000 | 1,157 |
| Total liabilities | $570,209,000 | 1,041 |
| Total deposits | $511,429,000 | 1,059 |
| Interest-bearing deposits | $469,813,000 | 986 |
| Deposits held in domestic offices | $511,429,000 | 1,057 |
| % insured | 83.22% | 5,831 |
| Federal funds purchased & repurchase agreements | $18,286,000 | 646 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $35,000,000 | 818 |
| Subordinated debt | $3,000,000 | 154 |
| All other liabilities | $2,494,000 | 1,824 |
| Total equity capital | $12,286,000 | 4,603 |
| Total bank equity capital | $12,286,000 | 4,601 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,237,000 | 750 |
| Surplus | $33,606,000 | 1,016 |
| Undivided profits | $-27,557,000 | 7,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $40,690,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,794,000 | 1,681 |
| Earning assets | $486,293,000 | 1,278 |
| Long-term assets (5+ years) | $241,532,000 | 648 |
| Average Assets, year-to-date | $574,109,250 | 1,159 |
| Average Assets, quarterly | $581,138,500 | 1,145 |
| Volatile liabilities | $113,673,000 | 510 |
| Insider loans | $4,797,000 | 1,365 |
| FHLB advances | $35,000,000 | 747 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $74,484,000 | 928 |
| Tier 1 (core) risk-based capital | $3,974,000 | 6,759 |
| Tier 2 risk-based capital | $3,974,000 | 1,342 |
| Total risk weighted assets | $398,298,000 | 1,127 |
| Total unused commitments | $74,484,000 | 930 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 134 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $587,990,000 | 1,138 |
| Cash and due from depository institutions | $63,809,000 | 1,125 |
| Interest-bearing balances | $33,777,000 | 1,110 |
| Securities | $82,076,000 | 1,674 |
| Federal funds sold & reverse repurchase agreements | $10,965,000 | 556 |
| Net loans & leases | $371,049,000 | 1,144 |
| Loan loss allowance | $16,600,000 | 516 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $15,952,000 | 724 |
| Other real estate owned | $12,435,000 | 1,125 |
| Goodwill and other intangibles | $148,000 | 2,517 |
| All other assets | $31,556,000 | 728 |
| Life insurance assets | $18,583,000 | 365 |
| Total liabilities and capital | $587,990,000 | 1,138 |
| Total liabilities | $555,814,000 | 1,070 |
| Total deposits | $491,743,000 | 1,105 |
| Interest-bearing deposits | $453,730,000 | 1,028 |
| Deposits held in domestic offices | $491,743,000 | 1,102 |
| % insured | 79.40% | 6,455 |
| Federal funds purchased & repurchase agreements | $18,321,000 | 652 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $40,000,000 | 765 |
| Subordinated debt | $3,000,000 | 159 |
| All other liabilities | $2,750,000 | 1,567 |
| Total equity capital | $32,176,000 | 2,104 |
| Total bank equity capital | $32,176,000 | 2,102 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,237,000 | 761 |
| Surplus | $41,562,000 | 827 |
| Undivided profits | $-15,623,000 | 7,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $51,916,000 | 329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,969,000 | 1,472 |
| Earning assets | $497,867,000 | 1,238 |
| Long-term assets (5+ years) | $259,349,000 | 591 |
| Average Assets, year-to-date | $581,493,000 | 1,152 |
| Average Assets, quarterly | $592,198,000 | 1,132 |
| Volatile liabilities | $115,062,000 | 541 |
| Insider loans | $4,797,000 | 1,384 |
| FHLB advances | $40,000,000 | 703 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $77,422,000 | 883 |
| Tier 1 (core) risk-based capital | $16,621,000 | 3,545 |
| Tier 2 risk-based capital | $8,530,000 | 636 |
| Total risk weighted assets | $431,314,000 | 1,042 |
| Total unused commitments | $77,422,000 | 885 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 137 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $596,406,000 | 1,127 |
| Cash and due from depository institutions | $59,835,000 | 1,106 |
| Interest-bearing balances | $54,144,000 | 734 |
| Securities | $75,837,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $7,695,000 | 1,058 |
| Net loans & leases | $391,161,000 | 1,091 |
| Loan loss allowance | $10,959,000 | 770 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $16,254,000 | 710 |
| Other real estate owned | $10,639,000 | 1,106 |
| Goodwill and other intangibles | $153,000 | 2,510 |
| All other assets | $34,832,000 | 673 |
| Life insurance assets | $22,502,000 | 309 |
| Total liabilities and capital | $596,406,000 | 1,127 |
| Total liabilities | $558,769,000 | 1,075 |
| Total deposits | $493,687,000 | 1,117 |
| Interest-bearing deposits | $454,392,000 | 1,037 |
| Deposits held in domestic offices | $493,687,000 | 1,115 |
| % insured | 79.41% | 6,503 |
| Federal funds purchased & repurchase agreements | $19,181,000 | 657 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 787 |
| Subordinated debt | $3,000,000 | 161 |
| All other liabilities | $2,901,000 | 1,491 |
| Total equity capital | $37,637,000 | 1,780 |
| Total bank equity capital | $37,637,000 | 1,779 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,237,000 | 771 |
| Surplus | $41,562,000 | 826 |
| Undivided profits | $-10,162,000 | 7,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $48,553,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,052,000 | 1,398 |
| Earning assets | $528,837,000 | 1,167 |
| Long-term assets (5+ years) | $256,560,000 | 578 |
| Average Assets, year-to-date | $578,244,500 | 1,163 |
| Average Assets, quarterly | $578,244,500 | 1,163 |
| Volatile liabilities | $115,371,000 | 563 |
| Insider loans | $4,797,000 | 1,418 |
| FHLB advances | $40,000,000 | 724 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $79,262,000 | 885 |
| Tier 1 (core) risk-based capital | $38,929,000 | 1,647 |
| Tier 2 risk-based capital | $8,716,000 | 630 |
| Total risk weighted assets | $452,049,000 | 993 |
| Total unused commitments | $79,262,000 | 886 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 131 | 1,157 |
| Assets and Liabilities | ||
| Total Assets: | $561,309,000 | 1,202 |
| Cash and due from depository institutions | $32,958,000 | 1,157 |
| Interest-bearing balances | $28,080,000 | 1,251 |
| Securities | $67,488,000 | 1,903 |
| Federal funds sold & reverse repurchase agreements | $2,210,000 | 2,403 |
| Net loans & leases | $401,088,000 | 1,089 |
| Loan loss allowance | $10,863,000 | 769 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $16,411,000 | 702 |
| Other real estate owned | $10,240,000 | 1,157 |
| Goodwill and other intangibles | $160,000 | 2,503 |
| All other assets | $30,754,000 | 763 |
| Life insurance assets | $18,330,000 | 362 |
| Total liabilities and capital | $561,309,000 | 1,202 |
| Total liabilities | $520,778,000 | 1,165 |
| Total deposits | $455,408,000 | 1,205 |
| Interest-bearing deposits | $419,592,000 | 1,123 |
| Deposits held in domestic offices | $455,408,000 | 1,202 |
| % insured | 78.07% | 6,646 |
| Federal funds purchased & repurchase agreements | $19,776,000 | 662 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 839 |
| Subordinated debt | $3,000,000 | 165 |
| All other liabilities | $2,594,000 | 1,646 |
| Total equity capital | $40,531,000 | 1,651 |
| Total bank equity capital | $40,531,000 | 1,649 |
| Perpetual preferred stock | $16,392,000 | 36 |
| Common stock | $6,237,000 | 772 |
| Surplus | $25,170,000 | 1,275 |
| Undivided profits | $-7,268,000 | 7,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $42,765,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,832,000 | 1,658 |
| Earning assets | $498,866,000 | 1,234 |
| Long-term assets (5+ years) | $206,907,000 | 694 |
| Average Assets, year-to-date | $563,491,800 | 1,193 |
| Average Assets, quarterly | $563,377,000 | 1,202 |
| Volatile liabilities | $206,938,000 | 661 |
| Insider loans | $4,735,000 | 1,473 |
| FHLB advances | $40,000,000 | 775 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $65,350,000 | 1,027 |
| Tier 1 (core) risk-based capital | $42,251,000 | 1,503 |
| Tier 2 risk-based capital | $8,808,000 | 637 |
| Total risk weighted assets | $459,603,000 | 998 |
| Total unused commitments | $65,350,000 | 1,028 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 129 | 1,181 |
| Assets and Liabilities | ||
| Total Assets: | $565,445,000 | 1,216 |
| Cash and due from depository institutions | $89,905,000 | 1,181 |
| Interest-bearing balances | $24,250,000 | 1,457 |
| Securities | $98,021,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $23,360,000 | 295 |
| Net loans & leases | $301,395,000 | 1,477 |
| Loan loss allowance | $9,413,000 | 881 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,575,000 | 694 |
| Other real estate owned | $10,266,000 | 1,181 |
| Goodwill and other intangibles | $168,000 | 2,483 |
| All other assets | $25,755,000 | 898 |
| Life insurance assets | $6,194,000 | 1,079 |
| Total liabilities and capital | $565,445,000 | 1,216 |
| Total liabilities | $532,956,000 | 1,148 |
| Total deposits | $466,365,000 | 1,184 |
| Interest-bearing deposits | $431,947,000 | 1,114 |
| Deposits held in domestic offices | $466,365,000 | 1,182 |
| % insured | 77.17% | 6,506 |
| Federal funds purchased & repurchase agreements | $20,462,000 | 650 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,000,000 | 903 |
| Subordinated debt | $3,000,000 | 177 |
| All other liabilities | $3,129,000 | 1,566 |
| Total equity capital | $32,489,000 | 2,093 |
| Total bank equity capital | $32,489,000 | 2,092 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,237,000 | 777 |
| Surplus | $25,238,000 | 1,262 |
| Undivided profits | $1,014,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $37,226,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,776,000 | 1,841 |
| Earning assets | $447,026,000 | 1,392 |
| Long-term assets (5+ years) | $133,581,000 | 1,038 |
| Average Assets, year-to-date | $564,037,500 | 1,199 |
| Average Assets, quarterly | $569,121,000 | 1,196 |
| Volatile liabilities | $214,465,000 | 641 |
| Insider loans | $4,827,000 | 1,476 |
| FHLB advances | $40,000,000 | 829 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $84,594,000 | 832 |
| Tier 1 (core) risk-based capital | $33,396,000 | 1,905 |
| Tier 2 risk-based capital | $7,513,000 | 771 |
| Total risk weighted assets | $391,178,000 | 1,200 |
| Total unused commitments | $84,594,000 | 834 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 132 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $572,797,000 | 1,192 |
| Cash and due from depository institutions | $78,502,000 | 1,161 |
| Interest-bearing balances | $68,634,000 | 509 |
| Securities | $98,514,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $7,015,000 | 1,146 |
| Net loans & leases | $323,530,000 | 1,382 |
| Loan loss allowance | $10,902,000 | 778 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,737,000 | 695 |
| Other real estate owned | $9,208,000 | 1,161 |
| Goodwill and other intangibles | $175,000 | 2,470 |
| All other assets | $39,116,000 | 608 |
| Life insurance assets | $18,950,000 | 345 |
| Total liabilities and capital | $572,797,000 | 1,192 |
| Total liabilities | $541,610,000 | 1,123 |
| Total deposits | $476,057,000 | 1,153 |
| Interest-bearing deposits | $436,633,000 | 1,100 |
| Deposits held in domestic offices | $476,057,000 | 1,150 |
| % insured | 75.98% | 6,738 |
| Federal funds purchased & repurchase agreements | $20,053,000 | 659 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,000,000 | 952 |
| Subordinated debt | $3,000,000 | 185 |
| All other liabilities | $2,500,000 | 1,770 |
| Total equity capital | $31,187,000 | 2,164 |
| Total bank equity capital | $31,187,000 | 2,163 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,237,000 | 787 |
| Surplus | $23,080,000 | 1,364 |
| Undivided profits | $1,870,000 | 5,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $40,485,000 | 465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,058,000 | 1,499 |
| Earning assets | $497,693,000 | 1,259 |
| Long-term assets (5+ years) | $138,780,000 | 994 |
| Average Assets, year-to-date | $563,568,330 | 1,205 |
| Average Assets, quarterly | $579,096,000 | 1,178 |
| Volatile liabilities | $211,885,000 | 650 |
| Insider loans | $5,259,000 | 1,380 |
| FHLB advances | $40,000,000 | 886 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $31,491,000 | 1,878 |
| Tier 1 (core) risk-based capital | $31,862,000 | 1,984 |
| Tier 2 risk-based capital | $7,732,000 | 758 |
| Total risk weighted assets | $371,779,000 | 1,279 |
| Total unused commitments | $31,491,000 | 1,880 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 128 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $585,395,000 | 1,189 |
| Cash and due from depository institutions | $88,364,000 | 1,214 |
| Interest-bearing balances | $79,283,000 | 455 |
| Securities | $93,321,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $6,565,000 | 1,414 |
| Net loans & leases | $332,075,000 | 1,382 |
| Loan loss allowance | $10,442,000 | 839 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $16,868,000 | 709 |
| Other real estate owned | $8,086,000 | 1,214 |
| Goodwill and other intangibles | $194,000 | 2,454 |
| All other assets | $39,922,000 | 617 |
| Life insurance assets | $18,764,000 | 345 |
| Total liabilities and capital | $585,395,000 | 1,189 |
| Total liabilities | $554,621,000 | 1,126 |
| Total deposits | $488,334,000 | 1,151 |
| Interest-bearing deposits | $455,528,000 | 1,075 |
| Deposits held in domestic offices | $488,334,000 | 1,149 |
| % insured | 74.83% | 6,912 |
| Federal funds purchased & repurchase agreements | $20,557,000 | 669 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 1,022 |
| Subordinated debt | $3,000,000 | 190 |
| All other liabilities | $2,730,000 | 1,670 |
| Total equity capital | $30,774,000 | 2,181 |
| Total bank equity capital | $30,774,000 | 2,180 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,237,000 | 802 |
| Surplus | $23,137,000 | 1,381 |
| Undivided profits | $1,400,000 | 5,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $32,215,000 | 598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,040,000 | 1,569 |
| Earning assets | $511,244,000 | 1,251 |
| Long-term assets (5+ years) | $143,214,000 | 966 |
| Average Assets, year-to-date | $558,954,000 | 1,245 |
| Average Assets, quarterly | $558,954,000 | 1,245 |
| Volatile liabilities | $247,916,000 | 587 |
| Insider loans | $5,640,000 | 1,340 |
| FHLB advances | $40,000,000 | 954 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $38,467,000 | 1,646 |
| Tier 1 (core) risk-based capital | $31,923,000 | 1,999 |
| Tier 2 risk-based capital | $7,836,000 | 754 |
| Total risk weighted assets | $381,297,000 | 1,286 |
| Total unused commitments | $38,467,000 | 1,649 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 137 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $532,513,000 | 1,318 |
| Cash and due from depository institutions | $21,668,000 | 1,145 |
| Interest-bearing balances | $7,695,000 | 2,673 |
| Securities | $87,769,000 | 1,469 |
| Federal funds sold & reverse repurchase agreements | $21,315,000 | 375 |
| Net loans & leases | $340,021,000 | 1,385 |
| Loan loss allowance | $10,149,000 | 865 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $17,037,000 | 708 |
| Other real estate owned | $4,994,000 | 1,145 |
| Goodwill and other intangibles | $237,000 | 2,373 |
| All other assets | $39,472,000 | 631 |
| Life insurance assets | $18,576,000 | 344 |
| Total liabilities and capital | $532,513,000 | 1,318 |
| Total liabilities | $502,769,000 | 1,264 |
| Total deposits | $433,668,000 | 1,296 |
| Interest-bearing deposits | $400,597,000 | 1,226 |
| Deposits held in domestic offices | $433,668,000 | 1,294 |
| % insured | 78.59% | 6,506 |
| Federal funds purchased & repurchase agreements | $3,615,000 | 1,621 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $59,500,000 | 785 |
| Subordinated debt | $3,000,000 | 202 |
| All other liabilities | $2,986,000 | 1,558 |
| Total equity capital | $29,744,000 | 2,228 |
| Total bank equity capital | $29,744,000 | 2,226 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,237,000 | 806 |
| Surplus | $23,370,000 | 1,376 |
| Undivided profits | $137,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,847,000 | 788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,449,000 | 1,325 |
| Earning assets | $456,800,000 | 1,395 |
| Long-term assets (5+ years) | $134,738,000 | 1,038 |
| Average Assets, year-to-date | $547,696,200 | 1,267 |
| Average Assets, quarterly | $534,864,500 | 1,305 |
| Volatile liabilities | $182,899,000 | 809 |
| Insider loans | $5,387,000 | 1,425 |
| FHLB advances | $42,500,000 | 972 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $40,889,000 | 1,574 |
| Tier 1 (core) risk-based capital | $32,332,000 | 1,960 |
| Tier 2 risk-based capital | $8,069,000 | 761 |
| Total risk weighted assets | $399,654,000 | 1,262 |
| Total unused commitments | $40,889,000 | 1,575 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 139 | 1,148 |
| Assets and Liabilities | ||
| Total Assets: | $537,216,000 | 1,317 |
| Cash and due from depository institutions | $12,594,000 | 1,148 |
| Interest-bearing balances | $5,113,000 | 3,030 |
| Securities | $86,304,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $20,890,000 | 431 |
| Net loans & leases | $360,825,000 | 1,324 |
| Loan loss allowance | $9,562,000 | 868 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $17,197,000 | 703 |
| Other real estate owned | $5,454,000 | 1,148 |
| Goodwill and other intangibles | $3,007,000 | 1,079 |
| All other assets | $30,945,000 | 707 |
| Life insurance assets | $18,382,000 | 351 |
| Total liabilities and capital | $537,216,000 | 1,317 |
| Total liabilities | $494,783,000 | 1,298 |
| Total deposits | $424,896,000 | 1,328 |
| Interest-bearing deposits | $386,263,000 | 1,280 |
| Deposits held in domestic offices | $424,896,000 | 1,324 |
| % insured | 75.56% | 7,015 |
| Federal funds purchased & repurchase agreements | $3,139,000 | 1,740 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $62,500,000 | 793 |
| Subordinated debt | $3,000,000 | 212 |
| All other liabilities | $1,248,000 | 3,276 |
| Total equity capital | $42,433,000 | 1,623 |
| Total bank equity capital | $42,433,000 | 1,623 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,237,000 | 813 |
| Surplus | $23,385,000 | 1,375 |
| Undivided profits | $12,811,000 | 2,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $25,243,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,053,000 | 1,764 |
| Earning assets | $473,132,000 | 1,373 |
| Long-term assets (5+ years) | $132,783,000 | 1,051 |
| Average Assets, year-to-date | $551,492,000 | 1,268 |
| Average Assets, quarterly | $555,116,000 | 1,271 |
| Volatile liabilities | $163,568,000 | 937 |
| Insider loans | $5,393,000 | 1,431 |
| FHLB advances | $42,500,000 | 1,028 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $37,980,000 | 1,781 |
| Tier 1 (core) risk-based capital | $42,277,000 | 1,517 |
| Tier 2 risk-based capital | $8,277,000 | 754 |
| Total risk weighted assets | $417,895,000 | 1,212 |
| Total unused commitments | $37,980,000 | 1,782 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 137 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $573,016,000 | 1,248 |
| Cash and due from depository institutions | $54,949,000 | 1,204 |
| Interest-bearing balances | $6,329,000 | 2,419 |
| Securities | $90,170,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $5,093,000 | 1,889 |
| Net loans & leases | $369,467,000 | 1,323 |
| Loan loss allowance | $10,485,000 | 776 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,369,000 | 711 |
| Other real estate owned | $731,000 | 1,204 |
| Goodwill and other intangibles | $3,050,000 | 1,088 |
| All other assets | $32,187,000 | 709 |
| Life insurance assets | $18,186,000 | 365 |
| Total liabilities and capital | $573,016,000 | 1,248 |
| Total liabilities | $534,103,000 | 1,209 |
| Total deposits | $464,046,000 | 1,215 |
| Interest-bearing deposits | $429,836,000 | 1,148 |
| Deposits held in domestic offices | $464,046,000 | 1,213 |
| % insured | 70.16% | 6,017 |
| Federal funds purchased & repurchase agreements | $2,989,000 | 1,791 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $62,500,000 | 827 |
| Subordinated debt | $3,000,000 | 221 |
| All other liabilities | $1,568,000 | 2,832 |
| Total equity capital | $38,913,000 | 1,763 |
| Total bank equity capital | $38,913,000 | 1,761 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,237,000 | 821 |
| Surplus | $23,440,000 | 1,385 |
| Undivided profits | $9,236,000 | 3,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $26,759,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,772,000 | 1,987 |
| Earning assets | $471,059,000 | 1,390 |
| Long-term assets (5+ years) | $139,810,000 | 987 |
| Average Assets, year-to-date | $556,250,670 | 1,271 |
| Average Assets, quarterly | $566,201,500 | 1,261 |
| Volatile liabilities | $131,702,000 | 1,169 |
| Insider loans | $5,047,000 | 1,553 |
| FHLB advances | $42,500,000 | 1,062 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,647,000 | 1,746 |
| Tier 1 (core) risk-based capital | $41,621,000 | 1,553 |
| Tier 2 risk-based capital | $8,532,000 | 745 |
| Total risk weighted assets | $437,622,000 | 1,197 |
| Total unused commitments | $40,647,000 | 1,749 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 147 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $559,387,000 | 1,283 |
| Cash and due from depository institutions | $42,507,000 | 1,111 |
| Interest-bearing balances | $4,887,000 | 2,579 |
| Securities | $83,651,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $93,000 | 5,357 |
| Net loans & leases | $376,419,000 | 1,316 |
| Loan loss allowance | $8,082,000 | 941 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $17,435,000 | 713 |
| Other real estate owned | $957,000 | 1,111 |
| Goodwill and other intangibles | $3,093,000 | 1,092 |
| All other assets | $35,232,000 | 641 |
| Life insurance assets | $18,028,000 | 366 |
| Total liabilities and capital | $559,387,000 | 1,283 |
| Total liabilities | $519,758,000 | 1,240 |
| Total deposits | $441,831,000 | 1,272 |
| Interest-bearing deposits | $408,920,000 | 1,201 |
| Deposits held in domestic offices | $441,831,000 | 1,268 |
| % insured | 65.90% | 6,665 |
| Federal funds purchased & repurchase agreements | $3,563,000 | 1,728 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $68,500,000 | 815 |
| Subordinated debt | $3,000,000 | 217 |
| All other liabilities | $2,864,000 | 1,773 |
| Total equity capital | $39,629,000 | 1,751 |
| Total bank equity capital | $39,629,000 | 1,750 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,237,000 | 822 |
| Surplus | $23,440,000 | 1,363 |
| Undivided profits | $9,952,000 | 3,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $20,884,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,250,000 | 1,556 |
| Earning assets | $465,050,000 | 1,414 |
| Long-term assets (5+ years) | $128,581,000 | 1,055 |
| Average Assets, year-to-date | $547,868,000 | 1,296 |
| Average Assets, quarterly | $547,868,000 | 1,296 |
| Volatile liabilities | $141,812,000 | 1,088 |
| Insider loans | $5,324,000 | 1,469 |
| FHLB advances | $48,500,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $44,888,000 | 1,694 |
| Tier 1 (core) risk-based capital | $43,107,000 | 1,509 |
| Tier 2 risk-based capital | $8,776,000 | 720 |
| Total risk weighted assets | $459,790,000 | 1,148 |
| Total unused commitments | $44,888,000 | 1,695 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 148 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $536,349,000 | 1,312 |
| Cash and due from depository institutions | $11,633,000 | 1,104 |
| Interest-bearing balances | $2,685,000 | 2,619 |
| Securities | $86,740,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $4,281,000 | 2,093 |
| Net loans & leases | $378,883,000 | 1,306 |
| Loan loss allowance | $7,188,000 | 988 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $17,597,000 | 704 |
| Other real estate owned | $957,000 | 1,104 |
| Goodwill and other intangibles | $3,143,000 | 1,099 |
| All other assets | $33,115,000 | 688 |
| Life insurance assets | $17,835,000 | 367 |
| Total liabilities and capital | $536,349,000 | 1,312 |
| Total liabilities | $496,283,000 | 1,286 |
| Total deposits | $418,727,000 | 1,311 |
| Interest-bearing deposits | $382,420,000 | 1,254 |
| Deposits held in domestic offices | $418,727,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,830,000 | 1,869 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $68,500,000 | 886 |
| Subordinated debt | $3,000,000 | 219 |
| All other liabilities | $2,226,000 | 2,116 |
| Total equity capital | $40,066,000 | 1,690 |
| Total bank equity capital | $40,066,000 | 1,690 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,237,000 | 824 |
| Surplus | $23,440,000 | 1,337 |
| Undivided profits | $10,389,000 | 2,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,082,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,448,000 | 1,490 |
| Earning assets | $472,589,000 | 1,361 |
| Long-term assets (5+ years) | $128,658,000 | 1,044 |
| Average Assets, year-to-date | $532,100,800 | 1,276 |
| Average Assets, quarterly | $536,072,000 | 1,297 |
| Volatile liabilities | $165,407,000 | 936 |
| Insider loans | $5,526,000 | 1,448 |
| FHLB advances | $48,500,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $72,966,000 | 1,164 |
| Tier 1 (core) risk-based capital | $43,043,000 | 1,484 |
| Tier 2 risk-based capital | $8,647,000 | 715 |
| Total risk weighted assets | $451,679,000 | 1,160 |
| Total unused commitments | $72,966,000 | 1,165 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 154 | 1,061 |
| Assets and Liabilities | ||
| Total Assets: | $535,795,000 | 1,296 |
| Cash and due from depository institutions | $11,018,000 | 1,061 |
| Interest-bearing balances | $791,000 | 3,255 |
| Securities | $97,683,000 | 1,221 |
| Federal funds sold & reverse repurchase agreements | $858,000 | 4,706 |
| Net loans & leases | $377,539,000 | 1,300 |
| Loan loss allowance | $5,602,000 | 1,122 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,769,000 | 682 |
| Other real estate owned | $725,000 | 1,061 |
| Goodwill and other intangibles | $3,207,000 | 1,134 |
| All other assets | $26,996,000 | 801 |
| Life insurance assets | $13,683,000 | 482 |
| Total liabilities and capital | $535,795,000 | 1,296 |
| Total liabilities | $493,333,000 | 1,278 |
| Total deposits | $408,632,000 | 1,326 |
| Interest-bearing deposits | $375,220,000 | 1,255 |
| Deposits held in domestic offices | $408,632,000 | 1,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,606,000 | 1,555 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $73,500,000 | 855 |
| Subordinated debt | $3,000,000 | 217 |
| All other liabilities | $1,595,000 | 2,778 |
| Total equity capital | $42,462,000 | 1,602 |
| Total bank equity capital | $42,462,000 | 1,602 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,237,000 | 827 |
| Surplus | $23,321,000 | 1,327 |
| Undivided profits | $12,904,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,531,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,791,000 | 1,371 |
| Earning assets | $476,871,000 | 1,336 |
| Long-term assets (5+ years) | $135,210,000 | 974 |
| Average Assets, year-to-date | $531,038,750 | 1,277 |
| Average Assets, quarterly | $540,421,000 | 1,281 |
| Volatile liabilities | $184,783,000 | 821 |
| Insider loans | $3,745,000 | 2,065 |
| FHLB advances | $53,500,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $74,890,000 | 1,209 |
| Tier 1 (core) risk-based capital | $44,791,000 | 1,439 |
| Tier 2 risk-based capital | $8,449,000 | 698 |
| Total risk weighted assets | $449,426,000 | 1,160 |
| Total unused commitments | $74,890,000 | 1,211 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 157 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $545,047,000 | 1,275 |
| Cash and due from depository institutions | $13,895,000 | 1,055 |
| Interest-bearing balances | $821,000 | 3,104 |
| Securities | $103,789,000 | 1,169 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 5,684 |
| Net loans & leases | $381,562,000 | 1,283 |
| Loan loss allowance | $5,246,000 | 1,135 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,270,000 | 698 |
| Other real estate owned | $318,000 | 1,055 |
| Goodwill and other intangibles | $3,272,000 | 1,137 |
| All other assets | $24,833,000 | 833 |
| Life insurance assets | $13,538,000 | 489 |
| Total liabilities and capital | $545,047,000 | 1,275 |
| Total liabilities | $502,727,000 | 1,239 |
| Total deposits | $428,471,000 | 1,228 |
| Interest-bearing deposits | $395,692,000 | 1,167 |
| Deposits held in domestic offices | $428,471,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,230,000 | 1,311 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $56,500,000 | 1,046 |
| Subordinated debt | $3,000,000 | 205 |
| All other liabilities | $4,526,000 | 1,232 |
| Total equity capital | $42,320,000 | 1,620 |
| Total bank equity capital | $42,320,000 | 1,620 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,237,000 | 821 |
| Surplus | $19,440,000 | 1,542 |
| Undivided profits | $16,643,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,260,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,964,000 | 1,247 |
| Earning assets | $486,280,000 | 1,297 |
| Long-term assets (5+ years) | $138,472,000 | 944 |
| Average Assets, year-to-date | $529,453,330 | 1,275 |
| Average Assets, quarterly | $540,666,500 | 1,262 |
| Volatile liabilities | $210,931,000 | 731 |
| Insider loans | $3,782,000 | 2,024 |
| FHLB advances | $36,500,000 | 1,371 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $66,398,000 | 1,363 |
| Tier 1 (core) risk-based capital | $41,568,000 | 1,575 |
| Tier 2 risk-based capital | $8,246,000 | 701 |
| Total risk weighted assets | $453,494,000 | 1,144 |
| Total unused commitments | $66,398,000 | 1,364 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 153 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $536,286,000 | 1,275 |
| Cash and due from depository institutions | $12,351,000 | 1,096 |
| Interest-bearing balances | $625,000 | 3,436 |
| Securities | $107,310,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 6,556 |
| Net loans & leases | $374,472,000 | 1,286 |
| Loan loss allowance | $5,242,000 | 1,084 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $16,596,000 | 721 |
| Other real estate owned | $318,000 | 1,096 |
| Goodwill and other intangibles | $3,336,000 | 1,132 |
| All other assets | $21,875,000 | 911 |
| Life insurance assets | $11,903,000 | 547 |
| Total liabilities and capital | $536,286,000 | 1,275 |
| Total liabilities | $492,787,000 | 1,247 |
| Total deposits | $414,930,000 | 1,283 |
| Interest-bearing deposits | $382,275,000 | 1,211 |
| Deposits held in domestic offices | $414,930,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,160,000 | 982 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $58,500,000 | 962 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,197,000 | 1,721 |
| Total equity capital | $43,499,000 | 1,621 |
| Total bank equity capital | $43,499,000 | 1,621 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,237,000 | 813 |
| Surplus | $18,440,000 | 1,605 |
| Undivided profits | $18,822,000 | 1,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,094,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,944,000 | 1,283 |
| Earning assets | $482,435,000 | 1,286 |
| Long-term assets (5+ years) | $149,478,000 | 845 |
| Average Assets, year-to-date | $521,656,500 | 1,286 |
| Average Assets, quarterly | $521,656,500 | 1,286 |
| Volatile liabilities | $197,504,000 | 748 |
| Insider loans | $3,525,000 | 2,090 |
| FHLB advances | $38,500,000 | 1,221 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $80,654,000 | 1,209 |
| Tier 1 (core) risk-based capital | $39,671,000 | 1,648 |
| Tier 2 risk-based capital | $5,242,000 | 1,027 |
| Total risk weighted assets | $443,427,000 | 1,150 |
| Total unused commitments | $80,654,000 | 1,210 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 150 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $507,027,000 | 1,325 |
| Cash and due from depository institutions | $12,721,000 | 1,122 |
| Interest-bearing balances | $912,000 | 2,646 |
| Securities | $98,406,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $355,138,000 | 1,356 |
| Loan loss allowance | $5,386,000 | 1,014 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $14,538,000 | 848 |
| Other real estate owned | $318,000 | 1,122 |
| Goodwill and other intangibles | $3,400,000 | 1,120 |
| All other assets | $22,506,000 | 882 |
| Life insurance assets | $11,777,000 | 548 |
| Total liabilities and capital | $507,027,000 | 1,325 |
| Total liabilities | $464,925,000 | 1,298 |
| Total deposits | $378,275,000 | 1,400 |
| Interest-bearing deposits | $345,808,000 | 1,341 |
| Deposits held in domestic offices | $378,275,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,651,000 | 765 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $58,500,000 | 892 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,499,000 | 1,575 |
| Total equity capital | $42,102,000 | 1,653 |
| Total bank equity capital | $42,102,000 | 1,653 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,237,000 | 797 |
| Surplus | $24,361,000 | 1,229 |
| Undivided profits | $11,504,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,141,000 | 1,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,939,000 | 1,391 |
| Earning assets | $454,456,000 | 1,350 |
| Long-term assets (5+ years) | $118,272,000 | 997 |
| Average Assets, year-to-date | $443,341,800 | 1,491 |
| Average Assets, quarterly | $478,153,500 | 1,389 |
| Volatile liabilities | $180,183,000 | 825 |
| Insider loans | $3,340,000 | 2,158 |
| FHLB advances | $38,500,000 | 1,140 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $48,600,000 | 1,819 |
| Tier 1 (core) risk-based capital | $39,429,000 | 1,652 |
| Tier 2 risk-based capital | $5,241,000 | 1,015 |
| Total risk weighted assets | $418,472,000 | 1,207 |
| Total unused commitments | $48,600,000 | 1,820 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $449,280,000 | 1,496 |
| Cash and due from depository institutions | $7,080,000 | 1,346 |
| Interest-bearing balances | $852,000 | 2,563 |
| Securities | $64,828,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $4,401,000 | 2,795 |
| Net loans & leases | $342,639,000 | 1,370 |
| Loan loss allowance | $5,504,000 | 952 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,824,000 | 1,419 |
| Other real estate owned | $16,000 | 1,346 |
| Goodwill and other intangibles | $3,465,000 | 1,098 |
| All other assets | $18,027,000 | 1,063 |
| Life insurance assets | $9,682,000 | 661 |
| Total liabilities and capital | $449,280,000 | 1,496 |
| Total liabilities | $407,917,000 | 1,476 |
| Total deposits | $366,117,000 | 1,439 |
| Interest-bearing deposits | $330,118,000 | 1,387 |
| Deposits held in domestic offices | $366,117,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,344,000 | 1,553 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $32,500,000 | 1,274 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,956,000 | 1,811 |
| Total equity capital | $41,363,000 | 1,659 |
| Total bank equity capital | $41,363,000 | 1,659 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,237,000 | 766 |
| Surplus | $18,440,000 | 1,547 |
| Undivided profits | $16,686,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,593,000 | 1,704 |
| Earning assets | $412,720,000 | 1,494 |
| Long-term assets (5+ years) | $79,228,000 | 1,377 |
| Average Assets, year-to-date | $427,420,500 | 1,538 |
| Average Assets, quarterly | $440,938,000 | 1,513 |
| Volatile liabilities | $138,525,000 | 1,039 |
| Insider loans | $4,146,000 | 1,779 |
| FHLB advances | $32,500,000 | 1,196 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,790,000 | 1,794 |
| Tier 1 (core) risk-based capital | $38,467,000 | 1,675 |
| Tier 2 risk-based capital | $4,770,000 | 1,101 |
| Total risk weighted assets | $380,114,000 | 1,320 |
| Total unused commitments | $49,790,000 | 1,794 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 122 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $432,596,000 | 1,568 |
| Cash and due from depository institutions | $10,400,000 | 1,429 |
| Interest-bearing balances | $892,000 | 2,566 |
| Securities | $62,871,000 | 1,843 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $330,784,000 | 1,425 |
| Loan loss allowance | $5,511,000 | 947 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,655,000 | 1,633 |
| Other real estate owned | $16,000 | 1,429 |
| Goodwill and other intangibles | $3,529,000 | 1,092 |
| All other assets | $17,341,000 | 1,099 |
| Life insurance assets | $9,574,000 | 658 |
| Total liabilities and capital | $432,596,000 | 1,568 |
| Total liabilities | $392,291,000 | 1,545 |
| Total deposits | $352,860,000 | 1,523 |
| Interest-bearing deposits | $315,404,000 | 1,469 |
| Deposits held in domestic offices | $352,860,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,683,000 | 1,116 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,500,000 | 1,511 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,248,000 | 1,307 |
| Total equity capital | $40,305,000 | 1,686 |
| Total bank equity capital | $40,305,000 | 1,686 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,237,000 | 761 |
| Surplus | $18,440,000 | 1,546 |
| Undivided profits | $15,628,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 2,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,574,000 | 1,598 |
| Earning assets | $394,547,000 | 1,567 |
| Long-term assets (5+ years) | $70,907,000 | 1,470 |
| Average Assets, year-to-date | $420,134,000 | 1,595 |
| Average Assets, quarterly | $431,179,000 | 1,557 |
| Volatile liabilities | $129,293,000 | 1,095 |
| Insider loans | $4,187,000 | 1,752 |
| FHLB advances | $23,500,000 | 1,426 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $61,916,000 | 1,555 |
| Tier 1 (core) risk-based capital | $37,150,000 | 1,735 |
| Tier 2 risk-based capital | $4,608,000 | 1,131 |
| Total risk weighted assets | $368,544,000 | 1,364 |
| Total unused commitments | $61,916,000 | 1,557 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 111 | 1,557 |
| Assets and Liabilities | ||
| Total Assets: | $429,762,000 | 1,571 |
| Cash and due from depository institutions | $9,595,000 | 1,557 |
| Interest-bearing balances | $1,163,000 | 2,399 |
| Securities | $54,192,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $15,444,000 | 1,290 |
| Net loans & leases | $323,117,000 | 1,440 |
| Loan loss allowance | $5,259,000 | 985 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,966,000 | 1,773 |
| Other real estate owned | $16,000 | 1,557 |
| Goodwill and other intangibles | $3,593,000 | 1,070 |
| All other assets | $16,839,000 | 1,082 |
| Life insurance assets | $9,472,000 | 651 |
| Total liabilities and capital | $429,761,000 | 1,571 |
| Total liabilities | $390,271,000 | 1,555 |
| Total deposits | $357,751,000 | 1,501 |
| Interest-bearing deposits | $322,202,000 | 1,428 |
| Deposits held in domestic offices | $357,751,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,208,000 | 1,661 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,500,000 | 1,468 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,812,000 | 1,191 |
| Total equity capital | $39,490,000 | 1,728 |
| Total bank equity capital | $39,490,000 | 1,728 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,237,000 | 742 |
| Surplus | $18,440,000 | 1,517 |
| Undivided profits | $14,813,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,086,000 | 1,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,477,000 | 1,599 |
| Earning assets | $393,916,000 | 1,573 |
| Long-term assets (5+ years) | $59,036,000 | 1,661 |
| Average Assets, year-to-date | $413,903,000 | 1,611 |
| Average Assets, quarterly | $413,903,000 | 1,611 |
| Volatile liabilities | $130,091,000 | 1,061 |
| Insider loans | $1,077,000 | 4,159 |
| FHLB advances | $23,500,000 | 1,393 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $66,332,000 | 1,481 |
| Tier 1 (core) risk-based capital | $35,874,000 | 1,784 |
| Tier 2 risk-based capital | $4,535,000 | 1,150 |
| Total risk weighted assets | $361,735,000 | 1,375 |
| Total unused commitments | $66,332,000 | 1,481 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $398,044,000 | 1,681 |
| Cash and due from depository institutions | $9,973,000 | 1,587 |
| Interest-bearing balances | $790,000 | 2,720 |
| Securities | $50,061,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $2,598,000 | 4,057 |
| Net loans & leases | $312,253,000 | 1,479 |
| Loan loss allowance | $4,886,000 | 1,051 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,672,000 | 1,811 |
| Other real estate owned | $19,000 | 1,587 |
| Goodwill and other intangibles | $3,597,000 | 1,057 |
| All other assets | $12,871,000 | 1,379 |
| Life insurance assets | $5,419,000 | 1,072 |
| Total liabilities and capital | $398,044,000 | 1,681 |
| Total liabilities | $359,653,000 | 1,662 |
| Total deposits | $327,481,000 | 1,616 |
| Interest-bearing deposits | $278,188,000 | 1,641 |
| Deposits held in domestic offices | $327,481,000 | 1,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,410,000 | 1,570 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,500,000 | 1,528 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,262,000 | 1,621 |
| Total equity capital | $38,391,000 | 1,740 |
| Total bank equity capital | $38,391,000 | 1,740 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,237,000 | 732 |
| Surplus | $18,440,000 | 1,489 |
| Undivided profits | $13,714,000 | 2,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,627,000 | 1,537 |
| Earning assets | $365,702,000 | 1,668 |
| Long-term assets (5+ years) | $54,959,000 | 1,744 |
| Average Assets, year-to-date | $356,933,400 | 1,766 |
| Average Assets, quarterly | $383,937,000 | 1,718 |
| Volatile liabilities | $106,909,000 | 1,401 |
| Insider loans | $932,000 | 4,386 |
| FHLB advances | $23,500,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $68,610,000 | 1,416 |
| Tier 1 (core) risk-based capital | $34,796,000 | 1,827 |
| Tier 2 risk-based capital | $4,286,000 | 1,191 |
| Total risk weighted assets | $342,483,000 | 1,422 |
| Total unused commitments | $68,610,000 | 1,416 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $369,830,000 | 1,777 |
| Cash and due from depository institutions | $8,416,000 | 1,667 |
| Interest-bearing balances | $927,000 | 2,504 |
| Securities | $49,285,000 | 2,378 |
| Federal funds sold & reverse repurchase agreements | $856,000 | 4,872 |
| Net loans & leases | $289,595,000 | 1,576 |
| Loan loss allowance | $5,032,000 | 1,025 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,062,000 | 1,975 |
| Other real estate owned | $87,000 | 1,667 |
| Goodwill and other intangibles | $3,661,000 | 1,042 |
| All other assets | $11,868,000 | 1,493 |
| Life insurance assets | $5,366,000 | 1,056 |
| Total liabilities and capital | $369,830,000 | 1,777 |
| Total liabilities | $333,594,000 | 1,769 |
| Total deposits | $310,687,000 | 1,678 |
| Interest-bearing deposits | $275,978,000 | 1,635 |
| Deposits held in domestic offices | $310,687,000 | 1,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,920,000 | 1,721 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,500,000 | 1,993 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,487,000 | 2,937 |
| Total equity capital | $36,236,000 | 1,829 |
| Total bank equity capital | $36,236,000 | 1,829 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,237,000 | 714 |
| Surplus | $17,492,000 | 1,547 |
| Undivided profits | $12,507,000 | 2,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,359,000 | 1,725 |
| Earning assets | $340,663,000 | 1,769 |
| Long-term assets (5+ years) | $52,991,000 | 1,764 |
| Average Assets, year-to-date | $346,655,750 | 1,826 |
| Average Assets, quarterly | $365,080,000 | 1,777 |
| Volatile liabilities | $99,884,000 | 1,478 |
| Insider loans | $1,162,000 | 3,936 |
| FHLB advances | $16,500,000 | 1,891 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $60,702,000 | 1,602 |
| Tier 1 (core) risk-based capital | $32,696,000 | 1,940 |
| Tier 2 risk-based capital | $3,991,000 | 1,288 |
| Total risk weighted assets | $317,464,000 | 1,527 |
| Total unused commitments | $60,702,000 | 1,602 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $360,330,000 | 1,799 |
| Cash and due from depository institutions | $11,709,000 | 1,883 |
| Interest-bearing balances | $579,000 | 2,960 |
| Securities | $46,690,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $3,389,000 | 2,841 |
| Net loans & leases | $277,609,000 | 1,623 |
| Loan loss allowance | $4,601,000 | 1,110 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,712,000 | 2,035 |
| Other real estate owned | $87,000 | 1,883 |
| Goodwill and other intangibles | $764,000 | 1,884 |
| All other assets | $14,370,000 | 1,249 |
| Life insurance assets | $5,315,000 | 1,043 |
| Total liabilities and capital | $360,329,000 | 1,799 |
| Total liabilities | $329,074,000 | 1,775 |
| Total deposits | $306,271,000 | 1,688 |
| Interest-bearing deposits | $267,824,000 | 1,645 |
| Deposits held in domestic offices | $306,271,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,725,000 | 1,759 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,500,000 | 2,012 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,578,000 | 2,592 |
| Total equity capital | $31,255,000 | 2,047 |
| Total bank equity capital | $31,255,000 | 2,047 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,237,000 | 695 |
| Surplus | $13,910,000 | 1,840 |
| Undivided profits | $11,108,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,895,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,966,000 | 1,887 |
| Earning assets | $328,267,000 | 1,804 |
| Long-term assets (5+ years) | $50,862,000 | 1,794 |
| Average Assets, year-to-date | $338,931,000 | 1,861 |
| Average Assets, quarterly | $347,748,500 | 1,839 |
| Volatile liabilities | $95,397,000 | 1,535 |
| Insider loans | $1,199,000 | 3,886 |
| FHLB advances | $16,500,000 | 1,900 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $54,685,000 | 1,730 |
| Tier 1 (core) risk-based capital | $30,933,000 | 2,025 |
| Tier 2 risk-based capital | $3,773,000 | 1,346 |
| Total risk weighted assets | $300,265,000 | 1,590 |
| Total unused commitments | $54,685,000 | 1,731 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 86 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $335,167,000 | 1,889 |
| Cash and due from depository institutions | $8,355,000 | 2,031 |
| Interest-bearing balances | $294,000 | 3,800 |
| Securities | $38,012,000 | 2,972 |
| Federal funds sold & reverse repurchase agreements | $5,308,000 | 2,522 |
| Net loans & leases | $266,677,000 | 1,644 |
| Loan loss allowance | $4,050,000 | 1,249 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,609,000 | 2,455 |
| Other real estate owned | $170,000 | 2,031 |
| Goodwill and other intangibles | $821,000 | 1,823 |
| All other assets | $11,215,000 | 1,538 |
| Life insurance assets | $5,257,000 | 1,028 |
| Total liabilities and capital | $335,168,000 | 1,889 |
| Total liabilities | $304,870,000 | 1,876 |
| Total deposits | $283,608,000 | 1,799 |
| Interest-bearing deposits | $254,117,000 | 1,725 |
| Deposits held in domestic offices | $283,608,000 | 1,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,594,000 | 2,065 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,500,000 | 1,918 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,168,000 | 2,048 |
| Total equity capital | $30,298,000 | 2,096 |
| Total bank equity capital | $30,298,000 | 2,096 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,237,000 | 677 |
| Surplus | $13,910,000 | 1,781 |
| Undivided profits | $10,151,000 | 3,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,836,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,776,000 | 2,002 |
| Earning assets | $310,291,000 | 1,872 |
| Long-term assets (5+ years) | $46,937,000 | 1,868 |
| Average Assets, year-to-date | $328,231,500 | 1,905 |
| Average Assets, quarterly | $328,231,500 | 1,905 |
| Volatile liabilities | $98,990,000 | 1,427 |
| Insider loans | $1,249,000 | 3,760 |
| FHLB advances | $16,500,000 | 1,823 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $57,393,000 | 1,648 |
| Tier 1 (core) risk-based capital | $29,869,000 | 2,058 |
| Tier 2 risk-based capital | $3,529,000 | 1,407 |
| Total risk weighted assets | $281,287,000 | 1,644 |
| Total unused commitments | $57,393,000 | 1,649 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $321,296,000 | 1,940 |
| Cash and due from depository institutions | $7,662,000 | 2,040 |
| Interest-bearing balances | $261,000 | 3,992 |
| Securities | $32,827,000 | 3,314 |
| Federal funds sold & reverse repurchase agreements | $8,281,000 | 1,620 |
| Net loans & leases | $257,192,000 | 1,681 |
| Loan loss allowance | $3,939,000 | 1,265 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,381,000 | 3,129 |
| Other real estate owned | $114,000 | 2,040 |
| Goodwill and other intangibles | $878,000 | 1,776 |
| All other assets | $10,961,000 | 1,546 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $321,296,000 | 1,940 |
| Total liabilities | $292,102,000 | 1,920 |
| Total deposits | $271,164,000 | 1,849 |
| Interest-bearing deposits | $245,687,000 | 1,753 |
| Deposits held in domestic offices | $271,164,000 | 1,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,736,000 | 2,086 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,500,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,702,000 | 2,403 |
| Total equity capital | $29,194,000 | 2,143 |
| Total bank equity capital | $29,194,000 | 2,143 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,237,000 | 665 |
| Surplus | $13,910,000 | 1,746 |
| Undivided profits | $9,047,000 | 3,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,960,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,603,000 | 2,217 |
| Earning assets | $298,561,000 | 1,921 |
| Long-term assets (5+ years) | $39,940,000 | 2,072 |
| Average Assets, year-to-date | $295,907,200 | 2,002 |
| Average Assets, quarterly | $319,576,000 | 1,926 |
| Volatile liabilities | $97,563,000 | 1,401 |
| Insider loans | $1,149,000 | 3,927 |
| FHLB advances | $16,500,000 | 1,871 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $52,574,000 | 1,713 |
| Tier 1 (core) risk-based capital | $28,737,000 | 2,103 |
| Tier 2 risk-based capital | $3,372,000 | 1,445 |
| Total risk weighted assets | $268,859,000 | 1,696 |
| Total unused commitments | $52,574,000 | 1,713 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $317,856,000 | 1,924 |
| Cash and due from depository institutions | $8,368,000 | 2,273 |
| Interest-bearing balances | $370,000 | 3,751 |
| Securities | $30,170,000 | 3,531 |
| Federal funds sold & reverse repurchase agreements | $10,255,000 | 1,266 |
| Net loans & leases | $254,738,000 | 1,658 |
| Loan loss allowance | $3,813,000 | 1,292 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,279,000 | 3,150 |
| Other real estate owned | $200,000 | 2,273 |
| Goodwill and other intangibles | $935,000 | 1,698 |
| All other assets | $9,911,000 | 1,638 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $317,856,000 | 1,924 |
| Total liabilities | $289,326,000 | 1,905 |
| Total deposits | $269,237,000 | 1,810 |
| Interest-bearing deposits | $241,913,000 | 1,733 |
| Deposits held in domestic offices | $269,237,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,710,000 | 2,124 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,500,000 | 2,003 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $879,000 | 3,762 |
| Total equity capital | $28,530,000 | 2,160 |
| Total bank equity capital | $28,530,000 | 2,160 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,237,000 | 634 |
| Surplus | $13,910,000 | 1,691 |
| Undivided profits | $8,383,000 | 3,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,413,000 | 2,466 |
| Earning assets | $295,533,000 | 1,893 |
| Long-term assets (5+ years) | $36,430,000 | 2,230 |
| Average Assets, year-to-date | $289,560,000 | 2,030 |
| Average Assets, quarterly | $310,523,500 | 1,947 |
| Volatile liabilities | $97,484,000 | 1,346 |
| Insider loans | $1,131,000 | 3,927 |
| FHLB advances | $16,500,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $49,709,000 | 1,767 |
| Tier 1 (core) risk-based capital | $27,704,000 | 2,137 |
| Tier 2 risk-based capital | $3,302,000 | 1,450 |
| Total risk weighted assets | $263,599,000 | 1,684 |
| Total unused commitments | $49,709,000 | 1,768 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 75 | 2,317 |
| Assets and Liabilities | ||
| Total Assets: | $303,191,000 | 1,981 |
| Cash and due from depository institutions | $4,766,000 | 2,317 |
| Interest-bearing balances | $476,000 | 3,459 |
| Securities | $29,196,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $14,173,000 | 853 |
| Net loans & leases | $240,816,000 | 1,700 |
| Loan loss allowance | $3,145,000 | 1,543 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,294,000 | 3,102 |
| Other real estate owned | $426,000 | 2,317 |
| Goodwill and other intangibles | $991,000 | 1,658 |
| All other assets | $9,529,000 | 1,640 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $303,191,000 | 1,981 |
| Total liabilities | $275,588,000 | 1,953 |
| Total deposits | $258,290,000 | 1,860 |
| Interest-bearing deposits | $234,807,000 | 1,733 |
| Deposits held in domestic offices | $258,290,000 | 1,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,391,000 | 1,955 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,500,000 | 2,320 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,407,000 | 2,532 |
| Total equity capital | $27,603,000 | 2,180 |
| Total bank equity capital | $27,603,000 | 2,180 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,237,000 | 618 |
| Surplus | $13,910,000 | 1,655 |
| Undivided profits | $7,456,000 | 3,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,225,000 | 2,582 |
| Earning assets | $284,661,000 | 1,933 |
| Long-term assets (5+ years) | $33,337,000 | 2,397 |
| Average Assets, year-to-date | $280,128,000 | 2,068 |
| Average Assets, quarterly | $293,625,500 | 2,009 |
| Volatile liabilities | $97,152,000 | 1,308 |
| Insider loans | $1,131,000 | 3,882 |
| FHLB advances | $12,500,000 | 2,206 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,998,000 | 1,721 |
| Tier 1 (core) risk-based capital | $26,901,000 | 2,141 |
| Tier 2 risk-based capital | $3,145,000 | 1,497 |
| Total risk weighted assets | $251,065,000 | 1,702 |
| Total unused commitments | $48,998,000 | 1,722 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 73 | 2,345 |
| Assets and Liabilities | ||
| Total Assets: | $284,060,000 | 2,072 |
| Cash and due from depository institutions | $6,257,000 | 2,345 |
| Interest-bearing balances | $478,000 | 3,493 |
| Securities | $27,857,000 | 3,819 |
| Federal funds sold & reverse repurchase agreements | $17,162,000 | 708 |
| Net loans & leases | $218,653,000 | 1,812 |
| Loan loss allowance | $2,912,000 | 1,627 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,273,000 | 3,096 |
| Other real estate owned | $443,000 | 2,345 |
| Goodwill and other intangibles | $1,048,000 | 1,620 |
| All other assets | $9,367,000 | 1,655 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $284,060,000 | 2,072 |
| Total liabilities | $260,960,000 | 2,030 |
| Total deposits | $235,688,000 | 2,018 |
| Interest-bearing deposits | $213,934,000 | 1,891 |
| Deposits held in domestic offices | $235,688,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,394,000 | 1,512 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,500,000 | 1,786 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,378,000 | 2,544 |
| Total equity capital | $23,100,000 | 2,487 |
| Total bank equity capital | $23,100,000 | 2,487 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,237,000 | 598 |
| Surplus | $9,910,000 | 2,114 |
| Undivided profits | $6,953,000 | 3,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,168,000 | 2,626 |
| Earning assets | $264,150,000 | 2,050 |
| Long-term assets (5+ years) | $30,770,000 | 2,591 |
| Average Assets, year-to-date | $268,596,500 | 2,171 |
| Average Assets, quarterly | $268,596,500 | 2,171 |
| Volatile liabilities | $84,210,000 | 1,429 |
| Insider loans | $1,388,000 | 3,480 |
| FHLB advances | $18,500,000 | 1,692 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $48,324,000 | 1,694 |
| Tier 1 (core) risk-based capital | $22,077,000 | 2,531 |
| Tier 2 risk-based capital | $2,900,000 | 1,587 |
| Total risk weighted assets | $231,263,000 | 1,802 |
| Total unused commitments | $48,324,000 | 1,695 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $253,133,000 | 2,306 |
| Cash and due from depository institutions | $4,725,000 | 2,537 |
| Interest-bearing balances | $309,000 | 3,918 |
| Securities | $27,212,000 | 3,881 |
| Federal funds sold & reverse repurchase agreements | $4,529,000 | 2,420 |
| Net loans & leases | $203,120,000 | 1,922 |
| Loan loss allowance | $2,791,000 | 1,663 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,301,000 | 3,038 |
| Other real estate owned | $82,000 | 2,537 |
| Goodwill and other intangibles | $1,105,000 | 1,577 |
| All other assets | $9,059,000 | 1,676 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $253,133,000 | 2,306 |
| Total liabilities | $230,568,000 | 2,277 |
| Total deposits | $207,811,000 | 2,272 |
| Interest-bearing deposits | $188,576,000 | 2,095 |
| Deposits held in domestic offices | $207,811,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,268,000 | 1,920 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,500,000 | 1,807 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $989,000 | 3,130 |
| Total equity capital | $22,565,000 | 2,548 |
| Total bank equity capital | $22,565,000 | 2,548 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,237,000 | 584 |
| Surplus | $9,910,000 | 2,080 |
| Undivided profits | $6,418,000 | 4,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,350,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,112,000 | 2,743 |
| Earning assets | $235,170,000 | 2,279 |
| Long-term assets (5+ years) | $30,664,000 | 2,665 |
| Average Assets, year-to-date | $216,429,000 | 2,582 |
| Average Assets, quarterly | $239,724,500 | 2,414 |
| Volatile liabilities | $71,845,000 | 1,588 |
| Insider loans | $1,614,000 | 3,172 |
| FHLB advances | $18,500,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $47,127,000 | 1,665 |
| Tier 1 (core) risk-based capital | $21,334,000 | 2,569 |
| Tier 2 risk-based capital | $2,628,000 | 1,731 |
| Total risk weighted assets | $210,215,000 | 1,931 |
| Total unused commitments | $47,127,000 | 1,665 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 68 | 2,540 |
| Assets and Liabilities | ||
| Total Assets: | $226,316,000 | 2,548 |
| Cash and due from depository institutions | $4,978,000 | 2,540 |
| Interest-bearing balances | $511,000 | 3,475 |
| Securities | $26,942,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $181,754,000 | 2,102 |
| Loan loss allowance | $2,433,000 | 1,922 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,314,000 | 2,998 |
| Other real estate owned | $116,000 | 2,540 |
| Goodwill and other intangibles | $1,162,000 | 1,539 |
| All other assets | $8,050,000 | 1,793 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $226,316,000 | 2,548 |
| Total liabilities | $204,205,000 | 2,542 |
| Total deposits | $184,358,000 | 2,521 |
| Interest-bearing deposits | $163,729,000 | 2,399 |
| Deposits held in domestic offices | $184,358,000 | 2,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,700,000 | 1,546 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,500,000 | 2,177 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $647,000 | 4,249 |
| Total equity capital | $22,111,000 | 2,594 |
| Total bank equity capital | $22,111,000 | 2,594 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,237,000 | 579 |
| Surplus | $9,910,000 | 2,042 |
| Undivided profits | $5,964,000 | 4,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,387,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,000,000 | 3,122 |
| Earning assets | $209,207,000 | 2,534 |
| Long-term assets (5+ years) | $28,645,000 | 2,825 |
| Average Assets, year-to-date | $207,253,000 | 2,668 |
| Average Assets, quarterly | $220,820,500 | 2,571 |
| Volatile liabilities | $56,996,000 | 1,868 |
| Insider loans | $1,775,000 | 2,921 |
| FHLB advances | $13,500,000 | 2,051 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,995,000 | 1,949 |
| Tier 1 (core) risk-based capital | $20,777,000 | 2,610 |
| Tier 2 risk-based capital | $2,291,000 | 1,920 |
| Total risk weighted assets | $188,393,000 | 2,098 |
| Total unused commitments | $37,995,000 | 1,951 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $215,325,000 | 2,624 |
| Cash and due from depository institutions | $6,100,000 | 2,551 |
| Interest-bearing balances | $590,000 | 3,390 |
| Securities | $27,393,000 | 3,926 |
| Federal funds sold & reverse repurchase agreements | $5,472,000 | 1,870 |
| Net loans & leases | $163,772,000 | 2,264 |
| Loan loss allowance | $2,349,000 | 1,975 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,099,000 | 3,127 |
| Other real estate owned | $116,000 | 2,551 |
| Goodwill and other intangibles | $1,219,000 | 1,512 |
| All other assets | $8,154,000 | 1,783 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $215,325,000 | 2,624 |
| Total liabilities | $194,098,000 | 2,619 |
| Total deposits | $166,304,000 | 2,738 |
| Interest-bearing deposits | $149,347,000 | 2,592 |
| Deposits held in domestic offices | $166,304,000 | 2,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,865,000 | 963 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,500,000 | 2,173 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $429,000 | 4,969 |
| Total equity capital | $21,227,000 | 2,576 |
| Total bank equity capital | $21,227,000 | 2,576 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,237,000 | 566 |
| Surplus | $9,910,000 | 2,005 |
| Undivided profits | $5,080,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,547,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $954,000 | 3,080 |
| Earning assets | $197,227,000 | 2,635 |
| Long-term assets (5+ years) | $27,273,000 | 3,012 |
| Average Assets, year-to-date | $200,898,670 | 2,754 |
| Average Assets, quarterly | $204,958,500 | 2,734 |
| Volatile liabilities | $56,192,000 | 1,855 |
| Insider loans | $1,775,000 | 2,914 |
| FHLB advances | $13,500,000 | 2,042 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,005,000 | 2,046 |
| Tier 1 (core) risk-based capital | $20,192,000 | 2,625 |
| Tier 2 risk-based capital | $2,207,000 | 1,959 |
| Total risk weighted assets | $176,383,000 | 2,179 |
| Total unused commitments | $35,005,000 | 2,050 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $194,592,000 | 2,856 |
| Cash and due from depository institutions | $2,257,000 | 2,838 |
| Interest-bearing balances | $254,000 | 4,421 |
| Securities | $26,025,000 | 4,045 |
| Federal funds sold & reverse repurchase agreements | $2,349,000 | 4,329 |
| Net loans & leases | $151,580,000 | 2,372 |
| Loan loss allowance | $2,365,000 | 1,941 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,120,000 | 3,063 |
| Other real estate owned | $116,000 | 2,838 |
| Goodwill and other intangibles | $1,275,000 | 1,476 |
| All other assets | $7,870,000 | 1,731 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $194,592,000 | 2,856 |
| Total liabilities | $173,437,000 | 2,856 |
| Total deposits | $150,650,000 | 2,955 |
| Interest-bearing deposits | $134,042,000 | 2,862 |
| Deposits held in domestic offices | $150,650,000 | 2,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,406,000 | 1,176 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,500,000 | 2,053 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $881,000 | 3,508 |
| Total equity capital | $21,155,000 | 2,642 |
| Total bank equity capital | $21,155,000 | 2,642 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,237,000 | 562 |
| Surplus | $9,910,000 | 1,970 |
| Undivided profits | $5,008,000 | 4,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,309,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $890,000 | 3,215 |
| Earning assets | $180,208,000 | 2,821 |
| Long-term assets (5+ years) | $24,320,000 | 3,189 |
| Average Assets, year-to-date | $193,685,500 | 2,843 |
| Average Assets, quarterly | $193,685,500 | 2,843 |
| Volatile liabilities | $37,938,000 | 2,463 |
| Insider loans | $1,800,000 | 2,849 |
| FHLB advances | $13,500,000 | 1,935 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $36,924,000 | 1,914 |
| Tier 1 (core) risk-based capital | $19,546,000 | 2,688 |
| Tier 2 risk-based capital | $1,979,000 | 2,135 |
| Total risk weighted assets | $157,955,000 | 2,364 |
| Total unused commitments | $36,924,000 | 1,918 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $192,779,000 | 2,858 |
| Cash and due from depository institutions | $5,365,000 | 2,961 |
| Interest-bearing balances | $319,000 | 4,095 |
| Securities | $22,951,000 | 4,445 |
| Federal funds sold & reverse repurchase agreements | $10,116,000 | 1,156 |
| Net loans & leases | $142,342,000 | 2,495 |
| Loan loss allowance | $2,218,000 | 2,053 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,156,000 | 3,023 |
| Other real estate owned | $114,000 | 2,961 |
| Goodwill and other intangibles | $1,332,000 | 1,437 |
| All other assets | $7,403,000 | 1,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,779,000 | 2,858 |
| Total liabilities | $172,447,000 | 2,885 |
| Total deposits | $159,033,000 | 2,818 |
| Interest-bearing deposits | $138,426,000 | 2,751 |
| Deposits held in domestic offices | $159,033,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,654,000 | 1,826 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,669 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,260,000 | 2,646 |
| Total equity capital | $20,332,000 | 2,680 |
| Total bank equity capital | $20,332,000 | 2,680 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,237,000 | 568 |
| Surplus | $9,910,000 | 1,942 |
| Undivided profits | $4,185,000 | 5,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $872,000 | 3,410 |
| Earning assets | $175,728,000 | 2,872 |
| Long-term assets (5+ years) | $25,626,000 | 3,105 |
| Average Assets, year-to-date | $178,093,400 | 2,967 |
| Average Assets, quarterly | $188,711,000 | 2,886 |
| Volatile liabilities | $38,296,000 | 2,440 |
| Insider loans | $1,918,000 | 2,690 |
| FHLB advances | $8,500,000 | 2,531 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,712,000 | 1,989 |
| Tier 1 (core) risk-based capital | $18,913,000 | 2,724 |
| Tier 2 risk-based capital | $1,881,000 | 2,213 |
| Total risk weighted assets | $150,584,000 | 2,463 |
| Total unused commitments | $33,712,000 | 1,991 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $184,643,000 | 2,953 |
| Cash and due from depository institutions | $4,775,000 | 2,921 |
| Interest-bearing balances | $383,000 | 4,096 |
| Securities | $18,853,000 | 4,895 |
| Federal funds sold & reverse repurchase agreements | $11,974,000 | 1,211 |
| Net loans & leases | $141,743,000 | 2,492 |
| Loan loss allowance | $2,100,000 | 2,169 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,336,000 | 2,864 |
| Other real estate owned | $131,000 | 2,921 |
| Goodwill and other intangibles | $1,389,000 | 1,390 |
| All other assets | $2,442,000 | 4,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,643,000 | 2,953 |
| Total liabilities | $168,906,000 | 2,910 |
| Total deposits | $156,343,000 | 2,840 |
| Interest-bearing deposits | $141,494,000 | 2,698 |
| Deposits held in domestic offices | $156,343,000 | 2,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,493,000 | 1,775 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,634 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $570,000 | 4,668 |
| Total equity capital | $15,737,000 | 3,362 |
| Total bank equity capital | $15,737,000 | 3,362 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,237,000 | 558 |
| Surplus | $5,910,000 | 2,942 |
| Undivided profits | $3,590,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,656,000 | 1,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $834,000 | 3,711 |
| Earning assets | $172,953,000 | 2,896 |
| Long-term assets (5+ years) | $23,440,000 | 3,282 |
| Average Assets, year-to-date | $174,422,000 | 3,040 |
| Average Assets, quarterly | $184,426,000 | 2,940 |
| Volatile liabilities | $40,514,000 | 2,281 |
| Insider loans | $1,918,000 | 2,672 |
| FHLB advances | $8,500,000 | 2,490 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,959,000 | 2,528 |
| Tier 1 (core) risk-based capital | $14,340,000 | 3,510 |
| Tier 2 risk-based capital | $1,839,000 | 2,230 |
| Total risk weighted assets | $146,861,000 | 2,488 |
| Total unused commitments | $23,959,000 | 2,531 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $184,209,000 | 2,943 |
| Cash and due from depository institutions | $5,499,000 | 3,162 |
| Interest-bearing balances | $448,000 | 4,032 |
| Securities | $19,305,000 | 4,795 |
| Federal funds sold & reverse repurchase agreements | $12,511,000 | 1,248 |
| Net loans & leases | $139,305,000 | 2,485 |
| Loan loss allowance | $2,107,000 | 2,133 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,368,000 | 2,784 |
| Other real estate owned | $233,000 | 3,162 |
| Goodwill and other intangibles | $1,446,000 | 1,336 |
| All other assets | $2,542,000 | 3,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,209,000 | 2,943 |
| Total liabilities | $168,766,000 | 2,898 |
| Total deposits | $154,732,000 | 2,874 |
| Interest-bearing deposits | $140,226,000 | 2,706 |
| Deposits held in domestic offices | $154,732,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,490,000 | 1,552 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,500,000 | 2,592 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,044,000 | 3,207 |
| Total equity capital | $15,443,000 | 3,429 |
| Total bank equity capital | $15,443,000 | 3,429 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,237,000 | 550 |
| Surplus | $5,910,000 | 2,914 |
| Undivided profits | $3,296,000 | 5,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,913,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $953,000 | 3,139 |
| Earning assets | $171,569,000 | 2,886 |
| Long-term assets (5+ years) | $19,497,000 | 3,495 |
| Average Assets, year-to-date | $171,015,000 | 3,090 |
| Average Assets, quarterly | $175,991,000 | 3,031 |
| Volatile liabilities | $48,056,000 | 1,945 |
| Insider loans | $1,765,000 | 2,832 |
| FHLB advances | $8,500,000 | 2,440 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,985,000 | 2,641 |
| Tier 1 (core) risk-based capital | $13,797,000 | 3,567 |
| Tier 2 risk-based capital | $1,841,000 | 2,181 |
| Total risk weighted assets | $147,016,000 | 2,437 |
| Total unused commitments | $21,985,000 | 2,650 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $167,773,000 | 3,155 |
| Cash and due from depository institutions | $5,443,000 | 3,193 |
| Interest-bearing balances | $512,000 | 3,810 |
| Securities | $17,240,000 | 5,112 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 4,576 |
| Net loans & leases | $134,613,000 | 2,504 |
| Loan loss allowance | $2,036,000 | 2,145 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,372,000 | 2,751 |
| Other real estate owned | $163,000 | 3,193 |
| Goodwill and other intangibles | $1,502,000 | 1,304 |
| All other assets | $2,615,000 | 3,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,773,000 | 3,155 |
| Total liabilities | $152,903,000 | 3,115 |
| Total deposits | $138,641,000 | 3,117 |
| Interest-bearing deposits | $124,808,000 | 2,988 |
| Deposits held in domestic offices | $138,641,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,554,000 | 1,457 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,500,000 | 2,496 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,208,000 | 2,931 |
| Total equity capital | $14,870,000 | 3,489 |
| Total bank equity capital | $14,870,000 | 3,489 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,237,000 | 539 |
| Surplus | $5,910,000 | 2,871 |
| Undivided profits | $2,723,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,907,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $842,000 | 3,550 |
| Earning assets | $155,190,000 | 3,111 |
| Long-term assets (5+ years) | $19,971,000 | 3,398 |
| Average Assets, year-to-date | $164,418,000 | 3,170 |
| Average Assets, quarterly | $164,418,000 | 3,170 |
| Volatile liabilities | $44,787,000 | 2,011 |
| Insider loans | $1,975,000 | 2,562 |
| FHLB advances | $8,500,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,664,000 | 2,483 |
| Tier 1 (core) risk-based capital | $13,261,000 | 3,649 |
| Tier 2 risk-based capital | $1,719,000 | 2,272 |
| Total risk weighted assets | $137,185,000 | 2,559 |
| Total unused commitments | $22,664,000 | 2,490 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $161,063,000 | 3,202 |
| Cash and due from depository institutions | $5,018,000 | 3,068 |
| Interest-bearing balances | $576,000 | 3,627 |
| Securities | $19,651,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $2,708,000 | 4,203 |
| Net loans & leases | $125,670,000 | 2,630 |
| Loan loss allowance | $1,854,000 | 2,297 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,388,000 | 2,723 |
| Other real estate owned | $49,000 | 3,068 |
| Goodwill and other intangibles | $1,559,000 | 1,266 |
| All other assets | $3,020,000 | 3,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,063,000 | 3,202 |
| Total liabilities | $146,701,000 | 3,160 |
| Total deposits | $130,760,000 | 3,225 |
| Interest-bearing deposits | $117,531,000 | 3,078 |
| Deposits held in domestic offices | $130,760,000 | 3,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,071,000 | 1,323 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,500,000 | 2,506 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,370,000 | 2,706 |
| Total equity capital | $14,362,000 | 3,547 |
| Total bank equity capital | $14,362,000 | 3,547 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,237,000 | 535 |
| Surplus | $5,910,000 | 2,829 |
| Undivided profits | $2,215,000 | 6,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,047,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,062,000 | 3,019 |
| Earning assets | $148,605,000 | 3,170 |
| Long-term assets (5+ years) | $19,841,000 | 3,350 |
| Average Assets, year-to-date | $150,722,000 | 3,235 |
| Average Assets, quarterly | $162,947,000 | 3,157 |
| Volatile liabilities | $45,672,000 | 1,973 |
| Insider loans | $1,858,000 | 2,671 |
| FHLB advances | $8,500,000 | 2,353 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $24,380,000 | 2,289 |
| Tier 1 (core) risk-based capital | $12,763,000 | 3,694 |
| Tier 2 risk-based capital | $1,630,000 | 2,360 |
| Total risk weighted assets | $130,171,000 | 2,667 |
| Total unused commitments | $24,380,000 | 2,294 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $132,112,000 | 3,635 |
| Cash and due from depository institutions | $5,966,000 | 3,166 |
| Interest-bearing balances | $2,795,000 | 1,895 |
| Securities | $15,355,000 | 5,306 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 4,780 |
| Net loans & leases | $100,934,000 | 3,120 |
| Loan loss allowance | $1,422,000 | 2,712 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,543,000 | 2,556 |
| Other real estate owned | $48,000 | 3,166 |
| Goodwill and other intangibles | $1,786,000 | 1,123 |
| All other assets | $2,470,000 | 3,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,112,000 | 3,635 |
| Total liabilities | $119,321,000 | 3,617 |
| Total deposits | $111,338,000 | 3,579 |
| Interest-bearing deposits | $98,857,000 | 3,461 |
| Deposits held in domestic offices | $111,338,000 | 3,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,535,000 | 1,767 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 3,878 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,948,000 | 2,059 |
| Total equity capital | $12,791,000 | 3,684 |
| Total bank equity capital | $12,791,000 | 3,684 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,237,000 | 527 |
| Surplus | $5,910,000 | 2,720 |
| Undivided profits | $644,000 | 7,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $968,000 | 3,566 |
| Earning assets | $121,094,000 | 3,628 |
| Long-term assets (5+ years) | $15,672,000 | 3,833 |
| Average Assets, year-to-date | $120,116,000 | 3,792 |
| Average Assets, quarterly | $130,725,500 | 3,624 |
| Volatile liabilities | $32,613,000 | 2,550 |
| Insider loans | $1,681,000 | 2,734 |
| FHLB advances | $2,500,000 | 3,660 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,227,000 | 3,008 |
| Tier 1 (core) risk-based capital | $10,895,000 | 4,051 |
| Tier 2 risk-based capital | $1,297,000 | 2,712 |
| Total risk weighted assets | $103,665,000 | 3,123 |
| Total unused commitments | $15,227,000 | 3,016 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $101,384,000 | 4,411 |
| Cash and due from depository institutions | $6,754,000 | 3,414 |
| Interest-bearing balances | $2,685,000 | 1,391 |
| Securities | $19,470,000 | 4,727 |
| Federal funds sold & reverse repurchase agreements | $3,430,000 | 3,137 |
| Net loans & leases | $66,412,000 | 4,251 |
| Loan loss allowance | $976,000 | 3,564 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,215,000 | 3,708 |
| Other real estate owned | $71,000 | 3,414 |
| Goodwill and other intangibles | $2,014,000 | 1,035 |
| All other assets | $1,018,000 | 6,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,384,000 | 4,411 |
| Total liabilities | $89,969,000 | 4,432 |
| Total deposits | $82,201,000 | 4,464 |
| Interest-bearing deposits | $72,843,000 | 4,332 |
| Deposits held in domestic offices | $82,201,000 | 4,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,124,000 | 1,715 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,800,000 | 3,632 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $844,000 | 4,070 |
| Total equity capital | $11,415,000 | 3,956 |
| Total bank equity capital | $11,415,000 | 3,956 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,137,000 | 535 |
| Surplus | $5,807,000 | 2,678 |
| Undivided profits | $-529,000 | 9,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $643,000 | 4,209 |
| Earning assets | $91,997,000 | 4,433 |
| Long-term assets (5+ years) | $13,208,000 | 4,019 |
| Average Assets, year-to-date | $81,499,200 | 4,979 |
| Average Assets, quarterly | $99,122,500 | 4,430 |
| Volatile liabilities | $20,033,000 | 3,640 |
| Insider loans | $1,535,000 | 2,871 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,471,000 | 3,248 |
| Tier 1 (core) risk-based capital | $9,455,000 | 4,489 |
| Tier 2 risk-based capital | $857,840 | 3,714 |
| Total risk weighted assets | $68,327,040 | 4,270 |
| Total unused commitments | $12,471,000 | 3,250 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $57,363,000 | 6,409 |
| Cash and due from depository institutions | $1,519,000 | 5,132 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,466,000 | 5,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $38,926,000 | 5,936 |
| Loan loss allowance | $514,000 | 5,588 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,156,000 | 5,626 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $776,000 | 1,634 |
| All other assets | $520,000 | 8,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,363,000 | 6,409 |
| Total liabilities | $50,772,000 | 6,452 |
| Total deposits | $46,227,000 | 6,539 |
| Interest-bearing deposits | $41,608,000 | 6,368 |
| Deposits held in domestic offices | $46,227,000 | 6,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,541,000 | 2,722 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 3,689 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $504,000 | 5,321 |
| Total equity capital | $6,591,000 | 5,903 |
| Total bank equity capital | $6,591,000 | 5,903 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,860,000 | 1,006 |
| Surplus | $4,222,000 | 3,420 |
| Undivided profits | $-1,491,000 | 9,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $289,000 | 6,606 |
| Earning assets | $53,392,000 | 6,325 |
| Long-term assets (5+ years) | $8,072,000 | 5,350 |
| Average Assets, year-to-date | $49,894,600 | 6,760 |
| Average Assets, quarterly | $55,777,000 | 6,464 |
| Volatile liabilities | $9,062,000 | 5,684 |
| Insider loans | $1,166,000 | 3,373 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,483,000 | 5,733 |
| Tier 1 (core) risk-based capital | $6,178,000 | 6,169 |
| Tier 2 risk-based capital | $492,350 | 5,392 |
| Total risk weighted assets | $39,184,450 | 6,085 |
| Total unused commitments | $4,483,000 | 5,739 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $40,485,000 | 7,732 |
| Cash and due from depository institutions | $1,383,000 | 5,705 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,618,000 | 6,114 |
| Federal funds sold & reverse repurchase agreements | $2,170,000 | 5,640 |
| Net loans & leases | $22,492,000 | 7,616 |
| Loan loss allowance | $352,000 | 6,859 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $432,000 | 8,075 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $390,000 | 8,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,485,000 | 7,732 |
| Total liabilities | $33,883,000 | 7,913 |
| Total deposits | $30,855,000 | 8,062 |
| Interest-bearing deposits | $27,794,000 | 7,864 |
| Deposits held in domestic offices | $30,855,000 | 8,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,288,000 | 1,894 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $740,000 | 4,429 |
| Total equity capital | $6,602,000 | 5,999 |
| Total bank equity capital | $6,602,000 | 5,999 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,860,000 | 962 |
| Surplus | $4,222,000 | 3,271 |
| Undivided profits | $-1,480,000 | 10,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 8,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $163,000 | 8,449 |
| Earning assets | $38,280,000 | 7,619 |
| Long-term assets (5+ years) | $7,646,000 | 5,355 |
| Average Assets, year-to-date | $32,450,800 | 8,238 |
| Average Assets, quarterly | $39,287,000 | 7,757 |
| Volatile liabilities | $5,431,000 | 6,797 |
| Insider loans | $949,000 | 3,668 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,774,000 | 7,695 |
| Tier 1 (core) risk-based capital | $6,563,000 | 5,868 |
| Tier 2 risk-based capital | $291,740 | 7,099 |
| Total risk weighted assets | $23,279,140 | 7,764 |
| Total unused commitments | $1,774,000 | 7,705 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $20,537,000 | 9,803 |
| Cash and due from depository institutions | $1,013,000 | 6,227 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,049,000 | 9,220 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,524 |
| Net loans & leases | $4,876,000 | 10,598 |
| Loan loss allowance | $95,000 | 10,124 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $514,000 | 7,862 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $85,000 | 10,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,537,000 | 9,803 |
| Total liabilities | $13,099,000 | 10,323 |
| Total deposits | $12,763,000 | 10,288 |
| Interest-bearing deposits | $11,497,000 | 10,168 |
| Deposits held in domestic offices | $12,763,000 | 10,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $236,000 | 4,459 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $100,000 | 10,209 |
| Total equity capital | $7,438,000 | 5,480 |
| Total bank equity capital | $7,438,000 | 5,480 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,799,000 | 970 |
| Surplus | $4,585,000 | 3,016 |
| Undivided profits | $-946,000 | 10,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $29,000 | 10,601 |
| Earning assets | $18,925,000 | 9,763 |
| Long-term assets (5+ years) | $1,088,000 | 8,431 |
| Average Assets, year-to-date | $15,643,000 | 10,186 |
| Average Assets, quarterly | $15,643,000 | 10,241 |
| Volatile liabilities | $1,266,000 | 9,926 |
| Insider loans | $613,000 | 4,856 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,085,000 | 8,646 |
| Tier 1 (core) risk-based capital | $7,438,000 | 5,326 |
| Tier 2 risk-based capital | $94,620 | 9,984 |
| Total risk weighted assets | $7,568,920 | 10,401 |
| Total unused commitments | $1,085,000 | 8,656 |
| Derivatives | $0 | 533 |