Home > Voyager Bank > Income and Expense
Voyager Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 1,878 |
| Total interest expense | $229,000 | 2,641 |
| Net interest income | $3,085,000 | 1,791 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $777,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $134,000 | 1,983 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $643,000 | 1,262 |
| Total noninterest expense | $3,117,000 | 1,559 |
| Salaries and employee benefits | $1,737,000 | 1,549 |
| Premises and equipment expense | $470,000 | 1,282 |
| Additional noninterest expense | $910,000 | 1,653 |
| Pre-tax net operating income | $725,000 | 2,368 |
| Securities gains (losses) | $-2,312,000 | 6,416 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-1,587,000 | 6,393 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,587,000 | 6,394 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,587,000 | 6,394 |
| Net charge-offs | $-68,000 | 6,032 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $725,000 | 2,020 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,630,000 | 1,842 |
| Total interest expense | $811,000 | 3,003 |
| Net interest income | $12,819,000 | 1,713 |
| Provision for loan and lease losses | $107,000 | 3,130 |
| Total noninterest income | $3,837,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $649,000 | 1,841 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,188,000 | 1,056 |
| Total noninterest expense | $14,918,000 | 1,317 |
| Salaries and employee benefits | $6,725,000 | 1,562 |
| Premises and equipment expense | $1,705,000 | 1,390 |
| Additional noninterest expense | $6,488,000 | 1,014 |
| Pre-tax net operating income | $1,631,000 | 3,328 |
| Securities gains (losses) | $-292,000 | 6,429 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,339,000 | 3,429 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,339,000 | 3,431 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,339,000 | 3,431 |
| Net charge-offs | $910,000 | 976 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,631,000 | 3,039 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,140,000 | 1,862 |
| Total interest expense | $620,000 | 3,018 |
| Net interest income | $9,520,000 | 1,740 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,073,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $506,000 | 1,808 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,567,000 | 1,017 |
| Total noninterest expense | $11,578,000 | 1,294 |
| Salaries and employee benefits | $5,095,000 | 1,533 |
| Premises and equipment expense | $1,290,000 | 1,382 |
| Additional noninterest expense | $5,193,000 | 932 |
| Pre-tax net operating income | $1,015,000 | 3,731 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,015,000 | 3,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,015,000 | 3,474 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,015,000 | 3,475 |
| Net charge-offs | $789,000 | 814 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,015,000 | 3,419 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 1,831 |
| Total interest expense | $425,000 | 2,997 |
| Net interest income | $6,432,000 | 1,711 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,964,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $344,000 | 1,765 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,620,000 | 1,041 |
| Total noninterest expense | $7,762,000 | 1,282 |
| Salaries and employee benefits | $3,434,000 | 1,519 |
| Premises and equipment expense | $862,000 | 1,383 |
| Additional noninterest expense | $3,466,000 | 928 |
| Pre-tax net operating income | $634,000 | 3,773 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $634,000 | 3,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $634,000 | 3,532 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $634,000 | 3,533 |
| Net charge-offs | $756,000 | 630 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $634,000 | 3,471 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 1,801 |
| Total interest expense | $225,000 | 2,899 |
| Net interest income | $3,241,000 | 1,684 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $766,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $195,000 | 1,586 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $571,000 | 1,282 |
| Total noninterest expense | $3,782,000 | 1,326 |
| Salaries and employee benefits | $1,691,000 | 1,556 |
| Premises and equipment expense | $439,000 | 1,393 |
| Additional noninterest expense | $1,652,000 | 970 |
| Pre-tax net operating income | $225,000 | 4,287 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $225,000 | 4,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 4,053 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $225,000 | 4,054 |
| Net charge-offs | $376,000 | 619 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $225,000 | 4,007 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,964,000 | 1,788 |
| Total interest expense | $1,099,000 | 2,746 |
| Net interest income | $12,865,000 | 1,679 |
| Provision for loan and lease losses | $-150,000 | 6,425 |
| Total noninterest income | $3,886,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $716,000 | 1,793 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,170,000 | 1,112 |
| Total noninterest expense | $15,268,000 | 1,304 |
| Salaries and employee benefits | $6,598,000 | 1,572 |
| Premises and equipment expense | $1,861,000 | 1,270 |
| Additional noninterest expense | $6,809,000 | 1,001 |
| Pre-tax net operating income | $1,633,000 | 3,242 |
| Securities gains (losses) | $-109,000 | 6,557 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,524,000 | 3,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,524,000 | 3,129 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,524,000 | 3,130 |
| Net charge-offs | $705,000 | 1,636 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,633,000 | 2,943 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,673,000 | 1,760 |
| Total interest expense | $879,000 | 2,689 |
| Net interest income | $9,794,000 | 1,659 |
| Provision for loan and lease losses | $-300,000 | 6,674 |
| Total noninterest income | $2,841,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $498,000 | 1,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,343,000 | 1,143 |
| Total noninterest expense | $11,748,000 | 1,278 |
| Salaries and employee benefits | $4,911,000 | 1,585 |
| Premises and equipment expense | $1,388,000 | 1,292 |
| Additional noninterest expense | $5,449,000 | 929 |
| Pre-tax net operating income | $1,187,000 | 3,377 |
| Securities gains (losses) | $-109,000 | 6,730 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,078,000 | 3,282 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,078,000 | 3,285 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,078,000 | 3,286 |
| Net charge-offs | $43,000 | 3,966 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,187,000 | 3,023 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 1,725 |
| Total interest expense | $648,000 | 2,550 |
| Net interest income | $6,599,000 | 1,631 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,845,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $320,000 | 1,941 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,525,000 | 1,191 |
| Total noninterest expense | $7,396,000 | 1,348 |
| Salaries and employee benefits | $3,230,000 | 1,614 |
| Premises and equipment expense | $917,000 | 1,303 |
| Additional noninterest expense | $3,249,000 | 1,034 |
| Pre-tax net operating income | $1,048,000 | 2,805 |
| Securities gains (losses) | $-109,000 | 6,846 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $939,000 | 2,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $939,000 | 2,773 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $939,000 | 2,773 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $250,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,048,000 | 2,438 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 1,684 |
| Total interest expense | $346,000 | 2,476 |
| Net interest income | $3,390,000 | 1,597 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $692,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $154,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $538,000 | 1,489 |
| Total noninterest expense | $3,495,000 | 1,417 |
| Salaries and employee benefits | $1,585,000 | 1,659 |
| Premises and equipment expense | $454,000 | 1,338 |
| Additional noninterest expense | $1,456,000 | 1,139 |
| Pre-tax net operating income | $587,000 | 2,595 |
| Securities gains (losses) | $-109,000 | 6,956 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $478,000 | 2,673 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $478,000 | 2,676 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $478,000 | 2,675 |
| Net charge-offs | $85,000 | 2,023 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $587,000 | 2,209 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,334,000 | 1,625 |
| Total interest expense | $1,945,000 | 2,180 |
| Net interest income | $14,389,000 | 1,528 |
| Provision for loan and lease losses | $246,000 | 3,660 |
| Total noninterest income | $3,228,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $744,000 | 1,791 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,484,000 | 1,330 |
| Total noninterest expense | $15,359,000 | 1,304 |
| Salaries and employee benefits | $7,212,000 | 1,413 |
| Premises and equipment expense | $1,847,000 | 1,286 |
| Additional noninterest expense | $6,300,000 | 1,101 |
| Pre-tax net operating income | $2,012,000 | 2,797 |
| Securities gains (losses) | $-609,000 | 7,020 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,403,000 | 3,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,403,000 | 3,251 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,403,000 | 3,251 |
| Net charge-offs | $782,000 | 2,081 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,012,000 | 2,453 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,663,000 | 1,610 |
| Total interest expense | $1,537,000 | 2,175 |
| Net interest income | $11,126,000 | 1,498 |
| Provision for loan and lease losses | $496,000 | 2,287 |
| Total noninterest income | $2,969,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $570,000 | 1,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,399,000 | 1,106 |
| Total noninterest expense | $11,256,000 | 1,326 |
| Salaries and employee benefits | $5,446,000 | 1,397 |
| Premises and equipment expense | $1,388,000 | 1,294 |
| Additional noninterest expense | $4,422,000 | 1,170 |
| Pre-tax net operating income | $2,343,000 | 2,089 |
| Securities gains (losses) | $-602,000 | 7,123 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,741,000 | 2,368 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,741,000 | 2,369 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,741,000 | 2,369 |
| Net charge-offs | $426,000 | 2,387 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,343,000 | 1,737 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,570,000 | 1,597 |
| Total interest expense | $1,079,000 | 2,144 |
| Net interest income | $7,491,000 | 1,491 |
| Provision for loan and lease losses | $344,000 | 2,259 |
| Total noninterest income | $1,729,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $378,000 | 1,793 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,351,000 | 1,227 |
| Total noninterest expense | $7,254,000 | 1,367 |
| Salaries and employee benefits | $3,626,000 | 1,415 |
| Premises and equipment expense | $922,000 | 1,292 |
| Additional noninterest expense | $2,706,000 | 1,254 |
| Pre-tax net operating income | $1,622,000 | 2,011 |
| Securities gains (losses) | $-365,000 | 7,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,257,000 | 2,186 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,257,000 | 2,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,257,000 | 2,187 |
| Net charge-offs | $408,000 | 1,983 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,622,000 | 1,685 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 1,565 |
| Total interest expense | $571,000 | 2,121 |
| Net interest income | $3,834,000 | 1,449 |
| Provision for loan and lease losses | $247,000 | 1,778 |
| Total noninterest income | $769,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $580,000 | 1,367 |
| Total noninterest expense | $3,509,000 | 1,397 |
| Salaries and employee benefits | $1,843,000 | 1,407 |
| Premises and equipment expense | $452,000 | 1,322 |
| Additional noninterest expense | $1,214,000 | 1,393 |
| Pre-tax net operating income | $847,000 | 1,942 |
| Securities gains (losses) | $-92,000 | 7,204 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $755,000 | 1,881 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $755,000 | 1,883 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $755,000 | 1,884 |
| Net charge-offs | $40,000 | 3,194 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $847,000 | 1,615 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,805,000 | 1,437 |
| Total interest expense | $3,301,000 | 1,787 |
| Net interest income | $16,504,000 | 1,334 |
| Provision for loan and lease losses | $3,544,000 | 1,046 |
| Total noninterest income | $2,865,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $840,000 | 1,722 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,025,000 | 1,344 |
| Total noninterest expense | $17,770,000 | 1,108 |
| Salaries and employee benefits | $7,957,000 | 1,244 |
| Premises and equipment expense | $1,856,000 | 1,337 |
| Additional noninterest expense | $7,957,000 | 900 |
| Pre-tax net operating income | $-1,945,000 | 6,783 |
| Securities gains (losses) | $-1,400,000 | 7,299 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,345,000 | 6,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,345,000 | 6,976 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,345,000 | 6,976 |
| Net charge-offs | $2,800,000 | 1,250 |
| Cash dividends | $774,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,945,000 | 6,802 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,330,000 | 1,417 |
| Total interest expense | $2,636,000 | 1,755 |
| Net interest income | $12,694,000 | 1,323 |
| Provision for loan and lease losses | $3,544,000 | 814 |
| Total noninterest income | $2,414,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $643,000 | 1,693 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,771,000 | 1,213 |
| Total noninterest expense | $13,252,000 | 1,116 |
| Salaries and employee benefits | $6,022,000 | 1,236 |
| Premises and equipment expense | $1,395,000 | 1,352 |
| Additional noninterest expense | $5,835,000 | 902 |
| Pre-tax net operating income | $-1,688,000 | 6,957 |
| Securities gains (losses) | $-1,286,000 | 7,391 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,974,000 | 7,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,974,000 | 7,149 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,974,000 | 7,150 |
| Net charge-offs | $2,805,000 | 987 |
| Cash dividends | $774,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,688,000 | 6,996 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 1,397 |
| Total interest expense | $1,839,000 | 1,750 |
| Net interest income | $8,643,000 | 1,289 |
| Provision for loan and lease losses | $876,000 | 1,634 |
| Total noninterest income | $1,613,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $423,000 | 1,689 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,190,000 | 1,190 |
| Total noninterest expense | $9,273,000 | 1,077 |
| Salaries and employee benefits | $4,063,000 | 1,227 |
| Premises and equipment expense | $928,000 | 1,363 |
| Additional noninterest expense | $4,282,000 | 848 |
| Pre-tax net operating income | $107,000 | 5,655 |
| Securities gains (losses) | $-1,051,000 | 7,472 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-944,000 | 7,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-944,000 | 7,010 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-944,000 | 7,011 |
| Net charge-offs | $994,000 | 1,482 |
| Cash dividends | $774,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $107,000 | 5,563 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 1,367 |
| Total interest expense | $956,000 | 1,749 |
| Net interest income | $4,417,000 | 1,265 |
| Provision for loan and lease losses | $328,000 | 1,834 |
| Total noninterest income | $918,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $202,000 | 1,736 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $716,000 | 1,047 |
| Total noninterest expense | $3,274,000 | 1,507 |
| Salaries and employee benefits | $2,073,000 | 1,217 |
| Premises and equipment expense | $458,000 | 1,413 |
| Additional noninterest expense | $743,000 | 2,241 |
| Pre-tax net operating income | $1,733,000 | 868 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,733,000 | 740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,733,000 | 740 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,733,000 | 740 |
| Net charge-offs | $225,000 | 2,014 |
| Cash dividends | $571,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,733,000 | 720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,682,000 | 1,353 |
| Total interest expense | $5,460,000 | 1,528 |
| Net interest income | $17,222,000 | 1,306 |
| Provision for loan and lease losses | $2,787,000 | 1,693 |
| Total noninterest income | $2,019,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $864,000 | 1,699 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,155,000 | 2,004 |
| Total noninterest expense | $20,862,000 | 958 |
| Salaries and employee benefits | $8,011,000 | 1,229 |
| Premises and equipment expense | $1,910,000 | 1,347 |
| Additional noninterest expense | $10,941,000 | 698 |
| Pre-tax net operating income | $-4,408,000 | 7,061 |
| Securities gains (losses) | $-1,436,000 | 7,549 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,844,000 | 7,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,844,000 | 7,229 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,844,000 | 7,229 |
| Net charge-offs | $3,528,000 | 1,328 |
| Cash dividends | $1,908,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,408,000 | 7,111 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,235,000 | 1,358 |
| Total interest expense | $4,364,000 | 1,484 |
| Net interest income | $12,871,000 | 1,322 |
| Provision for loan and lease losses | $1,328,000 | 2,152 |
| Total noninterest income | $1,645,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $669,000 | 1,700 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $976,000 | 1,827 |
| Total noninterest expense | $10,064,000 | 1,470 |
| Salaries and employee benefits | $5,928,000 | 1,245 |
| Premises and equipment expense | $1,444,000 | 1,354 |
| Additional noninterest expense | $2,692,000 | 1,919 |
| Pre-tax net operating income | $3,124,000 | 1,271 |
| Securities gains (losses) | $-324,000 | 7,547 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,800,000 | 1,205 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,800,000 | 1,209 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,800,000 | 1,209 |
| Net charge-offs | $1,157,000 | 2,029 |
| Cash dividends | $1,286,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,124,000 | 1,042 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,735,000 | 1,347 |
| Total interest expense | $3,110,000 | 1,449 |
| Net interest income | $8,625,000 | 1,314 |
| Provision for loan and lease losses | $358,000 | 3,364 |
| Total noninterest income | $1,361,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $453,000 | 1,694 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $908,000 | 1,384 |
| Total noninterest expense | $6,669,000 | 1,482 |
| Salaries and employee benefits | $3,928,000 | 1,250 |
| Premises and equipment expense | $960,000 | 1,377 |
| Additional noninterest expense | $1,781,000 | 1,941 |
| Pre-tax net operating income | $2,959,000 | 920 |
| Securities gains (losses) | $-324,000 | 7,648 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,635,000 | 842 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,635,000 | 841 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,635,000 | 843 |
| Net charge-offs | $301,000 | 3,041 |
| Cash dividends | $864,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,959,000 | 734 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 1,341 |
| Total interest expense | $1,686,000 | 1,398 |
| Net interest income | $4,348,000 | 1,322 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $957,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $227,000 | 1,684 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $730,000 | 986 |
| Total noninterest expense | $3,389,000 | 1,484 |
| Salaries and employee benefits | $2,007,000 | 1,235 |
| Premises and equipment expense | $477,000 | 1,436 |
| Additional noninterest expense | $905,000 | 1,888 |
| Pre-tax net operating income | $1,916,000 | 701 |
| Securities gains (losses) | $-140,000 | 7,733 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,776,000 | 627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,776,000 | 631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,776,000 | 631 |
| Net charge-offs | $177,000 | 2,571 |
| Cash dividends | $385,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,916,000 | 559 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,785,000 | 1,333 |
| Total interest expense | $9,486,000 | 1,257 |
| Net interest income | $16,299,000 | 1,356 |
| Provision for loan and lease losses | $7,222,000 | 1,102 |
| Total noninterest income | $2,256,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $981,000 | 1,715 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,275,000 | 1,844 |
| Total noninterest expense | $14,883,000 | 1,375 |
| Salaries and employee benefits | $8,974,000 | 1,095 |
| Premises and equipment expense | $1,985,000 | 1,371 |
| Additional noninterest expense | $3,924,000 | 1,877 |
| Pre-tax net operating income | $-3,550,000 | 6,989 |
| Securities gains (losses) | $-3,012,000 | 7,853 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,562,000 | 7,401 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,562,000 | 7,399 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,562,000 | 7,399 |
| Net charge-offs | $6,993,000 | 898 |
| Cash dividends | $526,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,550,000 | 7,087 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,773,000 | 1,323 |
| Total interest expense | $7,610,000 | 1,236 |
| Net interest income | $12,163,000 | 1,367 |
| Provision for loan and lease losses | $1,911,000 | 1,966 |
| Total noninterest income | $1,856,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $741,000 | 1,711 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,115,000 | 1,696 |
| Total noninterest expense | $11,297,000 | 1,352 |
| Salaries and employee benefits | $6,862,000 | 1,086 |
| Premises and equipment expense | $1,507,000 | 1,358 |
| Additional noninterest expense | $2,928,000 | 1,823 |
| Pre-tax net operating income | $811,000 | 3,088 |
| Securities gains (losses) | $-768,000 | 7,820 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $43,000 | 5,596 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $43,000 | 5,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $43,000 | 5,596 |
| Net charge-offs | $1,469,000 | 1,795 |
| Cash dividends | $424,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $811,000 | 2,788 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,408,000 | 1,339 |
| Total interest expense | $5,426,000 | 1,214 |
| Net interest income | $7,982,000 | 1,393 |
| Provision for loan and lease losses | $836,000 | 2,281 |
| Total noninterest income | $1,251,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $495,000 | 1,683 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $756,000 | 1,721 |
| Total noninterest expense | $7,666,000 | 1,359 |
| Salaries and employee benefits | $4,595,000 | 1,104 |
| Premises and equipment expense | $1,007,000 | 1,385 |
| Additional noninterest expense | $2,064,000 | 1,763 |
| Pre-tax net operating income | $731,000 | 2,681 |
| Securities gains (losses) | $-116,000 | 7,706 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $615,000 | 2,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 2,725 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $615,000 | 2,727 |
| Net charge-offs | $514,000 | 2,320 |
| Cash dividends | $237,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $731,000 | 2,321 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 1,343 |
| Total interest expense | $2,855,000 | 1,200 |
| Net interest income | $3,924,000 | 1,411 |
| Provision for loan and lease losses | $138,000 | 3,434 |
| Total noninterest income | $411,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $239,000 | 1,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $172,000 | 2,722 |
| Total noninterest expense | $3,682,000 | 1,360 |
| Salaries and employee benefits | $2,313,000 | 1,104 |
| Premises and equipment expense | $496,000 | 1,428 |
| Additional noninterest expense | $873,000 | 1,847 |
| Pre-tax net operating income | $515,000 | 2,327 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $515,000 | 2,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 2,076 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $515,000 | 2,076 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $515,000 | 1,951 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,969,000 | 1,237 |
| Total interest expense | $13,333,000 | 1,217 |
| Net interest income | $17,636,000 | 1,252 |
| Provision for loan and lease losses | $3,509,000 | 1,262 |
| Total noninterest income | $2,154,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $907,000 | 1,906 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,247,000 | 1,829 |
| Total noninterest expense | $13,972,000 | 1,399 |
| Salaries and employee benefits | $9,037,000 | 1,093 |
| Premises and equipment expense | $2,016,000 | 1,363 |
| Additional noninterest expense | $2,919,000 | 2,055 |
| Pre-tax net operating income | $2,309,000 | 2,226 |
| Securities gains (losses) | $-2,474,000 | 7,942 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-165,000 | 6,439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-165,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,600,000 | 742 |
| Cash dividends | $2,182,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 324 |
| Net operating income | $2,309,000 | 1,848 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,842,000 | 1,231 |
| Total interest expense | $10,247,000 | 1,233 |
| Net interest income | $13,595,000 | 1,243 |
| Provision for loan and lease losses | $1,539,000 | 1,400 |
| Total noninterest income | $1,696,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $658,000 | 1,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,038,000 | 1,768 |
| Total noninterest expense | $10,436,000 | 1,387 |
| Salaries and employee benefits | $6,636,000 | 1,138 |
| Premises and equipment expense | $1,515,000 | 1,372 |
| Additional noninterest expense | $2,285,000 | 1,912 |
| Pre-tax net operating income | $3,316,000 | 1,476 |
| Securities gains (losses) | $-489,000 | 7,773 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,827,000 | 1,316 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,827,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,609 |
| Cash dividends | $1,743,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 227 |
| Net operating income | $3,316,000 | 1,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,211,000 | 1,226 |
| Total interest expense | $7,133,000 | 1,231 |
| Net interest income | $9,078,000 | 1,230 |
| Provision for loan and lease losses | $769,000 | 1,449 |
| Total noninterest income | $1,082,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $424,000 | 2,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $658,000 | 1,868 |
| Total noninterest expense | $6,946,000 | 1,383 |
| Salaries and employee benefits | $4,423,000 | 1,153 |
| Premises and equipment expense | $1,011,000 | 1,370 |
| Additional noninterest expense | $1,512,000 | 1,908 |
| Pre-tax net operating income | $2,445,000 | 1,412 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,441,000 | 1,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,441,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,292 |
| Cash dividends | $1,159,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,445,000 | 1,107 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 1,201 |
| Total interest expense | $4,041,000 | 1,151 |
| Net interest income | $4,415,000 | 1,259 |
| Provision for loan and lease losses | $109,000 | 2,611 |
| Total noninterest income | $594,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $204,000 | 2,047 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $390,000 | 1,663 |
| Total noninterest expense | $3,412,000 | 1,402 |
| Salaries and employee benefits | $2,175,000 | 1,184 |
| Premises and equipment expense | $513,000 | 1,351 |
| Additional noninterest expense | $724,000 | 1,942 |
| Pre-tax net operating income | $1,488,000 | 1,270 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,484,000 | 1,023 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,484,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $538,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,488,000 | 970 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,209,000 | 1,105 |
| Total interest expense | $20,378,000 | 968 |
| Net interest income | $17,831,000 | 1,254 |
| Provision for loan and lease losses | $1,788,000 | 923 |
| Total noninterest income | $1,985,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $651,000 | 2,518 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,334,000 | 1,827 |
| Total noninterest expense | $13,325,000 | 1,381 |
| Salaries and employee benefits | $8,719,000 | 1,151 |
| Premises and equipment expense | $2,044,000 | 1,305 |
| Additional noninterest expense | $2,562,000 | 2,138 |
| Pre-tax net operating income | $4,703,000 | 1,733 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,703,000 | 1,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,703,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,390 |
| Cash dividends | $2,251,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,703,000 | 1,356 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,084,000 | 1,094 |
| Total interest expense | $15,613,000 | 951 |
| Net interest income | $13,471,000 | 1,245 |
| Provision for loan and lease losses | $1,023,000 | 885 |
| Total noninterest income | $1,564,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $477,000 | 2,541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,087,000 | 1,718 |
| Total noninterest expense | $10,017,000 | 1,370 |
| Salaries and employee benefits | $6,577,000 | 1,143 |
| Premises and equipment expense | $1,560,000 | 1,271 |
| Additional noninterest expense | $1,880,000 | 2,122 |
| Pre-tax net operating income | $3,995,000 | 1,668 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,995,000 | 1,289 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,995,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,012 |
| Cash dividends | $1,651,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,995,000 | 1,280 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,412,000 | 1,103 |
| Total interest expense | $10,489,000 | 951 |
| Net interest income | $8,923,000 | 1,273 |
| Provision for loan and lease losses | $729,000 | 756 |
| Total noninterest income | $885,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $309,000 | 2,591 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $576,000 | 2,044 |
| Total noninterest expense | $6,607,000 | 1,405 |
| Salaries and employee benefits | $4,363,000 | 1,171 |
| Premises and equipment expense | $1,039,000 | 1,291 |
| Additional noninterest expense | $1,205,000 | 2,198 |
| Pre-tax net operating income | $2,472,000 | 1,827 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,472,000 | 1,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,472,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,261 |
| Cash dividends | $1,004,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,472,000 | 1,408 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 1,106 |
| Total interest expense | $5,272,000 | 930 |
| Net interest income | $4,358,000 | 1,310 |
| Provision for loan and lease losses | $185,000 | 1,243 |
| Total noninterest income | $443,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $151,000 | 2,593 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $292,000 | 1,999 |
| Total noninterest expense | $3,317,000 | 1,396 |
| Salaries and employee benefits | $2,205,000 | 1,167 |
| Premises and equipment expense | $518,000 | 1,299 |
| Additional noninterest expense | $594,000 | 2,210 |
| Pre-tax net operating income | $1,299,000 | 1,763 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,299,000 | 1,357 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,299,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,031 |
| Cash dividends | $449,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,299,000 | 1,348 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,117,000 | 1,007 |
| Total interest expense | $20,501,000 | 817 |
| Net interest income | $18,616,000 | 1,211 |
| Provision for loan and lease losses | $689,000 | 1,434 |
| Total noninterest income | $1,520,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $603,000 | 2,673 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $917,000 | 2,357 |
| Total noninterest expense | $13,019,000 | 1,372 |
| Salaries and employee benefits | $8,650,000 | 1,121 |
| Premises and equipment expense | $2,019,000 | 1,281 |
| Additional noninterest expense | $2,350,000 | 2,219 |
| Pre-tax net operating income | $6,428,000 | 1,512 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $6,428,000 | 1,146 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,428,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,391 |
| Cash dividends | $3,029,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 601 |
| Net operating income | $6,428,000 | 1,135 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,257,000 | 1,006 |
| Total interest expense | $15,133,000 | 813 |
| Net interest income | $14,124,000 | 1,202 |
| Provision for loan and lease losses | $366,000 | 1,828 |
| Total noninterest income | $1,039,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $445,000 | 2,713 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $594,000 | 2,585 |
| Total noninterest expense | $9,338,000 | 1,444 |
| Salaries and employee benefits | $6,121,000 | 1,210 |
| Premises and equipment expense | $1,499,000 | 1,299 |
| Additional noninterest expense | $1,718,000 | 2,261 |
| Pre-tax net operating income | $5,459,000 | 1,398 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,457,000 | 1,062 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,457,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $2,300,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 452 |
| Net operating income | $5,459,000 | 1,049 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,009,000 | 1,005 |
| Total interest expense | $9,533,000 | 814 |
| Net interest income | $9,476,000 | 1,195 |
| Provision for loan and lease losses | $299,000 | 1,540 |
| Total noninterest income | $687,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 2,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $392,000 | 2,591 |
| Total noninterest expense | $6,256,000 | 1,444 |
| Salaries and employee benefits | $4,101,000 | 1,216 |
| Premises and equipment expense | $999,000 | 1,300 |
| Additional noninterest expense | $1,156,000 | 2,251 |
| Pre-tax net operating income | $3,608,000 | 1,407 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,608,000 | 1,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,608,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $1,496,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 325 |
| Net operating income | $3,608,000 | 1,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 1,033 |
| Total interest expense | $4,441,000 | 832 |
| Net interest income | $4,578,000 | 1,239 |
| Provision for loan and lease losses | $144,000 | 1,529 |
| Total noninterest income | $346,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,533 |
| Total noninterest expense | $3,141,000 | 1,443 |
| Salaries and employee benefits | $2,046,000 | 1,213 |
| Premises and equipment expense | $493,000 | 1,314 |
| Additional noninterest expense | $602,000 | 2,148 |
| Pre-tax net operating income | $1,639,000 | 1,510 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,639,000 | 1,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,639,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $854,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 184 |
| Net operating income | $1,639,000 | 1,117 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,889,000 | 1,065 |
| Total interest expense | $12,803,000 | 880 |
| Net interest income | $18,086,000 | 1,193 |
| Provision for loan and lease losses | $351,000 | 2,516 |
| Total noninterest income | $1,616,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $588,000 | 2,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,028,000 | 2,172 |
| Total noninterest expense | $12,323,000 | 1,390 |
| Salaries and employee benefits | $7,893,000 | 1,171 |
| Premises and equipment expense | $1,845,000 | 1,336 |
| Additional noninterest expense | $2,585,000 | 1,955 |
| Pre-tax net operating income | $7,028,000 | 1,357 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,028,000 | 1,033 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,028,000 | 1,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,863 |
| Cash dividends | $2,823,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 514 |
| Net operating income | $7,028,000 | 1,009 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,505,000 | 1,065 |
| Total interest expense | $8,944,000 | 890 |
| Net interest income | $13,561,000 | 1,170 |
| Provision for loan and lease losses | $234,000 | 2,657 |
| Total noninterest income | $1,177,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $736,000 | 2,236 |
| Total noninterest expense | $9,163,000 | 1,387 |
| Salaries and employee benefits | $5,879,000 | 1,170 |
| Premises and equipment expense | $1,373,000 | 1,331 |
| Additional noninterest expense | $1,911,000 | 1,949 |
| Pre-tax net operating income | $5,341,000 | 1,348 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,341,000 | 1,009 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,341,000 | 1,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,560 |
| Cash dividends | $1,997,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 376 |
| Net operating income | $5,341,000 | 995 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,411,000 | 1,077 |
| Total interest expense | $5,490,000 | 902 |
| Net interest income | $8,921,000 | 1,186 |
| Provision for loan and lease losses | $234,000 | 1,909 |
| Total noninterest income | $673,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $286,000 | 2,712 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $387,000 | 2,606 |
| Total noninterest expense | $6,150,000 | 1,379 |
| Salaries and employee benefits | $3,943,000 | 1,154 |
| Premises and equipment expense | $890,000 | 1,364 |
| Additional noninterest expense | $1,317,000 | 1,868 |
| Pre-tax net operating income | $3,210,000 | 1,454 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,210,000 | 1,092 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,210,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,427 |
| Cash dividends | $1,352,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 264 |
| Net operating income | $3,210,000 | 1,074 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 1,098 |
| Total interest expense | $2,499,000 | 936 |
| Net interest income | $4,401,000 | 1,192 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $315,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $141,000 | 2,681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $174,000 | 2,715 |
| Total noninterest expense | $3,053,000 | 1,386 |
| Salaries and employee benefits | $1,983,000 | 1,149 |
| Premises and equipment expense | $410,000 | 1,471 |
| Additional noninterest expense | $660,000 | 1,860 |
| Pre-tax net operating income | $1,518,000 | 1,500 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,518,000 | 1,138 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,518,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $690,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 141 |
| Net operating income | $1,518,000 | 1,114 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,173,000 | 1,218 |
| Total interest expense | $6,892,000 | 1,181 |
| Net interest income | $16,281,000 | 1,236 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $2,343,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $581,000 | 2,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,762,000 | 1,456 |
| Total noninterest expense | $11,234,000 | 1,446 |
| Salaries and employee benefits | $7,144,000 | 1,227 |
| Premises and equipment expense | $1,472,000 | 1,581 |
| Additional noninterest expense | $2,618,000 | 1,858 |
| Pre-tax net operating income | $6,850,000 | 1,262 |
| Securities gains (losses) | $349,000 | 573 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $7,199,000 | 914 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,199,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,520 |
| Cash dividends | $2,799,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 366 |
| Net operating income | $6,850,000 | 931 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,746,000 | 1,247 |
| Total interest expense | $4,798,000 | 1,260 |
| Net interest income | $11,948,000 | 1,257 |
| Provision for loan and lease losses | $427,000 | 1,678 |
| Total noninterest income | $1,667,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $431,000 | 2,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,236,000 | 1,533 |
| Total noninterest expense | $8,089,000 | 1,505 |
| Salaries and employee benefits | $5,088,000 | 1,296 |
| Premises and equipment expense | $1,108,000 | 1,577 |
| Additional noninterest expense | $1,893,000 | 1,898 |
| Pre-tax net operating income | $5,099,000 | 1,283 |
| Securities gains (losses) | $353,000 | 534 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,452,000 | 908 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,452,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $1,915,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 279 |
| Net operating income | $5,099,000 | 943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 1,284 |
| Total interest expense | $2,966,000 | 1,333 |
| Net interest income | $7,794,000 | 1,272 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $945,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $266,000 | 2,986 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $679,000 | 1,758 |
| Total noninterest expense | $5,300,000 | 1,524 |
| Salaries and employee benefits | $3,312,000 | 1,315 |
| Premises and equipment expense | $777,000 | 1,489 |
| Additional noninterest expense | $1,211,000 | 1,975 |
| Pre-tax net operating income | $3,237,000 | 1,318 |
| Securities gains (losses) | $228,000 | 596 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,465,000 | 949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,465,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $987,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 212 |
| Net operating income | $3,237,000 | 975 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 1,362 |
| Total interest expense | $1,394,000 | 1,437 |
| Net interest income | $3,739,000 | 1,330 |
| Provision for loan and lease losses | $152,000 | 1,401 |
| Total noninterest income | $478,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 2,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $339,000 | 1,726 |
| Total noninterest expense | $2,651,000 | 1,528 |
| Salaries and employee benefits | $1,645,000 | 1,350 |
| Premises and equipment expense | $406,000 | 1,451 |
| Additional noninterest expense | $600,000 | 1,976 |
| Pre-tax net operating income | $1,414,000 | 1,471 |
| Securities gains (losses) | $230,000 | 450 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,644,000 | 997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,644,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $463,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 122 |
| Net operating income | $1,414,000 | 1,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,070,000 | 1,675 |
| Total interest expense | $4,724,000 | 1,900 |
| Net interest income | $12,346,000 | 1,578 |
| Provision for loan and lease losses | $1,375,000 | 880 |
| Total noninterest income | $2,197,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $489,000 | 3,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,708,000 | 1,641 |
| Total noninterest expense | $9,124,000 | 1,746 |
| Salaries and employee benefits | $5,585,000 | 1,541 |
| Premises and equipment expense | $1,235,000 | 1,853 |
| Additional noninterest expense | $2,304,000 | 2,093 |
| Pre-tax net operating income | $4,044,000 | 1,959 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,044,000 | 1,551 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,044,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,500 |
| Cash dividends | $1,836,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 370 |
| Net operating income | $4,044,000 | 1,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 1,716 |
| Total interest expense | $3,619,000 | 1,932 |
| Net interest income | $9,091,000 | 1,613 |
| Provision for loan and lease losses | $1,247,000 | 745 |
| Total noninterest income | $1,722,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $356,000 | 3,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,366,000 | 1,638 |
| Total noninterest expense | $6,576,000 | 1,816 |
| Salaries and employee benefits | $4,035,000 | 1,600 |
| Premises and equipment expense | $921,000 | 1,866 |
| Additional noninterest expense | $1,620,000 | 2,216 |
| Pre-tax net operating income | $2,990,000 | 2,056 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,990,000 | 1,614 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,990,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 304 |
| Net operating income | $2,990,000 | 1,545 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 1,769 |
| Total interest expense | $2,484,000 | 1,934 |
| Net interest income | $5,782,000 | 1,687 |
| Provision for loan and lease losses | $972,000 | 654 |
| Total noninterest income | $1,036,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $256,000 | 3,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $780,000 | 1,819 |
| Total noninterest expense | $4,282,000 | 1,846 |
| Salaries and employee benefits | $2,625,000 | 1,631 |
| Premises and equipment expense | $607,000 | 1,880 |
| Additional noninterest expense | $1,050,000 | 2,262 |
| Pre-tax net operating income | $1,564,000 | 2,500 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,564,000 | 2,030 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,564,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 202 |
| Net operating income | $1,564,000 | 1,918 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 1,874 |
| Total interest expense | $1,220,000 | 2,023 |
| Net interest income | $2,702,000 | 1,808 |
| Provision for loan and lease losses | $308,000 | 896 |
| Total noninterest income | $365,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $244,000 | 2,397 |
| Total noninterest expense | $2,045,000 | 1,913 |
| Salaries and employee benefits | $1,248,000 | 1,711 |
| Premises and equipment expense | $298,000 | 1,924 |
| Additional noninterest expense | $499,000 | 2,341 |
| Pre-tax net operating income | $714,000 | 2,705 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $714,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $714,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $714,000 | 2,044 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,694,000 | 2,092 |
| Total interest expense | $5,449,000 | 2,062 |
| Net interest income | $9,245,000 | 2,094 |
| Provision for loan and lease losses | $1,173,000 | 1,165 |
| Total noninterest income | $1,598,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $417,000 | 3,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,181,000 | 1,952 |
| Total noninterest expense | $7,446,000 | 2,022 |
| Salaries and employee benefits | $4,568,000 | 1,753 |
| Premises and equipment expense | $942,000 | 2,308 |
| Additional noninterest expense | $1,936,000 | 2,376 |
| Pre-tax net operating income | $2,224,000 | 3,172 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,517,000 | 1,633 |
| Income before extraordinary items | $707,000 | 5,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $707,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 1,389 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,550,000 | 176 |
| Net operating income | $707,000 | 5,394 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,410,000 | 2,218 |
| Total interest expense | $8,536,000 | 1,905 |
| Net interest income | $6,874,000 | 2,602 |
| Provision for loan and lease losses | $745,000 | 1,589 |
| Total noninterest income | $1,828,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $391,000 | 3,475 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,437,000 | 1,582 |
| Total noninterest expense | $6,405,000 | 2,236 |
| Salaries and employee benefits | $3,900,000 | 1,924 |
| Premises and equipment expense | $855,000 | 2,477 |
| Additional noninterest expense | $1,650,000 | 2,649 |
| Pre-tax net operating income | $1,552,000 | 3,763 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $570,000 | 3,059 |
| Income before extraordinary items | $982,000 | 4,329 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $982,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,593 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 385 |
| Net operating income | $982,000 | 4,218 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,593,000 | 2,392 |
| Total interest expense | $8,281,000 | 2,080 |
| Net interest income | $6,312,000 | 2,807 |
| Provision for loan and lease losses | $824,000 | 1,248 |
| Total noninterest income | $1,370,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $222,000 | 4,850 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,148,000 | 1,692 |
| Total noninterest expense | $5,439,000 | 2,507 |
| Salaries and employee benefits | $3,108,000 | 2,296 |
| Premises and equipment expense | $808,000 | 2,550 |
| Additional noninterest expense | $1,523,000 | 2,774 |
| Pre-tax net operating income | $1,419,000 | 4,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $579,000 | 3,186 |
| Income before extraordinary items | $840,000 | 4,907 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $840,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,392 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,250,000 | 339 |
| Net operating income | $840,000 | 4,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,291,000 | 3,137 |
| Total interest expense | $5,587,000 | 2,642 |
| Net interest income | $4,704,000 | 3,644 |
| Provision for loan and lease losses | $794,000 | 1,195 |
| Total noninterest income | $1,093,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $898,000 | 2,007 |
| Total noninterest expense | $4,098,000 | 3,246 |
| Salaries and employee benefits | $2,156,000 | 3,203 |
| Premises and equipment expense | $723,000 | 2,795 |
| Additional noninterest expense | $1,219,000 | 3,381 |
| Pre-tax net operating income | $905,000 | 5,596 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $375,000 | 4,322 |
| Income before extraordinary items | $530,000 | 6,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $530,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,750,000 | 382 |
| Net operating income | $530,000 | 6,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 4,087 |
| Total interest expense | $4,520,000 | 3,289 |
| Net interest income | $3,150,000 | 4,969 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $1,625,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,439,000 | 1,440 |
| Total noninterest expense | $3,605,000 | 3,521 |
| Salaries and employee benefits | $1,618,000 | 4,003 |
| Premises and equipment expense | $608,000 | 3,125 |
| Additional noninterest expense | $1,379,000 | 2,989 |
| Pre-tax net operating income | $1,000,000 | 5,414 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $838,000 | 5,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $838,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,700,000 | 350 |
| Net operating income | $838,000 | 4,961 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 4,904 |
| Total interest expense | $3,811,000 | 3,858 |
| Net interest income | $2,432,000 | 6,155 |
| Provision for loan and lease losses | $198,000 | 3,485 |
| Total noninterest income | $986,000 | 3,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $986,000 | 1,756 |
| Total noninterest expense | $3,788,000 | 3,338 |
| Salaries and employee benefits | $2,075,000 | 3,194 |
| Premises and equipment expense | $819,000 | 2,365 |
| Additional noninterest expense | $894,000 | 4,337 |
| Pre-tax net operating income | $-568,000 | 10,763 |
| Securities gains (losses) | $1,173,000 | 255 |
| Applicable income taxes | $3,000 | 9,998 |
| Income before extraordinary items | $602,000 | 6,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $602,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 446 |
| Net operating income | $-571,000 | 10,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 5,886 |
| Total interest expense | $3,105,000 | 4,635 |
| Net interest income | $1,957,000 | 7,235 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $499,000 | 2,922 |
| Total noninterest expense | $3,602,000 | 3,686 |
| Salaries and employee benefits | $1,811,000 | 3,642 |
| Premises and equipment expense | $748,000 | 2,610 |
| Additional noninterest expense | $1,043,000 | 4,262 |
| Pre-tax net operating income | $-1,179,000 | 11,358 |
| Securities gains (losses) | $1,268,000 | 217 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $85,000 | 10,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $85,000 | 10,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 527 |
| Net operating income | $-1,132,280 | 11,357 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 6,266 |
| Total interest expense | $3,248,000 | 4,429 |
| Net interest income | $1,425,000 | 8,728 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $301,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $301,000 | 3,990 |
| Total noninterest expense | $2,959,000 | 4,337 |
| Salaries and employee benefits | $1,631,000 | 3,975 |
| Premises and equipment expense | $668,000 | 2,927 |
| Additional noninterest expense | $660,000 | 6,125 |
| Pre-tax net operating income | $-1,252,000 | 11,893 |
| Securities gains (losses) | $1,094,000 | 211 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $-162,000 | 11,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-162,000 | 11,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,256,000 | 11,871 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 9,070 |
| Total interest expense | $1,467,000 | 6,988 |
| Net interest income | $946,000 | 10,572 |
| Provision for loan and lease losses | $-7,000 | 11,737 |
| Total noninterest income | $501,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $501,000 | 2,946 |
| Total noninterest expense | $2,812,000 | 4,661 |
| Salaries and employee benefits | $1,621,000 | 3,983 |
| Premises and equipment expense | $599,000 | 3,274 |
| Additional noninterest expense | $592,000 | 7,091 |
| Pre-tax net operating income | $-1,358,000 | 12,490 |
| Securities gains (losses) | $668,000 | 218 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $-694,000 | 12,389 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-694,000 | 12,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,786,000 | 324 |
| Net operating income | $-1,362,000 | 12,459 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 10,349 |
| Total interest expense | $1,149,000 | 8,488 |
| Net interest income | $768,000 | 11,622 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $2,936,000 | 4,604 |
| Salaries and employee benefits | $1,820,000 | 3,576 |
| Premises and equipment expense | $432,000 | 4,408 |
| Additional noninterest expense | $684,000 | 6,673 |
| Pre-tax net operating income | $-1,993,000 | 13,080 |
| Securities gains (losses) | $2,324,000 | 287 |
| Applicable income taxes | $-6,000 | 12,763 |
| Income before extraordinary items | $337,000 | 9,061 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $348,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 885 |
| Net operating income | $-1,987,000 | 13,060 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 10,857 |
| Total interest expense | $1,297,000 | 9,251 |
| Net interest income | $724,000 | 12,217 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $193,000 | 5,787 |
| Total noninterest expense | $1,953,000 | 6,500 |
| Salaries and employee benefits | $1,093,000 | 5,607 |
| Premises and equipment expense | $329,000 | 5,606 |
| Additional noninterest expense | $531,000 | 8,188 |
| Pre-tax net operating income | $-1,051,000 | 13,485 |
| Securities gains (losses) | $1,231,000 | 561 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $116,000 | 11,722 |
| Extraordinary gains, net | $53,000 | 974 |
| Net income | $169,000 | 11,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 609 |
| Net operating income | $-671,840 | 13,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.