Home > Volunteer State Bank > Net charge- offs to loans
Volunteer State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.3057% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 4,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2560% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2560% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0454% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3082% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3082% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3734% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3734% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4227% | 4,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8083% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8083% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,963 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 4,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1073% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5347% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5347% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,070 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0618% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2250% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2250% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0973% | 3,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9085% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9085% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7429% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7429% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 4,153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 3,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7359% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7359% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6906% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6906% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0971% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5126% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5126% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6090% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9969% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9969% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 4,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0469% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4812% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4812% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 4,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 4,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3656% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3656% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 4,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0987% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9231% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9231% | 331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7461% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7461% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7455% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7455% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5826% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5826% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0617% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0617% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4924% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4924% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7196% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7196% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7311% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7311% | 316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,498 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5545% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5545% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0753% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1381% | 4,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 4,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7095% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7095% | 192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.1019% | 4,826 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 4,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5691% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5691% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.1518% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4736% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4736% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 5,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.3054% | 5,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7248% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7248% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1521% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 4,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6777% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6777% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 5,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0577% | 4,836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 4,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6521% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6523% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0353% | 5,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0845% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 5,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1075% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1075% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0639% | 5,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 5,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.1607% | 5,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 5,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0693% | 5,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4419% | 5,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8351% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8351% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.1177% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 5,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 5,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1216% | 5,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9968% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9968% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0698% | 5,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,802 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 5,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0526% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 5,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 5,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9897% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9895% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0475% | 5,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,881 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 5,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 5,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 5,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1231% | 5,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1618% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1618% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0703% | 5,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 5,549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,943 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 5,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 5,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2093% | 5,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4542% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4542% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 2,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 2,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1164% | 5,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5679% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5679% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 5,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 3,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 5,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1655% | 5,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7779% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7779% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 5,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 5,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1980% | 5,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4715% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4715% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0241% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1098% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 5,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 5,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2037% | 5,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6191% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6191% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2987% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2538% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.8235% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3722% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 3,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4799% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7299% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7299% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.4551% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4759% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 3,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 2,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 5,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9873% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9873% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2321% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 1,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.7074% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3744% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 2,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 5,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3969% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3969% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 5,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 6,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 5,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5287% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5287% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 3,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 1.1585% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 2,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 3,217 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1140% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1924% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1924% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0378% | 5,968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 3,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 6,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 2,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5940% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0708% | 3,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8528% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8528% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0496% | 6,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 3,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0962% | 6,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1802% | 1,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8925% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 3,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 6,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3626% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0751% | 6,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2698% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3967% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2614% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7383% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 2,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3403% | 6,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3653% | 1,917 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1517% | 6,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4147% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2916% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | 2.7519% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2070% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1152% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0505% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2177% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.7360% | 2,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 6,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 4,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8480% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0625% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2632% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 1.1236% | 1,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 6,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 6,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9653% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9268% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7930% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2051% | 2,728 |
| Percentage Net Loans Charged-off:Construction & development | 2.3063% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 6,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 6,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1456% | 6,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9468% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6760% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 4.3454% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 3,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 3,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 1,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 3,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7799% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5944% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4248% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.2940% | 2,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 2,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 3,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2326% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9758% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5475% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4272% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.3299% | 2,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 7,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 3,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 3,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5220% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2062% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5608% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1704% | 3,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.6710% | 1,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 7,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1772% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2239% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9589% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2265% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6568% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3580% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.6022% | 2,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4211% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 3,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8847% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 3,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8235% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2451% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1279% | 1,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3462% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2710% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.3541% | 2,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3025% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2491% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1935% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 4,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4923% | 3,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1854% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1497% | 1,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3729% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.3615% | 2,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4625% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3668% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7996% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 3,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3289% | 7,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5224% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2651% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3204% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.1715% | 1,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7401% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5110% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7602% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4687% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.5613% | 1,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5393% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 3,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6217% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1766% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.5046% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7169% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 7,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5662% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 2,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0860% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2335% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0781% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 8,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0731% | 7,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8168% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 7,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1179% | 8,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0974% | 7,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3671% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2301% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.2772% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5630% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 7,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 7,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1372% | 7,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7352% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2251% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7696% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 7,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1995% | 7,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2525% | 3,813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3410% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2319% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 8,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 8,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2625% | 7,697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1655% | 7,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4541% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6854% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6534% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 8,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 8,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4478% | 7,852 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6830% | 8,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 8,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1790% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0824% | 8,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1572% | 7,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5254% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3122% | 7,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3691% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 7,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5191% | 8,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9134% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0945% | 8,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9837% | 8,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3901% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2143% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2151% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4268% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6615% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0605% | 7,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2420% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5601% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0819% | 7,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2983% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3771% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8982% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3286% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8276% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7117% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3855% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3915% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7367% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9574% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3588% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9450% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9729% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3405% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5568% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0623% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8851% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1056% | 7,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3837% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5172% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1412% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5410% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1109% | 7,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 5,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 8,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 8,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 3,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7247% | 3,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 8,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 8,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5005% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7289% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 8,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0884% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7538% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8875% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2479% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 8,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1804% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4208% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 8,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 8,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 8,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0566% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4554% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7829% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3194% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 8,628 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 5,184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 7,866 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4595% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8392% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |