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Volunteer Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$20,472,000683
Total interest expense$7,259,000734
Net interest income$13,213,000693
Provision for loan and lease losses$150,0001,175
Total noninterest income$1,283,0001,125
Gross Fiduciary activities income$0918
Service charges on deposit accounts$512,000560
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,142
Total noninterest expense$11,852,000649
Salaries and employee benefits$6,415,000656
Premises and equipment expense$1,308,000549
Additional noninterest expense$771,0001,142
Pre-tax net operating income$2,494,0001,242
Securities gains (losses)$0665
Applicable income taxes$128,0001,902
Income before extraordinary items$2,366,0001,117
Extraordinary gains, net$047
Net income$2,361,0001,135
Minority interest net income$5,00059
Net income of bank and minority interests.$2,366,0001,117
Net charge-offs$56,000983
Cash dividends$1,700,000627
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,366,0001,131
2024-12-31 (YTD Data)Rank
Total interest income$70,468,000789
Total interest expense$26,683,000819
Net interest income$43,785,000764
Provision for loan and lease losses$-294,0004,338
Total noninterest income$5,477,0001,113
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,890,000599
Trading account gains and feesNANA
Additional Noninterest Income$3,587,0001,072
Total noninterest expense$40,973,000706
Salaries and employee benefits$23,348,000686
Premises and equipment expense$3,496,000761
Additional noninterest expense$3,587,0001,072
Pre-tax net operating income$8,583,0001,299
Securities gains (losses)$-19,0003,691
Applicable income taxes$313,0002,131
Income before extraordinary items$8,251,0001,186
Extraordinary gains, net$053
Net income$8,236,0001,198
Minority interest net income$15,00081
Net income of bank and minority interests.$8,251,0001,186
Net charge-offs$448,000977
Cash dividends$3,500,0001,131
Sale, conversion, retirement of capital stock, net$0564
Net operating income$8,269,2401,201
2024-09-30 (YTD Data)Rank
Total interest income$49,293,000822
Total interest expense$18,621,000880
Net interest income$30,672,000801
Provision for loan and lease losses$03,100
Total noninterest income$5,078,000964
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,391,000600
Trading account gains and feesNANA
Additional Noninterest Income$3,687,000870
Total noninterest expense$30,267,000706
Salaries and employee benefits$16,944,000699
Premises and equipment expense$3,267,000625
Additional noninterest expense$3,687,000870
Pre-tax net operating income$5,483,0001,430
Securities gains (losses)$0930
Applicable income taxes$349,0001,910
Income before extraordinary items$5,134,0001,340
Extraordinary gains, net$051
Net income$5,130,0001,356
Minority interest net income$4,00078
Net income of bank and minority interests.$5,134,0001,342
Net charge-offs$520,000724
Cash dividends$1,500,0001,404
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,134,0001,346
2024-06-30 (YTD Data)Rank
Total interest income$27,467,000949
Total interest expense$9,612,0001,055
Net interest income$17,855,000889
Provision for loan and lease losses$02,935
Total noninterest income$3,191,0001,006
Gross Fiduciary activities income$0962
Service charges on deposit accounts$892,000617
Trading account gains and feesNANA
Additional Noninterest Income$2,299,000920
Total noninterest expense$17,662,000794
Salaries and employee benefits$9,878,000791
Premises and equipment expense$1,688,000791
Additional noninterest expense$2,299,000920
Pre-tax net operating income$3,384,0001,479
Securities gains (losses)$0628
Applicable income taxes$215,0001,941
Income before extraordinary items$3,169,0001,399
Extraordinary gains, net$052
Net income$3,170,0001,419
Minority interest net income$-1,0004,534
Net income of bank and minority interests.$3,169,0001,401
Net charge-offs$364,000636
Cash dividends$1,500,0001,099
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,169,0001,403
2024-03-31 (YTD Data)Rank
Total interest income$13,739,000941
Total interest expense$4,812,0001,043
Net interest income$8,927,000886
Provision for loan and lease losses$02,578
Total noninterest income$1,542,0001,026
Gross Fiduciary activities income$0895
Service charges on deposit accounts$442,000614
Trading account gains and feesNANA
Additional Noninterest Income$1,100,000937
Total noninterest expense$8,647,000811
Salaries and employee benefits$4,946,000798
Premises and equipment expense$769,000876
Additional noninterest expense$1,100,000937
Pre-tax net operating income$1,822,0001,379
Securities gains (losses)$0689
Applicable income taxes$115,0001,857
Income before extraordinary items$1,707,0001,304
Extraordinary gains, net$051
Net income$1,708,0001,315
Minority interest net income$-1,0004,564
Net income of bank and minority interests.$1,707,0001,304
Net charge-offs$25,0001,205
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,707,0001,305
2023-12-31 (YTD Data)Rank
Total interest income$50,327,000929
Total interest expense$12,184,0001,124
Net interest income$38,143,000836
Provision for loan and lease losses$77,0002,599
Total noninterest income$5,691,0001,093
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,813,000613
Trading account gains and feesNANA
Additional Noninterest Income$3,878,0001,050
Total noninterest expense$33,384,000812
Salaries and employee benefits$18,094,000836
Premises and equipment expense$3,048,000853
Additional noninterest expense$3,878,0001,050
Pre-tax net operating income$10,373,0001,130
Securities gains (losses)$0988
Applicable income taxes$648,0001,729
Income before extraordinary items$9,725,0001,033
Extraordinary gains, net$054
Net income$9,718,0001,045
Minority interest net income$7,00080
Net income of bank and minority interests.$9,725,0001,036
Net charge-offs$403,000843
Cash dividends$11,800,000438
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,725,0001,052
2023-09-30 (YTD Data)Rank
Total interest income$37,056,000929
Total interest expense$7,847,0001,176
Net interest income$29,209,000831
Provision for loan and lease losses$03,085
Total noninterest income$4,371,0001,083
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,361,000606
Trading account gains and feesNANA
Additional Noninterest Income$3,010,0001,030
Total noninterest expense$24,675,000819
Salaries and employee benefits$13,450,000846
Premises and equipment expense$2,224,000887
Additional noninterest expense$3,010,0001,030
Pre-tax net operating income$8,905,0001,056
Securities gains (losses)$0849
Applicable income taxes$548,0001,693
Income before extraordinary items$8,357,000968
Extraordinary gains, net$052
Net income$8,345,000974
Minority interest net income$12,00073
Net income of bank and minority interests.$8,357,000968
Net charge-offs$60,0001,403
Cash dividends$10,650,000359
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,357,000976
2023-06-30 (YTD Data)Rank
Total interest income$24,179,000908
Total interest expense$4,525,0001,203
Net interest income$19,654,000829
Provision for loan and lease losses$02,940
Total noninterest income$2,923,0001,018
Gross Fiduciary activities income$0931
Service charges on deposit accounts$906,000600
Trading account gains and feesNANA
Additional Noninterest Income$2,017,000963
Total noninterest expense$15,891,000836
Salaries and employee benefits$8,599,000865
Premises and equipment expense$1,433,000904
Additional noninterest expense$2,017,000962
Pre-tax net operating income$6,686,000977
Securities gains (losses)$0938
Applicable income taxes$413,0001,618
Income before extraordinary items$6,273,000881
Extraordinary gains, net$051
Net income$6,264,000893
Minority interest net income$9,00071
Net income of bank and minority interests.$6,273,000881
Net charge-offs$71,0001,055
Cash dividends$3,150,000611
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,273,000891
2023-03-31 (YTD Data)Rank
Total interest income$11,923,000911
Total interest expense$1,930,0001,226
Net interest income$9,993,000828
Provision for loan and lease losses$02,612
Total noninterest income$1,427,0001,036
Gross Fiduciary activities income$0913
Service charges on deposit accounts$448,000616
Trading account gains and feesNANA
Additional Noninterest Income$979,000981
Total noninterest expense$7,670,000871
Salaries and employee benefits$4,170,000908
Premises and equipment expense$713,000929
Additional noninterest expense$979,000981
Pre-tax net operating income$3,750,000926
Securities gains (losses)$0950
Applicable income taxes$231,0001,582
Income before extraordinary items$3,519,000818
Extraordinary gains, net$04
Net income$3,514,000818
Minority interest net income$5,00044
Net income of bank and minority interests.$3,519,000817
Net charge-offs$-38,0004,375
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,519,000832
2022-12-31 (YTD Data)Rank
Total interest income$39,713,000896
Total interest expense$2,327,0001,443
Net interest income$37,386,000861
Provision for loan and lease losses$73,0002,386
Total noninterest income$6,176,0001,041
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,861,000610
Trading account gains and feesNANA
Additional Noninterest Income$4,315,0001,002
Total noninterest expense$28,972,000897
Salaries and employee benefits$15,084,000948
Premises and equipment expense$3,347,000766
Additional noninterest expense$4,315,0001,002
Pre-tax net operating income$14,517,000966
Securities gains (losses)$17,000362
Applicable income taxes$959,0001,584
Income before extraordinary items$13,575,000878
Extraordinary gains, net$05
Net income$13,575,000879
Minority interest net income$063
Net income of bank and minority interests.$13,575,000879
Net charge-offs$197,000929
Cash dividends$1,150,0002,015
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,559,190904
2022-09-30 (YTD Data)Rank
Total interest income$26,799,000951
Total interest expense$1,216,0001,543
Net interest income$25,583,000906
Provision for loan and lease losses$73,0002,092
Total noninterest income$4,611,0001,065
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,401,000610
Trading account gains and feesNANA
Additional Noninterest Income$3,210,0001,017
Total noninterest expense$21,393,000900
Salaries and employee benefits$11,214,000953
Premises and equipment expense$2,430,000796
Additional noninterest expense$3,210,0001,017
Pre-tax net operating income$8,728,0001,127
Securities gains (losses)$17,000360
Applicable income taxes$574,0001,738
Income before extraordinary items$8,171,0001,031
Extraordinary gains, net$04
Net income$8,172,0001,030
Minority interest net income$-1,0004,733
Net income of bank and minority interests.$8,171,0001,031
Net charge-offs$59,0001,141
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,155,1901,054
2022-06-30 (YTD Data)Rank
Total interest income$16,474,000975
Total interest expense$710,0001,497
Net interest income$15,764,000947
Provision for loan and lease losses$73,0001,701
Total noninterest income$3,204,0001,023
Gross Fiduciary activities income$0925
Service charges on deposit accounts$913,000618
Trading account gains and feesNANA
Additional Noninterest Income$2,291,000995
Total noninterest expense$13,926,000900
Salaries and employee benefits$7,344,000960
Premises and equipment expense$1,617,000794
Additional noninterest expense$4,965,000766
Pre-tax net operating income$4,969,0001,215
Securities gains (losses)$0687
Applicable income taxes$336,0001,774
Income before extraordinary items$4,633,0001,102
Extraordinary gains, net$04
Net income$4,632,0001,101
Minority interest net income$1,00058
Net income of bank and minority interests.$4,633,0001,102
Net charge-offs$11,0001,552
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,633,0001,128
2022-03-31 (YTD Data)Rank
Total interest income$7,675,0001,010
Total interest expense$331,0001,542
Net interest income$7,344,000980
Provision for loan and lease losses$02,285
Total noninterest income$1,595,0001,027
Gross Fiduciary activities income$0892
Service charges on deposit accounts$453,000616
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0001,002
Total noninterest expense$6,937,000901
Salaries and employee benefits$3,649,000969
Premises and equipment expense$800,000809
Additional noninterest expense$2,488,000766
Pre-tax net operating income$2,002,0001,348
Securities gains (losses)$0623
Applicable income taxes$131,0001,895
Income before extraordinary items$1,871,0001,252
Extraordinary gains, net$04
Net income$1,871,0001,252
Minority interest net income$050
Net income of bank and minority interests.$1,871,0001,252
Net charge-offs$14,0001,083
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,871,0001,264
2021-12-31 (YTD Data)Rank
Total interest income$33,962,000953
Total interest expense$2,340,0001,153
Net interest income$31,622,000928
Provision for loan and lease losses$1,433,000413
Total noninterest income$6,140,0001,153
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,056,000525
Trading account gains and feesNANA
Additional Noninterest Income$4,084,0001,230
Total noninterest expense$26,747,000933
Salaries and employee benefits$13,988,000998
Premises and equipment expense$2,698,000946
Additional noninterest expense$10,061,000774
Pre-tax net operating income$9,582,0001,314
Securities gains (losses)$02,062
Applicable income taxes$631,0001,943
Income before extraordinary items$8,951,0001,246
Extraordinary gains, net$010
Net income$8,951,0001,245
Minority interest net income$074
Net income of bank and minority interests.$8,951,0001,246
Net charge-offs$-27,0003,929
Cash dividends$9,300,000508
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,951,0001,231
2021-09-30 (YTD Data)Rank
Total interest income$25,895,000951
Total interest expense$1,979,0001,084
Net interest income$23,916,000934
Provision for loan and lease losses$1,433,000306
Total noninterest income$4,602,0001,165
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,504,000533
Trading account gains and feesNANA
Additional Noninterest Income$3,098,0001,265
Total noninterest expense$19,452,000959
Salaries and employee benefits$10,191,0001,033
Premises and equipment expense$1,951,000979
Additional noninterest expense$7,310,000793
Pre-tax net operating income$7,633,0001,311
Securities gains (losses)$02,015
Applicable income taxes$501,0001,975
Income before extraordinary items$7,132,0001,230
Extraordinary gains, net$08
Net income$7,132,0001,230
Minority interest net income$069
Net income of bank and minority interests.$7,132,0001,230
Net charge-offs$-26,0003,983
Cash dividends$8,150,000438
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,132,0001,215
2021-06-30 (YTD Data)Rank
Total interest income$17,147,000953
Total interest expense$1,562,000954
Net interest income$15,585,000946
Provision for loan and lease losses$72,0001,904
Total noninterest income$2,143,0001,468
Gross Fiduciary activities income$0951
Service charges on deposit accounts$972,000535
Trading account gains and feesNANA
Additional Noninterest Income$1,171,0001,756
Total noninterest expense$12,383,000988
Salaries and employee benefits$6,779,0001,030
Premises and equipment expense$1,263,000996
Additional noninterest expense$4,341,000864
Pre-tax net operating income$5,273,0001,265
Securities gains (losses)$01,818
Applicable income taxes$345,0001,925
Income before extraordinary items$4,928,0001,199
Extraordinary gains, net$06
Net income$4,928,0001,200
Minority interest net income$067
Net income of bank and minority interests.$4,928,0001,200
Net charge-offs$-35,0004,256
Cash dividends$1,150,0001,270
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,928,0001,177
2021-03-31 (YTD Data)Rank
Total interest income$8,086,000984
Total interest expense$948,000850
Net interest income$7,138,000995
Provision for loan and lease losses$36,0001,925
Total noninterest income$1,039,0001,481
Gross Fiduciary activities income$0922
Service charges on deposit accounts$483,000525
Trading account gains and feesNANA
Additional Noninterest Income$556,0001,808
Total noninterest expense$5,948,0001,008
Salaries and employee benefits$3,180,0001,072
Premises and equipment expense$626,0001,004
Additional noninterest expense$2,142,000852
Pre-tax net operating income$2,193,0001,433
Securities gains (losses)$01,392
Applicable income taxes$144,0002,035
Income before extraordinary items$2,049,0001,366
Extraordinary gains, net$03
Net income$2,049,0001,365
Minority interest net income$055
Net income of bank and minority interests.$2,049,0001,366
Net charge-offs$-3,0003,553
Cash dividends$7,000,000200
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,049,0001,335
2020-12-31 (YTD Data)Rank
Total interest income$33,804,000955
Total interest expense$5,228,000908
Net interest income$28,576,000949
Provision for loan and lease losses$2,292,000955
Total noninterest income$4,002,0001,465
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,961,000535
Trading account gains and fees$0133
Additional Noninterest Income$2,041,0001,769
Total noninterest expense$23,164,0001,003
Salaries and employee benefits$11,594,0001,103
Premises and equipment expense$2,343,0001,033
Additional noninterest expense$9,227,000788
Pre-tax net operating income$7,122,0001,365
Securities gains (losses)$02,675
Applicable income taxes$469,0001,991
Income before extraordinary items$6,653,0001,307
Extraordinary gains, net$04
Net income$6,653,0001,308
Minority interest net income$072
Net income of bank and minority interests.$6,653,0001,308
Net charge-offs$89,0002,086
Cash dividends$2,350,0001,351
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,653,0001,272
2020-09-30 (YTD Data)Rank
Total interest income$25,906,000943
Total interest expense$4,169,000916
Net interest income$21,737,000935
Provision for loan and lease losses$2,256,000827
Total noninterest income$2,947,0001,447
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,435,000538
Trading account gains and fees$0125
Additional Noninterest Income$1,512,0001,729
Total noninterest expense$16,525,0001,026
Salaries and employee benefits$8,559,0001,098
Premises and equipment expense$1,701,0001,055
Additional noninterest expense$6,265,000834
Pre-tax net operating income$5,903,0001,228
Securities gains (losses)$02,494
Applicable income taxes$388,0001,893
Income before extraordinary items$5,515,0001,182
Extraordinary gains, net$04
Net income$5,515,0001,181
Minority interest net income$065
Net income of bank and minority interests.$5,515,0001,182
Net charge-offs$23,0002,435
Cash dividends$1,200,0001,522
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,515,0001,145
2020-06-30 (YTD Data)Rank
Total interest income$17,370,000953
Total interest expense$2,941,000943
Net interest income$14,429,000941
Provision for loan and lease losses$1,697,000790
Total noninterest income$1,894,0001,414
Gross Fiduciary activities income$0970
Service charges on deposit accounts$975,000533
Trading account gains and fees$0123
Additional Noninterest Income$919,0001,755
Total noninterest expense$10,932,0001,021
Salaries and employee benefits$5,681,0001,097
Premises and equipment expense$1,111,0001,069
Additional noninterest expense$4,140,000833
Pre-tax net operating income$3,694,0001,236
Securities gains (losses)$02,249
Applicable income taxes$243,0001,899
Income before extraordinary items$3,451,0001,175
Extraordinary gains, net$04
Net income$3,451,0001,175
Minority interest net income$065
Net income of bank and minority interests.$3,451,0001,175
Net charge-offs$-41,0004,698
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,451,0001,146
2020-03-31 (YTD Data)Rank
Total interest income$8,639,000962
Total interest expense$1,513,0001,010
Net interest income$7,126,000948
Provision for loan and lease losses$156,0001,613
Total noninterest income$1,021,0001,267
Gross Fiduciary activities income$0941
Service charges on deposit accounts$576,000533
Trading account gains and fees$0106
Additional Noninterest Income$445,0001,626
Total noninterest expense$5,429,0001,041
Salaries and employee benefits$2,716,0001,158
Premises and equipment expense$559,0001,083
Additional noninterest expense$2,154,000811
Pre-tax net operating income$2,562,000857
Securities gains (losses)$01,705
Applicable income taxes$169,0001,529
Income before extraordinary items$2,393,000800
Extraordinary gains, net$04
Net income$2,393,000800
Minority interest net income$056
Net income of bank and minority interests.$2,393,000800
Net charge-offs$-25,0004,715
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,393,000788
2019-12-31 (YTD Data)Rank
Total interest income$38,470,000880
Total interest expense$6,643,000977
Net interest income$31,827,000858
Provision for loan and lease losses$3,347,000346
Total noninterest income$14,268,000546
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,360,000529
Trading account gains and fees$0135
Additional Noninterest Income$11,908,000464
Total noninterest expense$35,581,000666
Salaries and employee benefits$19,719,000678
Premises and equipment expense$3,001,000854
Additional noninterest expense$12,861,000556
Pre-tax net operating income$7,167,0001,338
Securities gains (losses)$02,379
Applicable income taxes$743,0001,656
Income before extraordinary items$6,424,0001,326
Extraordinary gains, net$011
Net income$6,424,0001,327
Minority interest net income$076
Net income of bank and minority interests.$6,424,0001,328
Net charge-offs$68,0002,450
Cash dividends$8,000,000558
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,424,0001,302
2019-09-30 (YTD Data)Rank
Total interest income$29,212,000876
Total interest expense$5,091,000961
Net interest income$24,121,000854
Provision for loan and lease losses$2,811,000315
Total noninterest income$13,217,000471
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,755,000532
Trading account gains and fees$0129
Additional Noninterest Income$11,462,000383
Total noninterest expense$28,345,000615
Salaries and employee benefits$16,866,000584
Premises and equipment expense$2,368,000801
Additional noninterest expense$9,111,000586
Pre-tax net operating income$6,182,0001,231
Securities gains (losses)$02,167
Applicable income taxes$676,0001,559
Income before extraordinary items$5,506,0001,212
Extraordinary gains, net$011
Net income$5,506,0001,214
Minority interest net income$072
Net income of bank and minority interests.$5,506,0001,214
Net charge-offs$48,0002,242
Cash dividends$8,000,000430
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,506,0001,191
2019-06-30 (YTD Data)Rank
Total interest income$19,723,000864
Total interest expense$3,244,000983
Net interest income$16,479,000831
Provision for loan and lease losses$1,964,000299
Total noninterest income$9,796,000423
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,129,000551
Trading account gains and fees$0131
Additional Noninterest Income$8,667,000347
Total noninterest expense$21,929,000530
Salaries and employee benefits$13,244,000487
Premises and equipment expense$1,671,000763
Additional noninterest expense$7,014,000519
Pre-tax net operating income$2,382,0001,849
Securities gains (losses)$01,702
Applicable income taxes$160,0002,359
Income before extraordinary items$2,222,0001,758
Extraordinary gains, net$011
Net income$2,222,0001,757
Minority interest net income$069
Net income of bank and minority interests.$2,222,0001,758
Net charge-offs$27,0002,212
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,222,0001,726
2019-03-31 (YTD Data)Rank
Total interest income$9,686,000878
Total interest expense$1,203,0001,229
Net interest income$8,483,000800
Provision for loan and lease losses$769,000342
Total noninterest income$4,219,000456
Gross Fiduciary activities income$0972
Service charges on deposit accounts$534,000575
Trading account gains and fees$0126
Additional Noninterest Income$3,685,000374
Total noninterest expense$11,096,000518
Salaries and employee benefits$7,016,000459
Premises and equipment expense$827,000781
Additional noninterest expense$3,253,000544
Pre-tax net operating income$837,0002,302
Securities gains (losses)$01,087
Applicable income taxes$24,0003,068
Income before extraordinary items$813,0002,172
Extraordinary gains, net$05
Net income$813,0002,171
Minority interest net income$052
Net income of bank and minority interests.$813,0002,171
Net charge-offs$6,0002,153
Cash dividends$9,002,000193
Sale, conversion, retirement of capital stock, net$0529
Net operating income$813,0002,159
2018-12-31 (YTD Data)Rank
Total interest income$31,412,000981
Total interest expense$5,172,000892
Net interest income$26,240,000994
Provision for loan and lease losses$1,172,000793
Total noninterest income$20,588,000409
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,172,000586
Trading account gains and fees$0126
Additional Noninterest Income$18,416,000327
Total noninterest expense$34,094,000666
Salaries and employee benefits$19,335,000648
Premises and equipment expense$3,445,000730
Additional noninterest expense$11,314,000622
Pre-tax net operating income$11,562,000927
Securities gains (losses)$-591,0005,271
Applicable income taxes$595,0001,837
Income before extraordinary items$10,376,000881
Extraordinary gains, net$06
Net income$10,376,000879
Minority interest net income$072
Net income of bank and minority interests.$10,376,000880
Net charge-offs$106,0002,112
Cash dividends$7,368,000539
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,937,450847
2018-09-30 (YTD Data)Rank
Total interest income$22,750,0001,002
Total interest expense$3,522,000911
Net interest income$19,228,0001,010
Provision for loan and lease losses$918,000694
Total noninterest income$15,431,000407
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,590,000600
Trading account gains and fees$0138
Additional Noninterest Income$13,841,000330
Total noninterest expense$25,167,000675
Salaries and employee benefits$14,255,000660
Premises and equipment expense$2,560,000734
Additional noninterest expense$8,352,000614
Pre-tax net operating income$8,574,000951
Securities gains (losses)$01,118
Applicable income taxes$437,0001,916
Income before extraordinary items$8,137,000849
Extraordinary gains, net$05
Net income$8,137,000847
Minority interest net income$066
Net income of bank and minority interests.$8,137,000848
Net charge-offs$99,0001,736
Cash dividends$7,043,000418
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,137,000843
2018-06-30 (YTD Data)Rank
Total interest income$14,771,0001,012
Total interest expense$2,200,000916
Net interest income$12,571,0001,024
Provision for loan and lease losses$412,000957
Total noninterest income$10,098,000412
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,031,000612
Trading account gains and fees$0130
Additional Noninterest Income$9,067,000337
Total noninterest expense$16,548,000682
Salaries and employee benefits$9,350,000685
Premises and equipment expense$1,653,000765
Additional noninterest expense$5,545,000619
Pre-tax net operating income$5,709,000935
Securities gains (losses)$0961
Applicable income taxes$249,0002,028
Income before extraordinary items$5,460,000833
Extraordinary gains, net$06
Net income$5,460,000831
Minority interest net income$065
Net income of bank and minority interests.$5,460,000832
Net charge-offs$83,0001,431
Cash dividends$6,278,000322
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,460,000829
2018-03-31 (YTD Data)Rank
Total interest income$6,787,0001,068
Total interest expense$944,000990
Net interest income$5,843,0001,086
Provision for loan and lease losses$196,000963
Total noninterest income$4,634,000439
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$515,000612
Trading account gains and fees$0123
Additional Noninterest Income$4,119,000356
Total noninterest expense$7,932,000720
Salaries and employee benefits$4,510,000711
Premises and equipment expense$806,000789
Additional noninterest expense$2,616,000647
Pre-tax net operating income$2,349,0001,052
Securities gains (losses)$0735
Applicable income taxes$28,0003,066
Income before extraordinary items$2,321,000944
Extraordinary gains, net$07
Net income$2,321,000944
Minority interest net income$052
Net income of bank and minority interests.$2,321,000944
Net charge-offs$41,0001,295
Cash dividends$3,757,000255
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,321,000939
2017-12-31 (YTD Data)Rank
Total interest income$24,852,0001,127
Total interest expense$2,582,0001,246
Net interest income$22,270,0001,112
Provision for loan and lease losses$974,000926
Total noninterest income$21,041,000404
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,997,000641
Trading account gains and fees$0151
Additional Noninterest Income$19,044,000322
Total noninterest expense$33,273,000657
Salaries and employee benefits$19,099,000640
Premises and equipment expense$3,349,000743
Additional noninterest expense$10,825,000624
Pre-tax net operating income$9,064,0001,069
Securities gains (losses)$02,243
Applicable income taxes$469,0002,464
Income before extraordinary items$8,595,000847
Extraordinary gains, net$09
Net income$8,595,000848
Minority interest net income$076
Net income of bank and minority interests.$8,595,000847
Net charge-offs$-33,0005,044
Cash dividends$8,763,000419
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,595,000838
2017-09-30 (YTD Data)Rank
Total interest income$18,120,0001,145
Total interest expense$1,817,0001,308
Net interest income$16,303,0001,133
Provision for loan and lease losses$588,0001,034
Total noninterest income$16,255,000398
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,454,000661
Trading account gains and fees$0145
Additional Noninterest Income$14,801,000318
Total noninterest expense$24,952,000663
Salaries and employee benefits$14,397,000635
Premises and equipment expense$2,530,000744
Additional noninterest expense$8,025,000633
Pre-tax net operating income$7,018,0001,066
Securities gains (losses)$02,274
Applicable income taxes$462,0002,140
Income before extraordinary items$6,556,000898
Extraordinary gains, net$09
Net income$6,556,000899
Minority interest net income$071
Net income of bank and minority interests.$6,556,000898
Net charge-offs$4,0003,505
Cash dividends$8,363,000327
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,556,000888
2017-06-30 (YTD Data)Rank
Total interest income$11,831,0001,164
Total interest expense$1,110,0001,371
Net interest income$10,721,0001,139
Provision for loan and lease losses$382,0001,014
Total noninterest income$10,800,000402
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$930,000677
Trading account gains and fees$0139
Additional Noninterest Income$9,870,000318
Total noninterest expense$16,543,000665
Salaries and employee benefits$9,596,000640
Premises and equipment expense$1,661,000760
Additional noninterest expense$5,286,000648
Pre-tax net operating income$4,596,0001,057
Securities gains (losses)$01,906
Applicable income taxes$303,0002,138
Income before extraordinary items$4,293,000907
Extraordinary gains, net$011
Net income$4,293,000908
Minority interest net income$071
Net income of bank and minority interests.$4,293,000907
Net charge-offs$-10,0004,795
Cash dividends$6,648,000280
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,293,000894
2017-03-31 (YTD Data)Rank
Total interest income$5,784,0001,176
Total interest expense$534,0001,388
Net interest income$5,250,0001,149
Provision for loan and lease losses$216,000891
Total noninterest income$5,101,000421
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$439,000716
Trading account gains and fees$0142
Additional Noninterest Income$4,662,000327
Total noninterest expense$8,072,000687
Salaries and employee benefits$4,690,000663
Premises and equipment expense$826,000770
Additional noninterest expense$2,556,000662
Pre-tax net operating income$2,063,0001,139
Securities gains (losses)$01,153
Applicable income taxes$136,0002,202
Income before extraordinary items$1,927,000974
Extraordinary gains, net$08
Net income$1,927,000975
Minority interest net income$055
Net income of bank and minority interests.$1,927,000974
Net charge-offs$-37,0005,415
Cash dividends$4,279,000222
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,927,000961
2016-12-31 (YTD Data)Rank
Total interest income$23,035,0001,148
Total interest expense$2,028,0001,402
Net interest income$21,007,0001,123
Provision for loan and lease losses$838,0001,059
Total noninterest income$27,758,000337
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,890,000692
Trading account gains and fees$0170
Additional Noninterest Income$25,868,000260
Total noninterest expense$33,503,000648
Salaries and employee benefits$19,814,000594
Premises and equipment expense$3,064,000814
Additional noninterest expense$10,625,000654
Pre-tax net operating income$14,424,000664
Securities gains (losses)$03,212
Applicable income taxes$944,0001,709
Income before extraordinary items$13,480,000574
Extraordinary gains, net$05
Net income$13,480,000573
Minority interest net income$082
Net income of bank and minority interests.$13,480,000573
Net charge-offs$218,0001,845
Cash dividends$8,924,000429
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,480,000559
2016-09-30 (YTD Data)Rank
Total interest income$17,027,0001,168
Total interest expense$1,466,0001,444
Net interest income$15,561,0001,134
Provision for loan and lease losses$419,0001,324
Total noninterest income$21,326,000332
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,407,000695
Trading account gains and fees$0169
Additional Noninterest Income$19,919,000261
Total noninterest expense$24,855,000648
Salaries and employee benefits$14,667,000601
Premises and equipment expense$2,273,000823
Additional noninterest expense$7,915,000658
Pre-tax net operating income$11,613,000630
Securities gains (losses)$03,160
Applicable income taxes$736,0001,705
Income before extraordinary items$10,877,000542
Extraordinary gains, net$05
Net income$10,877,000540
Minority interest net income$071
Net income of bank and minority interests.$10,877,000542
Net charge-offs$10,0003,412
Cash dividends$8,574,000336
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,877,000529
2016-06-30 (YTD Data)Rank
Total interest income$10,883,0001,210
Total interest expense$899,0001,541
Net interest income$9,984,0001,178
Provision for loan and lease losses$226,0001,510
Total noninterest income$13,684,000332
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$908,000699
Trading account gains and fees$0157
Additional Noninterest Income$12,776,000259
Total noninterest expense$15,872,000676
Salaries and employee benefits$9,291,000629
Premises and equipment expense$1,495,000838
Additional noninterest expense$5,086,000681
Pre-tax net operating income$7,570,000632
Securities gains (losses)$02,835
Applicable income taxes$481,0001,697
Income before extraordinary items$7,089,000549
Extraordinary gains, net$016
Net income$7,089,000545
Minority interest net income$071
Net income of bank and minority interests.$7,089,000548
Net charge-offs$-15,0005,114
Cash dividends$5,424,000341
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,089,000534
2016-03-31 (YTD Data)Rank
Total interest income$5,261,0001,248
Total interest expense$422,0001,626
Net interest income$4,839,0001,215
Provision for loan and lease losses$108,0001,449
Total noninterest income$7,488,000301
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$441,000713
Trading account gains and fees$0142
Additional Noninterest Income$7,047,000231
Total noninterest expense$7,752,000695
Salaries and employee benefits$4,541,000654
Premises and equipment expense$723,000868
Additional noninterest expense$2,488,000682
Pre-tax net operating income$4,467,000534
Securities gains (losses)$02,077
Applicable income taxes$286,0001,519
Income before extraordinary items$4,181,000447
Extraordinary gains, net$012
Net income$4,181,000447
Minority interest net income$062
Net income of bank and minority interests.$4,181,000447
Net charge-offs$-69,0005,812
Cash dividends$1,571,000520
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,181,000438
2015-12-31 (YTD Data)Rank
Total interest income$20,286,0001,260
Total interest expense$1,683,0001,608
Net interest income$18,603,0001,229
Provision for loan and lease losses$377,0001,651
Total noninterest income$25,333,000345
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,952,000678
Trading account gains and fees$0159
Additional Noninterest Income$23,381,000276
Total noninterest expense$30,424,000676
Salaries and employee benefits$18,611,000612
Premises and equipment expense$2,764,000885
Additional noninterest expense$9,049,000731
Pre-tax net operating income$13,135,000683
Securities gains (losses)$03,216
Applicable income taxes$861,0001,730
Income before extraordinary items$12,274,000598
Extraordinary gains, net$023
Net income$12,274,000596
Minority interest net income$081
Net income of bank and minority interests.$12,274,000599
Net charge-offs$64,0003,065
Cash dividends$4,212,000752
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,274,000585
2015-09-30 (YTD Data)Rank
Total interest income$15,031,0001,278
Total interest expense$1,264,0001,624
Net interest income$13,767,0001,255
Provision for loan and lease losses$159,0002,209
Total noninterest income$19,933,000340
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,450,000678
Trading account gains and fees$0153
Additional Noninterest Income$18,483,000272
Total noninterest expense$23,011,000687
Salaries and employee benefits$14,002,000612
Premises and equipment expense$2,062,000905
Additional noninterest expense$6,947,000720
Pre-tax net operating income$10,530,000667
Securities gains (losses)$03,031
Applicable income taxes$690,0001,706
Income before extraordinary items$9,840,000572
Extraordinary gains, net$021
Net income$9,840,000570
Minority interest net income$078
Net income of bank and minority interests.$9,840,000572
Net charge-offs$-3,0004,866
Cash dividends$4,212,000544
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,840,000559
2015-06-30 (YTD Data)Rank
Total interest income$9,748,0001,318
Total interest expense$841,0001,642
Net interest income$8,907,0001,281
Provision for loan and lease losses$126,0001,954
Total noninterest income$13,386,000342
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$952,000672
Trading account gains and fees$0157
Additional Noninterest Income$12,434,000272
Total noninterest expense$15,338,000689
Salaries and employee benefits$8,223,000707
Premises and equipment expense$1,348,000916
Additional noninterest expense$5,767,000586
Pre-tax net operating income$6,829,000695
Securities gains (losses)$02,636
Applicable income taxes$447,0001,736
Income before extraordinary items$6,382,000592
Extraordinary gains, net$022
Net income$6,382,000590
Minority interest net income$075
Net income of bank and minority interests.$6,382,000592
Net charge-offs$-14,0005,360
Cash dividends$3,744,000426
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,382,000576
2015-03-31 (YTD Data)Rank
Total interest income$4,729,0001,348
Total interest expense$422,0001,638
Net interest income$4,307,0001,315
Provision for loan and lease losses$93,0001,515
Total noninterest income$5,998,000364
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$454,000697
Trading account gains and fees$0152
Additional Noninterest Income$5,544,000283
Total noninterest expense$7,319,000711
Salaries and employee benefits$4,399,000661
Premises and equipment expense$544,0001,116
Additional noninterest expense$2,376,000696
Pre-tax net operating income$2,893,000768
Securities gains (losses)$02,027
Applicable income taxes$189,0001,881
Income before extraordinary items$2,704,000662
Extraordinary gains, net$013
Net income$2,704,000660
Minority interest net income$064
Net income of bank and minority interests.$2,704,000662
Net charge-offs$-33,0005,842
Cash dividends$1,625,000440
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,704,000643
2014-12-31 (YTD Data)Rank
Total interest income$18,762,0001,358
Total interest expense$1,780,0001,629
Net interest income$16,982,0001,318
Provision for loan and lease losses$832,0001,000
Total noninterest income$18,731,000415
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,027,000672
Trading account gains and fees$0180
Additional Noninterest Income$16,704,000304
Total noninterest expense$26,958,000759
Salaries and employee benefits$15,330,000727
Premises and equipment expense$2,144,0001,114
Additional noninterest expense$9,484,000705
Pre-tax net operating income$7,923,0001,038
Securities gains (losses)$03,259
Applicable income taxes$521,0002,157
Income before extraordinary items$7,402,000898
Extraordinary gains, net$017
Net income$7,402,000897
Minority interest net income$084
Net income of bank and minority interests.$7,402,000897
Net charge-offs$155,0002,748
Cash dividends$2,923,000945
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,402,000870
2014-09-30 (YTD Data)Rank
Total interest income$13,763,0001,389
Total interest expense$1,334,0001,652
Net interest income$12,429,0001,343
Provision for loan and lease losses$439,0001,303
Total noninterest income$13,011,000426
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,524,000667
Trading account gains and fees$0174
Additional Noninterest Income$11,487,000324
Total noninterest expense$18,862,000800
Salaries and employee benefits$10,581,000781
Premises and equipment expense$1,999,000919
Additional noninterest expense$6,282,000785
Pre-tax net operating income$6,139,0001,020
Securities gains (losses)$02,980
Applicable income taxes$402,0002,186
Income before extraordinary items$5,737,000868
Extraordinary gains, net$015
Net income$5,737,000867
Minority interest net income$081
Net income of bank and minority interests.$5,737,000867
Net charge-offs$87,0002,813
Cash dividends$2,348,000821
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,737,000846
2014-06-30 (YTD Data)Rank
Total interest income$8,940,0001,416
Total interest expense$882,0001,678
Net interest income$8,058,0001,376
Provision for loan and lease losses$196,0001,682
Total noninterest income$8,313,000427
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$993,000665
Trading account gains and fees$0172
Additional Noninterest Income$7,320,000333
Total noninterest expense$11,958,000836
Salaries and employee benefits$6,691,000815
Premises and equipment expense$1,015,0001,197
Additional noninterest expense$4,252,000769
Pre-tax net operating income$4,217,000970
Securities gains (losses)$02,580
Applicable income taxes$276,0002,107
Income before extraordinary items$3,941,000826
Extraordinary gains, net$020
Net income$3,941,000826
Minority interest net income$080
Net income of bank and minority interests.$3,941,000826
Net charge-offs$88,0002,301
Cash dividends$2,348,000571
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,941,000809
2014-03-31 (YTD Data)Rank
Total interest income$4,194,0001,494
Total interest expense$426,0001,759
Net interest income$3,768,0001,450
Provision for loan and lease losses$53,0002,188
Total noninterest income$3,168,000528
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$471,000688
Trading account gains and fees$0147
Additional Noninterest Income$2,697,000407
Total noninterest expense$5,168,000984
Salaries and employee benefits$2,906,000947
Premises and equipment expense$497,0001,242
Additional noninterest expense$1,765,000905
Pre-tax net operating income$1,715,0001,117
Securities gains (losses)$01,715
Applicable income taxes$112,0002,256
Income before extraordinary items$1,603,000972
Extraordinary gains, net$016
Net income$1,603,000972
Minority interest net income$066
Net income of bank and minority interests.$1,603,000973
Net charge-offs$10,0002,841
Cash dividends$1,320,000477
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,603,000954
2013-12-31 (YTD Data)Rank
Total interest income$16,766,0001,494
Total interest expense$2,152,0001,592
Net interest income$14,614,0001,487
Provision for loan and lease losses$144,0003,316
Total noninterest income$22,025,000383
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,080,000664
Trading account gains and fees$0184
Additional Noninterest Income$19,945,000287
Total noninterest expense$28,289,000715
Salaries and employee benefits$15,377,000713
Premises and equipment expense$2,728,000882
Additional noninterest expense$10,184,000681
Pre-tax net operating income$8,206,000933
Securities gains (losses)$03,182
Applicable income taxes$538,0002,080
Income before extraordinary items$7,668,000819
Extraordinary gains, net$029
Net income$7,668,000820
Minority interest net income$090
Net income of bank and minority interests.$7,668,000821
Net charge-offs$942,0001,334
Cash dividends$6,050,000485
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,668,000807
2013-09-30 (YTD Data)Rank
Total interest income$12,449,0001,515
Total interest expense$1,671,0001,573
Net interest income$10,778,0001,513
Provision for loan and lease losses$308,0002,044
Total noninterest income$17,247,000379
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,536,000674
Trading account gains and fees$0180
Additional Noninterest Income$15,711,000290
Total noninterest expense$20,542,000745
Salaries and employee benefits$11,327,000726
Premises and equipment expense$1,938,000937
Additional noninterest expense$7,277,000721
Pre-tax net operating income$7,175,000826
Securities gains (losses)$03,040
Applicable income taxes$468,0001,973
Income before extraordinary items$6,707,000725
Extraordinary gains, net$025
Net income$6,707,000726
Minority interest net income$084
Net income of bank and minority interests.$6,707,000727
Net charge-offs$579,0001,448
Cash dividends$5,675,000370
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,707,000701
2013-06-30 (YTD Data)Rank
Total interest income$8,186,0001,536
Total interest expense$1,135,0001,578
Net interest income$7,051,0001,534
Provision for loan and lease losses$272,0001,780
Total noninterest income$11,601,000378
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$991,000683
Trading account gains and fees$0157
Additional Noninterest Income$10,610,000294
Total noninterest expense$13,443,000756
Salaries and employee benefits$7,517,000727
Premises and equipment expense$1,245,000976
Additional noninterest expense$4,681,000732
Pre-tax net operating income$4,937,000780
Securities gains (losses)$02,791
Applicable income taxes$323,0001,946
Income before extraordinary items$4,614,000692
Extraordinary gains, net$022
Net income$4,614,000694
Minority interest net income$082
Net income of bank and minority interests.$4,614,000694
Net charge-offs$374,0001,491
Cash dividends$5,675,000267
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,614,000666
2013-03-31 (YTD Data)Rank
Total interest income$4,037,0001,567
Total interest expense$587,0001,577
Net interest income$3,450,0001,570
Provision for loan and lease losses$216,0001,297
Total noninterest income$4,960,000432
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$487,000698
Trading account gains and fees$0148
Additional Noninterest Income$4,473,000325
Total noninterest expense$5,839,000881
Salaries and employee benefits$3,309,000829
Premises and equipment expense$581,0001,055
Additional noninterest expense$1,949,000866
Pre-tax net operating income$2,355,000800
Securities gains (losses)$01,966
Applicable income taxes$154,0001,963
Income before extraordinary items$2,201,000710
Extraordinary gains, net$010
Net income$2,201,000709
Minority interest net income$076
Net income of bank and minority interests.$2,201,000711
Net charge-offs$37,0002,639
Cash dividends$4,735,000158
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,201,000683
2012-12-31 (YTD Data)Rank
Total interest income$17,224,0001,540
Total interest expense$2,575,0001,706
Net interest income$14,649,0001,494
Provision for loan and lease losses$764,0002,137
Total noninterest income$33,232,000300
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,036,000702
Trading account gains and fees$0166
Additional Noninterest Income$31,196,000230
Total noninterest expense$30,326,000679
Salaries and employee benefits$17,507,000601
Premises and equipment expense$2,837,000851
Additional noninterest expense$9,982,000714
Pre-tax net operating income$16,791,000481
Securities gains (losses)$03,810
Applicable income taxes$1,096,0001,378
Income before extraordinary items$15,695,000433
Extraordinary gains, net$029
Net income$15,695,000432
Minority interest net income$093
Net income of bank and minority interests.$15,695,000432
Net charge-offs$689,0002,249
Cash dividends$7,958,000379
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,695,000421
2012-09-30 (YTD Data)Rank
Total interest income$12,690,0001,607
Total interest expense$1,956,0001,757
Net interest income$10,734,0001,550
Provision for loan and lease losses$548,0002,164
Total noninterest income$20,364,000339
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,506,000717
Trading account gains and fees$0157
Additional Noninterest Income$18,858,000262
Total noninterest expense$20,354,000737
Salaries and employee benefits$11,410,000683
Premises and equipment expense$2,093,000868
Additional noninterest expense$6,851,000763
Pre-tax net operating income$10,196,000578
Securities gains (losses)$03,575
Applicable income taxes$666,0001,637
Income before extraordinary items$9,530,000532
Extraordinary gains, net$020
Net income$9,530,000530
Minority interest net income$086
Net income of bank and minority interests.$9,530,000532
Net charge-offs$381,0002,519
Cash dividends$5,958,000327
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,530,000509
2012-06-30 (YTD Data)Rank
Total interest income$8,252,0001,651
Total interest expense$1,322,0001,777
Net interest income$6,930,0001,602
Provision for loan and lease losses$332,0002,283
Total noninterest income$11,164,000385
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,000,000709
Trading account gains and fees$0153
Additional Noninterest Income$10,164,000297
Total noninterest expense$12,283,000809
Salaries and employee benefits$6,756,000765
Premises and equipment expense$1,378,000884
Additional noninterest expense$4,149,000835
Pre-tax net operating income$5,479,000674
Securities gains (losses)$03,178
Applicable income taxes$358,0001,852
Income before extraordinary items$5,121,000617
Extraordinary gains, net$019
Net income$5,121,000616
Minority interest net income$084
Net income of bank and minority interests.$5,121,000617
Net charge-offs$151,0003,031
Cash dividends$3,858,000320
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,121,000597
2012-03-31 (YTD Data)Rank
Total interest income$4,048,0001,694
Total interest expense$683,0001,795
Net interest income$3,365,0001,653
Provision for loan and lease losses$216,0001,930
Total noninterest income$4,168,000456
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$476,000738
Trading account gains and fees$0148
Additional Noninterest Income$3,692,000348
Total noninterest expense$5,246,000950
Salaries and employee benefits$2,847,000916
Premises and equipment expense$630,000967
Additional noninterest expense$1,769,000960
Pre-tax net operating income$2,071,000867
Securities gains (losses)$02,210
Applicable income taxes$137,0002,131
Income before extraordinary items$1,934,000776
Extraordinary gains, net$019
Net income$1,934,000775
Minority interest net income$078
Net income of bank and minority interests.$1,934,000777
Net charge-offs$166,0001,998
Cash dividends$1,624,000321
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,934,000730
2011-12-31 (YTD Data)Rank
Total interest income$17,163,0001,656
Total interest expense$3,181,0001,861
Net interest income$13,982,0001,595
Provision for loan and lease losses$1,579,0001,828
Total noninterest income$16,703,000426
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,133,000684
Trading account gains and fees$0146
Additional Noninterest Income$14,570,000332
Total noninterest expense$24,108,000821
Salaries and employee benefits$12,461,000790
Premises and equipment expense$2,923,000871
Additional noninterest expense$8,724,000823
Pre-tax net operating income$4,998,0001,178
Securities gains (losses)$03,838
Applicable income taxes$330,0002,440
Income before extraordinary items$4,668,0001,064
Extraordinary gains, net$029
Net income$4,668,0001,064
Minority interest net income$096
Net income of bank and minority interests.$4,668,0001,064
Net charge-offs$1,251,0002,098
Cash dividends$3,155,000635
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,668,0001,026
2011-09-30 (YTD Data)Rank
Total interest income$12,549,0001,708
Total interest expense$2,466,0001,874
Net interest income$10,083,0001,665
Provision for loan and lease losses$648,0002,553
Total noninterest income$10,684,000470
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,600,000691
Trading account gains and fees$0145
Additional Noninterest Income$9,084,000367
Total noninterest expense$16,764,000880
Salaries and employee benefits$8,490,000871
Premises and equipment expense$2,106,000902
Additional noninterest expense$6,168,000868
Pre-tax net operating income$3,355,0001,346
Securities gains (losses)$03,555
Applicable income taxes$221,0002,562
Income before extraordinary items$3,134,0001,240
Extraordinary gains, net$021
Net income$3,134,0001,240
Minority interest net income$087
Net income of bank and minority interests.$3,134,0001,240
Net charge-offs$454,0002,773
Cash dividends$3,155,000431
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,134,0001,165
2011-06-30 (YTD Data)Rank
Total interest income$8,343,0001,736
Total interest expense$1,720,0001,861
Net interest income$6,623,0001,693
Provision for loan and lease losses$432,0002,501
Total noninterest income$6,234,000533
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,062,000692
Trading account gains and fees$0153
Additional Noninterest Income$5,172,000416
Total noninterest expense$10,702,000935
Salaries and employee benefits$5,316,000932
Premises and equipment expense$1,373,000935
Additional noninterest expense$4,013,000905
Pre-tax net operating income$1,723,0001,650
Securities gains (losses)$02,914
Applicable income taxes$114,0002,756
Income before extraordinary items$1,609,0001,527
Extraordinary gains, net$015
Net income$1,609,0001,527
Minority interest net income$089
Net income of bank and minority interests.$1,609,0001,527
Net charge-offs$306,0002,663
Cash dividends$2,125,000397
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,609,0001,461
2011-03-31 (YTD Data)Rank
Total interest income$4,034,0001,783
Total interest expense$903,0001,830
Net interest income$3,131,0001,787
Provision for loan and lease losses$216,0002,350
Total noninterest income$2,536,000611
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$512,000698
Trading account gains and fees$0158
Additional Noninterest Income$2,024,000508
Total noninterest expense$4,794,0001,046
Salaries and employee benefits$2,355,0001,069
Premises and equipment expense$642,0001,021
Additional noninterest expense$1,797,000988
Pre-tax net operating income$657,0002,071
Securities gains (losses)$01,772
Applicable income taxes$44,0002,925
Income before extraordinary items$613,0001,887
Extraordinary gains, net$09
Net income$613,0001,886
Minority interest net income$086
Net income of bank and minority interests.$613,0001,887
Net charge-offs$121,0002,553
Cash dividends$850,000451
Sale, conversion, retirement of capital stock, net$0925
Net operating income$613,0001,835
2010-12-31 (YTD Data)Rank
Total interest income$16,624,0001,821
Total interest expense$3,732,0002,123
Net interest income$12,892,0001,717
Provision for loan and lease losses$2,360,0001,871
Total noninterest income$19,848,000393
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,393,000622
Trading account gains and fees$0175
Additional Noninterest Income$17,455,000306
Total noninterest expense$23,291,000860
Salaries and employee benefits$12,082,000823
Premises and equipment expense$2,545,0001,017
Additional noninterest expense$8,664,000854
Pre-tax net operating income$7,089,000760
Securities gains (losses)$03,793
Applicable income taxes$464,0001,957
Income before extraordinary items$6,625,000676
Extraordinary gains, net$029
Net income$6,625,000673
Minority interest net income$0111
Net income of bank and minority interests.$6,625,000677
Net charge-offs$2,613,0001,583
Cash dividends$3,438,000481
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,625,000650
2010-09-30 (YTD Data)Rank
Total interest income$11,934,0001,942
Total interest expense$2,793,0002,217
Net interest income$9,141,0001,835
Provision for loan and lease losses$849,0002,771
Total noninterest income$10,816,000488
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,262,000499
Trading account gains and fees$0165
Additional Noninterest Income$8,554,000405
Total noninterest expense$14,883,000990
Salaries and employee benefits$7,393,000983
Premises and equipment expense$1,809,0001,087
Additional noninterest expense$5,681,000942
Pre-tax net operating income$4,225,000966
Securities gains (losses)$03,651
Applicable income taxes$278,0002,218
Income before extraordinary items$3,947,000883
Extraordinary gains, net$023
Net income$3,947,000884
Minority interest net income$0110
Net income of bank and minority interests.$3,947,000884
Net charge-offs$844,0002,391
Cash dividends$3,344,000323
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,947,000841
2010-06-30 (YTD Data)Rank
Total interest income$7,837,0001,993
Total interest expense$1,886,0002,275
Net interest income$5,951,0001,881
Provision for loan and lease losses$432,0003,083
Total noninterest income$6,413,000517
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,455,000531
Trading account gains and fees$0152
Additional Noninterest Income$4,958,000424
Total noninterest expense$9,323,0001,056
Salaries and employee benefits$4,589,0001,070
Premises and equipment expense$1,144,0001,162
Additional noninterest expense$3,590,000983
Pre-tax net operating income$2,609,0001,024
Securities gains (losses)$03,184
Applicable income taxes$173,0002,272
Income before extraordinary items$2,436,000923
Extraordinary gains, net$019
Net income$2,436,000923
Minority interest net income$0105
Net income of bank and minority interests.$2,436,000924
Net charge-offs$554,0002,331
Cash dividends$2,944,000243
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,436,000885
2010-03-31 (YTD Data)Rank
Total interest income$3,792,0002,102
Total interest expense$972,0002,314
Net interest income$2,820,0001,994
Provision for loan and lease losses$186,0003,096
Total noninterest income$2,227,000656
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$665,000576
Trading account gains and fees$0175
Additional Noninterest Income$1,562,000574
Total noninterest expense$3,904,0001,280
Salaries and employee benefits$1,988,0001,254
Premises and equipment expense$500,0001,362
Additional noninterest expense$1,416,0001,249
Pre-tax net operating income$957,0001,364
Securities gains (losses)$02,284
Applicable income taxes$63,0002,584
Income before extraordinary items$894,0001,218
Extraordinary gains, net$016
Net income$894,0001,221
Minority interest net income$091
Net income of bank and minority interests.$894,0001,220
Net charge-offs$356,0001,871
Cash dividends$1,658,000206
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$894,0001,193
2009-12-31 (YTD Data)Rank
Total interest income$16,798,0002,020
Total interest expense$4,833,0002,337
Net interest income$11,965,0001,849
Provision for loan and lease losses$2,083,0002,428
Total noninterest income$17,348,000427
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,936,000572
Trading account gains and fees$0211
Additional Noninterest Income$14,412,000344
Total noninterest expense$21,041,000996
Salaries and employee benefits$10,738,000917
Premises and equipment expense$2,206,0001,236
Additional noninterest expense$8,097,000970
Pre-tax net operating income$6,189,000699
Securities gains (losses)$-1,580,0007,774
Applicable income taxes$304,0002,020
Income before extraordinary items$4,305,000796
Extraordinary gains, net$034
Net income$4,305,000794
Minority interest net income$0115
Net income of bank and minority interests.$4,305,000796
Net charge-offs$1,709,0002,224
Cash dividends$2,823,000625
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,774,400582
2009-09-30 (YTD Data)Rank
Total interest income$12,520,0002,072
Total interest expense$3,775,0002,342
Net interest income$8,745,0001,894
Provision for loan and lease losses$558,0003,641
Total noninterest income$12,153,000453
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,151,000587
Trading account gains and fees$0212
Additional Noninterest Income$10,002,000371
Total noninterest expense$15,245,0001,012
Salaries and employee benefits$7,678,000967
Premises and equipment expense$1,597,0001,288
Additional noninterest expense$5,970,000944
Pre-tax net operating income$5,095,000667
Securities gains (losses)$-1,580,0007,904
Applicable income taxes$232,0002,167
Income before extraordinary items$3,283,000834
Extraordinary gains, net$027
Net income$3,283,000835
Minority interest net income$0118
Net income of bank and minority interests.$3,283,000835
Net charge-offs$678,0002,668
Cash dividends$2,773,000458
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,752,400562
2009-06-30 (YTD Data)Rank
Total interest income$8,314,0002,116
Total interest expense$2,600,0002,358
Net interest income$5,714,0001,920
Provision for loan and lease losses$372,0003,394
Total noninterest income$7,448,000490
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,372,000609
Trading account gains and fees$0193
Additional Noninterest Income$6,076,000406
Total noninterest expense$9,759,0001,074
Salaries and employee benefits$5,021,0001,006
Premises and equipment expense$1,048,0001,328
Additional noninterest expense$3,690,0001,035
Pre-tax net operating income$3,031,000771
Securities gains (losses)$-1,732,0008,051
Applicable income taxes$87,0002,738
Income before extraordinary items$1,212,0001,533
Extraordinary gains, net$021
Net income$1,212,0001,530
Minority interest net income$0112
Net income of bank and minority interests.$1,212,0001,532
Net charge-offs$448,0002,465
Cash dividends$2,113,000416
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,822,760631
2009-03-31 (YTD Data)Rank
Total interest income$4,106,0002,163
Total interest expense$1,328,0002,392
Net interest income$2,778,0001,970
Provision for loan and lease losses$186,0002,957
Total noninterest income$2,654,000599
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$650,000622
Trading account gains and fees$0171
Additional Noninterest Income$2,004,000508
Total noninterest expense$3,997,0001,256
Salaries and employee benefits$2,180,0001,170
Premises and equipment expense$491,0001,447
Additional noninterest expense$1,326,0001,234
Pre-tax net operating income$1,249,0001,021
Securities gains (losses)$87,0001,066
Applicable income taxes$88,0002,306
Income before extraordinary items$1,248,000845
Extraordinary gains, net$015
Net income$1,248,000846
Minority interest net income$0102
Net income of bank and minority interests.$1,248,000847
Net charge-offs$155,0002,381
Cash dividends$971,000478
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,167,090854
2008-12-31 (YTD Data)Rank
Total interest income$17,504,0002,165
Total interest expense$6,436,0002,364
Net interest income$11,068,0002,009
Provision for loan and lease losses$1,072,0002,598
Total noninterest income$9,671,000615
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,769,000629
Trading account gains and fees$0154
Additional Noninterest Income$6,902,000505
Total noninterest expense$16,046,0001,221
Salaries and employee benefits$8,246,0001,212
Premises and equipment expense$2,031,0001,350
Additional noninterest expense$5,769,0001,115
Pre-tax net operating income$3,621,0001,512
Securities gains (losses)$159,000838
Applicable income taxes$250,0002,599
Income before extraordinary items$3,530,0001,180
Extraordinary gains, net$039
Net income$3,530,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,0002,448
Cash dividends$3,296,000824
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,382,1301,312
2008-09-30 (YTD Data)Rank
Total interest income$13,149,0002,217
Total interest expense$4,898,0002,418
Net interest income$8,251,0002,031
Provision for loan and lease losses$272,0003,719
Total noninterest income$6,937,000665
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,057,000644
Trading account gains and fees$0148
Additional Noninterest Income$4,880,000566
Total noninterest expense$11,181,0001,285
Salaries and employee benefits$5,964,0001,293
Premises and equipment expense$1,470,0001,421
Additional noninterest expense$3,747,0001,225
Pre-tax net operating income$3,735,0001,326
Securities gains (losses)$151,000739
Applicable income taxes$256,0002,639
Income before extraordinary items$3,630,0001,011
Extraordinary gains, net$031
Net income$3,630,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0002,289
Cash dividends$3,196,000680
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,489,5701,121
2008-06-30 (YTD Data)Rank
Total interest income$8,772,0002,240
Total interest expense$3,361,0002,447
Net interest income$5,411,0002,054
Provision for loan and lease losses$164,0003,469
Total noninterest income$4,172,000741
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,309,000658
Trading account gains and fees$0149
Additional Noninterest Income$2,863,000635
Total noninterest expense$7,188,0001,334
Salaries and employee benefits$3,888,0001,333
Premises and equipment expense$936,0001,484
Additional noninterest expense$2,364,0001,256
Pre-tax net operating income$2,231,0001,527
Securities gains (losses)$127,000816
Applicable income taxes$155,0002,974
Income before extraordinary items$2,203,0001,260
Extraordinary gains, net$021
Net income$2,203,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,505
Cash dividends$2,663,000610
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,084,8901,294
2008-03-31 (YTD Data)Rank
Total interest income$4,381,0002,300
Total interest expense$1,789,0002,460
Net interest income$2,592,0002,138
Provision for loan and lease losses$133,0002,332
Total noninterest income$1,497,000967
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$610,000706
Trading account gains and fees$0158
Additional Noninterest Income$887,000934
Total noninterest expense$3,182,0001,506
Salaries and employee benefits$1,787,0001,488
Premises and equipment expense$425,0001,641
Additional noninterest expense$970,0001,481
Pre-tax net operating income$774,0002,229
Securities gains (losses)$96,000733
Applicable income taxes$57,0003,422
Income before extraordinary items$813,0001,787
Extraordinary gains, net$015
Net income$813,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,428
Cash dividends$936,000812
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$723,7201,913
2007-12-31 (YTD Data)Rank
Total interest income$18,980,0002,162
Total interest expense$7,469,0002,469
Net interest income$11,511,0001,977
Provision for loan and lease losses$720,0001,812
Total noninterest income$7,923,000750
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,710,000645
Trading account gains and fees$0178
Additional Noninterest Income$5,213,000659
Total noninterest expense$13,882,0001,333
Salaries and employee benefits$7,649,0001,312
Premises and equipment expense$1,913,0001,392
Additional noninterest expense$4,320,0001,306
Pre-tax net operating income$4,832,0001,698
Securities gains (losses)$4,0001,644
Applicable income taxes$318,0003,316
Income before extraordinary items$4,518,0001,431
Extraordinary gains, net$039
Net income$4,518,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,737
Cash dividends$2,757,0001,275
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,514,2801,413
2007-09-30 (YTD Data)Rank
Total interest income$14,799,0002,123
Total interest expense$5,576,0002,477
Net interest income$9,223,0001,847
Provision for loan and lease losses$574,0001,397
Total noninterest income$5,128,000849
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,007,000644
Trading account gains and fees$0184
Additional Noninterest Income$3,121,000806
Total noninterest expense$10,052,0001,362
Salaries and employee benefits$5,537,0001,364
Premises and equipment expense$1,384,0001,439
Additional noninterest expense$3,131,0001,311
Pre-tax net operating income$3,725,0001,775
Securities gains (losses)$01,655
Applicable income taxes$245,0003,447
Income before extraordinary items$3,480,0001,465
Extraordinary gains, net$033
Net income$3,480,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,608
Cash dividends$2,756,000939
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,480,0001,456
2007-06-30 (YTD Data)Rank
Total interest income$9,743,0002,159
Total interest expense$3,695,0002,494
Net interest income$6,048,0001,906
Provision for loan and lease losses$398,0001,251
Total noninterest income$3,176,000929
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,299,000670
Trading account gains and fees$0168
Additional Noninterest Income$1,877,000899
Total noninterest expense$6,503,0001,420
Salaries and employee benefits$3,607,0001,431
Premises and equipment expense$891,0001,508
Additional noninterest expense$2,005,0001,365
Pre-tax net operating income$2,323,0001,912
Securities gains (losses)$01,444
Applicable income taxes$152,0003,636
Income before extraordinary items$2,171,0001,606
Extraordinary gains, net$029
Net income$2,171,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,129
Cash dividends$2,257,000793
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,171,0001,587
2007-03-31 (YTD Data)Rank
Total interest income$4,736,0002,200
Total interest expense$1,871,0002,442
Net interest income$2,865,0002,033
Provision for loan and lease losses$221,0001,087
Total noninterest income$1,377,0001,017
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$618,000687
Trading account gains and fees$0195
Additional Noninterest Income$759,0001,023
Total noninterest expense$3,006,0001,527
Salaries and employee benefits$1,684,0001,542
Premises and equipment expense$404,0001,654
Additional noninterest expense$918,0001,460
Pre-tax net operating income$1,015,0002,138
Securities gains (losses)$01,187
Applicable income taxes$67,0003,794
Income before extraordinary items$948,0001,799
Extraordinary gains, net$022
Net income$948,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,000660
Cash dividends$1,216,000682
Sale, conversion, retirement of capital stock, net$0885
Net operating income$948,0001,790
2006-12-31 (YTD Data)Rank
Total interest income$16,958,0002,308
Total interest expense$5,937,0002,628
Net interest income$11,021,0002,100
Provision for loan and lease losses$811,0001,258
Total noninterest income$7,539,000780
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,143,000817
Trading account gains and fees$0130
Additional Noninterest Income$5,396,000643
Total noninterest expense$12,884,0001,387
Salaries and employee benefits$7,041,0001,386
Premises and equipment expense$1,811,0001,416
Additional noninterest expense$4,032,0001,321
Pre-tax net operating income$4,865,0001,936
Securities gains (losses)$3,0001,365
Applicable income taxes$319,0003,731
Income before extraordinary items$4,549,0001,591
Extraordinary gains, net$051
Net income$4,549,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,268
Cash dividends$2,967,0001,136
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,546,2101,576
2006-09-30 (YTD Data)Rank
Total interest income$12,206,0002,377
Total interest expense$4,096,0002,718
Net interest income$8,110,0002,159
Provision for loan and lease losses$514,0001,362
Total noninterest income$5,387,000823
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,512,000878
Trading account gains and fees$0126
Additional Noninterest Income$3,875,000672
Total noninterest expense$9,273,0001,455
Salaries and employee benefits$5,078,0001,463
Premises and equipment expense$1,314,0001,477
Additional noninterest expense$2,881,0001,380
Pre-tax net operating income$3,710,0001,966
Securities gains (losses)$01,388
Applicable income taxes$243,0003,884
Income before extraordinary items$3,467,0001,598
Extraordinary gains, net$045
Net income$3,467,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,313
Cash dividends$2,917,000851
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,467,0001,577
2006-06-30 (YTD Data)Rank
Total interest income$7,700,0002,453
Total interest expense$2,442,0002,872
Net interest income$5,258,0002,221
Provision for loan and lease losses$343,0001,326
Total noninterest income$3,345,000866
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,098,000801
Trading account gains and fees$0126
Additional Noninterest Income$2,247,000743
Total noninterest expense$5,980,0001,501
Salaries and employee benefits$3,270,0001,524
Premises and equipment expense$863,0001,505
Additional noninterest expense$1,847,0001,434
Pre-tax net operating income$2,280,0002,100
Securities gains (losses)$01,185
Applicable income taxes$150,0004,003
Income before extraordinary items$2,130,0001,711
Extraordinary gains, net$039
Net income$2,130,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$2,609,000646
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,130,0001,694
2006-03-31 (YTD Data)Rank
Total interest income$3,656,0002,522
Total interest expense$1,121,0002,972
Net interest income$2,535,0002,298
Provision for loan and lease losses$171,0001,287
Total noninterest income$1,324,0001,032
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$502,000840
Trading account gains and fees$0115
Additional Noninterest Income$822,000944
Total noninterest expense$2,714,0001,648
Salaries and employee benefits$1,502,0001,657
Premises and equipment expense$414,0001,576
Additional noninterest expense$798,0001,635
Pre-tax net operating income$974,0002,324
Securities gains (losses)$0955
Applicable income taxes$64,0004,174
Income before extraordinary items$910,0001,954
Extraordinary gains, net$021
Net income$910,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,427
Cash dividends$1,370,000585
Sale, conversion, retirement of capital stock, net$0648
Net operating income$910,0001,933
2005-12-31 (YTD Data)Rank
Total interest income$12,400,0002,643
Total interest expense$3,293,0003,090
Net interest income$9,107,0002,413
Provision for loan and lease losses$540,0001,779
Total noninterest income$7,704,000752
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,977,000878
Trading account gains and fees$0138
Additional Noninterest Income$5,727,000621
Total noninterest expense$12,201,0001,403
Salaries and employee benefits$6,616,0001,411
Premises and equipment expense$1,722,0001,420
Additional noninterest expense$3,863,0001,324
Pre-tax net operating income$4,070,0002,197
Securities gains (losses)$02,296
Applicable income taxes$266,0004,286
Income before extraordinary items$3,804,0001,811
Extraordinary gains, net$046
Net income$3,804,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,617
Cash dividends$1,902,0001,532
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,804,0001,787
2005-09-30 (YTD Data)Rank
Total interest income$8,836,0002,704
Total interest expense$2,230,0003,208
Net interest income$6,606,0002,464
Provision for loan and lease losses$368,0001,839
Total noninterest income$5,519,000797
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,416,000919
Trading account gains and fees$0126
Additional Noninterest Income$4,103,000638
Total noninterest expense$8,675,0001,472
Salaries and employee benefits$4,733,0001,467
Premises and equipment expense$1,212,0001,500
Additional noninterest expense$2,730,0001,395
Pre-tax net operating income$3,082,0002,184
Securities gains (losses)$02,317
Applicable income taxes$200,0004,419
Income before extraordinary items$2,882,0001,814
Extraordinary gains, net$035
Net income$2,882,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,525
Cash dividends$1,853,0001,130
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,882,0001,782
2005-06-30 (YTD Data)Rank
Total interest income$5,536,0002,781
Total interest expense$1,315,0003,390
Net interest income$4,221,0002,528
Provision for loan and lease losses$225,0001,956
Total noninterest income$3,777,000758
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,048,000809
Trading account gains and fees$0116
Additional Noninterest Income$2,729,000633
Total noninterest expense$5,884,0001,443
Salaries and employee benefits$3,203,0001,435
Premises and equipment expense$846,0001,432
Additional noninterest expense$1,835,0001,355
Pre-tax net operating income$1,889,0002,279
Securities gains (losses)$02,146
Applicable income taxes$122,0004,547
Income before extraordinary items$1,767,0001,928
Extraordinary gains, net$030
Net income$1,767,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,124
Cash dividends$1,314,0001,045
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,767,0001,892
2005-03-31 (YTD Data)Rank
Total interest income$2,615,0002,883
Total interest expense$573,0003,639
Net interest income$2,042,0002,603
Provision for loan and lease losses$112,0001,880
Total noninterest income$1,719,000813
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$477,000861
Trading account gains and fees$0115
Additional Noninterest Income$1,242,000678
Total noninterest expense$2,851,0001,487
Salaries and employee benefits$1,559,0001,496
Premises and equipment expense$411,0001,466
Additional noninterest expense$881,0001,412
Pre-tax net operating income$798,0002,579
Securities gains (losses)$01,685
Applicable income taxes$50,0004,748
Income before extraordinary items$748,0002,203
Extraordinary gains, net$024
Net income$748,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0001,109
Cash dividends$543,0001,139
Sale, conversion, retirement of capital stock, net$0491
Net operating income$748,0002,161
2004-12-31 (YTD Data)Rank
Total interest income$9,157,0003,059
Total interest expense$1,789,0003,991
Net interest income$7,368,0002,750
Provision for loan and lease losses$1,131,000944
Total noninterest income$6,368,000865
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,981,000878
Trading account gains and fees$0138
Additional Noninterest Income$4,387,000735
Total noninterest expense$10,675,0001,521
Salaries and employee benefits$5,716,0001,556
Premises and equipment expense$1,558,0001,481
Additional noninterest expense$3,401,0001,455
Pre-tax net operating income$1,930,0003,584
Securities gains (losses)$03,819
Applicable income taxes$130,0005,257
Income before extraordinary items$1,800,0003,193
Extraordinary gains, net$034
Net income$1,800,0003,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$873,000872
Cash dividends$982,0002,387
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,800,0003,130
2004-09-30 (YTD Data)Rank
Total interest income$6,811,0003,046
Total interest expense$1,328,0003,987
Net interest income$5,483,0002,744
Provision for loan and lease losses$1,005,000769
Total noninterest income$4,808,000878
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,468,000889
Trading account gains and fees$0134
Additional Noninterest Income$3,340,000740
Total noninterest expense$7,951,0001,532
Salaries and employee benefits$4,286,0001,548
Premises and equipment expense$1,174,0001,472
Additional noninterest expense$2,491,0001,473
Pre-tax net operating income$1,335,0003,881
Securities gains (losses)$03,710
Applicable income taxes$90,0005,450
Income before extraordinary items$1,245,0003,456
Extraordinary gains, net$026
Net income$1,245,0003,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$866,000633
Cash dividends$982,0001,749
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,245,0003,363
2004-06-30 (YTD Data)Rank
Total interest income$4,475,0003,069
Total interest expense$886,0003,976
Net interest income$3,589,0002,779
Provision for loan and lease losses$239,0001,946
Total noninterest income$3,126,000885
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,091,000802
Trading account gains and fees$0130
Additional Noninterest Income$2,035,000786
Total noninterest expense$5,179,0001,565
Salaries and employee benefits$2,827,0001,564
Premises and equipment expense$757,0001,535
Additional noninterest expense$1,595,0001,513
Pre-tax net operating income$1,297,0002,931
Securities gains (losses)$03,413
Applicable income taxes$86,0005,032
Income before extraordinary items$1,211,0002,506
Extraordinary gains, net$021
Net income$1,211,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0001,706
Cash dividends$982,0001,320
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,211,0002,440
2004-03-31 (YTD Data)Rank
Total interest income$2,235,0003,085
Total interest expense$450,0003,978
Net interest income$1,785,0002,793
Provision for loan and lease losses$119,0001,882
Total noninterest income$1,496,000914
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$437,000960
Trading account gains and fees$0121
Additional Noninterest Income$1,059,000757
Total noninterest expense$2,566,0001,587
Salaries and employee benefits$1,418,0001,582
Premises and equipment expense$358,0001,636
Additional noninterest expense$790,0001,523
Pre-tax net operating income$596,0003,093
Securities gains (losses)$02,934
Applicable income taxes$40,0005,105
Income before extraordinary items$556,0002,693
Extraordinary gains, net$016
Net income$556,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,199
Cash dividends$474,0001,290
Sale, conversion, retirement of capital stock, net$0464
Net operating income$556,0002,598
2003-12-31 (YTD Data)Rank
Total interest income$9,233,0003,041
Total interest expense$2,095,0003,883
Net interest income$7,138,0002,703
Provision for loan and lease losses$339,0002,918
Total noninterest income$8,355,000753
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,556,0001,109
Trading account gains and fees$0160
Additional Noninterest Income$6,799,000592
Total noninterest expense$11,415,0001,407
Salaries and employee benefits$6,378,0001,349
Premises and equipment expense$1,314,0001,725
Additional noninterest expense$3,723,0001,337
Pre-tax net operating income$3,739,0002,082
Securities gains (losses)$-1,0008,546
Applicable income taxes$261,0004,493
Income before extraordinary items$3,477,0001,793
Extraordinary gains, net$054
Net income$3,477,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,940
Cash dividends$2,665,0001,104
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,477,9301,709
2003-09-30 (YTD Data)Rank
Total interest income$7,001,0003,056
Total interest expense$1,626,0003,894
Net interest income$5,375,0002,705
Provision for loan and lease losses$252,0002,835
Total noninterest income$6,780,000736
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,127,0001,146
Trading account gains and fees$0153
Additional Noninterest Income$5,653,000584
Total noninterest expense$8,720,0001,391
Salaries and employee benefits$4,928,0001,327
Premises and equipment expense$976,0001,753
Additional noninterest expense$2,816,0001,311
Pre-tax net operating income$3,183,0001,950
Securities gains (losses)$04,204
Applicable income taxes$222,0004,491
Income before extraordinary items$2,961,0001,625
Extraordinary gains, net$040
Net income$2,961,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,187
Cash dividends$2,055,000983
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,961,0001,555
2003-06-30 (YTD Data)Rank
Total interest income$4,724,0003,049
Total interest expense$1,124,0003,883
Net interest income$3,600,0002,706
Provision for loan and lease losses$167,0002,849
Total noninterest income$4,654,000707
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$753,0001,126
Trading account gains and fees$0150
Additional Noninterest Income$3,901,000560
Total noninterest expense$5,839,0001,387
Salaries and employee benefits$3,312,0001,311
Premises and equipment expense$622,0001,835
Additional noninterest expense$1,905,0001,297
Pre-tax net operating income$2,248,0001,846
Securities gains (losses)$03,782
Applicable income taxes$161,0004,384
Income before extraordinary items$2,087,0001,560
Extraordinary gains, net$030
Net income$2,087,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,574
Cash dividends$1,155,0001,175
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,087,0001,461
2003-03-31 (YTD Data)Rank
Total interest income$2,286,0003,138
Total interest expense$569,0003,934
Net interest income$1,717,0002,810
Provision for loan and lease losses$84,0002,689
Total noninterest income$1,931,000801
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$361,0001,146
Trading account gains and fees$0134
Additional Noninterest Income$1,570,000643
Total noninterest expense$2,705,0001,468
Salaries and employee benefits$1,509,0001,429
Premises and equipment expense$304,0001,879
Additional noninterest expense$892,0001,356
Pre-tax net operating income$859,0002,331
Securities gains (losses)$02,891
Applicable income taxes$71,0004,565
Income before extraordinary items$788,0002,000
Extraordinary gains, net$021
Net income$788,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,750
Cash dividends$605,0001,040
Sale, conversion, retirement of capital stock, net$0419
Net operating income$788,0001,884
2002-12-31 (YTD Data)Rank
Total interest income$9,431,0003,175
Total interest expense$2,635,0003,931
Net interest income$6,796,0002,805
Provision for loan and lease losses$405,0002,800
Total noninterest income$5,657,000940
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,202,0001,355
Trading account gains and fees$0153
Additional Noninterest Income$4,455,000750
Total noninterest expense$9,410,0001,627
Salaries and employee benefits$5,170,0001,570
Premises and equipment expense$1,246,0001,774
Additional noninterest expense$2,994,0001,581
Pre-tax net operating income$2,638,0002,776
Securities gains (losses)$40,0002,603
Applicable income taxes$177,0005,289
Income before extraordinary items$2,501,0002,351
Extraordinary gains, net$070
Net income$2,501,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,350
Cash dividends$1,430,0001,706
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,463,8002,302
2001-12-31 (YTD Data)Rank
Total interest income$10,458,0003,191
Total interest expense$4,261,0003,610
Net interest income$6,197,0002,869
Provision for loan and lease losses$1,155,0001,116
Total noninterest income$5,322,000942
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,057,0001,415
Trading account gains and fees$0177
Additional Noninterest Income$4,265,000741
Total noninterest expense$8,924,0001,631
Salaries and employee benefits$5,097,0001,488
Premises and equipment expense$1,176,0001,830
Additional noninterest expense$2,651,0001,727
Pre-tax net operating income$1,440,0003,963
Securities gains (losses)$04,612
Applicable income taxes$88,0006,155
Income before extraordinary items$1,352,0003,494
Extraordinary gains, net$0105
Net income$1,352,0003,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,498,000707
Cash dividends$980,0002,304
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,352,0003,395
2000-12-31 (YTD Data)Rank
Total interest income$9,883,0003,436
Total interest expense$3,869,0004,080
Net interest income$6,014,0002,938
Provision for loan and lease losses$08,337
Total noninterest income$4,104,0001,053
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$953,0001,431
Trading account gains and fees$0180
Additional Noninterest Income$3,151,000837
Total noninterest expense$7,930,0001,759
Salaries and employee benefits$4,586,0001,548
Premises and equipment expense$1,061,0001,963
Additional noninterest expense$2,283,0001,913
Pre-tax net operating income$2,188,0003,099
Securities gains (losses)$-89,0009,387
Applicable income taxes$426,0003,856
Income before extraordinary items$1,673,0002,973
Extraordinary gains, net$038
Net income$1,673,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$1,680,0001,531
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,744,2002,865
1999-12-31 (YTD Data)Rank
Total interest income$8,658,0003,640
Total interest expense$3,104,0004,475
Net interest income$5,554,0003,124
Provision for loan and lease losses$08,503
Total noninterest income$5,014,000946
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$919,0001,414
Trading account gains and fees$0173
Additional Noninterest Income$4,095,000731
Total noninterest expense$8,188,0001,683
Salaries and employee benefits$4,673,0001,476
Premises and equipment expense$1,043,0001,964
Additional noninterest expense$2,472,0001,792
Pre-tax net operating income$2,380,0002,906
Securities gains (losses)$-11,0009,339
Applicable income taxes$801,0002,639
Income before extraordinary items$1,568,0003,136
Extraordinary gains, net$035
Net income$1,568,0003,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,227
Cash dividends$885,0002,503
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,575,2603,098
1998-12-31 (YTD Data)Rank
Total interest income$8,672,0003,657
Total interest expense$3,285,0004,391
Net interest income$5,387,0003,189
Provision for loan and lease losses$19,0007,809
Total noninterest income$5,693,000850
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$835,0001,512
Trading account gains and fees$0224
Additional Noninterest Income$4,858,000653
Total noninterest expense$8,179,0001,620
Salaries and employee benefits$4,887,0001,344
Premises and equipment expense$1,062,0001,854
Additional noninterest expense$2,230,0001,895
Pre-tax net operating income$2,882,0002,471
Securities gains (losses)$04,449
Applicable income taxes$1,024,0002,275
Income before extraordinary items$1,858,0002,728
Extraordinary gains, net$032
Net income$1,858,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,094
Cash dividends$625,0003,046
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,858,0002,656
1997-12-31 (YTD Data)Rank
Total interest income$8,131,0003,915
Total interest expense$3,086,0004,587
Net interest income$5,045,0003,455
Provision for loan and lease losses$1,0008,801
Total noninterest income$4,017,0001,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$777,0001,668
Trading account gains and feesNANA
Additional Noninterest Income$3,240,000804
Total noninterest expense$7,299,0001,778
Salaries and employee benefits$4,160,0001,565
Premises and equipment expense$1,002,0001,972
Additional noninterest expense$2,137,0001,983
Pre-tax net operating income$1,762,0003,925
Securities gains (losses)$-13,00010,166
Applicable income taxes$598,0003,681
Income before extraordinary items$1,151,0004,197
Extraordinary gains, net$044
Net income$1,151,0004,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,272
Cash dividends$175,0005,659
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,159,5804,113
1996-12-31 (YTD Data)Rank
Total interest income$7,672,0004,195
Total interest expense$2,939,0004,862
Net interest income$4,733,0003,729
Provision for loan and lease losses$231,0003,108
Total noninterest income$4,449,0001,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$657,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$3,792,000763
Total noninterest expense$7,439,0001,901
Salaries and employee benefits$4,265,0001,558
Premises and equipment expense$1,015,0001,973
Additional noninterest expense$2,159,0002,286
Pre-tax net operating income$1,512,0004,312
Securities gains (losses)$17,0002,110
Applicable income taxes$522,0004,014
Income before extraordinary items$1,007,0004,483
Extraordinary gains, net$053
Net income$1,007,0004,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,776
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$995,7804,478
1995-12-31 (YTD Data)Rank
Total interest income$7,108,0004,496
Total interest expense$2,496,0005,577
Net interest income$4,612,0003,810
Provision for loan and lease losses$139,0003,796
Total noninterest income$3,875,0001,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$620,0002,183
Trading account gains and feesNANA
Additional Noninterest Income$3,255,000849
Total noninterest expense$6,880,0002,009
Salaries and employee benefits$3,908,0001,697
Premises and equipment expense$1,052,0001,938
Additional noninterest expense$1,920,0002,489
Pre-tax net operating income$1,468,0004,529
Securities gains (losses)$-28,00010,792
Applicable income taxes$516,0004,106
Income before extraordinary items$924,0004,882
Extraordinary gains, net$065
Net income$924,0004,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,209
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$941,9204,810
1994-12-31 (YTD Data)Rank
Total interest income$5,955,0004,896
Total interest expense$1,916,0005,804
Net interest income$4,039,0004,335
Provision for loan and lease losses$51,0006,050
Total noninterest income$2,997,0001,367
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$542,0002,514
Trading account gains and feesNANA
Additional Noninterest Income$2,455,0001,000
Total noninterest expense$6,229,0002,269
Salaries and employee benefits$3,606,0001,856
Premises and equipment expense$981,0002,074
Additional noninterest expense$1,642,0003,063
Pre-tax net operating income$756,0007,100
Securities gains (losses)$03,600
Applicable income taxes$266,0006,308
Income before extraordinary items$490,0007,387
Extraordinary gains, net$0249
Net income$490,0007,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,999
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$490,0007,423
1993-12-31 (YTD Data)Rank
Total interest income$5,397,0005,419
Total interest expense$1,791,0006,354
Net interest income$3,606,0004,826
Provision for loan and lease losses$155,0004,559
Total noninterest income$3,770,0001,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$592,0002,326
Trading account gains and feesNANA
Additional Noninterest Income$3,178,000923
Total noninterest expense$5,861,0002,442
Salaries and employee benefits$3,389,0001,954
Premises and equipment expense$846,0002,413
Additional noninterest expense$1,626,0003,271
Pre-tax net operating income$1,360,0004,699
Securities gains (losses)$07,477
Applicable income taxes$486,0004,289
Income before extraordinary items$874,0005,206
Extraordinary gains, net$152,0001,216
Net income$1,026,0004,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0004,605
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$874,0004,985
1992-12-31 (YTD Data)Rank
Total interest income$5,819,0005,631
Total interest expense$2,243,0006,527
Net interest income$3,576,0004,917
Provision for loan and lease losses$300,0004,111
Total noninterest income$3,224,0001,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$665,0002,047
Trading account gains and feesNANA
Additional Noninterest Income$2,559,0001,060
Total noninterest expense$5,636,0002,566
Salaries and employee benefits$3,034,0002,167
Premises and equipment expense$924,0002,252
Additional noninterest expense$1,678,0003,257
Pre-tax net operating income$864,0006,271
Securities gains (losses)$08,369
Applicable income taxes$225,0007,091
Income before extraordinary items$639,0006,301
Extraordinary gains, net$210,000413
Net income$849,0005,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0003,036
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$639,0005,959

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.