Home > Volunteer Bank and Trust Company of Hamilton County > Assets and Liabilities
Volunteer Bank and Trust Company of Hamilton County, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $74,788,000 | 5,452 |
| Cash and due from depository institutions | $3,690,000 | 3,898 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,685,000 | 6,100 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 6,876 |
| Net loans & leases | $51,132,000 | 4,870 |
| Loan loss allowance | $545,000 | 5,309 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,309,000 | 1,863 |
| Other real estate owned | $327,000 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $520,000 | 8,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,788,000 | 5,452 |
| Total liabilities | $68,854,000 | 5,367 |
| Total deposits | $67,306,000 | 5,216 |
| Interest-bearing deposits | $57,000,000 | 5,230 |
| Deposits held in domestic offices | $67,306,000 | 5,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $667,000 | 2,583 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $881,000 | 3,877 |
| Total equity capital | $5,934,000 | 6,408 |
| Total bank equity capital | $5,934,000 | 6,408 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,048,000 | 2,995 |
| Surplus | $2,307,000 | 4,969 |
| Undivided profits | $2,579,000 | 6,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $352,000 | 5,982 |
| Earning assets | $65,942,000 | 5,605 |
| Long-term assets (5+ years) | $4,973,000 | 6,227 |
| Average Assets, year-to-date | $70,042,600 | 5,466 |
| Average Assets, quarterly | $73,273,000 | 5,457 |
| Volatile liabilities | $12,845,000 | 4,239 |
| Insider loans | $624,000 | 4,713 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,889,000 | 4,550 |
| Tier 1 (core) risk-based capital | $5,829,000 | 6,318 |
| Tier 2 risk-based capital | $545,000 | 4,909 |
| Total risk weighted assets | $55,437,100 | 4,697 |
| Total unused commitments | $6,889,000 | 4,556 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $67,603,000 | 5,866 |
| Cash and due from depository institutions | $2,904,000 | 4,375 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,871,000 | 6,279 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 2,951 |
| Net loans & leases | $43,074,000 | 5,540 |
| Loan loss allowance | $536,000 | 5,430 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,621,000 | 3,031 |
| Other real estate owned | $18,000 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $590,000 | 7,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,603,000 | 5,866 |
| Total liabilities | $62,273,000 | 5,750 |
| Total deposits | $60,845,000 | 5,598 |
| Interest-bearing deposits | $52,057,000 | 5,619 |
| Deposits held in domestic offices | $60,845,000 | 5,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $680,000 | 2,935 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $748,000 | 4,482 |
| Total equity capital | $5,330,000 | 6,894 |
| Total bank equity capital | $5,330,000 | 6,894 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,048,000 | 3,064 |
| Surplus | $2,307,000 | 4,966 |
| Undivided profits | $1,975,000 | 7,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $343,000 | 6,304 |
| Earning assets | $61,470,000 | 5,899 |
| Long-term assets (5+ years) | $6,030,000 | 5,548 |
| Average Assets, year-to-date | $62,707,800 | 5,966 |
| Average Assets, quarterly | $65,520,500 | 5,933 |
| Volatile liabilities | $14,155,000 | 3,916 |
| Insider loans | $685,000 | 4,569 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,340,000 | 5,013 |
| Tier 1 (core) risk-based capital | $5,312,000 | 6,757 |
| Tier 2 risk-based capital | $536,000 | 4,910 |
| Total risk weighted assets | $46,293,500 | 5,365 |
| Total unused commitments | $5,340,000 | 5,017 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $57,984,000 | 6,665 |
| Cash and due from depository institutions | $2,613,000 | 5,392 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,799,000 | 7,657 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 4,252 |
| Net loans & leases | $38,950,000 | 5,962 |
| Loan loss allowance | $489,000 | 6,023 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,667,000 | 2,908 |
| Other real estate owned | $0 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $405,000 | 9,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,984,000 | 6,665 |
| Total liabilities | $53,467,000 | 6,544 |
| Total deposits | $51,655,000 | 6,455 |
| Interest-bearing deposits | $43,425,000 | 6,534 |
| Deposits held in domestic offices | $51,655,000 | 6,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,187,000 | 2,652 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,000 | 5,213 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $610,000 | 5,201 |
| Total equity capital | $4,517,000 | 7,675 |
| Total bank equity capital | $4,517,000 | 7,675 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,048,000 | 3,282 |
| Surplus | $2,307,000 | 5,024 |
| Undivided profits | $1,162,000 | 8,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 8,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $288,000 | 7,078 |
| Earning assets | $52,299,000 | 6,720 |
| Long-term assets (5+ years) | $5,127,000 | 5,816 |
| Average Assets, year-to-date | $53,087,800 | 6,851 |
| Average Assets, quarterly | $57,311,000 | 6,655 |
| Volatile liabilities | $10,637,000 | 4,674 |
| Insider loans | $732,000 | 4,451 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,255,000 | 4,145 |
| Tier 1 (core) risk-based capital | $4,543,000 | 7,527 |
| Tier 2 risk-based capital | $489,000 | 5,350 |
| Total risk weighted assets | $41,869,600 | 5,781 |
| Total unused commitments | $7,255,000 | 4,159 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $49,058,000 | 7,491 |
| Cash and due from depository institutions | $2,693,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,560,000 | 9,163 |
| Federal funds sold & reverse repurchase agreements | $3,825,000 | 3,648 |
| Net loans & leases | $32,026,000 | 6,724 |
| Loan loss allowance | $484,000 | 6,191 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,582,000 | 2,934 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $372,000 | 10,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,058,000 | 7,491 |
| Total liabilities | $44,983,000 | 7,388 |
| Total deposits | $43,357,000 | 7,362 |
| Interest-bearing deposits | $36,004,000 | 7,506 |
| Deposits held in domestic offices | $43,357,000 | 7,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,027,000 | 2,667 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,000 | 4,832 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $571,000 | 5,670 |
| Total equity capital | $4,075,000 | 8,261 |
| Total bank equity capital | $4,075,000 | 8,261 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,048,000 | 3,422 |
| Surplus | $2,307,000 | 5,058 |
| Undivided profits | $720,000 | 9,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 9,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,175 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $43,411,000 | 7,634 |
| Long-term assets (5+ years) | $2,191,000 | 7,712 |
| Average Assets, year-to-date | $47,009,000 | 7,484 |
| Average Assets, quarterly | $48,757,000 | 7,457 |
| Volatile liabilities | $7,619,000 | 5,463 |
| Insider loans | $956,000 | 3,840 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,171,000 | 7,211 |
| Tier 1 (core) risk-based capital | $4,072,000 | 8,144 |
| Tier 2 risk-based capital | $428,350 | 5,905 |
| Total risk weighted assets | $34,212,250 | 6,642 |
| Total unused commitments | $2,171,000 | 7,227 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $43,916,000 | 8,101 |
| Cash and due from depository institutions | $2,633,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,497,000 | 8,925 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 3,865 |
| Net loans & leases | $27,419,000 | 7,420 |
| Loan loss allowance | $508,000 | 6,101 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,952,000 | 3,729 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $490,000 | 9,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,916,000 | 8,101 |
| Total liabilities | $40,502,000 | 7,987 |
| Total deposits | $38,901,000 | 7,952 |
| Interest-bearing deposits | $31,866,000 | 8,162 |
| Deposits held in domestic offices | $38,901,000 | 7,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,059,000 | 3,296 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $542,000 | 4,940 |
| Total equity capital | $3,414,000 | 8,920 |
| Total bank equity capital | $3,414,000 | 8,920 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,048,000 | 3,563 |
| Surplus | $2,307,000 | 5,022 |
| Undivided profits | $59,000 | 11,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $174,000 | 9,102 |
| Earning assets | $38,841,000 | 8,263 |
| Long-term assets (5+ years) | $6,537,000 | 5,286 |
| Average Assets, year-to-date | $41,892,200 | 8,214 |
| Average Assets, quarterly | $43,184,500 | 8,158 |
| Volatile liabilities | $5,977,000 | 6,102 |
| Insider loans | $920,000 | 3,930 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,433,000 | 6,957 |
| Tier 1 (core) risk-based capital | $3,708,000 | 8,638 |
| Tier 2 risk-based capital | $382,340 | 6,439 |
| Total risk weighted assets | $30,461,140 | 7,173 |
| Total unused commitments | $2,433,000 | 6,968 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $39,654,000 | 8,883 |
| Cash and due from depository institutions | $2,881,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,774,000 | 9,979 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $25,861,000 | 7,660 |
| Loan loss allowance | $497,000 | 6,419 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,515,000 | 4,618 |
| Other real estate owned | $1,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $222,000 | 12,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,654,000 | 8,883 |
| Total liabilities | $36,106,000 | 8,836 |
| Total deposits | $34,733,000 | 8,865 |
| Interest-bearing deposits | $29,130,000 | 8,945 |
| Deposits held in domestic offices | $34,733,000 | 8,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $968,000 | 2,829 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $405,000 | 6,229 |
| Total equity capital | $3,548,000 | 8,978 |
| Total bank equity capital | $3,548,000 | 8,978 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,048,000 | 3,674 |
| Surplus | $2,307,000 | 4,986 |
| Undivided profits | $193,000 | 11,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $143,000 | 9,696 |
| Earning assets | $35,035,000 | 9,025 |
| Long-term assets (5+ years) | $6,574,000 | 5,608 |
| Average Assets, year-to-date | $38,429,200 | 8,905 |
| Average Assets, quarterly | $40,012,500 | 8,764 |
| Volatile liabilities | $4,327,000 | 7,044 |
| Insider loans | $440,000 | 6,101 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,514,000 | 6,911 |
| Tier 1 (core) risk-based capital | $3,548,000 | 8,904 |
| Tier 2 risk-based capital | $357,430 | 6,761 |
| Total risk weighted assets | $28,455,030 | 7,525 |
| Total unused commitments | $2,514,000 | 6,933 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $35,732,000 | 9,580 |
| Cash and due from depository institutions | $2,163,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,282,000 | 8,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $20,158,000 | 8,890 |
| Loan loss allowance | $440,000 | 7,056 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,622,000 | 4,362 |
| Other real estate owned | $137,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $370,000 | 10,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,732,000 | 9,580 |
| Total liabilities | $32,038,000 | 9,609 |
| Total deposits | $31,272,000 | 9,606 |
| Interest-bearing deposits | $25,531,000 | 9,834 |
| Deposits held in domestic offices | $31,272,000 | 9,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $474,000 | 3,054 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $292,000 | 8,362 |
| Total equity capital | $3,694,000 | 8,670 |
| Total bank equity capital | $3,694,000 | 8,670 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,048,000 | 3,840 |
| Surplus | $2,307,000 | 4,915 |
| Undivided profits | $339,000 | 11,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $135,000 | 10,464 |
| Earning assets | $31,440,000 | 9,712 |
| Long-term assets (5+ years) | $7,100,000 | 5,387 |
| Average Assets, year-to-date | $36,731,000 | 9,271 |
| Average Assets, quarterly | $36,164,500 | 9,459 |
| Volatile liabilities | $3,852,000 | 7,577 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,765,000 | 7,657 |
| Tier 1 (core) risk-based capital | $3,694,000 | 8,597 |
| Tier 2 risk-based capital | $300,910 | 7,597 |
| Total risk weighted assets | $23,934,010 | 8,479 |
| Total unused commitments | $1,765,000 | 7,692 |
| Derivatives | $0 | 651 |